Podcasts about coinbase pro

Join us for the July 2024, live news episode of 'The Audit', where we cover the latest cybersecurity threats, ransomware updates, and AI advancements. In this news episode, we tackle some of the most pressing cybersecurity issues of the month. Ever wondered how a ransomware attack could shut down a public library? We dive into the recent attack on the Seattle Public Library and explore a massive $37 million phishing scam that hit Coinbase Pro users. We also unravel the sophisticated gift card fraud by the Moroccan cybercrime group Storm 0539. But that's not all. We discuss the potential threat of DNS bomb DDoS attacks and the intriguing use of Flipper Zero devices to hijack event wristbands. And for those interested in the intersection of law and cybersecurity, we examine the implications of the Supreme Court's recent ruling on cybersecurity regulation. Amidst all the tech talk, we find time to ponder the existence of UFOs and share some personal stories about unexplained phenomena. In this episode we'll cover: Seattle Public Library ransomware attack and its impact $37 million phishing scam targeting Coinbase Pro users Moroccan cybercrime group Storm 0539's gift card fraud Potential threat of DNS bomb DDoS attacks Flipper Zero devices hijacking event wristbands Supreme Court's ruling on cybersecurity regulation Stay ahead of cyber threats and AI innovations by watching the full episode. Don't forget to like, subscribe, and share your thoughts in the comments! #Cybersecurity #Ransomware #AI #TechNews #Phishing #ITSecurity #CyberLaw 

Welcome to the latest episode of "The Audit," where we bring you the most pressing news, issues and insights in cybersecurity. In this live episode, we cover the recent ransomware attack on the Seattle Public Library, the $37 million theft from Coinbase Pro users, and the sophisticated gift card fraud by the Moroccan cybercrime group, Storm 0539. We share our insights on how these attacks happened, their impacts, and practical advice on how to protect yourself and your organization. We also explore a theoretical DNS bomb DDoS attack and the intriguing use of Flipper Zero devices to control wristbands at large events. Seattle Public Library ransomware attack and its impact $37 million phishing scam targeting Coinbase Pro users Moroccan cybercrime group Storm 0539's gift card fraud Potential threat of DNS bomb DDoS attack Flipper Zero devices hijacking event wristbands Thanks for tuning in! Don't forget to like, subscribe, and share your thoughts in the comments. #CybersecurityNews #Cybersecurity #Ransomware #Phishing #ITSecurity #TechNews  

Jesse Pollak is contributor #1 at Base. A new Ethereum L2, incubated by Coinbase and built on the open-source OP Stack.We talk about Jesse's origin stories in tech and being early to join Coinbase. Where he served as lead for all Retail engineering, including building Coinbase, Coinbase Pro, and Coinbase Wallet.What does it mean to bring the world onchain? We go behind the scenes to discover ‘how did this get made?' in relation to Coinbase and Base. How the idea to do something radical like decentralise Coinbase and bring the whole org onchain set things in motion, and led to Base being developed like a breakaway startup from within.You'll hear stories about how it's working behind the scenes for players in this onchain movement including Base, Zora and Optimism. We look back on Onchain Summer from August and highlight projects including Basepaint, Happy Friday coffee by thepark, create.fun, Paragraph and Lore. SPONSORSZerion combines every corner of web3 in a simple and intuitive app for self-custodial humans. Discover the hottest NFT collections, track your DeFi rewards, and vote in DAOs across 10+ chains. Get started at zerion.ioInterface is a mobile companion for Ethereum travellers. Connect with people and communities you're a part of, stay updated with their onchain footprint through activity feed and notifications, read, watch and listen to onchain media – all in one place. Visit interface.socialLore is where communities come onchain. Helping communities of all kinds raise funds onchain, up and down vote decisions and take action towards a collective mission. They are accepting applications from community leads and creators who want to crowdfund initiatives to be on their V2 launch line up. Go to lore.xyz to applyBonfire is the no-code website builder for web3 creators, brands & communities. UFO listeners also get a free 1-month trial to Bonfire Pro. Claim this offer at bonfire.page/ufo

Podcast description In this episode we talk to Jesse Pollak, Head of Protocols at Coinbase where he leads the development of Base, Coinbase's L2 built on the OP Stack. Prior to leading Protocols, he led retail engineering at Coinbase for many years, building Coinbase, Coinbase Pro, and Coinbase Wallet. We explore how Base went from idea to product inside of Coinbase, how Base and Coinbase will reconcile their differences in technical and social centralization, how Base compares to other solutions, and much more. If you enjoy the podcast, please follow us on Spotify and rate us 5 stars on Apple Podcasts. Socials Jesse Pollak Base Tommy's Twitter Follow Delphi Digital Subscribe to Delphi Digital: https://members.delphidigital.io/home Twitter: https://twitter.com/Delphi_Digital YouTube: https://youtube.com/@Delphi_Digital Disclosures: This conversation is for informational purposes only and does not constitute legal or investment advice. Actual results may vary materially from any forward looking statements made and are subject to risks and uncertainties. Chapters: (0:00) - Introduction (0:58) - History of Base (7:47) - Base vs other L2 blockchains (12:50) - Reconciling Coinbase and Base's differences (16:08) - Why L2? (20:47) - ZK rollups vs OP stack (29:16) - Growing the Base ecosystem (30:42) - Coinbase's neutrality framework (32:23) - Base and Coinbase are complementary (34:27) - Base vs other CEX blockchains

This is my conversation with Jesse Pollak. He led retail engineering at Coinbase for many years — building Coinbase, Coinbase Pro, and Coinbase Wallet. More recently, he is leading the development of Base, Coinbase's L2 built on the OP Stack. 00:00:00 intro 00:01:43 sponsor: Optimism (optimism.io) 00:03:07 motivation behind Base 00:11:12 pitching Base to the Coinbase exec team 00:14:24 challenges of innovating on a schedule 00:17:54 failing repeatedly to find the right answer 00:22:09 decision to build an L2 with Michael 00:23:30 convincing Surojit Chatterjee, Coinbase's CPO 00:24:59 launching Base internally00:31:58 blockchains as serverless compute 00:36:53 uniswap as a serverless API for currency conversion 00:39:30 the power of small but leveraged teams 00:42:31 how to straddle product building in the onchain and offchain world 00:45:25 sponsor: Privy (privy.io) 00:51:22 the significance of THIS moment in Crypto 00:53:56 getting a 100M devs and 1B users onchain 00:57:02 how the NFT UX will change with Base 01:10:13 how crypto will be incorporated in applications 01:14:00 the risk of onchain heterogeneity01:17:27 building privacy-oriented onchain platforms 01:26:00 upgrading the financial system 01:28:33 attending Quaker School 01:34:43 relentless positivity in life 01:38:47 building a better futureJesse Pollak: jesse.xyz on ETH Twitter Github Into the Bytecode: More episodes and transcripts - https://intothebytecode.xyz/ Newsletter - https://bytecode.substack.com Twitter - https://twitter.com/sinahabThank you to our sponsors for making this podcast possible: Optimism - https://optimism.io Privy - https://privy.ioRelevant Links: Base - https://base.org/ Coinbase - https://www.coinbase.com/ Brian Armstrong - https://twitter.com/brian_armstrong Surojit Chatterjee Coinbase's CPO - https://www.coinbase.com/blog/welcome-surojit-chatterjee-coinbases-chief-product-officer OP Stack - https://stack.optimism.io/ Uniswap - https://uniswap.org/ Goldfinch - https://goldfinch.finance/ Zora - https://zora.co/ Produced by Spectral.to

Welcome to Chain Reaction. A show that unpacks and dives deep into the latest trends, drama and news with some of the biggest names in crypto breaking things down block by block for the crypto curious. For this week's episode, Jacquelyn interviewed Jesse Pollak, the lead for Base and head of protocols at Coinbase. Base is an Ethereum-focused layer 2 blockchain launched by Coinbase in February of this year. Pollak previously led all retail engineering at Coinbase, including building Coinbase, Coinbase Pro, and Coinbase Wallet. In a past life, Pollak started Clef, a 2FA mobile app and was an engineer at BuzzFeed. A number of crypto businesses, platforms, marketplaces and infrastructure firms have committed to building on Base. Those that plan to be involved include Blockdaemon, Chainlink, Etherscan, Quicknode, Aave, Animoca Brands, Dune, Nansen, Magic Eden, Pyth, Rainbow Wallet, Ribbon Finance, The Graph, Wormhole and Gelato, to name a handful.Of course, we talked a lot about Base and where it's headed in the future, as well as how regulation could affect the blockchain and the timeline for its Mainnet launch; Pollak shared it's aiming for 2023.We also dove into: Decentralizing BaseBlockchain inspirationCoinbase's role in BaseAdvice for developersChain Reaction comes out every other Thursday at 12:00 p.m. PT, so be sure to subscribe to us on Apple Podcasts, Spotify or your favorite pod platform to keep up with the action.The TechCrunch Podcast Network has been nominated for two Webbys in the Best Technology Podcast category. You can help TechCrunch win by voting for Chain Reaction, which digs into the wild world of crypto. Or Found which brings you the stories behind the startups by sitting down with the founders themselves. Please take a few moments to vote here. Voting closes April 20. (Obviously, I host Chain Reaction, so vote for my show!)Mentioned in the show: https://techcrunch.com/2023/02/23/coinbase-launches-blockchain-base-to-help-developers-build-dapps-on-chain/

20th Oct

Today's guest is Jesse Pollak, Senior Director of Engineering at Coinbase. Coinbase is the premier platform for buying, selling, transferring, and storing cryptocurrency. Jesse is currently working on protocols, public goods, cities, and currencies at Coinbase. Jesse previously led all Retail engineering at Coinbase, including building Coinbase, Coinbase Pro, and Coinbase Wallet. We discuss various topics, including Ethereum, the Merge, Smart Scaling, the gravity of Decentralization, Public Key Infrastructure, building in Bear Market, and much more. We begin our conversation by discussing how Jesse got into crypto. Jesse shares how he started a startup focusing on identity and security software. The company leveraged public key infrastructure to enable companies to scale their identity and security needs. Most of his clients were crypto companies; this is how he fell down the crypto rabbit hole. The company was eventually acqui-hired by Coinbase in 2016. Jesse explains how public key infrastructure works and how it is widely used in crypto and throughout the internet. We pivot our conversation to discuss why now is the best time to build in Crypto. We discuss how the tools for building in crypto have become more accessible and more robust. We also discuss why this bear market feels different than previous bear markets. We focus on discussing how the number of people building something exciting and innovative is ten times bigger than there was in the last bear market. The number of real-world use cases is an order of magnitude bigger than in previous cycles. This leads us to discuss what sector of crypto excites us the most. Jesse shares that the trend that excites him the most is the increased adoption of users and businesses. Jesse predicts that this trend will eventually culminate in the large migration of a large portion of our society being on-chain. We discuss how we are seeing legacy companies beginning to embrace crypto and integrating crypto into their business Our next conversation topic centered around the rise of alternative L1s and the importance of smart scaling. Jesse discusses how the emergence of alternative L1s has impacted Ethereum and its developer base. Jesse also addresses the design trade-offs these alternative L1s are making to achieve higher transaction throughput. We also discuss how the Ethereum developers have approached scaling Ethereum while prioritizing decentralization and security. Jesse outlines why he is excited about EIP-4844. Jesse explains how EIP-4844 will help scale Ethereum by reducing the cost of Layer2s on Ethereum. Jesse explains how L2s work and how they help Ethereum scale without compromising Ethereum's decentralization. We discuss the trilemma problem that all blockchains face or will eventually face. Jesse shares his thesis in the ideal way. Blockchains will tackle this problem. A fascinating topic we discussed centered around how decentralization is a new form of gravity within crypto. Jesse explains how everything tended to gravitate towards the most centralized outcome in the legacy world and how crypto is inverting that paradigm. We discuss how decentralization enables people to have sovereignty and autonomy. Our final discussion topic centered around how the future will be layer-specific blockchains. Jesse explains how he believes that as crypto matures, DApps will converge onto layer-specific use cases on a few blockchains instead of having hundreds of different blockchains. Please enjoy my conversion with Jesse Pollak. -- This podcast is powered by Blockworks. For exclusive content and events that provide insights into the crypto and blockchain space, visit them at https://blockworks.co

This week, we chat about the following tech news that matters: Samsung Galaxy Watch 5 Design Leaked Google Chrome Browser Updates to Fix Zero-Day Exploit We've got these tips and tricks: Reasons to Use Nvidia GeForce NowSteam Deck Reviewed How to Check the Windows Experience Score in Windows 10 What Is Coinbase? What is Coinbase Pro? We finish the show with the following recommendations: Legoland Windsor Resort Keychron Q5 QMK keyboard Christian Cawley and Gavin Phillips host this podcast. You can contact them on Twitter: @thegadgetmonkey and @gavinspavin, with your suggestions for future topics.Don't forget to subscribe to the Really Useful Podcast on Apple Podcasts for more tech news and tips for technophobes!

Coinbase ha eliminado su modo "pro" por el modo "avanzado" en su aplicación principal. Para más información sobre VICURSOR puede entrar a https://vicursor.bio - Nos puedes buscar en todas las plataformas @vicursor 

Today we will be discuss BTC miners Struggle as the price of BTC falls below the cost of production. Next we'll look at Coinbase merging Coinbase Pro with the Coinbase app and rebranding to Coinbase Advanced Trade and last we'll talk about Polygon pumping 23% on the release of Polygon ID. Around the Blockchain is your favorite Cryptocurrency show discussing Bitcoin, Ethereum, Cardano, and the top altcoins. Our four crypto experts Crypto Lifer, Spencer Tarring, Altcoin Daily, & AJ Pleasanton. Tune in for their insightful crypto analysis.

Ebay acquires NFT platform KnownOrigin. Binance and football superstar Cristiano Ronaldo sign an exclusive multi-year NFT partnership. Ripple's David Schwartz talks XRPL DEX. Coinbase to shut down Coinbase Pro to merge trading services. Solana is launching a web3 mobile phone.Sponsor

Today on Good Morning Crypto…  We will be discussing… Ripple is opening a new office in Canada, aiming to hire hundreds of new employees, as we see an increase in layoffs from Coinbase, crypto.com and Gemini, is this an indicator of why Ripple (XRP) will change the world of finance.  China says Bitcoin is “going to zero”, while the Bank of England is optimistic about crypto, stating the dominant players will become the new global leaders in market value.  Coinbase is shutting down Coinbase Pro, while AVAX (Avalanche) continues adding value to its blockchain, using a new BTC bridge to earn within their DeFi ecosystem.  Meta, Microsoft and several other key players have created the “Metaverse Standards Group”, with the long term goal of creating an interoperable ecosystem.  And we show a powerful video of Brad Garlinghouse outlining the potential of Ripple's technology.   // Linqto https://www.linqto.com/?cjevent=b65ecbbec46011ec81b91b3a0a1c0e10 //// T H E 3 T W A R R I O R A C A D E M Y // Join the 3T Warrior Academy: https://3twarrior.com/warrioracademy?affiliate_id=3827481 // Join our Free Discord: https://3twarrior.com/discord49541345 //// F O L L O W T H E T E A M // Official Good Morning Crypto https://linktr.ee/3tGMCrypto Twitter: https://twitter.com/3tGMCrypto // Abs  Instagram: https://www.instagram.com/Abs3t/ // Mario | Node Defender https://linktr.ee/nodedefender Twitter: https://twitter.com/NodeDefender Youtube: https://youtube.com/channel/UCnld-Xvam562HFQDOIBwymw Instagram: https://www.instagram.com/NodeDefender/ // Johnny Krypto https://linktr.ee/johnnykrypto Twitter: https://twitter.com/JohnnyKrypto00 YouTube: https://www.youtube.com/channel/UCm-qyQNf1rnUaw6u20mKCVw // Gonzo Twitter: https://twitter.com/gonzo_3t Instagram: https://www.instagram.com/gonzo_3t/ // Selman Twitter: https://twitter.com/SelmanGee YouTube: https://www.youtube.com/c/GeeInvesting // NFTtones: https://linktr.ee/NFTtones // Billy Twitter: https://twitter.com/WadkinsBilly TikTok: @Homeless2Humbled Instagram: https://www.instagram.com/homeless2humbled_ //// #Crypto #CryptoNews #Bitcoin #BTC #Ethereum #ETH #XRP #CryptoCurrency #Finance #Talkshow #NewsShow #money #finance #Metaverse Learn more about your ad choices. Visit megaphone.fm/adchoices

The most valuable crypto stories for Thursday, June 23, 2022. "The Hash" hosts discuss Voyager Digital cutting daily-user withdrawal limit to $10,000, Coinbase phasing out "Coinbase Pro," and Binance's new NFT partnership with Cristiano Ronaldo.This episode has been edited by Michele Musso. Our executive producer is Jared Schwartz. Our theme song is “Neon Beach.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's CoinMarketRecap with Connor Sephton, Coinbase Pro is shutting down. We'll find out why. A senior official at the Bank of England makes surprising comments about the bear market. eBay snaps up an NFT marketplace as it undergoes a tech-led reimagination. And a new 24/7 hotline launches to help businesses who are ordered to pay crypto after ransomware attacks. You can follow us on Twitter — @ConnorSephton and @CoinMarketCap. 

Wszystkie dobre podcasty o kryptowalutach https://darmowekrypto.org.pl/podcasty-----------------------------------------Krypto Newsy Live #422 | 23.06.2022 | BITCOIN LECI DO ZERA - CHINY! Coinbase Pro kończy żywot! Binance: handel BTC bez opłatZapraszam na Krypto-Newsy Live, czyli wydanie na żywo wiadomości ze świata Bitcoina, kryptowalut, DeFi, NFT, Metaverse i technologii blockchain. Najlepsza na polskim YouTube, codzienna dawka najświeższych wiadomości w lekkim wydaniu. Zapraszam na odcinek: Mike Satoshi.LINKI Z ODCINKA: https://newsy.kryptonarod.pl/krypto-newsy-live-422/SPIS TREŚCI:[]Wstęp[]Crypto.com z licencją w Singapurze![]eBay przejmuje KnownOrigin, rozszerzając swoją działalność na NFT i blockchain[]U.S. CBDC?![]Chiny ostrzegają, że Bitcoin zmierza do zera?![]Dogecoin był używany przez przestępców i terrorystów?[]W jaki sposób wydobywanie krypto stanie się EKO?[]Katar wprowadza CBDC?[]Kanadyjski regulator banuje Bybit i KuCoin?![]Binance: handel BTC bez opłat[]Crypto-Mastercard: adopcja płatności kryptowalutami postępuje[]Infolinia 24/7 dla poszkodowanych przez krypto scamy[]Coinbase Pro przestanie działać[]Mark Zuckerberg tworzy cyfrowy portfel dla Metaverse[]Były pracownik Huobi Global oskarżony o insider trading[]Gucci inwestuje 25 000 $ w DAO NFT Marketplace[]Citibank wprowadza blockchain?[]Binance wypuści NFT we współpracy z Cristiano Ronaldo![]Trudność wydobycia Bitcoina spadła o 2,35%[]NFA - Non-fungible airdrops?[]PodsumowanieKSIĘGARNIA PARTNERSKA: https://tradingshop.pl/ (Kod: MIKE = zniżka na koszyk)PARTNERZY KANAŁU:https://linktr.ee/mikespartners-----------------------------------------KRYPTO-NARÓD POLSKA SPOŁECZNOŚĆ KRYPTOWALUT: https://krypto-narod.pl/Na tej stronie znajdziecie linki do wszystkich najlepszych, polskich twórców w tematyce kryptowalut i technologii blockchain. OFICJALNY SKLEP Z GADŻETAMI KANAŁU MIKE SATOSHI http://kryptonarod.store/ZOSTAŃ PATRONEM KANAŁU MIKE SATOSHI https://patronite.pl/mike-satoshi-----------------------------------------Jeżeli chciałbyś wesprzeć rozwój i działania kanału, możesz przekazać dotację: https://tipanddonation.com/mikesatoshi lub PayPal: paypal.me/mikesatoshi Portfele do dotacji krypto są tutaj: https://cryptokoks.wixsite.com/mikesatoshi/dotacje ----------------------------------------- Mój kanał na YouTube: https://www.youtube.com/channel/UCEX4iDKLfxtIJY6IVgMSqCQE-mail do kontaktu: cryptokoks@gmail.com Oficjalny Twitter: https://twitter.com/Mikey_Satoshi Kanał na DTube: https://d.tube/#!/c/mikesatoshi Grupa KryptoNaród na FB: https://www.facebook.com/groups/230649241027530/ Grupa KryptoNaród na Discord: https://discord.gg/CPTSa43 Airdropy i inne sposoby na darmowe kryptowaluty: https://darmowekrypto.org.pl -----------------------------------------

Jesse Pollak (@jessepollak) currently works on protocols, public goods, cities, and currencies at Coinbase & beyond (more coming soon). He previously led all Retail engineering at Coinbase, including building Coinbase, Coinbase Pro, and Coinbase Wallet. Way back when, Jesse started Clef and was an engineer at BuzzFeed. He also writes open source software and takes incredible photos. You can find Jesse at jesse.xyz on ETH and on Twitter, Github, & LinkedIn. In this episode, we discuss building at Coinbase, Jesse's introduction to Bitcoin during a conversation with Olaf Carlson-Wee (Polychain Capital CEO), his project to bring crypto awareness and knowledge to the city of Oakland, and much more. Show highlights: [1:30] A conversation with Olaf Carlson-Wee [8:00] Cultivating coding skills [19:30] Minting a CryptoPunk [24:00] Online Pseudonymity [32:00] Software-enabled corporations & the future of DAOs [39:00] Perspective shifts in Web3 [42:00] Building @ Coinbase [48:00] Oakland Community Currency [54:00] Focus and discipline in Web 3 If you enjoyed this episode, please consider leaving a review. You can subscribe to our newsletter to stay updated on the latest episodes. Thanks to our sponsor - Hedera Hashgraph (@Hedera). Hedera is the most used, sustainable, enterprise-grade public network for the decentralized economy. They are looking to add bright legal minds to their team. You can review the available openings at hedera.com/future. When you apply, be sure to mention you heard about it here on the Law of Code podcast!

Hey everybody, welcome to another episode of Financial investing radio. So in this episode, I have the opportunity for a second interview with Jerremy Newsome. What's interesting about this with Jerremy is he's got this organization called Real Life Trading. And he's got this. I love his mantra. It's basically they're there to enrich lives, and he gives away tons of free financial investing and trading courses, just gives it away. He feels like like this should be available to everybody. And he told me and it wasn't part of the interview afterwards, we were talking about it. He told me about an upcoming deal he's got I think it's on May 5th. If you go to reallifetrading.com/funding. What he's doing is he's given you an opportunity to get $200,000 to invest, you got to prove yourself, you got to follow some rules, otherwise, they'll they'll fund your account. Kind of an interesting, interesting deal there. Today, though, in this conversation, Jerremy and I are talking about crypto trading, adding it to your portfolio. Everybody welcome to another episode of Financial investing radio. So I went and got on my knees and begged and pleaded to one more time to get in the house. Mr. Jerremy Newsome first of all, thank you, Jerremy, for taking the time to be here. Jerremy Man, my pleasure. You're so welcome. And I'm honored. This is my privilege as well. So thank you for having me. Grant So you and I spoke, I don't know, few weeks ago, and since we spoke, I went and I checked more of his stuff out, you guys get to check his stuff out. I want I checked out his stuff. And I went on to his site real life trading.com. And, and he's got all this free content out there. It's incredible. I've spent 1000s and 1000s of dollars for that kind of training before I was amazed you had that out there. And I've knocked out your first three courses on it. And I have to tell you, first of all, you're an awesome educator. And second of all, you really know the markets and you teach them well. And third, I've been applying as techniques and it's made a direct impact on my on my trading activity. So okay, there you go. That's my hero worship. Jerremy Thanks, dude. It means a lot to me that you did that because you're a man of your word. You said you're going to and you did it. Yeah, that's phenomenal.  Grant Yep, sure did. Sure did. Okay. So what happened then is after Jerremy and I talked last time, I said, Gosh, that went really well. Are there other topics that you cover? And we're texting back and forth? He's like crypto and like, serious. Okay, of course, that's before I gone through your training courses. Now. I realize oh, yeah, you definitely are gonna, you know, knock it out of the park and crypto. So we wanted to discuss crypto in this world that has so much controversy around it. Some are like all in on it something it's you know, the devil's mother. It's just got all sorts of different views on it. But bottom line, let's start with what's attracting people to crypto. What are your thoughts there? Jerremy You know, that's a good question. And I think what attracts most people, and this is probably a slightly unfortunate answer, but that's okay. It's just like explosive games. I think that's what attracts people to it, because they're like, well, this thing is brand new. They heard about Bitcoin, they probably saw it somewhere around five to $10,000. Back in 2017. It's all up to 20,000. And now it's at 34,000. And so they're just there, they're doing the math right. People are like wow, there's a lot of opportunity. There's a lot of returns to be made. And same thing with NF T's are same thing with just active crypto trading like there are ridiculous ridiculous numbers and some huge success stories that have happened in crypto for sure. Grant Yeah, absolutely. So when you think about how much money I have to have in order to trade you know, options or or to be buying stocks or Doing futures, they each have their own requirements. What does it mean for crypto? If you want to get into that world? What do you need to have in your bank? Jerremy So that's what's cool, I think probably later down the line, but certainly, an aspect that will attract people is you can start with any amount of money, there's no regulation on how much money you have to have. So for example, as you mentioned, you have to have $25,000, the day trade, right at least, if it's if it's in a margin account, and if you're here in the US, but you have to have a certain amount of money to place a certain amount of trades in a certain period of time. Well, with crypto, you don't any amount of money, what 100 bucks doesn't matter. And what's incredible about that is you do have the opportunity, in my opinion to then offer new insights to new individuals, right? Maybe their children, young adults, maybe their 1415. Kids can trade this stuff, right? You can give, you can create your own account, put three 400 bucks in there and let a child go wild and see how they can trade because there is no if you don't use margin, which is pretty hard to do actually in crypto. So if you don't over leverage yourself, which again, is very difficult to do, the chances of you losing all of your investment are pretty small. And the chances of you losing more than you invested. If you don't use margins are pretty much zero, at least to my knowledge. I haven't heard anyone doing that yet. Therefore, it allows really an experienced individuals to get experience through the through the school of hard knocks, you know, why not? But with any amount of money, man, that's incredible. Grant In fact, on that point, just real quick. So when when we talk crypto, what are the what are the main instruments that you're referring to? Jerremy Man instruments I would say like the the decentralized, peer to peer currency that most people will probably heard about Bitcoin, you have a theory of them. There's a very popular website called coin market cap.com, coin market cap.com. And any individual can go there's free and they can kind of scroll through and determine and visually identify what are some of the larger coins, tokens projects? What are people doing? And how are they doing it. And it allows them to really just see what's out there because from a market capitalization standpoint, it's a market capitalization, meaning how big is this asset, I usually stay in the top 30. So if I'm trading something, if I'm putting my own currency into it, my bitcoin or US dollars, whatever, if I'm buying a token or a project, I'm usually staying in the top 30. So that I can assure myself of liquidity, which means the ability to sell, right, so there's almost always a buyer on the other side of the screen. Grant  In fact, I got involved real early on some of the Bitcoin stuff, but there wasn't as much liquidity back then. And that turned out to be good and bad, right? Those those a lot of that's overcome, certainly, obviously in the Bitcoin area. But that's great advice to stay on the top end of those is I've come to get to know you and your mission, which is to enrich lives, right? I love that about your mission. In the fact that you're you're taking Kryptos away to teach younger people about this, right? These are things that are not taught in school, right? How do you actually go about making money? Right, and how do you go about building wealth and growing it? Those are critical lessons learned? And I know that you've done some I haven't seen it. But I've heard that you've done some things around education for younger people on this. Can you talk about that? And have you done it in the crypto area as well? Jerremy I have. So I came up with a book not too long ago called a stock stock market journey. How to make sure kids win at life every day. And in that book, actually kind of blend in the nuances of currency. And talk about money is a fluid discussion because I mean, it is right it's a universal language. It's something that it's borderless, money is and it changes from border border, oftentimes, but allowing kids to realize that this is like a video game, you have to learn it, you have to play it, you're gonna lose, just like in a video game that you're not always gonna pass the level or whatever you might initially. But as it gets harder you get to determined you increase your skills and your capabilities through that difficulty to come out on the other side proficient at this game. So my take is yeah, I've created a live course that I did in March. So March is kids month, every month in my company. So I did a live educational event for children. And after that, it was a week long and at the end I today an offered a mentorship program for children and their parents to go through with one of my mentors so that they can learn together. It's kind of like a like a spring break at night. Learn and just understand more of it. because my thought Aussie grant is not going to change your life, and are they going to become full time stock traders? Probably not. But they will start to see the world differently. And they'll believe different beliefs now, because they will see that money can be created easily doesn't mean that you always have to choose that route. But it's at least a choice that is available to you. Grant Yeah, I love the fact that you're you're providing that for for these people. You got an awesome mission. Okay. All right. Let me get back to successful crypto trader. What does that mean? How do you do that? Well, like what does it mean to be successful? crypto? Jerremy Yeah, I mean, valid question, I think, I think success. For me personally, I define the word success as the opportunity to recognize or did I recognize an opportunity, like, That's it, if I recognize opportunity, I'm successful, I made it easy for myself to achieve success. But from a monetary standpoint, I mean, like, if you're actively trading, if you're successful, you haven't blown out your account, right, you haven't lost tons and tons of money, you still have capital around, but you are able to increase your currency that you're trading with, to better your life or the life of others around you. That's essentially it. Right? That's, that's the, I would say, an ulterior motive of success is for people to figure out a way to help others with their success. Either teach it, provide it, give it away, donate it, expand it, offer it something. So if you're a trading and you're able to carve out metal sell something of the day, if you made $600 Extra, or you made a $600 profitable trade, so 600 US dollar increase when you do 200 days a year. That's $120,000. Extra. Like, that's bomba, that's the number three significant, so tour data of the year. So we're not even talking. This is a 24/7 365 job. There's like no 200. So you're doing it's a third of the week that you can sit in and look at a good trade every other three days you find a good setup, make 600 bucks like $120,000 extra year, that's magnificent change you have as life changing and up and people do have the opportunity grant all over the world to participate in crypto, because you can do with the euro, you can do it with the Japanese yen, the Australian dollar, the British pound, any type of currency can be transacted and use through crypto. So it's a really fantastic tool. Grant Do you have a favorite that you typically pursue or trade? Jerremy I do? Yeah. So one of my favorites. It is a theory a theory was one of my favorite Kryptos for sure. But also there's another one that's a little bit less known called Cosmos, which is, which is Adam and so Adam ATO himself spelled, Adam pays a 5% yield to kind of like, is it through Coinbase. So Coinbase is a publicly traded FDIC insured company at this point. And Coinbase allows traders to have a position and Adam and just receive 5%, just like it would in a bank well used to write well, you can just kind of leave your money in the bank and just get like a free 5% return on your interest or a CD or whatever. Pretty fantastic. And that's because it's a very volatile asset class and moves up and down a lot. And so when you're leaving your money on the exchange, the exchange of the broker is able to go back on their on their side, and trade and transact with it. Just like a bank will take your money entering transact with it's really cool. Grant With 5%. Really? Yeah. 5% ROI. Okay, so now you can take all your money out of your CDs where you're getting point 0.002%, right. Oh my gosh. That's crazy. That is That's amazing. So in terms of crypto platforms, crypto trading platforms, do you have I mean, you mentioned using Coinbase? Or what do you what do you use them? Jerremy Yep. So I can definitely give you a few, Coinbase is absolutely usable. It's really easy, super effective. I like it. A lot of traders like it. A lot of individuals use it, but it is more of a what I would refer to as like a longer term. For crypto, you don't want to actually try it. The fees are a little bit higher. It's a little more clunky. clunky in the sense of it doesn't have a lot of advanced features to use. So I do use additional advanced features and other cryptos trade platforms, ones called Coinbase Pro. So it's their upgraded version of their main platform. So you can actually trade you can set limits, you can set stops, you can do all the advanced features that you want and Then if you want to level up from Coinbase Pro, there's a platform called Kraken, K R A K E N. And all these exchanges are very easy to transfer the money back and forth. Kraken is working on an IPO right now, which is they're gonna come out in the market, hopefully in the next few months. So you have a lot of opportunities to anyone, right? This is here in the US. I mean, you can open up an account been an account and like four minutes, if you're bout technology, three minutes, if you're fast, it's really easy to use. It's super easy. You can download on the app store you can use on an iPhone. I mean, it's, it's available everywhere now. Grant That's awesome. What a great, I'll check out crack and I've used the Coinbase stuff. But it wasn't the Pro. And yeah, I came back going oh, clunky, slow. And I couldn't couldn't control my trades very much. And this isn't the Yeah, yeah, but it's good for longer term.  Jerremy Like you said, the CD thing that's kind of what I tell people is like, hey, just treat like, essentially treat like a CD. You know, look at it, play with it. Like, have a have a long term, just you're buying slowly over time. Right? You buy and just sits there you treat like a savings account. Just keep buying, don't touch it. Don't buy anything. Don't do anything weird with it, just slowly buy over time. Let it accumulate, treat it just like a savings account of money come out of your bank into Coinbase great way to use it put into Adam get a 5% yield. Good times. Grant Awesome strategy, talking about strategies. And of course, your training material you do awesome talk talking about different trading strategies, do the typical sort of S&P 500 trading strategies that lots of people talk about? Do they apply in the crypto world? Jerremy Great question. Not fully. I mean, depends on what you want. Obviously, we're talking about but so crypto doesn't have very fluid option trading right now. So options are essentially insurance contracts where they protect your downside, help you leverage your upside things that nature. They are offer, but it's really more for international individuals right now. So the US is getting on board eventually with that process. However, long term strategies like buy the dip, buy long term, like take some money and accumulate over every few months. Absolutely. That works like so long, the longer term strategies that can definitely be effective and certainly be useful to think about some other ones. Just try to think of other like really aggressive strategies. I mean, I personally don't trade Kryptos on a small term timeframe. So I say small term, I mean, like, on a 15 minute chart or less. So I don't day trade Kryptos. And here's why Kryptos can very easily move 10% a day. Like that's simple for a cryptocurrency to do which is wild. But as I mentioned earlier, that's why people are interested in them. I don't go less than 15 minute chart because I don't want to capture a 1% gain or 1% Return on something that could move 20% When 10% On Tesla or Advanced Micro Devices or Apple, I'll trade those on a daily basis, but they're not going to move 10% A day 99.99% of the time. So I'm looking for one to 2% pulled out the market, right capture that cash flow, but on on Kryptos. I am more of what's called a swing trader. So I'm usually in for three to six weeks is like kind of like my preferred timeframe. Grant Oh, awesome. Awesome. Okay, so what about alignment with the s&p, do you see anything there happening between crypto and s&p alignment? Jerremy Ah, that's a good question, man. Yes, I kind of do actually. I've been noticing or at least it seems to me that Kryptos actually kind of leading the stock market a little bit. And the stock market as of right now has been a little bit of a laggard or a little bit of a weaker position. Not overall but in general, or specifically. So to come up with an example Aetherium and Bitcoin are down about 40%. Pay Pal is down 70 squares down 65 Facebook is down 45. Right. Netflix is down 75% Boston Beer Company is down 80% You have some companies are down 85% like Roku. I mean, some individual companies names are getting absolutely decimated. But big coin in theory, we're only down 30%. It's like well, relatively speaking, that's not terrible. And that's actually started before that wasn't like early November. And most of the stocks, the bigger names at least big broader market, s&p, NASDAQ they started selling off late November. So I kind of see Kryptos as almost as almost a leading approach like if I see strength in crypto, I'll have ventually assumed literally strengthened the stock market, sometimes at the same day. And I think that's because people are going to, again, slowly peel some money into crypto, the total market cap of cryptocurrencies on a like, again, accumulative basis right now is almost 2 trillion, 2 trillion now really? I'm sure Yeah, but but that's not a lot, right. That's the market cap of Apple, Apple. Yeah, that's one Google. That's one apple. Like, that's nothing essentially. So if you take, I think, I think there was a stat that said, the overall retirement savings in all of us, like, if you take the US, you take every single dollar in retirement accounts right now and average them together. It's like 36 trillion, which is a lot. If we take 10% of that 3.6 trillion, and put it into the crypto markets, I mean, crypto market triple, essentially overnight. So that's the grand your larger term I get at actual sizable money starts flooding into these Kryptos, they likely will go a little bit higher. And so that's why I kind of think that the crypto market almost right now leads the stock market. Grant It just looks amazing in the fact that it hasn't pulled back on such high weakness, I was reviewing some of the various stocks just last night that you were mentioning, and I was looking on the monthly charts, the the massive pull backs, and I started thinking, this is starting to feel like buy time. You know, when it's down this far back, you're like, wait a minute, this is probably what what's your take on that? Jerremy You're not wrong, man, you're not wrong. I do. I think that the way, there's a very popular term, I don't don't try to catch a falling knife. But my my definition of a falling knife generally is if you are trying to catch it, right, don't try to catch it with both hands. So keep keep one of your hands alive. So throw a little bit of money at it don't get super super aggressive. Take a little sizeable chunk so let's let's say have 100,000 our portfolio and unit put some money in the Netflix throw five grand at it over a week or over a month I don't take five grand go okay. Oh man go by Netflix spread it out. Because right now Commission's are free generally, in 98% of trading platforms like your Commission's are free. So you can buy and sell by 500 bucks on Monday by 700 bucks next Tuesday by 800 bucks, the third Thursday of next month, and slowly tiptoe into some of these positions. So it kind of allows you to a lower your cost basis a little bit. But really, and also be adjust. It does, it allows you to kind of understand and see and accumulate without being fearful and upset and scared. Because most people they're used to buying something and once they buy it, that's the bottom right, that's the lowest price ever. So if you buy candy bars, like you're not really worried about the candy bar you buy a house is like very, very frequently, house price goes up, if you buy a car, they feel like the price isn't going down because they don't notice that. If you buy a stock, you're you're not gonna get in at the low, like it's gonna go lower than wherever you bought it always 99.99% of the time, you're never gonna press the button near the bottom. Yeah, it's not gonna happen. Grant So tough to find the find the low I love that counsel, the spread it out, distribute the risks, try to get control the cost basis or lowered as much as you can. That makes a ton of sense. Okay, so final comments on crypto for helping someone to get started. Any thoughts on that? Jerremy Um, to get started, so I do offer education on crypto. I know right before we talked on the webinar, you mentioned that you might dive into that program as well. It is a valuable program, it is extremely useful. I teach people a little bit about what I look for when I'm trading crypto and like what what patterns I'm looking for and how I get in and how I pyramid into a position. But the good news is, I mean, go to YouTube University, right, which is just youtube.com. And any questions you have typing a how to and then how to trade Bitcoin, how to trade and how to trade, you will find so much information because education shouldn't be free. Right? The information I give away in crypto isn't necessarily education is more like how I do it and my perspective, my opinions which are valuable because I do quite well in crypto trading. And so I want people to kind of understand and see the way that someone can approach it. So for me, yeah, just go study, like spend 10 hours over the next year. Hour month learning a little bit more about it. Because it's knowledge right applied knowledge is power. If you just sit there and say I don't have the time I don't have the money. I'm not smart enough. You're leaving a lot of games, both monetary financial emotional on the table and that's not what you want. Grant Yeah, I love that guidance, because one of the things that you've pointed out some of your trading area, your trading training that I went through and by Either way, Have I mentioned everyone yet? It's got good material? If not, I'll just say it's worth your time to study because the approach is very balanced. It's, you know, get some into some long term. And here's an approach on how you do some long term investing. And then, and then maybe there's some medium term stuff. And then okay, you're going to go after some cash flow stuff, which is where I do some of my day trading activities there. I think you have a great balance on that, Jerremy, and I think my audience will benefit from that as well. So it would be real life trading.com. And then on there, there's going to be some links, what links will they follow to get to the crypto stuff? Jerremy Yeah. So just go through all the education, there's if you click on trading, and you'll see courses, just click on courses and start growing and going through all the courses there's tons of, there's tons of them out there, there's a lot available, one of my favorite ones, which you're like a lot grant as you get to it is hedging with options. So the hedging with Options program is just about how to essentially create cash flow from stocks using options and how to protect yourself on the downside, especially if you want to be in a company long term. But yeah, the crypto program, just under courses, check it out. It's very valuable, it's extremely useful. And you will get really great insight just not only on the future, and what applications and what systems can be disrupted, right, with Blockchain technology, but also how you can take advantage of any individual here can take advantage of it without being a coder, or a weird nerd or programmer, if that's one of your fears. You don't have to know any of that, to take advantage of this market, or just be in a space, just like you, man, just like me, we have to study. We're dumb. Put yourself in front of educational platform, videos, books, YouTube, podcasts, whatever it is, and study, spend a bit of time. So you could apply knowledge because at this point, my friends as we go forward, if you have internet, you have income, you have access to income, and that is a global endeavor that can change the world for the better. That's a great statement. Grant If you have the internet, you have income. That's a good one. I got to put that on a plaque. Okay. All right, baby. Jerremy, thank you so much for joining me here today. I appreciate that. I know you made some adjustments to your schedule to make this possible. So thanks for doing that. Any last comments before we wrap? Jerremy You know, the best one is, it's never the perfect time to start anything. I think a lot of us and I'm 100% guilty of this everyone isn't mature should be. There's never a time you're like alright, march 15 of 2027. You know, I'm gonna sit down, I'm gonna take four hours, I'm gonna learn this stuff. Five years from now and I'm a little bit more wealthy when I'm a little bit richer, when whatever is happening. There's never a perfect time is going to be a little bit painful, it's gonna be a little bit scary is essentially irrelevant of what it is that you're doing or why you're doing it or how you're doing it. What I can say is this, if you start something, consistency is what pays off, consistent and intentional wins the race. And if you stay consistent if you stay intentional, if you really focus on your personal growth and your personal mental prosperity, absolute game changing life will become incredible. Grant I love that. Thanks. Thanks for taking the time to go over that. And for joining us here today on Financial Investing Radio. Thanks again for joining. And until next time, everyone go get some crypto from Jerremy Newsome. Thank you for joining Grant on Financial Investing Radio.  

Hey everybody, welcome to another episode of Financial Investing Radio. So in this episode, I have the opportunity for a second interview with Jerremy Newsome. What's interesting about this with Jerremy is he's got this organization called Real Life Trading. And he's got this. I love his mantra. It's basically they're there to enrich lives, and he gives away tons of free financial investing and trading courses, just gives it away. He feels like like this should be available to everybody. And he told me and it wasn't part of the interview afterwards, we were talking about it. He told me about an upcoming deal he's got I think it's on May 5th. If you go to reallifetrading.com/funding. What he's doing is he's given you an opportunity to get $200,000 to invest, you got to prove yourself, you got to follow some rules, otherwise, they'll they'll fund your account. Kind of an interesting, interesting deal there. Today, though, in this conversation, Jerremy and I are talking about crypto trading, adding it to your portfolio. Everybody welcome to another episode of Financial investing radio. So I went and got on my knees and begged and pleaded to one more time to get in the house. Mr. Jerremy Newsome first of all, thank you, Jerremy, for taking the time to be here. Jerremy Man, my pleasure. You're so welcome. And I'm honored. This is my privilege as well. So thank you for having me. Grant So you and I spoke, I don't know, few weeks ago, and since we spoke, I went and I checked more of his stuff out, you guys get to check his stuff out. I want I checked out his stuff. And I went on to his site real life trading.com. And, and he's got all this free content out there. It's incredible. I've spent 1000s and 1000s of dollars for that kind of training before I was amazed you had that out there. And I've knocked out your first three courses on it. And I have to tell you, first of all, you're an awesome educator. And second of all, you really know the markets and you teach them well. And third, I've been applying as techniques and it's made a direct impact on my on my trading activity. So okay, there you go. That's my hero worship. Jerremy Thanks, dude. It means a lot to me that you did that because you're a man of your word. You said you're going to and you did it. Yeah, that's phenomenal.  Grant Yep, sure did. Sure did. Okay. So what happened then is after Jerremy and I talked last time, I said, Gosh, that went really well. Are there other topics that you cover? And we're texting back and forth? He's like crypto and like, serious. Okay, of course, that's before I gone through your training courses. Now. I realize oh, yeah, you definitely are gonna, you know, knock it out of the park and crypto. So we wanted to discuss crypto in this world that has so much controversy around it. Some are like all in on it something it's you know, the devil's mother. It's just got all sorts of different views on it. But bottom line, let's start with what's attracting people to crypto. What are your thoughts there? Jerremy You know, that's a good question. And I think what attracts most people, and this is probably a slightly unfortunate answer, but that's okay. It's just like explosive games. I think that's what attracts people to it, because they're like, well, this thing is brand new. They heard about Bitcoin, they probably saw it somewhere around five to $10,000. Back in 2017. It's all up to 20,000. And now it's at 34,000. And so they're just there, they're doing the math right. People are like wow, there's a lot of opportunity. There's a lot of returns to be made. And same thing with NF T's are same thing with just active crypto trading like there are ridiculous ridiculous numbers and some huge success stories that have happened in crypto for sure. Grant Yeah, absolutely. So when you think about how much money I have to have in order to trade you know, options or or to be buying stocks or Doing futures, they each have their own requirements. What does it mean for crypto? If you want to get into that world? What do you need to have in your bank? Jerremy So that's what's cool, I think probably later down the line, but certainly, an aspect that will attract people is you can start with any amount of money, there's no regulation on how much money you have to have. So for example, as you mentioned, you have to have $25,000, the day trade, right at least, if it's if it's in a margin account, and if you're here in the US, but you have to have a certain amount of money to place a certain amount of trades in a certain period of time. Well, with crypto, you don't any amount of money, what 100 bucks doesn't matter. And what's incredible about that is you do have the opportunity, in my opinion to then offer new insights to new individuals, right? Maybe their children, young adults, maybe their 1415. Kids can trade this stuff, right? You can give, you can create your own account, put three 400 bucks in there and let a child go wild and see how they can trade because there is no if you don't use margin, which is pretty hard to do actually in crypto. So if you don't over leverage yourself, which again, is very difficult to do, the chances of you losing all of your investment are pretty small. And the chances of you losing more than you invested. If you don't use margins are pretty much zero, at least to my knowledge. I haven't heard anyone doing that yet. Therefore, it allows really an experienced individuals to get experience through the through the school of hard knocks, you know, why not? But with any amount of money, man, that's incredible. Grant In fact, on that point, just real quick. So when when we talk crypto, what are the what are the main instruments that you're referring to? Jerremy Man instruments I would say like the the decentralized, peer to peer currency that most people will probably heard about Bitcoin, you have a theory of them. There's a very popular website called coin market cap.com, coin market cap.com. And any individual can go there's free and they can kind of scroll through and determine and visually identify what are some of the larger coins, tokens projects? What are people doing? And how are they doing it. And it allows them to really just see what's out there because from a market capitalization standpoint, it's a market capitalization, meaning how big is this asset, I usually stay in the top 30. So if I'm trading something, if I'm putting my own currency into it, my bitcoin or US dollars, whatever, if I'm buying a token or a project, I'm usually staying in the top 30. So that I can assure myself of liquidity, which means the ability to sell, right, so there's almost always a buyer on the other side of the screen. Grant  In fact, I got involved real early on some of the Bitcoin stuff, but there wasn't as much liquidity back then. And that turned out to be good and bad, right? Those those a lot of that's overcome, certainly, obviously in the Bitcoin area. But that's great advice to stay on the top end of those is I've come to get to know you and your mission, which is to enrich lives, right? I love that about your mission. In the fact that you're you're taking Kryptos away to teach younger people about this, right? These are things that are not taught in school, right? How do you actually go about making money? Right, and how do you go about building wealth and growing it? Those are critical lessons learned? And I know that you've done some I haven't seen it. But I've heard that you've done some things around education for younger people on this. Can you talk about that? And have you done it in the crypto area as well? Jerremy I have. So I came up with a book not too long ago called a stock stock market journey. How to make sure kids win at life every day. And in that book, actually kind of blend in the nuances of currency. And talk about money is a fluid discussion because I mean, it is right it's a universal language. It's something that it's borderless, money is and it changes from border border, oftentimes, but allowing kids to realize that this is like a video game, you have to learn it, you have to play it, you're gonna lose, just like in a video game that you're not always gonna pass the level or whatever you might initially. But as it gets harder you get to determined you increase your skills and your capabilities through that difficulty to come out on the other side proficient at this game. So my take is yeah, I've created a live course that I did in March. So March is kids month, every month in my company. So I did a live educational event for children. And after that, it was a week long and at the end I today an offered a mentorship program for children and their parents to go through with one of my mentors so that they can learn together. It's kind of like a like a spring break at night. Learn and just understand more of it. because my thought Aussie grant is not going to change your life, and are they going to become full time stock traders? Probably not. But they will start to see the world differently. And they'll believe different beliefs now, because they will see that money can be created easily doesn't mean that you always have to choose that route. But it's at least a choice that is available to you. Grant Yeah, I love the fact that you're you're providing that for for these people. You got an awesome mission. Okay. All right. Let me get back to successful crypto trader. What does that mean? How do you do that? Well, like what does it mean to be successful? crypto? Jerremy Yeah, I mean, valid question, I think, I think success. For me personally, I define the word success as the opportunity to recognize or did I recognize an opportunity, like, That's it, if I recognize opportunity, I'm successful, I made it easy for myself to achieve success. But from a monetary standpoint, I mean, like, if you're actively trading, if you're successful, you haven't blown out your account, right, you haven't lost tons and tons of money, you still have capital around, but you are able to increase your currency that you're trading with, to better your life or the life of others around you. That's essentially it. Right? That's, that's the, I would say, an ulterior motive of success is for people to figure out a way to help others with their success. Either teach it, provide it, give it away, donate it, expand it, offer it something. So if you're a trading and you're able to carve out metal sell something of the day, if you made $600 Extra, or you made a $600 profitable trade, so 600 US dollar increase when you do 200 days a year. That's $120,000. Extra. Like, that's bomba, that's the number three significant, so tour data of the year. So we're not even talking. This is a 24/7 365 job. There's like no 200. So you're doing it's a third of the week that you can sit in and look at a good trade every other three days you find a good setup, make 600 bucks like $120,000 extra year, that's magnificent change you have as life changing and up and people do have the opportunity grant all over the world to participate in crypto, because you can do with the euro, you can do it with the Japanese yen, the Australian dollar, the British pound, any type of currency can be transacted and use through crypto. So it's a really fantastic tool. Grant Do you have a favorite that you typically pursue or trade? Jerremy I do? Yeah. So one of my favorites. It is a theory a theory was one of my favorite Kryptos for sure. But also there's another one that's a little bit less known called Cosmos, which is, which is Adam and so Adam ATO himself spelled, Adam pays a 5% yield to kind of like, is it through Coinbase. So Coinbase is a publicly traded FDIC insured company at this point. And Coinbase allows traders to have a position and Adam and just receive 5%, just like it would in a bank well used to write well, you can just kind of leave your money in the bank and just get like a free 5% return on your interest or a CD or whatever. Pretty fantastic. And that's because it's a very volatile asset class and moves up and down a lot. And so when you're leaving your money on the exchange, the exchange of the broker is able to go back on their on their side, and trade and transact with it. Just like a bank will take your money entering transact with it's really cool. Grant With 5%. Really? Yeah. 5% ROI. Okay, so now you can take all your money out of your CDs where you're getting point 0.002%, right. Oh my gosh. That's crazy. That is That's amazing. So in terms of crypto platforms, crypto trading platforms, do you have I mean, you mentioned using Coinbase? Or what do you what do you use them? Jerremy Yep. So I can definitely give you a few, Coinbase is absolutely usable. It's really easy, super effective. I like it. A lot of traders like it. A lot of individuals use it, but it is more of a what I would refer to as like a longer term. For crypto, you don't want to actually try it. The fees are a little bit higher. It's a little more clunky. clunky in the sense of it doesn't have a lot of advanced features to use. So I do use additional advanced features and other cryptos trade platforms, ones called Coinbase Pro. So it's their upgraded version of their main platform. So you can actually trade you can set limits, you can set stops, you can do all the advanced features that you want and Then if you want to level up from Coinbase Pro, there's a platform called Kraken, K R A K E N. And all these exchanges are very easy to transfer the money back and forth. Kraken is working on an IPO right now, which is they're gonna come out in the market, hopefully in the next few months. So you have a lot of opportunities to anyone, right? This is here in the US. I mean, you can open up an account been an account and like four minutes, if you're bout technology, three minutes, if you're fast, it's really easy to use. It's super easy. You can download on the app store you can use on an iPhone. I mean, it's, it's available everywhere now. Grant That's awesome. What a great, I'll check out crack and I've used the Coinbase stuff. But it wasn't the Pro. And yeah, I came back going oh, clunky, slow. And I couldn't couldn't control my trades very much. And this isn't the Yeah, yeah, but it's good for longer term.  Jerremy Like you said, the CD thing that's kind of what I tell people is like, hey, just treat like, essentially treat like a CD. You know, look at it, play with it. Like, have a have a long term, just you're buying slowly over time. Right? You buy and just sits there you treat like a savings account. Just keep buying, don't touch it. Don't buy anything. Don't do anything weird with it, just slowly buy over time. Let it accumulate, treat it just like a savings account of money come out of your bank into Coinbase great way to use it put into Adam get a 5% yield. Good times. Grant Awesome strategy, talking about strategies. And of course, your training material you do awesome talk talking about different trading strategies, do the typical sort of S&P 500 trading strategies that lots of people talk about? Do they apply in the crypto world? Jerremy Great question. Not fully. I mean, depends on what you want. Obviously, we're talking about but so crypto doesn't have very fluid option trading right now. So options are essentially insurance contracts where they protect your downside, help you leverage your upside things that nature. They are offer, but it's really more for international individuals right now. So the US is getting on board eventually with that process. However, long term strategies like buy the dip, buy long term, like take some money and accumulate over every few months. Absolutely. That works like so long, the longer term strategies that can definitely be effective and certainly be useful to think about some other ones. Just try to think of other like really aggressive strategies. I mean, I personally don't trade Kryptos on a small term timeframe. So I say small term, I mean, like, on a 15 minute chart or less. So I don't day trade Kryptos. And here's why Kryptos can very easily move 10% a day. Like that's simple for a cryptocurrency to do which is wild. But as I mentioned earlier, that's why people are interested in them. I don't go less than 15 minute chart because I don't want to capture a 1% gain or 1% Return on something that could move 20% When 10% On Tesla or Advanced Micro Devices or Apple, I'll trade those on a daily basis, but they're not going to move 10% A day 99.99% of the time. So I'm looking for one to 2% pulled out the market, right capture that cash flow, but on on Kryptos. I am more of what's called a swing trader. So I'm usually in for three to six weeks is like kind of like my preferred timeframe. Grant Oh, awesome. Awesome. Okay, so what about alignment with the s&p, do you see anything there happening between crypto and s&p alignment? Jerremy Ah, that's a good question, man. Yes, I kind of do actually. I've been noticing or at least it seems to me that Kryptos actually kind of leading the stock market a little bit. And the stock market as of right now has been a little bit of a laggard or a little bit of a weaker position. Not overall but in general, or specifically. So to come up with an example Aetherium and Bitcoin are down about 40%. Pay Pal is down 70 squares down 65 Facebook is down 45. Right. Netflix is down 75% Boston Beer Company is down 80% You have some companies are down 85% like Roku. I mean, some individual companies names are getting absolutely decimated. But big coin in theory, we're only down 30%. It's like well, relatively speaking, that's not terrible. And that's actually started before that wasn't like early November. And most of the stocks, the bigger names at least big broader market, s&p, NASDAQ they started selling off late November. So I kind of see Kryptos as almost as almost a leading approach like if I see strength in crypto, I'll have ventually assumed literally strengthened the stock market, sometimes at the same day. And I think that's because people are going to, again, slowly peel some money into crypto, the total market cap of cryptocurrencies on a like, again, accumulative basis right now is almost 2 trillion, 2 trillion now really? I'm sure Yeah, but but that's not a lot, right. That's the market cap of Apple, Apple. Yeah, that's one Google. That's one apple. Like, that's nothing essentially. So if you take, I think, I think there was a stat that said, the overall retirement savings in all of us, like, if you take the US, you take every single dollar in retirement accounts right now and average them together. It's like 36 trillion, which is a lot. If we take 10% of that 3.6 trillion, and put it into the crypto markets, I mean, crypto market triple, essentially overnight. So that's the grand your larger term I get at actual sizable money starts flooding into these Kryptos, they likely will go a little bit higher. And so that's why I kind of think that the crypto market almost right now leads the stock market. Grant It just looks amazing in the fact that it hasn't pulled back on such high weakness, I was reviewing some of the various stocks just last night that you were mentioning, and I was looking on the monthly charts, the the massive pull backs, and I started thinking, this is starting to feel like buy time. You know, when it's down this far back, you're like, wait a minute, this is probably what what's your take on that? Jerremy You're not wrong, man, you're not wrong. I do. I think that the way, there's a very popular term, I don't don't try to catch a falling knife. But my my definition of a falling knife generally is if you are trying to catch it, right, don't try to catch it with both hands. So keep keep one of your hands alive. So throw a little bit of money at it don't get super super aggressive. Take a little sizeable chunk so let's let's say have 100,000 our portfolio and unit put some money in the Netflix throw five grand at it over a week or over a month I don't take five grand go okay. Oh man go by Netflix spread it out. Because right now Commission's are free generally, in 98% of trading platforms like your Commission's are free. So you can buy and sell by 500 bucks on Monday by 700 bucks next Tuesday by 800 bucks, the third Thursday of next month, and slowly tiptoe into some of these positions. So it kind of allows you to a lower your cost basis a little bit. But really, and also be adjust. It does, it allows you to kind of understand and see and accumulate without being fearful and upset and scared. Because most people they're used to buying something and once they buy it, that's the bottom right, that's the lowest price ever. So if you buy candy bars, like you're not really worried about the candy bar you buy a house is like very, very frequently, house price goes up, if you buy a car, they feel like the price isn't going down because they don't notice that. If you buy a stock, you're you're not gonna get in at the low, like it's gonna go lower than wherever you bought it always 99.99% of the time, you're never gonna press the button near the bottom. Yeah, it's not gonna happen. Grant So tough to find the find the low I love that counsel, the spread it out, distribute the risks, try to get control the cost basis or lowered as much as you can. That makes a ton of sense. Okay, so final comments on crypto for helping someone to get started. Any thoughts on that? Jerremy Um, to get started, so I do offer education on crypto. I know right before we talked on the webinar, you mentioned that you might dive into that program as well. It is a valuable program, it is extremely useful. I teach people a little bit about what I look for when I'm trading crypto and like what what patterns I'm looking for and how I get in and how I pyramid into a position. But the good news is, I mean, go to YouTube University, right, which is just youtube.com. And any questions you have typing a how to and then how to trade Bitcoin, how to trade and how to trade, you will find so much information because education shouldn't be free. Right? The information I give away in crypto isn't necessarily education is more like how I do it and my perspective, my opinions which are valuable because I do quite well in crypto trading. And so I want people to kind of understand and see the way that someone can approach it. So for me, yeah, just go study, like spend 10 hours over the next year. Hour month learning a little bit more about it. Because it's knowledge right applied knowledge is power. If you just sit there and say I don't have the time I don't have the money. I'm not smart enough. You're leaving a lot of games, both monetary financial emotional on the table and that's not what you want. Grant Yeah, I love that guidance, because one of the things that you've pointed out some of your trading area, your trading training that I went through and by Either way, Have I mentioned everyone yet? It's got good material? If not, I'll just say it's worth your time to study because the approach is very balanced. It's, you know, get some into some long term. And here's an approach on how you do some long term investing. And then, and then maybe there's some medium term stuff. And then okay, you're going to go after some cash flow stuff, which is where I do some of my day trading activities there. I think you have a great balance on that, Jerremy, and I think my audience will benefit from that as well. So it would be real life trading.com. And then on there, there's going to be some links, what links will they follow to get to the crypto stuff? Jerremy Yeah. So just go through all the education, there's if you click on trading, and you'll see courses, just click on courses and start growing and going through all the courses there's tons of, there's tons of them out there, there's a lot available, one of my favorite ones, which you're like a lot grant as you get to it is hedging with options. So the hedging with Options program is just about how to essentially create cash flow from stocks using options and how to protect yourself on the downside, especially if you want to be in a company long term. But yeah, the crypto program, just under courses, check it out. It's very valuable, it's extremely useful. And you will get really great insight just not only on the future, and what applications and what systems can be disrupted, right, with Blockchain technology, but also how you can take advantage of any individual here can take advantage of it without being a coder, or a weird nerd or programmer, if that's one of your fears. You don't have to know any of that, to take advantage of this market, or just be in a space, just like you, man, just like me, we have to study. We're dumb. Put yourself in front of educational platform, videos, books, YouTube, podcasts, whatever it is, and study, spend a bit of time. So you could apply knowledge because at this point, my friends as we go forward, if you have internet, you have income, you have access to income, and that is a global endeavor that can change the world for the better. That's a great statement. Grant If you have the internet, you have income. That's a good one. I got to put that on a plaque. Okay. All right, baby. Jerremy, thank you so much for joining me here today. I appreciate that. I know you made some adjustments to your schedule to make this possible. So thanks for doing that. Any last comments before we wrap? Jerremy You know, the best one is, it's never the perfect time to start anything. I think a lot of us and I'm 100% guilty of this everyone isn't mature should be. There's never a time you're like alright, march 15 of 2027. You know, I'm gonna sit down, I'm gonna take four hours, I'm gonna learn this stuff. Five years from now and I'm a little bit more wealthy when I'm a little bit richer, when whatever is happening. There's never a perfect time is going to be a little bit painful, it's gonna be a little bit scary is essentially irrelevant of what it is that you're doing or why you're doing it or how you're doing it. What I can say is this, if you start something, consistency is what pays off, consistent and intentional wins the race. And if you stay consistent if you stay intentional, if you really focus on your personal growth and your personal mental prosperity, absolute game changing life will become incredible. Grant I love that. Thanks. Thanks for taking the time to go over that. And for joining us here today on ClickAI Radio. Thanks again for joining. And until next time, everyone go get some crypto from Jerremy Newsome. Thank you for joining Grant on ClickAI  Radio.  

In this episode, we cover: Introduction (00:00) Chandan's background and building CoinTracker (02:26) The tipping point into crypto and tax compliance (06:14) Trials and tribulations of committing to crypto (11:30) Thoughts on expanding into enterprise (14:00) Reflections on recent tax regulation and some expected shifts (18:42) Expanding the relationship with the consumer (21:30) Working in the ecosystems of integrations (24:38) Where CoinTracker is headed (29:00) Links: CoinTracker: https://www.cointracker.io/ First tax guidance that the IRS released: https://www.irs.gov/irb/2014-16_IRB#NOT-2014-21 More from CoinTracker For a 10% discount for new CoinTracker users go to: https://cointracker.io/a/boring Interested in working for CoinTracker? They're hiring across the board: https://www.cointracker.io/about TranscriptWill: Welcome to the Perfectly Boring podcast, a show where we talk to the people transforming the world's most boring industries.Jason: I'm Jason Black, general partner at RRE ventures.Will: And I'm Will Coffield, general partner at Riot Ventures.Jason: And today we're talking to the co-founder and president of CoinTracker, Chandan Lodha. Chandan is actually a classmate of mine in school and has since built, now, a unicorn business in the crypto tax space called CoinTracker. Not my first time talking to Chandan about the business, but maybe, Will, what were your impressions after our conversation?Will: Yeah, I was really impressed with, I think, the simplicity of the value proposition for CoinTracker. Which is—Jason, as you highlighted in the podcast, it's sort of death and taxes. And they found a kind of ubiquitous pain point that everybody participating in the crypto space feels around needing to become tax compliant at a certain point, and how they not only solve that problem but then think about it not as the finite value proposition, but as the beginning of what will be a sort of ubiquitous relationship with the consumer, and how to be a partner for them as they go deeper in their crypto portfolio and life.Jason: Yeah. And matching the increasingly complex landscape of crypto with an increasingly, kind of, simplified, approachable version that is within the confines of taxable events, et cetera, that brings that kind of trust all the way back.Will: Yeah, I mean, the landscape of integrations and assets that they have to get their arms around is not static. It is—Jason: It is not.Will: —[laugh] it is not static at all. And just really impressive what they've built over a relatively short period of time while also being founded in the midst of a bull market in 2017, building through the course of crypto winter, and now positioning themselves as you know, one of the category-defining platforms as we kind of go into another major building cycle for crypto.Jason: Yeah. Well, before we get too deep, let's jump into the interview.Will: Welcome to Perfectly Boring. Today, we're joined by Chandan Lodha who is the president and co-founder of CoinTracker. And today, we're going to be going on a deep dive into the very esoteric and complex world of taxes as it relates to the explosion in activity that is happening in Web3 and crypto trading. Chandan, thank you for joining us today, and we'd love to start by giving the audience a little bit of a background into your career and how you kind of ended up at this place and building what you're working on.Chandan: Absolutely. Thanks for having me. So, my background is mostly in the tech space. I was a product manager by training; I worked at Google for a couple of years. And basically ended up getting more interested in FinTech.And so my co-founder and I—my co-founder, John who's also from Google—basically ended up starting building in the FinTech space. And it was actually building on traditional financial rails, like, automated clearing house ACH and SWIFT network that was super slow, super inefficient, didn't work in a, kind of, internet-enabled digital way. That led us to be frustrated and diving deeper into the crypto space.Will: Awesome.Jason: And what in particular about the, kind of, tax angle was interesting to you? And give us—I mean, obviously crypto is moving so quickly, has been kind of accelerating, certainly recently, but it's gone through these waves. It's kind of important to know what the timing is and where that entry point was. So, maybe you can give us a little bit of sense of timing there, too.Chandan: Right. So, we started working on this in 2017, kind of mid-2017. And what was happening was we were building a personal financial assistant type of app that would help people save money, build wealth, kind of automate financial assistance. And like I was saying, it was really frustrating to work on ACH and SWIFT network. And the reason why is it would take 11 days for our first settlement between a checking and savings account bank transfer, with a $1 fee on a $5 transfer. So, it was slow, it was inefficient, it was expensive, it didn't work on weekends, it didn't work on holidays, it was not a 24/7, 365 system.And at around the same time, people were getting super hyped around cryptocurrency, right? This was leading up to one of the biggest bull runs at the time. And so we kind of got curious. We were pretty skeptical at first, to be completely honest, but we kind of dove in a little deeper. Like, what are the fundamentals here behind bitcoin and why is there so much hype here?And what we ended up finding out was, it was a digital-native, global financial system that could be built using this technology. So, that got us, kind of, intrigued from a technological perspective. And next thing you know, I had an Ethereum miner that we built in the office, I was running a Monero full node on my computer, I had 15 different cryptocurrency exchange accounts, it was just super wild. And as a result—Jason: Yeah, it's immediately going down the rabbit hole in crypto.Chandan: Down the rabbit hole. Exactly. Down the rabbit hole. And as any, sort of, early crypto person can tell you, the next thing you're trying to do is keep track of all your transactions and wallets and addresses. So, we had a complicated spreadsheet doing that.And then we had formulas pulling in price feeds, and then we had Google Apps Scripts. And it was two minutes to open the Google spreadsheet, so we basically built a very, very simple landing page that only allowed people to track their cryptocurrency portfolio. And it was just—it was a solution for ourselves. We ourselves were like, “We need this.” So, we built that.And we kind of knew we were onto something because immediately random people from around the world, people in Thailand, were emailing us saying, “This sucks and you need more features.” And we were like, “Wow, [laugh]. This random person in Thailand is emailing us complaining that our tool isn't good enough. That means we're onto something. We should make this better.” And, kind of, the rest is history.Jason: Gotcha. And you wouldn't have been the only one to continue down the path of, kind of, traditional financial tools. Like, there's been plenty of companies that have gone on to be quite successful, certainly, to varying degrees, but it's not like great tools having been built in that space. What was the tipping point into crypto? Was it this kind of global sense of scale when you have the people from Thailand or was it something else that made you switch and make a big bet, still? I know there was a lot of hype, but the fundamentals are still building in a big way.Chandan: Right. So, this ties back to the question you were asking about tax, and it kind of bridges into crypto as well. So, on crypto, in particular, we really wanted to work on something that had the potential of a thousand-X-ing in the next five years. And the reason why is because you know, we were leaving our cushy, comfortable, privileged lives at Google, and so if we're going to take a big risk, it better have asymmetric upside. And we felt like crypto is one of those few industries where yes, it's really risky, it's unclear whether it's going to take off—this is 2017—but if it does, you could change the world.And so that's why we took a bet on crypto is because we felt like we had confidence that there was a lot of asymmetric upside potential because the financial system that we were building on before was not internet-enabled, it was not globalized, it was not working 24/7, 365. So, that gave us competence on the crypto angle. And then what we ended up kind of figuring out is that if we build all the infrastructure to connect people's cryptocurrency exchanges, wallets, et cetera, then taxes becomes an obvious problem to solve for people with that same data set that people are willing to pay for right now. It wasn't some hypothetical, sort of, future blockchain IoT AR, something-something magic; it was, “I have this problem right now. I need to file my taxes. It's impossible to do by hand.” And we actually have all the data to make that possible. So, that's why we had the confidence on that.And to your other point, there were other people doing this; we were not the first. So, we actually, before building any of this stuff, googled it, tried to figure out what else was out there, and there were a couple solutions, but all of them were built for a very esoteric, sort of accounting-style audience, not smooth, really easy to use, best-in-class web apps that you would expect from, you know, 2017. And that gave us a lot of confidence that, wow, if a lot more people start using cryptocurrency, they're going to need something that is as easy to use as any other top Web3 app or Web2 app at that time. And so we have the confidence to take the bet there.Jason: Gotcha.Will: I remember 2017 is when I personally started trading crypto and thinking about it as a piece of my personal portfolio. And I remember that at the time, there was little to no framework and a tremendous amount of debate going on about what was taxable, what wasn't taxable, around what data the IRS was going to have, around what data the IRS was not going to have, and how to report your taxable information to the IRS. It felt a lot like the Wild West at that time. You must have made some, kind of, critical decisions about the way you believed taxes should be paid at the time without a lot of clear framework to substantiate it. Could you walk through it was going on at the time, how you were thinking about this maybe how things have evolved since?Chandan: Well, I'll start with a quick disclaimer that I am not a tax advisor, and this should not be taken as tax advice. [crosstalk 00:09:33]—Jason: [laugh].Will: That's—we're—Jason: Probably should have had that at the top.Will: —should have started with that. Yes.Chandan: But given that, I have been working in this space for four-plus years, and so I'm happy to provide some informational—sort of, what I've seen, which is, at the time—so the first tax guidance that the IRS released about digital assets was in, actually 2014. It's a public notice; you can Google it. It's [2021-14 00:09:55].And basically, the TL;DR of what it says is that cryptocurrencies like Bitcoin are taxed as property. Now, for the non-tax experts listening to this, what that means is that they have capital gains and losses somewhat similar to the way equities—stocks—do where there's a cost basis, which is the price you acquire the asset, and then there's the fair market value the time you sell, and the, kind of, the difference is your capital gain. So, that was kind of the framework that was already established. You know, if you're looking at government agencies and seeing who's moving the fastest, you know, the IRS is, you know, definitely wants to make sure that, you know, assets that people are speculating on are getting taxed properly.So, they had that framework in place for three years before we started doing any of this, and that gave us, sort of, the first principles groundwork on how we should, sort of, build our tax engine. Now, of course, the crypto industry is moving super-fast, way faster than regulators are going to be able to keep up with, and especially now we're seeing DeFi, we're seeing NFTs, we're seeing, sort of, all kinds of derivatives, perpetual futures, things that don't even exist in equities world. So, there are plenty of gray areas, but the core fundamental of having a property-style tax sort of set of rules applying to crypto gave us the groundwork to cover the vast majority of, sort of, ordinary cases. When there were gray areas, what our philosophy has always been is to kind of interpret the rules to the best of our ability, give people—our users—the ability to choose and make decisions, and sort of default to conservative options. And then for advanced users who are working with a CPA or accountant, the option to take a more aggressive approach if they want to.Jason: 2014. So, you already had a framework to kind of work with. Between then and now there's been a crypto winter. Like, walk us through what that meant for the business, and what that kind of clarified about your mission. Because for the companies that I've talked to that have kind of built through it was a very clarifying period of time, and a lot of people that were really maybe not as committed to it fell out, and the people who stuck through were rewarded in a really big way. Maybe you can talk us through some of the, like, the trials and tribulations that you went through as the market took a really big downturn, kind of on the tail end of 2018.Chandan: That resonates with me deeply. So, as you just said, basically, things were great in 2017. Anyone who was buying was going to make huge ROI. And then if you recall, early-2018, everything peaked and then plummeted. And so as a result, at the time, it was very painful, but in retrospect, it was actually very transformational for our company and for many others, in that a lot of hype and speculation and fraud and nonsense and BS and hysteria had built up because there were so much money being made.And that brought in a lot of, sort of, grifters and sort of like unsavory characters into the cryptocurrency space. And that was not great because then it ended up having this reputation of being very shady, when in fact, actually, a lot of the transaction activity has nothing to do with being shady at all. And so because there was this multi-year winter, a lot of the people who weren't long-term mission aligned with the, kind of, fundamentals of cryptocurrency building blocks, ended up leaving the space and moving on to other things. And it was really hard; we had to really tighten our bootstraps, really focus on cutting costs, really focus on delivering more user value. We, for example, launched a new portfolio subscription product during that time, which really helped us build up more revenue.But I mean, it was dire times. We were small team, it was really hard. The IRS extended the tax deadline in the US for the first time in history. And it hit us—you know, Covid in 2020 hit us in March, right around the time it was tax season when we make a lot of our normal revenue during a normal season. And so yeah, it was brutal.But because it was so brutal, it forced us to be really focused on product-market fit, delivering user value, growth, cutting costs, building profitability, which we did. And as a result, like you said, now the companies that have stuck with the crypto space through that winter, or through other winters, have built really loyal user bases that are highly retained, and people have seen what it's like to go through good times and bad times. So, that has made us very much stronger company now.Jason: And during that time, did you ever think about expanding into the enterprise side? I know you primarily focused on the… individuals who are less sophisticated, et cetera. Maybe you could walk us through the kinds of trade-offs that there are with working with enterprises. I'm sure you've spent a lot of time thinking about whether or not you'd expand into that space.Chandan: Definitely, we have thought about it. We actually even tested out some products and got some customers on board, and we do work with some enterprise customers. But like you said, our bread and butter is consumers. We built a really strong and compelling product in the B2C crypto tax and portfolio tracking space. I think what it comes down to is, as a startup—and you guys are, you know, investors; you talk to startups all the time—it's like, our key advantage is being very focused on one problem, and executing on it faster than a bigger company can. Again, as a result that has driven us to be extremely focused on solving these B2C problems.Now, I do think there's a very large and growing compelling opportunity to focus on enterprise including in the spaces that we're working in, but as a startup, the key thing we can do really well is focus. And so that's why we've been razor-focused on the B2C problems and pain points and products. And I do think as more companies now, more public companies, are bringing Bitcoin onto their balance sheets and their treasuries, we're seeing more—like, the crypto ecosystem itself is burgeoning. Like, there's all these crypto startups now, a lot of them are accepting payments in crypto, paying out in crypto, and they're all going to need ways of tracking this doing accounting, doing bookkeeping. It's very much in our natural wheelhouse of extension, it's just not the first thing we've chosen to tackle because we want to build excellent products in everything we take on.Jason: That makes sense.Will: What is the natural extension, in your perspective, about the relationship with the consumer after you solve this problem for them? What does this sort of open the door to, from kind of a product expansion and value expansion perspective?Chandan: So, right now, one of the core problems that CoinTracker solves is at the end of the year, you've completed all your transactions; we will reconcile them for you and generate some tax forms. The extension of that is basically providing year-round value to people, not just once-a-year value at the end of the tax season. And so I'll give you some examples. We, during Covid, like I was mentioning, launched this portfolio subscription that helps users basically get more insights into their cryptocurrency activity on a daily basis. That includes notifications, alerts, tax-loss harvesting strategies, cost basis information, the ability to optimize people's portfolios, year-round.And the reason why that matters so much is because it actually helps people do tax planning, wealth optimization, tax optimization, which can only be done during the actual tax calendar year, not when the year is over. So, that is one way that we're adding more value. And to take that even one step further, what is going to be really amazing is being able to actually help people make actions on their cryptocurrency in a non-custodial way. So, it's going to be really cool is now you have your wallets, you have your exchanges tracked here, we can help you do things like rebalance your portfolio, or tax-loss harvest your portfolio with a very simple UX, without storing your private keys because you're already using this as your central, sort of, hub to manage your cryptocurrency portfolio.Will: So, it's really—it's a path to being one of the definitive robo-advisor platforms for consumers as relates to their crypto exposure?Chandan: I think it's something similar to that. I'm not sure I would necessarily say it's exactly a robo-advisor because we're not imminently planning on becoming an investment advisor. But it's something in that vein, where it's a one-stop-shop to be really simple interface to interact with your cryptocurrency portfolio.Will: Given the volatility in crypto, tax-loss harvesting feels like such an unbelievably powerful tool if you can effectively deliver it to folks where it should just be extraordinarily valuable. That's really exciting. I hadn't thought about that.Jason: Well, and also, I think it's a part of the tax portion that individuals aren't typically thinking about, right? They're like, certainly, we have the Wall Street Bets people that are day-trading, et cetera, [laugh] but I think for the most part, people are, you know, building a basket over time, you know, I'm just talking about your average person that maybe they bought Bitcoin or Ethereum, it's gone up or down a little bit. And they wouldn't necessarily be thinking about tax-loss harvesting in their own, kind of, course of doing business. But they might be checking their CoinTracker—I get my emails every day, which is [laugh] honestly, like, a huge value in and of itself—and I've seen that in there, just that one simple thing where you can be saving money. I mean, it can be pretty substantial impact on your taxes in a world that's feels like it's getting more complicated.And maybe we can, kind of, circle back to the tax regulation. I don't know if you want to speculate on how things are changing right now, but we saw some regulation go through that was attached to the infrastructure bill, and reporting. Obviously, an explosion of activity, tons of rug pulls and scams that are unfortunate headline grabbers, to your point, around, it's not just shady actors, but they get the kind of the loudest, sometimes, out there. Where do you expect things to shift if you are able to make any kind of predictions? Or maybe you can give people a sense of since 2014, how the IRS has clarified their position on these assets.Chandan: Right. So, in 2014, cryptocurrency usage was a tiny fraction of what it is today. So, there was some guidance, there were some people, but it wasn't a central focus of the government. It was a very fringe thing, even in 2017 it was sort of like this. After that major bull run, people started making millions of dollars and it was just wild; it started getting more media coverage, things like that. There was a little bit more attention paid.Then a few years later, we started seeing the IRS send out tens of thousands of warning letters to people that they knew had cryptocurrency activity but hadn't filed. So, then we saw, okay, the IRS is stepping up its efforts and really paying attention to this. And now, like you just referenced an infrastructure bill in November of 2001, we basically saw that the government is going to basically force all US-based cryptocurrency exchanges to put all of their users into tax compliance by the end of '23. So, what we're going to see over the next few years is a very small number of people being tax compliant, going to really high level of compliance. And as a result, there's going to be tens of millions of American taxpayers are going to need to find a way to become tax compliant in their cryptocurrency transaction activity. And that is what makes such a compelling opportunity for us right now is that we've built a really compelling solution for exactly those users.Jason: Gotcha. And what is the role of, you know, the individual wallets? I mean, just from my own, I bought Bitcoin in 2014, you know [laugh]? I've been in it for a while. I ended up—Will: You love to brag, man. Congratulations.Jason: No, I sold it [crosstalk 00:20:48] eight grand. I thought it was a genius. Bought it, like, you know, $200 sold almost all of it at eight grand. So, it was it a great return on investment, but like, should have obviously held on. But I'm fairly deep in this space, have been for a while, and boy, do I have sprawl across—now I've got Solana Wallet, an Avalanche Wallet, I've got a Coinbase Wallet, MetaMask Wallet, I have crypto staked here, there, and everywhere.If you really are going down the rabbit hole, your assets are spread out in a big way. And I'm curious how you are helping your user base as I assume, you know, that these are accessible markets now to the normal person, right? You and I can become a market maker on Uniswap, and that's, like, a new thing for an individual user. Is that an interesting avenue for you guys to explore and expand your relationship with consumers? And do you have any insights as how that will be treated over time by the IRS?Chandan: Absolutely. Okay. So, I think you've touched upon multiple good points. The first is people are getting into more and more complexity in the crypto space. It's not just buying and selling Bitcoin anymore; it's all kinds of Web3 stuff. It's DeFi, it's NFTs, it's staking, it's lending, there's new crazier things that people are coming up with every day.And so this just further exacerbates that original problem that we saw in 2017 of people need a simple, unified way to keep track of everything that's going on, the sprawling sort of nature of cryptocurrency, like you said. So, that is absolutely in our wheelhouse. It's a major area of focus. We've recently added support for NFT tracking and portfolio tracking, and we're going to continue developing that further in the DeFi realm as well, like you said. We already support hundreds of different exchange integrations, thousands of different cryptocurrencies, and now there's things like L2s, all this kind of stuff.So yes, absolutely, very core to the focus of what we're doing. The second thing is helping make some of this more complexity and sprawling sort of cryptocurrency stuff more easily accessible to more people. Because yes, if you're Jason and you're a crypto guru who got into the space in 2014 and are super deep, awesome, but the average person isn't necessarily going to know how to be an automated market maker on Uniswap, or how to, like, stake their Avalanche or whatever. So that's, again, where some of the stuff that we were just chatting about becomes really critical is super simple, easy to use interfaces that wrap the complexity behind using all these protocols behind the scenes and make very simple UIs and user experiences for people to understand, what am I actually doing? How can I actually do it, but with simple buttons, not complicated tooling, or command-line tools, or you know, whatever other kind of complicated stuff people are having to do. So, that's sort of the second area where I think we can really help bring people into these new types of opportunities in a responsible way that helps them actually understand what's going on.Jason: What's so interesting about that is if we think of just like TurboTax, as, like, the really reductive [laugh] parallel here, right, to a certain extent, you are going the opposite direction that TurboTax is going, which I think is really, really fascinating. That you're kind of like leaning into, hey, we're actually going to help you proactively manage this, rather than just stay in the tax lane. Which I think is such a—you know, people do need, kind of, that trusted service or advisor or product or something like that, where they do know that they can be tax compliant, right? My parents aren't looking to, like, go super deep, and, like, figure out the tax stuff later, you know, but they want to be kind of active in some of that more trustworthy activities that are now accessible. So, I think that's a really interesting avenue of expansion and does feel really kind of core to your initial thrust.Will: Going to that point that Jason was just hammering on around the sprawl and this constant expansion of where relevant tax data sits, how do you think about the ecosystem of integrations and the depth that happens there maybe, particularly around some of the exchanges and major wallet providers? That's got to be a never-ending game of whack-a-mole, as you think about product and engineering.Chandan: Right. So, this gets to the sort of the core secret sauce of what makes CoinTracker valuable is that it is very hard to integrate all these things. Everyone has their own spec, everyone has their own API, everyone has their own format, many people don't have any format at all. The same coin has different names in different places, different prices in different places, different trading pairs in different places, and it's a total mess. And so what CoinTracker does, the key, the essence of what we do really well is integrate all of these things as they're always changing, evolving, adapting, getting more complex, and reconciling it into one straight-forward ledger of transaction activity.So, the core of what we're doing is basically partnering with all these different people and integrating them. So, you mentioned some of these APIs, like, for example, Coinbase is one of our partners, and we basically help make this super simple for anyone who's using Coinbase or Coinbase Pro. No matter what kind of activity you out there, it will be easily reconciled into CoinTracker. You mentioned TurboTax, too. Like, our ambition here is not to build a tax company. It's to make all of this sprawling complexity super simple and provide people value in various ways, for example, by integrating into TurboTax, and then you can get your taxes filed in TurboTax if you choose to be a TurboTax [unintelligible 00:26:06]—yes, that's exactly what we're focused on is taking the sprawling complexity of integrations, making all the engineering effort that's required to work on that at scale, but then obfuscating it away from users, so they don't have to think about it at all.Will: Yeah. And I would imagine all of those different stakeholders and exchanges and wallets are aligned in wanting to see a CoinTracker integration because they're going to see regulatory hurdles here around tax compliance be a hindrance on engagement from a consumer base and a hindrance on transaction volume if there isn't a really robust and really intuitive platform for folks to consolidate all that information.Chandan: You nailed it.Jason: I think also, it's just a brilliant way to funnel the largest possible footprint of crypto users into a single product, which is death and taxes. Like, [laugh] you know, like—Chandan: And Bitcoin.Jason: If you just think about it, it's like, okay, great. There's going to be a project here that does this, right? And this, that the other thing that's, like, trying to help you, but everybody is going to need to file their taxes. [laugh]. So, we can hit—some service provider in the US will hit basically one hundred percent of crypto users, and you guys are making yourself the most attractive point and then expanding that relationship with other products and services throughout the rest of the year. Which is—yeah, I think it's phenomenal.Will: Super. Yeah, it's really cool. So, now that we're full-swing in another bull market, what are the big challenges facing the business? What are the big, kind of, campaigns that you guys are on right now?Chandan: By far, the number one thing is scaling.Will: Yeah.Chandan: Like you said, last year was absolutely wild in the crypto space. The amount of growth that we're seeing on all dimensions, crypto trading, DeFi, NFTs, new users getting into this space, transaction volume, every single record was broken last year. And as you can imagine, taxes are a sort of lagging indicator of the success of transaction activity in the prior year. So, this is going to be by far the biggest crypto tax year in history. And we're a startup, so as a result, it's all hands on deck to scale and handle way more transaction volume, way more users, way more integrations, way more people, basically trying to get all this stuff figured out. And so for our US-based customers, that's kind of January through April, and we're recording right now in February, so we're getting right into busy season.Jason: [laugh]. Well, thanks for making time.Will: Yeah.Jason: You referenced US-based customers. I was going to ask around—this is happening everywhere. I think India might have just announced how they're going to be taxing crypto, there's massive, massive markets that are finally bringing some clarity to the crypto space. Where does that fall in priorities? I guess you got to get the US [laugh] right first, and then figure out the rest of the world later? Or where do the ambitions lie in the next couple of years, do you think?Chandan: I wish we had the luxury of just focusing on one country at a time, but like you said, new massive markets are coming online, and this is—you know, it's a land grab. So, right now, for the tax side, we support US, UK, Canada, and Australia. And on the portfolio tracking and portfolio subscription side, we actually have paying users in many countries. And the reason why we can do that as a small team is because the cryptocurrency sort of system works the same globally, right? Bitcoin works the same in India, and the US, Brazil, China because it's just an online protocol.What's different are the local tax rules, but 80% of what we're doing is integrations, right? It's understanding how the Bitcoin, sort of, blockchain works and setting up node infrastructure for the relevant chains, and reconciling all the data. And if we do that right in one place, it actually works everywhere. It's that last 20% of the go-to-market, partnering with the local tax experts, making sure everything is localized, language, payments, that is the kind of the lift for bringing on new markets. And you mentioned India; like, yes, there's tens of millions of new cryptocurrency users that are going to come online in the very near future who are going to basically need to figure out their taxes there as well and that is definitely an opportunity that we're excited about.Jason: That's awesome. Yet another advantage of building in the crypto space is that kind of like commonality, at least the baseline transactions, you don't have, like, a different system you've got to figure out for each country.Chandan: That's right.Jason: Makes a lot of sense.Will: The key question I have here, and this is sort of what we almost always wrap up with is if you're really successful if CoinTracker reaches its full potential, how has the world changed? What's the ten-year vision for where this company is going and the mark that you guys want to leave on not only this market but—it sounds like—the global economy?Chandan: Love this question. So, I think what you have to believe—you know, if you sort of suspend disbelief, and you imagine, okay, we're teleporting ten years into the future; what kind of currency are people using? And the kind of vision we have for this is a digital-native, global financial system. So, you can imagine, let's say some kind of cryptocurrency—Bitcoin or otherwise—is kind of the way that people are transacting value over time and space. And if that's the case, that means there's going to be billions of daily active users of cryptocurrency, billions.And all these people are going to have the same pain points around financial services that they do with fiat-based financial services, taxes, bookkeeping, portfolio tracking, sending, remittances, all these things. And what we want to do is build really simple tools that billions of people can use to manage all their cryptocurrency transactions. And the reason why we're doing all of this is because our mission is to help increase the world's financial freedom and prosperity. So, if we do this right, we will be able to do that on a global scale.Jason: Incredible. Love the mission. Thanks so much for coming in, Chandan. It was lovely to have you and congrats on all the success today.Will: Yeah, really unbelievably impressive, and we're super excited to not only be customers but to continue to track the success of the company as you guys build.Chandan: Awesome. Thank you guys so much, and good luck. I want to see your continued growth and success building out the podcast, too.Will: We'll need it. Thanks.Will: Thank you for listening to Perfectly Boring. You can keep up the latest on the podcast at perfectlyboring.com, and follow us on Apple, Spotify, or wherever you listen to podcasts. We'll see you next time.

Host C.J. Wilson opens the episode by talking about the mystery of Bitcoin's fixed supply. There are only twenty-one million Bitcoins that will ever exist, giving folks a grasp on how much Bitcoin there will be in supply at any given time. In May 2022, the block issuance went from eighteen hundred to nine hundred. People did not know how to address the supply being different. How much were folks willing to pay due to the psychological mechanism of the fear of missing out? About 18.9 billion Bitcoin has already been mined, but early Bitcoiners did not know what to do with the money because it could not be traded and was not yet worth much. The total worth of the world is roughly six hundred trillion dollars. There are 100 billion pieces of one Bitcoin called Satoshi. If you were to take one dollar, you would get about seven hundred Satoshis. People view it as an added saving mechanism. You can be a Satoshi millionaire for a couple of hundred dollars. You will see growth in the value of Satoshis, as you do with one Bitcoin. If you were to multiply one hundred million Satoshis per Bitcoin times twenty-one million Bitcoin, you would get two point one quadrillion Satoshis. Theoretically, if a Satoshi was worth one dollar, you would have three and a half the total market capitalization of every asset on the planet. There is room for Bitcoin to absorb and convert elements of the world economy. Wilson explains how to buy Bitcoin and where the money goes. Theoretically, you sign up for an exchange and send them your currency. The exchange has some liquidity, so if someone makes a withdrawal, they have the cash to do so. An exchange functions similar to a currency exchange kiosk at an airport that will sell you British pounds for too expensive and buy them for too cheap. Therefore, exchanges like Coinbase Pro are doing a billion dollars in Bitcoin volume daily. If you are going to be a heavy trader, you want to chase the most significant liquidity. Bitcoin moves through exchanges because of scarcity. Bots can be up on Twitter to monitor when significant moves happen in Bitcoin. If there is five thousand Bitcoin leaving an exchange, everyone can view it. Once someone takes the Bitcoin personally, it has the potential to be a one-way trade because of the fixed supply. Bitcoin will not stop mining until 2140. People will still be running a form of Bitcoin mining system 120 from now to compete for fees, which are paid to miners. There will be between 1,000 and 3,500 transactions in a block. If multiplied out, some of the blocks will not only be 6.25 Bitcoin, but there can be an additional .2, .3, or .4 Bitcoin in mining fees. The winner of the block will get all of it, incentivizing folks to participate in mining. Bitcoin can be considered rarer than anything because it is fixed and ruled by rules instead of rulers. Folks should view it as “stacking sats” and not just buying part of Bitcoin.

Good morning! I spend this morning talking mostly about Coinbase. I start with an overview of Coinbase and the difference between Coinbase exchange, Coinbase PRO and Coinbase Wallet. Then I get into an article I found that was retweeted by Jack Dorsey that talks about how the VC-backed coins that get listed on Coinbase have actually performed terribly against Bitcoin and Ethereum. Many people think a project has "made it" when it gets listed on Coinbase, but the author seems to prove that this is not the case. Anyway, alot of people say web 3.0 is for giving "the little man" a chance, but it actually is seeming to cause problems for the liquidity of Bitcoin, as the amount of little men that web 3.0 is actually freeing is pretty insignificant. Interesting thesis. Sorry it took a really long time to get to the point in this video Sources: https://startupsandecon.substack.com/p/you-dont-own-web3-a-coinbase-curse https://www.coinbase.com/ https://blog.coinbase.com/goodbye-toshi-hello-coinbase-wallet-the-easiest-and-most-secure-crypto-wallet-and-browser-4ba6e52e4913 https://pro.coinbase.com/ https://www.quora.com/What-is-the-difference-between-Coinbase-and-Coinbase-wallet https://www.investopedia.com/crypto-com-vs-coinbase-5188428

Our President & CEO Rex Mendoza tell you the advantages, potential risks, and the best tips in investing in cryptocurrencies. He shares inputs from Christine Lagarde and meetings with Charles Hoskinson, co-founder of Ethereum and founder of Cardano and its coin, ADA. He also warns about scams in the crypto investment space and advises to use credible platforms like Coinbase and Coinbase Pro. Talk to one person for all your financial needs! Explore your options today at https://invest.rampver.com/inquire/mutual-funds.html?id=podcast

In this episode, I compare FTX and Coinbase Pro. First, I take a look at the security of both exchanges and the countries each of them supports. Next, I compare their funding methods, deposit fees, and trading fees. I go over their trading platforms and their customer support. Lastly, I tell you about some other features the exchanges have and tell you which of the two I think is best. If you have more questions about crypto, you can find the answers on my YouTube channel (https://www.youtube.com/channel/UCqK_GSMbpiV8spgD3ZGloSw)!Disclaimer: The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial, legal, or tax advice. The content of this podcast is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses a considerable risk of loss. The speaker does not guarantee any particular outcome.

This week, “Opinionated” hosts Ben Schiller, Anna Baydakova and Danny Nelson are discussing Anna's investigative piece on the black market of “verified” accounts on crypto exchanges and payment apps.Know-Your-Customer (KYC) at crypto exchanges might be a painstaking process for users but there is a way to avoid all the troubles by simply buying a verified account in someone else's name, Anna's investigation found. Online forums and Telegram groups where people buy and sell accounts registered to other people count thousands of members and thrive all over the world. Accounts on virtually any exchange, from Huobi to Coinbase Pro, services from Paxful to BlockFi and apps like CashApp, Wirex and Revolut – the offerings are abundant. The price tag, somewhere between $50 and $500 for an account, makes such accounts a cheap and disposable tool for taxation avoidance, money laundering and getting around sanctions and other restrictions. How does the black market of KYC work, what it takes to fool video-verification and what crypto exchanges and payment services are doing about this all? Listen to Ben, Danny and Anna dive into the life of underground black markets and read Anna's piece, For $200, You Can Trade Crypto With a Fake ID.This episode was produced, announced and edited by Michele Musso. Our theme song is by Elision.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, “Opinionated” hosts Ben Schiller, Anna Baydakova and Danny Nelson are discussing Anna's investigative piece on the black market of “verified” accounts on crypto exchanges and payment apps.Know-Your-Customer (KYC) at crypto exchanges might be a painstaking process for users but there is a way to avoid all the troubles by simply buying a verified account in someone else's name, Anna's investigation found. Online forums and Telegram groups where people buy and sell accounts registered to other people count thousands of members and thrive all over the world. Accounts on virtually any exchange, from Huobi to Coinbase Pro, services from Paxful to BlockFi and apps like CashApp, Wirex and Revolut – the offerings are abundant. The price tag, somewhere between $50 and $500 for an account, makes such accounts a cheap and disposable tool for taxation avoidance, money laundering and getting around sanctions and other restrictions. How does the black market of KYC work, what it takes to fool video-verification and what crypto exchanges and payment services are doing about this all? Listen to Ben, Danny and Anna dive into the life of underground black markets and read Anna's piece, For $200, You Can Trade Crypto With a Fake ID.This episode was produced, announced and edited by Michele Musso. Our theme song is by Elision.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Dan and Albert break down Coinbase. Coinbase is an online cryptocurrency exchange, allowing buyers and sellers to buy and sell cryptocurrencies online. For more experienced users, Coinbase offers a robust trading platform—called Coinbase Pro—with a full set of features and charts to help you plumb the depths of the crypto market. It also offers a free wallet service that allows users to safely store their cryptocurrencies. Check out our Substack Newsletter! Sent straight to your inbox, it's a great way to read our breakdowns in 5 minutes. Leave us a Review! If you enjoy listening to the podcast, we'd love for you to rate us 5-stars on iTunes / Apple Podcasts. Here's a link to leave a review right now :) In this episode we cover: A quick round up of Coinbase (3:53) An overview of Coinbase (6:18) The cryptocurrency and exchange market (10:43) What are Coinbase's products and services (18:28) What's Coinbase's future growth (29:22) Who are Coinbase's competitors (33:46) What's our verdict on Coinbase (46:49) Take our survey and let us know how we're doing. Follow and subscribe to our content. All information contained in this podcast is for education and entertainment purposes only. It is not intended as a substitute for professional financial, legal or tax advice. The hosts of Fresh Capital are not financial professionals and are not aware of your personal financial circumstances. Any opinions expressed herein are not recommendations or advice. Please consult a licensed financial professional before you invest. For more information visit our website at https://www.freshcapital.media/ Got feedback or suggestions? Send them to freshcapitalpodcast@gmail.com

Episode 40 - Oct. 25th, 2021 - Financial Freedom (Part 2) - M1, M2, M3 Route for Making Money  - Breaking down the different Tiers of M1 - M2 - M3  - Using M1 to create things in M2 & M3  - Money isn't real….  - Successful people aren't the only ones making Capital they're helping others as well  - Advice for folks attempting to transition from 9 to 5 to Self-Employment  - Time management for those attempting Self-Employment  - Practicing & Honing your Craft  - Having Confidence in One-Self  - Comparing Funk Flex vs Mister Cee  - Rap History with Big Daddy Kane (Mister Tee) vs. KRS-One (DJ D-Nice with BDP)  - Hold Your Truth from Charlamagne Tha God  - Kaytranda  - Intellectual Property to Earn Income (IP)  - IP is the creating of an Idea & Agreement  - Friday The 13th Intellectual Property Rights Case   - Disney x Sony x Spiderman Creators (Steve Ditko & Jack Kirby Estate)  - Disney using Public Domain Books to make Money  - Disney own Public Domain Copyright Issue in the Future for Rights for Their Characters  - Chris Brown x Anime Clothing Line  - Real Estate to Earn Income  - Earn Your Leisure guidance for Real Estate  - Rich Dad, Poor Dad guidance for Real Estate  - Using the FHA Loan to purchase a Home  - Amazon Former CEO (& Owner Jeff Bezos Yacht)  - Boat Rentals, the new way for Passive Income  - What is Cryptocurrency? And how to make it as “Passive Income”  - What is Crypto so secure with BlockChain technology?  - Biance 8k worth of Bitcoin at a certain price point over the weekend.  - What are Stocks? What are Options?  - What are ETF? What are Mutual Funds?  - XRP aka Ripple Coin  - Coinbase Pro x Coinbase x Coinbase Wallet x Crypto Wallet  - Stock Apps (WeBull x SoFI x Robinhood x E-Trade x Etc)  - What is a clearing house for Financial Apps?  - Fintech Stocks (Fiserv x OpenDoor x Square)  - Technology & Finances and what's to expect Next  - Heavy Hitters DJ Crew 

These are the coins you might be able trade based on where you live. I have more testing to ensure this is the case. You also to know the distinction between Coinbase and Coinbase Pro. It seems MotiveWave will connect into Coinbase but Coinbase Pro might be more restricted on what you can trade. Further research is needed to confirm. Also, Kraken does have other high performing coins that Coinbase does not. Get some FREE trading secret PDFs https://quantlabs.net/contact/ See my private research in near real time https://quantlabs.info/ PS. As I have added more valid with both Coinbase and Kraken, expect an upcoming price increase yet again in my Quant Analytics service! Annual https://quantlabs.net/shop/product/quant-analytics-subscription-6-month-promo/ Monthly https://quantlabs.net/shop/product/quant-analytics/

Every Monday at 3:30PM UTC/11:30AM EST Horizen gives a LIVE update on Discord including a Q&A session with the community.  Weekly Insider detailed chat channel in Discord: https://horizen.io/invite/discord September 20, 2021, Weekly team updates from the following divisions: * Engineering * Node network * Product/UX * Customer service/Helpdesk * Legal * Business development * Marketing * Team Lead closing thoughts * 5 mins Q&A ZEN listed on Coinbase and Coinbase Pro! Horizen is an exciting cryptocurrency with a solid technological foundation, unique capabilities, an active and capable team, ongoing funding for improvements, and a large, positive, encouraging community. ZEN is available and trading now on Bittrex, Binance, Changelly, and more, has wallets available that implement advanced private transaction and messaging capability and has a strong roadmap. The goal of Horizen is to create a usable private cryptocurrency operating on a resilient system for people and businesses worldwide, enabling the daily use of private transactions, messaging, and publishing everywhere, all the time. Store: https://store.horizen.io Merchant Directory: https://horizen.io/merchants Horizen Nodes: https://horizen.io/zennodes Horizen Academy: https://academy.horizen.io/ Reference: Horizen Website – https://www.horizen.io Horizen Blog – https://blog.horizen.io Horizen Discord - https://horizen.io/invite/discord Horizen Github – https://github.com/HorizenOfficial Horizen Forum – https://forum.horizen.io/ Horizen Twitter – https://twitter.com/horizenglobal Horizen Telegram – https://horizen.io/invite/telegram Horizen on Bitcointalk – https://goo.gl/5vicqP Horizen YouTube Channel – https://www.youtube.com/c/Horizen/ Horizen Facebook Page – https://www.facebook.com/horizenglobal/ Horizen on Instagram - https://instagram.com/horizenglobal Horizen Blog on Medium – https://medium.com/@horizen Buy or Sell Horizen Horizen on CoinMarketCap – https://bit.ly/ZENCoinMarketCap Horizen on CoinGecko – https://bit.ly/ZENCoinGecko                                      

Coinbase puts an end to XR relisting rumors by tweeting "As previously announced, Coinbase has suspended trading in XRP. Due to a technical issue, XRP was temporarily viewable on the Coinbase Pro mobile app for some customers but was not tradeable."SEC's Hester Pierce tweets -"As regulators seek to protect investors from fraud and get them good disclosures, we ought also to respect investors' right to make decisions for themselves, experiment, and use the latest technology to trade and invest:"Former CFTC commissioner Brian Quintenz joines a16z and Chris Giancarlo releases a book titled CryptoDad.

Legal Disclaimer: This is by no means any legal or financial advice.  This podcast episode is for sharing one's journey. Entertainment purposes sharing the new space of the new world of possible opportunities. ORVZ1 was born in Long Beach and has been making art since he could hold a pencil. ORVZ1 attended Cleveland School of the Arts in Ohio and then attended Art Center 2010-2014 with a focus on Illustration Design. ORVZ1 art delves into the sublime and holographic nature of reality. He is influenced by op art and surrealism and its new emanations into glitch art and trash art genres. ORVZ1 has put his art and murals on the blockchain back in the 2018 pre NFT era. We dive deep into the world of NFTs and the blockchain. ORVZ1 “always knew he was going to be an artist, his grandparents are artists, his dad took him to the art school to introduce him to one of the best schools, then he got in and got a scholarship, and he felt he had “made it”.   On the podcast we chat about: the top of the Bull Market in 2018 Orvz1 was part of the very first NFTs' the process of being a graffiti artist & 5 Pointz being a visual learner, fine art, creating video games, studying, special effects, the influence of family ORVZ1  NFT art, glitch art, surrealism, digital space, animation, retro wave, NFTs' artist Zen Vibes, RFX1 & Beeple Hybrid/Mixed Media Art - Crypto and unlockable content & The Future of art and finance Education on how to earn income as an artist, the skies the limit when you are an artist Shout out to J Logan Horne, Paris Hilton, Lindsay Lohan & Jessica Simpson Gas fees, ETH, Bitcoin, Binance, Cake Tokens, MetaMask, Decentralized Cryptocurrency 3LAU revolutionizing the Music Industry, Nicky Scorpio, Grimes, Lil Yachty, and other musicians releasing NFTs' Seed phrase, Biclout, Cold Storage, Ledger, Scams, LXM, Coinbase, Coinbase Pro, Zero fees Environmentally friend - Matic Network is a blockchain  the NFT community, smart contracts, UBI Universal Basic Income   Follow ORVZ1: https://www.Orvz1.com https://www.instagram.com/orvz1   https://www.allpublicart.com   Pick up my Poetry Book http://www.aloversfairytale.com A gift for you! A Lover's Fairytale Spoken Word Music Video Playlist https://www.youtube.com/watch?v=6EfPtI9MniE&list=PLQSdVfHrFOMY6B5rH-XQ6FLgUggAc2MD4&index=7   Stay in touch: Instagram: https://www.instagram.com/chonacas/ http://www.instagram.com/shesallovertheplacepodcast http://www.instagram.com/thesophisticatedpsychos Clubhouse: https://www.joinclubhouse.com/event/PD4arn3p Facebook: https://www.facebook.com/KyriakiChonacas Twitter: https://twitter.com/katiechonacas LinkedIn: https://www.linkedin.com/in/katie-chonacas-b22923181/ Patreon: https://www.patreon.com/chonacas   Website URL: https://www.chonacas.com/   Thanks for tuning into this fun episode :)    

Listen to the latest Bitcoin.com Weekly Update where we touch on Shark Tank's Mark Cuban praising defi as the future of banking, Silk Road founder Ross Ulbricht speaking publicly for the first time since 2013, the latest market action, and more.   Billionaire Mark Cuban dubs defi the 'next great growth engine'  Silk Road founder Ross Ulbricht speaks publicly for the first time since 2013 Fidelity exec believes Bitcoin's price 'bottom is in'  Shiba Inu Coin Price Soars with Coinbase Pro listing   Links:   Billionaire Mark Cuban Commends Defi Economy Dubbing It the 'Next Great Growth Engine' https://news.bitcoin.com/billionaire-mark-cuban-commends-defi-economy-dubbing-it-next-great-growth-engine/ Silk Road Founder Ross Ulbricht Speaks Publicly for the First Time Since 2013 https://news.bitcoin.com/silk-road-founder-ross-ulbricht-speaks-publicly-for-the-first-time-since-2013/ Fidelity Executive Believes Bitcoin's Price 'Bottom Is in' After Last Month's Market Carnage https://news.bitcoin.com/fidelity-executive-believes-bitcoins-price-bottom-is-in-after-last-months-market-carnage/   Shiba Inu Coin Price Soars as Coinbase Pro Announces SHIB Cryptocurrency Trading https://news.bitcoin.com/shiba-inu-coin-price-soars-coinbase-pro-shib-cryptocurrency-trading/  

Around the Blockchain is your favorite Cryptocurrency show discussing Bitcoin, Ethereum, Cardano, and the top altcoins. Our four crypto experts include CryptoFace, CryptoWendyO, Blockchain Boy and Ben Armstrong. Tune in for their insightful crypto analysis! Today we'll be discussing some HUGE additions to Coinbase Pro. Also, there is some very impactful buys on Bitcoin that might initiate a drastic price change. Finally, can your Bitcoin buy you a Buick soon? GM has just recently made some very interesting comments.

DEFITIMES

Today we discuss Bitcoin in MayTradingShot Chart via Trading ViewBitcoin 57% Bitcoin TheoryResearch and Analysis via Thriller PremiumOur May low should be 54K this month.A16z to Launch $1B Crypto Venture Fund…Andreessen Horowitz (a16z) is assembling a third crypto venture fund, according to a report Friday in the Financial Times. Andreessen Horowitz‘s (a16z) second crypto fund showed the venture capital firm targeting specific areas to invest in the cryptocurrency space, which launched back in the summer of 2018 focusing on next-generation payments, decentralized finance (DeFi), new monetization models and Web3 (the concept of a decentralized internet).The Federal Reserve on Wednesday said it would keep the benchmark U.S. interest rate near zero and keep buying assets at a rate of $120 billion a month.…Officials noted that “the sectors most adversely affected by the pandemic remain weak but have shown improvement,” also a change from the prior meeting's statement. “Overall financial conditions remain suitable, in part reflecting policy measures to support the economy and the flow of credit to U.S. households and businesses,”“Inflation has risen, largely reflecting transitory factors.” (momentary)SEC Delays VanEck Bitcoin ETF Decision to June at Earliest…The SEC announced Wednesday it was designating a longer deliberative period for the Bitcoin ETF application, saying it needed to ensure it has “sufficient time” to evaluate the proposal. There are 10 active bitcoin ETF applications, including VanEck's, and the agency is currently looking at three of them. “The Commission designates June 17, 2021, as the date by which the Commission shall either approve or disapprove. The SEC can take up to 240 days to determine whether it will approve or disapprove the ETF application. To date the agency has taken the full 240 days for most of the bitcoin ETF applications it has considered, and then rejected every application. Keep in mind…Rumors of Walmart allocating to Bitcoin…Walmart says it will report before market open on May 18. Walmart owning bitcoin will create the ultimate exposure for Bitcoin to blue collar Americans and trigger a global monetary paradigm shift that is long overdue. They generated free cash flow of $25.8 billion for the fiscal year ending Jan 31, 2021, which increased when compared to $14.6 billion for the fiscal year ending Jan 31, 2020. So yes they have a couple billy to put into Bitcoin.We have both Consensus by CoinDesk and Ethereal Virtual Summit in May…yes both will be online again this year. But we are expected to get some bullish news from both conferences, we can expect to be hearing all sorts of news & announcements from everyone in the industry this month. Ethereal Summit on the 6th & 7th, Consensus 24th - 27th.Tether now allowed on CoinBase Pro…Coinbase announced Wednesday via a tweet it had decided to again further delay the launch on Coinbase Pro until 6 p.m. PT on May 3. It marks the second time in two days the company has decided to postpone USDT. This is bullish for Bitcoin…for all the reasons we are unable to discuss publicly.Research and analysis of the Bitcoin market tells me…Bitcoin is going to soar in May. Get your popcorn ready!

This week in macro: Biden proposes to raise the capital gains tax to 39.6%, we're seeing the beginnings of soft commodity inflation, Mike Novogratz's Galaxy Digital might buy BitGo, and Coinbase Pro announces support for Tether's Ethereum based USDT Stablecoin. All this and more on this week's roundup with Michael Ippolito and Tyler Neville. If you like this episode be sure to subscribe to our newsletter at https://blockworks.co/newsletter On The Margin is brought to you by Blockworks, a financial media brand delivering breaking news and premium insights about digital assets to millions of investors. For more content like On the Margin, visit http://blockworks.co/podcasts.

The dopamine hit of seeing a stimulus check hit your bank account hits almost as hard as the stress when you see it all disappear a day later. Anyway, here's a summary of the article in case you don't want to read. Summary Banks have screwed over their customers many times in the past, but nobody really has another option to store their savings and borrow money. Decentralized finance has the potential to be a great alternative because it cuts out the middleman with the help of blockchain-based networks. I tried getting started with decentralized finance and I was freaking out because I thought I lost $1200. Because of how hard it is to get started and how scary blockchain is to the average person, it's going to take a while for decentralized finance to go mainstream. A rollercoaster of emotions Today, we're going to sit down and hear the story of how $1200 of my money vanished in thin air. But don't worry, this article's not going to just be about me and my stupidity. We're also going to talk about an exciting new space called decentralized finance and the advantages that it can offer over traditional banks. Why everyone hates the banks It's hard to believe that anyone trusts the banking system. Going through every shady thing that banks have done in the past twenty years is kind of like trying to go through every crime that Jeffrey Epstein committed — so let's just focus on one recent case with Wells Fargo. Last year, the company had to pay a $3 billion fine to the Justice Department. From 2002 to 2016, Wells Fargo employees who realized they couldn't hit their quotas decided it was easier to just screw over existing customers. The employees opened up millions of accounts behind customers' backs and even transferred money out of their accounts. Plus, taking out a loan from a bank isn't exactly a fun process for anyone. To get a loan, you need a good credit score, but it's often calculated in a way that completely goes against any conception of fairness and common sense. The loan process is especially bad for Blacks and Latinos, who are less likely to get loans than their white counterparts. When they're trying to buy a home or start a business, they're often at the mercy of some Karen underwriter who spends her free time sharing Kamala Harris conspiracies to her 58 Facebook friends. The way out: decentralized finance No matter how much people hated the banks, they kept using them. It wouldn't matter if Wells Fargo employees were kidnapping the firstborn child of every customer  — banks still offered the easiest and most secure way to deposit money. But recently, a new alternative has emerged: decentralized finance. Decentralized finance protocols like Compound have the potential to provide better financial services to both savers and lenders. What makes these services so interesting is that they aren't controlled by any one company — instead, they run on smart contracts built on blockchain networks like Ethereum. That means there are no Wells Fargo employees standing in the middle who can manipulate your savings. The flow of money is determined by code. Savers can put cryptocurrency into the protocol so they can earn interest. Borrowers can put some of their crypto in as collateral and take out a loan if they're in need of some capital. The code does all the hard work of matching these two groups together. Because protocols like Compound have effectively cut out the middleman, they can leverage their capital far more efficiently than traditional banks. Right now, Compound offers a 6% interest rate for DAI, a stablecoin that's designed to match the price of the U.S. dollar. On the other hand, Wells Fargo offers an interest rate of just 0.01%. No middleman also means less potential for unfair discrimination. Instead of having your financial future controlled by some Karen underwriter, the underlying code and algorithms determine what interest rates you'll get based on supply and demand.Why I thought I lost $1200 I decided I was sick of the 0.01% interest that Wells Fargo gives me on my savings account. So I decided to give decentralized finance a shot. I found a mobile app called Dharma which would make it easy for me to put money on protocols like Compound and start earning interest on the crypto I already owned. I started things off by moving about $1200 worth of assets from my Coinbase Pro account to my Dharma account. I waited a few minutes for the transaction to process. I saw the money leave my Coinbase Pro account. But then it didn't arrive in my Dharma account. It looked like the money that I transferred just disappeared. I've read stories online of people accidentally transferring crypto to the wrong address. I wondered if that was what happened. It didn't make any sense — all I did was copy and paste the address from my Dharma app into Coinbase. I wondered if I somehow accidentally put in a stray letter and ended up sending my crypto to some random dude in Nigeria.  I don't really gamble or trade options, so I've never lost that much money in a few minutes. Honestly, I felt kind of embarrassed. I imagined my dad shaking his head when I told him how I lost my stimulus money, then telling me that crypto is for South American drug cartels. I imagined the voice of a thousand Boomers speaking in unison telling me to sell all my crypto and buy some government-backed bonds that will give me a 1.5% return over 10 years. I imagined some kid who bullied me in 8th grade telling me my newsletter sucks and that nobody actually reads it (not sure where that last one came from). I was freaking out for about an hour until I got in contact with Dharma's customer support team. They let me know that the money was there, it just wasn't showing up on my app because of some kind of technical error. Within a few hours, the problem was fixed and I had my money. Is decentralized finance the future? I'm not writing this because I wanted to hate on Dharma. Their Support team did a great job staying on top of the issue and I will continue to use the app in the future. I work in tech and I know that young companies have bugs — as long as I still have my money, I'm happy. I am writing this because I wanted to highlight that even though decentralized finance is an exciting field with a ton of potential, it's pretty hard to use at this point. I had to do a ton of research just to figure out how to get started and obviously, freaking out for an hour because you lost $1200 is not an ideal way to kick things off. Even though decentralized finance has a ton of potential, usability issues are preventing it from reaching the same scale as banks. Right now, Compound has $11 billion worth of assets locked up in its protocol. On the other hand, Wells Fargo has $1.97 trillion in assets. That being said, every new technology starts out being incredibly hard to use. Downloading music on the Internet used to require downloading some pirating app like Limewire. After that, you'd have a 50-50 chance of either finding the song you wanted or just getting a virus that made your whole computer unusable. Spotify and music streaming didn't come around until years later. Of course, usability might not be the biggest issue with decentralized finance. The #1 thing that's stopping mainstream adoption is probably public perception. Even though the total value of Bitcoin is now more than $1 trillion, there are tons of people who still hear the word “blockchain” and automatically assume it's just for drug dealers and scammers. It's going to take years for the average man on the street to trust services like Compound with their money. In conclusion Maybe one day I won't need to give my money to Wells Fargo because I'll be able to get better interest rates using Compound. Maybe one day, the average person can easily get a crypto loan. Decentralization has the potential to make capital work more efficiently than ever. Still, we've got to wait a few years before it actually becomes a threat to the banks. Anyway, if you want to read more about me trying to make money moves and failing really badly, sign up for our newsletter. We send one email like this every Sunday. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit sundayspecial.substack.com

OKEx has a thousand bucks for returning traders. Japan's SBI to pay 1% interest for BTC. Ripple at two-year high after price triples in a week. Yearn Finance absorbs Pickle after $20M hack. US spy chief fears China's influence on Bitcoin. Coinbase Pro halts margin trading... again. See acast.com/privacy for privacy and opt-out information.

Just a few months after launching margin trading on Coinbase Pro, the company is disabling the feature. Margin trading lets you trade on leverage. But it works both ways — margin trading lets you multiply your gains and your losses. Starting on November 25, 2pm PT, users won't be able to place new margin trades. […]

This week, OKEx is having a bad day, and a decentralized file distribution token hits the market. More info @ Talk.Bitcoin.Tax Full Show Notes: (00:25) As most of us in the crypto space can attest to, exchanges are a dime a dozen. There are some, like Coinbase (Pro) and Binance, that most people in the space […]

This week, OKEx is having a bad day, and a decentralized file distribution token hits the market. More info @ Talk.Bitcoin.Tax Full Show Notes: (00:25) As most of us in the crypto space can attest to, exchanges are a dime a dozen. There are some, like Coinbase (Pro) and Binance, that most people in the space of heard of and/or used. There are others that never quite penetrated the mainstream crypto audience like the aforementioned exchanges. OKEx, although perhaps not a household name in the United States, certainly ranks up there with some of the aforementioned exchange giants. On CoinMarketCap, OKEx is listed as the 11th exchange, based on traffic, liquidity, and trading volumes – not to mention,  they are the self-proclaimed world's largest futures trading platform. Plus, they are one of the largest exchanges in China. All that to say that OKEx has certainly earned it's position as one of the giants in the world of cryptocurrency exchanges. As the cliché goes though, the bigger they are, the harder they fall – and it certainly seems like OKEx is falling pretty hard today. (01:14) Two big events occurred for OKEx today – all withdrawals were suspended, and the founder of the exchange, Mingxing Xu, was reportedly arrested. OKEx is understandably attempting to save some face and act like everything is alright. According to a press release from OKEx: “As of 3:00 am UTC today, Oct. 16, OKEx has suspended digital asset withdrawals temporarily. We would like to assure users that the security of funds on OKEx has not been affected. Additionally, all other operations on OKEx are functioning normally.” This news obviously doesn't bode well for any OKEx users that have coins currently held on the exchange. (01:50) Regarding the alleged arrest, Cointelegraph reports “OKEx founder Mingxing Xu, also known as Star Xu, has reportedly been questioned by the police, Chinese news agency Caixin reported today. According to the report, the executive was investigated “at least a week ago” and has also been absent from work for some time.” There are reports that the arrest and the suspension of withdrawals are not directly related, but the timing certainly seems to indicate otherwise. Hopefully this will get sorted soon, but it's one more in a long list of exchanges currently being accused of illicit behaviors. (02:23) There's been a lot of hype this week about FIL, aka Filecoin. Filecoin is an ICO from a few years back that raised over $200 million dollars – however, this week, the coin has gone live. Filecoin calls itself the “decentralized cloud” with a superior network and a dynamic distributed storage network for data, Coindesk says “The new token is very likely to make history as the fastest newly live blockchain to reach a market capitalization of over $1 billion”, and Shapeshift CEO Erik Voorhees says “this is easily one of the most professionally built, carefully-executed, and *valuable* projects that has emerged from the ICO era.” (03:00) A good amount of hype, and it's certainly interesting to see the launch of an ICO that wasn't actually some sort of scam. So, aside from buzzwords, what exactly is Filecoin and what does it do? According to the Filecoin documentation: “Filecoin is a peer-to-peer network that stores files, with built-in economic incentives to ensure files are stored reliably over time. Users pay to store their files on storage miners. Storage miners are computers responsible for storing files and proving they have stored the files correctly over time. Anyone who wants to store their files or get paid for storing other users' files can join Filecoin. Available storage, and the price of that storage, is not controlled by any single company. Instead, Filecoin facilitates open markets for storing and retrieving files that anyone can participate in.” The Filecoin blockchain has a native crypto, FIL, and the storage miners are paid FIL to store user data. With the launch, a number of exchanges have listed FIL – however, as of recording, we aren't seeing a huge spike in price like we saw with the recent UNI token. In fact, the coin seems to be slowly dipping – although, that's no indication of the overall success of the blockchain, or even the coin itself, given how early it is. — That's it for this week's episode of The Cryptocurrency Informer. For all the tax pro listeners, congratulations on finishing the extended tax season! Don't forget – if you want to read more about each of these stories, go to talk.bitcoin.tax and click on The Cryptocurrency Informer link. Every episode is accompanied by a number of relevant links for each story, so you can do your own in-depth research on the topics that interest you. Make sure you subscribe on Apple Music, Spotify, and Google Play Music so you can catch every new episode we release.

主要内容：分析：“购买比特币”谷歌搜索量大幅上升，或表明有新资金涌入；FCoin最新公告：未被黑客入侵、关键人员失联，将开放邮件形式申请提现；法国AMF要求欧盟制定战略，允许在区块链上发行和交换金融工具；IDC：到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份；嘉楠科技大涨逾80%，分析称股价上涨可能无法通过收入表现得到证实。 分析：“购买比特币”谷歌搜索量大幅上升，或表明有新资金涌入“购买比特币（buy bitcoin）”一词在谷歌的搜索量出现大幅度上涨。有分析师表示，这表明会有新的资金进入市场，同时可能意味着BTC和山寨币的价格上涨。此外，“比特币Bitcoin”这一关键词的谷歌搜索量在上周上涨了33％。分析师称，前一个术语表明新的投资者和新资金正在进入这个领域，而后一个术语可能更表明已经投资的人们正在关注新闻的变化。（Beincrypto） 巴菲特黄金搭档芒格：我痛恨比特币2月12日，巴菲特的老搭档、伯克希尔哈撒韦公司副董事长查理芒格在美国出版商Daily Journal Corp的年会上表示：“我痛恨比特币那样的事物。痛恨那些本质上F社会的东西。”此前消息，芒格曾在2018年直斥比特币为“毒药”，说比特币炒得越热，我越讨厌它。去年伯克希尔股东大会期间，芒格在接受投资者提问时表示，最近有人邀请他跟一些比特币的炒家共度欢乐时光。他说，他没有去，但有点好奇这些币圈人的快乐时光是怎样的。最终他发现，他们聚在一起是“欢庆（《圣经》里的叛徒）犹大那样的生活和工作。”巴菲特则是在股东大会期间称，比特币是一种“~~设备”，不生产任何实质性的东西。它那点有限的用处和欺诈活动有关。（路透社） FCoin最新公告：未被黑客入侵、关键人员失联，将开放邮件形式申请提现加密交易平台FCoin 昨日发布关于系统维护最新进度及开放提现申请的公告。公告针对此前网传Fcoin被黑客入侵一事予以否定，表示由于关键人员失联，以及部分系统和数据严重受损，导致无法按计划及时恢复。FCoin表示为了满足部分急需提现用户的需求，在系统暂时无法恢复的情况下，将开放以邮件形式申请提现的操作。FCoin 2020年2月10日宣布临时停机维护，初步预计时长4个小时。随后在2月11日再次发布公告称在昨日的紧急维护中，发现了可能引发风控问题的系统漏洞。由于平台部分人员尚未到位，且系统某些模块需要重建，预计网站恢复正常还需要1至2天的时间。随后网上流传出”FCoin永久停服“以及疑似Fcoin资金流动的图片。 目前FCoin仍未完成修复，官方表示修复完成之后将会发布公告。 Coinbase再次推出保证金交易2月12日，Coinbase宣布再次推出保证金交易。Coinbase的某些客户将能够以3倍杠杆进行交易，该服务将在23个州为Coinbase Pro用户提供，并且将向45个州的机构客户开放美元对。Coinbase计划在明年扩大对该服务的访问。此前消息，因2017年以太坊暴跌，Coinbase暂停了保证金服务。（The Block） 美国财政部长：美国金融犯罪执法网络将公布与加密货币相关的新要求美国财政部长史蒂文·姆努钦(Steven Mnuchin)周三对国会表示美国金融犯罪执法网络(FinCEN)将公布与加密货币相关的新要求，但其几乎没有提供任何细节。此外，他指出：“特别是在加密货币上，我们在机构间和与监管机构之间都花了很多时间。”不过他没有透露具体的时间安排。在听证会的晚些时候，姆努钦表示，他们正在采取行动，“以便执法部门能够看到资金的去向，而不是用于洗钱。”他还特别提到了“稳定币”，他表示:“我们确实认为可以使用该技术来大大减少支付处理，特别是跨境小额美元支付。”（The Block) 法国AMF要求欧盟制定战略，允许在区块链上发行和交换金融工具据报道，法国金融市场管理局(AMF)在一份报告中指出了一些障碍，他们认为这些障碍是需要消除的战略重点。他们要求欧盟委员会制定欧洲金融服务数字战略，并建议欧盟通过消除现有法律障碍，允许在区块链上发行和交换金融工具（进行“代币化”）。AMF指出，考虑到区块链行业的特殊性及其分散性，应针对区块链上的资产制定专门的监管条例。 IDC：到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份IDC发布2020年中国金融行业十大预测报告，到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份，创造一个由9.5亿希望拥有和控制自己数字身份的人组成的市场。到2025年，中国25%的位于第一梯队的银行将使用量子计算来审核投资组合分配、算法交易和定价策略，投资组合对市场变化的反应能力将指数倍提高。 嘉楠科技大涨逾80%，分析称股价上涨可能无法通过收入表现得到证实本周三，嘉楠科技股价大涨逾80%。就交易量而言，目前已经有超过1100万股股票易手，而此前的平均交易量为25万股。The Block研究分析师马修山本早期的一篇文章指出，考虑到市场信号似乎看好矿机制造商，嘉楠的股票可能表现未及预期，与此同时，也有人担心其股价上涨可能无法通过收入表现得到证实。Blockware Solution首席执行官称，距离本季度结束还有一个半月多的时间，但如果该公司没有在3月31日之前将这些产品运出市场，就无法根据US GAAP（公认会计原则）将存款等记录为收入。因此，其担心股价上涨可能无法通过收入表现得到证实。（The Block） 经济日报：积极争取并巩固区块链等前沿技术全球领先地位2月13日，经济日报刊文“推动数字经济和实体经济深度融合”。文章表示，我国在数字经济发展和信息技术应用方面已具备一定基础，拥有市场优势和发展潜力，但也存在融合不深、创新不足、应用不广等问题，亟待推进数字产业化、产业数字化，引导数字经济和实体经济深度融合，推动经济高质量发展。第一，以“产业链”为抓手，实现多元集聚发展。第二，以“创新性”为引领，谋划关键技术突破。一方面，带动集成电路、基础软件、核心元器件等薄弱基础技术环节实现根本性突破，实现核心关键技术的自主可控；另一方面，积极争取并巩固5G、人工智能、区块链等前沿技术全球领先地位。第三，以“信息化”为主导，加强基础设施建设。

主要内容：分析：“购买比特币”谷歌搜索量大幅上升，或表明有新资金涌入；FCoin最新公告：未被黑客入侵、关键人员失联，将开放邮件形式申请提现；法国AMF要求欧盟制定战略，允许在区块链上发行和交换金融工具；IDC：到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份；嘉楠科技大涨逾80%，分析称股价上涨可能无法通过收入表现得到证实。 分析：“购买比特币”谷歌搜索量大幅上升，或表明有新资金涌入“购买比特币（buy bitcoin）”一词在谷歌的搜索量出现大幅度上涨。有分析师表示，这表明会有新的资金进入市场，同时可能意味着BTC和山寨币的价格上涨。此外，“比特币Bitcoin”这一关键词的谷歌搜索量在上周上涨了33％。分析师称，前一个术语表明新的投资者和新资金正在进入这个领域，而后一个术语可能更表明已经投资的人们正在关注新闻的变化。（Beincrypto） 巴菲特黄金搭档芒格：我痛恨比特币2月12日，巴菲特的老搭档、伯克希尔哈撒韦公司副董事长查理芒格在美国出版商Daily Journal Corp的年会上表示：“我痛恨比特币那样的事物。痛恨那些本质上F社会的东西。”此前消息，芒格曾在2018年直斥比特币为“毒药”，说比特币炒得越热，我越讨厌它。去年伯克希尔股东大会期间，芒格在接受投资者提问时表示，最近有人邀请他跟一些比特币的炒家共度欢乐时光。他说，他没有去，但有点好奇这些币圈人的快乐时光是怎样的。最终他发现，他们聚在一起是“欢庆（《圣经》里的叛徒）犹大那样的生活和工作。”巴菲特则是在股东大会期间称，比特币是一种“~~设备”，不生产任何实质性的东西。它那点有限的用处和欺诈活动有关。（路透社） FCoin最新公告：未被黑客入侵、关键人员失联，将开放邮件形式申请提现加密交易平台FCoin 昨日发布关于系统维护最新进度及开放提现申请的公告。公告针对此前网传Fcoin被黑客入侵一事予以否定，表示由于关键人员失联，以及部分系统和数据严重受损，导致无法按计划及时恢复。FCoin表示为了满足部分急需提现用户的需求，在系统暂时无法恢复的情况下，将开放以邮件形式申请提现的操作。FCoin 2020年2月10日宣布临时停机维护，初步预计时长4个小时。随后在2月11日再次发布公告称在昨日的紧急维护中，发现了可能引发风控问题的系统漏洞。由于平台部分人员尚未到位，且系统某些模块需要重建，预计网站恢复正常还需要1至2天的时间。随后网上流传出”FCoin永久停服“以及疑似Fcoin资金流动的图片。 目前FCoin仍未完成修复，官方表示修复完成之后将会发布公告。 Coinbase再次推出保证金交易2月12日，Coinbase宣布再次推出保证金交易。Coinbase的某些客户将能够以3倍杠杆进行交易，该服务将在23个州为Coinbase Pro用户提供，并且将向45个州的机构客户开放美元对。Coinbase计划在明年扩大对该服务的访问。此前消息，因2017年以太坊暴跌，Coinbase暂停了保证金服务。（The Block） 美国财政部长：美国金融犯罪执法网络将公布与加密货币相关的新要求美国财政部长史蒂文·姆努钦(Steven Mnuchin)周三对国会表示美国金融犯罪执法网络(FinCEN)将公布与加密货币相关的新要求，但其几乎没有提供任何细节。此外，他指出：“特别是在加密货币上，我们在机构间和与监管机构之间都花了很多时间。”不过他没有透露具体的时间安排。在听证会的晚些时候，姆努钦表示，他们正在采取行动，“以便执法部门能够看到资金的去向，而不是用于洗钱。”他还特别提到了“稳定币”，他表示:“我们确实认为可以使用该技术来大大减少支付处理，特别是跨境小额美元支付。”（The Block) 法国AMF要求欧盟制定战略，允许在区块链上发行和交换金融工具据报道，法国金融市场管理局(AMF)在一份报告中指出了一些障碍，他们认为这些障碍是需要消除的战略重点。他们要求欧盟委员会制定欧洲金融服务数字战略，并建议欧盟通过消除现有法律障碍，允许在区块链上发行和交换金融工具（进行“代币化”）。AMF指出，考虑到区块链行业的特殊性及其分散性，应针对区块链上的资产制定专门的监管条例。 IDC：到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份IDC发布2020年中国金融行业十大预测报告，到2024年，中国10%的成年人将注册一个基于区块链的自我主权身份，创造一个由9.5亿希望拥有和控制自己数字身份的人组成的市场。到2025年，中国25%的位于第一梯队的银行将使用量子计算来审核投资组合分配、算法交易和定价策略，投资组合对市场变化的反应能力将指数倍提高。 嘉楠科技大涨逾80%，分析称股价上涨可能无法通过收入表现得到证实本周三，嘉楠科技股价大涨逾80%。就交易量而言，目前已经有超过1100万股股票易手，而此前的平均交易量为25万股。The Block研究分析师马修山本早期的一篇文章指出，考虑到市场信号似乎看好矿机制造商，嘉楠的股票可能表现未及预期，与此同时，也有人担心其股价上涨可能无法通过收入表现得到证实。Blockware Solution首席执行官称，距离本季度结束还有一个半月多的时间，但如果该公司没有在3月31日之前将这些产品运出市场，就无法根据US GAAP（公认会计原则）将存款等记录为收入。因此，其担心股价上涨可能无法通过收入表现得到证实。（The Block） 经济日报：积极争取并巩固区块链等前沿技术全球领先地位2月13日，经济日报刊文“推动数字经济和实体经济深度融合”。文章表示，我国在数字经济发展和信息技术应用方面已具备一定基础，拥有市场优势和发展潜力，但也存在融合不深、创新不足、应用不广等问题，亟待推进数字产业化、产业数字化，引导数字经济和实体经济深度融合，推动经济高质量发展。第一，以“产业链”为抓手，实现多元集聚发展。第二，以“创新性”为引领，谋划关键技术突破。一方面，带动集成电路、基础软件、核心元器件等薄弱基础技术环节实现根本性突破，实现核心关键技术的自主可控；另一方面，积极争取并巩固5G、人工智能、区块链等前沿技术全球领先地位。第三，以“信息化”为主导，加强基础设施建设。

Nomics.com now provides pages with analytics on individual cryptocurrency exchanges (like Binance, Poloniex, Coinbase Pro, etc.). See here for an example: https://nomics.com/exchanges/binance --- Support this podcast: https://anchor.fm/nomics/support

sources of stories from today: https://www.one-tab.com/page/lAtXzP7EQ7ew_t6dbg_v0Q ↓↓↓timestamps↓↓↓ 1:03 - Free BTC winner and updates 2:22 - U.S. Launches Criminal Probe into Bitcoin Price Manipulation 10:07 - Ashton Kutcher Surprises Ellen DeGeneres with $4 Million XRP Donation to Wildlife Fund 12:28 - Coinbase Announces Launch of Coinbase Pro, Paradex Acquisition 18:00 - UN's Project Services Arm Partners With IOTA to ‘Expedite' its Mission With Blockchain 20:53 - IBM Announces 1,800 New Jobs in France In Blockchain, AI, and IoT Within Next Two Years 23:44 - Crypto jobs discussion Connect with us online at the following places: KRBE Digital Assets Group Website: https://krbecrypto.com/ Shop: https://shopkrbecrypto.com/ Newsletter: https://krbecrypto.com/join/ Services: https://krbecrypto.com/services/ About Us: https://krbecrypto.com/about/ KRBE Steemit: https://steemit.com/@krbecrypto SOCIAL  KRBE Twitter: https://twitter.com/krbecrypto KRBE Facebook: https://www.facebook.com/krbecrypto/ KRBE Instagram: https://www.instagram.com/krbecrypto/ King Twitter: https://twitter.com/KingBlessDotCom Bitcoin Zay Twitter: https://twitter.com/bitcoinzay   Donations welcome, but not necessary! Bitcoin: 1NTnWaGowHEh9VRWMXWTiqWpQT9vjP5Ukd Litecoin: LSc2bEAMEbGSHKx54GUt4xi1eZQqtscv8i   INTRO MUSIC: All Is Well - Chicago OUTRO MUSIC:  The Holy Cave - Clap! Clap!   Thanks for listening and remember to subscribe for daily content where we give away free Bitcoin!   ***Not a whole Bitcoin, a few dollars USD worth*** ------------------------------------------------------------------------------------------------------------ **This is not financial advice. The expressed opinions in the video are of the speakers. You can lose all your money in the cryptocurrency market, so be sure to do your own research before investing.**