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Latest podcast episodes about thanks ben

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ep 158 - THE GREAT BOONTA VISTA NOTES HEIST w/ Ben McLeay

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Play Episode Listen Later Jun 24, 2021 83:47


We have our friend Ben McLeay aka Thomas_Violence from twitter on this episode and we've bought a betrayal from him. Thanks Ben! See acast.com/privacy for privacy and opt-out information.

Verbal Processing
Making Trax: An interview with Justin Storie

Verbal Processing

Play Episode Listen Later May 21, 2021 53:33


A very special Bonus episode, in honor of the new comic book released this week, Making Trax! In this episode, Jenny interviews Justin Storie, Monster Truck show promoter, author, and comic book creator extraordinaire. What does a Monster Truck Promoter do? What goes into designing a track? How do you fuse a love of comic books and monster trucks together? Mentions Include : Facebook.com/Justins-Stories-104575164287337 Shows : Doe Run , Mo May 22 and 23, Kremmling, CO June 11 & 12, Shelbina, MO July 9, Charlestown, IN July 17, To find Justin's book click on these links below: Makin Trax Paperback Makin Trax E-book As always, we know that your time is valuable and thank you for listening ! We did have a few technical difficulties, and apologize for sound quality in advance. Also, Show Producer Ben makes a rare and quick appearance. (Thanks Ben for saving our audio! ) --- Send in a voice message: https://anchor.fm/jenny828/message

Keepin’ Tabs with Tabitha
Episode 81 Keepin' Tabs on Ben Klundt

Keepin’ Tabs with Tabitha

Play Episode Listen Later Apr 3, 2021 33:50


Great talking to this Spokane local. We talk about failing and it helps you succeed. We also chat about all things Spokane including the zags. Thanks Ben.

Woodshop Life Podcast
Episode 67 – Shellac Tips For Large Surfaces, Starting Clamp Collection, Break Down Workbench, & MUCH More!

Woodshop Life Podcast

Play Episode Listen Later Mar 12, 2021 61:46


Support us on Patreon: https://www.patreon.com/woodshoplife   Sean 1)Hey fellas. 2 questions for you Purely hypothetical- you can only have 1: table saw or track saw. And why? When sanding back, how far is back? Are you aiming for a perfectly flat surface? This is harder to achieve on open grain woods like oak, yes? Keep up the great show. Mark Aka Matt 2)I am finishing a large table, 10'x 5', and would like to use Shellac on it, then seal it with water based poly, specifically General Finishes High Performance Water based Satin. How important is it to keep a wet edge with the shellac? Since it dries so quickly, I can see some difficulty keeping a wet edge on a piece this big. If so, any advice on how to do that? On a test piece I've been using, the above mentioned poly is drying FAST. As in completely tack free in under 10 minutes. I'm working indoors in Central Ohio, with temp about 68, and low relative humidity, probably around 35-40%. Should I be concerned that the Poly is drying that fast? Will it cause any problems? Thanks  and keep up with the great show! MLBett WoodWorks   Huy 1) Good morning. I have a quick question about building a slab top hand tool bench. I was recently gifted a great 60”x20”x4.5” oak slab. I’ve read Chris’s book and would like to do a roubo style bench. My problem is my current shop is in the basement and I would eventually like to move to a new outbuilding shop down the road. What design ideas would you suggest for a sturdy base design that is functional but could eventually be broke down and moved them out back together? I was thinking sliding dovetails in the bottom of the slab then build a base to connect to that? I have no idea.

Fly Fishing 97 Podcast
142 Ben Mackereth, Queensland Australia

Fly Fishing 97 Podcast

Play Episode Listen Later Feb 20, 2021 52:16


This week we visit with Ben Mackereth from Hervey Bay Australia. Ben was a former hatchery operations manager in BC, is pursuing a degree in ecology, his writings have been featured in Fly Life Magazine and The Drake, he also is an avid tyer and has Brumby Fly Rods. Ben tells us about his fly fishing journey and how living in such a dry part of the world has fueled his passion for all thing water and fins. Thanks Ben for sharing your journey with us.

Josh on Narro
The Psychology of Money · Collaborative Fund

Josh on Narro

Play Episode Listen Later Jan 16, 2021 47:38


Let me tell you the story of two investors, neither of whom knew each other, but whose paths crossed in an interesting way. Grace Groner was orphaned at age 12. She never married. She never had kids. She never drove a car. She lived most of her life alone in a one-bedroom house and worked her whole career as a secretary. She was, by all accounts, a lovely lady. But she lived a humble and quiet life. That made the $7 million she left to charity after her death in 2010 at age 100 all the more confusing. People who knew her asked: Where did Grace get all that money? But there was no secret. There was no inheritance. Grace took humble savings from a meager salary and enjoyed eighty years of hands-off compounding in the stock market. That was it. Weeks after Grace died, an unrelated investing story hit the news. Richard Fuscone, former vice chairman of Merrill Lynch’s Latin America division, declared personal bankruptcy, fighting off foreclosure on two homes, one of which was nearly 20,000 square feet and had a $66,000 a month mortgage. Fuscone was the opposite of Grace Groner; educated at Harvard and University of Chicago, he became so successful in the investment industry that he retired in his 40s to “pursue personal and charitable interests.” But heavy borrowing and illiquid investments did him in. The same year Grace Goner left a veritable fortune to charity, Richard stood before a bankruptcy judge and declared: “I have been devastated by the financial crisis … The only source of liquidity is whatever my wife is able to sell in terms of personal furnishings.” The purpose of these stories is not to say you should be like Grace and avoid being like Richard. It’s to point out that there is no other field where these stories are even possible. In what other field does someone with no education, no relevant experience, no resources, and no connections vastly outperform someone with the best education, the most relevant experiences, the best resources and the best connections? There will never be a story of a Grace Groner performing heart surgery better than a Harvard-trained cardiologist. Or building a faster chip than Apple’s engineers. Unthinkable. But these stories happen in investing. That’s because investing is not the study of finance. It’s the study of how people behave with money. And behavior is hard to teach, even to really smart people. You can’t sum up behavior with formulas to memorize or spreadsheet models to follow. Behavior is inborn, varies by person, is hard to measure, changes over time, and people are prone to deny its existence, especially when describing themselves. Grace and Richard show that managing money isn’t necessarily about what you know; it’s how you behave. But that’s not how finance is typically taught or discussed. The finance industry talks too much about what to do, and not enough about what happens in your head when you try to do it. This report describes 20 flaws, biases, and causes of bad behavior I’ve seen pop up often when people deal with money. 1. Earned success and deserved failure fallacy: A tendency to underestimate the role of luck and risk, and a failure to recognize that luck and risk are different sides of the same coin. I like to ask people, “What do you want to know about investing that we can’t know?” It’s not a practical question. So few people ask it. But it forces anyone you ask to think about what they intuitively think is true but don’t spend much time trying to answer because it’s futile. Years ago I asked economist Robert Shiller the question. He answered, “The exact role of luck in successful outcomes.” I love that, because no one thinks luck doesn’t play a role in financial success. But since it’s hard to quantify luck, and rude to suggest people’s success is owed to luck, the default stance is often to implicitly ignore luck as a factor. If I say, “There are a billion investors in the world. By sheer chance, would you expect 100 of them to become billionaires predominately off luck?” You would reply, “Of course.” But then if I ask you to name those investors – to their face – you will back down. That’s the problem. The same goes for failure. Did failed businesses not try hard enough? Were bad investments not thought through well enough? Are wayward careers the product of laziness? In some parts, yes. Of course. But how much? It’s so hard to know. And when it’s hard to know we default to the extremes of assuming failures are predominantly caused by mistakes. Which itself is a mistake. People’s lives are a reflection of the experiences they’ve had and the people they’ve met, a lot of which are driven by luck, accident, and chance. The line between bold and reckless is thinner than people think, and you cannot believe in risk without believing in luck, because they are two sides of the same coin. They are both the simple idea that sometimes things happen that influence outcomes more than effort alone can achieve. After my son was born I wrote him a letter: Some people are born into families that encourage education; others are against it. Some are born into flourishing economies encouraging of entrepreneurship; others are born into war and destitution. I want you to be successful, and I want you to earn it. But realize that not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself. 2. Cost avoidance syndrome: A failure to identify the true costs of a situation, with too much emphasis on financial costs while ignoring the emotional price that must be paid to win a reward. Say you want a new car. It costs $30,000. You have a few options: 1) Pay $30,000 for it. 2) Buy a used one for less than $30,000. 3) Or steal it. In this case, 99% of people avoid the third option, because the consequences of stealing a car outweigh the upside. This is obvious. But say you want to earn a 10% annual return over the next 50 years. Does this reward come free? Of course not. Why would the world give you something amazing for free? Like the car, there’s a price that has to be paid. The price, in this case, is volatility and uncertainty. And like the car, you have a few options: You can pay it, accepting volatility and uncertainty. You can find an asset with less uncertainty and a lower payoff, the equivalent of a used car. Or you can attempt the equivalent of grand theft auto: Take the return while trying to avoid the volatility that comes along with it. Many people in this case choose the third option. Like a car thief – though well-meaning and law-abiding – they form tricks and strategies to get the return without paying the price. Trades. Rotations. Hedges. Arbitrages. Leverage. But the Money Gods do not look highly upon those who seek a reward without paying the price. Some car thieves will get away with it. Many more will be caught with their pants down. Same thing with money. This is obvious with the car and less obvious with investing because the true cost of investing – or anything with money – is rarely the financial fee that is easy to see and measure. It’s the emotional and physical price demanded by markets that are pretty efficient. Monster Beverage stock rose 211,000% from 1995 to 2016. But it lost more than half its value on five separate occasions during that time. That is an enormous psychological price to pay. Buffett made $90 billion. But he did it by reading SEC filings 12 hours a day for 70 years, often at the expense of paying attention to his family. Here too, a hidden cost. Every money reward has a price beyond the financial fee you can see and count. Accepting that is critical. Scott Adams once wrote: “One of the best pieces of advice I’ve ever heard goes something like this: If you want success, figure out the price, then pay it. It sounds trivial and obvious, but if you unpack the idea it has extraordinary power.” Wonderful money advice. 3. Rich man in the car paradox. When you see someone driving a nice car, you rarely think, “Wow, the guy driving that car is cool.” Instead, you think, “Wow, if I had that car people would think I’m cool.” Subconscious or not, this is how people think. The paradox of wealth is that people tend to want it to signal to others that they should be liked and admired. But in reality those other people bypass admiring you, not because they don’t think wealth is admirable, but because they use your wealth solely as a benchmark for their own desire to be liked and admired. This stuff isn’t subtle. It is prevalent at every income and wealth level. There is a growing business of people renting private jets on the tarmac for 10 minutes to take a selfie inside the jet for Instagram. The people taking these selfies think they’re going to be loved without realizing that they probably don’t care about the person who actually owns the jet beyond the fact that they provided a jet to be photographed in. The point isn’t to abandon the pursuit of wealth, of course. Or even fancy cars – I like both. It’s recognizing that people generally aspire to be respected by others, and humility, graciousness, intelligence, and empathy tend to generate more respect than fast cars. 4. A tendency to adjust to current circumstances in a way that makes forecasting your future desires and actions difficult, resulting in the inability to capture long-term compounding rewards that come from current decisions. Every five-year-old boy wants to drive a tractor when they grow up. Then you grow up and realize that driving a tractor maybe isn’t the best career. So as a teenager you dream of being a lawyer. Then you realize that lawyers work so hard they rarely see their families. So then you become a stay-at-home parent. Then at age 70 you realize you should have saved more money for retirement. Things change. And it’s hard to make long-term decisions when your view of what you’ll want in the future is so liable to shift. This gets back to the first rule of compounding: Never interrupt it unnecessarily. But how do you not interrupt a money plan – careers, investments, spending, budgeting, whatever – when your life plans change? It’s hard. Part of the reason people like Grace Groner and Warren Buffett become so successful is because they kept doing the same thing for decades on end, letting compounding run wild. But many of us evolve so much over a lifetime that we don’t want to keep doing the same thing for decades on end. Or anything close to it. So rather than one 80-something-year lifespan, our money has perhaps four distinct 20-year blocks. Compounding doesn’t work as well in that situation. There is no solution to this. But one thing I’ve learned that may help is coming back to balance and room for error. Too much devotion to one goal, one path, one outcome, is asking for regret when you’re so susceptible to change. 5. Anchored-to-your-own-history bias: Your personal experiences make up maybe 0.00000001% of what’s happened in the world but maybe 80% of how you think the world works. If you were born in 1970 the stock market went up 10-fold adjusted for inflation in your teens and 20s – your young impressionable years when you were learning baseline knowledge about how investing and the economy work. If you were born in 1950, the same market went exactly nowhere in your teens and 20s: There are so many ways to cut this idea. Someone who grew up in Flint, Michigan got a very different view of the importance of manufacturing jobs than someone who grew up in Washington D.C. Coming of age during the Great Depression, or in war-ravaged 1940s Europe, set you on a path of beliefs, goals, and priorities that most people reading this, including myself, can’t fathom. The Great Depression scared a generation for the rest of their lives. Most of them, at least. In 1959 John F. Kennedy was asked by a reporter what he remembered from the depression, and answered: I have no first-hand knowledge of the depression. My family had one of the great fortunes of the world and it was worth more than ever then. We had bigger houses, more servants, we traveled more. About the only thing that I saw directly was when my father hired some extra gardeners just to give them a job so they could eat. I really did not learn about the depression until I read about it at Harvard. Since no amount of studying or open-mindedness can genuinely recreate the power of fear and uncertainty, people go through life with totally different views on how the economy works, what it’s capable of doing, how much we should protect other people, and what should and shouldn’t be valued. The problem is that everyone needs a clear explanation of how the world works to keep their sanity. It’s hard to be optimistic if you wake up in the morning and say, “I don’t know why most people think the way they do,” because people like the feeling of predictability and clean narratives. So they use the lessons of their own life experiences to create models of how they think the world should work – particularly for things like luck, risk, effort, and values. And that’s a problem. When everyone has experienced a fraction of what’s out there but uses those experiences to explain everything they expect to happen, a lot of people eventually become disappointed, confused, or dumbfounded at others’ decisions. A team of economists once crunched the data on a century’s worth of people’s investing habits and concluded: “Current [investment] beliefs depend on the realizations experienced in the past.” Keep that quote in mind when debating people’s investing views. Or when you’re confused about their desire to hoard or blow money, their fear or greed in certain situations, or whenever else you can’t understand why people do what they do with money. Things will make more sense. 6. Historians are Prophets fallacy: Not seeing the irony that history is the study of surprises and changes while using it as a guide to the future. An overreliance on past data as a signal to future conditions in a field where innovation and change is the lifeblood of progress. Geologists can look at a billion years of historical data and form models of how the earth behaves. So can meteorologists. And doctors – kidneys operate the same way in 2018 as they did in 1018. The idea that the past offers concrete directions about the future is tantalizing. It promotes the idea that the path of the future is buried within the data. Historians – or anyone analyzing the past as a way to indicate the future – are some of the most important members of many fields. I don’t think finance is one of them. At least not as much as we’d like to think. The cornerstone of economics is that things change over time, because the invisible hand hates anything staying too good or too bad indefinitely. Bill Bonner once described how Mr. Market works: “He’s got a ‘Capitalism at Work’ T-shirt on and a sledgehammer in his hand.” Few things stay the same for very long, which makes historians something far less useful than prophets. Consider a few big ones. The 401(K) is 39 years old – barely old enough to run for president. The Roth IRA isn’t old enough to drink. So personal financial advice and analysis about how Americans save for retirement today is not directly comparable to what made sense just a generation ago. Things changed. The venture capital industry barely existed 25 years ago. There are single funds today that are larger than the entire industry was a generation ago. Phil Knight wrote about his early days after starting Nike: “There was no such thing as venture capital. An aspiring young entrepreneur had very few places to turn, and those places were all guarded by risk-averse gatekeepers with zero imagination. In other words, bankers.” So our knowledge of backing entrepreneurs, investment cycles, and failure rates, is not something we have a deep base of history to learn from. Things changed. Or take public markets. The S&P 500 did not include financial stocks until 1976; today, financials make up 16% of the index. Technology stocks were virtually nonexistent 50 years ago. Today, they’re more than a fifth of the index. Accounting rules have changed over time. So have disclosures, auditing, and market liquidity. Things changed. The most important driver of anything tied to money is the stories people tell themselves and the preferences they have for goods and services. Those things don’t tend to sit still. They change with culture and generation. And they’ll keep changing. The mental trick we play on ourselves here is an over-admiration of people who have been there, done that, when it comes to money. Experiencing specific events does not necessarily qualify you to know what will happen next. In fact it rarely does, because experience leads to more overconfidence than prophetic ability. That doesn’t mean we should ignore history when thinking about money. But there’s an important nuance: The further back in history you look, the more general your takeaways should be. General things like people’s relationship to greed and fear, how they behave under stress, and how they respond to incentives tends to be stable in time. The history of money is useful for that kind of stuff. But specific trends, specific trades, specific sectors, and specific causal relationships are always a showcase of evolution in progress. 7. The seduction of pessimism in a world where optimism is the most reasonable stance. Historian Deirdre McCloskey says, “For reasons I have never understood, people like to hear that the world is going to hell.” This isn’t new. John Stuart Mill wrote in the 1840s: “I have observed that not the man who hopes when others despair, but the man who despairs when others hope, is admired by a large class of persons as a sage.” Part of this is natural. We’ve evolved to treat threats as more urgent than opportunities. Buffett says, “In order to succeed, you must first survive.” But pessimism about money takes a different level of allure. Say there’s going to be a recession and you will get retweeted. Say we’ll have a big recession and newspapers will call you. Say we’re nearing the next Great Depression and you’ll get on TV. But mention that good times are ahead, or markets have room to run, or that a company has huge potential, and a common reaction from commentators and spectators alike is that you are either a salesman or comically aloof of risks. A few things are going on here. One is that money is ubiquitous, so something bad happening tends to affect everyone, albeit in different ways. That isn’t true of, say, weather. A hurricane barreling down on Florida poses no direct risk to 92% of Americans. But a recession barreling down on the economy could impact every single person – including you, so pay attention. This goes for something as specific as the stock market: More than half of all households directly own stocks. Another is that pessimism requires action – Move! Get out! Run! Sell! Hide! Optimism is mostly a call to stay the course and enjoy the ride. So it’s not nearly as urgent. A third is that there is a lot of money to be made in the finance industry, which – despite regulations – has attracted armies of scammers, hucksters, and truth-benders promising the moon. A big enough bonus can convince even honest, law-abiding finance workers selling garbage products that they’re doing good for their customers. Enough people have been bamboozled by the finance industry that a sense of, “If it sounds too good to be true, it probably is” has enveloped even rational promotions of optimism. Most promotions of optimism, by the way, are rational. Not all, of course. But we need to understand what optimism is. Real optimists don’t believe that everything will be great. That’s complacency. Optimism is a belief that the odds of a good outcome are in your favor over time, even when there will be setbacks along the way. The simple idea that most people wake up in the morning trying to make things a little better and more productive than wake up looking to cause trouble is the foundation of optimism. It’s not complicated. It’s not guaranteed, either. It’s just the most reasonable bet for most people. The late statistician Hans Rosling put it differently: “I am not an optimist. I am a very serious possibilist.” 8. Underappreciating the power of compounding, driven by the tendency to intuitively think about exponential growth in linear terms. IBM made a 3.5 megabyte hard drive in the 1950s. By the 1960s things were moving into a few dozen megabytes. By the 1970s, IBM’s Winchester drive held 70 megabytes. Then drives got exponentially smaller in size with more storage. A typical PC in the early 1990s held 200-500 megabytes. And then … wham. Things exploded. 1999 – Apple’s iMac comes with a 6 gigabyte hard drive. 2003 – 120 gigs on the Power Mac. 2006 – 250 gigs on the new iMac. 2011 – first 4 terabyte hard drive. 2017 – 60 terabyte hard drives. Now put it together. From 1950 to 1990 we gained 296 megabytes. From 1990 through today we gained 60 million megabytes. The punchline of compounding is never that it’s just big. It’s always – no matter how many times you study it – so big that you can barely wrap your head around it. In 2004 Bill Gates criticized the new Gmail, wondering why anyone would need a gig of storage. Author Steven Levy wrote, “Despite his currency with cutting-edge technologies, his mentality was anchored in the old paradigm of storage being a commodity that must be conserved.” You never get accustomed to how quickly things can grow. I have heard many people say the first time they saw a compound interest table – or one of those stories about how much more you’d have for retirement if you began saving in your 20s vs. your 30s – changed their life. But it probably didn’t. What it likely did was surprise them, because the results intuitively didn’t seem right. Linear thinking is so much more intuitive than exponential thinking. Michael Batnick once explained it. If I ask you to calculate 8+8+8+8+8+8+8+8+8 in your head, you can do it in a few seconds (it’s 72). If I ask you to calculate 8x8x8x8x8x8x8x8x8, your head will explode (it’s 134,217,728). The danger here is that when compounding isn’t intuitive, we often ignore its potential and focus on solving problems through other means. Not because we’re overthinking, but because we rarely stop to consider compounding potential. There are over 2,000 books picking apart how Warren Buffett built his fortune. But none are called “This Guy Has Been Investing Consistently for Three-Quarters of a Century.” But we know that’s the key to the majority of his success; it’s just hard to wrap your head around that math because it’s not intuitive. There are books on economic cycles, trading strategies, and sector bets. But the most powerful and important book should be called “Shut Up And Wait.” It’s just one page with a long-term chart of economic growth. Physicist Albert Bartlett put it: “The greatest shortcoming of the human race is our inability to understand the exponential function.” The counterintuitiveness of compounding is responsible for the majority of disappointing trades, bad strategies, and successful investing attempts. Good investing isn’t necessarily about earning the highest returns, because the highest returns tend to be one-off hits that kill your confidence when they end. It’s about earning pretty good returns that you can stick with for a long period of time. That’s when compounding runs wild. 9. Attachment to social proof in a field that demands contrarian thinking to achieve above-average results. The Berkshire Hathaway annual meeting in Omaha attracts 40,000 people, all of whom consider themselves contrarians. People show up at 4 am to wait in line with thousands of other people to tell each other about their lifelong commitment to not following the crowd. Few see the irony. Anything worthwhile with money has high stakes. High stakes entail risks of being wrong and losing money. Losing money is emotional. And the desire to avoid being wrong is best countered by surrounding yourself with people who agree with you. Social proof is powerful. Someone else agreeing with you is like evidence of being right that doesn’t have to prove itself with facts. Most people’s views have holes and gaps in them, if only subconsciously. Crowds and social proof help fill those gaps, reducing doubt that you could be wrong. The problem with viewing crowds as evidence of accuracy when dealing with money is that opportunity is almost always inversely correlated with popularity. What really drives outsized returns over time is an increase in valuation multiples, and increasing valuation multiples relies on an investment getting more popular in the future – something that is always anchored by current popularity. Here’s the thing: Most attempts at contrarianism is just irrational cynicism in disguise – and cynicism can be popular and draw crowds. Real contrarianism is when your views are so uncomfortable and belittled that they cause you to second guess whether they’re right. Very few people can do that. But of course that’s the case. Most people can’t be contrarian, by definition. Embrace with both hands that, statistically, you are one of those people. 10. An appeal to academia in a field that is governed not by clean rules but loose and unpredictable trends. Harry Markowitz won the Nobel Prize in economics for creating formulas that tell you exactly how much of your portfolio should be in stocks vs. bonds depending on your ideal level of risk. A few years ago the Wall Street Journal asked him how, given his work, he invests his own money. He replied: I visualized my grief if the stock market went way up and I wasn’t in it – or if it went way down and I was completely in it. My intention was to minimize my future regret. So I split my contributions 50/50 between bonds and equities. There are many things in academic finance that are technically right but fail to describe how people actually act in the real world. Plenty of academic finance work is useful and has pushed the industry in the right direction. But its main purpose is often intellectual stimulation and to impress other academics. I don’t blame them for this or look down upon them for it. We should just recognize it for what it is. One study I remember showed that young investors should use 2x leverage in the stock market, because – statistically – even if you get wiped out you’re still likely to earn superior returns over time, as long as you dust yourself off and keep investing after a wipeout. Which, in the real world, no one would actually do. They’d swear off investing for life. What works on a spreadsheet and what works at the kitchen table are ten miles apart. The disconnect here is that academics typically desire very precise rules and formulas. But real-world people use it as a crutch to try to make sense of a messy and confusing world that, by its nature, eschews precision. Those are opposite things. You cannot explain randomness and emotion with precision and reason. People are also attracted to the titles and degrees of academics because finance is not a credential-sanctioned field like, say, medicine is. So the appearance of a Ph.D stands out. And that creates an intense appeal to academia when making arguments and justifying beliefs – “According to this Harvard study …” or “As Nobel Prize winner so and so showed …” It carries so much weight when other people cite, “Some guy on CNBC from an eponymous firm with a tie and a smile.” A hard reality is that what often matters most in finance will never win a Nobel Prize: Humility and room for error. 11. The social utility of money coming at the direct expense of growing money; wealth is what you don’t see. I used to park cars at a hotel. This was in the mid-2000s in Los Angeles, when real estate money flowed. I assumed that a customer driving a Ferrari was rich. Many were. But as I got to know some of these people, I realized they weren’t that successful. At least not nearly what I assumed. Many were mediocre successes who spent most of their money on a car. If you see someone driving a $200,000 car, the only data point you have about their wealth is that they have $200,000 less than they did before they bought the car. Or they’re leasing the car, which truly offers no indication of wealth. We tend to judge wealth by what we see. We can’t see people’s bank accounts or brokerage statements. So we rely on outward appearances to gauge financial success. Cars. Homes. Vacations. Instagram photos. But this is America, and one of our cherished industries is helping people fake it until they make it. Wealth, in fact, is what you don’t see. It’s the cars not purchased. The diamonds not bought. The renovations postponed, the clothes forgone and the first-class upgrade declined. It’s assets in the bank that haven’t yet been converted into the stuff you see. But that’s not how we think about wealth, because you can’t contextualize what you can’t see. Singer Rihanna nearly went broke after overspending and sued her financial advisor. The advisor responded: “Was it really necessary to tell her that if you spend money on things, you will end up with the things and not the money?” You can laugh. But the truth is, yes, people need to be told that. When most people say they want to be a millionaire, what they really mean is “I want to spend a million dollars,” which is literally the opposite of being a millionaire. This is especially true for young people. A key use of wealth is using it to control your time and providing you with options. Financial assets on a balance sheet offer that. But they come at the direct expense of showing people how much wealth you have with material stuff. 12. A tendency toward action in a field where the first rule of compounding is to never interrupt it unnecessarily. If your sink breaks, you grab a wrench and fix it. If your arm breaks, you put it in a cast. What do you do when your financial plan breaks? The first question – and this goes for personal finance, business finance, and investing plans – is how do you know when it’s broken? A broken sink is obvious. But a broken investment plan is open to interpretation. Maybe it’s just temporarily out of favor? Maybe you’re experiencing normal volatility? Maybe you had a bunch of one-off expenses this quarter but your savings rate is still adequate? It’s hard to know. When it’s hard to distinguish broken from temporarily out of favor, the tendency is to default to the former, and spring into action. You start fiddling with the knobs to find a fix. This seems like the responsible thing to do, because when virtually everything else in your life is broken, the correct action is to fix it. There are times when money plans need to be fixed. Oh, are there ever. But there is also no such thing as a long-term money plan that isn’t susceptible to volatility. Occasional upheaval is usually part of a standard plan. When volatility is guaranteed and normal, but is often treated as something that needs to be fixed, people take actions that ultimately just interrupts the execution of a good plan. “Don’t do anything,” are the most powerful words in finance. But they are both hard for individuals to accept and hard for professionals to charge a fee for. So, we fiddle. Far too much. 13. Underestimating the need for room for error, not just financially but mentally and physically. Ben Graham once said, “The purpose of the margin of safety is to render the forecast unnecessary.” There is so much wisdom in this quote. But the most common response, even if subconsciously, is, “Thanks Ben. But I’m good at forecasting.” People underestimate the need for room for error in almost everything they do that involves money. Two things cause this: One is the idea that your view of the future is right, driven by the uncomfortable feeling that comes from admitting the opposite. The second is that you’re therefore doing yourself economic harm by not taking actions that exploit your view of the future coming true. But room for error is underappreciated and misunderstood. It’s often viewed as a conservative hedge, used by those who don’t want to take much risk or aren’t confident in their views. But when used appropriately it’s the opposite. Room for error lets you endure, and endurance lets you stick around long enough to let the odds of benefiting from a low-probability outcome fall in your favor. The biggest gains occur infrequently, either because they don’t happen often or because they take time to compound. So the person with enough room for error in part of their strategy to let them endure hardship in the other part of their strategy has an edge over the person who gets wiped out, game over, insert more tokens, when they’re wrong. There are also multiple sides to room for error. Can you survive your assets declining by 30%? On a spreadsheet, maybe yes – in terms of actually paying your bills and staying cash-flow positive. But what about mentally? It is easy to underestimate what a 30% decline does to your psyche. Your confidence may become shot at the very moment opportunity is at its highest. You – or your spouse – may decide it’s time for a new plan, or new career. I know several investors who quit after losses because they were exhausted. Physically exhausted. Spreadsheets can model the historic frequency of big declines. But they cannot model the feeling of coming home, looking at your kids, and wondering if you’ve made a huge mistake that will impact their lives. 14. A tendency to be influenced by the actions of other people who are playing a different financial game than you are. Cisco stock went up three-fold in 1999. Why? Probably not because people actually thought the company was worth $600 billion. Burton Malkiel once pointed out that Cisco’s implied growth rate at that valuation meant it would become larger than the entire U.S. economy within 20 years. Its stock price was going up because short-term traders thought it would keep going up. And they were right, for a long time. That was the game they were playing – “this stock is trading for $60 and I think it’ll be worth $65 before tomorrow.” But if you were a long-term investor in 1999, $60 was the only price available to buy. So you may have looked around and said to yourself, “Wow, maybe others know something I don’t.” And you went along with it. You even felt smart about it. But then the traders stopped playing their game, and you – and your game – was annihilated. What you don’t realize is that the traders moving the marginal price are playing a totally different game than you are. And if you start taking cues from people playing a different game than you are, you are bound to be fooled and eventually become lost, since different games have different rules and different goals. Few things matter more with money than understanding your own time horizon and not being persuaded by the actions and behaviors of people playing different games. This goes beyond investing. How you save, how you spend, what your business strategy is, how you think about money, when you retire, and how you think about risk may all be influenced by the actions and behaviors of people who are playing different games than you are. Personal finance is deeply personal, and one of the hardest parts is learning from others while realizing that their goals and actions might be miles removed from what’s relevant to your own life. 15. An attachment to financial entertainment due to the fact that money is emotional, and emotions are revved up by argument, extreme views, flashing lights, and threats to your wellbeing. If the average American’s blood pressure went up by 3%, my guess is a few newspapers would cover it on page 16, nothing would change, and we’d move on. But if the stock market falls 3%, well, no need to guess how we might respond. This is from 2015: “President Barack Obama has been briefed on Monday’s choppy global market movement.” Why does financial news of seemingly low importance overwhelm news that is objectively more important? Because finance is entertaining in a way other things – orthodontics, gardening, marine biology – are not. Money has competition, rules, upsets, wins, losses, heroes, villains, teams, and fans that makes it tantalizingly close to a sporting event. But it’s even an addiction level up from that, because money is like a sporting event where you’re both the fan and the player, with outcomes affecting you both emotionally and directly. Which is dangerous. It helps, I’ve found, when making money decisions to constantly remind yourself that the purpose of investing is to maximize returns, not minimize boredom. Boring is perfectly fine. Boring is good. If you want to frame this as a strategy, remind yourself: opportunity lives where others aren’t, and others tend to stay away from what’s boring. 16. Optimism bias in risk-taking, or “Russian Roulette should statistically work” syndrome: An over attachment to favorable odds when the downside is unacceptable in any circumstance. Nassim Taleb says, “You can be risk loving and yet completely averse to ruin.” The idea is that you have to take risk to get ahead, but no risk that could wipe you out is ever worth taking. The odds are in your favor when playing Russian Roulette. But the downside is never worth the potential upside. The odds of something can be in your favor – real estate prices go up most years, and most years you’ll get a paycheck every other week – but if something has 95% odds of being right, then 5% odds of being wrong means you will almost certainly experience the downside at some point in your life. And if the cost of the downside is ruin, the upside the other 95% of the time likely isn’t worth the risk, no matter how appealing it looks. Leverage is the devil here. It pushes routine risks into something capable of producing ruin. The danger is that rational optimism most of the time masks the odds of ruin some of the time in a way that lets us systematically underestimate risk. Housing prices fell 30% last decade. A few companies defaulted on their debt. This is capitalism – it happens. But those with leverage had a double wipeout: Not only were they left broke, but being wiped out erased every opportunity to get back in the game at the very moment opportunity was ripe. A homeowner wiped out in 2009 had no chance of taking advantage of cheap mortgage rates in 2010. Lehman Brothers had no chance of investing in cheap debt in 2009. My own money is barbelled. I take risks with one portion and am a terrified turtle with the other. This is not inconsistent, but the psychology of money would lead you to believe that it is. I just want to ensure I can remain standing long enough for my risks to pay off. Again, you have to survive to succeed. A key point here is that few things in money are as valuable as options. The ability to do what you want, when you want, with who you want, and why you want, has infinite ROI. 17. A preference for skills in a field where skills don’t matter if they aren’t matched with the right behavior. This is where Grace and Richard come back in. There is a hierarchy of investor needs, and each topic here has to be mastered before the one above it matters: Richard was very skilled at the top of this pyramid, but he failed the bottom blocks, so none of it mattered. Grace mastered the bottom blocks so well that the top blocks were hardly necessary. 18. Denial of inconsistencies between how you think the world should work and how the world actually works, driven by a desire to form a clean narrative of cause and effect despite the inherent complexities of everything involving money. Someone once described Donald Trump as “Unable to distinguish between what happened and what he thinks should have happened.” Politics aside, I think everyone does this. There are three parts to this: You see a lot of information in the world. You can’t process all of it. So you have to filter. You only filter in the information that meshes with the way you think the world should work. Since everyone wants to explain what they see and how the world works with clean narratives, inconsistencies between what we think should happen and what actually happens are buried. An example. Higher taxes should slow economic growth – that’s a common sense narrative. But the correlation between tax rates and growth rates is hard to spot. So, if you hold onto the narrative between taxes and growth, you say there must be something wrong with the data. And you may be right! But if you come across someone else pushing aside data to back up their narrative – say, arguing that hedge funds have to generate alpha, otherwise no one would invest in them – you spot what you consider a bias. There are a thousand other examples. Everyone just believes what they want to believe, even when the evidence shows something else. Stories over statistics. Accepting that everything involving money is driven by illogical emotions and has more moving parts than anyone can grasp is a good start to remembering that history is the study of things happening that people didn’t think would or could happen. This is especially true with money. 19. Political beliefs driving financial decisions, influenced by economics being a misbehaved cousin of politics. I once attended a conference where a well known investor began his talk by saying, “You know when President Obama talks about clinging to guns and bibles? That is me, folks. And I’m going to tell you today about how his reckless policies are impacting the economy.” I don’t care what your politics are, there is no possible way you can make rational investment decisions with that kind of thinking. But it’s fairly common. Look at what happens in 2016 on this chart. The rate of GDP growth, jobs growth, stock market growth, interest rates – go down the list – did not materially change. Only the president did: Years ago I published a bunch of economic performance numbers by president. And it drove people crazy, because the data often didn’t mesh with how they thought it should based on their political beliefs. Soon after a journalist asked me to comment on a story detailing how, statistically, Democrats preside over stronger economies than Republicans. I said you couldn’t make that argument because the sample size is way too small. But he pushed and pushed, and wrote a piece that made readers either cheer or sweat, depending on their beliefs. The point is not that politics don’t influence the economy. But the reason this is such a sensitive topic is because the data often surprises the heck out of people, which itself is a reason to realize that the correlation between politics and economics isn’t as clear as you’d like to think it is. 20. The three-month bubble: Extrapolating the recent past into the near future, and then overestimating the extent to which whatever you anticipate will happen in the near future will impact your future. News headlines in the month after 9/11 are interesting. Few entertain the idea that the attack was a one-off; the next massive terrorist attack was certain to be around the corner. “Another catastrophic terrorist attack is inevitable and only a matter of time,” one defense analyst said in 2002. “A top counterterrorism official says it’s ‘a question of when, not if,” wrote another headline. Beyond the anticipation that another attack was imminent was a belief that it would affect people the same way. The Today Show ran a segment pitching parachutes for office workers to keep under their desks in case they needed to jump out of a skyscraper. Believing that what just happened will keep happening shows up constantly in psychology. We like patterns and have short memories. The added feeling that a repeat of what just happened will keep affecting you the same way is an offshoot. And when you’re dealing with money it can be a torment. Every big financial win or loss is followed by mass expectations of more wins and losses. With it comes a level of obsession over the effects of those events repeating that can be wildly disconnected from your long-term goals. Example: The stock market falling 40% in 2008 was followed, uninterrupted for years, with forecasts of another impending plunge. Expecting what just happened to happen soon again is one thing, and an error in itself. But not realizing that your long-term investing goals could remain intact, unharmed, even if we have another big plunge, is the dangerous byproduct of recency bias. “Markets tend to recover over time and make new highs” was not a popular takeaway from the financial crisis; “Markets can crash and crashes suck,” was, despite the former being so much more practical than the latter. Most of the time, something big happening doesn’t increase the odds of it happening again. It’s the opposite, as mean reversion is a merciless law of finance. But even when something does happen again, most of the time it doesn’t – or shouldn’t – impact your actions in the way you’re tempted to think, because most extrapolations are short term while most goals are long term. A stable strategy designed to endure change is almost always superior to one that attempts to guard against whatever just happened happening again. If there’s a common denominator in these, it’s a preference for humility, adaptability, long time horizons, and skepticism of popularity around anything involving money. Which can be summed up as: Be prepared to roll with the punches. Jiddu Krishnamurti spent years giving spiritual talks. He became more candid as he got older. In one famous talk, he asked the audience if they’d like to know his secret. He whispered, “You see, I don’t mind what happens.” That might be the best trick when dealing with the psychology of money. http://www.collaborativefund.com/blog/the-psychology-of-money/ growing businessand answeredsingle funds todayS&P 500stories people tell themselvesdirectly ownwe know that’s the keyI remember This is from 2015Barack Obamaone above it mattersis hard to spot.I published

All Time Top Ten
Episode 435 - Top Ten Songs From Supernatural w/Candi Bartlett & Chrissy Olsen

All Time Top Ten

Play Episode Listen Later Nov 16, 2020 93:32


Hey guys, my show got hijacked by two superfans of the hit tv show Supernatural. They even took over the blurb! Candi Bartlett and Chrissy Olsen here with our own Road So Far! We count down TOP TEN SONGS FROM SUPERNATURAL and express to Ben what the perfect classic jam, strangely crisp flannel, and magnificent hair can do with an Impala and a trunk full of monster hunting gear. It's an assbutt of a good time. Thanks Ben and ATTT for this feels-filled trip down the #Supernatural musical memory highway! Check out this hard rockin' playlist on Spotify: https://open.spotify.com/playlist/5KkqWaQuCKoU7MMkCKT8ZI?si=SLYczzw7TC6svgLc1n-3qw Join the ATTT Patreon Club for bonus episodes monthly. Currently for November: Top Ten Misnamed Songs with special guest David Daskal. Coming up for December: Top Ten Songs That Changed The World with special guest Joe Lavelle. A measly $2 a month gets you access to these and more.

Mandarin Monkey Podcast
#153 - Morning Routine | Chinese & English | Mandarin Monkey Podcast

Mandarin Monkey Podcast

Play Episode Listen Later Oct 16, 2020 53:24


We discuss the best morning routine in the one. After having a great hangout session with our patrons we were asked what our morning routine was. Thanks Ben for the suggestion. This will be part one, as we had to run at the end. If you enjoy what we do, we have been helpful or at least entertaining have a look at our Patreon and consider supporting us. Or you are completely free not to. :) Website https://www.mandarinmonkey.com Support us www.patreon.com/mandarinmonkey Skritter - Learn to write Chinese https://skritter.com?ref=mandarinmonkey Use promoCode: MANDARINMONKEY for 10% off everything This is the Mandarin Monkey Podcast. One of the best mandarin podcasts there is. Of course that is up to you to decide. But we use both English and Mandarin Chinese throughout and both speak Chinglish. You can keep up with the conversation because of the English and pick up new words and sentences in Chinese because of the Mandarin. best Chinese learning podcast they all say. Is this one of the best Chinese podcasts or the best chinese learning podcast? we hear you roar. We would like to think so. best mandarin learning podcast? I thought we had already answered that? We can tell you one thing for sure, it's one fun way to learn mandarin and the best Chinese podcast for beginners and intermediates alike! #mandarinmonkey #chinglish #chinesepodcast

Loungin' with Locals
#032 - Portland, OR with Ben Kopca

Loungin' with Locals

Play Episode Listen Later Aug 28, 2020 35:22


Had a great time talking to an old teammate and buddy from my days at University of Oregon days. Thanks Ben for coming on and letting us know about all the cool places you like to eat, drink and get outside in the Rose City! Looking forward to the day I can get up there and hangout again. 

ColbyJackCheese
Episode 11) With Ben Talking about Football And About NBA And Whats going on in the Bubble

ColbyJackCheese

Play Episode Listen Later Aug 27, 2020 47:11


NBA Bubble, Fantasy Football and Stuff!! Thanks Ben for joining the Podcast!!!

Foothills Youth
Mental Health - Ben Elliott

Foothills Youth

Play Episode Listen Later Apr 7, 2020 43:34


Ben Elliott from Deer Park Alliance joins Foothills Youth to chat about Mental Health and his story with it. He shares some practical wisdom in this complicated area of life. He also gives us an opportunity to name his Guinea Pig! Thanks Ben!

Hack That Funnel Podcast
HTFR 18: Amanda Dake - Creator of the Funnel Kitchen - How To Use Sales Funnels To Spread Your Message - Part 1/2

Hack That Funnel Podcast

Play Episode Listen Later Sep 9, 2019 30:20


Ben:                          Hey there, everybody! Today we have something very, very special. We have a special interview with Amanda Dake who is not only a hockey mom, she is also a speaker, author and creator of the funnel attrition. So Amanda, thank you for coming on the podcast and really appreciate it. I love being able to talk with you.   Amanda:               Thanks Ben. I’m super excited to be here with you today. Ben:                          So really quick, everybody gets into this funnel game a little bit different. I know I came in back in, I came in officially in 2013 when Click Funnels started in 2014 this is when I came in. What was your story like? How did you get involved? Were you involved in this space before click funnels existed? What’s your story about why you came into this, this world? Amanda:               Well, something that a lot of people may not know about me was I was a high school science teacher for 12 years before I started this official entrepreneur journey. And after 12 years of that you know, I realized my purpose here is to have as much impact on as many people as possible. And while I was impacting, you know, people while I was teaching, it just wasn’t big enough for me. Right. I was only able to reach about 120, 150 kids a year. I knew that I just needed more. And not only that, you know, teachers just don’t make a lot of money and it takes a lot of time. And so there are a lot of other factors that came into my decision to just leave that career and start something on my own. In 2011, I started my own business and I was basically just helping different businesses with their social media.                                     Facebook was relatively new at that time. Twitter was brand new at that time. And WordPress was king really, uh, for website. Every, every website, every business had some type of WordPress something. So really I was self taught to master all of these systems and I started helping local restaurants and businesses like a fitness studio and other things with their social media management running very basic ads cause that’s really the only kind of ads you could run back then. Primarily for lead generation to make sales or anything online. And then updating their current websites, not building new ones. But I realized to these small businesses, we’re spending thousands of dollars for these web developers to be on retainer to go in and update, save their hours of operation or add a new photo or something like that. So my goal for these businesses was to help them save time and save money and maximize what it is that they’re trying to do in the community.                                     That worked out really, really well. And I just like with funnels, I was able to go out, like I set my intention, I went out and I got, you know, four or five clients and that replaced my income as a teacher and allowed me to have the freedom and flexibility that I wanted to have in my life. So one of my clients, his name is Seth Humphrey, he’s actually been my performance coach, uh, for the last four years. And um, but he is the fitness owner that I was helping with his social media and his lead Gen and everything like that. Well, Seth went through a program, much like Garrett White’s warrior training. In fact, his coaches were graduates of that training. So it was kind of like a level down from Gareth’s program. Well, Garrett white is a huge proponent of click funnels, right? And he’s been in since the beginning.                                     And in Gareth’s program, the only this he focused on, you know, your fitness and your family and everything else like that. He also focuses on helping you increase your business. And naturally he was telling all of the people in his program to use click funnels. So Seth said, hey, we’re getting ready to use click funnels. You need to figure out what that is cause we’re going to start doing it. And I was like, okay, this was back in 2014 when basically click funnels was just born, like very much Beta and maybe even just right out of Beta. So I was like, alright, let’s go. And so I taught myself the platform, relatively simple to use. Uh, it was the first version of it, which I think is called the classic editor. Now if you go in, you can see what it kind of looked like.                                     It’s, it’s just, it’s really spectacular how things just kind of have fallen into place. Um, I remember at that first funnel hacking live and all the other sense, but Garrett White was a speaker and really if we boiled it down and took out all the layers, Garrett is why I was doing what I was doing because he was coaching my guy on what to use. And so I remember I met him at in person at that event and I cried literally because it was like one of those full circle moments like, oh my gosh, you’re the reason that I’m here and now I’m here talking with you. I’m getting my picture with you. And it was a, it was a very powerful emotional moment, but it just made me realize how sure my path was. Like it was, it was really awesome. Ben:                          Garrett commands this presence and I love watching him speak every single time because it doesn’t matter if he’s on stage or you’re watching a video, the minute he gets on, he demands your attention and you listen because I don’t think anybody knew this. He was a PE teacher too. Yeah, he was a PE teacher. So when you hear him yelling and staring it up, I imagine myself as 11 year olds going on. So that’s really cool that everyone’s coming from an education background. I think it’s interesting too, the, everyone’s coming from the education background is trying to create a bigger education, a bigger movement, and a bigger change. You’re making, you’re doing the exact same thing, but you’re playing in the funnel space and helping people understand how to build funnels that will change lives. Right? Amanda:               And that’s the Funnel Kitchen! Yeah, I do, I help a lot of different types of businesses and people, but I love working with coaches and consultants and others that want to have like more massive impact on the people they’re trying to help. And, uh, what I’m able to do is really help them create more leverage in their business, uh, with online courses. And you know, I have a master’s degree in education and, uh, I actually started working on my phd, for awhile. And so my experience and education, uh, paired with their level of genius and their goals, it really helps solidify their product or offering that they can reach more people. So a lot of the people that I work with, they, and most of us had started out working one on one with clients, right? And there’s only so much of us to go around and one on one while it’s really important to have those types of clients, I think don’t, I don’t ever want to get rid of that part, but it’s really hard when you’re starting out to command the type of prices to make it worth it.

East to West Hunting Podcast
Episode 72: Scaling Conservation Success with Ben Jones - CEO Ruffed Grouse Society

East to West Hunting Podcast

Play Episode Listen Later Jul 2, 2019 50:28


How to Scale Conservation Success with Partnerships With Ben Jones - President Ruffed Grouse Society/American Woodcock Society This week we're talking with special guest Ben Jones, CEO of the Ruffed Grouse Society. Ben shares his thoughts on how to scale conservation success through partnerships, the importance of ruffed grouse as a bellwether species, the need for diverse forest habitat structure on the landscape, eastern forest history, ruffed grouse reproduction, grouse hunting as an important R3 gateway and some recent conservation success stories for RGS/AWS and its partners. Thanks Ben! Check out Ruffed Grouse Society's website at https://ruffedgrousesociety.org/        

Loathed Strangers: Swindon Town Podcast

Hello and welcome to episode 59 of the Loathed Strangers. Summer is still here! Huzzah! While I re-group for the 2019-20 season, I thought that I keep the ol' content ticking over with some red hot Town trivia. OOH! SHAUN TRIVIA! Contestants provide three topics and will answer 20 questions on each chosen subject. They have six seconds to answer. High pressure stuff! Ben is my latest contestant. He was dragged kicking and screaming as I didn't have anyone else lined-up. What a trooper! Thanks Ben! The 3 rounds for this episode are... R1: The 2011/12 Season R2: The 2016/17 Season R3: The 2018/19 Season Hope you enjoy... Football is great, isn't it!? All of the #LSPOD guests volunteer their own time to discuss football with me and I’m very much grateful for it. Thanks, as always, for listening and I really hope you enjoy! Rich -------------------------------------- #LSPOD Cult Zeros T-Shirts: https://www2.cultzeros.co.uk/product-category/t-shirt-gallery/loathed-strangers/ Facebook: The Loathed Strangers twitter.com/LoathedStranger www.instagram.com/theloathedstrangers/ loathedstrangers@gmail.com Music by Matthew Kilford www.matthewkilford.com/ Artwork by John Daglish www.instagram.com/johndaglish/ Producer: K.P. *The Loathed Strangers is an independent podcast with no affiliation to Swindon Town Football Club. Opinions provided by guests don't always represent the views of the club or podcast*

Building the Dream: Duluth
Meet The Entrepreneur: Episode 6- Ben Cullen, Cullen Custom Finish Interview

Building the Dream: Duluth

Play Episode Listen Later Apr 5, 2019 27:48


We sat down with Ben Cullen, Owner and Operator of Cullen Custom Finish. He's a native of Ireland, with a fascinating story, and does a great job telling it. Thanks Ben!

Joe Knows Madison Podcast
Episode 29 - Reynolds Transfer & Storage

Joe Knows Madison Podcast

Play Episode Listen Later Feb 19, 2019 28:17


In this Episode of Joe Knows Madison I chat with the latest generation of the Reynolds family that are continuing to serve the Madison community. In this enlightening episode we talk about the beginnings of Reynolds Transfer and storage, their wide range of services, some tips for the young and old mover, how they minimize their environmental impact, some of the craziest requests they've had from customer's, and how they have been giving back to the community since 1888! Thanks Ben and Natalie for coming on the show!

GameEnthus Podcast - video games and everything else
GameEnthus Podcast ep367: Science the Spices or Hyde Pierce Fandom

GameEnthus Podcast - video games and everything else

Play Episode Listen Later Feb 14, 2019 169:28


     GameEnthus Podcast ep367: Science the Spices or Hyde Pierce Fandom   This week Carly (@PoisonPinkFluff) from MammothGamers  joins Mike (@AssaultSuit), Tiny (@Tiny415) and  Aaron (@Ind1fference) to talk about: Mammoth Gamers, Annihilation, The Orville, Star Trek Discovery, Young Justice, Doom Patrol, Super Mario Make 2, Astral Chain, Fire Emblem: Three Houses, Dragon Quest XI, Tetris 99, Captain Toad: Treasure Tracker, Yoshi's Crafted World, Dragon Quest Builders 2, Dead By Daylight, Deltarune (February 28), GRID Autosport, Hellblade: Senua’s Sacrifice, Mortal Kombat 11, Assassin’s Creed III Remastered, and Chocobo’s Mystery Dungeon Every Buddy, The Legend of Zelda: Link’s Awakening, PSP Go, PS Vita, Aladdin, Beauty and the Beast, Last Action Hero, Pacific Rim, Hellblade Senua's Sacrifice, Far Cry New Dawn, Assassin's Creed Origins, Assassin's Creed Odyssey, Fallout 76, We Happy Few, Graveyard Keeper, Shadow of the Tomb Raider, Far Cry Instincts, Slime Rancher, David Hyde Pierce, Osmosis Jones, Call of Duty Blackout, Apex Legends, Titalfall 2, Mass Effect 2, Smash Bros. Ultimate, Mystic Vale, WarGroove, Melbits World, Magic Nations, V.O.I.D, Kittens in a Blender, Ice Cool, Flanx, Hyper Jam, Division 2 beta(Thanks Ben), One Finger Death Punch 2, Almost There The Platformer, Atari Collection, Razed, Sonar Beats, Yoshi’s Crafted World demo, Tetris 99, Mass Effect Andromeda, Crackdown 3, Opportunity,  and more.                  If you like the show please leave us an itunes, Google, Youtube or Stitcher review, a tweet, an email or a voicemail (202-573-7686).   Show Length: 169 minutes  Direct Download(right click to download) Episode Live Stream on Youtube: coming soon   Timestamps Intro/Carly's & Mikes Update                1min 15sec Tiny's Update                                    22min 17sec Aaron's Update & Nintendo Direct       27min 41sec What Carly Played                                    1h 4min What Mike Played                                   1h 36min What Tiny Played                                    1h 49min What Aaron Played                                   2h 7min Topical Topics                                         2h 34min Outro                                                   2h 40 min     Show Links Follow Carly @PoisonPinkFluff MammothGamers Team GameEnthus on Extra Life   New videos GameEnthus.com   Youtube.com/user/GameEnthus      Community Info   Major Linux and Crew's Notcho Podcast Kiaun's Show The Analog Circle Podcast Gary and Dan's Show TheGamesMenRPG Open Forum Radio SingleSimulcast    Show Music     Goodie MOB - Dirty South instrumental A Tribe Called Quest - Luck of Lucien instrumental *Wish I knew the sample* Common - Resurrection instrumental Grand Puba - I like It instrumental Mos Def - Mathematics instrumental De La Soul - Set the Mood instrumental Aaliyah - Rock the Boat instrumental Chubb Rock - Treat 'em Right instrumental The Pharcyde - Soul Flower instrumental    

Remember The Game? Retro Gaming Podcast
Remember The Game #32 - Fortnite

Remember The Game? Retro Gaming Podcast

Play Episode Listen Later Feb 8, 2019 49:19


Welcome to a special Friday edition of Remember The Game! For this episode, we're jumping forward in time. Instead of looking at a game that took over our lives in the 80's or 90's, we're talking about a game that is taking over our lives right now. Today I'm talking Fortnite and Super Smash Bros Ultimate with my nephew, Ben.   Ben is a returning guest to the podcast (we talked about the Mario Party franchise way back in episode 8), and I love talking games with him. He's twelve years old, and every bit as passionate (addicted) to video games as I am. I like talking to younger gamers today, and seeing what fires them up about the industry. Not only do Ben and I dip into two of the biggest franchises on the planet, but we talk a little about game streaming, Youtube, and the politics that come with it.   Not only is Ben a gaming junkie, but he's incredibly well spoken and intelligent. He's big into creating on Youtube, etc, and he's a natural behind a microphone. He was a great guest, and I had a really good time recording this episode with him. I hope you guys enjoy it as much as we did. Thanks Ben!

Lone Star Lowdown
Tennis US Open 9 - 6-18

Lone Star Lowdown

Play Episode Listen Later Sep 6, 2018 12:38


I get you ready for the women's semifinals. I also give my thoughts on the 3 vs 5 sets article that Ben Grisz found for me. Thanks Ben. Hope you enjoy!

Tommy G Talks
Interview With Ben Coomber on Personal Development, Doing What You Love & The Fitness Industry

Tommy G Talks

Play Episode Listen Later Jul 18, 2018 16:07


The Super Self Podcast - Episode 55: Interview With Ben Coomber on Self Development, Doing What You Love & The Fitness Industry Ben Coomber is a Coach, Speaker, Author and the Host of BEN COOMBER RADIO - The UK's Number 1 Health Podcast! It's an absolute pleasure to have interviewed Ben, backstage at The Super Self Summit, where he was one of our expert speakers. Ben's Podcast is 'awesome' and you'll regularly get high level content on nutrition and fitness from Ben and his guests. In this interview, I was keen to go to a few different places with Ben and ask him some of his thoughts and philosophies on Personal Development. It was great to have an insight into Ben's journey, especially the early days, and to also get his opinion on how "Mindset" is merging deep into the fitness industry and becoming a responsible player in the professional game.   You can connect with Ben through Instagram here - www.instagram.com/bencoomber and you can find his podcast BEN COOMBER RADIO on iTunes.   As an additional note, Ben was an excpetional feature at the Super Self Summit, delivering 2 amazing sessions from stage and giving us 100% before, during and after his presentations. Thanks Ben!   Remember - Got a question? Hit me on email with the subject line "Podcast" and I will get back to you. Are we connected on Instagram yet? I am making big plays of content on Instagram so would love to connect with you on there! www.instagram.com/tommygentleman Or, email me with your questions direct to tommy@tommygentleman.com   Thanks for listening. Tommy G

ClickFunnels Radio
Facebook Ads, How to Get Clients, How to Guides - Ben Adkins - FHR #244

ClickFunnels Radio

Play Episode Listen Later Jul 11, 2018 35:02


Why Dave Decided to talk to Ben: Ben Adkins is a Licensed Chiropractic Physician who grew his Practice using Facebook Marketing. He then helped other local businesses do the same in a little town called Poplar Bluff, Missouri. His focus on small business development has catapulted him to becoming a Guru of Internet Marketing. Ben realized that other local businesses across the globe need effective marketing, thus he created Closer's Café; a resource for those who are looking to build their own ad agency so they can help their community thrive. Visit closerscafe.com to get more information on: How To Build a Successful 6-Figure Facebook Agency From Home. Tips and Tricks for You and Your Business: Evolution of Internet Marketing and technology (8:15) Live and die by your calendar (12:38) Helping Businesses within Social Media (17:00) Knowing you Clients and foundation setting: (21:44) Closer’s Cafe Blog: (28:16) Quotable Moments: "There is such a technology gap from there to here. We now have the ability to do things that we could never dream of before." "You don’t have to create your course, before you sell your course." "Its amazing all the things you can get done when you have a deadline on your calender." "If you can just get that first win with doing some form of internet marketing and then you can start stringing together wins, it’s amazing what happens one to two years down the road." Other Tidbits: Ben discusses the importance of course creation and live teachings. He also elaborates on the importance of building a solid foundation by spending and planning your time doing the right things. Understanding the fundamentals is crucial to one’s success. Links: FunnelHackerRadio.com FunnelHackerRadio.com/freetrial FunnelHackerRadio.com/dreamcar ---Transcript--- Speaker 1:     00:00     Welcome to funnel hacker radio podcast, where we go behind the scenes and uncover the tactics and strategies top entrepreneurs are using to make more sales, dominate their markets, and how you can get those same results. Here's your host, Dave Woodward. Hey everybody. Welcome back. You guys are in for the ride of your life today. Speaker 2:     00:20     So excited. This is a guy I've been following for years. I'm so honored to have been atkins today, so Ben, welcome to the show. Speaker 3:     00:27     It is so good to be here in such an honor to be hanging out with you today like this was one of my favorites. This is one that comes down to the car. You know, sometimes you go to sleep by it. I think that's sort of the fun thing about these writers. We got people falling asleep listening to this stuff, but that's. That's a very intimate place to be right it. Speaker 2:     00:43     If I'm in your bed, that's a good thing. I know. Oh No. I'm so excited. This is, again, for those of you guys who don't know Ben, Ben starting off basically as the, as a chiropractor, getting it at getting leads from facebook and really has gone on to become the guru guy, the legendary marketer here in the industry when it comes to really local businesses and getting mad massive amount of traffic and leads for local businesses. So I was so excited to have been on. We're going to kind of take this wherever it goes. But, uh, again, Ben, thanks so much for all that you're doing. Anything you want to add to that before we dive into this? Speaker 3:     01:20     No, man, I'll tell Ya. It's like you were saying it's to have gone to school as long as I did to become a chiropractor and then to look up one day and realize, oh no, this is what you do. No, not that. This is your gig now this is, you know, and I wouldn't trade it for the world, that whole experience, but I tell you, it was a, it was an interesting path to get from there to now. Speaker 2:     01:41     Well, let's talk about that path because there's a lot of people who are in your situation years ago. We're thinking, Gosh, you know, what else can I do? How else can I make that transition? Or, you know, I've got this skill set, but I don't know if it's really marketable and things. And again, we're joking around. I think a only because the fact that your son's turning seven, uh, you kind of figured that Speaker 3:     02:00     2011, right? Right. So, you know, it was crazy. I, I got out of school and I did sort of the, uh, I moved pretty close back to where I was from and I only got into chiropractic because I'm, you know, I had a really good chiropractor where I was from. He seemed to be really successful and he seemed to have a cool life and everybody seemed to like this guy. People would travel from all over and I was like, you know what a cool gig. You get to help people and you know it. It's not like a crazy expensive business. Once you actually get into it, it's more of the expenses. Usually the marketing that's, that's the whole ballgame. Um, and I got into this whole Gig and I think I made the mistake a lot of folks I work for someone for a little while, decided that wasn't for me and you know, it real quickly. Speaker 3:     02:46     I'm like, no, this is the whole reason I went to school with so I didn't have to do this. Uh, so I started my own practice and it was one of those things where, I mean there was not a lot of ramp up, but I had some money that I'd saved up. I had somebody that had borrowed from family because that's, that's always the best thing. Right. And, and I went out and I opened my practice up and um, you know, it's funny. It's one of those things where it was a oh crap moment pretty quickly I opened the doors up and, you know, I knew I had to do marketing, I had done some marketing, but the first week, like we're sitting there, we're getting the place sort of an order. And the only person that comes in is my account and he comes in and like the first week it was like, thank God my accountant who was just, I think felt sorry for we have Ed. Speaker 3:     03:33     So I had one person that had come in and, you know, I remember going to that weekend and just being like sitting there with like, you know, I kind of expected that, but we're going to have to really get with it. And the very interesting part about it is, is when you open up a business like that and it's not busy, you have a little bit of extra time to really dig into some things. And so it was really, there it was, you know, those first two or three months I look back and the fear and not sleeping and then go into work and it kind of do the stuff that side. It was really sort of figuring out, okay, how are we going to get people through the door? Because also the other mistake is not built in a big budget for marketing. So I didn't have a bunch of ways to reach out to people, so I was on facebook, you know, I just happen to be on facebook. Speaker 3:     04:14     This was sort of that time. Things were getting really interesting with facebook and uh, I started doing some things and researching all that everybody else was doing that was working. There wasn't really anybody in the chiropractic niche that was doing it. Um, I was following people like, you know, Russell and I was following the Kurds and you know, all of the big guys, the Internet marketing space and I'm like, if I can apply what these guys are doing over here, you know, we can do some interesting things. And so we started doing some things on facebook, doing some, you know, some other things with Google Seo, things like that. And I tell you it was, it was a right place, right time sort of stuff. Within about six months I had a practice that was rivaling those that had been there 20 years and how busy we were. Speaker 3:     04:54     And that sort of the moment that I was like, well, this is interesting, but, you know, starting to get busy and I had a lot of local business owners that were in the town that I was in and said, hey, you know, can you, can you come help us do this stuff? I was like, sure, yeah, totally. That was taking a lot of clients and the probably the best thing that ever happened was my wife said, listen, the chiropractics one thing, but if you're going to work with other people and take time away, you better charge for best thing that ever happened. So the smart person in my life, you know, the one that's actually got it together, it says do this. And so I did this. And so I started doing that. And pretty quickly because the marketing was working by it, I was getting clients help that wanted my help with that. Speaker 3:     05:36     I started getting really busy and this was sort of the big turnaround for me. I, I sat down and realized this stuff's working well. It's working well when I applied to other industries, um, I don't have time to take on more clients, but I would still like to make money, you know, helping other people. So I thought I was the first person to ever thought of this. I sat down in front of Microsoft word and started typing and I wrote down the things that we were doing that were working and he was selling it locally. Just people. I was like, dude, with you here, go read this. And then I, you know, you start to realize there's people all over the world and there's a much bigger marketplace and, you know, I won't bore you with the details of that. But within about a year I had a business selling that stuff that, uh, was dwarfing the chiropractic office because it was just a much bigger marketplace. Speaker 3:     06:26     And you know, I think it's Kinda like Russell in the potato gun stuff that he talks about. It was one of those things where it wasn't like I didn't get rich at first doing that stuff but it. But it was something broke in my head and I was like, oh, this is what's going on. Okay. And so from there, you know, I, I hired someone to come in and to help me with the chiropractic side and, and I didn't mean for this to happen, but I was there, you know, three times a week. And then I was there two times a week and then I had not shown up in two months. And you know, and before I knew it was one of those things where I said, I guess this is my full time Gig and I tell you, I, I think the best part was somehow by the grace of God, I was blessed with the first set of customers that bought my stuff online. Speaker 3:     07:12     Uh, were just amazing people. Of course, we all run into the stuff here and there. That's not, that's not representative of what this is. But the majority of the people that bought from us, we're just the most interesting people on the planet. And so I pretty, pretty quickly determined. I was like, this is, you know, the people that I want to help. But at the same time, it's funny, when I stopped the chiropractic office stuff, I kept doing this stuff with the other local businesses that were asking to. And so it was one of those things where I looked up one day and I said, okay, this was a really beautiful thing. I have people that are hiring me to do one thing and then I have a whole other set of people that are basically asking me to report on what I'm doing here and that's working. Speaker 3:     07:54     And so that's, you know, a very, uh, short, I don't know if there's a short as it should've been, but as a short form of what happened to me between, you know, go into chiropractic school, graduating in 2000, seven to 2011. That's sort of what happened. And it was, it's been a crazy ride. It really has three. That's just awesome. So doc, as we take a look at this thing, um, I know a lot of people can say, well, Gosh, you know, ben started this thing at the very beginning where it was easy and now there's all this competition. Can someone really do the same thing now? Um, I tell you, you know, you get a lot of people that, you know, it's, it's changed. Like I couldn't go back. I couldn't do the same things that I did now to grow it, uh, that, that I didn't grow it back then. Speaker 3:     08:33     But what's, what I think a lot of people miss is we have such a technology can technology gap from there to here. We now have the ability to do things that we could never dream of before. Like now I can know I can go in with the auto responders and things like click funnels, page builders and I can go in and do something in a matter of an afternoon that used to literally take me two weeks to a month. And you know, I think that's the really interesting. Forget that it's. Yeah. It's one of the things when you see what you currently have, you, everyone always thinks, oh, it's always been that way. I remember it took months to get a website up. My first website. I thought I was going to die. It was forever. And you know, even if you the template, it's something that's the thing that a lot of people miss. Speaker 3:     09:19     Even if you had a template for something still copying that template over was it took forever and you know, we had wordpress back then, but it wasn't the word press we have now and you know, doing all those things was very, very tough. And you know, another thing that we discovered and you know, I want to give this one of the things that you think you've thought of A. I look over at Russell, I'm actually reading expert secrets last night because it was just the next on my list. And so I got all the way through expert secrets last night and I've noticed that Russell's been doing this. What are the other big things that we've started to realize was we can take the knowledge that we have or someone else has. And I think I discovered this probably in 2013, 2014 that it works for me is you don't have to create the course before the course is. Speaker 3:     10:00     So, you know, and that's, that was a huge thing for us too, is you want going to repeat that for anybody who's listening to this thing, please, please, please listen. I've never been set at one more time. Sure. The key is you don't have to create your course before you sell your course. And that was the big thing for us too, is we go out and we'd be working with a dentist, let's say, and we'd get some great results with a dentist and I'd say, well okay, we need to create a product about this because there's a lot of people that will really be into it. And how we had been doing it for a long time, it's just been a monster for us, is we will actually open the door. Say these are the bullet points, this is what we're going to teach you, but it's going to be live with the first time and you know, we'll sell tickets to that and we'll sell tickets to an event that is live. Speaker 3:     10:45     And what's really interesting about that is a lot of people would think, well, I'm not going to sell as much as I do it live. People really want to be a part of it the first time and be a part of the live thing. And they'll, they'll actually spend more money to be part of it live. And so a lot of what we've been able to do over the last few years is when we have great success, what was success with a local business or a method that we're using with local business, we're able to go out and say, okay cool, let's do something where we can teach this live now. And we make money teaching. It's very, very quickly without there being anything created because we do have the speed of, you know, of course creation they are, but we also have the speed of being able with tools like clickfunnels and Kajabi to build a members area or to put together the sales page is very, very fast and within a span, and this took some practice by the way, but within a span of maybe 48 hours, we can have all of the mechanics setup and ready to go and go out and tell people about it and it works. Speaker 3:     11:39     I love it. In fact, it's kind of funny. Russell's on the process. We're in the process of creating his next book, traffic secrets. Nice. And it's again, because he's learned from her experience, her last two books, the only way he's going to do this is going to do a live event first and Speaker 2:     11:54     teach it all. Now that's all been taught. Now we've got the curriculum and we can take that and actually write the book off of that. So I think what you're saying there is so key and that is live events are one of the best ways of creating products you can ever, ever imagined. Speaker 3:     12:08     Yeah, that's the thing. I think that for me, I was always. I go back to the Jason Fladlien days. For those of you that don't know Jason Fladlien, Jason is amazing and hey, Jason always told me and I got some really great advice from him starting out. That probably changed my life forever. Jason says, if you can't sit down and create it in one sitting, it's over. That's over. There's going to be something that comes up. So what are the core things that we've really come up with? And this is whether I work with local clients and doing something for them or I'm working with people teaching, you know, the stuff that we're doing. It's always I've got to sit down at my calendar and say, this is the day, this is the day that this is going to get done, or at least my part of this is going to get done. Speaker 3:     12:46     And whether that'd be a live class alive, a bit, whatever. And it's going to be done and so my part has to be finished and so it's amazing all the things that you can get done when you have a deadline on your calendar, you know, and it's amazing how you can stretch it out if you don't. Oh yeah. I think that that is the probably the most important thing for me is I live and die in my income, goes way up and way down by my calendar. And you know, we've got a lot of recurring revenue. We have a lot of those things coming in right now. It's very predictable. But in terms of if I really want to make the, you know, put points on the scoreboard, I know where I started, it's my calendar and I, it's like, okay, this has to be done by this date or you have to be ready to present it Speaker 2:     13:25     live by the state. Now staff can take it from there. But that's super important. Oh my gosh. We are two comic callbacks program. We rolled out a funnel hacking live. It's all based on that one thing. And it's a flat to a promo is what we refer to it as, you know, it's letter, basically a letter, let her go and type of moment. And that is you're either gonna sure they're going to die or you're going to create it. And we, even today we were talking about it, we've got a large, you bet we have coming up here next month and it's the same thing. You look at our calendars and Russell just did a podcast on it where those deadlines, even though we are a successful big company, we still live and die by deadlines. It's not our team knows, you know, we were not pushing that out. It's going to launch here. So get ready. And that means late nights. It's whatever it takes, it has to happen. So I. Gosh, then it's so cool just seeing the success that you've had by living, by those principles. Speaker 3:     14:18     Well, I think that's the thing. If you really look around, and of course there's exceptions to the rule, but if you really look around at those of us that have been around for a little while and we sort of see what's going on, but those of us that have stuck around, those of us that have not only stuck around but grown and you know, I think that's, that is a common theme that they very much live by their calendar and they very much live by, you know, being able to be speedy with how they put certain things out, but also maintain a level of quality even though there is a lot of speed behind the way that they're doing it. I think that that is a huge, huge key to the whole ballgame. Speaker 2:     14:49     So yeah, I love it. So Ben, tell me what, uh, Speaker 3:     14:52     what industries are you in right now as far as local business? I know you guys have dentistry, you've got chiropractors. I think you can do some legal stuff. I mean, you're all over the place. It's really interesting. You know, I, I have all these things that we like to do in terms of, you know, Internet marketing and teaching and things like that, but I always love the things that you can do that don't require a lot of your time. Um, but bringing in recurring income every month and people stay forever, I think. I think that's a, it doesn't matter how successful you get, it's always fun to have those things that you can set in motion, you can tip the domino and not really do anything else. And it's money that's gonna be for, for you five years down the road. And so we got into this thing and I had someone that was on our staff that we hired on that sort of fit this model once we started getting into it. Speaker 3:     15:38     But we figured out, you know, facebook started to cut out all of the organic reach, four pages to the people that already liked them. Right. And so that was like a huge thing and so a lot of people kind of gotten this mode of okay, facebook, I don't need to focus on that. What they didn't realize, and, and we started seeing this because we had the local clients. What they didn't realize is even though that organic went away, there's still this really interesting thing that's happened and now people do, really, two things were there after a business, you know, especially in smaller towns that they do this, they'll go check it on google. So they go look at the website, but that's sort of a here's what the business wants me to see. And then they go to facebook, like I blown away by how many searches people are putting in because they heard it on the radio, they heard it through a friend or even just a city named chiropractor. Speaker 3:     16:26     And then they'll go click on one. And so I, I didn't realize this for a while, but the facebook search got into a big deal. And so the one thing that has to be happening, uh, for a business, and I do this actually at least a few times a week, especially when I'm traveling, I'll get on, I'll search a place and if there's no content on the facebook page, I'm like, what's that? It not only is it dead on the facebook page, it's probably dead inside, you know, so I was making these really interesting psychological jumps and I said this is, this is the thing, and so we started going to businesses and we said, you know what, if we could go out there and help them with their social stuff everyday, and we, we built out this silly model of, okay, we've got 180 posts for chiropractors. Speaker 3:     17:09     Great. They look great. Took forever, took the art department forever to put 'em all together, but they look great and how quickly can we brand them per office? Okay. And from there, how quickly can we put them into a software program that rotates? So it goes through all of the posts, two posts a day at the end of three bucks at rotates, because nobody's going to know three months apart, two posts a day, 180 posts it, it started and we started figuring out how to scale something like this. So we've got a hundred 80 posts. We use it for just about every office that we've got and then we step it for the office that takes you 20 minutes with, you know, a piece of software and then we put it into the mix. And this is something that businesses are more than willing to pay if you're not doing social media management. Speaker 3:     17:51     Social media management is like a 500 to a thousand $2,000 a month thing, right? Nobody wants to. Nobody on a local level wants to pay that, but you go in and you charge them 100 to $200 a month for something like that all day. And so we got on this really weird tear of chiropractors, dentists, Jim's, you know, people that are everywhere. There's a lot of independence and it's not so much chains. And uh, we started kind of going into that business and you look up one day and you realize, okay, this is killer, like, and these are, and nobody ever asked for anything else. Like it's there, it's doing it. They're happy because they've got content all the time. So even if they want to post your own content, they've got some sort of bad is what we started really realizing pretty quickly with that is it helps them up in the search rankings and facebook which are becoming actually more important. Speaker 3:     18:37     So what we have gotten into is I don't do a lot of lead Gen marketing just straight coming out and selling legion anymore. What I do now is I go in and we find businesses that will do like a facebook posting thing and then we have this bed of clients now that are paying us 100 to 200 bucks a month. And then we go in for the certain ones that had it, you know, they just got something special going. They're the ones that, you know, you can see out of all your clients, they really have something. We say, okay, we want to run a lead Gen campaign with, you know, this is going to be the one that's $2,000 a month, something like that because they can actually make it back. And so we've built this really interesting business and you know, we did this ourselves first. Speaker 3:     19:17     This was something we wanted to get really good at. And then this is where the interesting thing started happening. I started sort of teaching it to my normal crew of Internet marketers and they started doing it and of course you had your crowd of people that are always the top performers. They go kill it, they kill it, they kill it right away. But what we also started finding is there were people that we have been helping for a long time. They just couldn't seem to put it together. You know, there's that crowd that you love them. They're just such good people. But they couldn't put it together. And a lot of these people were able to do this because I think it was a much more simple and you know, there wasn't a lot of variables with that. So I kind of got into this mode of I'm like, okay, we've got to have a whole section of our company that if I'm teaching email marketing and product creation and that's not for you, I can say go do this over here because this is the thing that if you start here, you're going to get your wind and I found that that is the number one thing with all that we do is if you can just get that first win with doing some form of Internet marketing and then you can start stringing together wins. Speaker 3:     20:15     It's amazing what happens a year, two years down the road. If you're starting to build it up. Plus you got a little recurring income to start giving you a little more time. So that's. That's been the focus. The last little bit is really building out the systems for that so that. I mean we had it built into our business, but building out the systems in a way that we could give it to other people so that they could go do it. And so far I've been super jazzed because I have people, like I said, that were just years into this, couldn't put it together and now they're, they're successful with that, but they're also starting to put together other things that are much more advanced and they're getting winds. They are too. And I think that's the thing. It's with what we do. It's so confidence based, you know? So anyways. Yeah, that's the core. Speaker 2:     20:56     This is why I love having, I'd love talking. You just drag vod value bomb after value by. So I seriously. So again, if you guys are, listen, this guy's stuff, whether you're a local business or not, I might. Gosh, the importance of getting a win for yourself, a win for your clients. I know for us at clickfunnels is one of the main things we're looking at doing right now is trying to add some quick wins for people that come on. I mean obviously as a SAS company man, we're always concerned about churn. We're always looking at that type of thing. But even as a local business churn is important to you as well. I mean, yeah, I love the fact that you've got this huge ground floor of success from people who are basically paying you on a monthly basis. You've got monthly recurring revenue coming in and then from that you just kind of pick, pick the clients that you want to work with that are your best opportunities and it's just what a great, great way of looking at a business. Speaker 3:     21:43     Yeah. And you know, that's what's so great is once you sort of get past that initial um, you know, sort of getting to know your clients and getting the foundation set for them, um, you know, there are funnels that work, you know, and we built these originally on clickfunnels, you know, a couple years back, we started building these things and it's, there's things you can give away a local market, get people through the door and with the ones that we're looking to work with, if you can just get people through the door, it's over. It doesn't matter why they came in, if they can just meet the doctor, if they can just meet the lawyer, if they can just get in there the first time, you're good and they're going to be your people forever. And so that, that's the big thing is we had all these great legion funnels because that's what I used to do, you know, out of the gate. Speaker 3:     22:23     That's what I used to do. But what was so great is now. Whereas I would walk into a business and the only reason I love this stuff by the way is, you know, sometimes it's hard to build your first product. Sometimes it's hard to sell a physical product, but there's a million chiropractors out there. Well not really, but there's a lot, you know, there's a million dentists out there and there's so many of these people that have tried to do certain things and they need help and they want help and if you put the right price tag in front of them, which, you know, low ticket but recurring, it's a really big thing for them. And then, like I said, you had get them some results there. They get happy with what's going on, it's super easy to now come in and say, well, we've got these funnels that have been working all over, um, or I know this, this chiropractor that has these funnels that have been working all over and to put them and implement them and now you've got their trust and they're willing to take a chance on things with you. So it's, it's been a lot of fun and it's been a lot of fun seeing other people be successful with it too. Speaker 2:     23:15     So. Awesome. So tell me, I know in the local market I'm here a lot as far as, you know, reviews and things like that. Is that, uh, an opportunity? It's something that's. Speaker 3:     23:26     Yeah. What's, what's real, what's not real about the whole review thing? What's interesting is, you know, I think a lot of, uh, a lot of what happens the local markets with, you know, people that actually have brick and mortar businesses is there's so much to do. And there's so many of these big companies out there that are, that are really targeting women, so there's, you know, like the high booze and the know, like the big, big companies that are really targeting them and they're pitching a lot of things at them. But I think a lot of these local businesses don't know really what matters. And so I think what we really try to extend out to anybody that we help or the, you know, we're teaching people to go help people. It's really lock in the things that they need to do and in what order. Speaker 3:     24:06     Okay. So I think that's the key is you can do everything. You can do all these things. You can spend so much money just like with what we do. Right? But, but there's an order to things that makes a lot more sense. So we always tell people the first things that we do with local businesses, you've got to have your website looking great. And you know, it has to be somewhat seo friendly at least. But at the very least, it's got to be looking right because a lot of times the local market, it's just about someone telling their friend about something great and then they're going to go stock the business for a little while. So the first thing is you have to have that website looking great. That is such an easy thing at the at this point. But the second thing is you have to have your facebook page producing content because I think a lot of people miss out on how many people are coming there to get an inside look at what the business looks like. Speaker 3:     24:50     And I, like I said, I got my phone right here and it's, it's crazy to me how I will not. I guess I'm lazy. I don't switch over to safari from the facebook APP and I'll just search for the business there. So those are things until those things are locked in that that's the big thing. Now, the only other thing I'll say is this, when you get into like your google my business listing, that is one of the easiest ways people get their foot in the door with local businesses to as they say, listen, I saw you here and I'm this. Something's wrong with this. And did you know it said this? And businesses are more than happy to pay someone to fix those things because they don't know how. It's not even that they haven't seen it. Most of the time they just don't know how to fix it. Speaker 3:     25:31     And then you get into like if you want to get into reviews, that's a very interesting place to be right now because there's a lot of big things like Google just came down with a, hey you can't review gate. And that was something that was happening for a long time. And for those that don't know what that is, that's your inside an app, you know? Or like the company would send an email, hey, what'd you think? And they would select one of the stars and if they select the too low, they wouldn't send you to Google. But if you selected really high, they would send you to Google to actually put the review there and there was. So what was really interesting, so is there was a lot of that going on that's going away, but you've got a. you've got a lot of companies that are really on top of how important reviews are because I think we all, when we're googling things from Ron, yeah, we're all looking for that. Speaker 3:     26:16     And I think a lot of times, you know, with local businesses where we tell them to do is say in your office, you've got this stream of people coming every day in your office, in your restaurant, you've got a stream of people ask, give them the opportunity so you know what we do a lot of times it's the dumbest thing in the world. Now. I used it even charged for this because we're trying to charge them for something else. But I say put up a sign that's it. Put up a sign that walks them through how to do this because the people are coming into your business everyday. I already love you. Let them fill out and fix that stuff, and so a lot of what we've helped with that kind of, but I think it's very good that you bring that up. A lot of what we do is literally we just have a step by step, this is how you go give our business a review and please go do it because it helps us and we put a sign up and it's amazing how you can shift the balance of things between a business and their competitors just by leveraging the people that love them already. Speaker 3:     27:08     So yeah, I love that. Super cool idea. I love the idea as far as the whole review game because yeah, it's always fun. Anytime you take a look at the history of there was always some marketer out there, US included, who's always trying to assist him. At first we can provide this and eventually it all comes back to the whole black hat. White Hat. White hat always wins out in the end. Yeah, without a doubt. Just the way I think if you can start off being white hat man, matter of luck to you and your business. Yeah, I mean it's always one of those things where you have to be following the right people I think, and I think that the right people out there, they may piss you off from time to time, but at the same time you always respect that they're trying to do things the right way and if you're following the right people, you tend to, you know, it's always who taught you, you know, you always seem how to do something and so that's, that's one of the big things is I've always stayed away from reviews because I was like, something's not right here, you know, at the very least just tell people that like you to go in, but it's, you know, but I also can't fault anybody that's done that because if you have, if you didn't get an advantage getting advantage as long as it gets. Speaker 3:     28:11     But now that it's against you get away from it. Yeah. Well you were kind enough as we were talking earlier, as far as put some different things together to help our users out. What was, you got to some offer you were looking at that to closers cafe or something like that. So we got this blog that we've been doing and what this blog turned into, it was a boy from any sort of document, the things that we're doing and you know, we, we, you know, you run into these things everyday that like, you know, or just these weird little pockets of the way business works or that weird thing and how this dentist's office work. And so this was sort of a place for me to start documenting all the things that I was learning and I've always found it very, very helpful to go back and see certain things as it's been sort of a marketing diary for me. Speaker 3:     28:56     So closers cafe, we put that together and what are the things that we wanted to do for everybody that was listening to this. I think that there's always this ramp up of things in experience that you have to go through when you're in any business. And so, you know, we've been doing this local business thing for awhile and we've made lots of mistakes, but we've, we've nailed some things down and we've done some things in and so we have six funnels. We have some of our best things that have worked for local businesses. There's a chiropractor, if there's a dental, there's a gym, there's restaurants, there's a couple key funnels that. And just about every market we've ever run these particular funnels in. We've made it rained for businesses. You know, we've got people through the door, we've gotten results and we've actually changed what their business was like because of that. Speaker 3:     29:40     So what we wanted to do is, because this is such a funnel centric podcast, this is like, and like I said before, when we first built these, it was all testing on clickfunnels to. So what we wanted to do is give that away to folks that you can go in and you can see it. And how this is sort of structured is it's not just, hey, here's the funnel. It's, here's the ad we ran, here's the targeting, here's the actual what the actual page look like. I, I hate when I feel like there's something that's cut out. Uh, so we put all this stuff together so that folks could go in and sort of see what we're doing, how it works, and even if you're not into local stuff or helping with digital services as we call it, this is something that you can look at it and you can start seeing the similarities between whatever you're doing and how it works with a local. Speaker 3:     30:19     And you know, listen, I also think I know a lot of really great marketers. They all eat, they all go to the dentist. They have to go to the chiropractor. It's always nice to have those things to help the people that you love the most, you know, just by giving them that. So it's closers. Cafe a slash forgot her actually closers. Cafe Dot com slash funnel hacker. You'd think I'd never said a url before. We were talking about the closers, cafe.com/funnel hacker and you can get our six best funnels and for, for local and like I said, that's been something that a lot of people will put those in action and we've seen people saved businesses before that we're having a tough time and that's pretty powerful. If you can make that sort of impact on someone that you like, that you're just so awesome. Speaker 3:     30:56     So again, everybody has closers. Cafe Dot Com for those of you are new to the domain game, so closers, cafe.com, forward slash funnel hacker to good. But again, Ben, I can't thank you enough. You're just always so generous. You so willing to give to our community, to others. If people want to reach out to you and get more involved with you, what's another way they can do that? You can always jump over to closers. Cafe Dot com and just say, hey there, we've got places that you can find us. You can contact us there. My email address is always a good one bid at three, three p dot CEO. That's, you know, one of those weird company names. That's the umbrella, right? Because we're all official. Even always send me an email and sometimes my email it gets a little bit clogged up, but I, I always like when people are reaching out there and we can have an email back and forth. Speaker 3:     31:44     I, my goal was whatever I've done in this whole thing is, is big as we've gotten. I never want it to be so big that we can't have an email conversation with folks. So feel free to reach out to me there too and we'd be glad to help out any way we can. So your email one address one more time if you don't mind for sure. It's been e n@thirtythreelikethenumbersp.ceo, you know, short, but equally hard for people to get just by you saying it, but you know, it's amazing. That can be that short and people still be like, no, what was that? So good stuff. Oh, well, any parting words as we wrap things up here now? I think, I think the key is that you know it, if you're in it right now and if you're listening to this podcast in particular, I think one of the key things you're trying to figure out is how can I take this stuff that I'm already good at or something that I'm really interested in and really grow it. Speaker 3:     32:32     And I think the key is, is like we were talking about put something on your calendar so you know, I want to have when I'm trying to have done by this date and you know, I want to have it done because by this date I want to have this much income coming through the door. And I think that's the big key for me. That's the big takeaway is I started making the kind of money I wanted to make when I started writing it down and putting it on a calendar. And it's amazing how you start hustling when. That's the big thing. So, you know, I always used to say take action, but for me, taking action is always just, hey, look at the counter, what I had to do today. And big, big empires are built by what you do today and how each of your days sort of stacks up into a lot of days. Speaker 3:     33:12     So I would say that you got tools, you've got the tools, you've got the knowledge, you have your expertise. If you don't have your expertise will go, go read a book, you'll get the expertise pretty quickly if you go do it. And I'd say that's it, just get it on a calendar, start moving. And I think that's. That is the secret. Literally it's dumb is that is that is the secret to my success, man. I love your secret. Well, love you to death then you're always so much fun to have to be around. Again. Guys, check out what was your cafe.com forward slash funnel hacker getting closer, cafe.com. Forward slash funnel hacker. Follow Ben. Reach out in. This guy's been crushing it for almost a decade now online, but even more so than that as far as an entrepreneur goes and this guy just knows his stuff. So again, I can't thank you enough. You're just such a dear friend and appreciate all the issue for us and I wish you all continued massive success and everything you're doing. Thank you so much for having us in. This is fun. As always, this is one of the most fun things to be a part of. Yeah. Thanks Ben. Thanks. Speaker 4:     34:11     Hey everybody. Thank you so much for taking the time to listen to podcasts. If you don't mind, could you please share this with others, rate and review this podcast on itunes. It means the world to me where I'm trying to get to as a million downloads here in the next few months and just crush through over 650,000 and I just want to get the next few 100,000 so we can get to a million downloads and see really what I can do to help improve and and get this out to more people. At the same time. If there's a topic, there's something you'd like me to share or someone you'd like me to interview, by all means, just reach out to me on facebook. You can pm me and I'll be more than happy to take any of your feedback as well as if you'd like me to interview more than happy to reach out and have that conversation with you so I can go to itunes rate and review this, share this podcast with others and let me know how else I can improve this or what I can do to make this better for you guys. Thanks.

How Did I Get Here?
Episode 7 – Crossbow to the Nuttttttzzzzzz!

How Did I Get Here?

Play Episode Listen Later Jan 1, 2018 59:01


In Episode 7, Ralph sits in and gives us a wraslin update. We talk about roller covers, crossbows, painting warranties, and New Years. Joel can’t stop coughing, John gives us the phrase that pays, and Andy gets ripped by Ben. Thanks Ben! Sherwin Williams, Purdy, PPG, bud light, and bridgestone are all mentioned in this … Continue reading "Episode 7 – Crossbow to the Nuttttttzzzzzz!"

Definitely D.J.
David Acer

Definitely D.J.

Play Episode Listen Later Jun 23, 2017 70:25


Comedian/Magician/Lovable Guy, David Acer, chats with me in the bowels of Montreal's finest comedy club, the Comedy Nest. Plus, I get my first caller! Thanks Ben from Minnesota!

Westwood Radio Podcast
Episode 26 - 12.5.17 with Ben Prater

Westwood Radio Podcast

Play Episode Listen Later May 12, 2017 29:31


Today's show was a wonderful experience for us all at Westwood Radio as we had the privilege to be joined by Ben Prater of BBC Wiltshire's Breakfast Show. Ben took time from his busy schedule to join us in the studio for the show and gave us a masterclass in presentation. With the usual top quality mix of school and community news alongside a live interview with Ben and a round up of this week's SATs, today's show was packed with content. We played Justin Timberlake's Can't stop the feeling and Little Mix's Shout out to my Ex, which were removed for copyright reasons. With a record number of emails, texts and tweets, we all had the best afternoon! Thanks Ben.

Workplace Hero
Workout, Exercise or Movement Snack? w/ Ben Greenfield

Workplace Hero

Play Episode Listen Later Apr 21, 2017 29:55


Guest Hero: Ben Greenfield. Fitness, nutrition and human performance consultant at BenGreenfieldFitness.com Hello, my cubicle cardio, open space sit-ups, corner office chin-ups, home den dips, and coffee shop sprinters. My name is Brock Armstrong, and I am not the Workplace Hero. Nor am I the Workspace Guru, the Office Space Sage, or the Business Space Mentor. We are in this together, me and you. One podcast at a time. Improving our lives and hopefully dragging a few of our co-workers with us. Now, as we warm-up for our main-set (do you like my athlete lingo there?), I want to thank some true heroes - the folks who have left reviews for this podcast in iTunes. Thank you to: AstridH77, TreeClown, Westcoastlistener, JW108, WallyPhD, KristenStaite, and Kdigitty108 for leaving all 5 star reviews along with some helpful feedback as well. I truly appreciate it — and, if you are a podcast listener I know you have heard this a million times - but leaving a review really does help new listeners find the podcast. Plus it makes me feel good and serves as a form of payment for the hours per week that I spend putting these episodes together. Think of it this way: if you can’t put dollars in my pocket, you can put some love in my heart. Ok! On with the show. I found a great list of “5 Horrible Exercise Excuses” over at wellnessmama.com and and a few more over at BreakingMuscle.com that I think sum up the top excuses that I have also heard over my years of being a Fitness Coach. They are: Excuse #1: I’m too Busy Yes. I get that you are busy. I don’t pretend to be the busiest person in the world and I’ve even used this excuse. But I bet if you were to truly track how you use every minute of your day, you could find a spare 20 minutes… probably more. Remember in the last podcast episode at workplacehero.me/distractions how we learned that we check our smart phones 105 times per day? If we have time to check our phones every 6 minutes, surely we can get up and break a sweat occasionally too… right? Excuse #2: It’s too Expensive If you think the only way to get fit is to join an expensive gym, buy a bunch of fancy equipment, or hire a personal trainer then, yeah it’s probably too expensive for most of us. Good news is, later in this episode you will learn that you don’t need any of that to exercise. You truly only need your body and some inspiration. And maybe an old pair of shorts. Excuse #3: I’m in Pain Yes, this excuse does have merit if you are injured or dealing with chronic pain - you do not want to “push through it”. We here at Workplace Hero do not believe in “no pain, no gain” but most injuries can be handled appropriately with some modification, adaptation, or simply choosing a different way to exercise. If you are dealing with chronic pain you may also want to consider the very real possibility that your inactive lifestyle is contributing to or perhaps even causing the chronic pain. Excuse #4: I Move Enough Already This was my excuse for a while too because I worked in an old building with very few washrooms and only one extremely slow elevator. I hear this excuse from new parents as well. Don’t get me wrong: If you have an active job or lifestyle that keeps you on your feet then you are doing better than a lot of people out there… but there is still something mentally and emotionally rewarding about YOU, focusing on YOUR body, through YOUR own dedicated workout - not simply as a byproduct of having hyper kids, a slavedriver boss or having to take 4 flights of stairs every time you have to pee. Excuse #5: I Don’t Like it At the heart of so many of these excuses is this: Exercise isn’t fun. It’s boring. It’s uncomfortable. And believe me, I tried a variety of things before I found something that really “fit” for me too. It took me a while to figure it out and, get this, it keeps changing. For a while I loved running, then I rediscovered hockey, then triathlon, then you couldn’t keep me out of the pool, then obstacle courses and now I am addicted to lifting heavy stuff. There are so many options - don’t let your preconceived notions of how boring it is to pump iron or how strange you feel taking yoga stop you for digging into an evening shinny game or a lunch hour power walk. Excuse #6: I’m Too Old No one is too old to exercise. Walking is exercise. Yoga is exercise. There are so many forms of exercise to choose from, ranging from low impact to high impact to mobility to balance to strength training. There are even classes specifically designed for seniors. A great place to start looking for classes that fit your age and ability is your local YMCA. Excuse #7: I Have a Bad Back Unless the doctor tells you to just lay in bed, activity is the best way to keep your back limber, to strengthen it, and to prevent additional pain. Dr. Ullrich, a board-certified orthopedic spine surgeon and medical director of Spine-health states “bed rest for more than a day or two can actually undermine healing.” But here is a PSA: If you suffer from back pain, see a doctor or physical therapist for a correct diagnosis, as well as for specific exercises and stretches to help alleviate pain. Don’t be a wimp but also don’t be an idiot. Excuse #8: I Am Too Fat You have to start somewhere, right? Believing that you are too overweight to exercise is like saying you're too skinny to eat. Your body needs exercise just the way your body needs food. No matter what number you are on a scale, you can do someth ing to start the process of strengthening your bones and joints for the load that they're carrying. If you are extremely self-concious, you can workout at home. Please don’t fall into the trap of believing that exercise has to hurt or make you sweaty and out of breath to be effective. Exercise is often a matter of just moving more. It doesn’t need to be a difficult class in the gym or excessive time spent lifting weights. Start small and work your way up to more challenge and volume in activity only when you’re ready to do so. And lastly, this has to be my favourite excuse of all. And by favourite, I don’t mean that I like it. Excuse #9: I’m Skinny, So I Don’t Need to Exercise Gah! As a species we have to stop confusing exercise with weight loss. They are not the same thing! There are so many benefits we get from exercise - weight loss is only one and honestly, it is by far the smallest one as well. Most weight loss experts will tell you that results are 80% from diet and only 20% from exercise. Yes, lean mass is usually associated with better health, but it is not an indicator of your organ health, lipids levels, or insulin sensitivity. Exercise is not just to keep our weight down, and let’s try to to disassociate weight loss from fitness. Weight loss is a number, fitness is a process that benefits our entire body and mind. Ok. Enough with the excuses! Let’s talk about why you would want to exercise in the first place. If it isn’t that great of a way to lose weight, what is it good for? Well, the body is a complex thing and a lot (and I mean A LOT) happens in your body when you first start working out. Let’s take a look at just a few. Starting with changes in your muscles, which use glucose and a thing called ATP (Adenosine triphosphate) for contraction and movement. To create more ATP, your body needs extra oxygen, so breathing increases and your heart starts pumping more blood to your muscles. Then, as you workout, tiny tears in your muscles occur and make them grow bigger and stronger as those tiny tears heal between exercise sessions. There are also changes in your lungs. As your muscles call for more oxygen (as much as 15 times more oxygen than when you're at rest), your breathing rate increases. Once the muscles surrounding your lungs cannot move any faster, you've reached what's called your VO2 max—your maximum capacity of oxygen use. And, in a nut shell, the higher your VO2 max, the more badass you are. A high V02 max is one of the things Lance Armstrong (no relation) was known for before he got known for that other thing… There are also changes in your heart. Your heart rate increases with physical activity to supply more oxygenated blood to your muscles. The fitter you are, the more efficiently your heart can do this, allowing you to work out longer and harder. As a side effect, this increased efficiency will also reduce your resting heart rate and your blood pressure will decrease as a result of new blood vessels forming. Then there is some fun stuff that happens in your brain as well. As Sarah Klein says in her Huffington Post article, This Is What Happens To Your Body When You Exercise: "When you work out regularly, your brain gets used to this frequent surge of blood and adapts by turning certain genes on or off. Many of these changes boost brain cell function and protect from diseases such as Alzheimer's, Parkinson's or even stroke, and ward off age-related decline." A number of very cool neurotransmitters are also triggered: endorphins, serotonin, dopamine, glutamate, and GABA. You may recognize these names because some of these are well-known for their role in mood control and they explain why exercise can be one of the most effective preventions and treatments for anxiety and depression. There are of course also changes that happen in your joints and bones, since exercise can place as much as six times more than your body weight on them. Peak bone mass is achieved in adulthood and then begins a slow decline, but exercise can help you to maintain healthy bone mass as you get older. You have probably heard that weight-bearing exercise is one of the most effective remedies against osteoporosis (better even than your calcium supplement which may actually do more damage than good). In a vast oversimplification, when you are young, your bones are dense but actually somewhat porous and soft, and as you age your bones can easily become less dense and more brittle -- especially if you remain or become inactive. Dr. Joseph Mercola has a great blog post about the benefits of exercise. In it, he says that one of the key health benefits of exercise is that it helps normalize your glucose, insulin, and leptin levels by optimizing insulin/leptin receptor sensitivity. This is perhaps the most important factor for optimizing your overall health and preventing a plethora of chronic diseases. But exercise affects your body in tons of other ways as well, directly and indirectly and even the most surprising side effects are almost universally good ones. For example: Improved sexual function, Changes in gene expression, Clearer skin, Improved mood, and Improved sleep. It’s time to bring in our Guest Hero for the week. To dive even deeper into this subject, I asked Ben Greenfield, for some help. Ben, who is also known as "The Brain" of triathlon, holds a Master's degree in exercise science and biomechanics, an ISSN Sports Nutrition Certification, a Serotta Bike Fit Certification, and the highest attainable certification as a Strength & Conditioning Coach by the NSCA. Ben also has an information packed podcast over at www.bengreenfieldfitness.com (where I was his co-host between 2011 and 2015). I asked Ben for his take on why we need to worry about moving and exercising more in the first place. Why indeed if we aren't going to, say, want to go out and get a six-pack or if we're Batman perhaps a nine-pack abs, or we don't want to go out and do a triathlon or a marathon, should we move and exercise? Well, it seems like there's some kind of evolutionary or ancestral, depending on your bent, advantage to moving. There's a variety of things that happen physiologically when you move, when you exercise, that go way above and beyond just you being able to, say, put on a unitard and go deadlift copious amounts of weight. One would be, and you're probably familiar with this one, is miracle grow for the brain. One of the primary ways you can increase things like the growth of new neurons and improve your intelligence and your memory and your executive function is with movement and specifically exercise. It's something called "brain-derived neurotrophic factor" that gets released when you exercise or BDNF. Originally, it was thought that you could only get that with aerobic exercise like jogging or something like that, but it turns out now, any type of movement. Lifting something heavy, sprinting, anything seems to cause brain growth. That's one thing. Basically you do it so you don't get stupid. There are some obvious de-stressing benefits. We're all familiar with this concept of catharsis and the fact that if you have a lot of cortisol and the subsequent epinephrin and these excitatory neurotransmitters that cortisol is going to release, well if you don't have some kind of an outlet for those, they can often lead to internal stress that builds up, and as farfetched as this may seem, leads to things like ulcers and high blood pressure. In some cases, some have even suggested cancer. This idea of reducing internal stress by moving, by giving yourself an outlet would be another big advantage. Of course, we know that beyond the sinews and the body fat and the big biceps, we have our immune system. Nobody likes to get sick. Well, one of the main ways that you get stuff moving around your body ... One of the reasons I had one of those dorky little mini trampolines here in my office that I'll bounce up and down on sometimes is your lymph flow. It's one of the best ways to clean your body up is to move and to move vigorously and to exercise. Even if you have no desire, again, at all to drop your body fat percentage or to get strong, I would hazard a guess that you probably don't want to get sick, and people who move often tend to have, or do have based on research, stronger immune systems. There's all the side benefits too like happiness and confidence and longevity and all these downstream benefits. I mean, yeah, it goes way beyond just being able to show off at the track. So, the next thing you listeners are probably wondering is why do we modern humans need to think about this. Surely Palaeolithic or even Elizabethan humans didn’t “go to the gym” or play “lunch hour games of horse.” Did they? So, why do we need to worry about this now? Hmm, well first of all, I love that term "Elizabethan human". I'm actually going to be calling myself an Elizabethan human. You have to use "forsooth" all the time if you do that. Yes hello. I am Ben and I'm an Elizabethan human. A pleasure to greet you, good sire. But would you say that this is even more important these days because we're spending so much time ... We wake up, we sit in our car, we sit on the subway. We get to work, we sit at our desk. We get back in the car and we sit there, and then we come home and we sit on the couch in front of the TV. Is this of an even more importance than it has been in the history of humankind because of this sedentary behavior? I mean, it's a tricky question because there's kind of like two replies to that question. One, yeah, of course it is important. The more sedentary you are, the more important it is to figure out how to bookend exercise the beginning or the end of the day. I'd say even that thinking pattern is a little bit flawed. We should instead say, well, now that we're surrounded by all these pieces of furniture and environmental variables, and post-industrial luxuries that allow us to sit and lay down and be still for copious amounts of time ... Perhaps what's best is not to say, okay I'm going to exercise at the beginning or the end of the day. Perhaps instead you're going to say, okay well I'm going to stick it to the man and I'm actually going to figure out how to not use all of these modern things that surround me that allow me to stay in this sedentary position. Right now, Brock, I'm standing. I'm not just standing, I'm standing on this topographical mat that's got bumps in it and little things that I can move my feet around. You've got me beat. My mat is just flat, but I am standing. Oh okay. Perhaps it's at least Elizabethan if not topographical. Forsooth. Yeah…. and so things like treadmills, and I've got a heavy punching bag right next to me here. When I'm on the airplane, I have this rule that every time I go to the bathroom, I'll do 50 squats in the tiny little airplane bathroom, and I don't go for an hour without standing up and stretching and going back and visiting with the flight attendants. When I'm waiting for a plane to fly or waiting for a bus, or waiting in line at the dentist or the doctor, I'm doing little squats and jumping jacks. Moving and staying active and moving that lymph flow and increasing that miracle grow for my brain and increasing my confidence and my happiness and my longevity without necessarily ever stepping foot into a gym. I'd say, yeah it's important to exercise but perhaps it's even more important to figure out ways to hack our environment and set up rules in our lives that allow us to not be stuck sedentary all day long. That's fantastic. That leads directly, it's like you read my mind, into my next question which is what kind of things can we do while we're actually at work, in the office, or in our cubicle or wherever we happen to be working that we can build these kinds of things into our day? Yeah. Well, it's a great question because I don't drive to the gym. I have a gym membership and I go there sometimes to play tennis or to take my kids to jujitsu. The reason for that is because I've set up my environment so that I can exercise at the drop of the hat when the opportunity presents itself. I don't want to spend 10 minutes driving to the gym and 10 minutes going back because that's 20 minutes of exercise and sometimes that's all the time I have period to exercise. Surround yourself with things that allow you to stay active all day long. This morning's a perfect example. Before you and I began to talk on today's show, I had a cancellation. I was supposed to ... I talk with people about their blood, and their biomarkers, and their health, and their sleep, and all sorts of stuff. This guy was going to talk to me and he canceled, that bastard. I have a kettlebell here in my office and I also have this little elliptical trainer type of set up. I did five rounds of a minute, as hard as I could do on the elliptical trainer, and then 30 kettlebell swings. Just back and forth and back and forth. Boom. I found that half hour slot and I got exercise in today that improved my mitochondria and my lymph and everything we just got done talking about, but I squeeze it in right there because I had that stuff right there. That's one thing is to actually surround yourself with things in your office, whether it's a medicine ball, or a stability ball, or a kettlebell, or a heavy punching bag, or some kind of a fancy workout contraption like a walking treadmill desk. It doesn't matter but have it there and have it there top of mind so that at the drop of a hat, you can actually exercise. You can even exercise while you're working. In many cases, I'm on my treadmill while making a phone call. Another thing would be to accept the fact that movement snacks are okay. It's okay- Movement snacks? ... Instead of ... yeah, snacks. Sounds delicious. Movement snacks does not mean you wave your hands around and eat a Twinkie. It means that you're actually snacking on movement all day long. What that means is resist fitting into that status quo, orthodox idea that you have to go to the gym for an hour to exercise. Well who says you can do four 15 minute little snacks throughout the day? By the end of the day, you've done that hour at the gym because you've got this little routine you do that's like, whatever, 15 push ups, 15 squats, 15 crunches, 15 lunges, 15 jumping jacks five times through. That takes you 15 minutes and at a few different times during the day you're going to do that. All of a sudden, you've got these little snacks, these little movements you can rely on. For me, it's usually jumping jacks or burpees. I'll do these little things throughout the day. That's another way that we can squeeze it in. A few other things that I'll do ... I'll say three other things. I start my day with momentum, meaning, when I get out of bed, as the coffee's on or whatever, I'll just do 100 jumping jacks or I'll do a few quick yoga moves or something that gets my brain thinking, oh hey, you started to move today already so you might as well keep doing it. It's this weird psychological trigger that gives me momentum to keep moving the rest of the day. Another thing that I have are a lot of little workouts in my back pocket that I can rely upon based on how I feel. If I'm really tired and I don't feel like exercising, what I'll do is I'll walk out my door 10 minutes and I'll walk back 10 minutes and I'll tell myself, okay, every time I pass a telephone pole, see if I can hold my breath as long as possible. I'm moving, I'm holding my breath, but it's something that I'm like, okay, that's okay, that counts. Even if I'm really tired and I'm having a crappy day, I can at least freaking walk and hold my breath. Then there's other days where I'll have, what I just talked about, where I'll have the kettlebell and the elliptical and that'll be another workout that's a tried and true workout. If you have a few workouts memorized that you can rely upon, what it does is it eliminates decision making fatigue and keeps you from sitting there, rubbing your chin trying to figure out what you're going to do with all this crap that you heard on the podcast that you're supposed to put in your office. You're standing there staring at the medicine ball and the kettlebell and you're like, okay, that's all there but what do I do? Well, if you know, right off the bat you have memorized ... Okay, one of my go-to workouts is I pick up that medicine ball and I lift it above my head 15 times. Then I slam it into the ground 15 times. Then I do 10 push ups and 10 squats and I do that three times through, and that's my workout. That's one of my memorized workouts. I have a few of those that I just have memorized that completely eliminates decision making fatigue that I just know I can go to and I can do that at any given time of the day. I've got a few hard ones and I've got a few easy ones. Then the last thing that I do, because I'm a family man and I would hazard a guess that a lot of busy people are family people, is I don't necessarily forsake the idea or as we would say in Elizabethan terms, forsook the idea that you can exercise with your family. In many cases, I will just ... If my boys get home from school, I'll tell them, "okay guys, let's go out and shoot hoops and you guys are going to play PIG. Dad's going to run up and down the driveway and I'm going to grab one of you each time I get to the top of the driveway, carry you down, carry you up, and then set you down. The other guy shoots hoops and I carry you down, carry you up, and we do that ten times through." Or, "We're going to go on a hike and I'm going to put a heavy rock in my backpack so you can keep up with me and we're just going to hike." For example, I even do those breath hold walks with them. Occasionally, we'll do a few wrestling moves down in the basement and that'll be my workout, is me just moving and having them chase me. We have these Velcro bands we'll attach around our ankles and we'll chase each other around seeing who can get the bands off each other's ankles. We've got Nerf guns that we'll fight with in the house. It doesn't have to involve a barbell or dumbbell or kettlebell for it to count as a workout. It can be just like you running around and fooling around with your kids. That counts. Give yourself permission that that counts. Those are a few ideas. Those are fantastic. I love the idea that it doesn't have to be complicated. I think that a lot of us do have this preconceived notion of exercise needing to be something very structured, something planned, something that happens in the gym, something that involves expensive equipment, expensive outfits, all of that kind of stuff. You're saying that it doesn't have to be that way. Every little bit of movement really counts. Except for as far as expensive outfits go, I do really, really encourage people to get the puffy aerobic socks, and like I mentioned earlier, a unitard. Preferably a leopard print unitard. It just makes you feel really good about yourself as a exerciser if you can do that. You are a child of the 80's so you can't resist. Exactly. Every week on the podcast, I try to give all the listeners, all the workplace heroes out there, a piece of homework that they can build into their day right away and continue for the next five business days to try and build a new habit or break an old habit. Do you have anything that they could start incorporating right away as soon as they finish listening to this podcast? Yeah I do. I was just reading in the Journal of Strength and Conditioning Research this morning about how beneficial this thing called a hip hinge is. All it involves is ... and you could totally Google this and look up a video or perhaps in the show notes. But you bend forward at the waist and thrust your hips forward as though you were… thrusting your hips forward. I think most people kind of know how to thrust. We have this strange evolutionary mechanism that makes us want to walk around thrusting. Anyways, you thrust your hips forward. You can do it with a weight. A perfect example of this would be a kettlebell swing. It's like the perfect hip thruster activity that is even better than sprinting for your cardiovascular system. My piece of homework for people listening in is to learn how to do a hip hinge, where you bend at the waist and you push your hips forward. You could do it body weight only. If you want bonus points, buy yourself a little kettlebell and learn how to do a hip hinge movement called a "kettlebell swing". Now, whether you do the regular body weight hip hinge or you do the kettlebell swing hip hinge, set a goal for yourself for the next week to do 30 at some point each day. That's it. It will take you a minute or two to do 30. Okay. How about if you had a heavy backpack? Would you be able to grab the top of that and use that instead of a kettlebell? You could use a heavy backpack. You could use a milk jug. You could use a small child. You could use a very large piece of steak. A small co-worker, perhaps. I'll stop before we start to hurt people, but yes, you can use other things. Awesome. I will definitely find a video of that and put it in the show notes over at workplacehero.me/workout Thanks Ben. That was very helpful and informative. It's great to talk to you again. Well, thank you for having me on. It's wonderful to hear your lolling Canadian accent and it's also wonderful to hear that little Elizabethan twinge that you worked in, so thank you. Thanks, eh. Ok. While we all know that staying physically active is essential to a long, healthy, productive life, we don’t often make time for it in our days and I think that is because we really don’t understand exactly what’s happening behind the scenes. Obviously, we know there is a big difference between having a bucket list goal of doing something like running a marathon and simply being a healthy individual who will has both physical freedom now and will be able to enjoy an active retirement. Hopefully this podcast gave you get a better understanding of the whys, the hows and even the whens of exercise so you can seize the moment to grab a movement snack - and make this week count! **** Workplace Hero is researched, written, narrated and recorded by me Brock Armstrong with editing help from Eleanor Cohen. Podcast logo by Ken Cunningham and original music by my band, The Irregular Heartbeats. Today’s Guest Hero is Ben Greenfield. You can find more about him and his award winning podcast at bengreenfieldfitness.com.

Ketchup Kitchen Catchups
26 – Bonus Ben (the Hut Rolls on)

Ketchup Kitchen Catchups

Play Episode Listen Later Jan 13, 2017 10:20


BONUS EPISODE: The Hutastrophy just won’t stop! There were SO MANY calls about the Chris Hutson episode that I had to call on my good friend Ben to help me clean up the last of these calls. Thanks Ben! Let’s Catsup! Don’t forget to call in to the Squirt Line 419-7-SQUIRT. SUBSCRIBE

The Small Business Big Marketing Podcast with Timbo Reid
229 – Jeff Bullas demystifies social media marketing for small business. And boy, do we cover some ground!

The Small Business Big Marketing Podcast with Timbo Reid

Play Episode Listen Later Mar 10, 2015 60:38


Jeff Bullas may well be Australia's leading expert on how businesses can embrace social media marketing. No longer do you, the motivated small business owner, need to view the likes of Twitter, Facebook and LinkedIN as evil, bright shiny objects that distract us from getting on with business. Social media marketing can be effective. Can generate leads. Can help you build a tribe. In my fireside chat with Jeff, you'll discover exactly how this impossibility is actually possible. Plus I share an exciting idea from long time listener and Forum Member, Ben Mutoli of Geelong Cable Locations. It's a ripper and is aimed at helping you grow your business. Thanks Ben! Ready? Let's do this ... The post 229 – Jeff Bullas demystifies social media marketing for small business. And boy, do we cover some ground! appeared first on Small Business Big Marketing. See omnystudio.com/listener for privacy information.

The Digression Sessions
Ep. 92 - Ben O'Brien (a Showbeast, yo!)

The Digression Sessions

Play Episode Listen Later Oct 6, 2013 101:41


Follow us on Twitter! @BenFOBrien @BetterRobotJosh @MichaelMoran10 @DigSeshpod And come see us live! - DigressionSessions.com/Calendar ****** This week the hilarious Ben O'Brien joins us! We have another excellent episode Of Digressions Sessions Podcast this week, with the return of the always lovable and usually anxious Ben O'Brian! Ben is a comedian/director/writer who resides among those Wham City folk we've heard so much about. In addition to being an up and coming stand-up comedian, Ben has directed music videos for some of Baltimore's greatest musical talents including Dan Deacon, Height, Flock of Dimes, Dope Body , and Beach House! This week we discuss with Ben, his chronic anxiety issues, his comedy video series entitled Showbeast, and his long time running of a hoax website that convinced the world he was the world's biggest Tony Danza fan! He even landed a radio interview with the big guy himself (featured at the end of the episode). Thanks Ben for stopping by, we had a great time as always and you're one interesting SOB! Thanks everyone for subscribing on itunes and on Stitcher. Please keep those Facebook comments a –comin! Love you!

Liquidmatrix Security Digest Podcast
Liquidmatrix Security Digest Podcast - Episode 24

Liquidmatrix Security Digest Podcast

Play Episode Listen Later Mar 12, 2013 75:47


Episode 0x24 -- The Robot Uprising You'd think those worthless meatbag humans would be more respectful. It looks like we will have a limited incidence of Robots in tonights episode. Of course, nothing in life can be ACTUALLY robot free. That's just silly talk. Also, pro-tip: make grilled cheese sandwiches in the George Foreman after making steak - better than butter. Upcoming this week... Lots of News Breaches SCADA / Cyber, cyber... etc. finishing it off with DERPs/Mailbag and THE DEEP DIVE Our new weekly Briefs - no arguing or discussion allowed And if you've got commentary, please sent it to mailbag@liquidmatrix.org for us to check out. DISCLAIMER: It's not that explicit, but you may want to use headphones if you're at work. ADDITIONAL DISCLAIMER: In case it is unclear, this is the story of 5 opinionated infosec pros who have sufficient opinions of their own they don't need to speak for anyone except themselves. Ok? Good. In this episode: News and Commentary Pwn2Own: IE, Firefox, Chrome and Java go down ...and Adobe Flash, Reader and Oracle Java exploits Chrome hack details (threat post link) Thanks Ben! Indian .gov puts bounty on botnet takedown China's internet backbone will have security features (also censorship) (SAVA) How Facebook Prepared to Be Hacked Having the MD5 hash of "123456" is probably not the best way to store passwords in your publicly searchable code on github... /via Thierry Zoller. (also don't put your twitter oauth keys in github) International Womens' Day - Don't forget Admiral Grace Freeze All The Robots: Put Android ICS in the freezer to break crypto Harvard sneaks through 16 Deans' email Deja vote: Iran blocks VPN use ahead of elections The Breach Report Another bitcoin exchange gets p0wned Ausie Ausie Ausia Bank Oy Oy Oy (Reserve Bank of Australia gets infected, then found out) Pakistan .gov gets hacked SCADA / Cyber, cyber... etc Metasploit releases exploit module for Honeywell ICS that has a patch available Formal Paper (pdf) from Ralph Langner Bound to Fail: Why Cyber Security Risk Cannot Be "Managed" Away US Military Advisory Panel Says Nuke a Cyber Attacker Reasons to depend on Kaspersky for ICS/SCADA operating systems -- EXCELLENT IPv6 STACKS BP Fights Off Up to 50,000 Cyber-Attacks a Day: CEO Cyberwar: you lack imagination DERP TELUS releases qualitive security survey (pdf link) - completely ignores science, math and proper research Survival of the fittest: Some data-breach victims can't be helped - but they enjoy reacharounds China points at USA and cries "you're stinky and mean" Mailbag / Bizarro Land Dear Dudes of the Liquid I found a vuln when I was browsing a company's website with w3af? Should I report it? Yimmy, Warsaw Briefly - NO ARGUING OR DISCUSSION ALLOWED From Space Rogue - The Infinite Daft Loop - productivity in a can Play Donkey Kong as the Princess Browser sec Tripwire aquires nCircle Click to play!!!! Microsoft preps UPDATE EVERYTHING patch batch Liquidmatrix Staff Projects The Liquidmatrix Vegas Party- We threatened more news. There will be passes distributed. You can beg your way onto the list by sending an email to vegas2013party@liquidmatrix.org. The BSidesLV Ticket Give-away- Three tickets up for grabs: best original piece of artwork incorporating a security rock star; bonus points for using a unicorn best rap song about a major breach best poem describing a vendor DERP Judging will be done by The Liquidmatrix Intern. Mocking will be done by us. I'd suggest you start buying a vote early. Email your submission to bsideslv2013@liquidmatrix.org The Security Conference Library  Contribute to the Strategic Defense Execution Standard (#SDES) and you'll be Doing Infosec Right in no time. If you're interested in helping out with openCERT.ca, drop a line to info@openCERT.ca Upcoming Appearances: James speaking at Thotcon, BSidesChicago, BSidesRochester and Training (with Rich Mogull) at BHUSA. Dave will be at Secure Dusseldorf, Infosecurity Europe, Black Hat, DEF CON, Secure Asia In Closing Movie Review Moon (it's all about clones - BTW spoiler alert) everyday is CTF! go set up a team Signing up for a SANS course? Be sure to use the code "Liquidmatrix_150" and save $150 off the course fee! And Liquidmatrix_5 for 5% off a course Seacrest Says: "Here's to a hoopy frood who really knew where his towel was." RIP Douglas Adams Creative Commons license: BY-NC-SA

WRMusicReview: The Finest Independent Female Musicians
WRMusicReview Podcast 13: September 2009

WRMusicReview: The Finest Independent Female Musicians

Play Episode Listen Later Sep 1, 2009 68:53


We’d like to thank everyone for tuning in to the WRMusicReview Podcast throughout the past 12 months! In our 13th episode (1-Year Anniversary) of the WomensRadio Music Review Podcast we are proud to announce the winner of the WRMusicReview Podcast 1-Year Anniversary AlbumArt Competition: Kathleen Daniel from Germany! Also, we'd like to extend our gratitude to our mystery judge for the competition, Ben Manilla of Ben Manilla Productions (House of Blues Radio, Philosophy Talk, etc.) Here's what Ben had to say about Kathleen's artwork: "I have selected this cover because the woman lets it all hang out...which is what these podcasts are all about." Thanks Ben! This page is dedicated to the Independent Female Musicians featured in the September Episode, and you can learn more by clicking here: http://www.womensradio.com/content/templates/?a=4017&z=8