Podcasts about habits holding you back

In this episode, Joseph and Paula discuss the habits that may be hindering your mental well-being. While many of us focus on building positive routines, it's easy to overlook the small, everyday actions that might be working against us. The co-hosts explore behaviors that contribute to anxiety, low self-esteem, and negative thought patterns, and discuss why they're so difficult to change. More importantly, they'll provide actionable strategies to break these detrimental cycles and replace them with healthier, more supportive habits. Tune in to identify what might be holding you back and how to set yourself on the path to better mental health and overall wellness.Questions? If you have a question, you would like Joseph and Paula to answer during an episode of Questions for Counselors, feel free to reach out through the website at ⁠⁠⁠⁠⁠⁠www.lifelivedbetter.net⁠⁠⁠⁠⁠⁠ or email them directly at ⁠⁠⁠⁠⁠⁠Info@lifelivedbetter.net  ⁠⁠⁠⁠⁠⁠ You can find information about this and other episodes on the website: ⁠⁠⁠⁠⁠⁠www.lifelivedbetter.net⁠⁠⁠⁠⁠⁠.  Just a reminder - anything shared by the pair during this and all other episodes is based on personal experiences and opinions. It is not to be viewed as professional counseling or advice and is solely the opinion of the individual and does not represent their employers or profession. We would love for you to rate our show and tell others about us. And remember, Knowledge leads to a Life Lived Better.Resources Referred to in this Episode: 20 Habits Holding You Back from Mental Wellness (msn.com)Links we promised: Joseph's Office: http://www.josephmassey.comSleep Hygiene Episode: https://open.spotify.com/episode/1HkWIQaYRWlJwKcorpJfvz?si=rNTzXyw5TJ2eQiNtZgvA4Q --- Support this podcast: https://podcasters.spotify.com/pod/show/lifelivedbetterpodcast/support

Frustrated by how women's voices were being ignored in the corporate world, Sally Helgesen started documenting the leadership styles of successful women. Her efforts culminated in the groundbreaking book, The Female Advantage, which changed the course of her career. Despite the uncertainty, Sally left her dream job for the male-dominated space of leadership coaching and speaking. Today, she is recognized as the world's premier women's leadership expert. In this episode, Sally shares powerful leadership lessons and offers actionable advice on pushing past fear, dealing with pushback, and staying committed to your mission. Sally Helgesen is an internationally recognized expert in women's leadership. She has authored several books, including her latest, Rising Together. Sally has been inducted into the Thinkers50 Hall of Fame and her work has appeared in The New York Times and Fortune, among others. In this episode, Ilana and Sally will discuss: - Why you must act before you feel ready - How women's leadership styles differ and why they matter - How Sally's frustration became a career-changing mission - Navigating pushback while staying focused - Discomfort as a catalyst for growth - The evolving definition of good leadership - Why success hinges on staying mission-focused  - Sally's tips for building a tough skin   - Following your gut when making big decisions - Strategies for building credibility in new, uncertain environments - Why inclusive leadership benefits everyone, not just women - Pushing past fear to seize golden opportunities - And other topics… Sally Helgesen is a speaker, coach, bestselling author, and internationally recognized expert in women's leadership. She has authored several books, including her latest, Rising Together, and the bestseller, How Women Rise, co-authored with Marshall Goldsmith. She has worked with organizations worldwide, from Microsoft to The World Bank Group, to cultivate inclusive cultures. Sally's groundbreaking work has appeared in The New York Times, Fortune, and Harvard Business Review, among others. She has also been inducted into the Thinkers50 Hall of Fame, honoring her significant contributions to the field of leadership and management worldwide. Connect with Sally: Sally's Website: https://sallyhelgesen.com/  Sally's LinkedIn: https://www.linkedin.com/in/sallyhelgesen/  Resources Mentioned: The Female Advantage: Women's Ways of Leadership: https://www.amazon.com/Female-Advantage-Womens-Ways-Leadership/dp/0385419112  How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job: https://www.amazon.com/How-Women-Rise-Breaking-Behaviors/dp/0316440124 Rising Together: How We Can Bridge Divides and Create a More Inclusive Workplace: https://www.amazon.com/Rising-Together-Divides-Inclusive-Workplace/dp/0306828308  The Female Vision: Women's Real Power at Work: https://www.amazon.com/Female-Vision-Womens-Real-Power/dp/1576753824  The Web of Inclusion: Architecture for Building Great Organizations: https://www.amazon.com/Web-Inclusion-Architecture-Building-Organizations/dp/1587982773 

This week on The Journey, Morgan DeBaun is spilling the tea on 7 habits that just might be holding you back from achieving your highest levels of success in business and life. This episode is sponsored by: Head to https://www.squarespace.com/JOURNEY to save 10% off your first purchase of a website or domain using code JOURNEY. Visit BetterHelp.com/DEBAUN today to get 10% off your first month. Get your own .BIO domain name for a low price at Porkbun! go to https://porkbun.com/TheJourney24 Subscribe to The Bossbabe Podcast on Apple, Spotify, or your favorite platform to level up your business. Want to try a new hobby? Take Morgan's Hobby Persona Quiz to find your perfect match: https://www.morgandebaun.com/hobby-persona In the episode, Morgan breaks down the bad habits that many entrepreneurs get caught up in, from defaulting to one-hour meetings and not delegating enough, to overthinking and relying too heavily on goals. Plus she's talking self-care, boundaries, and why failure doesn't need to be avoided at all costs. Take this episode as an opportunity to reflect on your own habits and find new levels of success in your business! Let Morgan know which habits you want to break by responding to the newsletter or commenting in her entrepreneurship channel on Instagram. And make sure you are subscribed to Morgan's YouTube channel to catch exclusive content coming soon! Join the Newsletter for More Exclusive Content: https://worksmartprogram.ac-page.com/thejourneypodcast Make sure you are following Morgan's journey on TikTok: https://www.tiktok.com/@morgandebaun?_ Visit Mormatcha.com to make a purchase. Follow us on Instagram: https://instagram.com/thejourneybymdb Produced by MicMoguls.com

Despite being highly competent, women in leadership often encounter unique challenges that can stymie their professional growth. These habits, which might have served us well early in our careers, can actually become corrosive once we get to a certain point. They can derail us from taking that next step and being the impactful leader we really want to be.Today, I'm doing something a little bit different and reviewing a book that left such an impression on me that I believe every woman who leads in a male-dominated industry should read.How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job by Marshall Goldsmith and Sally Helgeson identifies 12 habits that could be holding women back in their careers, and I just know that you will resonate with at least one or two of these habits as we go through them.Not only is it important to identify areas that are keeping us from our true potential, we need to take action to combat them and create new ones.I'll take you through the following key habits that may be holding you back, and some practical strategies to help you propel your career to the next level: 1.   Reluctance to Claim Your Achievements2.   Expecting Others to Notice and Reward You3.   Overvaluing Expertise4.   Building Rather Than Leveraging Relationships5.   Failing to Enlist Allies6.   Putting Your Job Before Your Career7.   The Perfection Trap8.   The Disease to Please9.   Minimising Yourself10. Being Too Much11. Rumination12. Letting Your Radar Distract YouAs we talk through each habit, I want you to take note of which ones are keeping you stuck, and how you might take action to break them. Whether it's working with a coach like me or talking to a colleague who can help, take practical steps to create new ways in which you approach your career in leadership.Remember, we all struggle with habits that negatively affect us from time to time. It's what we choose to do to move ourselves forward that matters most.LINKS:Mid-Year Check-In GuideHow Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or JobConnect With Me:Exceptional Leadership Framework: https://www.rebeccabangura.com/5-step-framework-to-exceptional-leadershipBook your strategy call: https://calendly.com/rebeccabangura/get_in_touchWebsite: https://www.rebeccabangura.com/LinkedIn: https://www.linkedin.com/in/rebeccabangura/ Instagram: https://www.instagram.com/iamrebeccabangura/ 

In this episode of the Dollars and Dumbbells podcast, host Justin Green, a Certified Financial Planner, dives into the five money habits that are holding solopreneurs, online coaches, creators, and business owners back. He discusses the importance of separating business and personal accounts, tracking the right KPIs, avoiding high interest debt, saving for emergencies, and investing in self-employment retirement accounts. Justin provides practical tips and emphasizes good financial habits to help solopreneurs make informed financial decisions and ensure business sustainability. Connect with Justin Green⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Schedule a 1:1 Free Intro Call⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠FREE Cash Flow Training⁠ – 00:15 Habit 1: Mixing Personal and Business Finances 01:22 Habit 2: Tracking the Wrong KPI 03:03 Habit 3: Using High-Interest Debt for Investments 04:39 Habit 4: Lack of an Emergency Fund 05:38 Habit 5: Not Investing in Retirement Accounts 07:08 FREE Cash Flow Training

10 Habits Holding You Back in Your Culinary Career | Chef's PSA Podcast Join host Andre Natera in this episode of Chef's PSA podcast as he discusses 10 common habits that may be hindering your career progression in the culinary world. Andre shares his insights from over 27 years in the kitchen, addressing issues like negative attitudes, resistance to change, and poor time management, while also updating listeners on his latest projects, including his new fiction book 'Bad Cooks Everywhere' and upcoming audio books. Special guest appearances and early access to future episodes are also mentioned. Tune in to learn how to avoid these pitfalls and advance your culinary career. 00:00 Introduction and Episode Overview 00:21 Sponsor Message: Old Style Sausage 00:55 Book Updates and Announcements 02:01 Podcast Format and Guest Updates 02:28 Main Topic Introduction: Career Roadblocks 03:58 Career Roadblock #1: Complaining About Your Boss 05:31 Career Roadblock #2: Not Willing to Do More 06:49 Career Roadblock #3: Having a Bad Attitude 08:11 Career Roadblock #4: Only Giving Orders 09:28 Career Roadblock #5: Resistance to Change 10:34 Career Roadblock #6: Not Being a Team Player 11:29 Career Roadblock #7: Over Reliance on Past Success 12:27 Career Roadblock #8: Ignoring the Business Side 13:14 Career Roadblock #9: Poor Time Management 14:10 Career Roadblock #10: Not Expressing Interest in Promotion 15:42 Conclusion and Final Thoughts Go to my New Substack Here: https://chefspsa.substack.com/

"Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job"

In this episode, Mark Bell shares his journey from powerlifting to personal transformation and entrepreneurship. Mark Bell, a father of two and an inventor, is known in the fitness industry for his impressive powerlifting records and his invention of the Sling Shot. He also co-founded a bi-monthly magazine called Power with his wife Andee and owns The Strongest Gym In The West Super Training. During the conversation, Mark delves into his transition from being a 330-pound powerlifter to running the Boston Marathon, demonstrating that strength and endurance are not mutually exclusive. He discusses the importance of becoming an expert in a field, in his case lifting, and how this expertise can open doors to other opportunities. Mark also touches on his entrepreneurial journey, creating products that help others achieve their fitness goals. Mark Bell is a firm believer that strength is more than just physical muscle. He emphasizes that true strength is a holistic concept that involves not only physical power and endurance, but also mental fortitude, resilience, and determination. He argues that maintaining strength, in all its forms, is crucial to promoting overall health and making it possible to improve every day. In his view, strength is never a weakness and being weak is never beneficial. Some highlights we explore: - Mark's transition from powerlifting to running and his realization that strength and endurance can coexist. - The concept of becoming a "material expert" and how that expertise can lead to success in other areas. - Mark's entrepreneurial journey, from inventing the Sling Shot to launching a supplement brand. - The importance of a growth mindset, and how Mark applies this to his personal and professional life. Enjoy!

Explore the seven sneaky habits keeping you from living your best life.From procrastination to misjudging risks, we'll show you how to kick these barriers to the curb.Dive into practical tips to boost productivity and focus. LEAVE A REVIEW if you liked this episode!! Let's Connect On Social Media! youtube.com/anthonyvicino twitter.com/anthonyvicino instagram.com/theanthonyvicino https://anthonyvicino.com Join an exclusive community of peak performers at Beyond the Apex University learning how to build a business, invest in real estate, and develop hyperfocus. www.beyondtheapex.com Learn More About Investing With Anthony Invictus Capital: www.invictusmultifamily.com Multifamily Investing Made Simple Podcast Passive Investing Made Simple Book: www.thepassiveinvestingbook.com

In the ‘80s, Sally Helgesen worked in corporate communications, writing speeches for leaders at reputable companies. Although she thought these companies were wonderful, she felt frustrated that they didn't understand what women could offer as leaders. The big ideas she heard other women discuss at work led her to believe it was time to let go of old-fashioned leadership styles. So, she started talking to successful women leaders and wrote a bestselling book called The Female Advantage. In this episode, Sally offers advice on creating more inclusive workplaces and shares valuable insights for both male and female leaders. Sally Helgesen is a speaker, coach, bestselling author, and leading expert on women's leadership. She has written or co-written eight books, including her latest, Rising Together. Sally is ranked number three among the world's thought leaders by Global Gurus and has been inducted into the Thinkers 50 Hall of Fame. In this episode, Hala and Sally will discuss: - The once radical strengths of female leaders  - Commonalities between male and female leaders - The need to build connections for success in leadership  - Practical advice for leaders looking to create a more inclusive workplace - Toxic habits leaders must avoid - The danger of overvaluing expertise - The difference between diversity and inclusion - Rewriting negative scripts to stop acting like a victim - How triggers can hinder inclusive behaviors - The value of all four kinds of power in the workplace - And other topics…   Sally Helgesen has been writing about female leadership since 1990 when she published The Female Advantage, hailed as “the classic work” on women's leadership styles. She has authored or co-authored several other books, including How Women Rise and her latest, Rising Together. Sally delivers leadership programs, workshops, and seminars for corporations, universities, and nonprofits worldwide. She has worked with global brands like Chevron, Microsoft, and The World Bank Group, among others, to cultivate inclusive cultures. Cited by Forbes as the world's premier expert on women's leadership, Sally has also been inducted into the Thinkers 50 Hall of Fame for shaping leadership worldwide. Resources Mentioned: Sally's Website: https://sallyhelgesen.com/  Sally's LinkedIn: https://www.linkedin.com/in/sallyhelgesen/  Sally's Twitter: https://twitter.com/SallyHelgesen  Sally's Instagram: https://www.instagram.com/sally_helgesen/  Sally's Facebook: https://www.facebook.com/sallyhelgesenbooks/  Sally's Books:  The Female Advantage: Women's Ways of Leadership: https://www.amazon.com/Female-Advantage-Womens-Ways-Leadership/dp/ How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job: https://www.amazon.com/How-Women-Rise-Holding-Promotion/dp/ Rising Together: How We Can Bridge Divides and Create a More Inclusive Workplace: https://www.amazon.com/Rising-Together-Divides-Inclusive-Workplace/dp/  LinkedIn Secrets Masterclass, Have Job Security For Life: Use code ‘podcast' for 30% off at yapmedia.io/course.     Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Indeed - Get a $75 job credit at indeed.com/profiting Airbnb - Your home might be worth more than you think. Find out how much at airbnb.com/host Porkbun - Get your .bio domain and link in bio bundle for just $5 from Porkbun at porkbun.com/Profiting    More About Young and Profiting Download Transcripts - youngandprofiting.com Get Sponsorship Deals - youngandprofiting.com/sponsorships Leave a Review - ratethispodcast.com/yap Watch Videos - youtube.com/c/YoungandProfiting   Follow Hala Taha LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ TikTok - tiktok.com/@yapwithhala Twitter - twitter.com/yapwithhala   Learn more about YAP Media Agency Services - yapmedia.io/

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's solo episode, I am going to talk about 11 bad fitness habits that are holding you back from having the body that you want, optimizing your tax strategy with the Roth IRA and backdoor Roth loophole, and improving your life through subtraction.    Get my Free Workout Program Get my Free Savings Rate Money Tracker In this episode, you will learn about:   [00:00-08:45] 11 bad fitness habits that are holding you back.   [08:46-12:43] Optimizing your tax strategy with the Roth IRA and backdoor Roth loophole.   [12:44-17:04] Improving your life through subtraction - Identifying what's essential, decluttering your space, prioritizing tasks that align with your values & more. Key quote:   “A great life is created through the aggregation of marginal gains.” -Justin David Carl Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. No Spam. Just empowering AF. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save 15% off every order.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how good money habits might be holding you back, contrary to how it sounds. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC's 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Here's some of what we discuss in this episode: Ignoring account statements keeps you from overreacting but what are you missing by doing that too much? Staying on a strict budget will help you achieve financial goals but it can become overly restrictive. Investing in what you know is a good strategy, but it might lead a lack of diversification. Automation makes investing and saving simple but it could lead to disengagement. Is there a downside to paying off all your debt?   Want to set up a meeting with us? Visit us here: http://talkwithjp.com   Get more financial education at http://myretirementclarity.com

“The best assessment tool is to listen to your people. They talk about “we” when they're talking about the organization - you're on pretty good track to have an inclusive culture. If they talk about “they” you don't have it. Save your money. Don't do an assessment and just listen to how people talk.” Sally Helgesen, cited in Forbes as the world's premier expert on women's leadership, is an internationally best-selling author, speaker and leadership coach. She has been inducted into the Thinkers 50 Hall of Fame, which honors those whose ideas have shaped the field of leadership worldwide. She is ranked number 3 among the world's thought leaders by Global Gurus. Sally's latest book, Rising Together: How We Can Bridge Divides and Create a More Inclusive Workplace, offers practical ways to build more inclusive relationships, teams, and workplaces. Rising Together builds on Sally's remarkable success with How Women Rise, co-authored with legendary executive coach Marshall Goldsmith, which examines the behaviors most likely to get in the way of successful women as they move forward in their careers. Rights have been sold in 23 languages. Other books include The Female Advantage: Women's Ways of Leadership, hailed as the classic in its field and continuously in print since 1990, and The Web of Inclusion: A New Architecture for Building Great Organizations, cited in The Wall Street Journal as one of the best books on leadership of all time and credited with bringing the language of inclusion into business. For over 30 years, Sally has delivered seminars, workshops and keynotes for companies, partnership firms and associations around the world, working in 37 countries. R.O.G. Takeaway Tips: Build relationships with people different than ourselves. Give people the benefit of our good will. Build networks, not grapevines. How are you engaging in inclusive leadership? Are people being seen, heard and valued?  Do your team members use “we” or “they”?  Establish boundaries.  Actively listen. Follow up with people.  Actively promote and celebrate others.  Resources: SallyHelgesen.com Rising Together: How We Can Bridge Divides and Create a More Inclusive Workplace by Sally Helgesen How Women Rise: Break the 12 Habits Holding You Back – Summary How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job | YouTube The Female Vision: Women's Real Power at Work by Sally Helgesen  The Power of the Feminine Vision | Sally Helgesen | Talks at Google Where to find R.O.G. Podcast: R.O.G on YouTube R.O.G on Apple Podcasts R.O.G on Spotify How diverse is your network?  N.D.I. Network Diversity Index What is your Generosity Style?  Generosity Quiz Credits: Michael Powell, Sheep Jam Productions, Host Shannon Cassidy, Bridge Between, Inc. Coming Next: Please join us next week, Episode 170, with Shannon Cassidy for a Generous Leadership Coaching Tip.

Over the last 9 years of being a  gut health coach, I have heard thousands of women struggling with daily bloat, even if they eat healthy. The thing is, they are often doing it to themselves. Today, I will get right to the point and share these 8 daily habits that are contributing to bloat and holding back your gut healing journey.  Discovery call - https://p.bttr.to/3nGzFIb Free beat the bloat  masterclass - https://www.hgsmasterclass.com/masterclass Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the last 9 years of being a  gut health coach, I have heard thousands of women struggling with daily bloat, even if they eat healthy. The thing is, they are often doing it to themselves. Today, I will get right to the point and share these 8 daily habits that are contributing to bloat and holding back your gut healing journey.  Discovery call - https://p.bttr.to/3nGzFIb Free beat the bloat  masterclass - https://www.hgsmasterclass.com/masterclass Learn more about your ad choices. Visit megaphone.fm/adchoices

You might be asking how good habits could be possibly be holding you back. Well, on this episode we evaluate a variety of habits that are often thought to be good and discuss how in some cases could end up being problematic. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.   Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Visit us online: https://blackoakam.com/ Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI  

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Contact: Website: https://centrusfs.com/podcast/   Call: 800-779-4592  

Welcome back to part 2 of a conversation that might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like paying off debt early, keeping up with financial news, and more. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?WAYS TO CONNECT:Website: https://www.johnchoi.net/Phone: 847-247-0850Blog: https://bit.ly/3CNltG2

Welcome back to part 2 of a conversation that might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like paying off debt early, global diversification, and more. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949

We're back to wrap up our conversation which might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like paying off debt early and keeping up with financial news. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Marc Killian  00:00 Part Two of our prior conversation on our good money habits holding you back, we're going to continue to have the conversation about the real impact of common financial habits. And are those strategies that you consider beneficial actually working in your favor? So join us here on playing with the tax man with Tony Morrow.   Announcer 2  00:17 Look up in the sky. It's a bird. It's a plane. No, it's the tax man. He may not be a superhero. But Tony Morrow has saved many retirement plans with his extreme knowledge of tax planning strategies. It's time for a plan with the tax man.   Marc Killian  00:35 Welcome back into part two of our conversation on those good money habits. are they holding you back? Tony and I back again to talk investing finance and retirement of course, Tony is the CPA CFP a and in the big kahuna over there at tax Doctor Inc. And if you guys have questions, need some help get onto the calendar and have a conversation with him at your planning. proz.com He and his team are here to help you get to and through retirement at your planning proz.com What's going on my friend? How are you?   Tony Mauro  01:03 I am good in tax season is upon us now. So it's gonna be a little busier.   Marc Killian  01:08 I was gonna say I feel like I feel like that's gonna be the theme. I hear from you for the next couple of weeks. When we talk as tax season. It's tax season. Oh, yeah, it's tax season.   Tony Mauro  01:18 Now, it's, you know, the IRS, right, it has kind of delayed the start of the tax season, they always do this. And they kind of cram it into, sometimes less and less time. So it's always that that crunch, you know, and we don't well, we don't work ourselves to death, like we used to. And you know, so we have some cut offs there. And so it's not as bad, you know, as long and stuff as it used to be. But nevertheless, it's busy.   Marc Killian  01:43 Exactly, exactly. Well, I won't keep you long we'll finish our conversation. That way you can get back in and work on these things we got to do. But we started off with our first five right on some good money habits, are they holding us back. So we're gonna continue and of course, you don't have to listen to the prior podcast folks to check this one out, or enjoy or pick up some nuggets of information from this one. But it certainly isn't a bad idea. So make sure you go by and check that out. You can find it at your planning proz.com or subscribe to us on Apple, Google, Apple, YouTube or Spotify. Just type in playing with the tax man in the search box. Alright, so let's go to number six here have our total 10. Tony paying off debt early. Hey, you know, good habit, right? Reduces long term interest payments can provide a nice mental boost, especially when you pay something off, you're like, oh, yeah, you feel really good about that. But Why might it be bad to pay off debt early? This can be interesting.   Tony Mauro  02:33 I think, you know, I definitely advocate paying off high interest debt, of course, and get rid of all of that. But sometimes, especially in the mortgage area, you know, some of us that have had a mortgage over the last, what, 710 years where you've got low interest rates, if you pay it off early, you know, you could be, you know, basically using that money. In other words, you you take cash flow out of your out of your monthly budget to pay that off. And you could be using that to get higher returns elsewhere. And still, the net is quite a bit of a plus for you. So if you've got a low interest loan, you got to take a look at it work with your advisor to see if this is the best thing for you. I do advocate staying out of debt and being out of debt. But every once in a while, it's not that bad of a deal, especially on like, say on home mortgages.   Marc Killian  03:22 Right? Yeah, you know, so you got to kind of take a look at how you're dealing it and really kind of the debt thing will kind of play into that lazy money conversation, maybe right, some of that extra money sitting in savings right now or something like that. Right? So because, you know, if you're, you're thinking, Okay, I'm getting, you know, I can get 4% on the CD, because the numbers have been better, because we talked a little bit about the fact that the feds are probably going to cut rates this year in 2024. But you know, you're paying off your house more, if you're lucky enough to have like a 3% mortgage, right? Well, yeah, you're making 1%. But could that be better use someplace else? Right? So let's, let's say you're gonna drop 50 grand on your mortgage, and you know, and you still weren't paying it off, you were just gonna get it knocked down a good chunk or something like that. Could that 50 grand be making you more money someplace else? safely, of course, I get that we want to, you know, find a vehicle that, you know, kind of works well for our risk tolerance. But again, that's why maybe paying off too much debt early. Bad debt, probably certainly a good idea to get rid of quickly, right? Yeah. Does that make sense? Yeah. Okay, cool. Make sure I wanted to make sure I was following you there. Number seven, staying informed by watching and reading financial news or listening to podcasts. Right. So another way to do it. Good side, right. Financial education is important. Not a bad idea to be up on various different things. That's why we try to that's why I always say, you know,   Tony Mauro  04:43 hopefully you picked up a useful nugget or two of information from our show. But be careful, right, because there's an awful lot of talking heads ton of it, especially I mean, you got podcasts like we're doing of course, stuff you view the internet everything everybody's got an opinion right in it. It tends to be if you tend to get too far into it, maybe information overload, I think could be bad, I think you could end up making some rash decisions, I would say, if there's nothing wrong with listening and gathering as much info as you can, I would definitely say, to, you know, run it by your advisor, you know, because they are going to be the ones that can, you know, lend some credibility to some of that stuff you hear, and whether it fits into you know, what you're trying to do. So just be careful. And the other thing is, unless you really enjoy getting information overload, eminent just just for your own time sake, you know, go do something else. It's fun, unless, again, unless you really enjoy it, it's yeah, it's   Marc Killian  05:41 so funny how our society is so geared that we have all this tech, we have so many things that, you know, making our life, you know, supposedly easier, but they're really time socks. And the next thing, you know, you go, why the hell the day go, you know, right. And it's just, it's amazing. Like, again, the wife and I were on this diet, you know, it's still January, and we're still hanging in there. And, and it's cooking healthy takes so much time, you know, yes. And so it's no wonder that our society is a little heavier, because it's easy to run to Taco Bell, and so on and so forth. Right. And I think the same thing financially, sometimes, sometimes it's easy to think, Okay, well, I'll just, you know, I'll just Google something real quick. And then I'll just, you know,   06:25 the first two or three things is the what, probably what I'll go with, but it might not be the right thing for you, right? Just kind of like that taco. It tastes good, but it might not be the right thing. That's right. You know, speaking of that healthy eating not only takes a long time, it's generally more expensive. Oh, Wally, way more expensive, way more expensive. Yeah. And I'm actually tonight, I'm in charge of going home, and I gotta go get the ingredients. So you   Marc Killian  06:50 got to go out and get the ingredients. Hmm. I   Tony Mauro  06:53 And but it is, it is painful, you know, to go out and do that. And you. You cook it in now? Yeah, it's gone in about 1520 minutes. Yeah. Well,   Marc Killian  07:03 I don't want to go down that avenue, because that's what the wife's complain about Thanksgiving. I'm like, Yeah, but it's so good. She's like, I spent all day on this. And I was like, yeah, man, it's good. I tell you what, the healthy thing right, I know, we're off on a tangent. But that's the point of the podcast is just talking about life in general as well. And how it relates to finance but thinking about like even just wastefulness. So help this healthy eating out to your point, it's expensive. And so the other day, she bought one of these vegetable things, as already, it's all kind of pre cut stuff already. It's already kind of sealed up in the plastic and blah, blah, blah, right? It's about you know, a smorgasbord of vegetables already kind of pre done for you to make your was a call that meat crop or whatever the whenever you're making your stuff for food. And as soon as she opened it, she pulled the lid off of it. And the smell hit us like a ton of bricks. This was brand new, and the vegetables were were bad. They didn't look bad, but it wreaked. Right. And so it was like, well, that's total money gone down, right down the drain, you know, and so and so I was joking with the wife has said, you know, what, never, you know, gets mushy and smells really terrible and goes bad like that. And she's like, What, like doughnuts.   Tony Mauro  08:10 That's like so much preservatives. And   Marc Killian  08:13 she's like, You suck. And I said, I know. I know. But you know, it is it's expensive. So you definitely you got to be on your toes when you're trying to do you know, financial stuff, and healthy eating right? Learn a lot of stuff out there. Alright, so that was informative news. Let's go to number eight. global diversification. That sounds good. Tony spreads out the risk, right? You can capture growth and different economies. Give me some negatives to think about here? Well,   Tony Mauro  08:37 I think the one thing with the negatives is while it you know, depending on what you're doing, and which countries you're investing in, it definitely could add to the complexity, because a lot of these different countries have different laws, different regulations for their securities and whatnot. And the other thing is, is it does increase your risk, because obviously, there's a lot of volatility, generally, when, when a certain country is doing well, other countries are not, and vice versa. And it would behoove you definitely to get with your advisor, maybe even choose a fund versus individual securities, if you're going, you know, globally, because it's impossible for us sitting here, wherever we are, to get any type of what I would call, you know, in depth research and even if you have it, are you gonna be able to understand it, it's different accounting rules, different laws, everything else. So be very, very careful there and make sure that you get the diversification you need. I'm not opposed to global diversification. I think it needs to be done wisely. Okay. All right.   Marc Killian  09:37 Yeah. So cuz you're definitely exposed to more volatility. So Right. So if you're not comfortable with volatility, got to take that into consideration. All right. Number nine, that emergency fund constantly building it? So you know, we've talked about this before, but like you got 100 grand sitting in the savings account? What kind of emergency Do you have, that's going to cost $100,000? You know, did you get your you know, did you get your dog kidnapped, gotta pay Have 100 grand to get it back, right? So it's a great safety net to have. But just be careful, right? Because obviously, the downside of this is that your your basically, your savings account, even with the higher interest rates, were in telling your savings accounts not paying you four or 5%. So you're losing money safely.   Tony Mauro  10:15 You're losing money safely. And you certainly can continue the good habit, but maybe just reroute that money to something that could earn you a little bit more put it to work for you. Right. Yeah, be a put it to work better for you. You know, it's great to build up a really good emergency fund. But after that's done, like you say, there's no sense of just keep putting money into that you got to you got to keep it working better for you.   Marc Killian  10:37 Yeah. And, and if you're a retired person, obviously, the emergency fund conversation is completely different than if you're still working, right? Yes, yeah. And it's also that comfort, that comfort Tommy level of like, what's the amount in the savings account, a savings account that makes you both feel good to sleep at night, find that number kind of something fair for eat for both of you. Because it can be one something where one party in the marriage wants, you know, a big number and the other party is fine with less? And you know, so you want both to be comfortable, but you got to again, not have it, you know, being ineffective, too. Right? Okay. All right. Number 10 final one here, patients making financial decisions and building a plan. Now, again, this is kind of like our fifth one on the prior segment. In some cases, delaying your decisions, to get more information or to you know, check things out, can lead to better outcomes, right, it could lead to making impulsive decisions, I bought something over the holiday Christmas break, I shouldn't have. Right, and get some more information. But when, when that patients turns to do nothingness, which humans are really, really good at procrastination,   Tony Mauro  11:41 it can certainly harm you, it can harm you, because you can't get off the sidelines. And sometimes you tend to overthink slash over analyze, like say there's nothing wrong, being patient, getting all the facts, working with your advisor. But at some point, you're going to, you know, make your goals, you're going to have to make some decisions, and you're going so, and hopefully the advisors, you know, and that's what part of what you're paying them for is you know, to keep you on track. Get you going keep you going. Yeah, because we are as humans tend to not want to change.   Marc Killian  12:10 We're really, really good at procrastination, aren't we? Yeah. You know, and not like, I know that some people are really, you know, the opposite. That's great. But I think a good portion of us are pretty darn good at procrastination, and it may be in different arenas, right? Some people are really on the ball about this, but procrastinate the heck out of that right, you know, so on and so forth. So it's a treat, we all kind of carry around so just be careful. So that's our podcasts were good habits can sometimes maybe hold us back. Hopefully you found that informative. And of course, as always, if you got questions need help. Before you take any action, always check with a qualified professional like Tony as I mentioned earlier, he's a CPA, a CFP and an EA He's got the whole alphabet soup, right there on his business cards. If you need some help, reach out to him at your planning proz.com That is your planning proz.com And subscribe to play with the tax ban on Apple, Spotify and YouTube. Tony, my friend. Thanks for hanging out and good luck with dinner tonight. All right, thank   Tony Mauro  13:07 you. We'll see you next time. Yeah, we'll   Marc Killian  13:08 catch you next time. It'll be into February here on plan with the tax man with Tony Morris.   Walter Storholt  13:18 Securities offered through a van tax investment services SM Member FINRA SIPC, investment advisory services offered through a van tax advisory services insurance services offered through an event tax affiliated Insurance Agency investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial working in your favor?  We explore the pros and cons of practices like paying off debt early and keeping up with the financial news. Are your good money habits holding you back?   Here's some of what we discuss in this episode: 2:04 – Paying off debt early 8:41 – Keeping up with financial news 11:26 – Global diversification 12:58 – Building an emergency fund 17:17 – Patience in making financial decisions   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts  

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor?   Here's some of what we discuss in this episode: Ignoring account statements can be beneficial in avoiding overreactions to market fluctuations, but it's important to periodically check them to stay informed about your financial situation and unexpected changes Finding a balance between financial discipline and enjoying life's moments Being patient in entering the stock market can help avoid irrational decisions, but waiting too long may lead to missed opportunities Having too much in cash reserves may result in missed opportunities for growth and life experiences Overcoming procrastination when it comes to financial and estate planning Some of Donna's goals for the business in 2024   Get additional financial information: https://sephtonfinancial.com/podcasts/  

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Show Links & Info: SPC Investing: http://spcinvesting.com/   Schedule A Visit: https://talkstomike.com/

This two-part conversation might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor?   Here's some of what we discuss in this episode: 1:49 – Ignoring account statements 5:14 – Keeping a strict budget 11:17 – Investing in familiar stocks 14:42 – Embracing automation 18:05 – Patience getting into the stock market   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705   Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered through CP Welde Group are not affiliated with PCA. Information received from this podcast should not be viewed as individual investment advice. Product discussions and illustrations are hypothetical in nature and will vary based on many factors including, but not limited to, age, health, product, insurance carrier and product design. You should consult the insurance carrier website and policy for detailed information. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries.  For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

TAKEAWAYSBreaking a bad habit with intentionality is part of having spiritual disciplineYou cannot ditch a bad habit unless you acknowledge that you have oneBad habits can become idolatry - we start to worship those things in our lives and it becomes a strongholdBreak a bad habit of dishonesty, for example, by replacing it with a habit of honesty

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?WAYS TO CONNECT:Website: https://www.johnchoi.net/Phone: 847-247-0850WAYS TO CONNECT:Website: https://www.johnchoi.net/Phone: 847-247-0850Blog: https://bit.ly/3CNltG2

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949

This episode might be a bit counterintuitive. We're going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Marc Killian  00:00 This episode might be a bit counterintuitive, but we're going to question the real impact of common financial habits. Are your good money habits holding you back this week here on plan with the tax man? Look up in the sky. It's a bird.   Tony Mauro  00:14 It's a plane.   Announcer 2  00:16 No, it's the tax man. He may not be a superhero, but Tony Morrow has saved many retirement plans with his extreme knowledge of tax planning strategies. It's time for a plan with the tax man.   Marc Killian  00:29 Hey, everybody, welcome to the podcast mark here with Tony once again to talk investing finance in retirement. And actually we're gonna do this over a two part episode. This week's and our next episode we're going to do are those good money habits you have holding you back and basically I've got some good money habits that if we're doing good things, hey, there's nothing wrong with that. But could there be a disadvantage? Or could we be maybe going a little too far in one direction and we want to make sure we have some balance in there so that's gonna be the topic of the conversation this week with Tony here on plant with the tax man, my friend what is going on? Welcome to the new year. This is we're taping this here in early January. So I know we've all gone through the New Year stuff but Happy New Year, my friend. Same to you.   Tony Mauro  01:09 It's good to be back tax season will be here before we know it. And as we're taping this, we got a lot of snow coming down. Yeah, that's   Marc Killian  01:16 what you're telling me. You're getting Blizzard Blizzard fi so yeah, and we're getting heavy, heavy winds and storms and possible tornadoes later. So it's, it's an interesting day for us to be talking. But that's alright. We'll get in there. We'll get in here. That's how that's how determined we are in to do a good podcast, right?   Tony Mauro  01:31 That's right.   Marc Killian  01:32 Ray. What are we like the the what is it? The Postal Service? We're rain or snow? Tony and I are doing a podcast? That's right. Or good stuff? Well, Tony, this is our 100th episode, by the way. So not only are we getting hit with storms, you and I in different kinds of storms in different locations, but we're celebrating our 100th episode. So kudos to you, my friend. I feel like we need a drink or something.   Tony Mauro  01:56 We need a little celebration. As it seemed like it's been that long.   Marc Killian  02:00 I know you guys need some balloons or some scotch and or drinks or something. I'll well we won't do that. We'll keep it straight. But you know, Anyway, congratulations, and thanks, folks, for hanging out with us here for you know, whatever episodes you happen to catch, and how long have you been watching or listening? Excuse me listening to us. We certainly appreciate you. And hopefully you'll enjoy this week's content. Well, let's get into these money habits. So Tony, I want to break this up. I've got 10 of them. Okay, I want to break it up over the next two episodes, we'll do five this week. And I'll kind of give you the good okay, I'll kind of set up the the main piece here and kind of give the good you know, way of thinking about the good habit. And then you kind of maybe give us the counterpoint as to some things to think about it to where we don't drifted into a bad habit. Does that make sense? Okay. Yeah. Okay. Sounds good. All right. So let's start with ignoring our account statements, easy to do, right? We get these statements, we get things all the time. And some folks, they just, you know, open the financial drawer and toss them in there. And I guess the good side of that would be like, it avoids overreacting to short term fluctuations, right? Because you're not looking at it. Right? So you don't have to get all upset every time you go, Oh, man, it's down a little bit. Right. But why might that be a   Tony Mauro  03:08 bad idea? Well, it's, you know, it's sometimes a bad idea for a number of reasons. You know, one thing is, you may get into such a good habit, which you never look at them, and you really never know how you're doing. The other thing is, is, if there's some changes that have gone on in the account, maybe something that doesn't look right, you know, I hate to use the word fraud, but it's not, you know, it's possible in today's age, that that can be going on. There's other issues such as well, you know, you're gonna miss an opportunity maybe, to make any types of adjustments to the portfolio. So it's while it's a good idea, and I hear a lot of clients say that I don't like to look at my statement, especially if after I've watched the news, but I think you'd probably need to keep it on the good side, you need to review it at least once a quarter, you know, and not just throw them in and never review them at all, because I think you're doing yourself a disservice by doing that. And hopefully your advisor won't let you do that either. Or asking you for for a meeting every every so often. And worst case, they're going over it with you so you can at least understand what's happening.   Marc Killian  04:10 Exactly right. I mean, it's they can get confusing, I get it, but we shouldn't just always throw that stuff in the junk drawer, the financial junk drawer and not look at it. Okay, keeping a strict budget. Okay, now, this sounds like a good habit to have, right? Certainly, it helps you ensured some discipline on your spending and your saving helps you achieve your financial goals. But strict budget Oh, be careful, right. So what's some bad things to think about here? But   Tony Mauro  04:34 I think sometimes people that really love budgets, and frankly, you think an account like B would love budgets, I really don't. I don't I don't follow one I kind of do and I do in my own personal life, but I don't let it get to be too restrictive because obviously, you know, if it's too restrictive, it gets too stressful. Sure. You feel like you can't have any fun in life. And you know, I think you miss out on Some things so I'd say set a budget. Don't go overboard and feel like, you know, if you miss on some things, you really beat yourself up because it's, you know, it has to be a flexible.   Marc Killian  05:10 Yeah, exactly. The flexible diets Exactly. Yeah, exactly. Here, we're in a new year, or you're probably on some sort of diet, maybe people are right, so five people, you know, and I think that's the key to like, we get emails all the time from people, they're like, you know, I just got to retirement. And I'm really like, or the fear of like, I've been saving and been really good about saving, now I have to pull money back out, and it stresses me out, right. So they're on a budget, and they kind of maybe, then they get a little too tight. But to your point, you've saved all this money to enjoy it. And retirement, having a strategy and a plan is going to help you especially laid out in black and white, it's going to help you feel good about actually pulling that money out and using it for things that you want to so Exactly, yeah. Okay. Number three, investing in familiar stocks, again, sounds like good and practice, right? So invest in what you know, has always been sage advice over the years. And it's certainly easier to understand, you know, things when you have a familiar arity to them. But you know, I mean, all you could just, I could just throw out the word Enron as a reason why it could be bad, right? So, you know, just don't want to go overboard. And in any one thing.   Tony Mauro  06:14 Yeah. And with with your example, with Enron, for example, I mean, you what you really lack if you stick to just a few things, you know, then you lack diversification. And if any one of those particular securities in that case, you know, you mentioned Enron go bad, which went bad in a real bad way, big way, I should say. And, you know, that's really going to hurt your overall portfolio. So, you know, while you want to stick with, you don't want to get too into exotic investments and do that kind of thing. You want to work with your advisor, on diversifying your portfolio, not only for the number of types of securities, but also based on your risk, and also based on tax efficiency. So yeah, definitely. I think that that that particular one could go bad in a hurry, you   Marc Killian  07:02 know, yeah, exactly. You know, and it's like, and sometimes Well, again, I'll use some examples where we get emails and Tony to the show into to your website, where people are, like, you know, hey, I was left some, you know, an inheritance when I was left some money from or less some stock from mom or dad, you know, and dad had, you know, stock X for 40 years. And you know, he really loved that, I really love them, I don't want to sell them. And yet, you're looking at it thinking this is probably not a good thing for you to hang on to, right. And that's why I'm not gonna pick any particular company. But again, you've got like this attachment to it. And it may not be the best thing for your financial situation.   Tony Mauro  07:34 It really is. I just had a big accounting client that we do their monthly accounting for. And he's very reluctant. He's a young guy to get a 401k going for his business. And his biggest fear is that he watched his mom and dad, they worked for a company here locally, for almost all their lives. And they all of their investment, or their retirement savings was in that stock inside the 401. And it went under. Yeah, so he's very skittish of the market because of that. Yeah.   Marc Killian  08:03 I mean, I understand that, but but he's the owner of this company. Right. So he's, he's a control versus his parents who work there and didn't have control. So didn't have control. But I mean, yeah, I   Tony Mauro  08:13 mean, but the important thing is, I keep trying to tell him, as I tell most clients is, like you, we're going to, we're going to diversify, we're not just going to end up in one type of security here. Because that's recipe for potential disaster. Indeed, yeah. So I mean, again, you know, the   Marc Killian  08:26 idea here, you know, there's, there's good habits, right, investing in familiar stocks can sound like a good habit, but you gotta be careful to not let it cloud you or restrict you, again, maybe a little too much. Number four, embracing automation. So you know, we're all probably AI to death. At this point. We're tired of hearing about AI at this point. It's everywhere, and everything and every marketing thing is seems like but automation does have some good points. And certainly investing and saving simple saving stuff, right? I mean, just you know, having your money come out of your check, go right to if you're still working as a pre retiree, going right into accounts, hey, that makes things easy ensures that timely bill payment, right? You don't to worry about extra fees, because you didn't pay the light bill on time, you know, or whatever. So there's certainly some good things to automation. But I would imagine the downside, it would be maybe disengagement told me where you're again, you're no longer paying attention, like you should be.   Tony Mauro  09:19 It's that and then, you know, I think to effectively kind of ignoring technology and just refusing to maybe learn or embrace anything new. I mean, especially for retirees, my dad included, you know, he's now in his 80s he's getting like that where he don't and so I can make fun of him a little bit, but he, you know, technology, he refuses to kind of embrace it and learn it. And you know, with an AI, I think AI and all of this stuff is only going to get more and more in depth as we all age, but he's at a point where he feels like well, I don't want to learn anything new. I don't, I don't want to embrace that but then he ends up with things It's like he just had it where he accidentally turned on the. And this has nothing to do with finance. But he accidentally turned on the closed captioning on his TV and can't get it off. And nobody   Marc Killian  10:10 might come to like it. I love it. I'm only 52. And I use it all the time.   Tony Mauro  10:14 He likes it. So yeah, I mean, so he's mad about that. But again, he, he struggles with technology. But I think it's one thing to you know, especially as you get older, maybe you don't want to get too far into it. But I do think you need to keep up. Yeah. And at least tight, you know, don't ignore it completely. terms, and   Marc Killian  10:31 I'm with you there my mom's 82. And she actually has, she actually has a pretty good grasp on some technology. And she does pretty well with it. But then at some other times, I'm like, you know, she'll ask me the same question like for the 30th time, and I'm like, How can you remember all this other stuff? If you can't remember this? I don't know. Yeah, at me alone?   Tony Mauro  10:49 Well, right. But like my, my dad, you know, with in most advisory firms, and really, even if you're doing it on your own, you know, you're logging into a portal, you're looking at your account. If you can't do that, you know, yes, you will get a statement. But everything's going to online. And like said, You gotta at least be able to function and do some of that stuff.   Marc Killian  11:12 Yeah, definitely. So I mean, again, automation can be really useful. So just make sure you're also not, you know, setting and I think think about like this too, right, Tony, the set it and forget it mentality that we talked about sort of with the statements can also kind of bite you here on the digital side, too. Right? You might set up your target date fund, for example, 15 years ago, or something like that. And you're like, it's gonna take care of it for me, and it kind of does. But could there be better options? Right? Could it be better things for you to be doing? So? Alright, and then also the fifth one here, we'll wrap it up this week, then we'll come back in a couple of weeks and do the other five of good money habits. So patients patients getting into the stock market? Well, no, scratch your head a little bit. Good. The good side? Well, I mean, that means I'm not making a mistake, I'm thinking things through, right. I mean, I'm not being irrational or anything like that, right. But you can also pretty obvious here, you can also just sit with your thumb in your ear forever and not do anything, right. You gotta be careful with your patients levels,   Tony Mauro  12:09 as in the first thing that pops into my mind is the whole market timing. Yeah, and people that want to try that and think that they can out smart the market as a whole, it's impossible to do. And, you know, there's, you can just go out and Google things like now and you'll find the studies if you missed the best five days, 10 days in the market, or whatever, timeframe over the elbow, or whatever timeframe you want to use, and you'll see how low your returns are. And so you don't want to be too patient and try to be too picky. The best thing probably, is to dollar cost average and constantly be putting money in good times and bad into whatever you plan, I'd say the market but whatever, right? You are investing in, yep, to avoid that to avoid, you know, getting that emotion into it. And just, you know, make it a habit. A lot of times you can do it through your paychecks, we've talked about it before 401, KS, and that kind of thing. But that's really what you're forcing yourself to do is to not not get stuck in that rut,   Marc Killian  13:11 L for sure. Because sometimes people will see these questions too, where it's like, hey, the markets kind of doing bad. I think I'm gonna pull back on my, you know, my contributions to right, you know, and it's like, but I'll pick it back up whenever things, you know, tip the other way. It's like, No, you're looking at that entirely wrong. Right? Yes. Yeah, it's dipping a little bit. And that's not the most pleasant thing, but you're getting it on the cheaper your dollar cost average. And so keep pumping it in. Right?   Tony Mauro  13:34 It is it's funny that we have clients with their employees that do it in their 401 K's that will say that exact thing is, you know what, I'm gonna I'm gonna pull this back. Mark's not doing very well. So in other words, you're trying to time it because you think that because the markets down? Like you said, that's the exact worst time you want to do it. You want to be in there. What, Why, why you're where your money goes a little further. So we try to talk them out of it. Some of them do, some of them don't. And then the bad thing too, is sometimes people will forget to change it back. Exactly. Yeah. Contributing? Yep. Um, so that's a tough one to see. And I don't advise doing that. Yep, for sure. Do that people   Marc Killian  14:09 do it? Yep. That's where, and that's where some of these good habits sometimes can, you know, best intentions, right. But they wind up kind of maybe backfiring a little bit too. So you always, you know, life is long. You know, life is designed to stay on the ball. You know, we can we can let things slide a little bit here. My wife and I were just laughing about when I had open heart surgery almost 11 years ago. Now. I had to go on this diet. And we're dieting right now in the new year, to your point a second ago in your tongue, being flexible. And it's like, you know, for you to just this diet we're on right now is actually working pretty well. And it's not too bad. And we're actually kind of doing all right with it's like, why didn't we do this versus that hardcore crashing? I had open heart surgery. So we went to the extreme level with some extreme diet, right? And it didn't stick and here we are 13 or excuse me 11 years later, you know, and starting all over again. And it's like it could have been As if we did just, you know, moderation if we would have gone with a reasonable diet versus some extreme thing. And I think that's what happens sometimes financially, we'd have some big a moment financially that happens to us. And we get a little extreme instead of being a little more prudent or being calculating with our moves. I suppose that makes sense. I think so. Yeah. Cool. Well, good. So that's open that translated?   Tony Mauro  15:22 I mean, I think you're exactly right, that whole new year's resolutions and dieting and everything else people try. I mean, we could talk for an hour on just that kind of stuff not even related to   15:33 right. But it means thinking about your findings, or look at the market, for example. So in December, we'll wrap it up here with this, Tony, but in December, right, so you know, late in the fourth quarter, the Fed had their their meetings, right. And they talked about various different things. And they're like, Well, we're gonna not we didn't do anything, and then we're gonna see you, and we're gonna hit pause, and we're gonna wait. And then in December, they go, Oh, we're gonna cut rates probably in 2024. Well, the market loves that idea. Right. So the market got very excited as the year went on down, but then January started, and and some of the reasons why they started, I think, maybe, you know, the prognosticators or whatever, sort of looking at some of the reasons why the Fed was thinking about cutting rates. And then they went, Oh, well, maybe it's not that great, after all. So the markets been off to a rough, rocky, rocky start here, this first part of the year, you know, and I just was on a call yesterday, where, you know, basically, it's a market update from basically our advisory firm, you know, and they've been talking about this for a couple of months. But I think this goes back to our points about the, what they're calling The Magnificent Seven stocks of the s&p 500, that actually accounted for almost all of its gains in 2023. And you know, they were playing it well. But yeah, but if those weren't in there, then the gains would have only eroded or the return would only been X. And, you know, I'm sitting there thinking over these months, everybody interprets these numbers a little differently. You can you can slant them any way to make whatever you're talking about   Tony Mauro  16:56 look good. And I think that back to our big point of people need to be investing regularly, in good times and bad because if you're trying to, you're trying to handpick, and again, market time and do everything else, you're gonna end up with not a lot of return, and definitely not going to meet your goals. Definitely,   Marc Killian  17:15 definitely. So again, so good habits can be, you know, be very helpful, but they can lead us astray sometimes. So be careful with that. That's gonna wrap it up this week here on the podcast, we'll be back with the second half, and just a couple of weeks, so don't forget to subscribe to us here on playing with the tax man at your planning proz.com. That's you're planning proz.com. You can find a lot of tools, tips and resources at Tony's website. And of course, you can check him out on Apple, Google Spotify. I keep saying Google, but it's it's really YouTube now. So Apple, Spotify, and they've converted everything to YouTube. So either way, you can find all the information that you're planning. proz.com Tony, thanks for hanging out, my friend. I'll see you in a couple weeks. All right, we'll see you next time. We'll catch you next time right here on playing with a tax man with Tony Morrow.   Walter Storholt  18:03 Securities offered through a van tax investment services SM Member FINRA SIPC investment advisory services offered through advanced tax advisory services insurance services offered through an event tax affiliated Insurance Agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.  

To check out OneSkin click here!  https://shareasale.com/u.cfm?d=1054216&m=102446&u=3821794&afftrack= To get your 15% one time use discount use code: Confidence Remember if you opt in for the subscription you can cancel any time but you can only use the discount code once. In This Episode You Will Learn About:  Removing the limiting factors in your life How personal growth fuels professional success & overall happiness Challenging what you think you need & what is holding you back Transforming your life from the inside out Resources: Listen to My Last Drink Youtube & LinkedIn: @KatyStoka Instagram: @thekatystoka Visit heathermonahan.com Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com  Get 55% off at Babbel.com/MONAHAN Go to NetSuite.com/MONAHAN and take advantage of this special financing offer. Visit Indeed.com/monahan to start hiring now. Head to airdoctorpro.com and use promo code CONFIDENCE and depending on the model, you'll receive UP TO 39% off or UP TO $300 off! Save more and get peace of mind now by going to 4Patriots.com/CONFIDENCE Show Notes:  What is holding you back? You may think that everything is good enough but that isn't good enough! Take a look inside and consider what is limiting you. It might just be yourself. Today, I have Katy Stoka, Inventor of the magnetic eyelash, Founder of One Two Cosmetics, Real Estate pro, and Coach, here to tell us how she eliminated what was holding her back and how that snowballed her into a better life. Now she has identified the simple methods to discovering what you need and what you need to get rid of! Join us as we discover our authentic selves and shed our limiting beliefs. Let's jump into our fantastic new life!  About The Guest: Katy Stoka is a multi-patented Inventor, Founder, Real Estate Executive, and Coach. In her 25 year career she has built eight-figure businesses in two industries. Katy invented and patented the magnetic lash in 2014 and launched her company, One Two Cosmetics, in 2016. Earning the Best of Beauty Breakthrough award from Allure Magazine, she has been featured in hundreds of magazines, sold live on QVC/HSN, and Sephora in the US/Canada. Before inventing One Two Lash, for over a decade Katy was a successful Real Estate Development Sales Director. She managed in total over $1.5 billion in sales for the international elite, comprised of world famous business people, athletes, and celebrities. Selling and closing in both bear and bull markets, she positioned herself as a leading real estate executive in the city she loves. Her latest venture is the My Last Drink podcast which brings you inspiring stories of individuals who have successfully removed alcohol from their lives and are now thriving. If You Liked This Episode You Might Also Like These Episodes: #321: How To Start Collecting Confidence TODAY With Kim Gravel Entrepreneur & TV Personality #326: Turn Your Passion Into ACTION With Ellen Bennett, Sarah Pendrick, Tiffani Bova, Ashley Stahl, Brit Morin & Christmas Abbott #319: The Top Tips To Skip Self Doubt And Create Your Success with Kiana Danial Financial Expert & CEO of Invest Diva Learn more about your ad choices. Visit megaphone.fm/adchoices

This season, we are focusing on the experience of women in the workplace – particularly here in Utah. A recent study published by Wallet Hub ranked Utah last in the nation when it comes to income equality for women, 48th in women's representation in executive leadership positions, and among the lowest when it comes to women's educational attainment. For example, women hold less than a third of tech positions, and of the 50 largest tech companies in the world, only 2 have female CEOs. Here to share her own experiences as a woman in the tech field is Trina Celeste. Trina is founder and CEO of RizeNext, a social good for-profit company focused on rising up the next level of diverse technologists and leaders. Trina also spearheaded the launch of the Tech Moms program and is educating and supporting the transition of women's careers into the technology industry. She joins host Frances Johnson to talk about the unique features of the tech world that make it a great space for women and moms to work, misconceptions about what working in tech is like, and working to become an empathetic leader.Eccles Business Buzz is a production of the David Eccles School of Business and is produced by University FM.Episode Quotes:We need to have a stronger voice, not a thicker skin11:33: We need to have a stronger voice, not a thicker skin. We need to start speaking up and saying this isn't okay, and I think we're getting to a climate. You had the Me Too movement, but it didn't create awareness. It's real, but what do we do about it? Get educated on the various forms of sexism, what they are, be able to identify them, and have some ready statements of ... The easiest one is to say, "Can you explain that to me?" If you're feeling it and having an emotional reaction, most likely it was a biased statement. So, how do I respond to that? How do I take it and go? "I'm not trying to be difficult, but that's not okay."On overcoming self-limitations to forge a better world07:42: What's missing in the world is that we're holding ourselves back from creating the greatest changes that could come and solve some of the world's biggest problems.On women's growing role in the skilled workforce23:02: One of the things that's been coming up is that the enrollment of women in universities is higher than men. On average, nationally, only a few colleges don't have more female graduates than male. And the skilled workforce is shifting: women are entering into tech, and some of the work there isn't just tech moms. There's a lot of organizations helping create awareness here and shifting the narrative. Show Links:Trina Celeste - LinkedInTrina Celeste - InstagramTrina CelesteTech MomsRizeNext YouTubeTrina Celeste - TikTokRizeNextHow Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion by Sally Helgesen and Marshall Goldsmith

There are certain habits that are holding you back and keeping you stuck and on today's episode, I want to shed some light on those! I'll be going through 5 specific habits that have changed my life and my client's lives for the better and hopefully they will help you too!   Time Stamps:   (0:28) Habits and Choosing One (1:20) Ditching Fragrances (4:38) Hormonal Birth Control (9:22) Skipping Breakfast (12:00) Taking Random Supplements (14:25) Overtraining or Under Exercising (17:18) Too Much Blue Light Especially At Night (20:43) Staying in a Calorie Deficit Too Long (24:57) Recapping ---------------- Follow Me on Instagram! - https://www.instagram.com/laceeiskk/ ---------------- We have helped over 800 women transform their mind and body and become the best version of themselves. Want to be next? Click Here to Apply! - https://form.typeform.com/to/WKxPkc

In this talk Rev Lee discusses that “Forming new consciously chosen habits is one of the most powerful tools we can use to create a fulfilling life.” If you found this content valuable, please support our mission by donating: https://app.easytithe.com/app/giving/agapespiritualcenter If you want more information like this, please order My New Book "The Power in You" on Kindle, a printed copy, or the audible version on Amazon today. https://www.amazon.com/Lee-Wolak/e/B09PF5BQNR... Follow me: Facebook: Agape Spiritual Center Instagram: leewolak Twitter: Lee_Agape TikTok: RevLeeWolak Podcast: “Agape Spiritual Center” (Weekly) Podcast: “Thoughts That Can Change Your Life” (Daily) YouTube: @RevLeeWolak Email: Info@AgapeSpiritualCenter.com Website: AgapeSpiritualCenter.com

In this episode I am sharing with you 5 habits that are holding you back from being truly confident in yourself. After this episode lets make it a promise to not give into these habits anymore, I want you to be in your power & to really know ho you are and move with more confidence. Enjoy the episode and lets stay connected on IG @herdivinevibe xx Jess --- Support this podcast: https://podcasters.spotify.com/pod/show/herdivinevibepodcast/support

    Tory Marie Arnberger-Blew is a State Representative for the Kansas House of Representatives. As a Senior at Fort Hays State University, Tory announced her candidacy, which led to becoming the youngest member of the Kansas Legislature. In 2022, she was elected as the House Majority Whip. In the Fall of 2016, Tory was elected into office as a Republican. She has served as Vice-Chair for the Federal and State Affairs Leadership Committee as well as sponsored a number of important bills and resolutions.   Tory joins me today to share why she changed her focus from working as a teacher to becoming a public servant. We discuss the challenges she faced throughout her political career and how she eventually became the House Majority Whip. She shares her personal and professional policy priorities and the changes she hopes to make as a Kansas State Representative. We discuss the role that women play in economics and why we need more women to speak up about economic issues. We discuss why Republicans should focus on topics and policies related to limited government, fiscal responsibility, and protecting people's liberties and how it will help more Republicans get voted into office while helping people live a better life. We also discuss the mission behind the Run Gen Z organization and how they help young Republicans become conservative leaders.   “We're building the bench and getting everybody ready for the next step.” - Tory Marie Arnberger-Blew   This week on Political Contessa:   What inspired Tory to become a Republican State Rep The policies Tory believes are most important to focus on and what she would like to change in the political landscape Women's role in economics Why Republicans need to focus more on limited government, fiscal responsibility, and protecting people's liberties The pitfalls Tory has experienced throughout her campaign Why it's okay to change your mind on policies The dangers of overspending The mission behind Run Gen Z and how they help young conservatives become Republican leaders   Resources Mentioned:   Book: How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job by Sally Helgesen   Connect with Tory Marie Arnberger-Blew:   Run Gen Z Donate to Tory's Campaign: Tory Marie Blew - Representative Tory Marie Arnberger-Blew on LinkedIn Tory Marie Arnberger-Blew on Instagram Tory Marie Arnberger-Blew on Facebook Tory Marie Arnberger-Blew on Twitter     Awaken Your Inner Political Contessa   Thanks for tuning into this week's episode of Political Contessa. If you enjoyed this episode, please subscribe and leave a review wherever you get your podcasts.   Spotify I Stitcher I Apple Podcasts I iHeart Radio I TuneIn I Google Podcasts   Be sure to share your favorite episodes on social media. And if you've ever considered running for office – or know a woman who should – head over to politicalcontessa.com to grab my quick guide, Secrets from the Campaign Trail. It will show you five signs to tell you you're ready to enter the political arena.See omnystudio.com/listener for privacy information.

In today's episode, I want to dive into the life and work of one of my favorite creators, Michelangelo. If he were alive today, imagine the incredible Instagram feed he'd have. But since we can't experience that, we're left with his timeless masterpieces. I had the privilege of seeing his iconic statue of David in person years ago…and it was a truly profound experience. The level of detail and mastery of human anatomy blew me away. Michelangelo's approach to his art holds an important lesson for our own lives: removing everything that doesn't align with our greatness. We often believe we need to add more to achieve our goals, but sometimes it's about shedding the things that hold us back. I'll share three common habits I've struggled with. These habits can act as roadblocks to our success and fulfillment. By identifying and addressing them, we can create positive change and unlock our true potential. LEAVE A REVIEW if you liked this episode!! Let's Connect On Social Media! youtube.com/anthonyvicino twitter.com/anthonyvicino instagram.com/theanthonyvicino https://anthonyvicino.com Join an exclusive community of peak performers at Beyond the Apex University learning how to build a business, invest in real estate, and develop hyperfocus. www.beyondtheapex.com Learn More About Investing With Anthony Invictus Capital: www.invictusmultifamily.com Multifamily Investing Made Simple Podcast Passive Investing Made Simple Book: www.thepassiveinvestingbook.com

Steer Clear of Habits Holding You Back! Welcome to another episode of 7 Minutes For Yourself! Today, we're going to empower you by discussing the habits that might be limiting your success. Let's explore how to break free from those habits and reach your full potential!

In this episode, I talk all about four different things you may be doing that are hindering your progress at becoming better at landscape photography. These are all mistakes I've made in the past, so let my pitfall be your lesson. This episode is short and sweet, and loaded with tons of information to help you become a better photographer.Links from this podcast:Topaz SoftwareNik CollectionLuminarMy Current Workshop ListingsPodcast Episode with David ThompsonIf you're serious about becoming better at photography, the fastest way to do so is by joining me for an in-person workshop. Check my current workshop listings here.Find FREE photography tutorials on my YouTube channel.

Why aren't you selling more cars?  Because you have some bad habits that are holding you back.  Today, we're talking about what those habits are, and how to break them so that you can go further and sell more.

Why aren't you selling more cars?  Because you have some bad habits that are holding you back.  Today, we're talking about what those habits are, and how to break them so that you can go further and sell more.

If you're reading this, you still want more out of life. It's how humans are built. And it's also human to sometimes want something but find ourselves stuck or stalled because we're wrestling with fear. Can you relate or is it just me? In episode S3 E10, I explore what holds us back from being, doing, and having the things, experiences, and life that we desire. Listen to the end for what's coming up for the Sisterhood. Oh, if this episode blesses you in any way, do me a favor and leave a comment, rate the podcast, share it with a friend and subscribe.  CONNECT WITH DEBORA Want to change your life? Book an Embrace Vulnerability Breakthrough Session My Current Offerings: https://ScheduleTimeWithDeBora.as.me/ Move Abroad Support for Black Women Over 50 https://ScheduleTimeWithDeBora.as.me/MoveAbroad Let's Conquer Loneliness Together: https://ScheduleTimeWithDeBora.as.me/ConquerLoneliness Follow me on IG SistersGatheringtoHealPodcast Do me a favor, if you enjoyed the podcast, please subscribe, share, rate & review. Thank you!  Buy me a Coffee. Thank you!   Get copies of my books Love Addicted: One Woman's Spiritual Journey Through Emotional Dependency, Why Did He Break Up With Me? Lessons in Love, Loss & Letting Go, and Write That Book! How to Start or Finish the Book You're Meant to Write @ Amazon Go to Sisters Gathering to Heal and grab a copy of 13 Things Black Women Who Love Themselves DON'T Do  And remember to love yourself FIRST and love yourself FIERCELY!   

What does it take to get a raise, a promotion, or a new job? If you're a woman, the answers to those questions are different than they are for men. So says our guest, Sally Helgesen, who has been called the world's premier expert on women's leadership by Forbes. Sally is the author of several books, the latest of which is called "How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job", co-written with Marshall Goldsmith.  Sally's website is https://sallyhelgesen.com/   Note: This episode was previously aired.   Thanks to our sponsor of today's episode!:   Gladskin is a new category of skin treatment made for people of all ages with eczema-prone, acne-prone, and rosacea-prone skin.  You may have wondered what actually causes the itchiness, redness, inflammation, and discomfort in the skin.  It's a disruption of the bacterial environment also called the skin microbiome. Gladskin specifically works to target the imbalance in your skin's microbiome. But unlike other skin brands and prescription medications, Gladskin uses Micreobalance - a revolutionary protein that restores the balance of the good and bad bacteria that live on your skin so it can finally heal. So if you've been frustrated with your treatment options, don't wait to try Gladskin. They are offering our Nobody Told Me!  listeners 15% off plus free shipping on your first order at gladskin.com/NOBODY

If you wait until the annual review to make a case for your promotion or raise, it will be too late. You can ask, but most likely than not, you'll be told, "Let's review it next quarter or next year." This is because by the time you have your annual review in the fourth quarter or first quarter of next year, decisions will have already been made behind closed doors. In this episode, I'm walking you through five action steps you can take to front-run the decision making process and set yourself up for negotiation success ahead of the annual review. To get implementation support on these steps, join Value Articulation Clinic on Thursday, September 8, 2022. You're going to walk away with real tools that work for real women in real situations. (The event is over, but you can listen to the highlights on Ep. 3)In this episode, you'll learn: Why women professionals are living the impossible dreams of our ancestors: 2:06 What you will get by attending the free event: Value Articulation Clinic: 4:15 How sending a simple, no-reply-needed email once a week can grow your visibility and improve your next performance review: 12:00 Why so many smart, competent women feel inadequate even as they get a lot done: 18:28The key question to ask yourself to better articulate the value of your contributions: 19:46Why updating stakeholders and decision-makers on your achievements is not bragging, and how to do it effectively: 22:05What to do when you're already doing the job and don't yet have the title: 22:49 How my client secured the highest pay raise possible by engaging in awkward conversations months ahead of the annual review: 24:20 How articulating your value ahead of the review creates the domino effect 28:05Featured in this podcast: Get your free negotiation script, tips, and invites at JamieLeeCoach.com  How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job by Sally Helgesen and Marshall Goldsmith Read the full transcript of this episode hereEnjoy the show? Don't miss an episode, listen and subscribe via Apple Podcasts or Spotify. Leave me a review in Apple Podcasts. Connect with me **You want to get promoted and better paid with best tools possible. That's what I offer inside my Executive Coaching Series, and you can learn all about it here: https://www.jamieleecoach.com/apply ** Connect with me on LinkedIn Email me at jamie@jamieleecoach.com

As a leader, have you ever asked yourself if you are a micromanager? Many might justify such actions due to the lack of initiative or accountability from team members. Finding the right person to the right seat is no easy task.In this episode, Tessa White to further dive into what exactly a micromanager is. She gives actionable advice on how to recognize your management style and improve your leadership. She also emphasizes the importance of creating a safe space within the team in order to build trust and open communication and naturally develop accountability among your people. Tessa White is a human resource expert with over 20 years of designing human capital strategies. She brings a level of creativity that has led her to some of the most innovative publicly traded companies today including Vivint Solar, which was recognized by Glassdoor as one of the Top 50 Companies to Work in the nation. A keynote speaker, she has taught over 10,000 people in industries from high tech to healthcare to direct sales and teaches people how to move from invisible to exceptional and become top-tier talent in the workplace.Tessa is the founder of The Job Doctor, a company dedicated to moving employee performance from average to extraordinary, building strong company leaders with highly engaged employees. Her straight talk helps job seekers and employees excel in the workforce.Quotes• “You're micromanaging your team and what happens is you train your people slowly to do nothing except what you say to do because they don't like doing rework. So you train them to get instruction from you on every little step until, at one point, you shut down your team's creativity.” (10:37-:1056)• “It's really hard as a manager not to redo something. So if you're redoing the entire approach, that's a problem. If you're asking someone clarifying questions about the approach just to make sure they thought it through, that's okay.”(16:30-16:45)• “You need to treat other people that you work with as partners. View them as partners, not silos, not people who are getting in your way, but actual partners. And the way you change your language with them as a partner will affect the outcomes you get.” (21:51-22:07)• “The next stage of growth in a career, you have to get comfortable with conflict.” (25:10-25:15)• “It's very important… that people can trust that what you say is what you mean. And so then it gives you the freedom to share both good and negative feedback. It builds trust rather than breaks trust.” (27:01-27:14)• “Learning to work on the right things and see what's broken and fix, it is probably the most valuable skillset anybody can bring to a business.”(37:32-37:41)• “You got to align your people so they know what winning looks like. If they don't know what winning looks like, they're going to choose what they think winning looks like. And it might not be what winning looks like for you.” (41:25-41:25)Connect with Tessa WhiteWebsite: https://doctortessawhite.com/IG: @jobdoctortessaTwitter: @jobdoctortessaTikTok: @jobdoctortessaLinkedIn: https://www.linkedin.com/in/tessawhitejobdoctorResources mentioned: How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job by Marshall Goldsmith and Sally HelgesenThe Power of One by Bryce CourtenayInvestHER CON Time: June 23-24 Place: Charlotte, NCInvestHER CON is a full circle transformational experience created with the women investors' needs, desires, and schedules in mind. The event brings top-notch experts in Real Estate Investing, Business Strategies, and Self-Care who will push the boundaries, expand the mindset, and promote deeper connections among the attendees. Learn from real teachers who will share actionable strategies so you can leave the event with the knowledge, connections, and confidence to grow your investing business and live life on your own terms.Get your ticket today: https://www.therealestateinvesther.com/investherconHow To Join the InvestHER Movement 1) The Real Estate InvestHER Podcast - The weekly show details the journey of some of the most amazing women real estate investors around the world, who open up their lives and share practical and strategic tools for growing a rental portfolio, flipping houses, and the mindset that allows them to run a successful investing business while taking care of their families and most importantly taking care of themselves. Subscribe via:Apple Itunes SpotifyAmazon MusicAndroid Stitcher 2) The Real Estate InvestHER Membership STRIVE is a one-of-a-kind membership for experienced women investors looking to make deeper connections and take their Real Estate business to the next level. It is more than a transactional membership, and it is a transformational experience for women looking to live life on their own terms.Apply today. We open doors in June. https://www.therealestateinvesther.com/reserve 3) InvestHER Community on Facebook We have thousands of members in our Facebook InvestHER Community (and growing!) This is a safe place for women to ask real estate investing questions and gain the support they need to achieve their goals! 4) InvestHER Meetups Around the Globe We have Investher Meetup members attending in-person meetings across the country and Canada. Meetups are being held monthly by experienced InvestHER Leaders! Learn more about our InvestHER leaders, meetup locations, and how to become an InvestHER Leader HERE! 5) InvestHER™ eXp TeamOur mission is to empower women in Real Estate to live a financially free and balanced life, and we are extending our support to Real Estate agents worldwide. We have created exclusive content and support for the InvestHER™ eXp Team:*Top skills and strategies to grow YOUR business*How to utilize your “real estate agent” advantage to become a real estate investor*Monthly live masterminds*Become part of Libertas Organization with top coaches, Tim and Julie Harris.Jonna Hall Weber is leading our team. If you have any questions or are ready to join our team, click here to schedule a call with her.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"The very habits and behaviors that can serve you well early in your career can be problematic as you move into leadership."  Last week, we started a conversation about how the habits that might get you promoted - could become the same habits that hinder you from future opportunities. On this episode, we continue our discussion with the co-author of "How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job." Sally Helgesen shares more details into how to break the habits holding you back from your next raise or career move, during her conversation with Kelley School of Business Dean Idalene "Idie" Kesner and ROI Podcast Host Matt Martella. ---- Do you have a question? Looking to get help on a business decision? Know a great guest for our show? Email roipod@iupui.edu so we can help your organization make better business decisions. ---- Ready to take your next step? Find out if a Kelley MBA is right for you: https://bit.ly/35cLVqy  

"The very habits and behaviors that can serve you well early in your career can be problematic as you move into leadership."  When looking ahead in our career, we often work hard to develop both skills related to our current or desired position and our personal behaviors that could help get us promoted into leadership roles. However, the habits that got you promoted could become roadblocks for the future. Indiana University Kelley School of Business Dean Idalene "Idie" Kesner and ROI Podcast Host Matt Martella sat down the co-author of "How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job" Sally Helgesen, who has been identified by Forbes as the "world's premier expert on women's leadership."  On this episode, Helgesen shares how certain habits and behaviors could be holding you back from your next career move. ---- Do you have a question? Looking to get help on a business decision? Know a great guest for our show? Email roipod@iupui.edu so we can help your organization make better business decisions. ---- Ready to take your next step? Find out if a Kelley MBA is right for you: https://bit.ly/35cLVqy

Marshall Goldsmith unpacks the pervasive myths about happiness and provides an alternative path for finding fulfillment every day. — YOU'LL LEARN — 1) The three ingredients of a fulfilling life 2) Six powerful questions for increasing your happiness every day 3) The powerful mindset that stops people-pleasing Subscribe or visit AwesomeAtYourJob.com/ep766 for clickable versions of the links below. — ABOUT MARSHALL — Marshall Goldsmith has been recognized for years as the world's leading executive coach and the New York Times bestselling author of many books, including What Got You Here Won't Get You There, Mojo, and Triggers. He received his Ph.D. from the UCLA Anderson School of Management. In his coaching practice, Goldsmith has advised more than 200 major CEOs and their management teams. He and his wife live in Nashville, Tennessee.• Book: The Earned Life: Lose Regret, Choose Fulfillment • Book: Triggers: Creating Behavior That Lasts--Becoming the Person You Want to Be • Book: What Got You Here Won't Get You There • Book: How Women Rise: Break the 12 Habits Holding You Back from Your Next Raise, Promotion, or Job, with Sally Helgensen • Email: marshall@marshallgoldsmith.com • LinkedIn: Marshall Goldsmith • Website: MarshallGoldsmith.com — RESOURCES MENTIONED IN THE SHOW — • Study: The Marshmallow Test • Book: Loonshots: How to Nurture the Crazy Ideas That Win Wars, Cure Diseases, and Transform Industries by Safi Bahcall • Book: Old Path, White Clouds: Walking in the Footsteps of the Buddha by Thich Nhat Hanh • Video: Budweiser Clydesdale reuniting commercial and Budweiser donkey commercial See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.