Podcasts about joint center

00:00 Show open/ Show open/ Alicia Shoults, Deputy Director of Operations and Experience for the Ohio State Fair, previews what's in store at this year's fair. 10:30 Jessica Fulton, Senior Fellow at The Joint Center for Political and Economic Studies, on consumer spending 19:49 Mike Pniewski, Lucas County Engineer, discusses the intense competition for federal funding of road and bridge repair projects in Ohio. 32:25 Face the State: Pastor Carl Ruby and Haitian Support Center Executive Director Viles Dorsainvil on the end of Temporary Protected Status for thousands of Haitian immigrants in Springfield.

Keith explores when the U.S. median home price could realistically hit $1 million and what long-term drivers like inflation, construction costs, and housing scarcity mean for investors.  He reveals the hidden issue of America's aging housing stock, explaining how outdated and inadequate homes quietly distort inventory data and reshape opportunities for renovation and build-to-rent strategies.  Keith also draws lessons from former Fed Chair Alan Greenspan and unpacks why some of the "worst" high-crime cities can still offer strong rental fundamentals, helping listeners think more clearly about risk, market selection, and long-term wealth building through real estate. Episode Page: GetRichEducation.com/612 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold. When will the median US home value hit the $1 million mark? I have the best answer for the exact year that it will happen, and it's probably sooner than you think. Also, there's a big hidden problem in America's housing market today, and no one is talking about it. It's not prices, mortgage rates, affordability, nor is it inventory. I'll tell you about it and more today on Get Rich Education.   Speaker 1  0:30   Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord, show host Keith Weinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top-selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps. Build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com   Keith Weinhold  1:14   You know, Mid South Home Buyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com h i n d, that's danielthomashind.com and sign up before Spotsville Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre that's F L O C K homes . com / G R E.   Speaker 2  3:00   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  3:16   You're listening to One America's longest running and most listened to shows on real estate investing, not flipping, not speculating, not whatever the latest hot thing is, but prudent long-term real estate investing. This is Get Rich Education. I'm your host, Keith Weinhold. You've got to believe that you were not put on this earth to live a mediocre life and waddle in the safety of mediocrity. Your investing should be a reflection of that. You've got to believe that you can obtain financial freedom when you're young enough to enjoy it. What would be the point of deferring financial freedom until you're old, like, what would that point even be? I mean, just imagine a rich elderly version of you. It cannot buy youth. Youth cannot be bought. Look, right now, if someone offered you $20 million to be age 85 tomorrow, the probability that you would take it is pretty much zero. So then build sustainable, durable wealth now today, and with a sense of urgency. That's what we're doing here. A $1 million national median home price. When do we get there? Well, back in 1990 the median national home price was about 120k and you know, funny as it sounds, you can read about how back in 1990 people thought that homes were highly priced, even overpriced, and that maybe they'd need to start. Going down, why was that? Well, just three years earlier, in 1987 they crossed over 100k for the first time. So psychologically, six figures for a home price, that was still a fairly new phenomenon. In 1990 mortgage rates were 10% then for a 30 year fixed rate loan, and by the way, 10% mortgage rates didn't feel too bad to homeowners and real estate investors in 1990 because as recently as 1984 they were 14 and a half percent. Roll it back a little earlier to 1981 and mortgage rates were over 18% then, and of course, mortgage rates are a friendlier six to 7% today, but remember we're talking about home prices here, and when it comes to the trajectory of home prices, rates are really just trivia, because as I've discussed here on the show for years, to many people surprised, mortgage rates have almost nothing to do with home prices, contrary to popular belief, but to those people in 1990 that were still somewhat freshly getting used to six figure prices that were now 120k at that time today's median home price of 429,000 to $300 would have sounded as absurd as paying $18 for airport trail mix and $24 for airport beef jerky, yet here we are.    Keith Weinhold  6:36   All of those prices are true. That's where we are today, all right. Well, from 1990 till today, home prices have nearly four exed. So, with that backdrop from recent history, what about a million dollars? When do we get to that point? Well, home prices only need to go up about 2.3x from here. Yogi Berra said it's tough to make predictions, especially about the future, and I want to credit Dr. Lawrence Yuen, any our chief economist, for doing this analysis and sort of getting this conversation started, because when we look at the national median home price hitting million dollars, this forecast assumes zero price growth for this year, although home prices are now up 1.8% year over year. Here we go at 3% price growth from today, we get to a million in 2056 at 4% it's 2049 at 5% price growth, it's 2045 and it's 6% home price growth, it's 2042 and that's just 15 and a half years away. One part that I really want to credit Dr. Yoon for is that if you take the actual price trend from the last 25 years with all of its ups and downs, which also gives you an average annual gain of four and a half percent, by the way, and you project this into the future, that path reaches $1 million in 2048 just over two decades away, so taking the past quarter century, then, and extrapolating it into the future means we hit a million dollars in just a little over 20 years. So, therefore, perhaps the most prudent and sensible projection gets us there in 2048 But look, it's easy to make the case that growth is going to be on the higher side of these estimates, I mean, just look at what's going on now.   Keith Weinhold  8:45   Already, inflation is over 4% and there are all kinds of forces that are poised to push that inflation rate higher. I've talked about those in recent episodes. Today, 42 out of 50 states show annual home price gains. Near-term sparks to more home price growth are energy and material price volatility from tariffs and wars, which are poised to push up the replacement cost of homes. And you know, when your property's replacement cost rises, all capital values tend to rise as well. There's also pent-up demand and still paltry supply in most US regions. I'll get to that, but regulatory costs alone are now $132,000 for a new single-family home. You heard that right? Yes, the cost of zoning and other regs is now 132k and that figure is sticky. That does not tend to come down, and then you've got these longer term bonfires, not just the short term sparks that I mentioned, but the longer term bonfires that could make million dollar median home. Dollars occur before 2048 This construction of data centers and all the resources that it takes, and chips, and copper, and electricity, that's all inflationary for our society. When we're building that infrastructure, our currency will keep getting diluted to deal with huge debts like defense and social security payment commitments and interest payments themselves, I mean that part is plain as day new household formation that's expected to push up demand until at least the late 2040s and after that demographically things could turn, but the base case remains 2048 here for the million dollar median home, so this million dollar mark, you know, it's not some sci-fi housing fantasy where your realtor shows up in a flying car, okay, values are already approaching a half million, and this figure of a million that is just 1000 1000, it's not some incomprehensibly gigantic number that's shooting for the moon and the stars, so really the bottom line here is that a million dollar median national home price is an almost inevitable destination and is being pushed up by appreciation, inflation, replacement costs, and scarcity.    Keith Weinhold  11:25   The real question is not whether this happens, but it's when it happens. That's why I gave you the year of 2048 as the base case. I want to talk more about housing scarcity shortly, but first, for some historic perspective, do you want to know how much my parents paid for their home in 1974 I thought I knew the figure, but I wanted to check with Dad, and he let me know, and it was what I thought. All right, first, I think I've shared with you before that my parents still live in the same Countersport, Pennsylvania home, the old smallish Victorian style home built in 1917 They've lived in that continuously since Richard Nixon was our president. And you know, when I go visit my parents, I get to sleep in the same bedroom that I have since I was an infant, just amazing. Also, do you know that that home where I grew up, and they still live in.. Do you know that home is location? Do you know where that location is? On what I'll call the urban to rural spectrum, it's interesting. The home is not in a city, it's not in the suburbs, it's not in the exurbs, it's not in the country, and it's not in a planned community either. What's left? Do you know where it might be? Maybe you're thinking too hard. It is in a small town, that's the answer. A small town with a gridded street pattern and Main Street, that's called Main Street, and old brick businesses. It is a standalone community with its own identity and a really slow pace of life. Its population was about 2600 at the turn of the century, and it's down to about 2100 residents today. And Cowder Sport, Pennsylvania, is a remote place, it's over two hours to the nearest international airport in Buffalo, New York, and there really aren't that many flight routes out of Buffalo either. So, for that detached single-family home that does have a big yard, my parents bought it in 1974 for $20,000 exactly 20k and they quickly got that home paid off back in the day, about 58 years ago.   Keith Weinhold  13:48   The only financing they had, it wasn't a mortgage in the traditional sense, rather my mom's parents gave them a small loan to put toward that 20k and it was an interest-free loan, and the seller kind of gave them my parents there this adjacent grassy lot, practically free. The person that sold it said they didn't feel like mowing it. That wouldn't happen today. Real estate is just more coveted and calculated, I think. It'll just go throw in a lot, and you can guess who had to mow that adjacent grassy lot more than a few times? Yours truly. And hey, I might even mow it again this year when I visit my parents, and my dad listens to this show, and he sure hopes so. It's not a bad looking home today. I definitely did not grow up dirt poor, but just modestly, there was only one bathroom for our family of four that we all shared, and yes, what this meant was patience, timing, and the ancient art of knocking on the bathroom door with urgency sometimes, and we all took baths only until I was age eighteen, there was just simply no shower until then. We all shared one car, a Subaru station wagon, definitely not deprived in a great childhood, just living modestly. Well, today's median home price is now 22 times the 20k that my parents paid for their home in 1974. Homes in countersport are a lot cheaper, so maybe it's just 12x there. But see, the point is that the home doesn't have more utility because it doesn't have any more than the same three bedrooms today. It's got about the same amount of usefulness they did add a second bathroom. What happened is that our currency has just debased enough to be worth about 1/12 as much as it was in 1974 That's why the price is up 12x Before I get to national housing scarcity factor, maybe you've always wondered where I get my abundance mindset from, since I grew up in a small simple remote place, I'm not sure it's just an internal confidence gain from somewhere. Sometimes I wonder if where I grew up actually contributed to growing my means rather than living below my means, because at some point subconsciously I might have thought before that, you know what, if I fail big in life, then I could always move back to old counter sport and own a decent home for just 200k in a town where I know people, maybe it worked that way, and I moved away from that home for good at age 23.   Keith Weinhold  16:44   By the way, that's when I left the nest. As you know, I like to say the most important thing here is that I won the parent lottery - decent, stable married parents. That means considerably more than inflation or economic factors ever could two grade A parents now getting back to housing's scarcity factor. Did you know about what's happening with the available inventory of homes now after four years of rising supply? The inventory trend has flipped. There are now fewer homes for sale nationally than there were a year ago, and this has really thrown off some forecasters that thought inventory would climb about 10% this year. Instead, we have fewer one to four unit properties on the market today than we did last year. This matters because it could signal the next phase of the housing market, it's important to identify these inflection points right here, if it truly is one, because shrinking inventory, that means fewer options for buyers, more competition, and eventually upward price pressure, if the trend holds, but that's not here yet, we haven't seen home prices really take off. A decade ago, there are about one and a half million available homes. The pandemic low in 2022 is where we hit a jaw-droppingly low, 350,000 available homes. I mean, really scraping the bottom, those were the days when there were 40 people in line to see one open house, that was nuts.   Keith Weinhold  18:28   Okay, from those scarce, scarce days that has rebounded to 1.1 million available homes the past year or two, and this year it stepped back a little to about 1 million available homes for sale in this nation, so bigger picture today we have 30 to 35% fewer homes available now than we had a decade ago, and remember we've also got to account for the fact that we've had population growth since that time as well, that's why demand continues to exceed supply, so really the housing shortage is a little worse whenever you factor in population growth. So this really speaks to the scarcity, and so does something else here. And there's a big hidden problem in America's housing market today, and nobody, like no one is talking about this, it's not prices, it's not mortgage rates, affordability, nor is it inventory, it's the fact that America's housing is aging with the median now 45 years old, that's older than America's homes have ever been, and 45 is also about the median age of a TikTok user's parents, I think. Now, an 80s built home isn't exactly ancient, but this really factors in here. Now, in Buffalo, Pittsburgh, and Cleveland, the typical home predates 1960 in Austin and Raleigh, it. Is post 2000 so it feels like the Northeast is replacing avocado green appliances, and the Southeast is just replacing Ring camera batteries, because, as you'd expect, fast growth areas have a young housing stock like Florida and Texas and Tennessee to a lesser extent, and at the beginning of the month, I sent our newsletter subscribers this terrific national map that shows the median age of homes by city, a rare map that's pretty fascinating, and in fact, the oldest homes in the nation are in Elmira, New York. They are about 70 years old, not far from where my parents live in Countersport, Pennsylvania, and this is such an under-discussed part of the housing shortage. See, a market it can technically have what seems like available inventory, but still not actually have habitable, financeable, insurable, affordable housing, and older housing stock that creates friction with repairs and appraisals and insurance and affordability.    Keith Weinhold  21:10   Harvard's Joint Center for Housing studies found that 3.6 million renter households, that's 8% live in inadequate housing with problems in multiple structural deficiencies like water leaks or serious problems with electrical HVAC or other systems, and this is a real threat to NOAA housing. Are you familiar with this term, NOAH? NOAA stands for Naturally Occurring Affordable housing, and it means properties that are affordable purely due to free market conditions, not public funding. What's interesting is that America isn't just not building enough. See, we're also retaining a lot of older homes longer than generations past did in the mid 20th century, what cities routinely did is that they demolished obsolete housing, and they rebuilt aggressively. Today, that just doesn't work in most places. Replacement happens slowly, because of higher construction costs. In this not in my backyard bickering, and zoning restrictions, and labor shortages and environmental rules. I mean, it just doesn't work that way anymore. Now, here at GRE, we introduce you to providers across the nation that do deep, extensive quality rehabs, but much of America, they just kind of keep patching their homes like it's a 1998 Honda Accord with 280,000 miles in three glowing dashboard warning lights, that's what they're doing, that's why the average age of the home keeps going up. All right, so what are some of the big takeaways for real estate investors with America's homes being older than ever? Number one, it's supply. America still needs more housing, even in cities with stable populations. A lot of them are going to see more units become obsolete than will get built. That's why when you see a headline like inventory is up, all right, that can be true, but it can also be misleading if it's a 1952 duplex with knob and tube wiring, and a furnace that's held together with hope and duct tape. All right, a surprising amount of America's housing stock is basically running on CPR and Lowe's rewards points. The second takeaway with this aging housing stock is that obviously more renovations are required again, that is, if you're not buying new or turnkey, so therefore states like New York, Pennsylvania, Ohio, Massachusetts, they all have busy Home Depots.   Keith Weinhold  23:56   When obsolete properties get renovated, okay, well, then rents have to increase to support those costs, and then you know what happens a lot of times. Cynics call that process right there gentrification. Aging homes are going to be a major policy topic over the next decade. There is this tension between keeping buildings affordable and keeping them standing, you can't preserve what's falling apart, but see, then fixing it prices some people out, and then the third investor takeaway with this aging housing is yet again the arrow points here one more time, build to rent housing, yeah, new build rental homes, they're often the way to go. Usually the trade off for you is that you pay more upfront, and then you have fewer maintenance and repair costs. It usually works out for you, and today this is really tilted to your advantage, because home builders are still doing. Generously buying down your mortgage rate to perhaps 5% it depends on the builder, but this is a rare setup for you in this cycle of the market. New property, low maintenance, and mortgage rates that feel like they came from a different decade, you're getting them now. Not only is our housing aging, hey, so are we. The median age of all Americans is 39 Back in 1980 it was just 30, so this is a massive demographic shift in a short period of time. I mean, you and I are both older than we ever have been, of course, and we're both about 20 minutes older than when you and I started talking today. That is why I endeavored to make this show well worth your time. The bottom line with the aging homes is that by most measures, US housing stock is older than it's ever been. New construction has not kept up with population growth, and this is going to shape housing affordability and construction trends and investment opportunities across America, perhaps for the rest of your investor life. I need to tell you about America's worst cities for crime shortly, because it includes a lot of cities popular with investors, including cities that we frequently talk about here. So, what is going on? This is something that I've wanted to tell you about for a long time. Hey, if you like learning from me, you are in luck. This week and next week, it will be monolog episodes, just you and I together. I'm Keith Weinhold. More for you straight ahead here on episode 612 of Get Rich Education.    Keith Weinhold  26:41   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chaley Ridge. While it's on your mind, start at ridgelendinggroup.com That's ridgelendinggroup.com    Keith Weinhold  27:12   Let me ask you something. If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866 that's Family 266866.   Speaker 3  28:14   This is Hal Elrod, author of The Miracle Morning, and listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:28   Welcome back to Get Rich Education. I'm your host, Keith Weinhold. America turns 250 years old this coming weekend. That's our semiquincentennial, which is a word that sort of sounds like it should come with a Latin tutor and a necktie. If you live in the US, like I do, happy birthday to us. Enjoy it, celebrate it, be grateful for it. We're living through a milestone that only comes around once every two and a half centuries. Remember that, despite our differences, we still get to live in one of the most remarkable nations ever built. Warren Buffett said, No one has ever been a success betting against America since 1776 and they're not going to be a success in the future doing it either. End quote. Before I discuss the worst investor cities for crime, Alan Greenspan died last week. Let's learn from history with this long-tenured Fed chair. He served for 19 years, from 1987 to 2006 And then I'll talk about what it means to you. And I actually met Greenspan in person, just briefly, at the New Orleans Investment Conference several years ago, he led the Federal Reserve under four presidents from both parties, and really he was regarded as somewhat of a celebrity economist. He shaped economic policy during this period of massive wealth creation, again 1987 to. 2006 almost two decades, Greenspan was held for his well-timed interest rate moves to fight inflation, all while promoting economic growth, but you know, a lot of prominent economists, they also blamed his big financial deregulation for causing the 2008 global financial crisis. Greenspan and Nomics were really about entering government during the Ford administration after he co-founded a successful economic forecasting firm, and then Greenspan really became known for basing his decisions on this sort of meticulous data analysis, not textbook economics, and he ultimately gained this guru status for really capable monetary policy, including during one of the longest economic booms in the country's history, between 1991 and 2001 all years in which he reigned, and he helped engineer a swift recovery from a massive financial crash during the late Reagan administration, and he did that by slashing interest rates, and then pouring tons of money into the economy, and you know, yeah, everyone is popular when they slash interest rates and print tons of money in the short term, because that makes everybody feel really prosperous, but I think you know what that leads to. Say it with me, inflation in the mid 90s. He presided over rate increases to stem that price growth without causing a recession, and that is a tough balancing act that's known as a soft landing. Jerome Powell basically did that too, despite his faults. But anyway, later Greenspan didn't pay attention to people that wanted him to keep jacking up rates, but he got it right to hold off from doing that.    Keith Weinhold  31:50   There was an economic upswing because Greenspan correctly predicted that we'd have all these productivity gains from personal computers that would help tame inflation. He got that part right, and Greenspan, he was like famous for using these hard to decipher pieces of jargon known as Fed speak. I mean, it was unforgettable in 1996 when he dropped the term irrational exuberant, so that really just means these unduly escalated asset values, and he also pioneered these interest rate change announcements as a way to help guide the markets, instead of surprising everybody. But, on the other hand, you know, anyone that shapes the economy is gonna get some criticism. A lot of people said that Greenspan would just always rescue the stock market, and investors sort of knew that he would come rescue it, and that made investors make these riskier and riskier bets. He was an acolyte of libertarian Ayn Rand, and so Greenspan lobbied for this sort of light touch financial regulation during the Clinton years, and that combined with his refusal to raise interest rates and rein in subprime mortgage lenders to stamp out the housing bubble in the 2000s that's really what caused people to say that he was partially responsible for the global financial crisis. His influence definitely remains today. Alan Greenspan lived from 1926 to 2026. Now we've all seen those lists, like America's worst cities or the highest crime metros in the US, floating around on social media, in articles like Newsweeks published for decades, and everywhere in between, right.   Keith Weinhold  33:42   It's like the 10 places where your wallet, your hubcaps, and your will to live disappear, something like that, in some form. When you consider real estate markets that you want to invest in, the quality of the area absolutely matters. A bad neighborhood. Oh, that's going to contribute to stagnant rents, flat or declining values, higher vacancy, and you'll probably attract a tenant who treats your property like it's a borrowed jet ski. All right, not where you want to be, but a faulty modus operandi is that a reader? They often see a list like this, and then they extrapolate an area's crime or their public safety issues and blankets them across an entire city. Now, one of these lists came across my desk recently, the 50 worst cities to live in in the United States, and the cities are ranked, and here's what struck me as wild, paradoxical. At least seven of the top eight cities have areas with strong investment fundamentals. Actually, so the eight worst, in order, are Detroit, Memphis, Jackson, Mississippi. St. Louis, Baltimore, Cleveland, Shreveport, Louisiana, and then eighth worst is Birmingham, Alabama. Most all of these have good investment pockets in them. Now, I've never visited Shreveport, so that's one that I can't speak to. All right. Well, what is going on here? Why am I calling them good investor cities if they all make this list, and by the way, I was born in the 34th worst on this list, Redding, Pennsylvania. One of my degrees is in geography, and I get out and see the world, and what's weird, and you'll see this over and over and over again in society throughout your life, and that is when people talk about their own city that they live in. Oh, they understand the nuance. Okay, you know your own city has posh areas and rough places and working class areas, and that city that you live in has improving neighborhoods, and it also has don't stop there for gas after midnight areas, but see, when there's another city that people aren't familiar with, or they haven't visited, well, then suddenly the entire area gets slapped with one label, like, oh, that's nice, or that place is a dump, or the world would be better if that entire city slid into the ocean. Well, that's lazy thinking. Almost every city has sections that they're proud of. And then, well, the garbage collector has to live somewhere. Take Memphis, for example.    Keith Weinhold  36:38   It has long been one of America's most real estate investor advantaged cities, and it is a favorable place for income property owners, because it's got landlord friendly laws, a deep base of blue collar distribution jobs, a high ratio of rent income to purchase price, and Memphis also has such an embedded renter culture that tenants appliances actually move around with them, but yet Memphis, like I said, is a dreadful number two on this worst cities list due to high crime. Okay, that's the problem with citywide statistics. Bad neighborhoods can skew stats for an entire city, in fact, since we just mentioned them here on the show last week, take a reputable Memphis-based income property provider like Mid South Homebuyers, they renovate and provide investors with property in neighborhoods like Fraser and White Haven, but wait a moment, you can easily read about crime and blight and disinvestment into these same exact two Memphis neighborhoods, Fraser and Whitehaven. That's real, and that is accurate. And simultaneously, Fraser is anchored economically by nearby world-class hospitals, a massive Amazon presence. You've got Nike's largest distribution center in the world. I mean, that's not exactly a tumbleweed economy. Drive down Fraser's Pamela Drive, and you're going to see an established leafy middle-class neighborhood, mostly built in the 60s, with these modest, well-kept properties, and you can see that if you pull up Pamela Drive, Memphis on Google Street View, and they're often three bed, one bath ranch homes, about 1000 square feet in size, with two tenths of an acre lots. I mean, everything I just described there is ideal for cash flowing rentals, driveways, lawns, normal life - it's not posh, but pride of ownership is apparent here. People mold their lawns, trash stays picked up, you see orderly cars, maybe a jogger or a baby stroller, or a neighbor watering flowers.   Keith Weinhold  38:58   You do not see dumped furniture, no cars on blocks, no front yards that look like a failed episode of storage wars. Community stalwarts live here, like our police officers, nurses, public school teachers. So, see, there's substantial variation in investability, even within Fraser in Whitehaven, it's almost a block by block phenomenon, even within one neighborhood. So, to mentally stigmatize every neighborhood in Greater Memphis as bad due to their high crime areas is a really gross aberration. So, when one isn't familiar with an area, there's often an inclination to broad brush stroke at all. I mean, gosh, I wonder if people in Kazakhstan think that you are an abject degenerate simply for sending your child to school because they read that America has lots of school shootings. See, it's. The same principle here, and just like any provider the GRE tells you about, Mid South Homebuyers wants you to visit their neighborhoods in person. In fact, they frequently arrange investor tours and even welcome your visit so much that you'll get a $500 credit on your first property for attending the tour, they will pay you to come see Memphis effectively, and the bigger picture, national crime rates of all kinds just keep plummeting, because everybody is on their phone. Frankly, a lot of places on worst cities lists, like Memphis, they can be dangerous to invest in without a free consultation from our GRE investment coaching or a resource like Mid South Home Buyers.    Keith Weinhold  40:51   So, the bottom line is that investors, they don't buy a city, you're going to buy one specific house on one specific street with one specific tenant profile in one specific property management system. Micro locations are what determine your ROI, and by the way, Mid South Home Buyers has good income properties, some of them for about 200k or under 200k and right now they're offering investors their triple five program. This means they buy down your mortgage rate to 5.5% or maybe a little lower, and have a property management fee of just 5% for the first five years on every new turnkey property purchase. That is currently one of the best deals in the nation for income property. You can learn more at Mid South homebuyers.com If that sounds interesting, hopefully you've learned about real estate today and have helped clear up some misconceptions. Million dollar median homes are not some far-fetched fantasy. 2048 is my best guess as to when we reach that point. Housing is more scarce than you think, especially when you consider that America's homes are older than they've ever been, and when we look at one city's crime or demographic statistics, that broad brush strokes quite a wide area. Hey, if you enjoyed today's episode, there's a way to get more out of it for you and others, that is by telling two friends about the show, I love it when you do that, and I'm grateful for it. Text them this episode right now. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 1  42:37   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 1  43:05   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com  

New economic data and analysis from the National Urban League and the Joint Center for Political and Economic Studies suggest that Black Americans may already be facing recession-level challenges. The report highlights rising unemployment, shrinking economic opportunities and concerns about policy changes that advocates say disproportionately affect Black workers and entrepreneurs. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

Episode 359: Is the MLS Becoming the Market of Last Resort? The private listing war just got louder. This week on tWiRE: This Week in Real Estate, we're breaking down one of the biggest questions facing the real estate industry right now: who controls access to listings, and what happens if the MLS is no longer the center of the housing market? Gary Keller is warning that private listings could turn the MLS into a "market of last resort", Zillow and Realtor.com are teaming up to share pre-market listings, MLS competition and consolidation may be heating up nationwide, and the Real Brokerage acquisition of RE/MAX is looking less like a surprise and more like the result of years of pressure on the old brokerage model. And that's just the industry side. We're also digging into what buyers and agents need to know as mortgage rates hit their highest level in a month, first-time buyers start pulling back again, down payment help becomes a major part of the 2026 housing market, remodeling growth slows, and homeowners begin pushing back on AI data centers in their neighborhoods. This is a loaded week in real estate, and we're cutting through the headlines to talk about what actually matters for agents, buyers, sellers, brokers, and investors. This week, we're talking about:

A new report from the Joint Center for Political and Economic Studies examines how H.R. 1 — known as the “One Big Beautiful Bill Act” — could disproportionately impact Black families through tax cuts and reductions in federal programs. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on Mondays at The Overhead Wire we're Han Solo, but got some great and interesting news for everyone. We look at a model base for disabled Olympians in Milan, the economic security of American households, and how reverse game theory can create win win situations in cities.  All the items we covered are in the notes below. Main items: Accessible cities can exist - Teen Vogue Economic security of Americans - Governing City doesn't need a dashboard - Route Fifty Texas' clean energy future - Grist BART parking rentals - Metro Magazine Disorder in the liberal city - City of Yes Climate gentrification in Atlanta - Capital B News Reverse game theory - Noema Bonus Items Akron Innerbelt plan - Signal Akron Rail trails and housing markets - Joint Center for Housing Policy Safer streets for women and girls - The Guardian Fixing what annoys commuters in NJ - NJ.com Overriding local zoning - Boulder Reporting Lab Climate damage impacts - BBC Science Focus A regional innovation engine - China Daily Hands off the wheel bad for safety - KSL What government really costs - Governing Electricity price hub - HeatMap Vehicle size impacts - ITDP One acre, one vote - Grist Longest outdoor escalator - Parametric Architecture Mexican high speed trains to Tucson - KJZZ Financial costs of pedestrian deaths - Streetsblog USA +++ Many thanks to Bob Nanna for our intro/outro music. Get the show ad free on Patreon! Find out about our newsletter and archive on YouTube! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

Dedrick Asante-Muhammad, CEO of the Joint Center for Political and Economic Studies, discusses the organization's recent report, “State of the Dream 2026: From Regression to Signs of a Black Recession.”Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

A recent report by the Joint Center for Political and Economic Studies indicates that Black America is already facing a recession, characterized by significant job losses and declines in housing, broadband access, federal employment, and artificial intelligence policy. The 2025 economic downturn has had a disproportionate impact on Black Americans, underscoring systemic inequities. NNPA Senior National Correspondent Stacy Brown joins the Rhythm & News Podcast to share more on this study. Interview by Chris B. Bennett.

https://media.blubrry.com/counterspin/content.blubrry.com/counterspin/CounterSpin260123.mp3 Right-click here to download this episode (“Save link as…”). Joint Center for Political and Economic Studies (1/19/26) This week on CounterSpin: In 1967, when Martin Luther King came out against the Vietnam War, and called the US the “greatest purveyor of violence in the world today,” corporate news had nothing but emphatic condemnation. Life magazine called that speech “demagogic slander that sounded like a script for Radio Hanoi.” And the New York Times sniffed in a way today's readers will recognize, writing that when King argued that the war on Vietnam is “a barrier to social progress in this country,” he fused “two public problems that are distinct and separate. By drawing them together, Dr. King has done a disservice to both.” The elite press corps that now pretend they honor King show that they never heard, much less understood, him or the totality of his vision—or that of those that share that vision today. That's the space that the coalition headed by the Joint Center for Political and Economic Studies is stepping into with their new report: State of the Dream 2026. We'll hear from Joint Center president Dedrick Asante-Muhammad. https://media.blubrry.com/counterspin/content.blubrry.com/counterspin/CounterSpin260123Asante-Muhammad.mp3 Plus Janine Jackson takes a quick look at recent press coverage of Kalaallit Nunaat. https://media.blubrry.com/counterspin/content.blubrry.com/counterspin/CounterSpin260123Banter.mp3

Dr. Shankar Das is a board-certified orthopedic surgeon whose interests include sports medicine with a focus on shoulder and knee injuries. He has vast experience in hip arthroscopy, including surgical repair of torn labrum and femoral acetabular impingement. Dr. Das is the President of Capital Region Orthopedic Associates at the Bone and Joint Center. Dr. Das is the medical director of Capital Region Ambulatory Surgery Center and is the consultant for the Tri-City ValleyCats, as well as the team physician for the University at Albany and Guilderland High School.Sponsors:Bombas offers a wide variety of sock lengths, colors, and patterns that have you covered whether you're working out, going out, or lounging at home. If you want to upgrade your sock game to one that's more comfortable, durable, fashionable, and charitable, head over to ⁠Bombas⁠ to browse their full collection of everyday wear and don't forget to use code CDSF20 for 20% off your first order.ANCORE: Named the best portable cable machine by Men's Health Home Gym Awards. Head over to ⁠ancoretraining.com/cdsf10⁠ and use promo code CDSF10 for $50 off your order today.By combining the most potent organic nootropics found in nature, Drink Alchemy delivers sustainable boosts to creativity, memory, energy, & focus in one epic beverage. Enjoy the benefits of real ingredients, natural nootropics, and live with your Mind Unbound by going to ⁠drinkalchemy.co⁠ and use code CDSF at checkout for 10% off your order today.Thorne vitamins and supplements are made without compromise: quality ingredients ensure your body optimally absorbs and digests your daily supplements, while in-house and third-party testing ensure you're getting exactly what you paid for. Thorne's selection of high-quality supplements can help improve your quality of life. Switch to Thorne's high-quality and extensively tested supplements today at ⁠thorne.com/u/CDSF⁠.Marc Pro. Marc Pro is an electric muscle stimulator that focuses on improving recovery through its patented technology. Unlike a traditional TENS unit, the Marc Pro doesn't just mask your pain, it improves circulation, flushes lymphatic waste, reduces soreness and fatigue, and prevents overuse injuries – leading to improved performance in the gym and on the field. Start taking your recovery to the next level. Head over to Marc Pro and use code CDSF for 10% off your Marc Pro, Marc Pro Plus, or Boost Pro Massage gun.Intro/outro music: ⁠freebeats.io/⁠ (prod. White Hot)

At one time, the housing affordability crisis was associated with certain addresses. Often, they were in high-demand coastal cities and nearby communities. Today, though, people from all corners of the country are dealing with crushing housing costs. In the latest episode of the Boston Fed's Six Hundred Atlantic podcast, we examine the 2025 “The State of the Nation's Housing” report from the Joint Center for Housing Studies of Harvard University. Housing experts, including Boston Fed economist Paul Willen and Reserve Bank President and CEO Susan M. Collins, weigh in on what the crisis looks like for homeowners and renters and what can be done to ease the cost pressures. Visit BostonFed.org to learn more about The State of the Nation's Housing 2025 and check out material and videos from the event. For more interviews and analysis of the economy in New England and nationwide, visit BostonFed.org/SixHundredAtlantic.aspx. Subscribe to our email list to stay updated on new episodes.

We're Han Solo again but this time I'm sharing some thoughts from my trip to China in addition to the news.  We've got stories about traffic lights in Japan, the creation of a new electric company, and housing costs. And of course there's much much more. Below are the show notes: Middle class housing - National Housing Conference China builds quickly - Vox Ann Arbor reinvinting power company - Fast Company Dutch look to regulate bigger vehicles - Dutchnews.nl Mosquito borne illnesses - Vox Seattle light rail testing - Seattle Times New Mexico free childcare - NM Source Dallas heat island - KERA News CA passes SB79 TOD bill - Los Angeles Times Return to pre-covid routines brings bad air - Atlanta Journal Constitution Flint poverty reduction for babies - Guardian Japan's blue stop lights - Jalopnik Low fares underused - Smart Cities Dive Rent eats more - Joint Center for Housing Studies BONUS ITEMS Sweden's secondhand stores - The Conversation Particulate matter drives devastating dimentia - Guardian One pedal braking outlawed in China - Leravi Bonds for fusion power authorized - City of Albuquerque Who doesn't have a car? NRDC +++ Get the show ad free on Patreon! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

NPR, Mayor Frm Legislator, Councilman, U.S. Presidential Appointee, AmbassadorFord got his start in politics working for U.S. Sen. Robert Kennedy's presidential campaign, and he later worked for the U.S. Department of Justice Community Relations Service.A native of the great State of Alabama, Johnny Lawrence Ford grew up in Tuskegee, the home of Tuskegee University, “the Pride of the Swift-Growing South,” also the home of the famed Tuskegee Airmen. He graduated from Tuskegee Institute High School and received his B.A. degree in history and sociology from Knoxville College, Knoxville, Tennessee, and a Masters of Public Administration from Auburn University at Montgomery. He also received 5 honorary degrees including The Honorary Doctorate of Laws from Alabama A & M University in 2004.Elected as the 1st African-American Mayor of the City of Tuskegee in 1972, Mayor Ford served six consecutive terms from 1972 – 1996 and was again elected to that office in September, 2004 and 2012. In 1998, he was elected Representative from District 82 to the State Legislature, where he served on the County and Municipal Government Committee, the Lee County Legislation Committee, the Health Committee, and the Tourism and Travel Committee. The Honorable Ford retained his legislative position until his return to office as mayor of Tuskegee.As Founder of the World Conference of Mayors, Inc., The Honorable Ford also serves as Secretary General. He is a Founder and President-Emeritus of the National Conference of Black Mayors, Inc., and a former member of the Alabama Foreign Trade Commission and the Alabama Municipal Electric Authority. While Mayor, Banjul, The Gambia was designated as the Tuskegee Sister City; therefore, he has worked closely with the country, The Gambia, for many years. Furthermore, he has served as Co-Chairman of the National Policy Alliance, which is an arm of the Joint Center for Political and Economic Studies. The National Policy Alliance Center for Political and Economic Studies is comprised of The National Bar Association, The Congressional Black Caucus, The World Conference of Mayors, The National Conference of Black Mayors, The National Association of Black County Officials, The National Black Caucus of School Board Members, Blacks in Government, The National Black Caucus of Local Elected Officials, as well as the Joint Center For Political and Economic Development.The Honorable Ford has served as a former U.S. Presidential Appointee to the National Advisory Committee on Federalism, and the Intergovernmental Policy Advisory Committee on Trade. He is a past President of the Alabama League of Municipalities, and the first African-American in Alabama History to be elected to this statewide position.He is married to the Honorable Judge Joyce London Alexander, Retired, Former Chief U. S. Magistrate Judge, of the District of Massachusetts. She was the First Female Chief United States Magistrate Judge in the USA. She is Past Chair of the Judicial Council of the National Bar Association, and of the Board of the Joint Center for Political and Economic Studies.He is also the proud father of three adult children…John, Christopher, and Tiffany…The Honorable Ford has four grandchildren. The Fords have a second home on Garden Street in Cambridge, Massachusetts.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

CEO of the Joint Center for Political and Economic Studies, Dedrick Asante-Muhammad, discusses why Black workers don't have the privilege to wait for a new Congress or President to gain economic justice along with other trending political news.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 3Rental HousingOverall Housing ChallengesThe Outlook Is Uncertain

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 2Demographics driving the home ownership and rental housing marketsHome Ownership Rates are Faltering

A new Joint Center report reveals a troubling decline: only 6 percent of House personal office top staff were Black in 2025—down from 6.7 percent in 2018—despite overall increases in staff diversity. We explore which caucuses are bucking the trend and what this means for influence behind the scenes. Subscribe to our newsletter to stay informed with the latest news from a leading Black‑owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new Joint Center report reveals a troubling decline: only 6 percent of House personal office top staff were Black in 2025—down from 6.7 percent in 2018—despite overall increases in staff diversity. We explore which caucuses are bucking the trend and what this means for influence behind the scenes. Subscribe to our newsletter to stay informed with the latest news from a leading Black‑owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 1What is this report and who is JCHS?Big Picture - Home Prices are Up, as are Inventories, Barriers to Home Ownership Rise, Rental Demand is Strong, Housing Costs are Up Across the Board...The Future Is UncertainThe Housing Markets

This week on CounterSpin: We've always heard that racists hate quotas, yet Stephen Miller's “3000 a day, however which way” mandate is terrorizing immigrant communities — brown immigrant communities — around the country. The response from people of conscience can look many ways: linking arms around people in danger, absolutely; vigorously disputing misinformation about immigrants, whether hateful or patronizing, also. But another piece is gaining a deeper, broader understanding of migration. News media could help answer one implied question — “Why is anyone trying to come to the U.S. anyway?” — by grappling with the role of conditions the U.S. has largely created in the places people are driven from. We talk about that largely missing piece from elite media's immigration coverage with Michael Galant, senior research and outreach associate at the Center for Economic and Policy Research. Anyone who pays attention and cares can see that the Trump budget bill is a brazen transfer of resources from those that are trying to meet basic needs to those that can't remember how many houses they own. But corporate reporting rarely breaks out economic policy in terms of how it affects different people — especially how it affects communities for whom they show no consistent concern. Economic policy is itself racialized, gendered, regionalized, targeted. Humanistic journalism would help us see that. LaToya Parker is a senior researcher at the Joint Center for Political and Economic Studies and co-author, with Joint Center president Dedrick Asante-Muhammad, of the recent piece “This Federal Budget Will Be a Disaster for Black Workers.”   The post Michael Galant on Sanctions and Immigration / LaToya Parker on Budget's Racial Impacts appeared first on KPFA.

In this episode of The Electorette, host Jen Taylor-Skinner speaks with Jessica Fulton, senior fellow with the Joint Center for Political and Economic Studies, about the 2025 budget bill—rebranded by conservatives as the "Big Beautiful Bill"—and the devastating consequences it could have for Black households. Rooted in the Joint Center's policy brief, Centering Black Households in the 2025 Tax Debate, the conversation exposes how proposals like extending the 2017 Tax Cuts and Jobs Act would continue to funnel wealth to high-income, disproportionately white households—while offering temporary, shallow benefits to working-class families. Jessica explains how policies that sound equitable on the surface—like tax deductions for tipped workers, child tax credits, and overtime exemptions—actually reinforce economic exclusion. Together, they explore how tax policy has long been used as a tool of racialized wealth-building and why understanding these “wonky” details is essential to building a more equitable economy. They also touch on the dangers of cutting Pell Grants, dismantling agencies that support Black-owned businesses, and using budget reconciliation to pass policies that will have generational consequences. This episode is a powerful call for greater transparency, stronger advocacy, and inclusive policymaking that truly supports all families—not just the wealthiest. Episode Chapters: (00:00) Tax Code, Wealth, and Racial Inequality The Federal Tax Code perpetuates racial inequality, with implications for Black households, through policies like the 2025 Budget Bill. (12:23) Tax Policy and Racial Disparities Changes to child tax credit privilege higher-income households, exclude poorest families, and perpetuate systemic inequities. (23:56) Tax Policy and Worker Income Nature's financial burdens on low-income workers, tax treatment of tips and overtime pay, and erosion of worker protections. (27:28) Tax Policies and Working Class Disadvantages Tax policies can privilege certain workers, have political motivations, and create disparities between demographic groups. (39:47) Tax Code and Racial Disparities Examining how race affects taxation and economic disparities, and the importance of understanding and challenging these systems. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we conclude our two part conversation with Dedrick Asante-Muhammad, President of the Joint Center for Political and Economic Studies. He joins Hosts Ramses Ja and Q Ward to discuss some of the critical issues the Joint Center is working to address that impact Black communities. Part 2 of 2 See omnystudio.com/listener for privacy information.

Today's special guest is Dedrick Asante-Muhammad , President of the Joint Center for Political and Economic Studies. He joins Hosts Ramses Ja and Q Ward to discuss some of the critical issues impacting the Black Community that the Joint Center is working to address. Part 1 of 2 See omnystudio.com/listener for privacy information.

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

CEO of the Joint Center for Political and Economic Studies, Dedrick Asante-Muhammad, on the Reagan era versus the Trump years, the future of the Black middle class, and how Black America can elevate - in spite of Trump.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

In this episode, we speak with Dr. Amir Baluch, a semi-retired anesthesiologist and founder of Blue Capital Partners, about alternative investment strategies for healthcare providers. Dr. Baluch shares insights on creating passive income streams, the importance of diversification beyond traditional stocks and bonds, and how strategic investments can "buy back time" for busy practitioners. While much of his financial advice offers valuable perspective for healthcare providers looking to reduce clinical hours and focus more on business development, we also provide important context regarding his comments on real estate investment and political policies that may contradict current research on housing affordability and economic impacts. Episode Highlights: The Power of Passive Income: How investing in alternative assets can create freedom in your schedule and reduce dependence on clinical hours Diversification Strategy: Why relying solely on traditional investments like stocks may not provide adequate returns in the coming decade Risk-Adjusted Returns: Understanding how to evaluate investments beyond just the stated return percentage Time vs. Money: Creating a strategic plan to gradually reduce clinical hours through passive income Marketing vs. Sales: The critical differences between creating awareness and converting leads Building a Sellable Practice: The importance of treating your practice like a business that could someday be sold Producer's Notes: Two topics discussed in this episode warrant additional context: Single-Family Home Investments: Institutional investor ownership of single-family homes has grown significantly, with just 32 institutional investors collectively owning 450,000 single-family homes by 2022. Research indicates non-individual investor ownership of single-family rentals increased from 17% in 2001 to 25% in 2021, with projections suggesting institutional investors could control 40% of U.S. single-family rental homes by 2030. This trend is contributing to the housing affordability crisis in many markets. Policy Impacts: Despite Dr. Baluch's enthusiasm about certain administration policies, current evidence suggests recent tariffs, immigration policies, and cuts to housing programs are adversely affecting housing affordability. Housing experts note that deportation plans could severely impact the construction industry, as immigrants make up approximately 30% of the construction labor force at a time when the National Association of Home Builders projects a need for 2.2 million new skilled construction workers. Sources: Government Accountability Office (GAO). "Rental Housing: Information on Institutional Investment in Single-Family Homes." May 2024. Joint Center for Housing Studies of Harvard University. "8 Facts About Investor Activity in the Single-Family Rental Market." 2024. MetLife Investment Management. "Housing Market Projections Report." 2023. The Washington Post. "Investors bought up a record share of homes last year." February 2022. Center for American Progress. "Americans Recognize Housing Affordability Crisis." October 2024. National Association of Home Builders. "Understanding Housing Affordability in Today's Market." July 2024. Bankrate. "How Will Tariffs And Deportations Affect Housing?" April 2025. Newsweek. "Trump Tariffs Could Slow US Housing Market in 2025." March 2025. ProPublica. "Trump Says He'll Fight for Working-Class Americans. His First Presidency Suggests He Won't." November 2024. National Low Income Housing Coalition. "Impacts of Trump Administration Executive Orders." April 2025. Notable Quotes: "If you diversify across enough asset classes, you could reduce your risk by 80% and still get the same returns." - Dr. Amir Baluch "When people don't write it down on a piece of paper, it never happens. They throw money here and there and a couple of investments. But at the end of the year, okay, how much time did that buy you back?" - Dr. Amir Baluch "Just imagine every dollar bill you have is a little soldier. You just want to put it to work out there." - Dr. Amir Baluch "If you're not measuring it, it doesn't get managed." - Dr. Amir Baluch "I think that's the key. Take your time and energy so that you can work on the business instead of being in it all the time." - Host Bio: Dr. Amir Baluch is a Wall Street Journal and international bestselling author who retired from anesthesiology in his early 40s to focus on transforming wealth management for healthcare professionals. After experiencing his father's bankruptcy and personal setbacks in 2001, he developed alternative investment strategies that have since helped numerous medical professionals achieve financial independence. As founder of Blue Capital Partners, Dr. Baluch manages over $700M in projects, specializing in creating passive income through real estate, private equity, and private credit investments. His expertise has been featured on ABC News, Business Insider, and Forbes. He's dedicated to empowering 10,000 healthcare professionals to secure financial freedom through recession-proof investment opportunities that provide not just wealth accumulation but also tax reduction and lifestyle flexibility. Dr. Baluch brings a unique physician-focused perspective to financial planning, having personally implemented the strategies he teaches to achieve early retirement and build lasting wealth. Find Dr. Baluch: Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page Thriving Practice Community Instagram

The real estate industry is entering a new phase—one where rising interest rates, evolving buyer behavior, and industry-wide legal settlements are shaping the future. If you're in the title or real estate business, you need to know what's coming. Dr. Lawrence Yun, NAR's Chief Economist, joins the show to break down the biggest economic trends affecting home sales, mortgage rates, and industry structure. Don't miss this deep dive into what 2025 has in store.     What you'll learn from this episode How inflation and interest rates are impacting mortgage rates and buyer affordability Why home listings are increasing and what that means for buyers and sellers NAR Settlement: How new rules impact agents, commissions, and industry structure The impact of institutional investors on the housing supply How the national debt and government cuts could affect mortgage rates and real estate Resources mentioned in this episode National Association of REALTORS® PEW CONSULTANCY LTD Federal Reserve Board Federal Housing Administration - HUD Hillbilly Elegy by J. D. Vance | Paperback, Hardcover, and Kindle On Freedom by Timothy Snyder | Paperback, Hardcover, and Kindle About Dr. Lawrence YunLawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR's Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends. Dr. Yun creates NAR's forecasts and participates in many economic forecasting panels, among them the Blue Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States, and has testified before Congress. Dr. Yun has also appeared as a guest on CSPAN's Washington Journal. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.   Connect with Dr. Lawrence Website: Lawrence Yun LinkedIn: Lawrence Yun     Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil

How can we build better housing and more of it? Sam Naylor is the co-author of “The State of Housing Design 2023” (Harvard University Press) and the research report “Legalizing Mid-rise Single-stair Housing in Massachusetts”. He is a licensed architect and researcher and joins MoPo to discuss the critical importance of housing design in addressing the current housing crisis. He emphasizes the need for innovative and quality housing solutions and the challenges posed by zoning laws and community resistance. Naylor advocates for design thinking as a means to unlock production and density while also highlighting the significance of community engagement and leadership in shaping housing policy. The discussion also touches on the potential of policy changes such as single-stair reform and the future of housing design, reflecting on personal ideals and the broader implications for urban development. Links [Sam Naylor](https://naylorsam.com/) [Sam on LinkedIn](https://www.linkedin.com/in/sam-naylor/) [Sam on IG](https://www.instagram.com/sam__naylor/) [The State of Housing Design 2023](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [Legalizing Mid-rise Single-stair Housing in Massachusetts](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [The Joint Center for Housing Studies of Harvard University](https://www.jchs.harvard.edu/) Keywords housing design, architecture, housing crisis, Joint Center for Housing Studies, innovative design, community engagement, zoning laws, single stair reform, affordable housing, urban development Chapters 00:00 Introduction to Housing Design and Its Importance 02:59 The Role of the Joint Center for Housing Studies 05:50 Innovative Housing Design: Themes and Insights 09:08 The Importance of Quality Design in Housing 11:57 Challenges in Housing Development and Funding 14:53 Zoning Laws and Their Impact on Housing 18:17 Community Resistance to New Developments 21:11 The Need for Clear Zoning Regulations 24:08 Building Codes and Their Influence on Housing 26:55 Single Stair Reform and Its Potential Benefits 37:19 Revisiting Building Codes and Safety Innovations 40:43 The Case for Scissor Stairs and Efficient Design 43:09 Navigating Building Regulations and Renovations 46:58 The Need for Proactive Code Revisions 49:12 Designing for Functionality and Community Engagement 52:55 The Role of Political Engagement in Housing Architecture 56:16 Community Involvement in Housing Development 01:00:08 The Future of Housing: Leadership and Public Perception 01:04:54 Imagining Ideal Living Spaces 01:08:36 Reflecting on Modernism and Future Projections

The affordable housing crisis in the U.S. is getting worse, according to a new report from the Joint Center for Housing Studies of Harvard University. While many factors are to blame for the increase in cost-burdened homeowners and renters, experts agree that constrained supply is keeping housing costs elevated. Many point to the strict zoning ordinances in most cities as the primary barrier to new housing construction. The YIMBY (“Yes In My Backyard”) movement, which has support from both sides of the political spectrum, aims to relax zoning laws in cities across the nation. Will it create r? Keep reading the article here: https://www.biggerpockets.com/blog/how-building-codes-have-impacted-the-housing-crisis Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem.Topics covered include:Why 50% of the global population is frustrated with the lack of affordable housingHow the housing collapse as part of the Great Financial Crisis contributed to today's affordability crisisHow central bank QE programs have magnified the housing crisisHow restrictive zoning and short-term rentals contribute to the housing crisisWhat governments are doing to encourage more housing supplyWhat individuals can do until housing becomes more affordableSponsorsDelete Me – Use code David20 to get 20% offLinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesConcern over housing costs hits record high across rich nations by Valentina Romei and Sam Fleming—The Financial TimesHome Price to Median Household Income Ratio (US)—LongtermtrendsHome Ownership Affordability Monitor—Federal Reserve Bank of AtlantaAMERICA'S RENTAL HOUSING 2024—Joint Center for Housing Studies of Harvard UniversityAmerica retains “rent burdened” status—Moody'sU.S. 2024 and 2025 Mid-Year Outlook Report—AirDNAARIZONA'S NEW HOUSING LAWS EXPLAINED—Tempe YIMBYWhat Kalamazoo (Yes, Kalamazoo) Reveals About the Nation's Housing Crisis by Conor Dougherty—The New York TimesHow Rent Controls Are Deepening the Dutch Housing Crisis by Cagan Koc and Sarah Jacob—BloombergRelated Episodes389: Is Airbnb Intensifying the Housing Crisis?357: Is a Housing Crash Coming?238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on CounterSpin: Corporate economic news can be so abstract that it's disinforming even when it's true. The big idea is that there's something called “the U.S. economy” that can be doing well or poorly, which obscures the reality that we are differently situated, and good news for the stock market, say, may mean nothing, or worse, for me. A people-centered press corps would spell out the meaning of economic “indicators,” not just in terms of their impact on different communities, but in relation to where we want to go as a society that has yet to address deep historical and structural harms. A new report on the current state of the Black economy takes up these questions. We hear from its co-authors: Dedrick Asante-Muhammad is president of the Joint Center for Political and Economic Studies. Algernon Austin is director of the Race and Economic Justice program at the Center for Economic and Policy Research.     The post Dedrick Asante-Muhammad & Algernon Austin on the Black Economy appeared first on KPFA.

President of the Joint Center for Political and Economics Policy, Dedrick Asante Muhammad, talks about their latest report, “The Best Black Economy in Generations – And Why it Isn't Enough”. #AfroNetizen #Reparations #BlackCaucus #Philanthropist #ElectionLaws #ClimateJustice #TalkRadio #TheTavisSmileyShow #UnapologeticallyProgressive

We are sure you will agree that there are few rights as sacred as the right to vote. Our ancestors struggled to ensure the right to vote for women, people of color, and other marginalized groups. Unfortunately, every election cycle there are nefarious efforts to sway electoral outcomes or influence elections in a way that benefits persons with extreme wealth and power. This has always been a concern. However, with the emergence of artificial intelligence and deep fake accounts, we must be savvy, well-informed, and watchful. But how can we flag misinformation when some of the things that appear true may be false? We want to discuss and share resources to help you vet the information you receive. On this episode we will welcome Mike Webb and Danielle Davis as guests on the live recording of the Faith Talks podcast. We'll discuss electoral misinformation that targets marginalized groups and unsuspecting voters. For background, Davis is the director of technology policy at the Joint Center for Political and Economic Studies, and Webb is the senior vice president for communications for the News Literacy Project. You will leave this recording with tools to help you and the people you know discern information and vote with confidence.- - -Faith Talks is hosted by Jennifer R. Farmer. It is produced by United Women in Faith. Visit http://www.uwfaith.org to learn more.

A new proposal from the Biden administration calls for a nationwide cap on rent increases. Economists think that's a terrible idea. We revisit a 2019 episode to hear why. SOURCES:Tommy Andersson, professor of economics at Lund University.Vicki Been, professor of law at New York University and former deputy mayor for housing and economic development in New York City.Rebecca Diamond, professor of economics at Stanford Graduate School of Business.David Eisenbach, history lecturer at the Manhattan School of Music and Columbia University.Ed Glaeser, professor of economics at Harvard University. RESOURCES:"The State of the Nation's Housing 2024," by the Joint Center for Housing Studies of Harvard University (2024).“The Effects of Rent Control Expansion on Tenants, Landlords, and Inequality: Evidence from San Francisco,” by Rebecca Diamond, Tim McQuade, and Franklin Qian (American Economic Review, 2019).“Housing Market Spillovers: Evidence from the End of Rent Control in Cambridge, Massachusetts,” by David H. Autor, Christopher J. Palmer, and Parang A. Pathak (Journal of Political Economy, 2014).“An Econometric Analysis of Rent Control,” by Edgar O. Olsen (Journal of Political Economy, 1972).Roofs or Ceilings?: The Current Housing Problem, by Milton Friedman and George J. Stigler (1946).

CEO of the Joint Center for Poltiical and Economic Studies Dedrick Asante-Muhammad joins Tavis to discuss the latest with Gaza, the growing wealth gap between Black America and White America, and other political topics of the day.

This week, Nick and Goldy are joined by Whitney Airgood-Obrycki from the Joint Center for Housing Studies at Harvard University to discuss the urgent issue of housing affordability in the United States. Despite its status as the wealthiest country in the world, America is grappling with a housing crisis, marked by record-high levels of homelessness and a growing number of individuals spending between 30% to 50% or more of their income on rent. Together, they unpack the housing affordability crisis, discuss how it contributes to the perception of a struggling economy, and explore the innovative solutions local governments are proposing to address it. Whitney Airgood-Obrycki is a Senior Research Associate at the Joint Center for Housing Studies at Harvard University. She conducts research on affordable rental housing for low-income households and served as the project manager and lead author of their recent report on America's Rental Housing. Dr. Airgood-Obrycki's latest research includes affordable housing policy, housing affordability measures, rental housing markets, and suburban neighborhood change. Twitter: @airbrycki, @Harvard_JCHS America's Rental Housing 2024  Montgomery County has found a way to reinvigorate public housing in America What if public housing were for everyone? Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

Rent has skyrocketed in the United States. That means Americans are handing over a bigger portion of their paycheck to their housing costs. They have less money for things like food, electricity, and commuting. The pandemic and inflation have both played a role in pushing rents higher.Whitney Airgood-Obrycki a Senior Research Associate at Harvard's Joint Center on Housing Studies says rents are actually going down, but that increases have been so large it's going to take time for the market to even out.We look at how rent prices got so high and what it might take to bring them down. Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this week's episode, host Margaret Walls talks with Carlos Martín, a project director at the Joint Center for Housing Studies of Harvard University and a university fellow at Resources for the Future, about housing adaptation and resilience amid climate change, using as a primary example New Orleans housing infrastructure after Hurricane Katrina. Martín argues that the resilience of housing infrastructure is key to climate adaptation, particularly for economically disadvantaged communities. He also discusses how residential buildings produce emissions and contribute to climate change; achieving US decarbonization goals will require related upgrades and improvements, which not all households can tackle with ease. References and recommendations: “Housing Resilience in Greater New Orleans: Perceptions of and Home Adaptations to Climate Hazards in Post-Katrina Louisiana” by Carlos Martín, Claudia D. Solari, Anne N. Junod, and Rebecca Marx; https://www.urban.org/research/publication/housing-resilience-greater-new-orleans “Exploring Climate Change in US Housing Policy” by Carlos Martín; https://www.tandfonline.com/doi/full/10.1080/10511482.2022.2012030 “Pathways to Prosperity: Building Climate Resilience” by Allison Plyer, Alysha Rashid, Elaine Ortiz, Taylor Savell, and John Kilcoyne; https://www.p2pclimate.org/ “The Rise of the American Conservation Movement: Power, Privilege, and Environmental Protection” by Dorceta E. Taylor; https://www.dukeupress.edu/the-rise-of-the-american-conservation-movement

Rental prices are unaffordable for a record number of Americans with half of all renters paying more than 30 percent of their income on rent and utilities, according to Harvard's Joint Center for Housing Studies. Stephanie Sy reached out to renters across the country to hear how these soaring prices are impacting their lives and discussed their issues with Whitney Airgood-Obrycki. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

This episode features Rebecca Urban, System Director for Surgical Services and Orthopedics at Summa Health & Dr. Kiel Pfefferle, Medical Director for Summa Health's Joint Center of Excellence. Here, they discuss key insights into Summa Health's Joint Center of Excellence, what they are focusing on and excited about going into the new year, advice for leaders, and more.

In an increasingly digital world, ensuring equitable access to broadband and digital tools has become a pressing societal issue—particularly within the Black community. This episode, a conversation moderated by our show's co-creator and senior producer, Anthony Green. It was taped in front of a live audience at The Joint Center for Political and Economic Studies in Washington, DC. We Meet: Dr. Nicol Turner Lee, director of the Center for Technology Innovation at Brookings, and also serves as Co-Editor-In-Chief of TechTank Sean Mickens, Associate Vice President, External Affairs, Comcast Dr. Jon Gant, director, Department of Commerce, NTIA, Office of Minority Broadband Initiatives Justice Ukadike, Manager, Senior Analyst, U.S. Government Affairs & Public Policy, Google Credits: SHIFT is produced by Jennifer Strong and Anthony Green, with help from Emma Cillekens. It's mixed by Garret Lang, with original music from him and Jacob Gorski. DwHxqANbvF7RWI6Dv9dx

1/2: #Eurasia: Reawakening the vision of the  Trans-Caspian trade infrastructure. Svante Cornell, Central Asia-Caucasus Institute & Silk Road Studies Program, Joint Center https://www.cacianalyst.org/resources/231017_FT_Caspian.pdf 1890 Baku

2/2: #Eurasia: Reawakening the vision of the  Trans-Caspian trade infrastructure. Svante Cornell, Central Asia-Caucasus Institute & Silk Road Studies Program, Joint Center https://www.cacianalyst.org/resources/231017_FT_Caspian.pdf 1890 Baku

Photo: No known restrictions on publication. @Batchelorshow 1901 #Turkey: Erdogan after the election. Svante Cornell, American Foreign Policy Council. Malcolm Hoenlein @Conf_of_pres @mhoenlein1 Svante E. Cornell is a co-founder and Director of the Institute for Security and Development Policy. He is the Director of the Central Asia-Caucasus Institute & Silk Road Studies Program, the Joint Center operated by ISDP in cooperation with the American Foreign Policy Council (AFPC). Dr. Cornell is also a Senior Fellow for Eurasia at AFPC. His main areas of expertise are security issues and politics in Southwest and Central Asia, with a specific focus on the Caucasus and Turkey. He is the Editor in Chief of the Joint Center's bi-weekly publications, the Central Asia-Caucasus Analyst and Turkey Analyst, and oversees the Joint Center's Silk Road Papers series of occasional papers. https://www.reuters.com/world/middle-east/turkey-votes-pivotal-elections-that-could-end-erdogans-20-year-rule-2023-05-13/ https://www.cfr.org/in-brief/heres-how-read-turkeys-election-results-so-far

For viewers, streaming has ushered in an era of Peak TV with a seemingly endless amount of shows to binge. But, writers on strike say they're not experiencing the same golden age when it comes to compensation and job stability. And, some streaming companies are struggling to hang on to subscribers in an ultra-competitive market. This has us wondering: Has streaming broken TV? On the show today, Kate Fortmueller, professor of entertainment and media studies at the University of Georgia, explains how streaming has changed the way film and TV writers make a living, why studios' priorities have shifted in the streaming age, and what might be ahead for the industry. Plus, why screenwriters are asking for limits on the use of AI. In the News Fix: Looking back at a previous writers strike might hint at the impact of the current strike. And, Home Depot says it expects a drop in annual sales for the first time in over a decade. We’ll get into what that might say about the housing market. Later, a listener shares their experience ordering pizza from an AI bot. Plus, according to another listener, keeping things tidy with young kids is much harder than they had thought. Here’s everything we talked about today: “The 2023 Writers Strike, Explained” from GQ “Why You Should Pay Attention to the Hollywood Writers’ Strike” from The Atlantic “The long game between writers and AI” from Politico “What Is a Mini Room? Writers Guild Contract Negotiation Focus on Them” from Variety “Writers striking worry AI could stymie diversity efforts in Hollywood” from Axios “Opinion | Hollywood writers strike risks a lot as TikTok and YouTube loom” from The Washington Post “Home Depot Projects First Annual Sales Decline Since 2009” from The Wall Street Journal “Home Remodeling Market Projected to Contract by 2024 from the Joint Center for Housing Studies It's our May fundraiser. We need to raise $350K to stay on track for this fiscal year, and your gift now can help us reach our goal. Give today.

For viewers, streaming has ushered in an era of Peak TV with a seemingly endless amount of shows to binge. But, writers on strike say they're not experiencing the same golden age when it comes to compensation and job stability. And, some streaming companies are struggling to hang on to subscribers in an ultra-competitive market. This has us wondering: Has streaming broken TV? On the show today, Kate Fortmueller, professor of entertainment and media studies at the University of Georgia, explains how streaming has changed the way film and TV writers make a living, why studios' priorities have shifted in the streaming age, and what might be ahead for the industry. Plus, why screenwriters are asking for limits on the use of AI. In the News Fix: Looking back at a previous writers strike might hint at the impact of the current strike. And, Home Depot says it expects a drop in annual sales for the first time in over a decade. We’ll get into what that might say about the housing market. Later, a listener shares their experience ordering pizza from an AI bot. Plus, according to another listener, keeping things tidy with young kids is much harder than they had thought. Here’s everything we talked about today: “The 2023 Writers Strike, Explained” from GQ “Why You Should Pay Attention to the Hollywood Writers’ Strike” from The Atlantic “The long game between writers and AI” from Politico “What Is a Mini Room? Writers Guild Contract Negotiation Focus on Them” from Variety “Writers striking worry AI could stymie diversity efforts in Hollywood” from Axios “Opinion | Hollywood writers strike risks a lot as TikTok and YouTube loom” from The Washington Post “Home Depot Projects First Annual Sales Decline Since 2009” from The Wall Street Journal “Home Remodeling Market Projected to Contract by 2024 from the Joint Center for Housing Studies It's our May fundraiser. We need to raise $350K to stay on track for this fiscal year, and your gift now can help us reach our goal. Give today.

SPECIAL REPORT: HOUSE ENERGY AND COMMERCE COMMITTEE'S COMMUNICATIONS & TECH SUBCOMMITTEE HOLDS HEARING TITLED, “PRESERVING FREE SPEECH AND REINING IN BIG TECH CENSORSHIP”WITNESSES:Mr. Seth Dillon, CEO, The Babylon BeeDr. Jay Bhattacharya, M.D., Ph.D., Professor of Health Policy, Stanford UniversityMr. Michael Shellenberger, Founder and President of Environmental Progress Spencer Overton, Patricia Roberts Harris Research Professor, George Washington University Law School; President, The Joint Center for Political and Economic Studies

High mortgage rates and a low supply of homes for sale has made homeownership feel out of reach for many Americans. And yet it remains an important way for Americans to build wealth.We speak with Chris Herbert, with the Joint Center for Housing Studies at Harvard University, about how homeownership became such an important part of the American Dream, and about other ways to build wealth.In participating regions, you'll also hear a local news segment to help you make sense of what's going on in your community.Email us at considerthis@npr.org.