Podcasts about Wonga

⬇️ REGISTER FOR TICKETS TO LIVE PODCAST & SUPPER CLUB WITH GILES ON 25TH FEB BELOW ⬇️https://forms.gle/bHgQQg9EkVYTMw368If you want to EXIT your brand for MILLIONS $$$Make dat COIN boi-shee.Bread. Dough. Wonga. Moolah.This is THE most important podcast I've ever recorded.Honour to sit down with INDUSTRY LEGEND legend Giles Brook.ON THE MENU:Why Challenger Brands Must Understand The Way You Exit has COMPLETELY CHANGED: Giles'he Gold, Silver Bronze of True Gross Margin and EBITDAPLEASE STOP Manipulating TRUE Gross Margin: D2C brands don't hide CAC in the P&L… it must come under true gross margin. 40% minimum.Why “Multiples of Revenue exit is completely DEAD”. EBITDA multiple = 12x vs. Revenue multiple =. 1.9xWhy in 2025 Challenger Brands Must Become a Proper Business Earlier …”challenger brands must become a proper business much earlier” + Set up value chain EARLIERBio & Me Innovation-to-Exit Strategy: Brands must INNOVATE Close to the CoreBig Exit Rule No.1: BRAND BRAND BRAND.. “I've seen amazing businesses on paper, unable to exit as they have a crap brand… I've seen okay businesses, with an insane brand, have huge exit”RedBull Zero Law: Innovation Doesn't Need to Be Whacky + “Format Innovation is The Best Kind of Innovation”Vita Coco's CONSUMPTION EXPANSION Law to Piss Easily 6X Your Rate of Sale: Bigger format = more units in fridge = winder consumption opportunity = higher ROS = higher revenueHow To Commit Brandiscide in Grocery: slag off competition, buy listings, invest in ATL campaigns when you've got 200 storesATL Campaigns are pointless when you're small, Invest in Purchase ProximityThe Founderitis Symptom: Founders in board meetings never think like a CONSUMER but ABSOLUTELY MUSTThe Coconut Wars: How Vita Coco smashed Innocent and Pepsico to become the biggest Brand in EuropeThe Battle of Addiction in Founders + Why Brand Building Should Be Brutal.The Founder vs. Operator Tension: True Challenger Operators Need to Roll Their Sleeves UpWhy 90% of Exit Deals Fall Through + How to Ensure Your Brand is Exit-Ready in 2025

A Western MondayFirst a look at this day in History.Then Fort Laramie starring Raymond Burr, originally broadcast July 8, 1956, 68 years ago, The Talented Recruits.  Feeney and Merriweather, a medicine hawker and a Shakespearean actor, join the army and find out about soldiering the hard way.  Parley Baer and John Dehner portray Feeney and Merriweather.Followed by the news from 68 years ago, then Gunsmoke starring William Conrad, originally broadcast July 8, 1956, 68 years ago, Passive Resistance. Two cattlemen slaughter the herd of sheep owned by Gideon Seek, then burn down his house and wagon and finally shoot him. Gideon is a peaceable man who won't even identify his tormentors. Then The Roy Rogers Show, originally broadcast July 8, 1954, 70 years ago, The Spell of Indian Magic.   An elderly Navajo is dying from an Indian curse (the curse must be from Haiti as the curse sounds very much like voodoo). Actually, the old man is killed by an evil spirit named, "Wonga." Followed by Rogers of the Gazette starring Will Rogers, Jr, originally broadcast July 8, 1953, 71 years ago, Lance O'Neill.   Will is planning to write a story about Lance O'Neill, Illyria's famous artist, despite the opposition of the powerful Mrs. Hannibal.  First show of the series. Finally Claudia, originally broadcast July 8, 1948, 76 years ago, Visitors and Gifts.  Thanks to Richard for supporting our podcast by using the Buy Me a Coffee function at http://classicradio.streamCivil defense info mentioned on the show can be found here: http://www.civildefensemuseum.com/docs.html

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and the impact of these changes on consumers and the broader market. Tune in to explore the nuances of consumer lending in South Africa, leadership strategies, and Wonga's future direction in ensuring responsible and sustainable financial services.

“How on earth do you ACTUALLY EXIT your food and drink brand?”This question swirled my mind.Thankfully, one woman knows all the answers.Libby Gibson is a total legend. She lives and breathes challenger brands. Libby successfully built, scaled and sold Pitcher & Piano.Then she set up Piper with Crispin TwidgenPIPER are responsible for tonnes of HUGE exits.Proper CornBruce's Doggy Day CareFlat IronWattbikeBloom and WildNeomMindful ChefHickoriesFrameOlebar Brown swimwearI know people say: “it's not about the money, it's about the journey”I know, it's grotesquely-uncouth to say it's all about the the Dough, Coin, Wonga, Cash-eesh, Moolah, Bunsen-Burner-Nice-Little-EarnerBut, C'maaaaaaaaaannnn.Let's not beat around the bush.There's a gorgeous pot of glistening gold waiting for you at the end of your Rainbow.If you sell you'll be filthy rich, minted and smoking cubbies on the French Riveria.I jest. But, I do believe you can do BOTH.You can build an amazing brand, have lots of fun, help people, do good and, also, make a BUCKET LOADS OF COIN.This poddy BLEW MY MINDAre you thinking about the right things?Have you ACTUALLY thought about the succession plan?Who are you selling actually going to sell to?Are you launching NPD willy-nilly? Is NPD distracting from keeping the main thing, the main thing?ON THE MENU:PIPER's 7, 17, 70 Law: The inflection points of growth on the journey to exit - You must invest ahead of the growth curve.PIPERs “Back from the Future” Law: Founders must start thinking about the exit three years before they think they're readyThe Hidden Dangers of Building a Strong Personal Brand if You're Looking to Exit: what's the succession plan? who's going to replace you?How to Hire, Scale and Keep The Magic Alive 1. “You don't have to hire all at once” 2. “Hire ahead of the curve” 3. “Hire people stepping up vs. down”3 Rules to Go from” Challenger Brand” to “Brand Legend”: 1. Focus Better + Different 2. Codify business valuesWhy “Brand Legends” Do Two Things Consistently 1. Turn customers into their best brand ambassadors + constantly surprise and delightPROPER CORN's Hidden Retail Relationship Genius: Top to Bottom Relationships + Work from the detail up to the bigSolving the NPD Riddle: Constantly Launching NPD is dangerous “it's a huge distraction” + “You may think everyone knows about your product but they probably don't”How PROPER CORN went from £7 Million Challenger to £70 Million Brand Legend “the way you run through walls at £70 million is different”Founders constantly ask: Why do we have a right to win in this category?How Challenger Brands can Ge get over the £5 million sticking point 1. Be rigorous with priorities 2. Understand NPD is sometimes a distraction 3.How PROPER CORN escaped the £7million Sticking Point: Carefully and Slowly Moving into The Right NPD

Welcome to a world that is more than pure imagination. You will enter a special sleepy theatre where you will be immersed in the world of Wildee Wonga. RBG supports (and in her honor I support)- Friends of Hand in Hand - https://handinhandk12.org/about/ Support the Midnight Mission directly by clicking here. Support the Trevor Project by clicking here. Start a 7 day FREE trial of Sleep With Me Plus- The ultimate way to listen to show, based on how YOU listen! https://sleepwithmepodcast.com/plus Get your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!! You can learn more about producer Russell aka Rusty Biscuit at his website russellsperberg.com. Or follow his new production collective on IG at @BabyTeethLA The show artwork is by Emily Tat Support our AAPI community Black Lives Matter. Here is a list of anti-racism resources. Help to support the people in Ukraine. Going through a hard time? You can find support at the Crisis Textline. You can see more global helplines here. Helix Sleep - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep for up to $200 off and 2 free pillows! Polysleep- mattresses revolutionize your sleep experience with premium, eco-friendly mattresses. Polysleep believes in using innovative materials for a better sleep at polysleep.ca and select retailers. Odoo - Simplify and connect every aspect of your company with this easy-to-use, all-in-one management platform software. Learn more at www.odoo.com/withme Air Doctor Pro - Get a professional air purifier with a medical-grade UltraHEPA filter that's 100x more effective than ordinary HEPA filters. Visit airdoctorpro.com and use code SLEEP for up to $300 off! Zocdoc - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep Progressive - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.com

TICKETS FOR SOME LAUGH LIVE AT THE PAVILION GLASGOW ON SUNDAY 31ST MARCH ARE ON SALE NOW (Featuring guests Christopher MacArthur-Boyd, Raymond Mearns plus more to be announced!): https://www.paviliontheatre.co.uk/shows/some-laugh-live-at-glasgow-international-comedy-festival/This week the boays are joined by comedian Jamie Hutchinson.  A comedic tour-de-force and "Pied Piper of Pisscans", Jamie describes his relationship with gambling and how he beat the payday-loan system during the "glory days" of Wonga, they swap tales of underage drinking and getting in trouble with the police as teens, and Jamie reveals his childhood love of writing and performing that led to his near act of social suicide.  Plus, they discuss starting out in stand-up, Jamie's viral "Dr Catford" story and subsequent success, and Jamie recalls the nightmare Dragon's Den style job interview where he completely misjudged the tone.A video version of this podcast is available on YouTube, where you can subscribe for all future episodes (and find all three of they boays' stand-up specials): https://www.youtube.com/channel/UCxeugCQL5zyVhd7pCEAi9GAJamie's UK tour has been extended through til May, tickets for which are available here: https://jamiehcomedy.com/We're now on Patreon!  Sign up for exclusive access for as little as £3 per month for an extra episode every two weeks plus footage from our previous live shows and first dibs on tickets to upcoming ones:https://www.patreon.com/somelaughYou can watch Stu, Marc & Steve's stand-up specials on the Some Laugh YouTube channel here: https://youtube.com/playlist?list=PLM6lKn8dnMK5bOtlX-3XlCpZSf-B_qweQ&si=JjKknRTZvvza5l55Stand-Up Tickets:Marc: www.marcjenningscomedy.com/gigsStu (Glasgow Comedy Festival shows) : https://linktr.ee/StuartMcPYou can follow Some Laugh on Instagram, Twitter and TikTok - and please remember to leave a 5 star review! Support the show

W dziesiątym odcinku podcastu „Cudne rozmowy o marketingu” Joanna Cudna rozmawia na temat zmian i trendów w SEO w 2023 roku, ze szczególnym naciskiem na rosnącą rolę sztucznej inteligencji w optymalizacji procesów, tworzeniu treści oraz wpływie na wyniki wyszukiwania. Ten odcinek rozpoczyna krótką serię podsumowującą marketing w roku 2023 i przedstawiającą trendy na rok 2024.

Caroline from Wonga Beach called John MacKenzie with concerns about the local Telstra telecommunications tower and battery backup during Cyclone Jasper. Caroline felt as though her pleas were falling on deaf ears, but then Don from Yorkey's Knob suggested she call the John MacKenzie Show to get some answers. Long story short, Telstra was listening and issued this statement: "Good afternoon. We heard your caller to Macca from Wonga Beach, who was concerned about communication after Jasper crosses tomorrow. Just wanting to confirm we recently upgraded our battery backup at Wonga Beach, which should keep services online for a lot longer if/when the power goes down. It's also on our priority list if services do go down. We also have a fleet of generators and our technicians ready to roll as soon as it is safe to do so to restore power or begin repairs to any affected sites." The power of radio lives on!

In this Business Unusual Podcast, Wonga CEO, Brett van Aswegen, shares the fascinating story of how they turned the business around in South Africa, going from payday lenders to short term lenders, repairing a damaged reputation, abandoning a ‘churn and burn' strategy and pivoting to a digital marketing approach. Watch the full podcast on YouTube

In this episode, Darren Franks chats with Brett Van Aswegen, CEO of Wonga South Africa.Brett recounts the turbulent journey of the once-pioneering FinTech giant. From its innovative roots in the UK to navigating through regulatory storms, this episode unveils the challenges faced, lessons learned, and the transformation of Wonga's business model.Highlights

Rob Straathof, CEO of Liberis - Embedded Finance and Small Business Lending Trevor Prince sits down with Rob Straathof, CEO of Liberis, an embedded finance platform that partners with companies like Klarna, Barclaycard, and Worldpay to empower small businesses with funding solutions. Through analysis of data on its partners' platforms, Liberis provides small businesses with pre-approved funding offers and streamlined access to capital. To date, Liberis has funded over 50,000 businesses with more than £1 billion in funding. In this episode, Rob discusses his path from an aspiring astronaut to leading a global FinTech company, Liberis' platform relative to traditional lenders, as well as business funding options and their impact on small businesses. He also discusses his experience and perspective on working with regulators in financial services, GenAI's applications in business, and much more. About Rob Straathof: Rob has served as the CEO of Liberis for over 8 years. Prior to Liberis, he led Corporate Development at Wonga.com and worked in Tech and FinTech M&A at JP Morgan. Rob's career journey began early on in his family's delicatessen and catering business in the Netherlands. Rob is passionate about creating value and impact for small businesses and their communities. He earned a Master of Science in Economics from Erasmus University Rotterdam, and enjoys flying as an instrument-rated private pilot.

Welcome to today's episode where we're going to focus on language development for young children. Last time, we laid down some foundations in the toddler environment with Rachel, so if you missed that, make sure to check it out. Young children have a remarkable ability to absorb information, especially when it comes to language development. They are also highly sensitive to social behavior and are forming their personalities. In other words, kids are social creatures who love to communicate and interact with others. (If you're confused about any of these concepts, we have episodes on them. ) The Montessori method emphasizes seizing the opportunity to help children prepare for language development. The Montessori classroom has three types of language: spoken, writing, and reading. As an adult in a prepared environment, our role is to use beautiful spoken language to model effective communication, while providing a rich, engaging environment full of interesting items to talk about. You can support our show by supporting our amazing partners like ⁠Wongo Puzzles, Eac puzzle is a custom design with intricate patterns and whimsical shapes that will keep you engaged for hours, plus their eco-friendly materials and commitment to sustainability make Wonga puzzles a guilt-free way to unwind (Save 10% by using code MONTESSORIMOMS at checkout) --- Support this podcast: https://podcasters.spotify.com/pod/show/montessorimomsinthewild/support

Project Hammer, private military companies, private intelligence companies, Far West Ltd., Africa, plots to destabilize Africa, Apartheid South Africa, Eugene de Cocke, death squads, Civilian Cooperation Bureau (CCB), the Wonga Coup, Equatorial Guinea, Frederick Forsyth, Dogs of War, Spain, UK, People's Republic of China, Spanish/British/Chinese/South African support for coup, Executive Outcomes, Simon Mann, Tony Buckingham, Angola, Ely Calil, 2004 Madrid bombings, 2004 Spanish election, 2004 US election, Wonga's influence on 2004 Western elections, Eeben Barlow, Mark Thatcher, Sean Clearly, Strategic Concepts, World Economic Forum, Halliburton, Diligence LLC, Aegeis International, Erinys international, Tim Spicer, Viktor Karpukhin, KGB, Alpha forces, Defense Services Limited, Alistair Morrison, Kroll, Military Technical Services, Tai Minnaar, chemical and biological weapons, CBWs, Project Coast, South African PMCs smuggling CBWs, anthrax, role anthrax played in run up to and immediate aftermath of 9/11, Larry Ford, Steve Hatfill, Science Applications International Corporation, SAIC, Robert Gates, Meteoric Tactical Solutions, Lafras Luitingh, Saracen International, Erik Prince, Viktor Bout, Germany, Frankfurt, Bridge International, nuclear smuggling, Ukraine, Hoover Institute, Stanford, Peter Thiel, Palantir, "The Odessa Network," Center for Advanced Defense Studies (C4ADS), Putin, Sergey Kurginyan, Dick Cheney, Rosvooruzhenie, Ukrspetsexport, Igor Urbansky, Kaalbye Shipping, Iran, nukes smuggled to Iran & China, Sudan, Darfur, arms trafficking, Somalia, Somalian pirates, collaboration between Far West network & South Africa PMCs in Gulf of Aden, Project Hammer as funding for off-the-books nuclear/CBW program C4ADS report on Far West nuke smuggling: efaidnbmnnnibpcajpcglclefindmkaj/http://media.wix.com/ugd/e16b55_bf858d0eea7a1726153452fbc09e70f1.pdf"Secret History of International Fascism Part V":https://podcasts.apple.com/us/podcast/the-secret-history-of-international-fascism-v/id1625511894?i=1000563066987This social has a lot of compelling information directly related to this topic. Strongly recommended as a primer. Music by: Keith Allen Dennishttps://keithallendennis.bandcamp.com/Additional Music by: J Money Bag$ Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Today is the first episode of an exclusive series based on language through the Montessori Philosophy. We will break each episode into sections of Philosophy, Classroom Activities, and what you can do at home. This episode focuses on infant toddlers; so make sure you stay tuned for our follow-up episode for primary children. "The child must create his interior life before he can express anything he must take spontaneously from the external world construct of material in order to compose, he must exercise his intelligence fully before he can be ready to find the logical connection between things, we ought to offer the child that which is necessary for his internal life and leave him free to produce" - Maria Montessori You can support our show by supporting our amazing partners like ⁠Wongo Puzzles , Each puzzle is a custom design with intricate patterns and whimsical shapes that will keep you engaged for hours, plus their eco-friendly materials and commitment to sustainability make Wonga puzzles a guilt-free way to unwind (Save 10% by using code MONTESSORIMOMS at checkout) --- Support this podcast: https://podcasters.spotify.com/pod/show/montessorimomsinthewild/support

W piątym odcinku podcastu „Cudne rozmowy o marketingu” Joanna Cudna rozmawia o sztucznej inteligencja (AI). To dziedzina informatyki, która umożliwia programom komputerowym wykonywanie zadań, które zwykle wymagają ludzkiej inteligencji. W dzisiejszych czasach AI odgrywa coraz większą rolę w różnych dziedzinach, w tym w marketingu internetowym i SEO. Z odcinka dowiesz się: ✔️ Czy AI pozwoli Ci zautomatyzować pracę? ✔️ Jak wygląda rozwój AI? ✔️ Jakie narzędzia AI możesz wykorzystać w pracy marketera? ✔️ Jakie nowości wprowadza ChatGPT-4?

“Nope. You can't stand in the company's shoes.” ___ In a family dispute, P wanted the Court's leave to pursue a $10m claim on behalf of Co. P said the $10m was owed by D1, trustee of a family trust, as a loan to be repaid: [2], [17] P also sought leave to proceed against D2 and D3 for breaching their duties to Co: [3] P said the loans were made where D1 had doubtful capacity to repay, and where interest was not charged: [4], [5] At a 2021 meeting, the Co's dirs (including an independent dir) considered the loan from D1 and resolved not to seek repayment at that time: [10], [21] P gave an undertaking to pay Co's costs if leave was granted, despite not having much money: [11] A dispute regarding D3's removal as trustee of a family trust lead to a far reaching settlement deed being entered into in 2019. That established Co's corporate governance structure, including the independent director: [18] There are a number of related pieces of litigation on foot between the parties: [24] It was accepted by all that Co was not going to bring proceedings seeking repayment, or alleging breaches of duty: [27] Whether P was acting in good faith in pressing a claim against D1 was considered in the context of P being a shareholder in Co, there being inconsistencies in P's claim, and P's offering of an indemnity of dubious value: [33], [34] Whether P was acting in food faith in pressing the claims against D2 and D3 was assumed to be so but, later, found to be irrelevant as the claims raised no serious question to be tried: [39] The Court was not satisfied that the claim was in the Co's best interests. No financial evidence comparing alternatives was tendered, and the Court was reluctant to disturb the commercial judgement of the Co's directors: [46], [47] The Court noted the established corporate governance principle that directors could legitimately make decisions against the wishes of a majority of shareholders: [50] It was found to be contrary to the Co's best interests to “sidestep” or “outflank” the decision of Co's board not to pursue the debt now, especially as no challenge was raised to the decision making process used: [53], [54] Was it in the best interests of the Co *for P* to bring the claim? No, due to the existing family tensions and possible inability of P to separate P's interests from his own, and the fact P did not propose instructing independent lawyers if leave was granted: [56] As the claim was not brought in good faith or in the Co's best interests, P was not granted leave to pursue Co's claim against D1: [63] Nor were the claims against D2 and D3 seriously arguable. P's claim was poorly pleaded and contradictory in part - whether the loan would or would not be repaid, whether it was currently statute-barred or not: [64], [65], [71], [72] P's application was dismissed: [83]

Join us this morning as Pastor Chris explores the passage of Matthew 28 : 16 - 20. Chris also shares the results of our recent survey which will shape how, as a church we will move forward this year.

Laverne & Shirley head to a studio tour, hoping to check out Troy Donahue's new cave man movie. They then find themselves offered to be stunt performers for the film, playing damsels in distress and getting knocked around by fake rocks and prop dinoaurs. Will they be able to survive to meet Troy Donahue himself?! On pod, we talk the filmmaking shenanigans, how Wonga is life, and whether the sixth season has found its groove or not. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

An expected decline in festive season spend is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by James Williams, head of marketing at Wonga. Topics of discussion include: Wonga's business model; results from its recent festive spending survey; trends highlighted by the data; the impact of an economic downturn on consumer spending; and consequences for the travel and tourism sector.

An expected decline in festive season spend is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by James Williams, head of marketing at Wonga. Topics of discussion include: Wonga's business model; results from its recent festive spending survey; trends highlighted by the data; the impact of an economic downturn on consumer spending; and consequences for the travel and tourism sector.

Wonga has released the results of its annual Festive Season Survey, which is focused on trends by consumers over the summer season. The survey provides a comparison in spend and trends of the years 2018 – 2022. Africa Melane speaks to James Williams, Head of Marketing at Wonga. See omnystudio.com/listener for privacy information.

Tarang Gupta has a conversation with Lizzie Chapman, Co-Founder & CEO of ZestMoney, India's largest EMI financing and Buy Now, Pay Later Network. In this episode you will hear about: - What fascinates Lizzie about the Indian fintech industry - Her experiences as a female entrepreneur - Her outlook on the future of the global buy now, pay later industry - Why Lizzie is excited about the Global Fintech Fest 2022 And much more! About Lizzie Chapman Lizzie started her career as an equity research analyst with Goldman Sachs in London. After a 5-year stint at Goldman Sachs, she moved to the buy-side as an investor at Wellcome Trust. In 2011, she moved from UK to India to spearhead operations for digital lender Wonga and in 2014, she led the launch of ‘Digibank', India's first mobile-app-only bank. She was recognized as among the Top 100 women in fintech globally by the Fintech magazine. About ZestMoney Founded in 2015, ZestMoney is India's largest and fastest-growing Digital EMI/Checkout Finance platform. ZestMoney is deeply integrated with large merchants in India including Amazon and Flipkart, and brands like Apple and Reliance Digital; increasing the affordability of their products and helping them facilitate frictionless sales. The company has built a platform that integrates mobile technology, digital banking, and AI, enabling people to get a digital credit line within seconds. ZestMoney's technology and work to make affordable finance accessible led to their selection as a 2020 Technology Pioneer by the World Economic Forum. This episode is brought to you in collaboration with the Global Fintech Fest (GFF) 2022. To attend the festival please visit https://globalfintechfest.com/ For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang's Twitter: twitter.com/tg_tarang Tarang's LinkedIn: linkedin.com/in/taranggupta100

In the fifth episode of season 5 of the Compliance Clarified podcast, Susannah Hammond is joined by Lindsey Rogerson and Rachel Wolcott Engler to look at the compliance challenges posed by increasingly vulnerable customers. Compliance officers are used to the concept of vulnerable customers and the need to take additional care to ensure consistently good customer outcomes but with a cost-of-living crisis, digital transformation and a new UK consumer duty the challenges are growing. Links to content referenced in the discussion: UK Finance vulnerability academy https://www.ukfinance.org.uk/events-training/vulnerability-academy-october-2021 Article on giving FCA a "have regard to" financial inclusion https://www.jdsupra.com/legalnews/call-for-fca-to-be-required-to-have-6787510/ Firms & individuals getting it wrong in past: Lloyds mortgage customers 2017 https://www.fca.org.uk/news/press-releases/lloyds-banking-group-redress-scheme-mortgage-arrears-customers Moneybarn fine https://www.fca.org.uk/news/press-releases/fca-fines-moneybarn-277m-unfair-treatment-customers-arrears Steven Martin of Quick Purchase https://www.fca.org.uk/publication/final-notices/final-notice-steve-martin-quick-purchase.pdf Wonga redress notice https://www.fca.org.uk/news/press-releases/wonga-pay-redress-unfair-debt-collection-practices#:~:text=Wonga%2C%20the%20UK's%20biggest%20payday,and%20misleading%20debt%20collection%20practices. Useful FCA guidance: Guidance on fair treatment of vulnerable customers https://www.fca.org.uk/publications/finalised-guidance/guidance-firms-fair-treatment-vulnerable-customers Persistent credit card debt https://www.fca.org.uk/news/press-releases/fca-tells-credit-card-firms-review-their-approach-persistent-debt-customers Arrears, payment shortfalls and repossession chapter of Handbook https://www.handbook.fca.org.uk/handbook/MCOB/13.pdf FCA speeches https://www.fca.org.uk/news/speeches/keeping-pace-rising-costs-improving-financial-inclusion-consumers https://www.fca.org.uk/news/speeches/supporting-consumers-challenging-times Further information on Thomson Reuters Regulatory Intelligence can be found at: https://legal.thomsonreuters.com/en/products/regulatory-intelligence?elqTrackId=73370082102a4669b4d34524158b501c&elqaid=3945&elqat=2

W najnowszym odcinku omawiamy SPOILEROWO najnowszy film Marvela. Jako trzy bezdzietne lambardziary analizujemy motywacje Wandy. Zastanawiamy się jakie uczucia wzbudza w nad Benedict Cumberbatch i kto w tym uniwersum jest pizzą, a kto rosołkiem. A poza tym Klaudia deklaruje miłość do Wonga i tłumaczy z jakich dziwnych powodów nie lubi postaci Xaviera. W podcaście mówiłyśmy o: Nasz odcinek z omówieniem VandaWision: https://www.youtube.com/watch?v=vGciKDa5TNM Oprawa muzyczna: Marek Kunicki, Ars Musica Sp. z o.o. - https://www.facebook.com/marek.kunicki Napisz do nas: zolzymowia@gmail.com Obserwuj nas: Facebook - https://www.facebook.com/Zołzy-Mówią-101126341506922 Instagram - https://www.instagram.com/zolzymowia/

After dropping out of school with no qualifications aged 16, Daniel Hegarty got signed to the same label as Boy George and went touring with his punk band for just £100 a week. He then spent the next ten years carving out a career as a working musician in LA, writing for and performing with the likes of S Club 7, Robbie Williams and the Sugababes, before returning to the UK to be one of the first employees at Wonga, where he became fully immersed in the world of tech startups. Dan became frustrated with the whole property buying process after almost losing the house he was trying to buy due to mistakes made by his solicitors. He realised there was huge potential for change in the mortgage and property market, and in 2016, Habito was born. Habito is a tech startup that is dedicated to ending ‘mortgage hell' and aims to streamline the whole process, cutting down the average transaction time from 21 days to just 10. Since its founding six years ago, Habito has seen rapid growth, from sorting just 245 mortgages in 2016 to a whopping £4 billion worth of mortgages in 2020. With £80 million of funding raised so far, Habito had recently expanded into lending their own mortgages, streamlining the process even further. In this week's episode of Success Is In The Mind, Oliver Bruce sits down with Daniel to ask, how do you set up a business with no experience and raise millions in funding? Was dropping out of school the best decision he ever made? And what does the future of mortgage broking look like? Watch the best bits here - https://bit.ly/3tqDcyq  Listen to the full podcast – https://link.chtbl.com/lsgRUCSI  For more exclusive content visit Oliver's YouTube - https://bit.ly/32eboTi Sponsor - Capsule Insurance Produced by: PinPoint Media

Oren is the founder of Kurve, a London based, growth marketing consultancy working with corporates and scale-ups for the past 20 years. As an interim and fractional leader, Oren's digital strategy and commercial expertise are instrumental in the growth of SaaS & Fintech brands. Brands he worked with include Lenovo, Canon, Investec Bank, Wonga, Peakon & Nutmeg.   Things we discussed: Part time and interim scalability and positioning Pricing and how you best price your work (very interesting insights!) Kurve and how this fits in with fractional and interim work The Kurve model Opportunities for outsource positions Networking and why it is important How interim and fractional work is popular in the US and slowly sweeps across the pond Autonomy and freedom Intelligence and confidence Methodologies Mitigating risks Offering an outside view How knowledge workers' skills are experiences His desire to have a meaningful impact How interim and fractional work is a career progression from the corporate world Being an entrepreneur What freedom means to him Value based work LinkedIn: https://www.linkedin.com/in/orengreenberg Newsletter: https://www.kurve.co.uk   Volker is a sales, strategy and leadership consultant working as an interim CRO. Find out more on his website or subscribe to his newsletter.

Listen as Tobi, Yaw and Owen discuss... - Did Conte rollover v Chelsea? - Diaz and Traore reaction - Amrabat and Kulu  - Outgoings - Paratici in the mud Learn more about your ad choices. Visit podcastchoices.com/adchoices

  00:00:00 Harmony Korine - Extrait De "Gummo" 00:01:15 Sandy Dillon & Hector Zazou - Sombre (LeSubmarine) 00:01:59 1er Message De Léa, La Médiatrice Interstellaire 00:03:20 Astorlude En Principauté Liégeoise 00:03:43 Will Guthrie - Headzdropa 00:04:15 Jamie Lidell - Da Doo Doo 00:04:33 Baba Yaga - Moksha 00:06:04 Camille Sauvage - Terrifical Night 00:07:43 Pitnaska - School Boy 00:10:04 Heroiny - AAH-OHH 00:11:55 Ohmslice - A Machine Of You 00:16:20 Celia Hollander - Surround Sound Me 00:17:10 Felicia Atkinson - No Fear But Anticipation 00:18:38 Reines D'Angleterre - Track1 Side B (Les Comores) 00:21:30 Fujita - Keshiki 00:21:49 Sarah Louise - Chitin Flight 00:26:06 Burnt Friedman - Grace 00:26:43 Australian Aborigines - Wonga 00:27:10 Luzmila Carpio - El Presagio De Los Pajaros 00:27:45 Bene Fonteles - Ô M M 00:28:25 Aphex Twin - Gwarek2 00:31:02 Outside Field, Grillons Et Avion 00:31:28 Berg Sans Nipple - Dilate In Rhythm 00:33:43 Lakker - Nest 00:34:20 Jacna / Mazurkiewicz / Buhl - Ya Yeti 00:34:39 Mark Gergis - SW Secrets Of The Universe 00:34:50 Vincent Didier - Norm IQ 00:36:08 Etant Donnés - Aime7 00:36:28 The Ink Spots - We Three (My Echo, My Shadow And Me) 00:40:04 Cromagnon - Fantasy 00:41:09 Astorlude II (Tom Furgas, Ray Noble, Clouddead, Barry Adamson) 00:42:31 Inca Ore - Hoop Dream 00:43:11 Jayne Amara Ross/Frederic D. Oberland - The Sacrifice 00:45:35 Container - Chunked 00:46:04 Nihixolica - Ding Ding 00:49:49 Kondaktor - Robertochavra 00:50:10 Oï Les Ox - 2db   Un terrien est entré en contact avec Astor X, planète inconnue d'un autre univers. Y est-il parvenu par l'intermédiaire de ses amis de l'Alliance Aléa située sur Andromède? par des méditations masochistes ? des rituels néo astoriens ? des offrandes d'horloges ?... Léa, la médiatrice interstellaire, s'introduit dans cet échange d'informations en utilisant des oiseaux-drônes. Quelles sont ses intentions en vendant ses médicaments et cette possibilité de transmuter l'âme humaine dans un corps artificiel ? Et dans tout cela,... Quel est le rôle d'Astor X, de l'Alliance d'Andromède et du terrien ? ... 

This Week's Episode Ben & Range learn first learn first hand about the effects of COVID due to Range being recently infected, also share highlights and moments from our people dems First Live Show. Ben breaks down when he got sent on a long holiday to Ghana. We get serious and also discuss Domestic Violence, Is there ever a time it is a right to hit a woman? Expect crazy outburst from the audience, and raw live an unfiltered discussions on all things spoken about in Barbershops. Visuals on YouTube Don't forget to like share and subscribe. Follow Barbershop Chronicles: https://www.instagram.com/thebarbershop_chronicles Barbershop Chronicles is a podcast that gives you an insight to the conversations that are held in the barbershop. In an era of sensitivity, hosts Ben Frank and Range bring you authentic, refreshing talks on all the latest topics in UK News, Music, Football & more.. If you genuinely get upset by outrageous opinions, this is not the podcast for you, but if you are here to laugh and have a good time welcome to The Barbershop. Anchor - https://anchor.fm

Today's guest really has led a life. Having secured a record deal for his band he dropped out of school at 16, moved to LA and went on to become a writer and session musician for many well known international artists. After returning home to the UK without much of a plan, Dan Hegarty landed on his feet, but took quite a pivot. He became one of the first employees at Wonga, before founding https://www.habito.com/ (Habito) - a company that uses tech to take out the pain involved in home buying. Habito recently raised their series C and continues to go from strength to strength. Dan's story is inspiring, so is the way he leads, and communicates - all of which comes across in today's show.  Keep up to date with everything Startup Dads related on Twitter -  https://twitter.com/startupdadspod/ (https://twitter.com/startupdadspod/) This week's Startup Shout Outs: more-human.co.uk A https://fascinateproductions.co.uk/ (Fascinate) Production. 

An episode of Money2Byrne In dedication to our good friend Frank who sadly passed away this week. A friend, A brother in law, a listener to Money2Byrne and an all round good hearted man he will be hugely missed. On this episode we have five of your favourites, a what you never knew, a website for sore eyes, a tech tricks, a no more funny business and a none of your business. Make sure you visit Money2Byrne.Com and also subscribe. #Ireland #Germany #Spain #Hamburg #Frank #SouthKorea #Samsung #beerbelly #pillows #tunity #apple --- Send in a voice message: https://anchor.fm/david-w-byrne/message

Welcome back to the CMO series of the Scale of One to Tech podcast! We've been lucky enough to speak to some incredible CMOs with an array of experiences under their belt, and today's guest is no different. Formerly at ClearScore, Wonga, uSwitch, and most recently SO-SURE, Nicola Vidal has enjoyed a prosperous career in marketing spanning over 20 years.With such a plethora of knowledge and experience, we hear Nicola weigh in on what makes a great marketing leader, FinTech's increasing appeal to Gen Z, diversity in the FinTech & CMO space, advice for CEOs hiring their first CMO - and that's just scratching the surface...This episode coversAttributes that make a great marketing leaderFinTech's shift towards appealing to Gen Z-ers and MillennialsMaking the most of influencer marketingAdvice for CEOs hiring their first CMOBoosting diversity in the FinTech CMO spaceWriting better, clearer, more inclusive job adsKiller interview questionsLinks and references at: https://www.acquiredigitaltalent.com/Get in touch: alex@acquiredigitaltalent.com

Rob Straathof (CEO, Liberis) sits down with Lloyd to talk about how his company offers pre-approved revenue-based SME financing.After entering the industry as an investment banker, Rob developed his expertise in small-business lending at such companies as Wonga, Everline (UK’s first digital SME lender) and Newable BusinessFinance (responsible finance provider backed by the British Business Bank). In 2015, he joined Liberis, which helps SMEs get working capital without fixed repayments, through partnerships with the likes of Worldpay, Sagepay, or Xero. To date, Liberis has provided over $800 million of funding in more than 40,000 transactions across 7 countries.In this episode, Lloyd and Rob discuss the ways Liberis has already helped companies weather pandemic-related crises before outlining the benefits of revenue-based financing with repayments linked to the cashflow, and embedded finance through establishing fintech partnerships. Later they delve into Rob’s entrepreneurial experience, highlighting the value of investing in people and sharing Rob’s story of being the youngest pilot in Netherlands and his dream of becoming an astronaut!Follow Mana Search on TwitterFollow Mana Search on LinkedIn Episode Highlights:2:48: How SMEs are switching from in-store to e-commerce7:02: What is embedded finance and how flexible repayments work?10:46: The neural network behind the credit decision science14:45: Throwback to Rob’s being one of the first guests of the Mana’s podcast16:42: The dream of becoming an astronaut and Rob’s journey to an entrepreneur24:00: SME lending through partnerships being the embedded finance market worth $3.6Tr29:20: The power of the team and investing in people30:30: Looking forward36:29: Rob’s mana

The State government’s Protection Plan for Binjareb Djilba, Peel-Harvey Estuary, was published four months ago as a beautiful collaborative production between Noongar and western ways. It also chronicles the ecological collapse of this precious Estuarine System. Understorey went along to the recent WA Wetlands Conference in Mandurah to learn more about this special place from Bindjareb elder and educator George Walley. George welcomed us all to country, guided us in the storytelling about the importance of wetlands, of culture, and of holding strong to our shared living heritage, and hosted delegates on an estuarine tour of part of his homeland, the Djilba. George kindly gave permission for us to use his song "Raining on Djilba" - and we were especially pleased that RTRFM and WAM were able to track down a copy of the lost 2003 version which won George Walley a WAMI Award, and return it to him. Photo: George Walley, by A Glamorgan

The questions around David Cameron, Greensill Capital and lobbying are all very complex and opaque. So does it matter? It depends on who you think MPs should be working for.In this latest episode, why supply chain finance is a bit like a posh version of Wonga, how can a government find itself so short of cash it needs a middle-man to pay its bills, and has anyone even broken any rules?Could this be the start of another 1990s revival? The return of our old favourite, Tory Sleaze?More at twitter.com/paulosbourne, facebook.com/partygamespod and instagram.com/partygamespod — and there’s a full archive of all past episodes at partygamespodcast.com

Dexter Cousins is joined by the remarkable Lizzie Chapman CEO & Co-Founder of ZestMoney - India’s first and largest AI-Driven, digital financing platform.Lizzie Chapman is a leading figure in the fintech landscape of India. She has been instrumental in driving the adoption of digital finance and financial inclusion initiatives in the country. Lizzie's vision is to make life affordable to more than 300 million households that are currently ignored by traditional providers.India is on a path to becoming the most significant market for Fintech, globally. With a population of 1.4bn, less than 40% smartphone penetration, and only 25 million people with a credit card, India is primed for BNPL.About Zest MoneyZestMoney has built a platform that can meaningfully improve the lives of more than 300 million households who currently have no access to credit cards or other formal financing options because of insufficient credit history.Lizzie's BackgroundLizzie started her career as an Investment Manager with the Wellcome Trust, where she invested in financial services companies in India. She then worked with Goldman Sachs in London before moving to India in 2011 to set-up and spearhead the India operations for digital lender Wonga, one of the biggest fintech companies in the world at that point.Lizzie serves on the boards of IndiaMart (India’s Alibaba) and IndiaQuotient (early-stage investment fund). She is a founding member and serves on the Executive Committee of the Digital Lending Association of India. She was honoured with the ‘Female Fintech Leader’ award in 2017 and in 2019 was as recognised among “Linkedin Top Voices 2019: Finance & Economy” globally.Thanks To Our Partners FinTech Australia Connecting, challenging and advocating for one of the fastest growing tech communities in the worldLaunch, Scale, Innovate Leaders in Fintech Executive Search and RecruitmentFinnies 2021 - ENTRIES OPEN Will you be a winner at Australia's PREMIER FinTech Awards? Entries close 30th March 2021

Komunikacja głosem jest dla nas najbardziej naturalna - czy rozwój botów głosowych sprawi, że będziemy mogli swobodnie porozmawiać z komputerem? Czy voiceboty już niebawem zastąpią ludzkich konsultantów i jeśli tak, to jakie będzie to miało konsekwencje? O voiceobotach ludzkim głosem opowiada Radek Hołubowicz - współtwórca i członek zarządu firmy Dronn, czołowej polskiej spółki wdrażającej boty głosowe w takich branżach jak bankowość, pożyczki, zarządzanie wierzytelnościami czy telekomunikacja. Dronn koncentruje się na procesach z obszaru windykacji, a jego voiceboty możemy spotkać na co dzień w takich firmach jak Wonga, Nest Bank, Idea Getin czy operator sieci Play. Podczas rozmowy Radek opowiada czym są i jak działają voiceboty, gdzie i jakie zastosowanie znajdują obecnie oraz jak może wyglądać przyszłość rozwoju tej technologii. Jeśli ciekawi Cię jak rozwój technologii (a w szczególności sztucznej inteligencji) zmienia sposób komunikacji na linii człowiek-maszyna, to ten odcinek jest dla Ciebie! Więcej informacji na temat podcastu znajdziesz na stronie: https://www.ideewartepoznania.pl Spodobał Ci się ten odcinek? Wesprzyj podcast na: https://buycoffee.to/ideewartepoznania

We have a very exciting show for you this week with lots going on. We have a very anticipated guest and a great hot topic. Aaron does surprisingly well on risky business and we have a very close topical challenge, plus all of the other usual segments. Have a listen, share and enjoy!! --- Send in a voice message: https://anchor.fm/whatsthescore/message

In this podcast episode I am discussing with Oren Greenberg (London, UK): How do we get the marketing to create a massive pull effect that people leave their comfort zone in order to become clients or passionate employees of this startup. Who is Oren Greenberg? Oren has a highly regarded digital strategy and commercial expertise to offer. His Marketing Consulting is based in London (UK). Oren is a On-Demand CMO, Startup Investor & Advisor. He also a mentor in Virgin Startup, which is a not-for-profit company (founded by Richard Branson) supporting entrepreneurship in the UK . He spends his days helping FTSE 250s and funded startups to navigate the perilous waters of growth and marketing. He has contributed to the growth of client brands including Investec Bank, Peakon, Wonga, Wink Bingo, Nutmeg, Funding Circle, MarketInvoice and innovation incubation projects within Canon, HomeServe. Oren knows how handle the big games in marketing as he managed over £10M marketing budgets. His impressive achievement included paid search campaigns with over 13.7 million key phrases. He is also knowledgable on organic traffic growth and scaling paid search delivery. Oren has been featured in The Telegraph, Social Media Examiner and the HubSpot blog. Oren Greenberg is an instructor on Skillshare and Jolt. This episode's train of thought: Our conversation matches todays challanges of new businesses that are in a situation "David vs Goliath". The discussions concept is based on a scenario where a startup enters a market. 3 big competitors have split up the market betweeen each other (Ratio 100% = 40-30-20-X). Theoretically there is still 10% of untapped market share and a potential that disatisfied customer base and frustrated employees might decide to shift over to the startup. This is where we discuss how such a startup can successfully move up to taking the place of #3 in the market. The startup presumably has sufficient funds through investors. The challange of the business is not money but actually getting clients (60% B2C + 40% B2B) and skilled workers (e.g. engineers, IT, marketeers, etc.). Subscribe to the Telegram Channel: Don't miss more content by subscribing to our telegram channel: https://t.me/thegrowthzone PS... Support the show by submitting a review to podchaser.com Download a free copy of this business magazine: https://ejournal.businessboostertoday.com/BBT-INT-2020-01.pdf

Inspired by the fiercely customer centric practices of Amazon's Jeff Bezos, Brett van Aswegen believes that the purpose of a company cannot be to make profits for shareholders... but that profit should be an outcome. Reg Lascaris delves into the brain of the South African CEO of Wonga.

Inspired by the fiercely customer centric practices of Amazon’s Jeff Bezos, Brett van Aswegen believes that the purpose of a company cannot be to make profits for shareholders... but that profit should be an outcome. Reg Lascaris delves into the brain of the South African CEO of Wonga.

Oren Greenberg is the founder of Kurve - a modular growth marketing consultancy with experience of helping FTSE 250s and funded startups to navigate the perilous waters of growth and marketing, his impressive track record of results include; managing over £10M marketing budgets, juggling paid search campaigns with over 13.7 million key phrases, organic traffic growth from 2.3M a month to 3.1M a month for a single client, scaling paid search delivery by 139% to 12,600 B2B clients. Oren's highly regarded digital strategy and commercial expertise have been instrumental in the growth of client brands including Investec Bank, Peakon, Wonga, Wink Bingo, Nutmeg, Funding Circle and he has been featured in The Telegraph, Social Media Examiner, forbes, virgin entrepreneur, the guardian, and the HubSpot blog, and nonetheless he's also  an instructor on Skillshare and Jolt. During this interview we cover: How to communicate effectively and convince the board to invest in your marketing strategy Best Framework and Channels for SaaS Businesses & Best Content Creation-Promotion Ratio Hiring the On-Demand Marketing Department What to  Value about Seniority VS Young Talent  How to Decide which Channels to Focus Budget for your B2B SaaS Company How to Go From 0 to 500 leads a day The Right Touch Point Strategy to increase your ROI  Why Use Personalized Videos in your B2B outreach Efforts  The Importance of Choosing the Right Tech Stack Links : https://kurve.co.uk/ (Kurve) Get in touch with Oren: https://www.linkedin.com/in/orengreen/?originalSubdomain=uk (Oren's Linkedin ) Tag us & follow: https://www.facebook.com/HorizenCapitalOfficial/ (Facebook) https://www.linkedin.com/company/horizen-capital (LinkedIn) IG: @Horizen.Capital https://www.youtube.com/channel/UCYvpqdVVSlSMunWiEwlMjzw (YouTube) More about Akeel:

PLANT OF THE WEEK Sweet Morinda You most probably know Australian climbing plants and would immediately think of Bower or Wonga wonga vine, either Pandorea jasminoides or Pandorea pandorana,  Very tropical looking climbers that suit all sorts of conditions around Australia. But there’s some many more Australian native climbers that would suit our backyards and here’s one of them. Common Name: Sweet Morinda Scientific name: Gynochthodes jasminoides syn. Morinda jasminoides Family: Rubiaceae Habit: scrambling climber to 6m. Adrian uses it to screen some ugly buildings. What's in a name? Morinda    Latin morus = mulberry and indicus = indian (referring to it being like an Indian Mulberry) jasminoides   From the plant being Jasmine-likeThis pant is a native creeper found in eucalypt and rainforests along the east coast, across to Western Australia. You most probably know Australian climbing plants and would immediately think of Bower or Wonga wonga vine, either Pandorea jasminoides or Pandorea pandorana, Very tropical looking climbers that suit all sorts of conditions around Australia. But there’s some many more Australian native climbers that would suit our backyards and here’s one of them. I'm talking with Adrian O’Malley, qualified horticulturist and native plant expert. .Let’s find out… Let’s just call it sweet Morinda or Morinda jasminoides. Not overly floriferous but the flowers resemble those of jasmine with dense thick foliage that works well as a screen ugly buildings or scenery.   Flowers: Small clusters of 3-20 heads, but in Adrian's garden, it's not a prolific flowerer. There is some jasmine like scent but it's not overpowering. Mid spring to mid summer flowering.   Fruits: The main attraction some say because they're lumpy bright orange, 2cm in diameter.     Leaves: have an interesting bump in the centre called a "domatia."   the bumps are a symbiotic relationship with an insect that lives in the pits.The mite-habitat pits are so large that they make conspicuous bumps on the upperside of the leaves, making the plant easy to identify when it's not flowering or fruiting.

On this episode we talk about:Being black in France[50:00] Partie en Français : avis sur la situationRecommendations :Aimé Césaire, “Discours sur le colonialisme”“Black Feminism” (dirigé par Elsa Dorlin)Discours de James Baldwin (et essai “Equal in Paris”)More info on the show:😎 Support the show at patreon.com/ThePhileasClub! 😎Hosted by Patrick Beja (Instagram, Twitter, Facebook).Co-hosted by Yann Alet (Twitter).Co-hosted by Mélanie Wonga (Twitter).Co-hosted by Kevi Donat (Instagram).Theme by Daniel Beja (@misterdanielb / YouTube).Comments and more at frenchspin.com (article for this episode).  See acast.com/privacy for privacy and opt-out information.

Justin Welby, the Archbishop of Canterbury, has spoken on political issues and spoken against high interest pay day loans. Is is Welby the prophet right to speak out like this or should he stick to religious and moral issues. Peter Timothy Cooper and Beryl Polden weigh in on the issues and give the Christian worldview point of view. Pete and Beryl comment on the news and the good news. Listen on Flame Radio 1521MW in NW England and podcasts on iTunes.

With the hated payday loanshark Wonga going out of business what is the future for these loan based company and those who get into debt such that they need help? Mark and Pete give the correct answers. Help with Debt from Christian Against Poverty, CAP www.capdebthelp.org Mark and Pete: Colorful conversation on social, economic and religious issues from a Christian worldview perspective. Mark and Pete: a businessman and a pastor. Listen on Flame Radio 1521MW in NW England and podcasts on iTunes. Website: markandpete.com Twitter: @markandpete

On this week's e-Spurs Podcast we review the battle of the Bridge on Saturday, take your questions for the team on all things THFC and preview the next game as the Swans visit WHL. Follow us on Twitter @e_spurs Hosted on Acast. See acast.com/privacy for more information.

"Like Wonga.com on steroids".The 56th episode The Scottish Independence Podcast is the second of the presentation-type podcasts that I've put out this week, next time we'll get back to the interviews.This time the presentation comes from Business for Scotland and features former guest on the podcast Ivan McKee, who I'm sure you've been seeing on TV recently, and Michelle Thomson.The presentation is called The Economic Case for Independence, and that quote with Wonga.com at the start was not referring to Scotland's prospects.It's quite a long episode so you might want to divide your listening into sections.Hope you enjoy.LINKShttp://michaelgreenwell.wordpress.com/2013/08/08/the-scottish-independence-podcast-29-ivan-mckee/http://michaelgreenwell.wordpress.com/