Numerical expression representing a person's creditworthiness, commonly based on a credit report with information typically sourced from credit bureaus
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(June 26, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to talk about the housing market softening, the new MVNO cell services springing up, and credit scores tanking due to student loans. In landmark decision, judge rules California FAIR plan's smoke-damage policy is illegal. The host of ‘Later with Mo Kelly' joins Bill to talk about Brad Pitt's new F1 movie set to make over $100MIL this weekend.
This episode has a large news slate: Intel cuts auto division, staff, Google unveils new AI agent, and Some jobless claims hit a 3-year high. Roundtable: Lets Talk Credit https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.
Host of ‘How to Money' Joel Larsgaard joins the show to talk about the housing market softening, the new MVNO cell services springing up, and credit scores tanking due to student loans.
Buy Now Pay Later loans will be factored into credit scores. What are they? How is it different than a credit card? And who's using them? Ted Rossman, Bankrate Senior Industry Analyst, joins us.
* Buy Now Pay Later loans will be factored into credit scores. We get the details * Checking in with Ag Commissioner Mike Strain
In this episode of the Grow Your Life Podcast, Jeremiah Krakowski dives into a game-changing but often overlooked topic: your credit score—and why it's absolutely vital to scaling your coaching or online business. Whether you're a coach, mentor, or trainer looking to break six or seven figures, access to capital is essential. But what do you do when you feel stuck, cash-strapped, and underfunded? Jeremiah shares his personal journey of repairing his credit and using strategic financial habits to unlock hundreds of thousands of dollars in usable capital—all without falling into debt traps. You'll discover: ✅ Why your credit score can make or break your business growth ✅ Practical strategies for repairing credit and increasing your limits ✅ How to responsibly leverage credit for ads, software, and team hiring ✅ The difference between a poverty mindset and an abundance mindset ✅ How the wealthy use credit as a tool to multiply income and invest Jeremiah isn't just talking theory—he's sharing tested tactics from over two decades of experience building multiple 8-figure coaching businesses.
Welcome back to the Fintech Takes podcast. I'm your host, Alex Johnson, joined by Martin Kleinbard; advisor at Granular, ex-CFPB, and author of the absolute banger of a research report How Cash Flow Data Can Diffuse the Credit Score Time Bomb (which we just published on Fintech Takes!). Martin and I have been having nerdy off-the-record chats about credit risk and underwriting systems for years. But with his new research report, we had to hit record. First, we dig into the true origin story of FICO; not just the 1989 launch, but the regulatory vacuum left by 1970s civil rights legislation. And how that vacuum gave rise to the idea of a generalizable, “objective” score. A score that quickly became a proxy for trust. A tool turned institution. We unpack how: Laws meant to reduce discrimination led to over-standardization Securitization needs quietly reshaped how lenders priced risk A single point estimate became the underwriting gospel, even in the face of wildly diverging real-world ability to repay (!) Then, we turn our attention to now. Today, AI's juicing scores faster than lenders can keep up, but they're downgrading inflated FICOs when they can. This leaves consumers feeling betrayed, and the industry on the edge of a trust collapse. So, when trust in the score dies (and your customers feel misled), is there a plan for what comes next? Tune in to find out. This episode is brought to you by: Newline™ by Fifth Third is an innovative, API-first platform that enables fintechs to launch embedded payment, card and deposit solutions directly with Fifth Third Bank. Visit Newline53.com to see how Newline can elevate your business. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Martin Kleinbard: LinkedIn: https://www.linkedin.com/in/martin-kleinbard-6122aa1a/ Follow Alex Johnson: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnsonX: https://www.twitter.com/AlexH_Johnson
Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices
In this rewind special Amelia's explaining the difference between credit scores and reports. Plus the best ways to boost your credit score. For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:55 Results from our current account world cup semi final 01:42 Credit scores &credit reports explained 08:08 How to improve your credit score ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
(June 23,2025)All the Hollywood action is happening everywhere but Hollywood.. Millions of resumes never make it past the bots… one man is trying to find out why.Should irresponsible hikers be forced to pay for their rescue? This sheriff says yes.
Join CFC expert John Suter, vice president of economic research, as he looks at worsening prospects for defaulting student loan borrowers and gauges the size of the problem nationwide. Contact the Economic & Market Watch team at economicresearch@nrucfc.coop.Visit us, download the dashboard and explore other Solutions media on our website, nrucfc.coop/Solutions.
We hear it DAILY! You checked your credit score on an app or a previous application, but it was completely different when you checked it somewhere else. Before you get upset, learn how these are calculated and why! Website: www.StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 GooglePodcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL3N0aXJndXNjcmVkaXRyZXBhaXIvZmVlZC54bWw Want credit repair mentorship? https://stirguscreditrepair.com/mentorship.html Music by Ryan Little - Ascension - https://thmatc.co/?l=100D9FF4
Once I Eliminate the Debt - How Do I Fix My Credit Score & Budget for the Future? by Ken Gross
It's one of the most misunderstood numbers in personal finance, and yet it can shape everything from your mortgage rate to your insurance premiums. In this episode, Mark breaks down what your credit score actually measures, why it matters even if you're financially comfortable, and how small, consistent habits can make a big difference over time. Here's what we discuss in today's show:
Tuesday – Rauce is in and we discuss his Father's Day, opening your door for police, our favorite types of bars, dark traits, and writing Hallmark cards. We review the Top 20 TV moments for WYDTN. Rauce Thought on getting a massage from a guy. Plus, JCS News, JCS Trivia & You Heard it Here First.
Hi,In this bonus episode we discuss credit scores and the evolution of them. Where they stem from... We also talk about reciprocity in love and life and its meaning. Tune in for this bonus episode! Tru StraubRemember to follow the podcast on Spotify so that you're notified of new episodes every other Thursday, as they are released! Also follow for podcast updates.Instagram; @ tru_straubFacebook; Tru StraubTik Tok; Tru StraubEmail; labelninesevensix@gmail.comwww.label1976.com
Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations. The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers, but what does that mean for the roughly 40 per cent of Australians who use the products? - Ang mga kumpanyang nagbibigay ng Buy Now, Pay Later (BNPL) gaya ng Afterpay at Zip ay sakop na ngayon ng bagong batas. Pero ano ang epekto nito sa higit 40% ng mga Australyanong gumagamit ng ganitong paraan ng pagbabayad?
After National Guard troops and the U.S. Marines were called in by President Trump over the protests in Los Angeles, the president is being criticized for his differing response to the Jan. 6 attack. During the U.S. Capitol assault, Mr. Trump waited to send troops to respond to his supporters. CBS News' Scott MacFarlane reports. A survey shows about one-in-four parents have authorized a child under 18 on their credit or debit card in an effort to give their young kids a head start on establishing their credit ratings. CBS News national consumer correspondent Ash-har Quraishi shows what parents need to know. The popular K-pop band BTS could soon be returning to the spotlight after going on a hiatus nearly three years ago to perform mandatory service in South Korea's military. Another four members recently completed their enlistments and now there's talk of new music. Nearly 40% of female travelers, surveyed by future partners, said they find solo travel appealing or very appealing, which is up 8% from the year before. Pilar Guzmán, Oprah Daily's editorial director, and Elise Loehnen, who wrote about going skiing solo, join "CBS Mornings" to discuss the trend.A high school teacher in Pennsylvania is finding that students are benefiting from turning off their digital devices and focusing on the analog world of manual typewriters. CBS News correspondent Lee Cowan shows how they become typing pen-pals with actor Tom Hanks as a result. Nearly three-quarters of kids get their first phone by 12 years old and spend, on average, more than five hours per day on their devices. Clinical psychologist Dr. Sheryl Ziegler joins "CBS Mornings" to discuss how parents can create healthy habits with their kids. Patricia Clarkson, a three-time Emmy winner and Oscar nominee, stars as equal pay activist Lilly Ledbetter in the new movie, "Lilly." Ledbetter sued her employer in 1999 for sex discrimination after learning she was being paid substantially less than her male colleagues. She lost her case at the Supreme Court, but 10 years later, then-President Obama signed the "Lilly Ledbetter Fair Pay Act." To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
June 11, 2025 ~ Dave Sowerby joins Marie Osborne to discuss why millions of Americans are seeing their credit scores plunge due to student loan delinquency rates and explain how the $1000 per baby “Trump Accounts” work.
Jim and John welcome YMCA leaders Eric Gorder and Emily Smith to talk about the YMCA's expansive growth and impactful programs in Northeast Wisconsin, including their summer block parties, camps, and swim lessons. They emphasize meeting community needs and maintaining beloved traditions. Later, Kristen Ambos of Point Mortgage Corporation shares insights on managing credit scores and navigating the complex world of home buying. She advocates for early planning and being informed on credit impacts, while highlighting the importance of accessible financial education. Make sure you check out her podcast, "Always On Point". Maino and the Mayor is a part of the Civic Media radio network and airs Monday through Friday from 6-9 am on WGBW in Green Bay and on WISS in Appleton/Oshkosh. Subscribe to the podcast to be sure not to miss out on a single episode! To learn more about the show and all of the programming across the Civic Media network, head over to https://civicmedia.us/shows to see the entire broadcast lineup. Follow the show on Facebook and X to keep up with Maino and the Mayor! Guests: Emily Smith, Kristen Ambos, Michael Friedman, Eric Gorder
Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to talk about why Chicago is a great place for a staycation, and how low credit scores from student loan debt nonpayment has been impacting homebuying. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about a Chicago startup that helps disinfect spaces raising […]
Send us a textThis week's Unlocked is for anyone who's ever thought, “Am I too late?” or “Am I doing this all wrong?”From pensions (or the lack of them) to balance transfers during the debt snowball, Laura's diving into real questions from the community.Also in the chat:Why you might want to be cautious with credit score websitesWhen health issues impact your finances... what now?---------Connect with our Partners
Have you ever wondered what life would look like if your credit score didn't exist? Licensed Insolvency Trustees Doug Hoyes and Ted Michalos compare Canada's score-driven system with France's radically different, no-score approach. You'll learn: How France decides who can borrow—without a three-digit score. The cultural attitudes that shape lending and spending in France and Canada Why credit-report errors and identity theft are bigger issues than most Canadians realize. Whether Canada could (or should) adopt parts of France's model—and what you can do right now to work the system in your favour. (00:00) Intro – How Canada Tracks Credit with TransUnion & Equifax (04:45) France's “No-Score” System: How Trustworthiness Is Judged (07:10) Lending Culture in France: Relationships Over Ratings (09:00) Lending Culture in Canada: Why Scores Still Rule (13:00) Could Canada Move Toward a French-Style Model? (15:50) Credit-Report Errors: The Hidden Cost of Scores (19:00) Building Rapport with Lenders: Help or Hindrance? (20:30) Identity Theft Risks: Centralized Data vs. Decentralized Files (22:00) Which System Carries Less Bias—France or Canada? (26:30) Is Canada's Credit Reporting Actually Working? (28:00) Takeaways: How to Navigate Canada's System to Your Advantage The Big Credit Score Scam Solutions for Maxed-Out Credit Cards Hoyes Michalos FREE Credit Rebuilding Course and Learning Resources Sign Up For The Monthly Debt Free Digest The Best Canadian Personal Finance and Debt Management TikToks Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.
Support the show: http://www.newcountry963.com/hawkeyeinthemorningSee omnystudio.com/listener for privacy information.
In this episode we sat down with the #1 Trump impersonator, Daytona Trump, for an incredible conversation. We discussed everything from tariffs to the 51st state and so much more. He even broke out his official white privilege card for a few of his answers and promised to pardon Joey if he ever goes to prison. Also, at the end of the episode we interviewed the man behind the famous Dayton Trump. Tons of funny moments in this one that you DON'T want to miss!Follow Daytona Trump on social media @daytona_trump and book him for your next eventPATREON LINK: patreon.com/ogsessionsSHOP: ogsessions.comFOLLOW US:Instagram - @ogsessionspodX - @ogsessionspodTikTok - @ogsessionsTo sponsor an episode or segment email ogsessionspod@gmail.com
Register for my FREE wealth class for entrepreneurs hosted every Monday: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Join Small Business Money School: https://ginaknox.co/school In this episode, Gina Knox shares her personal journey with credit scores, detailing how she raised her credit by 35 points in just seven days. She discusses the impact of financial avoidance on her credit history, the importance of understanding credit utilization, and effective strategies for improving credit scores. Gina emphasizes the significance of monitoring credit and making timely payments to enhance financial health, especially for future financing needs. Timestamps: 00:00 - Understanding Credit Scores and Personal Experience03:09 - The Impact of Financial Avoidance05:55 - Credit Utilization and Its Effects09:02 - Strategies for Improving Credit11:49 - Monitoring Credit and Future Planning Takeaways: Gina raised her credit by 35 points in seven days. Financial avoidance can lead to significant credit issues. A missed payment can affect your credit for seven years. Credit utilization is crucial for maintaining a good credit score. Increasing credit limits can help lower utilization rates. Paying statement balances early can improve credit scores. Understanding how credit card reporting works is essential. Monitoring credit provides valuable data for financial planning. Timely payments are vital for future financing opportunities. Gina offers a free debt class to help others manage their finances. Category: Debt Keywords: credit scores, financial avoidance, credit utilization, credit improvement, personal finance, credit monitoring, debt management, financial strategies, credit card tips, financial education
Devon Shigaki is the mind behind FreshCredit, a company that is dedicated to increasing access to credit on a global scale and empowering individuals to own and manage their own personal data. In this episode, KJ and Devon explore the broader implications of decentralized credit reporting, its simple yet groundbreaking application of blockchain, and the potential for creating a more inclusive financial landscape. Key Takeaways: 03:56 The Problem with Current Credit Systems 06:57 The Controversy of Blockchain in Credit Reporting 13:28 Devon's Personal Experience with Identity Theft 18:35 FreshCredit's Innovative Solutions Quote of the Show (14:00): "Fear of not fixing the problem drives me." – Devon Shigaki Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Devon Shigaki: LinkedIn: https://www.linkedin.com/in/devonshigaki Company LinkedIn: https://freshcredit.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.
Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they're in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know.Quote“I didn't answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.'” – Jeanne KellyHighlightsWhy even buyers with “good” credit scores are missing opportunitiesThe most common credit myths that keep renters stuckJeanne's formula for rebuilding credit after major financial strugglesTips you won't find on Google—straight from a 25-year credit veteranWhat to do today if you're afraid your credit score will hold you backHow to recognize a real credit expert versus a scamEmotional and practical advice from someone who's been there—and made it throughConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Go to https://PIAVPN.com/SideScrollers to get 83% off from our sponsor Private Internet Access with 4 months free!If you're a Normal Man, hit the subscribe button: https://bit.ly/SubToSideScrollers. If not, regret it forever.➕Become a Side Scrollers PLUS Member at http://www.SideScrollersPlus.com Use promo code “PLUS” for a big discountSupport Kirsche on Side Scrollers PLUS with this link:
This week's episode covers everything—from my mom's engagement, to my weight loss journey, to the boundaries I've set in dating and friendships, and how I'm kind of figuring out financial stability.
Ever wonder what a "good" credit score is? And how is that even measured? According to FICO and Experian, a good credit score is...Well check out the episode to learn more! And ways to get a good score and how to get to a GREAT credit score!Questions@creditkristi.com
Host of ‘How to Money' Joel Larsgaard joins the show to talk about people spending way too much money on news & newsletters, whether higher education s really valuable, and what Moody's downgrade of the U.S. credit rating means for your money.
Chaz's socials - https://linktr.ee/thesidehustlenetwork?fbclid=PAZXh0bgNhZW0CMTEAAacvJRowaK5qPk5czY_ObvAIPWbsggc3ryKr90xmrRKttC5n6Db1-xbG550-dg_aem_4SEOokqjPekT4WZt0D7jCQ Join the seller network - https://tr.ee/jbw1ECTCvyour cohost @bigtimeflips @idflipthat @ARuralSquirrel
Credit cards can be a game-changer for your finances—or a slippery slope into debt. In this encore episode, we take an in-depth look at the pros and cons of credit card usage. From rewards points and cashback perks to the risks of high-interest debt and overspending, we break down when using a credit card helps and when it harms. If you've ever wondered, “Should I use a credit card or not?” this episode is for you. Tune in to learn how to make intentional financial decisions and decide if swiping is the right choice for you. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
New episode with Todd Cox and John Ingram! We discuss whether or not taxes on tips and social security be eliminated, smart & free tips to help improve your credit score, and more. #LasVegasRealEstate #CreditScore #Tips #RealEstateTips #LasVegasRealEstateRadio #RealEstate #Lvrealestate #LasVegas Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com
Releasing this episode early because why the hell not. Enjoy your day.Support the show
Segment Teaser – On this week's episode of Go Gaddis Real Estate Radio, we spotlight one of Gwinnett County's most sought-after neighborhoods, explore the surprising drop in credit scores for student loan borrowers, and answer the question on everyone's mind: “Did I miss my chance to buy a home?”
On this episode of The Investor Professor Podcast, Dr. Ryan Peckham sits down with licensed mortgage broker Ashley Marx for a comprehensive and candid conversation about buying your first home or commercial property. Ashley, who helped Ryan purchase his first commercial building, breaks down the myths around down payments, closing costs, and how debt-to-income ratios really shape your buying power. They explore why many young buyers hit “analysis paralysis” by assuming they need 20% down and how alternative loan options—like down payment assistance programs—can open doors earlier than expected. From tips on preparing your credit score to real stories from the 2008 housing crash, Ashley shares eye-opening insights for buyers at every stage. The two discuss how real estate trends are shifting, what people get wrong about mortgage approvals, and why now might be smarter than waiting for rates to drop. Whether you're thinking about your first home, rental property, or retirement planning, this episode lays out the essentials in an approachable, honest way.Ashley Marx - E Mortgage Capital949-603-2833amarx@emortgagecapital.com#RealEstateTips #MortgageAdvice #FirstTimeHomeBuyer #InvestorProfessor #FinancialPlanning #RealEstateInvesting #CreditScore #DownPaymentHelp #BuyingAHome #PersonalFinance* This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Past performance is no guarantee of future results.
Dr Boyce speaks about the reality of credit scores and more
In this "Ask Me Anything" episode, Ryan Michler and Kipp Sorensen dive into a St. Louis event recap, sharing its triumphs and challenges. They tackle listener questions on sibling conflicts, leaving work stress behind, the pressures of leadership, marriage cycles, discovering personal values, and managing credit scores. With candid insights, Ryan and Kipp explore self-validation, intentionality, and aligning actions with values, offering practical advice for men striving to live purposefully. Join them for an inspiring discussion on growth and resilience. SHOW HIGHLIGHTS 00:00.088 - Event Recap: St. Louis Experience 06:40.662 - Handling Sibling Conflicts 13:54.412 - Leaving Work Stress at Home 24:18.870 - The Weight of Leadership 41:44.558 - Marriage Cycles: Fact or Fiction? 51:40.632 - Discovering Your Personal Values 57:09.762 - Credit Scores and Financial Responsibility 01:02:15.275 - Call to Action: Divorce Not Death Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready