Podcasts about policybazaar

In a recent, 10-page note recapping its investing journey, Info Edge (India) founder Sanjeev Bikhchandani proudly, and justifiably, called Zomato and Policybazaar “breakout successes”, “winners”, and “outliers”.A few days earlier, Zomato, now renamed Eternal, had released its sobering financials for the three months ended March. So what's Infoedge doing about it? Apart from its own businesses – spanning recruitment, real estate, matrimony and education – it owns roughly 12.5% each of Eternal and PB Fintech, the parent of insurance marketplace Policybazaar, and has not sold a single share in either since they started trading.The reason is simple and it was stated in its shareholders letter. It wants to be strategic and not opportunistic about existing businesses because it sees itself as a long term investor and not some trader. The thing is, not everyone is on the same page. Tune in. Want to attend The Ken's next event on health, fitness and wellness? Buy tickets here. Here's your chance to help us shape the conversation: https://theken.typeform.com/to/bZhqWl2g

In today's Tech3 from Moneycontrol, we unpack the impact of India's cross-border Operation Sindoor — a retaliatory strike following the Pahalgam terror attack. From a sweeping misinformation crackdown across social media to heightened cybersecurity alerts and major travel disruptions, we break it all down. Plus, Info Edge reveals blockbuster returns on its early bets in Zomato and PolicyBazaar, and Sarvam AI drops a new multilingual voice model. Tune in for tech, startup, and geopolitical ripple effects.

Dive deep into the world of insurance with Tarun Mathur, Co-founder and Chief Business Officer at Policybazaar.com!In this episode, Tarun shares his fascinating entrepreneurial journey, from his early days navigating India as a "Fauji kid" and working in call centers, to co-founding one of India's largest insurtech platforms.We explore the evolution of Policybazaar and get an exclusive look into the strategy, challenges, and vision behind Policybazaar for Business (PB for Business), their dedicated B2B wing serving SMEs and large corporates.In this conversation, you'll learn about:(00:40) Tarun's unique background and how early experiences shaped his approach to business and change.(03:03) The founding principles of Policybazaar and its core focus on customer protection.(03:50) The "Why" behind Policybazaar for Business: Extending protection to SMEs and corporates.(06:14) The distinct challenges of building a B2B brand within a well-known B2C company.(07:55) The complexity and breadth of corporate insurance products (Cyber, Liability, Fire, etc.).(11:26) Why Policybazaar's value goes far beyond sales: The critical importance of service and claims management (Detailed Cyber Insurance example).(16:19) How Policybazaar tackles unique and complex "edge case" insurance needs for businesses.(19:22) Addressing industry concerns: Data privacy and unwanted calls in the insurance sector.(22:30) The persistent problem of misselling: How Policybazaar uses systems and ethics to combat it.(25:40) Unpacking claim rejections: Understanding hidden clauses, waiting periods, and the roles of different stakeholders (insurers, hospitals, brokers).(32:29) The exciting role of AI at Policybazaar: Enhancing product development, fraud detection, and overall efficiency.Whether you're an entrepreneur, a business leader navigating corporate insurance, or simply curious about the evolving insurance landscape in India, this conversation offers valuable insights from a key industry player.About the Guest:Tarun Mathur is the Co-founder and Chief Business Officer at Policybazaar.com, where he leads the Policybazaar for Business vertical.#Policybazaar #TarunMathur #Insurance #Insurtech #B2BInsurance #Entrepreneurship #AI #Fintech #IndianStartups #BusinessPodcast #InsuranceClaims #CyberInsurance #Misselling #DataPrivacy #PolicybazaarForBusiness

You've surely heard of the term of the term enshittification? In case you haven't, it was coined by blogger and journalist Cory Doctorow. He defined it as the pattern in which online products and services decline in quality over time.This decline or decay has started to show in Indian Consumer tech products as well, resulting in an experience for customers that is much worse than what was promised. From seemingly unharmful dark patterns to unnecessary cross-selling, the spectrum lies wide sour digital experiences for a customer today.And why they're doing this is quite simple.These products first got your trust and managed to delight you by delivering on their promise. Then, they made that promise available for a price. Fair enough, if it's good, then surely the promise has a price you should be willing to pay. Now, we seem to have arrived at a point where they're asking more to deliver that same promise. They want to extract more money from a customer's wallet. What forces them to do so becomes the next question.This enshittening and many more ways in which many of the platforms we use have aged badly was the core of the discussion in this week's episode of Two by Two. Joining hosts Rohin Dharmakumar and Praveen Gopal Krishnan are Aditya Suresh, head of India equity research at Macquarie, and Abhishek Madan, ex-VP of Product at Paytm*Aditya brought the market's perspective to the discussion with his sharp insights, how the experience could be different based on whether a company is public or private, and what gets talked about in both contexts. Abhishek, in his third time on the podcast, added the flavour by explaining why and how the platform decay came about.Welcome to episode 36 of Two by Two.–Help us find interesting women guests by filling out this survey – https://theken.typeform.com/to/KH0EOLGo–Listen to the episode trailer available on all podcast streaming platorms:  Spotify | Apple Podcasts | Amazon Music | Youtube–Additional reading:Enshittification is coming for absolutely everything – https://www.ft.com/content/6fb1602d-a08b-4a8c-bac0-047b7d64aba5Phonepe spent millions to rival Policybazaar. Its users couldn't care less – https://the-ken.com/story/phonepe-spent-millions-to-rival-policybazaar-its-users-couldnt-care-less/Swiggy needs to reclaim its past glory – https://the-ken.com/newsletters/two-by-two/swiggy-needs-to-reclaim-its-past-glory/How will Ola and Uber avoid ‘death by a thousand cuts'? – https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/First, Cult.fit's group classes got everyone's attention. Now “Cult injuries” do – https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Additional listening:Should you invest the first two years of your career in strategy consulting? – https://the-ken.com/podcasts/two-by-two/should-you-invest-the-first-two-years-of-your-career-doing-strategy-consulting/How will Ola and Uber avoid ‘death by a thousand cuts'? – https://the-ken.com/podcasts/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Swiggy needs to reclaim its past glory – https://the-ken.com/podcasts/two-by-two/swiggy-needs-to-reclaim-its-past-glory/–This episode of Two by Two was produced by Hari Krishna. Rajiv CN, our resident sound engineer, mixed and mastered this episode.If you liked this episode of Two by Two, please share it with your friends and family who would be interested in listening to the episode. And if you have more examples of enshittification, do tell us about them. You can write to us at twobytwo@the-ken.com.

To get your dose of daily business news, tune into Mint Top of the Morning on Mint Podcasts available on all audio streaming platforms. https://open.spotify.com/show/7x8Nv1RlOKyMV5IftIJwP1?si=bf5ecbaedd8f4ddc 1. RBI Pushes Banks to Adopt ‘.bank.in' Domain for Safer Digital Banking In a major cybersecurity move, the Reserve Bank of India (RBI) has asked all banks to migrate to the new ‘.bank.in' domain by October 31, 2025. The initiative aims to curb rising digital payment frauds and phishing attacks, enhancing user trust in digital banking. The migration will be managed by IDRBT, under the supervision of NIXI and the Ministry of Electronics and IT. Banks are urged to begin the transition immediately, with IDRBT guiding the technical process. 2. IMF Cuts India's Growth Forecast Amid Global Trade Slowdown The International Monetary Fund (IMF) has slashed India's FY26 growth forecast to 6.2% from 6.5%, citing global trade tensions and policy uncertainty. IMF chief economist Pierre-Olivier Gourinchas said businesses are pausing investments due to the volatile environment. Despite the downgrade, India remains the fastest-growing major economy, with FY27 growth pegged at 6.3%. However, the global outlook is dim: trade growth for 2025 is seen at just 1.7%, and advanced economies like the US and Europe are expected to slow sharply. 3. Trident Launches ₹2,000 Cr Fund for Growth-Stage Startups Trident Growth Partners, backed by Ranjan Pai's Claypond Capital, has launched a ₹2,000 crore fund to support Series B and C startups across sectors like consumer, fintech, healthcare, and tech. The fund will invest ₹150–170 crore in 10–12 companies with scalable models. Trident's backers include startup founders from Lenskart, Policybazaar, KreditBee, and Livspace. With a strong exit record from 14 unicorns and 8 IPOs, Trident has already made its first bet in SaaS firm Spotdraft and is lining up more deals, aiming to bridge India's mid-market funding gap. 4. Mutual Fund Fees Rise Despite Market Slump Investors in direct equity mutual funds are facing a double whammy — market downturns and higher expense ratios (TERs). A Mint analysis found that 62% of direct equity schemes increased TERs from Sept 2024 to March 2025, even as many saw asset growth. While Sebi caps TERs based on fund size, there's no rule on timing of hikes, creating room for asset managers to raise fees strategically. In contrast, regular plans — which include distributor commissions — mostly kept or cut their TERs. Sebi's earlier proposal to shift TER slabs to the AMC level is currently on hold. 5. HCLTech Leads in Growth, Warns of Weak FY26 HCL Technologies outpaced peers like TCS, Infosys, and Wipro with 4.3% revenue growth in FY25, reaching $13.84 billion. But it projects just 2–5% growth for FY26, its slowest outlook since 2020, amid macro uncertainty and tariff headwinds. CEO C. Vijayakumar cited weak discretionary spending and client delays. Net profit rose 7.65% to $2.04 billion, with margins expanding due to strong performance in its software products arm. Still, HCLTech cut over 4,000 jobs, signaling a cautious approach to hiring, unlike its peers. The company says FY26 hiring will be “quarterly and cautious,” as AI and soft demand reshape the IT workforce.

"If you're going to find something, think of building this for the next 20 years. Think very long term." This powerful advice from Tarun Mathur underscores the importance of long-term vision in entrepreneurship, reminding founders that enduring companies aren't built overnight but over decades. Tarun Mathur is the Co-Founder & Chief Business Officer at Policybazaar for Business, India's leading online insurance marketplace. With an impressive 17-year journey since co-founding the company in 2008, Tarun has been instrumental in its growth, including the launch and leadership of its B2B arm, Policybazaar for Business. His experience spans analytics, revenue management, strategic initiatives, and various insurance verticals within the company. Key Insights from the Conversation:

You've surely heard of the term of the term enshittification? In case you haven't, it was coined by blogger and journalist Cory Doctorow. He defined it as the pattern in which online products and services decline in quality over time.This decline or decay has started to show in Indian Consumer tech products as well, resulting in an experience for customers that is much worse than what was promised. From seemingly unharmful dark patterns to unnecessary cross-selling, the spectrum lies wide sour digital experiences for a customer today.And why they're doing this is quite simple.These products first got your trust and managed to delight you by delivering on their promise. Then, they made that promise available for a price. Fair enough, if it's good, then surely the promise has a price you should be willing to pay. Now, we seem to have arrived at a point where they're asking more to deliver that same promise. They want to extract more money from a customer's wallet. What forces them to do so becomes the next question.This enshittening and many more ways in which many of the platforms we use have aged badly was the core of the discussion in this week's episode of Two by Two. Joining hosts Rohin Dharmakumar and Praveen Gopal Krishnan are Aditya Suresh, head of India equity research at Macquarie, and Abhishek Madan, ex-VP of Product at Paytm*Aditya brought the market's perspective to the discussion with his sharp insights, how the experience could be different based on whether a company is public or private, and what gets talked about in both contexts. Abhishek, in his third time on the podcast, added the flavour by explaining why and how the platform decay came about.Welcome to episode 36 of Two by Two.-Additional reading:Enshittification is coming for absolutely everything - https://www.ft.com/content/6fb1602d-a08b-4a8c-bac0-047b7d64aba5Phonepe spent millions to rival Policybazaar. Its users couldn't care less - https://the-ken.com/story/phonepe-spent-millions-to-rival-policybazaar-its-users-couldnt-care-less/Swiggy needs to reclaim its past glory - https://the-ken.com/newsletters/two-by-two/swiggy-needs-to-reclaim-its-past-glory/How will Ola and Uber avoid ‘death by a thousand cuts'? - https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/First, Cult.fit's group classes got everyone's attention. Now “Cult injuries” do - https://the-ken.com/newsletters/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Additional listening:Should you invest the first two years of your career in strategy consulting? - https://the-ken.com/podcasts/two-by-two/should-you-invest-the-first-two-years-of-your-career-doing-strategy-consulting/How will Ola and Uber avoid ‘death by a thousand cuts'? - https://the-ken.com/podcasts/two-by-two/how-will-ola-and-uber-avoid-death-by-a-thousand-cuts/Swiggy needs to reclaim its past glory - https://the-ken.com/podcasts/two-by-two/swiggy-needs-to-reclaim-its-past-glory/-This is a free 10-minute trailer streaming on all podcast streaming platforms. If you'd like to listen to the full episode, you can do so by becoming a Premium subscriber to The Ken or by subscribing to Two by Two on Apple Podcasts via a separate standalone subscription.This episode of Two by Two was produced by Hari Krishna. Rajiv CN, our resident sound engineer, mixed and mastered this episode.If you liked this episode of Two by Two, please share it with your friends and family who would be interested in listening to the episode. And if you have more examples of enshittification, do tell us about them. You can write to us at twobytwo@the-ken.com.

11 Mar 2025. We find out more about who needs to get their calculators in a row, and what happens if you don't, with the experts from Aurifer, Nirav Rajput. Plus, car insurance premiums in the UAE have climbed between 30 and 70% since last Aprils flood. That's what the CEO of Policybazaar.ae has told Business Breakfast.See omnystudio.com/listener for privacy information.

Today on the Indian Business Podcast, we are honored to host one of the most iconic figures in Indian entrepreneurship — Mr. Sanjeev Bikhchandani, the founder and executive vice chairman of Info Edge, the company behind Naukri.com, India's largest job portal. From building a ₹55,000 crore enterprise to empowering countless businesses and entrepreneurs through his investments in Zomato and PolicyBazaar, Sanjeev Bikhchandani is here to share the secrets behind his incredible journey. This episode is a must-watch for aspiring entrepreneurs, business enthusiasts, and anyone curious about the digital revolution in India!

Policybazaar.ae Is Revolutionizing Insurance For UAE Customers

Pinn Lawjindakul, Partner of Lightspeed Southeast Asia and Jeremy Au discussed: 1. Bain Consultant to Grab Head: Pinn recounted her shift from Bain & Company, where she started as an intern in 2011, to joining Grab in 2015 during its rapid expansion. She highlighted the operational and cultural differences between consulting in San Francisco and Southeast Asia, noting the latter's more hierarchical and less mature environment. At Grab, Pinn tackled challenges such as competing with Uber, Easy Taxi, and Rocket Internet, emphasizing the importance of localized operational advantages. 2. Tiger Global to Lightspeed VC Partner: Pinn reflected on her pivotal time at Tiger Global (2016–2019), where she immersed herself in growth-stage investments like Flipkart. The fast-paced environment and exposure to trend-driven, data-backed decision-making helped her realize the impactful nature of venture capital. This experience solidified her passion for working closely with entrepreneurs and shaping transformative businesses. Transitioning to Lightspeed Ventures, she embraced a focus on early-stage startups in Southeast Asia, drawn by the opportunity to guide founders from the outset and help them adopt a regional mindset critical for success 3. Southeast Asia vs. China & India: She highlighted Lightspeed's report, which debunked the longstanding comparisons of the region to China and India. The report argued that Southeast Asia's fragmented markets, diverse consumer profiles, and smaller economic scale require a unique approach, defying the traditional narratives borrowed from larger, more homogenous markets. They also championed Singapore's underestimated potential as a key driver of economic growth, countering the conventional wisdom that focuses almost exclusively on larger markets like Indonesia, e.g. Gojek vs. Grab. Pinn also highlighted the need for a more rational approach to capital allocation, underscoring how sustainable growth requires founders and investors alike to balance ambition with market realities. Jeremy and Pinn also discussed her perspective being a parent has changed her perspective on startups, what they learned as Bain interns and what advice she would give her younger self. == Pinn is a founding member of Lightspeed Southeast Asia, a global early-stage investment fund. Prior to Lightspeed, she was at Insignia Venture Partners and Tiger Global Management, where she focused on consumer and financial technology across SEA, India and China. She worked closely with Flipkart (sold to Walmart), Ola, Policybazaar, Hike, Games 24x7, Razorpay, Uxin (IPO exit). Pinn started her career as a management consultant at Bain & Company and also founded Grab's motorcycle-on-demand in Bangkok, Thailand. Pinn graduated from Wharton Business School at the University of Pennsylvania with a double degree in Psychology and Finance. === Watch, listen or read the full insight at www.bravesea.com/blog/navigating-sea-markets Nonton, dengar atau baca wawasan lengkapnya di www.bravesea.com/blog/navigating-sea-markets 观看、收听或阅读全文，请访问 www.bravesea.com/blog/navigating-sea-markets Xem, nghe hoặc đọc toàn bộ thông tin chi tiết tại www.bravesea.com/blog/navigating-sea-markets Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea Spotify English: https://open.spotify.com/show/4TnqkaWpTT181lMA8xNu0T Bahasa Indonesia: https://open.spotify.com/show/2Vs8t6qPo0eFb4o6zOmiVZ Chinese: https://open.spotify.com/show/20AGbzHhzFDWyRTbHTVDJR Vietnamese: https://open.spotify.com/show/0yqd3Jj0I19NhN0h8lWrK1

In India, financial security often seemed just out of reach, especially when it came to insurance. For many, insurance was complex, filled with hidden terms, and often mis-sold.That's exactly what happened when an engineer-turned-consultant discovered that his father had been duped by insurance agents into purchasing a policy that was both confusing and overpriced.Instead of just shrugging it off, this experience sparked an idea: why not create a platform where people could get straightforward, honest information about insurance?So in 2008, Yashish Dahiya, along with co-founders Alok Bansal and Avaneesh Nirjar, launched Policy Bazaar. Today, Policy Bazaar has grown into India's largest insurance aggregator, with an annual run rate of 100 million visitors. In 2022, The platform accounted for 93% of online insurance sales in India, holding 25% of the country's life insurance cover and 7% of retail health insurance cover. In this episode of The Neon Show, Yashish Dahiya, co-founder and Chairman of Policy Bazaar, shares his journey of building India's leading online insurance platform. Drawing from personal experiences, including his family's army background, Yashish explores the challenges of creating financial security for India's middle class, when not taking risk is the biggest risk and the HUGE India opportunity.Timestamps00:00 - Trailer01:18 - introducing Yashish Dahiya02:18 - Policy Bazaar's rise as India's top online insurance platform03:26 - India's rising costs and financial aspirations05:11 - Sanjeev Bikhchandani's early investments in Policy Bazaar06:43 - India's economy as a mix of Bahrain, UK, Brazil, and Africa07:49 - Financial inclusion across India's diverse social structure11:53 - Why does mass class movement happen16:20 - Institutional strengths drive GDP19:38 - Why Policy Bazaar outperformed its competitors25:22 - Daily discipline and the importance of consistent execution28:36 - How Yashish built team trust and values at Policy Bazaar31:38 - Things changed when I got married33:40 - Managing family life across India and the UK36:36 - Why the value system is important41:48 - What is stress exactly for an entrepreneur46:18 - Sanjeev view on Policy Bazaar49:40 - Policy Bazaar's vision for social impact53:58 - Consistent values pre-and post-IPO57:33 - Why did Policy Bazaar go public-------------Hi, I am your host Siddhartha! I have been an entrepreneur from 2012-2017 building two products AddoDoc and Babygogo. After selling my company to SHEROES, I and my partner Nansi decided to start up again. But we felt unequipped in our skillset in 2018 to build a large company. We had known 0-1 journeys from our startups but lacked the experience of building 1-10 journeys. Hence was born The Neon Show (Earlier 100x Entrepreneur) to learn from founders and investors, the mindset to scale yourself and your company. This quest still keeps us excited even after 5 years and doing 200+ episodes.We welcome you to our journey to understand what goes behind building a super successful company. Every episode is done with a very selfish motive, that I and Nansi should come out as a better entrepreneur and professional after absorbing the learnings.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7-------------This video is for informational purposes only. The views expressed are those of the inSend us a text

As the cofounder of ZFunds, Vidhi is on a mission to make purchase of financial products and decision making Sahi* (Right) and Asaan* (Easy) in the 500 bottom districts of India. ZFunds enables distribution of financial products through ZFunds experts in the highly underserved segment of tier-2,3 and 4 markets. After spending 8 years working with a couple of unicorns like Zomato and Policybazaar and early stage startups like Healthkart, Vidhi knows what truly drives customers to a product— it's not dishing out the top trends of the week. It's how well you connect and understand the users you're trying to help and communicate your understanding back to them. Vidhi was a part of the initial investments team at Paisabazaar and had a pivotal role in taking the platform to number 2 in the country. Now ZFunds, engages 1000+ micro-entrepreneursthat advise 60000+ customers from 600 cities and towns. Vidhi holds a B.tech from Delhi College of Engineering.

Send us a textIn Episode 11 of Money Majlis, we meet the man behind India's most successful insurance marketplace, PolicyBazaar.com. In an open and honest conversation with Suvo Sarkar, ironman Yashish Dahiya takes us on the journey from the genesis of this start-up to its successful IPO and beyond.How did a risk-averse entrepreneur build an industry leader? How do you build a trusted online brand? Should breaking even be a priority or building out the proposition? Is “Fake it till you make it” the right mantra for start-ups? And what is more important : being kind or being right?Suvo and Yashish delve into these and many other consequential questions, including the merits of authentic leadership, finding an NPV on fitness and inculcating a “team-first” philosophy.

09 Aug 2024. It's all about earnings season. We speak to Etihad boss Antonoaldo Neves on their 48% increase in profit after tax - where's that growth coming from? Plus, the CEO of Spinneys joins us live in studio to discuss record revenue at the supermarket chain. And, as travel insurance demand surges 182% in UAE we speak to PolicyBazaar.ae about what's driving the increase.See omnystudio.com/listener for privacy information.

Hello, we're back again with part 2 of our final, final supercut where we've spliced together one interesting bit of conversation from the last 21 guests I interviewed on First Principles. And like the last episode where we covered founders 1 to 20, you'll hear super sharp slices of a few minutes each which are reflections on their approach to organization building, risk taking, decision making and life living.Here are the guests you'll get listen to in this episode: Krish Subramanian, co-founder and CEO of Chargebee; Varun Dua, founder of Acko; Yashish Dahiya, co-founder and Group CEO of Policybazaar; Archit Gupta, co-founder and CEO of Clear; M N Srinivasu, co-founder and Director of Billdesk; Radhika Gupta, MD and CEO of Edelweiss Asset Management; Lalit Keshre, co-founder and CEO of Groww; Niraj Singh, founder and CEO of Spinny; Karthik Jayaraman, Managing Director of Waycool; Ritesh Agarwal, founder and CEO of Oyo; Soumya Rajan, founder and CEO of Waterfield Advisors; Viren Shetty, Executive Vice Chairman of Narayana Health; Aneesh Reddy, Founder and MD of Capillary Technologies; Vaibhav Gupta, co-founder and CEO of Udaan; Girish Mathrubootham, Founder and Executive Chairman of Freshworks; Harsh Mariwala, Chairman of Marico; Chetan Maini, co-founder and chairman of SUN Mobility; Jaydeep Barman, co-founder and CEO of Rebel Foods; Alok Mittal, co-founder and MD of Indifi Technologies; Kapil Chopra, Founder of The Postcard Hotels; and Manav Garg, founder of Eka.This is not the end of the road for me as a podcast host as you'll soon find out. Actually, very soon. I'm Rohin Dharmakumar, your host. And here's part 2 of the final, final supercut.------Also, if you haven't already, do subscribe to the First Principles newsletter. You can sign up for free here!

In this episode of FSBrew, the Middle East's premier podcast on insurance and insurtech, we sit down with Sarbvir Singh, Director & Joint Group CEO of PB Fintech (and PolicyBazaar), India's leading insurance marketplace. Sarbvir shares his journey from investment banking to leading one of India's most successful insurtech companies. He offers unique insights into PolicyBazaar's growth story, from its startup roots to becoming a publicly listed entity. Discover how PolicyBazaar is leveraging AI and data science to enhance sales productivity and manage risk. Sarbvir discusses the delicate balance between growth and profitability in the competitive insurtech space, and the company's strategic expansion into physical distribution through its POSP model. We explore the evolving Indian insurance market, regulatory landscape, and PolicyBazaar's vision to move "from transactions to trust." Sarbvir emphasizes the importance of customer experience, employee satisfaction, and strong partnerships with insurers. Whether you're an insurance professional, tech enthusiast, or aspiring entrepreneur, this episode offers valuable insights on innovation, leadership, and building a customer-centric business in a rapidly evolving market. Join hosts Vidya and Ranjit as they unpack the strategies and philosophies driving one of India's most innovative insurance platforms. Tune in for an enlightening discussion on the future of insurance and digital transformation in the industry. Renjit Philip: Newsletter: ⁠⁠⁠https://www.onemorethinginai.com⁠⁠⁠ Socials: Twitter / X: @renjitphilip LinkedIn:  ⁠⁠⁠https://www.linkedin.com/in/renjit-philip⁠⁠⁠ Vidya Veerapandian: ⁠⁠⁠https://www.linkedin.com/in/vidya-veerapandian/⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/fsbrew/message

Amit Chhabra heads health insurance in Policybazaar.com. Under his leadership, Policybazaar.com witnessed significant growth for health insurance vertical to emerge as a one-stop destination for online health insurance needs. In this period, he also developed, Health-CRM team to create best-in-class service solutions for the company. He is also responsible for acquiring new partnerships to further expand the health insurance business.   A Post Graduate in Business Management from IIM, Indore and a Bachelor in Business Studies from Delhi University, Amit brings with him more than a decade of experience.    

Health insurance claims filed by women have gone up by 25 percent. Amongst women-specific illnesses, fibroids (30 percent), breast cancer (30 percent), and cervical cancer (10 percent) have emerged as the most common causes of claims, a Policybazaar study has found. Tune in for more.

Welcome back to First Principles. I'm your host, Rohin Dharmakumar. Thank you for listening to us. We're thankful that you choose to spend a few hours with us each week! Today we have a “supercut” episode. Normally our conversations go deep with one specific guest, but every now and then we zoom out and go broad by stitching together a multi-guest conversation. And the invisible thread that connects the conversations with 5 founders we picked for today is company culture. What's the best way to empower your talent? What do founders expect from employees? And how do they build their company culture? This is where it gets interesting. In most cases, our guests have differing opinions on these subjects. But while putting this episode together, we kept encountering one word – or a substitute for it, in some cases.  And that was, patience.  Patience in the way that they give feedback to their employees. Patience in investing in your employees. Building this patience not just within themselves, but the entire organization.  There are some very interesting perspectives in this episode on how these founders approach and practice patience, among other principles of leadership and management.  Here's a rundown of our guests in this episode:  First up, we have Krish Subramanian of Chargebee, who has a simple and powerful dictum, “Move the chairs and get out of the way of good people.” At Chargebee, you wouldn't fit in if you limit yourself to a strict hierarchy – he sees employees more as his peer group. Next, we have Varun Dua of Acko Insurance, who spoke about growing in a company from an employee's point of view. One of the things he told me was that when you find something you love, you should be at it for 10-15 years. Because it is the payoff of years of perseverance that is fruitful – and  not the short term gains you make along the way.  Yashish Dahiya, the co-founder of PolicyBazaar, was quite candid in our chat. He spoke about why an employee who spent five years at PolicyBazaar is considered a new employee. He  also went on to explain why he distances himself from making hiring decisions. Next, you'll hear Archit Gupta of Clear. When talking about employees, Archit was very specific. He told us why investing into the ‘sincere',‘earnest' people in the organization is necessary, and why uplifting them is important. Lastly, MN Srinivasu or Vasu, as he's often called, spoke to me how he built BillDesk by essentially teaching the first set of employees to be well-versed in the line of business BillDesk was creating. This is a part of BillDesk's culture. There is a broad belief in patience, at Billdesk. Why does patience matter? What allows his employees to be patient? And how do you find meaning in practicing it? This is First Principles—The Ken's weekly leadership podcast.The Ken is India's first subscriber-only business journalism platform. Check out our deeply reported long-form stories, insightful newsletters, original podcasts and much more here. 

Layoffs at tech companies have continued into 2024, but first, a couple of other headlines that caught my attention. Hyundai Motors is planning to list its Indian unit to raise at least $3 billion in what would be the country's biggest IPO, Reuters reported yesterday, citing two people it didn't name. Hyundai, the second-biggest automaker in India with a 15 percent market share, is in early talks with several banks for the fund raising, which would value the Korean automaker's Indian operations at up to $30 billion, which is more than half its market capitalisation of $42 billion in Seoul, according to Reuters. As Paytm reels under the Reserve Bank of India's tough stance over the fintech company's non-compliance issues, some founders of startups in India have written to Governor Shaktikanta Das and finance minister Nirmala Sitharaman, urging them to “review” and “reconsider” the regulatory directive asking Paytm's payments bank unit to shut its main banking services after February 29, Economic Times reported earlier today. Policybazaar's Yashish Dahiya, Bharat Matrimony's Murugavel Janakiraman, Makemytrip's Rajesh Magow and Ritesh Malik of Innov 8 are among the signatories to the letter. They've said the punitive measures against Paytm would have a far-reaching impact on India's fintech ecosystem, according to ET. One thing today Tech companies have already shed about 32,500 jobs in 2024, according to layoffs.fyi, which tracks job cuts at 5,000 tech companies. Snap, which operates the photo and video sharing app, Snapchat, is the latest internet company to announce job cuts in 2024. The company said in an SEC filing on Feb. 5 it would reduce its headcount by 10 percent worldwide. Snap expects it will incur charges ranging from $55 million to $75 million, according to its filing, from this latest round of cuts. The company previously laid off 20 percent of its staff and restructured its business lines in August 2022, CNBC notes. Several other well-known tech companies have reduced their staff strength this year, including Paypal, Microsoft, Zuora, Zoom, and Okta. Indian food delivery unicorn Swiggy, ahead of its IPO plans, recently cut another 400 jobs, TechCrunch reported on Jan. 25. And India's top IT services companies entered the year with their collective workforce lower by tens of thousands of employees. Tata Consultancy Services, India's biggest IT company, for example, reduced its workforce by close to 11,500 people in the nine months through December 2023. Infosys, the second biggest, has reduced its workforce by more than 20,500 staff in the same period. Tech and IT companies around the world recruited aggressively as the world came out of the Covid pandemic. Since then, the combination of the global economic slowdown and the rise of AI and AI-based automation, has changed the world. Now, even as things are beginning to look up in the world's biggest tech market, the US, hiring will increasingly reflect investments in AI.

In this episode of Paisa Vaisa, Anupam Gupta is joined by Pradeep Yadav, Director of PolicyBazaar.com, to explore "Smart Investing for Tax Season." As the tax season approaches, they dissect the current tax landscape, discuss key changes, and provide practical insights into tax-saving investment options. Learn how to build a tax-efficient portfolio, navigate market volatility, and get expert answers to your investment queries in this concise and informative episode, designed to empower you with actionable strategies for the upcoming tax season. Tune in to Paisa Vaisa for a quick dose of financial wisdom!Follow Pradeep on LinkedIn: ( https://www.linkedin.com/in/pradeep-yadav-4040566/ )Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel.Do follow IVM Podcasts on social media.We are @ivmpodcasts on Facebook, Twitter, & Instagram.See omnystudio.com/listener for privacy information.

16 Aug 2023. We dig into the report by GBTA about the return of business travel with Ali Haider of Nomadic. Plus, a new central bank decision on car insurance premiums could affect consumers, says Policybazaar.ae. CEO Neeraj Gupta explained the changes. And, as US retail sales rose more than expected last month despite rising interest rates. Ed Bell of Emirates NBD explained the significance behind this data. See omnystudio.com/listener for privacy information.

An overseas student travel insurance policy offers protection against sickness and accidents, besides covering other risks such as loss of passport, laptop theft, etc. Moneycontrol spoke to Amit Chhabra, Chief Business Officer, Travel Insurance, Policybazaar.com to understand the importance of buying these policies, nitty-gritties, choosing between university-recommended health covers and more. Listen in

In this episode of Market Minutes, Shailaja Mohapatra talks about the global market setup, FTSE update on HDFC Bank weight, and Q1 results of Policybazaar's parent PB Fintech and Godrej Consumer Products. Catch Deepika Murarka of Choice Equity Broking in Voice of the Day segment. Market Minutes is a morning podcast that puts the spotlight on hot stocks, keys data points and developing trends.

In 2023, the business of online comparison platforms seems old-fashioned.Sure, people may land upon them via search engines, but only some would rarely transact through them. Especially if the products being compared are as life-altering as insurance, right?Wrong. PolicyBazaar—not just India's but the world's largest insurance comparison and transaction platform—proves that.Yashish Dahiya, the co-founder and Group CEO of Policybazaar, takes us through this story in this episode of First Principles.Policybazaar started in 2008 and is a publicly listed company today. It's the largest in its space by far. Many of the things it does, or how it does, don't fit into the easy patterns we've been used to.For instance, employees making phone calls to prospective customers is at the core of their business. In an era where we're told phone calls and call centres are a relic of the past.So, why do they do it?Yashish attributes this and many other decisions to PolicyBazaar to being fundamentally First Principles-driven. Yashish is incredibly energetic and driven. He is a serious sportsman and triathlete. He's also as straight-talking and candid as they come.In this episode, we talk to Yashish about why he calls PolicyBazaar an education platform and not a comparison one, the "right to win", how he spots and grooms talent and the importance of physical endurance and excellence. Chapters:3:49 - Running 22 kms, drying swimming trunks in the car and other practical decisions7:54 - How and when Yashish learnt about life and health insurance15:54 - What is PolicyBazaar18:13 - The problems of the insurance industry23:55 - The short-term perils of educating the customer too much28:25 - How does PolicyBazaar detect insurance fraud37:23 - Is there an ideal claims ratio for a product 38:42 - Why PolicyBazaar is grateful to the call-centre model in this day and age47:50 - You are first a soul, then your body51:55 - Yashish the father vs. Yashish the co-founder1:00:26 - Why confusion is as important as curiosity1:03:15 - How to identify and groom talent1:05:54 - Building and evolving a company's culture1:14:13 - How to mentor people1:22:21 - Yahish's go-to First Principles This is Episode 23 of First Principles, with Yashish Dahiya — The Ken's fortnightly leadership podcast.If you're a regular listener, please share your thoughts about First Principles and help us shape it into something more useful and interesting for you? Take our listener survey here.The Ken is India's first subscriber-only business journalism platform. Check out our deeply reported long-form stories, insightful newsletters, original podcasts and much more here: https://the-ken.com/?utm_source=website&utm_medium=podcasts&utm_campaign=podcast_ep

In conversation with Neeraj Gupta, CEO, PolicyBazaar.AE, we dissect a topic that's often incurred with doubt - insurance. In the business for over a decade, Neeraj sheds light on starting at a time when there were few marketplaces, common insurance myths, what people need to know before they consider buying one, what's in it for the youth, and lots more on this engaging podcast. Discover this humbling podcast across platforms and while at it, please subscribe, like, comment, share and all that jazz. Follow me on Instagram at www.instagram.com/karishmaoverlatte Tune into KarishmaKonnect across platforms, links here: ⁠https://linktr.ee/karikonnect⁠ Stay Tuned for our next episode coming soon! Don't forget to subscribe now to @KarishmaKonnect on YouTube too! #KarishmaKonnect #PolicyBazaar #Insurance #Finance #Investing #Marketplaces #Business #India #UAE #Dubai #podcasts #podcast

We asked Toshita Chauhan, Business Head of Policybazaar.ae where do we stand with travel insurance when it comes to cancellations. Plus, with the Dow Jones stock index enjoying its longest rally since 2017, where should you invest? Veteran investor Gary Dugan joins us live. And do we need more oil? IEF says the world could face an oil shortage. Oil expert Matt Stanley, Partnerships Lead, Middle East at Kpler shared his take.See omnystudio.com/listener for privacy information.

Today I have with me the entrepreneur who I've always looked up to. I consider him the Dronacharya of the Indian startup ecosystem.This man has never shied away from expressing himself freely. His company was the first tech company in India to go public and inspired a generation of companies to go public like MakeMyTrip, Zomato, and PolicyBazaar. All entrepreneurs dream of taking their companies public and the very few who reach that milestone remain busy managing that company or end up taking retirement.But this man never rested. He is responsible for many startups in India that have gone public.Today I have with me Padma Shri awardee Sanjeev Bikhchandani  Sir. This episode is about the unconventional choices of Sanjeev Sir and his philosophy of making India great.I would also like to thank our sponsors Prime Venture Partners for sponsoring the Neon Show.Hope you enjoy it.

Insurance is an industry where people used to rely on agents to buy policies. But then came PolicyBazaar, which went the Silicon Valley way and got rid of agents. Enter RenewBuy, which took the "Made for Bharat" approach and respected the agents' spirit of entrepreneurship by empowering them. In this conversation, Balachander talks about his decades-long journey in the insurance industry and the unique choices they made while building RenewBuy.Additional links:-1.The Insurance Trailblazer2.RenewBuy: Tech makes it simple to buy insurance3.Balachander Sekhar, Co-Founder, RenewBuy

In this episode, Mint's Navneet Dubey talks with Rhishabh Garg (Head of Term Life Insurance at Policybazaar.com) and Vivek Jain (Head of Investments at Policybazaar.com) to discuss life insurance policies for NRIs in detail. Tune in to know more!

In this episode, Mint's Navneet Dubey talks with Siddharth Singhal, business head of health Insurance at Policybazaar.com, to discuss why health insurance policy doesn't pay for non-standard charges in detail. Tune in to know more!

We speak to Neeraj Gupta, CEO of Policybazaar about why the numbers are going up. Plus, the UK chancellor says Britain is already in recession - as he announced tax rises and spending cuts. We get the analysis from Khatija Haque, Chief Economist of Emirates NBD. And, we crossed to the Jumeirah Golf Estate where Tom Urquhart spoke to us about the DP World Tour golf. See omnystudio.com/listener for privacy information.

In this episode, Mint's Navneet Dubey talks with Manas Kapoor, Product Head - Travel Insurance at Policybazaar.com, to discuss Why buying student travel insurance is essential for children studying abroad. Tune in to know more!

In this episode, Mint's Navneet Dubey talks with Amit Chhabra, head of health insurance at Policybazaar.com, to discuss health insurance claims in detail. Tune in to know more!

In this episode, Mint's Navneet Dubey talks with Sajja Praveen Chowdary, Associate Director of Policybazaar.com, to discuss the importance of opting for home loan insurance while buying a home. Tune in to know more!

A daily look at the relevant information security news from overnight - 26 July, 2022Episode 273 - 26 July 2022Grails RCE Vuln- https://portswigger.net/daily-swig/critical-security-vulnerability-in-grails-could-lead-to-remote-code-executionPrestaShop Skimmer - https://thehackernews.com/2022/07/hackers-exploit-prestashop-zero-day-to.htmlLinkedIn Phishing for Admins - https://www.bleepingcomputer.com/news/security/linkedin-phishing-target-employees-managing-facebook-ad-accounts/PolicyBazaar Breached- https://www.infosecurity-magazine.com/news/indian-insurance-policybazaar/ FileWave Crit Flaws - https://thehackernews.com/2022/07/critical-filewave-mdm-flaws-open.htmlHi, I'm Paul Torgersen. It's Tuesday July 26th, 2022 and from Denver, this is a look at the information security news from overnight. From PortSwigger.net:A critical vulnerability within a Grails application runtime could allow an attacker to gain remote code execution. The attack exploits a section of the Grails data-binding logic, and has been confirmed on Grails framework versions 3.3.10 and higher, including Grails framework 4 and 5, that are running on Java 8. It has been observed in both the embedded Tomcat runtime and applications deployed as a Web Archive to a Tomcat instance. The company urges all users, even those using unaffected versions, to update as soon as possible. From TheHackerNews.com:Threat actors are exploiting a previously unknown security flaw in the open source PrestaShop e-commerce platform to inject malicious skimmer code. PrestaShop is the leading open-source e-commerce solution in Europe and Latin America, used by nearly 300,000 online merchants worldwide. The company said they found a zero-day flaw in its service that has been addressed in version 1.7.8.7, although they are not sure that was the only flaw vulnerable to the attack. From BleepingComputer.com:A new spear phishing campaign named Ducktail is targeting professionals on LinkedIn to take over Facebook business accounts. The threat actors are specifically targeting people who have admin privileges on their employer's social media accounts. Fingers point to a Vietnamese threat actor that has been active since at least 2021 and maybe back as far as 2018. From Infosecurity-Magazine.com:Indian insurance company Policybazaar has advised that it suffered a data breach, confirming an unauthorized access to their systems on July 19. The company has found and fixed the exploited vulnerability and claims that no significant customer data was exposed. And last, from TheHackerNews.com:FileWave's mobile device management system has been found vulnerable to two critical security flaws that could be leveraged to carry out remote attacks and seize control of a fleet of devices connected to it. The two flaws relate to an authentication bypass, and the use of a hard-coded cryptographic key. There are more than 1,100 internet-facing FileWave servers that are vulnerable to the attack. Get your patch on kids. That's all for me today. Have a great rest of your day. Like and subscribe, and until tomorrow, be safe out there.

Indian online insurance company Policybazaar revealed that "illegal and unauthorised access" attempts were made to its IT systems. In other news, several new players have come forward to fill the gap in the shared mobility space that is dominated by Ola and Uber, including BluSmart with its electric cabs and crypto-based mobility startup Driife with its ‘no-surge pricing' model.

In this Episode, I (@Jivraj Singh Sachar) speak with Yashish Dahiya, Founder of Policybazaar. Policybazaar is India's largest distributor of Insurance policies. Started in 2008, Policybazaar is one of the few new-age Indian companies to successfully list and go public on India's stock exchange. Going public is a coveted feat, dreamt by each founder when starting up and Policybazaar's journey provides a lot of inspiration to the entire ecosystem. Through this conversation we decode much of how Yashish & team made it happen. We also further discuss Yashish's personal journey of being an ardent sports enthusiast, a fitness lover, an iron man competitor and his motto of perseverance in achieving excellence all throughout his life when getting into the IIT, IIM, INSEAD and weathering the storms of the recession. This is the 100th Episode and it is an absolute honour to have a man of Yashish's aura & stature for this much awaited event. I would also like to take a moment to thank all of you listening and supporting the show in any & every way. This journey of creating a 100 episodes has been the most beautiful thing I have embarked upon and none of it would be possible with you all tuning in. This one is incredibly special, let's dive into the 100th Episode of the Indian Silicon Valley Podcast with Yashish of Policybazaar. (Time Stamps Coming Soon) About our sponsor: Stride Ventures, which is one of India's leading Venture Debt Funds, becoming synonymous with innovative startup financing in India. Stride provides comprehensive solutions, going beyond venture debt, to cater to distinctive challenges faced by high-growth and inherently strong businesses, backed by leading institutions. The fund has a portfolio of over 60+ diversified companies, having deployed more than Rupees 1500 Crore to date. In just over two years, Stride Ventures has emerged as the preferred venture debt lender in the Indian Ecosystem. To know more about this phenomenal fund, visit - https://strideventures.in/ Hope you liked the 101st Episode on the Indian Silicon Valley Podcast - Building a Public Company! That was it from this Episode, thanks again for tuning in! :) If you liked the episode, do share with your friends or drop us a quick review! Also, do follow us on social media to stay updated with all new episodes: Twitter: https://twitter.com/isv_podcast LinkedIn: https://www.linkedin.com/company/indian-silicon-valley-podcast/ Instagram: https://www.instagram.com/indiansiliconvalleypodcast/ Gallery of all Episodes: https://airtable.com/shrTOFf1z5UT0q9p8 You can also subscribe to the YouTube Channel of the Podcast : https://www.youtube.com/c/IndianSiliconValley/ "If you never try, you never know" Stay Tuned, Keep Building.

In this video, we take a look at India's journey to 100 unicorns, from it's first ever startup unicorn in 2011, in the form of inMobi, to neobanking startup Open becoming 100th unicorn in 2022. The term 'unicorn' was created by American VC and entrepreneur Aileen Lee in 2013, she took all of the U.S.-based software companies that were started in or before 2003 and had achieved a valuation of $1 billion through public or private market investors, and put them in a club: the Unicorn Club. In India's case, it's unicorn journey started in 2011, when InMobi, a company that was founded in 2007, became a unicorn. Following this, Flipkart became a unicorn in 2012, Mu Sigma in 2014 and then Ola in 2014. Snapdeal also became a unicorn in 2014, but they have since exited from this club due to their valuation falling below $1 Billion. Companies like Quikr, Hike and Shopclues also fall in this category. Then we have companies who have been since acquired and also bags the question that should they be counted as unicorn today? Flipkart is an example here, which was acquired by Walmart. Then you have startups like Billdesk, which was bought by PayU, PhonePe getting acquired by Flipkart and BigBasket, which became a unicorn in 2019 and were acquired by Tata Digital in 2021. All this while, India's unicorn growth was pretty slow but steady till 2017, when Jio launched its 4G services, and this brought a mobile internet revolution in the country. From 1 unicorn in 2017, India saw 10 unicorns in 2018: B2C unicorns included Swiggy, OYO, BYJU'S, Policybazaar, Paytm Mall, and Phonepe, and B2B unicorns included Rivigo, Freshworks, Billdesk, and Udaan, which was the fastest company to become a unicorn at the time - it took them just 26 months. Then, in 2019, things slowed down a bit, with just 7 unicorns that year: in the B2C category were Ola Electric, Lenskart, Dream11, Delhivery, and BigBasket, and in the B2B category were Incertis and Druva. In 2020, COVID increased people's reliance upon the internet, and host of Indian e-commerce startups like Firstcry, Cars24, and Nykaa became unicorns. Facilitating these online payments resulted in fintech companies like Razorpay and Pine Labs also achieving unicorn status. B2C startups like Verse Innovation (Dailyhunt), ed-tech startup Unacademy, fintech startup Zerodha, and SaaS startup like Zenoti and Postman also became unicorn in the same year. 2020, was followed by an even bigger year in terms of unicorns in 2021, when 44 Indian companies became unicorns. This year saw 11 E-commerce startups (Spinny, OfBusiness, Moglix, Mensa, Meesho, Mamaearth, Licious, Infra.Market, Good Glam Group, GlobalBees, Droom), 11 Fintech startups (Zeta, Slice, Mobikwik, Groww, Digit, CRED, Coinswitch Kuber, CoinDCX, Chargebee, BharatPe and Acko) becoming unicorns. Then we have 5 enterprisetech and SaaS startups (Mindtickle, MapmyIndia, Gupshup, BrowserStack, Apna), 4 health startups (Cure.fit, Innovaccer, Pharmeasy, Pristyn Care), 4 consumer service startups (Blinkit, CarDekho, Rebel Foods, Urban Company), and 3 edtech startups (Eruditus, Vedantu and Upgrad) also becoming unicorns. Other 2021 unicorn categories include Media and Entertainment startups MPL and sharechat, Logistics startup Blackbuck, Traveltech startup Easemytrip , Real Estate startup Nobroker, and Manufacturing startup Zetwork. Talking about where where these startups coming from, they were all from tier 1 cities. Bangalore is leading this list with 39 unicorns, NCR region with 32 unicorns, mumbai with 16, Pune with 6, Chennai with 5 and Hyderabad with 2. Now we are halfway in 2022 and we have already produced and now it seems that by 2025, India will have upwards of 250 unicorns. So that will be exciting to watch and we will continue to track all of this in our upcoming episodes.

Shares of new-age tech companies like Zomato, Nykaa, Paytm, Policybazaar and CarTrade witnessed a huge selloff after their listing as global headwinds and uncertainty over rate hikes battered them below their issue prices.   However, a rub-off effect has occurred in new-age tech stocks after markets saw a smart comeback as geopolitical tensions eased. While the BSE SmallCap index has outperformed the MidCap by 0.77 per cent in the past one month, the S&P BSE Sensex surged over 3 per cent during the same period. Shares of Nykaa, Paytm, Policybazaar, Zomato, CarTrade, too have zoomed between 2 and 34 per cent in the past one month. However, despite the recent euphoria, analysts remain cautious over the new-age tech stocks as interest rates rise. This is because these companies use weighted average cost of capital as discounting factor while valuing their firms. A rise in interest rate and in effect their respective WACCs will, therefore, reduce the current discounted value of expected earnings. Outlook-wise, too, a dark cloud of speculation continues to hover above the new-age tech pack as companies struggle to justify their valuations. AK Prabhakar of IDBI Capital, for instance, suggests investors to avoid the new-age tech pack even if it corrects another 20 per cent. Other brokerages, too, have been raising red flags over the new-age tech pack for a while now. While Jefferies warns adverse regulations to impact Zomato's growth, Axis Capital believes that Nykaa's expenditure remains at risk if consumer conversion rates fail to commensurate marketing returns. Hence, with rising interest rates, only hard-numbers are expected to rescue these stocks from a treacherous road ahead. The BSE Sensex and the Nifty50 closed 0.41 per cent and 0.31 per cent down respectively on Wednesday. Markets will now resume trade on Monday after an extended weekend.  

The Union Budget for fiscal year 2022-23 triggered volatility on the bourses last week. While bulls took the baton and charged ahead during the initial part of the week, bears dragged the indices lower in the second half amid profit booking and wobbly global markets. The frontline S&P BSE Sensex and the Nifty50 eventually ended the week with 2.5% higher at 58,645 and 17,516, respectively. As per technical charts the 50-pack Nifty index may attempt to reclaim the 18,000-mark this week if it manages to conquer the immediate resistance level of 17,800. 17,400 remains a key support level. As regards Sensex, the 30-pack index may quote between 57,400 and 59,750. The index has support at 57,850 and resistance at 59,300. One of the key triggers this week will be the Reserve Bank of India's monetary policy outcome as the MPC will begin its three-day meeting later today. Analysts expect RBI's guidance to be dovish when compared to global peers, who have been guiding or announcing rate hikes as inflation become into a concern. They say, growth concerns amid spread of the Omicron variant and relatively benign inflation out-turns may provide the RBI with enough room to maintain its growth-supportive monetary policies.   However, markets will eye the MPC's commentary as it tries to strike a balance between post-pandemic liquidity and bond yields. The yields on 10-year govt bonds have already risen to two-year high since the announcement of the Budget. Any decision to reduce liquidity may further push the yields higher, which may affect equities too. Against this backdrop, money market action along with rate sensitive stocks in the banking and real estate space will be in focus in early part of this week. The RBI will announce its policy outcome on Wednesday, Feb 9.   That apart, stock-specific action will remain plentiful as results season enters its last leg. Policybazaar, TVS Motor, Union Bank of India, Bata India, Escorts, Indraprastha Gas, IRCTC, Berger Paints, Tata Power, M&M and Hero MotoCorp are some of the notable companies set to report their December quarter results this week.   Meanwhile, in the primary market, the initial share of Vedant Fashions will close on Tuesday, Feb 8. So far, the issue has been subscribed less than 20 per cent. Globally, the meltdown in technology stocks on Wall Street will be tracked by market participants, along with oil prices and bond yield movement. Watch video

The Asia InsurTech Podcast spoke with Sanjib Jha, the CEO and Executive Director of Coverfox, about the startup ecosystem in India and how Coverfox has pivoted during Covid and came out the other end stronger than ever. Listen to our podcasts with PolicyBazaar here. Find the transcript of our conversation here: Michael WaitzeOkay, we're on. […] The post EP 154 – Sanjib Jha – CEO & Executive Director of Coverfox – Every Crisis Is an Opportunity appeared first on Asia InsurTech Podcast.

Excited to share FS Brew's special interview with Neeraj Gupta, CEO of Policybazaar UAE!   Neeraj gave us many insights about PolicyBazaar and its DNA, which continues to shape the way they work.  We spoke in-depth about: 

Top headlines   ·       Sensex crashes 1,546 pts, Nifty below 17,150 amid US Fed uncertainty ·       Broader markets worst hit, BSE SmallCap index slips over 4% ·       BSE IPO index plunges 7% as Zomato, Nykaa tank up to 20% ·       921 stocks freeze at lower circuit on the BSE ·       Sharda Cropchem hits record high on robust Q3 earnings   Dalal Street witnessed carnage on Monday with benchmark indices falling the most since April last year in intra-day deals. Panic selling amid uncertainty around the likely interest hikes by the US Federal Reserve spooked the markets.   The frontline BSE Sensex crashed nearly 2,000 points intra-day before staging a mild recovery to end 1,546 points, or 2.6%, down at 57,491.   On the NSE, the Nifty50 ended at 17,149, down 468 points or 2.7%, with only two stocks – Cipla and ONGC – managing to end in the green. Earlier in the day, it had slipped below the 17,000 mark, hitting a low of 16,998.   Among large-cap players, JSW Steel and Tata Steel plunged up to 7%, while Bajaj Finance, Grasim, Hindalco, Wipro, Tech Mahindra, Titan, and Reliance shed between 5% and 6% on the bourses.   The broader markets were the worst hit as they underperformed the benchmarks by logging significantly higher losses. The BSE MidCap and SmallCap indices lost 3.8% and 4.4%, respectively. From the latter, Astral, Godrej Properties, Vodafone Idea, Gland Pharma, and Zee Entertainment were among the top losers.   Overall, over 3,000 stocks declined on the BSE, while just 513 stocks managed to end higher. The volatility gauge – India VIX – also surged 20.8% to 22.8, indicating a high level of nervousness among investors ahead of the Union Budget.   Meanwhile, a total of 921 stocks were locked in their respective lower circuits, as against 259 stocks that were in their upper circuits.    Sectorally, all indices ended with sharp losses, led by the Nifty Realty, Metal, IT and Consumer Durable indices, down 6%, 5%, 4% and 3.4%, respectively. Oil & Gas, Financials, Auto and FMCG indices ended 2% lower each.   On the BSE, the IPO index closed 7% lower, as the recently listed stocks were also hammered amid a heavy sell-off in the markets. Zomato, Nykaa, MapmyIndia and Policybazaar ended 19.6%, 13%, and 10% lower, respectively. All these stocks hit their respective all-time lows since their listing on the market.   On the flip side, agrochemical company Sharda Cropchem was a major outlier in today's session, ending 15.5% higher on the BSE after it hit a new all-time high on the back of robust Q3 numbers. The company's net profit more than doubled to Rs 102 crore in the December quarter, while its revenue grew 78% year on year to Rs 879.8 crore, led by strong volume growth.   On Tuesday, auto major Maruti Suzuki, drugmaker Cipla and Torrent Pharma, along with Macrotech Developers and SRF, are likely to be in focus as investors will watch their Q3 earnings.   The Federal Reserve's meetings on Tuesday and Wednesday may also keep the markets on the edge as investors await clues on when and how the central bank might raise interest rates this year.

The equity markets ended the day in the positive territory for a third session after facing bouts of volatility during the day. After oscillating 408 points, the BSE Sensex index ended at 60,617 level, up 221 points or 0.37 per cent. Its counterpart, the Nifty50 shut shop at 18,056 levels, higher by 52.45 points or 0.29 per cent. Private mortgage lender HDFC was the top contributor towards the Sensex's total gains, followed by RIL, HCL Technology, TCS, Infosys and Tech Mahindra. All these counters were up between 1 per cent and 4.4 per cent. On the downside, Tata Steel, Bajaj Finance, Kotak Bank, ITC, and Dr Reddy's were the top laggards. The broader markets were quiet today with the BSE MidCap and SmallCap indices ending little changed. AU Small Finance Bank, Trent, Gujarat Gas, Emami Paper Mills, and Texmaco Rail were the top gainers from the space. Gabriel India, Omaxe, Poonawalla Fincorp, and Vodafone Idea, meanwhile, were the biggest losers. Sectorally, the Nifty Metal index was the biggest loser of the day, and ended nearly 2% lower after brokerage Jefferies expressed lower optimism on the sector as weak macro and demand concerns in China are seen weighing on metal prices. The brokerage downgraded its ratings on Tata Steel from 'Buy' to 'Hold' and JSW Steel from 'Buy' to 'Underperform'. The two stocks closed 3% lower.  Auto, FMCG, Pharma, consumer durables and telecom, too, broadly ended on a muted note. On the contrary, the Nifty IT index was the top gainer, which ended 1% higher, followed by realty and energy sector stocks. IT majors TCS, Infosys and Wipro are set to announce their Q3 results tomorrow after market hours.  Among individual stocks, debt-ridden telecom player Vodafone Idea was in the limelight today as the stock crashed over 22% after the company said it has opted to convert interest on deferred spectrum and AGR dues into equity. With this, the government will now become the largest shareholder of the company with a 35.6% stake. Today's slide has led the stock to correct 31.5% from its 52-week high level touched on December 10, 2021. Among those listed recently, shares of PB Fintech, the parent company of Policybazaar, hit a new low after it fell nearly 5% on the BSE. In the past one month, the share price has dipped 25% following the expiry of the mandatory lock-in period for anchor investors on December 13, 2021.  On the flip side, the shares of JBM Auto were locked at the 5% upper circuit and hit a new high on the BSE after the company announced the acquisition of 51% stake in group companies JBM Green Energy Systems and JBM EV Industries. In the past two months, the stock of the automotive company has zoomed 123%.  Overall, 1,941 stocks advanced on the BSE while 1,505 declined and 67 ended flat. Among these, 615 stocks hit their respective upper circuits, while just 7 of these hit lower circuits.

.An in-depth talk with one of India's internet legends on how he became a top entrepreneur.

A fantastic session with Yashish Dhaiya, who founded Policybazaar and did several Ironman races. From IIT to IIM to founding multi-billion dollar companies to competing in Ironman, hard to get someone more inspiring than him!

More than half a dozen Indian tech companies, including Zomato, Paytm, Flipkart, InMobi, Nykaa, and PolicyBazaar, have said they are likely to go public this year. This is obviously a big milestone for India's tech ecosystem, which has seen very few public offerings in the past. What has changed, and why are Indian companies talking about going for an IPO now? In this special, we pick up a hot topic from the world of startups and help you parse it with the help of top experts. In today's episode, we take a look at India's IPO boom with Gopal Jain, the co-founder of private equity firm Gaja Capital; Karthik Reddy, the co-founder of Blume Ventures and Madhav Chanchani, the Editor-in-Chief of TheCaptable. We'll try to answer questions such as why now and how will this play out?  Get $10,000 free credits to use Freshworks products (including the brand new Freshworks CRM packed with AI-based lead scoring, phone, email, activity capture, and more) by joining the Freshworks for Startups program. Click here to check eligibility.Sign up for regular updates from The Orbit Shift Podcast.The Orbit Shift Podcast is powered by Freshworks Inc, a global SaaS company headquartered in San Mateo, California. If you enjoyed listening to this podcast, consider giving us a five-star rating on Apple Podcasts. Host and Producer - Jayadevan PKAssistant Producer - Shashwath JAudio Engineer - Rajesh Subramanian  

Karan Mohla is Executive Director and Head of Consumer Media & Technology sector at Chiratae Ventures where he heads the sector focus and strategy on Consumer Media & Technology investments. He has been investing in Indian companies since 2009 and has over 15 years of experience in the technology industry across India and the US.Prior to Chiratae Ventures, Karan worked with QVT Finance LP, a US based hedge fund and was a founding member of their Asia-Pacific practice. He earlier worked in the technology banking group at Jefferies & Company (formerly Broadview International) in Silicon Valley, where he advised several technology companies in Internet, Mobile and Enterprise Software on capital raising, M&A as well as strategic partnerships.About Chiratae Ventures: Chiratae Ventures, formerly known as IDG Ventures was founded in 2006 by Sudhir Sethi and T.C. Meenakshisundaram, and has so far backed 76 companies including Flipkart, Myntra, FirstCry, XpressBees, Newgen, Lenskart, Manthan, NestAway, PolicyBazaar, and Yatra, among others. The firm rebranded itself in 2018 to signify its focus on staying agile and sharp, like a ‘Chiratae', or leopard, in the ever changing startup ecosystem.You can follow Karan on Twitter (@KaranMohla) and while you're at it you can also follow our host, Akash Bhat (@bhatvakash)…In this episode, we cover:1. Covid-19 Impact on Investments and Venture Capital2. Karan's Background and Journey in VC3. Evolution of Venture as an Asset Class in India4. Exit Scenarios for VCs in India5. Evolution of Business Models in India6. Shift from Ad-based Model to Subscription-based Model7. Rise of Digital Media Marketplaces in India8. Purchasing Trends in Consumer Markets – Media, e-Commerce, Finance9. Learnings from within Chiratae Ventures' Portfolio10. Where is the Next Big Innovation in Consumer Market going to come from?