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6 episodes with should i buy
8 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
2 episodes with should i buy
A horrific act of terror in Pahalgam last week has shaken the nation, and in this episode, Monika addresses the financial implications of a potential war. While the armed forces are on the frontline, civilians are not immune to the disruption—war impacts all of us, not just emotionally but economically. As the geopolitical climate intensifies, she lays out a clear, calm, and practical financial toolkit to help you prepare: from building an emergency fund to conserving cash, reducing debt, and avoiding risky investments. She also underscores the importance of keeping some cash at home, ensuring insurance coverage is intact, and stocking essentials for at least a month. Whether or not the worst comes to pass, being financially prepared is the most responsible thing you can do right now.Monika then simplifies the concept of fiscal policy. Often heard but seldom understood, this key economic tool affects how much the government taxes us and where it spends our money. She breaks it down so you understand how budget decisions today ripple into your financial life over time—from inflation to infrastructure, subsidies to defence. Fiscal policy isn't just theory; it's personal.In the listener Q&A, Mohanish from Pune asks whether to buy a second home now or wait and invest the funds for a potentially better outcome in the future. Anup from Mysore wonders if he should invest his bonuses in a new mid or small cap fund or stick with his existing ones. Aravinda writes in to clarify if the retirement planning rule of thumb refers to gross or net annual income.Chapters:(00:31 – 04:27) Preparing Financially for War(04:28 – 06:13) What Is Fiscal Policy and Why It Matters(06:14 – 11:29) Should I Buy a Bigger House Now or Wait(11:30 – 13:40) Where Should I Invest My Bonuses?(13:41 – 14:37) How to Calculate Retirement Corpus MilestonesIf you have financial questions that you'd like answers for, please email us at mailme@monikahalan.com Monika's book on basic money managementhttps://www.monikahalan.com/lets-talk-money-english/Monika's book on mutual fundshttps://www.monikahalan.com/lets-talk-mutual-funds/Monika's workbook on recording your financial lifehttps://www.monikahalan.com/lets-talk-legacy/Calculatorshttps://investor.sebi.gov.in/calculators/index.htmlYou can find Monika on her social media @monikahalan. Twitter @MonikaHalanInstagram @MonikaHalanFacebook @MonikaHalanLinkedIn @MonikaHalanProduction House: www.inoutcreatives.comProduction Assistant: Anshika Gogoi
Should I Buy or Should I Sell? Macro, Micro News for Friday 4th April 2025 *****MY BOOK***** How to Become a MicroCap Millionaire - A 3 Step Strategy for Stock Market Success Is now on sale here: https://www.sharepickers.com/how-to-become-a-microcap-millionaire-3-step-strategy/ !!!HOW GET 25% OFF MEMBERSHIP TO THE SHAREPICKERS INVESTMENT CLUB!!! If you buy a copy of the book, then leave a 5 star rating & write a positive review, you can get yearly membership to the SharePickers Investment Club for just £149.99!!! —---------------------------------------------------------------------- In this podcast I cover the Macro News relevant to the UK and monitor MicroCap Stocks to see if they're good enough to be added to the MicroCap League. The UK's first MicroCap League where 100's of small businesses are analysed and scored in relation to their growth, value, health, efficiency, momentum & potential. The company's that score the highest are added to the MicroCap League and possess the best risk / reward profile. —---------------------------------------------------------------------- IF YOU REGULARLY LISTEN TO THIS PODCAST AND ENJOY IT'S OUTPUT PLEASE CONSIDER GIVING IT A 5 STAR RATING AND REVIEW - THAT WAY MORE PEOPLE WILL FIND IT. THANK YOU
1:55 – 2025 Market Predictions 4:29 – January 2025 Market Performance 7:05 – February 2025 Market Slowdown 12:00 – Regional Trends & Election Impact 16:00 – Natural Disasters & Hyperlocal Impacts 18:25 – “Should I Buy or Sell Now?” 22:09 – What Will Move the Market? 25:07 – Ideal Market Conditions for 202526:06 – Market Reports & Tools for Agents 32:27 – Final Thoughts
On this episode, we're taking a look at crypto tokens that, for whatever reason, Paul doesn't currently hold. Are these tokens worth another shot? ~This Episode is Sponsored By Coinbase~ Get up to $200 for getting started on Coinbase➜ https://bit.ly/CBARRON00:00 Intro00:08 Sponsor: Coinbase00:54 Hedera02:05 Aethir02:30 Ronin04:37 Moca05:44 Mavia06:34 Illuvium07:10 Algorand07:30 Helium vs MOBILE08:27 Propy09:15 Predict10:45 Toshi11:55 SNEK12:20 Dorito13:57 Outro#Crypto #bitcoin #etheruem~Top Coins I Don't Own... Should I Buy?️
Join Ryan Wormeli and Pat Fitzmaurice as they tackle YOUR questions LIVE on Discord on the 1st Tuesday evening of each month at 5 PM ET at fantasypros.com/chat.This week, we're diving into wide receiver rankings and examine which risers and fallers shake up the dynasty rankings the most. Find out where we're ranking Cedric Tillman, where Marvin Harrison has fallen too, why Garrett Wilson is slipping, and if Rashee Rice is worth holding despite upcoming suspension concerns. Plus, we explore tight end rookie sensation Brock Bowers and answer your trade questions on Tyreek Hill, Travis Etienne, Chase Brown, and more. Tune in for this must-listen episode that will set your fantasy team apart for this season and beyond! Timestamps (may be off due to ads):QB Ranking Changes, Anthony Richardson Falling - 0:01:47Drake Maye Could Be a Top-10 QB Soon - 0:04:08Bo Nix Is On The Rise - 0:07:20Reality Sports Online - 0:09:28RB Risers - Kenneth Walker Into The Top-5 - 0:10:32Josh Jacobs and Brian Robinson in RB1 Territory - 0:12:42Dealing with Veterans Like Derrick Henry - 0:14:03Tyrone Tracy a Top-24 RB - 0:17:21Is Tank Bigsby a top-30 RB? - 0:24:41FantasyPros Trade Analyzer - 0:21:40WR Ranking Changes - 0:22:07Marvin Harrison Jr Starting to Drop - 0:22:37Puka Nacua, Nico Collins & Marvin Harrison, Choose One - 0:23:58Garrett Wilson is Dropping in Value - 0:24:18How To Approach Rashee Rice and Similar Players - 0:27:17Jaxon Smith-Njigba WR31 - 0:29:57Tight End Risers, Brock Bowers - 0:30:50Is Sam LaPorta a Top-3 TE? - 0:31:41Is Cade Otton Good Now? - 0:34:38FantasyPros Discord Schedule - 0:35:41What Can I Offer for Marvin Harrison Jr? - 0:36:04What Will a 1.08-1.10 Pick Get Me in 2025? - 0:39:20What Should I Trade for Tyreek Hill or Alvin Kamara? - 0:40:55What's Fair To Offer for Kyler Murray? - 0:43:05Bijan for Rashee Rice and a 1st - 0:45:10Do I Trade Mahomes for Drake Maye and Picks? - 0:46:462-7, Can I Turn it Around? - 0:50:11Sam Darnold for Travis Etienne in Single QB? - 0:55:02Time to Sell Chase Brown? - 0:57:24How Important Is Depth in Dynasty? - 1:00:21What Does the 2025 Class Look Like? - 1:03:20Cedric Tillman is Looking Great - 1:07:32 Should I Buy 1st-Round Picks if I Need RBs? - 1:11:40 Helpful Links: Reality Sports Online - By now, most of you have probably heard of Reality Sports Online, the powerful Fantasy Sports platform where Owners get to build and manage their Fantasy team like an NFL General Manager. But, the question is, have you tried it? It's time to go see what all the buzz in the dynasty community is about. If you like what you see, use the promo code "FANTASYPROS" to receive a 10% discount on your team or league today! Fantasy Just Got Real at RealitySportsOnline.com.Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join Us On Discord! - This show was taken from our weekly dynasty Discord chat with Ryan Wormeli and Pat Fitzmaurice on the 1st Tuesday evening of each month at 5 PM ET on fantasypros.com/chat. Join the fun, get your questions answered, and BE ON THE SHOW! Leave a Review – If you enjoy our show and find our insight to be valuable, we'd love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let's make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support. BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.
SEE US LIVE! - BRISBANE SEPTEMBER 28th HERE OR SYDNEY OCTOBER 11th TICKETS HERE WE'LL DO IT LIVE! In this ep we bring you our wild live show at the Brisbane Powerhouse in 2023. Featuring Kirtsy Webeck and Heath Franklin solving some of the loosest problems we've come across. The show does threaten to go off the rails many times but hey! Shad and Pete are professionals! Get amongst this madness at our upcoming shows at Good Chat Comedy Club Brisbane (Sept 28th) and The Comedy Store Sydney (Oct 11th) Some of the problems covered include “Should I Buy a Cock Ring?”, “People at work don't listen to anything I have to say”, “My boss keeps mixing me up with my friend on maternity leave” and more Follow us to submit your own problem, watch clips or get along to a live show - @shadandpetesavetheworld Follow Kirsty Webeck, Heath Franklin, Shad Wicka and Peter James to see clips and show datesSee omnystudio.com/listener for privacy information.
How do you decide if buying a house is right for you? Who do you ask? Find out how a qualified team can help you plan your home buying around your life goals without sacrificing and wasting time and effort.Episode Highlights:Follow along as a listener asks David the big question: "Should I buy a house?"How to manage credit while buying a homeWhat information your realtor should look for when you ask them "Should I Buy?" Why there is no one-size-fits-all approach to homebuying, and the dangers of scams that say otherwiseVarying financial strategies to use when planning to buy a homeAction steps for you to start your journeyConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Referenced Episodes:How to Handle PMI: Episodes 198 & 216If you want to become a First Time Home Buying expert in just 7 days, Sign Up for the FREE Home Buying Starter Kit VIDEO SERIES
Let's talk about 6 key reasons why people fail in franchising and how you can avoid it. ----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
Why do most entrepreneurs struggle to build wealth? Getting good financial advice to help make money, and build generational wealth can be hard. In this episode, we'll cover: How to build wealth as an entrepreneur, along with financial advice for entrepreneurs. We'll cover specific financial steps you can take to secure your financial freedom and retirement.BUSINESS GRANTS MADE EASY: https://www.franchiseempire.com/bizgrants----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
If you are planning on starting a business with your spouse, or need them to get on board with a business idea you have. This episode will help you get the support you need from your husband or wife when starting your business.----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
Why do most entrepreneurs struggle with work life balance? They spin their wheels stuck in their business, not making the money the want. I've discovered the secret to working LESS and making more in your business. This is how to master work life balance, make more money and enjoy time with your family.----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
If you want to experience more less stress, more peace and feel on purpose with your business then this is the episode for you. Learn how Jens, a pastor from South Africa has been able to use his faith and relationship with God to help live his purpose, while prospering with his business, and how you can too.Connect with Jens:www.alignmentmediallc.comalignmentmediallc@gmail.com----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
This guy is known as "The Mounting Man", and has worked with some of the biggest online entrepreneurs. Marshall dives into how he's generated 10's of millions of dollars, and how he makes over $400,000 a year mounting...tv's??----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
Paul Reiser was once dubbed "The Sonic Guy" for his entertaining behind the scenes on YouTube of his 38 sonic franchise locations. Get into his mind and find out how he built his franchise empire, why he sold it, and what he's up to next.----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
Over the past year, I've been building up my podcast The Franchise Empire Show.But after a long hiatus, I've decided to return to my original home The Zero to Profitable Franchise podcast.I've got about 50 episodes ready to upload over the next few months with some really incredible guests.From high-level franchisors, successful franchisees, franchisor lawyers, and even some solo episodes where I talk about passive income and other topics.So make sure to download this episode, share it with friends, and stay tuned for some exciting stuff coming soon.----Considering Investing In A Franchise? Discover Available Franchises Opportunities in Your Area:
Both gold and crypto are occasionally put forth by promoters as having inflation-hedging qualities. Which of these has a better claim? Or are they both 'real assets' that can help you defend your money? Now that mutual funds and ETFs are launching seemingly weekly to hold BTC and other forms of crypto, 'democratizing access' to this 'asset class,' it is worth asking whether these funds are securities that should be included in every investor's toolkit. Listen to this episode before you take the plunge. In it, the Inflation Guy makes a very clear prediction about what is to come. NOTES Podcast callback: Ep. 86: If Gold is Like TIPS, Should I Buy it? To Subscribe to Quarterly Inflation Outlook: https://inflationguy.blog/shop/ To Subscribe for free to the blog: https://inflationguy.blog/ Check out the website! https://www.EnduringInvestments.com/
Barney and Betty in Maryland hit the jackpot. How's Barney's strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownership plan? Nick in the PNW will have $8 million when he retires early at 53. Should he contribute to his 401(k) or do the good ol' mega backdoor Roth until then? Those are just a couple of the fat wallets Joe Anderson, CFP® and Big Al Clopine, CPA spitball on, today on Your Money, Your Wealth® podcast number 470. Plus, should Allen in New Braunfels' recently widowed sister contribute to her traditional IRA and do some Roth conversions? Should Alicia in Denver take Social Security early to pay off her rental property, and how can Vern in Wickenburg Arizona buy a new home before or during the sale of his current home? Finally, Bryan in Washington needs to know the best investment strategy for his thrift savings plan, and Lyse in Georgia wonders when in a market downturn you should start spending your cash. Access this week's free financial resources and the episode transcript in the podcast show notes, and Ask Joe & Big Al On Air for your Retirement Spitball Analysis, at https://bit.ly/ymyw-470 Timestamps: 01:06 - Retirement Spitball Analysis for My Widowed Sister (Allen, sunny New Braunfels, TX) 06:52 - $5M ESOP Strategy: Net Unrealized Appreciation, Retirement Withdrawals, and Tax Location (Barney & Betty, MD) 18:07 Why Asset Location Matters - free download Are You Ready to Retire? Review Your Retirement Readiness - YMYW TV 19:00 - Should I Take Social Security Early to Pay Off My Rental Property? (Alicia, Denver, CO) 23:22 - How to Buy a Home Before or During the Sale of My Existing Home? (Vern, Wickenburg, AZ) 26:50 - Should I Buy a Qualified Longevity Annuity Contract as a Long Term Care Insurance Alternative? (Ron, IL) 31:08 - I'll Have $8M When I Retire at 53. Should I Contribute to 401(k) or Do the Mega Backdoor Roth Until Then? (Nick, PNW) 37:05 - EASIretirement.com - free retirement calculator 38:06 - What's the Best Thrift Savings Plan Investment Strategy? (Bryan, WA) 40:21 - When in a Market Downturn Should You Start Spending Cash? (Lyse, GA) 46:00 - The Derails
LIKE & SUBSCRIBE if you enjoyed the video so we can share it with more people! Looking for more free resources? Access To FREE Online Training Module propertyhustlerslearning.teachable.com/p/free-training(Deal sourcing / Underwriting / Capital Raising)Book A Discovery Call With Our Team! https://calendly.com/oscarelitenetwork/20min or you can text us at 647-492-5051Find Us On Instagram: Andrew Parashis
Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers. Retirement Savings For Couples: Segment 1 Ask Clark: Segment 2 Teen Driver Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY What Is a Spousal IRA and What Are the Rules? Should I Buy an AirTag for My Checked Airport Luggage? 4 Things You Should Always Pack in Your Carry-On Turo: 5 Things To Know About the Cheap Car Rental Service Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology 5 Major Bills You Can Lower This Month Costco Car Buying Program: 4 Things To Know Before You Sign Up The Best Car-Buying Services in 2023 Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices
Jonathan and Shalom are young, 31 and 27, married for 5 years and getting used to a big addition to their lives—a rushed home purchase in the Pacific Northwest that tints their relationship with conflict. Jonathan buries himself in the numbers. Shalom buries her head in the sand. This episode is brought to you by: Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology. Long Angle | If you've made a lot of money and you're looking for a community of peers to turn to for advice, go to https://www.longangle.com/ to learn more. Links mentioned in this episode • Should I Buy a House Now? (5 Guidelines & Perfect Timing Tips) Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.
Today we're welcoming back Ramit Sethi. Ramit is a personal finance expert and author. And this year, he added a new line item to his resume: TV host. His series How to Get Rich debuted on Netflix in April. It features in-depth conversations with individuals about their financial lives. Ramit's first book, I Will Teach You to Be Rich, published in 2009, was a bestseller; a second edition of the book came out in 2019. Ramit is the founder of iwillteachyoutoberich.com, and he's also the host of a podcast called I Will Teach You To Be Rich, which features in-depth conversations with couples about money.BackgroundBioI Will Teach You To Be Rich, by Ramit SethiI Will Teach You To Be Rich podcastHow To Get Rich, Netflix seriesTwitter: @ramit“Ramit Sethi: ‘What Is Your Rich Life?'” The Long View podcast, Morningstar.com, Nov. 10, 2020.“Ramit Sethi: How Can Couples Make Peace Over Money?” The Long View podcast, Morningstar.com, Nov. 30, 2021.Rich Lives“10 Easy-to-Follow Money Rules to Improve Your Financial Health,” by Ramit Sethi, iwillteachyoutoberich.com, Nov. 23, 2020.“‘I Will Teach You to Be Rich' Author: 3 Money Rules I Follow to Build Wealth and Enjoy Life—and How to Create Your Own,” by Kamaron McNair, cnbc.om, April 14, 2023.“How to Live a Rich Life (+Rules That Will Help You ACHIEVE It!),” by Ramit Sethi, iwillteachyoutoberich.com, Feb. 27, 2023.“Ramit Sethi—How to Play Offense With Money, Plan Bucket Lists, Build a Rich Life With Your Partner, and Take a Powerful $100 Challenge (#524),” The Tim Ferriss Show podcast, tim.blog.com, July 26, 2021.Budgeting and Conscious SpendingRamit's Conscious Spending Plan“Conscious Spending Plan: How to Budget by Looking Into the Future,” by Ramit Sethi, iwillteachyoutoberich.com, Feb. 27, 2023.“How to Find all my Debts (& Pay Them Off),” by Ramit Sethi, iwillteachyoutoberich.com, Oct. 3, 2022.“4 Ways to Get Out of Debt Fast (+Mistakes to Avoid),” by Ramit Sethi, iwillteachyoutoberich.com, Aug. 10, 2021.Jobs and Income“Finding the Right Money-Making Ideas (That Anyone Can Do),” by Ramit Sethi, iwillteachyoutoberich.com, March 28, 2023.Homeownership“3 Practical Things Every First-Time Homebuyer Should Know, According to the Star of Netflix's ‘How To Get Rich,'” by Lee Aquino, businessinsider.com, April 25, 2023.“Buying a House in Recession: Pros, Cons, and Expert Advice,” by Ramit Sethi, iwillteachyoutoberich.com, March 20, 2023.“Should I Buy a House Now? (5 Guidelines and Perfect Timing Tips),” by Ramit Sethi, iwillteachyoutoberich.com, Sept. 15, 2021.Investing“How to Trade Stocks (and Find Out if Trading Is Right for You),” by Ramit Sethi, iwillteachyoutoberich.com, Feb. 27, 2023.“Here's Our Take on Day Trading in 2023,” by Ramit Sethi, iwillteachyoutoberich.com, March 3, 2020.“How to Invest in Index Funds (Get Invested in 5 Min),” by Ramit Sethi, iwillteachyoutoberich.com, Feb. 27, 2023.“Diversified Investment Portfolios: How to Build One (+ Examples),” by Ramit Sethi, iwillteachyoutoberich.com, Oct. 27, 2021.“High Risk vs. Low Risk Investing (The Reality),” by Ramit Sethi, iwillteachyoutoberich.com, Dec. 16, 2022.Couples/Relationships“Love and Money: Combining Finances After Marriage,” by Ramit Sethi, iwillteachyoutoberich.com, Feb. 27, 2023.“I've Been Writing About Money for 15 Years, and I Can Tell You Too Many Couples Talk About Money All Wrong,” by Ramit Sethi, businessinsider.com, Feb. 27, 2019.“Episode 65. I Make $200k/Month. He Makes $2k. Who Pays for Dates? (Part 2),” I Will Teach You To Be Rich podcast, iwillteahyoutoberich.com, October 2022.Financial Advice“Do I Need a Financial Advisor? (The ONLY Guide You Need!),” by Ramit Sethi, iwillteachyoutoberich.com, July 7, 2021.(Please stay tuned for important disclosure information at the conclusion of this episode.)
The post Rate Hikes. Yikes! Should I Buy a Home? | Episode 181 appeared first on Breaking Money Silence.
Is investing in a house the best way to plant your Money Tree? This week your Millionaire Money Mentor Lloyd Ross helps to provide you with more information so that you can make that decision. Sharing the stories of his students and friends he arms you with the knowledge you need to decide Should I Buy a House? Money Grows on Trees Team
Is investing in a house the best way to plant your Money Tree? This week your Millionaire Money Mentor Lloyd Ross helps to provide you with more information so that you can make that decision. Sharing the stories of his students and friends he arms you with the knowledge you need to decide Should I Buy a House? Money Grows on Trees Team
Link to the seller's channel. Show her some love
Lisa is joined by Kelly Conaboy, writer and author of The Particulars of Peter: Dance Lessons, DNA Tests, and Other Excuses to Hang Out with My Perfect Dog.Lisa highlights something from every chapter in this hilarious and heartwarming book! Here is a partial list of the chapters. Listen to the interview to hear them all! What Does My Dog's DNA Say About Him?Is My Dog a Festival Type? Should I Buy my Dog a Bunch of Stuff He Doesn't Need?Should I Spy on my Dog?Should I Sleep In Bed with my Dog?Can I Teach My Dog to Talk? Can Dogs Hunt Ghosts?BOOK DESCRIPTION:"This might be one of the month's, if not the year's, sweetest books — zaniest, too.” ―The Washington Post"A hilarious addition to the dogoir canon.” ―People"Perhaps the greatest love story ever told.” ―Refinery29 "The feel-good book the world needs." —PopSugar From one of the Internet's most original voices, a hilarious journey through the odd corners of obsessive dog ownership and the author's own infatuation with her perfect dog Peter. The author met Peter in the spring of 2017. He -- calm, puppy-eyed, with the heart of a poet and the soul of, also, a poet -- came to her first as a foster. He was unable to stay with his previously assigned foster for reasons that are none of your business, but which we will tell you were related to frequent urination. The rescue needed someone free of the sort of responsibilities that would force her to regularly leave the house for either work or socializing, and a writer was the natural choice. Thus began a love story for the ages. The Particulars of Peter is a funny exploration of the joy found in loving a dog so much it makes you feel like you're going to combust, and the author's potentially codependent relationship with her own sweet dog, Peter. Readers will follow Peter and his owner to Woofstock, "the largest outdoor festival for dogs in North America," and accompany them to lessons in Canine Freestyle, a sport where dogs perform a routine set to music, creating the illusion that they're dancing with their owners. From learning about Peter's DNA, to seeing if dogs can sense the presence of ghosts, The Particulars of Peter will give readers a smart, entertaining respite from the harsh world of humans into the funny little world of dogs.Readers will accompany this lovable duo through exciting trips, lessons, quiet moments of connection, and probably a failure or two. By fusing memoir and infotainment, The Particulars of Peter promises to refresh the perennially popular dog lit category in a scrumptiously bighearted barnstormer of a book.
“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices. This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Buy a Home With Somebody Else?". This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com
There is an song from the 80's entiteld “Should Stay or Should I Go” by the “Clash”. Well we ask the quesiton in this episode of Real Estate Right Now with “Should I Buy or Should I Stay”. Doug Schoonmaker, VP, Mortgage Originator/Area Sales Manager for Unitied Community Bank gives us an update in the real estate market, and some tips on navigating this market. Are we headed for a recession. Doug also introduces us to two programs with 100% financing. It is a fun show that will certainly educate you…listen for Doug's little ditty entitled, “Marry the Mortgage and Date the Rate”. Linda Craft Team, Realtors for 35 years their clients[...]
Using a car for your business comes with expenses but it also has tax deduction benefits. In this episode, we break down everything you need to know before you decide to buy or lease a business vehicle and how you can take a tax write-off and save money.[02:27] Should I Buy or Lease a Vehicle?How often do you expect to drive it? If you're going to be driving a lot of miles, a lease might not be a good optionHow long do you plan to keep it?A lease is better if you always want a new vehicleHow much do you want for your monthly payment? Lease payments are generally less than a loan[04:45] Should I Put the Vehicle Under My Personal Name or Business Name?Find the Business Use Percentage (BUP) = Business Miles / Total Miles If the vehicle is going to be used for business (>50%), it is recommended to put it in the business nameIf the vehicle is going to be used for personal (>50%), it is recommended to put it in your personal nameS or C Corp: use an accountable plan to reimburse yourselfSole Proprietor or Single Member LLC: include the business use on the Schedule C filing [08:41] How Do I Write Off a Business Vehicle?Mileage Method: you get a specific tax deduction per mile drivenIf you use the vehicle for business less than 50% of the time, you must use this method Actual Method: BUP x Total Actual Expense If you use the actual expense method, you cannot also use mileage deduction When disposing of a purchased vehicle, you will have a gain or loss depending on the basis of the vehicle[13:17] How Does Depreciation of a Business Vehicle Work?If Gross Vehicle Weight Rating is more than 6,000 pounds: you can write off 100% with bonus depreciationIf GVWR is 6,000 pounds or less: you can write off up to $19,200 in 2022 if you buy it and place it in service before year-end[16:39] Final ThoughtsAlways keep a mileage log and track all of your expensesKey Quote“If you're going to have a business vehicle, make sure you record your mileage, track it, do all that extra legwork you need to do to prove the business use of that vehicle.” - Mike JesowshekResources MentionedBlog Posts:https://www.taxsavingspodcast.com/blog/how-do-i-write-off-a-business-vehiclehttps://www.taxsavingspodcast.com/blog/what-do-i-need-to-know-about-purchasing-deducting-and-depreciating-a-business-vehicle Podcast Episode:https://podcasts.apple.com/us/podcast/accountable-plan-importance-expense-reimbursement/id1377376636?i=1000451160618 --------Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/taxIncSight Packages: https://incsight.net/pricing/Book an Initial Consultation: https://app.simplymeet.me/o/incsight/sale-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/--------To find out more on this topic and many others visit our website at www.TaxSavingsPodcast.com. You can also give us a call at 844-327-9272 or send your questions to us at: Ask@TaxSavingsPodcast.com
Should I Buy a House in Utah in 2022? It does not hurt to explore your options to buy a house, you will be informed on your purchasing power or if not in the position to buy then you will at least know what yo do in terms of income, credit and assets to be in the position to buy in Utah at a later date. Check out the USDA home loan program with the video here. https://www.youtube.com/watch?v=SN9qzN71j6U The Usda loan program in Utah is a great no money down payment purchase home loan. Please call, text or email me with any questions, Nathan Rufty Mortgage Loan Originator Call or Text: 909-503-5600 eFax: 888-837-2861 AZ, CA & UT NMLS #292056 NRufty@CanopyMortgage.com www.NathanRufty.com check rate HERE Privacy: This email may contain information that is privileged or confidential. If you are not the intended recipient, please delete the e-mail and any attachments and notify the sender immediately, and do not use, copy, or disclose to anyone any of the contents hereof. State Licenses
Due to numerous requests and questions online, Rob Pizzola and Johnny from betstamp discuss the buying and selling of points when betting on NFL games. The guys break down if you should ever buy points, and what the best way to do it is. Digging into the value of points, how buying points alters your expected value and the juice built in by the sportsbooks on extra points. The guy recap how the first four weeks of their NFL betting has gone, some of the bad beats, and big sweats. Rob and Johnny also discuss the Thursday Night Football game between the Cincinnati Bengals and Miami Dolphins, and how they'll be in attendance at the game thanks to the legend himself, Luke Campanella, and our friend's at Betfred sportsbook. SportsBetting #Betting #betstamp ON TWITTER... Follow CirclesOff - https://twitter.com/CirclesOff Follow Rob - https://twitter.com/RobPizzola Follow betstamp - https://twitter.com/Betstamp Follow The Hammer - https://twitter.com/TheHammerHQ CHECK OUT... 90 Degrees w/ Kevin Davis - https://thehammer.bet/show/90-degrees betstamp Discord - https://discord.gg/AyN5QakPhA SHOW INDEX... (00:00) Intro (03:44) NFL Season Updates (15:37) Should I Buy or Sell Points? (30:34) betstamp Discord (31:57) Kevin Davis - 90 Degrees (36:04) Bengals vs Dolphins TNF
“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices. This episode, hosted by Andrew Baron, CFP®, EA, dives into the question "Should I Buy a Home?". This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com
Join Giancarlo Herrera, Hannah Schooner, and Nicholas Palazzo as they discuss the newest Thor movie and the internet controversy surrounding the film. Should you trust the negative reviews? Or brave the cinema with an open mind? Find out on this episode of “Should I Buy it, Though?“ Support the Show Visit our Website: www.whimsicproductions.com Support us on Patreon: https://www.patreon.com/shouldibuy Buy us a Coffee: https://ko-fi.com/whimsic
New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up. Clark shares some back to basics measures for more mindful spending. Also, current dislocations have opened up a fast growing area of abuse in the trade and technical school funding arena. What to look for - and look out for - when considering training alternatives to college. Inflation Shoppers: Segment 1 Ask Clark: Segment 2 Training Contract Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? Mint Review: 5 Things To Know About the Free Budgeting Tool How to handle money when you're traveling overseas The Best Credit Cards With No Foreign Transaction Fees Don't Get Dinged at the Gas Pump by New Visa and Mastercard Policies Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Our guest on today's podcast is Justin Tauber, co-owner and Vice President of Integrated Machinery Systems (IMS), a machine tool distributor in Itasca, Illinois. Justin's company sells a wide variety of machine tools, ranging from turning machines, machining centers, grinders, 3D printers and automation equipment. In our interview, Justin discussed the merits of high-end expensive [...] The post Should I Buy the Expensive or Cheaper CNC Machine? With Justin Tauber–Ep. 159 first appeared on Today's Machining World.
People are buying homes sight-unseen. Clark conveys how this practice worked out 15 years ago, and now the stakes are much higher. Learn Clark's new strategic advice on home buying in today's hot housing market. Also, Costco Wholesale is a hit with the stock market, their employees and customers. What's their secret? Hear why Wall St. used to hate their business model, but loves it now! Buying A Home Sight Unseen: Segment 1 Ask Clark: Segment 2 The Costco Success Story: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? The easy way to pay off your credit card debt in a quarter of the time The TSP Mutual Fund Window Will Be Expensive Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Clark lends perspective on today's surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world's largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more. Housing Decisions: Segment 1 Ask Clark: Segment 2 Energy Outlook & Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? How To Save for a House The #1 thing you can do right now to save on energy bills How To Save Money on Utilities Clark Howard's 5-Step Guide To Lowering Your Monthly Bills How To Save Money: 35 Ways To Reduce Expenses How to Book the Best and Safest Airbnb Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Clark offers direction for car buyers of both new and used vehicles in the market now as shortages persist. Also, Clark explains the challenges and considerations of buying a house under current market conditions. Buying a Vehicle: Segment 1 Ask Clark: Segment 2 Buying a House: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? How to Buy a Used Car in 7 Steps Clark's Unusual Tip if You Need To Buy a New Car Right Now How to Buy a New Car in 5 Steps The Best Car-Buying Services in 2022 The Best Credit Cards With No Foreign Transaction Fees International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark has a health lesson for all based on a recent operation. Clark Stinks: Segments 1 & 2 Clark's Health Lesson: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Buy the Best Cheap Printer Evaluate Life Insurance Why You Do Not Want To Get a Big Tax Refund Check 4 Things To Know Before You Sign Up for fuboTV Live TV Streaming Channel Tool Is a Costco Executive Membership Worth It? Should I Buy a House in This Crazy Real Estate Market? Major Tax-Reporting Change for Users of Venmo, PayPal and Others Is There a Safe Way To Invest in Real Estate? Report: The #1 Internet Provider in America File a Consumer Complaint | US Department of Transportation When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
The Take Over - Ep 27 Should I Buy in this Crazy Market - with Jorey BlackmerWe talk interest rates, what's happening, and some wild predictions in this most recent Take Over Podcast Episode
Our guest on the podcast today is consumer advocate and personal finance expert Clark Howard. Clark has been hosting the nationally syndicated radio show and podcast The Clark Howard Show since 1989. He's also the author of 10 books, three of which have been New York Times best-sellers. He also sponsors the Consumer Action Center, which is a free resource for advice on money and consumer issues. He received his B.A. in urban government from American University, and his MBA from Central Michigan University. BackgroundBioClark.comThe Clark Howard PodcastBooks by Clark Howard Home Ownership, Debt, and Investing“Should I Pay Off Debt, Save Money or Invest?” by Christopher Smith, clark.com, Feb. 18, 2021.“How to Pay Off Debt and Save Money on a Fixed Income,” by clark.com staff, clark.com, Nov. 25, 2020.“Key Rules for First-Time Homebuyers and Investors in Real Estate,” by Clark Howard, clark.com, March 22, 2017.“Clark Howard Has Advice if You're Looking to Buy a Home Amid the Pandemic,” by Sarah Thompson, wokv.com, Sept. 29, 2020.“86% of Renters Can't Afford to Buy a Home: Here's How You Can Prepare,” by Charis Brown, clark.com, April 17, 2017.“Should I Buy a House in This Crazy Real Estate Market?” by Craig Johnson, clark.com, Feb. 21, 2022.“Clark Howard's Special Rule for Refinancing Your Mortgage,” by Nick Cole, clark.com, Aug. 28, 2020.“How Old Is Too Old to Take Out a Mortgage?” by Craig Johnson, clark.com, Nov. 1, 2021.“When Is It OK to Have a Mortgage in Retirement?” by Clark Howard, clark.com, March 22, 2017.“Should I Pay Off My Mortgage Before I Retire?” by Wes Moss, clark.com, Feb. 20, 2019.“What Is a Reverse Mortgage and Is It Right For Me?” by clark.com staff, clark.com, June 19, 2020.Cars“3 Things to Know Before You Lease a Car,” by John Cress, clark.com, July 20, 2020.“New vs. Used Cars: Which Should You Buy?” by Dallas Cox, clark.com, Jan. 24, 2022.“New Report: These 2022 Vehicles Are the Best for the Money,” by Craig Johnson, clark.com, Jan. 21, 2022.“Are You Following Clark's Maximum Auto Loan Length Rule?” by clark.com staff, clark.com, April 27, 2021.Saving Money“Free Budget Worksheet: The Clark Method to Create a Monthly Budget,” by clark.com staff, clark.com, Feb. 18, 2021.“How to Save and Invest the Clark Howard Way,” by Christopher Smith, clark.com, Jan. 25, 2021.“15 Financial New Year's Resolutions for 2022,” by clark.com staff, clark.com, Dec. 17, 2021.“8 Spending Habits People Are Changing After Coronavirus,” by Craig Johnson, clark.com, June 19, 2020.Investing and Retirement“How to Start Investing and Saving for Retirement,” by clark.com staff, clark.com, May 20, 2021.“How Retirees Can Combat Inflation,” by Christopher Smith, clark.com, Dec. 1, 2021.“What Is an Annuity, and Why Does Clark Think They Stink?” by Christopher Smith and Clark Howard, ajc.com, May 27, 2021.“Why Clark Howard Is Obsessed With Roth for Retirement Savings,” by Christopher Smith, clark.com, Feb. 23, 2022.Finding an Advisor“How to Find and Choose a Financial Advisor,” by Christopher Smith, clark.com, March 25, 2021.“How Much Does a Financial Advisor Cost?” by Christopher Smith, clark.com, Feb. 24, 2021.Travel“Follow Clark Howard's #1 Rule to Travel Cheap,” by clark.com staff, clark.com, Jan. 28, 2022.“How to Plan a Trip: Clark's Best Travel Tips to Save Money,” by clark.com staff, clark.com, June 10, 2021.
In this Q&A episode, we take the plunge on inflation fears, cryptocurrency, real estate investing, the debate between loans and all-cash offers, mid-week climbing partners, the Roth 401(k), autoimmune conditions, and some more intimate details about where and how we hold our money in various accounts. Finally, I reveal some notable changes to Mrs. CC's schedule, among a variety of other topics. Support this project: Buy Me a CoffeeSubscribe to the website: SUBSCRIBE ME! Previous Q&A PostsYour Questions Answered: Volume OneYour Questions Answered: Volume TwoYour Questions Answered: Volume Three (podcast) Q1: What would you have done differently 10 years ago? (5:02)Seven Lessons From Two Years of Financial Freedom Q2: Thoughts on Inflation (9:35)NY Times, The Daily: Did Democrats Make Inflation Worse?NPR, Planet Money: Night of the Living Inflation Q3: Thoughts on sharing financial details (14:34)Seven Lessons From Two Years of Financial FreedomThe Frugal ProfessorKeeping the “Safe” in Safe Withdrawal RateThe Long Approach to Being Scared of Investing Q4: How do you find climbing partners during the work week? (18:25) Q5: What do you think about cryptocurrency? (21:42)Bitcoin and Other Things You Shouldn't OwnThe GameStop Saga: Hedge Funds, Reddit Investors, and Why They're All Wrong Q6: Why don't you spend much time talking about real estate investing as a viable path to financial independence? (25:39)Should I Buy a Home? Part 1Should I Buy a Home? Part 2: Opportunity CostRelocation: A Guide to Moving and Housing AffordabilityThis Just In: The Real Cost of Home OwnershipAnd We're Back to Home Ownership! But Why Now?Housing Affordability: This Isn't Normal Q7: Tell me more about funding an HSA, especially without earned income. (27:00)Kiplinger: You Don't Need Earnings to Contribute to a Health Savings Account Q8: Where can I get a decent interest rate for cash savings? (30:32)Your Questions Answered: Volume Two Q9: Should I max out a Roth IRA? (33:16)IRS: Changes to Retirement Plans for 2022 (Roth IRA contribution and income limits)The CC Family Investing Strategy, Part 1: Philosophy and Asset AllocationThe CC Family Investing Strategy, Part 2: Where Exactly Is Our Money?Your 2021 Guide to Actually Saving Real Money Q10: Can I use whole life insurance as an investing vehicle? (34:38) Q11: I need a new car. Should I take out a loan or pay in cash? (35:58)How to Get a Fantastic Deal on a New CarVan Life: The Economics and Trade-Offs Q12: My new job offers a Roth 401(k) option. Should I use it? (39:35)Nerd Wallet: Roth 401(k) versus Traditional 401(k)The Bold and Beautiful Roth Conversion Ladder Q13: What is a mega backdoor Roth?? (45:33)Forbes: Is the Mega Backdoor Roth Too Good to be True? Q14: Can you tell me more about your autoimmune condition? (46:31)Ankylosing SpondylitisSeven Lessons From Two Years of Financial Freedom Q15: Can you provide more details on the percentage of funds in various investing accounts? (51:39)The CC Family Investing Strategy, Part 1: Philosophy and Asset AllocationThe CC Family Investing Strategy, Part 2: Where Exactly Is Our Money?Relocation: A Guide to Moving and Housing Affordability Question 16: How exactly do we fund our living expenses? (1:00:42)Expense Ratio & Fees: They'll Hose You Big TimeEarly Retirement Now: The Safe Withdrawal Rate SeriesSome Fantastic News on Healthcare Costs (More on how we balance income, spending, Roth conversions, and healthcare cost consideration)How to Have Negative Health Insurance Costs Finally: Mrs. CC's Big News (1:07:42)
The hour of competition is upon us! Yu-Gi-Oh! Master Duel has activated its trap card and the entire world seems to be sucked in. We also review an entire series of anime murder mysteries, all compiled in in the Danganronpa Decadence collection. We also play a new game, "Should I Buy?" Where JV judges whether items on my wish list are worth a purchase or not! TIMESTAMPS 0:26 - Intro 19:59 - Yu-Gi-Oh! Master Duel Review 41:36 - Danganronpa Decadence Review 1:00:18 - News Rundown SUPPORT US ON PATREON https://www.patreon.com/theswitchcast JOIN OUR NINTENDO SWITCH COMMUNITY Facebook - https://www.facebook.com/groups/TheSw... Twitter - @TheSwitchCast Discord - https://discord.gg/Ty6bwnt Email - KC@TheSwitchCast.com Apple Podcasts - https://itunes.apple.com/us/podcast/t... The SwitchCast Friend Code List - http://bit.ly/scfriendcodelist MUSIC Special thanks to the HeatleyBros for bringing real Nintendo power to our Nintendo Switch podcast with great chiptunes! "8 Bit Joy" By HeatleyBros Free Music For Your YouTube Video https://www.youtube.com/user/HeatleyBros
The stock of stonks is an experimental item in hypixel skyblock that really does nothing. The only thing it is capable of doing is being sold on the bazaar, and that is the only reason it exists. Despite its cheap price originally, it is now being sold for hundreds of thousands of coins on the bazaar, making it one of the most inflated items in hypixel skyblock. This video answers the question, Should I Buy a Stock of Stonks?! and Is the Stock of Stonks a Good Investment? Watch on for the answers! Enjoy this hypixel skyblock documentary, on the largest server in Minecraft, hypixel. This Minecraft Documentary was produced by Tanker Man 3000. Watch The Video Version: https://youtu.be/OIZ6hunwb9w BUSINESS EMAIL: tankermanbusiness@gmail.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/hypixelskyblock/support
Winter is THE BEST Time to Sell 2022Segment 1Why Winter is a GREAT Time to Sell a HomeBarb, we have heard that there are much more limited choices of homes for buyers to choose from. Can you tell us why that is and why this is a great time to sell a home, even in the middle of winter.. The Colorado Springs area real estate market is, by far one of the HOTTEST in the CountryHome values have increase by 24% in just 1 year!Interest Rates at Still at Record Low Levels (below 575 homes)What does that look like if you are thinking of selling?Potential Multiple offers to choose from if:you are priced realisticallyyou hire the right agent who know how to command top dollarPick the best offerPick and choose you preferred closing dateSmooth on time closingI'm Barb Schlinker with YHSGRC…I have helped thousands of home sellers sell for top dollarNot every agent is the sameIf you are thinking of making a move and would likeTips on how to prepare your home to command top dollarGet a great idea on how much your home will sell for in this marketCall us at 719 301 3900If you are thinking of putting your home up for sale you should be concerned about hiring an agent who:1. Suggests an unreasonably high asking price2. Discounts their fee just to get a listingCondo story3. Does not know how to command Top Dollar4 hours to go and show – how does that seller know that other buyers would not pay more?How Hot is the Colorado Springs Housing Market?Per Norada Real Estate Investments:COS Metro up 27.6%El Paso County up 29%Teller Count up 20.6%All are Expected to RISE AT A SIMILAR PACE IN NEXT 12 MONTHSTo find out what your home will sell for in this market..You can call our office any time at 719 301 3900 or Visit BarbHasTheBuyers.comYou are listening to the Real Estate Voice with myself Barb Schlinker of Your Home Sold Guaranteed Realty, if you are interested in selling or buying call Barb at 719 301 3900 We are talking Barb about amazing rise in values in Real Estate market – few available homes, what are some other reasons why agent selection matters?January and February are historically the months where the least number of homes are available to choose from (EXCEPT LAST SUMMER).Supply and Demand:Low Supply and High Demand = Great for Home SellersMet a buyer last weekend that decided to move early because the school schedule is inconsistent.1. With Fewer homes to compete with:a. Home Sellers should present their homes in the best light possible.b. It Starts with Great Pics, Great Marketing and Realistic Pricing2. NEW SLIDEa. We can give you GREAT ADVICE and save you money..i. What to Do and What Not to Do to get ready for saleii. We Will talk about their home value…i. Buyers want to know…”What kind of home can I afford in my price range”ii. That is why if you are thinking of selling you really need an agent that:1. understands the market to help you command top dollar.2. Actively sells in the market3. Knows how to command top dollarElephant in the Room….Should I Buy in an Inflated Market?Options are:Rent:2 Bedroom Rental: $1518 - $17003 Bedroom Rental: $20234 Bedroom Rental: $2340Just Ask DanielleA Service Member whose family got larger & needed a bigger house.Had owner her home for just 18 months.I just sold it and she put $95,000 in per pocket after all expenses!She bought that home using her VA, NO money down!Is your landlord going to pay your $95,000 because you had to move?If you are thinking of making a move:Want to find out: what your home will sell for in this marketWant to find out: what to do and what not to do to get your home ready for saleWant to find out: How much you will put in your pocket
FOMO is for real and it can make you do some things that you regret in the future. Listen it and beat FOMO before it gets you!Hit me up on IG @upyouraverageAdditional Links:Schedule a call: upyouraveragepodcast.com/coachingcall7 Ways to up your average mini-course: upyouraveragepodcast.com/7wayscourse7 ways to up your average pdf: upyouraveragepodcast.com/7waysEmail: jared@upyouraveragepodcast.comwebsite: upyouraveragepodcast.com
Here's everything you need to arm yourself for a purchase, or at least to understand how your current chair is affecting your body.Episode Navigation:02:00 – Gaming Chairs Are Not Office Chairs03:20 – Adjustability: What Makes an Office Chair Great05:15 – Office Chairs Mitigate Pain10:15 – Is There a Perfect Office Chair?12:45 – Why are office chairs so expensive? Plus, our Top Three Picks.22:25 – Ergonomics25:00 – Should I Buy a Used Office Chair?28:55 – Are Super Cheap Office Chairs Okay to Buy?30:50 – Specific Office Chair Features and Extras (Pro Tip: Roller Blade Wheels)35:15 – What Chair Does Will Use?38:00 – Will’s Epic Rant Against Gaming Chairs44:05 – What About Office Chair “Alternatives” Like Yoga Balls and Kneeling Chairs?46:40 – Will’s Most Important Office Chair Buying AdviceFeatured:The 21 Best Office Chairs of 2021 6 Perfectly Fine Cheap Desk Chairs Available Under $250Need a Better Office Chair? Just Get ThisAbsolutely Everything You Need to Know Before Buying an Office or Desk Chair Still Working from the Couch? Upgrade Your Home Office with These Deals
452 Should I Buy a Bigger House? Questions with Kelly and Kathi
452 Should I Buy a Bigger House? Questions with Kelly and Kathi
https://www.patreon.com/coachdanjohn0:00 - Intro0:29 - Keeping Up with the Kids5:36 - Knee Surgery Rehab9:52 - Undoing Desk Work13:54 - Rep Ranges by Gender20:04 - When to Increase KB Weight22:41 - Walk Immediately after Lift25:14 - Accessory Work26:52 - Should I Buy a Rower30:01 - KB or Barbell for DeadliftsEnjoy!---Have a question? Send it to podcast@danjohnuniversity.com[Dan John University](https://www.danjohnuniversity.com)
Decision Vision Episode 95: Should I Buy an Existing Franchise? – An Interview with Leslie Kuban, FranNet Atlanta Leslie Kuban, FranNet Atlanta, joins host Mike Blake to discuss the pros and cons of buying an existing franchise business vs. starting a new franchise from scratch. “Decision Vision” is presented by Brady Ware & Company. Leslie […] The post Decision Vision Episode 95: Should I Buy an Existing Franchise? – An Interview with Leslie Kuban, FranNet Atlanta appeared first on Business RadioX ®.
Episode #34 "Should I BUY or RENT a Home?" by Adam D. Koós, CFP®, CMT®, CEPA
The post The CA$H Podcast #34 – “Should I BUY or RENT a Home?” appeared first on Libertas Wealth Management Group, Inc.
People often ask the question "Should I Buy or Rent?" and this podcast takes a deep dive into answering that question. We discuss not only the financial aspect, but look at the emotional, tactical and practical elements as well. We run a comparison to see how the real estate market has performed compared to putting that same downpayment in the stock market instead. Who has more money after 5 years? How about 10 years? The answer may surprise you.
Should I Rent or Should I Buy? Maybe I'll just hold off because the market might be crashing... I'd rather just call the landlord with problems rather than have to maintain the property.. all Valid! But you are literally burning your money every month.
Decision Vision Episode 63: Should I Buy a Business? – An Interview with Ray Padron, Brightworth Why buy a business? How do I manage the process of buying a business? How do I prevent an acquisition from destroying the culture of my existing business? Ray Padron speaks from his experience as CEO of Brightworth, an […] The post Decision Vision Episode 63: Should I Buy a Business? – An Interview with Ray Padron, Brightworth appeared first on Business RadioX ®.
When considering a new home the first question many people face is: Should I Buy or should I rent? For the most part buying is seen as the “go to” answer for many reasons, one of them is the standard “if i rent i am paying off someone else's bond and so i should definitely buy” In this video we're going to bust that myth and answer the question for you though a scenario where renting is probably better than buying and why. start a real conversation about anything money for you to build the right mindset habits and education in your journey to financial freedom! #financialLiteracy #Money #Education I'm interested to know if this helped you? Let me know in the comments below! QUESTION — Have a question about Financial Planning, Savings, Investing, Wealth Habits, Money Mindset or Anything Else? Post in comments section of this video! Music by: Kaivon - First love (feat. Pauline Herr) Subscribe to MONEY TALKS WITH NABEEL KHAN Here: https://www.youtube.com/channel/UColm_SI-cNv0o5KJVriLX9Q/videos Nabeel Khan on Social Media: http://www.mrnaby.com https://instagram.com/mrnaby https://www.facebook.com/nabsk DISCLAIMER: This channel is hosted by me and I am licensed to give advice but this channel and what we talk about is not constituted as advice to you. Reason being in order to give advice I need to understand where you are in your life and conduct an analysis before I can give you advice so if you would like my advice go and visit my website and send me a mail. Thank you for the support! --- Send in a voice message: https://anchor.fm/nabeel-khan0/message
Drone Comparison - I Need to Buy a Backup Drone. Should I Buy the Inspire 2, or Settle for the More Affordable Phantom 4 Pro? In today's show, we have a fascinating drone comparison. We compare the Inspire 2 to the Phantom 4 Pro and reveal the best option for you. Our caller, Kyle from Idaho, recently attended our in-person mapping class in San Diego. This proved to be a game-changing experience for Kyle as he was able to add new clients and scale up his drone business significantly. Now, Kyle is planning on buying a spare drone so that his work is not affected in case of any equipment failure. Should Kyle buy another Phantom 4 Pro? Or, is it worth spending more to buy the DJI Inspire 2? The Inspire 2 is a larger bird with greater wind resistance. The ability to carry larger payloads means that this drone can fly the cameras like the X4S with ease. Because of these reasons, there are many additional drone jobs that a pilot can take up with the Inspire 2. In this show, we specifically discuss flying over water and filming action sports. But, can Kyle use the Inspire 2 instead of the Phantom 4 Pro for drone mapping? Is Kyle better off buying the Phantom 4 Pro or Phantom 4 Advanced? Tune to this drone comparison to learn some nuanced information. Thanks for the great question, Kyle. Fly Safe! Recently crashed your drone? Unable to find trained technicians who can repair your drone quickly and at a reasonable rate? Don’t fret. The cool folks at Fortress UAV can help you get your drone back up in the air in as little as 7 days! Use Promo Code “DroneU” to get 25% off. Drone U Members get an extra 5% off on total repair costs. Check them out now! Make sure to get yourself the all-new Drone U landing pad! Get your questions answered: https://thedroneu.com/. If you enjoy the show, the #1 thing you can do to help us out is to subscribe to it on iTunes. Can we ask you to do that for us real quick? While you're there, leave us a 5-star review, if you're inclined to do so. Thanks! https://itunes.apple.com/us/podcast/ask-drone-u/id967352832. Become a Drone U Member. Access to over 30 courses, great resources, and our incredible community. Looking for simple, fast, and transparent coverage that gives you peace of mind? Our friends at Skywatch are offering affordable on-demand drone insurance that rewards YOU for flying safely. Check them out NOW! Both hourly and monthly options available. Follow us: Site - https://thedroneu.com/ Facebook - https://www.facebook.com/droneu Instagram - https://instagram.com/thedroneu/ Twitter - https://twitter.com/thedroneu YouTube - https://www.youtube.com/c/droneu Get your copy of “Livin’ the Drone Life” – http://amzn.to/2nalUDH Get your copy of our Part 107 Study Guide – https://amzn.to/2omQatT//amzn.to/2omQatT Check out our upcoming Mapping Classes – www.buytickets.at/droneu Timestamps How can attending a Drone U in-person training help you? Today we have a drone comparison - Inspire 2 vs Phantom 4 Pro Will buying an Inspire 2 allow Kyle to take on a wider range of jobs? Do you need an Inspire for filming action sports? Paul shares how he filmed baja racing using his Inspire 2 and X4S We sum up today's drone comparison to reveal the best option for Kyle Can you turn on manual mode on your DJI drone? ???
On episode 172 of the BSP, I analyze how YouTube has updated and altered the notification system, the limitation of notifications, the new notification options, and when you should publish your videos, as well as a new video visibility feature for YouTube Members. I also discuss horror films I”ve been watching, if and how you should approach EQ-ing your podcast, my thoughts on Anchor, and some of my recent favorite albums. Subscribe to the full audio podcast at http://www.bandrewsays.com Twitter: @bandrewsays Ask Questions: AskBandrew@gmail.com Merch; https://teespring.com/stores/podcastage-store Discord: https://discord.gg/dXQUc7v Gear Used This Episode: Antelope Audio Edge Go - https://geni.us/edgego Sony MDR7506 - https://geni.us/7506 00:00 - Intro 01:01 - YouTube Changes Notification System 02:18 - When Should You Publish Your Video 05:09 - Changes to How People Sign up for Notifications 07:34 - How Many People have Notifications on For Your Channel? Creator Inside Notification Video: https://youtu.be/KdkyhI9dcZk 09:56 - YouTube Adds Members Only Video Option YouTube Memers Only Video Setting Update: https://support.google.com/youtube/answer/7544492?p=memberships_MOV&visit_id=636960696606942922-2516058774&rd=1#MOV 12:02 - I’m Not Talking about POLITICS! Project Veritas: https://www.projectveritas.com/2019/06/11/tech-insider-blows-whistle-on-how-pinterest-listed-top-pro-life-site-as-porn-bible-verses-censored/ 12:42 - New Video Games Announced That I’m Excited For Destroy All Humans Trailer: https://www.youtube.com/watch?v=DHMDrhBREXU Final Fantasy VII Trailer: https://www.youtube.com/watch?v=aTCmN8TtkgQ Blair Witch Trailer: https://www.youtube.com/watch?v=RhaDPDf-xsM 14:52 - Recent Horror Films I’ve Watched 18:42 - Ask Bandrew 19:19 - Email 1 20:00 - Should I Buy a New Mic or a New Mixer? 21:24 - Should I EQ My Podcast? Is it Necessary? What’s the Goal? 22:50 - Email 2 23:14 - What Are Your Thoughts on Anchor? 25:49 - Voice Submission Website(s): Theovernightshift.com https://www.spreaker.com/show/theovernightshift 26:34 - My Favorite Albums From The Last Few Years Phoebe Bridgers - Strangers in the Alps Muse - Simulation Theory Daughters - You Won’t Always Get What You Want Oathbreaker - Rheia Entombed - To Ride, Shoot Straight, and Speak the Truth The Locust - Plague Soundscapes 31:57 - The Mic Model I Used Today 32:20 - Outro
0:00 - Intro and Backgrounds 3:52 - Should I Buy a Franchise? 18:38 - What Does It Take To Own a Franchise? In this episode of Franchising with Purpose, Amanda Lepore, Mike Magid, and Mike Powers explore whether owning a franchise is right for you, and the mindset that it takes to own a successful franchise. Check out https://www.griswoldhomecare.com/franchise/ for more, and follow Griswold Franchising on social media: LinkedIn Twitter | @MikeMagidGHC | @MFPowers2 | @Amanda_GHC Facebook Instagram
Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions: How Do We Follow the Guidelines from The Richest Man in Babylon? I've Reached F.I. Now How Can I Help Children Do the Same? Should I Invest My Cash All At Once or Over Time? How Do I Prepare My Finances for Marriage? We're Out of Debt and Have Money In the Bank. What Now? I'm F.I. and Sold My House. What Should I Do With the Cash? How Can I Help Young Men? I'm Now an Empty Nester. Should I Buy a House for Security? I'm In Graduate School. Should I Get Life Insurance? What Should I Do With an Old Life Insurance Policy?
Ask Noah Show 63 | Should I Buy a Chromebook? Last week we broke the news to you that rumor has it Google is making Linux apps for the desktop a reality on Chromebooks. This week Keith Myers joins us and tells us what the experience on a Google Pixelbook is like. He explains what it took to get native Linux apps on his Chromebook and give us an update from Google IO and what you can expect on your Chromebook. This is a loaded hour with a lot of calls and very good questions! -- The Cliff Notes -- For links to the articles and material referenced in this week's episode check out this week's page from o our podcast dashboard! This Episode's Podcast Dashboard (http://podcast.asknoahshow.com/61) Phone Systems for Ask Noah provided by Voxtelesys (http://www.voxtelesys.com) -- Stay In Touch -- Find all the resources for this show on the Ask Noah Dashboard Ask Noah Dashboard (http://www.asknoahshow.com) Need more help than a radio show can offer? Altispeed provides commercial IT services and they’re excited to offer you a great deal for listening to the Ask Noah Show. Call today and ask about the discount for listeners of the Ask Noah Show! Altispeed Technologies (http://www.altispeed.com/) Contact Noah asknoah [at] jupiterbroadcasting.com -- Twitter -- Noah - Kernellinux (https://twitter.com/kernellinux) Ask Noah Show (https://twitter.com/asknoahshow) Altispeed Technologies (https://twitter.com/altispeed) Jupiter Broadcasting (https://twitter.com/jbsignal)
It's our first #AskSkylerLive of 2018! We first address Skyler thoughts on the Logan Paul's suicide forest video. Then we spoke about: - Where does Skyler get his entrepreneurial mindset? - ARE ENTREPRENEURS BORN OR CAN IT BE TAUGHT? - Why should companies put themselves out of business? - ADVICE TO SOMEONE WHO WANTS TO BECOME A MORNING PERSON - Your biggest habits outside of work that help at work? - Financial advice for 2018 - Should I Buy a House In 2018? Thanks for listening! Don't forget to "Like" and "Subscribe!"
Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Kelly Klause. Ron Siegel will discuss: Should I Buy a Home Now? Or Wait Until Next Year?; 6 Signs It's Time to Revisit Your Budget; Buyer Beware_ Long-term Care Costs Are Surging; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at www.Facebook.com/RonSiegelRadio800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Anaheim Mortgage Lender Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages
Episode 8: Should I Buy a Lemur? by Matt and Matty
Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron will discuss: Foreclosure Prevention Programs; Hurry Up and List Your House TODAY!; ‘Standby' Reverse Mortgage Good for Tapping Home Equity; Should I Buy a Used Car; Easy Steps to Get Control of Your Finances; Private Money Lending Options; Real Time Real Estate; Your Credit Matters; Mortgage Minute: Word on Wealth; and so much more Ron Siegel, consumer advocate, and mortgage lender discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at · www.Facebook.com/RonSiegelRadioReach Ron at · 800.306.1990 · Ron@RonSiegelRadio.com · www.RonSiegelRadio.com · www.SiegelLendingTeam.com · Twitter: @RonSiegel · www.Facebook.com/RonSiegelRadio
The topic this week came from a question I got from a listener. He asked, “Why don't you use hardware to do things like EQ and compression before recording audio to your computer?” There's nothing wrong with doing processing on your audio before recording it to your computer, I just prefer to do that processing in my software (Logic Pro X) instead. Another question I see a lot is, “What's the difference between a mixer and a interface?” So this week I'm going to explain the difference between a hardware mixer and an audio interface, and talk about why I believe mixers are becoming less necessary even if you want to stream live shows with guests. Key Takeaways: Some hardware mixers have USB outputs, but most don’t. In most cases, you’ll need to buy an audio interface to record audio into your computer (unless you’re using a single USB microphone). You can spend days trying to get your audio quality from 90% to 100%, but your audience doesn’t really care. They only care that the levels are balanced and that it doesn’t sound like crap. As live-streaming web apps like Zencastr and Squadcast get better, the need for physical hardware will be diminished for most podcasters. Most professional audio editing apps allow you to create templates for plugins and channel strips, so learn how to use those and you’ll save a ton of time in post-production. What’s the Difference Between a Mixer and An Audio Interface? A hardware mixer is a physical board with a bunch of knobs and faders (you’ve seen these in the control rooms at churches and concert venues). It takes a variety of different inputs (microphones, keyboards, etc) and sums them to a stereo track, which is what you and the rest of the audience hears coming out of the main speakers. These mixers often have built-in effects like EQ and reverb. That’s the basics of what a hardware mixer does. They come in variety of different configurations and prices depending on how many inputs and features you want. Here’s what a typical hardware mixer looks like: https://duckduckgo.com/?q=hardware+mixer&t=ffab&iax=images&ia=images An audio interface isn’t too different, but it is made to take an analog audio signals and convert it into a digital format that your computer can use. Most audio interfaces don’t have physical volume faders for each input or special effects like EQ and reverb, they just have input gain knobs for each microphone input. The audio interface I currently use is the Focusrite Scarlett 18i8. Some hardware mixers have USB outputs, but most don’t. In most cases, you’ll need to buy an audio interface to record audio into your computer (unless you’re using a single USB microphone). Should I Buy a Hardware Mixer? I don’t think hardware mixers are necessary for most podcasters these days. If you’re just making a podcast, at some point you’re going to have to put the audio file on your computer to do editing and export it as an MP3. So you’ll either need to buy a hardware mixer that has a USB output (and the good ones are fairly expensive) or you’ll need to buy an audio interface to convert the analog signal from your mixer into a digital signal. For most people, an audio interface will get the job done. Why not do audio processing like EQ and compression with hardware instead of software? I like the freedom of being able to make changes to the processing after recording. I like to record a clean audio track at the proper input gain levels and then be able to do EQ, compression, and noise removal later. There is a downside because there’s the temptation to tweak endlessly, but having a deadline will help prevent endless tweaking. You can spend days trying to get your audio quality from 90% to 100%, but your audience doesn’t really care. They only care that the levels are balanced and that it doesn’t sound like crap. Is the DBX 286 Preprocessor a Good Investment? A lot of podcasters use the DBX 286 pre-processor to enhance the audio quality of their tracks on the way into their interface. I have one, but I actually don’t use it anymore. (Update: I ended up selling it) Could I save some time if I got used the DBX 286 and got all the settings dialed in? Maybe, but it doesn’t take me that long to do post-production in Logic Pro X. I can apply all those same effects in less than 5 minutes and then save the exact settings as a template to be used anytime I want. The Benefits of Simplicity Fewer parts in a signal chain means fewer things that can go wrong. If you have five different pieces of hardware between your mic and your computer and something goes wrong, troubleshooting is going to be a pain. Ideally, I would be using a USB microphone for recording. That would be best case scenario; just a single mic plugged into my laptop or iPad. But the technology just isn’t there yet; I love the sound quality I get from my Shure Beta 87A. Until a USB mic is made that matches that quality, I’ll be using the Beta 87A and my audio interface. What About Live Streaming With Multiple Guests and Mix Minus? If you want to record four people in the same room, then you’re going to have to buy four microphones and an audio interface with at least four mic inputs. Streaming software is getting more powerful, so having a bunch of audio hardware for live-streaming or recording remote guests is becoming less necessary. Web apps like Squadcastand Zencastr make live-streaming easy, and apps like Quicktime and Audacity make recording a local file on a computer simple for your guests. With Squadcast or Zencastr, you don’t even need to record local audio files; the web app records them for each person on the call and will deliver them to you after the call is over. So the need for complicated audio hardware setups is going away for most people. As live-streaming web apps like Squadcast get better, the need for physical hardware will be diminished for most podcasters. There’s also a Mac app called Loopback that allows you to do some pretty cool routing stuff with audio inputs and outputs from various apps. I was using that as a replacement for my current mix/minus setup, but I ran into some weird bugs so I’m back to using hardware for now. Hopefully those things will get sorted out in the future so I can record and stream guests without needing a second computer to run Skype on. Control Surfaces If you like the idea of physical faders and knobs for mixing, consider buying a control surface like the Korg nanoKontrol 2 ($60) or the Behringer BCF2000 ($300). These devices are really more useful for mixing music, though. I’ve had the nanoKontrol 2 for a year and have used it for mixing podcasts… never. Consider Investing in a Profesional DAW (Digital Audio Workstation) If you’re going to be producing and editing a podcast every week, it’s probably worth investing in a professional DAW like Logic Pro X, Pro Tools or Audition. These audio workstation apps allow you to create and save templates for your tracks, so once you get your plugin settings dialed in (for things like EQ, compression, limiting, noise removal, etc.), you can reuse the same settings every week. That can be a huge time saver. You shouldn’t be re-creating your plugin settings every single week. Most professional audio editing apps allow you to create templates for plugins and channel strips, so learn how to use those and you’ll save a ton of time in post-production. Cool Stuff to Check Out: Recommended Gear: https://kit.com/thepodcastdude Podcast: https://thepodcastdude.simplecast.com Twitter: https://twitter.com/thepodcastdude Youtube: https://www.youtube.com/c/thepodcastdude Successful Podcasting: http://successfulpodcasting.com Simplecast Blog: http://blog.simplecast.com/
Hey! Aaron from the future (2019) here. You can check out my updated gear guide at https://kit.com/thepodcastdude. There are a few things you’ll need to buy if you want your podcast to sound great. In this episode, I talk about why a great microphone is an essential investment for your show, and how much you’ll need to invest if you want your show to sound great and stand out from other podcasts. My goal was to create a comprehensive podcasting equipment guide for a beginner podcaster. I won't talk about every microphone, interface or pre-amp available, but I'll cover the essential pieces of gear you’ll need to get your show started. Podcasting Equipment Guide There are a lot of things you'll need to buy if you want to start a podcast. In this episode, I talk about why a great microphone is an essential investment for your show, and how much you'll need to invest if you want a great setup that will set you apart from other podcasters. My goal was to create a comprehensive podcasting equipment guide. I don't talk about every microphone, interface or pre-amp available, but I cover the essential pieces of gear you'll need to get started, and share what some of the best podcasters in the world are using to record shows. After listening, you'll know what the best options are for your budget. Key Takeaways: A great microphone is the most important piece of gear you'll buy. To stand out from other podcasts in a crowded market, you have to provide great content and high quality sound. Great sound quality makes your show easier and more enjoyable to listen to. You only get one chance to make a first impression. Make it a good one. If you have a tight budget, consider buying used gear online. When deciding which interface to buy, consider how many mic inputs you'll need. Always, always, always use a pop filter. Wear headphones to avoid causing echo from guests in your recording. If you're serious about making a great podcast and growing your audience, don't settle for the cheapest option. How to Stand Out in a Sea of Podcasts There are thousands of other podcasts vying for your listener's attention. To stand out, you have to provide great content, but you also need to have good sound. Great sound quality makes your show easier and more enjoyable to listen to. Attention to sound quality shows your listeners that you take podcasting seriously, which means they will take you seriously and be more likely to invest time listening to you. You only get one chance to make a first impression. Make it a good one. A Great Microphone Needs Less Post-Production Good mics require less post-production. Most recordings can be improved with post-production (noise removal, EQ, Compression, etc), but a great mic will require less post-production. If you're going to be podcasting, you can either hire someone to edit, mix, and master your show, or spend a little time to learn how to do it yourself. Cheaper mics just don't sound as good. They often have harsher high end, they sound brittle and don't have a good low-end (bass frequencies). A lot of people ask me, “What's the minimum I can spend to get started?” I don't want you to just meet the minimum. If you're going to do it, do it right. Get a great microphone as soon as possible. If you can't afford a decent mic, practice with what you have, but save money to get the mic you want. If You Have a Small Budget, Consider Buying Used Gear I understand that not everyone can spend $800 on a podcasting setup. When I started podcasting, I was using a Shure PG42 USB mic, but I wish I had invested in a better mic right away. If you have a small budget, I recommend checking out Guitar Center's used gear online, or checking your local music store for used gear. Make sure to save the receipts in case anything doesn't work, and make sure you buy from reputable sellers who offer returns if you're shopping on Ebay. If you have a tight budget, consider buying used gear online. Should I Buy a USB Mic, or a XLR Mic? One of the questions I often get asked about microphones is, “Should I get a USB mic, or an XLR mic?” If you're just starting out, and you want to spend the bare minimum, you can get a USB like the Audio Technica ATR-2100 ($60), or the Samson Q2U (also about $60). However, keep in mind that these are budget microphones, and will not give you great sound. Additionally, it's a pain in the butt to record multiple USB mics at the same, so if you plan on recording anyone else in the same place as you, go with XLR mics and an audio interface instead. If you want a good USB mic and are willing to spend a little more, check out the Rode NT USB mic. It's $170 but sounds noticably better than the cheaper USB mics. You'll also need to get a mic stand and a pop filter for each mic too: More on that a bit later. What about Dynamic vs Condenser? A dynamic mic will give you more mid-range warmth and has better off-mic noise rejection, so it won't pick up as much of the room sound or background noise. A condenser mic will give you more detailed recordings, but are often more sensitive than dynamic mics, so they may pick up more room echo and background noise. Dynamic microphones are usually a better choice for podcasting (there are a few exceptions, such as the Shure Beta 87A which is a condenser mic). If you're interested in learning more about dynamic vs condenser mics, check out 10 Statements on Condenser Microphones vs. Dynamic Microphones. The pickup pattern of the mic also affects how much background noise it'll record. Click here to learn more about microphone pickup patterns. XLR Microphones I love and recommend XLR microphones for podcasting. The microphone I use is the Shure Beta 87A. It's $250 new but you can find them used for less, and they sound great and pick up much less background noise then the other mics I've tested in that price range. If you're looking for an affordable XLR mic, you can't go wrong with a Shure SM57 or SM58. They sell new for $100, but you can find them used online for half that price. Pair a SM57 or SM58 with a simple USB interface (like the Focusrite Scarlett 2i2), and you've got a great sounding, affordable recording setup. Recording On the Go If you need to record with multiple microphones on the go, the Zoom H4N ($199) is a great option. This is a small, handheld device that has 2 microphone inputs plus a built-in condenser mic on top. If you need more than two mic inputs, get the Zoom H6 ($399) instead. The H6 has 4 mic inputs in addition to a built-in condenser mic on top. Lavaliere Mics I don't have much experience with using lav mics, but they're commonly used on stages, and they can work pretty well if you're out and about recording interviews. If you're looking for a lav mic you can use with your smartphone, check out the Rode Smartlav ($80), which is an affordable option for recording to an phone. I took a listen to the audio, and it wasn't as high quality as more expensive lav mics, but it's more affordable and convenient for mobile recordings. USB Audio Interfaces If you decide to get a XLR microphone, you will need an interface to convert the analog signal from the mic into a digital signal that your computer can record. Most interfaces connect to your computer via USB, and the smaller ones use USB for power as well. When deciding which interface to buy, consider how many mic inputs you'll need. Things to consider: How many mics will you be using at the same time? If you're just going to be recording yourself, an interface with one or two mic inputs will work fine. If you're going to be recording multiple people in the same room, you'll need an interface with four or maybe eight mic inputs. How many headphone monitoring channels will you need? Most interfaces offer one or two headphone monitoring ports (so you can listen to yourself while recording, or run your computers audio out through your interface). If you need more than one or two headphone jacks, you may want to invest in a headphone amp that you can plug additional headphone lines into. The audio interface that I'm using to record this episode is the Scarlett 2i2 ($149). It's USB powered, has two microphone inputs, and a single headphone jack. Quick note: most interfaces will give you phantom power (or 48v), which is used to power XLR condenser microphones. If you're using a dynamic microphone, you won't need to use phantom power (in fact, make sure it's turned off before you record). If you need more mic inputs (or headphone jacks), you'll want to go with the Scarlett 18i8 ($299). This has 4 mic inputs and 2 headphone jacks. If you need an interface with 8 mic inputs, get the Scarlett 18i20 ($350). Even though this interface has a higher price than the others I've listed so far, I wanted to mention the Apollo Twin Solo ($599). It's not cheap, and this model only has two mic inputs, but if you want to invest a little more money and get a fantastic interface, check it out. Cables, Stands, Pop Filters, and Other Accessories If you go with an XLR microphone, you'll need an XLR cable to connect your microphone to your interface. I use the Monoprice 15ft XLR Cable ($10). It's affordable and works great. You'll also need a mic stand. I use a normal microphone boom stand like the Samson Mic Stand ($20), which works fine for most mics. I would recommend the standard boom stand for most people, but if you want to invest a little more money and get something nice, you could go with the Heil Sound PL-2T Overhead Broadcast Boom ($120. This is a swiveling boom arm that attaches to your desk, and is very convenient for moving the mic around to any position you want. I recommend avoiding any stand that sits directly on your desk. They may cause your mic to pick up any vibrations (caused by typing or bumping the desk), which will cause thumps in your recordings. A shock mount for your mic might alleviate that, but I recommend using a standard boom stand or a boom arm instead. Always use a pop filter. A pop filter diffuses and prevents plosives and sibilants, and lets you get closer to the mic which will make your voice sound more rich and warm and gives a sense of intimacy to your recordings. The Nady Pop Filter is $10 on Amazon and is a no-brainer (pretty much any pop filter will get the job done). Power Conditioner A power conditioner cleans and filters noise and hums that might come through your computer or interface's power supply. You might not need one of these, but if you hear a hum or buzz in your recording that you can't eliminate, try a power conditioner to see if it helps. I plug my computer and pre-processor into a Furman Power Conditioner ($55). Audio Pre-Processors You may have heard about the DBX 286 ($200) before. The DBX 286 is pre-amp, compressor, de-esser, and noise gate. It's a pre-processor used by many professional podcasters to improve the sound quality of raw recordings. If you are brand new to audio, you'll need to invest some time in learning how to use the various controls of this unit, but if you want to get even better sound out of your XLR microphone, it's a solid investment. If you decide to buy a DBX 286 or any other pre-processor or pre-amp, you'll need to buy an additional XLR cable to connect it to your interface. Headphones Headphones are essential for both recording and editing. If you are talking to someone over Skype and you aren't wearing headphones, the sound will come out of your speakers and get recorded in your track which will cause a really annoying echo (and ruin your recording). Wear headphones to avoid getting echo from computer speakers in your recording. The headphones I use and love are the Sony MDR-7506 ($85). If you want to spend a little less, there are a lot of other options, including the Sennheiser HD-280 ($69) and the Panasonic RPHJE120K Earbuds ($12) (fine for listening and even mixing). Recording Software After you buy your recording gear, you'll need to use some kind of software to record audio. If you have a Mac, Quicktime is an easy way to record an audio track. It should already be installed, so you can open it up, select your mic or interface and be good to go. You might also have Garageband included in your Mac, and that works fine for recording audio as well. Audacity is a free program that works on both Mac and Windows. Here's a short tutorial on how to record an audio track in Quicktime or Audacity. If you'd like to spend a little bit of money on a real DAW (digital audio workstation), Reaper is a good affordable option (both Mac and Windows, $60). I use and love Logic Pro X, and there's also Pro Tools or Adobe Audition These programs are more for the audio professional, someone who is going to be doing a lot of editing, mixing and mastering. If you plan on learning and doing the post production yourself, you should invest in one of these programs. Recording Skype Conversations If you're going to be interviewing someone or talking to a co-host over Skype, there are a few options for recording Skype calls including Ecamm Call Recorder (for Mac), and MP3 Skype Recorder (for Windows). I recommend that each person on the call record a track on their computer and then send those to the person responsible for editing (this is called a "double-ender"). You should also record the audio from the Skype conversation to have as a backup. You might also check out Squadcast.fm, it's a web app that makes it easy to record multiple people at the same time. It costs $20/month but does come with a free 14 day trial. My Recommended Setups If you're looking for the most affordable option, I recommend the Samson Q2U with a pop filter and mic stand. This will cost about $100. The setup that I'm currently using is the Shure Beta 87a and an Scarlett 18i8 interface, with a few Shure SM58 mics to have as backups. I invested around $500 for this setup (buying everything used), but it sounds great and I can record up to 4 people at the same time if I need to. If you're serious about making a great podcast and growing your audience, don't settle for the cheapest option. Consider waiting to start recording your podcast until you've saved up enough money to be able to buy the gear you want, so you can make a show that sounds good from the start. You'll thank yourself later, and your listeners will too. Cool Stuff to Check Out: Recommended Gear: https://kit.com/thepodcastdude Podcast: https://thepodcastdude.simplecast.com Twitter: https://twitter.com/thepodcastdude Youtube: https://www.youtube.com/c/thepodcastdude Successful Podcasting: http://successfulpodcasting.com Simplecast Blog: http://blog.simplecast.com/
Episode Show Notes jeffsanders.com/039 Learn More About the Show The 5 AM Miracle Podcast Free Productivity Resources Join The 5 AM Club! Connect on Social Media Facebook Group • Instagram • Twitter • LinkedIn Episode Summary What you do every day matters — a lot. In this week's episode of The 5 AM Miracle Podcast I share the best daily rituals for amazing energy and incredible productivity. Daily rituals matter both in the short-term and even more so over the long-run as the small choices you make compound into huge success. The daily rituals that I have implemented are both helpful for me and highly actionable for you — right now — today. Resources Mentioned in the Show The Weekly Review Checklist [last episode of the podcast] Daily Rituals Spreadsheet [download the template] Eat That Frog [book by Brian Tracy] Water Before Coffee [blog post] Should I Buy a Vitamix? [blog post] Inbox Zero [blog post]
Options Bootcamp 17: Should I Buy, or Should I Sell? Options 101: The quintessential options debate -- buy options or sell them? Many options professionals lean toward "when in doubt palms out." Simplify the options universe into two segments of risk: directional risk and volatility risk. The use of delta and other Greeks when deciding or analyzing when to buy or sell options. Short premium pros and cons Long premium pros and cons Mail Call: Recruits are asking a lot of questions. Question from Tim Nagerty: Mark and the other drill instructors have repeatedly stressed portfolio margin on this program, but I'm somewhat confused by this concept. Can the hosts explain the benefits of PM for an options trader? I have about $70k in my trading account right now. Is it worth it for me to transfer in the extra $30k to me the $100k limit to qualify for PM? Lastly, does SogoTrade/Wang Investments offer PM for its customers? Thanks, love the show! Question from Allison S., Spokane, WA: I thank you all for this wonderful program. Do you have any plans to take Options Bootcamp "on the road?" I'd love to meet you all in person. Question from Joey Beltran: I've heard the term "backspread" a few times. Where do it come from? What does it mean? How do you use them?
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