Podcasts about Bible

Fr. Mike dives into the fall of Babylon described in Revelation 18, pointing out how several images and expressions of this key chapter are taken from the judgmental oracles in the old testament, particularly those from the prophet Jeremiah. Fr. Mike also emphasizes the reality of God's judgment, the resurrection of the dead, and how Christ's sacrifice is presented to God in the heavenly sanctuary once and for all. Today we read Revelation 18-20, Hebrews 9-10, and Proverbs 31:26-29. For the complete reading plan, visit ascensionpress.com/bibleinayear. Please note: The Bible contains adult themes that may not be suitable for children - parental discretion is advised.

FROM TODAY'S RECAP: - Video: Revelation Overview (Part 2) - Philippians & Colossians Study - Prep for Next Year: 2026 Episode - TBR Start Page - Invite your friends to join you next year! PREP EPISODES (in case you haven't listened yet): 1. Let's Read the Bible in a Year (Chronological Plan)! 2. How I Learned to Love (Reading) the Bible 3. Why Reading the Whole Bible is Important (interview with Lee McDerment) 4. Preparing to Read the Bible 5. Avoiding Common Mistakes: What to Look for When You Read the Bible 6. Reading the Bible in Community   Note: We provide links to specific resources; this is not an endorsement of the entire website, author, organization, etc. Their views may not represent our own. SHOW NOTES: - Follow The Bible Recap: Instagram | Facebook | TikTok | YouTube - Follow Tara-Leigh Cobble: Instagram - Read/listen on the Bible App or Dwell App - Learn more at our Start Page - Become a RECAPtain - Shop the TBR Store - Credits PARTNER MINISTRIES: D-Group International Israelux The God Shot TLC Writing & Speaking DISCLAIMER: The Bible Recap, Tara-Leigh Cobble, and affiliates are not a church, pastor, spiritual authority, or counseling service. Listeners and viewers consume this content on a voluntary basis and assume all responsibility for the resulting consequences and impact.

Jackie greets 2019 with the same morally flexibility of years prior. She breaks down the post holiday blues, her friendship with Taylor Swift, the Golden Globes and why sending 160,000 text messages to a guy is totally normal!Thanks for supporting my sponsors:Leesa Mattresses: Go to www.Leesa.com for 25% off mattresses, plus get an extra $50 off with promo code BIBLEHero Bread: Use code BIBLE at checkout to get 10% off your order at www.Hero.coNutrafol: Use code BIBLE to get $10 off your first month's subscription and free shipping at www.Nutrafol.comLittle Spoon: Use code BIBLE to get 30% off your first online order at www.littlespoon.com/BIBLESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Toward the end of the Lord's Prayer, we implore God to protect us from temptation and from the evil one. Fr. Mike clarifies what we mean when we ask God not to “lead us into temptation” and emphasizes the importance of discerning between trials and temptations. Lastly, we review the conclusion of the Lord's Prayer, known as the final doxology. Today's readings are Catechism paragraphs 2846-2856. This episode has been found to be in conformity with the Catechism by the Institute on the Catechism, under the Subcommittee on the Catechism, USCCB. For the complete reading plan, visit ascensionpress.com/ciy Please note: The Catechism of the Catholic Church contains adult themes that may not be suitable for children - parental discretion is advised.

Malachi 1:1-2:17, Rev 21:1-27, Ps 149:1-9, Pr 31:10-24

“Spare the rod, spoil the child”—but what does that actually mean today?Pastor Doug Wilson joins me to cut through the confusion of modern parenting. We discuss what the Bible really says about correction, the meaning of “the rod,” and how discipline—including spanking—can teach obedience and point kids to Christ without fear or shame. In a culture obsessed with therapy and emotional safety, Pastor Doug explains what parents aren't being told about raising faithful, strong kids.Thank you to our sponsors!TAYLOR DUKES WELLNESS — Use code ALEXCLARK for 10% off your purchaseGEVITI — Use code ALEX to get 20% off your first purchaseJASPR — Use code ALEX for $400 offCOWBOY COLOSTRUM — Use code ALEX for 25% offOur Guest:Pastor Doug WilsonPastor Doug's Links:WEBSITEINSTAGRAMXFACEBOOK

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

What does it mean to interpret the Bible literally? Today, R.C. Sproul communicates the importance of seeking after the plain meaning of God's Word. With your donation of any amount, get a 12-month subscription to Tabletalk, the Bible study magazine of Ligonier Ministries. You'll also receive lifetime digital access to R.C. Sproul's video teaching series Knowing Scripture and the study guide: https://gift.renewingyourmind.org/4518/offer   Live outside the U.S. and Canada? Request the digital teaching series and study guide with your donation: https://www.renewingyourmind.org/global   Meet Today's Teacher:   R.C. Sproul (1939–2017) was founder of Ligonier Ministries, first minister of preaching and teaching at Saint Andrew's Chapel, first president of Reformation Bible College, and executive editor of Tabletalk magazine.   Meet the Host:   Nathan W. Bingham is vice president of media for Ligonier Ministries, executive producer and host of Renewing Your Mind, and host of the Ask Ligonier podcast. Renewing Your Mind is a donor-supported outreach of Ligonier Ministries. Explore all of our podcasts: https://www.ligonier.org/podcasts

We're living between two advents. When Jesus comes back to earth, it won't be as a baby like the first time—and it won't be to seek and save the lost. So how will Christ return, and what will His purpose be? Find out on Truth For Life with Alistair Begg. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the sermon ‘The Second Advent' • Learn more about our current resource, request your copy with a donation of any amount. • Share the Gospel this holiday season by giving gifts that lead others to Jesus! At truthforlife.org/gifts you'll find ESV Study Bibles for both men and women for only $15, children's hardcover storybooks—three books for just $10, and a brand-new evangelism booklet by Alistair Begg, only $1 each! Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | Twitter This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today's program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!

In this week's episode of In Totality, I'm back with my girl Dinorah Peña for Part 2 of our conversation.We talk through the moments after the “yes”, when obedience is heavy, sanctification feels slow, and trusting God isn't as simple as it sounds. We share about the struggle of delighting in the Lord, turning away from pride, and depending on the Holy Spirit during times of anxiousness.This conversation is full of raw truth for anyone in a season of obedience without clarity. If you've ever asked, “Why is this walk still so hard?” Or felt alone in your becoming, we pray this reminds you:You're not behind. You're being refined. God is still with you, even now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you want to be in Scripture more in 2026? In this episode, Shelby, Scott, CJ, and Paul discuss how to have a more consistent and fruitful time in Scripture that actually helps you grow closer to God. They also share about Season 5 of the A Year in the Bible with Daily Grace Podcast and how to read the entire Bible alongside us in 2026.   Check out the A Year in the Bible Podcast: A Year in the Bible with Daily Grace Podcast Get the A Year in the Bible studies: Spiral | Hardcover Check out other resources: The Bible Handbook, The Bible Study Handbook, In the Word Journal Connect with us:  The Daily Grace Co. | Facebook | Instagram | Daily Grace Blog | Subscribe to our Podcast Newsletter!

Philemon You might like to get some copies of The Lightning-Fast Field Guide to the Bible for yourself and for others - here's a link that gets TMBH a little kickback: https://amzn.to/4pEYSS9Thanks to everyone who supports TMBH at patreon.com/thetmbhpodcastYou're the reason we can all do this together!Discuss the episode hereMusic by Jeff FooteLearn more about supporting the podcast here:  https://www.thetmbh.com/support

All this month, we've heard that it's the season of joy. But often we look around and see division and pain instead. The Bible acknowledges this reality, but it also shows you where to find peace. Nancy will point you in the right direction.

Sarah Jantzen has been in Uganda since 2017 and is an active foster parent. She has started or been an important role for many ministries, including Mukisa House, Suubi, Reclaiming Hope and Path of Hope. Sarah runs a child protection training program called Reclaiming Hope that sets up church/faith-based child protection units in villages across Uganda. She currently is opening an emergency shelter for teenage survivors of sexual abuse called Path of Hope. Sarah raises 14 kids while ministering to her neighbors in Nasenyi Village through education support and Bible studies. Sarah's future goal to be happening in 2025 is having a school feeding program that will be called Mukisa Meals. Learn more about the ministries that Sarah is involved in and how you can help here - Tanaka Global - https://tanakaglobal.org/

When we open the Bible, we can be sure that what we're reading has been breathed out by God. Today, Barry Cooper delves into the marvelous doctrine of the inspiration of Scripture. Read the transcript: https://ligonier.org/podcasts/simply-put/the-inspiration-of-scripture/ Study Reformed theology with a free resource bundle from Ligonier Ministries: https://grow.ligonier.org/ A donor-supported outreach of Ligonier Ministries. Donate: https://donate.ligonier.org/ Explore all of our podcasts: https://www.ligonier.org/podcasts

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Are you longing to pray more consistently? As we prepare to enter the new year, Dr. Sri explains how to cultivate the habit of daily prayer so we can deepen our relationship with God. _ _ For full shownotes, visit Ascensionpress.com/Allthingscatholic, or text ALLTHINGSCATHOLIC to 33-777 for weekly shownotes sent to your inbox.

Do you want to be in Scripture more in 2026? In this episode, Shelby, Scott, CJ, and Paul discuss how to have a more consistent and fruitful time in Scripture that actually helps you grow closer to God. They also share about Season 5 of the A Year in the Bible with Daily Grace Podcast and how to read the entire Bible alongside us in 2026.   Check out the A Year in the Bible Podcast: A Year in the Bible with Daily Grace Podcast Get the A Year in the Bible studies: Spiral | Hardcover Check out other resources: The Bible Handbook, The Bible Study Handbook, In the Word Journal Connect with us:  The Daily Grace Co. | Facebook | Instagram | Daily Grace Blog | Subscribe to our Podcast Newsletter!

What does the Bible say about the use of alcohol? How is alcohol both God's gift and a curse at the same time? What does the use of wine in the Eucharist say about acceptability for other uses? We'll address these questions and more with our guest Dr. John Anthony Dunne around his book The Mountains Shall Drip Sweet Wine. Dr. John Anthony Dunne is Assistant Professor of New Testament at Bethel Seminary. He's a Talbot grad, twice over, and his research interests lie primarily in the New Testament, the life and letters of Paul (esp. Galatians), Christian origins, and second temple Judaism. ==========Think Biblically: Conversations on Faith and Culture is a podcast from Talbot School of Theology at Biola University, which offers degrees both online and on campus in Southern California. Find all episodes of Think Biblically at: https://www.biola.edu/think-biblically. To submit comments, ask questions, or make suggestions on issues you'd like us to cover or guests you'd like us to have on the podcast, email us at thinkbiblically@biola.edu.

(1 Peter 2:24) The one tree in Scripture that is connected to Christ is not connected to His birth, but to His death. Walk through the New Testament and see how God uses this tree to demonstrate His love and sacrifice. (09314251230) Keep Studying  Whether you're a new believer or have walked with the Lord for years, you'll find thousands of free devotionals, Bible studies, audio series, and Scripture tools designed to strengthen your faith, deepen your understanding of the Bible, and help you stay rooted in the Word of God. 

Well friend, I've made it all the way to episode 300 and today's episode is a Q&A with my listeners. I'm so excited! Resources from this episode: Dwell Bible App Discount  Episode 223 : I Read the Bible in a Month Episode 232 : A Year of Sabbaths with Will Ray : Part 1 Episode 233 : A Year of Sabbaths with Will Ray : Part 2 Made for People by Justin Whitmel Earley  A'Del Cosmetics  Timeless Book Series by Gabrielle Meyer  Kindle Paperwhite  Trello  Midliners The Contentment Challenge Episode 003 : The Contentment Challenge Episode 004 : Seasons of Business Episode 286 : 3 Lessons from Charlie Kirk Psalm 73:25-26 Shepherd's Way Farms  Too Good by Jess Ray Positive Parenting Solutions  Brick Device  Meeting with Jesus by David Murray Rhythms Reset Send Nancy an audio message! Join my email list!  Visit my Amazon Cornerstore! Nancy Ray Website Nancy Ray on Instagram Affiliate links have been used in this post! I do receive a commission when you choose to purchase through these links, and that helps me keep this podcast up and running—I truly appreciate when you choose to use them!  

As Mark brings his fast-moving first chapter to a close, he records one of the most striking moments in Jesus' early ministry: the healing of a leper.In today's episode, we continue our sermon series from the archives, The Gospel According to Mark, as Paul helps us see ourselves in this desperate man—not just in his condition, but in his humble, faith-filled response to the mercy and power of Christ.To hear more sermons from Paul, visit PaulTripp.com/Sermons.Partner with Paul Tripp MinistriesPaulTripp.com/Give

Welcome back to Build Your Bible Habit, where you can listen to a chapter of Proverbs in under five minutes! We've been hearing from listeners who have kept up this habit, and are seeing God transform their lives. It's by design. God's Word is transformative when we read and apply the principles. Keep this habit up, and you will experience the blessings and benefits of handling life's matters wisely. Daily Proverbs is a habit that increases your wisdom and understanding, making life calm even in the midst of storms.  "Every word of God is pure: he is a shield unto them that put their trust in him." (Proverbs 30:5) VISIT THE SHOP AT KEEP THE HEART FOR BOOKS, BIBLE STUDIES & MORE! Apply: Living What We Learn--31-Day Devotional by Francie Taylor Ponder the Path: A 31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor BIBLE STUDY GROUPS: ICU: In Christ Unconditionally-Heart Conditions What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Fr. Mike draws a parallel between the symbols in the book of Revelation and the persecution by the Roman empire of the first Christians and encourages us to hold firm in our faith. Additionally, Fr. Mike reveals the beauty of the new covenant priesthood established by Jesus and explained in Hebrews. Today's readings are Revelation 15-17, Hebrews 5-8, and Proverbs 31:23-25. For the complete reading plan, visit ascensionpress.com/bibleinayear. Please note: The Bible contains adult themes that may not be suitable for children - parental discretion is advised.

FROM TODAY'S RECAP:  - Article: Who are the 144,000? - Article: Who are the 144,000 in Revelation? - Video: Revelation Overview (Part 2) - Prep for Next Year: 2026 Episode - TBR Start Page - Invite your friends to join you next year! - Become a RECAPtain! - Gift a RECAPtains subscription! PREP EPISODES (in case you haven't listened yet): 1. Let's Read the Bible in a Year (Chronological Plan)! 2. How I Learned to Love (Reading) the Bible 3. Why Reading the Whole Bible is Important (interview with Lee McDerment) 4. Preparing to Read the Bible 5. Avoiding Common Mistakes: What to Look for When You Read the Bible 6. Reading the Bible in Community Note: We provide links to specific resources; this is not an endorsement of the entire website, author, organization, etc. Their views may not represent our own. SHOW NOTES: - Follow The Bible Recap: Instagram | Facebook | TikTok | YouTube - Follow Tara-Leigh Cobble: Instagram - Read/listen on the Bible App or Dwell App - Learn more at our Start Page - Become a RECAPtain - Shop the TBR Store - Credits PARTNER MINISTRIES: D-Group International Israelux The God Shot TLC Writing & Speaking DISCLAIMER: The Bible Recap, Tara-Leigh Cobble, and affiliates are not a church, pastor, spiritual authority, or counseling service. Listeners and viewers consume this content on a voluntary basis and assume all responsibility for the resulting consequences and impact.

In our next-to-last episode of 2025, Tim, Jon, and BibleProject CEO, Steve Atkinson, review all the resources we released this year, while reflecting on the bigger worldwide movement of people reading the Bible as a unified story that leads to Jesus. The guys then share about some of what's coming up next for BibleProject in 2026.TIMESTAMPSGratitude for Our Mission (0:00-4:08)New “One Story That Leads to Jesus” Reading Plan (4:08-9:01)A Year Studying Themes From Exodus (9:01-16:15)How the Bible Was Formed and the Deuterocanon / Apocrypha (16:15-17:53)The Bigger Movement of Reading the Bible as One Story (17:53-27:34)2025 Classroom Releases (27:34-30:02)2025 Updates to the BibleProject App (30:02-31:58)Ten Years of the BibleProject Podcast (31:58-33:09)What Are We Releasing in 2026? (33:09-38:38)Gratitude for Our Volunteers, Prayer Team, and Patrons (38:38-45:01)OFFICIAL EPISODE TRANSCRIPTView this episode's official transcript.REFERENCED RESOURCESSubscribe to the “One Story That Leads to Jesus” annual reading plan on The Bible App by YouVersion.Check out our 2025 collections of resources! Each has a video, podcast series, scholar-written guide, reading plan, and group study.The MountainThe Exodus WayRedemptionThe WildernessListen to the 2025 podcast series How the Bible Was Formed.Watch the 2025 overview video series on The Deuterocanon / Apocrypha.Listen to the 2025 Advent podcast series.Check out OneStory, a creative nonprofit that develops free Bible studies, lessons, and homeschool curricula—all featuring BibleProject resources.See how Streetlights has localized BibleProject videos for their audience.Watch or listen to the final installment of our Genesis Classroom series, Joseph. Also check out the second installment of the Gospel of Matthew Classroom series, The Messianic Torah, which focuses on the Sermon on the Mount.Download the BibleProject App from the iOS App Store or Android Google Play Store.SHOW MUSICBibleProject theme song by TENTS SHOW CREDITSProduction of today's episode is by Lindsey Ponder, producer, and Cooper Peltz, managing producer. Tyler Bailey is our supervising engineer, who also edited today's episode and provided the sound design and mix. JB Witty writes the show notes. Our host and creative director is Jon Collins, and our lead scholar is Tim Mackie. Special thanks to our guest, Steve Atkinson.Powered and distributed by Simplecast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this final installment of 2025 we get to Keep Talking WITH ALL OF YOU-- ALL OF OUR BUDDIES! We got to do a live call-in show so a bunch of you got to pop in and ask your questions and loved every minute. It went exactly the way you thought it would. Things were unhinged for a bit… And before we started we even had a conversation about toilet seats. And Wicked. You're in for a treat. Come tell us your thoughts over on instagram: @thatsoundsfunpodcast If you're following along in your TSF Seasons Guidebook, you'll find your LAST note-taking page on page 133. Have a great week, the New Years, and we'll see you back here in 2026! We'll be back on Tuesday (not Monday) but Tuesday, January 6th for our annual Epiphany episode. . . . . . Want to watch this episode? Watch on your Spotify App, or head on over to our YouTube Channel and be sure to like and subscribe!  . . . . . Sign up to receive the AFD Week In Review email and ask questions to future guests! #thatsoundsfunpodcast . . . . . Thank you to our sponsors! Wonder Project: Start your free trial and make sure to choose the annual subscription at ⁠watch.thewonderproject.com/thatsoundsfun⁠. When you pick the annual plan, you save money and directly support their mission to bring more of these stories to the world.  Antique Candle Co: Use code “thatsoundsfun” to get a free Gift Set on any order of $40 or more through Dec 15 at ⁠⁠antiquecandleco.com⁠⁠.  Mercy Ships: Please donate today at ⁠MercyShips.org/podcast⁠. Omaha Steaks: Visit ⁠OmahaSteaks.com⁠ for 50% off sitewide during their Sizzle All the Way Sale. And for an extra $35 off, use promo code FUN at checkout. Shopify: Sign up for your one-dollar-per-month trial and start selling today at Shopify.com/soundsfun⁠. Helix Sleep: Go to helixsleep.com/thatsoundsfun for 27% off sitewide.  NIV Application Bible: If you're looking for a new Bible or know someone you'd like to gift a Bible to, I highly recommend the ⁠NIV Application Bible⁠! Capstone Wellness: Learn more at ⁠⁠capstonewellness.com/thatsoundsfun⁠⁠. NYTimes bestselling Christian author, speaker, and host of popular Christian podcast, That Sounds Fun Podcast, Annie F. Downs shares with you some of her favorite things: new books, faith conversations, entertainers not to miss, and interviews with friends. Learn more about your ad choices. Visit megaphone.fm/adchoices

Forgiving those who have hurt us is a challenging call. Fr. Mike explains what it means to "forgive us our trespasses, as we forgive those who trespass against us." We learn that forgiveness and reconciliation are not the same thing and that we can transform our hurt into intercession with God's grace. We ask the Lord to soften our hearts so that they may remain open to loving and forgiving others. Today's readings are Catechism paragraphs 2838-2845. This episode has been found to be in conformity with the Catechism by the Institute on the Catechism, under the Subcommittee on the Catechism, USCCB. For the complete reading plan, visit ascensionpress.com/ciy Please note: The Catechism of the Catholic Church contains adult themes that may not be suitable for children - parental discretion is advised.

Zech 14:1-21, Rev 20:1-15, Ps 148:1-14, Pr 31:8-9

Zech 14:1-21, Rev 20:1-15, Ps 148:1-14, Pr 31:8-9

Wondering what real love looks like? Today on 15 Minutes in the Word, Joyce shares what the Bible says about love and how we can live it out daily.

On Legal Docket, a justice's legacy and a Supreme Court case over intellectual disability; on Moneybeat a year-end economic analysis; and remembering a scientist who opened the door to cloning. Plus, the Monday morning news Support The World and Everything in It today at wng.org/donateAdditional support comes from Commuter Bible, the work-week audio Bible. Available on podcast apps and commuterbible.org. New yearly plans begin January 5

Jesus came to seek and save the lost. When He ascended into heaven, He promised to return. When will that happen? And why does it seem to be taking so long? On Truth For Life, Alistair Begg addresses these questions and teaches us how we can be prepared. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the sermon ‘The Second Advent' • Learn more about our current resource, request your copy with a donation of any amount. • Share the Gospel this holiday season by giving gifts that lead others to Jesus! At truthforlife.org/gifts you'll find ESV Study Bibles for both men and women for only $15, children's hardcover storybooks—three books for just $10, and a brand-new evangelism booklet by Alistair Begg, only $1 each! Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | Twitter This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today's program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!

Send us a textTommy Mello shares his journey scaling his home service business from six to nine figures, breaking down the leadership, branding, hiring, marketing, and financial strategies needed to build a $20 billion company.⁣⁣Watch the full interview here - https://youtu.be/oi-dShQB5rk⁣⁣Connect with Tommy ⁣IG: https://www.instagram.com/officialtommymello/⁣Website: https://homeserviceexpert.com/⁣YouTube:  @officialtommymello  ⁣__________⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to scale your business? Attend our next Forge event! https://theforge.vip⁣⁣Join a free Bible study for Christian business leaders. https://www.tentmakers.us⁣__________⁣CHAPTERS:⁣0:00 - Letting Go to Grow⁣1:46 - Scaling to 8 Figures ⁣4:14 - Podcast Power & Learning from Experts⁣5:04 - The Math Behind a Billion-Dollar Business⁣6:22 - Dominating New MarketsLearn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

Philemon You might like to get some copies of The Lightning-Fast Field Guide to the Bible for yourself and for others - here's a link that gets TMBH a little kickback: https://amzn.to/4pEYSS9Thanks to everyone who supports TMBH at patreon.com/thetmbhpodcastYou're the reason we can all do this together!Discuss the episode hereMusic by Jeff FooteLearn more about supporting the podcast here:  https://www.thetmbh.com/support

Most believers are waiting for the Lamb of God—but what if I told you the world is about to meet Jesus the Judge? The church is soft-pedaling the truth, but the Bible is clear—Jesus is coming back not just as the Savior, but as the righteous Judge of nations. And here's the real kicker: whether you encounter Him as the Lamb or the Judge depends on where you stand right now. This is the revelation most churches aren't preaching, and I'm going to break it all down.   Podcast Episode 1981: Will the World Encounter Jesus the Judge or Jesus the Lamb? The Answer may Surprise You! | don't miss this! Listen to more episodes of the Lance Wallnau Show at lancewallnau.com/podcast

Think about a good friend. You talk. You text. You go out for coffee. Nancy DeMoss Wolgemuth helps us know how to get to know God better. It's by spending time with Him, daily reading His Word.

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What did the angels mean when they proclaimed peace on earth and good will toward men? In a world full of conflict and chaos, where is that peace today? Join Andrew as he reveals the true source of peace—reconciliation with God. God's not mad at you, or even in a bad mood.

God will not let you go. The big news of the Bible is not that you love God but that...

Magi, masters of alchemy and astronomy, notice an anomaly in the constellations. Their curiosity leads them to the scriptures, where they become convinced God has done something miraculous.Today's Bible verse is Matthew 2:2, from the King James Version.Download the Pray.com app for more Christian content including, Daily Prayers, Inspirational Testimonies, and Bedtime Bible Stories.Pray.com is the digital destination for faith. With over 5,000 daily prayers, meditations, bedtime stories, and cinematic stories inspired by the Bible, the Pray.com app has everything you need to keep your focus on the Lord. Make Prayer a priority and download the #1 App for Prayer and Sleep today in the Apple app store or Google Play store.See omnystudio.com/listener for privacy information.

Dr. John Anthony Dunne associate professor of New Testament at Bethel Seminary and the Co-host and editor of The Two Cities podcast. John is the author of several books including his most recent book: The Mountains Shall Drip Sweet Wine: A Biblical Theology of Alcohol, which is the topic of our conversation. What does the Bible say about alcohol? We talk about questions like: did wine have the same alcohol percentage as today? Was it diluted? What is strong drink? Is getting drunk or buzzed always condemned? How can Christians consume alcohol without abusing it? Or, should Christians simply stay away from alcohol? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What makes a good hero? How does God build his kingdom? What does following Jesus look like? In today's episode, Keith shares how Isaiah 52:13-53:12 gives us three reasons why Jesus is an unlikely hero, and why that's good news for us. Read the Bible with us in 2026! This year, we're exploring the Gospels—Matthew, Mark, Luke, and John. Download your reading plan now. Your support makes TMBT possible. Ten Minute Bible Talks is a crowd-funded project. Join the TMBTeam to reach more people with the Bible. Give now. Like this content? Make sure to leave us a rating and share it so that others can find it, too. Use #asktmbt to connect with us, ask questions, and suggest topics. We'd love to hear from you! To learn more, visit our website and follow us on Instagram, Facebook, and Twitter @TenMinuteBibleTalks. Don't forget to subscribe to the TMBT Newsletter here. Passages: Isaiah 52:13-53:12

Recording from the Summer Family Bible Conference 2018:If you don't know what God is really like, how can you have a relationship with Him? God is good, but religion has often misrepresented Him, wrongly suggesting that He causes sickness, pain, heartbreak, and even death to teach us. That's not the truth! Join Andrew in this free teaching and discover who God really is.

"In Revelation 15–16, the seven bowls of God's wrath are poured out on the earth. How do we reconcile God's justice and wrath in these passages with His love and mercy? In Revelation 17, what does Babylon represent, both in the first-century world and for us today? In today's episode, Watermark Community Director, Katie Shemanske talks with Watermark member, Bobby Crotty about Revelation 15-17. Additional References: Matthew 24:15 You can also check out the Join The Journey Jr. Podcast: Apple Podcast: https://podcasts.apple.com/us/podcast/join-the-journey-junior/id1660089898 Spotify: https://open.spotify.com/show/6SG7aaE1ZjjFkgB34G8zp3?si=c960a63736904665 Check out the Join The Journey Website for today's devotional and more resources! https://www.jointhejourney.com/ Amazon Storefront: https://www.amazon.com/stores/Watermark-Community-Church/author/B0BRYP5MQK?ref=sr_ntt_srch_lnk_1&qid=1755623322&sr=8-1&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=8aeeec3b-6c1c-416d-87ae-5dfbbb6981df"

(Luke 2:7-15) On the night of Christ's birth the first words announced were: "Fear not." Christ came to cast out sin and all of the fear that is connected to it. The Lord Jesus came to bring peace. (09313251229) Keep Studying  Whether you're a new believer or have walked with the Lord for years, you'll find thousands of free devotionals, Bible studies, audio series, and Scripture tools designed to strengthen your faith, deepen your understanding of the Bible, and help you stay rooted in the Word of God. 

Guest Bio: Sarah Stonestreet hosts the Strong Women podcast. A lover of learning, Sarah enjoys reading history, classic literature, theology, and books about global Christianity. As Director of Community Outreach at Saint George's Anglican Church, she looks for ways to care for the Colorado Springs community through the local Church. In this season of life, Sarah has the joy of seeing God work in the lives of young people as she homeschools her youngest three children and co-leads St. George's youth group with her husband, John.  Show Summary: What do you think it means to be a strong woman? Sarah Stonestreet felt personally convicted to help women define “strength” in a way separate from how culture and society tell us to be strong. Join host Elisa Morgan as she dives into the meaning of strong womanhood with Sarah during this God Hears Her conversation.   Notes and Quotes:  “A strong woman develops eyes to see the world around her with all its beauty and brokenness and to love with Christ's love with the gifts He has given her in the corners of the world where they find themselves.” —Sarah Stonestreet  “It's not that our faith is about the works that we do, but it's that our faith compels us—in love—to act as Christ would act.” —Sarah Stonestreet  “The courage comes because you've built up that habit of going to the Lord and seeking Him like He is silver and gold. So, when the time comes to actually make a bold stand, you're prepared.” —Sarah Stonestreet   Verses:  Ephesians 2:8-10   Hebrews 12  2 Corinthians 5   Related Episodes: GHH Ep 24 – When We Feel We Aren't Enough with Laura Smith: https://godhearsher.org/podcast/when-we-feel-we-arent-enough/ GHH Ep 60 – Becoming a Woman of Moxie with Julie Richardson: https://godhearsher.org/podcast/becoming-a-woman-with-moxie/ Unshakable Moxie series: https://youtu.be/d4DlFSeqS9I?si=0zEPwR6ERpAbdHG9  Links:  The Strong Women Podcast Website: https://colsoncenter.org/strong-women God Hears Her website: https://go.odb.org/ghh191  Subscribe to the God Hears Her YouTube channel: https://www.youtube.com/@GodHearsHerODBM 

When everything feels impossible and the future looks uncertain, do you really believe the Lord will provide?Today, we continue our year-long Bible study in the book of Exodus, The Gospel: One Rescue at a Time. In this episode, Paul opens Exodus 11:1–3 to show how God makes a way for his people before the final plague—providing victory, favor, and strength and reminding us that his provision is never dependent on our ability.To hear more of these studies from Exodus, visit PaulTripp.com/Exodus.

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

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