Podcasts about apple stock

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Best podcasts about apple stock

Latest podcast episodes about apple stock

Ethical & Sustainable Investing News to Profit By!
Two Eminent ESG Stock Reviews, Plus…

Ethical & Sustainable Investing News to Profit By!

Play Episode Listen Later Jul 11, 2025 19:46


Two Eminent ESG Stock Reviews, Plus… Includes insightful reviews of Apple and Temenos, two outstanding environmental and high-performing stocks. By Ron Robins, MBA Transcript & Links, Episode 156, July 11, 2025 Hello, Ron Robins here. Welcome to my podcast episode 156, published on July 11, 2025, titled “Two Eminent ESG Stock Reviews, Plus…” So, this podcast is presented by Investing for the Soul. Investingforthesoul.com is your go-to site for vital global, ethical, and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript and links to content, including stock symbols and bonus material, on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. Additionally, please visit this podcast's webpage for links to the articles and additional company and stock information. I have a great crop of 9 articles for you in this podcast! ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 1. My first article in this podcast is about a favourite stock for ethical and sustainable investors. It's titled Is Apple Stock a Green Investment? Net-Zero Goals and Sustainable Supply Chain. By Saptakee S. Seen on carboncredits.com. Here are some quotes from the article. “Apple Inc. (NASDAQ: AAPL) is a key player in the fight against climate change. The tech giant runs one of the largest carbon reduction programs worldwide. And over 320 suppliers have committed to using 100% clean energy by 2030. This makes Apple an appealing investment for those who care about the environment and want solid returns. Apple's strong finances enable meaningful change. The company achieved record revenue of $124.3 billion in early 2025, a 4% increase from the year before. In the next quarter, Apple earned $95.4 billion, with an 8% rise in earnings per share. Services revenue also hit $26.6 billion, a significant milestone. This success is crucial for investors focused on carbon reduction… The company has cut global greenhouse gas emissions by over 60% since 2015… MUST READ: Apple's Best Quarter Ever: Q1 FY 2025 Revenue Hits $124.3 Billion, Carbon Emissions Drop  Manufacturing emissions account for about 55% of Apple's total carbon footprint. The company nearly halved product manufacturing emissions, dropping from 16.1 million tons in 2020 to 8.2 million tons in 2024. Apple's progress toward carbon neutrality: Goal Carbon Neutral by 2030 Apple produced the world's first carbon-neutral consumer electronics. The Apple Watch lineup and Mac mini achieved this through emissions reductions of over 75%. Remaining emissions were balanced by high-quality carbon credits from nature projects… These carbon-neutral products have key features: Over 30% recycled content by weight 100% recycled aluminum in cases Manufacturing with 100% renewable electricity Recycled Materials Drive Sustainability Apple has made progress in using recycled materials. In 2024, 24% of product materials came from recycled or renewable sources. The company now uses 99% recycled rare earth elements in magnets and 99% recycled cobalt in batteries… Apple's recycling innovations include the Daisy robot, which disassembles used devices to recover rare materials… Additionally, the company plans to use only recycled and renewable materials in its products by 2030… Carbon Market Investment Opportunities Apple invests in high-quality, nature-based carbon credits instead of cheap offsets. It spends up to $400 million through its Restore Fund programs, aiming for 1 million metric tons of carbon dioxide removal each year… Strategic Advantages Through Environmental Leadership Apple's environmental leadership provides many competitive advantages. Its detailed carbon accounting prepares it well for global carbon pricing. Early use of renewable energy and efficient manufacturing gives it cost benefits as energy prices change… Investment Considerations and Risks The company trades at a premium price with a P/E ratio of around 28, which may lead to volatility risks… The stock has seen volatility in 2025, declining about 19% year-to-date. This may present opportunities for long-term investors focused on Apple's sustainability leadership and financial strength… From the above analysis, we can see that Apple Stock is a solid choice for carbon-conscious investors… As global carbon markets expand and ESG investing increases, Apple shines in environmental leadership. Its solid financial resources and focus on transparency make it a top pick for portfolios aimed at climate solutions and sustainable tech.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 2. Unlike the first article featuring a company which is in nearly everyone's portfolio, this second article features a company that is perhaps new to many of you. It's titled Why Temenos Is the Gold Standard in Sustainable Banking Tech—and a Top ESG Investment. It's by Eli Grant and found on ainvest.com. Here are some quotes from the article. Temenos (TEMN.SW) Temenos' ESG credentials are unmatched in its sector. In 2022, it became one of only 13 companies globally to achieve an AAA rating from MSCI's ESG rating system, placing it in the top 8% of all firms assessed. By 2024, Sustainalytics named it a ‘Low Risk' company with an ESG Risk Rating of 11.9—ranking first in its industry and sub-industry, securing the top 2% globally. This stellar performance isn't just about accolades; it reflects tangible actions. The company's carbon emissions calculator, developed with Microsoft and launched at COP27, allows clients to measure their environmental impact from using Temenos Banking Cloud. This tool isn't just a marketing gimmick: banks using its cloud platform reduce their carbon footprints by up to 95% compared to on-premise systems. Such measurable outcomes are critical as regulators globally push for transparency and accountability. Cloud Innovation as a Climate Solution Temenos' cloud-based solutions—like its flagship Banking Cloud and AI-driven Leap platform—aren't just about efficiency. They're a direct response to the existential threat of climate change. By centralizing banking operations in the cloud, Temenos helps institutions slash energy consumption and emissions. For example, a 2024 study by GoCodeGreen validated that Temenos' code optimizations reduced software carbon impact by 32% compared to 2021 levels. This environmental edge is a competitive moat… Governance and Strategy: A Boardroom Priority Temenos' leadership has embedded ESG into its DNA. Its board oversees ESG initiatives directly, and the company has committed to science-based emissions targets aligned with the 1.5°C warming limit… The results speak for themselves: Temenos retains EcoVadis Platinum status (top 1% globally) and was the sole software company to rank in the top 1% of S&P's 2024 Sustainability Yearbook. The Investment Case: Why Temenos Belongs in Every ESG Portfolio For investors, Temenos offers a rare combination of growth and values. Its cloud revenue grew 22% in 2023, and with over 700 clients migrated to its platform, demand is accelerating. Meanwhile, regulatory tailwinds—like the EU's Digital Operational Resilience Act (DORA) and global carbon pricing mechanisms—are creating urgency for banks to modernize their tech stacks. Critically, Temenos' ESG leadership attracts capital from ESG-focused funds. Companies with top quartile ESG ratings historically outperform peers during market downturns, a trend that could amplify as climate risks materialize. Temenos isn't just a tech vendor—it's a sustainability pioneer. Its unrivaled ESG ratings, climate-conscious products, and strategic foresight position it to capitalize on two megatrends: the digitization of finance and the global push for net-zero. For investors, this is a stock that checks all boxes: ethical alignment, growth potential, and resilience in a volatile world… For ESG-focused investors, this is a must-hold.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 3. This next article is the first of 2 articles on dividend stocks that might interest ethical and sustainable investors. Its title is VZ Named A Top Socially Responsible Dividend Stock by BNK Invest and found on nasdaq.com. Here are some quotes from the article. “Verizon Communications Inc. (Symbol: VZ) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above-average 'DividendRank' statistics including a strong 6.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, Verizon Communications Inc. is a member of both the iShares MSCI USA ESG Select ETF (SUSA), making up 0.43% of the underlying holdings of the fund, as well as the iShares MSCI KLD 400 Social Index Fund ETF (DSI), where Verizon Communications Inc. makes up 0.63% of the underlying holdings of the fund. The annualized dividend paid by Verizon Communications Inc. is $2.71/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 4. The second dividend-paying stock article is titled AvalonBay Communities a Top Socially Responsible Dividend Stock With 3.4% Yield (AVB). It's by BNK Invest and is seen on nasdaq.com. Here's some of what BNK Invest says about this stock. “AvalonBay Communities, Inc .(Symbol: AVB) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above average ‘DividendRank' statistics including a strong 3.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, AvalonBay Communities, Inc. is a member of the iShares USA ESG Select ETF (SUSA), making up 0.10% of the underlying holdings of the fund. The annualized dividend paid by AvalonBay Communities, Inc. is $7/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- More articles of interest from around the world for ethical and sustainable investors 1. Title: Which ethical ASX ETFs have performed the best in 2025? On fool.com.au. By Aaron Bell. 2. Title: Top 20 best-performing funds and sectors so far in 2025 on ii.co.uk. By Sam Benstead. 3. Title: How Australian Ethical is beating active peers on moneymanagement.com.au. By Laura Dew. 4. Title: ESG Investing Quietly Finds New Life on etftrends.com. By Todd Shriber. 5. Title: Betting Against the Tide: Contrarian Opportunities in Renewables Amid Trump's Energy Shift on ainvest.com. By Harrison Brooks. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast, “Two Eminent ESG Stock Reviews, Plus…” Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these deeply troubled times! Contact me if you have any questions. Thank you for listening. I'll talk to you next on July 25th. Bye for now.   © 2025 Ron Robins, Investing for the Soul

Investing Insights
Berkshire Hathaway's Annual Meeting Could Reveal Its Future Plans. Here's What We're Watching For.

Investing Insights

Play Episode Listen Later May 2, 2025 22:23


Gregg Warren, senior analyst with Morningstar Research Services, discusses the succession, dividend, and stock portfolio questions he would ask at this year's Berkshire Hathaway annual meeting. Warren previously pitched questions as part of the meeting's analyst panel. Key Takeaways:Morningstar Analyst on Pitching Questions at Berkshire Hathaway Annual Meeting   Succession Planning for Berkshire Hathaway's Insurance Business   What Investors Need to Know About Warren Buffett's Successor   Should Greg Abel Spin Off Berkshire Hathaway's Businesses or Issue a Dividend?   What We Are Listening for From Buffett on His Stock Sales at the Berkshire Hathaway Annual Meeting 2025   Does Warren Buffett Think the US Is Still a Solid Bet?   Is Berkshire Hathaway Stock a Buy? Read about topics from this episode.  10 Questions for Berkshire Hathaway's 2025 Annual Meeting Subscribe to The Morning Filter on Apple Podcasts, or wherever you stream podcasts.What to Expect at Berkshire Hathaway's Annual Meeting Why Berkshire Hathaway's Stock is Beating the Market in 2025 What I Hope My 14-Year-Old Learned at Berkshire Hathaway's Annual Meeting Warren Buffett Dismisses Concerns About Cash Holdings 9 Charts on Trump's First 100 Days in the Markets US Treasuries Sell Off as Trade War Calls Haven Status Into Question How to Invest Like Warren Buffett The 4 Warren Buffett Stocks to Buy After Berkshire Hathaway's Latest 13F Filing Warren Buffett Sold These 2 ETFs. Should You?  What to watch from Morningstar. Retirees: Here's How to Tweak the 4% Rule to Protect Your Nest EggMarket Volatility: Which Investments Will Protect Your Portfolio in a Recession?Market Volatility: What Lies Ahead in Trump's Trade WarMarket Volatility: What to Watch in Q2 After Big Swings in Q1 Read what our team is writing:Greggory WarrenIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

MacBreak Weekly (Audio)
MBW 967: Breathy, But Not In a Ditch - Tariffs, TikTok, iPhones, Visa Card

MacBreak Weekly (Audio)

Play Episode Listen Later Apr 8, 2025 128:46


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

All TWiT.tv Shows (MP3)
MacBreak Weekly 967: Breathy, But Not In a Ditch

All TWiT.tv Shows (MP3)

Play Episode Listen Later Apr 8, 2025 128:46 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

MacBreak Weekly (Video HI)
MBW 967: Breathy, But Not In a Ditch - Tariffs, TikTok, iPhones, Visa Card

MacBreak Weekly (Video HI)

Play Episode Listen Later Apr 8, 2025 128:45


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

Radio Leo (Audio)
MacBreak Weekly 967: Breathy, But Not In a Ditch

Radio Leo (Audio)

Play Episode Listen Later Apr 8, 2025 128:46 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

All TWiT.tv Shows (Video LO)
MacBreak Weekly 967: Breathy, But Not In a Ditch

All TWiT.tv Shows (Video LO)

Play Episode Listen Later Apr 8, 2025 128:45 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

Total Mikah (Video)
MacBreak Weekly 967: Breathy, But Not In a Ditch

Total Mikah (Video)

Play Episode Listen Later Apr 8, 2025 128:45 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

Radio Leo (Video HD)
MacBreak Weekly 967: Breathy, But Not In a Ditch

Radio Leo (Video HD)

Play Episode Listen Later Apr 8, 2025 128:45 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

Total Mikah (Audio)
MacBreak Weekly 967: Breathy, But Not In a Ditch

Total Mikah (Audio)

Play Episode Listen Later Apr 8, 2025 128:46 Transcription Available


Sales of Apple devices spike heavily as tariffs and potential price hikes drive customers to a shopping frenzy for Apple goods. Apple, alongside Google, is given permission to keep TikTok in its App Store until the US deal is finalized. Could the iPhone's auto-suggested contact be to blame for the Signal scandal? And even though Severance is a big hit, it isn't enough to give Apple TV+ a boost in subscribers. Apple stock bloodbath continues after China applies retaliatory tariffs. How Apple 'flew' 5 flights full of iPhones from India and China in 3 days to beat Trump tariffs. Apple customers dash to stores to buy iPhones ahead of tariffs. Tarriff-related iPhone price increases estimated to be lower than feared. From Kuo: Apple can reduce impact of Trump's massive tariffs in five ways. Secret court rules against Yvette Cooper over Apple encryption. White House reportedly blames auto-suggested iPhone contact for Signal scandal. EU to issue Apple's Digital Markets Act antitrust ruling within weeks. Visa offers Apple roughly $100 million to take over credit card from Mastercard. Apple launches new Mac and Vision Pro app for managing Immersive content. Apple's canceled Federation Square store lives on in Apple Vision Pro. New "Immersive VIP Yankee Stadium" immersive video. Apple TV+ brings Lumon Industries to life. Even Severance isn't enough to give Apple TV+ a big boost in subscribers. Z-Wave, popular among smart home enthusiasts, becomes an open-source protocol with a new long-range technology as it seeks Matter support to avoid obsolescence. CalDigit's new Thunderbolt 5 docks bring plenty of ports. Picks of the Week: Leo's Pick: icloudpd 1.27.2 Jason's Picks: Insta360 2-in-1 Invisible Selfie Stick + Tripod & Neewer Mini Desk tripod. Andy's Pick: Kindle Comic Converter Mikah's Pick: puffies. Hosts: Leo Laporte, Andy Ihnatko, and Jason Snell Guest: Mikah Sargent Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: 1password.com/macbreak spaceship.com/twit

SGGQA Podcast – SomeGadgetGuy
#SGGQA 391: Trump Tariffs Hurting Tech, Switch 2 Pre-Order Delayed, Apple Stock Tumbles

SGGQA Podcast – SomeGadgetGuy

Play Episode Listen Later Apr 7, 2025 143:56


It's been a wild week for tech. Trump's tariffs are sending "doom ripples" through the economy, as prices on products rise and stock prices fall. The EU might send Twitter a $1 BILLION dollar fine. Meta is ending fact checking on Facebook, Instagram, and Threads, but still being investigated by Republicans. YouTube is launching a refreshed editing app. And who knew A Minecraft Movie would perform so well at the box office? Let's get our tech week started right! -- Show Notes and Links https://somegadgetguy.com/2025/04/07/sggqa-391-trump-tariffs-hurting-tech-switch-2-pre-order-delayed-apple-stock-tumbles Video Replay on YouTube https://youtube.com/live/1HyvnlOl7NY Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.

Zacks Market Edge
3 Lessons from Buffett's Apple Stock Sales

Zacks Market Edge

Play Episode Listen Later Feb 14, 2025 32:47


Tracey Ryniec, Zacks Value Stock Strategist, discusses what value investors can learn from Warren Buffett's move to sell shares in one of his 4 pillars. (0:30) - How Much Should You Follow The 13-F Filings? (4:10) - Investing Lessons To Learn From Warren Buffett (27:45) - Episode Roundup: BRK.B, AAPL, COST, V, AXP

Value Investor
3 Lessons from Buffett's Apple Stock Sales

Value Investor

Play Episode Listen Later Feb 14, 2025 32:47


Tracey Ryniec, Zacks Value Stock Strategist, discusses what value investors can learn from Warren Buffett's move to sell shares in one of his 4 pillars. (0:30) - How Much Should You Follow The 13-F Filings? (4:10) - Investing Lessons To Learn From Warren Buffett (27:45) - Episode Roundup: BRK.B, AAPL, COST, V, AXP Podcast@Zacks.com

Daily Stock Picks
Buy Apple Stock now? A review of the top 2025 stocks - KILLING IT - 1-31 Market Review

Daily Stock Picks

Play Episode Listen Later Jan 31, 2025 23:27


The Top 10 stocks of 2025 have over half of them up 10% or more in just a couple of weeks ⁠⁠⁠Get the Top 10 stocks of 2025 from Seeking Alpha⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Limited Time offer on Trendspider - save over $1500 and get unlimited 1-1 Training for 1 year! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 1. $CLS $EAT and other Alpha Picks 2. Trendspider strategies - IMPORT THEM 3. Seeking Alpha is enhancing their services 4. Trump volatility will continue 5. Biggest movers 6. Apple 7. $AMZN and $META battle it out 8. A review of the Top 10 stocks of 2025 - KILLING IT TRENDSPIDER SALE - best offer available  - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/dailystockpick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Sign up at the top link ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   (use code DSP25 if prompted) Email me at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dailystockpick3@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  I'll send you all the algorithms, watchlists and scanners that you see me use each and every day. Social Links and more - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/dailystockpick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SEEKING ALPHA BUNDLE -  save over $150 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SEEKING ALPHA PREMIUM⁠⁠⁠⁠⁠⁠ - my $30 off coupon for a limited time⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch this episode on YouTube with video⁠⁠⁠⁠⁠⁠⁠⁠ to see how Steve from ⁠⁠⁠⁠⁠⁠⁠⁠Seeking Alpha⁠⁠⁠⁠⁠⁠⁠⁠ uses the tool to navigate on picking stocks. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to beat the S&P? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Alpha Picks here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ FREE NEWSLETTER WITH CHARTS - subscribe at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dailystockpick.substack.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

MONEY FM 89.3 - The Breakfast Huddle with Elliott Danker, Manisha Tank and Finance Presenter Ryan Huang

Many know it for revolutionizing the smartphone and communications industry. Others recognize it as the biggest company in the world, with a recent staggering market value of $3.68 trillion! But is the stock hot or not today? From Apple’s latest showdown with Indonesia, to a $95 million fine in Siri spying lawsuit, find out more about what’s influencing Apple’s prices and if it’s worth a second look in your book with Dan Koh and Ryan Huang. See omnystudio.com/listener for privacy information.

Investing Insights
Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

Investing Insights

Play Episode Listen Later Oct 25, 2024 16:31


Katie Binns, director of product management for Morningstar Indexes, discusses bank loans' benefits even as interest rates are expected to fall. William Kerwin, equity analyst for Morningstar Research Services who covers Apple, reveals the two main things he wants to hear about on the earnings call.What Are Bank Loans?Bank Loans vs. Junk BondsThe Role of Bank Loans in Your PortfolioWhy the Market for Bank Loans Has GrownCompanies With Bank Loans TodayWhy Bank Loans Are Less Volatile Than Junk BondsHow Interest-Rate Cuts Could Affect Floating-Rate InvestmentsCould Riskier Credit Investments Default with an Economic Slowdown?What's Coming Up in the Markets?Is Apple Intelligence Worth Upgrading Your iPhone?How Important Are iPhone 16s Holiday Sales to Apple?Why Apple Discontinued Developing Self-Driving Vehicles and Electric CarsCould Nvidia Taking the Title as the World's Most Valuable Company Affect Apple?What to Look for in Apple EarningsApple Stock Outlook Read about topics from this episode.  The Morningstar LSTA US Leveraged Loan Index Highlights a Growing Asset Class Popular With Credit Investors A Way to Protect Your Portfolio Against Bond Price DropsCan Bank Loan Funds Rise to the Top Again?Apple iPhone 16 Event Inspires Confidence Keep up with Morningstar's coverage of company earnings.  What to watch from Morningstar.Is Your Portfolio Built to Withstand a Market Rotation? Inherited IRA Rules: What You Need to Know Before 2025How to Find the Best Health Savings AccountHow GLP-1 Drugs Like Ozempic Are Boosting Biopharma Stocks Read what our team is writing:William Kerwin, CFA Katie Binns Ivanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Off the Record on the Rocks
E89: Have You Ever Been Involved in Paying Off the National Debt with Bitcoin?

Off the Record on the Rocks

Play Episode Listen Later Oct 8, 2024 38:08


Jefferies downgrades Apple Stock because “Serious AI is two-years off…” But they mean Apple or Artificial Intelligence? Meanwhile Zuck doubles down on Meta Ray-Bans, solves battlefield private edge network needs! Also, 15 second AI generated videos on Facebook, but no disinformation this time. Cuban hates Trump and Musk, Musk loves Mars, and the IMF urges El Salvador to steer clear of Bitcoin… Bukele says no thanks, and sends anti-gang troops to Haiti!

Theories of Everything with Curt Jaimungal
Retired Off Apple Stock Then Revolutionized Physics Living in Hawaii | Garrett Lisi

Theories of Everything with Curt Jaimungal

Play Episode Listen Later Sep 25, 2024 113:23


Garrett Lisi is a theoretical physicist known for his work on the "Exceptionally Simple Theory of Everything," which proposes that the E8 Lie group can describe the fundamental forces and particles in the universe. Lisi is also an avid surfer and has gained attention for his unconventional approach to physics outside of academia. SPONSOR (THE ECONOMIST): As a listener of TOE, you can now enjoy full digital access to The Economist. Get a 20% off discount by visiting: https://www.economist.com/toe LINKED MENTIONED: •⁠ ⁠Garrett Lisi's TED talk on his theory of everything: https://www.youtube.com/watch?v=y-Gk_Ddhr0M •⁠ ⁠Garrett Lisi's website: https://li.si/ •⁠ ⁠Garrett Lisi's papers: https://li.si/Physics/CV.html •⁠ ⁠Peter Woit on TOE: https://www.youtube.com/watch?v=9z3JYb_g2Qs •⁠ ⁠Garrett Lisi's paper on triality: https://arxiv.org/pdf/2407.02497 TOE'S TOP LINKS: - Support TOE on Patreon: https://patreon.com/curtjaimungal (early access to ad-free audio episodes!) - Listen to TOE on Spotify: https://open.spotify.com/show/4gL14b92xAErofYQA7bU4e - Become a YouTube Member Here: https://www.youtube.com/channel/UCdWIQh9DGG6uhJk8eyIFl1w/join - Join TOE's Newsletter 'TOEmail' at https://www.curtjaimungal.org SPONSORS (please check them out to support TOE): - THE ECONOMIST: As a listener of TOE, you can now enjoy full digital access to The Economist. Get a 20% off discount by visiting: https://www.economist.com/toe - INDEED: Get your jobs more visibility at https://indeed.com/theories ($75 credit to book your job visibility) - HELLOFRESH: For FREE breakfast for life go to https://www.HelloFresh.com/freetheoriesofeverything - PLANET WILD: Want to restore the planet's ecosystems and see your impact in monthly videos? The first 150 people to join Planet Wild will get the first month for free at https://planetwild.com/r/theoriesofeverything/join or use my code EVERYTHING9 later. TIMESTAMPS: 00:00 - Intro 01:24 - Garrett's Ted Talk and Background 08:36 - Mystery of Spinors 10:13 - Garrett Poses a Physical Problem 12:22 - String Theorists 23:48 - Triality 26:13 - Garrett's Top Points in His Talk 28:42 - “String Theory's the Only Game in Town” 32:10 - Garrett's Presentation Begins: Unification 38:22 - Spinors vs. Fermions 45:56 - More Particles in Higher Gauge Groups 48:42 - Threefold Symmetry 54:00- Group Theory Overview 59:37 - Quaternion Group 01:04:14 - Pin Group 01:10:25 - Spin Eigenvalues 01:14:45 - C, P, and T 01:22:12 - Biquaternionic Spinors 01:25:55 - Quaternion Triality and the CPTt Group 01:34:14 - Multi-Generational Fermion States 01:37:20 - Fermions in Exceptional Unification 01:42:12 - Exceptional Magic Square 01:44:22 - Outro / Support TOE Other Links: - Twitter: https://twitter.com/TOEwithCurt - Discord Invite: https://discord.com/invite/kBcnfNVwqs - iTunes: https://podcasts.apple.com/ca/podcast/better-left-unsaid-with-curt-jaimungal/id1521758802 - Subreddit r/TheoriesOfEverything: https://reddit.com/r/theoriesofeverything #science #sciencepodcast #physics #theoreticalphysics Learn more about your ad choices. Visit megaphone.fm/adchoices

MacVoices Video
MacVoices #24235: Live! - Apple Stock, Intel In Trouble, Canva's Pricing

MacVoices Video

Play Episode Listen Later Sep 19, 2024 29:27


The MacVoices Live! panel discusses Citibank's prediction of Apple as the top AI stock pick for 2025 amidst market fluctuations and analyze Intel's struggles, highlighting Apple's growing competitive edge with their M-series chips. Chuck Joiner, David Ginsburg, Eric Bolden, Marty Jencius, Jim Rea, and Web Bixby also review  Canva's decision to raise prices by up to 300% for new AI features, Microsoft's complaints about gaming that sound vaguely familiar, and more.  Take Control Books: The Answers You Need Now, From Leading Experts. Show Notes: Chapters: 00:00 Introduction to Market Trends11:29 Apple Stock Predictions16:18 Intel's Challenges18:39 Canva's Price Increase28:03 Canva's Future Directions Links: Apple Crowned Citi's Top AI Stock Pick For 2025https://www.mactrast.com/2024/08/apple-crowned-citis-top-ai-stock-pick-for-2025/ Intel working with bankers to present board with strategic options, sending shares up 10% https://www.cnbc.com/2024/08/30/intel-working-with-bankers-to-present-board-with-strategic-options.html Microsoft says Apple makes it impossible for cloud gaming services to exist on the App Store https://9to5mac.com/2024/09/03/microsoft-says-apple-makes-it-impossible-for-cloud-gaming-services-to-exist-on-the-app-store/ Canva says its AI features are worth the 300 percent price increase https://www.theverge.com/2024/9/3/24234698/canva-price-increase-300-percent-ai-features Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon.   Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

MacVoices Audio
MacVoices #24235: Live! - Apple Stock, Intel In Trouble, Canva's Pricing

MacVoices Audio

Play Episode Listen Later Sep 19, 2024 29:28


The MacVoices Live! panel discusses Citibank's prediction of Apple as the top AI stock pick for 2025 amidst market fluctuations and analyze Intel's struggles, highlighting Apple's growing competitive edge with their M-series chips. Chuck Joiner, David Ginsburg, Eric Bolden, Marty Jencius, Jim Rea, and Web Bixby also review  Canva's decision to raise prices by up to 300% for new AI features, Microsoft's complaints about gaming that sound vaguely familiar, and more.  Take Control Books: The Answers You Need Now, From Leading Experts. Show Notes: Chapters: 00:00 Introduction to Market Trends 11:29 Apple Stock Predictions 16:18 Intel's Challenges 18:39 Canva's Price Increase 28:03 Canva's Future Directions Links: Apple Crowned Citi's Top AI Stock Pick For 2025 https://www.mactrast.com/2024/08/apple-crowned-citis-top-ai-stock-pick-for-2025/ Intel working with bankers to present board with strategic options, sending shares up 10% https://www.cnbc.com/2024/08/30/intel-working-with-bankers-to-present-board-with-strategic-options.html Microsoft says Apple makes it impossible for cloud gaming services to exist on the App Store https://9to5mac.com/2024/09/03/microsoft-says-apple-makes-it-impossible-for-cloud-gaming-services-to-exist-on-the-app-store/ Canva says its AI features are worth the 300 percent price increase https://www.theverge.com/2024/9/3/24234698/canva-price-increase-300-percent-ai-features Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon.   Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Discover Daily by Perplexity
Nvidia's Earnings Soar, Berkshire Hathaway's $1Trillion Valuation, and Shimano's Electric Cycling Shoes

Discover Daily by Perplexity

Play Episode Listen Later Aug 29, 2024 7:31 Transcription Available


We'd love to hear from you! Send us a text message.In this episode of 'Discover Daily' by Perplexity, we begin with NVIDIA's remarkable Q2 fiscal 2025 earnings, showcasing a 122% year-over-year revenue increase to $30 billion. The company's data center segment, driven by AI chip demand, reached $26.3 billion, accounting for nearly 88% of total revenue. But despite this impressive growth, NVIDIA faces challenges, including potential delays in its upcoming Blackwell architecture. We then explore Warren Buffett's Berkshire Hathaway reaching a $1 trillion market cap, becoming the first non-tech U.S. company to achieve this milestone. This achievement underscores the success of Buffett's value investing strategy and challenges the notion that only tech companies can reach such valuations. Lastly, we look at a surprising innovation in cycling gear: Shimano's groundbreaking patent for electric, self-adjusting cycling shoes. This innovative technology allows for automatic adjustment of shoe position relative to pedals while riding, potentially revolutionizing competitive cycling. We examine the potential benefits, challenges, and implications of this technology for the cycling industry and sports equipment innovation.From Perplexity's Discover Feed: https://www.perplexity.ai/page/nvidia-beats-q2-expectations-k9CT.KnRT1uKI8OG99kdrAhttps://www.perplexity.ai/page/berkshire-hathaway-s-1t-valuat-Ln5yGM2NQHS98uJF1gTXGAhttps://www.perplexity.ai/page/shimano-s-electric-shoes-propo-UuV3zuLjQLapS4ZOlaaBCwPerplexity is the fastest and most powerful way to search the web. Perplexity crawls the web and curates the most relevant and up-to-date sources (from academic papers to Reddit threads) to create the perfect response to any question or topic you're interested in. Take the world's knowledge with you anywhere. Available on iOS and Android Join our growing Discord community for the latest updates and exclusive content. Follow us on: Instagram Threads X (Twitter) YouTube Linkedin

ETF Spotlight
Beyond Buffett: Can Berkshire Outperform S&P 500 ETFs?

ETF Spotlight

Play Episode Listen Later Aug 19, 2024 40:24


We discuss whether Buffett's deputies can match the Oracle's performance (1:30) - What Were The Big Takeaways From Berkshire Hathaway's Sale of Apple Stock? (7:40) - What Were Some of The Surprise Buys and Sells From Warren Buffett (11:30) - Todd Combs and Ted Weschler Have Underperformed The Market: What Does This Mean? (22:20) - What Will Happen When Warren Buffett Is No Longer In Charge? (29:45) - Jim Simons vs Warren Buffett: Comparing The Two Investing Legends (34:10) - Should You Be Adding S&P 500 Index Funds To Your Core Portfolio? (38:20) - Episode Roundup: SPY, IVV, VOO, SPLG, MOAT, QQQM Podcast@Zacks.com

Investing Insights
Now's the Time to Diversify Beyond Magnificent Seven Stocks

Investing Insights

Play Episode Listen Later Aug 9, 2024 20:42


Bryan Armour, director of passive strategies research for North America for Morningstar Research Services, discusses why investors should consider diversifying beyond Magnificent Seven  stocks. Sarah Hansen, Morningstar Inc markets reporter, explains what caused the sharp stock market selloff. Preston Caldwell, senior US economist for Morningstar Research Services, explores whether the Federal Reserve needs to make an emergency rate cut.What Caused the Stock Market Selloff?U.S. Tech Stocks and Bank of Japan Raising Interest RatesGlobal Selloff and Big TechShould You Shift Your Portfolio Away from the Magnificent Seven Stocks?How the Magnificent Seven's Outperformance Affects the U.S. and Global MarketsApple and NVIDIA: Why Their Products Are a Double-Edged SwordWhat Areas of the Market Are Poised for a Rebound?How Diversification Can Help Investors Stop Chasing the Magnificent SevenTop ETF Picks for Portfolio DiversificationWhen Will the Fed Cut Interest Rates?Will There Be an Emergency Interest Rate Cut Before the Fed's Next Meeting? Read about topics from this episode.  Subscribe to Morningstar's ETFInvestor Newsletter.Magnificent Seven Stocks Slide, Valuations Looking ‘More Interesting'August 2024 Stock Market Outlook: Small-Cap and Value Stocks ShineWhat Caused the Stock Market Selloff?Markets Brief: Back on Recession Watch?Morningstar's Guide to Market Uncertainty What to watch from Morningstar.3 Asset Classes That Could Raise Your Portfolio's Risk LevelWhy Picking Top Stocks Is Not EnoughIs There a New Leader in the AI Race?BOXX ETF: Cash-Like Returns Without the Tax Bill Read what our team is writing:Ivanna HamptonBryan ArmourSarah HansenPreston Caldwell Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Discover Daily by Perplexity
Character AI's Return, Buffett's Apple Shake-up, Universal Basic Income, the US's Nuclear Bet

Discover Daily by Perplexity

Play Episode Listen Later Aug 5, 2024 9:48 Transcription Available


In this episode of Discover Daily by Perplexity, we explore the worlds of tech, finance, social policy, and energy innovation. We begin with the surprising return of Character.AI's co-founders to Google, examining the implications for AI development and the unique features that have made Character.AI a standout in user engagement. Next, we delve into Warren Buffett's strategic decision to reduce Berkshire Hathaway's stake in Apple while amassing record cash reserves, analyzing the impact on the company's portfolio and investment strategy. We then look at the ongoing debate surrounding Universal Basic Income (UBI), presenting the potential benefits and challenges of implementing such a system. We discuss recent studies, pilot programs, and the diverse range of supporters advocating for UBI as a solution to economic inequality and technological unemployment. Finally, we take an in-depth look at the groundbreaking Hermes reactor project by Kairos Power, exploring how this advanced nuclear technology could revolutionize clean energy production in the United States.From AI chatbots to investment strategies, social welfare policies to nuclear innovation, this episode offers a comprehensive overview of cutting-edge developments shaping our world. Join us as we unpack the complexities of these stories, their potential impacts on society and the economy, and what to watch for as these narratives continue to unfold.From Perplexity's Discover Feed:https://www.perplexity.ai/page/character-ai-founder-is-back-t-kpCoGO7lSf6A4K9JCMu4JAhttps://www.perplexity.ai/page/buffett-halves-apple-stake-tB5IpM5ySi2rF6C5cnh7twhttps://www.perplexity.ai/page/potential-economic-implication-ZO40leGKTKKX0I2h4j3cqghttps://www.perplexity.ai/page/the-hermes-nuclear-reactor-m9jhu9xYT5WjM7P65TwySw Perplexity is the fastest and most powerful way to search the web. Perplexity crawls the web and curates the most relevant and up-to-date sources (from academic papers to Reddit threads) to create the perfect response to any question or topic you're interested in. Take the world's knowledge with you anywhere. Available on iOS and Android Join our growing Discord community for the latest updates and exclusive content. Follow us on: Instagram Threads X (Twitter) YouTube Linkedin

Tech and Science Daily | Evening Standard
Apple stock: why did Warren Buffett sell $50bn of iPhone-maker's shares?

Tech and Science Daily | Evening Standard

Play Episode Listen Later Aug 5, 2024 7:47


Billionaire investor Warren Buffett has sold a further $50 billion of his shares in Apple - why? Tech & Science Daily podcast has news analysis from Evening Standard markets reporter Michael Hunter. Fake weight-loss jabs warning. Minority Report-style ‘pre-crime AI'.Also in this episode:Olympic champion Simone Biles & rise of adult gymnastsProstate cancer: immunotherapy treatment hope ‘to prolong life'The automatic robo-dentist will see you now Hosted on Acast. See acast.com/privacy for more information.

Real Coffee with Scott Adams
Episode 2555 CWSA 08/03/24

Real Coffee with Scott Adams

Play Episode Listen Later Aug 3, 2024 62:11


God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorks Find my "extra" content on Locals: https://ScottAdams.Locals.com Content: Politics, Stock Market Summers, California Owned Refinery, Elon Musk, Neuralink, Stadium Facial Recognition, 9/11 Plea Deal, Middle East Tensions, Josh Shapiro, Kamala Harris New Opinions, ActBlue, Georgia Voter Rolls, CISA Election Warning, Election Integrity 2024, President Trump, VP Harris, Trump Harris Debate, Government AI Approval, Apple Stock, Scott Adams ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure. --- Support this podcast: https://podcasters.spotify.com/pod/show/scott-adams00/support

MacVoices Video
MacVoices #24170: MVL - Apple Bonds As An Investment and Can Bartender Be Trusted?

MacVoices Video

Play Episode Listen Later Jun 27, 2024 19:12


Chuck Joiner, David Ginsburg, Ben Roethig, Eric Bolden, Marty Jencius, Mark Fuccio, Jeff Gamet, Jim Rea, Web Bixby, and Brian Flanigan-Arthurs considered Apple bonds and their tax strategies as an investment alternative to Apple Stock (no investment advice intended!). Then, the MacVoices Live! panel express concerns about transparency and credibility in the software market, especially in light of recent ownership changes in apps like Bartender. The importance of trust and transparency in the tech industry, particularly with apps accessing sensitive data rounds out the conversation.  This edition of MacVoices is brought to you by the MacVoices Dispatch, our weekly newsletter that keeps you up-to-date on any and all MacVoices-related information. Subscribe today and don't miss a thing. Show Notes: Chapters: 00:00 Introduction04:32 Apple Bonds vs. Stocks10:00 Bartender Acquisition Fallout11:34 Concealed Purchase and Consequences12:09 Community Concerns and Speculations14:47 Trust Issues and Alternatives17:27 Final Thoughts and Wrap-Up Links: Spooked by Apple stock's AI-driven gains? Take a look at its bonds instead. https://www.marketwatch.com/story/spooked-by-apple-stocks-ai-driven-gains-take-a-look-at-its-bonds-instead-39518796 Bartender app's new owner has burnt years of good-will with a lack of transparency https://appleinsider.com/articles/24/06/05/bartender-apps-new-owner-has-burnt-years-of-good-will-with-a-lack-of-transparency Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Ben Roethig has been in the Apple Ecosystem since the System 7 Days. He is the a former Associate Editor with Geek Beat, Co-Founder of The Tech Hangout and Deconstruct and currently shares his thoughts on RoethigTech. Contact him on  Twitter and Mastodon. Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

MacVoices Audio
MacVoices #24170: MVL - Apple Bonds As An Investment and Can Bartender Be Trusted?

MacVoices Audio

Play Episode Listen Later Jun 25, 2024 19:13


Chuck Joiner, David Ginsburg, Ben Roethig, Eric Bolden, Marty Jencius, Mark Fuccio, Jeff Gamet, Jim Rea, Web Bixby, and Brian Flanigan-Arthurs considered Apple bonds and their tax strategies as an investment alternative to Apple Stock (no investment advice intended!). Then, the MacVoices Live! panel express concerns about transparency and credibility in the software market, especially in light of recent ownership changes in apps like Bartender. The importance of trust and transparency in the tech industry, particularly with apps accessing sensitive data rounds out the conversation.  This edition of MacVoices is brought to you by the MacVoices Dispatch, our weekly newsletter that keeps you up-to-date on any and all MacVoices-related information. Subscribe today and don't miss a thing. Show Notes: Chapters: 00:00 Introduction 04:32 Apple Bonds vs. Stocks 10:00 Bartender Acquisition Fallout 11:34 Concealed Purchase and Consequences 12:09 Community Concerns and Speculations 14:47 Trust Issues and Alternatives 17:27 Final Thoughts and Wrap-Up Links: Spooked by Apple stock's AI-driven gains? Take a look at its bonds instead.  https://www.marketwatch.com/story/spooked-by-apple-stocks-ai-driven-gains-take-a-look-at-its-bonds-instead-39518796 Bartender app's new owner has burnt years of good-will with a lack of transparency  https://appleinsider.com/articles/24/06/05/bartender-apps-new-owner-has-burnt-years-of-good-will-with-a-lack-of-transparency Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Ben Roethig has been in the Apple Ecosystem since the System 7 Days. He is the a former Associate Editor with Geek Beat, Co-Founder of The Tech Hangout and Deconstruct and currently shares his thoughts on RoethigTech. Contact him on  Twitter and Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Investing Insights
What a Strong Economy Now Means for the Rest of 2024

Investing Insights

Play Episode Listen Later Jun 21, 2024 13:24


Tom Lauricella, Morningstar's global markets editor and Smart Investor newsletter editor, discusses how a strong economy has defied expectations, why it's still worthwhile to invest in bonds, and what to watch for in the second half of 2024.How is the Market Reacting to the Federal Reserve's Interest Rate Forecast?Will the Economy Get a Soft Landing?Nvidia is Driving the Stock Market's Bull RunNvidia Stock Outlook Why We're Seeing More Stock Splits in 2024New Dividends From Mega-Cap Tech Companies What Could Provide a Lift to the Bond Market?Why Investors Should Still Own Bonds Key Takeaways  Read about topics from this episode.  Subscribe to Smart InvestorA Cautious Fed Eyes Just One Rate Cut In 2024 These Stocks Are (Still) Powering the Bull MarketWhat Does Nvidia's Stock Split Mean for Investors? Job Gains Surged Again In May, Dashing Hopes of a Sustainable Slowdown It's Been a Terrible Time for Bonds. Here's Why You Should Own Them  What to watch from Morningstar.4 Reasons Why the Stock Market Has Delivered Impressive Performance Why More Diversification Doesn't Mean Better ReturnsInvest in SpaceX Alongside Elon Musk? Why This Closed-End Fund Is Not Worth the RideMaximize Credit Card Points for Better Trips and Rewards Read what our team is writing:Ivanna HamptonTom Lauricella  Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Smartinvesting2000
June 15, 2024 | May CPI, May PPI, Private Investment Deals, Apple Stock and What should you do with your Annuity

Smartinvesting2000

Play Episode Listen Later Jun 17, 2024 55:40


May CPI I would say I was very optimistic after the May Consumer Price Index (CPI) was released. Headline CPI increased 3.3% compared to last year, which was below the estimate and last month's reading which both stood at 3.4%. Core CPI which excludes food and energy was up 3.4%, which was below the estimate of 3.5% and last month's reading of 3.6%. This also marked the lowest reading since April 2021 when inflation concerns really began and the core CPI was at 3.0%. In March 2021 core CPI was at 1.6%. The shelter index continues to be the heavyweight moving core CPI as it was up 5.4% over last year and accounted for over two thirds of the annual increase. Many areas of the report have come back down to more normal inflation rates with areas like food at home increasing just 1% compared to last year. Food away from home was a little more challenged as that was up 4% compared to last year. I believe much of this can be attributed to the continued demand for bars and restaurants and the increased wage pressures. Although energy saw a 2% decline compared to the previous month, it was 3.7% higher than last year. This stems from the major fall in energy prices last year that I believe will make for difficult comparisons over the next few months. Two major areas that have remained problematic include admission to sporting events, which saw an increase of 21.7% compared to last year and motor vehicle insurance, which saw an increase of 20.3% compared to last year. It was positive to see a monthly decline in motor vehicle insurance of 0.1%. I believe this category will not be a problem in 2025 as much of the rate increases have now taken place. Overall, I believe this report should be supportive of a rate cut, but we will need to see more reports like this with further progress in the coming months for a cut to actually occur.  May PPI After a positive Consumer Price Index (CPI), the Producer Price Index (PPI) delivered more welcome news on the inflation front. May headline PPI rose 2.2% compared to last year and when comparing against the month of April there was a decline of 0.2%. Estimates were looking for a 2.5% increase in the annual number and a 0.1% increase in the monthly figure. When looking at core PPI, which excludes food and energy, the report showed and increase of just 2.3% on annual basis which was below the expectation for a 2.5% increase. These numbers are right around the Fed's 2% target and should be a positive indicator for CPI and PCE as we continue to move forward.  Private Investment Deals Investors be aware that your local broker could start hitting you up for private investment deals to fund apartment complexes somewhere around the country. The problem is the banks are starting to clamp down on just loaning money for projects on apartments that may be losers. In 2023 almost 500,000 new apartments were opened which is the most since the 80s. That growth is expected to continue and it's estimated to be around the same number in 2024. We have said before this will help bring down housing costs probably by 2025 as there are so many apartments on the market that the owners will give so many free incentives and reduce the rents just to get people in and provide the owners some cash flow. This will affect the housing market along with the CPI since shelter costs are a big part of that index and lower rents would help reduce the inflation numbers.  Apple Stock I was surprised to see Apple move more than 7% higher a day after the developer conference on Monday and close at a record high. There was a lot of hype leading up to the event as the company was anticipated to detail more about its AI strategy. I'm not sure if I saw the same conference, but I was not overly impressed by the details. Apple launched Apple Intelligence which can proofread your writing, or even rewrite it in a friendly or professional tone. It can create custom emojis called “genmoji,” search through your iPhone for specific messages from someone, summarize and transcribe phone calls or show you priority notifications. It can even tap into OpenAI's ChatGPT to provide you more detailed answers from Siri. ChatGPT is also built into systemwide writing tools. So, for example, Apple said you can create a bedtime story for a child and add images created by ChatGPT. Since the updates will only take place on the iPhone 15 Pro, Pro Max, and newly built phones, the hope is there will be a major upgrade cycle. Personally, I just don't see how these updates will get many people to move and buy a phone that will cost at least $1,000. I know new emojis is definitely not enough for me to upgrade. I also do worry about how this will impact the relationship with Google. Alphabet currently pays Apple around $20 B per year to be the default search engine on Apple devices. If more people begin to use the AI function and do less search, why would Alphabet continue to pay such a hefty fee? For a stock trading at close to 30x this year's projected earnings, there is now a lot riding on this next iPhone cycle.  What should you do with your Annuity? It is very rare that I come across someone who fully understands their annuity. Annuities can be either qualified or non-qualified and their status will determine how they are taxed. A qualified annuity means it was purchased with retirement funds while a non-qualified annuity was purchased with non-retirement funds. Generally qualified annuities are more flexible because they can be surrendered and rolled into another IRA without tax. However, if non-qualified annuities are surrendered, the entire gain becomes taxable at ordinary income rates. Because of this sometimes (but not always) it can make more sense to annuitize non-qualified annuities which is the process of converting the funds into a pension-like stream of income. This is still taxable, but the gain is spread out over time rather than realized in one year. I recently spoke with someone who is close to 80 years old and owns a non-qualified annuity. It turns out their annuity has two annuitization options. They can either withdraw 5% of the account value for the rest of their life, or they can withdraw 7% of the account value until the account value has been reached, but would also stop upon death. The issue here is in both of these cases, there is a decent chance they will not live long enough to get all their money back, let alone any growth. Another option would be to surrender the annuity to guarantee they receive all their funds back, but then they would pay a decent chunk of it in taxes. This is one example of many that illustrate if you have an annuity, make sure you also know when and how to use it because waiting will limit your options.   Stocks Discussed: Docusign (DOCU), Ferrari (RACE) and Southwest (LUV)

Trends with Friends
Why Tech Needs a Lesson in Empathy, Apple Stock Strategies, and AI Optimism with Om Malik

Trends with Friends

Play Episode Listen Later May 30, 2024 69:06


This week we're joined by Om Malik — a San Francisco-based writer, photographer, and investor with three decades of experience in Silicon Valley. We cover: • Apple, and whether they are underperforming • The need for empathy in the tech industry • Technology vs. the spectacle of technology • Our favorite products and acquisitions • Consumer Discretionary reaching new ten-year lows • Personal reflections on health and wellness — Thanks to our sponsor, Public. Public is an investing platform where members can build a portfolio of stocks, bonds, options, ETFs, crypto, and alternative assets—plus get an industry-leading 5.1%* APY with a high-yield cash account. Learn more. — Skip Ahead: (00:00) Welcome (04:48) Is Apple underperforming? (15:00) Silicon Valley's Empathy Vacuum (21:39) Sam Altman and OpenAI (25:20) Technology vs. the spectacle of technology (26:49) Standout products (32:31) The most interesting ‘sexy' chart in the world (34:46) The most interesting ‘boring' chart in the world (36:47) Different asset classes (45:29) AI (48:40) The 3 day reset (51:35) Consumer Discretionary (54:50) $VLO and $IMO (58:24) Health and wellness (01:03:00) What Om is excited about — Referenced: • Silicon Valley's Empathy Vacuum - https://om.co/2024/05/27/silicon-valleys-empathy-vacuum/ • Gigaom founder Om Malik: My heart attack ‘was the best thing that happened to me' - https://www.vox.com/2016/9/8/12825866/om-malik-gigaom-true-ventures-blogging-heart-attack-recode-media-podcast — All opinions expressed on this show are solely the opinions of the hosts' and guests' and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. — A High-Yield Cash Account is a secondary brokerage account with Public Investing, member FINRA/SIPC. Funds from this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. US only. Learn more at public.com/disclosures/high-yield-account Options are not suitable for all investors and carry significant risk.  Option investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date.  Certain complex options strategies carry additional risk.  There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Prior to buying or selling an option, investors must read and understand the “Characteristics and Risks of Standardized Options”, also known as the options disclosure document (ODD) which can be found at: www.theocc.com/company-information/documents-and-archives/options-disclosure-document. Supporting documentation for any claims will be furnished upon request. If you are enrolled in our Options Order Flow Rebate Program, The exact rebate will depend on the specifics of each transaction and will be previewed for you prior to submitting each trade. This rebate will be deducted from your cost to place the trade and will be reflected on your trade confirmation. Order flow rebates are not available for non-options transactions. To learn more, see our Fee Schedule, Order Flow Rebate FAQ, and Order Flow Rebate Program Terms & Conditions. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. --- Send in a voice message: https://podcasters.spotify.com/pod/show/trends-with-friends/message

Global Value
Is Apple Stock a Buy Now!? | Apple (AAPL) Stock Analysis! |

Global Value

Play Episode Listen Later May 17, 2024 12:59


Is Apple, ticker symbol, AAPL, a good stock to buy now? In this video, we'll perform an AAPL stock analysis and figure out what Apple looks like based on the numbers.

Investing Insights
Short-Term Market Volatility Could Provide Long-Term Investing Opportunities

Investing Insights

Play Episode Listen Later May 10, 2024 16:38


Sarah Hansen, Morningstar Inc markets reporter, discusses how today's market volatility could benefit investors who are focused on long-term investing. Mark Miller, Retirement Reboot author, calls the Medicare changes in 2024 at the pharmacy counter “the best news that few people seem to know about.”   Apple's Weak 2024 but Optimism for 2025Amazon's Impressive First QuarterEli Lilly's Better-Than-Expected Q1Medicare's Falling Prescription Costs Why Are Medicare Prescription Costs Dropping?How Spending Caps Affect SeniorsExpanded Access to Federal Assistance for Low-Income SeniorsWill Interest Rates Stay Higher for Longer?How Have Interest Rates Weighed on Stocks?How Fewer Interest Rate Cuts Could Benefit InvestorsKey Takeaway Read about topics from this episode.  Apple Earnings: A Weak 2024, but Optimism for 2025Amazon Earnings: AWS Growth Accelerates and Profit Margins ImproveEli Lilly Earnings: Strong Weight-Loss Drug Sales Expand MarginsI'm 65 and Still Working. Should I Enroll in Medicare?What Hot Inflation and Delayed Rate Cuts Mean for Investors  What to watch from Morningstar.Magnificent Seven Stocks: What's Going on With Apple, Tesla, and Alphabet?Covered Call and Buffer ETFs: Do the Pros Outweigh the Cons?Make These Investing Moves Now for a Better Tax Day in 20253 Cheap Stocks to Watch in the Fight Over Sports Streaming Read what our team is writing:Ivanna HamptonMark MillerSarah Hansen Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

Business Casual
Berkshire Dumps More Apple Stock & Boeing's Costly Space Test

Business Casual

Play Episode Listen Later May 6, 2024 30:13


Episode 316: Neal and Toby recap Berkshire Hathaway's post-Munger shareholder meeting that had another selling of Apple stock and adds to its cash pile. Then, Boeing prepares a highly anticipated, highly scrutinized space test that will send its first astronaut team in orbit. Next, the Google antitrust case hears its closing arguments and prepares for a ruling that could change the landscape of the internet. Also, diss tracks and sleep tracks are this weekend's winners. Meanwhile, everyone is into retro gaming and why Apple is letting it be the top downloaded app on its app store. Lastly, what's ahead for this coming week. Visit https://www.wendys.com/morningbrew for more! 00:00 - Intro 2:30 - Berkshire offloads Apple 7:00 - Boeing enters space race 11:00 - Google on trial 14:15 - Winners of the weekend 19:30 - Emulator app on Apple 22:00 - Week ahead Per My Last Email: Spotify, Apple, YouTube or wherever you listen to podcasts Get your Morning Brew Daily Mug HERE: https://shop.morningbrew.com/products/morning-brew-daily-mug?utm_medium=youtube&utm_source=mbd&utm_campaign=mug Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dr Boyce Breakdown
Apple stock just did something historic

The Dr Boyce Breakdown

Play Episode Listen Later May 6, 2024 15:41


Dr Boyce talks about the recent buyback of Apple Stock and whether this means that the company is a good buy or a bad one.

Investing Insights
Magnificent Seven Stocks: What's Going on With Apple, Tesla, and Alphabet?

Investing Insights

Play Episode Listen Later May 3, 2024 17:04


Sarah Hansen, Morningstar Inc markets reporter, explains why Apple and Tesla are diverging from the rest of the Magnificent Seven stocks. Also, details into a first ever dividend from Alphabet. Preston Caldwell, senior US economist for Morningstar Research Services, discusses why the Federal Reserve left higher interest rates in place and is changing its bond holdings.Alphabet's First DividendBoeing's Focused on Recovering from Past MistakesGeneral Motors Strong Start to 2024The Magnificent Seven Stock DivergenceApple's Fallen from Last Year's Rally  How Apple Could Reverse the SlideWhy Investors Are Changing Their Minds About TeslaMorningstar's Outlook for TeslaHigher Interest Rates Stick Around Read about topics from this episode.  Alphabet Shares Surge on Strong Earnings, Dividend SurpriseBoeing Earnings: Paying for Mistakes Made Long Ago, Taking Back the Factory FloorGM Earnings: Strong Start to 2024 Is Good Sign for Rest of the YearMagnificent No More? Apple and Tesla Stocks Are Weighing on the MarketWith Sticky March PCE Inflation, When Will the Fed Hit Its 2% Target? What to watch from Morningstar.Covered Call and Buffer ETFs: Do the Pros Outweigh the Cons?Make These Investing Moves Now for a Better Tax Day in 20253 Cheap Stocks to Watch in the Fight Over Sports StreamingHow to Find a Great Dividend Fund Read what our team is writing:Ivanna HamptonSarah HansenPreston Caldwell Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Trade For Yourself
Will Apple Stock Stay Bearish? - Episode 84

Trade For Yourself

Play Episode Listen Later Apr 4, 2024 8:58


Apple stock has been experiencing a selloff in Q1 2024, with the stock being down more than 11% YTD. There's a lot of negativity around this stocks but I believe there may be a buying opportunity here. Check out the episode to learn more about how to invest in Apple stock! Go to the website below to get your EXCLUSIVE MERCH! www.tradeforyourself.com #apple #applestock #stocks #stockmarket #trading #investing

Chit Chat Money
Why Is Apple Stock Falling? (AAPL)

Chit Chat Money

Play Episode Listen Later Mar 10, 2024 65:26


The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks YouTube channel. This week we discussed: (00:00) Introduction and Ray Dalio Tweet (02:48) Discussion on Costco (06:01) Earnings, Tweets, and IAC0 (8:52) Tech Sector Revenue Growth and NASDAQ 100 Total Return (12:52) Apple's Decline and Alphabet's Potential (39:14) Frustration with Google's conference calls (40:16) Question from the chat: If you could buy only one company to hold forever, what would it be? (40:47) The importance of price in long-term investing (41:26) Discussion on potential long-term investments (44:12) Concerns about investing in online gambling companies ***************************************************** Subscribe to our YouTube channel: https://www.youtube.com/@ChitChatStocks  Follow us on Twitter/X: ⁠https://twitter.com/chitchatstocks  Follow us on Substack: ⁠https://chitchatstocks.substack.com/  ********************************************************************* ⁠Public.com⁠ just launched options trading, and they're doing something no other brokerage has done before: sharing 50% of their options revenue directly with you. That means instead of paying to place options trades, you get something back on every single trade.  -Earn $0.18 rebate per contract traded  -No commission fees  -No per-contract fees  By sharing 50% of their options revenue, Public has created a more transparent options trading experience. You'll know exactly how much they make from each trade because they literally give you half of it. Activate options trading at ⁠Public.com/chitchatstocks⁠ by March 31 to lock in your lifetime rebate.  Options are not suitable for all investors and carry significant risk.  Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. ********************************************************************* FinChat.io is The Complete Stock Research Platform for fundamental investors. With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use. Use our LINK and get 25% off any premium plan: ⁠https://finchat.io/chitchat/?lmref=J3bklw  ********************************************************************* Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Market Mondays
MM #198: Bitcoin Hits an All-TIME HIGH, The Fall of Apple?, Stock Options, & Next Industry to Invest In

Market Mondays

Play Episode Listen Later Mar 5, 2024 120:06


In this episode of Market Mondays, we dive deep into a variety of pressing topics in the world of business and finance. SIGNUP TO EYL UNIVERSITY CLICK BELOW!https://www.eyluniversity.com1. **The Fall of Apple?** – We analyze the slowdown in Vision Pro sales and discuss the future of Apple in light of its recent struggles, including the decision to cancel their electric car project.2. **Apple's $2 Billion Fine in Europe** – A critical look at the impact of the hefty fine imposed on Apple over music-streaming apps.3. **Stock Option Trading with Troy** – Troy gives an insightful presentation on the nuances of stock option trading.4. **Elon Musk vs. OpenAI** – Exploring the legal battle between Elon Musk and OpenAI, we discuss potential motivations and implications for the future of AI in business.5. **Kellogg's Cost-Saving Suggestion** – We share our thoughts on the Kellogg's CEO's advice to eat cereal for dinner as a cost-saving measure.6. **Bitcoin's Surge** – Analyzing Bitcoin's approach towards an all-time high and what this means for investors.7. **S&P 500 Analysis** – Is there hope for the other 493 stocks in the S&P 500 amidst market challenges?8. **Oprah's Departure from WeightWatchers** – Discussing the implications of Oprah leaving WeightWatchers' board and the future of the company.9. **Global Market Trends** – Insights into Japan's Nikkei surpassing 40,000 and the potential outcomes of China's 'Two Sessions' meeting for global investors.10. **Vanguard's Leadership Change** – Assessing the impact of the Vanguard CEO stepping down on the company and the investment community.11. **SMCI Stock Potential** – A discussion on how high SMCI stock can go and factors influencing its performance.12. **Life Lessons & Big Picture Goals** – We reflect on personal truths, life lessons, and evolving goals as we navigate different seasons of life.Join us for an enlightening discussion on these topics and more, providing valuable insights for both seasoned investors and financial newcomers. Remember to like, subscribe, and comment with your thoughts and questions. Your engagement helps us bring more value to you each week!#MarketMondays #Finance #Investment #Apple #Bitcoin #ElonMusk #StockMarket #PersonalGrowthSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Marketplace All-in-One
Apple stock gets a downgrade for the new year

Marketplace All-in-One

Play Episode Listen Later Jan 2, 2024 1:34


Barclays says Apple sales are likely to be sluggish; many EVs lose $7,500 tax credit; McKinsey agrees to near $80 million opioid settlement; nearly half the states implement minimum wage increases.

Marketplace Minute
Apple stock gets a downgrade for the new year

Marketplace Minute

Play Episode Listen Later Jan 2, 2024 1:34


Barclays says Apple sales are likely to be sluggish; many EVs lose $7,500 tax credit; McKinsey agrees to near $80 million opioid settlement; nearly half the states implement minimum wage increases.

Investing Insights
Higher Bond Yields and Interest Rates Are Here to Stay

Investing Insights

Play Episode Listen Later Nov 10, 2023 16:08


Sarah Hansen, Morningstar Inc markets reporter, explains the new normal of bond yields and interest rates and where investors can find fixed-income opportunities. Adam Fleck, director of research for ratings and ESG for Morningstar Research Services, discusses how companies with union workers can compete against non-union firms.Apple's Solid Fiscal Fourth QuarterEli Lilly's Diabetes Drug Lift in Q3McDonald's Is Resilient Under Inflation Pressure‘Higher for Longer' EraTight vs. Loose Financial Conditions'Higher-for-Longer' Side Effects Fixed-Income Market  Opportunities for InvestorsAre Labor Unions Bad for Business?Risks and Benefits of a Unionized WorkforceCan Unionized Companies Compete with Non-unionized Companies?GM, Ford, and Stellantis Uncertainty Ratings

Stock Market Buy Or Pass?
The New CPU King? Outperforming Intel, AMD, & Apple Stock?

Stock Market Buy Or Pass?

Play Episode Listen Later Oct 26, 2023 13:27


Qualcomm Stock is the new CPU leader? Qualcomm has stated that its Oryon CPU is better than Apple's M2, and AMD's and Intel's top-of-the-line mobile CPU. Is Qualcomm Stock the next Apple Stock?A portion of this video is sponsored by The Motley Fool. Visit https://fool.com/jose to get access to my special offer. The Motley Fool Stock Advisor returns are 473% as of 10/10/2023 and measured against the S&P 500 returns of 126% as of 10/10/2023. Past performance is not an indicator of future results. All investing involves a risk of loss. Individual investment results may vary, not all Motley Fool Stock Advisor picks have performed as well.I have a position in $NVDA $AMD Semiconductor Podcasthttps://www.fool.com/josenajarroDISCORD GROUP!! https://discord.gg/wbp2Z9STwitter: https://twitter.com/_JoseNajarroDISCLAIMER: I am not a financial advisor.  All content provided on this channel, and my other social media channels/videos/podcasts/posts, is for entertainment purposes only and reflects my personal opinions.  Please do your own research and talk with a financial advisor before making any investing decisions.

Investing Insights
UAW Strike Raises Investor Risks

Investing Insights

Play Episode Listen Later Sep 22, 2023 22:48


Also, why Morningstar thinks the Federal Reserve will cut interest rates earlier than projected.Dave Whiston, U.S. autos equity analyst for Morningstar Research Services, says the demands from the UAW strike could bankrupt the Big Three automakers.Apple's Innovation in Q3Smucker's is Growing Its Snacking PortfolioMorningstar Expects More Deals from Disney  An Unprecedented UAW StrikeWhat are the UAW Strike Counteroffers? Advantages and Disadvantages of a Standup StrikeWould Meeting the Strike's Demands Make the Big Three Automakers Less Competitive?UAW Strike Risks to Investors15:54 Ford and GM Stocks17:21 We Expect Faster Pace of Interest-Rate Cuts Than the Fed Read about topics from this episode.  Disney and Charter: A New Carriage Agreement Points to Improved Content Strategies https://www.morningstar.com/articles/1180340/disney-and-charter-a-new-carriage-agreement-points-to-improved-content-strategiesQualcomm: Supply Agreement With Apple Doesn't Alter Our Long-Term Valuation https://www.morningstar.com/articles/1180169/qualcomm-supply-agreement-with-apple-doesnt-alter-our-long-term-valuationSmucker: Price Paid for Hostess Looks Fair, but Past Execution Mistakes Worry Investors https://www.morningstar.com/articles/1180281/smucker-price-paid-for-hostess-looks-fair-but-past-execution-mistakes-worry-investorsWhat the First-Ever UAW Strike at All 3 Detroit Automakers Could Mean https://www.morningstar.com/stocks/what-first-ever-uaw-strike-all-three-detroit-automakers-could-meanWhen Will the Fed Start Cutting Interest Rates? https://www.morningstar.com/markets/when-will-fed-start-cutting-interest-rates  What to watch from Morningstar.3 of the Best Robo-Advisors, and One of the Worst https://youtu.be/BSoSdJdUFKU?si=4K7BciRIHIq7Run9Stocks to Consider as the U.S. Pushes to Reclassify Cannabis https://youtu.be/fME1Oyit2CY?si=XbvRY1fz-etDjn4o“Ripped Off” to a “Better Deal” – How Investors Fared Since the Market-Timing Scandal https://youtu.be/yqmEo6PN7V0?si=hpAqff9EiQ2EEI2-Economy Outshines ‘Uneventful Earnings' https://youtu.be/SCR-epYX0ts?si=MQWffECd7EFSGj1l Read what our team is writing:Ivanna Hampton https://www.morningstar.com/authors/2399/ivanna-hamptonPreston Caldwell https://www.morningstar.com/authors/2047/preston-caldwellDavid Whiston https://www.morningstar.com/authors/766/david-whiston Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

9to5Mac Daily
Apple stock trading platform, iPhone 15 repairs

9to5Mac Daily

Play Episode Listen Later Sep 20, 2023 7:05


Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Urban Armor Gear: Elevated Rugged Tech Protection. Elevate Your iPhone 15 Protection with UAG's Latest Rugged Cases. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple was working on stock trading service for iPhone users, plans put on hold after the market tanked iPhone 15 USB-C port can output significantly more power to accessories than Lightning Replacing broken back glass on iPhone 15 Pro is less expensive Follow Chance: Threads: @ChanceHMiller Twitter: @ChanceHMiller Mastodon: @chancehmiller@mastodon.social Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Catch up on 9to5Mac Daily episodes!aily Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily The Buzz Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show. Also, connect with us in the official 9to5Mac Discord server with forums, chatrooms, and more!

The Investor Show
Apple Stock Falls As Amazon Pops After Earnings With Prince Dykes

The Investor Show

Play Episode Listen Later Aug 4, 2023 60:26


Apple Stock Falls As Amazon Pops After Earnings With Prince Dykes

Allworth Financial's Money Matters
Why some shouldn't make extra mortgage payments, a question about a 529 plan, and how much Apple stock did you say you have?

Allworth Financial's Money Matters

Play Episode Listen Later Jul 22, 2023 45:44


On this week's Money Matters, Scott and Pat help a Colorado caller understand why she should avoid making extra payments on her home. Then, a father from California asks what will happen to his 529 plan now that his daughter thinks college isn't the answer. Plus, Allworth partner advisor Chris Giordano joins Scott and Pat to explain how he dealt with a couple who had half of their net worth tied up in Apple stock.     Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Trish Intel Podcast
FOX News Pays $12 Million to Former Tucker Producer in a NEW Bud Light Moment

Trish Intel Podcast

Play Episode Listen Later Jun 30, 2023 39:51 Transcription Available


Tucker Carlson's former producer just got a big pay out. What is going on at Fox News? How has management survived this?  Bud Light is another company where one might ask a similar question. Dylan Mulvaney just launched a scathing attack on the company. Plus, The Supreme Court Strikes Again - No, Biden Can't Wipe out Debt Harvard and Columbia are seeking a "new" way to ensure diversity after Affirmative Action was deemed unconstitutional and illegal by the Court. The mayor of NYC loses it on an 84 Year old Holocaust Survivor Apple's worth just topped $3 trillion No, Bidenomics is NOT working  Support the show: https://trishregan.store/See omnystudio.com/listener for privacy information.

Get Rich Education
445: Your Questions Answered: Overleveraged, House Hack vs. Turnkey, Hyperinflation

Get Rich Education

Play Episode Listen Later Apr 17, 2023 32:11


Keith Weinhold answers listener questions about real estate investing.  He advises listeners on how many properties they need to own to become a millionaire, how to invest $40,000 to reach a $100,000 down payment for a rental property, and how to find the best future real estate markets.  Keith emphasizes the importance of positive cash flow, avoiding over-leveraging, and owning properties in multiple job growth markets and states.  He also discusses the potential for hyperinflation and the benefits of owning real assets to combat inflation.  Keith encourages listeners to leave a rating and review for the podcast and consult with professionals for individualized advice. **Taylor's question [00:01:07]** How many properties must I own to become a millionaire? Keith explains that it depends on the profitability of the properties, how much they go up in value, and how much rent is charged.  **Mitrel's question [00:05:04]** Should I invest my $40,000 in the stock market to reach my $100,000 down payment goal for a rental property? Keith advises on risk tolerance and suggests alternative options such as I bonds. **Kevin's question [00:09:08]** What are the forward-looking indicators to find the best future real estate markets? Keith talks about the prospect of hyperinflation and provides insights on finding the best real estate markets. **Forward Looking Indicators for Real Estate Markets [00:09:16]** Keith answers Kevin's question about selecting MSAs with forward-looking indicators, including population growth, employment, and upcoming government infrastructure projects. **Sponsor Ads [00:15:45]** Keith thanks Ridge Lending Group, JWB Real Estate Capital, and Mid-South Home Buyers for sponsoring the show. **House Hacking in Southern California [00:18:03]** Keith advises Connor on whether to invest in an out-of-state rental or house hack in Southern California, considering high real estate prices, tax rates, and tenant protection laws. **Real Estate Financing Options [00:19:03]** Keith discusses financing options for single-family homes and fourplexes, including FHA and VA loans, and the advantages and disadvantages of house hacking in Southern California versus investing out-of-state. **Hyperinflation and the US Economy [00:21:40]** Keith addresses a listener's question about the possibility of hyperinflation in the US economy, defining hyperinflation and discussing the factors that contribute to it, including a nation's debt and foreign demand for its currency. **Leverage in Real Estate Investing [00:25:00]** Keith answers a listener's question about being over-leveraged in real estate investing, explaining the risks of taking on too much debt and emphasizing the importance of buying properties that are cash flow positive. **Real Estate Investing Strategies [00:28:00]** Keith explains how to avoid over-leveraging and how to project positive cash flow from day one. **Benefits of High Leverage [00:29:09]** Keith explains how high leverage can help you build wealth faster and why it's best to finance your properties. **Encouragement to Leave a Podcast Review [00:30:07]** Keith encourages listeners to leave a podcast review and explains how it helps the show reach more people. **Disclaimer [00:31:32]** A disclaimer is given that nothing on the show should be considered specific personal or professional advice. Resources mentioned:  Show Notes: www.GetRichEducation.com/445 I-Bonds: https://www.treasurydirect.gov/savings-bonds/i-bonds/ Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free—text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Welcome to GRE! I'm your host, Keith Weinhold. I answer your listener questions today.    A 12-year-old listener asks, how many properties must I own to become a millionaire?  Another asks, “Should my first property be a house hack or an out-of-state rental”?    One question is about the imminent prospect of HYPERinflation.   Also, “What are FORWARD-looking indicators to find the best future RE markets?” Those questions and more questions all answered, today, on Get Rich Education! ___________   Hey, welcome in to GRE. I'm your host and Founder, in fact, of this very show… and all Get Rich Education platforms, a 20-year REI and Active Member of the Forbes Real Estate Council. My name is Keith Weinhold. Ya probably know that by now.   This is Episode 445 of Get Rich Education.   When I do these listener question episodes, I generally begin with some of the more basic questions.   Today's first question comes from Taylor in Wooster, Ohio. Taylor is age 12 and he simply asks:   How many properties must I own to become a millionaire?   Well, thanks for that, Taylor. I don't often get questions from a 12-year-old.    I love that you're listening and the fact that you ARE greatly increases the chances of you building wealth when you're an adult, yet young enough to enjoy it.   Like a lot of questions in real estate, the answer to how many properties you must own to become a millionaire “depends”.   It depends on how profitable your properties are - how much they go up in value and how much you're getting from the rents that you charge the tenants, how long you do a good job of keeping them as tenants, as well as how capable you are of controlling your property's expenses.   So, you could own as little as just ONE property and be a millionaire, Taylor.   Owning MORE properties is better than owning fewer properties. That way, if you have one that isn't profitable, you'll have profits from your others.     And you can own more properties when you can use part of your OWN money & part the bank's money… in owning the property.   Now, Taylor, if you have one million dollars, say, you had a million bucks in stacks stuffed in your closet, you need to understand that that is not enough.    You're 12 years old now. You might live another 80 years. Then you'd need that million to last you 80 years.    Even a 50-year-old with a million dollar stack of dollars bills in their closet would not have enough money to live on for the rest of their life.   You might need closer to 10 million dollars. That's called a decamillionaire. So think about setting your net worth target higher. Think, “How can I be a decamillionaire?”   But actually, you don't just want to think about the height of your stack of dollar bills reaching any certain number of millions ONLY. It matters. But what matters more is how fast your stacks are GROWING.   That's called cash flow. If your stacks are growing at a rate every year that exceeds all of your expenses, you are financially-free. That's why it beats being debt-free.   Another thing, Taylor, I know that your hometown of Wooster, Ohio is between Columbus and Akron so - though I'm not familiar with Wooster - but I do know its the county seat of Wayne County -    …you do tend to have markets nearby that can create CF really well - that's that ability to GROW your cash stacks, hopefully to a height of 10 million someday.    Thanks for your question, Taylor.   You know, it warms my heart to know that kids listen to the show. I remember shortly after launching the show in 2014 that a Dad & son from New Jersey wrote in and told us that they look forward to listening to the show together every week.    I like to do that family-friendly show, from Day 1. A clean lyrics show since inception.   I like to keep it classy. I like to make that show that would make my late Grandma Weinhold proud - though I don't think she ever knew how to listen to this show.   That's part of my brand… and it warms my heart to see children in the audience.  ______________   The next question comes from Mitrel. I don't know where Mitrel is from, because some questions come in on our YouTube Channel, but he says…   I have a good job and $40,000 in savings, expect an upcoming BOOM in real estate and need $100,000 for a down payment.    Does it make sense to gamble my $40K in the high risk stock market to get up to the $100K sooner and capitalize on the RE purchase?   If I lose the $40K, I'll recover it in time with my job anyway over time.   If I win & get it to $100K, I'll have my income property and be off to the races with leverage and Real Estate Pays 5 Ways.   If I simply tried to preserve the $40K in a savings account, I'd lose to inflation anyway.   That's his question. Alright, Mitrel. You've got $40K, want to get to $100K for your down payment on some rental property.    Now, we have properties at GRE Marketplace where $30 or $35K is enough to get started… but with your $100K down payment goal, I sense that you might have a specific purchase in mind.   Of course, it's about getting a 20-25% down payment + 4% CCs  - as a percent of your purchase price - and you'll want to hold some reserves.   Well, to get your cash stash from $40K up to $100K, it has to do with your risk tolerance.   It sounds like you're open to risk with putting it in the stock market short-term to try to reach your goal faster.   So, yeah. You would probably want to do that OUTSIDE of a retirement account since they generally have early withdrawal penalties.   In a savings account, yes, you're aware that with true inflation, that would just debase your savings' purchasing power.   If you're open to risk, I guess one could get in & out of crypto at just the right time - if you do that, I'd choose bitcoin.   But you know, whether you go with risky stocks or risky bitcoin, the problem with that is that you have to get your timing right twice.   Ideally, whether it's a Russell 2000 Index Fund or Apple Stock or Ethereum, you want to buy close to a near-term low and then sell close to a near-term high.   That is more difficult to do than it sounds, and it's just one reason that stock, ETF, and mutual fund investors don't build wealth.    One other thing I'll mention as you're trying to patch together your first RE down payment is I-bonds. They currently pay a guaranteed 7%.    The way they work is that the interest rate they pay you is the CPI Inflation rate plus a fixed rate on top of that.   You can get I-bonds at TreasuryDirect.gov   But there is a $10,000 annual limit that you can put into I-bonds.    Another disadvantage is that I bonds can't be purchased and held in a traditional or Roth IRA, Mitrel. The I- bonds have to be held in a taxable account.    But that might work for you in this case, Mitrel, since it's a shorter-term hold, hopefully it's shorter-term anyway, until you've built up your $100K cash to get your RE and get off to the races, hopefully getting paid 5 ways.   Another disadvantage of I bonds is there is an interest penalty if they're redeemed for cash in the first five years. They knock off 3 months of your earned interest.   I hope that you found at last one insight on those options that helps you out, Mitrel.  ________________   The next question comes from Kevin. He asked this one quite a while ago.   [Listener question played]   3) What are the forward-looking indicators to select MSAs? He typically looks at population growth and employment.    That is a rather astute question, Kevin. Yes, you're looking at some of the right measures for the tide that floats a RE market up.    First, we want to think about landlord-friendly states. Yes, the MW & South has a preponderance of them. But there are some outliers. You'll also find pretty favorable eviction processes for LLs in PA, TX and AZ.   When it comes to forward-looking RE indicators and their sources, first, let me give you two resources that most everyone knows about, then we'll drill deeper.  The NAR publishes forecasts for home sales, prices, and other market trends. Their reports give you future RE market insight at both the national and local level. Zillow offers forecasts too on the housing market, including home values, rents, and other market indicators. Now, one indicator and one place that a lot of people don't know where to look, Kevin, is your ability to discover upcoming government infrastructure programs. Think about learning where the next new highway intersection or highway interchange will be built. Or perhaps it's a new seaport expansion project or a new bridge that is going to be built in 5 years. There are a lot of places where you can find out that information ahead of time, and unlike stock investing, it's completely legal - totally alright - to learn about this ahead of time.  Get a heads up on where the next bridge is going to be built and how that can make nearby property values rise - that's not considered illegal insider information. You can check the websites of government agencies responsible for upcoming infrastructure development in your target state or region.  That area's, say, Department Of Transportation makes this public so that contractors can engage in the bidding process for major infrastructure projects. These are known as government PROCUREMENT websites. For example, in Illinois, that's under an Illinois.gov website. Those sources can be kinda wonky & dry, but putting in the work over there can help you see the future. Now, major news outlets, and just regular, old school, legacy media television channels like good ol' WPHL in Philadelphia or KMSP Minneapolis or anywhere, they often report on upcoming projects and government initiatives, like an airport expansion. Now, if you happen to LIVE in an investor-advantaged area, Kevin, well and you do, Dayton, Ohio. Joining an “in real life” industry association that focuses on infrastructure development can really give you direction & foresight and you'll grow your network too. That'll give you access to upcoming projects - as will attending public meetings like town hall meetings. And then finally, the US Census Bureau and other sources make all kinds of population projections. That helps you see the future.    And hey, you might as well use the Census' resources since your tax dollars are paying for it.   And those industry associations and public meetings often use & apply those population projections to upcoming major projects.   So, there's more, but that's a good bit there. I hope that helps you, Kevin.    Today, I am bringing you the show from Anchorage, Alaska.   Next week, it'll be from Las Vegas, Nevada.   And in two weeks, I'll be bringing you the show from Phoenix, Arizona.   So, Anchorage, Las Vegas, and Phoenix. That is the largest city in the 49th, 36th, and 48th states admitted to the union respectively.    Only a remorseless geography nerd like me would break it down that way, wouldn't I?   Yes, we'll be constructing makeshift, mobile GRE recording studios coming up.   If you've got a question that you'd like me to answer, go to GetRichEducation.com/Contact. That's where you can either write a message, or leave a voice message listener question - like Kevin did.   I answer more of your listener questions next. I'm KW. You're listening to Episode 445 of Get Rich Education. ____________   Welcome back to Get Rich Education. I'm your host, Keith Weinhold, grateful to have you here.   Before we return to your listener questions… thanks to this week's sponsors. They support us so, please, consider supporting them.   That is Ridge Lending Group. Consider YOUR next mortgage loan for income property there and see the difference that a lender that works specifically with investors like you… can make.    They serve almost all 50 states. That's President Caeli Ridge & all the good-looking people over there at RidgeLendingGroup.com   Then there's JWB Real Estate Capital. Income property specialists that provide you with the actual investor-advantaged real estate that you can buy in bustling, fast-growing Jacksonville.  That's all-around good guy Gregg Cohen & the team at JWB. They always have good hair days over there.    They really make it easy for you. Find your next cash flow property at JWBRealEstate.com/GRE   Finally, there's Mid South Home Buyers, providing you some of the best rent ratios in the entire South in Memphis and Little Rock.    They've got the service that you've been raving about for years now.    That's Terry Kerr, Liz Brody and all the fine peeps over there at MidSouth that shake your hand, look you in the eye, have a symmetrical smile, and even regularly recite your first name mid-sentence for ya. (Ha!)   Get started at MidSouthHomeBuyers.com   I have been inside the physical offices of all 3 of those sponsors that I just mentioned.   If your company is interested in advertising on GRE, let us know. We'd like to check you out first. Just like listener questions, you can also indicate that on the same page. Let us know at GetRichEducation.com/Contact You'll see the “Advertising Inquiry” area there.   Conner asked me a question. “Keith, absolutely love your videos. I live in expensive Southern California (Orange County). Would you recommend my first property be a primary that I house hack or invest in an out-of-state rental?” Thanks, Connor.   OK, Connor. Well, there's a lot to consider.   Let's look at the Socal househack.   As you're surely already aware, real estate prices and tax rates are both very high in California.    California also has a Tenant Protection Act enacted in 2019 that puts strict eviction laws into place. You might have rent control there too.   Now, as a SoCal househacker, that could, of course, take the form of buying one big SFH where you live in one of the rooms and rent out the other rooms.   The younger you are, the more likely it is that you're tolerant of living with roommates. If you want to stay alone or with your spouse or whatever & want privacy, then you'll househack a duplex, triplex, or fourplex.   Any one of those, SFH up to 4-plex, you can use an FHA loan on and pay just 3.5% down, or VA loan if you have VA benefits and pay 0% down. With either of those low down payment programs, you must live ON-SITE, usually for at least a year.   FHA recently approved 40-year mortgage loans and they will roll out next month. Yes!   In Orange County, CA, with really high prices, it might take a fixer-upper type home to make it affordable. If you aren't handy, that's a disadvantage on the house hack.   Socal is simply one of the most DISadvantaged places in the nation for long-term rental property, though there are still ways to make it work.   Then, if you go out of state, you can make it really passive. It won't be a more active business like it would there for ya in Orange County.   Now, the downside of buying an out-of-state rental, like through GRE Marketplace, is that it's going to take a 20 to 25% down payment.   But you can still find respectable properties in safe neighborhoods, in say, Memphis for as little as $100K to $120K. That means you might not have to come out of pocket for much more than you would a SoCal rental with it's lower PERCENT down payment.   And, of course, the big advantages of the out-of-state rental are low purchase prices, high rents, advantageous LL-tenant law, your property is already renovated or brand new, and it is turnkey PMed if you so choose.   That's exactly why a lot of people are choosing out-of-state properties at GREMarketplace.    Those are some of the major trade-offs, Connor. Thanks for the question.   The next question comes from Jesse in Reno, Nevada.   “With high inflation for two years and cyclical trends entrenched, more nations making foreign trade deals outside of the dollar, and the Treasury printing dollars like mad, I cannot believe the price for a shopping cart full of groceries at Safeway any more. Are we headed for a hyperinflationary period within the next decade?”   Well, that's an interesting question, Jesse. Inflation is an awful malady that disproportionately affects the lower classes more than the upper classes.   But do I believe that there's any significant chance of hyperinflation in the next decade, Jesse? Let me answer that.   Now, first of all, a lot of people - not necessarily you, Jesse - but a lot of people throw around the term “hyperinflation” without really knowing what it means at all.    A consensus of economists define HYPERinflation as an inflation rate of 50% or more every month. Yes, month.    With compounding, that would be inflation of more than 600% per year, not the… closer to 6% CPI inflation that we've had lately.   We could very well have longer-term waves of RECURRING inflation.   In America, our debt-to-GDP ratio is high. It's about 120% right now. Back in 1990, it was just 55%.   Now our debt-to-GDP ratio also hit 120% back in the 1940s, but that was as a result of us having to pay for WWII. And the productivity of the 1950s quickly brought the ratio down.   Here's the problem. Today's 120% is not due to war; it's due to all these politicians' various accumulated promises over time.    That includes CONTINUOUS military spending.   And you know, historically, every fiat currency ends with the END of that currency. Every single one goes to die. The British pound is the world's OLDEST currency in use today.   But to get hyperinflation, it generally takes two key factors:   First, a nation needs to have debts denominated in a currency that that nation can't print.    Now, for emerging markets, its often dollar-based debt that they have and those nations can't print dollars.    100 years ago, Weimar Germany had gold-based war reparations. That was their problem.    You cannot print gold, so they printed MASSIVE amounts of their currency. In more modern times, Venezuela and Zimbabwe experienced hyperinflation.   The second key reason hyperinflation occurs is when there's no foreign demand for your currency… so you hyperinflate it.   So, to create hyperinflation, it takes a tremendous amount of printing… plus no demand for that currency.    The US still has foreign demand for our dollar and there's a lot of debt denominated in the dollar globally. That represents demand for it.   Since the US can print its own currency, we're not very likely to default on our total of $32T debt at all.    We're motivated to let inflation keep running, at whatever fluctuating rate, Jesse.   So to answer your question, Jesse, no. No hyperinflation in the US in the next decade.   And as far as the prolonged elevated inflation that we're having, as a listener, I think you know how to beat that by now. Own real assets.  If you own a house, have a 30-year mortgage. Don't have it “paid off”. You need a mortgage to benefit most. Thanks for the question, Jesse.   Our last question comes from Zack in Claremore, Oklahoma. Zack asks:   Keith, is there such a thing as being “OVER leveraged?” Would you finance everything you can as long as you can create arbitrage?   Great question, Zack. The short answer is, “Yes, I would. I would finance everything up as much as I could without being overleveraged.”   Now, what “overleveraged” means IN GENERAL - out in the larger business world is that you've borrowed too much money in relation to your ability to pay it back.   In real estate, being overleveraged means that you take on so much debt that you can't make your monthly payments on your principal, interest, and operating expenses.   As long as my properties are cash flow positive, even by a little margin, I have found no limit as to how much I would finance, Zack.   Let me use an example. Say that you buy a rental duplex with $4,000 of monthly rent income. Your mortgage and all of your long-term operating expenses are $5,000, leaving you with a NEGATIVE cash flow hole of $1,000 every month.    A $1,000 per month hole is a $12,000 each year hole that you've dug.    If you're financially precarious elsewhere, that can be a difficult hole to fill in and you could descend into delinquency when you miss your first payment, then deeper into foreclosure when you're several months behind, then the bank takes over your property.    You lose your property, lose your credit score, and lose the ability to get new loans for years. You were overleveraged.   You've borrowed too much money in relation to your ability to pay it back since your rent income was $4,000 and expenses were $5,000.   Well, when you buy right, that's not likely to happen. First of all, your mortgage loan underwriter is going to check that you have enough income and enough reserves to meet their qualification standards before you can get the mortgage in the first place.    That's a check against becoming overleveraged, yet things could still go wrong.   For one thing, with FHA loans, your debt-to-income ratio can be an eye-popping maximum of 57% and you can still qualify for the loan.   But you're usually going to be buying your out-of-state rental property with a CONVENTIONAL loan.   Now, INSTEAD of becoming overleveraged, you would buy in the opposite scenario, projecting positive cash flow from day one.   On your duplex instead, if you had just $4,200 of rent income and $4,000 of expenses, you've got just $200 of cash flow, but that is a cushion.   And like I've described on previous episodes, historically your rent income rises faster than your expenses since your mortgage P & I payment stays fixed.   That's why, over time, you often widen that delta from +$200 cash flow so that it just keeps widening to a greater & greater cushion.   So, to review, you're unlikely to find yourself overleveraged if your income exceeds your expenses on day 1, when you have predominantly FIXED RATE LOANS…   … and then another measure of protection is when you own properties in multiple job growth markets - in multiple STATES even - you're better protected against any changes in the law or regulations or changes in that region's economy or even any detrimental disruption to your PM in each of your chosen investment areas.   I dislike overleverage. But I do like HIGH leverage. Because leverage makes compound interest feel really slow.    It is best to FINANCE your properties, even though mortgage rates aren't as low as they were two years ago.    Look at it this way. With 20% down, you could buy five financed properties instead of one all-cash. Over time, five properties appreciating will build you more wealth than one appreciating.   If the properties don't cash flow with 20% down, then get three with 33% down on each. That'll accelerate your wealth-building & help you control the mortgage.   Then… if rates go down, you can still refinance. If rates don't go down, you'll be glad that you bought multiple properties instead of one.   Thanks for the question, Zack.   I hope you enjoyed listener questions today. I hadn't done them for a while. If you did, please, go ahead and tell a friend about the show.   Also, if you've ever wanted to tell me what you think about the show… there's a great way for you to do that & I will see it and read it myself.    You know, I recently learned that in Apple Podcasts Germany, we only have 3 podcast reviews in that entire nation on that platform.    And that prompted me to ask you - whatever nation you're in, to please, you don't have to, but if you'd be so kind, leave a podcast review.    When you do that, it not only helps our show reach more people, but, I do actually read your review of the show, so I get that feedback.   So if you like what I'm doing here, I'd be grateful if you went ahead, and whatever your podcast platform is…   …Google “how to leave an Apple podcasts review” or “how to leave a Spotify review” and go ahead an do that - leave a rating & review for the Get Rich Education podcast and I'd be grateful.    I hope you found one or more listener questions today that really relate to you or your interests, or YOUR unlimited wealth-building potential. Thanks in advance for telling a friend about the show, and for your rating & review.   Until next week, I'm your host, Keith Weinhold. Don't Quit Your Daydream.  

The Stacking Benjamins Show
Who CAN We Trust With Our Money and Career? (with Dr. Henry Cloud)

The Stacking Benjamins Show

Play Episode Listen Later Mar 29, 2023 66:32


Trust. The foundation of modern society is built on it. Today we are fortunate to welcome Dr. Henry Cloud to the Basement to talk about who is actually worthy of our trust and who is not. We'll talk about how we're rightfully reticent to extend trust when our gut says we shouldn't and how we get burned when we let people in who shouldn't be. We also discuss how to help people earn our trust so we have better relationships. Our friend Doc G from the Earn & Invest Podcast helps us out with the interview. You don't want to miss this episode! In our headline today, would you let your kid jump on his/her phone and go all or none on a sweet straddle on Apple Stock? We learn about a popular broker who's in some regulatory hot water because of some clients who can't (legally) buy alcohol. How do you monitor your devices? We'll share strategies. Plus, we throw out the Haven Lifeline to Stacker Sammy who asked a question about HSAs. Throw in some of Doug's historical trivia, and we've got ourselves a podcast, boys and girls! FULL SHOW NOTES: https://stackingbenjamins.com/henry-cloud-1336 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices