Podcasts about different kind

We live in a day and time where we address nearly every issue in some natural way. We are more likely to pursue counseling, therapy or medication than we are prayer, fasting and repentance. While natural remedies are important and they have their place. There are some things in our lives that are above natural remedies. They are a different kind of opposition.

Balamurali Balu, who goes by Bala, immigrated to the United States from Southern India. He completed his PhD at Georgia Tech.  Landed his dream job at Intel in Portland, Oregon. Married the woman he loved. And had two young daughters. He was what his family called “settled”, living the life his parents had always wanted for him. But six years into his career, he was burnt out and he missed doing the thing he loved most in this world. So, he quit.   Today, Bala pursues music full-time where he scores large Tamil film industry projects and presents his new work at The Immigrant Story live storytelling events, constantly innovating new songs, new sounds, and new music.  Many Roads to Here is a production of The Immigrant Story. This episode was produced by Emily Denny. Our audio editing and music was done by Bala. Post production was done by Gregg Palmer. The original interview was conducted in the summer of 2022 by our executive producer Sankar Raman. Music that is featured in this episode was composed and arranged by Bala. His original album composed for I Am An American Live can be downloaded for free from here: https://theimmigrantstory.org/the-album/ and can be listened to from all major streaming services. Listen to the piece used in this episode, Hit the Strings, performed live at I Am An American Live last Spring, here: https://www.youtube.com/watch?v=bRMkLEqAeKM Bala's music will be featured again this year with his original music especially produced for our second edition of I Am American Live next spring. We invite you to join us on April 15th at the Patricia Reser Center for the Arts in Beaverton. Tickets go on sale on February 15, 2023. Please stay tuned.  Thanks to our partner, St. Andrew Lutheran Church in Beaverton for the use of their space to record the interview. This episode is made possible by a generous contribution by Oregon Cultural Trust. For more stories, visit theimmigrantstory.org/manyroads, listen live at prp.fm, or stream us wherever you get your podcasts.

What is pornography addiction? What are the effects of using pornography? Have you ever lied about how much porn you actually watch? *

I'm New • https://hopecitypdx.com/sunday/join-us-in-person/im-new • Find opportunities to engage and grow! Let Us Pray With You • https://hopecitypdx.com/prayer • Fill out a quick form to let us know how we can be praying for you. Find Care • https://hopecitypdx.com/care • Hope City strives to address unique life circumstances in multiple ways, through care and support. Upcoming Events • https://hopecitypdx.com/upcoming-events • Check out all the events and activities for us to enjoy together. Sunday, January 22: A Different Kind of Happy Week 1 - Daniel Knutson: "Peacemaking in an Age of Outrage" Makarios: Blessed or Happy #blessed James 4:1-2aWhat causes fights and quarrels among you? Don't they come from your desires that battle within you? You want something but don't get it. You kill and covet, but you cannot have what you want… Matthew 5:9“Blessed are the peacemakers, for they shall be called children of God.” Colossians 1:19-20For God was pleased to have all his fullness dwell in him, and through him to reconcile to himself all things, whether things on earth or things in heaven, by making peace through his blood, shed on the cross. True peace begins when we make peace with God.

https://storage.googleapis.com/enduring-word-media/devotional/Devotional01182023.mp3 The post A Different Kind of Righteousness – Matthew 5:19-20 – January 18, 2023 appeared first on Enduring Word. https://enduringword.com/a-different-kind-of-righteousness-m

It seemed that in just a matter of moments, Peter Nathan, had slipped from an easy-going, church loving individual, into the psych ward where he was incapable of doing anything for himself.  Share Your Story If you have a Touched by Heaven moment that you would like to share with Trapper, please leave us a note at https://touchedbyheaven.net/contact Our listeners look forward to hearing about life-changing encounters and miraculous stories every week. Stay Informed Trapper sends out a weekly email. If you're not receiving it, and would like to stay in touch to get the bonus stories and other interesting content that will further fortify your faith. Stay informed with our weekly newsletter by sharing your email with us at https://blindguymedia.com/stay-informed/ Become a Patron We pray that our listeners and followers benefit from our podcasts and programs and develop a deeper personal relationship with God. We thank you for supporting our efforts and helping to cover the costs by being a Patron and getting lots of fun extras. Please go to https://patreon.com/bfl to check out the details. More About Trapper Jack Trapper has CD's and Downloads of his talks available for you to listen to and share. Download or order your CD now at our online store https://trapperjackspeaksstore.com Check out and subscribe to his Men's Morning Light weekly broadcast, or view the recording at your convenience on either YouTube or Facebook. Men's Morning Light is available in your favorite Podcast app as well. To book Trapper for speaking engagements and more information, visit us at https://TrapperJackSpeaks.com  We're praying for you and ask that you pray for us!

Last weekend I watched a new documentary series on Netflix called Madoff: The Monster of Wall Street. Some of you know I am a bit of a geek for all things Wall Street history, and I seriously doubt you would believe me if you knew how many documentaries, fictionalized movies and TV shows, not to mention real books, I have taken in over the years covering various elements of Wall Street history. Many of them have a protagonist (at least from my perspective), and many cover the escapades of either the evil or the incompetent. This latest Madoff series manages to do both – cover the evil and the incompetent. But the entire Bernie Madoff saga also reinforces one of the most important and actionable realities of investing, universally applicable and relevant to all. And it really has very little to do with the red flags to avoid when it comes to international Ponzi schemes. Don't get me wrong – I remain earnestly opposed to Ponzi schemes. =) But there is another lesson in the Madoff saga that transcends even that, and it applies to the core of human nature. And that is the subject of today's Dividend Cafe … Links mentioned in this episode: [Episode Blog Post] (https://bahnsen.co/3QCrOcE) TheDCToday.com DividendCafe.com TheBahnsenGroup.com

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In this episode, we discuss how Steph Katzovi left a prestigious career to do something even more important - to inspire her own children and other young readers. Here is some info about Steph:In third grade, Steph Katzovi announced that she was going to be author when she grew up.Realizing that she might want to explore other career options first, Steph got her bachelor's degree from Binghamton University before attending Brooklyn Law School. Although she aced the Legal Writing classes and wrote amazing outlines for exams, Steph knew her calling was not as a practicing attorney.After graduation, Steph shelved her law degree and two bar admissions to become a professional writer. She spent the bulk of her 15+ year career at Deloitte as a speechwriter and strategic communications consultant. When the opportunity arose to raise her children and focus more fully on creative writing, Steph decided it was time to take her “When I Grow Up” essay from third grade a bit more seriously.The one constant that has endured throughout Steph's life and career is her desire to connect with others through wit, humor, and warmth.When she's not busy writing at her desk in New York City, Steph is a sports and exercise enthusiast. She also enjoys playing guitar and piano with her two sons, going out on date nights with her husband, and reading. Preferably poolside.

How much FIRE should you put into your next move? Good Morning! This Shabbat is called the Shabbat of strength, Chazak!  What is the strength of this Shabbat about? The title of the Torah portion this Shabbat is Vayechi, "And Jacob lived." The Talmud says that Jacob, our father never died. As his seed, his children are alive, so is he alive. This means that you can see the eternity of Jacob in his children. More, that every Jew is a child of Jacob and is similar to Jacob. If we are like Jacob our offspring, our seeds, are every thing we do say or think, and these seeds will grow. When Moshiach comes we will see the light of every mitzvah and even items that are officially not a mitzvah but are done for G-d's sake last forever.  But how can we make those seeds alive? How can we give them that eternal quality? How can we animate our one time actions to to have impact beyond the here and now? The name of Jacob gives us the answer.  The name of Jacob is made up of two words: Yud and Aikev. Yud- the first letter of G-d's name  And "Aikev" means a heel. Even in the things of our life that are the most heel like, earthy, a Jew is empowered to fully put his or her soul into every thought words or action and create the future of Moshiach. I'll never forget that scavenger hunt  When I was a child in camp in Worcester, A scavenger hunt meant trying to find a green sock in a mall but I'll never forget a far more profound scavenger hunt. I'll never forget a far more profound scavenger hunt. The camp lmaan chay was sent to the Rebbe's 770 shul on a scavenger hunt, they needed to find out what is a chassid? I saw a ten year old boy ask this of the famous Chassidic mentor Reb yekusiel Feldman, he lit up and stood up and said, a chasid is someone who puts the whole fire of his soul in everything he does! And you know, he put fire into those words and that's why they planted a seed in me.Support the show

DawgNation Daily -- the daily podcast for Georgia Bulldogs fans Beginning of the show: A look back on one of the wildest UGA games of all time, and the incredible memories from a thrilling win vs. Ohio State. 20-minute mark: Former UGA All-American Jon Stinchcomb joins the show. 40-minute mark: I respond to Ohio State fan complaints about Marvin Harrison Jr's injury. 50-minute mark: I share audio from Kirby Smart addressing the tough challenge of turning the page to TCU in the national championship game next Monday. End of show: I award a Golden Shoe winner and share the Gator Hater Countdown.

Original Release on November 15th, 2022: As we look ahead to 2023, we see a divergence away from the trends of 2022 in key areas across growth, inflation, and central bank policy. Chief Cross Asset Strategist Andrew Sheets and Global Chief Economist Seth Carpenter discuss.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Morgan Stanley's chief cross-asset strategist. Seth Carpenter: And I'm Seth Carpenter, Morgan Stanley's global chief economist. Andrew Sheets: And on the special two-part episode of the podcast, we'll be discussing Morgan Stanley's Global Year Ahead outlook for 2023. Today, we'll focus on economics, and tomorrow we'll turn our attention to strategy. It's Tuesday, November 15th at 3 p.m. in London. Seth Carpenter: And it's 10 a.m. in New York. Andrew Sheets: So, Seth I think the place to start is if we look ahead into 2023, the backdrop that you and your team are forecasting looks different in a number of important ways. You know, 2022 was a year of surprisingly resilient growth, stubbornly high inflation and aggressively tightening policy. And yet as we look ahead, all three of those elements are changing. I was hoping you could comment on that shift broadly and also dig deeper into what's changing the growth outlook for the global economy into next year. Seth Carpenter: You're right, Andrew, this year, in 2022, we've seen growth sort of hang in there. We came off of last year in 2021, a super strong year for growth recovering from COVID. But the theme this year really has been a great deal of inflation around the world, especially in developed markets. And with that, we've seen a lot of central banks everywhere start to raise interest rates a great deal. So what does that mean as we end this year and go into next year? Well, we think we'll start to see a bit of a divergence. In the developed market world where we've seen both a lot of inflation and a lot of central bank hiking, we think we get a great deal of slowing and in fact a bit of contraction. For the euro area and for the U.K, we're writing down a recession starting in the fourth quarter of this year and going into the beginning of next year. And then after that, any sort of recovery from the recession is going to be muted by still tight monetary policy. For the US, you know, we're writing down a forecast that just barely skirts a recession for next year with growth that's only slightly positive. That much slower growth is also the reflection of the Federal Reserve tightening policy, trying to wrench out of the system all the inflation we've seen so far. In sharp contrast, a lot of EM is going to outperform, especially EM Asia, where the inflationary pressures have been less so far this year, and central banks, instead of tightening aggressively to get restrictive and squeeze inflation out, they're actually just normalizing policy. And as a result, we think they'll be able to outperform. Andrew Sheets: And Seth, you know, you mentioned inflation coming in hot throughout a lot of 2022 being one of the big stories of the year that we've been in. You and your team are forecasting it to moderate across a number of major economies. What drives a change in this really important theme from 2022? Seth Carpenter: Absolutely. We do realize that inflation is going to continue to be a very central theme for all sorts of markets everywhere. And the fact that we have a forecast with inflation coming down across the world is a really important part of our thesis. So, how can we get any comfort on the idea that inflation is going to come down? I think if you break up inflation into different parts, it makes it easier to understand when we're thinking about headline inflation, clearly, we have food, commodity prices and we've got energy prices that have been really high in part of the story this year. Oil prices have generally peaked, but the main point is we're not going to see the massive month on month and year on year increases that we were seeing for a lot of this year. Now, when we think about core inflation, I like to separate things out between goods and services inflation. For goods, the story over the past year and a half has been global supply chains and we know looking at all sorts of data that global supply chains are not fixed yet, but they are getting better. The key exception there that remains to be seen is automobiles, where we have still seen supply chain issues. But by and large, we think consumer goods are going to come down in price and with it pull inflation down overall. I think the key then is what goes on in services and here the story is just different across different economies because it is very domestic. But the key here is if we see the kind of slowing down in economies, especially in developed market economies where monetary policy will be restrictive, we should see less aggregate demand, weaker labor markets and with it lower services inflation. Andrew Sheets: How do you think central banks respond to this backdrop? The Fed is going to have to balance what we see is some moderation of inflation and the ECB as well, with obvious concerns that because forecasting inflation was so hard this year and because central banks underestimated inflation, they don't want to back off too soon and usher in maybe more inflationary pressure down the road. So, how do you think central banks will think about that risk balance and managing that? Seth Carpenter: Absolutely. We have seen some surprises, the upside in terms of commodity market prices, but we've also been surprised at just the persistence of some of the components of inflation. And so central banks are very well advised to be super cautious with what's going on. As a result. What we think is going to happen is a few things. Policy rates are going to go into restrictive territory. We will see economies slowing down and then we think in general. Central banks are going to keep their policy in that restrictive territory basically over the balance of 2023, making sure that that deceleration in the real side of the economy goes along with a continued decline in inflation over the course of next year. If we get that, then that will give them scope at the end of next year to start to think about normalizing policy back down to something a little bit more, more neutral. But they really will be paying lots of attention to make sure that the forecast plays out as anticipated. However, where I want to stress things is in the euro area, for example, where we see a recession already starting about now, we don't think the ECB is going to start to cut rates just because they see the first indications of a recession. All of the indications from the ECB have been that they think some form of recession is probably necessary and they will wait for that to happen. They'll stay in restrictive territory while the economy's in recession to see how inflation evolves over time. Andrew Sheets: So I think one of the questions at the top of a lot of people's minds is something you alluded to earlier, this question of whether or not the US sees a recession next year. So why do you think a recession being avoided is a plausible scenario indeed might be more likely than a recession, in contrast maybe to some of that recent history? Seth Carpenter: Absolutely. Let's talk about this in a few parts. First, in the U.S. relative to, say, the euro area, most of the slowing that we are seeing now in the economy and that we expect to see over time is coming from monetary policy tightening in the euro area. A lot of the slowing in consumer spending is coming because food prices have gone up, energy prices have gone up and confidence has fallen and so it's an externally imposed constraint on the economy. What that means for the U.S. is because the Fed is causing the slowdown, they've at least got a fighting chance of backing off in time before they cause a recession. So that's one component. I think the other part to be made that's perhaps even more important is the difference between a recession or not at this point is almost semantic. We're looking at growth that's very, very close to zero. And if you're in the equity market, in fact, it's going to feel like a recession, even if it's not technically one for the economy. The U.S. economy is not the S&P 500. And so what does that mean? That means that the parts of the U.S. economy that are likely to be weakest, that are likely to be in contraction, are actually the ones that are most exposed to the equity market and so for the equity market, whether it's a recession or not, I think is a bit of a moot point. So where does that leave us? I think we can avoid a recession. From an economist perspective, I think we can end up with growth that's still positive, but it's not going to feel like we've completely escaped from this whole episode unscathed. Andrew Sheets: Thanks, Seth. So I maybe want to close with talking about risks around that outlook. I want to talk about maybe one risk to the upside and then two risks that might be more serious to the downside. So, one of the risks to the upside that investors are talking about is whether or not China relaxes zero COVID policy, while two risks to the downside would be that quantitative tightening continues to have much greater negative effects on market liquidity and market functioning. We're going through a much faster shrinking of central bank balance sheets than you know, at any point in history, and then also that maybe a divided US government leads to a more challenging fiscal situation next year. So, you know, as you think about these risks that you hear investors citing China, quantitative tightening, divided government, how do you think about those? How do you think they might change the base case view? Seth Carpenter: Absolutely. I think there are two-way risks as usual. I do think in the current circumstances, the upside risks are probably a little bit smaller than the downside risks, not to sound too pessimistic. So what would happen when China lifts those restrictions? I think aggregate demand will pick back up, and our baseline forecast that happens in the second quarter, but we can easily imagine that happening in the first quarter or maybe even sometime this year. But remember, most of the pent-up demand is on domestic spending, especially on services and so what that means is the benefit to the rest of the global economy is probably going to be smaller than you might otherwise think because it will be a lot of domestic spending. Now, there hasn't been as much constraint on exports, but there has been some, and so we could easily see supply chains heal even more quickly than we assume in the baseline. I think all of these phenomena could lead to a rosier outlook, could lead to a faster growth for the global economy. But I think it's measured just in a couple of tenths. It's not a substantial upside. In contrast, you mentioned some downside risks to the outlook. Quantitative tightening, central banks are shrinking their balance sheets. We recently published on the fact that the Fed, the Bank of England and the European Central Bank will all be shrinking their balance sheet over the next several months. That's never been seen, at least at the pace that we're going to see now. Could it cause market disruptions? Absolutely. So the downside risk there is very hard to gauge. If we see a disruption of the flow of credit, if we see a generalized pullback in spending because of risk, it's very hard to gauge just how big that downside is. I will say, however, that I suspect, as we saw with the Bank of England when we had the turmoil in the gilt market, if there is a market disruption, I think central banks will at least temporarily pause their quantitative tightening if the disruption is severe enough and give markets a chance to settle down. The other risk you mentioned is the United States has just had a mid-term election. It looks like we're going to have divided government. Where are the risks there? I want to take you back with me in time to the mid-term elections in 2010, where we ended up with split government. And eventually what came out of that was the Budget Control Act of 2011. We had split government, we had a debt limit. We ended up having budget debates and ultimately, we ended up with contractionary fiscal policy. I think that's a very realistic scenario. It's not at all our baseline, but it's a very realistic risk that people need to pay attention to. Andrew Sheets: Seth, thanks for taking the time to talk. Seth Carpenter: Andrew, I always like getting a chance to talk to you. Andrew Sheets: And thanks for listening. Be sure to tune in for part two of this episode where Seth and I will discuss Morgan Stanley's year ahead. Strategy Outlook. If you enjoy thoughts of the market, please leave us a review on Apple Podcasts and share this podcast with a friend or colleague today.

Billy Keels is the founder of First Generation Capital Partners. He grew up knowing nothing about investing and challenged himself to learn everything. Today, Billy is an international real estate entrepreneur, problem-solver, author, coach, public speaker, and mentor. He sees opportunities where others often don't in real estate. In this episode, Billy shares how traveling has opened his mind to different cultures. He shares how curiosity and being empathetic are the biggest traits a leader should have, which ultimately will lead to financial freedom. Tune in for inspiration and insight into making the most out of your time and resources! [00:01 - 13:35] From Corporate to Financial FreedomBeing able to give back and being able to move forward Billy shares how traveling has impacted his career and his viewpoint on leadershipThe growth necessary to be able to live abroad[13:36 - 28:48] Multiple Cultural PerspectivesHaving a curious mentality and a beginner mindset is a way to challenge yourselfLearning the importance of relationships and sales while traveling It's not about the financial rewards, but taking control of your time [28:49 - 35:12] A Different Kind of LeadershipBilly shares the transition he has experienced from corporate to financial freedomDeepening your relationships with your clients and setting boundaries within your businessInvesting in hard assets in energy space to increase access to capital and create consistent returns[41:39 - 46:03] Closing SegmentBringing peace through having a daily routineQuotes:“When you can guide a client, are inquisitive about what their challenge is, and help them make an informed decision, that's when you become a valuable individual.” - Billy Keels“Those that can make the biggest impact are usually the ones that ask the questions that are basic, direct, and impactful.” - Billy Keels Connect with Billy:Email: billy@firstgencp.comWebsite: https://www.firstgencp.com/ LinkedIn: https://www.linkedin.com/in/billykeels/ Instagram: https://www.instagram.com/billykeels/ Twitter: https://twitter.com/billykeels YouTube: https://www.youtube.com/c/KeePonCashflow Connect with me on LinkedIn!LIKE, SUBSCRIBE, AND LEAVE US A REVIEW on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in and Stay Tuned for the Next Episode COMING SOON!

Join Saints In The South This week as Jackson shares some mic time with his family.  The Howell's share some insight into their Christmas traditions and discuss the true meaning of Christmas.  Jackson shares one of his favorite stories with the family "He Took My Lickin' For Me".  They discuss what gift Jesus Christ has given mankind.  Our Website:https://www.saintsinthesouth.comThe thoughts, ideas, and beliefs we express on this channel do not officially represent The Church of Jesus Christ of Latter-Day Saints.  For additional information or official statements, please visit the website below.The Church of Jesus Christ of Latter-Day Saints:https://www.churchofjesuschrist.org/?lang=eng#biblestudy #oldtestament #religion #churchofjesuschrist #ldspodcast #christianpodcast #missionary #lds #biblestories #christ #faith #faithinchrist #scriptures #bookofmormon #doctrineandcovenants #pearlofgreatprice #temples #houseofthelord #mormon #mormonbeliefs #chritiansandmormons #god #endure #ironrod #faithineveryfootstep #generalconference #prophets #followtheprophet #commandments #love #service #charity #keepstriving #keeponstriving #gospelgrowthandgoodtimes #become #newtestamentSupport the show

SEGMENT‌ ‌1 with Charles Ferguson,‌ ‌‌starting‌ ‌at‌ ‌0:00‌:‌ ‌ ‌What if you could book awesome spaces in your city by the hour? Charles Ferguson shares a new marketplace for all of your gathering needs.SEGMENT‌ ‌2 with Eleni D. Janis,‌ ‌‌starting‌ ‌at‌ 18:45:‌ ‌The toughest thing for small businesses to find, especially in a recession, is capital. My next guest, Eleni D. Janis, CEO of Equivico, has the money you may need to grow your business.SEGMENT‌ ‌3 with ‌Miriam Schulman,‌ ‌‌starting‌ ‌at 36:45‌:‌ ‌ How can an artist move from a passion to business?Sponsored by Truly Financial.

This Christmas Eve, I'm giving my readers the gift of a very special podcast. Marc Andreessen and Rob Henderson join me to talk about The Shield, which ran on FX from 2002 to 2008. We debate whether we are supposed to root for the Strike Team or not, with Rob saying no, and Marc and me strongly disagreeing. Building on our discussions on Breaking Bad and Better Call Saul, Marc gives his Nietzschean interpretation of the show. To me, this was the most right-wing show I've ever seen. The lesson is basically that white cops who actually care about what happens on the streets are the only thing maintaining order, which they are able to do as long as they are not stopped by affirmative action, criminal defense lawyers, or the weakness and inertia of government. While the Strike Team does bad things, their actions are, for most of the series at least, directed towards protecting the innocent and ultimately the greater good. Sam Bankman-Fried would approve.Marc discusses the show in the context of the history of policing in Los Angeles, and posits that places go through cycles in which crime increases, and there is then a demand for someone to keep order. I point out that some civil liberties that many Americans think are a deep part of our heritage were actually invented by the Supreme Court in the 1960s, including criminals having the right to a court-appointed attorney and being read their Miranda rights. I see The Shield as critiquing the pro-criminal jurisprudence of the Warren Court, and making clear its practical consequences. A lesson seems to be that the reason crime hasn't been even worse is that certain cops are willing to disobey the letter and spirit of the law, at great personal risk, for the sake of protecting their community.People have said the show is based on the Ramparts scandal. Having read the New Yorker piece that Marc suggests, I think that there's no more than a superficial resemblance. Nonetheless, the article is worth reading, as it shows the interconnectedness between crime, the civil rights machines, and affirmative action in policing. The most corrupt cops were tied to gang bangers, and when one of them was killed by a fellow police officer in what is widely acknowledged to have been a justified shooting, the association of black officers demanded “an official police funeral with full honors, a ceremony reserved for policemen killed in the line of duty.” Civil rights law demanded more black cops, quotas were set, and when those hired turned out to be corrupt, that fact became the basis for civil rights lawsuits filed on behalf of criminals! There's no part of the criminal justice system that isn't touched by the cancer of identity politics. Part of our discussion centers around Mara. I found her arc particularly touching. We of course talk about the ending, which hit me harder than any show I can remember watching. As we all acknowledge, the Strike Team is far from morally blameless. But I still think that, as tragic as their story was or how many mistakes they made, they lived by a code, and were ultimately the defenders of a divided and ungrateful community. Listen here or watch our conversation on YouTube.LinksMe and Marc Andreessen discuss Better Call Saul and Breaking BadMe, Marc Andreessen, and Chris Nicholson on the series finale of Better Call SaulRandall Sullivan, Labyrinth: Corruption & Vice in the L.A.P.D.Peter Boyer, “Bad Cops.” (The New Yorker, May 13, 2001)LAPD Blues (Frontline Documentary)James Elroy, LA Confidential.James Elroy, White Jazz.Tim Golden, “The Cienfuegos Affair: Inside the Case that Upended the Drug War in Mexico.” (The New York Times, December 8, 2022)Rob Henderson, “Good Cop and Bad Cop Left for the Day. I'm a Different Kind of Cop.” This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit richardhanania.substack.com/subscribe

Today we sit down with Rigo Santana and discuss his rise from the streets to becoming one of the leading detail trainers in the world. Show Highlights: 0:00 Intro 03:00 Coming up from the streets of LA 06:30 Going from mobile to trying to get into corporate accounts 10:00 Getting sales, business and personal training to elevate his business 16:15 Kept investing in training and networking 21:00 Live or die as a business owner 27:00 The value of being exposed to new people Guest: Rigo Santana Xtreme Xcellence Detailing https://experiencedetailing.com/ Hosts Rod Puzey - Instagram @rodpuzey Jody Sedrick - Instagram @jodysedrick RoadFS Detail Memoirs is a production of Zenware, Inc Learn more about RoadFS at https://roadfs.com

Tonight, it's gonna be a different kind of Thursday night football for the Jaguars and Jets. That's the focus of today's TDN Daily.

If there’s an empty chair at the table this Christmas, don’t miss Tuesday’s Chris Fabry Live. It’s a "Best of" broadcast featuring singer and songwriter Mark Schultz. His song, "Different Kind of Christmas," has touched a lot of hearts over the last few years. Hear where that song came from and reaction from listeners to the losses they've felt at Christmas. It’s a program for every longing heart on Chris Fabry Live. Wycliffe

Advent Series: Restless Matthew 2:12-18 12 And being warned in a dream not to return to Herod, they departed to their own country by another way. 13 Now when they had departed, behold, an angel of the Lord appeared to Joseph in a dream and said, “Rise, take the child… Continue reading

Join us for our Sunday morning message from Pastor Reehoff.

Transcript:Hello, this is Pastor Don of Christ Redeemer Church. Welcome to The Kingdom Perspective. The kind of community that the New Testament calls us to is radically different than what you may find in the world. Non-Christians create all sorts of different communities where people feel welcomed, and many time it's really quite wonderful. But such community is based on affinities such as shared hobbies or interests, political alignments, racial, ethnic or other identities, etc. The community that the gospel calls us to is not based on any of these but is rooted in a shared experience of the love of Jesus. “We love because He first loved us.” (1 John 4:19)Now, the “problem” with the love of Jesus is that it is indiscriminate. It is a love that comes to us in spite of us. It comes to us not because of who we are but because of who He is. Not our identity, but His! It assumes our unworthiness, but embraces His. This means that the love of Jesus forces me together with those that have differing natural affinities – maybe even those that I struggle with.The Apostle Paul put it this way. Becoming a Christian is:“a renewal [i.e. a radical makeover of identity] in which there is no distinction between Greek and Jew, circumcised and uncircumcised, barbarian, Scythian, slave and freeman, but Christ is all, and in all.” (Colossians 3:11)Today, we might say, there is neither Republican or Democrat, black or white, privileged or under-privileged, but Christ is all, and in all.The test of whether you have truly believed and received the grace of Jesus for yourself is not how strongly you demand that grace from other, but how gladly you give it to others, especially those for whom by your natural standards, you would have no affinity.Something to think about from The Kingdom Perspective.“Do not lie to one another, seeing that you have put off the old self with its practices and have put on the new self, which is being renewed in knowledge after the image of its creator. Here there is not Greek and Jew, circumcised and uncircumcised, barbarian, Scythian, slave, free; but Christ is all, and in all.”~ Colossians 3:9-11 (ESV)

Welcome back to The Real Estate Deep Dive Podcast - Season 3! I'm your host Kara Macdonald and I'm here with our guests Maggie Hatfield and Stephanie Callaghan, realtors and owners at 15 West Homes in Leesburg, Virginia.   Today we are talking about the struggles realtors face everyday. We're giving you tips and strategies for getting your name out there, holding yourself accountable, and really committing to your business so you can work towards success.    The market is shifting and it's a hard time, getting business is tough and organization is a challenge. Here's what we can focus on:   How can showing up authentically on social media become natural for you?    15 West homes offers realtors a blueprint of 15 specific tasks for agents to focus on.   The first step is making calls every single day, building real relationships with people, because it's not sustainable to rely on online leads. Listen in to hear what to say when you're reaching out via calls and texts so that you can form a real connection. We'll show you how to customize a script to make it your own so that you can start up natural conversations. Hint: what are you passionate about? We also cover how to block your time and how to protect it. First, you should have a plan for your week. And remember to protect your top priority tasks. If something takes time from those top priority tasks , you have to reclaim that time from a lower priority time block.    Lastly, we cover how to do complete transactions in this market. Homes will continue to appreciate and people do still need to move.    Connect with 15 West Homes on Facebook, on IG, on TikTok, on Twitter, and Linkedin   Reach out to: Maggie Hatfield and Stephanie Callaghan   Thanks for listening!  Connect with me: Email: kara@karamacdonald.com Phone: 571.432.9382 Website: https://karamacdonald.com/ Youtube Channel: https://www.youtube.com/channel/UCfHPpgBHxLRbEoFYKWdoKBg?view_as=subscriber

In this episode we interview China Miéville.  China Miéville is the multi-award-winning author of many works of fiction and non-fiction. His fiction includes The City and the City, Embassytown and This Census-Taker. He has won the Hugo, World Fantasy, and Arthur C. Clarke awards. His non-fiction includes the photo-illustrated essay London's Overthrow. He is also the author of October: The Story of the Russian Revolution. He has written for various publications, and is a founding editor of the journal Salvage. He is also a former member of multiple socialist party formations and organizations. In this conversation China joins the podcast to talk about his latest book, A Spectre, Haunting: On the Communist Manifesto. The book provides an introduction to The Communist Manifesto which provides readers with a guide to understanding the Manifesto and the many specters it has conjured. Through his unique and unorthodox reading, Miéville offers a spirited defense of the enduring relevance of Marx and Engels' ideas. The book also contains the full text of the Manifesto and multiple prefaces penned by Marx & Engels.  You can pick the book up directly from Haymarket Books at 40% off currently. We really want to thank Haymarket and China Miéville for donating 40 copies of the book (!!) and also for making a donation to help cover the cost of postage to our incarcerated book club through our partnership with Massive Bookshop and Prisons Kill. We do still need to raise about $150 more dollars to cover the cost of postage to get this book inside, and we'll include a link to contribute to that effort in the show notes. Last month we were able, along with some donations from Massive Bookshop and our patrons to provide 40 copies of Saidiya Hartman's Scenes of Subjection to those incarcerated readers. As for the show itself, It is December, currently for the month we've had more nonrenewals than we have new patrons, which is not unexpected this time of year as people try to balance holiday expenses. However if you have the capacity to become a patron of the show, you can do so for as little as $1 a month or $10.80 per year, at patreon.com/millennialsarekilingcapitalism. We really want to thank all of the folks who support the show, or have supported it when they've been able to, as it is only through your support that conversations like this are possible.  Links: To purchase A Spectre, Haunting (currently 40% off): https://www.haymarketbooks.org/books/1990-a-spectre-haunting To donate to the Prisons Kill book club (to help with postage for the donated copies): https://massivebookshop.com/products/prisonskill-book-club-donation To check out the Salvage journal that Miéville talked about in the episode: https://salvage.zone To support the show: patreon.com/millennialsarekilingcapitalism

Our society divides people,not only into races, but also into two classes, namely rich and poor. To get a message to all at the same time is very difficult. However, James in chapter 5 did just that. Friends whether we are rich or poor we all need Jesus. The way of salvation is the same for all. Jesus' death,burial and resurrection provided mankind with salvation and freed him from sin's bondage. Jesus is the only way for us to receive eternal life. When we stand before Him He will not see rich nor poor. Our acceptance of the salvation he offers is what counts. --- Send in a voice message: https://anchor.fm/hyacinth-reid/message

It's Nitro Game Injection, the video game music show hosted by KyleJCrb! Wow! PLAYLIST: 1:05 - Lacey Johnson - Vandalize (Sonic Frontiers [PC/PS4/XBONE/NSW] :: YouTube) -- 7:47 - Pontus Hultgren, Allan Näslund - Dr. Wily Stage One (Mega Man 2 [NES] :: YouTube Music) 11:35 - Ben Zimmermann - Temple (Zelda II: Adventure of Link [NES] :: YouTube Music) 14:40 - Banjo Guy Ollie - Grogg Mayles (Sea of Thieves [XBONE] :: Bandcamp) -- 22:40 - Outset Initiative - Varia Suit [Magmoor Caverns] (Metroid Prime [GCN] :: Bandcamp) 26:19 - 0supereg0 - Shanghai Blues (The Last Ninja [C64] :: KWED) 31:28 - Steven Morris - To the North Mountain (Final Fantasy V [SNES] :: YouTube Music) -- 38:21 - DDRKirby(ISQ) - Chill Beats to Race To (Diddy Kong Racing [N64] :: OverClocked ReMix) 42:55 - SuperChaosControl - The Lost City [LoFi Remix] (Shovel Knight [MULTI] :: YouTube) 48:22 - Mario Barbierato - Like a Dream (Cybernoid II [C64] :: KWED) -- 56:26 - GlitchxCity - Cerulean City (Pokemon Red & Blue [GB] :: YouTube Music) 59:30 - Shnabubula - Interred Glory (Bloodstained: Ritual of the Night [PC/PS4/XBONE/NSW] :: Bandcamp) 1:05:29 - Anand Ravi, ToxicxEternity - Corridors of Time (Chrono Trigger [SNES] :: YouTube) -- 1:12:43 - timaeus222 - A Different Kind of Dance (Octopath Traveler [NSW] :: OverClocked ReMix) 1:16:22 - PushPause, LoFi VGM - Archives (GoldenEye 007 [N64] :: Curaga Records) 1:19:56 - Reyn Ouwehand - Sweet (original by Johannes Bjerregaard [C64 DEMO] :: KWED) -- 1:28:12 - Nestalgica - Last Ditch Resistance (Metal Slug 5 [ARC] :: YouTube) 1:31:24 - Lame Genie - Encounter + Revived Power (Shadow of the Colossus [PS2] :: YouTube) 1:35:42 - Artificial Fear - Meathook (Doom Eternal [PC] :: YouTube) -- 1:51:08 - OrcaMind - Dream (Original work :: Bandcamp) 1:54:21 - Mega Ran, K-Murdock - Thank You For Listening (Super Mario Bros. 3 [NES] :: Bandcamp) Ian Martyn, evilsonic - Trombone Skyze (Trombone Champ [PC] :: YouTube Music)

Scientist Temple Grandin credits her success to how she thinks: in pictures. Her new book is “Visual Thinking: The Hidden Gifts of People Who Think in Pictures, Patterns, and Abstractions.” The U.S. Supreme Court heard hours of oral arguments in a case that will decide whether state courts can review legislative maps and overturn local election laws. Raphael Warnock beat former football star Herschel Walker in the Georgia runoff election, giving Democrats a clear majority in the U.S. Senate. Academy Award winner Julia Reichert, 76, died last week after a battle with cancer. The documentarian dedicated her career to filming the working class.

A tale of homecoming and how the Advent story made it possible. 

Sunday

Kaitlin rambles about her struggles engaging students in class since her usual activities don't seem to be working the same way. She also shares some things that have worked to engage these students and ends with a plea for help and ideas! --- Support this podcast: https://anchor.fm/preachingtoacquire/support

Today I am talking to Dan and Krystal from a company called Online Marketing. (No it isn't necessarily THAT kind of online marketing). They hold a rather unique position in the musical instruments market that I do not think most people have considered or are even aware exists. We talk about what that is, what the purpose of the company is and go over some products from a couple of the brands that they represent. Specifically Warm Audio and Audio-Technica, both of whom are probably companies you have heard of before. Enjoy the episode good people! The Tone Mob Discord is HERE TEXT ME (503) 751-8577 $14 Fuzz Pedal HERE You can also help out with your gear buying habits by purchasing stuff from Tonemob.com/reverb Tonemob.com/sweetwater or grabbing your guitar/bass strings from Tonemob.com/stringjoy Release your music via DistroKid and save 7% by going to Tonemob.com/distrokid Learn more about your ad choices. Visit megaphone.fm/adchoices

I recently had the opportunity to be a guest with Gloria Englund to speak about our upcoming retreat, 'A Different Kind of Grief,' on the Behavioral Health Integration Podcast hosted by Jacob Minnig. So today, I have the privilege of sharing the episode with you on my platform!We talk about the family disease of addiction, grief, and much more. To learn more about this Dec 9-11 retreat for people whose loved ones have died from addiction-related deaths, please call Hazelden Betty Ford Foundation Renewal Center at 1-651-213-4605.

today we have a short 10 minute thanksgiving episode! i know you are all busy this weekend but this is a really important message for you:) my voice is so so deep because i just woke up, so i've got some fresh thoughts coming your way! thanks for being here and being you❤️

Season 3, Episode 42, week of November 20, 2022 — This week, TopToes and Ennie discuss the worldwide from the creators of Game of Thrones... Freaking the F out about Episode 9 of House of the Dragon. The internet is losing its mind, but does the House of the Dragon foot Scene live upto the hype? Does Queen Alicent Hightower even have pretty feet? We discuss all this and more, on this episode of the Oh Those Toes Podcast. Links and more on our website: http://ohthosetoes.com; Telegram users, join the conversation at https://t.me/FootFetishPod. #feet #foot #toes #footfetish #footfetishist #footfetishnation #footfetishcommunity --- Send in a voice message: https://anchor.fm/ohthosetoes/message

November 20, 2022. Christ the King Sunday homily by Fr. Matt Lowry about how Jesus is a different type of king. Rather than be served, He seeks to serve and be united with His beloved. We can choose to unite ourselves with His will and cross, and so hope to share in the joy of His kingdom.

We celebrate Jesus as both fully human and also fully divine on the Sunday before Advent. It is called 'Christ the King' or ‘Reign of Christ' Sunday. Today Pastor Sal explores Jesus as both man and Messiah.

I have heard it said everyone has their own rhythm. Autism Rocks and Rolls Corporation was started by 20-year-old Sam Mitchell, in October 2019. It began with a simple interest in media when he was a junior in high school and has led to him becoming an entrepreneur by creating his own NonProfit and podcast, Autism Rocks and Rolls Corporation. His nonprofit and advocacy offer public speaking, podcast coaching, podcast editing, sponsorships, ad educational supplements. Sam, shares his heart for why you should walk away with a different view. Maybe after today hear the powerful heart of a young man that wants you to understand what it's like to walk in his shoes. Join me as I walk in Sam Mitchell's shoes. 

As we look ahead to 2023, we see a divergence away from the trends of 2022 in key areas across growth, inflation, and central bank policy. Chief Cross Asset Strategist Andrew Sheets and Global Chief Economist Seth Carpenter discuss.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Morgan Stanley's chief cross-asset strategist. Seth Carpenter: And I'm Seth Carpenter, Morgan Stanley's global chief economist. Andrew Sheets: And on the special two-part episode of the podcast, we'll be discussing Morgan Stanley's Global Year Ahead outlook for 2023. Today, we'll focus on economics, and tomorrow we'll turn our attention to strategy. It's Tuesday, November 15th at 3 p.m. in London. Seth Carpenter: And it's 10 a.m. in New York. Andrew Sheets: So, Seth I think the place to start is if we look ahead into 2023, the backdrop that you and your team are forecasting looks different in a number of important ways. You know, 2022 was a year of surprisingly resilient growth, stubbornly high inflation and aggressively tightening policy. And yet as we look ahead, all three of those elements are changing. I was hoping you could comment on that shift broadly and also dig deeper into what's changing the growth outlook for the global economy into next year. Seth Carpenter: You're right, Andrew, this year, in 2022, we've seen growth sort of hang in there. We came off of last year in 2021, a super strong year for growth recovering from COVID. But the theme this year really has been a great deal of inflation around the world, especially in developed markets. And with that, we've seen a lot of central banks everywhere start to raise interest rates a great deal. So what does that mean as we end this year and go into next year? Well, we think we'll start to see a bit of a divergence. In the developed market world where we've seen both a lot of inflation and a lot of central bank hiking, we think we get a great deal of slowing and in fact a bit of contraction. For the euro area and for the U.K, we're writing down a recession starting in the fourth quarter of this year and going into the beginning of next year. And then after that, any sort of recovery from the recession is going to be muted by still tight monetary policy. For the US, you know, we're writing down a forecast that just barely skirts a recession for next year with growth that's only slightly positive. That much slower growth is also the reflection of the Federal Reserve tightening policy, trying to wrench out of the system all the inflation we've seen so far. In sharp contrast, a lot of EM is going to outperform, especially EM Asia, where the inflationary pressures have been less so far this year, and central banks, instead of tightening aggressively to get restrictive and squeeze inflation out, they're actually just normalizing policy. And as a result, we think they'll be able to outperform. Andrew Sheets: And Seth, you know, you mentioned inflation coming in hot throughout a lot of 2022 being one of the big stories of the year that we've been in. You and your team are forecasting it to moderate across a number of major economies. What drives a change in this really important theme from 2022? Seth Carpenter: Absolutely. We do realize that inflation is going to continue to be a very central theme for all sorts of markets everywhere. And the fact that we have a forecast with inflation coming down across the world is a really important part of our thesis. So, how can we get any comfort on the idea that inflation is going to come down? I think if you break up inflation into different parts, it makes it easier to understand when we're thinking about headline inflation, clearly, we have food, commodity prices and we've got energy prices that have been really high in part of the story this year. Oil prices have generally peaked, but the main point is we're not going to see the massive month on month and year on year increases that we were seeing for a lot of this year. Now, when we think about core inflation, I like to separate things out between goods and services inflation. For goods, the story over the past year and a half has been global supply chains and we know looking at all sorts of data that global supply chains are not fixed yet, but they are getting better. The key exception there that remains to be seen is automobiles, where we have still seen supply chain issues. But by and large, we think consumer goods are going to come down in price and with it pull inflation down overall. I think the key then is what goes on in services and here the story is just different across different economies because it is very domestic. But the key here is if we see the kind of slowing down in economies, especially in developed market economies where monetary policy will be restrictive, we should see less aggregate demand, weaker labor markets and with it lower services inflation. Andrew Sheets: How do you think central banks respond to this backdrop? The Fed is going to have to balance what we see is some moderation of inflation and the ECB as well, with obvious concerns that because forecasting inflation was so hard this year and because central banks underestimated inflation, they don't want to back off too soon and usher in maybe more inflationary pressure down the road. So, how do you think central banks will think about that risk balance and managing that? Seth Carpenter: Absolutely. We have seen some surprises, the upside in terms of commodity market prices, but we've also been surprised at just the persistence of some of the components of inflation. And so central banks are very well advised to be super cautious with what's going on. As a result. What we think is going to happen is a few things. Policy rates are going to go into restrictive territory. We will see economies slowing down and then we think in general. Central banks are going to keep their policy in that restrictive territory basically over the balance of 2023, making sure that that deceleration in the real side of the economy goes along with a continued decline in inflation over the course of next year. If we get that, then that will give them scope at the end of next year to start to think about normalizing policy back down to something a little bit more, more neutral. But they really will be paying lots of attention to make sure that the forecast plays out as anticipated. However, where I want to stress things is in the euro area, for example, where we see a recession already starting about now, we don't think the ECB is going to start to cut rates just because they see the first indications of a recession. All of the indications from the ECB have been that they think some form of recession is probably necessary and they will wait for that to happen. They'll stay in restrictive territory while the economy's in recession to see how inflation evolves over time. Andrew Sheets: So I think one of the questions at the top of a lot of people's minds is something you alluded to earlier, this question of whether or not the US sees a recession next year. So why do you think a recession being avoided is a plausible scenario indeed might be more likely than a recession, in contrast maybe to some of that recent history? Seth Carpenter: Absolutely. Let's talk about this in a few parts. First, in the U.S. relative to, say, the euro area, most of the slowing that we are seeing now in the economy and that we expect to see over time is coming from monetary policy tightening in the euro area. A lot of the slowing in consumer spending is coming because food prices have gone up, energy prices have gone up and confidence has fallen and so it's an externally imposed constraint on the economy. What that means for the U.S. is because the Fed is causing the slowdown, they've at least got a fighting chance of backing off in time before they cause a recession. So that's one component. I think the other part to be made that's perhaps even more important is the difference between a recession or not at this point is almost semantic. We're looking at growth that's very, very close to zero. And if you're in the equity market, in fact, it's going to feel like a recession, even if it's not technically one for the economy. The U.S. economy is not the S&P 500. And so what does that mean? That means that the parts of the U.S. economy that are likely to be weakest, that are likely to be in contraction, are actually the ones that are most exposed to the equity market and so for the equity market, whether it's a recession or not, I think is a bit of a moot point. So where does that leave us? I think we can avoid a recession. From an economist perspective, I think we can end up with growth that's still positive, but it's not going to feel like we've completely escaped from this whole episode unscathed. Andrew Sheets: Thanks, Seth. So I maybe want to close with talking about risks around that outlook. I want to talk about maybe one risk to the upside and then two risks that might be more serious to the downside. So, one of the risks to the upside that investors are talking about is whether or not China relaxes zero COVID policy, while two risks to the downside would be that quantitative tightening continues to have much greater negative effects on market liquidity and market functioning. We're going through a much faster shrinking of central bank balance sheets than you know, at any point in history, and then also that maybe a divided US government leads to a more challenging fiscal situation next year. So, you know, as you think about these risks that you hear investors citing China, quantitative tightening, divided government, how do you think about those? How do you think they might change the base case view? Seth Carpenter: Absolutely. I think there are two-way risks as usual. I do think in the current circumstances, the upside risks are probably a little bit smaller than the downside risks, not to sound too pessimistic. So what would happen when China lifts those restrictions? I think aggregate demand will pick back up, and our baseline forecast that happens in the second quarter, but we can easily imagine that happening in the first quarter or maybe even sometime this year. But remember, most of the pent-up demand is on domestic spending, especially on services and so what that means is the benefit to the rest of the global economy is probably going to be smaller than you might otherwise think because it will be a lot of domestic spending. Now, there hasn't been as much constraint on exports, but there has been some, and so we could easily see supply chains heal even more quickly than we assume in the baseline. I think all of these phenomena could lead to a rosier outlook, could lead to a faster growth for the global economy. But I think it's measured just in a couple of tenths. It's not a substantial upside. In contrast, you mentioned some downside risks to the outlook. Quantitative tightening, central banks are shrinking their balance sheets. We recently published on the fact that the Fed, the Bank of England and the European Central Bank will all be shrinking their balance sheet over the next several months. That's never been seen, at least at the pace that we're going to see now. Could it cause market disruptions? Absolutely. So the downside risk there is very hard to gauge. If we see a disruption of the flow of credit, if we see a generalized pullback in spending because of risk, it's very hard to gauge just how big that downside is. I will say, however, that I suspect, as we saw with the Bank of England when we had the turmoil in the gilt market, if there is a market disruption, I think central banks will at least temporarily pause their quantitative tightening if the disruption is severe enough and give markets a chance to settle down. The other risk you mentioned is the United States has just had a mid-term election. It looks like we're going to have divided government. Where are the risks there? I want to take you back with me in time to the mid-term elections in 2010, where we ended up with split government. And eventually what came out of that was the Budget Control Act of 2011. We had split government, we had a debt limit. We ended up having budget debates and ultimately, we ended up with contractionary fiscal policy. I think that's a very realistic scenario. It's not at all our baseline, but it's a very realistic risk that people need to pay attention to. Andrew Sheets: Seth, thanks for taking the time to talk. Seth Carpenter: Andrew, I always like getting a chance to talk to you. Andrew Sheets: And thanks for listening. Be sure to tune in for part two of this episode where Seth and I will discuss Morgan Stanley's year ahead. Strategy Outlook. If you enjoy thoughts of the market, please leave us a review on Apple Podcasts and share this podcast with a friend or colleague today.

There's been a lot of grim news for Seattle's community colleges since the pandemic. Declining enrollment and budget shortfalls have created massive problems for the system.But applied baccalaureate programs are offering a path for some students looking to level up their careers. Reporter Janelle Retka will tell us why they're so popular, and who could benefit from one.We can only make Seattle Now because listeners support us. Make the show happen by making a gift to KUOW: http://bit.ly/seattlenowAnd we want to hear from you! Follow us on Instagram at SeattleNowPod, or leave us feedback online: https://www.kuow.org/feedback

Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they've come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there's a growing startup offering a viable alternative.  Beyond Passwords: Segment 1 Ask Clark: Segment 2 Per Mile Auto Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Death to passwords: Beta passkey support comes to Chrome and Android How to handle money when you're traveling overseas Best Credit Cards With No Foreign Transaction Fees in 2022 Is Now a Good Time To Put Money in a CD? Why This Is the Best Time To Buy Series I Savings Bonds Atlanta startup Mile Auto raises more money to grow despite potential recession, CEO says Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs? 4 Things To Know Before You Buy Glasses From Costco Optical Is Costco Worth It? 8 Items That Could Pay for Your Membership Best Home Printers of 2022 - Consumer Reports Where To Buy the Best Cheap Printer Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to the retirement calculators, am I delusional to think we can "live off" my 401(k) dividends without touching the principal of my investments? Have a money question? Email us, ask jill [at] jill on money dot com. Please leave us a rating or review in Apple Podcasts. "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Today we are talking about self-love through what I call the unquenchable thirst of each enneagram type.  What is the unquenchable thirst  How we often approach it  How we settle for the illusion of it  How I hope we can start approaching it  --- ORDER MY NEW BOOK HERE: www.theenneagramletters.com THANK YOU TO THIS WEEK'S PODCAST SPONSORS Every year you wait, life insurance premiums increase by eight to ten percent.  Get a FREE personalized quote at ethoslife.com/egram — Call/text your enneagram questions to (828) 338-9127 Grab a copy of my book at www.thehonestenneagram.com Check out my YouTube channel: www.youtube.com/sarajanecase Learn more about your ad choices. Visit megaphone.fm/adchoices

Winter is on its way, and I'm not talking about traditional winter (even though y'all know I hate that). It's getting damn expensive just to be alive and we're all in need of a little more kindness. If life starts feeling a little dark, you need a way to find some light. Let's chat. Welcome […] The post MOTM #419: A Different Kind of Winter is Coming first appeared on The Movement Maestro. The post MOTM #419: A Different Kind of Winter is Coming appeared first on The Movement Maestro.