Podcasts about cips

On this episode of the WIIRE podcast, we got to sit down with Shaletha Colbert, a military brat turned investor-friendly realtor, to unpack how she went from corporate benefits sales, postpartum, and a surprise layoff to owning and profiting from short‑term rentals in Costa Rica. This conversation is a must‑listen for female real estate investors who are: Feeling stuck in six‑figure corporate jobs Craving more freedom, flexibility, and “mini retirements” Curious about investing abroad and short‑term rentals You'll hear how Shaletha: Got “bit by the Airbnb bug” in Atlanta during the Super Bowl Evaluated different countries before choosing Costa Rica Protected herself with smart due diligence, escrow checks, and local teams Structured and operated two ocean‑view condos as profitable short‑term rentals Eventually exited with a strong gain (from $395K to $580K) and what she'd do differently next time She also shares three concrete tips to start investing internationally: Research deeply beyond the dreamy Instagram version Find an investor‑friendly, CIPS‑certified local agent Leverage Facebook groups and expat communities as free masterminds If you've ever wondered, “Could I really buy a vacation rental overseas?” this episode will challenge your limits and show you what's possible.       Resources: Book your spot at WIIRE Summer Camp before it fills up Connect with Shaletha on Instagram Simplify how you manage your rentals with TurboTenant Make sure your name is on the list to secure your spot in The WIIRE Community  Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram

The AI revolution, shifting geopolitical alliances, and a new generation in the workforce. Mike Soutar, author of Next Gen CEO and star from the BBC's The Apprentice describes these as "the three storms". What does this mean for the next generation of leaders? Mike has 60 lessons, but here are just two: it's a leader's job to maintain momentum; and people don't follow pessimists. Plus, why procurement and supply chain professionals are in a unique position to lead organisations in an uncertain, fast-moving world. From creating space for constructive dissent to building culture in remote organisations, this revealing conversation with CIPS CEO Ben Farrell is a fascinating insight into the future of leadership. This episode is sponsored by Vantify, the vantage point for connected compliance. Find out more at Vantify.com  Related links... Where to buy: Mike Soutar's new book, Next Gen CEO What are your views on future leadership traits? Contribute to The Great Conversation Check out the GitLab Handbook mentioned by Mike Leadership training: Book your place on the CIPS behavioural leadership training course

We get lots of questions from our listener on Procurement Says No.  Now you can listen to them all again in our series of mini bite-sized podcast chunks. Like dog food. In episode 26 we answer questions which will help you do everyday things ever betterer, by applying procurement know how and genius.How to get the best deal on a holidayHow to get a better deal when buying a houseHow to get a less worse deal when buying a carAll of the procurement questions, all of the time.  Woohoo.www.procurementsaysno.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

Negotiation - know your BATNA!!! Do you know what your BATNA is - and what it isn't?Better negotiation!Another video which we said we'd never do.   Except this is audio only.They're on TikTok and YouTube in full glorious video.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

Longtemps incontesté, le dollar reste aujourd'hui la monnaie dominante de l'économie mondiale. Pourtant, depuis plusieurs mois, le yuan chinois, aussi appelé renminbi, se renforce face au billet vert et progresse dans les échanges internationaux. Une montée en puissance qui s'inscrit dans une stratégie assumée de Pékin et qui pourrait progressivement rebattre les cartes du système monétaire mondial. Le roi du système monétaire mondial, c'est toujours le dollar américain. Près de 90% des transactions sur le marché des changes impliquent encore la monnaie américaine. Plus de la moitié des réserves de change des banques centrales sont détenues en dollars et les matières premières, comme le pétrole, sont majoritairement achetées et vendues dans cette devise. Le billet vert est devenu au fil des décennies la langue commune de la finance mondiale. Mais la finance semble progressivement devenir polyglotte. La raison est relativement simple : de nombreux pays cherchent désormais à réduire leur dépendance aux États-Unis. Les sanctions financières imposées à la Russie après l'invasion de l'Ukraine ont notamment servi d'électrochoc. Plusieurs États ont pris conscience qu'une dépendance trop importante au système financier américain pouvait constituer un risque stratégique. Dans le même temps, les inquiétudes grandissent autour de la dette américaine, qui atteint des niveaux record. Sans entrer dans les détails techniques, les États-Unis empruntent massivement depuis des années pour financer leur économie. Si les investisseurs continuent de leur faire confiance, certains cherchent désormais à diversifier davantage leurs réserves et leurs placements. À lire aussiLa Chine est-elle la grande gagnante de la guerre au Moyen-Orient? Comment la Chine cherche à imposer le yuan sur la scène internationale Cette évolution représente une véritable opportunité pour Pékin. Si la Chine est aujourd'hui la première puissance commerciale mondiale grâce à ses exportations massives, elle ne dispose pas encore d'une monnaie aussi influente que son poids économique pourrait le laisser penser. Pour y remédier, les autorités chinoises s'appuient sur plusieurs leviers. Le premier est le commerce. Pékin encourage ses partenaires à régler leurs échanges directement en yuans plutôt qu'en dollars. L'objectif est clair : plus les entreprises étrangères utilisent la devise chinoise, plus la demande mondiale pour le yuan augmente. Le deuxième levier concerne les infrastructures financières. Depuis plusieurs décennies, le réseau SWIFT constitue le système nerveux des paiements internationaux. La Chine développe désormais sa propre alternative avec le système CIPS, destiné à faciliter les transactions internationales en yuans. Enfin, Pékin mise également sur la technologie. La Chine est devenue le laboratoire mondial des monnaies numériques de banque centrale. Son yuan numérique bénéficie d'une avance sur les grandes puissances occidentales et est déjà utilisé à grande échelle dans plusieurs régions du pays. La combinaison de cette stratégie et du contexte international contribue aujourd'hui au renforcement progressif du yuan. À lire aussiNourriture, énergie, métaux: comment les stocks chinois redessinent l'économie Un yuan plus fort, mais encore loin de détrôner le dollar Cette montée en puissance est pleinement assumée par les autorités chinoises. Pendant longtemps, Pékin a craint qu'un yuan trop fort ne pénalise ses exportateurs. Désormais, les dirigeants chinois cherchent également à envoyer un message de stabilité et de crédibilité aux investisseurs du monde entier. Pour autant, le yuan reste confronté à une limite majeure, la confiance. Une monnaie internationale ne repose pas uniquement sur la puissance économique d'un pays. Elle dépend aussi de la confiance accordée à ses institutions et à ses marchés financiers. Or, les marchés américains demeurent aujourd'hui plus transparents, plus ouverts et plus prévisibles que ceux de la Chine. Surtout, Pékin maintient un contrôle strict sur les mouvements de capitaux. Cette politique constitue le principal frein à l'internationalisation du yuan. Dès lors, le scénario le plus probable n'est pas nécessairement celui d'un remplacement du dollar par la monnaie chinoise. Ce à quoi le monde assiste davantage, c'est à une fragmentation progressive du système financier international. D'un côté, un bloc dominé par le dollar et l'euro. De l'autre, une sphère d'influence de plus en plus structurée autour de la Chine et du yuan. Le roi dollar ne semble donc pas près de disparaître. Mais il pourrait, dans les années à venir, devoir apprendre à partager son royaume. À lire aussiÉconomie mondiale: la Chine n'a jamais autant subventionné ses propres entreprises avec de l'argent public

Procurement Says No is sponsored by the power of Kodiak Hub's darker sense of sourcing humour; so we thought we better get Kodiak Hub's Chief Powerpoint Maker Sam Jenks on the podcast to tell us all about their suite of SRM tools.This time we ask the questions, such as:What was the inspiration behind Kodiak Hub?Is SRM the poor cousin to sourcing?What do customers need to look for in an SRM solutionHow easy is Kodiak Hub to implement on a scale of TikTok to SAP?Does Kodiak Hub need implementation support costing $millions?How many species of bear can Sam name, and what is his favourite bear character?What is Einstein's second theory of relativity?It's rare to get those last two questions in any single podcast.So, everything you need to know about Kodiak Hub's angle on SRM in a carefully crafted podcast of loveliness.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

Jay sits down with Peter Alexander, founder and managing director of Z-Ben Advisors, for a wide-ranging conversation on China's real position in the global economy. Peter has lived in Shanghai for nearly 30 years, and brings his unique perspective from inside the country on many topics including: China's political system, manufacturing dominance, Belt and Road strategy and gold. They also discuss why Western narratives on China often miss the deeper story, how China is building long-term leverage, and what this means for investors watching the next phase of U.S.-China competition. Peter's Links: https://z-ben.com/ https://substack.com/@plalexander How Did We Get Here? Deconstructing the 30-year path of Chinese and American rivalry and its consequential, adverse effects on the International Rules-Based Order https://z-ben.com/edm/Public/file/Z-Ben%20Advisors%20-%20How%20Did%20We%20Get%20Here%20-%20January%202026.pdf Learn to invest alongside the top minds in commodities. Join The Commodity University today. CLICK: https://linkly.link/26yH8 Sign up for my free weekly newsletter at https://2ly.link/211gx Be part of our online investment community: https://cambridgehouse.com https://twitter.com/JayMartinBC https://www.instagram.com/jaymartinbc https://www.facebook.com/TheJayMartinShow https://www.linkedin.com/company/cambridge-house-international 0:00 Introduction 2:50 Peter Alexander's View From Inside China 4:03 Is China Communist, Capitalist, or Something Else? 10:01 Xi Jinping's 2012 Inflection Point 18:45 China's Property Boom, Ghost Cities, and Quality Growth 22:13 Demographics, Robotics, and the Future of Chinese Labor 29:55 BYD, Tesla, and the “Catfish Effect” 37:31 Why Reshoring China's Supply Chain Is So Difficult 38:43 China's Manufacturing Moats: Energy and Distribution 45:37 The Real Purpose of Belt and Road 53:48 Dollarization, CIPS, and China's Gold Strategy 1:02:41 How the Shanghai Gold Exchange Works 1:05:03 The U.S. Dollar, Treasuries, and Empire Risk 1:12:42 Swap Lines, Liquidity, and Treasury Market Pressure 1:18:17 Strait of Hormuz and China's Energy Position 1:27:01 Japan, Energy Security, and Regional Pressure 1:28:44 Is U.S.-China Conflict Inevitable? 1:36:17 Taiwan, Decoupling, and the Limits of War 1:43:00 Where China's Growth Is Happening Now 1:44:01 China's Infrastructure, EVs, and State Capitalism Copyright © 2026 Cambridge House International Inc. All rights reserved.

Negotiation - we're still in the bargaining phase.Here are the mechanical stages of a true bargain.Another video which we said we'd never do.   Except this is audio only.They're on TikTok and YouTube in full glorious video.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

At a point where biodiversity loss is higher now than at any other time in human history, the World Wide Fund for Nature's (WWF) New Zealand CEO Kayla Kingdon-Bebb has an urgent message for procurement: every sourcing decision you make is a chance to shift the needle. The picture is stark. Wildlife populations are in sharp decline, while nature loss and climate change are amplifying each other. The consequences are playing out before our eyes. For procurement and supply chain professionals, this is an economic risk as much as it is an environmental one. Economies are heavily dependent on nature – its destruction creates new risk exposure. But it's not all doom and gloom, assures Kayla. Sustainable procurement practices are a critical part of the solution to protecting nature and improving business resilience. This is “procurement's moment” concluded CIPS' global head of sustainability, Maxfield Weiss. Plus: why the whales should offer us hope... Related links... Join The Great Conversation - share your perspectives with CIPS on the future of the profession Find out more about WWF New Zealand and the global WWF mission Useful CIPS resources for sustainable procurement Connect with CIPS Global Head of Sustainability, Maxfield Weiss

Right On Radio with Jeff (May 12) explores a wide-ranging mix of geopolitics, economics, faith and information warfare. In this episode Jeff breaks down a nine-minute video framing Trump's “Sun Tzu Q plan” as an economic and legal campaign to end central-bank debt slavery and restore sovereignty through tariffs, trustless ledgers, and transparency. He plays and analyzes clips from Donald Trump, highlights reporting from Greg Reese about the Arctic and the emerging multipolar world, and examines competing digital payment systems (XRP/XRPL, Hedera, CIPS, digital yuan, Russia's SPFS and payment rails) and what they mean for a new financial order.   Key topics include: the strategic use of tariffs (Section 232) and the historical shift away from tariffs to income tax after 1913; Trump-era staffing and legal maneuvers (including a discussion of Sean Spicer's lawsuit strategy and the reduction of federal employees); the political theater and private meetings (mentions of Mark Carney, Barack Obama, Alex Soros) and how elites are “reimagining” institutions; the Arctic as the new strategic center of trade and resource competition; and the Bank for International Settlements as a focal point for financial realignment.   Jeff connects these geopolitical and financial developments to a spiritual lens—arguing that political moves operate in parallel with spiritual realities—and plays a church clip (Cornerstone Chapel) on 2 Corinthians 12 (“the thorn in the flesh”) to illustrate how revelation, pride, and humility intersect with public events. He also offers practical cautions about investing during periods of disruption and teases Part Two of his Pyramid series.   This episode features: host Jeff, clips and references to Donald Trump, Greg Reese, Sean Spicer, Mark Carney, Barack Obama, Alex Soros, and a Cornerstone Chapel pastor; sponsor mentions include EMP Shield and Enforce pet supplements. Expect a brisk, opinionated intel-style briefing that stitches together policy, economics, legal strategy and scripture to help listeners “connect the dots” and decide how to live in the changing world. Want to Understand and Explain Everything Biblically? Click Here: Decoding the Power of Three: Understand and Explain Everything or go to www.rightonu.com and click learn more. Use coupon code MAY50 for $50. value savings until May 31st.. Thank you for Listening to Right on Radio. Prayerfully consider supporting Right on Radio. Click Here for all links, Right on Community ROC, Podcast web links, Freebies, Products (healing mushrooms, EMP Protection) Social media, courses and more...https://linktr.ee/RightonRadio Live Right in the Real World! We talk God and Politics, Faith Based Broadcast News, views, Opinions and Attitudes We are Your News Now. Keep the Faith

Procurement Says No is now sponsored by Kodiak Hub - The SRM suite that makes you smarter.  Not with a shirt and tie or fancy blouse; no - smarter as in intelligent.In episode 43 Rich and Ed have so much procurement based news, we have become a news channel for procurement professionals.  It's basically all of the procurement news, including:AI automation surges; CIPS pulse survey excitement;The challenge to the  “most financially significant procurement process in UK history”;Proxima's incredible procurement themes for 2026 (you'll be amazed); EU public procurement to be simplified shock;Not one, but two book reviews;And Kodiak Hub's CRO names many different species of bearIt's all so exciting you'll be massively off the pace if you miss out.P.S. We're using the procurement space cats image on an episode just because we like it.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

The renminbi is starting to gain ground in the dollar-dominated global commodity trade, as recent deals highlighted the Chinese currency's expanding role in offering a diversified option for pricing and settlement, economists and executives said.经济学家和企业高管表示，人民币开始在美元主导的全球大宗商品贸易中崭露头角。近期的多笔交易凸显出，人民币在定价和结算方面为全球提供了多元化选择，其作用正不断扩大。Breakthroughs in RMB-denominated commodity transactions, regarded as one of the most difficult frontiers for the RMB's global use, may signal a faster phase of the currency's internationalization, as demand rises for alternatives to the US dollar and China's role in global trade grows, they added.他们补充说，以人民币计价的大宗商品交易一直被认为是人民币国际化最艰难的领域之一，如今取得的突破，可能预示着人民币国际化将进入更快发展阶段。这背后的原因，是全球对美元替代选项的需求上升，以及中国在全球贸易中的地位日益重要。The RMB ranked the fifth in global payments with a share of 3.1 percent in March, up from a sixth ranking in February, as calculated by global financial messaging services provider Swift.据环球银行金融电信协会（Swift）统计，今年3月，人民币在全球支付中的份额为3.1%，排名从2月的第六位升至第五位。The Cross-Border Interbank Payment System, or CIPS — the primary platform for cross-border yuan clearing and settlement — recently recorded a single-day transaction volume of 1.22 trillion yuan ($179 billion), a record high, according to Shanghai Securities News.据《上海证券报》报道，人民币跨境清算结算的主要平台——人民币跨境支付系统（CIPS）近期单日交易量创下1.22万亿元人民币的历史新高。Meanwhile, Reuters reported last month that Indian refiners were settling payments for specific oil cargoes purchased under a US sanctions waiver using the Chinese yuan, while mining giant BHP Group has reportedly adopted a Chinese pricing benchmark in its iron ore trade with China, signaling a broader acceptance of RMB settlement and pricing in commodity markets.与此同时，路透社上月报道称，印度炼油商已开始使用人民币结算部分在美国制裁豁免下购买的石油货物。据报道，矿业巨头必和必拓集团也在与中国的铁矿石贸易中采用了中国的定价基准。这些动向都表明，人民币结算和计价在大宗商品市场正获得更广泛接受。Zhang Bin, a national political adviser and a nonresident senior research fellow at the China Finance 40 Forum, said these developments suggest that the RMB is increasingly providing global trading partners with a more diversified currency option for commodity trade.全国政协委员、中国金融四十人论坛非驻会高级研究员张斌表示，这些进展表明，人民币正日益为全球贸易伙伴在大宗商品贸易中提供更多元化的货币选择。"The dollar has long served as a dominant currency for pricing, settlement and investment. However, intensified geopolitical tensions and changes in global economic governance have led some countries to reconsider the assumption that the dollar is reliable," Zhang said. "As countries seek to add an extra layer of safeguard in investment and business operations, the yuan is a particularly promising option, given China's significant and expanding role in global trade and investment.""美元长期以来一直是定价、结算和投资的主导货币。然而，加剧的地缘政治紧张局势和全球经济治理的变化，让一些国家开始重新审视'美元是可靠的'这一假设。"张斌说，"随着各国寻求为投资和商业运营多添一重保障，鉴于中国在全球贸易和投资中的重要且日益扩大的角色，人民币是一个特别有前景的选项。"Huang Yiping, dean of Peking University's National School of Development, highlighted the potential of the RMB in playing a bigger role in commodity pricing, as China is one of the world's largest importers of commodities and a leading exporter of manufactured goods.北京大学国家发展研究院院长黄益平强调了人民币在大宗商品定价中发挥更大作用的潜力，因为中国既是世界最大的大宗商品进口国之一，也是主要的制成品出口国。"Promoting the use of the RMB to price more of our economic activities is both possible and an indispensable step of RMB internationalization," Huang said.黄益平说："推动更多经济活动用人民币定价，既具可能性，也是人民币国际化不可或缺的一步。"China launched yuan-denominated crude oil futures trading in Shanghai in 2018, an early step toward expanding the RMB's role in global commodity pricing. In recent years, countries like Russia have increasingly used the Chinese currency in oil trade with China.2018年，中国在上海启动了人民币计价的原油期货交易，这是扩大人民币在全球大宗商品定价中作用的早期一步。近年来，俄罗斯等国在与中国的石油贸易中越来越多地使用人民币。"The fundamental conditions for the formation of a 'petroyuan' cycle — in which oil is increasingly priced, settled and reinvested in RMB assets — are gradually taking shape after China has become the world's largest crude oil importer," said Zhang Ming, deputy director of the Institute of World Economics and Politics at the Chinese Academy of Social Sciences.中国社会科学院世界经济与政治研究所副所长张明表示："随着中国成为全球最大的原油进口国，形成'石油人民币'循环——即石油的定价、结算和再投资均越来越多地使用人民币资产——的基础条件正在逐步具备。"However, analysts cautioned that how far the Chinese currency's role in commodity trade can evolve may ultimately depend on the depth of China's financial reforms and opening-up, the country's long-term economic strength, and the resilience of the US dollar's dominance.不过，分析人士也提醒，人民币在大宗商品贸易中的作用能走多远，最终可能取决于中国金融改革开放的深度、中国经济的长期实力，以及美元主导地位的韧性。"Part of the recent increase in RMB usage in commodity trade has been driven by short-term geopolitical factors, and the longer-term trajectory still needs to be observed," said Shao Yu, chief economist at the innovation center of Fudan University's School of Management.复旦大学管理学院科创中心首席经济学家邵宇表示："近期人民币在大宗商品贸易中使用量的增加，部分是受短期地缘政治因素驱动，长期趋势仍需观察。"Wu Xiaoqiu, former vice-president of Renmin University of China, said the key still lies in deepening market-oriented reforms to enable freer trade of the currency if a petroyuan system is to be established.中国人民大学原副校长吴晓求则表示，若要建立石油人民币体系，关键仍在于深化市场化改革，实现货币的更自由交易。Pan Gongsheng, governor of the People's Bank of China, the country's central bank, said China has worked to enhance institutional arrangements and financial infrastructure to support broader cross-border RMB usage to offer more diversified currency choices for all entities.中国人民银行行长潘功胜表示，中国已致力于完善制度安排和金融基础设施，以支持更广泛的跨境人民币使用，为所有主体提供更多元化的货币选择。The yuan's rising role in commodity trade is part of a broader expansion of the currency's international use, with a Deutsche Bank report saying that the process of RMB internationalization is likely to accelerate.人民币在大宗商品贸易中角色的提升，是其国际使用范围更广泛扩展的一部分。德意志银行的一份报告称，人民币国际化的进程可能会加速。Renminbi assets are becoming increasingly attractive, underpinned by China's strong growth prospects and the rapid development of future-oriented industries, said Stefan Hoops, CEO of DWS — Deutsche Bank's asset management arm.德意志银行资产管理分支DWS的首席执行官斯蒂凡·霍普斯表示，在中国强劲的增长前景和未来产业的快速发展支撑下，人民币资产正变得越发具有吸引力。Hoops pointed to a structural shift in trade invoicing: Whereas the vast majority of Chinese exporter invoices were denominated in US dollars five years ago, a growing share are now denominated in RMB.霍普斯指出了贸易计价方面的结构性转变：五年前，中国出口商的发票绝大多数以美元计价，而现在，以人民币计价的占比正在增长。pricing and settlement /ˈpraɪsɪŋ ænd ˈsetlmənt/定价和结算commodity transaction /kəˈmɒdəti trænˈzækʃən/大宗商品交易sanctions waiver /ˈsæŋkʃənz ˈweɪvər/制裁豁免underpin /ˌʌndərˈpɪn/支撑；巩固trade invoicing /treɪd ˈɪnvɔɪsɪŋ/贸易计价；贸易开票

Scott Bessent walked into a Senate hearing and quietly announced the most consequential shift in American monetary policy since Nixon closed the gold window in 1971. JB White breaks down the full strategic picture from analyst Alexander Muse's deep dive: what dollar swap lines actually are, why the UAE and Gulf states are the battlefield, how China spent a decade building a parallel financial system through CIPS and mBridge, and why Bessent's move is designed to kill the petro yuan before it can compound. JB also pulls back the lens to make a point that goes beyond finance: America is extricating itself from a system where it was a junior partner to the City of London, and Trump is making clear that arrangement is finished. King Charles showing up to Congress right now is not a coincidence. This is what war looks like when it is fought with swap lines instead of shells.

Negotiation - it's the bargaining phase.I love a bargain.Another video which we said we'd never do.   Except this is audio only.They're on TikTok and YouTube in full glorious video.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

＊第八季＊【EP. 663】#經濟學人導讀 / 國際時事 / 英文學習：當美元變成武器：人民幣如何化身地緣政治的防彈衣？ 深入探討人民幣國際化的最新進程，特別是其作為美元以外替代支付體系的崛起。隨著地緣政治動盪與美國金融制裁的增加，多國開始轉向使用中國的跨境銀行間支付系統 (CIPS) 與數位人民幣 (e-CNY) 以分散風險。除了支付技術的革新，中國相對低廉的借貸利率也吸引了各國政府與企業發行債務，進一步強化其融資功能。儘管美元仍佔據主導地位，但人民幣正逐漸轉型為全球經濟中重要的避險工具與備援系統。整體而言，來源內容揭示了全球金融格局正朝向多極化發展，並對未來的供應鏈與貨幣主權產生深遠影響。 -- Hosting provided by SoundOn

14 Apr 2026. Bit of a theme today on trade! Oil prices are swinging as hopes for peace talks jostle with realities on the ground in the Strait of Hormuz. Gulf Intelligence gives us the latest. The ceasefire raised hopes of the Strait reopening but supply chain leaders are still navigating a very uncertain environment and Sam Achampong, Regional Director of CIPS, tells us what that looks like on the ground. As the world waits to see how Iran responds to the new US blockade, we have an exclusive interview with the UN’s International Maritime Organization. And Fadi Ghandour of Wamda Capital on what the crisis is teaching Gulf businesses about resilience.See omnystudio.com/listener for privacy information.

Rich and Ed are riffing about everything - and have THE ANSWER!Most importantly whether an air rifle or cross bow is better at defending procurement teams from chicken attack drones.Plus everything you needed to know about procurement; supply chain; risk; AOG; CIPS; buying Chinese chickens; weaponising supply chain; war in the middle east; and AI replacing your procurement role.And SIG - Sourcing Industry Group or Spectrum is Green (with thanks to Captain Scarlet), and the latest dead member of Motorhead.And why cats protect you on the toilet.So get ready to update your supply chain disruption excel spreadsheet.The only procurement podcast listened to in space.  Possibly.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

27 Mar 2026. Primark has officially opened its doors in Dubai. We cross live from the store (PJs section!) with Alshaya Group CEO John Hadden. Plus, how supplier payment terms are shifting and what it means for business cash flow, with Sam Achampong of CIPS, and former talabat CEO Tomaso Rodriguez on his new role as chairman of Flyby.See omnystudio.com/listener for privacy information.

Este episodio es patrocinado por HalloCasa, la tarjeta de presentación digital optimizada para SEO dirigida a agentes inmobiliarios. ¿Buscas al agente adecuado sin importar dónde estés?Descubre y conecta con los mejores agentes inmobiliarios del mundo: https://home.hallocasa.com/En esta sesión hablamos con Carlos Duffó, Gerente General de Dual International SAC, miembro de ASPAI Perú (Asociación Peruana de Agentes Inmobiliarios) y experto en negocios inmobiliarios, construcción y desarrollo de productos en Latinoamérica.Carlos cuenta con más de 15 años de experiencia liderando empresas, desarrollando marcas y creando estrategias en mercados altamente competitivos. Además, es agente inmobiliario registrado en Perú, miembro activo de ASPAI Perú y cuenta con acreditación internacional CIPS.En este episodio hablamos sobre:1. La evolución del mercado inmobiliario en Perú y Latinoamérica2. El rol de ASPAI Perú en el desarrollo profesional de los agentes inmobiliarios3. Tendencias en construcción, mobiliario y materiales4. Cómo construir relaciones comerciales sólidas a largo plazo5. Estrategias de liderazgo en empresas multinacionales6. Consejos prácticos para agentes inmobiliarios y emprendedoresSi eres agente inmobiliario, emprendedor o estás interesado en el sector de bienes raíces, este episodio te dará insights valiosos para crecer en tu carrera y negocio.#ASPAI #RealEstate #Inmobiliaria #Latam #Construcción #Negocios

Cheryl Greyling, senior kliënteverhoudingsbestuurder by CIPS, gesels oor hoe sterk verkrygingsvermoë al hoe belangriker raak. Volg RSG Geldsake op Twitter

12 Mar 2026. Primark is just two weeks away from opening its first UAE store. John Hadden, CEO of Alshaya Group, explains how the launch is staying on track despite challenging circumstances. Plus, Spinneys GM Tom Harvey discusses getting creative to secure supplies, Sam Achampong of CIPS covers major shipping lines suspending cargo bookings to and from the Arabian Gulf, and John Lyons of Espace Real Estate explains what the latest data shows in Dubai’s property market as investors ask questions.See omnystudio.com/listener for privacy information.

Another video which we said we'd never do.   Except this is audio only.They're on TikTok and YouTube in full glorious video.The 6 steps of negotiation.   Sometimes it's 4, sometimes it's 8.  It's never just 1.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

We get lots of questions from our listener on Procurement Says No.  Now you can listen to them all again in our series of mini bite-sized podcast chunks. Like dog food. In episode 20 we answer your questions on how best to prepare for interviews; why some businesses only like to recruit from their own sectors (mostly because they are stupid); and which job to take - a big job in a big company or a bigger job in a smaller company.All of the procurement questions, all of the time.www.procurementsaysno.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

We're joined by Nick Nanos, chief supply chain officer and SVP of wholesale at the Liquor Control Board of Ontario (LCBO), an organisation on the frontline of navigating tariffs, labour disruption and complex global logistics. Hear how his team is spearheading change and innovation in practice to become the strategic lever the  crown agency now relies on to respond to challenges and consistently deliver value. Nick reflects on the qualities required of procurement and supply chain leaders amidst today's volatility. And, as a member and advocate for both the National Institute of Supply Chain Leaders (NISCL) and CIPS, the role he feels professional bodies play in developing those skills. Related links:  Discover more about the National Institute of Supply Chain Leaders (NISCL) Find out how you can achieve NISCL-CSCL and MCIPS dual designation and what it can do for you About the Liquor Control Board of Ontario

We get lots of questions from our listener on Procurement Says No...now you can listen to them all again in our series of mini bite-sized podcast chunks. Like dog food.  In episode 19 it's actually Ask Verity (White) & Graeme (Hunter) again - experts on the brilliant Procurement Act which brings bureaucracy and inefficiency to all things public procurement in the UK. Recorded waaaaay back in September 2024 - see if you can tell which bits of the Act have now been significantly improved following feedback from users (clue - none).Is there any data to show whether public procurement rues enhance or stifle competition?What are the rules on publishing notices and conract awards?Why don't we just scrap all this nonsense?What are the best and worst bits of the new Act?All of the procurement questions, all of the time.www.procurementsaysno.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

Mandira Bagwandeen, NSI research affiliate and a lecturer at Stellenbosch University spoke to Clarence Ford on Standard Bank’s integration into China’s Cross-Border Interbank Payment System (CIPS) Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

We get lots of questions from our listener on Procurement Says No...now you can listen to them all again in our series of mini bite-sized podcast chunks. Like dog food.  In episode 18 it's actually Ask Verity (White) & Graeme (Hunter) - experts on the brilliant Procurement Act which brings bureaucracy and inefficiency to all things public procurement in the UK. Recorded waaaaay back in September 2024 - see if you can tell which bits of the Act have now been significantly improved following feedback from users (clue - none).Will the Act make it easier for SMEs?What's the new system like?Why do we need all these rules?Will there be new best practice?Will the new framework timescales drive better value?You can probably guess the answers!All of the procurement questions, all of the time.www.procurementsaysno.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

In this episode, Jenna Hille interviews Myra Nimchaiyong, a seasoned professional in commercial real estate, discussing her journey, the importance of designations like CCIM and CIPS, and the evolving landscape of retail. Myra shares insights on experiential retail, community impact, and the significance of mentorship in shaping future leaders. The conversation highlights current trends in retail, including the shift towards experience-driven spaces and the blending of food and culture in retail environments. Myra emphasizes the need for collaboration and community alignment in the industry, making a case for the importance of adapting retail strategies to meet local needs.

Are we witnessing a "rupture" of the rules-based international order? How have tariffs and geopolitical events played out on the ground? And what does this all mean for procurement and supply chain professionals? CIPS global economist Dr John Glen and Fastmarkets commodities expert Ross Yeo make sense of all the noise. Related links CIPS Pulse results Q4 2025: Procurement professionals sound the alarm for sustained consumer price increases in 2026 Find out more about commodity-pricing experts Fastmarkets, a CIPS Official Knowledge Partner Read Canadian Prime Minister's Mark Carney's full speech at Davos

Arkadaşla ayrılmak... Bu kulağa tuhaf duyulsa da, aslında hepimizin hayatında sık sık yapmak durumunda kaldığı bir şey. Tıpkı ilişkilerimizde olduğu gibi, arkadaşlıklarımızı da bitirmek durumunda kalabiliyoruz. Yakın İlişkiler'in bu bölümünde arkadaş ayrılıklarını odağımıza alıyoruz. İki arkadaş neden ayrılır, bu durumda arkadaş grubumuzda nasıl dinamik değişiklikleri olur gibi konuları birlikte sorguluyoruz. Tüm bölümler ve daha fazlası için ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podbeemedia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠'u ziyaret et! ----- Podbee Sunar ------- Bu podcast reklam içermektedir.

We get lots of questions from our listener on Procurement Says No...now you can listen to them all again in our series of mini bite-sized podcast chunks. Like dog food.  Except in headphone cans, not actual cans.  Sort of.In episode 17 we have still so much to share about consultants, and you ask - would we recommend a risk and reward/gainshare approach; how to spot "land and expand"; and how to negotiate with an incumbent consultancy.All of the procurement questions, all of the time.www.procurementsaysno.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

Another video which we said we'd never do.   Except this is audio only.They're on TikTok in full glorious video.The first of two mini-vids on the art of persuasion - condition or repetition.  Or conditioning.Or repetition.What was your saving target again?Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

This episode is brought to you by HalloCasa, the SEO-ranked digital business card for real estate agents. Looking to find the right agent, no matter where you are?Visit https://home.hallocasa.com to discover and connect with top real estate agents globally.In this episode of HalloCasa, we sit down with Raj Rajpal, global real estate consultant, international speaker, and past President of FIABCI USA. With more than 30,000 closed real estate transactions and decades of experience in mortgage finance and global property markets, Raj shares deep insights into international real estate, associations, and global investing.From the history and impact of organizations like FIABCI and NAR, to the current U.S. real estate market, geopolitical tensions, and cross-border investor profiles, this episode is packed with practical value for agents, investors, and industry leaders looking to operate globally.Timestamps:00:01:00 Introduction, early career and crossing 30,000 real estate transactions00:05:00 Hiring the right team, building systems and processes for scale00:06:00 The history of real estate associations like FIABCI and NAR00:10:00 The current U.S. real estate market and the global geopolitical landscape00:16:00 Investor profiles buying real estate outside their home country00:19:00 Competitive vs. favorable global real estate markets00:23:00 FIABCI: mission, values, global work and industry impact00:30:00 Doing business, networking, and shaping the industry through FIABCI00:34:00 Practical tips for agents entering global real estate00:39:00 Global real estate in times of geopolitical tension00:44:00 Conclusion and final thoughtsContact Information: https://www.linkedin.com/in/rajrajpal/

Last year (and the year before) Rich and Ed made a whole load of procurement predictions - and a few others.    Now it's crunch time as we find out how many came true.   Virtually all of them it turns out.   What a pair of prediction-genius-types!   ESG - correctTariffs - correctBefriending IT - correctObvious stuff from CAPS and Deloitte is true - correctRecession in the West - well, closeCOP30 - correctAmazon - correctA mysterious leader will emerge from the sea and form an aquatic emprie - correct (sort of)Kearney talking nonsense - correctCIPs resurgence (helped by us of course) - correctAnd now we have a whole load of more predictions - so get ready to place your bets - possibly everything on black  Or was it red?   So, just by listening to Procurement Says No you can potentially make millions of dollars in bet winnings by gambling your house on our predictions (which we don't recommend by the way).P.s. We're not sure if "bug people from the moon will eat all the cheese on Earth" will be accurate but it still stands in our list.Become a supporter of this podcast: https://www.spreaker.com/podcast/procurement-says-no--5886102/support.

S.2185 สงครามโลกการเงิน CIPS ท้าชน SWIFT 

Bongani Bingwa speaks to Dr Terrence McNamee, Geopolitics Specialist, about the latest global shake-up placing Africa at the centre of a major power shift. As Donald Trump returns to the G20 and South Africa mysteriously vanishes from the summit’s website, China is moving in the opposite direction, deepening ties by bringing Standard Bank into its CIPS payment system and giving African traders direct access to the yuan. Is the West sidelining Africa while Beijing opens its doors, or is this the start of a new era where Africa gets to choose its strategic partners? 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

50% of industry executives doubt Caribbean CBI states will enforce 30 day stays and 75% expect new CBI programs in 2026.View the full article here.Subscribe to the IMI Daily newsletter here. 

In this episode, Steve Fretzin and Steve Haddadin discuss:The importance of cultivating an entrepreneurial mindset in professional growthBuilding and maintaining strong client relationships through communication and transparencyManaging and mitigating risk while pursuing opportunitiesLeveraging marketing tools and personal branding for visibility and credibility Key Takeaways:Being proactive is essential because waiting for the “perfect time” to act often delays progress and causes missed opportunities, while those who start early gain momentum and reach their goals faster.Creating and maintaining accessible online profiles across LinkedIn and legal directories allows professionals to be easily found, build credibility, and attract clients who would otherwise never discover them.Providing excellent client care requires consistently clear communication, setting realistic expectations, and educating clients so that they not only feel informed during the process but also appreciate the value of your work.Instead of trying to eliminate risk, professionals should identify potential risks, apply mitigation strategies, and continuously monitor and refine their approach so they can confidently move forward rather than remain stuck. "[Entrepreneurship is] about creating your own opportunities. It's about finding out what you can do in the marketplace that's different than others." —  Steve Haddadin Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Legalverse Media: https://legalversemedia.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Steve Haddadin: Steve Haddadin is a Real Estate Attorney, Broker, and Entrepreneur with over a decade of Real Estate experience, and is the Founder and President/Broker of King Real Estate Group in Brea, CA. He entered the industry at 18 and built a diverse background in Commercial and Residential sales, property management, lending, and development in Orange and Riverside Counties. In 2025, he passed the California Bar Exam on his first attempt, was sworn in on May 9th, and was admitted to the United States 9th Circuit Court of Appeals and the United States District Court | Central Court of California. Haddadin has also developed electric car charging stations, created National Wagyu Day, and completed the Kentucky Bourbon Trail®, American Whiskey Trail, and the B-Line tour while traveling to all 50 states. He is a graduate of Capital University Law School and CSUF College of Business & Economics with numerous designations, including CCIM®, CPM®, CIPS®, and SFR®, and currently serves as an active board member of the CSUF Center for Real Estate, where he established the Student Travel Endowment to support students attending national conferences.Connect with Steve Haddadin:  Website: https://www.stevehaddadin.com/LinkedIn: https://www.linkedin.com/in/stevehaddadinConnect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Bluefield Senior Analyst Charlie Suse joins host Reese Tisdale to unpack Bluefield's latest analysis of municipal utility capital improvement plans (CIPs) across the U.S. and Canada. Covering 777 utilities across all 50 U.S. states and 8 Canadian provinces, the study captures over US$400 billion in planned investment through 2034. With five years of data (2021–2025) and more than 40,000 projects segmented across stormwater, wastewater, and drinking water, these plans are more than just documents—they're roadmaps for billions in spending, revealing priorities, funding expectations, and regulatory pressures that shape the water sector. Key questions addressed in this episode: Why did Bluefield undertake this capital improvement plan analysis? How did Bluefield approach the methodology and data gathering? What does the spending outlook look like through 2034? Which segments and utilities stand out as the biggest opportunities? What are the broader takeaways for utilities, vendors, and investors looking ahead? If you enjoy listening to The Future of Water Podcast, please tell a friend or colleague, and if you haven't already, please click to follow this podcast wherever you listen. If you'd like to be informed of water market news, trends, perspectives and analysis from Bluefield Research, subscribe to Waterline, our weekly newsletter published each Wednesday. Related Research & Analysis: U.S. & Canada Municipal Utility Capital Improvement Plans, 2025–2034 U.S. Water & Wastewater Treatment Infrastructure CAPEX Forecasts, 2025–2035 U.S. Stormwater Infrastructure Market: Key Drivers, Competitive Shifts & Investment Outlook, 2024–2030

As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States.  You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties  [08:21] Helping Investors in the U.S. Find Investment Properties  [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers  [25:23] Using Real Estate Investing and Property Management to Move to the U.S.  Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well.  [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win.  [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show.  [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it.  [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so.  [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on.  [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate.  [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I.  [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how...  [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize.  [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter.  [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive.  [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage  [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone.  [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep.  [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property.  [00:14:41] Absolutely. Yep.  [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace?  [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well.  [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on?  [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property.  [00:17:36] So basically, California's out. Florida and Texas are in, or?  [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent.  [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well.  [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them.  [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So  [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent.  [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help.  [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together.  [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work?  [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too.  [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate.  [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well?  [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective.  [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies.  [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there.  [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well.  [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool.  [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more?  [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay.  [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.

“The Caribbean has done its part.” Daisy Joseph Andall discusses political pressure on Caribbean CBI programs, calls for a narrative shift.View the full article here.Subscribe to the IMI Daily newsletter here.

This week, HAR Global Advisory Group Chair Jane Byrd shared how REALTORS can tap into international opportunities right from Houston. We discussed the Global Information Exchange, the Global Business Network, and how getting involved can grow your business and expand your reach!   Online Marketing Fundamentals: 3-Hour Workshop Sign up for the CIPS here. Mexico Webinar HAR Global Day - https://www.har.com/education/class_detail/51506 Global Information Exchange - www.har.com/global Global Business Network- bit.ly/HARGlobalBN   Sign up for Free Industry News Subscriptions for HAR Members here-   https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

21 Apr 2025. The UAE saw just over 1% growth in new employment in Q1, according to Cooper Fitch. So has the busy start to the year really translated into jobs? We break it down with their latest report. Plus, we’re joined in our pop-up studio by Arjun Sarkar, Vice-President of our hosts Dubai CommerCity. And the RTA signs an MoU with Baidu’s Apollo Go - we speak to Khaled Al Awadhi about autonomous taxis hitting Dubai roads in 2025.See omnystudio.com/listener for privacy information.

In this episode of OMAG All Access, hosts William Sheppard and Randy Jacox are joined by Tonya White, Water Funding Program Specialist at Garver, to discuss the importance of water and wastewater system master plans and capital improvement plans (CIPs) for Oklahoma municipalities. Tonya shares practical steps for getting started, how master planning supports funding efforts, and why internal collaboration is key to moving infrastructure projects forward. Whether your city is new to planning or simply needs to revisit existing strategies, this conversation provides valuable insights into aligning your needs with available funding opportunities. Don't forget to subscribe and share this episode with other municipal leaders. For more resources and support, visit www.omag.org or connect with us on Facebook. Have a podcast idea? Email us at allaccess@omag.org. 

The real estate cycle doesn't always follow typical patterns. You may experience a surge or a dip in business at the times you least expect. It's unclear whether the upcoming spring homebuying season will be busy or a bust. Are you prepared for whatever comes? Host Marki Lemons Ryhal talks to Chicago real estate leaders Kat Barry and Lateefa Neal about managing the unpredictability of the market and sticking to your individual formula for success. Meet the Guests... Kat Barry, CIPS, is a broker and leader of the Modern Living team at Compass in Chicago. She specializes in residential and mixed-use real estate, and she has been featured on multiple HGTV shows, including “House Hunters.” Barry was named one of REALTOR® Magazine's “30 Under 30” in 2009. Lateefa Neal is the founder and managing broker of NTS Realty Group in Chicago. She appeared in the fourth season of NAR's docuseries, “First-Time Buyer,” which follows agents who are REALTORS® as they help consumers navigate complex transactions to purchase their first home.

En keyifli anlarınızı daha eğlenceli hale getirmek için Eker Dip&Cips yanınızda. Eker Dip&Cips ile #Dibinekadarlezzethakkında Eker Dip&Cips ürünleri hakkında detaylı bilgi için: ⁠Tıklayın⁠ * Instagram: @ortamlardasatilacakbilgi Twitter: @OrtamlardaB * Reklam ve İş birlikleri için: ⁠⁠⁠⁠⁠ortamlardasatilacakbilgi@gmail.com⁠⁠⁠⁠⁠ Farkındalık Defteri:⁠⁠⁠ ⁠⁠⁠⁠https://www.podcastbpt.com/ortamlarda-satilacak-bilgi⁠⁠⁠⁠⁠⁠ * Bu bölüm "⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Eker " hakkında reklam içerir

You've heard the saying, “Fail to plan—plan to fail.” Because so much of your success depends on how you spend your time, you need a plan for managing it wisely. But how do you craft a time management plan, including both your professional and personal time, in a way that works for you? Host Marki Lemons Ryhal learns from real estate pros Vanessa Franz Barnes and Natalie Davis how they took control of their schedules.  Meet the Guests...  Vanessa Franz Barnes, CIPS, SRES, is a broker-associate with Keller Williams Realty in Celebration, Fla. With more than two decades in the business, Vanessa, along with her husband and business partner Jaime, has sold over $375 million in real estate, building a thriving multimillion-dollar business.   Natalie Davis, ABR, CRS, is a real estate agent from Denver who serves as NAR's 2025 REALTOR® Party fundraising liaison.  She was named the 2023 REALTOR® of the Year by the South Metro Denver REALTORS® Association, among many other industry awards.

Dive deep into the whirlwind world of homeowners insurance in the second part of our conversation with Florida's #1 real estate insurance expert, Cyndee Haydon, CRS, CIPS, PMN. Discover the hidden factors driving up your premiums, the secrets behind getting the best coverage, and the real impact of new regulations on your home's value. Plus, don't miss an unexpected twist at the end that will leave you rethinking everything you know about insurance.     Key takeaways to listen for Factors that lead to rising home insurance costs The significance of having adequate replacement value coverage for your property How insurance companies' strategies impact the availability and cost of policies Impact of regulatory changes on homeowners' ability to secure mortgages and insurance. Practical tips for homeowners and REALTORS® on reviewing and updating home insurance policies     Resources mentioned in this episode My Safe Florida Home National Association of REALTORS® Insurance Information Institute     About Cyndee Haydon, CRS, CIPS, PMN Cyndee is a Broker Associate Future Home Realty ©. She is a top REALTOR® in Tampa Bay, specializing in short-term rentals, relocations, and probate sales. Known for her tech-savvy and concierge approach, she simplifies complex tech tools for clients. As Chair of the National Association of REALTOR® Insurance Committee, she's a national advocate and trainer on insurance issues. An accomplished author, she offers invaluable guidance for probate sellers.     Connect with Cyndee LinkedIn: Cyndee Haydon, CRS PMN, CIPS Instagram: @cyndeehaydon Facebook: Cyndee Haydon | Cyndee for FR Email: cyndeehaydon@gmail.com Number: (727) 710-8035     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

Your home is your greatest investment. But is it truly protected? Join us for an eye-opening conversation with Florida's top real estate insurance expert, Cyndee Haydon, CRS, CIPS, PMN. Learn how to safeguard your home from unexpected disasters, avoid costly insurance pitfalls, and ensure you have the best coverage possible through Cyndee's battle-tested wisdom, captivating stories, and practical tips. Don't miss this episode packed with invaluable insights and actionable advice just for you!     Key takeaways to listen for How does a risk rating of 2.0 impact flood insurance policies and homeowner responsibilities What is the 50% rule, and how does it affect home repairs and maintenance decisions? The implications of climate financial risk on mortgage affordability and homeownership Real-life insurance challenges and the tough realities of rebuilding in the 2024 real estate market A REALTORS® role in community integration and how they impact newcomers' sense of community and belonging     Resources mentioned in this episode Risk Factor Risk Rating 2.0 Methodology and Data Sources Understanding FEMA's Risk Rating 2.0 System for Flood Insurance | Bankrate Community Rating System | FEMA.gov Insurance     About Cyndee Haydon, CRS, CIPS, PMN Cyndee is a Broker Associate Future Home Realty ©. She is a top REALTOR® in Tampa Bay, specializing in short-term rentals, relocations, and probate sales. Known for her tech-savvy and concierge approach, she simplifies complex tech tools for clients. As Chair of the National Association of REALTOR® Insurance Committee, she's a national advocate and trainer on insurance issues. An accomplished author, she offers invaluable guidance for probate sellers.     Connect with Cyndee LinkedIn: Cyndee Haydon, CRS PMN, CIPS Instagram: @cyndeehaydon Facebook: Cyndee Haydon | Cyndee for FR Email: cyndeehaydon@gmail.com Number: (727) 710-8035     Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.     Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!