Podcasts about cdrs

Canadian ETFs are booming—and behind the scenes, a quiet revolution is reshaping how advisors and investors build smarter, more efficient portfolios. In this episode, ETF industry leader Ronald Landry, Vice President, Head of Segment Solutions and Canadian ETF Services at CIBC Mellon joins us to explore what's driving record ETF flows, the rise of covered calls and liquid alts, the accelerating evolution of Canada's ETF landscape, and the policy shifts that could transform the advisory business in 2025 and beyond. Landry shares over 30 years of industry insight, covering everything from: The two-year boom in covered call ETFs—and why yield remains kingHow alternative strategies are finally gaining traction after years of slow adoptionNew ETF-wrapped solutions making it easier than ever for advisors to close portfolio gapsThe regulatory innovations (like total cost reporting and ticker rule proposals) that could reshape the advisor-client conversationWhy Canada continues to lead global ETF innovation—and what the US is learning from our marketChapters 00:00 – The ETF Boom: Why 2025 Is Already One for the Record Books 02:00 – 30 Years of Insight: Ron Landry's Unlikely Path to ETF Leadership 04:00 – Markets in Transition: What Record Q1 Flows Are Really Telling Us 08:00 – Central Banks in a Bind: Rates, Tariffs, and the Inflation Puzzle 09:30 – Single Stock ETFs, CDRs, and the Quest for Yield in Canada 12:00 – Built for Canadians: Why Homegrown ETFs Are Winning 14:00 – Crypto, Covered Calls, and the Real Drivers of Demand 16:00 – Alternatives Accelerating: The 53% Growth Story You Missed 19:00 – Advisors' Dilemma: Explaining Line Item Risk in a 60/40 World 21:00 – Regulation as Catalyst: CSA Reviews, Cost Transparency, and Ticker Labels 24:00 – From 6% to 20%: Canada's ETF Market Is on a Tear 26:00 – The Rise of Dual-Structure Funds: ETF and Mutual Fund Hybrids 27:00 – Canada: The Quiet Giant of ETF Innovation 29:00 – One Rulebook to Rule Them All: The Secret to Canada's ETF Advantage #ETFs #CanadianETFs #InvestingCanada #FinancialAdvisors #CoveredCalls #LiquidAlts #ETFInnovation #CIBCMellon #RonLandry #WealthManagement #PortfolioConstruction #FinancePodcast #InvestmentStrategies #YieldHunting

The era of digital fansubs brought us everything. Everywhere. All at once! We had to have it all! We had to trade CD-Rs in big binders trying to gather it all like Pokemon. Even shows like Chobits, which I am personally convinced noone ever saw the ending to! We just saw the plasticy ears and… Read more S9:E9 – Chobits Anime Opening

February 24, 2025 This video is sponsored by BMO Global Asset Management #ad In this video we'll interview Dave Hudson, Head, Structured Solutions at BMO Global Asset Management to ask burning subscriber questions about CDRs (Canadian Depository Receipts). We'll discuss what is a CDR, how do they work, how you can buy a CDR, the pros & cons to be aware of and so much more… Thank you to Dave for spending the time and sharing insights with our audience. If you'd like to learn more about CDRs and how BMO is removing barriers to investing overseas, you can visit https://www.bmogam.com/ca-en/products/canadian-depositary-receipts/?ecid=us-CDRF25GAM1-RSBMO76. -----------

Salt Typhoon: Inside the Coordinated Breach of Nine Telecom Providers A sweeping cyberattack, known as Salt Typhoon, has exposed the vulnerabilities of nine major telcos, leaving sensitive communications and surveillance data in the hands of attackers. How did this happen, and what lessons can we learn? In this Threat Talks Deep Dive, host Lieuwe Jan Koning teams up with ON2IT's Rob Maas (Field CTO) and Jeroen Scheerder (Security Researcher) to dissect every aspect of this high-profile breach.

This is a legit set from a Bradley house party I DJed. I found the labeled CD-Rs and am bringing them to you all since most of you were not going to college parties in Peoria, IL. But pretend you did for the next hour and have a great time.

For some people, getting in their car and heading for, well, anywhere represents freedom and independence. For others, it's a way to get to their jobs, get to their medical appointments, get the kids to school, and run necessary errands. MS can change all of that.  Occupational Therapist and Certified Driver Rehabilitation Specialist Jenny Nordine joins me to discuss how to preserve your independence while protecting yourself and the people around you when you're driving with MS. You'll also meet Dr. Susan Seizer, a true difference-maker and one of the founders of the Mobility Aids Lending Library. We have a lot to talk about! Are you ready for RealTalk MS??! This Week: Maintaining your independence and keeping yourself and others around you safe when you're driving with MS  :22 Dr. Susan Seizer discusses the Mobility Aids Lending Library and the stigma of disability  1:26 Occupational Therapist and Certified Driver Rehabilitation Specialist, Jenny Nordine, discusses how to preserve your independence while protecting yourself and the people around you when you're driving with MS  20:35 Share this episode  31:25 Have you downloaded the free RealTalk MS app?  31:45 SHARE THIS EPISODE OF REALTALK MS Just copy this link & paste it into your text or email: https://realtalkms.com/363 ADD YOUR VOICE TO THE CONVERSATION I've always thought about the RealTalk MS podcast as a conversation. And this is your opportunity to join the conversation by sharing your feedback, questions, and suggestions for topics that we can discuss in future podcast episodes. Please shoot me an email or call the RealTalk MS Listener Hotline and share your thoughts! Email: jon@realtalkms.com Phone: (310) 526-2283 And don't forget to join us in the RealTalk MS Facebook group! LINKS If your podcast app doesn't allow you to click on these links, you'll find them in the show notes in the RealTalk MS app or at www.RealTalkMS.com Mobility Aids Lending Library https://mcpl.info/commorg/mobility-aids-lending-library-mall Join the RealTalk MS Facebook Group https://facebook.com/groups/realtalkms Download the RealTalk MS App for iOS Devices https://itunes.apple.com/us/app/realtalk-ms/id1436917200 Download the RealTalk MS App for Android Deviceshttps://play.google.com/store/apps/details?id=tv.wizzard.android.realtalk Give RealTalk MS a rating and review http://www.realtalkms.com/review Follow RealTalk MS on Twitter, @RealTalkMS_jon, and subscribe to our newsletter at our website, RealTalkMS.com. RealTalk MS Episode 363 Guest: Dr. Susan Seizer, Jenny Nordine OT/L, CDRS Privacy Policy

This week our team explores top stories including:  CGF investing in Strathcona CCS infrastructure 1PointFive sells CDRs to Microsoft Avangrid selling Kitty Hawk offshore wind lease to Dominion Cedar Expansion construction financing signed Celepsa taps sustainability-linked debt Additional information on Be.EV EV charging financing Clean Energy Infrastructure Fund raises solar loan Adani to spend $9bn on green hydrogen in Gujarat ADB approves support for power sector reforms in Sri Lanka If you're interested in learning more about CCS and Decarbonization efforts throughout the US please don't miss this year's US Power, Renewables, and Energy Transition Finance event taking place on November 19-20 in Austin Texas!

Join us as we chat with Matt Abisamra OTR/L, CDRS, the Driving Program Supervisor at Shepherd Center in Atlanta, Georgia, as we delve into the world of driving with a disability. From eligibility criteria to exploring a range of equipment options, understanding the evaluation process, tips on finding the right instructor, and navigating funding sources, we cover a lot in this insightful discussion.

In this episode, we will learn from Susie Touchinsky, OTR/L, SCDCM, CDRS, an occupational therapist who specializes in Driver Rehabilitation. Susie is certified driver rehabilitation specialist who has achieved her Specialty Certification in Driving and Community Mobility from the American Occupational Therapy Association and her certification as a driver rehabilitation specialist from the Association of Driver Rehabilitation Specialists. Susie offers extensive clinical and professional knowledge with over 20 years of experience as an OT & driver rehabilitation specialist. While she started her career at Johns Hopkins Hospital, she now owns and operates her own private driver rehabilitation practice, Adaptive Mobility Services, LLC. In her practice, she evaluates and treats drivers with medical conditions impacting cognitive, motor, and visual skills. She works closely with her drivers and their families to help determine the highest and safest level of engagement in mobility. Susie also is the leading educator for occupational therapy practitioners entering the field of driver rehabilitation. She is an active volunteer with CarFit, a published author, adjunct professor, lecturer, & mentor. Contact:Please come visit me! Adaptivemobility.thinkific.com - I offer free CE that is approved by AOTA. Who doesn't love free CE! On Facebook - join us on Driving for the OTP.LinkedIn - Susan Touchinsky.https://adaptivemobility.thinkific.com/ FREE COURSE - OT's Role with Driving - https://adaptivemobility.thinkific.com/courses/1-2023 Mini Podcast - Quick Q&A - OT Driving with Susie Q https://podcasters.spotify.com/pod/show/drivingotAs always, I welcome any feedback & ideas from all of you or if you are interested in being a guest on future episodes, please do not hesitate to contact Patricia Motus at transitionsot@gmail.com or DM via Instagram @transitionsotTHANK YOU for LISTENING, FOLLOWING, DOWNLOADING, RATING, REVIEWING & SHARING “The Uncommon OT Series” Podcast with all your OTP friends and colleagues!Full Episodes and Q & A only available at:https://www.wholistic-transitions.com/the-uncommon-ot-seriesSign Up NOW for the Transitions OT Email List to Receive the FREE Updated List of Uncommon OT Practice Settingshttps://www.wholistic-transitions.com/transitionsotFor Non-Traditional OT Practice Mentorship w/ Patricia:https://docs.google.com/forms/d/e/1FAIpQLSeC3vI5OnK3mLrCXACEex-5ReO8uUVPo1EUXIi8FKO-FCfoEg/viewformBIG THANKS to our sponsors Picmonic & TruelearnUSE DISCOUNT CODE “TransitionsOT” to Score 20% OFF Your Membership Today!Happy Listening Friends!Big OT Love!All views are mine and guests own.

Η Sony ξέχασε σε ποιες χώρες λειτουργεί το PSN, η Nintendo στο ρυθμό της και η Microsoft θέλει περισσότερες επιτυχίες σαν το Hi-Fi Rush, οπότε διαλύει τη μισή ZeniMax. Get in touch: Email | Twitter Ι Facebook Group Hosted by: Elias Pappas - Facebook | Twitter | Instagram Manos Vezos - The Vez | Facebook | Twitter | Instagram Ι Apple Music Level-5 Professor Layton studio CEO says he wants to make erotic and 18+ violent games Limited Run Games και 3DO Limited Run apologises for selling CD-Rs as authentic 3DO games True Ending True Ending 125: TopSpin 2K25 | Review FU: Private Division ‘Vast majority' of Private Division staff reportedly laid off by Take-Two Rocksmith+ Rocksmith+ is coming to PlayStation and Steam Netflix Games Sonic Mania Plus is now available on mobile via Netflix EA EA Sports FC, Madden have EA posting full-year growth despite sleepy Q4 Helldivers 2 Sony backs down, won't enforce PSN accounts for Helldivers 2 PC players on Steam Helldivers 2 Steam reviews see a huge positive turn as players agree to reverse their ratings Ghost of Tsushima studio says the Steam version won't need a PSN account for single-player Nintendo Nintendo profits rise to $6.2bn ahead of quiet year ZeniMax Bethesda Softworks to close Arkane Austin, Tango Gameworks, Alpha Dog Games, and Roundhouse Studios Microsoft's Xbox Is Planning More Cuts After Studio Closings Redfall will get no further updates, players who paid for DLC will get ‘make good offers' ‘A f***ing gut stab': Arkane boss criticises Microsoft execs for studio closures Ex-Blizzard boss says Phil Spencer will be ‘hurting as much as anyone else' over Xbox studio closures Redfall was reportedly set to get an offline mode this month before Arkane Austin was closed Arkane Austin was reportedly pitching an immersive sim before closure Microsoft says it needs games like Hi-Fi Rush the day after killing its studio Report - ZeniMax on studio closures: "I think we were about to topple over"

Witchfire, Have a Nice Death and more – Geekoholics Anonymous Video Game Podcast 443  On this weeks episode we blab about the following Games and topics: Whatcha Been Playing? Witchfire Have a Nice Death Destiny 2 News: Cross Platform / PC / Misc. Unity appoints former EA and Zynga exec as new CEO, following pricing controversies and layoffs Ubisoft's free-to-play shooter XDefiant gets release date after numerous delays Super Nintendo World confirms Orlando 2025 opening Tetris is partnering with 7-Eleven to release a handheld PlayStation U-turns after Helldivers 2 Steam backlash, scraps mandatory PSN account linking Limited Run apologizes for selling CD-Rs as authentic 3DO games Resident Evil 9 "should be revealed pretty soon and release next year", leaker suggests Nintendo Nintendo World Championships: NES Edition is a retro speedrun game coming to Switch in July Nintendo makes first Switch 2 announcement The Nintendo Museum has seemingly been delayed, is now planned to open in the autumn Xbox Xbox is shutting down Arkane Austin, Tango Gameworks and two other Bethesda studios Xbox needs smaller, great games…. After Buying Up Studios, Xbox Says It Doesn't Have The Resources To Run Them PSA's: Epic Games Store Freebies: Circus Electrique & Firestone Free 4 All The Beekeeper Help support the show: - Subscribe to our Twitch channel http://twitch.tv/geekoholics - Use our Epic Creator Code: GEEKOHOLICS when purchasing items in Fortnite or buying games on the Epic Games Store - Please review the show (bit.ly/geekoholics) on Apple Music, Apple Podcasts and to share with your friends. Reviews help us reach more listeners, and the feedback helps us to produce a better show. Join our Discord server: CLICK HERE Don't forget to follow our Social Media Feeds to keep up to date on our adventures: Youtube Twitter Instagram Facebook Thanks for listening and have a great weekend! You can reach me on Twitter @RicF

Join Kolby, David, Victor and Bree in this episode of Checkpoint on JOY where Limited Run apologises for selling CD-Rs as authentic 3DO games   Catch the latest episode on... LEARN MORE The post Up To Date: Limited Run apologises for selling CD-Rs as authentic 3DO games appeared first on Checkpoint.

It is frustrating to pay currency fees on investment. Many investors feel like a part of their money is lost and useless. Canadian Depositary Receipts (CDRs) have been created to solve that problem. Now the question is, is it too good to be true? For the complete show notes, make sure to check out our website: thedividendguyblog.com/170 Understand fractional investing; download our CDRs Guide. Twitter: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com

INEFFABLE SLIME is the New Mexico based liquid noise project of Ryan O'Connor, heavily inspired by esoteric literature, American paranoia and the occult. After several fascinating tapes and CDrs over the past several years, he released the operatic full length CD Stalking The Sphinx on Virtues towards the end of 2023, a personal favorite at WCN. Ryan also runs Alarum Books, where he sells a curated selection of rare and obscure literature, and is the vocalist for the hardcore band ROYAL DRUG, who released their full length “Defend Degeneracy” on Dada Drumming. Alarum Books: https://alarumbooks.com/ Instagram: alarum_booksSubscribe to the White Centipede Noise Podcast Patreon to get access to the full version of this episode: https://www.patreon.com/whitecentipedenoiseGet your discount code to Virtues, valid through May 1st, when you subscribe at the Premium level or above on Patreon.https://www.virtueslabel.com/This episode is brought to you by:Initial Shock Fest II in Montreal, Canada https://www.initialshock.screamandwrithe.com/Reanimated Miscarriage - https://www.traumateamonline.net/Support the show

Episode: 00205 Released on April 1, 2024 Description: Tech wiz turned crime analyst – Nicholas Butler uses his natural curiosity, innate problem-solving skills, and years of technical skills (formal and self-taught) to investigate and apprehend criminals. In this episode, Nicholas shares his decision to pursue a double major during undergrad and his subsequent graduate degree in applied criminology. Nicholas's badge stories involve the Internet Crimes Against Children (ICAC) and a homicide in broad daylight, but his position as a trusted analyst means he is involved in all investigations with his agency. Nicholas is a certified analyst through the IACA among other certifications and has testified as an expert witness. Nicholas is currently a crime analyst for the Pinal County (AZ) Sheriff's Office and is a subject matter expert for call detail records (CDRs) and GIS-related inquiries and topics.  Favorite First Jobs Call-in Segment: Annette Shapiro (https://www.leapodcasts.com/e/atwje-annette-shapiro-florida-woman/) Austin Rice (https://www.leapodcasts.com/e/atwje-austin-rice-the-unstale-analyst/) Michele Snow (https://www.leapodcasts.com/e/atwje-michele-snow-the-analyst-with-a-gun/) Ashley Hood (https://www.leapodcasts.com/e/atwje-ashley-hood-analysts-and-the-hood/) CHALLENGE: There are Easter eggs in one of the tables of the Excel chapter that Jason wrote for the IACA textbook. First-person to email us at leapodcasts@gmail.com about what the Easter eggs are will receive a $50 gift card from us. Happy hunting! Name Drops:  Liz Buccola (00:06:27), Randall Snyder (00:14:41), Steve Gottlieb (00:50:56) Public Service Announcements:  Kristen Lottman (https://www.leapodcasts.com/e/atwje-kristen-lottman-the-early-start-analyst/) Jennifer Loper (https://www.leapodcasts.com/e/atwje-jennifer-loper-the-junk-drawer/) Sean Bair (https://www.leapodcasts.com/e/sean-bair-%e2%80%93-the-entrepreneur/) Related Links: https://www.pinal.gov/772/Sheriff https://pinalcountyattorney.org/san-tan-valley-teen-sentenced-to-life-in-prison-for-murder-of-another-teen/ https://www.azcentral.com/story/news/local/pinal/2023/07/07/joshua-franklin-sentenced-to-life-in-prison-in-death-of-joshua-mccoy/70388866007/ Association(s) Mentioned: IACA Vendor(s) Mentioned: Cellebrite Contact: https://www.linkedin.com/in/nicholas-b-30138595/  Transcript: https://mcdn.podbean.com/mf/web/megwmc/NicholasButler_Transcript.pdf  Podcast Writer: Mindy Duong Podcast Researcher:  Theme Song: Written and Recorded by The Rough & Tumble. Find more of their music at www.theroughandtumble.com. Logo: Designed by Kyle McMullen. Please visit www.moderntype.com for any printable business forms and planners.  Podcast Email: leapodcasts@gmail.com   Podcast Webpage: www.leapodcasts.com   Podcast Twitter: @leapodcasts 00:00:17 – Introducing Nicholas 00:05:21 – Staring at Sheriff's Office 00:14:00 – ABS:  ICAC Case 00:22:03 – Break:  Kristen Lottman, Jennifer Loper, & Sean Bair 00:22:57 – ABS:  Homicide in Broad Daylight 00:35:35 – Always Look for Snapchat 00:39:25 – Cellebrite 00:42:30 – COVID Response & Super Bowl Assignments 00:46:04 – IACA Certification & Advice 00:50:56 – Favorite First Jobs 00:59:24 – Personal Interests: Gamer 01:03:05 – Words to the World

Justin talks CDRs... Canadian Depository Receipts, a twist on the old ADRs (American Depository Receipts). The conversation concludes with a discussion about Old Age Security Clawback: what it means, who is affected, and how.

If you missed the other episodes with thoughtbot Incubator Program partcipants and founders Mike Rosenthal and Chris Cerrito of Goodz, you can listen to the first episode (https://podcast.thoughtbot.com/s3e2incubatorgoodz) and the second episode (https://podcast.thoughtbot.com/s3e4incubatorgoodz), and the third episode (https://podcast.thoughtbot.com/s3e6incubatorgoodz) to catch up! Lindsey Christensen and Jordyn Bonds catch up with the co-founders of Goodz, Chris Cerrito and Mike Rosenthal, where they share insights from their journey during the Incubator program, including the usefulness of the application process in aligning their vision and the challenges and benefits of user interviews and the importance of not overreacting to single user feedback and finding a balance in responding to diverse opinions. They reveal the varied reactions of users to Goodz's product, highlighting the different market segments interested in it. As the Incubator program nears its end for Goodz, Chris and Mike reflect on their achievements and future plans. They've made significant progress, such as setting up an e-commerce site and conducting successful user interviews. The co-founders discuss their excitement about the potential of their product and the validation they received from users. Mike mentions the importance of focusing on B2B sales and the possibility of upcoming events like South by Southwest and Record Store Day. Transcript: LINDSEY: Thanks for being here. My name's Lindsey. I head up marketing at thoughtbot. If you haven't joined one of these before, we are checking in with two of the founders who are going through the thoughtbot Startup Incubator to learn how it's going, what's new, what challenges they're hitting, and what they're learning along the way. If you're not familiar with thoughtbot, we're a product design and development consultancy, and we hope your team and your product become a success. And one way we do that is through our startup incubator. So, today, we are joined by our co-founders, Mike Rosenthal and Chris Cerrito, Co-Founders of the startup Goodz. And we also have another special guest today, Danny Kim, from the thoughtbot side, Senior Product Manager at thoughtbot. So, I think, to start off, we'll head over to the new face, the new voice that we've got with us today. Danny, tell us a little bit about your role at thoughtbot and, specifically, the incubator. DANNY: Yeah, sure. First of all, thanks for having me on, and thanks for letting me join in on all the fun. I'm one of the product managers at thoughtbot. I typically work for the Lift-Off team. We usually work with companies that are looking to, like, go into market with their first version MVP. They might have a product that exists and that they're already kind of doing well with, and they kind of want to jump into a new segment. We'll typically work with companies like that to kind of get them kicked off the ground. But it's been really awesome being part of the incubator program. It's my first time in helping with the market validation side. Definitely also, like, learning a lot from this experience [laughs] for myself. Coming at it specifically from a PM perspective, there's, like, so much variation usually in product management across the industry, depending on, like, what stage of the product that you're working in. And so, I'm definitely feeling my fair share of impostor syndrome here. But it's been really fun to stretch my brand and, like, approach problems from, like, a completely different perspective and also using different tools. But, you know, working with Mike and Chris makes it so much easier because they really make it feel like you're part of their team, and so that definitely goes a long way. LINDSEY: It just goes to show everyone gets impostor syndrome sometimes [laughter], even senior product managers at thoughtbot [laughter]. Thanks for that intro. It's, you know, the thoughtbot team learns along the way, too, you know, especially if usually you're focused on a different stage of product development. Mike, it's been only three weeks or a very long three weeks since last we checked in with you, kind of forever in startup time. So, I think the last time, we were just getting to know you two. And you were walking us through the concept, this merging of the digital and physical world of music, and how we interact with music keepsakes or merchandise. How's my pitch? MIKE: Good. Great. You're killing it. [laughter] LINDSEY: And has anything major changed to that concept in the last three weeks? MIKE: No. I mean, I can't believe it's only been three weeks. It feels like it's been a long time since we last talked. It's been an intense three weeks, for sure. No, it's been going really well. I mean, we launched all sorts of stuff. I'm trying to think of anything that's sort of fundamentally changed in terms of the plan itself or kind of our, yeah, what we've been working on. And I think we've pretty much stayed the course to sort of get to where we are now. But it's been really intensive. I think also having sort of Thanksgiving in there, and we were kind of pushing to get something live right before the Thanksgiving break. And so, that week just felt, I mean, I was just dead by, you know, like, Thursday of Thanksgiving. I think we all were. So, it's been intense, I would say, is the short answer. And I'm happy, yeah, to get into kind of where things are at. But big picture, it's been an intense three weeks. LINDSEY: That's cool. And when we talked, you were, you know, definitely getting into research and user interviews. Have those influenced any, you know, changes along the way in the plan? MIKE: Yeah. They've been really helpful. You know, we'd never really done that before in any of the sort of past projects that we've worked on together. And so, I think just being able to, you know, read through some of those scripts and then sit through some of the interviews and just kind of hearing people's honest assessment of some things has been really interesting. I'm trying to think if it's materially affected anything. I guess, you know, at first, we were, like, we kind of had some assumptions around, okay, let's try to find, like...adult gift-givers sounds like the wrong thing, adults who give gifts as, like, a persona. The idea that, like, you know, maybe you gift your siblings gifts, and then maybe this could be a good gift idea. And I think, you know, we had a hard time kind of finding people to talk in an interesting way about that. And I think we've kind of realized it's kind of a hard persona to kind of chop up and talk about, right, Chris? I don't know [crosstalk 04:55] CHRIS: Well, it also seemed to, from my understanding of it, it seemed to, like, genuinely stress out the people who were being interviewed... MIKE: [laughs] CHRIS: Because it's kind of about a stressful topic [inaudible 05:03], you know, and, like, especially -- LINDSEY: Why? [laughs] CHRIS: Well, I think, I don't know, now I'm making assumptions. Maybe because we're close to the holiday season, and that's a topic in the back of everybody's mind. But yeah, Danny, would you disagree with that? Those folks, from what we heard, seemed like they were the most difficult to kind of extract answers from. But then, if the subject changed and we treated them as a different persona, several of those interviews proved to be quite fruitful. So, it's just really interesting. DANNY: Yeah. It really started, like, you kind of try to get some answers out of people, and there's, like, some level of people trying to please you to some extent. That's just, like, naturally, how it starts. And you just, like, keep trying to drill into the answers. And you just keep asking people like, "So, what kind of gifts do you give?" And they're just like, "Oh my goodness, like, I haven't thought about buying gifts for my sister in [laughs], like, you know, in forever. And now, like [laughs], I don't know where to go." And they get, like, pretty stressed out about it. But then we just kind of started shifting into like, "All right, cool, never mind about that. Like, do you like listening to music?" And they're like, "Yes." And then it just kind of explodes from there. And they're like, "This last concert that I went to..." and all of this stuff. And it was much more fruitful kind of leaning more towards that, actually, yeah. LINDSEY: That's fascinating. I guess that speaks to, especially at this stage and the speed and the amount of interviews you're doing, the need for being, like, really agile in those interviews, and then, like, really quickly applying what you're learning to making the next one even more valuable. MIKE: Yeah. And I think, you know, like, we launched just a little sort of website experiment or, like, an e-commerce experiment right before Thanksgiving. And I think now, you know, we're able to sort of take some of those learnings from those interviews and apply them to both sort of our ad copy itself but also just different landing pages in different language on the different kind of versions of the site and see if we can find some resonance with some of these audience groups. So, it's been interesting. LINDSEY: Are you still trying to figure out who that early adopter audience is, who that niche persona is? MIKE: I think we -- CHRIS: Yes, we are. I think we have a good idea of who it is. And I think right now we're just trying to figure out really how to reach those people. That, I think, is the biggest challenge right now for us. MIKE: Yeah. With the e-commerce experiment it was sort of a very specific niche thing that is a little bit adjacent to what I think we want to be doing longer term with Goodz. And so, it's weird. It's like, we're in a place we're like, oh, we really want to find the people that want this thing. But also, this thing isn't necessarily the thing that we think we're going to make longer term, so let's not worry too hard about finding them. You know what I mean? It's been an interesting sort of back and forth with that. CHRIS: From the interviews that we conducted, you know, we identified three key personas. Most of them have come up, but I'll just relist them. There's the sibling gift giver. There was the merch buyers; these are people who go to concerts and buy merchandise, you know, T-shirts, albums, records, things along those lines to support the artists that they love. And then the final one that was identified we gave the title of the 'Proud Playlister'. And these are people who are really into their digital media platforms, love making playlists, and love sharing those playlists with their friends. And that, I would say, the proud playlister is really the one that we have focused on in terms of the storefront that we launched, like, the product is pretty much specifically for them. But the lessons that we're learning while making this product and trying to get this into the hands of the proud playlisters will feed into kind of the merch buyers. MIKE: Yeah. And I think that, you know, it's funny, like, this week is kind of a poignant week for this, right? Because it's the week that Spotify Wrapped launched, right? So, it's like, in the course of any given year, it's probably, like, the one week of the year that lots and lots and lots of people are thinking about playlists all of a sudden, so trying a little bit to see if we can ride that wave or just kind of dovetail with that a bit, too. LINDSEY: Absolutely. And do you want to give just, like, the really quick reminder of what the product experience is like? MIKE: Oh yeah [laughs], good call. CHRIS: This is a prototype of it. It's called the Goodz Mixtape. Basically, the idea is that you purchase one of these from us. You give us a playlist URL. We program that URL onto the NFC chip that's embedded in the Good itself. And then when you scan this Good, that playlist will come up. So, it's a really great way of you make a playlist for somebody, and you want to gift it to them; this is a great way to do that. You have a special playlist, maybe between you and a friend or you and a partner. This is a good way to commemorate that playlist, turn it into a physical thing, give that digital file value and presence in the physical world. LINDSEY: Great. Okay, so you casually mentioned this launch of an e-commerce store that happened last week. MIKE: It didn't feel casual. LINDSEY: Yeah. Why [laughter]...[inaudible 09:45] real casual. Why did you launch it? How's it going? MIKE: I don't know. Why did we launch it? I mean, well, we wanted to be able to test some assumptions. I think, you know, we wanted to get the brand out there a little bit, get our website out there, kind of introduce the concept. You know, this is a very...not that we've invented this product category, but it is a pretty obscure product category, right? And so, there's a lot of sort of consumer education that I think that has to go on for people to wrap their heads around this and why they'd want this. So, I think we wanted to start that process a little bit correctly, sort of in advance of a larger launch next year, and see if we could find some early community around this. You know, if we can find those core people who just absolutely love this, and connect with it, and go wild around it, then those are the people that we're going to be able to get a ton of information from and build for that persona, right? It's like, cool, these are the people who love this. Let's build more for them and go find other people like this. So, I think, for us, it was that. And then, honestly, it was also just, you know, let's test our manufacturing and fulfillment and logistics capabilities, right? I mean, this is...as much as we are a B2B, you know, SaaS platform or that's what we envision the future of Goodz being, there is a physical component of this. And, you know, we do have that part basically done at this point. But we just, you know, what is it like to order 1,000 of these? What is it like to put these in the mail to people and, you know, actually take orders? And just some of that processing because we do envision a more wholesale future where we're doing, you know, thousands or tens of thousands of this at a time. And so, I think we just want to button up and do some dry runs before we get to those kinds of numbers. CHRIS: I think it also it's important to remember that we are talking in startup time. And while this last week seems like an eternity, it's been a week [laughs] that we've had this in place. So, we're just starting to learn these things, and we plan on continuing to do so. MIKE: Yeah. But I think we thought that getting a website up would be a good way to just start kind of testing everything more. LINDSEY: Great. Danny, what went into deciding what would be in this first version of the site and the e-commerce offering? DANNY: I mean, a lot of it was kind of mostly driven by Chris and Mike. They kind of had a vision and an idea of what they wanted to sell. Obviously, from the user interviews, we were starting to hone in a little bit more and, like, we had some assumptions going into it. I think we ultimately did kind of feel like, yeah, I think, like, the playlisters seem to be, like, the target market. But just hearing it more and hearing more excitement from them was definitely just kind of like, yeah, I think we can double down on this piece. But, ultimately, like, in terms of launching the e-commerce platform, and the storefront, and the website, like, just literally looking at the user journey and being like, how does a user get from getting onto a site, like, as soon as they land there to, like, finishing a purchase? And what points do they need? What are the key things that they need to think through and typically will run into? And a lot of it is just kind of reflecting on our own personal buyer behavior. And, also, as we were getting closer to the launch, starting to work through some of those assumptions about buyer behavior. As we got there, we obviously had some prototypes. We had some screenshots that we were already working with. Like, the design team was already starting to build out some of the site. And so, we would just kind of show it to them, show it to our users, and just be like, hey, like, how do you expect to purchase this? Like, what's the next step that you expect to take? And we'd just kind of, like, continue to iterate on that piece. And so... LINDSEY: Okay. So you were, before launching, even showing some of those mockups and starting to incorporate them in the user interviews. DANNY: Yeah, yeah. I mean, we tried to get it in there in front of them as early as possible, partially because, like, at some point in the user interviews, like, you're mostly just trying to first understand, like, who are our target customers? Who are these people? And we have an assumption of or an idea of who we think they are. But really, like, once you start talking to people, you kind of are, like, okay, like, this thing that I thought maybe it wasn't so accurate, or, like, the way that they're kind of talking about these products doesn't 100% match what I originally walked into this, you know, experiment with. And so, we, like, start to hone in on that. But after a certain point, you kind of get that idea and now you're just like, okay, you seem to be, like, the right person to talk to. And so, if I were to show you this thing, do you get it, right? Like, do you understand what's happening? Like, how to use this thing, what this product even does. And then also, like, does the checkout experience feel intuitive for you? Is it as simple as, like, I just want to buy a T-shirt? So, like, I'm just going to go by the T-shirt, pick a size, and, you know, move on with my life. Can we make it as seamless as that? LINDSEY: And so, you mentioned it's only been a week since it's been live. Have you been able to learn anything from it yet? And how are you trying to drive people to it today? MIKE: Yeah, I think we learned that sales is hard [laughs] and slow, and it takes some time. But it's good, and we're learning a lot. I mean, it's been a while since I've really dug deep in, like, the analytics and marketing kind of metrics. And so, we've got all the Google Tag Manager stuff, you know, hooked up and just, you know, connecting with just exploring, honestly, like the TikTok advertising platform, and the YouTube Pre-Rolls, and Shorts. And, like, a lot of stuff that I actually, since the last time I was heavily involved in this stuff, is just totally new and different. And so, it's been super interesting to see the funnel and sort of see where people are getting in the site, where people are dropping off. You know, we had an interesting conversation in our thoughtbot sync yesterday or the day before, where we were seeing how, you know, we're getting lots of people to the front page and, actually, a good number of people to the product page, and, actually, like, you know, not the worst number of people to the cart. But then you were seeing really high cart abandonment rates. And then, you know, when you start Googling, and you're like, oh, actually, everybody sees very high cart abandonment rates; that's just a thing. But we were seeing, like, the people were viewing their cart seven or eight times, and they were on there sort of five times as long as they were on any other page. And it's this problem that I think Danny is talking about where, you know, we need to actually get a playlist URL. This gets into the minutiae of what we're building, but basically like, we need to get them to give us a playlist URL in order to check out, right? And so, you sort of have to, like, put yourself back in the mind of someone who's scrolling on Instagram, and they see this as an ad, and they click it, and they're like, oh, that thing was cool. Sure, I will buy one of those. And then it's like, no, actually, you need to, you know, leave this, go into a different app, find a play...like, it suddenly just puts a lot of the mental strain. But it's a lot. It's a cognitive load, greater than, as you said, just buying a T-shirt and telling what size you want. So, thinking through ways to really trim that down, shore up the amount of time people are spending on a cart. All that stuff has been fascinating. And then just, like, the different demographic kind of work that we're using, all the social ads platforms to kind of identify has been really interesting. It's still early. But, actually, like, Chris and I were just noticing...we were just talking right before this call. Like, we're actually starting to get, just in the last 12 hours, a bunch more, a bunch, but more people signing up to our email newsletter, probably in the last 12 hours that we have in the whole of last week. Yeah, I don't know, just even that sort of learning, it's like, oh, do people just need time with a thing, or they come back and they think about it? CHRIS: Yeah. Could these people be working on their playlists? That's a question that I have. MIKE: [chuckles] Yeah, me too. CHRIS: It's like, you know, I'm making a playlist to drop into this product. It's really interesting. And I think it gives insight to kind of, you know, how personal this product could be, that this is something that takes effort on the part of the consumer because they're making something to give or to keep for themselves, which is, I think, really interesting but definitely hard, too. DANNY: Yeah. And I also want to also clarify, like, Chris just kind of said it, like, especially for viewers and listeners, like, that's something that we've been hearing a lot from user interviews, too, right? Like, the language that they're using is, like, this is a thing that I care about. Like it's a representation of who I am. It's a representation of, like, the relationship that I have with this person that I'm going to be giving, you know, this gift to or this playlist to, specifically, like, people who feel, like, really passionate about these things. And, I mean, like, I did, too. Like, when I was first trying to, like, date, my wife, like, I spent, like, hours, hours trying to pick the coolest songs that I thought, you know, were like, oh, like, she's going to think I'm so cool because, like, I listen to these, like, super low-key indie rock bands, and, like, you know, so many more hours than she probably spent listening to it. But that's [laughs] kind of, like, honestly, what we heard a lot in a lot of these interviews, so... LINDSEY: Yeah, same. No, totally resonates. And I also went to the site this week, and I was like, oh damn, this is cool. Like, and immediately it was like, oh, you know, I've got these three, you know, music friends that we go to shows together. I'm like, oh, this would be so cool to get them, you know, playlists of, like, music we've seen together. So, you might see me in the cart. I won't abandon it. MIKE: Please. I would love that. CHRIS: Don't think about it too long if you could -- [laughter]. LINDSEY: I won't. I won't. CHRIS: I mean, I would say I'm really excited about having the site not only as a vehicle for selling some of these things but also as a vehicle for just honing our message. It's like another tool that we have in our arsenal. During the user interviews themselves, we were talking in abstract terms, and now we have something concrete that we can bounce off people, which is, I think, going to be a huge boon to our toolset as we continue to refine and define this product. MIKE: Yeah, that's a good point. LINDSEY: Yeah. You mentioned that they're signing up for, like, email updates. Do you have something you're sending out? Or are you kind of just creating a list? Totally fine, just building a list. MIKE: [laughs] No. CHRIS: It's a picture of Mike and I giving a big thumbs up. That's, yeah. [laughter] MIKE: No. But maybe...that was the thing; I was like, oh great, they're signing up. And I was like, gosh, they're signing up. Okay [laughter], now we got to write something. But we will. LINDSEY: Tips to making your playlist [crosstalk 19:11] playing your playlist -- MIKE: Yeah [crosstalk 19:13]. CHRIS: Right. And then also...tips to making your playlists. Also, we're advancing on the collectible side of things, too. We are, hopefully, going to have two pilot programs in place, one with a major label and one with a major artist. And we're really excited about that. LINDSEY: Okay. That's cool. I assume you can't tell us very much. What can you tell us? MIKE: Yeah. We won't mention names [chuckles] in case it just goes away, as these things sometimes do. But yeah, there's a great band who's super excited about these, been around for a long time, some good name recognition, and a very loyal fan base. They want to do sort of a collection of these. I think maybe we showed the little...I can't remember if we showed the little crates that we make or not, but basically, [inaudible 19:52] LINDSEY: The last time, yeah. MIKE: So, they want to sell online a package that's, you know, five or six Goodz in a crate, which I think will be cool and a great sort of sales experiment. And then there's a couple of artists that we're going to do an experiment with that's through their label that's more about tour...basically, giving things away on tour. So, they're going to do some giveaway fan club street team-style experiments with some of these on the road. So, first, it's ideal, provided both those things happen, because we definitely want to be exploring on the road and online stuff. And so, this kind of lets us do both at once and get some real learnings as to kind of how people...because we still don't know. We haven't really put these in people's hands yet. And it's just, like, are people scanning these a lot? Are they not? Is this sort of an object that's sitting on their shelf? Is it...yeah, it's just, like, there's so much we're going to learn once we get these into people's hands. LINDSEY: Do you have the infrastructure to sort of see how many times the cards are scanned? CHRIS: Mm-hmm. Yep, we do. MIKE: Yeah. So, we can see how many times each one is scanned, where they're scanned, that sort of thing. CHRIS: Kind of our next step, and something we were just talking about today with the thoughtbot team, is building out kind of what the backend will be for this, both for users and also for labels and artists. That it will allow them to go in and post updates to the Goodz, to allow them to use these for promotion as people, you know, scan into them to give them links to other sites related to the artists that they might be interested in before they move on to the actual musical playlist. So, that's kind of the next step for us. And knowing how users use these collectibles, both the kind of consumer Good and the artist collectibles that we were just talking about, will help inform how we build that platform. LINDSEY: Very cool. And right now, the online store itself that's built in Shopify? MIKE: Yeah. The homepage is Webflow that Kevin from the thoughtbot team really spearheaded in building for us. And then, yeah, the e-commerce is Shopify. LINDSEY: Y'all have been busy. MIKE: [laughs] LINDSEY: Is there anything else maybe that I haven't asked about yet that we should touch on in terms of updates or things going on with the product? MIKE: I don't know. I don't think so. I think, like Chris said, I mean, we're just...like, now that the site has kind of stood up and we're really switched over to kind of marketing and advertising on that, definitely digging into the backend of this kind of SaaS platform that's going to probably be a big focus for the rest of the, you know, the program, to be honest. Yeah, just some other things we can do on the next front that could eventually build into the backend that I think can be interesting. No, I guess [laughs] the short answer is no, nothing, like, substantial. Those are the big [crosstalk 22:26] LINDSEY: Yeah. Well, that was my next question, too, which is kind of like, what's next, or what's the next chunk of work? So, it's obviously lots more optimization and learning on the e-commerce platform, and then this other mega area, which is, you know, what does this look like as a SaaS solution? What's the vision? But also, where do we start? Which I'm sure, Danny, is a lot of work that you specialize in as far as, like, scoping how to approach these kinds of projects. DANNY: Yeah. And it's interesting because, I mean, we were just talking about this today. Like, part of it is, like, we can, like, really dig into, like, the e-commerce site and, like, really nailing it down to get it to the place where it's like, we're driving tons more traffic and also getting as low of a, like, cart abandonment rate as possible, right? But also, considering the fact that this is in the future, like, large-scale vision. And there's, like, also, like, we're starting to, I think, now iron out a lot of those, like, milestones where we're kind of like, okay, like, we got, like, a short-term vision, which is, like, the e-commerce site. We got a mid-term vision and a potential long-term vision. How do we validate this long-term vision while also still like, keeping this short-term vision moving forward? And, like, this mid-term vision is also going to, like, help potentially, either, like, steer us towards that long-term or maybe even, like, pivot us, like, into a completely different direction. So, like, where do you put your card, right? Like, how much energy and time do we put into, like, each of these areas? And that's kind of, like, the interesting part of this is starting to talk through that, starting to kind of prioritize, like, how we can maximize on our effort, like, our development and design effort so that things just kind of line up more naturally and organically for our future visioning, so... MIKE: Yeah. A lot of different things to juggle. I saw there was a question. Somebody asked what the URL is, but I don't seem to be able to [crosstalk 24:10]. LINDSEY: The same question as me. We got to drop the link for this thing. MIKE: Yeah, getthegoodz.com. CHRIS: That's G-O-O-D-Z. LINDSEY: Get in there, folks MIKE: Yeah, get [crosstalk 24:23]. LINDSEY: And let us know how it goes. MIKE: Yeah, please [laughs]. Any bugs? Let us know. Yeah. I think that those...yeah, I mean, it's a good point, Danny, in terms of juggling kind of the near-term and longer-term stuff. You know, it's a good kind of reminder our big focus, you know, in the new year is going to be fundraising, right? We're already talking to some investors and things like that. So, it's like, okay, yes, as you said, we could tweak the cart. We could tweak the e-commerce. Or, like, can we paint the big picture of what the longer-term version of this company is going to be in a way that makes it compelling for investment to come in so that there can be a long-term version of this company? And then we can build those things. So yeah, it's definitely a balance between the two. LINDSEY: Oh, also, just casual fundraising as well. [crosstalk 25:06] MIKE: Yeah, yeah. LINDSEY: [laughs] MIKE: But it's hard. It's like, you wake up in the morning. It's like, do I want to, like, write cold emails to investors? Or do I want to, like, look at Google Analytics and, like, tweak ad copy? That's actually more fun. So, yes. LINDSEY: Yeah, life of the founder, for sure. All right. So, that's getthegoodz (Goodz with a z) .com. Check it out. We'll tune in and see what happens with the e-commerce site, what happens with the SaaS planning the next time that we check in. But Chris, Mike, Danny, thank you so much for joining today and sharing what's been going on over the last few weeks: the good, the bad, the challenge, the cart abandonment. And, you know, best of luck to you over the next few weeks, and we'll be sure to check in and see how it's going. AD: Did you know thoughtbot has a referral program? If you introduce us to someone looking for a design or development partner, we will compensate you if they decide to work with us. More info on our website at: tbot.io/referral. Or you can email us at referrals@thoughtbot.com with any questions. Transcript:  LINDSEY: Thank you to our viewers and listeners. We are catching up once again with one of the startups going through the thoughtbot Incubator. My name is Lindsey Christensen. I'm joined today by Jordyn Bonds, who heads up the thoughtbot incubator, as well as our Co-Founders of Goodz, Chris Cerrito and Mike Rosenthal. Welcome, everybody. MIKE: Thanks, Lindsey. LINDSEY: Before we get started, before we put Chris and Mike back in the hot seat, at the top here, Jordyn, we have a special announcement for our viewers and listeners. JORDYN: Application window is open for session 1 of 2024, folks. You can go to thoughtbot.com/incubator and apply. And Chris and Mike can tell you how easy or hard applying was. MIKE: It was easy. It was totally easy. It's a very straightforward process. CHRIS: Yeah, it was way more straightforward than a lot of applications that we've dealt with in the past, for sure. JORDYN: Ha-ha. And if you've got a business idea that involves software but you haven't gotten anything out there yet, come talk to us. We will help you make sure that it's a good idea and that there are people who might buy it, and maybe get you even a little further than that. MIKE: We actually have a friend who's considering applying. I'll tell him applications are open. He's worried his idea is not big enough to actually be a business idea, so we'll see. CHRIS: Even the process of doing the application was really helpful for us because it helped us get aligned on exactly what we were doing, yeah. JORDYN: I love that. And I found that to be true when I was a founder applying to some of these things, in particular, applying for an SBIR grant was one of the most challenging things that we did, but it was so productive. I was so annoyed by it at the time, and then I cribbed from that thing. It actually sort of forced us to make a business plan [laughs], and then, basically, we ran it, and it was great [laughs]. CHRIS: Yeah. I think that was, for us, that was our point where we were like, "Is this idea fleshed out enough to move forward?" And we were like, "Yes, it is. Let's go. Let's do this." JORDYN: So, use the application as a forcing function, everybody. It will help you clarify your thinking. LINDSEY: Yeah. Jordyn, what would you say to Mike's friend who's questioning if their idea is big enough? How do you respond to that sentiment? JORDYN: That is a fascinating sentiment because I feel like so much more often, I am trying to help founders with the opposite problem where they think this thing is so big that they are not thinking about what step 1 is going to look like. They're just, like, in 10 years, we're going to be the next Amazon, and I'm like, "Maybe [laughter]. Let me help you figure out how to get to that giant vision." So, I don't come across the "Is this big enough to be a business?" question as often. And, I don't know, what would I say? I guess I need the details. LINDSEY: It could be a perfect fit MIKE: It could be. JORDYN: It could be a perfect fit. LINDSEY: In a way, that's what you're answering, right? MIKE: Right. LINDSEY: In some of this work. MIKE: That is true. So, yeah, you guys would certainly...just thinking through the process we've gone through the last two months, it would definitely help them flesh that out. LINDSEY: Which is a great segue. MIKE: Great segue. LINDSEY: Chris and Mike, we're actually coming up to the end of your incubator time. CHRIS: It's so sad. LINDSEY: Can you believe it? MIKE: It's gone by really fast. I mean, eight weeks is not a long time, but it has gone by very, very fast. CHRIS: It felt like a very long time in the middle of it. MIKE: [laughs] CHRIS: But now that it's over, it feels like a blink that it's coming to a close. MIKE: I don't know. It's funny. I think we had some note in our retro today that was like, maybe the very end of the year is not the best time to do an accelerator just because you have, like, the holidays kind of jumping in here in the end. So, that might have helped make it feel like a... I feel like the end of the year always feels like a rush anyway. So, I think just life gets a little bit busier this time of year, too, but yeah. CHRIS: Yeah, my gingerbread man decorating game is, like, really down this season because we've been so busy. Tragic. LINDSEY: Chris, can you remind our viewers and listeners who might not be familiar what was the idea that you and Mike have been exploring with the incubator or, like, what did you come in with? CHRIS: So, with Goodz, what we're trying to do is make little, physical collectibles objects that connect back to the digital content that a user loves. The idea being that today, we are awash in these digital files, links, so many things on our desktops, on our phones, on our devices, and it's really hard to tell which part of those are really, really important to us. So, by giving them a presence in the physical world, that denotes that's something that's really important, worth keeping, worth sharing, and showing off to your friends and family. And to start this off, mostly because Mike and I are both kind of music nerds, we're starting off with a music focus, but at some point, we're hoping to move into other realms, too. LINDSEY: And a lot of the incubator, as repeat listeners will know, is focused on really kind of evolving user interviews all the way through and narrowing in on, you know, a core audience, a core market. Mike, how has that evolution been? I think the last time we chatted was around three weeks ago. What has the latest iteration of user interviews looked like in terms of the people you're talking to and even what you're asking them? MIKE: It's been a really fascinating process. I mean, I'm trying to think of where we were exactly the last time we talked to you, but I think we'd probably just launched the e-commerce site that we had been experimenting with putting up. LINDSEY: Yeah, exactly. MIKE: And so, and we really then started cranking on user interviews kind of once that was live. And so, moving away from the conceptual and more into like, "Okay, share your screen. Here's the link. Like, tell me what you think is going on here," and really sort of getting users who had never, you know, never heard our pitch, never been involved with us to sort of try to wrap their heads around what we are and what we're doing just based on that website and trying to sort of make iterative changes based on that. You know, for me, because I had not done user interviews very much in the past, like, it's very tempting, like, you get sort of 1 note from 1 person in 1 interview, and you're like, oh, we need to change this word. That word didn't make any sense to them, or this thing needs to be blue instead of pink. I think, for me, it was like, all right, how do we kind of synthesize this data in a responsible way? And it emerged naturally, which, I mean, Jordyn and all thoughtbot folks said that it would, but you sort of started hearing the same things again and again. And we never really got to a place where, like, you heard the exact same things from everyone. But there were enough buckets, I feel like, where we're like, okay, like, this part really isn't making that much sense to people, or, like, we do really need to, you know, structure this differently to convey. So, it was a bunch of that kind of work over the last three weeks or so and sort of just getting a sense of like, are we conveying our message? It's hard. I mean, it's a new, like, we're not the only people making physical products with NFC chips in them, but it is not the most common, like, product. Like, it is kind of a new category out there. And so, really trying to understand just right off the bat, do people get it? And you get wildly different answers [laughs] as to whether they get it or they don't, which has been fascinating, too. JORDYN: Yeah. [crosstalk 7:12] LINDSEY: Chris or Jordyn, anything to add there? JORDYN: Yeah. You get the best, like, bootcamp in the don't overreact to a single user interview experience in some ways because we [laughs]...it would literally be like, interview in the morning someone says this thing. Interview in the afternoon, someone says the exact opposite thing [laughter]. And you're like, okay [laughs], like, which one of these things are we going to respond to, if either of them? CHRIS: Yeah. It's hard. As somebody with, like, a strong desire to please, it's hard to reign yourself in and want to change things immediately, but it definitely makes sense to do so in the long run. MIKE: But yeah, but, I mean, like I said, I do feel like it kind of came down to buckets. It's like, okay, you're that. I can, like, categorize you with all those other people and you with all those other people. And yeah, I hear you. I'm like, yeah, it's tempting to want to please them all. But I think with this one, we're fighting hard to be like...or we sort of have a philosophy that this product is emphatically not for everyone because, at the end of the day, you get a lot of people who are like, "Wait, you're just putting a link to a streaming playlist on a physical object? Why don't I just text someone the link?" And sometimes that breaks down by age group, like, 18-year-olds being like, "What are you talking about, old man? LINDSEY: [laughs] MIKE: Like, why the hell would I do that? It makes no sense." But it sort of skews all over the age ranges. But then there'll be other people who are 18 or 20 years old who are like, "Wow, I never had cassettes when I was growing up," or "I never got to make, you know, mixtapes or CD-Rs for people." And like, you know, so it's, yeah, it's about finding the people who are the early adopters. As Jordyn has said a lot, it's like, we need to find those early adopters and, like, make them love us, and then other people will come later. CHRIS: I mean, some of the most gratifying moments, I think, are there's been some interviews where people have been so excited that after the interview, they've gone and purchased our products, which is just, like, the coolest feeling ever. LINDSEY: Wow. MIKE: Yeah, it's pretty cool. LINDSEY: Are you open to sharing a little bit more about what those buckets or what those segments look like? CHRIS: I mean, I think there's folks who outright just get it almost immediately, and I think those people tend to be hardcore music collectors, hardcore music fans, Jordyn and Mike, please feel free to jump in if you disagree with any of this. They just get it right off the bat. Then I think there's, in my experience, there's another bucket of people who are a little more hesitant, and maybe they wouldn't buy it, but they seemed really excited about the idea of getting one as a gift, which is really interesting. They're like, "I don't know if I'd buy this, but I'd really like to have one." And then there is another segment, like, which Mike just mentioned, of folks who just don't see the value in this whatsoever, which is totally fair. MIKE: Yeah, totally. I think it's also...I see it almost as, like, a matrix. There's, like, desirability, and, like, technical understanding because people were like, "I technically understand what this is, and I do not want it in my life." Or like, "I get what this is and, oh my God, I have to have that," or like, "I don't really understand what you're talking about, but, man, I love physical stuff. Like, sure I want..." you know, it's like, it goes across those two planes, I think. JORDYN: I will say that it, I think you alluded to this before, Mike, but, like, we're going to run a whole analysis of...because we did a ton of interviews, and we haven't actually done that, like, sort of data-driven thing of like, are there trends in the demographics somewhere that we're not getting? Because the pattern has not been there. Like, someone will talk to an 18-year-old, you know, at 1:00 p.m. who is just, like, "Why on earth would I ever want this?" And then I, like, you know, will talk to a 21-year-old who is like, "I love this." And it's like, why? Like, this is the answer. The thing we're trying to get out now is, like, what is the difference between those two people? It's not a demographic thing that we can see from the outside, so what is it instead? But with consumer stuff like this, often, you don't necessarily...you don't need that in such great detail when you're starting. You just kind of, like, throw it out there and see who grabs it, and then you start to build sort of cohorts around that. And that is kind of what these interviews have shown us is that there are people who will grab it, and that was part of what we were trying to validate. Are there people who Mike and Chris do not know personally who will, like, get this and be psyched about it immediately? And that is, you know, check unequivocally true. Like Chris said, there are people that we were, you know, that we had recruited on this user interviews platform [chuckles] who then just turned around and bought the product because they were so psyched about it. One of the guys I interviewed was like, "Can I invest in your company right now?" Like, during the interview, and I was like, "Maybe?" [laughs] CHRIS: There was, like, another person who wanted to work for us immediately... JORDYN: Yes, great. CHRIS: Which was really interesting and kind of awesome. JORDYN: Yeah, they're like, "Are you hiring?" You're just like, okay. So, it's validating that there are people all over that spectrum. Like, where those trends lie, though, which is, I think, what you were asking, Lindsey, not as straightforward and in a fascinating way. So, we still have a little more, like, number crunching to do on that, and we may have an answer for you later. LINDSEY: That's exciting. Exactly. I'm curious: what are the connecting dots between the folks who are really into it, and how might that impact how you approach the business? MIKE: Yeah, it's hard. It's definitely going to be a niche to start. And so, we got to figure out kind of got to crack the code on how we find those people. LINDSEY: And, Mike, I think you had also mentioned last time that, you know, you or both of you have a network kind of in the music industry, and you've been floating the idea past some people there. Have you been having more of those conversations over the last few weeks, too? MIKE: We have, yeah. Well, so yeah, we've had a couple more just kind of straight-up pitch calls versus like, "Hey, there's this cool thing we're doing," and having those people be like, "Cool. Let's do a pilot." And so, they're ordering, you know, 500 or 1,000 units at a time, which is rad. LINDSEY: Whoa. MIKE: For the first...yeah. LINDSEY: Okay, very cool. MIKE: Yeah. The first two or three of those should happen in January or maybe early February, but yeah, those are done and in production and arriving soon. So, that's really exciting with some cool bands. We won't say the names in case it doesn't [laughs] work out, but it does look like it's going to work out. LINDSEY: And so, it's specific bands that are creating merch for their fans. MIKE: Yeah, yeah. So, we're working with one artist manager on a band that he manages, and then we're working with a record label. And they're going to try with a couple of smaller artists. And so, yeah, it's actually really good for us. One is going to be straight-up sales, most likely, and it's, like, selling these things. And the other ones will be given away as kind of promo items on tour artists, which is also a really interesting use case for us, too, that we're excited about and using them as a way to sort of get email addresses and, like, fans engaged and stuff, so... And then yeah, then I had another conversation, and they want to talk about doing some pilots. So far, like, that side of things is going great. We're sort of 3 for 4 in terms of initial calls leading to pilots right off the bat, which is kind of unheard of from [laughs] my experience. LINDSEY: Yeah, I'd say so. No, a lot of very good signals. MIKE: Really good signals. But then we were able to turn some of those into user interview conversations, actually, as well over the course of the last couple of weeks, which has been really helpful, like, talking to manager and label-type people about what they might want out of a software product that is associated with this because we're not just thinking about making physical products but sort of coupling that with an online toolset. And that part, we haven't gotten as far along as we did with the direct-to-consumer e-commerce, but it's been fascinating. LINDSEY: So, what has been happening with the online shop? As you noted the last time we talked, it was just a baby less than a week-old Shopify site getting, you know, some first hits of people going around maybe putting things in their basket. I'm sure a lot has happened over the last few weeks. What kind of work, what kind of insights have you seen around the site? CHRIS: We've been, I mean, we've been selling stuff at a slow but steady pace. It's been great because it's enough to, you know, because our product really straddles the line between physical and digital; there's a lot of physical aspects to this that we need to figure out and kind of the level of orders that we've been getting have been really...it's, like, the perfect number to think about fulfillment issues, things like what kind of package does this go in? How do we mail this out? Things along those lines, just very basic, practical questions that needed to be answered. But yeah, it's been great. We actually, I mean, we hit our goal for the amount of these that we wanted to get in people's hands before Christmas, which is pretty awesome. And we continue now with the lessons learned. I think our plan is to try and make a push for Valentine's Day because these seem like they would be a great Valentine's Day present: make a playlist; share it with your loved one; share it with a friend; share it with somebody you don't like at all. Who knows? LINDSEY: [laughs] CHRIS: But yeah, that's kind of our next sales push, we think. LINDSEY: The hate playlist. CHRIS: [inaudible 15:40] hate playlist. MIKE: Yeah, perfect. Real passive-aggressive. CHRIS: Just Blue Monday, like, by New Order, like, 14 times. LINDSEY: [laughs] Yeah, every song is just like a sub-tweet... MIKE: [laughs] LINDSEY: About something they've done and [inaudible 15:53] Have you updated the site? Like, how do you decide what gets updated on the site? [laughter] Everyone laughed. MIKE: It was a little haphazard, I would say, there for a minute. But -- CHRIS: We got the site up very, very quickly. And from my perspective, I've been dealing a lot with the physical side of things, just getting great product photos up there, which is, like, something that thoughtbot has actually been super helpful with. You know, everybody on the team is starting to submit photos of their Goodz in the real world and using their Goodz, which is great. And we continued to update the site with that but also making sure our text made sense, refining copy in response to things that people said during user interviews. The checkout process, the process of adding the URL that we point the Good to that, we did a bunch of experimentation there based on what people were saying during user interviews. So, it has been a little haphazard, but we have made a bunch of changes. LINDSEY: Jordyn, has there been any experiment, like, structured experimentation around the site or how you're getting people to the site? JORDYN: Mike actually did a little bit of ad funnel work that I don't think we've, like, even remotely scratched the surface of. So, I wish I could say that was conclusive, but I think we've found a little bit more...here are plenty of sales that are from people that nobody here knows. MIKE: True. JORDYN: So, people are finding out about this somehow [laughs]. But I think it's a little bit, like, word-of-mouth sort of chain of events is our sense so far. I wanted to say, though, about the site, we did get what Chris was saying about, like, this experiment was, in part, about fulfillment and figuring out how fulfillment would work and packaging, and not just messaging and not just closing the sale with consumers, but also, just, like, how do you fulfill these? But one of the really fun things we've managed to do in the last, since we talked last time, which I can't even believe...I feel like this wasn't even a gleam in our eyes for this project, but we managed to get out, like, stood up and out the door, and working in production in the last few weeks is a way for folks to actually assign the URL to their mixtape themselves. Previously, the plan had just been for Chris and Mike to do that, which is fine but a little bit unscalable, right? CHRIS: That was a huge dream or, like, that was high on our wish list. And we didn't think we'd get to it. And it's been pretty amazing that we have, yeah. JORDYN: Yeah, so that was one thing that is an update to the site. So, then we had to do a little bit of, like, micro iterating, on, like, the messaging around that. Like, how do you communicate to people? This is, like, a little bit of an abstract challenge, right? Like, here's this object. It's going to point to a digital thing. How do you tell the physical object which digital thing it's pointing to [laughs]? So, a lot of our recent interviewing has been to sort of get inside the mind of the consumer about how they're thinking about that and how we can best communicate that to them. So that's been a lot of the, like, recent iteration is getting that mechanism stood up and then the messaging around it. CHRIS: It's also really cool because it adds to the utility of the object itself in the sense that now our Goodz, when a user gets one, they can add a URL to their Good themselves, but they can also change that URL. So, it's much more malleable. JORDYN: Which is something that in one of our early user interviews was, like, a hot request [laughs], and we were like, "Someday, someday." And it's, you know, I should actually go back to her and be like, "Someday is today." [laughter] MIKE: Well, yeah, and just as Chris was saying, it just makes it so much easier to ship these out without having to manually load them, and you could sell them, and yeah, retail outlets, like, it just opens up a lot of opportunities for us for them. LINDSEY: And Mike mentioned that some of the, like, kind of future looking aspirations for the solution are, you know, how might you figure out the B2B, like, SaaS aspect of it? Jordyn, is that something that's been explored at all at this point, or is it early? JORDYN: That experiment I just described is actually sort of the link between the two projects. It sort of proves the concept and proves the value in some ways, and it has given us a little bit more visibility into sort of how we're going to execute some of this technical stuff. Like, how easy, how difficult is it going to be? These little experiments all build your confidence around your ability to do those things and what it's going to look like. And so, this experiment absolutely feeds into that question. But I would say it was really this week where we got to have a really fun brainstorming sort of blue sky conversation about that that I don't think would have been nearly as both creative and blue sky or rooted in reality as it was if we hadn't done these experiments and hadn't talked to so many...we had so much work...we could participate in a conversation like that so much more confidently and creatively because all of us had a lot more shared context. So, we really got to dream big, like, what is a SaaS platform built around these physical objects? And I don't want to, you know, I'm not going to give it away at this moment because we had a lot of, like, really cool ideas. It's one part talking to the B2B customer, which, you know, you mentioned earlier, getting what their pain points are, and what they're looking for, what they need, but then also dreaming big about now we understand the technology a little bit more and how it feels to use it. What does that unlock in our brains? The analogy I used in that conversation and that I use all the time is like, the users of Twitter invented hashtags, right? Twitter did not invent hashtags. And so, hey, everybody out there, newsflash: users invented hashtags, not Twitter or something else, if you didn't realize that Twitter was where those things kind of emerged. But there was just a user behavior that was happening in the wild, and Twitter was just very good at making that easier for them, looking at that and being like, "Oh, hey, is this a thing you all want to do? Here, we'll make that even more useful for you." And it was part of Twitter's early success that they were able to do that. And so, that was the kind of thinking we were trying to employ here is, like, now that we have these objects and we understand a little bit more how it feels to use them, you get these second order effects. What does that then make us think of? What is then possible to us that we wouldn't have been able to dream of previously because we didn't quite get it? So, that was really happening this week. LINDSEY: So, as the incubator time wraps up, what are the kind of final activities or deliverables, one, that Goodz wants and you know that they're going to get? What are the parting gifts as we send you out into the next phase? MIKE: Yeah, well, loads of stuff. I mean, we're getting all that code that [SP] Guillermo and the guys worked on to let people set their own playlist settings. And we've got that up in a GitHub repository now. And we've got a bunch of great design work that's all being handed over, like Chris was saying, product shots that a bunch of the team members were taking, synthesizing all the user interviews. We're actually sort of making some kind of final reports on those, so it's kind of more usable, actionable data for us. The whole website, you know, that didn't exist before. And that will sort of continue to grow as the entire website for Goodz moving forward. I don't know. That's a lot. What else was there, Chris? CHRIS: As a result of all that, I mean, one of the things I'm most excited about is now we have a small user base who actually has the physical products that, hopefully, we can get them to answer questions. That's huge for what's coming next. Starting the path towards the SaaS platform, too, it's really helped narrow our scope and think about, you know, how to make that successful or if it will be successful. LINDSEY: Yeah, that sounded like a big discussion this week that I know has been on your minds from the beginning. Wait, the last time, also, you said you were starting to get emails, too. Have you emailed anyone yet, or are you still holding on to them? MIKE: Oh. No, I still haven't sent a newsletter out [laughs], actually, but we have Mailchimp set up. Yeah, no, we've got a good kind of core of our, yeah, early folks on there. We'll start getting a newsletter out with some sort of regularity. We're building up the socials very slowly just focusing on Instagram mostly right now and trying to get back into that game. It's been a long time since I've had to do kind of social marketing stuff. And so, it's a lot of work, as it turns out, but we'll get all that cooking. I think this was just such a sprint, working with the thoughtbot folks and trying to get all this stuff done. Before the end of the year, now we can sort of take a breath and start engaging folks in the new year. LINDSEY: Yeah. Well, so, do you know what you want to do next or what the next phase looks like? Are you going to do fundraising? MIKE: We're certainly going to continue to have some fundraising conversations. We've had some conversations emerge over the last, you know, since we've been in thoughtbot, again, not the greatest time of year to try to be raising a round. But we're also not, like, desperately, urgently needing to do that right this second. I think, you know, part of it is the fundraising landscape, you know, doesn't look amazing. And we're still sort of building out a lot of traction, and sort of every week, there's some new, exciting thing, or we've got some new, big artists who wants to do something. So, I think, in some ways, to the extent that we can bootstrap for a little while, I think we will, yeah. So, we will focus on...I'd like to get back to focusing on, like, B2B sales. I'd like to hit the ground in January and just start talking to a bunch of music industry folks. And thinking ahead a little bit, sort of Q1 and Q2, like, what are the big tentpole events? You know, you got South by Southwest coming up in March. You got Record Store Day in April, or whenever it is. But, you know, there's, like, a bunch of those sorts of things that it's like, oh, let's not let those things suddenly be tomorrow. Like, right now, they're all still two or three/four months out. Like, let's make sure we're queued up for those things and see what happens. And Jordyn has been giving really good advice on the fundraising side where it's just like, just keep getting cool stuff like that and just do almost like little drip campaigns with funders who aren't maybe giving you the time of day or think it's too early, and just kind of keep going back to them. Like, the best excuse to go back to funders is like, "Hey, we just closed this new thing. We just launched this new thing. We just got this thing working. Hey, we're launching with this major band," Like, enough of those happen, and I think the fundraising will happen more organically. It's a strategy. CHRIS: I think we're really lucky in the fact that, you know, now, at this point, we're not talking about vapourware, you know, like, these are actual things that actually exist that, like, anybody could go onto our site right now and buy, which is awesome. And because of that, the product's going to continue to evolve, and, hopefully, our sales record will continue to evolve, too. LINDSEY: Amazing. Well, that feels like a good place to wrap up, maybe. Are you going to hang around in our incubator Slack, the thoughtbot incubator Slack for all our past founders? MIKE: Yes. Emphatically, yes. LINDSEY: Okay. We're holding you to it then [laughs]. CHRIS: I'm excited about that. We met with the other founders yesterday for the first time, and it was a really great and interesting conversation. It was cool seeing how diverse all these projects are and how folks are working on things that we had no idea about and how we're working on stuff that they have no idea about, and it was really great. It felt like a good cross-pollination. MIKE: Agreed. LINDSEY: That's awesome to hear. Jordyn, any final thoughts? JORDYN: [inaudible 26:58] out there listening and watching and want to join this community of founders [laughs], don't you want to have office hours with Chris and Mike? LINDSEY: All right, thoughtbot.com/incubator. You can apply for session 1 of the 2024 incubator program. And yeah, you two, if you have more recommendations, referrals, definitely send them our way. Chris, Mike, Jordyn, thank you so much once again for joining and catching us up on all the exciting developments for Goodz. MIKE: Thank you. LINDSEY: A lot of really cool milestones. JORDYN: I got to say, so much good stuff. And like, you know, just wrapping it all up almost diminishes the impact of any single one of those things that we just talked about, but it's, like, pretty amazing. People out there, apply to the incubator but also go buy yourself a Goodz mixtape. It's cool with playlists on it. MIKE: It's a good point. JORDYN: Give it to your BFF. Come on. LINDSEY: Getthegoodz.com. MIKE: Getthegoodz.com. Awesome. LINDSEY: All right. Thanks, Chris and Mike. AD: Did you know thoughtbot has a referral program? If you introduce us to someone looking for a design or development partner, we will compensate you if they decide to work with us. More info on our website at: tbot.io/referral. Or you can email us at referrals@thoughtbot.com with any questions. Special Guests: Chris Cerrito, Jordyn Bonds, and Mike Rosenthal.

MS can affect the ability to perform activities of daily living. Driving is the most complex activity of daily living performed every day. Driving requires adequate vision, motor, memory, and thinking skills, and MS can affect all these areas. Join Patricia Niewoehner, OTR/L, CDRS to learn how MS can affect driving, what to look out for, and the adaptive equipment available to help keep you safe.

We're joined by musician Dan Boeckner (Wolf Parade, Divine Fits, Handsome Furs, Operators, Arcade Fire) to chat about his life and career in music. We touch on everything from terrible tour stews, leveling up to arena shows, burning CD-Rs in hotel rooms, telemarketing, too much fog machine and more. We also spend a good deal of time on the constantly shifting landscape of online and digital music distribution, how it's affected his career, and why it's so difficult to buy a simple dang .WAV file. Finally, Dan teases some upcoming projects that the Boeckner! heads will really enjoy. Dan's back on social media, please follow him so he can promote his stuff: Twitter: @d_boeckner Insta: @boec_kner Also, if you're not listening to Pretty Dim Wonder, the narrative fiction comedy podcast Dan does with Charles from Episode 1, you absolutely should. I think most And Intro heads would get a kick out of it: https://pod.link/1618321478

Rafa Latorre reflexiona en su monólogo sobre la falta de acuerdo entre PSOE y Junts, Marta Rovira y los CDRs y la consulta del PSOE. 

Programa completo de 'La brújula' con toda la actualidad informativa marcada por la falta de acuerdo entre PSOE y Junts, Marta Rovira y los CDRs, la consulta socialista, la visita de Blinken en Israel, el paro y la afiliación en octubre, el incendio en Valencia. 

⭐ My guests today are my collaborators at Terraset, the anti-GHG 501c3 that purchases CDR (aka, carbon removals) using philanthropic dollars. Adam Fraser is our new CEO. Alex Roetter is the founder and also GP at Moxxie Ventures. Erzsi Sousa is also a Board member and wizard brand strategist. I guess I'm a host and guest, too, as a cofounder and Board member of Terraset, too. ---

For the 20th anniversary of The Postal Service record, GIVE UP, we take a detailed look at how it was made. After Jimmy Tamborello was looking for vocalists to collaborate with for a Dntel album he was working on, he connected with Ben Gibbard of Death Cab for Cutie. Gibbard agreed to provide vocals for a track that became, “(This Is) The Dream of Evan and Chan.” The two of them worked so well together that they decided to work on more material and form a new project. Tamborello's friend, Tony Kiewel at Sub Pop heard about their collaboration and suggested they would be interested in releasing a full album. Tamborello got to work creating instrumentals at his home in Los Angeles and would mail rough mixes of the tracks on CD-Rs to Gibbard in Seattle. Gibbard would then come up with the melodies and lyrics, recording his vocals and other instruments to send back to Tamborello. Over the course of the year, they would keep collaborating through the mail, enlisting Jenny Lewis and Jen Wood to provide additional vocals. After the ten tracks were nearly complete, they met in Los Angeles to finish mixing the album. GIVE UP was eventually released in 2003. In this episode, Gibbard describes how these Postal Service tracks that Tamborello would send were nice breaks in his writing schedule for Death Cab for Cutie, who were in the middle of writing TRANSATLANTICISM. Because their collaboration started so spontaneously, he describes how this approach opened up his writing and pushed him into new territory. Tamborello describes how he initially conceived of a more experimental project but quickly changed directions as the tracks became more pop oriented and Gibbard's melodies were so infectious. With the limited technology of the early 2000s, he describes how the album was made almost entirely on a Kurzweil K2000 synthesizer and how he would manipulate sounds and sample classical records for added effect. As the concept of remote collaboration has taken off in recent years, GIVE UP remains a fascinating document of its time. From the unlikely marriage of indie rock and electronic music in the early 2000s to the slow process of mixing by mail to the spontaneous idea of asking Jenny Lewis to sing on the album, to the key influences of Bjork, Liz Phair, Conor Oberst and Stephin Merritt to the mysterious effortlessness of the whole project, we'll hear the stories of how the record came together.

This week, host Tanishka Sodhi is joined by Newslaundry's Basant Kumar and Shivnarayan Rajpurohit. Basant reported that state broadcaster Doordarshan uploaded videos on the YouTube channels of DD National and DD News UP, passing off BJP members as “common Muslim citizens” batting for the Uniform Civil Code. He explained how the broadcaster had laid aside journalistic ethics to exhibit its skewed reporting on UCC. Shivnarayan reported on the politics around Saudi moderate Muhammad bin Abdul Karim bin Abdulaziz Al-Issa's visit to India. He delved into how national security adviser Ajit Doval was lauded at a Delhi event hosting the Muslim World League secretary general. He explained the controversy around Al-Issa's visit, with reports linking it to the government's push for UCC. He also spoke about the significance of his visit for the Modi government.Tune in.Timecodes00:00:00 - Introduction00:01:23 - DD News00:10:03 - Al-Issa00:30:37 - RecommendationsRecommendationsBasantYaad Ho Ki Na Yaad HoShivnarayanPhotos show WFI chief Brij Bhushan ‘making advances', CDRs match location in testimony: Police chargesheetTanishkaCourtProduced by Tehreem Roshan and Saif Ali Ekram, recorded by Naresh Kumar, and edited by Umrav Singh. Hosted on Acast. See acast.com/privacy for more information.

Vegetable gardens have become an unexpected treasure troves of mixtapes. Gardeners, whether for practical purposes of scaring away birds or in bursts of inspiration akin to communal art, put into use CD-Rs, long-forgotten by their children, and hang them on the vegetable plots, hardly suspecting the musical gems these discs contain. We found one of these CD-Rs in a garden in Avdotino. There are the words written on it in blue: «For the car. 03.06.2002»

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW MillennialMojo on Twitter: https://twitter.com/MillennialMojo Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/channel/UCbj1hYaUwwvjBFqvl-IVfQw Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS (0:00) - Intro & Investing Philosophy (5:25) - ETFs: VDY, VFV, SCHD (10:50) - What about investing in other markets? (13:20) - Dividend investing (15:50) - Is Bell's dividend safe? (18:50) - Algonquin Power (23:28) - Canadian banks (32:30) - DCA, Market timing, opportunistic buying (37:00) - USA allocation & CDRs (41:35) - Brookfield (51:30) - Long term and shorter term investing (57:30) - Telecom sector and Quebecor (1:05:40) - Tech stocks (1:19:00) - Tesla (1:24:00) - Best and worst investments

This week, Kate discusses a topic adjacent to her newly released book cover: early 2000s burned CDs, where a generation of baby pirates took on the music industry with a stack of CD-Rs, a sharpie, and a dream. She goes through some brief history of peer-to-peer sharing sites, talks through the millennial version of ‘walking miles in the snow' aka buffering, discusses changing her entire personality to impress boys via music, then reads some listener anecdotes about their favorite memories, soundtracks, song orders, and themes resulting from this period of time where teens casually committed a federal crime in the name of curating a vibe. Enjoy!Pre-order my book, One in a Millennial here!

On this episode we talk with Nicole Thonn, OTR/L, CDRS, CDI and disability advocate Riley Spreadbury about driver rehabilitation. Driving impacts so many of our occupations day to day and drivers rehab is a vitally important service for our clients.

Gamification? Neurotechnologies? Neurorehabilitation? Meet and greet our Neurocareers podcast guest - an occupational therapist Dorothee Zuleger! Dr. Zuleger shares how neurotechnology and gamification become game-changers in helping people restore their impaired motor function. You will learn the ins and outs of establishing your private neurorehabilitation practice! Also, you will find out the advantages neurotech creates to stay competitive in your field and have clients coming from around the world to receive your services! About the podcast guest: Dorothee Zuleger is an occupational therapist specializing in advanced neurorehabilitation and rehabilitation technology, such as brain-computer interfaces (BCI). Dorothee is the owner of The Neuro Hub - a private practice dedicated to helping people achieve their highest level of function and independence. The Neuro Hub provides hands-on, evidence-based skilled occupational therapy for adults and children with various neurological conditions. Contact information: https://www.theneurohub.com/ info@theneurohub.com About the podcast host: The Neurocareers podcast is brought to you by The Institute of Neuroapproaches ( https://www.neuroapproaches.org/ ) and its founder - Milena Korostenskaja, Ph.D. (Dr. K) - a neuroscience educator, neuroscience research consultant, and career coach for students and recent graduates in neuroscience and neurotechnologies. As a professional coach with a background in the field, Dr. K understands the unique challenges and opportunities facing students in this field. Whether you're looking to apply for jobs, build your professional network, or develop your research skills, Dr. K can provide personalized coaching and support to help you succeed. What you'll get: One-on-one coaching sessions to help you identify and pursue your career goals; Tailored guidance on job search strategies, resume and cover letter development, and interview preparation; Access to a network of professionals in the field of neuroscience and neurotechnologies; Ongoing support and guidance to help you stay on track and achieve your goals. You can always schedule a free neurocareer consultation/coaching session with Dr. K at: https://neuroapproaches.as.me/free-neurocareer-consultation Also, find your support in the Your Support Station podcast with Dr. K here: https://www.neuroapproaches.org/podcast-2

For this episode, we gathered the most popular questions we received during the fall of 2022 for Mike to answer in a Rapid FIRE Q&A! There are around 20 questions covering both stocks and strategies to which you'll get straight answers! For the complete show notes, make sure to check out our website: thedividendguyblog.com/101 Twitter: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r

This very special episode is a tribute to the mp3 blog "Crud Crud", run by Scott Soriano, that existed from 2005-2012 and which was a premier bargain-basement crate-digging site of outstanding R&B, surf/hot rod instrumentals, Latin loopiness, garage pop and global exotica, all on 45s, mostly but not exclusively from the 1960s. I used to download like crazy from this thing and ultimately compiled four 80-minute CD-Rs of favorites from his blog. This special episode shares an hour of the best of 'em, all super under-the-radar gems across many genres. Track listing:BARNSTORMERS - Bug Stompin' (Stomp That Roach)LOS CRAZY BIRD'S - Soy NormalEL CLOD - GringoLINDA LAURIE - Jose He SaySUZI JANE HOKOM - HomeWHIZZ KIDS - Sweet HoneyTHE CARAVELLES - Lovin' Just My StyleSPOONER'S CROWD - Two In The MorningDE-FENDERS - Drag BeatDYNAMIC DIAL TONES - BossTHE SUPER DUPERS - The Jungle JingleMANUEL & THE RENEGADES - Rev-UpRINKYDINKS - Hot Potato (Part One)THE TRIPLETS - Baghdad BeatJAN MINK - Come On InDAVID McCALLUM - CommunicationDON CARSON & THE CASUALS - Yes Master!JEAN KASSAPIAN - The SnakeWILLIE TOMLIN - Check Me BabyJIMMY J & THE MARK-LEE SOUND - I'm a Lover ManJEANETTE WILLIAMS - You Gotta Come ThroughLULU & THE LUVERS - Forget Me Baby

From NDAs to KCs to CD-Rs, David Allatt (of Finding Drago) cracks into us about how the frick episode 3 of the world's most spectacular webseries, FINDING YEEZUS, got fricking made.  LINKS FINDING YEEZUS: EPISODE 3 on YouTube FINDING DRAGO: The Podcast on Spotify and on Apple Podcasts Check out our website, pick up some merch or submit a mystery on FindingYeezus.com Send QUESTIONS to us on socials or FindingMysteries3030@gmail.comSee omnystudio.com/listener for privacy information.

This week we have Nick Tazza of Algernon Cadwallader, Dogs on Acid, and Ape Up! to talk about Weezer's debut The Blue Album. We go really deep on regional punk scenes, what its like to be a Jade Tree recording artist, the Ferret Music office, X-Fest, Radio Shack, the Be Happy house, bringing a step ladder to the house show, spray painting CD-Rs, linkin_Park_P4percut.exe, Andrew's Compaq, Joe Pulito, Misfits cover bands, the 2000 Subway Series, the Ape Up! European tour saga, Weezify, music cruises, drumming influences, Pinkerton, The Rentals, Peter Gowland's album art, Rivers Cuamo, Leaves Cuomo, making sweet love to memories, crossing the Beach Boys with hair metal, writing songs in Excel, and Fat Mike encounters. // Follow us at @danbassini, @mysprocalledlife, and @nicholas.tazza @runintotheground. Listen to our RITG Mixtape Vol. 7 here and our Best of RITG playlist here.

This week, Chris endures a golf injury and Rob finds a loophole to Dry June. They also discuss the 30th anniversary of Faith No More's "Angel Dust", go through spindles of unlabeled CDRs from 20 years ago, Chris tries to guess Rob's top artits/albums as recorded by Last FM and Mercyful Fate has a new song out.......kind of.   Enjoy!!!

Mash-Up Monday 4/18/22 After a conversation on a recent episode of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. This mix was made of more recent tracks and the artists are listed below The Weeknd ft Shanice & Daft Punk - I Feel It Coming (I Love Your Smile) S.I.R. Remix Go Home Productions - Finally Did You No Wrong (CeCe Peniston v Sex Pistols) Hit Amber Up (311 v 2Pac ft Outlawz) We Are Blank (fun. v Taylor Swift) Here I Shout At the Centerfold Again (J Geils Band v Tears for Fears v Whitesnake) I Got Girls (Motley Crue v James Brown) Behind These Rusted Eyes (Kelly Clarkson v Billy Talent) iWillBattle - Brutal It Up (Olivia Rodrigo v Elvis Costello) Call Me America (Carly Rae Jepsen v Childish Gambino) Things My Demon Said (TATU v Starset) In The End Remix (Linkin Park v 14 Artists) Lose Yourself In the Blue Sky (Eminem v ELO) This Is How You Lose Yourself (Eminem v Nickelback)

Mash-Up Monday 4/11/22 After a conversation on a recent episode of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. This mix was made of more recent tracks and the artists are listed below Who Fooled Kylie (Kylie Minogue v The Who) SubMusic (Sex Pistols v Madonna) iWillBattle - Thot Stuff (Megan Thee Stallion v Limp Bizkit) Titus Jones - Stronger x4 (Kanye West v Kelly Clarkson v Britney Spears v Kesha) Vixoria Drift - I Wanna Daisy (Sheryl Crow v Ashnikko) One Thing 2 Float On (Amerie v Modest Mouse) ah! - The Way You Used To Drive (Olivia Rodrigo v Queens of the Stone Age) DJs From Mars & Mo27Da - Stay in Greece 2000 (Kid Laroi & Justin Bieber v 3 Drives On a Vinyl) Mark J - Brimful of Dogs (Cornershop v Baha Men) DJ Cummerbund - Hip To Be the Sandman (Metallica v Huey Lewis & the News) William Maranci - Blink 1-Oddity (Blink182 v David Bowie)

Mash-Up Monday 4/4/22 After a conversation on a recent episode of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. This mix was made of more recent tracks and the artists are listed below Titus Jones - Bloodstabber (Kesha v Taylor Swift v Lil Nas X) DJ Cummerbund - Through the Flaming Hotels of California (The Eagles v Innerpartysystem v Dragonforce) Go Home Productions - Californian Maneater (The Eagles v Hall & Oates) Matt Masters - ET Control (Katy Perry v Halsey) Doorbell Encore (Jay-Z v The White Stripes) DJ Tripp - Super Holla Tricka (Gwen Stefani v Beastie Boys v a. Skillz & Krafty Kuts) Ed A - Another Rapper's Dust (Queen v Sugarhill Gang) Mama Kin In the Streets (Aerosmith v Martha & the Vandellas) 5 Star Mashups - Levitating Starships (Nicki Minaj v Dua Lipa) Martin Disny - Party Rock Starships (Nicki Minaj vs LMFAO) DJ Tamm - Somebody That I Used To Party Rock (LMFAO v Gotye) DVLM GOM - Face Down Needle On

Mash-Up Monday 3/28/22 After a conversation on a recent episode of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. This mix was made of more recent tracks and the artists are listed below Adriana A - Part of My Sweetness (Katy Perry vs. Jimmy Eat World) MsMiep - Don't You Forget My Dancing Lasha Tumbai (Simple Minds vs. Verka Serduchka) IamJstncrdble - Hayley Crockett (Paramore vs. The Wellingtons) tbc aka Instamatic - A Message To Artists [In The Middle of the Crowd] (Jimmy Eat World vs. Etherwood vs. Charles Bukowski) Vixoria Drift - Friday (Hey Oh) (Rebecca Black vs. Red Hot Chili Peppers) GladiLord - Cows Will Never Hurt You (Doja Cat vs. My Chemical Romance) GladiLord - Chasing Jealousies (Olivia Rodrigo vs. Bring Me The Horizon) MashGyver - Bye Bye Puppets (Metallica vs. NSYNC) Bill McClintock - Crazy Black Magic (Prince vs. Slayer) djBC - ill Submarine (Beatles vs. Beastie Boys) fnogg - Ain't It Gonna Be 500 Miles Of Fun (The Proclaimers vs. Paramore)

We are excited to be joined by Susie Touchinsky, OTR/L, SCDCM, CDRS, an occupational therapist who is also a certified driving rehab specialist. Have you ever worked with a patient who has sustained a life altering injury but wants or needs to return to driving independently and you aren't quite sure if they are ready for that? That is where Susie comes in. She brings her expertise as an occupational therapist and looks at the entire person to determine what is safe, if any adaptive equipment is needed, or if ultimately they are not safe to get behind the wheel. She discusses all of this and more.      Resources:   Facebook: Driving Rehab for the OT: https://www.facebook.com/groups/OTDrivingRehab (https://www.facebook.com/groups/OTDrivingRehab)     Facebook: Adaptive Mobility Services: https://www.facebook.com/drivingOT (https://www.facebook.com/drivingOT)     Website: https://adaptivemobility.thinkific.com/ (https://adaptivemobility.thinkific.com/)     Podcast: OT Driving with Susie: https://open.spotify.com/show/2JVIBs7fdva9nCOPSJfSRR (https://open.spotify.com/show/2JVIBs7fdva9nCOPSJfSRR)     Directories: ·     Adaptive Mobility https://adaptivemobility.com/ot-driver-rehabilitation-specialist-directory/ (https://adaptivemobility.com/ot-driver-rehabilitation-specialist-directory/) ·     AOTA http://aota.org/ (aota.org) ·     ADED http://aded.net/ (aded.net)   Guest Full Name Including Credentials: Susie is an occupational therapist & certified driver rehabilitation specialist and owner of Adaptive Mobility Services, LLC. She offers extensive clinical and professional knowledge with over 20 years of experience as an OT & driver rehab specialist. In her private practice, Susie loves working with clients to support their highest and safest level of engagement in mobility and teaching other occupational therapists how to become driver rehab specialists. She has volunteered for over 10 years with CarFit, serving as a CarFit instructor and the Pennsylvania CarFit Coordinator. She is a published author, adjunct professor, lecturer, podcaster and mentor.  In short, Susie is a self-proclaimed driving geek who uses her training to live her mission of providing exceptional care for all drivers and education for occupational therapy practitioners.

Mash-Up Monday 3/21/22 After a conversation on a recent episodes of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. This mix was made of more recent tracks and the artists are listed below fnogg - Evermiddle (Foo Fighters v Jimmy Eat World) Lewis Wake - Perfect Thot Shit Exceeder (Megan Thee Stallion vs. Mason & Princess Superstar) MixmstrStel - Girl Drank Tequila After Dark (AFI vs. Various Artists) Adamusic - Good 4 Ur Misery Business (Olivia Rodrigo v Paramore) Titus Jones - We Don't Talk About Backstreet (Encanto v Backstreet Boys v Shakira) Richest Llama - Levidating (Dua Lipa v Blink182) IamJstncrdble - I Want To Make Damn Sure What Love Is (Taking Back Sunday vs. Foreigner) The Legion of Doom - The Quiet Screaming (Brand New v Dashbaord Confessional) Dunproofin' - Bring Me The Human League (Bring Me The Horizon vs The Human League) CastleR - Boring D.A.N.C.E. (Janet Jackson vs. Justice vs. Paramore)

Mash-Up Monday 3/14/22 After a conversation on a recent episodes of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. Tracklisting is by song titles only. I don't have documentation of everyone who made these tracks all those years ago, but thanks for making them! Breathe Don't Stop (Michael Jackson v Q-Tip) Don't Stop Changing (S Club 7 v Paul Weller) Toxic Narcotic (Britney Spears v Empirion) Craig Says Relax (Craig David v Frankie Goes to Hollywood) Slow Danger (Electric 6 v Kylie Minogue) Eat My Missy (Missy Elliott v Collapsed Lung) Fight For Your Right to Party Hard (Beastie Boys v Andrew WK) Dirty Girl (Christina Aguilera v Jet) Girl Wants (to say goodbye to) Rock and Roll (Christina Aguilera v Velvet Underground) It Wasn't Me Who Let It Be (Shaggy v The Beatles) Fixing Perth (Bon Iver v Coldplay)

Mash-Up Monday 3/7/22 After a conversation on a recent episodes of Radio Rewind, I was inspired to dig out my old mash up CD-Rs and do something with them. Peoria may not have been ready for this music in the clubs 20 years ago, but let's see how it plays in Peoria now. Tracklisting is by song titles only. I don't have documentation of everyone who made these tracks all those years ago, but thanks for making them! Lady Tramp - Fear of a Mashed Up Planet I Want You Off the Books (Jackson 5 v The Beatnuts) Return of the Weather Episode (Dr Dre & Snoop Dogg v Crowded House) Gay House (Electric Six v Blur) Eve's Phat Gangsta (Eve v Sum41) Surf Wax Off Your Shoulder (Weezer v Jay-Z) Somebody Else's Beastie (Beastie Boys v Jocelyn Brown) Voicedude's Ultimate SportsMix Where 'The Streets' Have No Name (The Streets v U2)

Virtual Geriatric Rehab Summit Speaker of Adaptive Mobility - Susie Touchinsky, OTR/L, SCDCM, CDRS For this episode, Dr. Mike Chua is with Susie Touchinsky, another speaker on the Geriatric Rehab Summit. She is an occupational therapist, a certified driver specialist and the owner of Adaptive Mobility Services. They discuss all about how can Susie help the patients to get back driving again and what are the qualifications to be a driving rehab specialist. Susie also shares why she chose this job and the challenges she encountered. In this episode: 03:02 – Susie talks a bit about her background and what she do. 04:19 – Susie discuss how her driving rehab is different from the others and the cars that she uses. 05:28 – Susie shares the requirements needed to become a driving rehab specialist. 06:35 – Why did Susie started this driving rehab thing? 07:42 – Susie talks a bit about the topic she's going to discuss in the Geriatric Rehab Summit. 11:08 – What is Susie's biggest challenge and how did she overcome it? 14:03 – Susie gives the listeners her parting message. Website: https://adaptivemobility.com/ Facebook Group: https://www.facebook.com/groups/OTDrivingRehab Facebook Page: https://www.facebook.com/drivingOT --- Send in a voice message: https://anchor.fm/althealthcareers/message

Marcus Stewart (Game Informer, 'Video Gameography' podcast) does whatever a spider can, but decides to just do a ninety-nine question interview instead. Join Marcus and I as we discuss his drive and passion to get to his dream job, a love of wrestling, burnt CD-Rs, where New Jersey actually is, 2012's animated film 'Sir Billi', cool uncles, going to space, and finding out what the worst that can happen could be. 99Q Merch 99questionspod@gmail.com 99Q on Twitter --- Support this podcast: https://anchor.fm/99questions/support

Alternative rock-folk band Deer Tick will be at the Mighty Roots Music Festival in Stovall, MS on Oct 1-2. Initially formed in 2004 as the solo project of teenage singer/songwriter John McCauley, Deer Tick acquired shape over the coming years, evolving from McCauley's spare and quavering solo material into a rough-and-tumble road rock outfit as more band members joined the fold. War Elephant, the debut album from the fully formed version of the band, was released in 2007, and over the next decade and beyond, the sound and approach of Deer Tick evolved through restless touring and a steady succession of studio albums. John McCauley, the songwriter behind the Deer Tick moniker, grew up in Providence, Rhode Island, where he began his career by teaching himself to play drums, guitar, piano, and pedal steel. McCauley started recording his own compositions and touring the area while still in high school, and he widened his circle after graduation by touring the entire country. Although he'd often perform solo, the young musician began piecing together a proper band, occasionally playing as a duo with drummer Dennis Ryan or with a small group. His music fit loosely into the alt-country category, but his vocals -- rough, raw, and ragged -- brought a distinctive character to the sound. In these early days, Deer Tick's music existed on self-released CD-Rs and other miscellaneous releases, such as a split EP with bassist/songwriter Nat Baldwin.

Frat house leader Brendan (Everardo Ramirez) finds the de-boned corpse of a fellow member. He talks about burning CD-Rs, giving cheques to the Dean, and most importantly, when recycling day is. Brought to you By: The Sonar Network https://thesonarnetwork.com/

Raymond Yang is founding partner of WestSummit Capital, a leading technology growth equity fund that primarily invests in the US and China. Since 2010, the team has led investments into defining unicorns including Unity (~$41bn mobile game and real-time 3D development engine), Segway-Ninebot (~$8bn mobility + robotics platform), Twitch (gaming live video platform leader acquired by Amazon), GigaDevice (~$15bn NOR flash storage chip design), and more. Before his investment career, Raymond led the turnaround of Linktone and its successful IPO on NASDAQ in 2004. He also founded RivalWatch (retailer market intelligence) and Saratoga Technology (voice messaging services equipment). Today, Raymond shares with us his fascinating story, from growing up in Beijing and attending Tsinghua University to moving to Silicon Valley, launching his entrepreneurial career. Raymond then describes WestSummit Capital's investment strategy in more detail, and shares more insights and lessons learned from key portfolio companies such as Unity. Raymond also shares key success factors for Segway-Ninebot and explains the significance of its IPO on the Shanghai STAR board (issued first CDRs in China). Hope you enjoy! Link to write-up: https://www.theharbingerchina.com/blog/westsummit-capital-raymond-yang-snipers-approach-to-tech-growth-capital

As we age, we face changes in our mental, physical, and sensory abilities making everyday tasks more complex, such as driving. Registered occupational therapist Elin Schold-Davis, OTR/L, CDRS, FAOTA discusses AOTA's Older Driver Safety Awareness Week and what some safe travel options may be for older drivers. She also shares how occupational therapy practitioners should identify individuals' unique challenges.

A 2 songs project with lot of shinny stars models and locations Details coming up