Podcasts about Permanence

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Best podcasts about Permanence

Latest podcast episodes about Permanence

A Slob Comes Clean
514: ADHD and Object Permanence, Generational Family Photos, and Grief and Clutter

A Slob Comes Clean

Play Episode Listen Later Jun 11, 2026 48:44


As always, I’m taking time off during the summer. We’re sharing the audio of previous live Q&As that I did on YouTube. If you only listen to the podcast, this will be all new to you! We’ll be back to our regular format mid-August. This episode includes my answers to questions about ADHD and object […] The post 514: ADHD and Object Permanence, Generational Family Photos, and Grief and Clutter appeared first on Dana K. White: A Slob Comes Clean.

That Happens
Object Permanence & ADHD

That Happens

Play Episode Listen Later Jun 11, 2026 78:17


This week we've got a surprisingly lengthy debate about what "pomp without circumstance" actually means. (Spoiler: it's absurdity. The Spleen has strong feelings about this.) From there we spiral into our wheelhouse: the discourse around Graham Plattner's apparent fascist-adjacent situation and what it says about Maine's famously unclassifiable political identity, why the "this is not who we are" crowd are doing everyone a disservice, and how understanding why people become Nazis (racism, it turns out.. not that complicated) can actually reduce your emotional suffering. Spencer also revisits the 9/11-as-unique-tragedy conversation and makes the argument that Americans' inability to see their suffering as part of a global pattern has caused enormous downstream damage. We also cover: TikTok's hidden "Farlands", a creepy unlisted corner of AI-generated nightmare content that is somehow better than normal AI output; why AI might actually be most useful when it's making deeply disturbing uncanny valley content rather than generic slop; the depressing lifecycle of corporate loyalty and how Spencer's manager's lifelong single-employer career might explain an entire dysfunctional workplace. We also discuss loneliness, the ADHD "object permanence for people" problem, and solving every problem alone since childhood. We read listener mail, including heartfelt thanks, an emergency pants-exchange situation involving a missing house key, and the extremely fair note that Spencer spiraling about the podcast being bad is the only part of the podcast that's actually bad. We close, as always, with a word from our "sponsors": a very detailed, very earnest advertisement about pelvic floor dysfunction that Spencer found on TikTok and decided all of you needed to experience. You're welcome. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gravy
Object Permanence: An Essay

Gravy

Play Episode Listen Later Jun 10, 2026 18:42


Martin Padgett wrote the feature essay “Object Permanence” for the fall 2025 issue of Gravy Quarterly, our sister publication. In the piece, he catalogs the objects we live with actively, those we tolerate like inanimate roommates, and those we give away, sometimes to make room for the new. We liked it so much that we asked them to read it for Gravy podcast listeners. To read other engaging essays in Gravy, have it shipped to your mailbox by becoming an SFA member at southernfoodways.org, or sign up for a subscription at Hub City Book Shop. Learn more about your ad choices. Visit megaphone.fm/adchoices

Better Wealth with Caleb Guilliams
How To Build a “Super Roth” Using Life Insurance - Tom Love

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jun 5, 2026 59:33


Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3BggoConnect with Tom Love: https://www.linkedin.com/in/tom-love/The Breakaway League: https://www.linkedin.com/company/thebreakawayleague/Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser and Introduction to "Super Roths" and Life Insurance 01:54 - Communicating the "Why" and Selective Clientele 02:35 - Wealth Strategies Within the Tax Code 04:18 - Tax-Free Income vs. Tax-Exempt Cash Flow 06:05 - Hidden Debt of Retirement Accounts 09:55 - Mechanics of Non-Recourse Loans 11:40 - The 1990 GAO Report and Tax Exemption 15:52 - Breakaway League and Better Communication 21:11 - Problem with Collateralizing Retirement Plans 25:23 - Case Study: A Billionaire's Insurance Strategy 28:55 - Real-World IRS Audit Story 30:53 - Permanence of the Tax Code and Section 7702 33:13 - The Mount Everest Analogy for Financial Planning 38:43 - Practicality: Taking Loans in Real Life 41:40 - Whole Life vs. IUL and Mutual Companies 44:46 - Warren Buffett and the Life Settlement Market 47:35 - The Conflict of the Fiduciary Registration 50:39 - Debating PUA Riders and Policy Design 54:44 - The Cons and Risks of Life Insurance 57:22 - Collateral Capacity in Real EstateDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The Geoff Wilson Show
The Sports Card Market Has Changed... Heres Where the Money Is Going

The Geoff Wilson Show

Play Episode Listen Later Jun 3, 2026 29:59


The sports card market is undergoing a massive, fundamental shift. The days of the fragile 2020 pandemic hype cyclewhere collectors threw ungodly amounts of money at unproven rookies, speculative prospects, and volatile flips like Zion Williamson or Ben Simmonshave evolved. Today, the biggest institutional money, investment funds, and seasoned hobbyists are completely changing their strategies. In this episode of The Geoff Wilson Show, I break down exactly what I witnessed on the floor of the Dallas Card Show. From my 15-year-old son Reeves shifting his entire playbook from prospecting to flipping icons like Kobe Bryant and Tom Brady, to outside capital demanding safety over speculation, the market is choosing permanence over potential. I deep dive into why collectors are paying staggering premiums for certainty, the danger of short-term hype vs. long-term legacy, and how you can select prospects like Victor Wembanyama with much higher selectivity. In this episode, we cover: The Extinction of Hype Flips: Look back at the 2020 boom vs. 2026 reality. Why a one-game performance from players like Trae Young used to double card prices overnight, and why that market fragility is gone. Permanence vs. Potential: The painful lessons learned from speculating on ultra-modern rookies (Desmond Ridder, Michael Penix Jr., and Ja Morant) and why true liquidity has returned to the GOATs. The $1 Million Bet: How my massive 2023 investment in discounted all-time greats paid off, and why those historical blueprint cards (Jordan, LeBron, Brady, Mahomes, Ohtani) continue to shatter records. Selecting Generational Prospects: The exact checklist a prospect must clear to survive a 20-year hold, and why Victor Wembanyama fits into a completely separate tier of speculation. Hidden GOAT Categories: Alternative, mature avenues to invest in legacy athletes without paying stratosphere card prices, including autographed Sports Illustrated debut magazines and game-used memorabilia. What is your current portfolio balance between speculative rookie chasing and locking away all-time great legacy cards? Let me know your thoughts in the comments below! Don't forget to check out our sponsor Arena Club for the latest curated slab packs, and use promo code SCI for 20% off your first purchase! Follow Geoff: Instagram: Twitter: TikTok: LinkedIn: Companies Geoff Founded: Sports Card Investor: Market Movers: Three Five Two: NoviAMS: iLS Network:

Capital Record
Episode 302: The Power of Permanence

Capital Record

Play Episode Listen Later Jun 2, 2026 11:09


Treasury Secretary, Scott Bessent, gave a memorable speech at the Reagan Foundation Economic Forum last week.  In it, he reiterated the completely true economic principle of permanence – that when policies are properly codified they assure economic actors of the rules of the road, enabling more confident decision-making when it comes to hiring, production, consumption, and investment.     In today's Capital Record, David flushes out this concept more, acknowledges where the permanence of OBBBA has been a benefit, and asks a rather obvious question about another tax policy that remains, well, not permanent. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Bamboo Lab Podcast
"Daily Questions That Make Change Stick" with Lisa Broderick

The Bamboo Lab Podcast

Play Episode Listen Later Jun 1, 2026 72:31 Transcription Available


Send us Fan Mailhttps://permanencebook.com/If you've ever felt like you're doing all the “right” things but still not moving forward, this conversation is going to hit home. I'm joined by Lisa Broderick, serial CEO, board leader, and co-author of Permanence with legendary executive coach Marshall Goldsmith. We dig into a simple practice that sounds almost too easy until you try it: daily self-measurement through a short set of questions that force honest reflection and consistent effort.Lisa explains the framework behind Marshall's Daily Questions and why the wording matters so much. “Did I do my best to…” shifts you from judging outcomes to owning effort, which is the only part you can actually control. I share how this practice became a lifeline for me during a painful breakup and a major life transition, because it gave me a steady nightly self-audit when everything else felt uncertain.We also get practical about leadership and personal development: how accountability makes scores rise over time, why feedforward beats feedback for growth at work and at home, and how to escape comparison culture fueled by social media by playing your own inner game. If you want an evening routine that actually sticks, or a habit formation tool you can use for performance, relationships, and meaning, this is a strong place to start.Grab the book, try the questions tonight, and then come back and tell me what you noticed. Subscribe, share this with someone you care about, and leave a quick review so more people can find it.Support the showhttps://bamboolab3.com/

Leveraging Thought Leadership with Peter Winick
Permanence: How Leaders Sustain Success Without Losing Themselves | Lisa Broderick | 714

Leveraging Thought Leadership with Peter Winick

Play Episode Listen Later May 24, 2026 21:19


What if success is not the hard part? Lisa Broderick, Managing Partner of Conversus Group,  and co-author of Permanence with Marshall Goldsmith, brings a practical answer to one of leadership's most overlooked problems: how to stay the person you want to be after success arrives. Most leadership advice focuses on achievement. Hit the goal. Grow the company. Build the platform. Scale the impact. But Lisa's work asks a sharper question. What happens to your behavior, identity, and relationships once the pressure of success starts to reshape you? In this conversation, Lisa unpacks the power of daily questions. Not vague reflection. Not motivational slogans. A simple, measurable practice that helps leaders notice their behavior in real time. That noticing creates agency. Agency creates change. The breakthrough is in the wording. "Did I do my best?" is different from "Did I succeed?" It removes perfection from the equation. It puts ownership back in the leader's hands. And it makes behavior change sustainable. Lisa also shares how accountability changes everything. Leaders shifted their actions during the day because they knew someone would ask. Not an app. Not a dashboard. A person. That human connection made the work harder to ignore and easier to sustain. This episode is a powerful look at thought leadership in action. Lisa and Marshall are not just sharing ideas. They are turning research, coaching, behavioral science, and real-world executive practice into a framework leaders can use immediately. For CEOs, coaches, advisors, and thought leaders, this conversation is a reminder that success can create drift. One small compromise at a time. The right questions can bring leaders back to intention, clarity, and permanence. Three Key Takeaways: •Sustainable success requires more than achievement. Lisa Broderick's work focuses on what happens after leaders become successful. The danger is "identity drift"—small compromises that slowly pull leaders away from who they want to be. • The right questions create real behavior change. Daily questions like "Did I do my best?" shift the focus from perfection to effort, ownership, and awareness. That makes change more practical, measurable, and sustainable. • Accountability makes thought leadership actionable. The practice worked because leaders knew someone would ask. Human accountability turned reflection into action and helped leaders change their behavior in real time. Lisa Broderick shows how daily questions and human accountability help leaders create lasting behavior change. Adam Fridman takes that idea further, showing how small habits can be built and scaled across teams and organizations. Listen to Lisa's episode to understand why change starts with awareness. Then listen to Adam's to see how daily habits turn into measurable business impact.

Colonize The Ocean
Colonize The Ocean : Engineering Permanence Under the Waves

Colonize The Ocean

Play Episode Listen Later May 22, 2026 42:16


The BBC News report highlights a cutting-edge facility at Deep Campus dedicated to advancing human presence beneath the ocean. Experts at this site are utilizing specialized pressure chambers and saturation diving training to help humans safely endure the intense physiological demands of life underwater. Beyond industrial diving, the project features high-tech submersibles for pilot training and scientific research at significant depths. The organization is also developing modular underwater habitats designed to allow scientists and tourists to live on the seafloor for extended periods. By prioritizing certified safety standards and steel-based construction, the team aims to make the ocean as accessible for exploration as outer space. This initiative represents a significant step toward establishing permanent aquatic residences and expanding our understanding of the deep sea.http://atlantisseacolony.com/https://www.patreon.com/atlantisseacolony#DeepCampus #UnderwaterLiving #SaturationDiving #PressureChambers #ModularHabitats #SeafloorResidences #Submersibles #OceanExploration #AquaticResidences #DeepSeaInnovation #HumanOceanPresence #SteelSafetyStandards #PermanentUnderwaterHome

Franc-parler
De quoi est composé le prix de l'essence ? Et pourquoi change-t-il en permanence ?

Franc-parler

Play Episode Listen Later May 19, 2026 2:36


(Rediffusion) Travail, voiture, voyages, conso, shopping, placements... tout ce que vous devez savoir pour mieux gérer votre argent ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Podcast Torah-Box.com
Chavou'ot - Le mérite de la Torah en permanence

Podcast Torah-Box.com

Play Episode Listen Later May 18, 2026 14:43


À travers un Tossefot étonnant et plusieurs exemples, ce cours montre que même des actes matériels peuvent être considérés comme de l'étude de Torah.

Nuus
Meer as N1 miljard vir bewaring

Nuus

Play Episode Listen Later May 17, 2026 0:29


Namibië gaan 'n historiese bewaringsfinansieringsooreenkoms van meer as 1 miljard Namibiese dollar onder die Namibia for Life-inisiatief onderteken. Hierdie ooreenkoms gebruik die innoverende Project Finance for Permanence-model om langtermynfinansiering en -stelsels te verseker wat gemeenskapsbewaring permanent sal ondersteun. Die ooreenkoms sal die komende week onderteken word. Vilho Hangula, die omgewingsminbisterie se woordvoerder, gee meer inligting.

GFBS Grand Forks Best Source
Digital Dad Diaries: Practice Makes Permanence

GFBS Grand Forks Best Source

Play Episode Listen Later May 14, 2026 18:08


In this raw and unfiltered episode, Roosevelt Butler dives into the reality of being a "Digital Dad" and the journey from survival to stewardship. Moving beyond the "Bulls era" of fatherhood into the modern age, Roosevelt shares the honest truth about the tests we face, the mistakes we make, and the resilience required to keep building. Highlights of this episode: The Identity Shift: Turning negative labels like "baby daddy" into fuel for becoming a Legacy Architect. The "Nurturing Father" Test: A vulnerable look at failing forward and why practice, not perfection, makes permanence. Legacy Accelerator: Introducing the core pillars of emotional resilience, intentional communication, and breaking generational cycles. The Vision: The strategic move toward land ownership and financial access to ensure his children always have a place of belonging. The bottom line: If you're breathing, you still have a chance. Stop just moving—start progressing. Move with intention.

Tacoma Grace Sunday School
Love - the Most Excellent Way

Tacoma Grace Sunday School

Play Episode Listen Later May 10, 2026 35:24


Love - the Most Excellent Way Mark Nyreen Download a) The Uselessness of Gifts and Works without Love (1 Corinthians 12b-13:3)b) The Nature of Love (1 Corinthians 13:4-7)c) The Permanence of Love (1 Corinthians 13:8-13)

Joni and Friends Radio
Joy and Pain

Joni and Friends Radio

Play Episode Listen Later May 8, 2026 4:00


Click here to receive today's free gift on the Radio Page:  Speaking God's Language – Throughout the Bible, God encourages us to bring before him our worship and praise, confession, thanksgivings, intercessions, and petitions. As Christians grow in the discipline of praying, it becomes clear that there is always more to learn. Joni Eareckson Tada shares insights and personal stories that will hone your skill of including scripture in your prayers. Use the coupon code: RADIOGIFT for free shipping! *Limit one copy per person* --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Ducks Unlimited Podcast
The Duck Factory: Grasslands, Easements & Why Permanence Matters (Ep 771)

Ducks Unlimited Podcast

Play Episode Listen Later May 7, 2026 46:27 Transcription Available


If North America's duck populations are the engine of waterfowl hunting, the Prairie Pothole Region is its factory—and keeping that factory running requires permanence, partnerships, and people on the land.In this episode, DU Senior Waterfowl Scientist and host, Dr. Mike Brasher, continues the regional operations series with Dr. Johann Walker, Director of Operations for the Great Plains Region, based in Bismarck, North Dakota. Johann brings more than two decades of experience working in the heart of the prairie duck factory and offers a candid, detailed look at habitat conditions, conservation delivery, and the role of permanent easements in sustaining duck populations and rural communities.The conversation covers current wetland conditions across the Dakotas, migration timing, and how improved spring moisture may influence breeding distribution this year. From there, it dives deep into DU's most important conservation tool in the prairies: voluntary grassland and wetland easements.In this episode, listeners will hear about:Spring habitat conditions across the Prairie Pothole RegionWet years vs. dry years and what Johann has seen over 22 years on the prairiesHow migration timing interacts with available wetland conditionsWhy permanent grassland and wetland easements are critical for the future of duck productionHow the U.S. Fish & Wildlife Service's Small Wetlands Acquisition Program worksWhy easements are voluntary, minimally restrictive, and landowner‑drivenHow Duck Stamp dollars directly fund prairie easementsThreats to conservation easements and what DU is doing to defend them Why permanence matters for both wildlife and working ranchesThe rancher's perspective on protecting grassland for future generationsPhilanthropic support accelerating large‑scale habitat protectionAdditional DU programs restoring grasslands, wetlands, and migration habitatExpanding public access while supporting private landownersWhy protecting prairies today matters for hunters tomorrowThis episode offers one of the clearest explanations yet of how Ducks Unlimited protects the prairie duck factory—and how every duck stamp buyer plays a role in that success.SPONSORS:Purina Pro Plan: The official performance dog food of Ducks UnlimitedWhether you're a seasoned hunter or just getting started, this episode is packed with valuable insights into the world of waterfowl hunting and conservation.Bird Dog Whiskey and Cocktails:Whether you're winding down with your best friend, or celebrating with your favorite crew, Bird Dog brings award-winning flavor to every moment. Enjoy responsibly.

Christ Church Balham Talks
Abounding in Permanence (2 Chronicles 5)

Christ Church Balham Talks

Play Episode Listen Later May 3, 2026 43:39


Many of us go through life longing for permanence and stability but where should we look for this ‘forever home'? In this passage we discover how our King has done everything necessary to both bring God into us and also to prepare a place so that we might go to him. Celebrate God's Resting Rule Celebrate God's Permanent Place Celebrate God's Holy Habitation

Dutrizac de 6 à 9
Poursuite: «Est-ce que vous voulez vraiment que Open AI écoute tout ce que vous dites en permanence?», lance David Proulx

Dutrizac de 6 à 9

Play Episode Listen Later Apr 30, 2026 9:24


Poursuite des familles des victimes de Tumble Bridge contre Open AI. Discussion IA avec David Proulx. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Orlando Free Presbyterian Church
The Permanence of the Law

Orlando Free Presbyterian Church

Play Episode Listen Later Apr 26, 2026 37:59


The focus of this message in this series is to re-emphasize and further prove the permanent nature of the moral law and its redemptive fulfillment by the Lord Jesus Christ alone. The text is briefly expounded and then used to give an overview of the moral law's context in the Bible. The law's history in the world, the law's home in the old covenant, and the law's home in the new covenant are all briefly explained and applied.

The MINDset Game® Podcast
267 How to Make Change Stick: Interview with Lisa Broderick

The MINDset Game® Podcast

Play Episode Listen Later Apr 24, 2026 34:02


The hardest part of change isn't deciding to change. It's letting go of old patterns and making the change stick. In Episode 267 of The Mindset Game® podcast, Vered Kogan speaks with Lisa Broderick, a senior advisor who helps leaders turn strategy into lasting execution, founder of Police2Peace, and co-author with Dr. Marshall Goldsmith of the book Permanence, about why insight alone rarely produces lasting transformation. Drawing on a year-long study of Marshall Goldsmith's CEO clients, Lisa shares what she discovered about the simple daily practice that helped world-class leaders become the people they wanted to be. When we shift from measuring outcomes to measuring effort, and add real accountability, change becomes a daily practice rather than a one-time decision. In this conversation, you will learn: How six daily questions, done in just two minutes a day, can reshape behavior over time Why asking "Did I do my best?" is more powerful than asking "Did I succeed?" Why self-trust is the foundation for sustainable personal and organizational growth To learn more about Lisa Broderick, visit lisabroderick.com or explore the book at permanencebook.com. To subscribe to The Mindset Game® podcast or leave a review, visit TheMindsetGame.com or click HERE to subscribe and leave a review.

Politics Politics Politics
Is Florida the Last Redistricting Hope? Donald Trump's Presidential Permanence (with Gabe Fleisher)

Politics Politics Politics

Play Episode Listen Later Apr 23, 2026 75:23


Republicans are running out of places to redraw the map, and Florida is quickly becoming their last real shot to claw back seats before the midterms. The pressure is now squarely on Ron DeSantis to deliver a map that could net a handful of gains, but even inside the party there is real disagreement about whether that is possible. The risk is not just that the effort fails, but that it backfires, turning carefully engineered districts into competitive ones if turnout does not break the right way.That is the core problem with aggressive redistricting at this stage. The more you try to maximize advantage by packing and slicing districts, the more you rely on your own voters showing up consistently. If they do not, those same districts can flip. That is why some Republicans are warning that what looks like a smart map on paper could end up being a “dummymander” in practice, especially in an environment where Democratic voters appear more motivated. In fact, this is starting to look risky, it might be more accurate to call this year's elections “dummyterms,” a phrase I'm committed to making stick come hell or high water.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.At the same time, the conflict with Iran is entering a more volatile phase. New mines in the Strait of Hormuz and an expanded U.S. naval response signal that this is no longer just posturing. It's a pressure campaign with real global stakes, especially given how much of the world's oil supply runs through that corridor. The situation is starting to look less like a slow escalation and more like a standoff that will force a decision sooner rather than later.What makes it even more unpredictable is the internal instability within Iran itself. Leadership shakeups, reports about the Supreme Leader's health and — seriously — facial disfigurement, and a broader power struggle all suggest that there is no single, unified voice making decisions. That kind of vacuum makes negotiation harder and escalation easier, because different factions may be pulling in different directions at the same time.The timeline here is being driven by economics as much as politics. With exports constrained and storage capacity nearing its limit, Iran will eventually have to decide whether to halt production or find another way around the blockade. Neither option is easy, and both come with significant costs. That's why this moment feels compressed, with pressure building toward some kind of near term resolution.Finally, a different kind of competition is playing out between the United States and China, this time over artificial intelligence. The Trump administration is accusing China-backed actors of effectively copying American AI systems by extracting outputs and using them to train rival models. It is a technical fight, but the implications are strategic, especially if it allows competitors to replicate advanced systems without the same investment or safeguards.That accusation fits into a broader pattern of technological rivalry, where innovation, security, and economic advantage are all intertwined. If these claims are accurate, it raises serious questions about how U.S. companies can protect their models and whether current safeguards are enough. With a high stakes meeting between Trump and Xi on the horizon, this issue is likely to become part of a much larger negotiation over trade, security, and global influence.Chapters00:00:00 - Intro00:02:16 - Gabe Fleisher on the White House Press Corps and the Supreme Court00:22:41 - Redistricting Fights00:27:31 - Iran00:33:14 - China and AI00:36:29 - Gabe Fleisher on the Permanence of the Trump Administration01:08:56 - Final Thoughts This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

Disciples Church Sermon Audio
The Permanence of Marriage

Disciples Church Sermon Audio

Play Episode Listen Later Apr 20, 2026 66:09


The Permanence of Marriage Series: The Gospel of Luke Scripture: Luke 16:18 Date: April 19th, 2026 Preacher: Pastor Joshua KirstineThe post The Permanence of Marriage first appeared on Disciples Church.

marriage permanence disciples church
Houston Matters
How Houston Ended Up Segregated (April 16, 2026)

Houston Matters

Play Episode Listen Later Apr 16, 2026 44:12


On Thursday's show: We learn what is taking place at the annual NRA Convention April 16-19 at the George R. Brown Convention Center.Also this hour: We take a closer look at how and why segregation has become a permanent feature in our cities and how the promise of the 1940s through the 60s in Houston actually were periods that allowed racism to persist behind an illusion of progress. Those are subjects addressed in the book, Houston and the Permanence of Segregation. We talk with its author David Ponton III.And we learn about Black Cinema Club HTX, which is working to make the city a hub for Black cinema. The organization's founders tell us about their efforts to make Houston the next Atlanta for film and about their anniversary film festival this weekend.

Nature: Breaking
What happens when you invest money in nature?

Nature: Breaking

Play Episode Listen Later Apr 14, 2026 38:54


*Bonus Episode* What does it really mean to invest in nature—and why does it matter? In this special crossover episode of Nature Breaking and The Pew Charitable Trusts' After The Fact podcast, WWF's Seth Larson and Pew's Giuliana Pence explore the growing field of nature finance. Joined by experts from both organizations, they tackle a big question: how much does it cost to protect nature, and where does that money come from? You'll hear from Matthew Cranford of WWF and Shubash Lohani of Pew as they explain why the world needs roughly $1.2 trillion per year by 2030 to halt biodiversity loss—and why current funding falls short. They also break down innovative financing tools like Project Finance for Permanence, debt‑for‑nature swaps, and market-based models that are helping fund and secure long‑term protection for forests, oceans, and wildlife. From supporting Indigenous‑led conservation to restoring degraded landscapes, this episode shows why conservation isn't just a cost—it's an investment in healthy ecosystems, resilient communities, and a stable global economy that can also yield financial returns, in addition to nature benefits. If you've ever wondered how conservation actually gets funded, this episode offers a clear, accessible look at what happens when nature gets the investment it deserves. Links for More Info: Matthew Cranford bio Shubash Lohani bio Pew's After The Fact podcast WWF's Nature Finance & Investment strategy Enduring Earth Chapters: 0:00 Intro – Welcome to a special crossover episode with Pew & WWF 1:29 Today's topic: nature finance 3:46 How much does it cost to save nature? 6:28 What does that money pay for? 12:17 What is "nature finance" and how does it work? 16:33 WWF's Nature Finance & Investment strategy 22:07 Project Finance for Permanence (PFP) & the Enduring Earth coalition 26:07 PFP results for nature and people 29:34 Connecting funders with high-quality projects 32:18 Quick Pitch: Why should funders invest in nature? 35:10 Matthew and Shubash reflect on each other's work 37:09 Seth and Giuliana's final thoughts

Les Nuits de France Culture
Bonjour et adieu à la négritude 4/12 : Jacques Rabemananjara sur la "Permanence de l'art nègre"

Les Nuits de France Culture

Play Episode Listen Later Apr 13, 2026 35:41


durée : 00:35:41 - Les Nuits de France Culture - par : Mathias Le Gargasson - Au printemps 1966 se tient à Dakar le Festival Mondial des Arts Nègres. Parmi les participants, Jacques Rabemananjara, poète et homme politique malgache, intervient en clôture pour apporter un message d'optimisme sur la permanence des arts africains. - réalisation : Virginie Mourthé - invités : Jacques Rabemananjara Écrivain et homme politique

Edgewater Christian Fellowship
The Grind: Ecclesiastes 3:1-15 – Your Time Is Going To Come

Edgewater Christian Fellowship

Play Episode Listen Later Apr 12, 2026 39:08


Ecclesiastes 3 presents life as a rhythm of seasons we don't control, where joy and sorrow arrive like tides and never stay forever. Solomon urges preparation instead of resistance, reminding us that each season is temporary and that wise living means building a life ready for both storms and sunshine, often with the help of others. The passage then lifts our eyes to God's timing, where even broken moments can be woven into something beautiful over time. Rather than overanalyzing life, we're invited to enjoy simple gifts, serve others, and find meaning in everyday work. In the end, God is the master craftsman, shaping the mixed ingredients of life into something lasting, pursuing people with redemption and forming a story that stretches beyond the moment.

Woman's Hour
Children and happiness, Miscarriage leave, Extramarital pairings

Woman's Hour

Play Episode Listen Later Apr 7, 2026 57:12


Women in Northern Ireland who have had a miscarriage - along with their partners - will now be entitled to two weeks paid leave. The government is planning to bring in at least one week of leave for families in England, Scotland and Wales next year. Nuala McGovern is joined by Niamh Campbell, Reporter for the Belfast Telegraph and Erin Sharkey who is a volunteer with the Miscarriage Association in Northern Ireland.Last August, 250 harvest mice were released into a nature reserve in Devon to replenish the natural stocks of this little animal that is under-threat. The project wasn't conceived by a big conservation group or local wildlife centre – in fact it barely involved adults at all. It was the dedication of two 13-year-old naturalists, Eva Wishart and Emily Smith, who bred the mice at home in empty fish tanks, using plants from their garden, and a custom-built release enclosure. We hear from them and we have an update on the success of their project. Do you think that having kids makes you happy? A new study from the University of Nicosia in Cyprus suggests not. It drew on data from more than 5,000 participants in ten countries, including the UK, and concluded that there is no strong evidence that parenthood leads to a measurable increase in positive emotions. To discuss the findings and weigh up their own experiences, we hear from two mothers of two - Ella Whelan author of ‘What Women Want,' and Iko Haruna, a family photographer and former presenter of ParentLand, the BBC World Service's podcast.Thousands of rapes are reported every year across the UK in fact, and the numbers continue to rise. ‘Sophie' was raped by a man pretending to be a taxi driver after a night out in Glasgow in 2022. She decided she wanted to talk publicly about her experience and approached BBC Scotland newsreader Laura Miller, presenter of Scotcast, who tells us more of Sophie's story.What if people who have affairs were sent off, in their extramarital pairings, to an unknown city to spend time together? All the while their 'real' lives were put on pause and waited for them to come back. How long would the paradise last for? This is the premise of a new book, Permanence by Sophie Mackintosh. Sophie joins Nuala to discuss it.Presenter: Nuala McGovern Producer: Kirsty Starkey

Little Atoms
Little Atoms 992 - Sophie Mackintosh's Permanence

Little Atoms

Play Episode Listen Later Apr 2, 2026 30:35


Sophie Mackintosh is the author of four novels, including The Water Cure and Cursed Bread. She has been longlisted for the Man Booker Prize and the Women's Prize, has won a Betty Trask Award, and has been selected as one of Granta's Best of Young British Novelists. She has been published in Granta, The White Review and TANK magazine among others. On this episode of Little Atoms she talks to Neil Denny about her latest novel, Permanence. Hosted on Acast. See acast.com/privacy for more information.

women acast prizes tank permanence granta man booker prize sophie mackintosh betty trask award young british novelists little atoms neil denny
Happy Work
Vous pouvez arrêter de vouloir prouver votre sérieux en permanence

Happy Work

Play Episode Listen Later Mar 30, 2026 1:26


Le conseil du jour, c'est une minute pour prendre du recul, respirer, et avancer un peu plus sereinement dans votre travail. Un conseil simple, concret, applicable dès aujourd'hui. Un format court de Happy Work, par Gaël Chatelain-Berry.NOUVEAU : retrouvez moi sur WhatsApp sur la chaîne Happy Work... pas de spam, c'est gratuit et il n'y a que du feelgood !!! : https://whatsapp.com/channel/0029VbBSSbM6BIEm0yskHH2gEt pour retrouver tous mes contenus, tests, articles, vidéos : www.gchatelain.comSoutenez ce podcast http://supporter.acast.com/happy-work. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Hystériques
[MINI-ÉPISODE] Cette EXPERTE explique POURQUOI vous êtes épuisées en permanence

Hystériques

Play Episode Listen Later Mar 30, 2026 6:28


The Metal Maniacs Podcast
Blaythe Steuer of  NO CURE  Straight‑Edge Metallic Hardcore -Metal Maniacs Podcast Ep.#146

The Metal Maniacs Podcast

Play Episode Listen Later Mar 24, 2026 70:33


Neighborhood Bible Church Sermons
Real Life Ministry is Temporary & Requires Permanence — 2 Corinthians 5:1-10

Neighborhood Bible Church Sermons

Play Episode Listen Later Mar 22, 2026 42:24


ESV 2 Corinthians 5:1-10 Our Heavenly Dwelling 1 For we know that if the tent that is our earthly home is destroyed, we have a building from God, a house not made with hands, eternal in the heavens. 2 For in this tent we groan, longing to put on our heavenly dwelling, 3 if indeed […]

Fletcher Church
Christ-Centered Marriage, Part 5: PERMANENCE! (1 Corinthians 7:10-16)

Fletcher Church

Play Episode Listen Later Mar 22, 2026 46:29


For Gospel People, Divorce is not an Option, but it is a Reality . . . I. Jesus' Command- Avoid Divorce, Seek Reconciliation! (10-11) II. Paul's Application- Spiritual Mismatch doesn't Negate Marriage but May give it a Mission! (12-16)Practical Implications o How can you genuinely check up on the health of each other's marriages? o What would grieving well or repenting well look like in this area? o What actions can help you divorce-proof your marriage?

The Bird Brain Podcast
Bird Brain | S9 E8(343): What Friendship Should Feel Like at This Age. Emotional Permanence in Adult Relationships

The Bird Brain Podcast

Play Episode Listen Later Mar 2, 2026 25:15


Accepting New 1:1 Clients: www.birdbrainwellness.comWhy do so many adult friendships fade—even when the people involved care about each other? In this episode, we dive into what friendship should actually feel like in adulthood and why so many connections fail: it's not about history, nostalgia, or proximity—it's about emotional permanence.We break down the difference between being remembered and being cared for, the importance of showing up consistently, and why neglect—even small moments of inattention—can quietly erode a relationship. You'll hear how to recognize friendships that sustain you, spot the ones that don't, and how to cultivate connections that are steady, mutual, and intentional.If you've ever felt disappointed in adult friendships, wondered why some relationships don't last, or want clarity on what healthy, long-term connections actually look like, this episode is for you.

Happy Work
Vous pouvez arrêter de vous comparer en permanence

Happy Work

Play Episode Listen Later Mar 2, 2026 1:16


Le conseil du jour, c'est une minute pour prendre du recul, respirer, et avancer un peu plus sereinement dans votre travail. Un conseil simple, concret, applicable dès aujourd'hui. Un format court de Happy Work, par Gaël Chatelain-Berry.NOUVEAU : retrouvez moi sur WhatsApp sur la chaîne Happy Work... pas de spam, c'est gratuit et il n'y a que du feelgood !!! : https://whatsapp.com/channel/0029VbBSSbM6BIEm0yskHH2gEt pour retrouver tous mes contenus, tests, articles, vidéos : www.gchatelain.comSoutenez ce podcast http://supporter.acast.com/happy-work. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Entr'Nous
#072 : Just be wow – un nouveau service pour les adolescents (2/2) (FR)

Entr'Nous

Play Episode Listen Later Feb 28, 2026 30:37


Vous pouvez laisser un message vocal à Sophie, Olivier, Michel ou à l'équipe du LHC en lien avec ce podcast ici : https://www.vodio.fr/repondeur/311/Dans ce deuxième épisode qui fait suite au précédent (#71), nous vous invitons à découvrir les 3 services actuels de l'univers « Just be WOW », un projet porté par Olivier et Sophie, et dédié aux adolescents d'aujourd'hui.L'esprit de ces créations est d'accompagner les adolescents à grandir dans des relations plus conscientes, plus saines, plus épanouissantes et sans violences grâce à une meilleure conscience d'eux-même et de leur corps.1er service présenté: le Stage Totem, une immersion de 5 jours pendant les vacances scolaires, pour renforcer la confiance en soi, l'écoute du corps et la qualité des liens.2e service présenté: un programme subsidié extra-scolaire de 4 sessions, conçu pour sensibiliser aux violences et offrir des outils concrets pour construire des relations plus belles et saines.3e service : une aide sur mesure, adaptable aux besoins spécifiques d'un établissement, d'un groupe ou d'une situation particulière.Ce podcast est une invitation à ouvrir le dialogue, à prévenir plutôt que réparer, et à donner aux adolescents des repères précieux pour leur avenir relationnel.Bonne écoute, interview menée par Michel Godart.Remerciements à The Podcast Factory Org, le partenaire de vos podcastsEnvie de nous contacter : contact@justbewow.beLiens mentionnés dans le podcast : - « Cap toi M'aime », un service en Suisse pour accompagner les jeunes en refus scolaire ou décrochage scolaire ainsi que leurs parents : https://captoimaime.ch/- Les Lucioles : Page de donations de l'association LHC pour nous aider à exister et à développer les services. https://love-health-center.systeme.io/lucioles3-6-9-12Séquençage du podcast :[00:00:20] Introduction à la seconde partie du podcast « Just Be Wow »[00:01:06] Rappel : qui est Sophie Mentior ?[00:01:23] À qui s'adressent ces services (ados, parents, structures) ?[00:01:55] Le stage « Totem »[00:03:30] Symbolique du Totem et historique du projet[00:04:20] Pourquoi un groupe est indispensable[00:05:03] Ce que le groupe apporte aux adolescent·es[00:05:57] Mixité d'âges et d'histoires[00:06:47] Maturité émotionnelle et complément d'Olivier[00:08:41] Apprendre en s'amusant et créer la confiance[00:09:34] Rythme du stage Totem[00:09:49] Durée du stage Totem[00:09:50] Second service : programme extra-scolaire subsidié[00:11:18] Aller plus en profondeur[00:11:49] Logique du suivi : répétition, corps, expérience, carnet[00:13:19] Nuances : émotions, comportements et violence[00:14:07] Surprise fréquente : le lien au corps[00:16:02] Synthèse en mots-clés[00:16:29] Progressivité de l'accompagnement[00:16:41] Vivre une « tribu »[00:17:15] Apprendre entre jeunes et dialoguer autrement[00:18:49] Relais maison-école : recréer du lien familial[00:20:10] Troisième service : l'atelier « clé en main »[00:21:31] Synthèse en mots-clés[00:21:53] Vision, impact et ambitions[00:22:39] Avec quoi repart un·e jeune ?[00:23:51] Le lien avec le Love Health Center[00:25:19] Synthèse en mots-clés[00:25:51] Appel : groupes 15–25 non scolaires et permanence jeunes[00:26:41] Permanence physique et besoin de soutien[00:27:35] « Les Lucioles » : mensualités de soutien[00:28:28] Gratitude et invitation à partager[00:28:49] Rituel de clôture : gratitude et rappel voicemail[00:29:07] Remerciements de Sophie[00:29:16] Remerciements d'Olivier[00:30:02] Clôture

Franc-parler
De quoi est composé le prix de l'essence ? Et pourquoi change-t-il en permanence ?

Franc-parler

Play Episode Listen Later Feb 27, 2026 4:09


(Rediffusion) Travail, voiture, voyages, conso, shopping, placements... tout ce que vous devez savoir pour mieux gérer votre argent ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Nature: Breaking
Can "Impact Investing" Help Save the Planet?

Nature: Breaking

Play Episode Listen Later Feb 24, 2026 28:16


Finance has a critical role to play in achieving conservation goals. Simply put, saving an ecosystem, or a species, isn't free. Those efforts require lots of scientific research and analysis, tools, infrastructure, and staff. WWF has been at the forefront of a variety of innovative ways to finance those efforts – from Project Finance for Permanence initiatives, to debt for nature swaps, and more. Today we're going to talk about another approach that's gaining steam: impact investing. Impact investing is all about making investments with the goal of advancing social or environmental outcomes – not about maximizing financial returns. Joining Nature Breaking today to explain how it works is Isabelle Foster, WWF's Senior Impact Investing Specialist. Isabelle is part of WWF Impact, our impact investing venture. And she's also a podcast host, having recently launched a limited-series show called Catalyzing Climate Conversations. Her new show is a partnership with the Aspen Institute's Aspen Network of Development Entrepreneurs (ANDE). Stay tuned to hear from Isabelle about how impact investing works, why WWF is investing in companies like EatCloud—whose software platform is helping grocery stores and other businesses divert food from the landfill and instead support local communities—and how these investments advance conservation outcomes on the ground. Links for More Info: Isabelle Foster bio WWF Impact PODCAST: Catalyzing Climate Conversations CHAPTERS: 0:00 Preview 0:30 Intro 1:56 What is impact investing? 5:20 How can impact investing help the planet? 8:02 WWF's approach to impact investing 13:34 Example of success: EatCloud 21:45 Podcast plug for Catalyzing Climate Conversations 27:39 Outro

Message From Emmanuel
The Permanence of the Word

Message From Emmanuel

Play Episode Listen Later Feb 16, 2026 37:31


The Permanence of the WordPsalms 119:93“I will never forget thy precepts: for with them thou hast quickened me.”King James Version (KJV)Message From Emmanuel is a weekly audio ministry of Emmanuel Baptist Church in Irvine, KY. We sincerely hope God blesses you as you listen!Follow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com  Send a textFollow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com

Food School: Smarter Stronger Leaner.
2-minute practice to make change last with Lisa Broderick, a co-author of Permanence: become the person you want to be and stay that way.

Food School: Smarter Stronger Leaner.

Play Episode Listen Later Feb 15, 2026 50:52


We sat down with Lisa Broderick, CEO of Marshall Goldsmith Advisors and co-author of a new book Permanence: Become the Person You Want to Be and Stay That Way, to unpack a 2-minute practice that helps high-achievers, leaders and teams start compounding wins into lasting change. We walk through the Daily Questions Method and the crucial shift from outcome obsession to effort tracking. Lisa explains why willpower collapses under stress, how comparison culture hijacks identity, and how a tight feedback loop builds lasting habits using your brain's reward system. Beyond the core ritual, we dive into other practical tools you can use immediately to grow and improve permanently.Feedforward replaces backward-looking critiques with future-focused guidance you'll actually act on. The hero exercise turns admired qualities into your personal North Star. The wheel of change helps you decide what to keep, what to let go, and what to accept—so your motivation stops leaking into unwinnable fights.For teams, we outline a simple rollout: lightweight 360s to pick 3 behaviors, a shared cadence, and leaders modeling effort scores.Expect a clear, repeatable framework for personal growth and culture change, one that takes minutes, not meetings, and scales from individual habits to organizational norms.Ready to trade resets for lasting results?Subscribe, share this with a friend who wants to grow, and tell us: which 3 behaviors will you track this week?Short BIO:Lisa Broderick is a seasoned C-suite executive, corporate board member, and nonprofit founder with three decades of leadership experience across diverse industries, blending science with personal transformation.Author of the international bestseller All the Time in the World, which was translated into dozens of languages, and a frequent contributor to Psychology Today, Lisa distills human behavior, science, and systems thinking into complex organizational and behavioral insights.Her books deliver practical, results-driven strategies that empower individuals and organizations to achieve lasting success. Learn more about Lisa and get the book: https://permanencebook.com/Text Me Your Thoughts and IdeasSupport the showBrought to you by Angela Shurina Behavior-First, Executive, Leadership and Optimal Performance Coach 360, Change Leadership & Culture Transformation Consultant

Rothen s'enflamme
Le procès - Rothen : "Cette direction instaure de l'instabilité en permanence" – 11/02

Rothen s'enflamme

Play Episode Listen Later Feb 11, 2026 6:11


Un acteur du monde du foot est l'accusé du soir. Il est ensuite défendu avant le verdict du juge.

The Thought Leader Revolution Podcast | 10X Your Impact, Your Income & Your Influence

"Get out of the mentality of seeking one-time breakthroughs. Get into the mentality of seeking ongoing permanence."  A breakthrough can feel powerful in the moment—but without reinforcement, it fades. Real change doesn't come from a single surge of motivation. It comes from building habits, structures, and support that hold the change in place.  Permanence is what turns insight into identity. When growth is supported over time, confidence stabilizes, progress compounds, and results stop collapsing back to where they started. Breakthroughs may spark the fire—but permanence is what keeps it burning.  Also in this episode:  Greg Stephens  Visit https://www.eCircleAcademy.com and book a success call with Nicky to take your practice to the next level. 

Media
The Gatherer's Ode to Creation's Permanence and Humanity's Transience

Media

Play Episode Listen Later Jan 25, 2026


Better Wealth with Caleb Guilliams
Is the Government Targeting Life Insurance Tax Benefits? Finseca Responds | Maggie Seidel

Better Wealth with Caleb Guilliams

Play Episode Listen Later Jan 13, 2026 38:05


Chief Growth Officer, Maggie Seidel from Finseca gives the insider information on what Washington DC is doing right now in the world of finance and life insurance. What is Finseca doing to defend life insurance and agents from over regulation and tax threats. 00:00 Intro 00:52 Maggie Seidel & Finseca's Mission 03:44 Finseca's Structure and Approach 06:08 Addressing Threats 06:40 Analogy of Financial Professionals' Evolution 08:09 Pushback Against Financial Regulation and the Fiduciary Standard 09:58 Tax Code Changes and Finseca's Response 11:09 Permanence on 199A 14:02 Finseca's Approach When It Comes To Debt 19:05 Finseca's Opinion on Fiduciaries 20:49 Ernst & Young Study 26:37 What is Finseca Looking Forward To? 32:29 Finseca's Approach to the People on the Internet? 36:37 Final Thoughts Want to Join Finseca? Click Here: https://www.finseca.org/Join Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Wealth, Actually
10 FAMILY OFFICE MYTHS EXPOSED

Wealth, Actually

Play Episode Listen Later Jan 12, 2026 31:47


In this episode, 10 Family Office Myths exposed (and debunked). https://youtu.be/j1cgcZZcRBM Welcome back and Happy New Year on the Wealth Actually podcast. I’m Frazer Rice. We have a fun show today where we talk about 10 myths in the family office space. Mark Tepsich, who runs the family office governance practice at UBS is here as we dish into the ideas and concepts that are misunderstood in the family office world. Summary This conversation delves into the complexities and myths surrounding family offices, exploring their structure, governance, and the unique challenges they face in wealth management. The discussion highlights the importance of understanding the specific needs of families and the role of family offices in managing complexity and preserving wealth across generations. It also addresses common misconceptions about family offices, including their necessity, governance, and their relationship with institutional investors. Takeaways Family offices are established to manage complexity in wealth.Not all family offices are the same; each has unique needs.Governance frameworks are essential for effective family office management.Many family offices outsource functions rather than internalizing them.The myth that 85-90% of family offices shouldn’t exist is false.Shirt sleeves to shirt sleeves is a debated concept in wealth preservation.Family offices need to adapt to the evolving needs of families.Investment functions in family offices are often secondary to administrative roles.Family offices are driven by complexity rather than just size.The future of family offices may involve more direct investment opportunities. Chapters: Family Office Confidential 00:00 Understanding Family Offices: Myths and Realities02:02 The Complexity of Family Office Structures04:37 Debunking Common Myths About Family Offices06:17 The Role of Outsourcing in Family Offices07:54 Generational Wealth: The Shirt Sleeves Myth10:51 Flexibility vs. Permanence in Family Offices12:48 Governance and Decision-Making in Family Offices15:49 Investment Functions in Family Offices18:05 Size vs. Complexity in Family Offices20:09 Family Offices vs. Institutional Capital21:19 The Aspirational Nature of Family Offices23:30 The Relationship Between Family Offices and Institutions25:36 Technology in Family Offices: Current Trends29:03 Family Offices and Private Equity: A Comparative Analysis Myths 85-95% of FO’s should not exist vs. “there is no such thing as a family office’ Family office internalize everything A Family Office Anchored by an operating business is the same that is one funded solely by liquidity event Shirtsleeves to Shirtsleeves is myth Family offices are designed to be permanent’ Family Offices don’t need high end (almost SOX) like governance Family Offices are driven by net worth (no, by complexity) Family Offices are built on a robust investment function (no, it”s complexity management- often rooted in bookkeeping and accounting) Family Offices are like institutional Capital (no, many more motivations than pure returns- including whimsy and the knee-jerk ability to override the IPS) Family Offices are the right result for a career (they could be, but it is extremely unlikely- a lot of things have to be “just right” and there is little to know patience for development Family Offices make great wealth clients (very much depends on the function and the product- they can be difficult consumers) Family office tech is best – in – breed (No and it probably never will be) Family offices shun Large institutions (Surprisingly, no- needed for deals, expertise, and most importnatly financing and introductions) Keywords family offices, wealth management, governance, investment strategies, family dynamics, myths, financial planning, family wealth, complexity management, family governance Transcript: Family Office Myths Busted Frazer Rice (00:04.462): Welcome board, Mark. Mark Tepsich: Hey, Frazer, good to see you again. Appreciate the opportunity. Frazer Rice: Likewise. So let’s get started first. We’re going to go into some of the myths around family offices. But you really participate in kind of an interesting subset of that in terms of helping families design and govern them. What exactly does that mean on a day-to-day basis for you? Mark Tepsich: Yeah, good question. So, you know, it means a couple of things, right? So if you think about a family office, you have families that are at the inception point, right? Where things are getting too complex for them. They need to set up some sort of infrastructure. And it’s really like, what is a family office? What can it do for me? What are the pros, cons, and trade-offs? Where do I start? What’s the infrastructure, the systems? Who do I hire? How do I structure a compensation? So you’ve got families maybe coming at it. From post liquidity event, maybe coming at it from, we need to lift up, lift out this embedded family office out of the business to, hey, we’re an existing family office. We’ve got, you know, we’re evolving, right? The family’s growing, their enterprise is changing, the world around us is changing. People are leaving the family office, the next gen’s getting incorporated into the family office in some way. We’ve got some questions that could be, how do we engage the next generation through the family office? Mark Tepsich (01:21.614): How do we make decisions, communicate around our shared assets and resources, which could be a portfolio, maybe even a business, or hey, how do we come together and hire? What is this profile of this person look like? Who should we hire and not hire? What’s the structure of their compensation, carry co-investment, leverage co-investment? What’s the tech stack look like across accounting, consulting, reporting? Now, how do we insource and outsource? So it’s sort of. I like to call it organizational capabilities. So, you know, sometimes it’s soup to nuts, like starting from zero, other times it’s, we’ve been around for a long time, but we have a couple of questions. So that’s kind of my day to day. And, you know, I’ve been living this really since 2008 pre-global financial crisis. Frazer Rice So we’re going to go into, I think, some of the craziness of the family office ecosystem where we have people who wear many hats, people who wear masks, some people who are jokers and other people who are really good technicians and provide a lot of great insight. One of the things you were talking about is that the different types of mandate can be different. And I think maybe one of the first myths we should tackle is the The bromide that if you’ve seen one family office, you’ve seen one family office, which is thrown around at every family office conference and everybody chuckles for a minute and then it sort of washes away and no one cares anymore. What do you think about that statement? Mark Tespich (03:19.006): So I don’t necessarily think it’s true. And here’s what I mean. Let’s make an analogy to this, right? A business needs certain core infrastructure to just operate, right? And using accounting back office, you know the inflows, the outflows, you know, if you’re make a decision, these are the steps you have to go through. And so a family office, right? It needs to incorporate that, but it needs to incorporate it with the family and the family enterprise that is existing for that family, right? So, yeah, each family office is different because each family is different, but that’s like saying you’ve seen one business, you’ve seen one business, right? The strategy could be, the culture could be different, but, you still need some core operating infrastructure. And again, there’s accounting infrastructure, and that’s the basics, right? So there’s a curl of truth, but largely I think that it is false. Well, and at the same time, yes, families are different, but in general, families are trying to get to the same place, which is, know, they want to steward the wealth. They want to make sure it benefits the family and the other constituencies. And they want to make sure that it’s preserved over time. And those functions, you know, it’s very infrequent. You’d find the functions not there. And so how you get from A to B may be different, as you said, but there are a lot of universal truths to setting one of these things up. Frazer Rice So one of the other myths that we’ve come across is the idea that 80 to 90 percent of family offices shouldn’t exist. is, people and families set these up for, let’s call it the wrong reasons. Maybe it’s fear of missing out, maybe it’s great cocktail party chatter, maybe it’s an overdiagnosis of their needs. What do you think about that? Mark Tepsich Again, false. know, family offices are largely a function. They largely exist because there’s a market scale here. And what I mean by that is when you look under the hood at a family office, you’ve got basics of an accounting firm. You’ve got basics of an investment slash wealth management firm. You’ve got the basics of a legal slash tax firm. And then you’ve got essentially everything in between. And when you look at professional service firms out there, They can’t provide all of those under one roof, whether compliance or regulatory reasons. But the other reason is because no business model out there can really scale the complexity that each one of these families has. So yeah, you could outforce a lot of this stuff, but at the end of the day, family offices often exist because of a market failure. so, false, 85 to 90 % of family offices should exist. Frazer Rice (05:41.164) One of the other things, I’ve been around enough of these getting set up, is that the family office, if we get into sort of a technical structure, such that you set up a structure so that you’re able to deduct the expenses related to administering the wealth around that, that’s a valid reason to do things in addition to the organizational component. So I agree with you that there’s, to say that they shouldn’t exist is sort of belying the notion that these functions should take place internally. And I think you spoke to that. And I guess that gets to another myth, which is that family offices should internalize all of these functions. You just talked about it a little bit, that that’s not a great business model either. Mark Tepsich No, mean, yeah, so, you know, 85 to 90 % of family members out there, you just use that statistic, outsource a fair amount of things, right? And what that means is let’s just use tax counsel, for instance, right? This is something that these issues exist in every family office, they exist for every individual, but at the end of the day, should you have, you know, a tax counsel in-house in a family office that’s only doing, you know, income tax advisor work? Probably not. For 95 % of family offices because the frequency just isn’t there, right? So, you if you look at general councils alone, right? So they should have a broader mandate than income tax. should have well-transferred estate planning. Every family has those issues, but do they have the frequency to warrant bringing that individual, that professional and the rate, the cost? Probably not. a lot, you know, most family offices outsource a fair amount of whether it’s investment management, manager selection and due diligence. So false. Most fair amount offices do outsource a fair amount. Frazer Rice (07:31.374) One the things, this is one of my favorite controversial topics in the family office ecosystem of vendors that are out there is this notion that shirt sleeves to shirt sleeves is a myth. that the, and for those who don’t know what that means is, know, the first generation has generated the wealth, the second one enjoys it. And then the third one for a variety of reasons is ill-equipped to carry the wealth forward. And then everyone kind of goes back. It transcends culture. It’s lily pad to lily pad. You know, there’s a British version and a Russian version and whatever version. But the advice ecosystem around this is such that there’s a lot of debate about the statistics that have, quote unquote, proven that. And I can listen to that and say, yes, those may be very narrow. But there is a myth out there that shirt sleeves to shirt sleeves is a myth. Maybe you have some comments on that. Mark Tepsich Man, this is a tough one. I will say this will probably be the toughest one. So I think once a family becomes wealthy, right? And you can kind of define that as, the wealth, meaning the financial wealth will last a few generations with really out, with really nobody working, right? Let’s just define it that way. It’ll last a couple of generations if you make some not dumb decisions, we’ll call it. I think such as the financial markets today, right, as long as you’re diversified, you will stay wealthy. Does that mean you are going to have the same amount per capita over time? Maybe not, right? So if you look at it today, is a nuclear family of four, and you look at it 50 years from now, and the family is 30 people, right? I don’t know what the growth rate would have to be on those assets. So I think the family will remain wealthy whether they remain, you know, on a per capita basis, right? That’s a different story. I think what this is missing, however, I think the numbers kind of overshadow what this is getting at. I think when you look at it, when you take a step back, that first generation wealth creator, right? Will the family continue to be builders and entrepreneurs down the road? Frazer Rice (09:50.26) That I think that’s the question. Will they continue to kind of reach their full potential? I think that is that should be the focus. I’m going to punt on this one. I think it’s TBD and it’s there’s no set answer. I think the idea that the returns, To get back to your point is that as you go from generation to generation, the complexity increases, I’d say geometrically. Whereas the assets in many ways are going to be designed to increase linearly. And so at some point it may be 14 generations down the line when you’ve got 300 people that you have to take care of, are those assets gonna be in place to be able to support the level of living that people expected in generation one, two, and three? I think that’s the equation we’re all trying to fight. And so I’d say while Shirt Sleeves to Shirt Sleeves isn’t necessarily a prophecy, it’s definitely something that has to be addressed. So I’m gonna say that the fact that Shirt Sleeves to Shirt Sleeves is a myth, I think that’s the myth. Mark Tepsich So that’s where I draw my line in the sand there. think there’s an equation you constantly have to fight. Okay, so here’s another one. Family offices are designed to be permanent. I happen to think that they start out trying to be permanent, but in actuality, they really have to be more flexible and flex with the needs of the family, even at the first or second generation. Yeah, I would agree. Often they’re established for a good reason, right? That reason is complexity. Whether that complexity continues to exist for the family is a different story, right? You might have a business being sold. The family might just say, “hey, we don’t need to do all these direct investments, these alternate investments. Let’s just keep it simple, keep it passive.” I don’t think they’re designed to be permanent. I think families don’t really think about that too much. They want to exist for probably the existing generation that’s leveraging it and they wanna transition it, to your point, be flexible over time. But I don’t think anyone like a business, right? If you think about a business, the business generally speaking, it’s meant to exist in a perpetuity. That’s why you have a business, right? It’s not a sole proprietorship, but a family office, I think it’s TBD, right? So, you know. I don’t think anyone’s setting up a family that will say this is going to exist a thousand years from now. And I think if they came out and said that, think that it would add question and motivations. Frazer Rice Maybe we may be welcoming the Martians, we may be speaking Mandarin. There’s a thousand things that could happen in between here and then, that’s for sure. Here’s a myth that I think you and I are both going to agree is one, which is that family offices, for the ones that we think are going to try to persist, don’t demand necessarily Sarbanes-Oxley or high-end governance. Mark Tepsich I think as family offices mature, meaning as the family evolves, they do need some sort of decision-making framework. Especially if they’re going to really come together and act like somewhat of an institution. What I mean by that is, under the hood of a family office or under the hood of a family, let’s say there’s 10 family members. Let’s say there’s 20 to 25 trusts within that. You know, you could come together and pull your assets, right? And pull your resources. That’s part of the reason for having a family office. And so you just have a larger pool of capital. When you’re doing that, you do need governance. Okay? But if you’re gonna have, it’s just like, hey, we’re gonna have our separate portfolios. We’re not gonna come together and have pooled investment vehicles. You might not need an investment company, okay? And there might be good reasons to have an investment committee. In fact, many the investment committees I see, they’re not like college endowments where, we got eight people or nine people on here. We need to agree at least have five people to agree to allocate to this manager or change the allocation or change the IPS, depending on where that authority resides. I often see many investment committees for families, hey, we’re just collaborative in nature. We’ll get together. We’re going to have a meeting and talk about different strategies. Different advisors, things we should be doing. But if they’ve always had to agree at the family business level, they might not wanna have that same construct in the family office slash investment portfolio. If they’ve always struggled, know, come into agreement at the family business, now they’re gonna like, hey, we’re gonna recreate this dynamic. don’t have a binding construct. In fact, we ran a report, it’s coming out hopefully in the next couple of weeks. on family enterprise governance and a component obviously is the investment committee. 70 % of the investment committees out there are advisory in nature, meaning they don’t make binding decisions. They take it back to the trustees or whoever the authority is and they say, hey, here’s what we think, right? So individual family investors, whoever that is, co-trustees, it’s a, okay. So I do think governance is important, but it depends on what you mean by that, right? Should there be an IPS in place? I 100 % think that each family investor should have an IPS in place. The biggest mistake I see there is, hey, we’ve got this shared pool of capital. We’ve got 50 trusts. We’ve got one single IPS, right? I think that is a big mistake. don’t think that’s good governance. So it really depends on what you mean, but I think, yes, there should be some decision-making framework that you’re following. Otherwise, what exactly are you? Adhering to it, right? Like, what is your framework? What is your decision making tree? Frazer Rice (15:53.902) On top of that, possible myth. Family offices are built on a robust investment function. I mean, yes, there are some that are like that, right? You know, there’s a big names out there, MSD, Pritzker, so on and so forth. Those are the exceptions rather than the rule. Most family offices, 85 to 90 % are formed to manage the complexity, right? So again, otherwise you’re gonna have all these outsourced providers and that just doesn’t make sense when you’re trying to make a decision, because you need all the different parts to come together. They’re often built as administrative functions first, rather than, we’re gonna go start the next, you know, a private equity firm. that’s false. Frazer Rice The, as I like to say, probably to the boredom of a lot of people who talk to me a lot is that a lot of these really are built on a bookkeeping or an accounting spine. You’ve got to manage the inflows and outflows of everything and keep track of what you have or else you can have a great investment function, but things are going to spill all over the place. Mark Tepsich (17:30.872) I’ll never say, yeah. mean, and that actually goes back to good governance, right? So I always say, it’s not provocative. I’ll say, listen, this is not a provocative answer, but you need to create that first. And most of the people that are considering this rate are business owners. So they’ll intuitively get that. In fact, that function might exist somewhere at the business, but it’s really not organized. And without that function, like, it’s hard to make a decision, right? If you’re going to allocate 20 % of your portfolio, to private equity drawdown vehicles. got cap calls, capital commitments, distributions, like that needs to be budgeted and forecasting, right? So a lot of these families will have, one nuclear family can have three to four homes, 10 bank accounts, 20 entities. It’s not like a single piggy bank that you could take cash out of and move it every which way, right? Those are owned by different vehicles, different trusts, different assets and things like that, so. Frazer Rice Here’s a myth that I espouse which is Family offices and whether you have one or not is driven solely by size whether you have five billion or two hundred million or something like that that if you aren’t a certain size you shouldn’t have one and if you’re Of a certain size you must have one. Mark Tepsich That’s a myth. It’s driven by complexity first. I’ve seen, I’ve spoken to people that are worth two to $3 billion. It’s concentrated in a few stocks, meaning like they were early stage employees, right? They’re still in it. They’re getting a healthy dividend at this point. Guy talked to couple years ago. He had two homes, two cars, probably 95 % of his network was tied up into two separate securities that were probably traded. And he’s like, I don’t think I need a family office. You want to know what one was, what it could do from. And I’m like, listen, if you don’t have the complexity, it probably doesn’t make sense. Okay, if you can make a decision within whatever framework you have, whatever complex you have. Now, the other, you know, there is a cost factor to it, right? It gets easier to start a family office, meaning hire a couple of people, if you’ve got the… asset base for it to make sense on a cost perspective. So most of the time it’s driven by complexity, but cost does become a factor, right? If you’re worth a hundred million dollars, you’re to go hire 10 people. That probably doesn’t make sense. Frazer Rice (19:28.342) Right. Well, on top of that too, if you, and there’s a sort of the difference between a family office driven by a liquidity event and meeting that’s, that’s all you have versus a family office that’s tethered or sorry, a family business that’s tethered to it, that is also generating cash flows to help pay for things that that’s a big part of the decision. Because if you’re hiring people, you know, a CIO minimum, absolute minimum is probably $500,000. They’re going to need people, you know, you’re looking at at least 3 million. just to get the thing up and running before you start figuring out what you actually have to do. And so the concept that the size is going to dictate completely, it underscores sort of that cost component that you described there. Frazer Rice This is an interesting one and I like this concept to talk about. Family offices are like institutional capital as investors. Mark Tepsich Again, myth, there are some, again, there are some that are like institutions. They have the size and the sophistication. Oftentimes you see them, they’re former PE or hedge fund founders, right? That just aren’t doing any more of it. They made their wealth in the financial ecosystem, in the markets. And so they’re very sophisticated. But by and large, I mean, they’re sort of quasi-institutional, right? So I’ve seen multi-billion dollar family offices that Again, they’re more of the administrative hub rather than, we’re gonna be splashing around and playing in the markets and using a lot of leverage and doing a lot of control equity investments. So by and large, it’s the myth. 85 to 90 % are institutional-like. They are there to fill a need and that need is complexity management. Frazer Rice Here’s one on a different angle, which is family offices are the goal for people in the wealth management industry to work for, meaning family offices are a great aspiration for people who work in the industry and that that’s universal. Mark Tepsich (21:34.35) Myth, I think it’s an option. I think it’s interesting. I think it is a growing opportunity for folks that work in, you know, maybe wealth management or investment management or the financial ecosystem. But you didn’t, again, family has been around for a long time, but they’ve really only became, you know, kind of popular post global financial crisis with the rise of PE because of ZERP. You know, I’ll talk to a lot of people that are like in the hedge fund ecosystem looking for a change, right? And I say like, listen, like these opportunities for you are out there, but it depends on the family. It depends on their compensation philosophy as on the culture that you’re going to have to live within. There’s a lot of key man risk. Is it an opportunity? Yes. But again, it is, it is family office by family office. Frazer Rice I tell people too, it’s for people who are used to having lots of clients or lots of institutional support that is going to be a shift. It’s different to have one client. It’s different to have a scenario where the business of a family office, the business model of that particular family office can change on a dime. And if you don’t share the last name of the family you’re working for, you could be in a tough spot. Mark Tepsich Yeah, “we’re gonna build out a sustainability impact portfolio. We’re gonna build out, we’re gonna have a direct investment initiative. We’re gonna allocate whatever, a few hundred million dollars to it.” That person, that professional gets there and then a year or two or three years goes by and the strategy changes because a family member too had to change a heart. And then it becomes, okay, why am I here? Where am I gonna go now? So again, they could be great opportunities. I had a great experience.but it really just depends on the family. Frazer Rice (23:26.894) Here’s one, and you’ve got UBS over your shoulder there, so this is dramatic foreshadowing in some ways, but I think it bears talking about. It’s that family offices shun the large institutions, and that they want it bespoke, they want something peculiar all the time. What do you think about that? Mark Tepsich No, I mean, it goes back to the earlier myth that, you know, basically we’re saying family office should, family office do outsource a lot, right? So again, most family offices are five to eight people, right? I call it family office island, meaning you’re there on the island and you’re like, what is going on outside of the island or off of the island? You know your island really well, right? You know the family, know all the facts inside and out, but they are, I mean, there’s a reason why all these institutions, including UBS, has built out the resources to cater to family offices, right? I’m the perfect example. They brought me on to help our clients build family offices, right? They would not do that if it was gonna cannibalize their business. So they could be great clients and other times it’s like, hey, we’re very insular and we’re gonna keep everything close to the vest. Again, it’s family office to family office. But by and large, they’re great wealth clients. Frazer Rice No, and they also, you know, they need institutions to partner with of size, whether it’s at custody or lending or any number of other functions that are out there. Sometimes, you know, the RIA space is such that, you know, they try to be all things to all people and the appeal of being in, you know, the billionaire space. It takes a lot of people and a lot of effort and frankly a different business model to deal with that and to just sort of wander in and say we’re great and we can do these things. I think that’s a short road for a lot of institutions. Frazer Rice (25:17.602) Again, like we are brutally honest too. And I’ll, and here’s what I mean by that. Well, like we’re rated a lot of things, but I’ll say like, listen, there’s things that we can’t do for you. We can’t be your accounting back office, right? Like we just don’t offer that. We don’t have it. We’ve got a couple firms that would do that. They’re pure plays on it. So they’ve got to be good at it. but you know, use the various institutions for what they’re good for. They’re, know, again, that’s why you’ve got a family office. You can kind of pick or choose and be agnostic as to what you’re using them for. Frazer Rice If we wind down here a couple of last ones: The tech that family offices rely on is going to be best in breed. Mark Tepsich I, listen, I have this power station all the time with family office meeting, like what, what, you know, what tech providers should we be looking at? Listen, family office have grown in, right over the past 10, 15 years that there’s not a question. they’re historically, right. had to use in a family office, had to take basically institutional tools, try to repurpose them for the family office and they just, they’re just kind of clunky, right? The family office is still a cottage industry. If you’re trying to sell the family offices, you’re selling the two firms with five to eight employees, right? So the tools are going to continue to get better. But in my opinion, they’re always going to lag the institutional tools and kind of sophistication. But that’s also because institutional tools are very kind of narrow and deep, whereas the family office tech tools, you’ve got the accelerated reporting, but it needs to link to the accounting. That’s an issue. And so the family of standard day is left with like a bunch of disparate fragmented systems that have a challenge talking to each other. With that said, AI, I’ve been talking to a lot of these sort of mom and pop shops, I’ll call them. They’re firms that are trying to incorporate AI to break down these walls. So it’s not fragmented disparate systems. I use the analogy of it’s like jailbreaking an iPhone. I don’t know where this is gonna be in a couple of years, but I think the tools are going to continue to improve. But again, you’re probably not going to take a family office tech tool and deploy it at institutional scale. So if that answers your question, I guess it’s a measure. Frazer Rice First of all, I think it’s going to take a long time before something, quote unquote, replaces Excel, which is still a powerful tool that is flexible and does what it says it’s going to do. And people use it sometimes at their own peril to be the underpinning of everything. the one thing I would add is that the mom and pop software components, I think, have a lot of great ideas. The total market to sell into that, though, does not necessarily make for a great software business. As you say, to get those tools that are specific and required at the family office level to be profitable, you got to figure out a way to sell that into something bigger. I’m not sure there is anything bigger. Mark Tepsich (28:49.358) Yeah, I mean, you’d be better selling it to, you know, small businesses, right? So, I mean, the tools are going to get better, but there’s been a lot of interest recently in the past couple years. I don’t think, I think most of them are not going to survive. I don’t want to say there’s only going to be a couple winners, but on the Consolidated Reported Front, I really think there’s only going be a couple winners because you need scale. And again, family office, if you’re looking to make a decision, you’re like, well, okay, well, 5,000 users use Adapar and 50 use this other platform. So which one are you gonna choose? You don’t wanna onboard to the one that has 50 and then three years down the road, they’re out of business, or there’s fold or something like that. So with scale comes a little bit of security that at least you know that a lot of other people are using. You could point to that. Frazer Rice Last question. Family offices will rival PE firms in terms of influence in the investing market? 85 to 90 % will not rival PE firms. That’s not what they’re set up for. That’s not the goal of most family offices. Again, it’s complexity management. Will some rival PE firms? Yeah. But again, you… Listen, I’ve seen some family office go out there and raise their party capital. When they do that, they’re not a family office anymore. They might have a component in there, but they’re private equity firms. What you’re getting at is private equity firms are raising a fund every couple of years. Can a family office do that? No, because once they do that, they will be a private equity firm. So PE by and large has an infinite capital source, as long as they are good at what they do, right? So with that said, you know, there’s a lot of entrepreneurs that are are post liquidity events have played in the direct investment space, they really wanna do it. They’re still young, right? They’re billers, operators created. They wanna do it from a different vantage point. They’re coming to a realization: “that w”We need to start a fund.” I really love that story because again, they’re founders and operators. They didn’t come from the financial ecosystem first to do this. So I think they’re putting a different spin on PE. I think it’s great for the PE industry as a whole, by the way. And I think, if you’re a founder or a business owner, you might have an easier time taking an equity investment from somebody like that, who’s known in that specific industry that they made their money in, who’s had to make payroll. And they probably have a different timeline than normal PE that’s looking to flip every three to five years. So I think as an investor, I think that would be an interesting investment opportunity, right? And so it’s like, okay, well, part of my PE allocation, you know, This might look interesting. I hesitate to make, you know, I’m not an investment person, so. Frazer Rice Great stuff. Mark, how do people find you and reach out? Mark Tepsich I’m on LinkedIn. I would attempt to just spell my name with my email address at ubs.com, but it’s very lengthy. You just hit me up on LinkedIn. But, Frasier, I appreciate the time. This was great. Frazer Rice I’ll have that in the show notes and as a final parting, we sort of listen to people say, the family space is getting loud. I’m not sure it is. I think the vendors are more loud than the family offices are. I don’t know what your experience is there. Mark Tepsich 100%, the family members themselves are still quiet. You don’t see them out there on LinkedIn. It is the ecosystem to your point around them that is getting loud, right? It’s LinkedIn. It’s like, you know, every time I’m on there, it’s like somebody’s got something to say about families, which is good. Again, if you think about every boom in history, they attract people, right? You could say the same thing about AI, right? But again, it’s become loud, but that’s the industry. It’s not the family offices themselves. Frazer Rice Great stuff. Thanks, Mark. Mark Tepsich Thank you, Frazer. Appreciate it. FAMILY OFFICE DEFINED MORE ON FAMILY OFFICE DESIGN WITH ED MARSHALL https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

Podcast Payoffs
A Permanence Of Disbelief

Podcast Payoffs

Play Episode Listen Later Jan 12, 2026 28:11


In a world of misinformation and deep fakes, an entrepreneur who is selling based on trust is a beacon of light. Dan Sullivan and Gord Vickman let entrepreneurs in on a timeless system for becoming a source of truth. Show Notes: In every interaction, part of the human brain is quietly assessing whether someone can be trusted. At its core, marketing is about presenting something that feels credible and valuable enough for people to quickly say yes. The more self-awareness you have, the easier it becomes to understand others and relate to them. Trust matters because it creates predictability. When we trust, we can better anticipate outcomes and decisions. Our sense of knowledge is built from countless small facts that gradually come together into a larger understanding. With the rise of deepfakes, we can no longer rely on our senses the way we once did—seeing is no longer believing. A simple rule that always holds: create value before you ask for anything in return. Education doesn't stop at school. Life continuously adds new layers to who you are as a unique individual. The most important story you tell is the one about yourself. It's through how you act, react, and show up in different situations. Resources: Primal Intelligence by Angus Fletcher

Romanistan
Magda Matache: The Permanence of Anti-Roma Racism (Un)uttered Sentences

Romanistan

Play Episode Listen Later Jan 6, 2026 46:40 Transcription Available


We're here to celebrate the release of Dr. Matache's new book, The Permanence of Anti-Roma Racism (Un)uttered Sentences.Dr. Margareta (Magda) Matache is a Lecturer on Social and Behavioral Sciences at the Harvard T.H. Chan School of Public Health and the co-founder and Director of the Roma Program at the FXB Center for Health and Human Rights, Harvard University. She is also a member of the Lancet Commission on Racism, Structural Discrimination and Global Health.Dr. Matache's research focuses on the manifestations and impacts of racism and other systems of oppression in different geographical and political contexts. Her research examines structural and social determinants of health, and their nexus with the historical past and contemporary public policies, with a particular focus on anti-Roma racism.You can find more information here: https://fxb.harvard.edu/blog/directory/margareta-matache/Romani crushes are:Angela Kocze Sebi FejzulaCayetano Fernandez Dezso MateIoanida CostacheAlba Hernández Sánchez Carmen GheorgheMaria DumitruAldessa LincanPapuszaKatarina TaikonMateo MaximoffÁgnes DarócziNicolae GheorgheAndrzej MirgaNicoleta BituRoma Armee Lindy Larsen Giuviplen Theater Mihaela Dragan Zita Moldovan You can book 1:1 readings with Jez at jezminavonthiele.com, and book readings and holistic healing sessions with Paulina at romaniholistic.com.Thank you for listening to Romanistan podcast.You can find us on Instagram, TikTok, BlueSky, and Facebook @romanistanpodcast, and on Twitter @romanistanpod. To support us, Join our Patreon for extra content or donate to Ko-fi.com/romanistan, and please rate, review, and subscribe. It helps us so much. Follow Jez on Instagram @jezmina.vonthiele & Paulina @romaniholistic. You can get our book Secrets of Romani Fortune Telling, online or wherever books are sold. If you love it, please give us 5 stars on Amazon & Goodreads. Visit https://romanistanpodcast.com for events, educational resources, merch, and more. Email us at romanistanpodcast@gmail.com for inquiries. Romanistan is hosted by Jezmina Von Thiele and Paulina StevensConceived of by Paulina StevensEdited by Viktor Pachas, Bianca, Dia LunaMusic by Viktor PachasArtwork by Elijah VardoSupport the show

Charting Wealth's Daily Stock Trading Review: stock trading, investing, stock, stocks, stock market, technical analysis, trad
Market Compass Weekly: Stocks, Bonds, Gold & Bitcoin Forecast, Monday, January 5, 2026

Charting Wealth's Daily Stock Trading Review: stock trading, investing, stock, stocks, stock market, technical analysis, trad

Play Episode Listen Later Jan 2, 2026 6:17


Permanence, perseverance, and persistence in spite of all obstacles, discouragements and impossibilities: It is this, that in all things distinguishes the strong soul from the weak. — Thomas Carlyle Previous Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Seek Consistency & Reliability, Not Complexity & Quantity." https://youtu.be/JY6nzyIWyQM If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

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The CLS Experience with Craig Siegel
Blueprint for 2026: Miracle Maker Principles With Craig Siegel

The CLS Experience with Craig Siegel

Play Episode Listen Later Dec 30, 2025 18:15


In this sacred year-end episode of The CLS Experience, host Craig Siegel - WSJ bestselling author and global transformational speaker - gets deeply vulnerable, sharing a soul-level reflection on 2025 and revealing the spiritual blueprint for your most extraordinary year in 2026. Craig opens his heart about how spirituality, community, and unwavering commitment didn't just improve his life - they completely transformed it, creating miracles that logic couldn't explain. He unpacks profound principles like expanding your vessel to hold more blessings, embracing discomfort as the gateway to growth, and making permanent spiritual investments that the universe rewards. The episode illuminates the behind-the-scenes soul of CLS events and the beautiful evolution of this community, extending an intimate invitation to listeners ready to deepen their spiritual journey through the various levels of CLS and the powerful initiatives coming in 2026. This episode is designed to awaken, anchor, and activate you to make 2026 a year of monumental breakthroughs - not through hustle, but through alignment. Love you all and happy New Year.0:51 Reflecting on 2025: A Year of Miracles4:14 The Power of Spirituality and Tithing7:08 Leveling Up: The Evolution of CLS Programs8:54 Blueprint for 2026: Miracle Maker Principles11:54 The Importance of Permanence in Spiritual WorkTickets now available for our live event March 5th, CLS: Genesis HERE:Check out our brand new RISE Framework to unlock your purpose HERE.Check out our partner Belay using our custom link HERE to find the best help available to grow your business!To join our community click here.➤ To connect with Craig Siegel follow Craig on Instagram➤ Order a copy of my new book The Reinvention Formula today! ➤ Join our CLS texting community for free daily inspiration and business strategies to elevate your day, text (917) 634-3796➤ INSTAGRAM➤ FACEBOOK➤ TIKTOK➤ YOUTUBE➤ WEBSITE➤ LINKEDIN➤ X

The KickASK Podcast
TDC #080: The "Contrarian Cannon" – 5 Overlooked Ideas That Could Shape Your 2026

The KickASK Podcast

Play Episode Listen Later Dec 27, 2025 9:38 Transcription Available


TDC #080 - The Contrarian Canon (Part 1): 5 Overlooked Frameworks for 2026What if the most powerful business ideas aren't the newest ones, but the ones you missed?Episode SummaryIn this episode of The Digital Contrarian, host Ryan Levesque shares five overlooked frameworks from the "Contrarian Canon"—powerful concepts buried in past newsletter issues.You'll learn how to optimize around permanence instead of change, why struggle creates satisfaction, and discover advanced pricing psychology that increases both clarity and conversion.Question of the Day