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Whether or not you're familiar with shadow IT, know this: it's everywhere. Our guest this week, Charlie Livingstone, shines a light on the growing problem of shadow IT and how Wagestream are managing the risks it poses. Sit down with Roo and Charlie, as they unpack what shadow IT actually is, the growing challenges associated with it, and what we can do to safeguard ourselves and our organizations.
Join us in today's episode as we welcome Therese Procter, Chief People Officer at Orgshaker, Global Advisor at Wagestream, and Chair & Co-founder of MeVie. With her extensive background, including her role as former CPO of Tesco Bank, Therese brings invaluable insights into the workplace implications of breast cancer, sharing her personal journey and the critical lessons learned.
Today, I enjoyed an engaging conversation with David Woodward, the Chief Product and Technology Officer at Zellis, a frontrunner in Human Capital Management (HCM) and payroll technology. David, with his extensive background spanning over two decades in the HR and payroll tech industry, including senior roles at ADP, SD Worx, and MHR, brings a treasure trove of insights and experiences. This episode arrives at a crucial time as the world grapples with a significant cost of living crisis. David sheds light on how technology is not just a tool for efficiency but a powerful ally in enhancing the financial wellbeing for employees. He shares his experiences with integrating Wagestream's financial wellbeing suite into several large organizations, both in the public and private sectors, highlighting how these initiatives are making a real difference in employees' lives. We delve into the nuances of how HR and payroll teams can effectively use technology to provide much-needed support to employees during these challenging economic times. They explore future technological advancements that could further improve the financial wellbeing for workers and businesses. A particularly poignant part of the discussion revolves around early access to wages. David explains how this approach can be a game-changer for employees, offering them much-needed flexibility and support. However, it has its challenges. David candidly discusses the hurdles organizations face when implementing these new tech solutions, from integration issues to ensuring user-friendliness, and shares valuable insights on navigating these challenges successfully.
Today we happy to welcome Emma Steele from Ascension VC. Emma is a Partner at Ascension's Impact Fund a Seed-stage venture fund focused on creating resilient societies by backing impact driven founders that are driving commercial value and, hopefully, on their way to become the next impact dragons.Ascension has an established portfolio of more than 180 companies and notable investments led by Emma including Wagestream, Credit Kudos and Tembo.
In today's episode of Category Visionaries, we speak with Peter Briffett, CEO and Co-Founder of Wagestream, a financial well-being platform that's raised $370 Million in funding. Topics Discussed: Peter's background in business, joining the early days of the dot-com era and scaling multiple high growth companies The importance of persistence and self-belief in pushing through the inevitable challenges that come with entrepreneurship Why Wagestream opted to partner with enterprise-scale businesses to provide financial services integrated within existing management systems Wagestream's 3 main missions, and why they matter for the next generation of workers How Wagestream's services help solve the issue of costly payday loans and overdraft fees while providing better financial independence Favorite book: Crossing the Chasm, 3rd Edition: Marketing and Selling Disruptive Products to Mainstream Customers (Collins Business Essentials)
Our guest today is Erik Porter, Chief Risk Officer at Wagestream. Wagestream is a technology that gives your employees control over when they get paid, giving them access to pay as they earn it. Not only that, Wagestream includes a number of financial wellbeing tools including spending and saving tracking, as well as access to personal financial coaching, making it a great solution to promote financial health. Erik himself has had a very illustrious career in finance which has taken him around the world. He has been at the forefront of promoting financial wellbeing in the UK through a number of charities. After advising Wagestream since founding, Erik was brought on board full-time to lead the risk operations of this 'little bit radical' business. He discusses: How a student exchange programme to former East Germany opened his eyes to how different many people's lives were in other parts of the world The difficulties he faced on his return with his peers How a part-time job at Citi Bank led to a lengthy career in finance The aggressive tactics he witnessed in debt collection at the start of his career in the USA Being the 'only guy in the room' fighting for the customer and the toll it took His 'second act' as a trustee of a debt charity, working at Citizen's Advice, and volunteering at food banks Wagestream as a tool for financial capability Their role helping low income workers through streaming income, savings habits and financial coaching His controversial opinion on financial education in schools Wagestream's 'just in time' education model His definition of Financial Wellbeing from Chris Budd What is it about money that is so taboo? The need to 'decolonise' financial education Erik on Linkedin: https://www.linkedin.com/in/portererik/ Wagestream: https://wagestream.com/en/ Rob on Linkedin: https://www.linkedin.com/in/rob-warren/ Standing on Giants on Linkedin: https://www.linkedin.com/company/standing-on-giants/ Want to appear? Email podcast@standingongiants.com
In this episode of Fintech Thought Leaders, QED's Head of Early Stage Investments Bill Cilluffo speaks with Wagestream CTO and co-founder Portman Wills.Tune in to learn:[1:07] An introduction to Wagestream, a super-app for frontline workers.[2:28] How Portman thinks about his North Star -- the concept of a social enterprise business that helps those who are less fortunate but still pursues a profit.[6:10] How moving schools 14 times in 12 years helped shaped Portman's independence and resilience. [14:02] The Wagestream origin story – the moment Portman and his co-founder learned about the concept of earned-wage access and why they knew it was a problem they wanted to tackle. [20:36] Why Portman's trip to Notting Hill in 2017 framed his perception of how people change their social calendars based on their pay schedule.[23:07] Validating Wagestream's theory that workers would want to be paid on their schedule – at hundreds of restaurants, ice cream trucks and boutiques in the shadow of Windsor Castle.[27:00] Getting unexpected market research by cold-calling the UK government directly. [30:42] Forks in the road – the one thing Portman got 100 percent correct from Day 1.[33:46] Over-indexing on how popular their product would be at launch. Just because it is a no-brainer, it doesn't mean every B2B enterprise company will want to sign on the dotted line right away.[37:49] The ability to take complex problems and distill them down to the one core question. The importance of solving complexity by minimizing inputs. [41:18] Get comfortable with failure. The entrepreneurship journey is never easy and never linear. Get knocked off the horse, get back on.
In this episode of Fintech Thought Leaders, QED's Head of Early Stage Investments Bill Cilluffo speaks with Wagestream CTO and co-founder Portman Wills.Tune in to learn:[1:07] An introduction to Wagestream, a super-app for frontline workers.[2:28] How Portman thinks about his North Star -- the concept of a social enterprise business that helps those who are less fortunate but still pursues a profit.[6:10] How moving schools 14 times in 12 years helped shaped Portman's independence and resilience. [14:02] The Wagestream origin story – the moment Portman and his co-founder learned about the concept of earned-wage access and why they knew it was a problem they wanted to tackle. [20:36] Why Portman's trip to Notting Hill in 2017 framed his perception of how people change their social calendars based on their pay schedule.[23:07] Validating Wagestream's theory that workers would want to be paid on their schedule – at hundreds of restaurants, ice cream trucks and boutiques in the shadow of Windsor Castle.[27:00] Getting unexpected market research by cold-calling the UK government directly. [30:42] Forks in the road – the one thing Portman got 100 percent correct from Day 1.[33:46] Over-indexing on how popular their product would be at launch. Just because it is a no-brainer, it doesn't mean every B2B enterprise company will want to sign on the dotted line right away.[37:49] The ability to take complex problems and distill them down to the one core question. The importance of solving complexity by minimizing inputs. [41:18] Get comfortable with failure. The entrepreneurship journey is never easy and never linear. Get knocked off the horse, get back on.
In this episode Oriel chats to Josh Vernon, cofounder and CEO of Wagestream.
As part of a collaboration for financial wellbeing week Chris and Adam Morris from LACE speak to Therese Procter, global advisor at Wagestream about their The Cost of Living Report 2022. What can businesses do to help their employees through these difficult times?
Commercial Awareness with Watson’s Daily business and financial news
In this episode, Duncan and I talk about whether Wagestream is a good idea or not and how bad harvests are probably going to lead to veggie shortages and price rises…
Pau entrevista hoy a Lucía García, Directora de Marketing y Comunicación en la empresa Wagestream. Lucía lleva muchos años de experiencia en el mundo del marketing y, los últimos 7 años, ha estado liderando equipos en startUp digitales de alto crecimiento y en proyectos de impacto social. Wagestream es una startUp londinense que fue fundada por un grupo de ONGs y que aterrizó en España hace cosa de un año y que ofrece un tipo de servicios financieros más justos, a través de las empresas. Puedes suscribirte a todos los podcast en el siguiente enlace: https://www.inboundcycle.com/podcast-marketing-leaders?hsLang=es.
How has the global pandemic shifted businesses approach to how the look at financial wellbeing? What more can employers be doing to support employees? How can employees and employers work together to make employees feel less vulnerable when it comes to financial wellbeing? We explore this in the latest podcast, based on a whitepaper Wagestream have produced which you can download here -https://wagestream.com/en/state-of-financial-wellbeing-2022/
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Bill Cillufo is Partner and Head of International Investments at QED, one of the leading fintech venture firms today with a portfolio including Nubank, Kavak, Klarna, Quinto Andar and Bitso to name a few. As for Bill, he has led investments in Nubank, Loft, Wagestream and Creditas among others. Prior to joining QED, he spent nearly 20 years at Capital One, spanning several roles and leading several businesses. During Bill's last 3 years at Capital One, he led its Co-Brand and Private Label credit card business, building the business nearly from scratch to one of the top few players in the US market. In Today's Episode with Bill Cillufo You Will Learn: 1.) Origins into Venture: How Bill made his way from 20 years at Capital One to becoming a Partner @ QED? How did Capital One inform his mindset around unit economics? Having seen booms and busts firsthand with Capital One, how did that impact his investing mindset today? 2.) The Landscape: What is Happening? Where does Bill believe the biggest crunch in funding markets is today? Does Bill believe this will trickle down to the early stage? How does Bill advise his portfolio companies on runway and burn given the environment? What does Bill believe that many have not seen that is coming? 3.) Bill Cillufo: The Investor How does Bill analyse his own relationship to price and price sensitivity? How has Bill changed as an investor over the last 5 years? What caused the changes? How does Bill reflect on reserves management given the new landscape we are in? 4.) QED: The Expansion Does Bill believe that expanding geographically has become easier with time? What has become harder about expanding into new geographies? How important does Bill believe partnering with local firms is when VCs enter new territories? Item's Mentioned In Today's Episode with Bill Cillufo Bill's Favourite Book: Tom Clancy: The Hunt for Red October Bill's Most Recent Investment: Refyne
On this week's dose, (1:36) we discuss Cal.com's expansion of their open source scheduling platform, fueled by their recent $25M Series A. (8:44) Next, we break down Diligent Robotics' $30M Series B and riff on the future of robots integrating into healthcare systems. (13:31) Then, we talk about Wagestream's massive $175 Series C and how the startup is empowering hourly workers to build wealth. (20:13) Lastly, we conclude the episode with a stimulating conversation about Sony and Lego's $2B investment in Epic Games, and the arms race propelling the future of the metaverse.
Ian King looks at the annual rate of inflation shooting up to a fresh 30-year high of 7% in March. He discusses the figures with Santander UK's chief economist.Plus, hear from Flybe's chief commercial officer, more than two years since the airline went into administration.The co-founder and chief executive of Wagestream also discusses the app. It allows workers to access their salary at any time of the month for a fee.
Yusuf Ozdalga, Partner, QED InvestorsWhat makes a successful FinTech investment? Robin Amlôt of IBS Intelligence asked Yusuf Ozdalga, London-based Partner at QED Investors with a focus on European financial technology and consumer finance companies. Ozdalga joined QED in 2017, and his career has spanned roles as an operator, advisor, entrepreneur and investor. His current portfolio of investments includes Wagestream, GetGround, Wayflyer, Fidel API and Weavr.
En Mercado Abierto analizamos la nueva aplicación Wagestream que llega con el objetivo de ayudar a los trabajadores con sus finanzas
En el marco de los premios internacionales empresa saludable, flexible y sostenible que organizan ORH y CVA en colaboración con el Ministerio de Derechos Sociales y Agenda 2030 y la OEI, seguimos avanzando en la difusión de contenidos que nos permitan construir el modelo de empresa SFS. En esta ocasión, tratamos un tema muy innovador y que supone una tendencia clave de sostenibilidad en las organizaciones. Hablamos de sostenibilidad financiera y del impacto que esta tiene en la RSC y el bienestar de los empleados. Y lo hacemos con el country manager de Wagestream, Borja Vara.
UK-based open banking bulk payment startup Comma has raised £4.34 million ($6m) in a Seed round of funding led by Octopus Ventures and Connect Ventures. They were joined by investors Village Global, and the founders of Wagestream, Peter Briffet and Portman Wills.
When Olympic rower Alex Partridge left the sport he had spent nearly a decade and a half devoted to, he soon became unstuck. A breakdown beckoned, and he realised he needed to change something to get his life back on track. That change turned out to be people. Partridge realised he missed being part of a team, missed helping others, and missed the thrill of achieving something as a unit. A couple of roles in consulting and fund management later, and he has now found a niche in a technology company backed by the Joseph Rowntree Foundation and Big Society Capital: Wagestream. Wagestream's mission is simple: give staff power over their pay by giving them access to what they earn, as they earn it. No more loan sharks. No more credit card debt. No more living paypacket to paypacket. In this first episode of Nice City, a new Citywire New Model Adviser podcast series hosted by Ollie Smith and Amelia Garland, they ask Partridge about his mental health journey, his new team, and why it is that people struggle with money.
Peter Briffett, CEO and Co-Founder, WagestreamIn three years, Wagestream has scaled from a small charity-backed fintech app to a company hosting 200 employers and half a million employees, operating across the UK, Spain, Australia and United States. So how does Wagestream and so-called Earned Wage Access work? Sunniva Kolostyak speaks to Peter Briffett, CEO and Co-Founder, about ethical scaling during Covid-19 and the acquisition of Greansill-owned start-up Earnd.
Yusuf Ozdalga is a Partner at QED Investors and a Board member at Fidel API, Wayflyer, GetGround, Capitalise, Weavr, and Rest Less. He's also a Jiu Jitsu bronze medalist! During our interview we delved into mental health and addiction issues and the Operation Lighthouse initiative: After 1 of their Partners, Greg Mazanec, died from opiate addiction, QED researched the mental health challenges faced by startup investors and founders. They discovered that – due to the huge pressure founders and startup investors are exposed to, they are many times more likely than most to suffer from depression, suicidal thoughts, ADHD or bipolar disorder. So QED and Greg's family together launched Operation Lighthouse to destigmatise mental health and addiction and provide resources to enable people to overcome these challenges tps://theoperationlighthouse.org/ We also explored Yusuf's learnings from Jiu jitsu - and how these might help us in our professional lives - including how to handle unexpected developments and how to remain resilient in the face of powerful opposing forces. And we discussed how people need to be more open-minded about paths so success - in life, in investment, and in business - there are always diverse approaches and perspectives you can leverage and deploy. Yusuf explained how QED are leading by example on diversity issues and pushing their portfolio companies to measure and improve their progress with D&I We also explored some of QED's major success stories like Wagestream - which is a superbly performing scale-up and a strong legacy that Greg Mazanec has left behind. For more insights into QED check out https://qedinvestors.com/ and for support on mental health and addiction challenges head over to https://theoperationlighthouse.org/ For start-up and scale-up leadership advice - take a look at https://alpinasearch.com/
Peter Briffett is the cofounder and CEO of Wagestream which is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app. Between lines of credit, equity, and debt, the company has raised $79 million with investors such as Balderton Capital, Northzone, QED investors, London Co-Investment Fund, Village Global, Firestartr, and Latitude to name a few.
Peter Briffett is the cofounder and CEO of Wagestream which is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app. Between lines of credit, equity, and debt, the company has raised $79 million with investors such as Balderton Capital, Northzone, QED investors, London Co-Investment Fund, Village Global, Firestartr, and Latitude to name a few.
James Cahill and Yvonne Pichert are the new vice presidents at advisory firm MDOTM. The fintech says the pair's international expertise in asset management will be key in accelerating and consolidating its global expansion.Moving jobsUK challenger bank Tandem has hired Paul Noble as its new chief commercial officer. In addition to developing green mortgages and savings accounts, Noble will help grow Tandem's green home ending portfolio that it recently acquired from Allium.interactive investor (ii), the UK's second-largest direct to consumer investment platform, has hired Becky O'Connor as head of pensions and savings. Becky will lead ii's educational programme about pensions and savings, as well as its campaign on pensions and savings policy issues.Jonathan Furse is the new chief technology officer for buy-side analytics provider Substantive Research. In addition to managing the company's digital product strategy, Furse is tasked with growing its in-house team of developers.Working togetherBrokerage house Britannia Global Markets chooses Broadridge in order to streamline its post-trade processing. The fintech's SaaS-based solution will smooth out the post-trade operations in Britannia's cash equities, fixed income and repo businesses.Yoyo will create a global loyalty brand following its merger with South Africa's wiGroup. The UK based payments and loyalty app has also raised additional primary funding from SaltPay, supported by existing investors IP Group. The combined operations will service clients in the UK, Europe, Africa and Australasia. These include Caffe Nero, Paul, Burger King, KFC, Dunkin Donuts and Woolworths.Revenue-based finance provider Uncapped has hooked up with Salt Edge in order to speed up verifying an applicant's business performance. The collaboration with the open banking solutions provider will also boost Uncapped's lending decision time ‘from days to a few hours'.Wealth Dynamix has partnered with Chappuis Halder & Co to deliver enterprise-scale digital transformation. Under the agreement, the companies will embed client lifecycle management within digital transformation initiatives.Meanwhile, international payments provider ECOMMPAY is integrating with Telegram for in-app purchases. The collaboration will allow Telegram users to select products from their channel bot and click a ‘pay' button.Investment app Trading 212 has integrated financial API provider TrueLayer's open banking-powered technology to its trading platform. Trading 212 has hailed TrueLayer for ensuring its ‘users no longer need to do manual wire transfers and wait a day or more before funds arrive in their account'.Funding and investmentsInsurtech Cover Genius has raised A$15million as it expands its product suite and partner network globally. The funding news coincides with the launch of new product and parcel insurance products on ecommerce platform Shopee Thailand.e-Bate, the UK rebate management platform, has raised £950,000 in a second funding round. It says the funding will be used to create five new jobs, as well as increase global sales. The latest funding is the second investment by the Midlands Engine Investment Fund (MEIF).While, passwordless authentication company Secret Double Octopus has secured a strategic investment from Standard Chartered's venture arm, SC Ventures. The Israeli-based startup helps organisations manage their cybersecurity risks, while streamlining employee workflows with authentication technology. The parties did not disclose the financial terms of the deal.Industry announcementsOakNorth Bank has dished out more than £1billion in new loans and receives additional CBILS/CLBILS allocation from the British Business Bank. From June to August, OakNorth Bank experienced twice the lending volume going to credit committee compared to last year, and in the last month, has seen four times the volume.Mojo Mortgages, Moneybox, Plum and Wagestream have come up trumps in the Open Up 2020 Challenge. Run by Nesta Challenges, in partnership with the Open Banking Implementation Entity, the challenge aimed to inspire innovative open banking-enabled solutions to help people across the UK better manage their money. During the challenge, the four winners have tripled their open banking users and will pick up an additional £150,000 in prize money.Global gold marketplace Goldex has adopted new best-practice trading principles from the World Gold Council. The Retail Gold Investment Principles (RGIP) were launched in order to raise the bar for product providers across the global gold market. Gold prices are soaring – increasing more than 600 per cent over the last 20 years.A glut of renowned fintech experts have been unveiled as speakers at the upcoming Seamless: The Future of Fintech event. More than 4,000 people are expected to attend the virtual event co-hosted by the Saudi Arabian Monetary Authority and the G20 Saudi Secretariat on 19-20 October. Speakers will include Brett King, Anna Maj, Jim Marous, Adrienne A. Harris, as well as Jo Ann Barefoot and Abdulaziz Al-Helaissi.Pezesha is to operate its debt-based crowdfunding platform in the Kenyan capital markets, after a successful one-year testing period in a regulatory sandbox. The Capital Markets Authority has granted a ‘no objection' to Pezesha leaving the sandbox, subject to maintenance of existing compliance requirements.
Rob Moffat is a partner at Balderton, a leading European VC, with investments including Revolut, Nutmeg, Wagestream, Zego, GoCardless, ComplyAdvantage and many more. In this conversation, Rob and Rebank co-host Aman Ghei discuss the state of the venture market, fundraising during a crisis, the most interesting new business opportunities in fintech and much more. To subscribe to the Rebank newsletter, including insights, essays and written transcripts of all new episodes, please visit www.bankingthefuture.com. Thank you very much for joining us today. Please welcome, Rob Moffat.
Adam Hankin, General Manager Ireland for Wagestream discusses how they are revolutionising the way we get paid
Wagestream are proud to be funded by social impact charities in order to help bring financial security and stability to the lives of working people by challenging the negative effects of the monthly pay cycle. It's a combination of smart technology, flexible processes and access to income as you earn; all underpinned by financial education. I talked to Adam about current payment processes, how things can be different and all the benefits a new way of working can offer not only employees but also organisations.Adam provided some great insights all based on large data sets. If you are interested in hearing more about Wagestream you can reach Adam at adam@wagestream.co.uk https://wagestream.com/ #DublinTechTalks #TheNewNormal #FinancialWellBeing
We were delighted to be joined by Peter Briffett - CEO and founder of Wagestream, the Fintech with a truly fantastic social purpose.Recorded from his amazing ‘work from home’ shed and giving Lloyd surely the most unique opening to a show he’s had so far, Peter speaks in-depth about how Wagestream is truly helping people to manage their finances by utilising open banking to stream their wages into their bank account as they earn.We learn of Peter’s nomad upbringing, as his parents lectured and taught across the world - his first forays into 90’s tech and how he was the CEO of a company that Bill Gates described as the best acquisition that Microsoft ever made! Oh and he’s also part of a world record-breaking sports team…Surely that’s enough to make you delve deeper into the latest episode of ‘Searching for Mana!’Pssst…..Thank you to everyone who has listened, subscribed and shared our shows so far - this week we were recognised as one of the top 8 UK Fintech podcasts by the Growth Gorilla Fintech Marketing Agency global list https://growthgorilla.co.uk/best-fintech-podcasts-2020/Please continue to like/share/subscribe and tell your friends!
55% of UK families don't have £250 in savings, which means unplanned expenses often result in overdraft charges, credit card fees or worse...payday loans and the beginning of an inescapable debt cycle. Fintech startup Wagestream are on a mission to put all payday loan companies out of business by giving employees access to their wages in real-time, increasing financial wellbeing and employee engagement in the process. Headed up by serial entrepreneur Peter Briffett, Wagestream raised $51million in Series A funding in 2019, with earlier investors including Bill Gates and Jeff Bezos. - Join the Journey Further Book Club: http://bit.ly/2r4fBWR Get in touch: podcast@journeyfurther.com
Ronan talks to Adam Hankin the General Manager for Wagestream Ireland. Adam talks about his background, what Wagestream does, how Wagestream works., their mission to kill off payday loans. Adam also talks about doorstep loans., financial stress, cryptocurrencies and his time with Living Social.
Helping Europe's Underbanked: The Rise of Payday Lending Alternatives Peter Briffett, Wagestream Mark Allcock, Neyber Neil Kadagathur, Creditspring Freddy Kelly, Credit Kudos Moderator: Yusuf Ozdalga, QED Investors
We’ve heard it said a thousand times: if you don't have happy employees at your company, you won’t have happy customers. One startup helping companies ensure their staff are fully engaged is Wagestream, and what better way to engage employees than offering them a way to access a percentage of their wages before payday. In this episode of Voxpro Studios, we are joined by Adam Hankin, Wagestream’s General Manager for Ireland, to discuss the income streaming app’s ambition to rid the world of overdraft fees and improve people's financial wellbeing. In this interview, Adam also talks about: How financial stress is impacting employees’ health and productivity Minimising the number of touchpoints for end users Guiding companies through the process of adopting a new product Being a social impact company and how it helps with investment Raising $50m in series A funding and getting Bill Gates on board
Impact Leaders - Impact Investment and Performance with Purpose
Jean de Fougerolles, founder and managing partner of Ascension Ventures, an early stage VC. In 2018, Jean launched Fair By Design, a Social Impact Fund focused on reducing poverty in the UK. Highlights: The poverty premium where people in low income pay more than people that are better off. In the UK, 20% of households pay on average £490 more a year for the same services than other people. Fir By Design is supporting new startups or social enterprises trying to make markets fairer by not overcharging low income households The Fair By Design Fund and the Fair By Design Campaign Jean’s story of going full circle from being an economist in a Think Tank in New York to becoming an entrepreneur and then an impact investor. The Fair by Design Roadshow is visiting cities across the UK (Oldham, Bristol, Glasgow) to bring different groups together including credit unions, housing associations, local government and local press. Fair by Design is very interested in all areas of social impact where poverty premium lurks including food, poverty, transport, insurance. How to pick the best companies and examples of funded startups including Emergent, Minibems, Switchee, Wage Steam and Incuto Their next project is The Learn Fund, a new fund focused on the future of work Time stamp: [01:18] Who is Jean de Fourgerolles? [03:03] What is impact investing? [07:31] Payday lending and the consequences of paying the poverty premium [12:40] Co-investing with Finance Birmingham [16:17] Starting in digital media and moving into deeper tech, AI and blockchain [16:55] Recommendation to someone who is starting an impact fund [19:43] Switchee [21:21] Wage Stream [24:01] Incuto [27:56] Recommendations for Impact Founders [28:15] Non-equity investments such as loans to charities and CICs [31:13] The Learn Fund [33:03] Picking the best companies and investing [35:01] The Fair by Design Roadshow Useful links: Jean de Fougerolles (https://uk.linkedin.com/in/jeandefougerolles) Ascension Ventures (http://www.ascensionventures.com/) Fair By Design Fund (http://www.fairbydesign.com/) Fair By Design Campaign (https://fairbydesign.com/fair-by-design-campaign/) Joseph Rowntree foundation (https://www.jrf.org.uk/) Finance Birmingham (https://www.financebirmingham.com/) Gary Stewart (https://uk.linkedin.com/in/garystew) of Wayra (https://www.wayra.uk/) Emergent (https://emrgnt.co.uk/) Minibems (http://www.minibems.com/) Switchee (https://www.switchee.co/) WageStream (https://wagestream.co.uk/) Incuto (https://www.incuto.com/) Kal Atwal (https://uk.linkedin.com/in/kal-atwal-3929464b) of Compare The Market (https://www.comparethemarket.com/) Connect with JP Dallmann on Linkedin (https://www.linkedin.com/in/jp-dallmann/) , Twitter (https://twitter.com/JPDallmann) , or Instagram (https://www.instagram.com/inspiredbyjp/) . How to incorporate SDGs into your business - Fast Forward 2030 (http://fastforward2030.com/) Find talent and careers with impact - Realchangers (https://www.realchangers.com/) Impact Leaders is produced by Podcast Publishing (http://podcastpublishing.help/)
On this week's show, Jess chats to the co-founder of ConverCon to hear how chatbots and smart assistants have transformed customer service. Virgin Media explain how they’re going to smarten the home of their customers without breaking the bank and WageStream has arrived into Ireland – we’ll find out what it is and how it’ll help you ditch your credit card. As always you can contact the show – techtalk@newstalk.com or tweet with #TechTalkNT.
We discuss employee financial wellness with Adam Hankin, General Manager - Ireland at Wagestream, a rapidly-growing Fintech. Show notes here.
All businesses employ people, generate salaries, products and services and sometimes even profits without which modern society could simply not exist, Thus all Fintechs “do Social Good”. However in addition some focus their profits and services on the most disadvantaged members of society. We look at this “social benefit” sector in this show along with income […]
Today on A Better HR Business I have a really enjoyable discussion with Adam Hankin of Wagestream, a rocketship HR tech business that is taking the UK and Ireland by storm thanks to its social mission and side benefits for employees and employers alike. We talked about what Wagestream does, who it helps, and how have they grown so fast. We even talked about their 'funeral' and how they got mentioned in the British House of Lords. About The 'A Better HR Business' Podcast I write the Get More HR Clients blog as a former HR professional who has moved across to the marketing side of business. Join my private HR marketing newsletter for consultants and tech companies in the Human Resources industry. If you work as a Human Resources consultant or in an HR tech startup in recruitment, training & development, employee engagement, HR consulting, employment law, employee outplacement - my HR marketing update will help. In this podcast, I talk with different HR consultants and HR tech from around the world to learn about what they do and how they keep their businesses healthy and moving in the right direction. If you have questions you want me to ask or if there are companies or consultants you'd like me to talk to, just let me know. Go to: Get More HR Clients.com/podcast and get in touch. Remember to subscribe to get notified of new episodes. Enjoy the show! Ben
Payday Loans are a reality for many of the 13 million Brits living in poverty right now and it is a constant cycle. Too many people are living payday-to-payday which results in high-stress, anxiety and often, high-cost credit. Peter is the man behind the start-up business Wagestream which promises will kill off the payday loan sector and end the ‘payday poverty cycle'. But how does it work? Find out by listening in to this episode of the Payroll Podcast...
Payday Loans are a reality for many of the 13 million Brits living in poverty right now and it is a constant cycle. Too many people are living payday-to-payday which results in high-stress, anxiety and often, high-cost credit. Peter is the man behind the start-up business Wagestream which promises will kill off the payday loan sector and end the ‘payday poverty cycle'. But how does it work? Find out by listening in to this episode of the Payroll Podcast...
Peter is a serially successful entrepreneur with a number of exits under his belt. His most notable was to Microsoft in 2006. That business then went on to become the most successful post-acquisition product in Microsoft history, earning Peter a congratulatory email from Bill Gates. He was also Head of LivingSocial in the UK when it and Groupon were the fastest-growing companies in the world. His latest project is Wagestream where his mission is to make payroll streamable and so put an end to payday poverty cycles while boosting employee motivation and retention. Peter is a Guinness World Record holder and a lively and entertaining character.
Peter is a serial entrepreneur with experience founding, scaling and selling businesses. His latest is Wagestream who have 2 simple goals; 1#: Destroy the Pay Day Loan industry. 2#: Provide Financial Freedom to UK workers. He shares his thoughts on the role of a founder, and what makes a startup valuable. Dave and Jack also talk about a little dispute brewing between Ebay and Amazon: https://www.huffingtonpost.co.uk/entry/ebay-amazon-lawsuit-sellers-poaching_uk_5bc850c6e4b0a8f17ee977d4?utm_hp_ref=uk-tech
"The poverty premium is real. Lower income workers can often pay more than everyone else, despite struggling to make ends meet. At Wagestream we give people access to their earned income when they need it, without the need for employers to alter their usual payroll frequency." Peter Briffett wants to re-establish the link between work and financial reward, a link often broken in monthly pay cycles. Launching fintech startup Wagestream with 25 employers, he believes that this can have a significant impact on people’s behaviour with companies already reporting increases in employee retention, productivity and job applications as a result of offering Wagestream as an employee benefit. Co-Founded by Portman Wills and Peter Briffett, former COO of YPlan and CEO of LivingSocial UK, the company raised over £4m in funding from the world’s leading technology and social impact investors. Backers include Village, a global VC backed by leading entrepreneurs, including Bill Gates and Jeff Bezos, as well as QED Investors, the London Mayor’s Co-Investment Fund. The launch follows news last week that leading payday lender Wonga went into administration on Thursday, 30th August. I caught up with Peter to find out more. Let's StartUp!
Peter Briffett, Founder & CEO of Wagestream, talks about how they are planning to destroy the payday loans industry by letting employees withdraw their salary as soon as they earn it. Find out more about Wagestream here: www.wagestream.co.uk