Podcasts about Unbundling

#290: Chris and Brian break down the biggest trends reshaping points and miles. They discuss new ways to earn transferable points without a credit card, the award search tools worth using right now, a six-month check-in on Bilt, and what's coming next for premium cards. Link to Full Show Notes: https://chrishutchins.com/new-rules-points-miles-2026/⁠ Partner Deals DeleteMe: ⁠20% off removing your personal info from the web NetSuite: ⁠Free KPI checklist to upgrade your business performance Fora: Become a Fora Advisor today Trust & Will: ⁠Get 20% off personalized, legally binding estate plans MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Award Search & Points Tools Seats.aero Points Path (15% off with ALLTHEHACKS15) PointsYeah Earning Points Beyond Credit Cards Symphony Silo Markets Rove X Money ATH Podcast #89: Booking Flights with Points and All Things Award Travel with Tiffany Funk #262: Points & Miles in 2026: What's New, What's Dying & What's Next with Brian M #288: Where to Keep Your Cash for the Highest Return Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:49) Why 2026 Feels Different and Reasons to Stay Hopeful (02:26) Credit Card Interest Rate Caps Never Materialized (03:20) Why Debit Rewards Cards Are Becoming More Interesting (05:58) Six Months Into Southwest's Transformation (13:14) Are Credit Card Retention Offers Drying Up? (14:23) The Unbundling of Airfare Keeps Expanding (15:25) Could Award Flights Lose Their Flexibility? (17:14) Foreign Airline Programs Push Into the US Market (19:58) Hotel Award Inflation (and What Cash Prices Reveal) (27:31) Banks Crack Down on Points Gaming (30:32) Qatar's New Restrictions on Booking for Others (32:54) New Ways to Earn Transferable Points Without Credit Cards (36:16) The Best Tools for Points & Miles (40:35) Why Cardholder Pricing Is Becoming a Bigger Advantage (42:04) United's New Cards and the Truth About "10% Off" (44:01) Transfer Bonuses and the Risk of Speculative Transfers (49:06) American's Changes to Partner Award Availability (49:56) Pooling Airline Miles With Family (52:12) Brian's Biggest Prediction for the Year Ahead (55:23) Six Months Later: Is Bilt Delivering? (01:00:31) Will We See More Premium Credit Cards? (01:03:19) Is There Still Hope for U.S. Bank Transfer Partners? (01:04:53) What's Next for the Amex Green Card? (01:05:31) Just Let the Points Coupons Go Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Alex Pascoe, FSCA, Departmental Head of Market Abuse, about the regulator’s investigation into an alleged market manipulation tactic where traders use tiny share trades to influence prices and profit from much larger derivative positions. In other interviews, Dr Mpumelelo Mkhabela, political analyst talks about the growing tensions between the Presidency and Eskom’s board over the future of the power utility. The Presidency has rebuked Eskom chair Mteto Nyati after he publicly raised concerns about transferring the utility’s transmission assets to an independent operator, warning that the move could weaken Eskom’s balance sheet, unsettle bondholders and trigger issues with lenders. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

My conversation with Tarun Chitra.As a co-founder of Gauntlet and GP at Robot Ventures, Tarun has one of the sharpest frameworks for understanding market structure across both crypto and AI. In this episode we dig into why open-source AI is unbundling faster than most people expect, and how the resulting stack looks surprisingly similar to DeFi.We spend a lot of time mapping the AI infrastructure layers directly onto crypto primitives and examining where value is actually going to accrue as models, harnesses, routers, and inference providers separate.At the center of the conversation is the belief that AI's unbundling is creating a new competitive order-flow market (data centers competing like nodes, MEV-like dynamics for tokens/GPUs) while crypto itself has settled into a more mature “TradFi plus+” phase focused on trading, payments, and bringing real assets on-chain.We discuss:- The current state of crypto as TradFi+ and the decline of speculative narratives- Why AI is killing Bitcoin mining economics and weakening ETH value accrual- The architectural parallel between AI stacks and DeFi Harnesses = WalletsRouters = DEX aggregators,Models = ProtocolsInference Providers = LPs- Why open-source models are unbundling faster than traditional software- Agents as the next interface layer and the potential unbundling of ETFs- Cryptography, verifiable compute, and turning GPUs into digital assets- Onchain compute trading as the real crypto × AI opportunity- Sustainable business models and where value will ultimately captureTimestamps:0:00 – Introduction & State of the Crypto Market (TradFi+)2:00 – Speculative Narratives Fade, Trading & Payments Remain7:00 – AI's Impact on Bitcoin Economics & Data Center Opportunity Cost9:00 – ETH Value Accrual, Solana Positioning & DeFi Token Sustainability15:00 – Trading Design Space & On-Chain Volume Upside25:00 – AI Unbundling Thesis: Open-Source Models vs Data Centers35:00 – The DeFi Mapping (Harnesses, Routers, Models, Inference)48:00 – Agents, Preference Expression & Unbundling Traditional Products1:00:00 – Real-Time Harness Generation & Active Learning1:05:00 – Cryptography, Verifiable Compute & On-Chain GPU Markets1:10:00 – Closing Thoughts: Where Value Accrues NextEnjoy!

Stephen Grootes speaks to Dr Mpumelelo Mkhabela, political analyst, about the growing tensions between the Presidency and Eskom’s board over the future of the power utility. The Presidency has reportedly rebuked Eskom chair Mteto Nyati after he publicly raised concerns about transferring transmission assets to an independent operator, warning that the move could weaken Eskom’s balance sheet, unsettle bondholders and trigger issues with lenders. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The debate over Eskom’s future is heating up, with the National Union of Mineworkers rejecting plans for an independent Transmission System Operator. NUM says the restructuring could put jobs and public ownership at risk, while Eskom argues that reform can strengthen the electricity sector if it is carefully phased. After concerns raised by a listener about Eskom’s unbundling, Zain Johnson gets the union’s perspective from NUM National Energy Sector Coordinator Khangela Baloyi. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

When the Title Changes but the Authority Doesn't: Family Business Succession with Paul Edelman Most family business succession plans fail not because the legal structure is wrong, but because authority never actually moves. In this episode of Wealth Actually, Frazer Rice talks with Paul Edelman, PhD of Edelman & Associates about how to tell the difference between a real handoff and a cosmetic one. Edelman unbundles succession into six separate questions, explains the three behavioral tells that reveal who is really in charge, draws a hard line between a legitimate safeguard and an open-ended veto, and makes the case that agreement from a family is not the same thing as ownership of a decision. https://youtu.be/p2KCsftvM74 Key Takeaways Succession is not one decision — it is at least six. Who gets the economic benefit of ownership, who votes the shares, who appoints and removes directors, who runs operations, who receives what information, and who retains informal influence after formal authority ends. Watch behavior, not titles. Compensation changes and org charts are easy to read and easy to fake. How decisions actually get made — and whether they get reversed — is the real signal. Three tells that authority hasn't moved: the next management layer still routes real decisions to the founder; the successor has never had a disputed call stand; and in a genuine crisis, the founder is the one who walks into the room. Speed is not the test. A five-year transition can be disciplined development; a six-month transition can be denial with a deadline. The test is whether milestones and readiness criteria are observable and stable, or whether the goalposts keep moving. “Not ready” is not a concern — it is a placeholder. If a founder cannot restate it in specific, testable terms, the obstacle is emotional rather than substantive, and it needs a different path. Advisor impatience often masquerades as clarity. When you catch yourself thinking “why can't they just do this,” ask whose timeline is actually being served — the family's, or your need to close the file. A safeguard is bounded; a veto is not. Reserve specific extraordinary decisions with defined scope, thresholds, triggers, evidence, and duration. “The successor is in charge unless the founder feels uncomfortable” is an undefined operational veto. Agreement is not ownership. A family can be outvoted and formally agree while owning nothing. Ownership comes from having weighed the trade-offs and the implications of each option in the room. Timestamps [00:00] Cold open — why “he's just not ready” is untestable [01:05] Welcome: founders at the sell-or-transfer crossroads [01:48] Unbundling succession into six separate questions [02:23] Running a diagnostic on where the founder actually is [03:00] Watch behavior, not titles — and what the CFO tells you [04:00] Decision reversals and the second-guessing test [05:00] The crisis test: who owns the emergency [05:36] Fast handoff vs. staged succession and prolonged ambiguity [06:10] Milestones that show it's working — and goalposts that keep moving [08:00] Inside vs. outside successors and family dynamics [08:54] Competing heirs and the outside CEO as bridge or avoidance [09:47] Reading resistance: making “not ready” addressable [11:10] The advisory ecosystem's frustration with stalled progress [12:16] Whose timeline is being served? [13:31] Push, pause, or reframe — the art and science of advising [15:00] When to change the forum, the decision rights, or bring in a facilitator [15:36] Safeguards vs. vetoes and the trap doors founders build [17:37] Board composition: independence vs. familiarity [20:00] Restructuring boards to create seats for new expertise [20:54] Income-dependent family members vs. growth-minded owners [21:34] Agreement is not ownership: dividends vs. reinvestment [23:31] Matching complexity to the outcomes you need [25:00] Communicating decisions to people who weren't in the room [25:26] How to reach Paul Edelman [25:46] The Edelman–Shenkman trilogy for estate planning attorneys [29:19] Close Pull Quotes “If the CFO briefs the new successor CEO and then confirms things with Dad, then the org chart is not telling the real story.” — Paul Edelman “To have authority when things are going well is fine. But the person who owns the crisis is the one who's really owning the leadership.” — Paul Edelman “A safeguard should be limited, explicit, and connected to some extraordinary risk. A veto is an ongoing ability to stop or reverse any old ordinary decision.” — Paul Edelman “Just because there's an agreement in name doesn't mean there's ownership of the decision.” — Paul Edelman About the Guest Paul Edelman, PhD is a coach, facilitator, and mentor at Edelman & Associates, where he works with family enterprise and family office leaders on decisions that cannot be delegated. He holds a PhD in developmental psychology from Harvard University and a BS in physics from MIT, and serves as faculty at The UHNW Institute and the Bertarelli Institute for Family Entrepreneurship at Babson College. Contact Paul Edelman Email: paul@edelmancoaching.com Website: edelmancoaching.com (contact form on site) LinkedIn: linkedin.com/in/pauledelman The Edelman & Shenkman Trilogy Paul and Martin M. “Marty” Shenkman, CPA, MBA, JD, PFS, AEP (Distinguished), of Shenkman Tietz, have written a three-part series aimed at estate planning attorneys: Simplicity and its trade-offs — When Clients Ask for a Simple Estate Plan, WealthManagement.com / Trusts & Estates, July 8, 2026. The language of estate planning conversations — published in Steve Leimberg's LISI Estate Planning Newsletter (subscriber archive). Beneficiary education — forthcoming October 2026, expected in Estate Planning. Paul's running author archive: wealthmanagement.com/author/paul-edelman More from Paul Edelman Approval Is Not Ownership: Helping Family Office Investment Decisions Hold Under Pressure — Family Wealth Report, July 1, 2026 How Families Can Override Emotions to Make Better Judgments — Family Business Magazine, April 9, 2026 Lessons For Families And Their Advisors From A Hit TV Series — Family Wealth Report, February 24, 2026 Stronger Family Bonds and Better Strategic Decisions — FFI Practitioner, January 20, 2026 Frequently Asked Questions What are the six questions a family business succession decision should be broken into?Who receives the economic benefit of ownership; who votes the shares; who appoints and removes directors; who runs the company operationally; who receives what information; and who continues to hold influence after formal authority ends. Bundling these into a single “handoff” decision is what creates ambiguity. How can you tell whether authority has really transferred to a successor?Watch three behaviors. First, where the next management layer goes for real decisions — employees are excellent at reading where power actually lives. Second, whether the successor has ever made a call the founder disagreed with and had it stand. Third, the crisis test: when a covenant breaks or a key employee leaves, who walks into the room and who gets briefed afterward. Is a fast succession better than a gradual one?Speed itself is not the test. A five-year transition can represent disciplined development, and a six-month transition can be avoidance followed by an arbitrary deadline. What matters is whether responsibility moves against observable milestones, whether the successor learns from outcomes instead of being rescued, and whether readiness criteria stay fixed rather than shifting each time the successor advances. What is the difference between a safeguard and a veto?A safeguard is limited, explicit, and tied to extraordinary risk — selling the company, debt above a threshold, issuing new equity, changing core strategy, or related-party transactions — with defined scope, thresholds, process, duration, trigger, evidence, and who decides. A veto is an ongoing ability to stop or reverse ordinary decisions. If the founder can intervene whenever they feel uncomfortable, that is an undefined operational veto. How should advisors handle their own frustration with a stalled family?Notice that impatience often feels like clarity. When you think “I see exactly what they need to do, why can't they just do it,” that is often the moment to slow down and ask whose timeline is being served — whether the ambiguity is genuinely damaging the company, or whether the recommendation mainly closes the case and relieves the advisor's discomfort with uncertainty. What makes an independent director genuinely independent in a family company?The ability to exercise business judgment and fiduciary duty free from undue family influence or loyalty to a particular branch. A director who is the founder's golfing buddy or tied to one family faction will struggle to deliver the value independence is supposed to provide. Why isn't agreement good enough?Because agreement in name is not ownership. A family branch can be outvoted, formally accept the outcome, and still feel no responsibility for it. Ownership comes from working through the trade-offs — what each option makes better and worse — so participants can say they helped weigh the considerations even if the result was not their first choice. Full Transcript [00:00] Paul Edelman: The resistance often takes the form of some sort of concern that is stated like, for example, the most general concern that people will say is, well, he or she, the likely successor, is just not ready. But that phrase “not ready” is at a very high level of generality. It's not specific enough to be testable or to be capable of being satisfied. So the challenge is to work with the founder to help them express their concern in terms that are actually addressable. [00:36] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is neither investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guests. [01:05] Frazer Rice: Welcome aboard, Paul. [01:07] Paul Edelman: Thanks, Frazer. Looking forward to our conversation. [01:09] Frazer Rice: Well, it's important because I deal with a bunch of founders and a bunch of other business owners, families, et cetera, that are trying to make sense out of the concept of passing along the business either to the next generation or deciding to sell it, and all sorts of parts of that tough crossroads that everybody has to go through at some point. And that's really the crux of your practice — to help people with those conversations. [01:34] Paul Edelman: Yes. [01:35] Frazer Rice: So when we're thinking about that and kind of unbundling the decision to pass the business along, when a family wants to talk about that, what are the separate parts of that decision that need to be contemplated? [01:48] Paul Edelman: Well, I see at least six different questions that need to be separated. One is who receives the economic benefit of ownership in the company. Another is who gets to vote the shares. And a third is who appoints and removes the directors. Then there's who runs the company from an operational standpoint, and who receives what information. And then, who continues to have influence even though they may no longer have formal authority. [02:23] Frazer Rice: So once you get into the… it always seems to me to be tough to sort of say, okay, here are six things that have to happen, and that's a lot for somebody to digest in the course of one or two meetings and get the buy-in from all the different constituencies that are interested in what the business is up to. How do you run a diagnostic to understand where a founder is — or generation one — in their own head space, and understanding what control being passed on looks like in summary form on those six different aspects that you brought up? [03:00] Paul Edelman: I think the key thing is to watch behavior more than titles. People often pay a lot of attention to when the titles have shifted or compensation shifts, things like that. But they pay less attention to how decisions are being made and whether those decisions get reversed. So when the title has moved but the authority hasn't moved, you tend to see three different things. First of all, you can see something going on at the next level down in management — not with the founder and successor per se, but with the other executives. You can ask yourself, who do they go to for the real decisions? If the CFO briefs the new successor CEO and then confirms things with Dad, then the org chart is not telling the real story. [04:00] Paul Edelman: Employees are excellent at reading where the actual power lives, because they can't afford to be wrong about that sort of thing. So that's one clue. Another is to look at decision reversals, or what is more commonly called second-guessing. You want to look for whether the successor has made a call that the founder disagreed with. And if so, did it stand, or did it get reversed? If the company is two years into succession and that's never happened, it's possible that the successor is pre-clearing everything with the former CEO and only making decisions that they know will be approved. So in that case, it's not real authority. And a third situation is what you could call a crisis test. [05:00] Paul Edelman: So when something genuinely bad happens — there's a breach of a covenant, or a key employee departs, or a lawsuit — the question is, who do people go to? Who walks into the boardroom and into the decision-making situation, and who ends up getting briefed afterwards? To have authority when things are going well is fine, but the person who owns the crisis is the one who's really owning the leadership, in a sense. [05:36] Frazer Rice: So one of the avenues that I think is interesting, that I read in your materials ahead of time, was the idea that a quick succession oftentimes — and maybe not often, but can be — a better avenue in terms of moving the succession forward, as opposed to having a staged succession where a long period of ruminating and decision-making often perpetuates ambiguity, or even confusion, amongst different constituencies both managerially and ownership-wise. [06:10] Paul Edelman: Speed itself is not the test. You could have a five-year transition that represents disciplined development of the successor, and you could also have a six-month transition that essentially is a denial of what needs to happen, followed by some kind of a deadline. But you certainly don't want to allow things to drift. If the transition is proceeding gradually, you can tell it's working if responsibility and authority are moving according to observable milestones. So the successor is making increasingly consequential decisions. They're learning from the outcomes rather than being rescued by the founder or the prior leader from their mistakes. [07:01] Paul Edelman: They're developing important relationships and they're becoming someone that others rely on. The criteria for readiness also should become clearer over time, and the founder's involvement should change in ways that are recognizable. So that's the ideal. But sometimes a gradual transition represents avoidance, and in those cases you see criteria — sometimes people refer to them as the goalposts — that keep moving. And decisions are repeatedly returned to the founder. Also, each step that the successor takes toward greater authority may be followed by a new reason why the founder feels that they're not ready. So the question that can be asked is: what are the capabilities that the successor is developing, and what specific evidence would demonstrate that? [08:00] Frazer Rice: When you're diagnosing what those capabilities are, as part of that diagnosis, if the successor is inside the family versus outside the family, how do you diagnose whether that is a positive or a negative, in addition to maybe the harder skill sets that are being dealt with? [08:29] Paul Edelman: If the successor is from inside or outside the family, I would say that many of the capabilities needed for leadership are the same. [08:40] Frazer Rice: Yeah, I was going to say — if you run into situations where a family member is capable skill-wise, but there are dynamics issues that have prevented their succession to the throne, essentially. [08:54] Paul Edelman: Sometimes there may be a situation in which you have more than one potential successor and they're in competition with one another, and the family is reluctant to declare a winner. And so one move that can be made in that situation is to essentially bypass the decision by going to the outside to bring in someone. It could be a kind of conflict avoidance mechanism. On the other hand, if no successor is really ready, then sometimes going to the outside can be an interim move. So some companies will hire an external candidate for CEO with the expectation that part of the responsibility will be to develop one of the family members who ultimately may take over. [09:47] Frazer Rice: And so part of your methodology is to read resistance in the room and understand where those pain points are. How does a founder, or generation one, or the successive generations understand what the resistance is? And how do you help them overcome that? [10:02] Paul Edelman: The resistance often takes the form of some sort of concern that is stated like — for example, the most general concern that people say is, well, he or she, the likely successor, is just not ready. But that phrase “not ready” is at a very high level of generality. It's not specific enough to be testable or to be capable of being satisfied. So the challenge is to work with the founder to help them express their concern in terms that are actually addressable. If you try to do that and you're unable to, that's an indication that the concern is less about something specific and addressable, and more about some unpleasant feelings that the founder is experiencing — and that implies a different path for how to address those, or what needs to be done. [11:10] Frazer Rice: For those of us in, let's call it the advisory ecosystem — that can be the wealth manager, or the lawyer, or the accountant, the people who help guide the technical succession issues, whether it's tax planning or trusts and estates or even just the corporate handoff — oftentimes we're presented with situations that just get muddled, and we look at lack of progress with frustration. How does an advisor deal with that, when the instinct and in a sense the business model is to try to push, to get resolution and to get progress on these types of issues? [12:16] Paul Edelman: The signal that I watch for is what that impatience feels like to the advisor. Sometimes it feels like clarity. The advisor says to himself, oh, I see exactly what they need to do — why can't they just do this? And in my experience, that's often the moment when it's helpful for the advisor to slow down. Not because the family should be allowed to delay indefinitely, but because the advisor's own need for resolution may begin to shape what they say and do, and the advice that they give. [13:00] Paul Edelman: One useful check that advisors can use for themselves is to ask whose timeline is being served. There may be a genuine business reason to act — it may be, for example, that the continued ambiguity is hurting the company, or weakening the successor, or leaving employees unsure about who's in charge. But I would also ask myself, and other advisors can ask themselves, whether their recommendation is mainly to help them close the case, or to demonstrate progress, or to relieve their own discomfort with uncertainty. [13:31] Frazer Rice: The concept of — this is really, I guess, the mix of art and science of advising — between push versus pause versus a total restructure or a reframing of the conversation. There's an intersection of, you have to have the technicals down, but then experience in dealing with personalities, experience with dealing with the specific family and situation, and guiding that. [14:15] Frazer Rice: I imagine occasionally you run into situations where, at the intersection between the advisors and the family, they feel stuck. And so then the concept of getting them unstuck — yet there is resistance to maybe bringing in a facilitator to help grease the skids and get the conversation moving again. How do you help that reframing discussion? [14:40] Paul Edelman: I guess the question I would ask is, where do things stand? Has a decision actually been made, or is the obstacle substantive, or is it the process? So when a decision has been reached through a legitimate process and what you see is some sort of executional drag or discomfort, those are the situations where I think it's helpful to hold the boundary. You can acknowledge whatever feelings may be slowing things down, but there's not a need to reopen the decision. [14:55] Paul Edelman: On the other hand, if the discomfort that people are feeling suggests that there's some sort of important concern that hasn't yet been understood, then that's where I would pause. And that pause can involve useful work. You can ask people, what is it you're trying to protect? What are the consequences that you fear? What would need to be true for proceeding to feel responsible rather than reckless? And then there are times when it makes sense to restructure or to add structure. So for example, the choices are pretty clear, but the same conversation keeps recurring and producing the same result. In that case, you want to think in terms of either changing the forum, or clarifying the decision rights, or maybe dividing the issue into smaller decisions, or even bringing someone in to help structure the conversation, like a third-party facilitator. [15:36] Frazer Rice: The handoff ultimately — when the founder, or generation one, has gotten to the point where they're ready to move things along to the next set of operators, the next set of owners — and at the same time, in order to feel safe, they've created some safeguards, or let's call it some trap doors or back doors, to be able to help influence decisions if they feel like things are going in a different direction. How do you think about it so that they don't turn into pain points — maybe regret that turns into a veto power that stymies the succession, even if it's already been decided and put in motion? [16:21] Paul Edelman: Well, I think you put your finger on it. There's a key distinction to be made here between a safeguard and a veto. A safeguard should be limited, explicit, and connected to some extraordinary risk, whereas a veto is kind of an ongoing ability to stop or reverse any old ordinary decision. So when it comes to safeguards, a family might reserve certain kinds of decisions — like selling the company, or taking on debt above a certain level, or issuing new equity, or changing the basic business strategy, or entering into a transaction with a family member. [16:59] Paul Edelman: Those kinds of things can be specified, and the scope, the threshold, the decision process and the duration of the safeguard should be clear — as well as who can invoke that protection, what evidence is required, and who decides whether the trigger has occurred, and so on. So the problems arise when the arrangement is essentially one in which the successor is in charge unless the founder feels uncomfortable. If the founder is allowed to intervene anytime they feel uncomfortable, as opposed to for these specific kinds of reasons, then you're dealing with more of an undefined operational veto. [17:37] Frazer Rice: To that end — boards of directors related to these companies, whether they're private or public, but we're really talking about private in most cases. The constitution of those boards: how involved do you get in that? And what is the importance of independence versus familiarity versus family member input, to act as a go-between in many ways between founder, the operational executives, and then ultimately the owners? [18:07] Paul Edelman: Well, in order to really add value — the kind of value that independent directors can potentially offer to a company — they need to be adequately independent. That is to say, they need to be able to exercise their sound business judgment and carry out their fiduciary responsibilities in a way that is free from undue influence by other kinds of family considerations, and potentially loyalty to particular family members. So I think in those cases where a so-called independent board member is actually a golfing buddy of the CEO or the founder, or has a tie to one particular family member or branch of the family, it may be harder for them to bring the full value that an independent director can bring. [18:55] Paul Edelman: Then of course, another reason why companies bring in independent directors is because they have some additional expertise that the current board members or family members lack. So for example, a colleague and I are working with a company right now where the core business has been subject to commoditization, and they've made a strategic decision to diversify. But in order to diversify, they need to bring in people with new expertise, particularly in the line of business that they want to move into. In order to do that, they need to create some space in their board or boards of directors — they have several different kinds of boards. And as part of this, we were brought in to take a look at those existing boards and help them think about how to restructure in a way that could create some open seats while minimizing the displacement of people who are currently board members, including family members who are board members, who may not feel too positively about losing their board seat. [20:54] Frazer Rice: Related to board seats, but more specifically to family ownership — the concept of family members who rely on the family business for income, versus maybe other parts of the family that are looking at the business and thinking of growing the valuation or innovating with the business, that type of thing. With the tension between those two different components, how do you solve for that and have that conversation stay productive, when I imagine it can get emotional very quickly? [21:34] Paul Edelman: This is where a third-party facilitator can be helpful to slow things down. When things begin to get heated, it's often helpful to have a neutral or impartial person present who can help to reduce the heat in the conversations. There are a number of things in particular that can be done under those circumstances. First of all, anytime there are these kinds of tough decisions, there's never a single right answer. There's always trade-offs involved. And some boards work their way through these things by voting. I'm dealing with a situation right now where some members of the family were outvoted. At the end of that vote, they say, okay, we now have an agreement, we're going to move forward with this. But just because there's an agreement in name doesn't mean there's ownership of the decision. [22:34] Paul Edelman: So in order to create ownership, I think it is helpful to have the difficult conversations and to consider the implications of going one way versus another. If we were to distribute all this money in the form of dividends, what would be the benefits of that, and what would be the costs associated with that? And on the other hand, if we were to plow it all back into growth of the business, what's the upside and downside of that? Only by considering different options and the implications of each can the family ultimately arrive at a decision where people feel like, well, I may not have agreed to this, but I was part of the discussion, I was part of the process of weighing the different considerations, and I'm willing to buy into this. In other words, I feel some ownership for this decision. [23:31] Frazer Rice: As we start to wind down here, an interesting concept is what should all the constituencies come away with from the decision-making process. And as a follow-up to that is simplicity versus complexity of the solution. How do you manage that so that you take care of the needs of the business and the needs for structuring, with the need for simplicity, so that everyone who comes away from the discussion and the decision-making understands what's been put in place? [24:06] Paul Edelman: As far as the solution itself goes, the level of complexity should match what's required to accomplish the desired outcomes. So complexity for its own sake is not useful. But when you're trying to accomplish more than one thing at a time, it may require a more complex approach to the solution. So that's on the solution side. Now the other side of it has to do with communication. How do you share what's been decided with other people, especially people who haven't been in the room? And I think that the best way to do that is to try to explain clearly what was the context of the situation in which the need to make this decision arose; what were the desired outcomes that the decision makers were trying to produce, what were they trying to accomplish; and the flip side of that is what were they trying to avoid, or what were they trying to protect. [25:00] Paul Edelman: When you share all of that, the rationale for the decision becomes more understandable, and also you have a better case for justifying any complexity that's part of the decision. As far as complexity goes, of course, you want to use the simplest, most straightforward language to describe what you've come up with. But I think the key thing to getting buy-in is to make sure that the rationale is clear, and people understand that there was a thoughtful and systematic process behind it. [25:26] Frazer Rice: Really good stuff. Paul, how do people find you to hear more about what you're up to? [25:32] Paul Edelman: My website is edelmancoaching.com. So people can go to edelmancoaching.com, read more about the work that I do, and there's a contact form there. Or people can simply email paul@edelmancoaching.com. [25:46] Frazer Rice: Just to — because you're being very humble — you have a couple of articles coming out with Marty Shenkman, where the intersection of probably the trust and estate planning and the actual, let's say, getting the business ready for the next generation, whatever form that takes, is probably front and center there. How would people find that? [26:06] Paul Edelman: So we've written three articles recently, kind of a trilogy, and they're each going to be carried in different places. Two have already come out, and one is due to come out. These are aimed primarily at estate planning attorneys. But the first one is on when the client asks for a simple estate plan. And this relates a little bit to what you were describing, in a different domain — the domain of trusts and estate plans and so on. But the point that we make is that the client's request for simplicity is understandable, and ideally the attorney will validate that. But at the same time, along with the request for simplicity goes potentially some compromises, because when you have multiple desired outcomes, it may take more of a complex structure to achieve those outcomes. So the role of the planner is not to introduce complexity for its own sake, but to make clear to the client [27:06] Paul Edelman: what trade-offs they'd be making if they went with a simpler plan, and what additional protections they can get by considering a more complicated one. Then the second piece is on the use of language in these estate planning conversations. And again, it relates to this concept we were talking about a minute ago, of the difference between agreement and ownership. Some clients are willing to agree to whatever the attorney says. If you say to them, “Well, I think this is the best plan for you,” they say, “Fine, where do I sign?” But the goal, ideally, is more than just agreement. It's ownership. Because in the absence of ownership — and by ownership, I mean that the client understands the trade-offs that are being made, they feel that they had agency in the process of making those trade-offs — [28:06] Paul Edelman: and ultimately, if something doesn't work out as well as hoped, people will not go back and point a finger at the planner and say, “You did this, how could you do this?” or something like that, but rather, “This was a collaborative effort. You made clear what the choices were, and we made them together.” So that piece talks about language, and how, for example, there's a difference between saying to a client “you should do this,” and speaking to them in terms of what they can do. [28:42] Frazer Rice: And then the third piece — when's that coming out? [28:46] Paul Edelman: The third piece is on beneficiary education, and that one will come out in October. And so the first piece came out in a publication called Wealth Management. The second piece came out in a newsletter that's published by, I think it's LISI. And the piece that's coming out in October is, I think, being published in a magazine or a journal, something like Estate Planning. [29:19] Frazer Rice: They're everywhere. So, terrific. Well, Paul, thanks for being on. I'll put all that in the show notes, and look forward to staying in touch. [29:26] Paul Edelman: Thanks very much, Frazer. [29:28] Announcer: This podcast is for educational and entertainment purposes. It is neither investment, legal, nor tax advice, and does not represent the opinions of the employers of the host or guests. Additional Links Mark Tepsich of Family Governance https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

President Cyril Ramaphosa has reaffirmed government's commitment to unbundling Eskom by backing the creation of an independent transmission system operator, despite resistance from within the utility. The move is intended to create a more competitive electricity market and expand grid capacity, but concerns remain over Eskom's financial sustainability, the loss of transmission assets and the growing burden of municipal debt. Energy analyst Professor Sampson Mamphweli explains what these reforms could mean for South Africa's power sector and electricity consumers.See omnystudio.com/listener for privacy information.

This episode is a re-air of one of our most popular conversations, featuring insights worth revisiting. This week on The Data Stack Show, Eric Dodds and John Wessel explore how AI is reshaping the data industry, focusing on the ongoing cycles of bundling and unbundling within data infrastructure. They discuss the potential for closed ecosystems like Notion to deliver personalized, integrated experiences and examine recent industry moves such as Fivetran's acquisitions. The conversation also highlights the challenges faced by both startups and incumbents, the influence of enterprise customers on product development, and the enduring importance of trade-offs when choosing between bundled and unbundled solutions. Key takeaways include the complexity of implementing AI across platforms, the likelihood that market cycles will persist despite technological advances, and the need for organizations to carefully weigh integration, flexibility, and long-term risk when adopting new data tools. Highlights from this week's conversation include: AI's Value and Early Ecosystem Integration (1:11) Closed Ecosystems and AI Opportunities (3:21) Personalized Software and the Blank Page Problem (6:17) Transition to Data Industry: Bundling Trends (9:56) Market Cycles and AI's Role in Bundling (12:56) Incumbents, Innovation, and AI Layering (15:53 Longevity of Legacy Systems and Ecosystem Risks (17:56) Switching Costs and Incumbent Advantages (20:33) People Dynamics and the Startup-to-Incumbent Arc (22:50) Enterprise Data Infrastructure: Engineering Challenges (26:33) Fragmentation, Bundling Value, and AI's Insulation Effect (29:54) Too Many Tools: The Real Meaning Behind Bundling Demand (31:36) Trade-offs in Bundling, Unbundling, and AI (33:40) Final Thoughts and Takeaways (34:34) The Data Stack Show is a weekly podcast powered by RudderStack, customer data infrastructure that enables you to deliver real-time customer event data everywhere it's needed to power smarter decisions and better customer experiences. Each week, we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data. RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Robson Silva Junior is Co-Founder of Pods.He joins host Aaron Stanley to discuss how DeFi's mixed retail adoption led Pods to build modular yield infrastructure for Latin America's neobanks.Recorded live at the Token Nation event in São Paulo, the conversation traces Silva's path from naval engineering to early AMM research during Singapore's ICO era.Silva explains why Pods abandoned its B2C options protocol once it became clear retail users weren't going to interact with MetaMask directly.He also discusses Pods' work building a zero-knowledge privacy pilot for Brazil's central bank digital currency, and why programmable privacy for composable DeFi remains unsolved.The episode closes on how neobanks now use Pods' API to offer insured, cross-chain yield without building that infrastructure in-house.You can connect with Rob on Linkedin

Stephen Grootes speaks to Matthew Cruise, Energy expert at IMPOWER latest developments in Eskom’s unbundling process and the growing focus on establishing a fully independent transmission system operator. With Eskom now assessing the financial and funding implications of separating the National Transmission Company South Africa (NTCSA). The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In 2026, startups age like milk. Josh Foreman's solution is a radical one - step down as CEO, go back to basics, and refound the whole company. Yaniv Bernstein discusses this decision with Josh, founder and (for now) CEO of InDebted - the AI-native debt resolution business he scaled to an $80M revenue run rate, a Series C raise, and operations across 8 markets. Just days before recording, Josh publicly announced he's hiring a new CEO so he can step back into the business as a hands-on operator and refound the company for the agentic AI era.In this conversation, Josh and Yaniv discuss 'refounding' in practice, what it takes to rebuild the company's processes from the ground up, and why technical founders who don't go back on the tools right now are setting themselves up to be outbuilt by a smaller, faster, leaner version of themselves.In this episode, you will:Learn why Josh believes the highest-leverage role for a technical founder in 2026 is no longer CEO, and how to structure a founder-CEO partnership that actually worksUnderstand why 'feature patching' an established business is a losing strategy, and what it really means to rebuild your company function-by-function from a clean slateDiscover how revenue-per-employee has become the metric that matters most when raising capital and competing with AI-native upstartsHear why services-as-software and performance-fee models are suddenly the bull case for investors who hated them 12 months ago - and why the SaaS seat fee is on the way outFind out what it looks like to unbundle your product into agent-ready primitives, and why owning the eval for a narrow domain may be a bigger moat than your full-stack UITimestamps00:00 Coming Up: Refounding00:41 Josh Foreman, CEO (for now)01:41 What Refounding Means04:53 Rebuilding the Factory07:38 Bringing the Team Along10:51 No Choice but Change14:56 Aligning the Board and Investors16:52 Putting Founders Back on the Tools26:24 'Corporate Ozempic' Shrinking Teams32:57 Unbundling and Products for Agents38:39 Hiring a CEO When Refounding44:11 Closing ThoughtsMentioned in this episodeJosh Foreman on LinkedIn: https://www.linkedin.com/in/joshforeman/InDebted: https://www.indebted.co/Scott Galloway on 'Corporate Ozempic': https://www.profgalloway.com/corporate-ozempic/Surviving the AI SaaSpocalypse with Scotty Allen: https://youtu.be/j84LF4aru8I 'Paranoid Optimism' with Yaniv: https://youtu.be/FGqbdzr0-PM The PactHonor the Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSecure your official TSP merchandise at https://shop.tsp.show/Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGgGive us a public shout-out on LinkedIn or anywhere you have a social media followingKey linksThis episode of the Startup Podcast is sponsored by .tech domains. Forget weird prefixes and creative misspellings; the availability for .tech domains is simply way better than .com. For a clean name that highlights your tech credentials, get a .tech domain at your favorite registrar.The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurAssistant Producer: Steph Hefferan https://www.linkedin.com/in/steph-heff/Intro Voice: Jeremiah Owyang https://web-strategist.com/

On the podcast: how Tinder's ML-powered paywalls drove millions in new revenue, the art of selling features à la carte without killing subscription revenue, and why Tinder Select flopped despite users saying they'd pay for it.This conversation is shorter than usual and will be featured in RevenueCat's State of Subscription Apps report. Each episode in this series will explore one crucial topic and share actionable insights from top subscription app operators.Top Takeaways:

In this episode of Run the Numbers, CJ breaks down the 5,000-year history of marketplaces—from Mesopotamia to Amazon—and the economics behind take rates, trust layers, and vertical unbundling. We unpack Airbnb's fee backlash, Facebook Marketplace's hidden value, why inventory kills platforms, and how AI will reshape discovery—without eliminating the middleman.—SPONSORS:Rillet is an AI-native ERP built for modern finance teams that want to close faster without fighting legacy systems. Designed to support complex revenue recognition, multi-entity operations, and real-time reporting, Rillet helps teams achieve a true zero-day close—with some customers closing in hours, not days. If you're scaling on an ERP that wasn't built in the 90s, book a demo at https://www.rillet.com/cjTabs is an AI-native revenue platform that unifies billing, collections, and revenue recognition for companies running usage-based or complex contracts. By bringing together ERP, CRM, and real product usage data into a single system of record, Tabs eliminates manual reconciliations and speeds up close and cash collection. Companies like Cortex, Statsig, and Cursor trust Tabs to scale revenue efficiently. Learn more at https://www.tabs.com/runAbacum is a modern FP&A platform built by former CFOs to replace slow, consultant-heavy planning tools. With self-service integrations and AI-powered workflows for forecasting, variance analysis, and scenario modeling, Abacum helps finance teams scale without becoming software admins. Trusted by teams at Strava, Replit, and JG Wentworth—learn more at https://www.abacum.aiBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsMetronome is real-time billing built for modern software companies. Metronome turns raw usage events into accurate invoices, gives customers bills they actually understand, and keeps finance, product, and engineering perfectly in sync. That's why category-defining companies like OpenAI and Anthropic trust Metronome to power usage-based pricing and enterprise contracts at scale. Focus on your product — not your billing. Learn more and get started at https://www.metronome.comRightRev is an automated revenue recognition platform built for modern pricing models like usage-based pricing, bundles, and mid-cycle upgrades. RightRev lets companies scale monetization without slowing down close or compliance. For RevRec that keeps growth moving, visit https://www.rightrev.com—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNCJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.comSlacker Stuff: https://www.slackerstuff.com/Ben: https://www.linkedin.com/in/slackerstuff/—RELATED EPISODES:The Mindshare Advantage Marketplace Success With Boris Wertz of Version One Ventureshttps://youtu.be/kN61sAxw_ykThe Marketplace Plus Model Explained | Colin Gardiner of Yonder VChttps://youtu.be/VIWFVwCfyLEA CFO Explains the History of EBITDAhttps://youtu.be/JySZv_fSNqs—TIMESTAMPS:0:00 Preview1:34 Marketplace Origins2:48 The Digital Shift5:55 Unbundling of Craigslist9:56 Sponsors — Rillet | Tabs | Abacum13:21 Smart Phone Revolution17:33 Take Rate Calculations21:08 When the Marketplace Crosses the Line24:49 Sponsors — Brex | Metronome | RightRev28:09 When Fees Become Friction30:37 The Marketplace Plus Model33:26 The $100B Flea Market36:14 The Inventory Trap40:07 The Disintermediation Problem42:35 Convenience Beats Inspection45:09 AI Compresses the Marketplace47:56 You Can't Cut Out the Middleman50:03 Credits#RunTheNumbersPodcast #Marketplaces #PlatformEconomy #Middleman #TechStrategy

This evening we dive into the latest market movements with FNB Wealth and Investments, we speak to aviation analyst on Harith's offer to buyout FlySafair, BLSA questions Eskom's revised unbundling plan, MyBroadband examines the impact on local sellers as Takealot experiences an influx of foreign merchant, Standard Bank shares its outlook for SA in 2026, and we discuss a recent trade deal between SA and China with FNB. SAfm Market Update - Podcasts and live stream

Busisiwe Mavuso – CEO, BLSA SAfm Market Update - Podcasts and live stream

Nafisa Akabor – Tech Journalist and Founder, Recharged.co.za SAfm Market Update - Podcasts and live stream

Tehillah Niselow is in conversation with Tshepo Kgadima, an Independent Energy AnalystSee omnystudio.com/listener for privacy information.

In this episode of Delivery Prophets: Tech Smart, JP Then, founder of Slerp, joins us to reveal how restaurants are quietly taking back control – one direct order at a time. From inventing the sourdough doughnut at Crosstown to building tech that lets even small operators access delivery networks once reserved for the giants, JP shows how ‘unbundling' from the marketplaces is reshaping the game for everyone, not just the big brands.In this episode, we discuss:Unbundling delivery platforms and expanding restaurant optionsRise of direct ordering channels and customer data ownershipTechnical and operational challenges of delivery integrationDelivery's shift from resistance to an essential revenue streamIncreasing role of AI and digital efficiency in operationsFuture trends: innovation in transport and ongoing digital growthLinks mentioned in this episode:Connect with JP on LinkedInSlerpLike the show? We'd be hugely grateful if you could help us spread the word by taking 1 minute to leave us a rating and review on your podcast platform of choice. Full instructions at https://www.thedelivery.world/ratingsandreviews

In this episode of Coffee With Cole, Cole breaks down one of the most misunderstood parts of becoming a better writer: how to practice. Instead of treating writing as a vague, intuitive skill, he explains why mastery comes from isolating specific sub-skills—and how practicing those skills manually becomes the foundation for using AI effectively later.(00:00) Why “becoming a better writer” is the wrong goal (01:45) Unbundling writing into trainable sub-skills (03:28) Why repetition alone doesn't create mastery (07:18) Story seeds and shortening the feedback loop (10:49) Frameworks, constraints, and deliberate practice (14:26) The 5-part story seed formula (with Star Wars example) (18:20) How practice turns into AI prompts and training data (26:42) Creating compounding leverage as a writer~✍️ Want to start writing online? Download this free Ultimate Guide to get started: [https://yt.startwritingonline.com](https://yt.startwritingonline.com/)

New @greenpillnet pod out today!

Welcome to episode #1008 of Thinking With Mitch Joel (formerly Six Pixels of Separation). What if artificial intelligence didn't just build faster startups... but redefined what it means to be an entrepreneur? Henrik Werdelin has been exploring that question for years. As the co-founder of Bark (the company behind BarkBox and the new Bark Air) and Prehype (the startup studio that helped launch ventures like AndCo, Ro, and ManagedByQ), Henrik (who also has a great podcast called, Beyond The Prompt) has spent his career creating businesses that live at the intersection of creativity, community and technology. Now, with his new book Me, My Customer And AI, he's rethinking entrepreneurship for a world where anyone can start a business, but few will build one that truly matters. In this conversation, we explore how AI is changing human behavior, the paradox of accessibility and saturation, and why "interestingness" may be the new metric of success. Henrik explains why the future of entrepreneurship isn't about scale, it's about intimacy, authenticity and knowing your customer better than anyone else. We also discuss his latest venture, Audos, a platform designed to help aspiring entrepreneurs build companies using AI agents, and how this movement could usher in a new "neighborhood economy" where small, deeply connected businesses thrive. From reflections on the early internet to insights about the next wave of AI-driven startups, Henrik's ideas are both practical and profoundly human, reminding us that even in an algorithmic age, it's our relationships, our curiosity and our resilience that will define what's next. Enjoy the conversation... Running time: 1:02:18. Hello from beautiful Montreal. Listen and subscribe over at Apple Podcasts. Listen and subscribe over at Spotify. Please visit and leave comments on the blog - Thinking With Mitch Joel. Feel free to connect to me directly on LinkedIn. Check out ThinkersOne. Here is my conversation with Henrik Werdelin. Me, My Customer And AI. Bark. Audos. Prehype. Beyond The Prompt. Follow Henrik on LinkedIn. Chapters: (00:00) - Introduction to Entrepreneurship and AI. (02:10) - Understanding AI's Impact on Human Behavior. (06:42) - The Evolution of AI Tools and Their Implications. (11:54) - Navigating the Future: Utopia vs. Dystopia. (18:46) - The Changing Landscape of Entrepreneurship. (24:20) - The Role of AI in Business Creation. (30:40) - Radical Humanness in the Age of AI. (37:30) - The Future of Capitalism and Entrepreneurship. (46:33) - The Unbundling of SaaS and Content Creation. (55:43) - Pursuing Interestingness in Entrepreneurship.

The episode challenges the familiar “open versus closed” framing of AI systems. Sharma argues that openness is not inherently good or bad—it is an instrumental choice that should align with specific policy goals. She introduces a seven-part taxonomy of AI—compute, data, source code, model weights, system prompts, operational records and controls, and labor—to show how each component interacts differently with innovation, safety, and governance. Her central idea, differential openness, suggests that each component can exist along a spectrum rather than being entirely open or closed. For instance, a company might keep its training data private while making its system prompts partially accessible, allowing transparency without compromising competitive or national interests. Using the example of companion bots, Sharma highlights how tailored openness across components can enhance safety and oversight while protecting user privacy. She urges policymakers to adopt this nuanced approach, applying varying levels of openness based on context—whether in public services, healthcare, or defense. The episode concludes by emphasizing that understanding these layers is vital for shaping balanced AI governance that safeguards public interest while supporting innovation.How can regulators determine optimal openness levels for different components of AI systems? Can greater transparency coexist with innovation and competitive advantage? What governance structures can ensure that openness strengthens democratic accountability without undermining safety or national security?Episode ContributorsChinmayi Sharma is an associate professor of law at Fordham Law School in New York. She is a nonresident fellow at the Stoss Center, the Center for Democracy and Technology, and the Atlantic Council. She serves on Microsoft's Responsible AI Committee and the program committees for the ACM Symposium on Computer Science and Law and the ACM Conference on Fairness, Accountability, and Transparency.Shruti Mittal is a research analyst at Carnegie India. Her current research interests include artificial intelligence, semiconductors, compute, and data governance. She is also interested in studying the potential socio-economic value that open development and diffusion of technologies can create in the Global South.Suggested Readings Unbundling AI Openness by Parth Nobel, Alan Z. Rozenshtein, and Chinmayi Sharma. Tragedy of the Digital Commons by Chinmayi Sharma. India's AI Strategy: Balancing Risk and Opportunity by Amlan Mohanty and Shatakratu Sahu.  Every two weeks, Interpreting India brings you diverse voices from India and around the world to explore the critical questions shaping the nation's future. We delve into how technology, the economy, and foreign policy intertwine to influence India's relationship with the global stage.As a Carnegie India production, hosted by Carnegie scholars, Interpreting India, a Carnegie India production, provides insightful perspectives and cutting-edge by tackling the defining questions that chart India's course through the next decade.Stay tuned for thought-provoking discussions, expert insights, and a deeper understanding of India's place in the world.Don't forget to subscribe, share, and leave a review to join the conversation and be part of Interpreting India's journey.

‘Bundling' is a well-known business strategy, especially in tech, where it's not only used to increase sales and move slow-selling products, but also to tie customers into an ecosystem (such as Apple or Microsoft).So what about all the unbundling that's been happening in agtech recently? While historically we've seen seed companies offer bundled options, such as seeds, crop management, and data products, there is now a trend towards ‘unbundling' in agriculture. This is exemplified by Corteva's recent decision to unbundle its seed and crop protection divisions into two publicly traded companies. Similarly, Farmers Business Network(FBN) has also spun off its global crop solutions business from its digital marketplace. In this episode, Sarah Nolet unpacks the bundling/unbundling dilemma in agtech with Shane Thomas, founder of Upstream Ag Insights and Matthew Pryor, Founding Partner at Tenacious Ventures. They discuss:The strategic impacts of unbundling for companies such as FBN and Corteva, as well as the broader impacts on farmers and markets.The market dynamics that encourage companies to bundle or unbundle.How Large Language Models (LLMs) are being used in agtech, including Retrieval Augmented Generation (RAG) and other AI frameworks.Shane Thomas' new AskUpstream AI tool.Recent acquisitions in agtech, such as the Growers Edge acquisition of FarmTestUseful Links:What Corteva's Seed and Chemical Split Could Mean For Your Farm, Successful Farming Growers Edge Acquires FarmTest, Growers EdgeFarmers Business Network the latest to spin off company, following Corteva, Kraft Heinz, AgFunderNewsDTN acquires Grain Discovery, DTNAlphaEarth, Google DeepMindKraft Heinz to split a decade after merger in a bid to revive growth, The GuardianFor more information and resources, visit our website. The information in this post is not investment advice or a recommendation to invest. It is general information only and does not take into account your investment objectives, financial situation or needs. Before making an investment decision you should seek financial advice from a professional financial adviser. Whilst we believe the information is correct, we provide no warranty of accuracy, reliability or completeness.

As Head of IBM Consulting, Mohamad Ali led one of the most ambitious enterprise AI transformations to date. By making IBM its own “Client Zero,” his team tested every AI solution internally before bringing it to market. The effort began with massive hackathons involving 150,000 employees, turning curiosity into capability and belief at scale. Mohamad shares how leadership alignment, process redesign, and broad employee engagement drove $3.5 billion in cost savings and renewed growth. Jeremy and Henrik reflect on why IBM's model may signal the next evolution of consulting — where organizations act as their own laboratories for changeKey Takeaways:Start with Yourself: “Client Zero” WorksIBM transformed internally before advising clients, using its own systems as a testing ground. This allowed the team to validate AI tools, workflows, and cultural shifts in real conditions, creating credibility and clarity before going to market.Transformation Needs More Than TechSuccess came from a mix of technical leadership, process redesign, and cultural momentum. AI wasn't just layered on; it was embedded into workflows, backed by leadership buy-in, and powered by 150,000 employees who participated in company-wide hackathons.Digital Labor Is Reshaping Business ModelsIBM automated most transactional HR tasks with AI tools like AskHR, driving a 40% reduction in HR operating costs — a look at how hybrid human–AI teams transform services.Measure and Share the ImpactTransformation became real when IBM tied outcomes to business metrics. By reporting $3.5 billion dollars in savings and tracking results with the CFO, IBM showed how to make AI adoption tangible, accountable, and visible to both employees and investors.LinkedIn: Mohamad Ali - IBM | LinkedInIBM: IBM00:00 Intro: HR Automation00:41 Introduction of Mohamed Ali and IBM's Transformation01:14 IBM's Enterprise Transformation01:41 The Role of AI in IBM's Success03:25 Rejoining IBM: A Strategic Decision04:33 Key Components of AI Implementation07:21 Employee Engagement and Hackathons08:59 Technical Leadership and AI10:37 Global Tax Optimization with AI11:17 Scaling AI Solutions for Clients22:00 Monetizing Digital Labor26:50 Digital Labor and Procurement Projects27:29 Unbundling and Economic Implications28:44 Technological Shifts and Market Expansion30:04 AI-Powered Business Transformations32:22 Case Study: L'Oreal's AI Integration39:13 HR Automation and Cost Reduction42:09 Creative Innovations in AI Applications43:59 Advice for Leaders on AI Integration45:43 Final thoughts

Our cognitive biases and ego can muddy the waters of our minds and block the path to clear communication. Today's episode provides strategies on how to be both a more effective thinker and communicator. Topics: Communication problems in relationships, business and writing Cognitive blockers to clarity How to identify and maintain a grip on the most important thing What bundling and unbundling can apply to problem-solving and communication Freebies Episode prompts - ⁠Clarity Problem Solving Worksheet⁠ Influence the Show Meet me - ⁠Free call⁠ Feedback - ⁠Request and Ideas Form⁠ Growth Mindset pod Sam Webster explores the psychology of happiness, satisfaction, purpose, and growth through the lens of self-improvement. Watch - ⁠YouTube (Growth Mindset)⁠ Mail - GrowthMindsetPodcast(at)gmail.com Insta - ⁠SamJam.zen⁠ Newsletter - ⁠Explosive Thinking⁠ Chapters 00:00 The Curse of Overlooking the Obvious 03:13 Romantic Communication 05:38 The Goal of Simple, Clear Communication 11:42 Concept of Bundling and Unbundling Things 15:21 Applying Bundling and Unbundling to Problem-Solving 16:45 Using Bundling and Unbundling for Clear Communication 19:40 Making the Obvious Obvious 20:34 An Invitation to Chat 21:46 Send Off Learn more about your ad choices. Visit podcastchoices.com/adchoices

This interview was recorded for GOTO Unscripted.https://gotopia.techRead the full transcription of this interview hereMatt McLarty - CTO at Boomi & Co-Author of "Unbundling the Enterprise"Erik Wilde - Principal Consultant at INNOQRESOURCESMatthttps://bsky.app/profile/mattmclartybc.bsky.socialhttps://x.com/MattMcLartyBChttps://www.linkedin.com/in/mattmclartybcErikhttps://www.linkedin.com/in/erikwildehttps://github.com/dretLinkshttps://www.hbs.edu/faculty/Pages/profile.aspx?facId=6417https://cloud.google.com/blog/products/application-development/richard-seroter-on-shifting-down-vs-shifting-lefthttps://platformengineering.org/blogDESCRIPTIONMatt McLarty and Erik Wilde explore the nuanced world of platform engineering, challenging conventional approaches and highlighting the critical importance of aligning technological capabilities with business outcomes. They discuss the evolution from DevOps, the role of APIs, and the need to create flexible, reusable technological building blocks that drive true organizational innovation.RECOMMENDED BOOKSStephen Fishman & Matt McLarty • Unbundling the EnterpriseCarliss Y. Baldwin • Design Rules, Vol. 2Matthew Skelton & Manuel Pais • Team TopologiesForsgren, Humble & Kim • Accelerate: The Science of Lean Software and DevOpsKim, Humble, Debois, Willis & Forsgren • The DevOps HandbookGene Kim, Kevin Behr & George Spafford • The Phoenix ProjectCrossing BordersCrossing Borders is a podcast by Neema, a cross border payments platform that...Listen on: Apple Podcasts SpotifyBlueskyTwitterInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

What happens when stablecoins break apart the traditional business model of banks? Economist Charles Calomiris explains how the “unbundling” of payments and lending reshapes finance, why politics matter more than technology, and what this revolution could mean for the dollar's future. ------

Subscribe to DTC Newsletter - https://dtcnews.link/signupIn this episode of the DTC Podcast, we sit down with Rod Morris, co‑founder of Lovevery, to dig into how they turned a single product idea into a global early‑learning brand with over 150 SKUs, presence in 34 markets, and a sustainable subscription model.What you'll learn:How Lovevery validated its premium product idea with the PlayGem and used early feedback to build credibility.The tactics that drove retention: mission‑aligned design, app features, quality materials.How unbundling the subscription and adding new SKUs (and retail partnerships) widened their customer base.Their strategy for profitable growth: optimizing supply chain, being more efficient, and adjusting to tariff pressures without compromising core experience.How circularity and resale aren't just ethical branding—they're catalytic for brand trust, lowering purchase friction, and increasing lifetime value.Roderick Morris is Cofounder and President of Lovevery, the global early childhood brand known for transforming the way families play and learn. Recognized for its award-winning, stage-based Play Kits program and the companion Lovevery App, the company provides science-backed tools that empower parents with confidence and nurture children's development from birth. Founded in 2015, Lovevery has since expanded to early literacy with The Early Reader Club subscription and The Reading Skill Set—a proven, screen-free, learn-to-read program. Today, Lovevery continues to lead in early childhood innovation across more than 30 global markets.Timestamps00:00 Serving parents and children with premium products02:00 The origins of Lovevery and first product launch04:00 Cracking the market with the Play Gym07:00 Building credibility through influencers and early adopters10:00 Scaling the subscription program and retention learnings14:00 Product quality, durability, and material choices17:00 Unbundling subscription kits to expand access19:00 Growth during COVID and path to profitability23:00 International expansion strategy and new markets26:00 Walmart partnership and retail rollout27:00 Launching the circularity marketplace for secondhand play kits30:00 Mobile app evolution and impact on retention33:00 Managing tariffs and business sustainability35:00 Future growth levers and expanding into new skillsHashtags#DTCPodcast #Lovevery #RodMorris #Ecommerce #SubscriptionBusiness #ParentingProducts #DTC #ConsumerBrands #BusinessGrowth #Entrepreneurship Subscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://dtcnews.link/pilothouseFollow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video

The venture capital landscape is evolving, and a founder's choice of fund size and partner could make or break their business. In this episode, CJ sits down with Kyle Harrison, General Partner at Contrary and writer of the Substack Investing 101, to make sense of the changing incentives and power dynamics in the field of venture capital. He explains how capital agglomerators and cottage keepers are playing dramatically different games, how the ethics of backing competitors have changed since the advent of AI, why a fund's size is its strategy, and what the potential pitfalls of dilution could be for founders. The conversation also covers why the line between hype and tangible business value in AI is so blurry, the role of narrative as an economic driver, and why the most valuable thing a VC can offer might just be "borrowed credibility.”—LINKS:Kyle Harrison on LinkedIn: https://www.linkedin.com/in/kyle-harrison-9274b278/Contrary: https://www.contrary.comInvesting 101: CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: https://www.mostlymetrics.comLINKS MENTIONED:* “The Unholy Trinity of Venture Capital”: * “The Horse, The Jockey, or The Whole Race?” * Endowment Eddie on X (@endowment_eddie): https://x.com/endowment_eddie* “Institutionalized Belief In The Greater Fool”: * “The Unbundling of Venture Capital”: * “The Productization of Venture Capital”: https://kwharrison13.com/essays/the-productization-of-venture-capital—TIMESTAMPS:(00:00) Preview and Intro(02:23) Sponsor – Navan | Rillet | Pulley(07:13) VC Models: Cottage Keepers Versus Capital Agglomerators(11:16) Balancing Taking On Money and Finding Great Investments(16:35) Sponsor – Brex | Aleph | RightRev(20:54) Founder-Friendliness: The Ethics of Backing Competitors(26:33) When Fund Size Sabotages Outcomes(32:32) The Sins of Omission Versus Commission(36:02) The Dilution Trap for Operators in Venture-Backed Companies(38:17) Underestimating the Magnitude of the Outcomes(40:35) AI Hype, Valuation, and Real Business Impact(45:37) Market Psychology: Narrative and Story As Economic Drivers(48:21) Valuation: Cursor and Windsurf(52:50) The Unbundling of Venture Capital: What Founders Really Hire VCs For(1:01:47) Things To Consider When Choosing a VC(1:04:35) FTX Lessons & Compounding Growth(1:10:02) Kyle's Predictions for the Future of VC—SPONSORS:Navan is the all-in-one travel and expense solution that can give you access to exclusive, proprietary Nasdaq-validated data that reveals what's happening with corporate travel investments. See the Navan Business Travel Index at https://navan.com/bti.Rillet is the AI-native ERP modern finance teams are switching to because it's faster, simpler, and 100% built for how teams operate today. See how fast your team can move. Book a demo at https://www.rillet.com/metrics.Pulley is the cap table management platform built for CFOs and finance leaders who need reliable, audit-ready data and intuitive workflows, without the hidden fees or unreliable support. Switch in as little as 5 days and get 25% off your first year: https://pulley.com/mostlymetrics.Brex offers the world's smartest corporate card on a full-stack global platform that is everything CFOs need to manage their finances on an elite level. Plus, they offer modern banking and treasury as well as intuitive expenses and accounting automation, bill pay, and travel. Find out more at https://www.brex.com/metricsAleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.##VentureCapital #VC #Startups #Founder #FundSize This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com

This week on The Data Stack Show, Eric Dodds and John Wessel explore how AI is reshaping the data industry, focusing on the ongoing cycles of bundling and unbundling within data infrastructure. They discuss the potential for closed ecosystems like Notion to deliver personalized, integrated experiences and examine recent industry moves such as Fivetran's acquisitions. The conversation also highlights the challenges faced by both startups and incumbents, the influence of enterprise customers on product development, and the enduring importance of trade-offs when choosing between bundled and unbundled solutions. Key takeaways include the complexity of implementing AI across platforms, the likelihood that market cycles will persist despite technological advances, and the need for organizations to carefully weigh integration, flexibility, and long-term risk when adopting new data tools.Highlights from this week's conversation include:AI's Value and Early Ecosystem Integration (1:11)Closed Ecosystems and AI Opportunities (3:21)Personalized Software and the Blank Page Problem (6:17)Transition to Data Industry: Bundling Trends (9:56)Market Cycles and AI's Role in Bundling (12:56)Incumbents, Innovation, and AI Layering (15:53Longevity of Legacy Systems and Ecosystem Risks (17:56)Switching Costs and Incumbent Advantages (20:33)People Dynamics and the Startup-to-Incumbent Arc (22:50)Enterprise Data Infrastructure: Engineering Challenges (26:33)Fragmentation, Bundling Value, and AI's Insulation Effect (29:54)Too Many Tools: The Real Meaning Behind Bundling Demand (31:36)Trade-offs in Bundling, Unbundling, and AI (33:40)Final Thoughts and Takeaways (34:34)The Data Stack Show is a weekly podcast powered by RudderStack, customer data infrastructure that enables you to deliver real-time customer event data everywhere it's needed to power smarter decisions and better customer experiences. Each week, we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.

What if the future of media isn't controlled by algorithms or legacy institutions—but by independent voices building directly with their audiences?In this episode, Erik Torenberg is joined by Chris Best, cofounder and CEO of Substack, along with a16z general partners Katherine Boyle and Andrew Chen.We trace the origin story of Substack and its cultural impact, including how it reinvented the business model for independent media. We also explore the evolution of blogging, the rebundling of media, and what the future holds as attention becomes the scarcest resource.Timecodes: 00:00 Introduction03:50 Origins of Substack06:29 The Evolution of Blogging & Media Models09:15 Direct Audience Connection & Platform Independence10:57 Vision for Substack & The Role of Algorithms21:06 Business Models: Ads, Subscriptions, and AI26:10 The Scarcity of Attention & Value of Good Content27:45 Unbundling, Rebundling, and the Future of Media Companies37:12 Academia, Books, and Changing Content Formats44:31 Substack's Next Phase & Closing ThoughtsResources: Find Chris on Substack: https://cb.substack.com/Find Chris on X: https://x.com/cjgbestFind Andrew Chen on Substack: https://andrewchen.substack.com/Find Andrew on X: https://x.com/andrewchenFind Katherine on X: https://x.com/KTmBoyleFind Katherine on Substack: https://boyle.substack.com/Stay Updated: Let us know what you think: https://ratethispodcast.com/a16zFind a16z on Twitter: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zSubscribe on your favorite podcast app: https://a16z.simplecast.com/Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

BRX Pro Tip: Unbundling Your Brand Stone Payton: And we’re back with Business RadioX Pro Tips, Stone Payton and Lee Kantor here with you. Lee, you have some thoughts on unbundling your brand. Lee Kantor: Yeah, I think a lot of times what happens in professional services or business coaching specifically is you just have […]

Kaave Pour (ex‑SPACE10/IKEA) breaks down the home as retail's #1 touchpoint: from layered home systems to utilities as technology (heat pumps, batteries, air/water quality), the Matter standard, robots, renting vs. owning, and how energy economics reshapes behaviour. You'll learn: The home stack:structure → furnishings → utilities → interfaces/data → services Why utilities are the next big tech platform for healthier, cheaper living How layers are blurring (IKEA energy, Airbnb building homes, etc.) Kitchen as battleground: in‑home touchpoints for grocery & CPG Europe lens: cost‑first renewables, off‑grid myths, renting, community Leadership: mission‑led recruiting; winding down SPACE10 without losing momentum CTA: If you lead retail, ecommerce or CX,subscribe and share with your ops & product teams. Chapters below ↓00:00 Intro & why Kaave returns01:08 Inside IKEA/SPACE10: building an innovation culture02:35 Pilots, new ventures & ‘home' as the red thread03:18 Ending SPACE10 & what's next05:16 Kaave's 3 filters: impact, people, money08:14 Why he's fixated on the home08:37 Hiring for mission: how to attract top talent12:08 Closing SPACE10: lessons from the transition14:40 The home's expanding role in work, fulfilment & wellbeing16:40 The home stack: structure → utilities → services → data18:13 Layers blur: Airbnb, IKEA Energy & new players19:49 The home becomes retail's #1 touchpoint24:29 Utilities as the next big tech (heat, water, air)27:29 Energy shift: costs beat ideology29:05 Unbundling food: cloud kitchens vs groceries31:42 The next 5 years: renting, community, tech adoption33:20 Matter, spatial/wearable computing & home robots37:24 UBI: promise, risks & policy40:30 Resilient jobs in utilities41:16 Thanks & close

Welcome to yet another episode of the Build In Public Podcast!

Did your CRM promise a utopia but delivered a fancy Rolodex with a UX degree? Join Pete and Kat as they bravely poke the sacred cow of CRM and ask the tough questions like: ❓ Why does your telco need seven days and a séance to fix your modem? ❓ Why does your virtual agent sound like a confused intern filling out a colour chart? ❓ And why does it still take 5.2 days to solve a problem that should take 30 minutes? It’s the CRM roast you didn’t know you needed - with real data, real frustration, and a really broken Wi-Fi modem.

This episode of Two by Two was first published on 05 June 2025.Premium subscribers of The Ken have full access to ALL our premium audio. They are available exclusively via The Ken's subscriber apps. If you don't have them, just download one and log in to unlock everything. Get your premium subscription using this link.Not a Premium subscriber? You can subscribe to The Ken Premium on Apple Podcasts for an easy monthly price (Rs 299 in India). The channel includes ALL our premium podcasts.–Bigbasket, Blinkit, Instamart, and Zepto are all fighting to capture more and more share of the quick-commerce market. But as they scale, a new set of players fulfilling one use case in minutes is entering the market with hype and funding.Does this mean we will see an unbundling of quick commerce from being an everything store to having separate apps for everything? Or is it just another cycle of unbundling and bundling?Hosts Praveen Gopal Krishnan and Rohin Dharmakumar discuss in the latest episode of Two by Two with Madhav Kasturia, founder and CEO of Zippee, and Sanjay Ramakrishnan, founder and general partner, Multiply Ventures.–This episode of Two by Two was produced by Hari Krishna. Rajiv CN, our resident sound engineer, mixed and mastered this episode.If you liked this episode of Two by Two, please share it with your friends and family who would be interested in listening to the episode. And if you have more thoughts on the discussion, we'd love to hear your arguments as well. You can write to us at twobytwo@the-ken.com. Want to attend The Ken's next event—How AI is Breaking and Remaking the Way Products are Built?

On this episode of Tech Talks Daily, I sit down with Gene Hoffman, CEO of Chia Network, to explore a bold new vision for digital assets, investing, and regulatory-compliant blockchain innovation.  While much of the blockchain space has struggled with regulatory clarity, Chia has taken a different path, working closely with the SEC and other regulators to ensure long-term viability for the network and its applications. With a groundbreaking joint venture called Permuto, Chia is pushing that vision even further. Permuto is set to tokenize equity investments directly on Chia's independent layer-1 blockchain. The first application? Microsoft stock.  However, rather than simply offering a digital replica of a share, the platform will divide each into separate dividend and growth certificates. This new level of granularity can reshape the way institutions and individuals think about risk, returns, and liquidity. It's particularly relevant for low-risk investors and retirees looking to isolate stable dividend income without exposure to market volatility tied to growth stocks. Gene explains how this innovation could signal the next evolution of ETFs, offering flexible investment structures powered by blockchain. He also shares why Chia's commitment to open-source technology and green consensus mechanisms has allowed it to attract serious institutional interest without compromising principles. We also discuss Gene's participation in the SEC's upcoming Crypto Task Force Roundtable, where industry leaders will explore the convergence of traditional and decentralized finance. With deep ties to the crypto community and regulatory institutions, Gene offers a rare perspective on how to scale new financial tools in today's regulatory environment responsibly. Can blockchain finally deliver on its promise of transforming capital markets in a transparent, compliant, and useful way to everyday investors? Let's find out.  

Business Process Outsourcing (BPO) is a $300 billion industry powering the back- and front-office operations of the world's largest companies.In her article, "Unbundling the BPO: How AI Will Disrupt Outsourced Work," Kimberly Tan (Partner, a16z) explores how the rise of AI is challenging the status quo. In this episode, Kimberly unpacks the shift—from call centers and invoice processing to cross-system automation and coding agents. They explore how AI is redefining the economics of scale, unlocking new markets, and expanding the reach of automation beyond the Fortune 500. For founders and operators alike, this conversation offers a clear-eyed look at the playbook for building in this newly addressable space. Resources: Read the article: https://a16z.com/unbundling-the-bpo-how-ai-will-disrupt-outsourced-work/Find Kimberly on X: https://x.com/kimberlywtan Stay Updated: Let us know what you think: https://ratethispodcast.com/a16zFind a16z on Twitter: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zSubscribe on your favorite podcast app: https://a16z.simplecast.com/Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

This interview was recorded for the GOTO Book Club.gotopia.tech/bookclubRead the full transcription of the interview hereStephen Fishman - Field CTO at Boomi & Co-Author of "Unbundling the Enterprise"Matt McLarty - CTO at Boomi & Co-Author of "Unbundling the Enterprise"Erik Wilde - Principal Consultant at INNOQRESOURCESStephenhttps://x.com/fistsOfReasonhttps://www.linkedin.com/in/stephenhfishmanhttps://github.com/StephenFishmanMatthttps://bsky.app/profile/mattmclartybc.bsky.socialhttps://x.com/MattMcLartyBChttps://www.linkedin.com/in/mattmclartybcErikhttps://www.linkedin.com/in/erikwildehttps://github.com/dretLinkshttps://itrevolution.com/articleshttps://www.hbs.edu/faculty/PagesDESCRIPTIONHow can businesses thrive by embracing optionality through digital transformation?Authors Matt McLarty and Stephen Fishman talk about their book “Unbundling the Enterprise” with Erik Wilde. They highlight the power of APIs and flexible systems in enabling companies to capitalize on unforeseen opportunities, or "happy accidents," and how low-cost experimentation can drive long-term success.The conversation emphasizes that optionality is crucial not only in tech but also in business strategy, urging organizations to view their digital capabilities as part of a broader platform that supports both developer empowerment and revenue growth. With insights on optimization, platform engineering, and the importance of aligning technology with business objectives, the authors offer a roadmap for companies to navigate the future with agility and resilience.RECOMMENDED BOOKSStephen Fishman & Matt McLarty • Unbundling the EnterpriseCarliss Y. Baldwin • Design Rules, Vol. 2Matthew Skelton & Manuel Pais • Team TopologiesForsgren, Humble & Kim • Accelerate: The Science of Lean Software and DevOpsKim, Humble, Debois, Willis & Forsgren • The DevOps HandbookMik Kersten • Project to ProductAndrew Harmel-Law • Facilitating Software ArchitectureBlueskyTwitterInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

This week, we discuss how LLMs are changing software development, OpenAI's deep research, and why the Gartner Hype Cycle persists. Plus, a business plan built entirely around ice! Watch the YouTube Live Recording of Episode (https://www.youtube.com/watch?v=JyTb1v4-oZQ) 506 (https://www.youtube.com/watch?v=JyTb1v4-oZQ) Runner-up Titles I bought the DevOps I'm always looking for tomatillas You're making a strong case for RTO The CEO of ice. The VP of Ice Machines. What you are doing is toil I think about WALL-E every day Eliminating the first draft Rundown The End of Programming as We Know It (https://www.oreilly.com/radar/the-end-of-programming-as-we-know-it/) Apple Earnings, OpenAI Deep Research, The Unbundling of Substantiation (https://stratechery.com/2025/apple-earnings-openai-deep-research-the-unbundling-of-substantiation/) Gartner's Grift Is About To Unravel (https://dx.tips/gartner) Relevant to your Interests Google goes heavy on investment but light on detail (https://on.ft.com/3Q619Wc) Researchers created an open rival to OpenAI's o1 'reasoning' model for under $50 (https://techcrunch.com/2025/02/05/researchers-created-an-open-rival-to-openais-o1-reasoning-model-for-under-50/) Dumping open source for proprietary rarely pays off: Better to stick a fork in it (https://www.zdnet.com/article/dumping-open-source-for-proprietary-rarely-pays-off-better-to-stick-a-fork-in-it/) Report: OpenAI's ex-CTO, Mira Murati, has recruited OpenAI co-founder John Schulman (https://techcrunch.com/2025/02/06/report-openais-ex-cto-mira-murati-has-recruited-openai-co-founder-john-schulman/) Broadcom and Nvidia are capitalizing on the return of the winner-take-all AI trade (https://sherwood.news/markets/broadcom-and-nvidia-are-capitalizing-on-the-return-of-the-winner-take-all-ai/) When will remote workers see their pay cut? (https://www.economist.com/finance-and-economics/2025/02/06/when-will-remote-workers-see-their-pay-cut) How Microsoft Releases Changes to Azure - Safe Deployment (https://luke.geek.nz/azure/azure-platform-release-process/) Servers can last a long time (https://world.hey.com/dhh/servers-can-last-a-long-time-165c955c) Matt Mullenweg: WordPress Controversy, Future of Open Source AI, and Navigating Backlash (https://theloganbartlettshow.substack.com/p/matt-mullenweg-wordpress-controversy?utm_source=post-email-title&publication_id=1161376&post_id=156676755&utm_campaign=email-post-title&isFreemail=true&r=yr5ci&triedRedirect=true&utm_medium=email) Turn/River Agrees to Buy SolarWinds Years After Cyber-Attack (https://finance.yahoo.com/news/turn-river-agrees-buy-solarwinds-174426287.html) Gartner's Grift Is About To Unravel (https://dx.tips/gartner) Developer creates endless Wikipedia feed to fight algorithm addiction (https://arstechnica.com/gadgets/2025/02/new-wikitok-web-app-allows-infinite-tiktok-style-scroll-of-wikipedia/) You Didn't Notice MP3 Is Now Free (https://idiallo.com/blog/listen-mp3-is-free?ref=labnotes.org&utm_source=substack&utm_medium=email) The DevTools Ceiling: great as Open Source, AND a Terrible Business (https://dx.tips/ceiling) The VGHF Library opens in early access | Video Game History Foundation (https://gamehistory.org/vghf-library-launch/) Docker Announces Don Johnson as New CEO, Succeeding Scott Johnston (https://www.globenewswire.com/news-release/2025/02/12/3025262/0/en/Docker-Announces-Don-Johnson-as-New-CEO-Succeeding-Scott-Johnston.html) Developers Unhappy With Tool Sprawl, Lagging Data, Long Waits (https://thenewstack.io/developers-unhappy-with-tool-sprawl-lagging-data-long-waits/) Thomson Reuters Wins First Major AI Copyright Case in the US (https://www.wired.com/story/thomson-reuters-ai-copyright-lawsuit/) Apple brings heart rate monitoring (https://techcrunch.com/2025/02/11/apple-brings-heart-rate-monitoring-to-powerbeats-pro-2/) Nonsense TabBoo (https://tabboo.xyz/) Conferences DevOpsDayLA (https://www.socallinuxexpo.org/scale/22x/events/devopsday-la) at SCALE22x (https://www.socallinuxexpo.org/scale/22x), March 6-9, 2025, discount code DEVOP VMUG NL (https://vmugnl.nl), March 12th, Coté speaking. DevOpsDays Chicago (https://devopsdays.org/events/2025-chicago/welcome/), March 18th, 2025. SREday London (https://sreday.com/2025-london-q1/), March 27-28, Coté speaking (https://sreday.com/2025-london-q1/Michael_Cote_VMware__Pivotal_Platform_Engineering_for_Private_Cloud). 10% with code LDN10 Monki Gras (https://monkigras.com/), London, March 27-28, Coté speaking. Cloud Foundry Day US (https://events.linuxfoundation.org/cloud-foundry-day-north-america/), May 14th, Palo Alto, CA NDC Oslo (https://ndcoslo.com/), May 21-23, speaking. KubeCon EU (https://events.linuxfoundation.org/kubecon-cloudnativecon-europe/), April 1-4, London. SDT News & Community Join our Slack community (https://softwaredefinedtalk.slack.com/join/shared_invite/zt-1hn55iv5d-UTfN7mVX1D9D5ExRt3ZJYQ#/shared-invite/email) Email the show: questions@softwaredefinedtalk.com (mailto:questions@softwaredefinedtalk.com) Free stickers: Email your address to stickers@softwaredefinedtalk.com (mailto:stickers@softwaredefinedtalk.com) Follow us on social media: Twitter (https://twitter.com/softwaredeftalk), Threads (https://www.threads.net/@softwaredefinedtalk), Mastodon (https://hachyderm.io/@softwaredefinedtalk), LinkedIn (https://www.linkedin.com/company/software-defined-talk/), BlueSky (https://bsky.app/profile/softwaredefinedtalk.com) Watch us on: Twitch (https://www.twitch.tv/sdtpodcast), YouTube (https://www.youtube.com/channel/UCi3OJPV6h9tp-hbsGBLGsDQ/featured), Instagram (https://www.instagram.com/softwaredefinedtalk/), TikTok (https://www.tiktok.com/@softwaredefinedtalk) Book offer: Use code SDT for $20 off "Digital WTF" by Coté (https://leanpub.com/digitalwtf/c/sdt) Sponsor the show (https://www.softwaredefinedtalk.com/ads): ads@softwaredefinedtalk.com (mailto:ads@softwaredefinedtalk.com) Recommendations Brandon: Oxide and Friends | AI Disruption: DeepSeek and Cerebras (https://oxide-and-friends.transistor.fm/episodes/ai-disruption-deepseek-and-cerebras) Matt: Beats Fit Pro (https://www.beatsbydre.com/earbuds/beats-fit-pro/MK2J3/sage-gray) Coté: Alfred (https://www.alfredapp.com). 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Our guests on this episode of Data Driven Finance are Stephen Fishman and Matt McLarty, authors of the book “Unbundling the Enterprise – APIs, Optionality, and the Science of Happy Accidents.” Stephen is North America Field CTO at Boomi and a Strategic Advisor at Revenium, while Matt is Boomi's Chief Technology Officer. There's a lot in the book about APIs, what they can power, and how they can be leveraged to create the experiences we'll be experiencing ahead. Topics covered include: What finance businesses should know about what APIs can do that tech experts already know? Why companies who leveraged APIs early rapidly became some of the biggest in the world. Did you know Google Maps never intended to make their API available to third party developers? Hear why they did. Who are the financial businesses that gave themselves an advantage years ago? What does it mean to “unbundle the enterprise”? How are financial institutions doing in terms of awareness and adoption of API opportunities? What is capability capitalization? Why it's better for finserv companies to go on offense with optionality than to engage in “reluctant compliance” with regulations. The three methodologies financial businesses need for an effective API strategy. The value in data being non-fungible, non-rivalrous, and experience-dependent. What are the risks of this kind of API-driven digital transformation? Helpful Links Stephen Fiscman Matt McLarty Unbundling the Enterprise book Boomi Yodlee 

In this episode, Colin Rule interviews Forrest (Woody) Mosten about his chapter in the new book Family Dispute Resolution: Process and Practice. Woody's chapter is titled "Limited Scope Representation: An Important Tool and Peacemaking Catalyst for Family Dispute Resolution" and it examines unbundling and limited scope representation models for family cases. This podcast is part of a continuing series interviewing authors from Family Dispute Resolution: Process and Practice. About the book: "Over the last 50 years family justice systems in the United States and elsewhere have evolved from a predominant adversarial approach focused on litigation to the significant integration of more collaborative, settlement-oriented approaches, especially mediation. In Family Dispute Resolution: Process and Practice some of the field's leading practitioners, researchers, teachers, and policymakers provide an overview of the modern family dispute resolution processes designed to help separating and divorcing parents make decisions about the future of their families. Chapters in this book address the growth of divorce mediation and other specialized processes including parenting coordination, arbitration, child-inclusive mediation, and online dispute resolution. They describe how to work with families experiencing issues including domestic violence, high conflict, substance misuse, and the lack of legal representation. Case management initiatives and special issues, including social science research and conflicting standards of practice, are also explored. Family Dispute Resolution provides a wide-ranging look at contemporary family dispute resolution processes and is essential reading for everyone interested in learning more about working with separating and divorcing families, including professionals, and law and graduate students." Buy it here:  https://global.oup.com/academic/product/family-dispute-resolution-9780197545904 https://www.amazon.com/Family-Dispute-Resolution-Handbook/dp/0197545904

In this special replay episode Ambar Bhattacharyya of Maverick Capital joins Nick to discuss Healthcare Deep Dive – How AI and GLP-1 Megatrends Affect the Industry, Why Specialities Need to be Integrated, and Insights on Bundling vs. Unbundling. In this episode we cover: Healthcare Trends, Including High Deductible Health Plans and Cash Pay Models US Halthcare System, Incentives for Preventative Medicine, and Potential for Value-Based Outcome-Oriented Systems AI Adoption in Healthcare, Including Adoption and Risks The Future of Healthcare Technology, New Codes, and Credentialing Process Healthcare, Aging, and End-of-Life Care Guest Links: LinkedIn X Maverick The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter. Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

My comprehensive year in review covering personal achievements, business developments, and investment strategies in 2024. I share a detailed breakdowns of my wealth allocation, business portfolio performance, and social media growth. The review emphasizes a shift toward business simplification, increased focus on AI and technology integration, and the importance of building sustainable, scalable ventures.Timestamps:00:00 - Intro01:38 Biggest wins05:54 Biggest losses and lessons11:47 - Q&A from social media18:00 - Growth across social platforms25:00 - Wealth breakdown and investments33:03 - Business updates48:16 - Productivity gains50:48 - New insights and learningsKey Points:• Personal milestone of having first child and significant net worth achievement• Business portfolio performance across Late Checkout Agency, Boring Marketing, and other ventures• Portfolio breakdown: 75% stocks, 16% private equity, 7% real estate, 2% crypto• Platform growth across YouTube (11K to 146K subscribers), X/Twitter (361K to 420K followers)• Strategic shift toward simplification and focus on building "skyscrapers, not strip malls"1) BIG WINS 2024:• Had a baby • Started lifting consistently (+15-20 lbs muscle)• Grew podcast into major platform• Hit personal net worth milestone2) Portfolio breakdown (fascinating):• 75% stocks• 16% private equity• 7% real estate• 2% cryptoTop holdings:• 10% Berkshire• 10% SPY• 8% Apple• 7% Amazon3) Business Updates:Late Checkout Agency (LCA):• Found their niche: AI interfaces + community products• Booked solid with major brands• Started taking equity deals with billion-dollar companies Boring Marketing & Boring Ads:• Both crushing it• $100M+ in ad spend managed• 76 meetings booked in next few weeks• Unbundling tools for DIY customers• Created Boring Holdings umbrella company5) Key productivity unlocks:• Switched to Yerba Mate for afternoon energy• Simplified from Notion to Apple Notes• Using Things app for to-do lists• Less tools, more focus6) Platform Growth 2024:YouTube: 11K → 146K subsX: 361K → 420K followersLinkedIn: 82K → 149KNewsletter: 72K → 120K subsPodcast: 360K → 575K downloads7) Best decision framework:"Friday Afternoon Test"- Only make big decisions Friday PM when tired- If it still feels right then, it's probably right- Prevents caffeine-fueled impulse choices8/ MAJOR hiring insight:"Day Zero Integrity Test"• Give unclear instructions for small task• See if they ask questions or just guess• Reveals everything about future behavior9/ Key lessons:• Trust but verify (especially with remote teams)• Simple over Complex• Double down on what's working• Build skyscrapers, not strip malls• Tech investment over immediate profits10) 2025 Focus:• Finding long-term business partners• Building more proprietary tech• Simplifying business structure• Going harder on current opportunities• Scaling what worksNotable Quotes:"If this scales, do I want to be in that business? If not, what is the business that I want to be in?""My main mission is to build skyscrapers, not strip malls."Want more free ideas? I collect the best ideas from the pod and give them to you for free in a database. Most of them cost $0 to start (my fav)Get access: https://www.gregisenberg.com/30startupideasLCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/BoringAds — ads agency that will build you profitable ad campaigns http://boringads.com/BoringMarketing — SEO agency and tools to get your organic customers http://boringmarketing.com/Startup Empire - a membership for builders who want to build cash-flowing businesses [https://www.startupempire.co](https://www.startupempire.co/)FIND ME ON SOCIALX/Twitter: https://twitter.com/gregisenbergInstagram: https://instagram.com/gregisenberg/LinkedIn: https://www.linkedin.com/in/gisenberg

Highlights from this week's conversation include:Taylor's Background and Journey in Data (0:45)Modern Data Practices and AI (1:46)Arch's Mission and Collaboration (3:02)Data Movement and Business Needs (6:12)Bundling and Unbundling of Data Tools (8:26)Cost of Computing and Data Storage (13:22)AI Agent Models in Data Analytics (16:09)AI Analyst and Data Democratization (18:34)Decentralizing Data Expertise (20:08)Anchoring Questions in Business Metrics (23:32)Challenges for Mid-Market Companies (27:55)Creating Metrics in Organizations (29:53)User Experience in AI Interactions (34:54)Human-AI Collaboration (36:49)Managing AI Agents (39:39)Understanding Customer Data Needs (42:47)Automation of Data Parsing (45:05)Final Thoughts and Takeaways (46:16)The Data Stack Show is a weekly podcast powered by RudderStack, the CDP for developers. Each week we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.

In this episode of Numbers and Narratives, we rambled about a wide array of things including conference experiences, the trend of bundling vs. unbundling in SaaS products, and the challenges of building software for small businesses. Key takeaways from the discussion:Value of smaller, focused conferencesBundling trend in SaaS productsChallenges of all-in-one solutionsRippling as an example of the aboveImportance of "one core feature" in bundled productsWe talked about the benefits of attending smaller, more focused conferences that prioritize education and networking over aggressive product pitching. In regards to software, we focused on SMBs and the potential drawbacks of all-in-one solutions.

Bundling is defined by the ADA as "The systematic combining of distinct dental procedures by third-party payers that results in a reduced benefit for the patient/beneficiary."When Tracy and I met with the ADA last June, we pointed out how the ADA needs to quickly define the term “unbundling” because the dental insurance companies have been defining it in ways that benefit them. Tracy wrote out the definition for the ADA to use, and this definition is a big deal for all of us on PPO plans. The ADA executive was surprised the ADA had not defined it, and hopefully they will soon. Support the show

Oren Yunger of Notable Capital joins Nick to discuss Who Wins in the Cat and Mouse Game of Cyber, Open Source's Role in Security, The Dealflow Network that Sources Deals and Vetts Them, and Will The Future Bring More Bundling or Unbundling? In this episode we cover: Navigating Playbooks and Founder Experience Supporting Founders and Cybersecurity Startups Cybersecurity Trends and Open Source Investing in Israel and Tech Hubs Investing Models and Strategic Partnerships Cybersecurity Market Dynamics and AI Impact Consolidation and Best-of-Breed Solutions Identity Management and Deepfakes Guest Links: Oren's LinkedIn Oren's Twitter/X Oren's Personal Website Notable Capital's LinkedIn Notable Capital's Website The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter. Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

Ambar Bhattacharyya of Maverick Capital joins Nick to discuss Healthcare Deep Dive – How AI and GLP-1 Megatrends Affect the Industry, Why Specialities Need to be Integrated, and Insights on Bundling vs. Unbundling. In this episode we cover: Healthcare Trends, Including High Deductible Health Plans and Cash Pay Models US Halthcare System, Incentives for Preventative Medicine, and Potential for Value-Based Outcome-Oriented Systems AI Adoption in Healthcare, Including Adoption and Risks The Future of Healthcare Technology, New Codes, and Credentialing Process Healthcare, Aging, and End-of-Life Care Guest Links: LinkedIn X Maverick The hosts of The Full Ratchet are Nick Moran and Nate Pierotti of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter. Are you a founder looking for your next investor? Visit our free tool VC-Rank and we'll send a list of potential investors right to your inbox!

The 200k Mastermind is unbundling, and I'm here this week to tell you why and what this means for you.   Join me this week as I walk you through my motives behind unbundling the 200k Mastermind and why this is the best news for you. You'll learn what to expect from the 200k Mastermind moving forward, the difference between a simple bundled offer and an unbundled offer, and the skills required of you to unbundle your offer.    If you want to start making serious money as a coach, you need to check out 2K for 2K. Click here to join: https://staceyboehman.com/2kfor2k!