Podcasts about down payments

The Most Important Marketing Metric | Down Payment the Podcast for Used Car Dealers S4 E44Are you using the most important marketing metric? Many people don't even think about it, let alone use it properly. Find out what you might be missing on this week's episode of Down Payment Podcast for Used Car Dealers.Don't miss an episode! Subscribe to Down Payment now! Visit all our sites at:YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe! #carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #colorado

Top 5 Things I HATE About the Car Industry | Down Payment the Podcast for Used Car Dealers S4 E43What Are the Top 5 Things You Hate About the Car Industry? Last week we looked at the top five things we love about the industry, so it's only fair to turn it around this week! Find out our top five on this week's episode of Down Payment Podcast for Used Car Dealers. And if you have things you HATE about the car industry, leave us your list in the comments! Don't miss an episode! Subscribe to Down Payment now! Visit all our sites at:YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe! #carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #colorado

Segment Teaser – On this episode of Go Gaddis Real Estate Radio, we're shining a spotlight on Knollwood Lakes in Lawrenceville, where community charm meets convenience. Then, we're diving into some surprising connections—like how your credit score might help you find love—and busting one of the biggest myths holding back first-time homebuyers: the idea that you must put 20% down to buy a home.

Top 5 Things About the Car Industry | Down Payment the Podcast for Used Car Dealers S4 E42What Are the Top 5 Things About the Car Industry? Find out our top five on this week's episode of Down Payment Podcast for Used Car Dealers. And if you have things you love about the car industry, leave us your list in the comments!Don't miss an episode! Subscribe to Down Payment now! Visit all our sites at:YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe! #carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #colorado

Are you happy with your CRM | Down Payment the Podcast for Used Car Dealers S4 E41Are you happy with your CRM? Do you even know what your CRM does? There may be a better way! Find out on this weeks episode of Down Payment Podcast for Used Car Dealers.Don't miss an episode! Subscribe to Down Payment now! Visit all our sites at:YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe! #carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #colorado

HR is CRITICAL to your operations | Down Payment the Podcast for Used Car Dealers S4 E40Do you know how to handle conflict? There's a lot of it in our industry and you need to know these techniques to de-escalate conflict.Don't miss an episode! Subscribe to Down Payment now! Visit all our sites atYouTube - @DownPaymentPodcastYouTube - @cardealeru5061 X - @DownPaymentPodInstagram - @DownPaymentPodcast Don't forget to like and subscribe!

Five Branding Errors to Avoid | Down Payment the Podcast for Used Car Dealers S4 E36Dealers make branding errors all the time. Here are 5 common ones you can avoid!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

How to De-escalate Conflict in your Dealership | Down Payment the Podcast for Used Car Dealers S4 E38 Do you know how to handle conflict? There's a lot of it in our industry and you need to know these techniques to de-escalate conflict.Don't miss an episode! Subscribe to Down Payment now! Visit all our sites atYouTube - @DownPaymentPodcastYouTube - @cardealeru5061 X - @DownPaymentPod Instagram - @DownPaymentPodcast Don't forget to like and subscribe!

Many buyers qualify for help—they just don't know it yet. Sean Moss, EVP at Down Payment Resource, joined us to explain how this powerful tool can help REALTORS® and clients discover assistance programs that make homeownership more achievable.    Learn more about DPR here: https://cms.har.com/down-payment/   https://downpaymentresource.com/education   Learn more at https://downpaymentresource.com/   Sign up for Free Industry News Subscriptions for HAR Members here-   https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

Cook County is expanding efforts to help more residents achieve homeownership with the launch of phase two of its Down Payment Assistance Program.

Cook County is expanding efforts to help more residents achieve homeownership with the launch of phase two of its Down Payment Assistance Program.

Cook County is expanding efforts to help more residents achieve homeownership with the launch of phase two of its Down Payment Assistance Program.

Home Loans Radio 06.14.25 Fritz is back from Costa Rica and Home town Heroes down payment assistance is Not back .. yet..

Down payments are shrinking — and that's a big deal for homebuyers in 2025.

What is wrong with your customer service | Down Payment the Podcast for Used Car Dealers S4 E37Do you know what's wrong with customer service in your dealership? Here are ways you can find out and improve it!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Explore strategies to strengthen your finances and get smart answers to common home buying and mortgage questions. When you're looking to buy your next home, should you pay off your current mortgage or save more for a down payment? How does mortgage recasting work? Hosts Sean Pyles and Elizabeth Ayoola answer several questions from listeners about home buying and renting. But first, they talk with NerdWallet experts Amy Knight and Sara Rathner about how people are navigating today's financial challenges, from rising costs to career interruptions. They explore practical ways to strengthen your money habits, with tips and tricks on using side hustles for independence, turning money talks into regular “money dates,” and saving for the future even in small amounts. Then, mortgage Nerd Holden Lewis joins Sean and Elizabeth to answer a series of listener questions about home buying. Topics include weighing the pros and cons of saving vs. paying off a mortgage, whether to put a rental property in a trust, what to expect when recasting a mortgage, and how to stand out when buying in a competitive housing market like New York City.  Use NerdWallet's free mortgage calculator to estimate your monthly mortgage payments and annual amortization: https://www.nerdwallet.com/mortgages/mortgage-calculator  In their conversation, the Nerds discuss: how women can build financial independence, motherhood penalty and finances, side hustles for single moms, investing as a single mom, financial independence for women, Equal Credit Opportunity Act, gender pay gap and retirement, credit card rules for stay-at-home spouses, home buying in a tight market, mortgage recasting explained, pros and cons of putting a house in a trust, trusts vs LLC for rental property, buying a home in New York City, how to buy in a competitive housing market, how much to save before buying a house, how to improve home buying offer, home inspection tips for buyers, why rent is cheaper than buying, how to calculate mortgage payments, NerdWallet mortgage calculator, money dates for couples, budgeting as a single parent, how to avoid the motherhood penalty, flexible home buying offers, asset protection for rental homes, how to build credit as a stay-at-home parent, financial planning for women, and the financial impact of caregiving. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

An Exciting Event! Management Training! | Down Payment the Podcast for Used Car Dealers S4 E36Join us at the Hilton Garden Inn in the Denver Tech Center for two days filled with learning and networking. This event is perfect for dealership managers looking to enhance their skills and stay ahead in the industry. Don't miss out on this opportunity to connect with industry experts and fellow professionals.REGISTER NOW AT https://dealershipacademy.eventbrite.comEvent Date: August 12, 2025 starting at 9:00 AM (Mountain Time) and ending on August 13, 2025 at 1:00 PM (Mountain Time).Why Attend? This Manager's Academy will provide both seasoned and newly promoted dealership managers with knowledge and skills to succeed in a rapidly evolving automotive industry. Now more than ever, dealerships need their managers to perform a wider array of duties requiring more skills and talent than ever before. Taking a strategic approach to dealership management, the Dealership Manager's Academy will provide attendees with cutting edge training across topics applicable to any dealership employee in a leadership role. This is the training that should be mandatory to be a manager in any automotive dealership, packed into a single high-powered training event!Topics Include:Role of the Manager (and how automotive is very different from your average job)Building the Right Dealership Culture - And Using it to Drive Change!Essential HR for the Dealership (and how to keep the dealership drama away)Coaching and Mentoring - The Most Important Manager SkillsStrategy and Problem Solving in Today's Automotive MarketHow To Teach Employees (because training is everything)Soft Skills Sessions - Learn De-Escalation, Employee Engagement, and Power Meeting SkillsSAVE $100 USE DISCOUNT CODE: AUGUSTREGISTER TODAY AT https://dealershipacademy.eventbrite.comDon't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!#carsales #usedcar #usedcarsforsale ##autosales #automobile #auto #cardealer #cardealership #preownedcar #secondhandcar #buyherepayhere #managmenttraining #manager #managertraining #denver #colorado

You don't need to save every dollar in cash to buy a home. In this episode, I'll show you how to build your down payment with a blend of saving and investing so you can reach your goal faster without risking your money or pausing your wealth building.We'll cover:How much you really need for a down payment (hint: not always 20%)The difference between short-term saving vs. mid-term investingHow to split your savings between a HYSA and low-risk investmentsIf you want to buy a home and want to grow your downpayment strategically by investing, this episode is for you!1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. ⁠Book a free call her to learn more about 1:1 money coaching.

Register your feedback here. Always good to hear from you!They say there are no guarantees in life. That's not quite true. God offers us guarantees, both in this life and in the next. This week we'll discuss the assurances God has given His people and whether they come with strings attached; the guaranteed financial results God either does or does not offer His investors; the commitment I make to you, my loyal listener, and the lengths I go to to keep it; and the biggest gamble of all and how you can assure yourself of coming out on top.Check out Hal on YouTube at https://www.youtube.com/@halhammons9705Hal Hammons serves as preacher and shepherd for the Lakewoods Drive church of Christ in Georgetown, Texas. He is the host of the Citizen of Heaven podcast. You are encouraged to seek him and the Lakewoods Drive church through Facebook and other social media. Lakewoods Drive is an autonomous group of Christians dedicated to praising God, teaching the gospel to all who will hear, training Christians in righteousness, and serving our God and one another faithfully. We believe the Bible is God's word, that Jesus died on the cross for our sins, that heaven is our home, and that we have work to do here while we wait. Regular topics of discussion and conversation include: Christians, Jesus, obedience, faith, grace, baptism, New Testament, Old Testament, authority, gospel, fellowship, justice, mercy, faithfulness, forgiveness, Twenty Pages a Week, Bible reading, heaven, hell, virtues, character, denominations, submission, service, character, COVID-19, assembly, Lord's Supper, online, social media, YouTube, Facebook.

Profitability of Buy Here Pay Here Deals | Down Payment the Podcast for Used Car Dealers S4 E34What is the actual profitability of Buy Here Pay Here Deals? It may not be what you think!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Boomer budgeting tips collide with millennial money challenges in this candid conversation about debt, savings, housing costs, and the rise of gig-work income. Whether saving for a first home or paying off old credit cards, this episode bridges the generation gap with actionable insights for any age, complete with tried-and-true tactics Boomers still swear by, tech-savvy hacks Millennials can't live without. 0:00 - Do Boomers Have It Easier? Debunking Generational Money Myths 3:10 - Why Millennials Lead Insolvency Filings & Credit-Card Debt 6:00 - “Credential Creep”: Rising Education Costs and Student Loans 9:00 - Buying a Home: 1980s Down Payment vs. 2020s Reality 13:00 - Starting Adulthood in Debt: How Timing Shapes Finances 16:00 - Shifting Attitudes: From Debt-Free Dreams to “Normal” Borrowing 18:00 - Gig Economy 101: Income Streams Boomers Never Faced 19:30 - Interest-Rate Shocks: Then (18%) vs. Now (Variable & Rising) 22:00 - 31 Flavours of Credit: BNPL, Lines of Credit, & More 25:00 - Boomer Money Rules That Still Work Today 28:00 - Reverse Mentorship: What Millennials Can Teach Boomers Joe Debtor Study https://hoyes.info/joe-debtor-study Student Loan Debt Help Ontario https://hoyes.info/student-loan-rules-ontario Free Credit Rebuilding Course and learning resources https://hoyes.info/credit-rebuilding-course-free Sign Up For The Monthly Debt Free Digest https://hoyes.info/newsletter Check out our other YouTube Channel: @hoyesmichalos  https://www.youtube.com/@hoyesmichalos Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25

Is your Social Media a success or failure? | Down Payment the Podcast for Used Car Dealers S4 E34Is your Social Media a success or failure? What's a great social media strategy you can add to your current one? Micro-Influencers. BUT, you have to know how to do it properly, or you'll be wasting time and money. Listen in to find out how!Here are the links we promised you...Social Media Influencer Discovery Platformshttps://gomarketish.com/https://myinfluencer.co/https://app.seeksocial.io/https://influencegrid.com/https://www.modash.io/Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!#socialmedia #socialmediamarketing #carsales #usedcar #usedcarsforsale #microinfluencer

Managers What type do you want? | Down Payment the Podcast for Used Car Dealers S4 E33What type of managers do you have at your dealership? How can you better prepare them to deal with employees? Find out new ways to make your dealership more efficient.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Are you training your service department properly | Down Payment the Podcast for Used Car Dealers S4 E32Your service department is a high point of contact with customers. They are vital to your operation. BUT have you put enough time into properly hiring and training your staff? Join us for part 2 of a discussion with Service Department expert Travis. Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Your service department is vital | Down Payment the Podcast for Used Car Dealers S4 E31Your service department is a high point of contact with customers. They are vital to your operation. BUT have you put enough time into properly hiring and training your staff? Join us for a discussion with Service Department expert Travis. Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

MOAT Method reference episode link Want to get on the Sunday Hustle segment? Visit www.biggerpockets.com/hustle! Podcasting can expand your horizons and grow your skills while potentially providing a steady income stream—but it requires dedication and effort to stand out in a crowded market. So, how do you get your podcast to go from a mere passion project to a lucrative side hustle? Aaron Mann is here to share his seasoned insights on making podcasting work for you, drawing on experience from small to large podcast networks. In this show, listeners will learn how to effectively start and grow a podcast by understanding the key resources needed, the time commitment involved, and the methods to stand out in a saturated industry. Everything from the basic equipment and software to using social media platforms creatively to promote and monetize your podcast. Love the idea of connecting through shared interests and making some money while at it? This episode breaks it all down. Prepare for some bonus insights as our host teases additional tips on leveraging social media creatively and exploring different ad strategies that could serve as catalysts for turning your podcast into more than just a hobby. Whether it's keeping up with the latest tools or engaging with niche communities, the benefits you'll uncover from this episode might just revolutionize your side hustle approach. In This Episode We Cover Aaron's broad experience in podcasting, from small to large scale networks Why content is king and how to ensure you have enough to sustain your podcast Platforms like Buzz Sprout, Podbean, and Captivate.fm for hosting your podcast Tools for quality recording and remote guest interviews Significant role of social media platforms like TikTok, Reddit, and Facebook Comparing baked-in ads and DAI ads The shift from flat rate to CPM for different income sources And so much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Curtis May sits down with Chris Prefontaine—author, educator, and the mind behind Smart Real Estate Coach—to discuss how creative real estate strategies are helping investors thrive in 2025.   Highlights   How to buy real estate without using your own cash, credit, or dealing with banks Why the current market is ideal for lease-purchase and seller-financing deals The #1 mistake new investors make when trying to do creative deals What's working now for Chris's students and how they're closing deals in weeks, not years Why “Real Estate on Your Terms” might be your safest path to income and financial freedom in 2025   If you're tired of being locked out of traditional investing or looking for an edge in today's economy, this episode is a must-listen.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Connect with Chris Prefontaine https://smartrealestatecoach.com/  Real Estate On Your Terms and Deal Structure Overtime: https://wickedsmartbooks.com/podcast  FREE Master's Class: http://smartrealestatecoach.com/masterspodcast  FREE Strategy Session with Chris: http://smartrealestatecoach.com/actionpodcast  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS  

Are you training great managers? | Down Payment the Podcast for Used Car Dealers S4 E30You need them, but are you training your managers well? Not everyone has the skills without proper training. Make sure you are setting your managers up to succeed!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Are You Secure? | Down Payment the Podcast for Used Car Dealers S4 E29Are You Secure? Learn about 5 outside of the box methods to help secure your dealership and its assets! Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Policies and Proceedures | Down Payment the Podcast for Used Car Dealers S4 E28Are your policies and procedures helpful? Do you know how to properly create and distribute them so they work for you?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Home prices have gotten so high… The KSL Investigative team looked into how many DECADES it could take a home buyer to save for a down payment ... KSL Investigative Reporter, Matt Gephardt joins the show with the eye-popping math. Utah Senate President, Stuart Adams joins the show to discuss the program available to help first time home buyers out with a downpayment.  The Stern Team of Omada Real Estate Owner, Russell Faucette, joins Debbie and Erin to explain how they talk to their clients about down payments.

Every agent is out here fighting for more listings, but what if the key to dominating your market isn't just about pricing, marketing, or staging, but about money that's already sitting on the table? What most agents overlook is that some listings come with built-in financial power: I'm talking about reverse down payment assistance.  This is money that can be layered to cover buyer agent compensation without your seller having to give up a dime. In today's market, where buyers are hesitant and sellers want to net top dollar, this strategy is an absolute game-changer. In this episode, I'm breaking down how I use reverse down payment assistance and program stacking to attract buyers, help sellers net more, and give agents a value proposition no one else is talking about.    Things You'll Learn In This Episode  The anointed listing advantage What does it mean for a property to have an anointing, and how can you use that to make your listings irresistible? Reverse down payment strategy How can buyers get $20k+ in assistance without your seller offering a dime, and what does that mean for your commission? How to walk into any listing appointment with the upper hand What value can you offer sellers that puts you ahead of every other agent they're interviewing?   About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR® and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, Washington Post, http://Homes.com , and REALTOR® Magazine.   Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

OSHA Are you ready for them?  | Down Payment the Podcast for Used Car Dealers S4 E27What will you do if OSHA shows up? Are you ready? Do you even know who they are? Learn more about OSHA and find out are they friend or foe to your dealership?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Building a great team | Down Payment the Podcast for Used Car Dealers S4 E26Sure you can hire all the best people, but what if they don't function well as a team? How to build the best team for your dealership!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Send us a textFrom busy homes to cozy apartments, your bathroom should work for you life – and look great too!  Here with smart and stylish tips to refresh your space is designer, renovation expert, and star of HGTV's Bargain Block, Keith Bynum.Keith will also spotlight a few standout products from American Standard – a brand trusted by generations for its lasting quality, thoughtful design, and everyday functionality.  As part of its commitment to supporting homeowners and celebrating its long legacy of being a part of people's home, American Standard is giving back in a big way with the launch of The American Standard 150th Down Payment Contest.https://www.hgtv.com/shows/bargain-blockhttps://www.americanstandard-us.com/?srsltid=AfmBOooyhlRxgmBNvsxpNA2jYE1qNKdcat86SazjSPLT2edWCs_vRdhm

Avoid Bad Meetings and Increase Your Success | Down Payment the Podcast for Used Car Dealers S4 E25Are bad meetings holding you back? Are your staff bored during meetings that are too long? Are people hijacking your meetings? Or are there other problems? Find out how to fix the problems and make your life easier!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

¿Te preocupa no tener suficiente dinero para el down payment de tu casa? ¡No te preocupes más! En este video, te comparto 10 tips prácticos y efectivos para reunir el dinero necesario y dar el primer paso hacia tu hogar propio.Desde aprovechar ayudas familiares hasta estrategias de ahorro inteligente, aquí encontrarás ideas que se adaptan a diferentes situaciones financieras. ¡Tu sueño de tener casa propia está más cerca de lo que crees!En este video aprenderás:✅ Cómo planificar y ahorrar para el down payment.✅ Opciones de financiamiento y programas de asistencia disponibles.✅ Estrategias para aumentar tus ingresos y aprovechar tus recursos.No importa si estás comprando tu primera casa o planeando tu próxima inversión, estos consejos te ayudarán a prepararte de manera efectiva.

Is it time to refresh your brand? | Down Payment the Podcast for Used Car Dealers S4 E24Your branding is highly important to your dealership's success. Is it time to refresh your brand? Do you know how to do it properly?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

How is your onboarding process? | Down Payment the Podcast for Used Car Dealers S4 E23How is your onboarding process? It can make or break your new employees! Do it right.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Stackable grants, strategy-based lending, and insider truths about mortgage math—this episode unpacks what really sets unicorn lenders apart in today's market. In part two of this masterclass with unicorn lender Kelly Cort, David and Kelly go deep on the real numbers behind down payment assistance, adjustable rate mortgages, lender-paid buy-downs, and PMI myths. Learn why pre-approvals aren't enough, how lenders can actually help you win bidding wars, and what it means to build a plan instead of chase a rate. From DTI math to offer letters and insurance shocks, this is the kind of lending guidance most first-time buyers never get.Quote:“You just loan yourself $35,000 for $44 bucks a month. Cheapest money you'll ever buy.” — Kelly Cort, Episode 340Highlights:What is down payment assistance—and can you use it even if you have 20% down?How does stacking assistance programs work—and what are the tradeoffs?Why does Kelly personally call the listing agent to help your offer stand out?How can your lender strategy beat a higher competing offer in a bidding war?What's the real difference between a 6.5% rate and a “clickbait” 5.5% rate?Can you buy a home with just an offer letter for a job you haven't started yet?Why is PMI sometimes the smartest move—and how low can it actually go?Referenced Episodes:Episode 19 – Financial Prep for HomeownershipEpisode 94 – Real Estate Terms & DefinitionsEpisode 328 – 10 Real Action Steps for First-Time BuyersEpisode 339 – Part 1 with Kelly CortConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

One of the best parts about buying real estate is that you don't need gobs of cash to get started. In fact, I would argue that your creativity and your determination are more important factors than your savings account balance. All you need to do to get started is to secure a down payment on your first rental property and let the bank finance the rest. There's no other asset type that you can buy with the banks money to grow your net worth and begin creating passive income. So on this episode, I'm going to help you brainstorm a few ways to fund a down payment on your next rental property.

Can your dealership pass this audit? | Down Payment the Podcast for Used Car Dealers S4 E22There is a compliance requirement you may not have heard of but it applies to your dealership! Can your dealership pass this audit? Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

This interview with Randi Davis of El Paso County and Stacy Houston and Mark O'Brien from Raymond James, was recorded on April 23, 2025. In this episode, we talk all about the Pikes Peak Down Payment Assistance program and its benefits to potential homebuyers.  If you are interested in more information about the program, please visit https://pikespeakdpa.com/. Beyond the Dais aims to bring you stories about people making a difference in El Paso County, Colorado. If you have a story you want to share or know someone you feel should be highlighted, please email EPCPIO@elpasoco.com. If you are interested in hearing more of these stories, feel free to browse previous episodes or stay tuned for future editions of this podcast.

A powerful sales technique you need to use | Down Payment the Podcast for Used Car Dealers S4 E21What's a powerful sales tool that your team isn't using? Find out on this week's Down Payment.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

DescriptionBen Kelly thought landing his JP Morgan job would give him everything he wanted—until he realized his six-figure salary came at a cost. 6-day workweeks and a lot of wasted moments with his family. Not wanting to sacrifice more time with his loved ones, Ben began planning his exit. Then, he made a crucial discovery: His wealthiest clients built their fortunes not through corporate jobs, but by acquiring small businesses. This revelation sparked his interest in business acquisition. He decided to purchase a small business and run it as a side hustle. Now, his portfolio is generating more than $70,000 a month in passive income!In this interview, Ben sits down with Ryan Atkinson to talk about his business acquisition strategies, ways to get business loans and secure business funding, risk management and how to structure your business to maximize your free time. Whether you're just starting or scaling your investments, this interview will equip you with the strategies you need to get the life you deserve.Takeaways- Ben Kelly transitioned from a corporate job to entrepreneurship.- He realized the importance of time freedom after witnessing a colleague's experience.- His first acquisition was made while still working full-time.- Partnerships can be a key growth strategy for businesses.- Boring businesses are recession-resistant and have recurring revenue.- Identifying momentum in a business can lead to significant growth.- Cold outreach via email can be an effective way to find acquisition opportunities.- Self-evaluation is crucial before pursuing a business acquisition.- Understanding financing options is essential for potential buyers.- The SBA loan process can take 60 to 90 days to close. The first 90 days after acquisition should focus on learning.- Building rapport with the team is crucial post-acquisition.- Evaluate franchises like independent businesses.- Clean financials are essential for any acquisition.- Consider professional services for high margins.- Acquisitions should not rely solely on the seller's management.- Having a general manager in place reduces risk.- Franchises can offer stability but require careful evaluation.- Networking is key to finding reliable operating partners.- Boring businesses can be lucrative opportunities.Tags: Business Buying, Entrepreneurship, Business Loan, Passive Income, Side Hustle, Business FundingResources:Start Your Business Today: https://links.upflip.com/3Y8L1rD Connect with Ben: https://www.instagram.com/benkellyone/?hl=en

What if owning your own home was more achievable than you think?Many hardworking individuals believe homeownership is out of reach, but down payment assistance programs might be the key to making your dream a reality.In this episode of the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Kendra Boozer and Tammy Stevens Wilson from Prosperity Builders to explore how workforce housing is changing the game for people caught in the 'missing middle'—those who earn too much for low-income programs but are priced out of traditional real estate.Kendra shares the ins and outs of down payment assistance programs and the real steps buyers can take to access these opportunities. Tammy highlights the vision behind Bermuda Pointe Towns, an affordable, high-quality community that's helping individuals achieve the dream of homeownership.Throughout the episode, they dive into inspiring success stories of families making the leap from renting to owning, and share tips on how financial literacy can transform the path to generational wealth.If you're ready to take a step towards homeownership, don't miss this opportunity! Visit Bermuda Pointe Towns online, reach out to Kendra, and get the answers you need. Share this episode with someone who might benefit—your encouragement could change a life!Key Takeaways:02:15 Understanding the qualifications for down payment assistance.04:03 Why homeownership through these programs is real and achievable.06:11 The mission behind Prosperity Builders and their commitment to legacy-building.08:09 How affordable housing can be high-quality and a source of pride.10:26 The importance of working with trusted lenders who guide you through the process.12:18 How to connect with Kendra and learn more about available homes.14:46 Overcoming fear and taking the first step towards homeownership.18:24 Encouragement to spread the word and bring others into the opportunity.22:22 Strategies for first-time homebuyers to navigate the market successfully.24:15 The importance of community-driven solutions in expanding housing opportunities.26:08 Success stories of families who transitioned from renting to owning.28:20 Key financial strategies for maintaining long-term homeownership stability.30:12 Why mentorship and guidance are crucial for homeownership successConnect with Kendra Boozer:Address: 202 Cache Court, Charleston, SC​Phone: 843-834-5089​Email: kendra@prosperitybldr.com​Website: bptowns.comConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: ROBYN COLLINSDo you want something more? More Meaningful Moments opportunities, deeper relationships and memorable experiences? Do you want to make a difference? If you say YES, a career and real estate could be the opportunity you're looking for guiding people to one of the most important decisions they ever made, the purchase or sale of their home can be both rewarding and lucrative. Exit Realty has a revolutionary compensation model training and technology that provides you with the tools you need to start and build your successful real estate career. Call me today  ROBYN COLLINS with REDROBYN HOMES at 843-557-5003. Again that's 843-557-5003 or visit RedRobynhomes.com/join.exit and make your Exit today.

The Downpayment on your Victory is Grind Equity. It's the late nights, the early mornings, the sacrifices nobody sees but everybody gon' feel when you rise. It's about payin' dues upfront with Discipline, Hustle, and Faith. Every setback? Just a receipt. Every failure? Just proof of investment. Stack that pain, flip it to purpose, and remember: success don't go on sale. You gotta pay full price in advance. The downpayment on your victory ain't just money—it's mindset, it's motion, it's mastery. “We come from the Trap, but we ain't Trapped no more.” So every obstacle you face? That's interest accumulating on your breakthrough. Victory don't come to the lucky—it come to the locked-in. So lace up, stay dangerous with your discipline, and remember: your struggle is the seed, your consistency is the water, and your win is the harvest. Pay the price now—own the block later. THE DOWN PAYMENT ON YOUR VICTORY | Wallstreet Trapper (Episode 136) Trappin Tuesday's

There's a saying, “The best time to plant a tree is right now.” Does that logic apply to inheritances?Well, it might in some cases. In other words, is there a benefit to giving your kids an early inheritance? And how exactly would you do that? Harlan Accola joins us today to talk about how a reverse mortgage can accomplish that.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. Understanding a Home Equity Conversion Mortgage (HECM)Reverse mortgages have evolved significantly over the years, offering new opportunities for financial planning in retirement. A Home Equity Conversion Mortgage (HECM), often referred to simply as a reverse mortgage, is an FHA-insured loan that allows homeowners to convert part of their home equity into cash while still maintaining ownership.Unlike some traditional reverse mortgages of the past, a HECM is non-recourse, meaning borrowers will never owe more than the home's value, and the loan cannot be called due as long as they continue to pay property taxes and insurance and live in the home. The equity remains with the homeowner and their heirs, with the only change being the portion that is used. Another advantage? The proceeds are tax-free, making it a useful tool for financial planning.The Role of Reverse Mortgages in Retirement PlanningWhile many people focus on eliminating debt entirely in retirement, a reverse mortgage can serve as a strategic financial asset rather than simply a last resort. Many retirees overlook the potential of their home equity as part of their financial portfolio. Instead of just passing a home down to heirs, a reverse mortgage allows parents to leverage their equity while living, providing financial assistance to their children and grandchildren when they need it most.Giving an Early Inheritance: Why It Makes SenseOne of the most meaningful ways to use a reverse mortgage is to give an early inheritance—sharing wealth with children or grandchildren while still being alive to witness its impact. As Ron Blue famously said, “Do your giving while you're living so you're knowing where it's going.”Biblical wisdom teaches that wealth should be passed along with wisdom, guiding the next generation not only in how to manage money but also in understanding generosity and stewardship. Many parents already do this when their children are young—teaching them to give, save, and spend wisely. But what about when they are adults? A reverse mortgage provides an opportunity to continue that guidance by offering financial assistance at a time when it may be most needed.How an Early Inheritance Can HelpHere are some practical ways a reverse mortgage can be used to bless children and grandchildren:1. Helping with a Down Payment on a HomeWith rising housing prices and interest rates, many younger adults struggle to afford a home. Parents can use their home equity to provide a down payment for their children, reducing the amount they need to borrow and making homeownership more affordable.2. Funding Private Christian EducationMany families prioritize faith-based education, but tuition costs can be a burden. A reverse mortgage can help cover private school tuition for grandchildren, ensuring they receive a strong biblical foundation in their education.3. Supporting Family Mission Trips or VacationsShared experiences can create lasting memories and strengthen family bonds. Whether it's funding a mission trip or a multi-generational vacation, using home equity can allow families to invest in relationships and spiritual growth together.Are There Risks to Using a Reverse Mortgage for an Early Inheritance?Like any financial tool, a reverse mortgage should be part of a well-thought-out plan. Here are a few key considerations:Ensure Long-Term Financial Stability—Before giving away wealth, make sure your own financial needs are met, including healthcare and living expenses. Plan for Healthcare Costs—Unexpected medical expenses can arise, so long-term care planning is essential before using home equity for other purposes. Use Funds Wisely—An early inheritance should be given with intentionality, not just as a financial gift, but as an opportunity to teach stewardship and align with biblical principles.Making the Right DecisionIf you're considering a reverse mortgage as part of your financial plan, here are a few steps to ensure you're making a wise choice:Work with a Trusted Christian Advisor—Seek guidance from a financial professional who understands both biblical principles and financial wisdom. That's why we recommend working with a Certified Kingdom Advisor (CKA), which you can find at FaithFi.com. Just click "Find a Professional." Pray About It—Ask God for wisdom to determine how this decision fits into His plans for your life and your family's future. Evaluate Your Goals—Consider how a reverse mortgage aligns with your long-term financial and spiritual priorities.By planning wisely and giving generously, you can leave a legacy of faith and financial stewardship that impacts generations to come.For those interested in exploring whether a reverse mortgage is a good option for their retirement plan, the team at Movement Mortgage can provide guidance. Learn more at movement.com/faith.On Today's Program, Rob Answers Listener Questions:Is it ideal for a husband and wife to share the same checking account, and how do we manage such to avoid conflict?I have a debt of about $4,300. I've been considering if I should get a balance transfer on a new card or take out a loan from my 401(k).My sister is 76 with disabilities, and I have her power of attorney. Medical facilities have had data breaches, so I was trying to freeze her credit. She's never had credit - do I need to freeze it, or can I leave it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageChristian Credit CounselorsMoney and Marriage God's Way by Howard DaytonAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.