Podcasts about reorganization

"Two bankruptcy attorneys go on a podcast to talk about debt!" Sounds like a set up to a bad joke. On this week's episode of the Crushing Debt Podcast, Shawn & George talk to bankruptcy attorney Barry Levine, a graduate of New England Law | Boston (formerly the New England School of Law). Mr. Levine has acted as outside counsel to a number of small businesses in a variety of endeavors along with individuals experiencing financial difficulties. He is experienced in corporate work, the drafting of legal agreements and real estate transactions. Over the course of his legal career, Mr. Levine has represented hundreds of individuals. He has successfully shepherded them through their difficult financial times and enjoyed getting them back on the road to financial well-being. Barry uses the law to stop creditor harassment and lessen your debt burden. We talk about: Unpacking financial fear Real debt management strategies Myths of debt management and Bankruptcy terms (reaffirmations, 341, etc). You can reach Barry at Barry@Levineslaw.com or www.Levineslaw.com.  Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt    To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  

Only 55% of U.S. consumers are confident in the safety of our food systems, and an estimated 8.2% of the global population experienced hunger in 2024, down from 8.5% in 2023 and 8.7% in 22.

USDA Opens Public Comment Period on Department Reorganization Plan

The General Services Administration continues to shake up its leadership ranks. The top federal buildings official at GSA is out before implementing a reorganization plan for his part of the agency under his leadership, GSA set a goal of cutting the federal real estate portfolio in half. Meanwhile, President Donald Trump has nominated a new permanent head to lead GSA Federal News Network story Heckman is here with more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rusty Halvorson and Sarah Heinrich share some of this week's top stories in agriculture.See omnystudio.com/listener for privacy information.

Milk production in the 24 major milk-producing states in June totaled 18.5 billion pounds, up 3.4% from June of ‘24, and U.S. Wheat Associates welcomed the announced Agreement on Reciprocal Trade between the U.S. and Indonesia.

NEWS: Reorganization of Senate panels almost complete | July 31, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Ag Secretary Brooke Rollins announced a new reorganization plan for the USDA. The plan refocuses its core operations to better align with its founding mission of supporting U.S. farming, ranching, and forestry. NAFB News ServiceSee omnystudio.com/listener for privacy information.

This week in the Outdoor Minimalist public lands news review, we cover:USDA's major reorganization planWhat it means for the U.S. Forest Service and wildfire responseHow agency relocations and office closures could impact conservation workCentralization of services like civil rights, tribal affairs, and grants managementH.R. 1 “The Big Ugly Bill” with

The Agriculture Department is moving ahead with its reorganization plans. This includes relocating most DC area staff to regional hubs around the country. USDA says the relocation will bring employees closer to the communities they serve and will move them to places with lower locality pay. Federal News networks. Jory Heckman has been following the story and is here with more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ag Secretary Brooke Rollins released the long-awaited USDA reorganization plan this week including closure of some facilities and relocation of many staff to regional hubs across the country. We spoke with Maryland Rep. April McClain Delaney about the plan, including the closure of the Beltsville Ag Research Center in her state, as well as rural broadband deployment.Plus, Eric Steiner with OFW Law discusses what to expect in the skinny farm bill House Ag Chairman "GT" Thompson wants to move this fall, and Shirley Bloomfield from NTCA-The Rural Broadband Association explains what's needed to continue expanding broadband connectivity.Want to receive Newsmakers in your inbox every week? Sign up! http://eepurl.com/hTgSAD

Senate lawmakers are looking at big reforms for the intelligence community. The Intelligence Authorization Act advancing in the Senate would overhaul the Office of the Director of National Intelligence. It would also push the intelligence community to embrace artificial intelligence and other game changing technologies Federal News Network's Justin Doubleday is here with more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A major State Department plan for its biggest reorganization in decades is underway. The department laid off more than 1300 employees on Friday, impacting both civil service and Foreign Service employees. In total, the department is looking at a 15% overall cut to its workforce. It says it's now moving on to the final phase of its reorganization plan. Federal News Network's Jory Heckman has more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. A man hugs former Foreign Service employee Bob Gilchrist, of Washington, left, outside the State Department headquarters, Friday, July 11, 2025, in Washington. (AP Photo/Mark Schiefelbein).   State Department fires more than 1,300 in sweeping Trump administration reorganization. Senate Democrats clash with Forest Service chief over Trump's proposed firefighting budget cuts. House Democrats kick off campaign to hold Republicans accountable for Medicaid cuts in GOP budget bill. California leaders warn of severe fallout from federal workforce and program cuts. Los Angeles officials condemn ICE raids staged from historic Terminal Island site. Los Angeles mayor signs an executive directive to protect immigrant residents of the city. Federal immigration raid at Camarillo cannabis farm sparks protest, 200 arrests. The post State Department fired more than 1,300 in sweeping Trump administration reorganization – July 11, 2025 appeared first on KPFA.

Networking Tips: "If you connect with someone in a company that you're interested in working for, please don't ask them if they have any jobs available. What you're really asking is, what's it like to work for this company?" - Sharon HamersleyWe are joined by career expert Sharon Hamersley, known to many as the LinkedIn and Resume Coach. Together, we talk about the complex world of job searching, especially for those who've spent years in their careers and now face a rapidly changing job market. From recognizing the early warning signs that your job might be at risk, to crafting a job search strategy, and making the most of professional networks and community resources, this episode is packed with practical advice for job seekers of all ages.Whether you're navigating an unexpected layoff, planning your next career move, or considering retirement but not quite ready to stop working, Sharon's insights will help you take control, stay prepared, and approach your next step with confidence. Plus, we highlight how resources like libraries, state agencies, and networking can empower you on your journey. Grab a notebook because this episode is full of actionable tips to make your job search more successful and less overwhelming.Whether you're thinking about a career move, worried about stability, or planning for retirement, this episode packs real-world advice you can put to use right now. Here are our top 3 takeaways:Stay Ready, Not Paranoid: Don't wait for a crisis. Regularly update your resume, LinkedIn profile, and keep notes on your skills, achievements, and networking connections, never on your work computer!Networking is Research, Not Begging: True networking isn't about asking for a job, it's about gathering information and advice, expanding your perspective, and forming mutually beneficial connections. Start by reaching out to alumni groups, professional organizations, and even local volunteering opportunities.Use Community Resources: Libraries, state/county agencies, and nonprofits like Goodwill are goldmines for free career services, workshops, databases, and upskilling opportunities (like LinkedIn Learning via your library).If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Moments05:12 Reorganization and Leadership Change08:59 "Layoff Risks for All Levels"12:04 "Prepare for Unexpected Job Changes"14:53 Career Evaluation Strategy16:38 Job Search: Avoid Desperation20:16 Choosing Your Ideal Work Environment23:33 Columbus Library's Career Resources29:24 Building Connections Through Volunteering30:38 Reach Out: Networking Beyond Management35:03 Concise Resume & Cover Letter Tips39:49 Essential Record Keeping Tips43:07 "Applicant's Diligence Secures Job"44:54 Expand Networks Through Informational Interviews48:35 Preparedness Key for Job Assistance53:17 Vet and Upskill for EmploymentWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and

Ayman Tamer is the Chairman of the Tamer Group, a third-generation business with a 100-year history in Saudi Arabia. Ayman tells me how his grandfather opened the first pharmacy in the Arab peninsula in 1922 and its evolution to one of the largest healthcare companies in the region today, with over $2.5 billion in revenue. It was clear from our conversation that family is everything for Ayman, and it weaves through the company's heart and soul. This episode is brought to you by EFG Hermes One, your one app for investing in more than 35 stock markets worldwide. Chapters 0:24 Going to boarding school 7:17 Family Values in Business 12:43 The Reorganization of Tamer Group 16:11 Taking charge of the business 21:00 Involving the next generation 23:15 Family dynamics 28:57 Future plans Learn more about your ad choices. Visit megaphone.fm/adchoices

Everything on the Internet is true, right? What can Tik Tok (and social media) teach us about getting out of debt?  How much of the advice is legitimate and how much is, shall we say, a bit "out there"? On this week's episode of the Crushing Debt Podccast, Shawn & George watch (or listen to) Tik Tok videos from influencers who are trying to help people get out of debt. We'll then comment on the good, the bad, and the ugly of the advice given. As with any social media platform, you have to do your own due diligence and utilize strategies that will work for you. You can listen to similar former episodes of the show like Episode 413 - Tik Tok Money Hacks Episode 388 - Money Lessons from Tik Tok (our Girl Math Episode) The Tik Toks on this weeks episode cover topics such as: What is a normal amount of savings? Bankruptcy Frugal Hacks How to turn $60 into $1,000 Girl Math Why NOT to save money Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders (the link will be live until June 2025): http://support.pancan.org/goto/MYLegacy8  

AP correspondent Ed Donahue reports more cuts are being proposed at one government agency.

Imagine a world where health agencies serve people, not profits…could that be the key to ending America's chronic disease epidemic? In this episode of the Ultimate Human Podcast, I sit down with Robert F. Kennedy Jr. (RFK Jr.), HHS Secretary and the leader of the Make America Healthy Again (MAHA) movement, to unpack the shocking truth behind our $1.9 trillion sick care system. Don't miss this episode for a deep dive into fixing America's health crisis! Subscribe for more health optimization content, and join the movement to reclaim your vitality. Are you ready to question Big Pharma's narrative and take control of your health today? Ready to take back control of your cellular biology? Join my FREE 3-Day Ultimate Detox Challenge starting June 23rd. Sign up here: https://bit.ly/3ZgCW4u Join the Ultimate Human VIP community and gain exclusive access to Gary Brecka's proven wellness protocols today!: https://bit.ly/4ai0Xwg Get Robert F. Kennedy, Jr.'s books here: https://theultimatehuman.com/book-recs Connect with Robert F. Kennedy Jr.: Website: https://bit.ly/4jUg5UK  YouTube: https://bit.ly/43sBcrm  Instagram:https://bit.ly/3RY6WOF  Facebook:https://bit.ly/42Q2fNc  TikTok: https://bit.ly/455VRCN  X.com: https://bit.ly/4k7rq3l  Thank you to our partners: H2TABS - USE CODE “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg BODYHEALTH - USE CODE “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV BAJA GOLD - USE CODE "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa EIGHT SLEEP - SAVE $350 ON THE POD 4 ULTRA WITH CODE “GARY”: https://bit.ly/3WkLd6E COLD LIFE - THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp WHOOP - GET 1 FREE MONTH WHEN YOU JOIN!: https://bit.ly/3VQ0nzW MASA CHIPS - GET 20% OFF YOUR FIRST ORDER: https://bit.ly/40LVY4y VANDY - USE CODE “ULTIMATE20” FOR 20% OFF: https://bit.ly/49Qr7WE AION - USE CODE “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD HAPBEE - FEEL BETTER & PERFORM AT YOUR BEST: https://bit.ly/4a6glfo CARAWAY - USE CODE “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC HEALF - GET 10% OFF YOUR ORDER: https://bit.ly/41HJg6S BIOPTIMIZERS - USE CODE “ULTIMATE” FOR 10% OFF: https://bit.ly/4inFfd7 RHO NUTRITION - USE CODE “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 GENETIC TEST: ⁠https://bit.ly/3Yg1Uk9 Watch  the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka: Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X.com: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Timestamps: 00:00 ​Intro of Show 06:17 US Healthcare Budget and Death Rate Ratio 11:48 Tobacco Industry Diversifying into the Big Food Industry 14:19 FDA No Longer Serving the Public Interest 17:51 Reorganization of the Agency to Recalibrate 23:17 Taxpayers Paying for Big Pharma's Advertising  28:03 Addressing the Corruption in Nutritional Research 35:11 Ending the War with FDA against Alternative Medicine  37:38 What does it mean to you to be an “Ultimate Human?” The Ultimate Human with Gary Brecka Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The Content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. Learn more about your ad choices. Visit megaphone.fm/adchoices

On Episode 212 of The Unique CPA, Randy Crabtree digs into an extraordinary alternative firm model with Jacob Schroeder, the founder and CEO of Ascend Consulting. In addition to balancing multiple businesses, Jacob's entrepreneurial journey has been informed by his passion for innovation and invention in the context of the accounting profession. Jacob's bold move to split Ascend Consulting into three separate firms to allow for separate focuses on advisory services, tax, and bookkeeping has so far been a resounding success, and he and Randy delve into the central role that collaboration, partnerships, and allowing each individual to focus on their strengths and passions have played in driving that success. Get the full show notes and more resources at TheUniqueCPA.com

The State Department has released a reorganization plan that would usher in significant changes to the way the United States conducts its diplomacy and foreign assistance, at a time of considerable geopolitical change. Proposals by the Trump administration include eliminating or restructuring a number of the Department's longstanding functions, dissolving and/or folding USAID into State, and imposing large budget and staffing cuts. Debates over how to structure and optimize the State Department, and U.S. foreign assistance programs in particular, are nothing new. But important questions remain about these proposals—including how they may interact with Congressional prerogatives; their implications for the conduct of U.S. foreign policy amidst compounding global crises; and, ultimately, whether these changes may herald a more streamlined and effective bureaucracy or undermine U.S. diplomatic power.On May 14, 2025, the Reiss Center on Law and Security and Just Security convened an expert panel to consider these vitally important developments and to unpack what's happening, what's at stake, and what lies ahead. Show Notes: Dani Schulkin, Tess Bridgeman, and Andrew Miller's “What Just Happened: The Trump Administration's Reorganization of the State Department – and How We Got Here” Ambassador Daniel Fried's “The US Government's Self-Harm in Killing RFE/RL” and “Is the U.S. Abandoning the Fight Against Foreign Information Operations?” Hon. Dafna Rand's “Stopped Security Assistant: From Counter-Narcotics to Combating Human Trafficking Programs”  Michael Schiffer's “Secretary of State Rubio's Reorganization Plan Could Offer a Chance to Rescue U.S. Foreign Assistance -- If He's Smart About It” Music: “Broken” by David Bullard from Uppbeat: https://uppbeat.io/t/david-bullard/broken (License code: OSC7K3LCPSGXISVI)

This week, John and Elliot discuss the UNODC's technical policy brief on the expanding activity of Asian crime syndicates, a policy brief on high-level corruption from Project FALCON, a blog post from the FACT Coalition how high gold prices are fueling guerilla warfare in Columbia, the NCA's effort in 2024 to interdict fraud and its focus on online fraud involving AI, and other items impacting the financial crime prevention community.

Washington, DC, April 25, 2025 — On this month's podcast episode, the National Association of County and City Health Officials (NACCHO) speakers discuss the recent reorganization of the Department of Health and Human Services (HHS), including significant layoffs of staff working on public health programs, as well as the recently leaked funding “passback” document and what this means for public health. They also share an update on a lawsuit filed by some states against HHS on the clawback of billions of dollars of COVID-era supplemental funding. For more frequent updates, subscribe to NACCHO's News from Washington weekly newsletter: www.naccho.org/advocacy/news.   Later in the program (7:15), Philip “Phil” Huang, MD, MPH, Director and Health Authority at Dallas County Health and Human Services (DCHHS), and Miranda Grant, a DCHHS Program Manager for the Ending the HIV Epidemic initiative, join NACCHO to discuss DCHHS' efforts to prevent, detect, treat, and respond to HIV in Dallas County and the critical role local public health plays in improving health outcomes.    During the episode, they share the current state of the epidemic in Dallas County, the disproportionate impact on Black and Hispanic communities, the importance of community partnerships in reaching more diverse populations, the promising outlook for a reduction in new cases by 2030, and how fostering community engagement and data-driven planning will help address the epidemic. They highlight their trauma-informed learning collaborative, a county-wide initiative to help reduce workforce burnout and address stigma surrounding HIV. Dallas County has also seen a significant increase in PrEP (pre-exposure prophylaxis) usage with up to 8,000 residents on PrEP in 2023 versus 300 people in 2014. However, without sustainable investments in HIV prevention, Dallas County faces a growing crisis in its communities and an economic strain – each HIV case prevented saves an estimated $420,000 in lifetime costs. Sign up for NACCHO's HIV, STI, Viral Hepatitis, and Harm Reduction Digest.

4/26/25 - Tariffs Top The Chart This WeekHost Doug Stephan along with Kevin Casey, VP/Executive Editor of Talkers Magazine, review the most talked about stories and people on news/talk radio for the week of April 21st, 2025 through April 25th, 2025. Compiled by the research department at Talkers Magazine - The Bible of Talk Radio and the New Talk Media - www.talkers.comSTORIES/TOPICS Tariffs / U.S.-China Trade WarFinancial Markets / Fed Chair Powell's StatusRussia-Ukraine War / Israel-Gaza WarAbrego Garcia Deportation CasePope Francis DiesGoogle Anti-Trust Ruling/Meta Anti-Trust CaseHegseth Signal Chat ControversyIran Nuclear TalksState Dept. Reorganization“60 Minutes” Producer QuitsPEOPLEDonald TrumpXi JinpingJerome PowellVolodymyr ZelenskyKilmar Abrego GarciaPope FrancisJ.D. VanceElon MuskPete HegsethBill Owens

Court case parental rights. Reorganization at State Department. No artificial food dye. Student loans collection to start backup. Trump to speak at the University of AL and West Point commencement. AG Bond launches task force to eradicate Anti-Christians. It's an insiders game. Elon to scale back his DOGE roll. See omnystudio.com/listener for privacy information.

Court case parental rights. Reorganization at State Department. No artificial food dye. Student loans collection to start backup. Trump to speak at the University of AL and West Point commencement. AG Bond launches task force to eradicate Anti-Christians. It's an insiders game. Elon to scale back his DOGE roll. See omnystudio.com/listener for privacy information.

Court case parental rights. Reorganization at State Department. No artificial food dye. Student loans collection to start backup. Trump to speak at the University of AL and West Point commencement. AG Bond launches task force to eradicate Anti-Christians. It's an insiders game. Elon to scale back his DOGE roll. See omnystudio.com/listener for privacy information.

Court case parental rights. Reorganization at State Department. No artificial food dye. Student loans collection to start backup. Trump to speak at the University of AL and West Point commencement. AG Bond launches task force to eradicate Anti-Christians. It's an insiders game. Elon to scale back his DOGE roll. See omnystudio.com/listener for privacy information.

The State Department has launched a comprehensive reorganization. Secretary ofState Marco Rubio says the changes will focus the department on the Trump administration's foreign policy. Well, now an unsigned draft executive order would shake up life for Foreign Service, workforce, people. Federal News Network's Jory Heckman has the latest. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The State Department has launched a comprehensive reorganization. Secretary ofState Marco Rubio says the changes will focus the department on the Trump administration's foreign policy. Well, now an unsigned draft executive order would shake up life for Foreign Service, workforce, people. Federal News Network's Jory Heckman has the latest. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Samir Varma is a physicist, investor, and author of the book: The Science of Free Will, How Determinism Affects Everything from the Future of AI to Traffic to God to Bees.' We discuss AI consciousness, the theoretical versus practical aspects of free will, and how determinism informs our understanding of human behaviour, moral philosophy, and even financial markets. “Even though there is no free will in theory, because the laws of physics are deterministic… we don't know what we're going to do until we've done it.” “The only way to find out how your life will end is to live it.”Varma delves into the physics of free will, his insights on the applicability of chaos theory, and why certain financial and societal structures might need reevaluation. The conversation touches on the evolution and mechanics of intellectual property, the intricacies of cricket, and the profound layers that make Pink Floyd's music a unique listening experience. Varma also shares his varied projects, including innovations in solar energy and traffic management. The discussion culminates with practical life advice focused on pursuing meaningful and passionate work.Transcript: https://www.thendobetter.com/investing/2025/4/11/samir-varma-free-will-physics-traffic-bees-emotions-chaos-theory-cricket-finance-podcastContents00:23 Will AI Gain Consciousness?02:11 The Concept of Free Will in Theory and Practice04:19 Quantum Theory and Determinism18:58 Chaos Theory and Free Will23:20 Death and the Reorganization of Atoms25:37 Animal Consciousness and Communication30:23 Implications for Society and Justice37:48 Emotions and Rationality41:08 Misunderstandings in Finance44:39 Debunking Market Value Myths47:43 The Momentum Factor Explained57:14 The Unique Appeal of Pink Floyd01:02:40 Understanding Cricket's Complexity01:09:58 Overrated or Underrated?01:19:28 Insights on Writing and Creativity01:23:11 Final Thoughts and Life Advice

We welcomed Rep. Joshua Watkins of Louisville to talk to us about his first legislative session this week. He explained his process of trying to improve bad legislation, how the session met his expectations, and his hopes for the future. Before the interview, Robert and Jazmin talked through the rest of Governor Beshear's vetoes, as well as the Kentucky Democratic Party's reorganization.

Andy Schectman rejoins the program to discuss the actions by President Trump to shut down numerous federal agencies and to eliminate waste, fraud and abuse. We address the comparisons of these actions to what the United States would go through if it was undergoing a bankruptcy reorganization. It's hard not to see the comparisons. We also discuss the latest actions from the COMEX, which are again, never seen in our lifetimes.You can learn more and receive the private price list for precious metals at https://SarahWestall.com/MilesFranklin

Health & Human Services Secretary Robert F. Kennedy, Jr. announces a reorganization and downsizing of his department, calling the current setup a “sprawling bureaucracy; President Donald Trump & Attorney General Pam Bondi announce the arrest in Virginia of a top leader of the MS-13 gang, who they say is an undocumented immigrant from El Salvador; Secretary of State Marco Rubio is asked about a Tufts University graduate student from Turkey in the U.S. with a student visa who was detained in Boston for allegedly for supporting Hamas; President Trump withdraws the nomination of Rep. Elise Stefanik (R-NY) for U.S. Ambassador to the United Nations over concerns about the super-thin House Republican majority and the need for every vote in upcoming legislative battles; President Trump's announcement a 25 percent tariff on imported cars and auto parts is being criticized by virtually every foreign leader. We will talk about it with Brett Samuels. (38) The Hill's White House report; Senate Commerce, Science & Transportation Committee holds a hearing on the investigation of the midair deadly collision near Reagan National Airport between a commercial plane and Army helicopter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The federal government will shift from paper-based payments to electronic methods, part of what the White House said in a Tuesday executive order is an attempt to cut costs and reduce fraud. President Donald Trump's EO on “modernizing payments to and from America's bank account” requires the Treasury Department to phase out paper check disbursements and receipts by Sept. 30. That includes intergovernmental payments, benefits payments, vendor payments and tax refunds. Federal agencies will be expected to transition to electronic funds transfer (EFT) methods, including direct deposit, prepaid card accounts and other digital options. “The continued use of paper-based payments by the Federal Government, including checks and money orders, flowing into and out of the United States General Fund, which might be thought of as America's bank account, imposes unnecessary costs; delays; and risks of fraud, lost payments, theft, and inefficiencies,” the order states. A Republican-backed bill to reorganize the federal government and grant the executive branch more power passed out of the House Oversight and Government Reform Committee on Tuesday, while a Democratic effort to protect sensitive data was blocked. The Reorganizing Government Act of 2025 (H.R. 1295) from Chairman James Comer, R-Ky. seeks to give the president reorganizational authorities that would include the ability to amend rules, regulations and requirements to decrease cost and eliminate operations that do not serve the public. Rep. Shontel Brown, D-Ohio, offered an amendment that would have required the president's reorganization plan to include a list of executive databases that “contain personal and private information of American citizens that DOGE has accessed” and prohibit employees of the Elon Musk-led group and its partners from accessing this information. The amendment was struck down in a vote. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Send us a textThe State of South Carolina had their Republican Reorganization process this week. Hannah covered the details about that process. What is it? What is the goal? What are some weaknesses the party should address regarding ReOrg? Then Hannah brings up a  conversation had around her precinct regarding the local Freedom Caucus and Republican Caucus. There's been some local confusion about the two caucuses and about our primary process. Hannah takes the time to clear the air regarding the primary process debate that's been happening and takes a moment to challenge her listeners on how they should approach issues. https://www.thehannahmillershow.com/podcasts/https://bobslone.com/contact/bob@bobslone.com

Is Trump bringing the US through a Bankruptcy Reorganization? Planning for Reset w/ Andy Schectman - SarahWestall.com

AI is eating the world, or so the headlines say. But what does this really mean for debt markets? Where does AI truly excel, and what limitations persist? What implications does this technological shift hold for analysts' jobs? And how is 9fin deploying AI to address specific challenges confronting debt market professionals?Sujeet Indap, Wall Street editor at the Financial Times, sat down with Steven Hunter, CEO and co-founder of 9fin, to cut through the hype and dissect the real impact of AI on debt markets. This episode was produced from a recent 9fin webinar. If you'd like to learn more about how 9fin's AI-powered platform can give you a competitive edge in debt markets, we'd love to chat.Schedule a personalised demo→ https://9fin.com/sign-up?utm_source=hubspot&utm_medium=email&utm_campaign=ai_debtmarkets_webinarOr, stay up to date with all the latest for 9fin's insights, news, upcoming events, and new featuresJoin our newsletter→ https://share.hsforms.com/1KaeNlWvzRlqYjJGJjHbZmgby77cFollow us on LinkedIn→ https://www.linkedin.com/company/9finHave any feedback for us? Send us a note at podcast@9fin.com.

No one likes that feeling of being a little too thick in the middle. But finding the right balance of strength and cushion is no easy task. We're talking about the middle office here, of course.The middle office may not always be in the spotlight, but when loan data goes awry it's the team that keeps the gears turning and numbers in check. In this episode, head of podcasts Chase Collum chats with Jared Vest, global co-head of middle office solutions at FIS, to break down the middle office's essential roles, risks, and evolving responsibilities. They explore how accurate data and strong operational support are critical to navigate today's fast-paced loan market.This episode was produced in partnership with FIS as part of a three-part series diving into the challenges facing middle office practitioners and users of global loan data sets.Have any feedback for us? Send us a note at podcast@9fin.com.

The more things change, the more they remain the same. Gary and Kevin diagnose a victory for the grassroots at the County Party reorganization last week before examining why our Republican governor continues to publicly advocate against individual liberty. 

How does a single mom, with a minor child, recover from overwhelming debt? Does more income, and multiple businesses solve financial problems? On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Shannon Miller-Lutz, the founder of SML Coaching, who empowers individuals to shift their mindset, overcome obstacles, and take bold action toward success. Known for her natural ability to coach, mentor, and be the “big sister” everyone needs, she combines real-world experience with deep personal development insights. Shannon found herself contemplating the legacy she wanted to leave behind. After building a successful, award-winning real estate business, she experienced burnout and felt a deep yearning for something more meaningful. But her journey wasn't always smooth—Shannon has started multiple businesses, faced deep financial struggles, and even filed for bankruptcy.  Listen to her story of struggle, sacrifice, and ultimately redemption, from a financial, emotional, health and spiritual perspective. You can reach Shannon at www.SMLCoaching.com.  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

In the credit markets, it's important practitioners get their fax straight. No, you didn't read that wrong — even in 2025, people still use fax machines to transmit some loans data.In our latest Cloud 9fin episode, Chase Collum, head of podcasts, and private credit analyst Devin McGinley, sit down with John Smullen, product manager at FIS. They chat about how global data trends are shaping strategies in the leveraged finance world as private credit CLOs and direct lending gain ground.This episode is part of a three-part series we'll publish in partnership with FIS on Cloud 9fin, so look out for our next episode, coming next Thursday! Have any feedback for us? Send us a note at podcast@9fin.com.

In this episode of Jane's LME Addiction, our head of LME coverage Jane Komsky brings in global chair of Gibson Dunn's restructuring group, Scott Greenberg, to discuss the evolution of cooperation agreements within liability management exercises. They discuss the different types of co-ops, why co-ops have become expected in US deals, their spread to the EU, and the validity of antitrust arguments.Find all our coverage on co-ops at 9fin.com.Have any feedback on the podcast? Send us a note at podcast@9fin.com — thanks for listening!

Jordan Sather and Nate Prince dive into the latest health and wellness news, starting with RFK Jr.'s major shakeup at HHS and his unapologetic stance on vaccine oversight. They break down the media's measles fear campaign, Trump's latest comments on rising autism rates and possible environmental causes, and why the FDA abruptly canceled a flu vaccine meeting. The conversation also covers Steak and Shake's big switch to beef tallow, Moderna's bird flu vaccine contract getting reevaluated, and the ongoing war against toxic seed oils. Plus, is Hollywood waking up? Woody Harrelson hints at some hard truths, and a former Buffy star's tragic passing raises new health questions. Don't miss this packed episode.

Federal agencies will be required to build centralized systems to track every payment they issue for contracts, grants and other expenditures under an executive order issued Wednesday. President Donald Trump's order calls for each agency head to team with that agency's assigned DOGE team lead in building the new IT system. Each payment would be submitted to the system and include “a brief, written justification” from the agency staffer who signed off on the expenditure. The systems would include a built-in mechanism to allow the agency head to pause and quickly review payments that are submitted without a written justification. As part of the buildout of the new system, agency heads and DOGE team leads will be required to review “all existing covered contracts and grants,” with the option to “terminate or modify” those agreements “where appropriate and consistent with applicable law,” the order states. The Trump administration is asking federal agencies to submit reductions in force and reorganization plans by March 13, setting the stage for more workforce terminations. A memo from the Office of Personnel Management sent Wednesday tells agency heads that their plans to reduce the workforce and reorganize departments are required to comply with the executive order to implement the White House's Department of Government Efficiency and its mission to optimize the federal workforce. Agencies have to seek reductions in non-critical agency components and enable staff to focus on “higher-value activities,” the memo states. The department heads are encouraged to collaborate with agency-assigned DOGE counterparts on the agency RIF and reorganization plans, identifying specific competitive areas where positions are not typically designated as essential during appropriation lapses. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Three media companies, in vaguely the same vicinity, in fair debt markets where we lay our scene — where ancient business models encounter new scrutiny, and AI generates images you can't unsee…Valentine's Day has been and gone, so why on earth are we besmirching Romeo and Juliet with terrible puns? You should listen to the episode for the full picture, but basically we're discussing three recent debt transactions from X/Twitter, Snap, and Getty Images.These deals might not seem immediately connected, but there's a thread running through all three. In an age of political upheaval and rapid technological advancement, what do they tell us about the future of media? William Hoffman, David Bell and Will Caiger-Smith are here to discuss, and to crowdsource ideas for sponsored 9fin Snapchat filters.Want to share feedback on this episode? Send us a note at podcast@9fin.com.

In the private equity world, continuation vehicles have been a bit of a blockbuster, so can the structure's success transfer to private credit?We have already seen BlackRock's $1.3bn continuation vehicle last year, and some market participants are expecting to see even more in 2025. On the other side however, this might not be as straight forward as in the PE world, and there is a growing pool of skeptics.In this episode of Cloud 9fin, senior private credit reporter Synne Johnsson sits down with private credit reporter Jemima Denham, to discuss all things private credit continuation vehicles -- Why are they the current talk of the town? What are the challenges? And will they eventually take off?Have a listen to hear this discussion on continuation vehicles in the private credit market. If you have any feedback for us, send us a note at podcast@9fin.com. Thanks for listening.

We talk a lot about leverage at the 9fin office (it's kind of the story behind our company name, in case you were wondering) so it should come as no surprise that we think it's interesting. But in the world of Significant Risk Transfer, it's especially fascinating — and controversial.You may have caught the story that Celeste Tamers, part of our growing asset-based finance team, broke last week about Deutsche Bank pulling back from offering repo financing on SRT trades.In this episode of Cloud 9fin, Celeste and our asset-based finance editor Owen Sanderson pick that story apart and use it to explore the history of SRT, to help listeners understand why regulators are raising their eyebrows at the recent growth of this important market.Any feedback on this episode? Email us at podcast@9fin.com.

Do you get a tax refund every year?  Is that a good thing? If you're in financial distress, what can you do with your tax refund? On this week's episode of the Crushing Debt podcast, Shawn & George talk about tax refunds, how tax refunds are treated in Chapter 7 or 13 bankruptcy, what to do so that your refund is less but your take-home pay is more, and other topics related to bankruptcy. For example, did you know that Child Support and Alimony are not dischargeable in a bankruptcy? What about Homeowner Association and Condo Association liens? What happens to a debt in bankruptcy when one co-signor files for bankruptcy but the other does not? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CDJAN. Magic Mind wants you to build your mental wealth in 2025, and that starts with getting the right amount of sleep, and focus. Magic Mind now has a sleep formula to help you when you can't fall asleep.  Use the code above for 45% (!!) off a combo sleep and focus formula. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8