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This week on Conversations with Chai, we're stepping into the glittering, high-stakes world of New York's Diamond District with none other than Chandan the Jeweler — a go-to name for top Punjabi artists and a rising force in the high-end jewelry space, crafting custom pieces that can hit a $250K price tag.We break down the real difference between TikTok jewelry and true luxury, lab-grown vs. natural diamonds, and the finesse it takes to sell to artists you grew up listening to. From Ihram's wild high-stakes poker stories to Chandan's tales of big-ticket sales and emotional engagements, this episode is full of gems — literally and figuratively.Timestamps include:1:44 – Lab-grown vs. natural diamonds for engagement rings9:33 – TikTok jewelers vs. real high-end craftsmen (Moses and Vookum)12:55 – The most expensive piece Chandan has ever sold18:00 – Selling to Desi artists and repping the culture21:50 – Transactional relationships in the industry33:00 – Why jewelers sell to other jewelers35:27 – Are we all being overcharged?40:00 – The dark side of the Diamond DistrictIf you've ever been curious about how flex culture, cultural pride, and real wealth intersect in the world of jewelry — this one's for you.
#vinayakjoshi #kannadainterviews #podcast 00:00 - Titles00:26 - Show starts here01:19 - Can we lead a stable life with just farming?07:15 - Benefits of being with nature on kids11:51 - Contributions of Organic Mandya to farming17:40 - Closing thoughts
#vinayakjoshi #kannadainterviews #podcast 00:00 - Titles00:26 - Show starts here03:02 - Introducing Mr. Madhu Chandan06:47 - Organic Mandya: Healthy or Wealthy?09:19 - The bitter truth about sugarcane15:41 - Migration of villagers to city and vice-versa19:32 - Labour crisis in farmingIn this inspiring episode, we welcome Mr. Madhu Chandan, a visionary entrepreneur from Mandya, who left behind a well-settled, luxurious life in the USA to return to his roots and revolutionize farming in India.
Check out this episode wherever you like to listen or watch podcasts! Episode Page: vinneychopra.com/podcast/ Youtube: https://youtu.be/RQveWgjwhUE Spotify: spoti.fi/423B4fz iTunes: apple.co/3tQ9Tsf ——
In the strongly Hindu nation of India, a Christian can be thrown in jail simply for telling others about Jesus. Despite this persecution, bold believers like Chandan are feeling the undeniable pull of God's love to point their family, friends and neighbors to the hope of the Gospel.Join host Michael Woolworth and his colleague, Bobby (last name withheld for security reasons), to hear the incredible path of Chandan from fearful to fearless. She grew up as a devout follower of the Jain religion and became a Christian after attending a Bible study from Bible League International. Today, she's trained to engage others in God's Word and serving as a church planter in her native India despite fierce opposition to the Gospel.Subscribe today and invite others to listen with you. Length - 15:49.
"The Crowd is Right on Trends but WRONG at the End!" - Nimesh Chandan Why do investors keep making the same emotional mistakes in the stock market? Why do we chase stocks at their peak and panic sell at the bottom? In this special episode of Wealth Creation Simplified, host Anupam Gupta sits down with Nimesh Chandan, CIO of Bajaj Finserv Mutual Fund, to uncover the psychological traps that make even smart investors fail. With 25+ years of market experience, Nimesh reveals how behavioral finance shapes our decisions and how understanding crowd mentality can help you become a smarter, more disciplined investor.
10X Success Hacks for Startups, Innovations and Ventures (consulting and training tips)
Welcome to the Pitch Cafe Podcast ☕️ Register for Immigration Services: https://bit.ly/3Q9fAcE In this episode, Chandan takes us on a captivating journey through his entrepreneurial endeavors and ventures into uncharted territories. From building vibrant communities to navigating the ever-changing landscape of business, Chandan's insights are as refreshing as a perfectly brewed cup of coffee. Chandan Perla is a 21-year-old entrepreneur extraordinaire who spearheaded the creation of the country's largest student community as the former head of community product at Bluelearn. With a diverse skill set ranging from deep research to event management and culinary arts, Chandan brings a unique blend of technical prowess and creative flair to every endeavor. Join us as we explore the intersections of passion, perseverance, and possibility. With each anecdote and reflection, Chandan offers a glimpse into the future of entrepreneurship and education, leaving us inspired to embrace our own paths of experimentation and growth. So, grab your favorite beverage, settle in, and let's sip on some wisdom together at the Pitch Cafe. ☕️✨
Data Product Management in Action: The Practitioner's Podcast
Data Dynamics: Navigating the Role of Data Product Managers The Data Product Management In Action podcast, brought to you by Soda and executive producer Scott Hirleman, is a platform for data product management practitioners to share insights and experiences. In Episode 22 of Data Product Management in Action, we welcome back our host Michael Toland as he chats with guest Chandan Gadodia. Listen along as they explore the vital role of data product managers. Discover the distinctions between data, IT, and functional product managers and their contributions to product success. Learn more about key focus areas like data pipelines, quality, and standards, as well as the role of AI in enhancing data quality. Join us for an enlightening discussion on the evolving landscape of data management! About our host Michael Toland: Toland is a Product Management Coach and Consultant with Pathfinder Product, aTest Double Operation. He has worked in product officially since 2016, where he worked at Verizon on large scale system modernizations and migration initiatives for reference data and decision platforms. Outside of his professional career, Michael serves as the Treasurer for the New Leaders Council, mentors fellows with Venture for America, sings in the Columbus Symphony, writes satire posts for his blog Dignified Productor Test Double, depending on the topic, and is excited to be chatting with folks on Data Product Management. Connect with Michael on LinkedIn. About our guest Chadan Gadodia: With over a decade serving in data and analytics, Chandan Gadodia, a seasoned Data Product Manager, has held several roles within the industry. From managing internal data assets to overseeing global data products, Chandan's passion for learning from diverse perspectives, connecting with global colleagues, and contributing to growth for himself and his organization has been constant. He is a big advocate for data literacy and strongly believes in data driven business outcomes. Connect with Chadan on LinkedIn. All views and opinions expressed are those of the individuals and do not necessarily reflect their employers or anyone else. Join the conversation on LinkedIn. Apply to be a guest or nominate someone that you know. Do you love what you're listening to? Please rate and review the podcast, and share it with fellow practitioners you know. Your support helps us reach more listeners and continue providing valuable insights!
In this episode of Cutting Edge: Web Content Development, host Jonathan Ames is joined by Chandan Pasunoori, Director of Product Engineering at Nvizion Solutions, to explore the intricacies of web framework selection, performance optimization, and the evolution of web development. They discuss how to choose the right framework for different project needs, overcome common implementation challenges, and achieve microsecond-level response times in web applications.
4/6 from the October Edit: October's been festive and Deepavali is finally here - wishing you all a very happy and prosperous one! This festive season, while people talk about new beginnings, here are two founders investing in building new beginnings for innovators beyond tier 1 cities in India and abroad. Meet Jeet Chandan and Meet Jain, Founders of BizDateUp Technologies. Having recently acquired undisclosed stakes in IPO bound Swiggy, both these bright young minds shed light on what India offers as a market, elevator pitch hacks and tips for budding founders, innovative ideas, bizarre startup's they have heard of and a whole lot more. BizDateUp is one of the largest ecosystem enablers for startups, offering comprehensive support services that propel your ideas to the forefront of your industry. With a commitment to nurturing a culture of innovation, they empower startups to challenge conventions, pioneer new solutions, and drive meaningful change. If you're looking for a sign to get started on that venture dream of yours - this podcast is right here for you, wishing you all the festive luck! BizDateUp: https://www.bizdateup.com/ Catch the full episode across all platforms: https://linktr.ee/karikonnect
Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/P3HDmLmH-QU Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf — To learn more about how Vinney can help you, click here - https://linktr.ee/VinneySmileChopra Smile Always and Be Happy! -----
Tum Chandan Hum Irand, ਤੁਮ ਚੰਦਨ ਹਮ ਇਰੰਡ (Sri Guru Granth Sahib Page 486 Sabad 1261)
Chandan Singh Padiyar is the Founder of Padiyar.com. He is a SEBI Registered Investment Adviser (RIA) and a Fee-Only Financial Planner in India. In this episode, we talk about "What is Investing in simple terms", "Mistakes to avoid in Investing", "Everything you should know about Investing discussed", and many more. Interview Breakdown: 1.10 min a quick introduction about yourself where are u from. 1.48 min - What is SEBI and Who are the right financial planners? 2.47 min- What types of Financial Planners exist in Market today? 5.58 min - Things you should know before you start investing 8.56 min- Starters Guide to Investing in 2024 kese wo log apne financial planning start kar sakte hai. 11.35 min- Next Level of Investing after you've started investing a year or two ago. ASSEST CLASSES. 14.46 min- What is Inflation in simple terms. 16.30 min - Where should you invest in 2024: EPF, VPF or PPF 19.47 min - What is Equity/Stock Market and how to invest in them 27.15 min - What is SIP and things the market doesn't want you to know about it? 32.35 min - Old Tax Regime vs New Tax Regime. What can benefit you. 35.36 min - Should you take Home Loan and Should you repay it sooner? 38.55 min - Tips from Chandan around Financial Planning to you 42.58 min - Should you keep paying Minimum Amount on your Credit card? Should you invest or clear all your debts first? Follow us to find daily updates and success hacks on The Growth Mindset Page below: Facebook: https://www.facebook.com/silawathirshad/ Instagram: https://www.instagram.com/silawath_irshad/ Linkedin: https://www.linkedin.com/in/silawathirshad/ Youtube: https://www.youtube.com/c/TheGrowthMindsetwithSilawathIrshad You can find Chandan Singh Padiyar here: Website: https://padiyars.com/ Linkedin: https://www.linkedin.com/in/cspfs/ Facebook: https://www.facebook.com/chandansingh.padiyar/
This is an enlightening discussion on Blockchain technology with Bibek Koirala, Prashish Rajbhandari, and Chandan Sharma Subedi, co-founders of Evolv, Venture 23, and Alpen Labs respectively. These three adept professionals are at the forefront of Blockchain innovation in Nepal. In this podcast, they delve into the intricacies of Blockchain technology, addressing its challenges and offering solutions.
The tremors of recent bank collapses have sent shockwaves through the foundations of real estate financing, bringing to light the sector's hidden frailties. With Dr. Chandan's insights, we navigate these choppy waters, discussing the shifts in risk perception and the heightened scrutiny on commercial real estate within bank portfolios. The emergence of private debt firms and the allure of more liquid assets in this volatile climate prompt us to question the resilience of real estate investment strategies. Our exchange also contemplates whether we've reached a turning point in property value adjustments or if the market is bracing for further revaluations.Finally, we broaden our lens to the diverse tapestry of the single-family rental market, the generational wealth transfer, and the technological disruption poised to transform the sector. Dr. Chandan ponders the maze first-time homebuyers must navigate, the implications of built-to-rent communities, and how AI could revolutionize business practices in ways as significant as the iPhone's impact on global society. Engage with us on this journey as we uncover the nuanced intersections of economy, technology, and real estate, where certainty and surprise coexist in the ever-evolving landscape of our world.Want more discussions like this? You can connect with KP Reddy and other innovators in the AEC and CRE Industry in the Shadow Partners Community....go to bit.ly/ShadowPartnersCommunity to learn more today!
Chandan Mahajan is the co-founder of dotkonnekt - helping brands grow their business organically by combining the power of commerce, community, and content. dotkonnekt is partnering with progressive marketers on creating a new growth playbook, moving beyond ineffective paid ads and expensive custom development. Previously Chandan held senior leadership positions with Sutherland and Wipro. --- Support this podcast: https://podcasters.spotify.com/pod/show/theindustryshow/support
On Shadow Shorts, Sam Chandan, Director of NYU Stern Chao-Hon Chen Institute for Global Real Estate Finance, and Shadow Partners, Senior Advisor & Head of Marketing, Jeff Echols talk about the realities of the economy and real estate investing in the second half of 2023. Want more access to KP? KP is also spending more time in the Shadow Partners Community. He's posting his thoughts and responding to questions. If you want more access to KP, the Shadow Partners Community is where to get it. Join here-> https://shadowpartners.co/strategic-partner-network
In this episode of The A to Z English Podcast, Jack uploads an interview he did with Nisha from the You Tube channel Talk with Nisha.https://www.youtube.com/@NishaSingh-dh6wsTranscript:00:00:01JackWelcome to the A-Z English podcast, where Jack and Social take you on a journey from learning the basics to mastering the nuances of the English language. Our podcast is designed for non-native speakers who are looking to improve their English skills in a fun and interactive way. Each episode covers a wide range of topics.00:00:23JackFrom grammar and vocabulary to slang and culture to help you navigate the English speaking world with ease.00:00:30JackI'm glad that you reached out so quickly to have me back on your channel. Thank you so much. I appreciate it.00:00:37NishaThank you so much. Yeah. OK, great. How is going your channel, your podcast channel and your YouTube channel? It's great.00:00:49JackOur our YouTube channel, English Word master, we just released a common European framework of reference test. Do you do you know CEF?00:00:59JackThe A1A2B1B2. So we just released a a test on there which is popular. So if any listeners out there want to you know test their ability like to see what level you are you can go to English word master and.00:01:17NishaIf anybody want to talk the English level, OK so.00:01:23JackYeah, I think it's it's quite useful. It's.00:01:25JackJust it's on YouTube, but you can.00:01:26JackYou can give yourself a score. You can check your own answers.00:01:30JackAnd you can.00:01:30JackSee like what your you know approximately what your level is. If your A1A2B1B2 it's kind of a nice nice tool and the podcast is going really well.00:01:44JackThey're just. I released one new episode every.00:01:46JackOK. And so?00:01:48NishaRight.00:01:49JackYeah, we've had really, really fun conversations with some of our students. And then also with my Co host. So sometimes I record with my students. Sometimes I record episodes with my co-host. So yeah, there's kind of mixed mix there.00:02:07NishaAnd how is your experience with the having conversation with the Indian guys actually on YouTube channel? You're a YouTube channel?00:02:15JackYes, I talked to, I talked to someone named changing and I talked to another person. I I can't. His name escapes me at the moment.00:02:26JackIf you uh.00:02:28JackI know that he posted our interview. It's great talking to I I really like talking to Indian people in general. I find the the conversation is very pleasant and positive. It was. It was really good, good conversation and they.00:02:49JackBoth of the all the, all the interviews I've done, everybody speaks English really well, so have to change my yeah, I.00:02:58JackDon't I don't.00:02:58JackHave to adjust my speech? I just speak normally and everybody seems to understand me and and I can understand them. So yeah, it's.00:03:08NishaIt's very good actually.00:03:11NishaBecause if you if you're speaking.00:03:13NishaAnd you're you're Speaking of way, actually, which is very natural for you. Maybe I would not understand you very well way.00:03:26JackI I try I try not to. You know, I try not to modify my my speech too much, even when I'm teaching, because I feel like students need to listen to real speech. I think that's important because in the real world, no one is going to.00:03:45JackModulate their their language. They're going to just speak normally. And so I think good for students to kind of hear that and and to get used to listening to real natural speech. So I try not to do too much like what we call teacher talk.00:04:03JackYou know, teacher talk.00:04:04JackIs like.00:04:06JackYeah, very.00:04:08NishaThose person those you had a conversation rather included me with actually, those are the learners actually they are learning this language, they are not experts actually. And Amara is an expert in this language. But so many people, I think Chandra also is a learner. He is not a good at his English.00:04:28NishaBecause they're learners. I I also had a conversation with him with the Chandan.00:04:34NishaSo because.00:04:37NishaSo because the these are the callers, they are the Youtubers as well as and they are learning this language because they are facing the difficulty difficulties because this language is not their native language they it's a there is second language actually.00:04:57JackRight, right. And the thing about the thing with chinden is that he?00:05:02JackHe's very self, very much self-taught like he.00:05:07JackHe's he he taught.00:05:09JackHimself how to speak English, which I think is really amazing. You know, when people are are just kind of, I mean actually everybody that I talked to is kind of self-taught all all of the YouTube channels.00:05:22JackIn in the circle that been doing interviews with.00:05:26JackI think they're all the same people that you, you know, I think as well everybody's story is kind of the one of being self-taught. It's like one day you decided I want to learn English and you went on the Internet, you found books, you found, you know, YouTube channels.00:05:46JackAnd you just did it by yourself. And that's really amazing.00:05:50JackTo me. So yeah, sorry, go.00:05:53NishaAhead, actually one thing, if I want to ask you about the Indian people, what is the one best thing for Indian actually because you had a conversation with the people with the Indian people. So what do you think about?00:06:12JackOh, I mean I the what's the best thing about Indian people? I think it's it's got to be the politeness. I mean I I just find that like you know, Indian people are so polite and so gentle. You know, the way that they you the way that you guys reached out to me and asked me to.00:06:32JackCome on to your your YouTube channels was so respectful and so polite and so.00:06:38JackMind and generous, you know, open, open minded and open hearted. So I think that's that's my that's the one thing that I really noticed is true for everybody that reached out to me was just how how kind and polite and and respectful everybody is #2 my favorite thing about India.00:06:59JackIs not.00:07:01발표자 4The bread? None.00:07:04NishaHow can you probably in India, we called it in chapati, chapati actually.00:07:11JackYes, I'm sorry. I'm probably using the Western word. Yeah. Yeah, because you have the best food in the world. It is amazing. So.00:07:19NishaOf you.00:07:20NishaHave you heard Indian food?00:07:22발표자 4Oh yeah, yeah.00:07:23JackYeah, I've, I've. You know, I've never been to India before. I've never had, like authentic Indian food. But I've there's there are Indian restaurants here in Korea that I love. And so my, my wife and my daughter, we go there often.00:07:38NishaYeah, so which?00:07:39NishaPapers. Do you like most in Indian? Which Indian food do you like most?00:07:45NishaThat's a good.00:07:46JackI mean, I think it's it's got to be I I every time I go I try.00:07:51JackA different Curry.00:07:53JackSo I think Curry and then the bread that you're, you know, the the bread you're talking about together is most wonderful. It's just perfect. It's just heavenly. Yeah, it's amazing.00:08:05NishaHave you have you tried the Dal, Dal, Lincolns like? Have you tried anytime Indian?00:08:13JackOh, yes, yes, yeah, it's it's kind of like a chickpea similar, right, similar similar to. Yes. Lovely outfit. Yeah, it's it's wonderful.00:08:19NishaYeah, yeah, yeah.00:08:25NishaIt makes it makes South Korea also so many Indian restaurants.00:08:29JackYeah. Yeah, it's really good.00:08:32JackIt's really healthy and it's good like source of protein for if you're like vegetarian or something, so it's already.00:08:39NishaAnd I'm a non.00:08:41NishaVegetarian also I can eat fish and I can eat.00:08:45JackI'm not. I'm not.00:08:46JackVegetarian either I I eat, I eat meat and and and chicken and and.00:08:51JackAll the good stuff but.00:08:54JackI know that there are some vegetarians and and some of those dishes are really.00:09:00JackThey're really good if you're a vegetarian, you can still.00:09:02JackHave a lot of.00:09:03JackChoices in, yeah.00:09:06NishaYou you are a good cook also because those are.00:09:09발표자 4No, no, that's.00:09:11JackTerrible. I just go to a restaurant and and order it. My my wife is a good cook. Her mom is a good cook as well. So she. But she she makes really good Korean dishes.00:09:26NishaOK, so from if we talk about Indian culture like cooking and Indian kitchen three times in the morning, afternoon and at night time, breakfast, lunch and dinner, we cook three times in a day.00:09:46NishaAny Indian, every Indian Indian house? Actually, it makes it three times.00:09:53발표자 4That's that. I can't.00:09:57NishaYou also make the tea time. Food makes the three times.00:10:02JackYeah. Well, no, we we usually eat together one time in, in the evening.00:10:07JackBecause my wife.00:10:07JackAnd I are both.00:10:08JackWorking for lunch time, so we're at school.00:10:12JackAnd wrecked and for in the morning I I usually don't eat breakfast. I'm just a breakfast eater. So I I eat in the afternoon.00:10:12NishaOK.00:10:17발표자OK.00:10:23JackSo eat dinner together, yeah.00:10:26NishaYeah, yeah.00:10:28NishaYou you forgot the one thing about the Indian Indians actually, which is Indians are very hard worker.00:10:35JackYes, that's true. I I I failed to mention that, but it is absolutely true, absolutely.00:10:42JackReally true hard workers, beautiful culture, great food and very kind and and polite. So yeah, I I I really need to visit your country. I think it's it's amazing.00:10:57NishaYou, you, you, you, you. I think you should visit India. You can stay at my home no problem.00:11:05JackThat's a very generous offer. Thank you so much. Yeah.00:11:10NishaYeah. So, like, should we talk about the topic or we just have a general conversation?00:11:22JackWhichever you prefer. I I'm open to to anything, so yeah.00:11:27JackYou said you wanted.00:11:27NishaOK.00:11:28JackWhat topic was marriage? Is that what?00:11:30발표자 4You want to talk about?00:11:32NishaNo or any general conversation. If you want to ask anything about India, so you can ask me.00:11:39JackYeah, well, I guess I'm. I'm I'm assuming that you are a really good cook, do you?00:11:47JackWhat are? What are your special what?00:11:51NishaRather than me, my daughter is daughter-in-law, is very good cook. Actually. She makes a very good fish and she make a Afghani chicken and lots of things. She she cooks very well actually.00:12:06NishaBut I'm also a good cook.00:12:09JackYes, I I thought that that's really nice that you have. Do you, do you have a, are you close with your with your?00:12:15JackDaughter-in-law.00:12:19JackDo you? Do you have a close?00:12:21JackRelationship with your daughter-in-law.00:12:25JackThat's great. That's great.00:12:26NishaYeah. You know, in Indian culture, in Indian culture, we are living a we I am living in a with a three generation me, my son, my daughter-in-law and my in laws also we just live late together in a in a in a single home.00:12:47JackYeah, that's that's still the.00:12:49JackTradition, right in in India.00:12:52NishaYeah, but nowadays nowadays, you know, it's not like that culture actually it becoming nuclear family. So everybody have to go some, some, some places because because of their work.00:13:07NishaIf they are doing a work, any other company, they have to move other city. So that's the reason. Like my elder my younger son is living in in Mumbai because he is doing his job in Mumbai so. So it depends on the their work actually which type which kind of work you are doing.00:13:26NishaSo it's a depend on your work. So my elder son is a businessman, so he just live with us. He lives with us and my father-in-law. He is a 90 years old. And he also he is with us actually. So we are three patients live together.00:13:44JackThat's amazing. Generations together under one household or under one roof. That's amazing.00:13:51발표자 4That's great.00:13:53NishaYeah. And he if you talk about our relations, like, my relation with my father-in-law and my allows with a very good, very good understanding with with each other and if I talk about my daughter-in-law. So she is actually working. And she's also very good.00:14:12NishaAnd healthy and happily, we live together.00:14:15JackYeah, in in Korea, it used to be multi generational in homes. We used to live together, but it's really changed a lot in the last few decades because of what you mentioned before about that. You know you have to go find where the work is so.00:14:35JackIf you if your job is in Seoul, in the in the capital city.00:14:40JackAnd your families in the countryside, you cannot live at home. You have to move to.00:14:44JackThe city find an.00:14:45JackApartment and so a lot of families are are kind of split apart because of because of jobs, because of the of career, yeah.00:14:58NishaIt is happening in India.00:15:00NishaI told you know it is same actually whenever person doing a job or some other cities and you have to there actually like like Indian like South Korean marriages culture so there people prefer to most prefer to law.00:15:20NishaManagers, they get to prefer law marriages or arranged marriages. Culture also is there.00:15:28JackYeah. Ohh sorry one more.00:15:30JackTime. Could you repeat the question?00:15:32JackI I didn't.00:15:32NishaActually I want to ask that any if I talk about any South Korea, what type of culture is there like mostly people like to get hay law marriages.00:15:45NishaOr prefer to arrange marriages, you know, arranged marriages.00:15:49JackYes, yes, yes, that's a good that's.00:15:52JackA great question.00:15:53JackYeah. Usually I would say like I actually, I've never heard of an arranged marriage in Korea's. I know that the most I would say.00:16:07JackAlmost all of the marriages here are.00:16:11JackThrough like dating, you know? So. But but there's. But it's different than America. I'll, I'll try to separate the the three countries a little bit. So in the United States we we do a lot of dating is just you just look for a partner and you you go out and mingle and and either in church or.00:16:31JackIn a club or in a?00:16:34JackSchool. You know, university. You might meet somebody and then you you date for a while, a long time, six months, a year or a year and a half, and then you you might get.00:16:46JackIn Korea, it's very similar to the United States, except in Korea, the family sometimes will try to help by introducing the the daughter or son to other people, so they'll try to like they'll there's actually a a whole industry of matchmaking.00:17:05JackIn Korea, where they're the company, you.00:17:07발표자 4Pay a company.00:17:09발표자 4Yeah. So.00:17:10NishaHappening like II was so then this actually this type process is doing in India also there is a special companies matchmaker companies like shop.com Wedding Elite weddings or like those companies.00:17:27NishaIs doing work actually.00:17:30NishaWhich is South Korea and India. Is this similar culture it means.00:17:33JackIt's I think it's it's got a similarity to.00:17:36JackIt I mean the the.00:17:38JackThe thing in in Korea the the.00:17:41JackThe If you.00:17:42JackIf you come from a wealthy family.00:17:44JackThen the the parents want to introduce if they have a daughter they want to introduce their daughter to a doctor or a lawyer or, you know, a or something like that. If they have a son, then they want, you know, the the the wife should be from.00:17:44NishaOK.00:18:04JackA good family. So there that's very important.00:18:06JackYou know kind.00:18:07JackOf arranging it a little bit, not fully arranged. You know, marriage, but kind of partially arranged. A little bit kind of introduced kind of kind of nudged a little bit pushed, you know you 2.00:18:20JackAnd and get together.00:18:20NishaOK.00:18:22JackWhat I've noticed lately in in Korea is that.00:18:27JackI would say most of it's more like more like American style nowadays. You know, most mostly just a lot of couples will just meet through school. University is a place where people meet. People will meet by group friends, you know, group of friends getting together and then they'll they'll.00:18:47JackIntroduce each other. It's just very, very natural, you know, kind of ways of that. People meet. And I I think the the more kind of arranged or or partially arranged you know.00:19:02JackMarriages are kind of.00:19:03JackAre are kind of of the past.00:19:06JackI think kind.00:19:07NishaOf yeah, yeah, I I got it actually before they got married because it's a partially arranged marriage. You are saying that like in South Korea, I'm not talking about the America. Actually America marriages is a different system.00:19:24NishaIt's a very different way actually, right?00:19:27JackIn America, it's very much like, well, our our culture is very, very strange, like in, in a way, it's, it seems kind of cold because.00:19:36JackWas when we turned 18 or 19. You know, when we graduate from university, our parents like get.00:19:41발표자Out of the.00:19:42발표자 4House go live on.00:19:45JackYou know, get out.00:19:45발표자 4Of here you're done.00:19:47NishaThank you very much. I like this process this this system. I like this very much actually. You know, Indian people just just some become like 606555 years and just in this this age he dependents on their parents.00:20:06NishaActually, his parents, he would be 90 years, but they take care about their their son.00:20:13NishaLike my husband right now, my husband is 56 years old, right? And my father-in-law is 90 years old, but he is still takes care of my husband so much, so much. So this affection is very good. But, you know, sometimes the people don't become responsible.00:20:33NishaAt so I like this culture in a US because they become responsible at every age. Actually it's good.00:20:43JackThat's I think there are good parts to all of the all of the differences, like every country's got like some good parts. And I I think it's good to go off and and take care of yourself because you learn how to be independent and self-sufficient. You learn how to take care of.00:20:59JackYourself, but I think we also.00:21:02JackCan get a little bit too much.00:21:04JackDistance between families so that we we are neglectful of our of our parents. And I think I what I like is the the closeness of the Indian household. How close those relationships are.00:21:21JackWhen it comes to dating in American culture, I would say, you know you, you meet people where we we meet people is usually at work or at school. Those are the big places, but it's very much like the parents are not involved really. It's more of like later when you're dating.00:21:41JackThen you introduce your, your girlfriend or boyfriend to your parents, but it's at first it's just, you know, you have to find your own way.00:21:50JackBut I think a lot, you know, even in.00:21:52JackThe in the recent past in America.00:21:55JackThere were, you know, like very wealthy families that want to act with another wealthy family. And one way to connect is by the the children marrying. And so those kinds of arranged marriages. Again, it's not, it's not really an arranged marriage, but they're it's kind of partially arranged those.00:22:16JackWe're common and I think it still happens. You know, sometimes today.00:22:20NishaWhich fields attend their marriages?00:22:24JackYeah. I mean, it's not it. And what what do you what about in, in in India like do they still have fully arranged marriages? Is that still common?00:22:33NishaWhen I talk.00:22:34NishaAbout when I got married at that.00:22:36NishaTime I was.00:22:37NishaOnly 1920 years old only and.00:22:42NishaI'm talking about 30.00:22:43NishaTwo years ago, I got married, actually. Wow.00:22:48NishaYou know, I I got married totally. Each marriage at that time, even I didn't saw my husband. I didn't see my husband at that time before marriage, I didn't see my husband. It was very wondering actually, but actually it's a Indian culture. But nowadays it's also totally changed.00:23:08발표자 4OK.00:23:08NishaBefore when like I got my son married. So he it did marriage also he arranged marriage. But you know they they had a meeting 4 or 5 * 4 capability they get to understand to each other it would be better for their relationship.00:23:29NishaActually, so they are in Norway nowadays. In India, people getting getting, getting in love marriages evenly arranged, marriages also doing. But most probably 70% it is doing arranged marriages.00:23:45JackOK. And you know the the thing that I I learned, I heard this, I don't know if it's true, but you can correct me, but arranged marriages are about at just as successful or more successful statistically than non arranged marriages, right? Like you you would think like in an arranged marriage.00:24:05JackAs an American I would think Ohh they must get divorced really often. You know that would be my my assumption my guess, but it's not true. The arranged marriages are oftentimes very successful marriages.00:24:17NishaThank you.00:24:24NishaYeah, it's true. So in America, in America, people believe in it. If the people do the get the arranged marriage they were, they would be successful, they they would be fail. You were talking about.00:24:25JackAnd so yeah, which is to us, it's counterintuitive.00:24:45JackWell, no, we I, in my mind like I we we would think that like arranged marriages are fail more often.00:24:55JackBut I I.00:24:56JackDon't think it's true. It's not true. I think that arranged marriages are.00:25:00JackActually, just as successful as non arranged marriages.00:25:07JackWhy do you? Why is that? Why do you think that is? Like what? Why does it work the way it?00:25:12NishaYeah, I'm telling you, actually, what happened in in India, in India, what happened in I2 people don't get married. Two families get married. They become a relationship with within the two families, you know. And after marriage, the bride.00:25:32NishaGoing to live within the year was actually so sometime, you know, the the after the marriage, the bride and groom both are boys and girls. Both are.00:25:43NishaYoung and they are young blood and sometimes they have an argument with each other and if at that moment if there is some another person like me and sometime, you know my daughter and son having some issues with the.00:26:03NishaPersonal topic, actually, every time I make them understand that it's not a good, it is not good for you that that one is not good good for you. So maybe that that thing make works. Actually these things work work actually maybe any layer below.00:26:22NishaThat the marriage marriages is more successful rather.00:26:26NishaThan low marriages.00:26:28JackYeah. Yeah, that's the. That's what's so interesting is that they're often they're successful. They they're arranged, marriages work and so.00:26:36JackI think you.00:26:36JackKnow as a as a, as a young person in America when I was, you know.00:26:40JackGrowing up, we we you know.00:26:43JackWe would hear about that. You know, they have arranged marriages in in other countries such as India and we would, you know, say wow, that's that that's that can't work. That's impossible. How is that possible? But now as a, you know, looking looking back as a 46 year old.00:27:02JackI can.00:27:02JackSee that like.00:27:05JackYou know there there's other ways of doing it that are just as valid and as long as both, you know, families and both parties are are fully committed to it. They can make it work. So yeah, it's it's really fascinating. It's an interesting topic for me because I just, I don't know very much about it, to be honest.00:27:25JackKind of ignorance so.00:27:26NishaWhere you know Jack.00:27:27NishaNowadays, India in India also marriages the the divorce rate, increasing day by day.00:27:36NishaAlso, the people, the young couple, they most probably like to live a separate family and now a generation don't have much patience.00:27:49NishaAnd they they they don't adjust. They don't want to adjust to each other. So day by day in India also whether it is a long marriage or arrange marriages.00:28:01NishaDivorce rate increasing. I don't know what is the reason behind that. Maybe lack of patience, lack of adjustment. You know, in Indian marriages, most probably women adjust in the marriages.00:28:18JackYeah, that's really fascinating. I'm I'm. I'm glad you brought that up because I think I think that it your your point about people not being patient is really, really true, because even in my own, in my own experience, my wife is Korean. I'm American. And so there's a lot of opportunity for us to misunderstand each other.00:28:40JackWhen we first got married, but we were both patient people, so we understand like, OK.00:28:47JackWe have to.00:28:49JackThere's a time to you. You can disagree. Like it's OK to disagree and have disagreements, but it's it's how you disagree is the important thing, and I think these days young people are kind of want instant.00:29:04JackIt's satisfaction. So if they disagree, they just walk away. I'm finished. You know, it's done.00:29:12JackAnd they don't. They don't go through the process, you know, disagree discuss, you know, reconcile. And there's a whole process to it. And I think these days a lot of people are just like the first problem and they just go. I'm done. I quit. And and I think that's.00:29:31JackA kind of.00:29:32JackThat's a mistake. It's a big mistake.00:29:35JackThat people make.00:29:35NishaYeah, yeah, yeah.00:29:37NishaSo whenever you some time whenever you have your argument with your wife and the time who say the soul, you are the one who say the sorry first or your wife say the sorry.00:29:49JackYou know, I always say I'm.00:29:51JackSorry, it's always me. I'm the one who always makes the mistakes, you know. So I'm always.00:30:01발표자 4I yeah.00:30:04NishaAt last, actually it's already become a 31 minute actually. So at last I want to say that like regarding marriage, if you want your beautiful married life at that time actually for that.00:30:22NishaIf you want to run the your marriage in a long time, that time you have to patience. I think a good understanding.00:30:31NishaAnd trust to each other. And one thing is more important. It should be. You should not criticize to your partner actually.00:30:42NishaSo if you yeah, so these are the important points, if you if you don't criticize your partner all the time, so maybe you can overcome from your problem whatever.00:31:02NishaBeing in your married life and our thing is more than you have to give the space to your partner. In Indian culture, these things is not happen for especially women.00:31:16JackRight. But I mean you've I.00:31:19JackThink you've summarized it perfectly like I agree with everything you said. I mean exclamation point, because you're exactly right. It's about.00:31:28JackLove and respect, you know, and and being patient and I mean those are so important in a in a relationship in a marriage. If you're gonna stay together. Yeah, you've been you been married 30.00:31:42JackTwo years, right?00:31:42Jack32 years. That's amazing. I I met 18 years.00:31:47JackSo we're getting close to close to 20 years, yeah.00:31:48NishaOK.00:31:52NishaWhenever you completed 25 years, then you will celebrate the your Golden Jubilee.00:31:58발표자 4Yes, right. Yeah. Yeah, we'll go to India. Yeah, for a trip.00:32:07NishaI think on your Golden Jubilee you must see your wife. Like what the?00:32:14NishaTaj Mahal, you.00:32:15NishaKnow the Taj Mahal. It is very.00:32:16NishaFamous in India.00:32:17NishaSo you should.00:32:20NishaSee her the Taj Mahal on your 25th anniversary. You can stay with me at my home whenever you care.00:32:29JackThat's so generous of you. That's amazing. See, I told you, Indian people are super generous. Super polite. Yeah, it's just true.00:32:38NishaYeah, yeah.00:32:39JackThank you so much, Nisha. You know, it's it's so fun to talk to you and the time just flies by like you know so quickly. But yeah.00:32:49NishaOK, Jaipur, to the conversation, I'm giving you precious time. Thank you so much for that.00:32:55JackAt anytime I I'm happy to talk to you. Yeah.00:32:58JackLet's let's do it again sometime.00:33:01NishaOK.00:33:02JackAll right. Thanks, nisha. OK. All right. Bye bye.Podcast Website:https://atozenglishpodcast.com/a-to-z-quick-tok-28-jacks-interview-with-nisha-from-the-you-tube-channel-talk-with-nisha/Social Media:Facebook Group: https://www.facebook.com/groups/671098974684413/Tik Tok:@atozenglish1Instagram:@atozenglish22Twitter:@atozenglish22A to Z Facebook Page:https://www.facebook.com/theatozenglishpodcastCheck out our You Tube Channel:https://www.youtube.com/channel/UCds7JR-5dbarBfas4Ve4h8ADonate to the show: https://app.redcircle.com/shows/9472af5c-8580-45e1-b0dd-ff211db08a90/donationsRobin and Jack started a new You Tube channel called English Word Master. You can check it out here:https://www.youtube.com/channel/UC2aXaXaMY4P2VhVaEre5w7ABecome a member of Podchaser and leave a positive review!https://www.podchaser.com/podcasts/the-a-to-z-english-podcast-4779670Join our Whatsapp group: https://forms.gle/zKCS8y1t9jwv2KTn7Intro/Outro Music: Daybird by Broke for Freehttps://freemusicarchive.org/music/Broke_For_Free/Directionless_EP/Broke_For_Free_-_Directionless_EP_-_03_Day_Bird/https://creativecommons.org/licenses/by/3.0/legalcodehttps://freemusicarchive.org/music/eaters/simian-samba/audrey-horne/Support this podcast at — https://redcircle.com/the-a-to-z-english-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
What's lost is found. And what's found is beautiful. Chandan Narayan has explored musical, natural and colonial history through 78s, the great discs of shellac that predated vinyl. His collections bring light and sound to an era of Carnatic music from southern India. There is a history here that's rich as it is deep. We talked to Narayan below.
In this episode you will learn:What were the motivations behind Chandan's career pivots from consulting to working at Twitter and then joining B Capital?What are the key areas of focus for B Capital's operating team, and how do they provide value to portfolio companies?How does B Capital proactively identify potential crises and provide support to their portfolio companies?How does Chandan measure success in her role?How can startups minimize poor decisions, especially in a challenging environment?What are some strategies startups can employ to thrive during tough times?How should startups approach fundraising during such a period?AboutChandan Deep is the Vice President of Strategy and Operations on B Capital Group's Platform team covering India and South East Asia. Chandan has a passion to build and operationalise businesses within the tech space and partners closely with founders of BCap's portfolio companies to help them scale.Prior to B Capital, Chandan launched and grew Twitter's commercial operations in emerging markets for Asia Pacific as the company commenced it's monetisation journey post IPO. She also spent several years in management consulting with Accenture and the Boston Consulting Group. A keen champion of women in tech, she seeks to actively mentors young professionals and has previously led Twitter's women chapter in Asia and co-founded Connected Women, a leadership forum to bring together women across Facebook, Twitter, LinkedIn, Airbnb & Google.Chandan earned a B.A. in Economics from the Shri Ram College of Commerce and an M.B.A. from Faculty of Management Studies in Delhi. Raised in India, she now lives in Singapore with her husband and her two sons. She enjoys good food, design, décor and fitness.
Your loyalty towards the royal family and your motherland or your your dharma as a mother, which would you choose? The legendary story of Panna Dhai of Mewar, who sacrificed her son Chandan, to save the life of Kunwar Udai Singh the last heir to the throne of Mewar of the Sisodia dynasty. This story is told from the POV of Panna Dhai and her son on that fateful night when Banvir strides into the palace hell bent on eliminating the last person standing between him and the throne of Mewar. Link to the post on the website - https://shwetasbasket.com/for-mewar/ Email id - shweta@shwetasbasket.com FB & Instagram Messenger - @shwetasbasket Link to other podcast platforms - https://linktr.ee/shwetasbasket Geeks Room Link for New Website - https://geeks.artoonsinn.com?aff=shwetasbasket Narrator - Shweta Singh Author - Shweta Singh Link to Penmancy - Penmancy – a coven of creative characters Sound Effect & Music - Pixabay #shwetasbasket #podcasting #podcaster #podcastindia #podcastlife #shortstorypodcast #storypod #podcastshortstories #shortstory #fiction #poem #poetrycommunity #poetrypodcast #poetrypod #storytime #writer #writerscommunity #kahani #episode #storyteller #indianstoryteller #mumbai #narrator #mewar #pannadhai #chandan #kunwarudaisingh #storyofsacifice #sacrifice #chittor
The Vinney and Beau Show!!! From Humble Beginnings to Investment Superpower We talk about life, entrepreneurship, real estate, motivation, and moving the needle forward. Welcome to another Live event with The Vinney and Beau Show! We have a very special guest joining us - Amit Chandan, an accomplished investor, trader, and entrepreneur. Amit has made a name for himself in the world of finance with his successful investments in equities in both the NYSE and Asian markets, beating the S&P 500 during the Covid-19 pandemic. His experience in equities and real estate investments has led him to start companies that offer alternative investment opportunities to help high-net-worth and institutional investors realize their wealth generation goals. Please Join Us, LIVE every Friday at 9:00 am PST or 12:00 pm EST on All Social Media Platforms! Watch the Full Video Here: https://youtube.com/live/IZDpB50KgCI vinneychopra.com | beaueckstein.com Don't forget to head over to iTunes to subscribe, rate, and leave a review. It's very much appreciated. https://podcasts.apple.com/us/podcast/syndication-made-easy-with-vinney-smile-chopra/id1473126675 INVEST with Vinney [Accredited Investors ONLY]: https://vinneychopra.com/invest/ https://www.accreditedinvestor.blog/book-a-call LEARN from Vinney: https://vinneychopra.com/mentoring Want more information about value-add multifamily investment properties? Click here: https://multifamilymentor.blog
In this episode, Shekar and Gary chat with Chandan Mahajan, one of the founders of DotKonnekt, a company that focuses on helping consumer brands scale their D2C channels organically. Chandan comes from a family of retailers and learned the ropes of retail in his earlier years from his father. The three discuss emotional engagement, a brand's relationships with its customers, and much more.
Is our healthcare system accessible for people with disabilities or just compliant? This week we talk with Dr. Priya Chandan, MD, MPH, who is Vice President of Healthcare Quality and Analytics at Kramer Davis and Clinical Associate Professor in the Division of Physical Medicine & Rehabilitation at the University of Louisville School of Medicine; and Dr. Emily Noonan, PhD, MA, who is Assistant Professor in Undergraduate Medical Education at the University of Louisville School of Medicine. We discuss disability and medicine, which touches all clinicians regardless of specialty. Priya and Emily describe how ableism and the lack of accessibility create barriers to care for people with disabilities, and they discuss their curriculum initiatives that engage self-advocates to teach students about disability and health care. Learn more about their work to improve health care for people with intellectual/developmental disabilities here. Do you have comments or questions about Faculty Feed? Contact us at FacFeed@louisville.edu. We look forward to hearing from you.
“In the role of HR, focus on building strong relationships. It requires a high degree of emotional intelligence, empathy or interpersonal skills.”Today's episode of The Shape of Work podcast features Suraj Chandan Prusty, People Advisor Senior Analyst at Accenture. Suraj has an overall experience of seven years spanning different careers and industries. He did his bachelor's in civil engineering from Sivaraman College of Engineering and master's in HR, MBA from Xavier Institute of Management. He has worked in organisations like Decathlon Sports, Infosys etc, in Human Resources.In this episode he puts light on the initiatives organisations should focus on to improve the development and growth of the employees.Episode HighlightsHow to tackle employees going through burnout?What initiatives should organisations focus on to improve employee development and growth?Technology that will have a bigger impact on the industry in the coming yearsAdvice to our budding enthusiasts for the futureFollow Suraj on LinkedinProduced by: Priya BhattPodcast Host: Aparajeeta BoroAbout Springworks:Springworks is a fully-distributed HR technology organisation building tools and products to simplify recruitment, onboarding, employee engagement, and retention. The product stack from Springworks includes:SpringVerify— B2B verification platformEngageWith— employee recognition and rewards platform that enriches company cultureTrivia — a suite of real-time, fun, and interactive games platforms for remote/hybrid team-buildingSpringRole — verified professional-profile platform backed by blockchain, andSpringRecruit — a forever-free applicant tracking system.Springworks prides itself on being an organisation focused on employee well-being and workplace culture, leading to a 4.8 rating on Glassdoor for the 200+ employee strength company.
"I make a conscious point of not doing things in the evening, and not doing work at the weekends." This is a Contemplation Capsule. A distilled moment, to step inside Amrit Chandan's places of rest, respite, and contemplation. Happy listening. H To support this podcast: - Share it, leave a review, show someone a little grace; - Join in @thearchitectureofcontemplation; - You can treat a coffee over at Patreon @hkaur (this is copiously consumed during a conversation; if I'm feeling particularly loquacious, I'll hit the matcha or cha).
"For me, contemplation is recognising that there are bigger forces in the universe than me, and being wholly reliant on those bigger forces to make it through this world." Energy is the subject of our discussion today, in both literal, and metaphysical, terms. Here on Earth, we are in the midst of a great energy transition. This is where Amrit Chandan, co-founder and CEO of Aceleron Energy, and his co-founder Carlton, come in. Amrit joins me to discuss the ethics of a new energy paradigm and the broader stewardship of the Earth's resources, entrepreneurship used in service to humanity, picking the right partners, and many more topics of deep import. The word for me that coalesces around this conversation is sewa. It is a Sanskrit word, which translates to selfless service, a central tenet within the Sikh wisdom tradition, and one that is a core pillar within Amrit's life, and work. As for rest, respite and contemplation, Amrit speaks of the importance of family, coffee shops, and cultivating a personal practice of self-accountability. Without further ado I bring you, Amrit Chandan of Aceleron Energy. H To support this podcast: - Share it, leave a review, show someone a little grace; - Join in @thearchitectureofcontemplation; - You can treat a coffee over at Patreon @hkaur (this is copiously consumed during a conversation; if I'm feeling particularly loquacious, I'll hit the matcha or cha).
Choa Chandan Maradan, ਚੋਆ ਚੰਦਨ ਮਰਦਨ ਅੰਗਾ (Sri Guru Granth Sahib Page 326 Sabad 813)
NEW PROGRAM on TrainHeroic: TTM Bro Split +Welcome to episode 40! Today's questions:Jrizz57- Pre workout nutrition for very early training (for example, 0430 wake up and begin training within 1 hour)Chandan_does_fitness- Does working through minor injuries and being creaky just come with lifting for years?How to recuperate from the flu so I can go back to working out?What's your favorite cheat meal? Do you think under the desk treadmills are a good investment?Nonsequiturnc- How to get sunlight in winter if working shift jobs . example: 12 hour day shift RN 3x/week?Rwade 1985- Do you prefer lat pulldowns or weighted pull-ups for overall strength and size?Cronin207- Seated incline curl with arms behind you vs. chest supported spider curl? Same or different? Incline Curl Demo Spider Curl DemoItskenveen- I get a sore upper trap when I overhead press. Should I sub it for something else?MonicaM smith- Thoughts on the liver king?Whichever platform you're tuning in on, feel free to leave a review! Your feedback is greatly appreciated. The more reviews we receive, the more people the podcast will reach!Also, if you know anyone who loves fitness and podcasts, spread the word! My goal is to help as many people as I can and cut out the BS when it comes to fitness, nutrition and health.Look for weekly (or more) Q&A on my stories. I'll answer your questions on IG and here on the podcast.Programs, blog, nutrition guide terminatortraining.comKickstart- beginner/garage gym friendlyHypertrophy- intermediate/advancedJacked Gazelle- Hybrid athleteSFAS Prep- Special forces train-upNutrition GuideFollow me:IG: terminator_trainingTwitter: @ksterminatortmyoutube: Terminator Training Method
Jeet Chandan is an experienced entrepreneur and founder who has completely changed the course of industries across the land. He is a marketing maestro and a fintech specialist who has created a legacy in the entrepreneurial world. He works with the vision of bringing changes to the ever-evolving planet. With the aim to join entrepreneurs and businesses with the idea of new orders, Jeet has built significant platforms like - Entremax, BizDateup, and Shortgun.
Today's guest is Chandan Lodha, Co-founder of CoinTracker ($1.3bn), a tool that helps make crypto taxes simple and easy to do. This is a wide ranging conversation and super upbeat. We talk about everything from how Chandan got into crypto, his experience at Google, his thesis on how the crypto market will evolve, and his advice for anyone looking to jump into founding a company in crypto.Check out CoinTracker today: www.cointracker.io
Laal Singh Chaddha Movie Review - Advait Chandan - Aamir Khan - Ahmad Ibn Umar - Kareena Kapoor - RTS Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Laal Singh Chaddha, a simple man whose extraordinary journey will fill you with love, warmth, happiness and will also make you laugh. Forrest Gump RemakeDirector: Advait Chandan Writer: Atul Kulkarni (adapted by) Stars: Aamir Khan, Ahmad Ibn Umar, Kareena Kapoor JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links
Laal Singh Chaddha Movie Review - Advait Chandan - Aamir Khan - Ahmad Ibn Umar - Kareena Kapoor - RTS Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: Laal Singh Chaddha, a simple man whose extraordinary journey will fill you with love, warmth, happiness and will also make you laugh. Forrest Gump RemakeDirector: Advait Chandan Writer: Atul Kulkarni (adapted by) Stars: Aamir Khan, Ahmad Ibn Umar, Kareena Kapoor JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links
This week we speak with Jay Chandan, Chairman and CEO of Gorilla Technology, and Raj Natarajan, its Chief Innovation Officer. Gorilla closed a $720 million combination with Global SPAC Partners in July and has since been a bright spot among recent de-SPACs, consistently trading in the $11 to $12 range. Jay and Raj explain how the 20-year-old video intelligence company is meeting the growing demand for new AI solutions in the edge computing space, and how its mix of public readiness and a willingness to make changes to the initial deal to meet the changing market have helped Gorilla to be successful post-close.
Secret Superstar Movie Review - Advait Chandan - Zaira Wasim - Meher Vij - Raj Arjun - Aamir Khan - RTS Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: A talented teenage singer-songwriter living amid domestic abuse becomes a YouTube sensation after a video in which she hides her identity goes viral.Director: Advait Chandan Writer: Advait Chandan (screenplay) Stars: Zaira Wasim, Meher Vij, Raj Arjun, Aamir Khan JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links
Secret Superstar Movie Review - Advait Chandan - Zaira Wasim - Meher Vij - Raj Arjun - Aamir Khan - RTS Subscribe: InspiredDisorder.com/rts Binge Ad Free: InspiredDisorder.com/plus Show topic: A talented teenage singer-songwriter living amid domestic abuse becomes a YouTube sensation after a video in which she hides her identity goes viral.Director: Advait Chandan Writer: Advait Chandan (screenplay) Stars: Zaira Wasim, Meher Vij, Raj Arjun, Aamir Khan JOIN Inspired Disorder +PLUS Today! InspiredDisorder.com/plus Membership Includes:Members only discounts and dealsRay Taylor Show AD-FREE + Bonus EpisodesLive Painting ArchiveComplete Podcast Back CatalogueRay's Personal Blog, AMA and so much MORE!Daily Podcast: Ray Taylor Show - InspiredDisorder.com/rts Daily Painting: The Many Faces - InspiredDisorder.com/tmf ALL links: InspiredDisorder.com/links
Since it enables limitless dissemination at very little cost, the internet has upended almost every major sector predicated on distribution routes. At least half of the founders' time should be spent on recruitment to develop the best possible workforce. Joining us this week to explore this topic is Chandan Lodha, Co-founder of CoinTracker, a company with the mission to increase the world's financial freedom and prosperity.
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Guruji Tum Chandan Hum Pani : Shri Sureshanandji Dhyan
Choa Chandan Ank Charavau, ਚੋਆ ਚੰਦਨੁ ਅੰਕਿ ਚੜਾਵਉ (Sri Guru Granth Sahib Page 225 Sabad 600)
Chandan Ka Palana Resham Ki Dor : Shri Rama Bhai Bhajan
In this episode, we cover: Introduction (00:00) Chandan's background and building CoinTracker (02:26) The tipping point into crypto and tax compliance (06:14) Trials and tribulations of committing to crypto (11:30) Thoughts on expanding into enterprise (14:00) Reflections on recent tax regulation and some expected shifts (18:42) Expanding the relationship with the consumer (21:30) Working in the ecosystems of integrations (24:38) Where CoinTracker is headed (29:00) Links: CoinTracker: https://www.cointracker.io/ First tax guidance that the IRS released: https://www.irs.gov/irb/2014-16_IRB#NOT-2014-21 More from CoinTracker For a 10% discount for new CoinTracker users go to: https://cointracker.io/a/boring Interested in working for CoinTracker? They're hiring across the board: https://www.cointracker.io/about TranscriptWill: Welcome to the Perfectly Boring podcast, a show where we talk to the people transforming the world's most boring industries.Jason: I'm Jason Black, general partner at RRE ventures.Will: And I'm Will Coffield, general partner at Riot Ventures.Jason: And today we're talking to the co-founder and president of CoinTracker, Chandan Lodha. Chandan is actually a classmate of mine in school and has since built, now, a unicorn business in the crypto tax space called CoinTracker. Not my first time talking to Chandan about the business, but maybe, Will, what were your impressions after our conversation?Will: Yeah, I was really impressed with, I think, the simplicity of the value proposition for CoinTracker. Which is—Jason, as you highlighted in the podcast, it's sort of death and taxes. And they found a kind of ubiquitous pain point that everybody participating in the crypto space feels around needing to become tax compliant at a certain point, and how they not only solve that problem but then think about it not as the finite value proposition, but as the beginning of what will be a sort of ubiquitous relationship with the consumer, and how to be a partner for them as they go deeper in their crypto portfolio and life.Jason: Yeah. And matching the increasingly complex landscape of crypto with an increasingly, kind of, simplified, approachable version that is within the confines of taxable events, et cetera, that brings that kind of trust all the way back.Will: Yeah, I mean, the landscape of integrations and assets that they have to get their arms around is not static. It is—Jason: It is not.Will: —[laugh] it is not static at all. And just really impressive what they've built over a relatively short period of time while also being founded in the midst of a bull market in 2017, building through the course of crypto winter, and now positioning themselves as you know, one of the category-defining platforms as we kind of go into another major building cycle for crypto.Jason: Yeah. Well, before we get too deep, let's jump into the interview.Will: Welcome to Perfectly Boring. Today, we're joined by Chandan Lodha who is the president and co-founder of CoinTracker. And today, we're going to be going on a deep dive into the very esoteric and complex world of taxes as it relates to the explosion in activity that is happening in Web3 and crypto trading. Chandan, thank you for joining us today, and we'd love to start by giving the audience a little bit of a background into your career and how you kind of ended up at this place and building what you're working on.Chandan: Absolutely. Thanks for having me. So, my background is mostly in the tech space. I was a product manager by training; I worked at Google for a couple of years. And basically ended up getting more interested in FinTech.And so my co-founder and I—my co-founder, John who's also from Google—basically ended up starting building in the FinTech space. And it was actually building on traditional financial rails, like, automated clearing house ACH and SWIFT network that was super slow, super inefficient, didn't work in a, kind of, internet-enabled digital way. That led us to be frustrated and diving deeper into the crypto space.Will: Awesome.Jason: And what in particular about the, kind of, tax angle was interesting to you? And give us—I mean, obviously crypto is moving so quickly, has been kind of accelerating, certainly recently, but it's gone through these waves. It's kind of important to know what the timing is and where that entry point was. So, maybe you can give us a little bit of sense of timing there, too.Chandan: Right. So, we started working on this in 2017, kind of mid-2017. And what was happening was we were building a personal financial assistant type of app that would help people save money, build wealth, kind of automate financial assistance. And like I was saying, it was really frustrating to work on ACH and SWIFT network. And the reason why is it would take 11 days for our first settlement between a checking and savings account bank transfer, with a $1 fee on a $5 transfer. So, it was slow, it was inefficient, it was expensive, it didn't work on weekends, it didn't work on holidays, it was not a 24/7, 365 system.And at around the same time, people were getting super hyped around cryptocurrency, right? This was leading up to one of the biggest bull runs at the time. And so we kind of got curious. We were pretty skeptical at first, to be completely honest, but we kind of dove in a little deeper. Like, what are the fundamentals here behind bitcoin and why is there so much hype here?And what we ended up finding out was, it was a digital-native, global financial system that could be built using this technology. So, that got us, kind of, intrigued from a technological perspective. And next thing you know, I had an Ethereum miner that we built in the office, I was running a Monero full node on my computer, I had 15 different cryptocurrency exchange accounts, it was just super wild. And as a result—Jason: Yeah, it's immediately going down the rabbit hole in crypto.Chandan: Down the rabbit hole. Exactly. Down the rabbit hole. And as any, sort of, early crypto person can tell you, the next thing you're trying to do is keep track of all your transactions and wallets and addresses. So, we had a complicated spreadsheet doing that.And then we had formulas pulling in price feeds, and then we had Google Apps Scripts. And it was two minutes to open the Google spreadsheet, so we basically built a very, very simple landing page that only allowed people to track their cryptocurrency portfolio. And it was just—it was a solution for ourselves. We ourselves were like, “We need this.” So, we built that.And we kind of knew we were onto something because immediately random people from around the world, people in Thailand, were emailing us saying, “This sucks and you need more features.” And we were like, “Wow, [laugh]. This random person in Thailand is emailing us complaining that our tool isn't good enough. That means we're onto something. We should make this better.” And, kind of, the rest is history.Jason: Gotcha. And you wouldn't have been the only one to continue down the path of, kind of, traditional financial tools. Like, there's been plenty of companies that have gone on to be quite successful, certainly, to varying degrees, but it's not like great tools having been built in that space. What was the tipping point into crypto? Was it this kind of global sense of scale when you have the people from Thailand or was it something else that made you switch and make a big bet, still? I know there was a lot of hype, but the fundamentals are still building in a big way.Chandan: Right. So, this ties back to the question you were asking about tax, and it kind of bridges into crypto as well. So, on crypto, in particular, we really wanted to work on something that had the potential of a thousand-X-ing in the next five years. And the reason why is because you know, we were leaving our cushy, comfortable, privileged lives at Google, and so if we're going to take a big risk, it better have asymmetric upside. And we felt like crypto is one of those few industries where yes, it's really risky, it's unclear whether it's going to take off—this is 2017—but if it does, you could change the world.And so that's why we took a bet on crypto is because we felt like we had confidence that there was a lot of asymmetric upside potential because the financial system that we were building on before was not internet-enabled, it was not globalized, it was not working 24/7, 365. So, that gave us competence on the crypto angle. And then what we ended up kind of figuring out is that if we build all the infrastructure to connect people's cryptocurrency exchanges, wallets, et cetera, then taxes becomes an obvious problem to solve for people with that same data set that people are willing to pay for right now. It wasn't some hypothetical, sort of, future blockchain IoT AR, something-something magic; it was, “I have this problem right now. I need to file my taxes. It's impossible to do by hand.” And we actually have all the data to make that possible. So, that's why we had the confidence on that.And to your other point, there were other people doing this; we were not the first. So, we actually, before building any of this stuff, googled it, tried to figure out what else was out there, and there were a couple solutions, but all of them were built for a very esoteric, sort of accounting-style audience, not smooth, really easy to use, best-in-class web apps that you would expect from, you know, 2017. And that gave us a lot of confidence that, wow, if a lot more people start using cryptocurrency, they're going to need something that is as easy to use as any other top Web3 app or Web2 app at that time. And so we have the confidence to take the bet there.Jason: Gotcha.Will: I remember 2017 is when I personally started trading crypto and thinking about it as a piece of my personal portfolio. And I remember that at the time, there was little to no framework and a tremendous amount of debate going on about what was taxable, what wasn't taxable, around what data the IRS was going to have, around what data the IRS was not going to have, and how to report your taxable information to the IRS. It felt a lot like the Wild West at that time. You must have made some, kind of, critical decisions about the way you believed taxes should be paid at the time without a lot of clear framework to substantiate it. Could you walk through it was going on at the time, how you were thinking about this maybe how things have evolved since?Chandan: Well, I'll start with a quick disclaimer that I am not a tax advisor, and this should not be taken as tax advice. [crosstalk 00:09:33]—Jason: [laugh].Will: That's—we're—Jason: Probably should have had that at the top.Will: —should have started with that. Yes.Chandan: But given that, I have been working in this space for four-plus years, and so I'm happy to provide some informational—sort of, what I've seen, which is, at the time—so the first tax guidance that the IRS released about digital assets was in, actually 2014. It's a public notice; you can Google it. It's [2021-14 00:09:55].And basically, the TL;DR of what it says is that cryptocurrencies like Bitcoin are taxed as property. Now, for the non-tax experts listening to this, what that means is that they have capital gains and losses somewhat similar to the way equities—stocks—do where there's a cost basis, which is the price you acquire the asset, and then there's the fair market value the time you sell, and the, kind of, the difference is your capital gain. So, that was kind of the framework that was already established. You know, if you're looking at government agencies and seeing who's moving the fastest, you know, the IRS is, you know, definitely wants to make sure that, you know, assets that people are speculating on are getting taxed properly.So, they had that framework in place for three years before we started doing any of this, and that gave us, sort of, the first principles groundwork on how we should, sort of, build our tax engine. Now, of course, the crypto industry is moving super-fast, way faster than regulators are going to be able to keep up with, and especially now we're seeing DeFi, we're seeing NFTs, we're seeing, sort of, all kinds of derivatives, perpetual futures, things that don't even exist in equities world. So, there are plenty of gray areas, but the core fundamental of having a property-style tax sort of set of rules applying to crypto gave us the groundwork to cover the vast majority of, sort of, ordinary cases. When there were gray areas, what our philosophy has always been is to kind of interpret the rules to the best of our ability, give people—our users—the ability to choose and make decisions, and sort of default to conservative options. And then for advanced users who are working with a CPA or accountant, the option to take a more aggressive approach if they want to.Jason: 2014. So, you already had a framework to kind of work with. Between then and now there's been a crypto winter. Like, walk us through what that meant for the business, and what that kind of clarified about your mission. Because for the companies that I've talked to that have kind of built through it was a very clarifying period of time, and a lot of people that were really maybe not as committed to it fell out, and the people who stuck through were rewarded in a really big way. Maybe you can talk us through some of the, like, the trials and tribulations that you went through as the market took a really big downturn, kind of on the tail end of 2018.Chandan: That resonates with me deeply. So, as you just said, basically, things were great in 2017. Anyone who was buying was going to make huge ROI. And then if you recall, early-2018, everything peaked and then plummeted. And so as a result, at the time, it was very painful, but in retrospect, it was actually very transformational for our company and for many others, in that a lot of hype and speculation and fraud and nonsense and BS and hysteria had built up because there were so much money being made.And that brought in a lot of, sort of, grifters and sort of like unsavory characters into the cryptocurrency space. And that was not great because then it ended up having this reputation of being very shady, when in fact, actually, a lot of the transaction activity has nothing to do with being shady at all. And so because there was this multi-year winter, a lot of the people who weren't long-term mission aligned with the, kind of, fundamentals of cryptocurrency building blocks, ended up leaving the space and moving on to other things. And it was really hard; we had to really tighten our bootstraps, really focus on cutting costs, really focus on delivering more user value. We, for example, launched a new portfolio subscription product during that time, which really helped us build up more revenue.But I mean, it was dire times. We were small team, it was really hard. The IRS extended the tax deadline in the US for the first time in history. And it hit us—you know, Covid in 2020 hit us in March, right around the time it was tax season when we make a lot of our normal revenue during a normal season. And so yeah, it was brutal.But because it was so brutal, it forced us to be really focused on product-market fit, delivering user value, growth, cutting costs, building profitability, which we did. And as a result, like you said, now the companies that have stuck with the crypto space through that winter, or through other winters, have built really loyal user bases that are highly retained, and people have seen what it's like to go through good times and bad times. So, that has made us very much stronger company now.Jason: And during that time, did you ever think about expanding into the enterprise side? I know you primarily focused on the… individuals who are less sophisticated, et cetera. Maybe you could walk us through the kinds of trade-offs that there are with working with enterprises. I'm sure you've spent a lot of time thinking about whether or not you'd expand into that space.Chandan: Definitely, we have thought about it. We actually even tested out some products and got some customers on board, and we do work with some enterprise customers. But like you said, our bread and butter is consumers. We built a really strong and compelling product in the B2C crypto tax and portfolio tracking space. I think what it comes down to is, as a startup—and you guys are, you know, investors; you talk to startups all the time—it's like, our key advantage is being very focused on one problem, and executing on it faster than a bigger company can. Again, as a result that has driven us to be extremely focused on solving these B2C problems.Now, I do think there's a very large and growing compelling opportunity to focus on enterprise including in the spaces that we're working in, but as a startup, the key thing we can do really well is focus. And so that's why we've been razor-focused on the B2C problems and pain points and products. And I do think as more companies now, more public companies, are bringing Bitcoin onto their balance sheets and their treasuries, we're seeing more—like, the crypto ecosystem itself is burgeoning. Like, there's all these crypto startups now, a lot of them are accepting payments in crypto, paying out in crypto, and they're all going to need ways of tracking this doing accounting, doing bookkeeping. It's very much in our natural wheelhouse of extension, it's just not the first thing we've chosen to tackle because we want to build excellent products in everything we take on.Jason: That makes sense.Will: What is the natural extension, in your perspective, about the relationship with the consumer after you solve this problem for them? What does this sort of open the door to, from kind of a product expansion and value expansion perspective?Chandan: So, right now, one of the core problems that CoinTracker solves is at the end of the year, you've completed all your transactions; we will reconcile them for you and generate some tax forms. The extension of that is basically providing year-round value to people, not just once-a-year value at the end of the tax season. And so I'll give you some examples. We, during Covid, like I was mentioning, launched this portfolio subscription that helps users basically get more insights into their cryptocurrency activity on a daily basis. That includes notifications, alerts, tax-loss harvesting strategies, cost basis information, the ability to optimize people's portfolios, year-round.And the reason why that matters so much is because it actually helps people do tax planning, wealth optimization, tax optimization, which can only be done during the actual tax calendar year, not when the year is over. So, that is one way that we're adding more value. And to take that even one step further, what is going to be really amazing is being able to actually help people make actions on their cryptocurrency in a non-custodial way. So, it's going to be really cool is now you have your wallets, you have your exchanges tracked here, we can help you do things like rebalance your portfolio, or tax-loss harvest your portfolio with a very simple UX, without storing your private keys because you're already using this as your central, sort of, hub to manage your cryptocurrency portfolio.Will: So, it's really—it's a path to being one of the definitive robo-advisor platforms for consumers as relates to their crypto exposure?Chandan: I think it's something similar to that. I'm not sure I would necessarily say it's exactly a robo-advisor because we're not imminently planning on becoming an investment advisor. But it's something in that vein, where it's a one-stop-shop to be really simple interface to interact with your cryptocurrency portfolio.Will: Given the volatility in crypto, tax-loss harvesting feels like such an unbelievably powerful tool if you can effectively deliver it to folks where it should just be extraordinarily valuable. That's really exciting. I hadn't thought about that.Jason: Well, and also, I think it's a part of the tax portion that individuals aren't typically thinking about, right? They're like, certainly, we have the Wall Street Bets people that are day-trading, et cetera, [laugh] but I think for the most part, people are, you know, building a basket over time, you know, I'm just talking about your average person that maybe they bought Bitcoin or Ethereum, it's gone up or down a little bit. And they wouldn't necessarily be thinking about tax-loss harvesting in their own, kind of, course of doing business. But they might be checking their CoinTracker—I get my emails every day, which is [laugh] honestly, like, a huge value in and of itself—and I've seen that in there, just that one simple thing where you can be saving money. I mean, it can be pretty substantial impact on your taxes in a world that's feels like it's getting more complicated.And maybe we can, kind of, circle back to the tax regulation. I don't know if you want to speculate on how things are changing right now, but we saw some regulation go through that was attached to the infrastructure bill, and reporting. Obviously, an explosion of activity, tons of rug pulls and scams that are unfortunate headline grabbers, to your point, around, it's not just shady actors, but they get the kind of the loudest, sometimes, out there. Where do you expect things to shift if you are able to make any kind of predictions? Or maybe you can give people a sense of since 2014, how the IRS has clarified their position on these assets.Chandan: Right. So, in 2014, cryptocurrency usage was a tiny fraction of what it is today. So, there was some guidance, there were some people, but it wasn't a central focus of the government. It was a very fringe thing, even in 2017 it was sort of like this. After that major bull run, people started making millions of dollars and it was just wild; it started getting more media coverage, things like that. There was a little bit more attention paid.Then a few years later, we started seeing the IRS send out tens of thousands of warning letters to people that they knew had cryptocurrency activity but hadn't filed. So, then we saw, okay, the IRS is stepping up its efforts and really paying attention to this. And now, like you just referenced an infrastructure bill in November of 2001, we basically saw that the government is going to basically force all US-based cryptocurrency exchanges to put all of their users into tax compliance by the end of '23. So, what we're going to see over the next few years is a very small number of people being tax compliant, going to really high level of compliance. And as a result, there's going to be tens of millions of American taxpayers are going to need to find a way to become tax compliant in their cryptocurrency transaction activity. And that is what makes such a compelling opportunity for us right now is that we've built a really compelling solution for exactly those users.Jason: Gotcha. And what is the role of, you know, the individual wallets? I mean, just from my own, I bought Bitcoin in 2014, you know [laugh]? I've been in it for a while. I ended up—Will: You love to brag, man. Congratulations.Jason: No, I sold it [crosstalk 00:20:48] eight grand. I thought it was a genius. Bought it, like, you know, $200 sold almost all of it at eight grand. So, it was it a great return on investment, but like, should have obviously held on. But I'm fairly deep in this space, have been for a while, and boy, do I have sprawl across—now I've got Solana Wallet, an Avalanche Wallet, I've got a Coinbase Wallet, MetaMask Wallet, I have crypto staked here, there, and everywhere.If you really are going down the rabbit hole, your assets are spread out in a big way. And I'm curious how you are helping your user base as I assume, you know, that these are accessible markets now to the normal person, right? You and I can become a market maker on Uniswap, and that's, like, a new thing for an individual user. Is that an interesting avenue for you guys to explore and expand your relationship with consumers? And do you have any insights as how that will be treated over time by the IRS?Chandan: Absolutely. Okay. So, I think you've touched upon multiple good points. The first is people are getting into more and more complexity in the crypto space. It's not just buying and selling Bitcoin anymore; it's all kinds of Web3 stuff. It's DeFi, it's NFTs, it's staking, it's lending, there's new crazier things that people are coming up with every day.And so this just further exacerbates that original problem that we saw in 2017 of people need a simple, unified way to keep track of everything that's going on, the sprawling sort of nature of cryptocurrency, like you said. So, that is absolutely in our wheelhouse. It's a major area of focus. We've recently added support for NFT tracking and portfolio tracking, and we're going to continue developing that further in the DeFi realm as well, like you said. We already support hundreds of different exchange integrations, thousands of different cryptocurrencies, and now there's things like L2s, all this kind of stuff.So yes, absolutely, very core to the focus of what we're doing. The second thing is helping make some of this more complexity and sprawling sort of cryptocurrency stuff more easily accessible to more people. Because yes, if you're Jason and you're a crypto guru who got into the space in 2014 and are super deep, awesome, but the average person isn't necessarily going to know how to be an automated market maker on Uniswap, or how to, like, stake their Avalanche or whatever. So that's, again, where some of the stuff that we were just chatting about becomes really critical is super simple, easy to use interfaces that wrap the complexity behind using all these protocols behind the scenes and make very simple UIs and user experiences for people to understand, what am I actually doing? How can I actually do it, but with simple buttons, not complicated tooling, or command-line tools, or you know, whatever other kind of complicated stuff people are having to do. So, that's sort of the second area where I think we can really help bring people into these new types of opportunities in a responsible way that helps them actually understand what's going on.Jason: What's so interesting about that is if we think of just like TurboTax, as, like, the really reductive [laugh] parallel here, right, to a certain extent, you are going the opposite direction that TurboTax is going, which I think is really, really fascinating. That you're kind of like leaning into, hey, we're actually going to help you proactively manage this, rather than just stay in the tax lane. Which I think is such a—you know, people do need, kind of, that trusted service or advisor or product or something like that, where they do know that they can be tax compliant, right? My parents aren't looking to, like, go super deep, and, like, figure out the tax stuff later, you know, but they want to be kind of active in some of that more trustworthy activities that are now accessible. So, I think that's a really interesting avenue of expansion and does feel really kind of core to your initial thrust.Will: Going to that point that Jason was just hammering on around the sprawl and this constant expansion of where relevant tax data sits, how do you think about the ecosystem of integrations and the depth that happens there maybe, particularly around some of the exchanges and major wallet providers? That's got to be a never-ending game of whack-a-mole, as you think about product and engineering.Chandan: Right. So, this gets to the sort of the core secret sauce of what makes CoinTracker valuable is that it is very hard to integrate all these things. Everyone has their own spec, everyone has their own API, everyone has their own format, many people don't have any format at all. The same coin has different names in different places, different prices in different places, different trading pairs in different places, and it's a total mess. And so what CoinTracker does, the key, the essence of what we do really well is integrate all of these things as they're always changing, evolving, adapting, getting more complex, and reconciling it into one straight-forward ledger of transaction activity.So, the core of what we're doing is basically partnering with all these different people and integrating them. So, you mentioned some of these APIs, like, for example, Coinbase is one of our partners, and we basically help make this super simple for anyone who's using Coinbase or Coinbase Pro. No matter what kind of activity you out there, it will be easily reconciled into CoinTracker. You mentioned TurboTax, too. Like, our ambition here is not to build a tax company. It's to make all of this sprawling complexity super simple and provide people value in various ways, for example, by integrating into TurboTax, and then you can get your taxes filed in TurboTax if you choose to be a TurboTax [unintelligible 00:26:06]—yes, that's exactly what we're focused on is taking the sprawling complexity of integrations, making all the engineering effort that's required to work on that at scale, but then obfuscating it away from users, so they don't have to think about it at all.Will: Yeah. And I would imagine all of those different stakeholders and exchanges and wallets are aligned in wanting to see a CoinTracker integration because they're going to see regulatory hurdles here around tax compliance be a hindrance on engagement from a consumer base and a hindrance on transaction volume if there isn't a really robust and really intuitive platform for folks to consolidate all that information.Chandan: You nailed it.Jason: I think also, it's just a brilliant way to funnel the largest possible footprint of crypto users into a single product, which is death and taxes. Like, [laugh] you know, like—Chandan: And Bitcoin.Jason: If you just think about it, it's like, okay, great. There's going to be a project here that does this, right? And this, that the other thing that's, like, trying to help you, but everybody is going to need to file their taxes. [laugh]. So, we can hit—some service provider in the US will hit basically one hundred percent of crypto users, and you guys are making yourself the most attractive point and then expanding that relationship with other products and services throughout the rest of the year. Which is—yeah, I think it's phenomenal.Will: Super. Yeah, it's really cool. So, now that we're full-swing in another bull market, what are the big challenges facing the business? What are the big, kind of, campaigns that you guys are on right now?Chandan: By far, the number one thing is scaling.Will: Yeah.Chandan: Like you said, last year was absolutely wild in the crypto space. The amount of growth that we're seeing on all dimensions, crypto trading, DeFi, NFTs, new users getting into this space, transaction volume, every single record was broken last year. And as you can imagine, taxes are a sort of lagging indicator of the success of transaction activity in the prior year. So, this is going to be by far the biggest crypto tax year in history. And we're a startup, so as a result, it's all hands on deck to scale and handle way more transaction volume, way more users, way more integrations, way more people, basically trying to get all this stuff figured out. And so for our US-based customers, that's kind of January through April, and we're recording right now in February, so we're getting right into busy season.Jason: [laugh]. Well, thanks for making time.Will: Yeah.Jason: You referenced US-based customers. I was going to ask around—this is happening everywhere. I think India might have just announced how they're going to be taxing crypto, there's massive, massive markets that are finally bringing some clarity to the crypto space. Where does that fall in priorities? I guess you got to get the US [laugh] right first, and then figure out the rest of the world later? Or where do the ambitions lie in the next couple of years, do you think?Chandan: I wish we had the luxury of just focusing on one country at a time, but like you said, new massive markets are coming online, and this is—you know, it's a land grab. So, right now, for the tax side, we support US, UK, Canada, and Australia. And on the portfolio tracking and portfolio subscription side, we actually have paying users in many countries. And the reason why we can do that as a small team is because the cryptocurrency sort of system works the same globally, right? Bitcoin works the same in India, and the US, Brazil, China because it's just an online protocol.What's different are the local tax rules, but 80% of what we're doing is integrations, right? It's understanding how the Bitcoin, sort of, blockchain works and setting up node infrastructure for the relevant chains, and reconciling all the data. And if we do that right in one place, it actually works everywhere. It's that last 20% of the go-to-market, partnering with the local tax experts, making sure everything is localized, language, payments, that is the kind of the lift for bringing on new markets. And you mentioned India; like, yes, there's tens of millions of new cryptocurrency users that are going to come online in the very near future who are going to basically need to figure out their taxes there as well and that is definitely an opportunity that we're excited about.Jason: That's awesome. Yet another advantage of building in the crypto space is that kind of like commonality, at least the baseline transactions, you don't have, like, a different system you've got to figure out for each country.Chandan: That's right.Jason: Makes a lot of sense.Will: The key question I have here, and this is sort of what we almost always wrap up with is if you're really successful if CoinTracker reaches its full potential, how has the world changed? What's the ten-year vision for where this company is going and the mark that you guys want to leave on not only this market but—it sounds like—the global economy?Chandan: Love this question. So, I think what you have to believe—you know, if you sort of suspend disbelief, and you imagine, okay, we're teleporting ten years into the future; what kind of currency are people using? And the kind of vision we have for this is a digital-native, global financial system. So, you can imagine, let's say some kind of cryptocurrency—Bitcoin or otherwise—is kind of the way that people are transacting value over time and space. And if that's the case, that means there's going to be billions of daily active users of cryptocurrency, billions.And all these people are going to have the same pain points around financial services that they do with fiat-based financial services, taxes, bookkeeping, portfolio tracking, sending, remittances, all these things. And what we want to do is build really simple tools that billions of people can use to manage all their cryptocurrency transactions. And the reason why we're doing all of this is because our mission is to help increase the world's financial freedom and prosperity. So, if we do this right, we will be able to do that on a global scale.Jason: Incredible. Love the mission. Thanks so much for coming in, Chandan. It was lovely to have you and congrats on all the success today.Will: Yeah, really unbelievably impressive, and we're super excited to not only be customers but to continue to track the success of the company as you guys build.Chandan: Awesome. Thank you guys so much, and good luck. I want to see your continued growth and success building out the podcast, too.Will: We'll need it. Thanks.Will: Thank you for listening to Perfectly Boring. You can keep up the latest on the podcast at perfectlyboring.com, and follow us on Apple, Spotify, or wherever you listen to podcasts. We'll see you next time.
This week we welcome Chandan Golla to the podcast. Chandan is Co-Founder and Chief Product Officer for Included.ai, a DEI-first people analytics platform. Prior to co-founding Included.ai, Chandan spent more than 20 years delivering compelling experiences powered by data, having led product teams at eBay, OneTrust, and Integris Software.Topics include: the “touchy feely” nature of DEI efforts historically, DEI as a catalyst for the HR data revolution, closing the gap between DEI awareness and small actions that improve outcomes, the backwards-looking nature of most dashboards, the value of “live” DEI data, the challenge of setting realistic DEI goals, corporate accountability and the public sharing of DEI metrics, the role of artificial intelligence and machine learning in supporting DEI initiatives, how AI uncovers hidden DEI insights, the use of segmentation to deliver tailored benefits and services to underrepresented sub-groups, and the connection between segmentation and intersectionality.
In Leading Voices' inaugural “back to school” episode, Matt interviews Sam Chandan, the Larry & Klara Silverstein Chair and Academic Dean of NYU's Schack Institute of Real Estate, one of the largest real estate graduate and undergraduate programs globally. In a wide-ranging conversation, Sam shares the value of an education in real estate and how it prepares future leaders for their careers in the multi-disciplinary business of real estate. In the episode, they discuss the complex issues addressing our industry, including climate change, urbanization, social equity, diversity in leadership, and public health issues. Sam provides a framework on how our industry can cultivate the next generation of leaders through educational programs, mentorship, and other opportunities, and how his personal relationship to establishing the Real Estate Pride Council which provides a connective network for professionals in the built environment who identify with the LGBTQ+ community.Beyond his role with NYU, Sam is also founder of Chandan Economics, an economic advisory and data science firm serving the institutional real estate industry, editor of Urban Epidemiology, a contributor to Forbes, and host of the Urban Lab Podcast. Sam is also chair of the Real Estate Pride Council, an association of lesbian, gay, bisexual, and transgender professionals in the global commercial real estate industry.Sam is a Fellow of the Royal Institution of Chartered Surveyors (FRICS), the Royal Society for Public Health (FRSPH), and the Real Estate Research Institute (RERI), and an Associate Member of the American Society for Microbiology (ASM). His interdisciplinary research explores the urban epidemiology of microbial diseases and the preparedness of global cities and other systemically important urban areas in managing novel public health threats.Sam's commentary on commercial and residential real estate markets and the broader economy has been featured regularly in national and global press, including the Wall Street Journal, the Financial Times, CNBC, and Bloomberg. Among his recent publications, he was the lead investigator for Regulatory Design and Real Outcomes, a major study on the regulation of commercial real estate lending commissioned by the Commercial Real Estate Finance Council (CREFC).Sam's real estate industry-specific research focuses on commercial real estate capital markets and risk analytics, as well as long term changes in space use patterns. He presents regular updates on commercial real estate lending trends to US and global regulators, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation (FDIC). He holds an honorary appointment as the Economist Laureate of the Real Estate Lenders Association and has served on the real estate advisory council of the Federal Reserve Bank of Atlanta.Sam received his PhD in Applied Economics from the Wharton School and was a Doctoral Scholar in the Economics Department at Princeton University. In addition to his doctorate, he holds graduate degrees in economics and engineering and an undergraduate degree in economics, finance, and public policy. He served previously on the faculties of the Wharton School and Dartmouth College. Prior to founding Chandan Economics, Sam was Global Chief Economist and Executive Vice President at Real Capital Analytics (RCA). During his tenure as Chief Economist and Senior Vice President at Reis, he was part of the executive team that took the company public.Sam resides between New York City, Montréal, and Upstate New York, where he is a volunteer firefighter and a member of his town's emergency medical services corps.
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