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Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866   Naresh Vissa  33:25   this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  33:32   Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com    

Your champagne wishes and caviar dreams will come through as I watch the watercraft and ponder life in the big farm with Robin Leach.Happy Subscriber Summer! All summer long, we'll be giving you a sneak peek of bonus episodes available to SWM+ listeners. Learn more at sleepwithmepodcast.com/plusThis episode was recorded on location in July of 2017, it has city sounds in the background, it is very subtle but things like helicopters and chatter.Get your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeLearn more about producer Russell aka Rusty Biscuit at russellsperberg.com and @BabyTeethLA on IG.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep PROGRESSIVE - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.comQUINCE - Quince sells luxurious, ethically-made clothes and bedding at an affordable price. Transition your bed for the season with soft, breathable bedding from Quince. Go to Quince.com/sleep to get free shipping and 365-day returns on your next order. MINT MOBILE - This year, skip breaking a sweat AND breaking the bank. Get your summersavings and shop premium wireless plans at mintmobile.com/sleepwithme (Upfront payment of $45 for 3-month 5 gigabyte plan required [equivalentto $15/mo.]. New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See Mint Mobile for details.) Learn about your ad choices: dovetail.prx.org/ad-choices

Join us for our monthly recaps where we discuss:Books we read this month & our thoughtsWhat we're reading nextPO Box OpeningsChannel UpdatesWhat's to comeWriting UpdatesRespond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/c/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183

In the latest episode of Talking Istanbullocks, things spiral from the valleys of Wales to the poultry pens of Lickey End. Jorma belts out “The Rambler”, a Kenny Rogers-style ballad advising Welsh village pub-goers about Brexit, inbreeding and sheep-related shame.True or False starts with Norm from Cheers and somehow ends with Irish wakes and obituaries, Welsh Baftas, and Paul Bastard — Torquay United's fan liaison officer turned internet legend. In Lickey End, Norma's standing for Reform UK but forgets politics the moment she sees her black, poultry-farming Tory rival. Love (or something like it) blossoms over his prize cock.Ray praises actress Joan O'Ruairc for her role as long-suffering Betty and launches an unofficial campaign for her Welsh Bastard BAFTA — and no, that's not a typo.Packed with satire, innuendo, and the sort of nonsense that'd turn your uncle off and make your auntie want it all the harder#TalkingIstanbullocks #PaulBastardTorquay #ComedyPodcast #SketchComedy #WelshBaftas #KennyRogersParody #LickeyEnd #ReformUK #BritishComedy #IrishComedy #PoliticalSatire #PrizeCock #FanLiaisonLegend #ObituariesAndBaftas #CultComedy Hosted on Acast. See acast.com/privacy for more information.

Rambler Kane (and my friend Mark Cooper) discuss John Craigie's live album "Capricorn in Retrograde...Just Kidding...Live in Portland" from 2016. Plenty of other discussion including Rambler's own live album (which y'all need to check out...it's fantastic), being vulnerable, Craigie or a Braves game, Florida, Portlandia, Dire Straits, Wayne's podcaster phase (also known as get drunk on Wednesday phase), Philly Cheesesteaks, hummus, and dirty pictures on your phone.Learn more about Rambler Kane at: https://ramblerkane.com/Learn more about John Craigie at: https://johncraigie.com/Check out other episodes at RecordsRevisitedPodcast.com or one all your favorite podcast providers like Apple Podcasts, Castbox, iHeartMedia, and Spotify. Additional content is found at: Facebook.com/recordsrevisitedpodcast or twitter @podcastrecords or IG at instagram.com/recordsrevisitedpodcast/ or join our Patreon at patreon.com/RecordsRevisitedPodcast

Una ensalada con muchos sabores de rock’n’roll, todos procedentes de la cosecha de discos de 1995. Una buena añada.Playlist;(sintonía) THE SATAN’S PILGRIMS “Spoke” (Soul pilgrim)THE NEANDERTHALS “Arula Mata Gali” (The last menace to the human race)SOUTHERN CULTURE ON THE SKIDS “Voodoo cadillac” (Dirt track date)FLAT DUO JETS “Goin’ to a town” (Introducing the…)BEN VAUGHN “Rock is dead” (Rambler’65)OBLIVIANS “Sunday you need love” (Soul food)THE GORIES “You little nothing”THE KAISERS “Watcha say” (Beat it up)THE SWINGIN' NECKBREAKERS “Wait” (Shake break!)THE FLESHTONES “Let’s go” (Laboratory of sound)ROCKET FROM THE CRYPT “On a rope” (Scream Dracula Scream)SUPERSUCKERS “The thing about that” (The sacrilicious sounds of...)THE LAZY COWGIRLS “Frustration, tragedy and lies” (Ragged soul)RANCID “Journey to the end of the East Bay” (...And out come the wolves)MR T. EXPERIENCE “Ba ba ba ba ba” (Love is dead)RIVERDALES “Back to you” (ST)THE MUFFS “End it all” (Blonder and blonder)LOS IMPOSIBLES “Epílogo” (En el país del niño mosca)Escuchar audio

Join us for our monthly recaps where we discuss:Books we read this month & our thoughtsWhat we're reading nextPO Box OpeningsChannel UpdatesWhat's to comeWriting UpdatesRespond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/c/2toramble  Check out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Dan Longnecker '01 is a former Prep hockey standout turned successful entrepreneur and founder of Longnecker DataCom. In this episode, Dan reflects on his journey from his time at Prep to launching a thriving telecom and cybersecurity firm. He shares lessons learned in leadership, the risks and rewards of entrepreneurship, and how his Prep experience shaped the way he builds relationships and leads with purpose at his business. Don't miss this inspiring conversation with a proud Rambler making an impact in business and beyond!

In this episode, we talk about Lyme, the connection between Anne and Captain Benwick, whether these chapters make us wonder if Anne will end up with someone other than Captain Wentworth, and Louisa's fall from the steps.The characters we discuss are Captains Harville and Benwick. In the historical section, Ellen talks about romantic poetry, and for popular culture Harriet discusses the 2022 Netflix film adaptation of Persuasion.Things we mention:General discussion:Janet Todd and Antje Blank [Editors], The Cambridge Edition of the Works of Jane Austen: Persuasion (2006)Samuel Johnson, The Rambler (periodical, published 1750-1752)Dr John GregoryHester ChaponeStairs on the CobbThe stairs closest to the shore (used in the 1971 adaptation)The middle set of stairs, known as ‘Granny's teeth' (used in the 1995 adaptation)The third set of stairs (used in the 2007 and 2022 adaptations)Google map of the steps on the Cobb For a list of references in the Historical and Popular culture sections, see this episode on our website.    

In this episode, I'm joined by Séamus, aka The Mindful Rambler—a yoga, martial arts, and mindfulness instructor based in Dublin. Séamus shares his powerful journey through sobriety and how it led him to a more grounded, connected life. We talk about the healing power of movement, breath, and presence, and how these tools can support mental wellness and personal freedom. It's an honest, inspiring conversation with someone who truly lives his practice. Follow Séamus on Instagram: @mindful_rambler

Send us a textLily Mae Clements dazzles in this unforgettable episode that showcases her remarkable talent for spinning tall tales into gold. When Valene's irrepressible mother meets Jackson Mobley at a retirement home, it's a match made in con-artist heaven. These kindred spirits recognize the hustler in each other immediately, bonding over their shared gift for fabrication and spinning yarns that grow taller by the minute.Their whirlwind romance leads to an impromptu Vegas elopement funded by $200 stolen from Kenny and Ginger's emergency fund. But when their mutual deceptions are revealed – she's not wealthy and he's never managed Patsy Cline – they don't fall apart. Instead, they join forces, with Jackson convincing a Vegas lounge owner that Lily Mae is terminally ill, securing her long-dreamed-of singing opportunity at the Sidewinder Lounge.Meanwhile, young Olivia faces ridicule when classmates taunt her about her father potentially kidnapping her, making the upcoming father-daughter dance particularly painful. Valene suggests Gary step in, leading to entertaining rehearsals for their magic act. But there's something brewing beneath the surface as Abby takes a suspicious interest in the arrangements, culminating in her unexpected insertion into what should be just Gary and Olivia's special night.The episode masterfully balances comedy with subtle romantic tension, revealing Lily Mae as what the host calls "country dumb" – a woman who doesn't miss a thing despite her seemingly naive exterior. Her ability to transform disaster into opportunity showcases why she's become such a fan favorite, while Abby's lingering glances at Gary hint at potential complications that could rock the cul-de-sac in episodes to come. Subscribe now to follow these intertwining tales of deception, ambition, and unexpected romance!

The mountains of Appalachia have produced some of the most memorable music in recent memory. From Dwight Yoakam to Chris Stapleton and Sturgill Simpson to Tyler Childers, plus up-and-comers like Brit Taylor and Leah Blevins, there's beautiful tunes in “them-thar hills.” Cait Justice's debut album Angel Teeth from sonaBlast Records offers a new entry in the fresh voices from Eastern Kentucky. The 20-something college student from Pikeville, Ky., now resides in Louisville. Within weeks of hitting town, she played a few open-mic and listening rooms, was recommended to sonaBlast's Gill Holland, and found herself recording a debut album in Louisville's famed La La Land Studios.  Justice sat in with Frank and Falls on the latest episode of Roots Music Rambler to talk about her sudden insertion into the Louisville and Americana music scene, her background in music, and what it's like to be at the beginning of what promises to be a meteoric rise to music relevance.  Frank and Falls also talk about the impact their respective mothers had on their interest in music and offer up their normal pickin' the grinnin' picks for the week. Download the episode and subscribe at rootsmusicrambler.com or wherever you get your podcasts.  Also be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links:  Cait Justice on sonaBlast Records website Cait Justice on Spotify Cait Justice on Instagram The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram Pickin' the Grinnin' Recommendations Mumford & Son's ZZ Ward And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum; Audio production by Resonate Recordings. Copyright 2025 - Falls+Partners. Learn more about your ad choices. Visit megaphone.fm/adchoices

  The Death of Tippit - Part 1 The Death of Tippit - Part 2 The Death of Tippit - Part 3 Find previous articles by John at Jim DiEugenio's website, Kennedys and King.com. John finds the government's theory that JFK was shot by Oswald from the rear hard to believe. The Zapruder film proves that John Kennedy was shot from the front. John found a DPD radio recording from November 22, 1963 on Youtube. Listen Here Recorded 11/22/63 communication was omitted from the Dallas Police Department transcripts. Tippit's last call in was said to be at Lancaster & 8th, but Tippit actually said Lansing St. & 8th. There is in fact a Lansing St. just 2 blocks away from Lancaster & 8th in Dallas. 10 minutes prior, Officer J.L. Angell had reported he was "still at Lansing & 8th" Coincidence? Realizing that Angell's call was deliberately not reported, John was inspired to research further. Sgt. Bud Owens was supposed to be Tippit's supervisor that day but Sgt. Hugh Davis took over. Owens leaves out important facts & timeline of events in his Warren Commission testimony. Was there a covert change of guard with the Dallas Police from Owens to Davis on 11/22/63? How did the many different DPD officers get to the scene of the Tippit shooting? Why were there so many misplaced Dallas Police Department officers on 11/22/63? Warren Commission's inventory of police officers is not accurate. Many discrepancies. Officer Parker was supposed to be manning road blocks in Garland, but on a Oak Cliff viaduct? Officer Lewis was supposed to be at Love Field area but he was at another one of the viaducts. The WC states Officer Ronald Nelson was in Dealey Plaza at 12:30 but he too was at a viaduct. Post assassination story involved Tippit being at Gloco, readjusting the time of his visit. Why? Tippit was described by as arriving at Glaco shortly after the shots were fired in Dealey Plaza. John does not believe "Badgeman" was a Dallas Police officer or that you can properly ID him. Office Harry Olsen, who knew Ruby, was also documented to be located at Lansing & 8th. John doesn't believe any members of the Dallas Police Department were firing at JFK. Members of the Dallas police would have helped the shooters safely escape Dealey Plaza. John is curious if Tippit turned after JFK shot, forcing the conspirators to eliminate him? Why were so many of the DPD were in the area, before the assassination had happened? Officer Gerry Hill leaves City Hall about the time Oswald is declared a person of interest. Photos show Officer Gerry Hill arriving at the TSBD in car #207 about 12:50 PM. Earline Roberts, Oswald's landlord, testified DPD car #207 pulled up outside her home. Officer Gerry Hill does not have an alibi for after 1 PM. How could Oswald get from his rooming house to the Tippit murder scene so quickly? Did DPD car #207 drive Oswald to the Tippit murder scene? Did the Rambler in Dealey Plaza? Westbrook arrived after Tippit was shot, yet somehow Westbrook arrives at the scene twice? Capt. W. R. Westbrook's claims can be refuted by other officer's testimonies or by reporters. Car #207 was given great interest due to boarding house landlord Earline Robert's testimony. Len applauds John on his fantastic detective work. Things are constantly making more sense. How many coincidences can you have? Timelines not lining up? False testimonies? So many lies!  

Join us for our monthly recaps where we discuss:Books we read this month & our thoughtsWhat we're reading nextPO Box OpeningsChannel UpdatesWhat's to comeWriting UpdatesRespond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/c/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Chris Temple, Editor and Publisher of the National Investor, joins us to delve into the renewed interest in base metals, gold, uranium, and other critical minerals and the implications and potential benefits to the US as a mining jurisdiction on the back of the new executive order from Trump issued on March 20th titled “Immediate Measures to Increase American Mineral Production.”   This executive order will utilize the Defense Production Act (DPA) to focus on sourcing more domestically mined, processed, or refined critical minerals and strategic mineral as a matter of national security.  There appears to be a joint effort between the U.S. International Development Finance Corporation and the Department of Defense to provide investment support, loans, and possibly grant for mining projects.  There is also an expedited priority on reviewing the permitting on projects seeking development from usual base metals like nickel aluminum and copper, but also includes rare earths, gold, and uranium.   Chris outlines what impact these initiatives may have on permitting timelines and regulations around developing new mines, as well as how this could affect opening up more funds, loans, and grants to bring in the necessary capital for moving these projects forward.  However, while there are many positives, Chris points to how many hurtles are still in place at various levels of government and from legal actions from NGOs; in addition to how much more real work is needed to earnestly impact the extractive industries in the United States.  We also layer on how this executive order squares with other policy initiatives like tariffs on many metals and countries, and a reduction in government workers and cost cutting measures.   This leads into a nuanced discussion of the spotlight and investor interest back on many of the large advanced projects that have been stalled for decades like Northern Dynasty's Pebble, Trilogy's Rambler road access to the Upper Kobuk mineral project, Rio Tinto's Resolution Mine in Arizona, and the Teck-Glencore JV at NorthMet in Minnesota.  Chris reminds listeners that with all those projects, if they do ever get approved, they would still be many years from producing more of these critical minerals.    He also highlights examples of how the government and manufacturers have a poor track record of acting in on these kinds of initiatives in a timely manner. Chris points to the disconnect in the long permitting process where the Bureau of Land Management (BLM) finally approved Lithium Americas Thacker Pass Lithium Project, and then automotive giant General Motors announced it would invest $650M in the mine project, giving GM exclusive access to the first phase of production.  When everything did finally start lining up for project development, the lithium prices which had been high for years reversed course and cratered in price, with an oversupply of lithium flooding the market and expectations being lowered for EV adoption rates and future demand.   We wrap up with Chris sharing why his top 3 commodities areas for this year are still gold, uranium, and traditional energy with oil and gas companies.   He is encouraged by the record all-time high prices in gold during the first quarter of 2025, but feels the biggest opportunity for resource investors at present is in the deeply discounted uranium equities, which he stated “are a gift at these levels.”   Click here to follow along with Chris at the National Investor website.

Erik Wetterling, Founder and Editor of The Hedgeless Horseman website, joins me to dig into the implications and potential benefits to the US as a mining jurisdiction on the back of the new executive order from Trump issued on March 20th; titled “Immediate Measures to Increase American Mineral Production.”    This executive order https://www.whitehouse.gov/presidential-actions/2025/03/immediate-measures-to-increase-american-mineral-production/ will utilize the Defense Production Act (DPA) to focus on sourcing more domestically mined, processed, or refined critical minerals and strategic mineral as a matter of national security.  There appears to be a joint effort between the U.S. International Development Finance Corporation and the Department of Defense to provide investment support, loans, and possibly grant for mining projects.  There is also an expedited priority on reviewing the permitting on projects seeking development from usual suspect metals like nickel and rare earths but also including gold, uranium, and aluminum.   Erik reviews a number of companies that have his attention in the US that may benefit including juniors like Integra Resources(TSXV: ITR) (NYSE American: ITRG), Stillwater Critical Minerals(TSX.V:PGE)(OTCQB:PGEZF), BCM Resources Corp (TSXV: B), and K2 Gold (TSX-V: KTO) (OTCQB: KTGDF).  We also note the potential impact on long-stalled mega projects like Northern Dynasty's Pebble, Trilogy's Rambler road access to the Upper Kobuk mineral project, or Rio Tinto's Resolution Mine in Arizona.   We also discuss whether US projects will now get a premium, due to removing permitting bottlenecks or possibly providing government money to assist in the development of mineral projects.    *In full disclosure, many of the companies mentioned by Erik in this interview, are positions held in his personal portfolio, and they also may be site sponsors of The Hedgeless Horseman website at the time of this recording.   Click here to visit Erik's site – The Hedgeless Horseman

Oh My Goodness: it's Adam Scott. Black-out curtains, a '68 Rambler, homonymous encounters, and “what is it about your wife that drives you crazy?” Sleep with your eyes open… on an all-new SmartLess. Bellissima! Subscribe to SiriusXM Podcasts+ to listen to new episodes of SmartLess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

Welcome to Songs of Experience: A Bob Dylan Podcast, where we explore the man and the music one song at a time.Henry welcomes fellow Chicagoland area Dylan fan, Brendan McCarthy to SoE HQ (in person!) to talk about one of Dylan's earliest recordings, "Rambler, Gambler" officially released in 2005 on the No Direction Home soundtrack.Listen to the song, and follow along with the lyrics:Rambler, GamblerI'm a rambler, I'm a gamblerI'm a long way from my homeIf the people don't like meThey can leave me aloneCome sit down beside meCome sit down right hereCome sit down, love, I want youLove you boldly, so dearWhen you get to WyomingA letter you'll seeIf you get into troubleJust you write and tell meFor I once had a loverHer age was sixteenShe's a flower of velvet and the rose of CelineHer parents was against meNow she is the sameIf I writ on your book, loveJust you blot out my nameOh there's changes in the oceanThere's changes in the seaThere's changes in my true loveAin't no change in me  Follow @songsofbob, @henrybernstein.bsky.socialIf you would like to support hosting my podcasts, please check out my Patreon where for $5 I will give you a shout out on the podcast of your choice. Thank you to, Rob Kelly, Roberta Rakove, Matt Simonson, Josh Taff, and Christopher Vanni. For $10, in addition to the shout-out I'll send you a surprise piece of vintage Bob Dylan merch! Thank you to Kaitie Cerovec who is already enjoying her merch! Thank you to Mark Godfrey over on Substack.Email us at songsofbobdylan@gmail.comSubscribe: YouTube, Apple Podcasts, Spotify, Substack.

There's nothing we love more on Roots Music Rambler than digging into the stories behind songs, albums and artists, especially when geography and place have an impact there. That's why this episode stands out as one of our favorites as Tyler Grant joined us to talk about his new album, his journey through bands and solo work and more. No one digs into a story as well as Grant does and you'll note that right away as we talked about his latest single and upcoming album, Flatpicker, which is due out in March. And the album title is certainly appropriate. Grant is a National Flatpicking Champion and internationally recognized guitar virtuoso. He was also the lead singer and songwriting engine behind the band Grant Farm. It was such a pleasure to have him join us. He even became the first RMR guest to admit to committing a crime. (Ha! Listen to learn more.) We also learned more about his path through many musical genres to become a bluegrass and folk star. Falls shares his birthday experience meeting and seeing Joy Oladokun (his favorite). Frank and Falls also share their normal pickin' the grinnin' picks for you to listen to, and talk about the advent of AI generated music? Yep. It's out there. Be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links:  Tyler Grant Online Tyler Grant on Spotify The Goat Canyon Trestle Video SUNO AI - The AI music generator we mentioned Joy Oladokun on Spotify The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram Pickin' the Grinnin' Recommendations Gabe Lee Kashush Culpepper And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum; Audio production by Resonate Recordings. Copyright 2025 - Falls+Partners. Learn more about your ad choices. Visit megaphone.fm/adchoices

Isaac is joined by ⁠Brad the Rambler ⁠and Max (⁠NEOYEOMAN⁠) to get real pissed off about the spectacle of nothing that was the "Epstein Files" that were touted so egregiously by the Trump administration. Have they finally shit-coated the Epstein network into oblivion? Can we imagine a world without systemic sexual blackmail? Like what you hear? Subscribe to listen to the whole thing.

House Committee on Appropriations Subcommittee on Interior, Environment, and Related Agencies Date: Wednesday, February 26, 2025 – 9:30 AM Location: Capitol Complex, 2008 RHOB, Washington, DC, 20515, USA Witnesses Panel one Harry Antonio Governor Pueblo of Laguna Myron Armijo Governor Pueblo of Santa Ana Charles Riley Governor Pueblo of Acoma Panel two Chuck Hoskin Jr. Principal Chief Cherokee Nation Jonodev Chaudhuri Ambassador Muscogee (Creek) Nation Rodney Butler Chairman Mashantucket Pequot Tribal Nation and Native American Finance Officers Association Panel three Mitchell Hicks Principal Chief Eastern Band of Cherokee Indians Cheyenne Robinson Secretary Omaha Tribe of Nebraska Victoria Kitcheyan Chairwoman Winnebago Tribe of Nebraska Panel four Doreen Leavitt Tribal Council Secretary Iñupiat Community of the Artic Slope David Boxley Councilman Metlakatla Indian Community Cynthia Petersen President Yakutat Tlingit Tribe Panel five Stephen Roe Lewis Governor Gila River Indian Community Duane Clarke Chairman Hualapai Tribe Martin Harvier President Salt River Pima-Maricopa Indian Community Terry Rambler Chairman San Carlos Apache Tribe Panel six Carla Johnson Vice-Chairwoman Tohono O'odham Nation of Arizona Tanya Lewis Chairwoman Yavapai-Apache Nation of Arizona More on Indianz.Com: https://indianz.com/News/2025/02/24/video-american-indian-and-alaska-native-public-witness-hearing-day-2-morning-session/

Join us for our monthly recaps where we discuss:Books we read this month & our thoughtsWhat we're reading nextPO Box OpeningsChannel UpdatesWhat's to comeWriting UpdatesRespond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/c/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

DEPARTMENT OF CHODEPEEN LONG MUSK? MORE LIKE PEEN GONE BUST! Isaac is joined by ⁠Brad the Rambler ⁠and ⁠Jordano of Remember Shuffle⁠ to do a deep dive into the loveless life of Elon Musk. The fellas psycho-analyze Musk's behavior in light of the allegations that he had a botched penile enlargement. Full episode here!

It's no secret that the Roots Music Rambler team loves a good music festival. But as we've discussed before, there are perhaps too many of them and the costs continue to skyrocket for fans. It just so happens that there exists an entire podcast and YouTube show dedicated to music festivals and its host, Nate Riggs, is a friend of the program. This week on Roots Music Rambler, Frank and Falls dig in with Riggs to talk about the state of music festivals across the U.S. The conversation includes everything from the costs to the lineups to the experiences and more. Falls also shares news that his children want him to take them to Bonnaroo and he and Frank talk about the under-the-radar festivals worth attending. The hosts also talk about A Complete Unknown, the new Bob Dylan biopic starring Timothée Chalamet. Be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links:  The Music Festivals Podcast online The Music Festivals Podcast on YouTube The Music Festivals Podcast on Spotify A Complete Unknown The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram Pickin' the Grinnin' Recommendations Kathleen Edwards Waylon Wyatt And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum; Audio production by Resonate Recordings. Copyright 2025 - Falls+Partners. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Perfectly Good Podcast, hosts Jesse and Sylvan embark on a new letter 'K' and dive into the only song by John Hiatt under this letter, 'Keen Rambler'. The hosts discuss the song's themes, lyrics, and musical composition while drawing comparisons to other artists, including Bruce Springsteen. They also explore John Hiatt's journey in the music industry, his notable nominations including a Grammy nod for the 'Leftover Feelings' album, and share inside tidbits about his recording experiences. Furthermore, there are highlights of upcoming releases from his daughter, Lily Hiatt, and a shoutout to the talented Jake Thistle. Join Jessie and Sylvan as they navigate through another enriching episode dedicated to John Hiatt's musical legacy. Support the show here - buymeacoffee.com/setlustingbruce  00:00 Welcome to the Perfectly Good Podcast 05:51 Discussing the Letter K and 'Keen Rambler' 06:34 Background and Facts about 'Keen Rambler' 11:18 Analyzing the Lyrics of 'Keen Rambler' 29:46 Final Thoughts and Ratings 32:12 Listener Engagement and Upcoming Content 36:02 Wrapping Up and Farewell Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for our monthly recaps where we discuss:Books we read this month & our thoughtsWhat we're reading nextPO Box OpeningsChannel UpdatesWhat's to comeWriting UpdatesRespond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

With most team rumors debunked or made public, we wanted to discuss which changes are most exciting and who's posed to go fast in 2025. Of course, like any good B Practice Pod, we floated between topics, mixing in chit-chat about Supercross, racers racing longer nowadays, Gates' $100k belt drive bounty, the cause and effect of setup changes, and why Dak should never read the comments. Enjoy!0:00 Rambling intro9:00 - Supercross bench racing16:22 - Developing a race bike first, then going to production 25:20 - chasing small gains in bike performance mid-season30:45 - cause and effect of testing and changing setup36:08 - comparing setups with other pro DH racers37:48 - final team change news for 202546:08 - what happens to the few names stuck in the middle52:28 - Biggest team change of 2025??1:03:08 - Most excited to see at the races in 2025??1:14:22 - Will we see more racers racing into their 30s in the future?1:20:55 - Dak injury update1:25:02 - Thoughts on Gates $100k belt drive competition1:37:52 - Dak's comeback plans1:53:08 - Dak shouldn't read the comments

In this one, Eddie and Jerry get a great NES song from a Rambler, and they talk about how great the new Indiana Jones video game is... Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Brad the Rambler joins Isaac to discuss the Trump-led ceasefire and whether we should hold our breath or not.

The first time you hear Leah Blevins sing, you immediately notice a voice similar to Dolly Parton. As if that weren't enough to want to hear more, she belts out influences from Martina McBride, Loretta Lynn and even Stevie Nicks. And she's poised for a new album later in 2025 that could be the project that vaults her even higher in the country music scene. Blevins joined Frank and Falls on Roots Music Rambler to talk about what's coming in 2025. She heads to the studio in February to add to an already released single (Hundred Different Sides). The new project is the first of a two record deal, so the future is bright. Blevins was raised in Sandy Hook, Ky., a tiny little burg in the hills of Northeast Kentucky. It happens to be the home of another great country singer: Keith Whitley.  We explored her musical journey, talked about her debut album (First Time Feeling) which came out in 2021, her influences, family and more.  Plus, Falls reports back on Brent Cobb's first Ryman Auditorium headline show and both he and Frank talk about 2025 live show plans they've already got in the works. And as always, they share their Pickin' the Grinnin picks for new music for you to explore this week. Be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links:  Leah Blevins online Leah Blevins on Spotify Sandy Hook, Ky. The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram Pickin' the Grinnin' Recommendations Ella Salter & The Sunday Sinners (New EP on Spotify) Ella Salter & The Sunday Sinners (Episode 5 of Roots Music Rambler) Yacht Rock Documentary on IMDB And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum; Audio production by Resonate Recordings. Copyright 2025 - Falls+Partners. Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠Brad the Rambler⁠ gives Isaac a pep talk in the shadow of the California fires, the mystery fog and domestic Gladio. Listen to the whole thing here.

Join us for our monthly recaps where we discuss:- Books we read this month & our thoughts- What we're reading next- PO Box Openings- Channel Updates- What's to come- Writing Updates- Respond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

We love fan mail: text us with your feedback and ideasWhat if your passion could take you from a farm in Ontario to the master stateroom of some of the world's most luxurious yachts? Join us in an engaging conversation with Bobby Genovese, a prominent owner in yachting, as he shares his unexpected journey into boating. Bobby's remarkable story begins with a serendipitous purchase of the historic Miss Canada III and IV, leading to a collection that includes the iconic Rambler. From his early days on a farm to navigating Florida's vibrant boating scene, Bobby shares tales filled with adventure and a genuine love for connecting people through unforgettable experiences on the water.Bobby offers a behind-the-scenes look at the joys and challenges of maintaining a vessel like his current superyacht, the Feadship-built BG Charade. He candidly shares the financial realities, from crew salaries to unforeseen repairs, revealing that the initial yacht price is just the tip of the iceberg. With insights into running a successful charter business and BG Charade's role on the TV show Below Deck, Bobby paints a vivid picture of the freedom and flexibility a private yacht offers. As his family dynamics shift, Bobby discusses how he's selling BG Charade to embrace new adventures on a smaller yacht in the Bahamas. Tune in for a captivating journey into yachting, rich with personal stories and practical insights you won't want to miss. Thanks for listening! Follow Megayacht News and engage with us on Facebook, Instagram, YouTube, and Threads! Email us at info@megayachtnews.com.

Well, 2024 is in the books and what a year we saw in Americana and Roots Music. From Sierra Ferrell's explosion to Beyonce's Cowboy Carter and crazy collaborations to new music from artists like Gillian Welch and David Rawlings, The Secret Sisters, Marcus King and Dwight Yoakam, the year was one for the books. Since this was the first full calendar year Roots Music Rambler existed (we debuted in September of 2023), we thought we would start an annual tradition of recapping the year with our top songs, albums and artists, plus do a little where-are-they-now rundown of previous show guests to keep everyone thinking about and talking about the music we all love. In this episode Frank and Falls run down their top 10 songs and albums of 2024, proclaim their top artist, group and newcomer of the year, and call out a couple of artists worthy of praise for innovating in the genre in 2024. But, to be clear, our philosophy on Roots Music Rambler is tied to a belief that music is not a competition. Rankings and bests are simply fodder for conversation and discovery. These lists are just our individual opinions. We want to hear yours as well. So comment on our social media posts about the rankings and share your favorites for 2024 or what you're excited about for 2025.  Be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links: (Songs played are representative of our lists, but not necessarily our top songs!) Without You by Ella Salter and the Sunday Sinners on Spotify Hero by Marcus King on Spotify Paperweight by The Secret Sisters on Spotify Dollar Bill Bar by Sierra Ferrell on Spotify Texas Hold ‘em by Beyonce' on Spotify Gild the Lily by Billy Strings on Spotify Sierra Ferrell - Our unanimous Artist of the Year - online The Kimmi Bitter episode of Roots Music Rambler  The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum; Audio production by Resonate Recordings. Copyright 2025 - Falls+Partners. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this New Year's Eve Ramble, Eddie and Jerry talk the G.I. Joe Comics from Marvel and a killer gift Jerry got from a Rambler... Enjoy!

I bought myself the following music for my 47th birthday and then ate the gift receipt, but I'd also used too small a slice earlier, and long story short, I'm dead Mike & the Molotovs - Red, White, and Fuck You Checkpoint - Friends Buck Owens - Detroit City Teo Wise - Punk Mother Aborted Tortoise - Fashionably Late Boris the Sprinkler - OOO Colonel Mustard The Fuzillis - Bang Bang Chicken The Toms - Let's Be Friends Again The 7 Sounds - The Sound of Soul Annihilation Turbo Kids - Full of Shit The Okmoniks - Hide and Seek RMBLR - Main Muscle (Is it Rambler? Is it Rumbler? It's fun!) Trash Knife - Help!? Hasty - The Rent Is Too Damn High Bozo - Burglar Loose Lips - Hungry Heart media puzzle - Everything's Fucked!

It's not often Rolling Stone compares a singer-songwriter to John Prine. But they did just that when they heard “Steelhead Trout” by Margo Cilker. The Oregon-based artist's first two albums have turned her into an emerging star in the Americana music scene.  Pohorylle, her debut, was so good, the UK Americana Music Association nominated it for Album of the Year alongside Brandi Carlile, Robert Plant & Allison Kraus and Charley Crockett. She went on tour with Drive-By Truckers and Hayes Carll. Her sophomore album, Valley of Heart's Delight, is better. Not just by our estimation, but every music publication that's reviewed it says so. The songs are deeper, more introspective, and perhaps more universal.  Cilker joined us for a chat from her Snake River Valley ranch recently to talk about songwriting, her success, and what the future holds for her music. She and Francesca connected at a performance over the summer and had a conversation about the song and fish that brought about the Prine comparisons. Needless to say, we had a fun conversation. Falls also talks about his new favorite TikTok account (@rockabuyrecords) and its protagonist (Dean) who is Falls's new hero. Falls also shares his first take on Dwight Yoakam's new album Brighter Days. Be sure to help spread the love of the show with Roots Music Rambler's new merch, now available at rootsmusicrambler.com/store. Authentic t-shirts, hats and stickers are now available.  Buckle up for The Hoe-Down and the Throw-Down! It's a new episode of Roots Music Rambler. Notes and links: Rock-a-Buy Records on TikTok Rolling Stones article on Valley of Heart's Delight Margo Cilker online Margo Cilker on Spotify Pohorylle (album) on Spotify Valley of Heart's Delight on Spotify Forrest Vantuyl (Margo's husband) online Forrest Vantuyl on Spotify Brighter Days by Dwight Yoakam on Spotify ”Keep on the Sunny Side” cover by Dwight Yoakam The Roots Music Rambler Store Roots Music Rambler on Instagram Roots Music Rambler on TikTok  Roots Music Rambler on Facebook Jason Falls on Instagram Francesca Folinazzo on Instagram Pickin' the Grinnin' Recommendations The Cleverlys on Spotify Corner Boy on Spotify And be sure to get your MuskOx premium flannel shirts just in time for fall. Use the code RAMBLER on checkout for a discount! - https://gomuskox.com/rambler Subscribe to Roots Music Rambler on Spotify, Apple Podcasts, GoodPods or wherever you get your podcasts. Theme Music: Sheepskin & Beeswax by Genticorum Learn more about your ad choices. Visit megaphone.fm/adchoices

Earlier this year, the 10-parish regional economic development nonprofit, GNO, Inc. celebrated its 20th anniversary. The organization has been working to make the area more attractive to businesses. President and CEO Michael Hecht tells us more about what the group has accomplished over the last two decades.Throughout the summer and fall, Elias Camacho, founder of the media company, The Rambler, traveled throughout the New Orleans area, interviewing some of the city's favorite artists, chefs, culture bearers and all-around icons. His documentary series, “NOLA in Focus,”highlights the individuals and communities that make this city so unique. Elias joined WWNO's Alana Schreiber in the studio to share more about this project. —Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We receive production and technical support from Garrett Pittman, Adam Vos and our assistant producer, Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, Google Play, and wherever you get your podcasts. Louisiana Considered wants to hear from you! Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Well, it was fun while it lasted. It's all gonna be so insane from here on. Isaac is joined by Brad the Rambler and ParaPower Mapping to get to the bottom of this Luigi character and the sus stuff surrounding his life and capture.

Join us for our monthly recaps where we discuss:- Books we read this month & our thoughts- What we're reading next- PO Box Openings- Channel Updates- What's to come- Writing Updates- Respond to Questions & Suggestions LivePrivate Book Club! Join/Support:https://www.patreon.com/2torambleCheck out our Merch!https://2toramble.comOur social media:https://linktr.ee/2ToRamblePO Box address:200 Lawyers Rd #6 Vienna, VA, 22183Support this podcast at — https://redcircle.com/2toramble/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Isaac is joined by Brad the Rambler to talk hope and despair and whether any election in recent American history has been free and fair. Be a good boy⁠ follow Brad.⁠ And support your dear friend here.

Join us as we head back to 2017 to hear music from Andrew Bird, a prolific folk artist and Grammy Award nominee, as well as Leif Vollebekk, an effervescent Canadian folk multi-instrumentalist/songwriter. Nick also sits down with Tom Chappell, co-founder of Tom's of Maine and Rambler's Way, to discuss the marriage of values and business. That's all this week on eTown! Visit our Youtube Channel to see artist interviews, live recordings, studio sessions, and more! Be a part of the audience at our next recording: https://www.etown.org/etown-hall/all-events/ Your support helps us bring concerts, tapings and conversations to audiences while fostering connection through music, ideas and community. If you'd like to support eTown's mission to educate, entertain and inspire a diverse audience through music and conversation, please consider a donation: https://www.etown.org/get-involved/donate-orig/.

  Ted was 8 years old when JFK was assassinated on November 22, 1963. A pall came over the nation when JFK was assassinated, everyone around him was effected. JFK's murder deeply effected Ted, starting his fascination with the investigation. Oswald being shot by Ruby just two days after JFK’s murder seemed too fantastical to be true! Ted has a background in TV reporter & teaches journalism. Ted loves investigative journalism. With Ted's pending retirement, he's looking forward to focusing on his great JFK Youtube channel! Listening to weekly episodes of Black Op Radio helps keep Ted close to the subject. Ted has current FOIA requests in progress with hopes of learning more on the Chicago plot. Ted interviewed Ruth Paine a decade ago! Ted tells why she cut him off from further communication! It was amazing to Ted how Ruth Paine tried to manipulate him. Solving the assassination of JFK's murder is coming down to the hard work of independent researchers. Ted appreciates the determined truth seekers in the JFK research community! Ted's nickname was TV Ted in the television & reporting world. Sgt. Robert Vincent's plane was diverted to Dallas, where they picked up an LHO lookalike! The CIA kept complete oversight over Sgt. Vincent & his wife after the assassination. Ted has concluded the JFK assassination was a CIA operation. Many people associated to the assassination on some level lost their lives or were harassed by the CIA. Len created 50 Reasons For 50 Years short videos to cater to people's short attention spans! Researchers are very interested in the murder of Officer Tippet by an Oswald imposter. Ted really appreciates the Oswald research published by John Armstrong in Harvey & Lee. Len & Ted discuss the multiple Oswalds that started to appear in different states. Was the CIA Edward Lansdale brought in to orchestrate & direct JFK’s assassination? Len believes the reporting of Oswald in Mexico City was a CIA created distraction. Thomas Arthur Vallee in Chicago also looked like Oswald & had a similar military career! Roger Craig saw an Oswald lookalike in Dealey Plaza getting into a Rambler station wagon. There were TWO Oswalds arrested on November 22, 1963 at the The Texas Theatre! The plane with Sgt. Robert Vincent landed at the Roswell AFB after leaving Dallas. David Ferrie was being followed by the CIA to make sure he didn’t speak out about the assassination. Oswald was seen creating a ruckus in multiple locations bringing attention to himself on purpose. The Warren Commission censored what was published in the report, rejecting multiple testimonies. Gerald Ford & the other members of the Warren Commission are guilty of helping with the cover-up. The Warren Commission has told hundreds of lies but ignorant people & shills still promote the report. With the WC claiming Oswald was in Mexico City, then how could Lee be at the Sportsdrome? How could Lee Harvey Oswald defect to Russia, return to the US with assistance & not be charged? Sylvia Odio reported that a Lee Harvey Oswald visited her home with anti Castro Cubans. Oswald arrested at The Texas Theatre seen at El Tico restaurant in a car registered to CIA business. Allen Dulles & The Big Money behind the opposition of Kennedy. NSAM 263 was JFK's initial initiative to start pulling out all troops from Vietnam. Len explains the Golden Triangle. David Ferrie was killed shortly after it was made public he was involved in Garrison’s investigation. Autopsy whistleblower suicided along with reporter Dorothy Kilgallen & Dr. Mary Sherman!  

Tonight, we'll read a chapter titled “An Old Road.” from “A Rambler's Lease” by Bradford Torrey, published in 1892. Torrey was an American ornithologist who wrote many stories about his experiences walking through woods while bird watching.  The preface he wrote to tonight's book is paraphrased as follows: “The writer of this little book has found so much pleasure in other men's woods and fields that he has come to look upon himself as in some sort the owner of them. Their lawful possessors will not begrudge him this feeling, he believes, nor take it amiss if he assumes, even in this public way, to hold a rambler's lease of their property. His private opinion is that the world belongs to those who enjoy it.” — read by 'N' — Sign up for Snoozecast+ to get expanded, ad-free access by going to snoozecast.com/plus! Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's get Rambly! Show Notes: Run Time: 1:? This one is a DOOZY! Rambler, Biomancer, even GloomWeaver?! And we come into it cold and do it all live?! Spooky month, indeed! We hope you enjoy it — we certainly did! Next week is a live show, so consider joining our Patreon at any level so you can join us live! Contributors can be in the chat with comments, questions, and more!  And, most importantly, don't forget to VOTE!

In this month's Get Rec'd Jared is joined by Anthony; producer and director of the Ultimate Cleveland Sports Show. Join them as they discuss Titanfall 2, and Star Wars Jedi: Survivor!You can find the Ultimate Cleveland Sports Show on Youtube here:Ultimate Cleveland Sports Show⁠You can find Anthony here: Twitter Instagram Find all of our socials as well as our discord server here!:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/PlayAlongPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Episodes of this podcast go up every Tuesday at 9 am PSTIntro and outro music is done by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://boqeh.bandcamp.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music Break 1: Link To Pilot (Titanfall 2)Music Break 2: Rambler's Reach (Star Wars Jedi: Survivor)

94 GMC Sierra No brake lights 08 Nissan Titan no start Is GM Selling your data? Texas lawsuit claims they are and wants action Jeep Patriot misfire sputters 61 Rambler transmission leak 03 Town car owner has an adventure in overheating 19 F250 upkeep info 08 Taurus Ignition coils or not?

The Gift *** Written by: Jamie Anne and Narrated by: Nichole Goodnight *** The Rambler *** Written by: Justin Alcala and Narrated by: Cole Burkhardt *** Support the show at patreon.com/creepypod *** Title music by: Alex Aldea Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you get over England losing a Euros final? Relive all your misplaced optimism before the tournament, of course! Marcus, Luke, Andy and Jim reveal their pre-tournament predictions for Euro 2024 – featuring a wild prediction for Spain, a bare Scottish bot-bot, and the return of Big Mama UEFA. Stay tuned to discover which Rambler was a very surprising winner…We're back on stage and tickets are out NOW! Join us at London Palladium on Friday September 20th 2024 for 'Football Ramble: Time Tunnel', a journey through football history like no other. Expect loads of laughs, all your Ramble favourites, and absolutely everything on Pete's USB stick. Get your tickets at footballramblelive.com!Follow us on Twitter, Instagram, TikTok and YouTube, and email us here: show@footballramble.com.Sign up to the Football Ramble Patreon for ad-free shows for just $5 per month: patreon.com/footballramble.***Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.