Numerical expression representing a person's creditworthiness, commonly based on a credit report with information typically sourced from credit bureaus
POPULARITY
Categories
Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to talk about why Chicago is a great place for a staycation, and how low credit scores from student loan debt nonpayment has been impacting homebuying. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about a Chicago startup that helps disinfect spaces raising […]
Support the show: http://www.newcountry963.com/hawkeyeinthemorningSee omnystudio.com/listener for privacy information.
In this episode we sat down with the #1 Trump impersonator, Daytona Trump, for an incredible conversation. We discussed everything from tariffs to the 51st state and so much more. He even broke out his official white privilege card for a few of his answers and promised to pardon Joey if he ever goes to prison. Also, at the end of the episode we interviewed the man behind the famous Dayton Trump. Tons of funny moments in this one that you DON'T want to miss!Follow Daytona Trump on social media @daytona_trump and book him for your next eventPATREON LINK: patreon.com/ogsessionsSHOP: ogsessions.comFOLLOW US:Instagram - @ogsessionspodX - @ogsessionspodTikTok - @ogsessionsTo sponsor an episode or segment email ogsessionspod@gmail.com
Devon Shigaki is the mind behind FreshCredit, a company that is dedicated to increasing access to credit on a global scale and empowering individuals to own and manage their own personal data. In this episode, KJ and Devon explore the broader implications of decentralized credit reporting, its simple yet groundbreaking application of blockchain, and the potential for creating a more inclusive financial landscape. Key Takeaways: 03:56 The Problem with Current Credit Systems 06:57 The Controversy of Blockchain in Credit Reporting 13:28 Devon's Personal Experience with Identity Theft 18:35 FreshCredit's Innovative Solutions Quote of the Show (14:00): "Fear of not fixing the problem drives me." – Devon Shigaki Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Devon Shigaki: LinkedIn: https://www.linkedin.com/in/devonshigaki Company LinkedIn: https://freshcredit.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.
Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they're in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know.Quote“I didn't answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.'” – Jeanne KellyHighlightsWhy even buyers with “good” credit scores are missing opportunitiesThe most common credit myths that keep renters stuckJeanne's formula for rebuilding credit after major financial strugglesTips you won't find on Google—straight from a 25-year credit veteranWhat to do today if you're afraid your credit score will hold you backHow to recognize a real credit expert versus a scamEmotional and practical advice from someone who's been there—and made it throughConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Go to https://PIAVPN.com/SideScrollers to get 83% off from our sponsor Private Internet Access with 4 months free!If you're a Normal Man, hit the subscribe button: https://bit.ly/SubToSideScrollers. If not, regret it forever.➕Become a Side Scrollers PLUS Member at http://www.SideScrollersPlus.com Use promo code “PLUS” for a big discountSupport Kirsche on Side Scrollers PLUS with this link:
This week's episode covers everything—from my mom's engagement, to my weight loss journey, to the boundaries I've set in dating and friendships, and how I'm kind of figuring out financial stability.
Ever wonder what a "good" credit score is? And how is that even measured? According to FICO and Experian, a good credit score is...Well check out the episode to learn more! And ways to get a good score and how to get to a GREAT credit score!Questions@creditkristi.com
Host of ‘How to Money' Joel Larsgaard joins the show to talk about people spending way too much money on news & newsletters, whether higher education s really valuable, and what Moody's downgrade of the U.S. credit rating means for your money.
Chaz's socials - https://linktr.ee/thesidehustlenetwork?fbclid=PAZXh0bgNhZW0CMTEAAacvJRowaK5qPk5czY_ObvAIPWbsggc3ryKr90xmrRKttC5n6Db1-xbG550-dg_aem_4SEOokqjPekT4WZt0D7jCQ Join the seller network - https://tr.ee/jbw1ECTCvyour cohost @bigtimeflips @idflipthat @ARuralSquirrel
Oggi a Too Big to Fail parliamo di povertà e del perché è difficile uscirne. I consigli di oggi:Nicola: Playoff NBA 2025Vittorio: Libano La rapina del SecoloAlain: Tim Urban's Wait but why
Credit cards can be a game-changer for your finances—or a slippery slope into debt. In this encore episode, we take an in-depth look at the pros and cons of credit card usage. From rewards points and cashback perks to the risks of high-interest debt and overspending, we break down when using a credit card helps and when it harms. If you've ever wondered, “Should I use a credit card or not?” this episode is for you. Tune in to learn how to make intentional financial decisions and decide if swiping is the right choice for you. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
New episode with Todd Cox and John Ingram! We discuss whether or not taxes on tips and social security be eliminated, smart & free tips to help improve your credit score, and more. #LasVegasRealEstate #CreditScore #Tips #RealEstateTips #LasVegasRealEstateRadio #RealEstate #Lvrealestate #LasVegas Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com
Releasing this episode early because why the hell not. Enjoy your day.Support the show
Segment Teaser – On this week's episode of Go Gaddis Real Estate Radio, we spotlight one of Gwinnett County's most sought-after neighborhoods, explore the surprising drop in credit scores for student loan borrowers, and answer the question on everyone's mind: “Did I miss my chance to buy a home?”
On this episode of The Investor Professor Podcast, Dr. Ryan Peckham sits down with licensed mortgage broker Ashley Marx for a comprehensive and candid conversation about buying your first home or commercial property. Ashley, who helped Ryan purchase his first commercial building, breaks down the myths around down payments, closing costs, and how debt-to-income ratios really shape your buying power. They explore why many young buyers hit “analysis paralysis” by assuming they need 20% down and how alternative loan options—like down payment assistance programs—can open doors earlier than expected. From tips on preparing your credit score to real stories from the 2008 housing crash, Ashley shares eye-opening insights for buyers at every stage. The two discuss how real estate trends are shifting, what people get wrong about mortgage approvals, and why now might be smarter than waiting for rates to drop. Whether you're thinking about your first home, rental property, or retirement planning, this episode lays out the essentials in an approachable, honest way.Ashley Marx - E Mortgage Capital949-603-2833amarx@emortgagecapital.com#RealEstateTips #MortgageAdvice #FirstTimeHomeBuyer #InvestorProfessor #FinancialPlanning #RealEstateInvesting #CreditScore #DownPaymentHelp #BuyingAHome #PersonalFinance* This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Past performance is no guarantee of future results.
On this episode of Retire Fit Radio, Nathan Fort discusses the importance of understanding both conventional and unconventional economic indicators that can impact retirement planning. He highlights quirky indicators like the Lipstick Index and Cardboard Box Index, as well as traditional metrics such as GDP and unemployment rates. The conversation shifts to common cash flow mistakes retirees make, emphasizing the need for strategic IRA withdrawals and comprehensive tax planning to ensure a secure retirement income If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.
Plan Today Own Tomorrow with Garry Thurman and Tyde McIntosh
In this conversation, Garry Thurman and Bobby Futch discuss the positive outlook of retirees, with 72% reporting better-than-expected experiences. They emphasize the importance of multiple income streams, predictable income, and consolidating retirement accounts. The hosts also highlight potential red flags for retirement, such as living paycheck to paycheck, managing debt, and understanding expenses. They stress the need to maximize Social Security benefits and the importance of having a comprehensive retirement plan f you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.
In this episode of The Core Report Special Edition, Govindraj Ethiraj interviews Chetna Sinha, founder of Mann Deshi Foundation and Mann Deshi Bank, about the unique challenges women entrepreneurs face in rural India when accessing business loans and capital. Learn how Mann Deshi is empowering thousands of rural women by overcoming barriers like lack of collateral, no credit history, and lengthy loan approval processes.Discover the innovative ways technology and financial inclusion are enabling women-owned microenterprises in sectors such as tailoring, catering, and grocery retail to thrive and grow. Chetna shares insights on digital KYC, credit rating tools, and working capital support that are transforming lives and boosting rural economies.If you're passionate about women entrepreneurship, microfinance, rural business development, and financial empowerment, this podcast episode is a must-watch.Timestamps:(00:00) Women Entreprenuers getting loans(01:45) Lack of Assets(02:14) Credit Score(02:50) Other documents + Statistics(04:21) Average customer of Mann Deshi Bank(05:20) Typical business categories of Women Entrepreneurs(07:25) What blockchain enables for Women Entrepreneurs(08:22) KYC(09:50) Mann Deshi's Credit Rating Tool(11:54) Ease of getting loans(13:13) Tokenisation of Assets with Blockchain(15:20) The role of software companies(17:03) The state of the rural economy(17:56) Mann Deshi's achievements(18:30) Microcredit is outdatedListeners! We await your feedback....The Core and The Core Report is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirementsFor more of our coverage check out thecore.inJoin and Interact anonymously on our whatsapp channelSubscribe to our NewsletterFollow us on:Twitter | Instagram | Facebook | Linkedin | Youtube
How Jess McCarthy Boosted Her Credit Score by 200+ Points in One Year — Without a Credit Repair CompanyIn this episode of The Extreme Personal Finance Show, Chris sits down with Jess McCarthy — Minnesota realtor, entrepreneur, and working mother of 5 — who shares how she raised her credit score by over 200 points in just over a year.From rock bottom at 557 to a stellar 760, Jess walks us through her raw, real, and relentless journey. No credit repair companies. No handouts. Just grit, hustle, and financial badassery.We dig into:What caused her credit to tankWhy she didn't use a credit repair company (and what to do instead)How she negotiated and settled $30K of credit card debtSmart habits she built to stay out of debt for goodHow your credit score impacts everything from rentals to insurance ratesWhether you're in the pit or just need a comeback story to light your fire — this is it.Resources Mentioned:Experian Credit Score AppDebt Settlement StrategiesNational Debt Relief (and why Jess said no)Key Takeaway: You don't need to pay someone to fix your credit. You need a plan, persistence, and the guts to face the truth.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyContact Jess:McCarthySellsHomes at gmail dot comResources and Links:Snowball vs. Avalanche: Which Debt Payoff Method Rocks Harder?https://heavymetal.money/debtpaydown/Demystifying Credit Scores: Your Financial Report Card and Why It Mattershttps://heavymetal.money/creditscores/
In this episode, Brent and Leon discuss How to Increase you Credit Score 20 - 40 points in 6 Months
Dr Boyce speaks about the reality of credit scores and more
In this episode of Retire Fit Radio, Nathan Fort discusses common assumptions people make about retirement planning, particularly focusing on the risks of relying solely on market performance and the impact of inflation. He emphasizes the importance of having a solid retirement plan that accounts for market fluctuations and inflation rates. The conversation also explores opportunities that arise during bear markets, such as tax loss harvesting and the potential benefits of annuities in a changing interest rate environment. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.
Plan Today Own Tomorrow with Garry Thurman and Tyde McIntosh
In this conversation, Garry Thurman discusses the critical relationship between health and wealth as individuals approach retirement. He emphasizes the importance of proactive health planning alongside financial strategies to ensure a fulfilling retirement. Garry shares his personal health journey, highlighting the impact of health on financial stability and the necessity of addressing both aspects to avoid the double threat of declining health and uncertain finances. The discussion also touches on the emotional and spiritual dimensions of retirement planning, underscoring the need for a comprehensive approach that includes both health and wealth considerations If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.
In this "Ask Me Anything" episode, Ryan Michler and Kipp Sorensen dive into a St. Louis event recap, sharing its triumphs and challenges. They tackle listener questions on sibling conflicts, leaving work stress behind, the pressures of leadership, marriage cycles, discovering personal values, and managing credit scores. With candid insights, Ryan and Kipp explore self-validation, intentionality, and aligning actions with values, offering practical advice for men striving to live purposefully. Join them for an inspiring discussion on growth and resilience. SHOW HIGHLIGHTS 00:00.088 - Event Recap: St. Louis Experience 06:40.662 - Handling Sibling Conflicts 13:54.412 - Leaving Work Stress at Home 24:18.870 - The Weight of Leadership 41:44.558 - Marriage Cycles: Fact or Fiction? 51:40.632 - Discovering Your Personal Values 57:09.762 - Credit Scores and Financial Responsibility 01:02:15.275 - Call to Action: Divorce Not Death Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready
This show covers 5 things that affect your credit score: Payment history, credit usage, length of credit history, credit mix, recent activity. #CarstensenTeam RE/MAX Results
On this episode of Retire Fit Radio, Nathan Fort discusses the challenges and strategies for navigating market volatility as retirement approaches. He emphasizes the importance of clarity in financial planning, particularly regarding Social Security and investment strategies. The conversation also covers the impact of economic recessions on retirement planning and the necessity of having a solid financial plan to weather these situations. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.
“The borrower is slave to the lender. If you owe someone money, you're not fully free.” — George Kamel The post #220 — George Kamel: Break Free From Debt, Ditch the Credit Score Game & Build Real Wealth first appeared on The Next Level Guy Show.
Plan Today Own Tomorrow with Garry Thurman and Tyde McIntosh
On this episode, Gary Thurman and Bobby Futch discuss the financial habits of the middle class, emphasizing the importance of avoiding common mistakes, understanding the influence of one's environment, and recognizing the energy of money. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.
In this episode, John discusses credit scores and their reflection on people’s livelihood. A higher credit score can directly be linked to a longer life! Get your notepads and listen up for some free game!See omnystudio.com/listener for privacy information.
YouTube turns 20, quick credit score fixes, and why being financially nimble matters - especially when you're ready to jump on the perfect home.
In this episode, LaVonda Renfro and Beth Stavinoha of Veritex Community Bank discuss the importance of credit and financial education, emphasizing how understanding credit scores and managing debt is crucial for consumers. They explore common myths about credit, strategies for building credit, and the significance of budgeting. The discussion also highlights various resources available for financial education, including online tools and community programs. 00:00 Introduction to Credit and Financial Education 06:30 Understanding Credit Scores and Their Importance 12:01 Myths and Realities of Credit Management 14:50 Building Credit: Strategies and Tips 17:04 The Importance of Budgeting and Financial Planning 21:57 Resources for Financial Education
Quickly complete a few non-negotiable tasks that will get your house looking presentable fast. Don't miss this speed-cleaning episode because the host also tells you how to protect your credit score after paying off your cards. She also touches on the benefits of keeping a running to-do list. Need a longer cleaning session? You can unlock longer episodes through an Apple subscription, Patreon subscription, or the Spreaker Supporter's Club. Learn more by visiting our website: https://cleanwithmepodcast.com...Become a supporter of this podcast: https://www.spreaker.com/podcast/clean-with-me--4574793/support.
Plan Today Own Tomorrow with Garry Thurman and Tyde McIntosh
In this episode, the hosts discuss the current economic climate, addressing concerns about a potential recession and its implications for retirement planning. They emphasize the importance of reviewing retirement plans, understanding economic indicators, and managing expenses effectively. The conversation also highlights common financial pitfalls, such as high-interest debt and unnecessary insurance costs, while offering practical advice for navigating these challenges as one approaches retirement. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.
In this episode of “Credit Conversations with CIBIL”, Anupam sits down with industry expert Mr. Jairam Sridharan, MD of Piramal Finance Limited, and Mr. Bhavesh Jain, MD & CEO of TransUnion CIBIL. Together, they delve into the crucial role of trust in financial services, the impact of digitization on credit evaluation, and key strategies for strengthening your credit profile. Whether you're looking to grasp the fundamentals of credit or improve your financial health, this episode is packed with expert insights to help you navigate your financial journey. #CreditConversations #FinancialTrust #CreditScore #FinancialLiteracy #DigitalFinance #CIBIL #PiramalFinance #TransUnionCIBIL #FinancialInclusion #CreditEducation #CreditConversations #CIBIL #CIBILScore #CIBILJaagran #CreditEducation #ConsumerEducation #PiramalFinanceSee omnystudio.com/listener for privacy information.
Marketing isn't just about getting seen—it's about building trust. And building trust, as it turns out, is a lot like building your credit score....Clients are constantly (and often unconsciously) evaluating whether they trust you enough to book with you. It's not exactly a number they can look up, but the signals you're sending through your website, social media, pricing, and consistency are all part of the equation.Think of it like a business version of a credit score. It builds slowly, gets stronger over time, and—when done right—makes everything in your business easier.In this episode, I'll walk you through the five key areas that shape your “trust score" ... I'll give you tools to build deeper confidence with every interaction, plus teach you how to recognize where things might be slipping, and what you can do to boost that score in simple, consistent ways. LINK:Learn more about The Consistency Club Resources: New to the podcast? Go to thiscantbethathard.com/welcome to get access to 3 of Annemie's best free resources. Join our community! We'd love to welcome you into our supportive, business-focused private Facebook group. Go to facebook.com/groups/thiscantbethathard to request access. Long-time listener? Leave a review!
We've hit a low ebb. The show which won Best Entertainment Podcast at the British Podcast Awards just a few years ago is dredging the bottom of the barrel. That new low being production staff researching their credit scores ‘live' on the show. Throw in a chat with an expert on credit ratings and it's a wall to wall credit ball.And at such an ebb one would have thought it would lift the mood of Robins. This is him. Distilled Robins. But no. Rather, it's broken him, because Dave has a 999 credit score without even having a credit card. Something which he simply cannot recover from. And this has affected the mood.What ensues is a breakdown. A breakdown over being unable to nudge the needle from 999 to 1000. And a breakdown over autofilling card details on a laptop. And that's not the end of it as we see the dangers of a John with access to a credit expert on demand. Somebody break glass for a kilo of Dairy Milk to save us for the Tuesday episode record.Do you have something thrilling to add to this enthralling credit chat? The chances are remote but it's elisandjohn@bbc.co.uk or 07974 293 022 on WhatsApp if you want to subject the production staff to some light reading.
Associates on Fire: A Financial Podcast for the Associate Dentist
Your credit score may not seem like a daily concern, but as a dentist, managing debt is an unavoidable reality. Whether it's student loans, a practice acquisition, or buying a home, your credit score can be the deciding factor in securing favorable loan terms. In this episode, we break down the essentials of credit scores, how they impact your financial future, and key strategies to improve and maintain a strong score. Learn why debt, when used correctly, can be a powerful tool for financial growth and how to leverage it wisely.Key Points Covered:✅ Why credit scores matter for dentists and practice owners✅ The role of debt in wealth accumulation and financial leverage✅ Common misconceptions about credit and debt management✅ The five key factors that determine your credit score✅ How to strategically use debt to build wealth and avoid financial pitfalls✅ Why leveraging assets like a dental practice can create long-term financial success✅ Practical steps to improve your credit score and increase lending opportunitiesResources & Links:
#221: The ultimate guide to credit reports and scores—how they're calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma | Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple's Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What's on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris' Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
One of the biggest money stressors is confronting the dreaded credit report—especially when it involves sharing it with a spouse. However, understanding where you stand is the first crucial step toward improvement. Significant changes to credit score calculations have recently been introduced, creating new opportunities to potentially improve your score. For many couples, credit scores play a central role in achieving financial goals, whether it's buying a home, securing a new job, or simply building a stronger financial future together. These upcoming updates are a true game-changer, creating new opportunities for couples to enhance their financial position and work toward shared goals. Check out this week's episode to learn more about these changes and how you can make the most of them. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
The sun is shining, blossom is blooming and death and divorce are on the lips. Oh the joys of spring. For how is John going to bid farewell when he and his wheels go off to the great scrapheap in the sky? And how does the statistical likelihood of marriage breakup impact the need to draw cold hard financial lines in the sand? It's all cheery stuff but amidst all that joy Elis has to bring the tone down by documenting one of his great weeks in North Macedonia with the venerable Eggy. (Think ‘scenes', ‘limbs' and ‘Matthew The Pharmacist'). Plus there's a great bath-based Mad Dad to soak yourself in and John wants to get a credit expert on the show. ‘Which other comedy podcasts are doing that?' I hear you ask. None. Precisely none. Do you want to turn on the faucets of content? Well fill up our big bubbly bath of listener input via elisandjohn@bbc.co.uk and 07974 293 022 on WhatsApp.
Today we are talking with a dentist who is completing his HPSP contract. He shares with us the positives and the negatives of his four year contract. He said he definitely came out ahead financially going this route and he is very excited to complete his contract and move forward with his career. For finance 101 we will be talking about credit scores. Full disclosure, the following is a sponsored promotion for Locumstory.com. But the weird thing here is there's nothing they're trying to sell you. Locumstory.com is simply a free, unbiased educational resource about locum tenens – it's not an agency. They simply exist to answer your questions about the how-to's of locums on their website, podcast, webinars, videos, and they even have a locums 101 crash course. Learn about locums and get insights from real-life physicians, PAs and NPs at Locumstory.com. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones Main Website: https://www.whitecoatinvestor.com Student Loan Advice: https://studentloanadvice.com YouTube: https://www.whitecoatinvestor.com/youtube Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
P.M. Edition for Feb. 27. A pandemic-era freeze on federal student loans has been lifted, but many borrowers haven't resumed their payments. WSJ personal finance reporter Oyin Adedoyin discusses why that has effects on individuals and the broader economy. Plus, a strong dollar complicates things for U.S. companies with global operations. Kristin Broughton, who covers corporate finance for the Journal, joins to talk about what companies are doing to stabilize their financial reporting. And the art of the beer sommelier—who wants to become a Master Cicerone? Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices