Podcasts about down payments

Every agent is out here fighting for more listings, but what if the key to dominating your market isn't just about pricing, marketing, or staging, but about money that's already sitting on the table? What most agents overlook is that some listings come with built-in financial power: I'm talking about reverse down payment assistance.  This is money that can be layered to cover buyer agent compensation without your seller having to give up a dime. In today's market, where buyers are hesitant and sellers want to net top dollar, this strategy is an absolute game-changer. In this episode, I'm breaking down how I use reverse down payment assistance and program stacking to attract buyers, help sellers net more, and give agents a value proposition no one else is talking about.    Things You'll Learn In This Episode  The anointed listing advantage What does it mean for a property to have an anointing, and how can you use that to make your listings irresistible? Reverse down payment strategy How can buyers get $20k+ in assistance without your seller offering a dime, and what does that mean for your commission? How to walk into any listing appointment with the upper hand What value can you offer sellers that puts you ahead of every other agent they're interviewing?   About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR® and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, Washington Post, http://Homes.com , and REALTOR® Magazine.   Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Building a great team | Down Payment the Podcast for Used Car Dealers S4 E26Sure you can hire all the best people, but what if they don't function well as a team? How to build the best team for your dealership!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Send us a textFrom busy homes to cozy apartments, your bathroom should work for you life – and look great too!  Here with smart and stylish tips to refresh your space is designer, renovation expert, and star of HGTV's Bargain Block, Keith Bynum.Keith will also spotlight a few standout products from American Standard – a brand trusted by generations for its lasting quality, thoughtful design, and everyday functionality.  As part of its commitment to supporting homeowners and celebrating its long legacy of being a part of people's home, American Standard is giving back in a big way with the launch of The American Standard 150th Down Payment Contest.https://www.hgtv.com/shows/bargain-blockhttps://www.americanstandard-us.com/?srsltid=AfmBOooyhlRxgmBNvsxpNA2jYE1qNKdcat86SazjSPLT2edWCs_vRdhm

Avoid Bad Meetings and Increase Your Success | Down Payment the Podcast for Used Car Dealers S4 E25Are bad meetings holding you back? Are your staff bored during meetings that are too long? Are people hijacking your meetings? Or are there other problems? Find out how to fix the problems and make your life easier!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

¿Te preocupa no tener suficiente dinero para el down payment de tu casa? ¡No te preocupes más! En este video, te comparto 10 tips prácticos y efectivos para reunir el dinero necesario y dar el primer paso hacia tu hogar propio.Desde aprovechar ayudas familiares hasta estrategias de ahorro inteligente, aquí encontrarás ideas que se adaptan a diferentes situaciones financieras. ¡Tu sueño de tener casa propia está más cerca de lo que crees!En este video aprenderás:✅ Cómo planificar y ahorrar para el down payment.✅ Opciones de financiamiento y programas de asistencia disponibles.✅ Estrategias para aumentar tus ingresos y aprovechar tus recursos.No importa si estás comprando tu primera casa o planeando tu próxima inversión, estos consejos te ayudarán a prepararte de manera efectiva.

Is it time to refresh your brand? | Down Payment the Podcast for Used Car Dealers S4 E24Your branding is highly important to your dealership's success. Is it time to refresh your brand? Do you know how to do it properly?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

How is your onboarding process? | Down Payment the Podcast for Used Car Dealers S4 E23How is your onboarding process? It can make or break your new employees! Do it right.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Stackable grants, strategy-based lending, and insider truths about mortgage math—this episode unpacks what really sets unicorn lenders apart in today's market. In part two of this masterclass with unicorn lender Kelly Cort, David and Kelly go deep on the real numbers behind down payment assistance, adjustable rate mortgages, lender-paid buy-downs, and PMI myths. Learn why pre-approvals aren't enough, how lenders can actually help you win bidding wars, and what it means to build a plan instead of chase a rate. From DTI math to offer letters and insurance shocks, this is the kind of lending guidance most first-time buyers never get.Quote:“You just loan yourself $35,000 for $44 bucks a month. Cheapest money you'll ever buy.” — Kelly Cort, Episode 340Highlights:What is down payment assistance—and can you use it even if you have 20% down?How does stacking assistance programs work—and what are the tradeoffs?Why does Kelly personally call the listing agent to help your offer stand out?How can your lender strategy beat a higher competing offer in a bidding war?What's the real difference between a 6.5% rate and a “clickbait” 5.5% rate?Can you buy a home with just an offer letter for a job you haven't started yet?Why is PMI sometimes the smartest move—and how low can it actually go?Referenced Episodes:Episode 19 – Financial Prep for HomeownershipEpisode 94 – Real Estate Terms & DefinitionsEpisode 328 – 10 Real Action Steps for First-Time BuyersEpisode 339 – Part 1 with Kelly CortConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

One of the best parts about buying real estate is that you don't need gobs of cash to get started. In fact, I would argue that your creativity and your determination are more important factors than your savings account balance. All you need to do to get started is to secure a down payment on your first rental property and let the bank finance the rest. There's no other asset type that you can buy with the banks money to grow your net worth and begin creating passive income. So on this episode, I'm going to help you brainstorm a few ways to fund a down payment on your next rental property.

Can your dealership pass this audit? | Down Payment the Podcast for Used Car Dealers S4 E22There is a compliance requirement you may not have heard of but it applies to your dealership! Can your dealership pass this audit? Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

This interview with Randi Davis of El Paso County and Stacy Houston and Mark O'Brien from Raymond James, was recorded on April 23, 2025. In this episode, we talk all about the Pikes Peak Down Payment Assistance program and its benefits to potential homebuyers.  If you are interested in more information about the program, please visit https://pikespeakdpa.com/. Beyond the Dais aims to bring you stories about people making a difference in El Paso County, Colorado. If you have a story you want to share or know someone you feel should be highlighted, please email EPCPIO@elpasoco.com. If you are interested in hearing more of these stories, feel free to browse previous episodes or stay tuned for future editions of this podcast.

A powerful sales technique you need to use | Down Payment the Podcast for Used Car Dealers S4 E21What's a powerful sales tool that your team isn't using? Find out on this week's Down Payment.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

The Real Impact of Home Staging and Home-Buying Tips for NewlywedsIn this episode, Vito discusses an article highlighting how home staging can influence prospective buyers by focusing on décor rather than underlying issues. He explains the value and purpose of staging, including enhancing the photography and overall appeal of a property. Vito also delves into the challenges newlyweds face when balancing wedding expenses with the goal of buying a home, citing a survey where many couples preferred down payment assistance over traditional wedding gifts. He touches on current mortgage rates and provides insights on what $2 million and $1 million can get you in Santa Clara County. The episode closes with a reminder about the seller's market conditions and negotiation tips for homebuyers.48% of Newlyweds Asked for Down Payment Help Instead of GiftsStaged Property: Buyers BewareMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist00:00 Introduction and Mic Check01:10 Staging Tips and Client Stories03:12 The Financial Side of Weddings and Home Buying05:42 Current Mortgage Rates and Market Insights

Save money and avoid fines | Down Payment the Podcast for Used Car Dealers S4 E20What's one thing you can do to easily save money and avoid fines? Find out in this week's episode of Down Payment.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Coaching Employees for Success | Down Payment the Podcast for Used Car Dealers S4 E19Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Tip Tuesday, 2-4 Min Real Estate TipsThink you need a huge down payment to buy a home? Think again! In this episode, Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to debunk the most common misconception about down payments and share the truth about what's really required to purchase a home.

DescriptionBen Kelly thought landing his JP Morgan job would give him everything he wanted—until he realized his six-figure salary came at a cost. 6-day workweeks and a lot of wasted moments with his family. Not wanting to sacrifice more time with his loved ones, Ben began planning his exit. Then, he made a crucial discovery: His wealthiest clients built their fortunes not through corporate jobs, but by acquiring small businesses. This revelation sparked his interest in business acquisition. He decided to purchase a small business and run it as a side hustle. Now, his portfolio is generating more than $70,000 a month in passive income!In this interview, Ben sits down with Ryan Atkinson to talk about his business acquisition strategies, ways to get business loans and secure business funding, risk management and how to structure your business to maximize your free time. Whether you're just starting or scaling your investments, this interview will equip you with the strategies you need to get the life you deserve.Takeaways- Ben Kelly transitioned from a corporate job to entrepreneurship.- He realized the importance of time freedom after witnessing a colleague's experience.- His first acquisition was made while still working full-time.- Partnerships can be a key growth strategy for businesses.- Boring businesses are recession-resistant and have recurring revenue.- Identifying momentum in a business can lead to significant growth.- Cold outreach via email can be an effective way to find acquisition opportunities.- Self-evaluation is crucial before pursuing a business acquisition.- Understanding financing options is essential for potential buyers.- The SBA loan process can take 60 to 90 days to close. The first 90 days after acquisition should focus on learning.- Building rapport with the team is crucial post-acquisition.- Evaluate franchises like independent businesses.- Clean financials are essential for any acquisition.- Consider professional services for high margins.- Acquisitions should not rely solely on the seller's management.- Having a general manager in place reduces risk.- Franchises can offer stability but require careful evaluation.- Networking is key to finding reliable operating partners.- Boring businesses can be lucrative opportunities.Tags: Business Buying, Entrepreneurship, Business Loan, Passive Income, Side Hustle, Business FundingResources:Start Your Business Today: https://links.upflip.com/3Y8L1rD Connect with Ben: https://www.instagram.com/benkellyone/?hl=en

A Dress Code for Dealerships | Down Payment the Podcast for Used Car Dealers S4 E18Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Tariffs are here Safeguard from the trade war | Down Payment the Podcast for Used Car Dealers S4 E17Donald Trump's tariffs are here. What can you do about it to safeguard your dealership from the effects of the trade war?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Are You Using Modern Car Sales Techniques | Down Payment the Podcast for Used Car Dealers S4 E16Stop scaring off customers! Stop using outdated sales methods. Learn and use modern sales techniques.Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

The Biggest HR Mistakes | Down Payment the Podcast for Used Car Dealers S4 E15Do you know what the biggest HR mistakes are at your car dealership? Can you easily avoid them? Find out how!Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

What if owning your own home was more achievable than you think?Many hardworking individuals believe homeownership is out of reach, but down payment assistance programs might be the key to making your dream a reality.In this episode of the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Kendra Boozer and Tammy Stevens Wilson from Prosperity Builders to explore how workforce housing is changing the game for people caught in the 'missing middle'—those who earn too much for low-income programs but are priced out of traditional real estate.Kendra shares the ins and outs of down payment assistance programs and the real steps buyers can take to access these opportunities. Tammy highlights the vision behind Bermuda Pointe Towns, an affordable, high-quality community that's helping individuals achieve the dream of homeownership.Throughout the episode, they dive into inspiring success stories of families making the leap from renting to owning, and share tips on how financial literacy can transform the path to generational wealth.If you're ready to take a step towards homeownership, don't miss this opportunity! Visit Bermuda Pointe Towns online, reach out to Kendra, and get the answers you need. Share this episode with someone who might benefit—your encouragement could change a life!Key Takeaways:02:15 Understanding the qualifications for down payment assistance.04:03 Why homeownership through these programs is real and achievable.06:11 The mission behind Prosperity Builders and their commitment to legacy-building.08:09 How affordable housing can be high-quality and a source of pride.10:26 The importance of working with trusted lenders who guide you through the process.12:18 How to connect with Kendra and learn more about available homes.14:46 Overcoming fear and taking the first step towards homeownership.18:24 Encouragement to spread the word and bring others into the opportunity.22:22 Strategies for first-time homebuyers to navigate the market successfully.24:15 The importance of community-driven solutions in expanding housing opportunities.26:08 Success stories of families who transitioned from renting to owning.28:20 Key financial strategies for maintaining long-term homeownership stability.30:12 Why mentorship and guidance are crucial for homeownership successConnect with Kendra Boozer:Address: 202 Cache Court, Charleston, SC​Phone: 843-834-5089​Email: kendra@prosperitybldr.com​Website: bptowns.comConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: ROBYN COLLINSDo you want something more? More Meaningful Moments opportunities, deeper relationships and memorable experiences? Do you want to make a difference? If you say YES, a career and real estate could be the opportunity you're looking for guiding people to one of the most important decisions they ever made, the purchase or sale of their home can be both rewarding and lucrative. Exit Realty has a revolutionary compensation model training and technology that provides you with the tools you need to start and build your successful real estate career. Call me today  ROBYN COLLINS with REDROBYN HOMES at 843-557-5003. Again that's 843-557-5003 or visit RedRobynhomes.com/join.exit and make your Exit today.

Are You Paying Attention | Down Payment the Podcast for Used Car Dealers DP S4 E14Your biggest competition is giving you valuable information for free! Are you paying attention to it?Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

All About Culture Pt 2 | Guest Charles Holmes | Down Payment the Podcast for Used Car Dealers S4 E13Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

The Downpayment on your Victory is Grind Equity. It's the late nights, the early mornings, the sacrifices nobody sees but everybody gon' feel when you rise. It's about payin' dues upfront with Discipline, Hustle, and Faith. Every setback? Just a receipt. Every failure? Just proof of investment. Stack that pain, flip it to purpose, and remember: success don't go on sale. You gotta pay full price in advance. The downpayment on your victory ain't just money—it's mindset, it's motion, it's mastery. “We come from the Trap, but we ain't Trapped no more.” So every obstacle you face? That's interest accumulating on your breakthrough. Victory don't come to the lucky—it come to the locked-in. So lace up, stay dangerous with your discipline, and remember: your struggle is the seed, your consistency is the water, and your win is the harvest. Pay the price now—own the block later. THE DOWN PAYMENT ON YOUR VICTORY | Wallstreet Trapper (Episode 136) Trappin Tuesday's

All About Culture Pt 1 | Guest Charles Holmes | Down Payment the Podcast for Used Car Dealers S4 E12Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

There's a saying, “The best time to plant a tree is right now.” Does that logic apply to inheritances?Well, it might in some cases. In other words, is there a benefit to giving your kids an early inheritance? And how exactly would you do that? Harlan Accola joins us today to talk about how a reverse mortgage can accomplish that.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. Understanding a Home Equity Conversion Mortgage (HECM)Reverse mortgages have evolved significantly over the years, offering new opportunities for financial planning in retirement. A Home Equity Conversion Mortgage (HECM), often referred to simply as a reverse mortgage, is an FHA-insured loan that allows homeowners to convert part of their home equity into cash while still maintaining ownership.Unlike some traditional reverse mortgages of the past, a HECM is non-recourse, meaning borrowers will never owe more than the home's value, and the loan cannot be called due as long as they continue to pay property taxes and insurance and live in the home. The equity remains with the homeowner and their heirs, with the only change being the portion that is used. Another advantage? The proceeds are tax-free, making it a useful tool for financial planning.The Role of Reverse Mortgages in Retirement PlanningWhile many people focus on eliminating debt entirely in retirement, a reverse mortgage can serve as a strategic financial asset rather than simply a last resort. Many retirees overlook the potential of their home equity as part of their financial portfolio. Instead of just passing a home down to heirs, a reverse mortgage allows parents to leverage their equity while living, providing financial assistance to their children and grandchildren when they need it most.Giving an Early Inheritance: Why It Makes SenseOne of the most meaningful ways to use a reverse mortgage is to give an early inheritance—sharing wealth with children or grandchildren while still being alive to witness its impact. As Ron Blue famously said, “Do your giving while you're living so you're knowing where it's going.”Biblical wisdom teaches that wealth should be passed along with wisdom, guiding the next generation not only in how to manage money but also in understanding generosity and stewardship. Many parents already do this when their children are young—teaching them to give, save, and spend wisely. But what about when they are adults? A reverse mortgage provides an opportunity to continue that guidance by offering financial assistance at a time when it may be most needed.How an Early Inheritance Can HelpHere are some practical ways a reverse mortgage can be used to bless children and grandchildren:1. Helping with a Down Payment on a HomeWith rising housing prices and interest rates, many younger adults struggle to afford a home. Parents can use their home equity to provide a down payment for their children, reducing the amount they need to borrow and making homeownership more affordable.2. Funding Private Christian EducationMany families prioritize faith-based education, but tuition costs can be a burden. A reverse mortgage can help cover private school tuition for grandchildren, ensuring they receive a strong biblical foundation in their education.3. Supporting Family Mission Trips or VacationsShared experiences can create lasting memories and strengthen family bonds. Whether it's funding a mission trip or a multi-generational vacation, using home equity can allow families to invest in relationships and spiritual growth together.Are There Risks to Using a Reverse Mortgage for an Early Inheritance?Like any financial tool, a reverse mortgage should be part of a well-thought-out plan. Here are a few key considerations:Ensure Long-Term Financial Stability—Before giving away wealth, make sure your own financial needs are met, including healthcare and living expenses. Plan for Healthcare Costs—Unexpected medical expenses can arise, so long-term care planning is essential before using home equity for other purposes. Use Funds Wisely—An early inheritance should be given with intentionality, not just as a financial gift, but as an opportunity to teach stewardship and align with biblical principles.Making the Right DecisionIf you're considering a reverse mortgage as part of your financial plan, here are a few steps to ensure you're making a wise choice:Work with a Trusted Christian Advisor—Seek guidance from a financial professional who understands both biblical principles and financial wisdom. That's why we recommend working with a Certified Kingdom Advisor (CKA), which you can find at FaithFi.com. Just click "Find a Professional." Pray About It—Ask God for wisdom to determine how this decision fits into His plans for your life and your family's future. Evaluate Your Goals—Consider how a reverse mortgage aligns with your long-term financial and spiritual priorities.By planning wisely and giving generously, you can leave a legacy of faith and financial stewardship that impacts generations to come.For those interested in exploring whether a reverse mortgage is a good option for their retirement plan, the team at Movement Mortgage can provide guidance. Learn more at movement.com/faith.On Today's Program, Rob Answers Listener Questions:Is it ideal for a husband and wife to share the same checking account, and how do we manage such to avoid conflict?I have a debt of about $4,300. I've been considering if I should get a balance transfer on a new card or take out a loan from my 401(k).My sister is 76 with disabilities, and I have her power of attorney. Medical facilities have had data breaches, so I was trying to freeze her credit. She's never had credit - do I need to freeze it, or can I leave it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageChristian Credit CounselorsMoney and Marriage God's Way by Howard DaytonAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Have you done this business analysis | Down Payment the Podcast for Used Car Dealers S4 E11Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

$25,000 Down Payment Assistance for First-Generation Homebuyers in Michigan!Are you a first-generation homebuyer in Michigan? You could qualify for $25,000 in down payment assistance to help make homeownership a reality! In this video, we break down the Michigan First-Generation Down Payment Assistance Program, including:✅ Who qualifies for the $25,000 grant✅ How to apply for the program✅ Income limits & eligibility requirements✅ How this program can help you secure your first home✅ Tips for maximizing your home-buying powerDon't miss out on this amazing opportunity to make homeownership more affordable! Watch until the end for expert advice and next steps.

$25,000 Down Payment Assistance for First-Generation Homebuyers in Michigan!Are you a first-generation homebuyer in Michigan? You could qualify for $25,000 in down payment assistance to help make homeownership a reality! In this video, we break down the Michigan First-Generation Down Payment Assistance Program, including:✅ Who qualifies for the $25,000 grant✅ How to apply for the program✅ Income limits & eligibility requirements✅ How this program can help you secure your first home✅ Tips for maximizing your home-buying powerDon't miss out on this amazing opportunity to make homeownership more affordable! Watch until the end for expert advice and next steps.

Making the Case for Car Dealers | Down Payment the Podcast for Used Car Dealers S4 E10Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Why Care About Event Marketing | Down Payment the Podcast for Used Car Dealers S4 E9Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

Future Proof Your Dealership | Down Payment the Podcast for Used Car Dealers S4 E8Don't miss an episode! Subscribe to Down Payment now!Visit all our sites at YouTube - @DownPaymentPodcastYouTube - @cardealeru5061X - @DownPaymentPodInstagram - @DownPaymentPodcastDon't forget to like and subscribe!

How to fix your boring inventory photos! | Down Payment the Podcast for Used Car Dealers S4 E7

Hi there, First Timers, As promised, today you will hear my interview with Josie Hatem from the Nevada Housing Division. You will learn about: 1. The three Home is Possible program offered by the Nevada Housing Division 2. Why the term "non-forgivable" shouldn't scare you away 3. Josie's homeownership journey and what not to do. Enjoy listening and share with someone you know that is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

In this enlightening episode of PennyWise, host Nat Cardona welcomes NerdWallet's senior writer, Holden Lewis, to debunk the common myth surrounding down payments for home buying. Many potential homeowners believe that a hefty 20% down payment is a necessity, but Holden clarifies that this isn't the case. The discussion addresses the financial pressures faced by first-time homebuyers, including interest rates and living costs, which can make homeownership seem unattainable.Listeners will discover that conventional loans can require a lot less down, while FHA loans offer nearly unbeatable opportunities for first-time homebuyers. This episode is packed with practical advice and reassurance for anyone feeling overwhelmed by the home buying process. https://www.nerdwallet.com/article/mortgages/data-down-payment  Show notes created with assistance from https://headliner.app

Hi there, First Timers, In today's episode I give a preview of 4 downpayment assistance programs currently available to make homeownership possible. This episode is the setup for my conversation with Josie from the Nevada Housing Division that will be released next week. We will go into much more detail on the benefits and requirements. Enjoy listening and share with someone you know that is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Mark Hamrick of Bankrate looks at the numbers and explains why this is such a struggle

No matter what anyone says, owning real estate is still the most powerful way for families to build wealth and transfer it to the next generation. A lot of people would love to own a home, but can't afford some of the costs that come with the purchase.  Well, there is a solution…down payment assistance gifts from family, work or even your church. A lot of people are sitting on equity or cash reserves that could be the perfect down payment assistance gift for first time home buyers.  This is a great way to put the wealth vehicle that is real estate in motion, and help more people build wealth for themselves. Real estate agents who are knowledgeable about these programs are more likely to win buyers and get paid what they're worth, which goes a long way right now.  What should we ask every buyer we talk to? What are some of the pockets of funds first time buyers have access to? In this episode, CRA Residential Loan Officer at Associated Bank, Johnita Herndon shares how buyers can get up to $31,500 in down payment assistance, and all the funds that are available right now.    Things You'll Learn In This Episode  Down payment assistance dos and don'ts  When it comes to down payment assistance gifts, every lender and home loan type is different. How do we make sure we meet the requirements? The gift of homeownership  From churches and employers to family members, there are many sources of down payment assistance. How can real estate professionals use this to increase their value proposition and help their communities? Homeownership is still important Our ancestors built their wealth by owning houses. How can we pass this wealth on to the next generation?   Guest Bio Johnita Herndon is a CRA Residential Loan Officer at Associated Bank, she has over 10 years of banking experience, having served in various capacities within residential lending. Johnita is passionate about working with First Time home buyers, down payment assistance programs, homebuyer education, and rehab/new construction. As a community loan officer, Johnita also works as a liaison to nonprofit organizations that provide homeowner education to low- and moderate-income families. The focus is to create a successful homebuyer through education and counseling. Johnita Grew up on the Westside of Chicago and currently resides in Maywood, IL. Johnita has been a mortgage and loan professional for more than 10 years. Graduating from Olivet Nazarene University with a degree in Economics & Finance. To learn more, call or text 312-401-0702. You can also follow Johnita on Instagram and Facebook.     About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR® and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, Washington Post, http://Homes.com , and REALTOR® Magazine.   Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Clark County is offering up to $60,000 in down payment assistance for first-time homebuyers. Find out how you can qualify and take a step toward homeownership. Read more at https://www.clarkcountytoday.com/news/county-council-releases-1-million-for-down-payment-assistance-program-for-first-time-homebuyers/ #DownPaymentAssistance #Homeownership #FirstTimeHomebuyers #MortgageLoan #HousingCounseling #LocalNews #ClarkCountyWa

This week's Big Topic is Down Payments. How much money do I need to put down to buy a home? Your Chef Dwayne Stein talks about perception versus reality when it comes to down payments. Also Dwayne recaps your 5th grade education about Supply & Demand. All that and more on Mortgage Gumbo w/ Dwayne Stein 01/18/25

Depending on loan type, credit score, and financial circumstances, homebuyers can choose from various mortgage options. Today's Stocks & Topics: XOVR – ER Shares Private-Public Crossover ETF, Market Wrap, EMN - Eastman Chemical Co., ZS - Zscaler Inc., How to Analyze ETFs, RSPU - Invesco S&P 500 Equal Weight Utilities ETF, FXU - First Trust Utilities Alpha DEX Fund, U.S. Debt Ceiling, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Hidden Risks From Your Financial Advisor.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

This episode originally aired April 2023. Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

We are all looking ahead to 2025 and deciding how we want to build wealth, but we have figured out that so much changed in 2024, you all have questions about current buying conditions.That's why we're answering today's most frequently asked questions on the latest edition of the Not Your Average Investor show.Join Gregg Cohen, co-founder of JWB, and show host, Pablo Gonzalez, and members of the front line on questions- the JWB sales team- to dive into the questions you are probably asking yourself, like:- how much cash flow are investors getting these days?- where are rates today, and how are they affecting pricing?- what do you need to have saved up to buy a rental and get positive cash flow in the first year?- much more!Stop using outdated conditions or hearsay to make your 2025 investing plans.Listen now!Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

The Down Payment for your legacy ain't money—it's sacrifice, discipline, and consistent action. You gotta be willing to invest time, energy, and resources into building something bigger than yourself. Legacy is built in the trenches when nobody's watching, when you're grinding through setbacks and staying committed. Every choice you make today is a deposit into your future. Stack your knowledge, secure your assets, and play the long game—because wealth is more than cash, it's the impact you leave behind.  THE DOWN PAYMENT FOR YOUR LEGACY | Wallstreet Trapper (Episode 123) Trappin Tuesday's  BEST OPTIONS COURSE EVER: https://www.optionswithtrap.com/

Homeownership is a dream many aspire to, but sadly don't have access to due to affordability. Before they can even think of affording a mortgage…getting money for a down payment can be a real struggle.  What a lot of people don't know is that there are down payment assistance programs that can help them get into a home.  80% of home buyers qualify for down payment help but only 15% actually use it. As agents, this provides a lucrative opportunity to provide a valuable solution.  Down payment help is the perfect marketing message to put in front of buyers right now. We can win more business by leveraging a valuable resource that will get more people into homes, save them lots of money and help them build equity faster.  And it will put more dollars in our own pockets too!   How do we leverage these programs to bring more value to buyers? How does this offering add to our marketing prowess?  In this episode, I'm joined by founder and CEO of Down Payment Resource, Rob Chrane. He shares how we can add down payment assistance to our toolkit.    Things You'll Learn In This Episode  Closing the 65% home affordability gap  There's a huge gap between the down payment assistance that's available and the people who actually use it. What can agents do to get these valuable resources to more people, and how will it put more money in your pocket?  Erase the negativity  A lot of people - agents and consumers alike have negative connotations of FHA programs. How does this negativity rob us of lucrative opportunities?   Another way to add value to buyers  Down payment assistance doesn't just apply to buyers - it also applies to houses. How can real estate professionals use this to win more business?  Guest Bio Rob Chrane is founder and CEO of Down Payment Resource and a leader in the homeownership affordability space. A 30-year veteran of the real estate and mortgage industries, Chrane launched the only comprehensive database of U.S. homebuyer assistance programs and developed tools that empower lenders, borrowers and real estate professionals to connect homebuyers with affordability programs. Chrane actively collaborates with housing organizations and coalitions such as the Urban Land Institute, National Fair Housing Alliance and the Mortgage Bankers Association's CONVERGENCE initiative. He is a frequent speaker at national and local events on the topic of homeownership affordability. To learn more about how you can leverage this tool, visit https://downpaymentresource.com/.    About Your Host ​​Licensed Managing Broker, REALTORS®, avid volunteer, and Major Donor, Marki Lemons Ryhal is dedicated to all things real estate. With over 25 years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Six-time REALTOR® Conference and Expo featured attendee, one of 100 speakers selected to speak the REALTOR® Conference & Expo five times, and an Inman closing Keynote Speaker. Marki's expertise has been featured in Forbes, Washington Post, http://Homes.com , and REALTOR® Magazine.   Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

Do you want to buy a rental property in 2025 but fear money could get in the way? Putting 15%-20% down is a huge hurdle for new investors, but there are several strategies you can use to limit your expenses, grow your income, and even put LESS money down. If you want to know how to save for a down payment as quickly as possible, you need these money-saving tips! Welcome back to the Real Estate Rookie podcast! Before you can invest in real estate, you need to lay a solid financial foundation, and today, personal finance expert, master live-in flipper, and co-host of the BiggerPockets Money podcast, Mindy Jensen, joins the show to weigh in on this crucial topic. Do you have your spending in check? Are you finding ways to grow your income? How's your credit score looking? Whether you're starting from scratch or looking to level up your finances, we'll share some actionable steps you can take toward buying property in 2025. We'll also talk about ways to leverage your retirement accounts to buy real estate, whether you should pay down debt before investing, and other investments (that aren't real estate) that could help you build wealth! In This Episode We Cover: ow to go from ZERO dollars saved to a full down payment for a rental property Whether you should pay off your debt before investing in real estate Creative ways to grow your income so that you can save money faster How to avoid a 20% down payment when buying your first property Leveraging your retirement accounts to buy passive real estate investments How to build wealth with other investment vehicles (beyond real estate) And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube BiggerPockets Money 97 – Intentionally Choosing the Path to Financial Independence with Financial Mechanic BiggerPockets Money 35 – Hacking Your Life to Live for (Almost) Free with Craig Curelop Qube Money Buy the Book “Real Estate Rookie” Find Investor-Friendly Lenders BiggerPockets Money 110 – Systematically Increasing Income and Intentionally Decreasing Spending with A Purple Life Connect with Mindy (00:00) Intro (01:13) Laying a Financial Foundation (06:10) Saving for a Down Payment (12:58) How to Grow Your Income (22:59) Other Investment Avenues (28:24) Leveraging Retirement Accounts (31:58) Paying Off Debt vs. Investing (41:07) Connect with Mindy! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-492 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home and she'll have to pay it back eventually. Is it worth it? And separately, how are home buyers affected by the recent NAR agreement? We are not licensed professionals; please do your own due diligence. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week.