People, Not Titles

Market Trends Podcast covers the important real estate news and industry trends.In the "Market Trends May 2025 Edition" episode of the "People Not Titles" podcast, hosts Steve Kaempf and Matt Lombardi explore significant developments in the real estate industry. They discuss the updated Clear Cooperation policy, highlighting the conflict between Compass and Zillow over private listings. The episode also covers the resignation of the CEO of Home Services and its potential industry impact, Rocket Mortgage's $9 billion acquisition of Mr. Cooper to create a comprehensive real estate app, and leadership lessons from a public incident involving First American's CEO. The hosts conclude with insights on job cuts at the National Association of Realtors and economic comments from Federal Reserve Chair Jerome Powell.Intro (00:00:00Clear Cooperation Policy and Zillow's Response (00:01:09)Compass's Strategy and Market Implications (00:03:31)Northwest MLS's Policy and Compass's Lawsuit (00:08:09)Geno Blefari Resignation (00:11:14)Rocket Mortgage Acquires Mr. Cooper (00:13:29)Kenneth Digiorgio's Departure from First American (00:15:38)NA Job Cuts and Restructuring (00:17:22)Chairman Powell on Tariffs and Economic Impact (00:21:15)Market Negotiations and Tariffs (00:23:37)Real Estate Agent Earnings (00:25:45)Agent Job Market Trends (00:26:09)Second Job Statistics (00:26:52)Full-Time Real Estate Commitment (00:27:09)Marketing Listings on MLS (00:27:52)Career Satisfaction in Real Estate (00:28:38)Positive Aspects of Real Estate (00:29:54)Current Mortgage Rates (00:30:25)Home Sales Trends (00:32:04)Median Home Prices (00:33:03)Wealth Transfer Insights (00:34:07)Chicago Metro Home Sales (00:34:43)Wisconsin Market Overview (00:36:38)Upcoming Events Announcement (00:36:42)Networking Book Promotion (00:38:31)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Full episodes available at www.peoplenottitles.comMarc Cervantes is Managing Partner of Cervantes, Chatt & Prince.www.ccpchicago.comIn this episode we talk about everything from 8.0 contracts, to the Northwest Ordinance to Burning Man.Introduction to the Episode (00:00:00)Updates on the Firm (00:01:00)Transactional Work and Growth (00:01:51)Unique Approach to Client Service (00:03:12)Importance of Personal Interaction (00:05:02)Market Trends and Attorney Presence (00:05:24)Building Relationships with Agents (00:08:53)Trust and Team Dynamics (00:09:27)Navigating Different Agent Styles (00:10:17)Specialization in Real Estate Law (00:11:21)Balancing Law Firm Operations (00:13:08)Future Growth Plans (00:14:14)Comprehensive Legal Services (00:15:02)Impact of New Contracts on the Market (00:16:12)Addressing Market Changes (00:17:09)Buyer Compensation Agreements (00:19:09)Challenges with Buyer Agreements (00:19:59)Explaining Buyer Compensation (00:20:32)Understanding Service Fees (00:21:39)Surprises in Closing Costs (00:22:05)Realtor Compensation Trends (00:24:06)Value of Real Estate Brokers (00:25:02)Northwest Ordinance Discussion (00:25:52)Tenant Rights and Property Ownership (00:27:14)Challenges of Tenant Purchases (00:28:17)Future of the Northwest Ordinance (00:30:00)Political Climate in Chicago (00:31:34)Market Observations in Chicago (00:32:19)Music Scene and Festivals (00:33:39)Experience at The Sphere (00:34:08)Lollapalooza and Music Festivals (00:34:54)Philanthropic Involvement (00:38:09)Teaching Law to Students (00:39:56)Building Generational Wealth (00:41:04)Understanding Chicago's Real Estate Landscape (00:42:19)Giving Back to the Community (00:42:50)Mentoring Future Professionals (00:43:09)High School Basketball Season Update (00:43:17)Bennett High School's Athletic Success (00:43:49)Upcoming Basketball Challenges (00:44:13)Streaming Basketball Games (00:44:30)Closing Remarks and Gratitude (00:45:08)Podcast Sign-off (00:45:19)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

www.peoplenottitles.comFaisal Hoque is recognized as one of the world's leading management thinkers and technologists.He is an award-winning entrepreneur, innovator and a #1 Wall Street Journal Best-selling author, enabling sustainable innovation and transformation.www.faisalhoque.comIntroduction and Guest Introduction (00:00:00)Discussion of the Book "Transcend" (00:01:40)The AI Genie Is Out of the Bottle (00:03:14)Philosophical Questions About AI (00:04:53)Fear and Humanity's Relationship with AI (00:07:09)AI as a Caregiver (00:08:37)AI and Job Automation (00:10:20)AI as a Partner in Research (00:11:38)Emotional Connections and AI (00:13:22)The Dangers of Algorithm Manipulation (00:14:52)Philosophical Tenets and AI Usage (00:15:28)AI as an Active Technology (00:17:57)The Parent-Child Analogy (00:19:52)Historical Context of Technological Advances (00:21:03)Guardrails for AI Development (00:22:11)Interconnectedness of Humanity and AI (00:24:21)The Impact of Thoughts and AI (00:26:19)Unintentional Bias in AI (00:26:59)Practical Steps for AI Integration (00:28:15)Frameworks for AI Utilization (00:28:43)Real-World Applications of AI (00:30:26)Understanding AI Personas (00:31:02)Prototyping with AI (00:33:33)Human Relationships vs. AI (00:36:57)The Role of Adversity in Growth (00:45:14)Approaching AI with Humility (00:46:36)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Market Trends covers the latest real estate and financial news for the month#nationalassociationofrealtors #chicagorealestatebroker #realestateattorney #mortgagerates Podcast Introduction (00:00:00)Breaking News: Rocket Acquires Redfin (00:01:13)Redfin's Business Model (00:02:03)Pros of the Acquisition (00:04:11)Cons of the Acquisition (00:05:57)Consumer Experience and Real Estate Transactions (00:07:24)NAR News Update (00:09:45)Clear Cooperation Policy (00:11:02)NAR's Reputation Issues (00:13:36)Reasons for NAR's Decline (00:17:22)Efforts to Rebuild Trust (00:18:52)Survey on Realtor Association Value (00:21:40)The 28% Value Insight (00:23:22)MLS Membership Survey Results (00:23:43)NAR's Challenges and Changes (00:24:20)Best Time to Sell Real Estate (00:25:04)Predicted Sales Trends (00:25:32)Interest Rates Update (00:27:18)Consumer Confidence and Market Stability (00:29:23)Existing Home Sales Overview (00:32:18)Chicago Metro Market Insights (00:33:41)Wisconsin Real Estate Performance (00:36:14)Land Trust Events Announcement (00:36:16)Fraud and Security in Real Estate (00:37:44)March Madness Bracket Talk (00:39:33)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Featured Attorney PanelPeter Fitzgerald - Partner at Angelina and Herrick www.ah-lawyers.com/William Lohman - Head of Real Estate Law @ Castle Law www.castlelaw.comMike Baradt - Law Offices of Michael Bradt https://mbradtlaw.com/The Multi-Board Residential Real Estate Contract has been updated to version 8.0. Stay ahead of the curve in this session that will provide an in-depth overview on the changes to the new contract - equipping you with the knowledge and tools to navigate these changes confidently and effectively.This powerful session provides a comprehensive overview of the new contract's key elements, reformatted structure, legal considerations and potential impact on transactions.And, our expert panel will guide you through real-world scenarios, practical tips and critical updates to help you master the revisions and minimize risks for your clients and business. A must-watch session for all REALTORS.Introduction and Welcome (00:00:00)Panelist Introductions (00:01:39)History of the 80 Contract (00:04:07)Feedback on Contract Changes (00:09:00)Key Enhancements to the 80 Contract (00:10:58)Impact of Organizational Changes (00:12:10 Transparency in Broker Commissions (00:14:21)Understanding Property Types (00:15:10)Robustness of Buyer Broker Agreements (00:16:24)Value of Buyer Agents (00:17:14)Expanded Personal Property Paragraph (00:18:03)Impact of Solar Panels (00:18:39)Clarification of Notice Options (00:20:42)Homeowner and Flood Insurance Changes (00:21:33)As Is Clause Clarification (00:24:29)Concerns with As Is Paragraph (00:25:49)Health and Safety Exclusions (00:28:01)Negotiating As Is Transactions (00:30:50)Risks of Making Requests (00:33:04)Opportunities for Buyers (00:34:53)Investor Strategies (00:35:14)Offer Games (00:36:09)Expectations in Real Estate (00:37:18)Inspection Paragraphs (00:38:07)Knowledge Representation Changes (00:39:00)Escrow Language Changes (00:41:08)Performance Clause Expansion (00:42:56)Cancellation of Prior Contracts (00:44:17)Alternative Energy Paragraph (00:48:24)Inconsistent Representation Language (00:49:43)The Cost of Solar Panels (00:52:08)Seller's Preparation (00:52:34)Contract Addendum Overview (00:52:53)Reverse Contingency Addendum (00:53:05)Repair Addendum Insights (00:53:40)Organizing the Addendum List (00:53:54)Notice and Response Form (00:54:18)Appraisal Addendum Discussion (00:54:29)Broker's Role in Transactions (00:56:47)Intent to Escalate (00:58:42)Multi-Unit Addendum (01:00:00)Repair Request Agreement (01:00:20)Reverse Contingency in Seller's Market (01:01:11)Introduction of Land Trust Team (01:02:14)Real Estate Fraud Session Follow-up (01:03:09)Closing Remarks (01:03:17)Escrow Discussion (01:04:20)Valuing Time in Escrow Management (01:05:38)Final Goodbyes (01:06:21)

People, Not Titles podcast is pleased to sit down with Managing Real Estate Partner for DKMO Law, Ernie Rose.www.dkmolaw.comerose@dkmolaw.comIntroduction to the Podcast (00:00:00)Ernie's Journey to KMO Law (00:01:05)Growth at KMO Law (00:01:37)Mentorship and Support (00:02:31)Justin Jay's Promotion (00:03:22)Balancing Growth and Service (00:04:39)Real Estate Attorney Roster (00:05:23)New Hire and Location Fit (00:06:04)File Management Approach (00:07:27)Efficiency in Service (00:08:05)Transitioning Roles (00:10:07)Serving All of Chicagoland (00:11:29)Agent Support and Changes (00:12:27)Seller Commission Dynamics (00:13:29)Value of Professional Agents (00:15:05)Benefits of New 80 Contracts (00:16:28)Real Estate Contract Clarity (00:17:16)NAR Settlement Impact (00:18:24)Expectation Setting in Real Estate (00:20:11)Value of Buyer's Agents (00:20:54)Agent-Attorney Relationship (00:22:29)Feedback from Realtors (00:24:18)Training New Agents (00:25:40)Benefits of New Agents (00:27:34)Firm's Diverse Practice Areas (00:28:33)Interdepartmental Relationships (00:30:28)Future Growth of the Firm (00:31:37)Chicago Bears Stadium Project (00:33:14)Impact of Virginia McCaskey's Passing (00:34:30)Real Estate Infrastructure Needs (00:35:19)Feasibility Studies Update (00:36:07)Community Concerns (00:36:30)Comparative Analysis with Wrigleyville (00:37:06)Compromise and Collaboration (00:37:30)Cubs Season Outlook (00:38:03)Community Advocacy Acknowledgment (00:39:09)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!IG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Landtrust Title Services and attorneys Mark Herrick and Nick Jaworski break down how to secure funds for a real estate transaction. Wire fraud, Seller Impersonation and how to insure your funds for 2.5 million dollars are covered.https://www.ah-lawyers.com/https://www.vjplawyers.com/nicholas-p-jaworskiIntroduction to the Episode (00:00:00)Speaker Introductions (00:01:32)Cybercrime Statistics (00:02:50)Creating a Value Proposition (00:03:49)Market Trends in Real Estate Fraud (00:05:37)Importance of Email Security (00:06:25)Real Estate Fraud Overview (00:08:29)Red Flags of Seller Impersonation (00:09:20)Urgency in Transactions (00:10:54)Seller Communication Patterns (00:12:00)Identifying Fraudulent Sellers (00:12:21)Power of Attorney in Transactions (00:14:20)Notary Verification Process (00:15:34)Remote Online Notary (00:18:27)Realtor's Human Contact (00:18:33)Realtor-Attorney Partnership (00:19:08)Seller Impersonation Fraud (00:19:31)Verifying Identity (00:20:45)Red Flags of Fraud (00:21:04)First Line of Defense (00:22:18)Minimizing Fraud Steps (00:23:12)Client Education on Fraud (00:23:33)Email Communication Vigilance (00:24:30)Personal Experience with Fraud (00:25:25)Immediate Action on Wire Fraud (00:27:20)Legal Steps for Defrauded Sellers (00:27:52)Potential Liability (00:29:01)Tracking Fraud Attempts (00:30:49)Recent Fraud Case Example (00:32:01)Bank Alertness to Fraud (00:34:26)Soft Spots in Transactions (00:35:02)Clean Title Importance (00:36:08)Red Flags in Real Estate Transactions (00:36:34)Verifying Seller Identity (00:37:39)Estate Sales Challenges (00:38:04)Seller Verification Steps (00:39:17)Escrow Security Team (00:40:29)Payoff Verification Process (00:41:25)Handling Fraudulent Payoffs (00:43:27)Wire Fraud Precautions (00:46:00)Closing Lock Security Features (00:48:25)Transaction Completion and Team Introduction (00:51:28)AI and Fraud (00:52:39)Understanding Foreign Investor Transactions (00:55:01)Title Companies and Holdbacks (00:55:47)Importance of Verification (00:56:09)Role of Title Companies (00:56:49)Closing Remarks and Thanks (00:57:31)Podcast Conclusion (00:58:12)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!IG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Matt Lombardi and Steve Kaempf cover the latest industry news and Chicago Real Estate metrics and happeningsIntroduction to the Podcast (00:00:00)New General Counsel for NAR (00:01:53)Settlement Payment Announcement (00:03:53)NAR's Lobbying Expenditures (00:05:16)Context of Lobbying Spending (00:08:12)Top Real Estate Lobbying Groups (00:09:17)Impact of Lobbying Contributions (00:11:00)Phoenix Realtors Settlement Update (00:11:59)Cry Leaky's Legal Maneuver (00:14:04)NAR Membership Benefits (00:15:53)Investing in Community (00:19:25)Education Revenue Strategies (00:20:35)Value Proposition for Realtors (00:21:06)Top Priorities for NAR (00:22:08)Michigan MLS Access Update (00:23:11)Agent Mobility Trends (00:24:29)Market Changes in Brokerage Movement (00:26:01)Compass Pre-Marketing Strategy (00:28:13)Zillow vs. Compass Data (00:29:18)Title Company Security Measures (00:32:44)Opportunities for Title Companies (00:35:56)Northwest Side Housing Preservation Ordinance (00:37:07)Northwest Side Housing Preservation Ordinance (00:37:16)Inflation and Mortgage News (00:40:34)Consumer Spending and Economic Outlook (00:42:14)Chicago Metro Area Inflation (00:43:30)Mortgage Rates Update (00:44:37)Market Stats: Chicago Metro (00:45:43)Wisconsin Home Sales (00:47:11)Upcoming Zoom Sessions (00:48:05)Interview Highlights (00:50:15)Super Bowl Bet Settlement (00:51:52)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!IG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Great session with Jeff. We talk about his career path and leadership journey and also dig into the value proposition of NASBAR and the market outlook for real estate.Introduction to the Podcast (00:00:00)NASBAR Headquarters Overview (00:00:55)Jeff's Career Journey (00:02:23)Formation of MRED (00:03:24)Transition to NASBAR (00:04:23)MRED's Market Position (00:05:41)Leadership Development (00:08:29)Collaboration with Rebecca Jensen (00:10:11)Creating a Positive Culture (00:12:14)Transition Timing and Opportunity (00:14:42)Vision for NASBAR (00:16:14)Leadership Dynamics (00:17:19)Board Involvement (00:18:02)Volunteer Commitment (00:19:36)Value of Leadership (00:22:03)NASBAR Vision and Space (00:24:05)Office Redesign (00:24:24)Building Community (00:26:37)Staff and Opportunities (00:28:34)Value Proposition (00:30:27)Local Association Relationships (00:31:01)Exceeding Expectations (00:33:37)Lawsuit Impact (00:34:29)Addressing PR Challenges (00:35:19)Organizational Strategy (00:36:36)State Association Functions (00:39:13)Local Association Value (00:43:19)Member Involvement (00:46:55)Adaptability in Real Estate (00:49:11)The Profile of Real Estate Brokers (00:50:19)Successful Real Estate Professionals (00:50:44)Industry Demographics Shift (00:52:16)Current Market Conditions (00:52:34)Legislative Efforts for Inventory (00:54:10)Value of Realtors (00:54:54)Trends in Real Estate Listings (00:57:11)Industry Evolution and Ethics (00:58:43)Future of NASBAR and Real Estate (01:02:23)Organic Industry Ecosystem (01:04:19)Closing Remarks (01:05:39)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!IG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

People, Not Titles podcast has the pleasure to sit down with American Activist and the youngest candidate (in history) for Chicago Mayor.Ja'Mal has an incredible story that has only begun.Introduction to Jamal Greene (00:00:00)Jamal's Passion for Change (00:01:17)Growing Up in Inglewood (00:01:49)Impact of His Mother's Aspirations (00:02:58)Recognition of Community Needs (00:04:07)The Role of Activism (00:04:32)Teenage Years and Leadership (00:05:50)Influence of Mentors (00:07:06)His Mother's Support (00:08:42)Community and Individual Responsibility (00:09:27)Running for Mayor of Chicago (00:09:37)Early Activism and Recognition (00:10:26)Catalyst for Political Involvement (00:11:32)Desire for Authentic Representation (00:12:01)Facing Resistance as a Young Leader (00:12:56)Overcoming Doubts and Fears (00:15:04)Withdrawal from the Mayoral Race (00:16:35)Signature Collection Challenges (00:17:02)Challenges in the Signature Process (00:18:31)The Decision to Retreat (00:19:14)Empowerment in Retreat (00:19:44)Second Round of Campaigning (00:20:12)Debate Stage Experience (00:21:02)Impact of Young Leadership (00:22:43)Shaping Politics in Chicago (00:23:14)The Importance of Authenticity (00:24:30)The Need for New Leadership (00:26:24)Grassroots Support in Elections (00:27:00)Fallout from Previous Elections (00:28:02)Future Political Aspirations (00:29:10)Vision for Chicago's Revitalization (00:30:17)Understanding Local Issues (00:32:01)The Role of a People's Mayor (00:34:13)Creating Vibrancy in Chicago (00:35:12)Transition to Real Estate (00:36:15)Jamal's Early Inspiration (00:36:37)Lessons from Property Management (00:38:00)Commercial Real Estate Ambitions (00:38:54)Chase Bank's Lending Practices (00:39:16)Activism Against Chase Bank (00:39:28)Securing $1 Billion for Chicago (00:40:34)Community Impact of Funding (00:41:51)Evaluating Success (00:41:47)Media Attention and Resistance (00:42:05)Generational Change Through Homeownership (00:43:16)Homeownership's Role in Community Stability (00:45:36)Personal Experiences with Real Estate (00:47:01)Educating Future Homeowners (00:49:13)Balancing Big Vision with Individual Attention (00:50:36)Promoting Unity Over Division in Politics (00:52:47)Understanding Human Connection (00:53:13)Community and Shared Goals (00:54:20)The Importance of Independence (00:55:50)Finding Purpose in Daily Life (00:57:22)Recognizing Your Gifts (00:58:53)Family as a Central Purpose (01:00:02)Living with Purpose and Impact (01:01:51)Grace and Forgiveness (01:05:19)Engagement and Community Involvement (01:06:35)People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!IG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Matt and Steve get together to talk about current trends in the real estate market. Introduction (00:00) Groundhog Day Discussion (00:01:06) Breaking News: Compass One (00:02:17) Tariffs Announcement (00:04:07) NAR and Industry Reactions (00:08:03) NAR Legal Challenges (00:09:37) Phoenix Realtors' MLS Choice Program (00:11:54) NAR's Leadership Changes (00:16:07) Inman News and Industry Insights (00:21:51) Transparency in Membership Organizations (00:23:51) Encouragement for Realtor Involvement (00:24:56) Supreme Court Denies NAR's Request (00:26:02) New Lawsuit Against NAR (00:27:59) Current State of the Housing Market (00:29:51) 2024 Housing Market Predictions (00:29:55) Impact of Inflation on Home Sales (00:30:37) Capital Gains Tax Concerns (00:33:00) Importance of Tax Strategy for Realtors (00:34:34) Federal Reserve's Interest Rate Update (00:35:53) Existing Home Sales and Prices Update (00:39:10) Land Trust Announcements (00:41:25) New YouTube Channel Launch (00:42:50) Upcoming Podcast Features (00:43:59) Super Bowl Predictions (00:45:10) Introduction and Acknowledgments (00:46:41) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

People, Not Titles podcast welcome real estate attorney Michael Mazek for a robust discussion on the 8.0 contract, property assessments and the Northwest Preservation Ordinance. We also discuss what is new at Mazek Law. Introduction to the Episode (00:00:00) Celebrating 15 Years (00:00:20) Client Expectations Over Time (00:02:34) Adapting to Market Changes (00:03:35) Communication Evolution (00:04:28) Data Analysis in Client Services (00:06:15) Client Movement Trends (00:07:55) Value Addition Through Data (00:08:43) Balancing Long-Term Relationships and Transactions (00:10:30) Understanding Client Goals (00:11:40) Learning from Real Estate Agents (00:13:20) Event Recap and Partnership Opportunities (00:14:52) Introduction to the 80 Contract (00:16:10) Changes from the 70 Contract (00:16:36) Clarifying Contracts (00:18:34) Understanding the 'As Is' Clause (00:20:53) Communication Among Agents and Attorneys (00:20:01) Reassessing Property Values (00:30:30) Tax Preparation Contention (00:33:07) Navigating Tax Information (00:36:20) Client Expectations and Real Estate Trends (00:37:38) Tax Dynamics in Real Estate (00:39:15) Navigating Tax Increases (00:40:29) Impact of Tax Reassessments (00:41:18) Northwest Preservation Ordinance Overview (00:42:11) Tenant Rights and Property Sales (00:44:28) Challenges for Real Estate Transactions (00:46:43) Soccer Team and Community Engagement (00:50:55) Performance in Charity Soccer Tournament (00:53:07) Future Aspirations for the Soccer Team (00:55:28) Celebrating 15 Years in Business (00:56:39) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Steve Kaempf & Matt Lombardi kick off 2025 with their take on the real estate market, interest rates, housing predictions and much much more. Introduction and New Year Wishes (00:00:00) Reflection on Y2K (00:01:05) Discussion on NAR's Office (00:02:05) Introduction to the American Property Owners Alliance (00:03:00) Concerns Over Transparency (00:04:20) NAR's Response to Criticism (00:06:37) Funding and Membership Questions (00:09:17) Realtor Representation Issues (00:10:17) NAR's Member Experience Strategy (00:12:27) Value of NAR Membership (00:13:33) Realtor One's Exit from NAR (00:16:27) Brokerages and MLS Membership (00:18:04) Trump's Housing Proposals (00:19:22) Federal Lands for Development (00:19:37) Tariffs on Construction Materials (00:20:58) Impact of Mass Deportations (00:22:10) Regulatory Changes and Building (00:25:03) Fair Housing Advocacy (00:26:35) Robert Rifkin's Insights (00:27:58) Easy Knock Company Shutdown (00:28:26) US Inflation and Interest Rates (00:30:40) Mortgage Rate Trends (00:33:13) Signs of Housing Market Recovery (00:34:52) Real Estate Predictions for 2025 (00:36:32 NAR's Accuracy (00:37:06) Home Values vs. Inventory (00:37:43) Home Ownership as Savings (00:38:48) Chicago Metro Area Stats (00:39:29) Wisconsin Real Estate Trends (00:40:26) Predictions for 2025 (00:40:42) Mortgage Rate Forecast (00:40:55) Realtor Membership Trends (00:42:37) Commission Lawsuits Outlook (00:42:45) Home Sales and Inventory Forecast (00:43:50) Housing Activity Increase (00:44:14) Super Bowl Predictions (00:45:33) College Playoff Predictions (00:46:33) Upcoming Content Announcement (00:47:35) Gratitude for Listeners (00:48:11) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Episode 87 introduces Rosa Castaneda to our audience. Steve introduces the podcast and guest Rosa Castaneda (00:00:00) Rosa's Nursing Background (00:01:00) Initial Steps into Title Insurance (00:02:12) Transition to Sales (00:03:19) Rosa's Experience as a Closer (00:03:00) Challenges of Moving to Sales (00:05:24) Building Client Relationships (00:07:12) Role in NAHREP (00:08:13) Joining NAHREP (00:08:26) NAHREP Board Experience (00:09:37) NAHREP Lake County Chapter Involvement (00:10:21) Focus on Education (00:11:23) Leadership Journey (00:11:48) Marathon Running (00:12:59) Detroit Sports Loyalty (00:14:57) Real Estate Market Challenges (00:16:09) Real Estate Market Stability (00:17:11) Agent Commissions NAR Settlement (00:17:25) Transitioning to Land Trust (00:19:04) Client Reactions to Transition to Landtrust (00:20:01) Family Ties in Mexico (00:20:38) Perceptions of Life in Mexico (00:21:40) Daily Routines and Goal Setting (00:23:19) Networking Events Participation (00:25:03) NARA's Focus on Affordability (00:26:03) Hispanic Representation in Real Estate (00:27:18) Career Longevity in Title Industry (00:28:25) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Matt Lombardi and Steve Kaempf discuss the latest Real Estate Market Trends Introduction and Breaking News (00:00:00) Compass Acquires @properties and Christie's International (00:01:04) Financial Performance of Compass (00:01:38) Consolidation Trends in Real Estate (00:02:35) Compass's Previous Acquisitions (00:03:00) Reactions from Compass Agents (00:03:36) Concerns from @properties Agents (00:04:28) Evaluating the Impact on Brand and Resources (00:05:07) Technology and Competitive Edge (00:06:05) Agent Incentives at Compass (00:06:33) Communication of the Acquisition (00:07:20) Inclusion of Title and Mortgage Services (00:07:53) NAR Settlement Overview (00:08:24) Details of the NAR Settlement (00:08:32) Reactions from Larger Brokerages (00:09:19) Impact on Commissions and Home Prices (00:10:22) Continuing Legal Issues (00:11:39) Department of Justice's Continued Interest (00:12:55) Conclusion of NAR Settlement Discussion (00:14:25) Investigative Article on NAR Leadership (00:14:35) NAR's Financial Overview (00:16:11) Compensation of NAR Executives (00:16:50) Realtor Dues and Industry Concerns (00:17:59) Leadership Accountability (00:19:06) NAR Financial Structure (00:20:00) NAR Dues Increase (00:22:27) Home Buyer Data Overview (00:24:16) Home Buyer Demographics (00:26:51) Home Purchase Characteristics (00:29:01) Real Estate Agent Usage (00:30:59) Cash Purchases in Real Estate (00:33:14) Home Seller Trends (00:34:41) Understanding Seller Recommendations (00:35:51) Inflation and Mortgage Rates Overview (00:36:50) Shelter Index and Cost Analysis (00:37:10) Federal Reserve and Interest Rate Predictions (00:38:12) Impact of Trump Administration on Fannie and Freddie (00:39:03) Economic Predictions for Mortgage Rates (00:40:03) Existing Home Sales Trends (00:41:50) Market Conditions and Inventory Supply (00:42:50) Regional Market Performance (00:43:04) Optimism for Future Market Growth (00:44:51) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

People, Not Titles sits down with the Chief Executive Officer of Baird and Warner, the largest privately owned real estate company in Chicago. **Introduction and Welcome (00:00:00)** **Veterans Day Reflection (00:01:16)** **Rebranding Discussion (00:02:14)** **Importance of Refreshing Brands (00:02:43)** **Color Significance in Branding (00:04:08)** **Balancing Tradition and Innovation (00:05:36)** **Rethinking Real Estate Transactions (00:08:27)** **Complications in Home Buying (00:10:24)** **Customer Experience Focus (00:13:38)** **Connecting with Salespeople (00:14:52)** **Discussion on Family Influence (00:17:10)** **Emotional Connection of Agents (00:18:04)** **Energy in the Office (00:18:32)** **Diverse Backgrounds of Agents (00:19:48)** **Women in Real Estate (00:20:29)** **Leadership During Crises (00:21:07)** **Projecting Confidence (00:21:49)** **Historical Resilience (00:24:00)** **Navigating Business Challenges (00:25:34)** **Thoughts on MLS Changes (00:26:16)** **Concerns About Procuring Cause (00:27:12)** **Dual Agency Issues (00:28:10)** **Ethics vs. Profitability (00:30:09)** **Long-Term Perspective (00:33:25)** **Baird & Warner's Legacy (00:33:47)** **Understanding the Right Thing (00:34:08)** **The Future of the Real Estate Industry (00:34:50)** **Agents and Consumer Trust (00:38:07)** **Engagement in Work (00:40:23)** **Chicago's Community Involvement (00:45:07)** **Chicago's Unique Appeal (00:48:07)** **Discussion on Team Management (00:49:58)** **Ownership and Team Success (00:50:36)** **Bulls vs. Cavaliers Game Preview (00:51:00)** **Comparative Team Performance (00:51:24)** **Organizational Commitment (00:51:39)** **Comparison of Successful Teams (00:52:45)** **Challenges of the White Sox (00:53:36)** **Cubs' Investment in Improvement (00:53:50)** **Need for a Transformative Player (00:54:32)** **Season Ticket Renewal Decision (00:54:46)** **Closing Remarks and Gratitude (00:55:24)** People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Stephanie Park and Scott Longstreet address the process of assessments and tax appeals for the Chicagoland real estate market www.ilpropertytaxlaw.com **Introduction to the Podcast (00:00:27)** **Background of Guests (00:01:49)** **Property Tax Calculation Overview (00:03:24)** **Reassessment Process Explained (00:07:06)** **Challenging Assessed Values (00:10:01)** **Importance of Reassessment Deadlines (00:15:14)** **Exemptions for Homeowners (00:17:16)** **Senior Citizen Freeze Exemption Details (00:19:56)** **Clarification on Exemption Applications (00:21:27)** **Homeowner's Exemption Reapplication (00:22:10)** **Impact of Senior Freeze Exemption (00:22:35)** **New Construction Tax Assessment (00:23:13)** **Timing of Tax Assessments (00:25:01)** **Understanding Tax Bill Installments (00:26:51)** **Omitted Assessments Explained (00:28:59)** **Appealing Property Taxes (00:30:34)** **Renovations and Property Taxes (00:32:03)** **Permits and Tax Assessments (00:33:41)** **Vacancy Relief and Property Taxes (00:35:57)** **Home Improvement Exemption (00:37:10)** **Identifying Vacancy Tax Relief (00:38:05)** **Understanding Basement Assessments (00:39:39)** **Impact of Permits on Assessments (00:40:15)** **Challenges in Property Assessment Appeals (00:42:28)** **Limits on Retroactive Billing (00:44:29)** **Refunds from Successful Appeals (00:45:14)** **Certificate of Error Process (00:46:30)** **Engaging for Property Tax Appeals (00:51:31)** **Deadline for Appeals in Cook County (00:53:31)** **Conclusion and Future Resource (00:55:27)** **Wrap-Up and Questions (00:57:15)** **Recording and Contact Information (00:57:41)** **Podcast Closing Remarks (00:57:53)** People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Steve Kaempf & Matt Lombardi gather together discuss our current Market Trends **Introduction and Halloween Greetings (00:00:00)** **Discussion on NAR Settlement (00:01:29)** **Chicago Agent Magazine Article (00:02:25)** **Industry Reactions to Changes (00:02:39)** **Increased Paperwork and Discussions (00:03:47)** **Long-Term Agents and Value (00:04:46)** **Settlement News (00:07:27)** **Brokerages Under $2 Billion (00:08:15)** **Exp's Settlement Contribution (00:10:09)** **New Lawsuit from Pennsylvania Broker (00:11:14)** **MLS Membership Controversy (00:12:54)** **NAR's Petition to the Supreme Court (00:14:03)** **T360 Opportunity Report (00:17:03)** **Opportunities in Real Estate (00:18:51)** **Best Practices for Agents (00:19:42)** **Fiduciary Responsibility (00:20:01)** **Enhancing Credibility (00:20:28)** **Industry Shakeout (00:21:24)** **Elevating Agent Roles (00:22:10)** **Role of AI in Real Estate (00:23:40)** **Commission Compression Challenges (00:26:32)** **Mergers in the Industry (00:27:09)** **Maximizing Team Strengths (00:27:36)** **Market Transparency and MLS Consolidation (00:29:08)** **NAR's Value Proposition (00:30:22)** **Leadership and Innovation in Real Estate (00:31:52)** **US Inflation Update (00:33:10)** **Mortgage Rates Trends (00:35:12)** **Market Trends Overview (00:36:27)** **Current Mortgage Rate Predictions (00:37:52)** **Real Estate Market Conditions (00:38:03)** **Existing Home Sales Data (00:39:16)** **Chicago Real Estate Market Update (00:40:51)** **Wisconsin Real Estate Trends (00:41:13)** **Upcoming Events Announcement (00:42:37)** **Interview Highlight with Wayne (00:43:39)** **CLE Event Details (00:45:20)** **Tax Appeals Program (00:45:30)** **Local Political Update (00:46:56)** **Sports Commentary (00:47:00)** **Closing Remarks (00:49:21)** People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

On this episode, we sit at the feet of the Amazing Wayne Paprocki, legendary real estate coach, mentor and teacher. Introduction (00:00) Teaching Wealth Building (00:03:17) Teaching Experience (00:03:28) Challenges for Real Estate Agents (00:04:13) Wayne's First Real Estate Deal (00:05:00) Current Investment Activity (00:06:35) Passion for Homeownership (00:07:10) Involvement with NASBAR (00:09:09) Association's Role in Real Estate (00:10:21) Social Media Marketing Tool (00:12:23) New Brokerage Venture (00:14:43) Training and Designations Offered (00:15:48) The Importance of Negotiation Skills (00:16:45) Teaching Negotiation (00:17:02) Collaborative vs. Competitive Negotiation (00:18:42) Investment Seminar Overview (00:19:22) Analyzing Deals (00:19:49) The Mindset of Investment (00:20:55) Daily Practices for Success (00:22:15) Goal Setting Philosophy (00:23:31) Learning from Losing (00:27:14) Balancing Work and Family (00:30:16) Smart Time Management (00:32:18) The Role of Luck (00:33:10) Aptitude vs. Attitude (00:35:02) Control and Knowledge (00:36:04) Real Estate Associations (00:37:21) Passive Income Goals (00:38:46) People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Steve Kaempf and Matt Lombardi return for another episode of Market Trends This Market Trends we answer these questions and more! 1. **Is the NAR Settlement Reshaping the Future of Real Estate?** 2. **The Greatest Shift in Buyer Agency Agreements: What You Need to Know** 3. **Real Estate Revolution: How the NAR Settlement is Changing the Game** 4. **Why Did Michael Jordan's Estate Take a Price Dive?** 5. **Navigating the New Real Estate Landscape: Insights on the NAR Settlement and Market Trends** 6. **Buyer's Agents: The Unsung Heroes of the Real Estate Market** 7. **From Frenzy to Flexibility: The Current State of Home Buying Opportunities** 8. **Breaking Down the NAR Settlement: What It Means for Agents and Brokerages** 9. **The Real Estate Rollercoaster: Understanding Market Dynamics and Buyer Strategies** 10. **Adapting to Change: How Agents Can Thrive in the Evolving Real Estate Environment** People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Alan Stern is the Founder and President of Persona Marketing. In this episode, Alan Stern joins us for a repeat performance. He talks about how he has built his business to the point where he is able to leave his record breaking car sales business behind.He offers up a whole host of success principles and talks about creating the vision for his life.Anyone interested in entrepreneurship, career guidance and following your passion will benefit from this phenomenal session.www.thisisalanstern.com 00:00 Introduction and Sponsors 00:49 Alan Stern's Return 02:21 Alan's Career Transition 03:13 Self-Generating Business 08:33 Redefining Success 07:43 Metrics for Transition 11:12 The Decision to Leave 16:02 Personal Life Changes 17:40 The Importance of Personal Branding 22:05 The HEAT Method for Engagement 24:55 Combining Sales, Marketing, and Design 30:29 Do It Yourself Marketing Alliance 31:50 Creating Effective Microsites 35:13 Managing Entrepreneurial Schedules 36:18 Podcast Engagement 36:27 Manifesting Success 36:56 Identifying Market Problems 37:10 Persona Marketing Vision 39:04 Goals and Metrics 39:43 Future Vision for Persona Marketing 42:30 Balancing Entrepreneurial Life 44:30 Using ADHD as a Strength 46:01 Skill Development through Experimentation 47:10 Investing in Personal Growth 48:02 Closing Remarks People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Tony Zielinski, Vice President of Sales Tony Zielinski is an experienced title sales leader with a demonstrated history of developing productive sales teams. As Vice President of Sales at Landtrust, he leads the sales team and develops new attorney partnerships while cultivating new opportunities in the Chicago area. Tony's priority is doing everything within his power to ensure our customers have a memorable experience.  Tony is a 20 year veteran of the title industry with leadership positions at major underwriters and title companies such as Stewart Title, Fidelity National Title and North American Title.  When he's not working, Tony loves spending time with his family, watching his son play hockey and his daughter play golf, or enjoying his family's annual fishing trip to Voyageurs National Park in Minnesota. 00:00 Introduction to the Podcast  01:40 Tony's Career Journey  02:07 Early Work Experience  03:52 Influence of Family  05:20 Mentorship Reflection  08:34 Transition to Title Industry  12:06 Entering Sales  13:28 Challenges of Sales  14:09 Staying Positive in Tough Times  16:27 Key Elements for Success  16:58 Maintaining a Positive Mentality  17:18 Avoiding Negativity 17:56 Control the Controllables  19:58 Transitioning to Leadership 20:21 Involvement in Leadership Roles  22:04 Energy from Leadership  23:10 First Leadership Opportunity  24:42 Value of Doing Your Job Well  25:14 Impact of Bad Bosses  26:52 People Leave Bosses, Not Jobs  27:44 What Employees Get from Tony  30:55 Tough Conversations 32:11 Building Trust in Communication  33:09 Delivering Exceptional Service  34:42 Sales Challenges and Human Errors  35:00 Building Customer Relationships 36:05 Consultative Sales Approach  36:31 Personal Practices for Success  37:21 Setting Goals for Growth  38:50 Collaboration and Team Engagement  40:03 Vision for Growth at Land Trust  41:58 Creating a Fun Workplace & Wrap Up

John McMahon is a seasoned entrepreneur with over a decade of experience building and scaling businesses. Throughout his career, he has started multiple ventures, each one contributing to his understanding of the entrepreneurial landscape. His most notable accomplishment began in 2017 and flourished in 2020 when his social media business quickly expanded during a burst of web traffic brought on by the "work from home" orders that accompanied Covid 19. During his entrepreneurial journey, he began to appreciate the aspects of education he had long neglected and John now plans to complete his Bachelor's degree in Business Management this school year. He has hopes of transitioning his entrepreneurial experience into a successful legal career as John plans to take the Law School Admissions Test this fall. 00:00 Introduction 01:38 John's Entrepreneurial Beginnings  02:17 College Experience Reflections  03:05 Inspiration from Family  03:45 Misguided Entrepreneurial Aspirations 04:21 Flipping Clothes Journey  06:59 Current College Status 07:21 Parental Support for Entrepreneurship  08:25 Shift to Amazon Publishing 14:03 Reality of Entrepreneurship vs. Freedom  15:43 Value of Practical Experience 16:54 Beware of False Teachers 17:52 Attraction to Hard Work  18:41 Transitioning to Entrepreneurship 20:10 Inspiration from Dude Perfect  20:44 First Trick Shot Video  21:29 Striving for Exposure  23:13 Facing Skepticism  24:42 Support from Loved Ones  25:12 Meeting Influencers  27:09 Viral Success on TikTok  31:48 Brand Deal with Pepsi  34:06 Motivation for Content Creation 34:53 Hitting it big with Snapchat! 38:15 Wedding Plans Funded by Earnings 42:01 Shift in Motivation  43:43 Interest in Law School  45:12 Realization of Business Limits  46:48 Marketability from Experience 47:57 The Future of Social Media  50:37 Pursuing Higher Education  52:07 Shifting Passions and Responsibilities 52:57 Goal Setting and Intentions 54:23 The Importance of Mentorship  56:29 Fatherhood Experience  57:15 Faith and Spiritual Journey  1:01:19 Final Thoughts on Consistency and a great Trick Shot! People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Matt and Steve discuss the latest on the NAR Settlement, mortgage rates and housing trends People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Philip M. Fornaro, a seasoned legal professional with 28 years of experience, serves as the Managing Attorney at Fornaro Law.  www.fornarolaw.com Phil also is the host of the podcast, “Lightbulb Moments”, which can be found here: https://podcasts.apple.com/us/podcast/light-bulb-moments-its-all-about-the-energy/id1748362429 00:00 Introduction and Welcome 01:45 Phil's Early Influences  03:22 Deciding to Pursue Law 04:24 Challenges During Law School  05:31 Overcoming Imposter Syndrome 07:55 The Journey to Entrepreneurship  10:28 Founding Fornaro Law 11:41 Empathy for Entrepreneurs  13:26 Choosing Passion Over Tolerance  15:12 The Importance of Wisdom from Older Entrepreneurs  15:51 Finding Balance in Entrepreneurial Life 16:34 Coaching Softball: A Turning Point 18:15 Scheduling Family Time 20:10 Navigating Employee Transitions  20:40 Adapting to Change in Business  22:13 Communicating Vision to the Team  24:38 The Value of Team Collaboration 25:55 Personal Daily Habits  29:00 Listening to Yourself 29:36 The Importance of Being Authentic  30:15 Vision for the Firm  31:20 Building Relationships  32:09 Expanding the Client Base 32:19 Family and Business Dynamics 33:57 Profile of Ideal Law Firm Partners  36:06 Starting a Podcast  37:49 Podcast Inspiration 40:22 Podcast Title and Availability  43:17 The Role of Mentors  45:23 Learning Leadership Skills  45:52 The Influence of Mentors  48:07 Gratitude for Mentorship  49:05 The Power of Words  50:21 Encouragement to Appreciate Mentors 51:01 Podcast Collaboration Invitation /Salutation

In this episode of the "People Not Titles" podcast, hosts Steve Kaempf and Matt Lombardi discuss significant market trends in the real estate industry, focusing on the upcoming National Association of Realtors (NAR) settlement changes effective August 17th. Matt and Steve also discuss the value of a real estate agent, market conditions and much more. 00:00 Introduction to the Episode 00:27 Steve and Matt kick off the fifth fun-filled installment of the "People Not Titles" podcast with a bang! 02:39 Dive into the juicy details of the NAR settlement changes coming your way on August 17th. 03:34 Get the lowdown on how buyer commissions are now the cool kids, negotiating separately from listing agreements. 04:54 Explore the sweet perks for buyers and the head-scratchers for sellers when it comes to commission payments. 05:41 Peek into our crystal ball as we anticipate the wild ride of real estate market trends post-August 17th. 07:11 Join the chatter on the growing trend of folks questioning the magic real estate agents bring to the table. 08:12 Discover the secret sauce for agents to stand out in the bustling real estate jungle. 10:08 Buckle up for a spirited debate on whether the NAR is the real deal or just a cartel in disguise. 10:28 Get schooled on what makes a cartel tick, with fun examples like OPEC to spice things up. 11:30 Uncover the NAR's double life as a trade association and a champion for consumers and members. 12:30 Hear the counterarguments that paint the NAR as a lobbying powerhouse, not a cartel kingpin. 12:48 Dive into the critiques aimed at NAR and its valiant efforts to keep the dream of homeownership alive. 13:27 Listen to the critics who argue that NAR is more of a cartel than a knight in shining armor. 14:05 Compare and contrast U.S. realtor commission rates with those across the pond in the UK and down under in Australia. 15:30 Explore how MLS access might be the puppet master pulling the strings on commission rates and market dynamics. 16:30 Discover how NAR's massive membership muscle flexes its lobbying power and influence. 17:09 Wrap up with some final thoughts on the NAR's double-edged sword of influence in the real estate realm. 17:48 Highlight the golden rule: educate yourself in the real estate game and always interview multiple realtors. 18:45 Get the scoop on President Biden's rent cap proposal and its potential ripple effects for consumers and investors. 21:45 Delve into HUD's grants for affordable housing and the uphill battle builders face in today's market. 22:31 Chat about the mounting pressures of housing affordability on families chasing the American dream. 23:15 Peek into the crystal ball with insights into the demographics and stats of the National Association of Realtors' membership. 27:06 Explore the highs and lows of realtor income and experience levels, shining a light on income disparities. 28:15 Check out the stats on realtors' love affair with Facebook for professional networking and promotions. 32:30 Analyze the current market vibes, inflation rates, and the Fed's potential emergency rate cuts. 34:58 Get the latest on the dip in mortgage rates and their current sweet spots for consumers. 35:23 Discuss the psychological rollercoaster of typical 30-year mortgage rates on buyers. 35:49 Explore how today's mortgage rates are making homeowners think twice about moving. 36:55 Analyze how the lock-in effect has put a damper on home sales over the past two years. 37:55 Despite a growing population, home sales are at their lowest since 1995—what gives? 39:08 Chat about the economic ripple effects of stagnant home transactions on the middle class. 41:21 Get the 411 on June's real estate market trends, including inventory and price shifts. 42:25 Zoom in on the Windy City's closed sales and median sales price trends. 44:09 Celebrate Wisconsin's first positive uptick in closed sales, with a side of inventory and pricing insights. 45:17 Stay in the loop with upcoming events and podcasts from Land Trust Title Services. 48:59 Cheer on the Cubs' recent performance and catch up on the latest local sports buzz. 51:00 Raise a toast to the new Hall of Fame members, including the legendary Steve McMichael and Devin Hester - Wrap up People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

In this episode of the "People Not Titles" podcast, host Steve Kaempf and senior marketing manager Matt Lombardi explore various facets of the real estate and mortgage markets. They discuss the NA settlement's impact on buyer brokerage compensation, the Department of Veterans Affairs' loan adjustments for military buyers, and the importance of shopping around for mortgage rates. The conversation also covers inflation, mortgage rate variations across states, and the rising costs of home ownership. Emphasizing professional guidance, they offer insights for navigating the evolving market and making informed financial decisions. The episode concludes with personal anecdotes and gratitude for listeners. 00:00 Introduction 01: 34 The NAR Settlement Discussion about the upcoming changes to the NAR settlement and its impact on real estate brokerages and agents. 04:46 VA Loan Adjustment Explanation of the adjustments made by the Department of Veterans Affairs to allow military homebuyers to use their loan benefits to pay buyer brokerage commissions. 08:41 Inflation and Mortgage Rates Analysis of inflation trends, the Fed's benchmark interest rates, and the impact on mortgage rates. 16:34 Variation of Mortgage Rates by Location  Explanation of how mortgage rates vary by location due to factors like supply and demand, competition, and credit scores. 19:48 Mortgage Closing Costs  Discussion of the Consumer Financial Protection Bureau's inquiry into junk fees in mortgage closing costs. 24:32 Underwater Mortgages Explanation of what an underwater mortgage is and comparison of the current situation to the "big short" era. 38:36 Home Sales and Prices Overview of existing home sales, median sales price, inventory, and days on market nationally and in the Chicago metro area. 33:58 Wisconsin Real Estate Market Analysis of closed sales, median sales price, inventory, and days on market in the state of Wisconsin. 34:41 New Home Construction Challenges  Discussion of how inflation and the regulatory environment are affecting home building and sales, and the impact on housing affordability. 38:06 Housing Affordability Estimation of the increased cost of home ownership and maintenance compared to 2020, excluding mortgage payments. 38:40 Maintenance Costs Discussion on the true costs of homeownership, including utility bills, insurance, and taxes. 39:55 Value of Homeownership Exploring the value of homeownership in terms of stability, community involvement, and building memories. 41:00 Home Equity Comparison of homeownership to a savings account, emphasizing the appreciation of home value and equity. 42:19 Joys and Challenges of Homeownership Anecdotal experience of dealing with maintenance issues and the overall benefits of homeownership. 43:26 Housing Affordability Analysis of the affordability gap, considering median income and the ability to afford homes in different locations. 47:07 Role of Real Estate Professionals Emphasizing the importance of having trusted advisors and professionals in real estate transactions. 48:36 Upcoming Events and Membership Promotion of upcoming real estate events and a nostalgic discussion about joining the "KISS Army" in 1977. 52:31 Conclusion and Patriotism Closing remarks on patriotism and gratitude towards military and veterans, followed by podcast sponsorship and call to action.

Denise Hellstrom is a Sr. Account Executive and Landtrust Title Services. Denise shares her career journey and what drives her to be a top rated profesional 00:00 Introduction 01:06 Denise's Early Career 02:53 Transition to Title Insurance 03:27 Marketing Takeaways 05:09 Sales Experience 09:07 Building Relationships 10:37 Career Development Beyond Sales 13:21 Networking and Associations 15:13 Establishing Real Estate Alliance Group 16:48 Connecting Young Realtors 18:17 Networking Importance 18:28 Transitioning Mindsets 20:03 Client Interaction 22:13 Market Pressures 23:29 Giving Back to the Industry 24:05 Value of Relationships 24:42 Family Importance 26:25 Passion for Helping Others 27:03 Coping with Pressure and Wrap Up People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Landtrust Title Services and their attorney panel, Michael Anselmo and Yelena Schvartsman talk about tools and mindset that can transform a real estate agent's business. 00:00 The webinar introduction 02:45 Introducing the panel of experts 09:24 Discussion on fraud protection and seller fraud 16:17 Earnest money and its handling 23:02 Benefits of using the Closing Lock app 23:58 Property Lookup 24:53 Inherited Property Listings 25:32 Understanding Heirship 26:58 Involving Attorneys in Transactions 30:42 Use of Property Lookup Tool 35:04 Handling Earnest Money 37:03 Seller Net Sheet 43:39 Property Tax Proration 47:17 The importance of clear communication 48:17 Negotiating and renegotiating responsibilities 51:15 Estimating costs and net proceeds 55:44 Using tools for real estate transactions 58:17 Building a reliable team 1:00:23 The value of relationships and closing People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

00:00 Introduction 01:24 Ania's Career Beginnings 03:10 Understanding Real Estate Transactions 04:43 Role at Land Trust 06:29 Building Relationships and Customer Service 07:27 Importance of Real Estate Attorney 09:44 Land Trust Title Services 11:47 Navigating Real Estate Challenges 17:10 Personal Networking and Professional Development 19:01 Daily Routine and Self-Care 21:38 Personal and Professional Growth 23:19 Overcoming Adversity 23:50 Ania's Cancer Diagnosis 25:20 Perspective on Life 26:08 Gratitude and Conclusion People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Matt Lombardi and Steve Kaempf talk about May's Real Estate Market Trends 00:00 Introduction 01:30 NAR Commission Settlements 05:34 Changes in Business Practices 12:14 Impact on Realtor Membership 17:22 Value of NAR Membership 24:10 Inflation Rates and Mortgage Rates 24:19 Mortgage Rates and Inflation 25:18 Fed Policy and Rate Cuts 27:35 Impact of Mortgage Rates 29:10 Fluctuations in Mortgage Rates 30:36 Real Estate Inventory 33:07 Real Estate Inventory Trends 38:19 Effects of 0% Down Purchase Program 40:11 Title Insurance and Real Estate Transactions 42:11 Upcoming Real Estate Events 44:43 Baseball Banter 46:31 Closing Remarks People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Our title 101 includes three real estate attorneys as members of our panel Diana Mendoza Pacheco - https://lawofficeofmp.com/ Tom Anselmo and John Brennock - https://dallegal.com/ Josephine Hamel - www.dkmolaw.com 00:00 Introduction 00:23 The title insurance policy  02:51 Introduction of panelists  10:15 Ownership challenges and title insurance  11:55 Risks related to property liens  16:21 Auction property and title insurance  19:07 Seller's and lender's protection  20:49 Mechanics liens and title insurance  24:32 Discussion about the need to protect buyers and sellers during property transactions. 25:26 The potential issues and risks of allowing buyers to do repair work on a property before closing. 27:30 Risks and concerns associated with buyers doing work on a property before closing. 29:47 Issues related to improperly handled or recorded documents that title insurance protects against. 31:33 Encroachments and easements that title insurance protects against. 33:25 Information about title insurance providers and the role of attorneys in real estate transactions. 35:57 The importance of using a real estate attorney who is experienced and focused on real estate transactions. 43:31 The process of introducing an attorney into a real estate transaction and building a partnership with the client. 45:02 The timing of attorney referrals in real estate transactions. 47:20 Discussion on the expertise of the speakers, the role of attorneys and agents in real estate transactions. 48:20 The Role of Attorneys in Real Estate Transactions 49:22 Importance of Attorneys in Title Insurance  50:44 Risks and Concerns with Brokers Acting as Title Agents  52:21 Title Insurance as a Product and Consumer Protection 55:50 Seller Impersonation Fraud People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Vincent Auricchio is the managing partner of Auricchio Law Offices. He has been practicing as an attorney for several years, and considers it not only his career, but his vocation. As a committed Christian, he brings his values both to the closing table as well as to the courtroom. This includes honesty, integrity, and a passion for helping his clients to the best of his ability. In 2012, Vincent Auricchio was selected as a National Trial Lawyers Top 40 Under 40 as a personal injury litigator. This honor is by invitation only and is extended exclusively to those individuals who exemplify superior qualifications, trial results, and leadership as a young lawyer.  In years past, Mr. Auricchio was selected as an “Outstanding Young Attorney” and “Top Young Attorney in Illinois” in the fields of real estate law and business litigation (2008, 2009, 2010 and 2011).  More recently, Mr. Auricchio was appointed as a member of the National Association of Distinguished Counsel (Top One Percent) for 2015 and 2017. 00:00 Introduction 01:41 The state of Chicago real estate  02:50 The changing landscape of commercial real estate  04:10 The ripple effect of the work-from-home trend 06:31 Impact on workers and opportunities for agents  16:05 Creative solutions and suburban vs. urban differences  18:07 Nuances of commercial real estate deals 23:32 Elements of the Contract  24:52 Due Diligence Period  26:19 Role of Commercial Real Estate Agents  29:19 Title Insurance and Surveys  34:34 Zoning and Usage Rules 38:02 Insurance and Damage Considerations  42:24 Legal Fees and Contract Extensions  44:48 The escrow negotiation 45:00 Seller and buyer reactions 49:23 Confidentiality clauses in real estate  52:51 Litigation in real estate  56:40 Personal touch in legal services & Wrap up

Matt Lombardi and Steve Kaempf talk about Real Estate Market Trends for April 2024 00:00 - Introduction 01:57 - The commission settlement lawsuit 05:06 - Impact of professionalism 11:11 - Mortgage rate fluctuations 17:12 - Listing inventory and market trends 21:50 - Proposed waiver of title insurance requirement 24:21 Real Estate Trends in Chicago 28:13 T3 Summit and AI in Real Estate 35:08 Real Estate Market Statistics 37:01 Chicago Bears Draft 40:03 Upcoming Events and Podcasts People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Matthias Smith talks about his career journey and his launching of Pioneer Capital. www.pioneercapitaladvisory.com 00:00 Introduction 01:22 The bank teller to entrepreneur journey 02:27 Entrepreneurial spark 04:06 Entering the SBA space 06:06 Learning the SBA process 16:42 Personal development and side projects 18:44 The birth of Pioneer Capital 22:33 Challenges at the bank 24:31 The decision to become entrepreneurial 25:35 Forming Pioneer Capital Advisory 27:58 Starting a business and family support 30:26 Challenges and perseverance 32:30 Specializing in business acquisitions 33:17 Personal brand and vision for the firm People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

https://www.ah-lawyers.com/aboutPeter is a partner at Angelina and Herrick PC00:00 Introduction00:26 The journey to becoming a lawyer01:00 Deciding on a career path03:52 Struggles in law school 05:18 Career aspirations and initial experiences 08:40 Passing the bar exam 16:51 Job search and imposter syndrome18:11 Doubts and perseverance 19:02 The humbling experience 20:19 Competitive spirit and work ethic 22:23 Interview and first impressions (00:22:23) 25:02 Mentorship and learning experience 26:18 Family-oriented law firm27:37 Becoming independent 34:44 Attorney-client communication36:46 Changes in the real estate industry38:44 Maintaining the human element 39:55 Professional Development40:32 Inspiration and Enthusiasm 44:23 Family and Routines 46:18 Recreation and Passion47:42 Closing Remarks and Sponsorship People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

00:00 The introduction 02:17 Discussion on the real estate market and news 03:14 Background and experience in the real estate industry 04:24 Impact of the recent NAR settlement 04:59 Overview of the National Association of Realtors 09:35 Details of the NAR settlement 10:26 Discussion on the impact of the NAR settlement 13:48 Potential changes in the real estate industry 18:22 Discussion on professionalism in the industry 20:42 Proposal to waive title insurance fees 23:13 Title Insurance and Election Year Proposals 25:32 Mortgage Rates and Fed's Decision 27:38 Tight Inventory and Refinancing Impact 35:05 Commercial Real Estate Challenges and Transformations 40:15 Sports Predictions and Newsletter Sign-Up 45:22 Wrap-Up and Closing Remarks People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Hunter Durham is Chief of Staff at Homeowner.com Hunter speaks of his Entrepreneurial journey, his work at Facebook, his experience with SBA loans and navigating Bankruptcy. 00:00 Intro 01:19 Hunter's Career Journey 03:32 Starting an Agency  05:08 Challenges of Acquiring Businesses 10:59 Operational Challenges 18:25 Lessons Learned  21:05 The struggle of bankruptcy. 23:16 The dark night of the soul  27:55 Finding faith and reliance  30:53 Moving to Puerto Rico  35:16 Vision for homeowner.com  37:03 Partnering with homeowner.com 38:05 Support for struggling individuals 39:22 Lessons from bankruptcy  https://twitter.com/huntercdurham People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

https://www.ccpchicago.com/marccervantes Marc Cervantes is a shareholder at Cervantes Chatt & Prince P.C. 00:00 - Introduction 00:59 Update on Firm's Growth 02:12 Complementing Practice with Litigation 03:56 Estate Planning 05:53 Co-ops and Commercial Real Estate 17:28 Commercial Expertise 22:38 The 1031 Exchange Process 23:55 Negotiations and Due Diligence 25:30 Expertise in Commercial Transactions 25:58 Special Considerations in Multifamily Transactions 29:11 Zoning and Land Use Considerations 30:59 Challenges in Commercial Transactions 33:29 Future Growth and Marketing 35:18 Philanthropic Work and Community Engagement 38:38 Personal Values and Abundance Mentality People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Steve Kaempf talks about living your authentic life People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG -   / peoplenotti.  . FB -   / peoplenottitles   Twitter -   / sjkaempf   Spotify - https://open.spotify.com/show/1uu5kTv...Transcript

Andrew Strohm is CEO and Sales Coach for Low Friction Sales Andy talks about his sales journey and his coaching expertise. www.lowfrictionsales.com 00:00 Introduction 01:22 The journey into sales coaching 03:23 Unique perspective on sales 06:49 Authenticity in sales 08:41 Transition to consulting 13:27 Challenges in building a business 18:19 Insights from diverse industries 21:30 Ethical business practices 20:30 Future outlook 22:37 Balancing Work and Life 23:29 Efficiency and Time Management 24:38 Using Analytics in Sales 26:40 Testing to Succeed People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Mike Mazek is the founder of Mazek Law Group. He makes our second appearance on the podcast.Michael Mazek's journey into the legal realm began with a vision to redefine legal representation. Drawing from years of experience and an innate understanding of the intricate legal landscape, he embarked on a mission to create a law firm that not only excelled in its field but also prioritized client-centric solutions. With a focus on aggressive advocacy and affordability, Mazek Law Group has continually evolved to meet the dynamic needs of our diverse clientele. 00:00 Intro 00:50 The soccer game update 02:50 Assessment process and unique trends 09:04 Impact on buyers and potential risks 15:24 Strategies for handling assessed value changes 19:54 Appealing taxes and preparing sellers 21:07 Property Tax Assessment and Appeal 23:04 Real Estate Transactional Firm 24:52 Association Disputes and Maintenance 26:32 Estate Planning and Trusts 28:15 Property Tax Appeal Process 30:16 Importance of Attorney Selection 31:11 Collaboration with Real Estate Agents 32:50 White Sox Baseball and Real Estate Speculation 35:44 Podcast Conclusion and Sponsorship & Conclusion People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Attorney Joseph A. Padula-Zamora, formerly Jose A. Zamora, is the Founder and Managing Attorney of Zamora Law Office, P.C. Joseph grew up in the City of Cicero, IL where he attended Morton East High School. He received his Bachelor of Arts in Economics and Spanish from the University of Illinois at Chicago in 2008. His undergraduate studies at UIC not only provided him with a solid foundation for Law School, but it also sparked his passion for the law and helping others. In 2014, Joseph earned his Juris Doctor from University of Illinois Chicago School of Law in Chicago, IL (formerly The John Marshall Law School ). 00:00 Introduction 01:40 Joe's career aspirations 04:06 Transition to law school 05:15 Transition to real estate law 07:03 Starting his own law firm 09:40 Mentorship and business insights 12:47 Managing a law office 14:08 Diversifying the practice 15:49 Client communication and accessibility 17:55 Negotiation in real estate transactions 19:20 Conclusion of the interview 19:42 Attorney involvement in real estate transactions 20:20 Importance of attorney involvement in real estate transactions 21:39 Client communication and negotiation 23:24 Future plans for law firm 24:35 Outlook on real estate for 2024 and Conclusion People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Brad can be reached at https://commerciallendingx.com 00:00 Introduction 01:07 Economic Overview 02:13 Banking Challenges in 2023 04:22 Impact of Interest Rate Hikes 07:53 Consultative Approach - Brad describes how Commercial Lending X assists clients in navigating financial challenges and finding the best financing solutions. 10:34 Commercial Loan Process 13:24 Outlook for 2024 16:54 Potential Bank Failures 20:47 Industry Challenges and Optimism 23:08 Consumer Acceptance of Interest Rates 24:11 Economic Outlook for 2024 24:29 Podcast Wrap-Up People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Steve Kaempf is the founder of the People, Not Titles podcast Here he speaks to the team at The Gratzi, a Digital Marketing Services Firm in Kenosha, Wisconsin. 00:00 Introduction 00:41 Steve's Background and how he met the President and CEO of The Gratzi, Larry Jouett 02:25 The importance of defining oneself and not letting others define you. 06:38 Steve's perseverance and refusal to quit during tough times in his career. 08:54 Steve's experience of business loss and rebuilding his career and life. 10:03 Steve shares his success principles, including vision, habits, and response to failure. 15:20 Steve's personal spiritual journey and the impact of faith on his life. People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Lukas Fuksa is a real estate attorney with great expertise in commercial real estatewww.fuksalawgroup.com 00:00 Introduction 02:29 Environmental Concerns and Due Diligence 08:43 Phase 2 and Remediation 10:29 Negotiating Costs and Other Environmental Concerns 13:10 Zoning and Determining Zoning 18:02 Zoning Compliance and Violations 21:45 Certificate of Zoning Compliance for Residential Properties 25:33 Topic 1: Understanding Expenses in Commercial Real Estate 26:29 Topic 2: Feasibility Studies in Commercial Real Estate 29:00 Topic 3: Using a Letter of Intent in Real Estate Transactions People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

People, Not Titles podcast is pleased to spend time with real estate broker extraordinaire, Bryce Fuller. Bryce talks of his journey from corporate world, to Hollywood screenwriter to now a thriving real estate broker with a passion for his clients. Bryce can be reached at: https://www.bairdwarner.com/agent/91215-bryce-fuller/ Purchase his book: https://www.amazon.com/dp/B0CDNQD7QJ/ref=monarch_sidesheet 00:00 Introduction 01:25 Bryce's Real Estate Journey 03:06 Bryce's family's entrepreneurial background 06:17 Bryce's transition from screenwriter in Hollywood to Real Estate 12:04 Bryce's develops a passion for real estate 13:25 Bryce touring the mega mansions in L.A. 17:38 Becoming a student of the business 23:32 The door knocking experience 24:57 The Big Short and Bryce 29:30 The successful flip during a difficult time (Pennies from heaven) 34:54 The market rebound and staying in during a tough period 36:00 Moving to Baird & Warner and the reason for his choice 38:56 The Fuller brand promises 45:49 The key to sales - Discipline 46:27 Bryce's new book : The Kick Ass Real Estate Agent's Daily Action Journal 48:18 Staying Focused on Business Activities TThe timestamp's title 57:59 - Wrap up People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

Alan Stern is the Founder and President of Persona Marketing.   In this episode, Alan Stern talks about his migration from living in his parent's basement, to becoming an elite seller of high performance sports cars and starting several thriving businesses.  He also talks about his company Persona Marketing, and how he is helping small business owners and salespeople attract business through leveraging social media, AI and freemium apps. 00:00 Introduction and Alan's journey as a young DJ  00:05:07 Transition to the automotive industry 00:08:29 Adding value and becoming a Corvette expert  00:10:33 Reinventing Myself in the Car Business 00:12:05 Joining the Chamber of Commerce  00:17:47 Using Memes as Advertising 00:20:53 The speaking engagement that took off  00:22:13 Overcoming fear and starting small  00:28:45 The HEAT method for social media marketing  00:30:38 The importance of adding value  00:31:53 Leveraging AI and unique positioning in marketing 00:37:21 The future of persona marketing

Moderated discussion on the difference between Residential and Commercial Real Estate Transactions Panel members include: Commercial Real Estate Attorneys - Harry Bartosiak - hbartosiak@bartosiaklaw.com Loukas Kozonis - lkozonis@kozonislaw.com Jeff Horwitz - jeff@horwitz.comcastbiz.net Commercial Lender: Brad Hettich - President of Commercial Lending X brad@commerciallendingx.com 00:00:00 The Introduction and Acknowledgment 00:05:55 Discussion on Trends in Commercial Real Estate 00:10:23 Parties Involved in a Commercial Transaction 00:13:41 Necessity of SNDAs in Commercial Real Estate Transactions 00:14:17 Title: Easement and Access Issues in Commercial Transactions 00:18:06 Title: Closing Instructions and Title Indemnities in Commercial Transactions 00:27:58 Lease review and considerations 00:29:12 Zoning and Permitted Uses 00:33:01 Financial Viability of Tenants 00:38:14 Evictions in Commercial and Residential Properties 00:41:29 Valuations in Commercial and Residential Properties 00:44:32 Types of Financing for Commercial Properties 00:49:59 Pre-approval process for buying properties 00:51:20 Impact of property taxes on commercial transactions 00:52:26 Concerns about maturing commercial mortgage debt 01:02:52 The inspection process for commercial properties 01:04:18 Attorney fees in commercial transactions 01:04:18 Appreciation for the team and conclusion People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

People, Not Titles podcast is pleased to host, CPA, and tax expert Ryan Bakke. By 25 Ryan made over a million dollars. How did he do it? Running a business, investing in real estate, and using the tax code as a roadmap to wealth. Ryan talks about all that and more on this episode. https://learnlikeacpa.mykajabi.com/free-tools 00:00:00 Introduction 00:01:19 The Aha Moment 00:02:28 Buying the First Property 00:06:10 Transitioning to Full-Time Entrepreneurship 00:09:58 Hiring mistakes 00:10:33 First real estate investment 00:11:48 Profile of clients who work with Ryan 00:18:31 The Referral Network 00:19:22 The Facebook Group Ryan is a part of 00:19:47 Ryan's free resources, groups and coaching 00:28:03 The Genius Zone 00:28:59 Mentors and Inspiration 00:30:36 Building a Personal Brand 00:37:13 The rise of campgrounds and RV parks 00:37:34 Real estate market challenges and perseverance 00:39:25 Portfolio diversification and retirement planning People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...

We all have a common problem - taxes! They are usually our biggest expense each year and many of us pay more in taxes than we do for healthcare, housing and food. Join us for this informative session that will provide you with strategies on how to reduce and sometimes eliminate your biggest expense each year - taxes! Presented by Ryan Bakke, CPA https://twitter.com/learnlikeacpa https://open.spotify.com/show/6IWCaoz8uRc86CAubE8AAG?si=d193aa32a68c4c72&nd=1 Ryan is a 25-year-old real estate investor, CPA and owner of MLS Consulting PLLC. He has helped clients save millions of dollars in taxes over the last 3 years through tax strategy and has helped to educate thousands of people about the various tax strategies available for real estate and business owners. In addition to his tax strategy consulting business, he also owns a portfolio of multi-family housing, luxury short-term rentals, an RV Park and a Glamping Campground. 00:00:00 The introduction of panel members 00:01:54 Ryan Baker's background and expertise  00:03:31 Ryan Baker's presentation on tax strategies 00:11:57 Depreciation and tax benefits of short-term rentals  00:12:57 Cost segregation study and accelerated depreciation. 00:14:06 Factors to consider when deciding to accelerate depreciation.  00:22:15 The qualification criteria for short-term rentals 00:28:07 Considerations for buying investment properties  00:30:15 Building a team and doing proper calculations  00:32:21 The importance of LLCs for rental real estate  00:33:37 Tax benefits of different financing options  00:35:35 Using retirement accounts for real estate investment 00:44:21 The timing of events and deferring recognition of income  00:42:26 Seller financing and stretching out capital gain  00:46:17 Income shifting and utilizing Roth IRA for children 00:52:48 Ryan's accessibility and local expertise  00:53:38 The importance of knowledge and confidence in real estate People, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues. Our Success Series covers principles of success to help your thrive! IG - https://www.instagram.com/peoplenotti... FB - https://www.facebook.com/peoplenottitles Twitter - https://twitter.com/sjkaempf Spotify - https://open.spotify.com/show/1uu5kTv...