Podcasts about your investment

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Lyneir: What I believe is my calling is to see value in people and places that other people overlook or undervalue.Democratizing commercial real estate isn't just a lofty vision for Lyneir Richardson, it's his mission. As the CEO of The Chicago TREND Corporation, Lyneir is pioneering a model for strengthening urban neighborhoods by enabling small investors to own a stake in commercial properties. In today's episode, he shared how his organization is transforming communities while offering everyday people the opportunity to invest alongside wealthy, institutional players.Lyneir explained, “Retail is the first impression of a neighborhood. If the retail corridor is blighted, it attracts crime, brings down property values, and becomes a liability.” Recognizing this, The Chicago TREND Corporation focuses on revitalizing retail spaces in underserved neighborhoods, blending community impact with financial returns.Since its founding in 2016, Chicago TREND has completed three crowdfunding campaigns, raising nearly $1 million from impact-oriented individuals. Lyneir described these investors as “small dollar, impact-oriented individuals who want to see progress in a neighborhood.” In one project, they partnered with a local nonprofit to redevelop a blighted industrial site. After acquiring the property for $3 million, they demolished a decaying building and planned a new 100,000-square-foot warehouse. Before construction began, another buyer offered $4.5 million. This exit not only provided a threefold return for investors but also strengthened their balance sheet for future projects.Lyneir emphasized that crowdfunding is more than a financial tool—it's also a way to foster community ownership. “We call it #WeOwnThis,” he said, describing how local investors are more likely to patronize and protect these properties. This inclusive approach to ownership creates a ripple effect, empowering communities to take pride in their neighborhoods while benefiting financially.Today, Chicago TREND is actively raising capital for additional projects. By combining crowdfunding with old-school community organizing—meeting in church basements, library common areas, and on Zoom—Lyneir and his team are proving that inclusive investment can transform neighborhoods.Lyneir's work demonstrates that commercial real estate can be a powerful tool for social change. By inviting ordinary people to invest in their own communities, he's creating opportunities for financial growth while building stronger, more vibrant neighborhoods.tl;dr:Lyneir Richardson democratizes commercial real estate by enabling small investors to revitalize underserved neighborhoods.Chicago TREND uses crowdfunding to finance retail projects that strengthen communities and boost property values.A recent project gave investors a threefold return while transforming a blighted industrial site.Lyneir's superpower is recognizing value in overlooked places and fostering community-driven redevelopment.By balancing profit and impact, Lyneir is creating opportunities for ordinary people to invest in change.How to Develop Seeing Value in Overlooked People and Places As a SuperpowerLyneir's superpower is his ability to recognize potential where others see obstacles. As he explained, “What I believe is my calling is to see value in people and places that other people overlook or undervalue.” This skill allows him to envision opportunities for revitalization in underserved neighborhoods, often dismissed by traditional investors as “too hard” or “too small.” By combining his expertise in commercial real estate with a deep passion for community, Lyneir transforms overlooked areas into thriving hubs of activity and investment.Illustrative Story:In one project, Lyneir's team purchased a shopping center hampered by outdated covenants, including a racial restriction dating back to the 1940s. Instead of bypassing the issue, they engaged with 119 local homeowners to amend the covenant, not only removing the offensive language but also garnering community support for the redevelopment. This effort exemplifies Lyneir's ability to see both the immediate and long-term value in addressing historical barriers while building trust within the community.Tips for Developing the Superpower:Learn to See Potential: Practice identifying value in places or people others dismiss.Engage with the Community: Build trust by listening to and involving local stakeholders in decision-making.Blend Passion with Expertise: Use your professional skills to address challenges in a meaningful way.Balance Profit and Impact: Focus on projects that deliver financial returns while improving lives.Address Historical Challenges: Don't shy away from difficult or sensitive issues; tackle them to build trust and create lasting change.By following Lyneir's example and advice, you can make seeing value in overlooked opportunities a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileLyneir Richardson (he/him):CEO, The Chicago TREND CorporationAbout The Chicago TREND Corporation: Chicago TREND was established in 2016 to strengthen urban commercial corridors through strategic, community-driven commercial real estate investment and small business support. Since then, Chicago TREND has assembled a dedicated team that supports every aspect of community ownership projects, including business capacity building, credit underwriting, portfolio management, capital improvements, public outreach, and mixed-use transactions.Website: chicagotrend.comX/Twitter Handle: @TheChiTRENDCompany Facebook Page: facebook.com/ChicagoTRENDBiographical Information: Lyneir Richardson is CEO of The Chicago TREND Corporation (TREND), a commercial real estate firm that owns urban shopping centers and provides economic advisory services to corporations, government agencies and large philanthropic organizations. Lyneir is also Associate Professor of Professional Practice at Rutgers Business School and serves as the Executive Director of the university's Center for Urban Entrepreneurship and Economic Development.Previously, Lyneir was the CEO of the primary economic development corporation in Newark, NJ attracting investment and jobs to the city during two mayoral administrations. Prior to that he also served as Vice President of General Growth Properties Inc. and led a national initiative to develop shopping centers in urban underserved areas. Early in his career, Lyneir founded LakeShore Development and Construction Company and was named a U.S. Small Business Administration "Young Entrepreneur of the Year." Lyneir began his career as a corporate attorney at the First National Bank of Chicago.Lyneir holds an appointment as a Nonresident Senior Fellow of the Brookings Institution. He graduated from Bradley University and the University of Chicago Law School.Personal Facebook Profile: facebook.com/lyneir.richardsonLinkedin: linkedin.com/in/lyneirInstagram Handle: @LyneirRichSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, KribSavUp, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on June 17, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, June 18, 2025, at 12:00 PM Eastern. Jason Fishman, Co-Founder and CEO of Digital Niche Agency (DNA), will lead a session on "Crowdfund Like a Pro: Insider Marketing Secrets from Jason Fishman." He'll reveal proven strategies and marketing insights drawn from years of experience helping successful crowdfunding campaigns. Whether you're a founder planning a raise or a supporter of innovative startups, you'll gain actionable tips to boost visibility, drive engagement, and hit your funding goals. Don't miss it!Superpowers for Good Live Pitch – June 25, 2025, at 8:00 PM Eastern - Apply by June 6, 2025, to pitch your active Regulation Crowdfunding campaign live on Superpowers for Good—the e360tv show where impact meets capital. Selected founders will gain national exposure, connect with investors, and compete for prizes. To qualify, you must be raising via a FINRA-registered portal or broker-dealer and align with NC3's Community Capital Principles. Founders from underrepresented communities are especially encouraged to apply. Don't miss this chance to fuel your mission and grow your impact!SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarCrowdfunding Exits: Getting a Return on Your Investment, May 22, 2025, 2:00 PM Eastern.Successful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.African Diaspora Investment Symposium 2025 (ADIS25), Wednesday–Friday, May 28–30, 2025, at George Washington University, Washington, D.C., USA.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Do you ever wake up feeling shattered but you just make yourself train hard anyway? I know it sounds like the thing you should do, but is that actually the best thing for your recovery, your performance and ultimately, your body? As triathletes, we’re masters at tracking watts, pace, and heart rate but there's another metric that could revolutionise your training decisions. Enter Heart Rate Variability (HRV) – your body's daily report card on recovery and readiness. Today I'm getting nerdy with Daniel Roland from HRV4Training to learn how tracking your HRV can help you get the most out of your training sessions, understand your recovery and avoid burnout. And all it takes is one minute every morning. What's HRV and Why Should You Care? Think of HRV as your body's daily stress barometer. It measures the variation between your heartbeats, giving you a window into your nervous system's state. Low HRV? Your body's in fight-or-flight mode. High HRV? You're recovering well and ready to tackle those key sessions. For triathletes juggling three sports and the demands of life, this is the kind of data you want to know. The HRV4Training App The HRV4Training app turns your smartphone into a sophisticated recovery monitoring device. Created by computer scientist Marco Altini, you don’t need any expensive or annoying gadgets – just your phone's camera and your finger for a 60-second morning check. The Science Behind Smarter Training Research shows athletes who adjust their training based on HRV perform better, even when doing fewer intense sessions. Think about that – better results with more strategic, not necessarily more, training. It's about training smarter, not harder. How to measure your HRV Consistency is key here and by measuring at the same time each morning, you’ll get a baseline of your individual scores so you can understand when your body is in a state of stress. Unlike other apps that present HRV data with an unknown algorithmic value, HRV4Training gives you raw data so you can understand how variabilities such as training sessions, sleep, nutrition, alcohol, menstrual cycles and life stressors impact your body. Daniel explains how the app's tracking features help you connect the dots between your lifestyle choices and recovery capacity. It's like having a personal performance detective. While HRV isn't a strict training dictator, it's an objective adviser when you're unsure about whether you should push through or perhaps back off a little. Think of it as your body's early warning system. Your Investment in Smarter Training For less than the cost of a new race belt, HRV4Training gives you ongoing insights into your recovery status. Available on iOS and Android, it's a one-time purchase that could save you a lot of guesswork and help you train smarter and recover faster. I've personally been experimenting with HRV for training myself lately and I love it how it provides that real time insight into my recovery, my training readiness, and the quality of my sleep the night before. And no, this isn’t a paid partnership. I bought the app out of my own pocket and I’m not getting any kickbacks! But I sure am excited to bring this conversation to you to help you unlock another level of performance. Let’s go! LINKS: To learn more about HRV4Training Website: https://www.hrv4training.com/ Download the app App Store: https://apps.apple.com/us/app/hrv4training/id686923970?ls=1 Google Play: https://play.google.com/store/apps/details?id=com.asma.hrv4training Download the FREE 5-part audio series The 5 Biggest Nutrition Mistakes Costing You Time on Race Day https://www.dietitianapproved.com/mistakes Join the Triathlon Nutrition Academy: www.dietitianapproved.com/academy Support the TNA Podcast: https://www.dietitianapproved.com/legend Check how well you’re doing when it comes to your nutrition with our 50 step checklist to Triathlon Nutrition Mastery: dietitianapproved.com/checklist Start working on your nutrition now with my Triathlon Nutrition Kickstart course: dietitianapproved.com/kickstart It’s for you if you’re a triathlete and you feel like you’ve got your training under control and you’re ready to layer in your nutrition. It's your warmup on the path to becoming a SUPERCHARGED triathlete – woohoo! Website: www.dietitianapproved.com Instagram: @Dietitian.Approved @triathlonnutritionacademy Facebook: www.facebook.com/DietitianApproved The Triathlon Nutrition Academy is a podcast by Dietitian Approved. All rights reserved.See omnystudio.com/listener for privacy information.

Are you wasting your first 30 seconds? Is your podcast intro turning people away? Too many podcasters kick off with random chit-chat, life updates, or awkward mic adjustments. Don't let that be you! You've got just half a minute to hook a new listener, and if you don't, they're moving on. In this episode, I'm breaking down exactly how to craft an intro that grabs attention and keeps your listeners around for the full episode. We're talking about creating a powerful Podcast Promise—an intro that lets listeners know exactly what they're going to get by hitting play. Here's how to set it up for maximum impact: Your Show's Name & Your Name Let listeners know who you are and what show they're tuning into. Skip the laundry list of credentials; just get to the point. Who Your Show Is For Call out your audience directly. Don't try to appeal to everyone—be specific. You want listeners to feel like this show is for them. What You Deliver Every Episode Tell them what they can expect from your show. Be clear about what you bring to the table, but keep it tight. Is it actionable tips? Case studies? Inspiring conversations? Make it clear and avoid a catch-all list. The Outcome or Long-Term Benefit Give them a reason to keep coming back. What problem are you solving for your listeners? What's the long-term benefit they'll gain if they stick around? This is where your podcast promise seals the deal. The right intro doesn't just attract the right listeners—it repels the wrong ones. If your content isn't a match for someone, you want them to know right away so they don't waste their time (or yours!). A strong podcast promise attracts those who are primed for what you offer, making it easier to turn listeners into loyal fans and even clients. Want to hear an example? I share a powerful podcast promise from one of my clients that perfectly illustrates how a clear intro not only brings in the right audience but also pushes away the wrong one. So, is your podcast intro doing the heavy lifting it should? Use this checklist to put yours to the test: Show Name & Host Name Target Listener What You Consistently Deliver Long-Term Benefit for Regular Listeners Put your podcast intro to the test and make sure it's as strong as it can be. With the right intro, you'll hook listeners early, build authority, and set your podcast up to serve you, your audience, and your business. Now that you've analyzed your intro, let's have a look at your whole podcast (and find out how to improve your podcast ROI). Grab my free Podcast Audit.   Want more tips on perfecting each part of your podcast? Check out related episodes on show intros, topic intros, and guest intros right here:  185: Why Your Guest Intro Sucks  148: Nail Your Podcast Guest Intro Every time 40: How to Properly Introduce Your Podcast Guest  34: Hook Listeners with an Effective Podcast Intro 23: Is Your Professional Intro a Turn-Off? 04: Creating Great a Podcast Intro 92: Why Niche Podcasts are Killing It 93: How to Niche Down Like a Pro 216: Overcome the Fear of Niching Down Your Podcast  201: 5 Ways to Pivot Your Podcast for a Better Return on Your Investment

Bonus Episode #2 - Allow Me To Introduce Myself Join Patrice as she introduces herself and explains why she is passionate about coaching people into homeownership. This podcast is for the first-time buyer and the experienced homeowner looking to level up. Patrice and her team our local experts are giving you all the knowledge you'll need in one easy place to find. Sharing necessary knowledge, industry secrets, motivational tidbits, and personal stories...this is Living in Your Investment, a podcast by Patrice Boston (eXp Realty) Follow Patrice on IG: https://www.instagram.com/misspatriceb/ Learn more about buying and selling: www.pbostonhomes.com (Patrice Boston is a licensed real estate agent with eXp Realty Tennessee.)

Join 5-star rated REALTIST and REALTOR, Patrice Boston as she coaches you through the strategies to become a homeowner while not only investing in real estate but also in yourself. This podcast is for the first-time buyer and the experienced homeowner looking to level up. Patrice and her team our local experts are giving you all the knowledge you'll need in one easy place to find. Sharing necessary knowledge, industry secrets, motivational tidbits, and personal stories...this is Living in Your Investment, a podcast by Patrice Boston (eXp Realty) Follow Patrice on IG: https://www.instagram.com/misspatriceb/ Learn more about buying and selling: www.pbostonhomes.com (Patrice Boston is a licensed real estate agent with eXp Realty Tennessee.)

Join 5-star rated REALTIST and REALTOR, Patrice Boston as she coaches you through the strategies to become a homeowner while not only investing in real estate but also in yourself. This podcast is for the first-time buyer and the experienced homeowner looking to level up. Patrice and her team our local experts are giving you all the knowledge you'll need in one easy place to find. Sharing necessary knowledge, industry secrets, motivational tidbits, and personal stories...this is Living in Your Investment, a podcast by Patrice Boston (eXp Realty) Follow Patrice on IG: https://www.instagram.com/misspatriceb/ Learn more about buying and selling: www.pbostonhomes.com (Patrice Boston is a licensed real estate agent with eXp Realty Tennessee)

Join us on Be Brave at Work as we speak with Sean Murray. Sean is the founder and president of RealTime Performance, a leadership training and organization development firm based in Seattle, Washington. He creates and delivers learning experiences for clients, including courses on Leadership, Decision Making, Business Acumen, Time Management, Well-Being, and Leading in the Age of AI. Sean is also the host of a podcast called The Good Life, where he interviews authors and business professionals on leadership and how to get the most out of life. He writes regularly for his blog, RealTime Performance, and publishes a newsletter, "Murray on Leadership." He co-authored the book, The 5A's Framework: Getting More from Your Investment in Training. Links of Interest LinkedIn Twitter Website If Gold Is Our Destiny: How a Team of Mavericks Came Together for Olympic Glory A special thank you to our sponsor, Cabot Risk Strategies. For more information, please visit them at CabotRisk.com Please click the button to subscribe so you don't miss any episodes and leave a review if your favorite podcast app has that ability. Thank you! More information about Ed, visit Excellius.com © 2022 Ed Evarts

Bob Ienuso - Where's Your Investment? From Oct 2, 2022 - 10:30 AM Service. Bob Ienuso along with his wife Esther pastors our youth here at Kings Fire Church. King's Fire Church is located in Lake Katrine, NY. For more information, please visit kingsfire.org

Segment 3 – 11 Home Inspection Traps You Should Know Weeks Before Putting Your Home Up for SaleBarb, many home sellers fear the inspection.  Many people think most buyers want to purchase their home as it is.  What are some of the High-Cost Home Inspection Traps home sellers need to know BEFORE putting their home up for sale?33 Physical Problems that come under scrutiny, with the inventory low, most buyers are stating they will not ask for cosmetic issues and focus on major systems, health and safety.  Colorado does NOT require a license to be an inspector.The high-cost things include:Roof replacements – particularly high deductiblesFurnace replacementsElectrical panelStructural stuff can be really costlySewer and Septic RepairsSome pre-planning with a great real estate agent can help go you ready to sell worry-freeTOP MECHANICAL SYSTEMS THAT COME UNDER HOME INSPECTION SCRUTINY:1. Mechanical Systems:HVAC – clean and service furnaceWater Heater – check permit history, the building code has changedWater Heater - 2. Electrical – GFCI issues, Federal Pacific Panel3. Plumbing:There are often hidden things you may not see, it would not hurt to get your home pre-inspectedStopped Up, Slow Leaks4. Appliances: These should be functionalThe refrigerator, washer, and dryer are considered personal property.Make sure you offer them ‘as-is' as a courtesy rather than getting hit with repair requests.Most people's ice makers don't work correctly!5. Sewer:If the home does not have a sewer cleanout…Have HAD inspectors pull toilets and not replace sealsPull Toilets and Rip the Vinyl!!Run sewer scopes through inappropriate linesLast week – Inspector Went Through Roof Vent and Found a “Blockage”You are listening to Barb Schlinker of Your Home Sold Guaranteed Realty, if you are thinking of making a move call Barb at 719 301 3900 or visit BarbHasTheBuyers.com When we come back we will be discussing:  Which Home Updates Deliver the Best Return on Your Investment and Hot New Listings

Segment 4 – Which Home Updates Deliver the Best Return on Your Investment & Hot NBarb, most people assume that all homes are selling right now.  In this hot market do home sellers really need to make improvements to get top dollar?Making some minor improvements can go a long way to commanding as much as 11% more for your home!It is worth it in most cases…but not always necessaryI just sold James' home for 14% over the asking price!Forgoing as-is:If the entire home needs rehab then I would think twice.Six Trees StoryWe have investors that have a budget to do rehabIf it's extensive it may not be worth itEspecially if you are a remodelerUpdate According to the Buyers Taste:Paint the Interior - NeutralizePaint Over Wood Paneling – Gives a Popular Shiplap appearance – Hot NowCue In Curb Appeal It's a Challenge to Grow Grass Here!Paint your front door, deal with peeling paintMake the Yard GREAT!Refresh mulch bedsPeople love fire pits or places outdoors to relaxRe-stain and repair decksTake care of ALL peeling paintEven Sheds! Make Back Yard - A place to relaxLook at the CompetitionMake it Squeaky CleanThink TimelessUpdate FixturesPut a Fresh Face on the KitchenFaucetsCounters – all off but coffee potPaint Oak cabinets – Dover WhiteUpdate Door HardwareUpdate FlooringCarpet in bathrooms – Luxury VinylStained carpet – fresh is best!Updating the KitchenDoes NOT have to be a complete RemodelThis EX: Painted Existing Cabinets and Updated LightingStay NeutralUpdate FixturesYou are listening to the Real Estate Voice that Airs Every Saturday. If you are thinking of making a move you call me at 719 301 3900 or visit BarbHasTheBuyers.com You can see replays of this show on my YouTube Channel – Barb Schlinker or Listen to the Podcast on all the Podcast platforms like Apple Podcast, IHeartRadio, and many others. Thank you for listening and to reach me give me a call at 719 301 3900. Thank you for listening!

In this episode, my guest, Hunter Thompson, and I talk about how pain can be a great motivator to achieve greater heights, how to clear your message so it's compelling, and how putting yourself in a better position is the key to achieving success. Listen carefully as Hunter shares his speculations of the market and ongoing trends and the signs to watch out for in order to devise a plan in line with today's economy.   Hunter Thompson is the Managing Principal at Asym Capital. Asym Capital (“Asym”) is a private equity firm that helps accredited investors achieve diversification through recession-resistant real estate assets. The opportunities provided by Asym include investments in mobile home parks, grocery store-anchored shopping centers, self-storage facilities, multi-family apartments, and much more. Through its syndication model, Asym gives investors the opportunity to achieve true portfolio diversification, through high-quality commercial real estate. [00:01 - 13:30] Fighting for What Matters to You   Hunter had a catastrophic injury that prevented them from bending his wrist. In business, talent is irrelevant - all that matters is what you're able to do. This is true even for those at a lower level, as long as they're able to overcome their obstacles. Your strengths should be emphasized and it is important to try to stay positive in difficult times.   [13:31 - 21:28]  Have a Specific Plan in Place for Your Investment   It is important to have a playbook and to operate in a market with proven success. People should not underestimate the importance of fundraising, although it is not easy for everyone. Have an automated system in place to get investors knowledgeable and excited about your company.  Present your company in a way that makes them want to invest and do not cross investors. Paving the way to scale If a business is able to scale, it does not require more work - it's simply a matter of pouring more gas on the fire.   [21:29 - 50:44]  Trends and Signs to Watch out for   Different people have different styles, and it's important to be authentic in order to be successful. Be wary of the signs of a recession. Real estate investors should be aware of this. Interest rates are rising because of inflation and political pressure, and it's important to put this in context. Cash flow depreciation, passive income, and having a portfolio of only high-yield investments are all benefits of building a business around a specific goal. Your focus should be on raising capital, primarily, not anything else.   [50:45 - 53:36] Closing Segment   Connect with Hunter Thompson via his website, check out his free training, and register to 100K to Invest Summit.   If you are interested in my coaching and consulting program, please reach out to me through email at  shane@shanemelanson.com. I want to make sure to cater to those interested, so please use the word “coaching” on the body or subject line.   You can also follow me on Linkedin, and Twitter. If you would like to go even deeper into the world of commercial real estate, head over to Shane Melanson, a roadmap to investing in commercial real estate! Get my book Club Syndication - How The Wealthy Invest Their Money.   LEAVE A REVIEW + help someone invest in commercial real estate with confidence by sharing this episode or click here to listen to our previous episodes.   Follow The Investing Podcast on all Streaming platforms. Deezer, Apple Podcasts, Google Podcasts, Spotify, or visit our YouTube Channel.   Tweetable Quotes:   “People that are pessimistic are like, I'll probably give this presentation, it's not going to work. They're more prepared for that.” - Hunter Thompson   “There are so many real estate coaches out there that focus so much on finding the deals and what paint to use and all this stuff, it's honestly kind of ridiculous because, man, if you can come up with the money, it all comes to you.” -  Hunter Thompson

Linda and Merrill are excited as they take the opportunity to introduce their new online marriage coaching program, Rock Solid Marriages!  In this show they discuss why they felt the need to create the program. What the foundation for the program is.  And how every couple can rebuild and restore their marriage.  The "Why" for the program is simple; broken marriages lead to hurting people.  People that are hurt and living in the pain on a daily basis. Sometimes the pain almost seems to make you numb to your experience and the life you are living.  The problem is that living in a numbed pain means you are causing even more damage and don't even realize as much.  Because you are numb you minimize the pain in your own mind.  Until finally, you look around and see that things simply are not working very well.  Your life is empty, your heart is full of contempt, and your kids are not behaving in love and respect to you or each other.  Rock Solid Marriages covers the necessary steps to help couples rebuild correctly and in a God honoring way.  The following 7 steps are introduced in the show to give a glimpse of where and how the couple will spend they energy rebuilding.Step 1 - Home InspectionStep 2 - Dreaming and Planning Step 3 - Demolition Time  Step 4 - Construction Phase BeginsStep 5 - The Functioning Systems - Step 6  - Interior and Exterior - Step 7  - Marriage Maintenance - Take Care of Your Investment!If you are finally tired of living in a marriage that is not the one you dreamed of, take a closer look at what you can do to rebuild your best marriage.  For more information on Rock Solid Marriages go to https://www.rocksolidfamilies.org/or call 812-576-7625Support the show (https://www.paypal.com/donate/?token=0Gu_CU51XtrK1z7cJxUO4BlOgzML2iPZFzYxn5WvnE-59-sq_NHQrti0JG6z2k84mOVEWm&country.x=US&locale.x=US)

What to Update When Selling a Home That Deliver the Best Return on Your Investment and Hot ListingsSegment 4How to Use Financial Resources You Already Have to Buy Your Next HomeBarb, everyone is saying this real estate market is so red hot, its a challenge for buyers to get their offers accepted, especially if they have a house to sell. What are some financial resources a home owner could tap into to make sure they are not homeless and can move seamlessly into their next home?This is THE NUMBER 1 Fear of Home Owners Right NOWWe Call it the REAL ESTATE CATCH 22Having to Sell - A House BEFORE they buy their next homeThey fear their home will sell so fast they will be without a destination!We have several solutions for you:Option 1:  HELOCTake a Home Equity Line of Credit for their down paymentOption 2: Borrow from RetirementYou can take out of retirement for 90 days and not pay the tax penaltyOption 3: CARES Act Withdrawal from RetirementCan take up to $100K, have 3 years to pay it backOption 4:  Knock, CC, RocketTake a Home Equity Line of Credit for their down paymentOption 5: Borrow for Down PaymentYou can take a HELOC for your Down PaymentOption 6: RE-CAST OPTIONHome Owners Fear Having to Refi if Buying FirstPurchase Next HomeAfter Current Home SellersPut Funds Down on Loan without RefinancingSpecial VA Home Loan Benefits for Those Who Served:VA Loan Use if: Military, VeteranCan Use it Multiple TimesCan go up to $2M ZERO Down (if not currently being used)Can use it more than once at a timeCan Buy Another Home in Same area using VA if:Home No longer works for the familyNeed main level livingNeed a smaller homeNeed a home that brings in other family Barbs Market Prediction:Barb's Outlook:I'm very optimistic about the real estate market for 2022:Inventory at Record Lows again mid 500sExperts say the prices will rise as much as 17%Fed may raise interest rates but I don't believe it will be enough to put the brakes on this real estate marketThis is one of the main reasons, I recommend you, a trusted Navy Veteran when thinking of buying or selling a home. I'm Richard Randall and You are listening to The Real Estate Voice with me, Barb Schlinker of Your Home Sold Guaranteed Realty, you can reach Barb at 719 301 3900 Or www.BarbHasTheBuyers.comYou Have some Hot New Listings to Tell us About….Best Buy of the Week:419 S 2nd St, Cripple Creek, CO Upper $60sGershwin Ct, CS CO 80911, Upper $300sSneak Peek 1 Claremont St, CS Co 80919, Upper $200sSneak Peak 2:  6570 Stonehedge Dr, CS CO Low $300sSneak Peek 3 Myers Rd, Colorado Springs, CO 80928, $374,999,Sneak Peak:  Bridlespur Dr, CS CO Upper $500s

Why Even Goldman Sachs Predicts this Market will Continue to Go Up in ValueSegment 1Why Even Goldman Sachs Predicts This Market Will Continue to Go Up in ValueBarb, I know we have discussed the rise of home prices and the fear of a market correction.  What is your best prediction on where home values are heading?Price is a function of Value.What a buyer would pay for a home depends on the Value it bringsPeople buy homes to improve their lifestyle and make an investment on their home.Goldman Sachs Real Estate Bull Run PredictionIn the next 15 months—through the end of 2022—Goldman Sachs is forecasting U.S. home prices will soar another 16%. “The supply-demand picture that has been the basis for our call for a multiyear boom in home prices remains intact,"Goldman Sachs – Supply/Demand Favors SellersWhile the housing market has lost some steam in recent months, Goldman Sachs said, there's still a supply and demand mismatch in the favor of sellers. They Agree with Zillow:A Home's Value involves many factors:ConditionQualityLocationBenefitsCompetitionThe Number 1 Question from Home Seller is: How Much Money Can I Sell My Home For?Most Sellers I interview want the MOST MONEY when they sell their homes.It takes an experienced agent to know how to get the sellers the MOST moneyAny business should have:Marketing Budget Cost of SaleIndustry Training not What is Happening to the Tech Buyers?What All This Means for the Future of the Market?Real Estate is VERY LocalSome Markets are Not as HotRegardless of the Market, Homes in Great Condition that are Priced Right Sell Faster and for Top DollarWHAT WE OFFER:FREE In-Home ConsultationWhat to Do and What NOT to DoWhat a Buyer Would Pay for Your HomeHow Much You Will Put in Your Pocket when it SellsNO OBLIGATIONIf you are thinking of making a move give us a call at 719 301 3900 and we can help you get started at no up-front cost…YEAR TO DATE AVERAGE SALE PRICE INCREASE:Average Sales Price: $431,442 - $507,772 UP 17.7%  SFAAverage Sales Price: $280,500 - $331,252 UP 22.0%  TH/CONDO# of Pending Sales Up by 22%INVENTORY OF AVAILABLE HOMES DOWN BY 6.8%Huge Inventory Drop from November to December:From:  1048 Available SFA Homes to659 Available SFA Homes!38.5% DROP!!!If you are thinking of making a move:Now is A Great time to Sell and BuySell – Top DollarBuy – with Low Interest RatesFind out what a buyer will pay for your home in this hot market:Call 719 301 3900You are Listening to Barb Schlinker the Real Estate Voice of Your Home Sold Guaranteed Realty, you can reach Barb at 719 301 3900.  When we come back we will be discussing:Hottest Property Improvements That Command the Best Return on Your Investment

Join the Carolina Capital team every Thursday at 12 pm Eastern for the Real Estate Investor Show - Hard Money for Real Estate Investors! For the whole month of October Bill Fairman, Wendy Sweet & Jonathan Davis will talk about the importance of numbers when investing in real estate. Looking at the numbers behind the deals. What makes the good, the bad, and the ugly. Timestamps: 0:01 - Introduction: “Importance of numbers when investing in real estate“ 1:38 - https://www.CarolinaHardMoney.com 1:52 - https://calendly.com/wendysweet/wednesdays-with-wendy. 2:38 - Breaking News 2:57 - Interest rates are above 3% 4:15 - The wholesalers are beating up the retailers 8:14 - Non-Binding Referendum in Berlin 9:48 - Employment numbers are still the same 14:04 - Basic numbers on your Fix and Flip Deal 16:58 - The Importance of Value of Time in Your Investment 18:52 - Know the right tools to measure your investment 19:26 - Risks vs. Return of Effort 21:10 - Don't forget about contingencies 22:45 - https://www.WizeWomenExpo.com/Home - Oct 22nd & 23rd (Short-term Rentals) Next Show: Passive Accredited Investor Show - https://youtu.be/qHKB0ai1cZk   Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground-up Construction Loans" for investors only in NC, SC, GA, VA, and TN (some areas of FL, as well).   As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.   Listen to our Podcast: https://thealternativeinvestor.libsyn.com/ Visit our website: https://carolinahardmoney.com YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww Facebook: https://www.facebook.com/CarolinaHardMoney/  

Brian Burke Alleviate the Fear of Losing All of Your Investment in a Bad Deal Would you like to invest in passive real estate opportunities but are afraid of losing your hard earned money in a bad deal?  Today's expert guest authored a bestselling book to prevent that very thing from happening to anyone else after seeing a friend of his lose everything in a deal that went very bad. Brian Burke, our guest today, has acquired over half a billion dollars' worth of real estate over a 30-year career including over 3,000 multifamily units and more than 700 single-family homes, with the assistance of proprietary software that he wrote himself.  Brian has subdivided land, built homes, and constructed self-storage, but he prefers to reposition existing multifamily properties.  Brian is the author of the Hands-Off Investor:  An Insider's Guide to Investing in Passive Real Estate Syndications. Main Points: Equity Capital Stack Types of Entities: LP and Syndications Private Placement Memorandum Operating agreement Subscription Agreement Holding Title The three primary performance indicators:  IRR, CoC, Equity Multiple Waterfall Profit split Preferred Return Return of Capital Connect with Brian: www.PraxCap.com www.linkedin.com/company/praxcap www.linkedin.com/in/praxiscapital www.facebook.com/praxcap/ twitter.com/praxcap www.instagram.com/praxcap/ Instagram:  @investorbrianburke

Top Improvements that Command the Most Return on Your Investment & Hot New ListingsSegment 4What are Home Buyers Looking for in Homes in this Market?Start with a Budget in Mind – If you are making improvementsFocus on Systems that need to be replacedCOSMETIC REPAIRSKitchens Many are painting oak cabinets white – really popular nowBathrooms LandscapingIf you are thinking of putting your home on the market and want to discuss how to get ready  AND have us Match Our Database of Buyers in Waiting with your homegive us a call at 719 301 3900 OR VISIT www.BarbHasTheBuyers.comHot New Listings15330 Ridgelfield Ln, Cs, CO 80921, $634,99918434 Dunes Lake Dr, Monument, CO 80132, Under $499,9997175 Pfost Dr, Peyton Co 80831: $37500017890 W Cherry Stage Rd, CS CO 80921, Upper $700sSneak Peak:Cyprus Rd Lovely Ranch on 3 Acres, Mid $500s - Handy Man SpecialSneak Peak:Simcoe Dr, Colorado Springs CO Upper $400sSneak Peak:Alder Springs Rd, CS, Under $300k3380 Stagecoach Rd, CS CO 80908, Mid $700s, 5 Acres with barn & biodomeIf you’re thinking of making a move call Barb at 719 301 3900 OR VISIT www.BarbHasTheBuyers.com

The Things Buyers and Their Agents do to Kill a ContractSegment 3What are the top reasons why contracts fall apart?#1 – Buyer’s Remorse#2 – Home Inspections#3 – Low AppraisalsSolutions:Seller drop priceBuyer come up with diff in cashMost offer is a negotiation in betweenAppraisal Guarantees in OfferMost Buyers are Offering an Appraisal Guarantee to StartAsking Price $399,999Offer Price $462,000Current Comps Support Price of $420,000KAppraisal Guarantee $42KYou can reach me at 719 301 3900 OR VISIT www.BarbHasTheBuyers.com#4 – Buyer Financing Gets Denied by LenderPre Approval vs Pre QualificationOTHER LENDER FAILURES#5 – Buyer Purchases Things on Credit to Cause Loan to Get Denied#6 – Contract was contingent on the Buyer Selling Their HomeWhat about someone who has a House to Sell BEFORE they can buy?If you’re thinking of making a move call Barb at 719 301 3900 OR VISIT www.BarbHasTheBuyers.comTop Improvements that Command the Most Return on Your Investment & Hot New Listings

5 Reasons Why Your Marketing Isn't WorkingIn this episode, Jessica and Kevin discuss how brands that are pursuing growth may be missing the mark when it comes to some of their marketing efforts.1. Incorrect Brand PositioningAre you talking about your business in a way that your customers are willing to learn about it? Many business owners struggle with marketing because they didn't position the company from their customer's perspective.2. Lacking a Customer-Centric Approach to MessagingWho is the best at communicating the value customers get from the business? Why, customers, of course!3. Your Investment is Too LowA business owner may see a new company (or competitor) with a great marketing strategy that makes them very successful. However, this competitor is only "new" to the business owner; they don't understand how long and how much planning and execution it took that company to get to that point. 4. Not Enough Time Has PassedSimilar to point number three, your marketing may not be working simply because you haven't been doing it for long enough. 5. It Doesn't Look GoodA B2B IT company around for 40 years may have an outdated website and branding that doesn't connect with a modern audience. This poor customer experience leaves the audience wondering whether the company is trustworthy and can deliver on the promises they make.The Bottom LineJust because you haven't been successful with marketing in the past doesn't mean it won't work for you in the future. The issues plaguing your marketing efforts are often difficult to identify from inside the company. That's why companies hire marketing experts and professionals to help them.________________Hot Dog Marketing is a digital marketing agency in Round Rock, TX serving small and medium-sized businesses. We excel in delivering marketing strategy, digital marketing, website design and development, and outstanding customer service.

It is inspiring to hear that there are people who were able to overcome failures in life by investing in real estate. Some people were able to retire at an early age and achieved financial freedom. If you're one of those who want to experience the same success, real estate is undeniably one of the best options. Today, Dustin Heiner shares his amazing story of how he made himself successfully unemployed by passively investing in real estate. He also talks about the most important things that people should know before buying an investment property. Stay tuned!What You'll Learn From This Episode:Dustin's Background and How He Started Investing in Real EstateRealizing What Your Value IsSteps Needed to Take for Someone Who Wants to Start Investing in Real EstateImportance of Educating Yourself on How to Invest ProperlyBuilding the Business First and Creating a Strong Foundation Before Buying a PropertyUtilizing Property Management Experts in the Location of Your Investment to Do the Works for YouWhy it's Important to Talk to a Property Manager if You're Looking to Invest PassivelyProperty Managers vs Realtors vs WholesalersWays to Invest in Real Estate for People Who Doesn't Have Enough CapitalDustin's Passion to Teach and Serve People While Investing in Single-family HomesAchieving Time and Financial Freedom Through Real Estate Two Major Mistakes of an Investor in Real EstatePerseverance and Solving Problems to Move Forward in Your Investing CareerGuest Bio:Dustin Heiner is the founder of Master Passive Income and Successfully Unemployed. He is a real estate rental property investor who was able to make enough passive income from his business to quit his job when he was 37 years old. With his podcast, books, courses, and coaching, he now helps other people quit their job by investing in real estate rental properties to live the dream life. Podcast: https://www.masterpassiveincome.com/podcastWebsite: https://www.masterpassiveincome.com/To Connect With Us:Please visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!Sponsor:Thinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit https://mypodcast.website/ and Schedule a call with Adam A. Adams

In this episode, Lee and Ellen look at the importance of paying attention to the Return on Your Investment of time. Together they look at: • An unforgettable less Lee learned from his SCORE mentor • The importance of continually moving toward your goal - small bits at a time • How you can keep your goal top-of-mind • A mantra you should adopt to make sure you get the best ROI every day Produced and edited by Wayne Duncan, Studio D Learn more about Lee at www.LeeSilber.com Learn more about Ellen at www.EllenGoodwin.com

The Above podcast is totally on a education perpose. I don't give any stock recommendation. Your Investment is Subjected to Market Risk --- Support this podcast: https://anchor.fm/samarth-pophale/support

What are some things that will cause a person’s home to get digitally eliminated ONLINE?Yes, these are worries that keepme up at night.Home sellers might be surprised toknow a few facts:The training for real estate agents in regards to marketing is very limited.There is just not much training on it.You would be SHOCKED or you may have seen some AWFUL MARKETING PHOTOS trying to entire buyers to see a home posted by untrained real estate agents.Example: Price: $590kNot ONE photo was in focusWhat’s Wrong with This Picture?Here is one: 67 Days on the MarketPrice: $415,000Halloween DecorationsHalloween was WEEKS AGO!Here is another of the same home:Two dirty cars in front drivewayMakeshift dumpster in yard.You wonder why its been sitting on the market for 70+ days!!!!!Agents are just not trained to attract buyersto want to come see the home!The Average Buyers spends LESS than 57 Seconds Viewing a Single Home ONLINE.You have NO IDEA what buyers are eliminating homes, but here is what you can do about it…Ask friends and family to look at the house and ask for feedback!Tell them they will NOT hurt your feelings. You want them to be brutally honest!...Like a picky buyer.You want an agent that knows how to position the home with photos to get people to WANT to see your home.That could mean NOT every room is imaged.Sometimes if there is delay in getting marketing photos, I got more showings because it’s different and people are curious enough to see it based on the outside look of the home.My team is trained to use the right word- smithing to attract the buyers to connect with the home with emotions...not data!If you are thinking of making a move and want some in home consultation on how to get your home ready for sale… Give us a call at719 301 3900Barb what are some other things that can homes sellers can do to stop buyers from swiping left ONLINE?We just covered Bad PicturesClutter – take a picture and judge for yourselfDirtLow Light – heavy window coveringsReligious items6. Dated finished7. Outdated countertops8. Dramatic Paint Colors9. Tired flooring10. Dead or Poorly Maintained LandscapingIn a Nutshell: Buyers do not typically want remodel projectsRegardless of your situation or budget we can help you get ready. We have what we call the HELP program whichWe pre-pay for a few reasonable updates that can make the difference between sold for top dollar and NOT sold. To find out more give us a call at719 301 3900....When we come back, we will be discussing: Hottest Property Improvements That Command a Great Return on Your Investment

Without setting aside time for space and rest, you cannot operate at your best as a business owner. And, the only way to get space and rest is to create it for yourself. The key to this is planning, and a key planning process that we teach at Velocity Work is the Monday Map. Listen in for more.  1. Register for our class, "Make Great Decisions and Always Get a Return on Your Investment" here: velocitywork.com/decisions  2. "Process saves us from the poverty of our intentions." - Elizabeth King, American sculptor and writer 3. Learn more about Mastery Group here: velocitywork.com/join

Following US Election Day results, it's important to remember the alligators and kittens, a concept to approach overall mental wellbeing. The negative influences in life are alligators and all of the things that make life better are kittens. Focus on getting rid of the alligators. It's a human bias to focus on the negative. How do you focus time and attention on the things that make life better? For Brad, he cut watching the news out of his life which has helped him to achieve a better mental framework for life. The business model of the new is to keep you watching through the next commercial break. They cause anxiety. You can stay informed without being a part of that model. Control what you can control and you will be in a better financial position four years from now regardless of the election outcome. There is so much outside of our control right now and worrying about it isn't productive. Despite the number of people who are confident they know what will happen to the stock market as a result of the election, the fact is that we just don't know. Market uncertainty is one of the reasons to have a plan for your money regardless of what is going on and automate it. Not only is it difficult to try and time the market, but you need to get it right twice, both when you buy and when you sell. The FI community is about long-term thinking. It's not about quarterly earnings or even five-year trends, but performance over multiple decades and the decisions that will help get you to the wealthiest point over that time period. With that long-term thinking in mind and in a time of calm, it's a great time to write down your investor policy statement. Having a plan for your investments, written down in an investor policy statement helps you to avoid being reactionary or make rash decisions. In February, the Dow hit a high of 29,500. By March 20th, it had dropped 20-30% and many predicted it would go even lower. Defying the dire predictions, the Dow recovered 30-40% of its gains within a few months. The problem with making market predictions is that there are far too many variables for you to account for and again, you have to get it right twice. Even the professions are wrong 50% of the time. What chance do you have of making your investment decisions around emotion enough to stay solvent or long-term or outperform the market over the long-term? Essentially no chance. The highest likelihood of long-term financial success is to control the expenses on your investments. Low-cost index funds are going to be your best bet. Following your investor policy statement and injecting new money when you can benefits you with dollar-cost averaging. Time in the market is much more powerful than timing the market. ChooseFI listeners are creating space and making progress in their lives. Patty commuted to paying off debt within five years and just made her last payment, including more than $40,000 in credit card debt. Joe replied to Brad's email, The FI Weekly, Joe shared that he and his wife transferred his 403(b) from a high-fee broker to Vanguard and also started on their journey to earning travel rewards by opening a Chase Sapphire Preferred card. November 8th is the LAST CALL to apply for the Chase Sapphire Preferred card with its highest-ever bonus of 80,000 Ultimate Rewards points after spending $4,000 in the first three months. For more info, go to ChooseFI.com/CSP. Teachers are primarily the ones using 403(b)s, most of which are laden with really high fees and very few options. ChooseFI plans to have an episode in the coming months with Dan Otter discussing doing better with your 403(b). Crystal sent in a message saying that she had no idea about fees and was investing with Edward Jones. Her investments hadn't done much over the last five years and now she's educating herself, but the fees appear to be hidden. Since the market has done so well over that last five years, the reasons why Crystal hasn't made money are because she wasn't invested in a strategy that allowed her to keep up with the market or she was getting crushed by the fees. Brad says finding the expenses for his old company's 401k options was relatively easy. Included in the table of investment options, one of the columns listed expenses. Other titles may be expense ratio or expense percentage. The numbers may range from 1.50 to 0.03. Without a nicely organized table, you may need to look up the expense ratio by looking up the ticker symbol. A low-cost index fund investment strategy is simple and not complex enough to require help from a professional. In contrast, a complex investment plan is probably costing you a lot of money. With an actively-managed fund, a person, or team of people, are making decisions on what to buy and when to sell. Through the fees, you end up paying them for their time. And then the data shows that they aren't even keeping up with the market. The difference between expense ratios of 0.1% and 1.0% is tens of thousands to millions of dollars over time after compounding. Brad ran through a scenario originally published to RichmondSavers.com reviewing the impact fees have on an investment portfolio over a 40-year timeframe. The result was that a high expense ratio and advisor fees cut the potential net worth in half. Even target-date funds may not get the returns you expect because they are too conservative for you. It's good to think about what you are invested in and how much it is costing you. ChooseFI's new website is now live! Check it out at ChooseFI.com or ChooseFI.com/start. There are still some issues to be fixed, but if you are having trouble finding anything let us know and send us your feedback to feedback@choosefi.com. The feedback on The Simple Startup classes has been overwhelmingly positive. Kids aged 10-18 have been getting off the video games and acquiring new skillsets to future-proof their lives. Rob Phelan has figured out how to offer the course year-round and the next session starting January 18th is open for enrollment. Registration will be open until January 8th or until it sells out. Previous sessions have always sold out. Register at ChooseFI/startup for The Simple Startup between now and November 15th and save $10. Use promo code “podcast” and save another 15%. Share what you are doing and how your life has changed by replying to Brad's email newsletter, The FI Weekly, and have the chance to win one of the books from ChooseFI Publishing. Sign up at ChooseFI.com/start. Christian Choosefi'd his view of the pandemic. He's focused on the positive things, like spending more time with his family, time to exercise, eating healthier, and saving $4,500 this year. Resources Mentioned In Today's Conversation The Simple Path to Wealth by JL Collins ChooseFI Episode 019 JL Collins The Stock Series Part 1 ChooseFI Episode 220 HelpFix My 403(b) Vanguard Funds and the Impact on Your Investment article published on Richmondsavers.com Start building a better portfolio today at Fundrise and get your first 90 days of advisory fees waived Cut your unlimited wireless plan with Mint Mobile Register for The Simple Startup Winter Challenge and get 15% using code podcast Get started on your path to financial independence at ChooseFI.com/start If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.

What happens to my investment if the borrower stops paying or is delayed in paying? Why all of a sudden is there a credit check for hard money? If a corporation is asking to borrow money why does the CEO have to show their credit score and pay stubs? How Safe is Your Investment? Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the "Small Builder" borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and "Ground up Construction Loans" for investors only in NC, SC, GA, VA and TN (some areas of FL, as well). As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management. Listen to our Podcast: https://thealternativeinvestor.libsyn.com/ Subscribe: http://thealternativeinvestor.libsyn.com/rss Visit our website: https://carolinahardmoney.com YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/ Facebook: https://www.facebook.com/CarolinaHardMoney/ #HardMoney #RealEstateInvesting #mortgage #privatelending #affordableHousingloans #realestatefinancing

Consider the Return on Investment on that next renovation! If you’re planning on selling your home in the next 2-3 years or not for another 10-20 years, you should always consider the Return on Your Investment when doing a renovation. This podcast discusses some of the most common home renovations and tells you how much you can expect to get back on your investment. You can find complete notes for this episode on our blog at: Which Renovations Give me the Best ROI? We welcome your rating on this episode, and look forward to having you follow our podcast every week. Visit our blog at: https://www.multitradebuildingservices.com/news

On this episode of The Drive Home to Hawkesbury Rachael talks about how to renovate for return on your investment. How to maximise financial returns from renovating and how to renovate to maximise your rental return. I Live, Love, Hawkesbury and can't wait to get into today's episode. Looking forward to catching up with you […] The post Ep # 55 – Renovating for Return on Your Investment. appeared first on Rachael Goldsworthy Realty.

Today we share some updates on how our E-commerce business is performing. We share how we’ve been able to triple the business in 5 months. We talk about financing for buying a business, as well as discuss why the returns on your investment from owning a business makes it a desirable venture for anyone looking to diversify their income sources. We talk about the costs associated with getting our business started and discuss subjects such as patents, search engine optimization, advertising, and website design. We then review what we have done to drive the growth of this business, including product distribution and marketing. We talk about the importance of analytics for regaining lost customers. We finish by sharing our target for yearly earnings and discussing how we will move towards it. -What We’re Covering in This Episode; What We Offer at dincpie.com 0:16-Financing; Returns on Your Investment; Investing in and Growing Your Business 3:41-Important Principles for Growing Your Business Fast 16:21-Our Target for Yearly Earnings; Outsourcing 21:40“We’re going to continue to work hard to provide really exceptional service, and a really, really exceptional, high quality product at a great price, and continue to grow the product range a little bit, but increase distribution and continue our marketing efforts to create awareness. And that’s how we’re doing it! That’s how that business has performed.” 22:15

How many times a day does a marketing company come to your business, email, or call you to tell you about how much Return on Investment (ROI) you would get if you just spent money with them? I average around 15 per day. Just to be clear, there is nothing wrong with it. I don't know if they can get you a "240% Return on Your Investment" or if they are full of it. Maybe they can.  Here's the deal, I want you to look at the bigger ROI. The one that builds your business and grows your brand within the brand. You have limited resources. You only have so much TIME, MONEY, and EFFORT. Spend it wisely.  What would the CEO or President of your franchise say about your business? Would he be wowed or would he even remember you?  ROI is your entire investment.  How are you investing your time each day? How are you spending your efforts each day? How are you spending your money? Are you growing your brand or are you spending to maintain? **Here's a hint** You aren't maintaining...you are failing slower. Look at your entire spend when you look at ROI. That includes how you spend your time, money and effort at home. If you "have to spend more time at work than at home" because you can't have the standard of living if you take time to enjoy being with your family, you are DOING IT WRONG!  Franchising is great when it is done right. Take the time to review your ROI. --- Send in a voice message: https://anchor.fm/lets-break-franchising/message Support this podcast: https://anchor.fm/lets-break-franchising/support

“Business owners are so often spending money on the wrong things, and they are not getting the results, so they are not getting the most return on their investments.” - Sonya (4:03 - 4:15)   As a business owner, you’re regularly inundated with various programs and services that promise to be the secret to your success. With so much information coming your way, it can be difficult to differentiate between what you should invest in, and what you should stay away from.   You might be sold on the importance of a new website, a Facebook ad campaign, expensive branding, or other tools for your business. However, before you spend money on any of them, it is vital that you get clear about your driving desire to invest in a program, and on what you’re trying to accomplish.   If your desire for investment is being driven by fear or insecurity, it is likely that your investment will not bring you the results that you’re looking for. Take some time to determine the most crucial needs for your business, and what sort of investments would have the most significant positive impact to meet those needs.   “If you’re not making a significant profit in your business right now, you have a foundation problem.” - Sonya (25:09 - 25:15)   If you’re not profitable at the moment, you must build a solid foundation for your business before you invest in anything else. You need to make sure that you have a financially viable business model. You should know who your target market is, what sort of messaging they will respond to, what your sales process looks like, and the general impression you want to leave in the marketplace.   If you have a strong foundation and business structure in place, and you’re already profitable, then it might make sense to make investments to scale your business. Consider investing in a marketing campaign, lead generation, Facebook ads, or other tools. However, it’s important to be sure that a strong foundation is in place. If you try to grow too quickly without it, any growth you obtain will likely be unsustainable.   “You can't shortcut certain foundational aspects of your business, or it will never grow.” - Laura  (28:48 - 28:55) To be successful, you need to be clear about what you’re creating, and how you intend to impact the world. An experienced business coach or mentor can go a long way in helping you answer those questions and build the proper foundation. They can take a look at your business in details and identify what pieces are missing, and what you can improve on. It might seem expensive to hire a high-quality business coach, especially if you're not yet profitable. However, a coach that knows what they are doing could be one of the best investments you make in your business, and they can potentially save you years worth of worry, stress, making wrong decisions, and ultimately a lot of money.   Some Topics we talk about in this episode:   Introduction - 1:00 What is Driving Your Desire to Invest - 5:51 What is the Purpose of Your Investment? - 14:29 How to Build a Solid Foundation - 21:10 Where Should You Invest? - 29:45 Branding is About More than Logos - 35:03 The Value of a Good Mentor - 39:00 Wrap-up and Takeaways - 41:29 How to get involved Join the Women in the Business Arena Group on Facebook and continue the discussion starting next week! If you’d like to assess where you are in your business you can take the foundational audit here.   If you liked this episode, be sure to subscribe and leave a quick review on iTunes. It would mean the world to hear your feedback and we’d love for you to help us spread the word! If you would like to subscribe via email, click here.  

Today, we have the huge privilege of having one of the youngest investors in Singapore, Chris Lee Susanto with us! Chris is an investor and mentor who's passionate about value investing - a proven stock investing methodology. He has been interested in value investing since he was 21 years of age and has been doing it full-time, managing a six-figure portfolio for over three years making 18.21% annually (as of end Q118 from 1st March 2015). He has seen hundreds (if not thousands!) of people just like you who have some spare cash but do not know how to use it to invest safely and profitably in the stock market. He has learned what works and what doesn't, and how to make the smallest mindset and method tweaks to send profits through the roof. So please join Chris as he create change at RWOA.io - Your Investment for a Better Future. Today, I get to sit down with Chris to understand how investment is one of the ways in achieving financial freedom. He will be sharing with us how anyone can invest with his strategy and who you can look up to if you are brand new in the investing world. I believe some of you viewing this would have the desire to know how you can turn your financial goals and dreams into reality, you should check this episode out! Don't miss this opportunity to listen to the part where he talks about how he got to find his passion in mentoring adults who are much older than him to invest through his strategy!  Credits: Intro music by The Phantoms - Watch Me • Support The Phantoms: Twitter: twitter.com/thephantomsrawk Instagram: www.instagram.com/thephantomsband/ Youtube: www.youtube.com/channel/UCMQwJOVKC2Ri0zuHpRqgolg Spotify; https://play.spotify.com/artist/4jcPx... Facebook; www.facebook.com/phntmsmusic/ For more about Chris Lee Susanto: Website: www.re-thinkwealth.com (value investing and options selling blog) RWOA.io (extension of re-thinkwealth.com - teaching value investing and options selling through online mentorship and courses) Linkedin: https://www.linkedin.com/…/chrisleesus…/ Facebook: https://www.facebook.com/christopher.l.… Instagram: chris_susanto Learn more about me: --- Send in a voice message: https://anchor.fm/theraygacyshow/message

Do you feel overwhelmed with online marketing and you don’t really know where to focus your energy on when it comes to growing your personal brand on Social Media? IGTV, YouTube, Podcast, Facebook groups, Instagram stories… it’s A LOT - and sometimes it’s difficult to know which formats + platforms bring out your personality BEST and highlight your strengths. I give you the permission to say "NO" to platforms + formats you don't like. I know this intro was super long (sorry haha), so the actual content about IGTV starts at around 9 min. Message me on Facebook https://www.facebook.com/laura.langheinrich if you are interested in my new strategy offer! * 3x 1h coaching session * weekly homework + voice message support * 1 final game plan with your revised online visibility strategy * RESULT: Show up consistently on social media with EASE on your FAVOURITE platforms that are not only FUN AF but also build trust with your dream customers = sales in your biz!!! YOUR INVESTMENT: $88   Join my BRAND NEW Facebook Group for exclusive Lives, Masterclasses, and Announcements: https://www.facebook.com/groups/DigitalDiamonds/ Don’t forget to subscribe to this podcast on iTunes and leave me a review with what you want to hear more of in this podcast! Like my Facebook page for exclusive marketing tips & BTS of my business: www.facebook.com/LLSocialMediaStategies/ Follow me on Instagram for insights into my life: www.instagram.com/laura_langheinrich p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545} p.p2 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545; min-height: 14.0px} li.li1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545} span.s1 {color: #e4af0a} ul.ul1 {list-style-type: hyphen} --- Send in a voice message: https://anchor.fm/driven-by-curiosity/message

“As leaders we have to examine ourselves, our own beliefs, and those structures and systems that perpetuate racial inequity” Tamara Copeland is a powerhouse of a leader who courageously and tirelessly uses her voice and professional platform to tackle one of the most challenging and charged social issues today - racism! Tamara’s commitment to racial equity surged when Trayvon Martin was killed. Her son AJ was roughly his age; he could have been Trayvon! In this incredibly powerful, informative conversation Tamara shares her passion for racial equity and offers sage advice for how each of us can become more educated, stronger allies and advocates in this crucial social movement! What you'll learn Stories about Tamara’s upbringing and traits she inherited from her parents Lessons in compassion and social system functions (and lack thereof!) Tamara learned from her first job as a food stamp technician Why mentoring in social services is so crucial for young professionals to enhance their skills and sense of empathy Why Tamara doesn't like defining her sector as "nonprofit" and how thinking of it as "social profit" better acknowledges its value to society Poignant examples of structural racism and unconscious bias and their impact on individuals and communities, including the philanthropic How tragic deaths of Travon Martin and Freddy Gray – and Tamara’s reflections about her own son - inspired WRAG’s body of work "Putting Racism on the Table" How Meyer Foundation's Nicky Goren helped shape the conversation by quoting John Gardner "first step in leadership is not action, it's understanding" Ways leaders can begin to use our power and voices – in whatever communities we live and lead - to create more inclusive environments and help overcome bias Importance to take time to read, learn, study and try to understand "others" that we may not have had exposure to in our past lives And so much more! Links & Resources Washington Regional Association of Grantmakers (WRAG) – organization of DC-area philanthropists Tamara leads Putting Racism on the Table – incredible learning and action series WRAG launched in 2016 My Racial Identity Deconstructed & Trayvon Martin Silent – phenomenal, powerful blog posts where Tamara shares her family’s roots, struggles and some of the reasons she’s using her voice and professional platform to fight racism Nicky Goren interview – episode with the amazing leader of the Meyer foundation we referenced Afraid of the Dark: What Whites and Blacks Need to Know About Each Other – book by Tamara’s neighbor she referenced About Tamara Copeland Tamara joined the Washington Regional Association of Grantmakers in September 2006.  In this position, she leads a staff committed to promoting and supporting effective and responsible philanthropy across Northern Virginia, suburban Maryland and the District of Columbia.  Over the course of this time, Tamara has become one of the key spokespeople for philanthropy with her blog, A Voice from Philanthropy.  Currently, the organization is leading three major initiatives, Our Region, Your Investment focused on ensuring more affordable housing in the region; the Institute for Corporate Social Responsibility in partnership with Johns Hopkins University and the U.S. Chamber of Commerce Foundation; and a dynamic exploration of race called “Putting Racism on the Table.”  An op ed that she authored on why she feels this is not a post-racial America was featured in the Chronicle of Philanthropy. Before this position, she served as the President of Voices for America’s Children for almost 10 years.  Many believe that her vision and leadership were instrumental in transforming what was the National Association of Child Advocates, an association focused solely on supporting state and locally based child advocacy organizations into Voices for America’s Children, a national advocacy organization with member groups in almost every state in the country. Prior to joining Voices, Tamara was Director of the National Health & Education Consortium. She also worked on Capitol Hill for Congressman Bobby Scott as Legislative Director and chief advisor on health, human services and education issues. Before that she was the Director of the Southern Regional Project on Infant Mortality, an initiative of the Southern Governors' Association and the Southern Legislative Conference. She also understands state government, having been Director of the Office of Prevention of the Virginia Department of Mental Health, Mental Retardation and Substance Abuse Services and Deputy Director of the Virginia Division for Children.  Tamara serves on several boards and is a member of the 2004 class of Leadership Greater Washington. She received her B.A. in Sociology from the College of William and Mary in Williamsburg, Virginia and her M.S.W. from Virginia Commonwealth University in Richmond.  

Welcome to the Creative Studio! This is the podcast where we talk about and explore ways to experiment with podcasting. We are close to wrapping up our series on narrative or journalistic podcasting. This is the ninth episode in this series and we have one more after this. If you haven’t listened to the first eight episodes yet, I encourage you to do that first because we have already covered everything you need to create a narrative podcast.   In this episode, we are going to take the next step. We have already talked about the editing process and the fact that sometimes a lot of things get cut out of the final piece. We’ll be looking at some things we can consider doing with these pieces of audio that are left on the cutting room floor. Corey Coates and Jessica Rhodes from the Podcast Producers starts us off.   [Corey]   [Jessica R.]   [Dave x 2]   Dave Jackson of the School of Podcasting can always be counted on to bring great thoughts. One concept I’ve heard him share about many times regarding editing is in reference to targeting only a certain length of time.   [Dave x 2]   Erik K. Johnson adds to the thought about repurposing audio for future episodes as well.   [Erik]   [Jessica R. and me]   I also had the thought that bloopers are another thing that could be used. Several podcasters I know of use this either regularly or sporadically. I know that bloopers on TV shows and movies are really popular, and I think they can be effective in audio as well.   Before we wrap up this short episode, I did want to mention a great new resource that you can get ahold of. Jessica Rhodes not only does The Podcast Producers with Corey, she also has her own show, Rhodes to Success, and her business, Interview Connections. One of her specialties is connecting podcast hosts with podcast guests. She helps to facilitate interviews on both sides, so she has written a book about how to rock the podcast from both sides of the mic.   Here are just some of the topics you'll discover in this powerful book:    *  Getting Started with Podcasting    *  Positioning: The Power of Celebrity    *  Rock the Interview    *  Getting a Return on Your Investment    *  How to Launch and Then Soar    *  Leveraging the Power of Guest Interviews    *  How to Monetize & Market    *  Podcasting to Actually Grow Your Business   Plus, Jessica includes her exact, step-by-step blueprint and the resources she uses to make podcasts happen!   I’m going to dive into this book more in the next episode, but you can check out http://www.creativestudio.academy/rockthepodcast for more information.   The next episode will wrap up this series by sharing the different resources that can help you as you create a narrative podcast. In fact, many of these resources can help you with any podcast you create.   If you’ve found this series helpful, please share this with someone that you think could benefit! I look forward to talking with you again on the Creative Studio podcast! God bless!