Podcasts about joint center

In this episode of The Electorette, host Jen Taylor-Skinner speaks with Jessica Fulton, senior fellow with the Joint Center for Political and Economic Studies, about the 2025 budget bill—rebranded by conservatives as the "Big Beautiful Bill"—and the devastating consequences it could have for Black households. Rooted in the Joint Center's policy brief, Centering Black Households in the 2025 Tax Debate, the conversation exposes how proposals like extending the 2017 Tax Cuts and Jobs Act would continue to funnel wealth to high-income, disproportionately white households—while offering temporary, shallow benefits to working-class families. Jessica explains how policies that sound equitable on the surface—like tax deductions for tipped workers, child tax credits, and overtime exemptions—actually reinforce economic exclusion. Together, they explore how tax policy has long been used as a tool of racialized wealth-building and why understanding these “wonky” details is essential to building a more equitable economy. They also touch on the dangers of cutting Pell Grants, dismantling agencies that support Black-owned businesses, and using budget reconciliation to pass policies that will have generational consequences. This episode is a powerful call for greater transparency, stronger advocacy, and inclusive policymaking that truly supports all families—not just the wealthiest. Episode Chapters: (00:00) Tax Code, Wealth, and Racial Inequality The Federal Tax Code perpetuates racial inequality, with implications for Black households, through policies like the 2025 Budget Bill. (12:23) Tax Policy and Racial Disparities Changes to child tax credit privilege higher-income households, exclude poorest families, and perpetuate systemic inequities. (23:56) Tax Policy and Worker Income Nature's financial burdens on low-income workers, tax treatment of tips and overtime pay, and erosion of worker protections. (27:28) Tax Policies and Working Class Disadvantages Tax policies can privilege certain workers, have political motivations, and create disparities between demographic groups. (39:47) Tax Code and Racial Disparities Examining how race affects taxation and economic disparities, and the importance of understanding and challenging these systems. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we conclude our two part conversation with Dedrick Asante-Muhammad, President of the Joint Center for Political and Economic Studies. He joins Hosts Ramses Ja and Q Ward to discuss some of the critical issues the Joint Center is working to address that impact Black communities. Part 2 of 2 See omnystudio.com/listener for privacy information.

Today's special guest is Dedrick Asante-Muhammad , President of the Joint Center for Political and Economic Studies. He joins Hosts Ramses Ja and Q Ward to discuss some of the critical issues impacting the Black Community that the Joint Center is working to address. Part 1 of 2 See omnystudio.com/listener for privacy information.

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

CEO of the Joint Center for Political and Economic Studies, Dedrick Asante-Muhammad, on the Reagan era versus the Trump years, the future of the Black middle class, and how Black America can elevate - in spite of Trump.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

In this episode, we speak with Dr. Amir Baluch, a semi-retired anesthesiologist and founder of Blue Capital Partners, about alternative investment strategies for healthcare providers. Dr. Baluch shares insights on creating passive income streams, the importance of diversification beyond traditional stocks and bonds, and how strategic investments can "buy back time" for busy practitioners. While much of his financial advice offers valuable perspective for healthcare providers looking to reduce clinical hours and focus more on business development, we also provide important context regarding his comments on real estate investment and political policies that may contradict current research on housing affordability and economic impacts. Episode Highlights: The Power of Passive Income: How investing in alternative assets can create freedom in your schedule and reduce dependence on clinical hours Diversification Strategy: Why relying solely on traditional investments like stocks may not provide adequate returns in the coming decade Risk-Adjusted Returns: Understanding how to evaluate investments beyond just the stated return percentage Time vs. Money: Creating a strategic plan to gradually reduce clinical hours through passive income Marketing vs. Sales: The critical differences between creating awareness and converting leads Building a Sellable Practice: The importance of treating your practice like a business that could someday be sold Producer's Notes: Two topics discussed in this episode warrant additional context: Single-Family Home Investments: Institutional investor ownership of single-family homes has grown significantly, with just 32 institutional investors collectively owning 450,000 single-family homes by 2022. Research indicates non-individual investor ownership of single-family rentals increased from 17% in 2001 to 25% in 2021, with projections suggesting institutional investors could control 40% of U.S. single-family rental homes by 2030. This trend is contributing to the housing affordability crisis in many markets. Policy Impacts: Despite Dr. Baluch's enthusiasm about certain administration policies, current evidence suggests recent tariffs, immigration policies, and cuts to housing programs are adversely affecting housing affordability. Housing experts note that deportation plans could severely impact the construction industry, as immigrants make up approximately 30% of the construction labor force at a time when the National Association of Home Builders projects a need for 2.2 million new skilled construction workers. Sources: Government Accountability Office (GAO). "Rental Housing: Information on Institutional Investment in Single-Family Homes." May 2024. Joint Center for Housing Studies of Harvard University. "8 Facts About Investor Activity in the Single-Family Rental Market." 2024. MetLife Investment Management. "Housing Market Projections Report." 2023. The Washington Post. "Investors bought up a record share of homes last year." February 2022. Center for American Progress. "Americans Recognize Housing Affordability Crisis." October 2024. National Association of Home Builders. "Understanding Housing Affordability in Today's Market." July 2024. Bankrate. "How Will Tariffs And Deportations Affect Housing?" April 2025. Newsweek. "Trump Tariffs Could Slow US Housing Market in 2025." March 2025. ProPublica. "Trump Says He'll Fight for Working-Class Americans. His First Presidency Suggests He Won't." November 2024. National Low Income Housing Coalition. "Impacts of Trump Administration Executive Orders." April 2025. Notable Quotes: "If you diversify across enough asset classes, you could reduce your risk by 80% and still get the same returns." - Dr. Amir Baluch "When people don't write it down on a piece of paper, it never happens. They throw money here and there and a couple of investments. But at the end of the year, okay, how much time did that buy you back?" - Dr. Amir Baluch "Just imagine every dollar bill you have is a little soldier. You just want to put it to work out there." - Dr. Amir Baluch "If you're not measuring it, it doesn't get managed." - Dr. Amir Baluch "I think that's the key. Take your time and energy so that you can work on the business instead of being in it all the time." - Host Bio: Dr. Amir Baluch is a Wall Street Journal and international bestselling author who retired from anesthesiology in his early 40s to focus on transforming wealth management for healthcare professionals. After experiencing his father's bankruptcy and personal setbacks in 2001, he developed alternative investment strategies that have since helped numerous medical professionals achieve financial independence. As founder of Blue Capital Partners, Dr. Baluch manages over $700M in projects, specializing in creating passive income through real estate, private equity, and private credit investments. His expertise has been featured on ABC News, Business Insider, and Forbes. He's dedicated to empowering 10,000 healthcare professionals to secure financial freedom through recession-proof investment opportunities that provide not just wealth accumulation but also tax reduction and lifestyle flexibility. Dr. Baluch brings a unique physician-focused perspective to financial planning, having personally implemented the strategies he teaches to achieve early retirement and build lasting wealth. Find Dr. Baluch: Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page Thriving Practice Community Instagram

The real estate industry is entering a new phase—one where rising interest rates, evolving buyer behavior, and industry-wide legal settlements are shaping the future. If you're in the title or real estate business, you need to know what's coming. Dr. Lawrence Yun, NAR's Chief Economist, joins the show to break down the biggest economic trends affecting home sales, mortgage rates, and industry structure. Don't miss this deep dive into what 2025 has in store.     What you'll learn from this episode How inflation and interest rates are impacting mortgage rates and buyer affordability Why home listings are increasing and what that means for buyers and sellers NAR Settlement: How new rules impact agents, commissions, and industry structure The impact of institutional investors on the housing supply How the national debt and government cuts could affect mortgage rates and real estate Resources mentioned in this episode National Association of REALTORS® PEW CONSULTANCY LTD Federal Reserve Board Federal Housing Administration - HUD Hillbilly Elegy by J. D. Vance | Paperback, Hardcover, and Kindle On Freedom by Timothy Snyder | Paperback, Hardcover, and Kindle About Dr. Lawrence YunLawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR's Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends. Dr. Yun creates NAR's forecasts and participates in many economic forecasting panels, among them the Blue Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States, and has testified before Congress. Dr. Yun has also appeared as a guest on CSPAN's Washington Journal. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.   Connect with Dr. Lawrence Website: Lawrence Yun LinkedIn: Lawrence Yun     Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil

Learn about Timing the Future Metropolis here (and use 09POD to save 30%): https://www.cornellpress.cornell.edu/book/9781501778391/timing-the-future-metropolis/#bookTabs=1 Transcript here: https://otter.ai/u/s2IqBx8SSmwfPTUZHjSWmc5eHBA?utm_source=copy_url&tab=chat&view=transcript In this episode, we speak with Peter Ekman, author of the new book Timing the Future Metropolis: Foresight, Knowledge, and Doubt in America's Postwar Urbanism. Peter Ekman teaches the history and theory of landscape and urbanism in the School of Architecture at the University of Southern California. He is a postdoctoral fellow at USC's Center on Science, Technology, and Public Life, and at the Berggruen Institute. We spoke to Peter about why within the field of urban planning, the Joint Center for Urban Studies, founded in 1959, took a preeminent role; how the Joint Center's ideas on the urban future dramatically evolved over a relatively short period of time; and,how the history of planning runs in parallel with the history of time itself.

How can we build better housing and more of it? Sam Naylor is the co-author of “The State of Housing Design 2023” (Harvard University Press) and the research report “Legalizing Mid-rise Single-stair Housing in Massachusetts”. He is a licensed architect and researcher and joins MoPo to discuss the critical importance of housing design in addressing the current housing crisis. He emphasizes the need for innovative and quality housing solutions and the challenges posed by zoning laws and community resistance. Naylor advocates for design thinking as a means to unlock production and density while also highlighting the significance of community engagement and leadership in shaping housing policy. The discussion also touches on the potential of policy changes such as single-stair reform and the future of housing design, reflecting on personal ideals and the broader implications for urban development. Links [Sam Naylor](https://naylorsam.com/) [Sam on LinkedIn](https://www.linkedin.com/in/sam-naylor/) [Sam on IG](https://www.instagram.com/sam__naylor/) [The State of Housing Design 2023](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [Legalizing Mid-rise Single-stair Housing in Massachusetts](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [The Joint Center for Housing Studies of Harvard University](https://www.jchs.harvard.edu/) Keywords housing design, architecture, housing crisis, Joint Center for Housing Studies, innovative design, community engagement, zoning laws, single stair reform, affordable housing, urban development Chapters 00:00 Introduction to Housing Design and Its Importance 02:59 The Role of the Joint Center for Housing Studies 05:50 Innovative Housing Design: Themes and Insights 09:08 The Importance of Quality Design in Housing 11:57 Challenges in Housing Development and Funding 14:53 Zoning Laws and Their Impact on Housing 18:17 Community Resistance to New Developments 21:11 The Need for Clear Zoning Regulations 24:08 Building Codes and Their Influence on Housing 26:55 Single Stair Reform and Its Potential Benefits 37:19 Revisiting Building Codes and Safety Innovations 40:43 The Case for Scissor Stairs and Efficient Design 43:09 Navigating Building Regulations and Renovations 46:58 The Need for Proactive Code Revisions 49:12 Designing for Functionality and Community Engagement 52:55 The Role of Political Engagement in Housing Architecture 56:16 Community Involvement in Housing Development 01:00:08 The Future of Housing: Leadership and Public Perception 01:04:54 Imagining Ideal Living Spaces 01:08:36 Reflecting on Modernism and Future Projections

The affordable housing crisis in the U.S. is getting worse, according to a new report from the Joint Center for Housing Studies of Harvard University. While many factors are to blame for the increase in cost-burdened homeowners and renters, experts agree that constrained supply is keeping housing costs elevated. Many point to the strict zoning ordinances in most cities as the primary barrier to new housing construction. The YIMBY (“Yes In My Backyard”) movement, which has support from both sides of the political spectrum, aims to relax zoning laws in cities across the nation. Will it create r? Keep reading the article here: https://www.biggerpockets.com/blog/how-building-codes-have-impacted-the-housing-crisis Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem.Topics covered include:Why 50% of the global population is frustrated with the lack of affordable housingHow the housing collapse as part of the Great Financial Crisis contributed to today's affordability crisisHow central bank QE programs have magnified the housing crisisHow restrictive zoning and short-term rentals contribute to the housing crisisWhat governments are doing to encourage more housing supplyWhat individuals can do until housing becomes more affordableSponsorsDelete Me – Use code David20 to get 20% offLinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesConcern over housing costs hits record high across rich nations by Valentina Romei and Sam Fleming—The Financial TimesHome Price to Median Household Income Ratio (US)—LongtermtrendsHome Ownership Affordability Monitor—Federal Reserve Bank of AtlantaAMERICA'S RENTAL HOUSING 2024—Joint Center for Housing Studies of Harvard UniversityAmerica retains “rent burdened” status—Moody'sU.S. 2024 and 2025 Mid-Year Outlook Report—AirDNAARIZONA'S NEW HOUSING LAWS EXPLAINED—Tempe YIMBYWhat Kalamazoo (Yes, Kalamazoo) Reveals About the Nation's Housing Crisis by Conor Dougherty—The New York TimesHow Rent Controls Are Deepening the Dutch Housing Crisis by Cagan Koc and Sarah Jacob—BloombergRelated Episodes389: Is Airbnb Intensifying the Housing Crisis?357: Is a Housing Crash Coming?238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on CounterSpin: Corporate economic news can be so abstract that it's disinforming even when it's true. The big idea is that there's something called “the U.S. economy” that can be doing well or poorly, which obscures the reality that we are differently situated, and good news for the stock market, say, may mean nothing, or worse, for me. A people-centered press corps would spell out the meaning of economic “indicators,” not just in terms of their impact on different communities, but in relation to where we want to go as a society that has yet to address deep historical and structural harms. A new report on the current state of the Black economy takes up these questions. We hear from its co-authors: Dedrick Asante-Muhammad is president of the Joint Center for Political and Economic Studies. Algernon Austin is director of the Race and Economic Justice program at the Center for Economic and Policy Research.     The post Dedrick Asante-Muhammad & Algernon Austin on the Black Economy appeared first on KPFA.

President of the Joint Center for Political and Economics Policy, Dedrick Asante Muhammad, talks about their latest report, “The Best Black Economy in Generations – And Why it Isn't Enough”. #AfroNetizen #Reparations #BlackCaucus #Philanthropist #ElectionLaws #ClimateJustice #TalkRadio #TheTavisSmileyShow #UnapologeticallyProgressive

We are sure you will agree that there are few rights as sacred as the right to vote. Our ancestors struggled to ensure the right to vote for women, people of color, and other marginalized groups. Unfortunately, every election cycle there are nefarious efforts to sway electoral outcomes or influence elections in a way that benefits persons with extreme wealth and power. This has always been a concern. However, with the emergence of artificial intelligence and deep fake accounts, we must be savvy, well-informed, and watchful. But how can we flag misinformation when some of the things that appear true may be false? We want to discuss and share resources to help you vet the information you receive. On this episode we will welcome Mike Webb and Danielle Davis as guests on the live recording of the Faith Talks podcast. We'll discuss electoral misinformation that targets marginalized groups and unsuspecting voters. For background, Davis is the director of technology policy at the Joint Center for Political and Economic Studies, and Webb is the senior vice president for communications for the News Literacy Project. You will leave this recording with tools to help you and the people you know discern information and vote with confidence.- - -Faith Talks is hosted by Jennifer R. Farmer. It is produced by United Women in Faith. Visit http://www.uwfaith.org to learn more.

A new proposal from the Biden administration calls for a nationwide cap on rent increases. Economists think that's a terrible idea. We revisit a 2019 episode to hear why. SOURCES:Tommy Andersson, professor of economics at Lund University.Vicki Been, professor of law at New York University and former deputy mayor for housing and economic development in New York City.Rebecca Diamond, professor of economics at Stanford Graduate School of Business.David Eisenbach, history lecturer at the Manhattan School of Music and Columbia University.Ed Glaeser, professor of economics at Harvard University. RESOURCES:"The State of the Nation's Housing 2024," by the Joint Center for Housing Studies of Harvard University (2024).“The Effects of Rent Control Expansion on Tenants, Landlords, and Inequality: Evidence from San Francisco,” by Rebecca Diamond, Tim McQuade, and Franklin Qian (American Economic Review, 2019).“Housing Market Spillovers: Evidence from the End of Rent Control in Cambridge, Massachusetts,” by David H. Autor, Christopher J. Palmer, and Parang A. Pathak (Journal of Political Economy, 2014).“An Econometric Analysis of Rent Control,” by Edgar O. Olsen (Journal of Political Economy, 1972).Roofs or Ceilings?: The Current Housing Problem, by Milton Friedman and George J. Stigler (1946).

RENT CAP - The Biden administration is proposing a new way to keep your rent prices affordable, by capping national rent increases at 5%. The proposal, which is expected to be announced while the president visits Nevada today, would require Democratic control of Congress to become law. This comes as a recent report by Harvard's Joint Center for Housing Studies shows nearly half of renters spend more than 30% of their income on housing and utilities. Nicole D'Antonio is live in Washington with details on today's announcement.

HOUSING COST - With the presidential debate days away, political polls show the economy remains a top concern for voters. A recent report from Harvard University's Joint Center for Housing Studies shows nearly one in four households that own a home are now stretched thin. Research shows the cost burdens are even worse for renters. The report shows both homeowners and renters have been impacted by this pandemic-era surge in rent prices. Nicole D'Antonio is live in Washington breaking down the report.

Tommy talks to Daniel McCue, a senior research associate with the Joint Center for Housing Studies at Harvard

CEO of the Joint Center for Poltiical and Economic Studies Dedrick Asante-Muhammad joins Tavis to discuss the latest with Gaza, the growing wealth gap between Black America and White America, and other political topics of the day.

Welcome to Episode 6 of Season 3 of The R.A.C.E. Podcast. Today I am in conversation with Robert Raben, President and Founder of The Raben Group. Robert is a dynamic individual with a heart that matches his passion for his work. There are many jewels and “odes to the greats” within our conversation and I really hope that it is one that leave you inspired to continue in action. A special thank you to Robert for his work and his time.Meet Robert Raben:Robert is a “strategist's strategist” on a lifelong mission to inject humanity, common sense, equity, and justice into the fabric of American politics and culture. Since its founding in 2002, Raben has grown to include a diverse team of 100+ experts, consultants, activists, and communicators working tirelessly to change the faces of power in public policy, media, education, business, philanthropy, the arts, and more.With decades of experience as an attorney, senior Hill staffer, and assistant attorney general, Robert easily navigates legal subtleties and powers through political realities. Robert was the first openly gay man to receive Senate confirmation, and to lead in a law enforcement agency. Beyond his work with the firm, Robert has served on the boards of game-changing entities, including The Joint Center for Political and Economic Studies, NRDC, the UnidosUS Action Fund, President Barack Obama's My Brothers' Keeper Alliance. the American Constitution Society, the Alliance for Justice, the Iraqi Refugee Assistance Project, the Mississippi Center for Justice, and more.As a serial NGO entrepreneur, Robert has started initiatives impacting the leadership of our country, including Friends of the Museum of the American Latino, the March on Washington Film Festival, and Green 2.0. Robert hails from Miami and holds degrees from the Wharton School and the New York University Law School.Listen in as Robert shares:How his identities, particular his identity as Jewish shape him and inform his workWhat Racial Equity means What keeps him anchored and whom are his sources of supportWhy he created the Raben Group and his vision for the firmWhat he wants folks to know, do, or feel, in this workAnd moreConnect with Robert Raben:Website: The Raben GroupLinkedIn: Robert RabenTedTalk: Battle Soldiers: Telling the Truth About Civil Rights HistoryHi listener! Please take our short Listener Survey HERE to give The R.A.C.E. Podcast team feedback on the show. We will use the feedback to inform how we approach conversations in the future. Upon completion, you will be entered in our quarterly drawing for a $100 Visa gift card! Your email address will only be used for this purpose. Thanks in advance - we appreciate your feedback.Connect with Keecha Harris and Associates: Website: https://khandassociates.com/ Linkedin: https://www.linkedin.com/company/keecha-harris-and-associates/ Twitter: https://twitter.com/khandassociates YouTube: https://www.youtube.com/channel/UCukpgXjuOW-ok-pHtVkSajg/featured Connect with Keecha: LinkedIn: https://www.linkedin.com/in/keechaharris/

This week, Nick and Goldy are joined by Whitney Airgood-Obrycki from the Joint Center for Housing Studies at Harvard University to discuss the urgent issue of housing affordability in the United States. Despite its status as the wealthiest country in the world, America is grappling with a housing crisis, marked by record-high levels of homelessness and a growing number of individuals spending between 30% to 50% or more of their income on rent. Together, they unpack the housing affordability crisis, discuss how it contributes to the perception of a struggling economy, and explore the innovative solutions local governments are proposing to address it. Whitney Airgood-Obrycki is a Senior Research Associate at the Joint Center for Housing Studies at Harvard University. She conducts research on affordable rental housing for low-income households and served as the project manager and lead author of their recent report on America's Rental Housing. Dr. Airgood-Obrycki's latest research includes affordable housing policy, housing affordability measures, rental housing markets, and suburban neighborhood change. Twitter: @airbrycki, @Harvard_JCHS America's Rental Housing 2024  Montgomery County has found a way to reinvigorate public housing in America What if public housing were for everyone? Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

In business, you must know your numbers.  Dollars, data, trends, and almost everything comes back down to the numbers.  In today's episode, I review with you the 2024 Report about America's Rental Housing by Harvard's Joint Center for Housing Studies.  We talk about the conclusions of the study and how it impacts you in your local area.  

Rent has skyrocketed in the United States. That means Americans are handing over a bigger portion of their paycheck to their housing costs. They have less money for things like food, electricity, and commuting. The pandemic and inflation have both played a role in pushing rents higher.Whitney Airgood-Obrycki a Senior Research Associate at Harvard's Joint Center on Housing Studies says rents are actually going down, but that increases have been so large it's going to take time for the market to even out.We look at how rent prices got so high and what it might take to bring them down. Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this week's episode, host Margaret Walls talks with Carlos Martín, a project director at the Joint Center for Housing Studies of Harvard University and a university fellow at Resources for the Future, about housing adaptation and resilience amid climate change, using as a primary example New Orleans housing infrastructure after Hurricane Katrina. Martín argues that the resilience of housing infrastructure is key to climate adaptation, particularly for economically disadvantaged communities. He also discusses how residential buildings produce emissions and contribute to climate change; achieving US decarbonization goals will require related upgrades and improvements, which not all households can tackle with ease. References and recommendations: “Housing Resilience in Greater New Orleans: Perceptions of and Home Adaptations to Climate Hazards in Post-Katrina Louisiana” by Carlos Martín, Claudia D. Solari, Anne N. Junod, and Rebecca Marx; https://www.urban.org/research/publication/housing-resilience-greater-new-orleans “Exploring Climate Change in US Housing Policy” by Carlos Martín; https://www.tandfonline.com/doi/full/10.1080/10511482.2022.2012030 “Pathways to Prosperity: Building Climate Resilience” by Allison Plyer, Alysha Rashid, Elaine Ortiz, Taylor Savell, and John Kilcoyne; https://www.p2pclimate.org/ “The Rise of the American Conservation Movement: Power, Privilege, and Environmental Protection” by Dorceta E. Taylor; https://www.dukeupress.edu/the-rise-of-the-american-conservation-movement

Rental prices are unaffordable for a record number of Americans with half of all renters paying more than 30 percent of their income on rent and utilities, according to Harvard's Joint Center for Housing Studies. Stephanie Sy reached out to renters across the country to hear how these soaring prices are impacting their lives and discussed their issues with Whitney Airgood-Obrycki. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

A recent report from Harvard's Joint Center for Housing Studies found that over 650,000 people reported experiencing homelessness in America in January of 2023, up nearly 50% from 2015… Even if the numbers are staggering, hearing this probably isn't a huge shock… Here in California, the housing crisis has long been an issue… with rents going higher and higher… and not enough affordable options to go around… there's even been an exodus of people leaving the state, hoping to find solid ground on which to have a place to call home… So, what's being done about this crisis? Where do we stand on a state level - and on a local one? We're going to turn first to Chris Martin… policy director for Housing California, a statewide advocacy nonprofit focused on the production and preservation of affordable housing and addressing homelessness… To see how the state works with local governments… and vice versa… we turn to Sarah Karlinsky, Research Director at SPUR… the San Francisco Bay Area Planning and Urban Research Association, a nonprofit public policy organization…

Recent findings have highlighted a pressing issue facing almost half of all American renters: affordability. These findings stem from a study by the illustrious Joint Center for Housing Studies of Harvard University, which brought to light an unsettling reality in 2022. Amid continually rising rent costs throughout the COVID-19 crisis, a startling 50% of U.S. renters coughed up more than 30% of their earnings on rent and utilities, as pointed out by NPR. Compounding this, almost half of this group were subjected to the distress of spending over 50% of their income on their living costs. This situation presents an unexpected reality. Affordability challenges have ballooned across every single income bracket monitored, according to the lead author of the report, Whitney Airgood-Obrycki, a top-notch research associate with the center. Notably, those households pulling in between $30,000 and $74,999 per year experienced the steepest climb in unaffordability since 2019. From the workforce, a staggering one-third of full-time renters found housing costs to be a heavy burden, as evidenced by the report. An existing pinch-point was found amongst renters with annual earnings below $30,000, whose struggles with housing affordability were already acute. Counter to Airgood-Obrycki's expectations, these strains escalated further with burdensome housing costs affecting a record 83% of this group. Suffice to say, the residual amount left over for other household expenses has experienced a drastic fall, plummeting almost by half, to a mere $310 per month as per NPR, citing the study's findings.See omnystudio.com/listener for privacy information.

This episode features Rebecca Urban, System Director for Surgical Services and Orthopedics at Summa Health & Dr. Kiel Pfefferle, Medical Director for Summa Health's Joint Center of Excellence. Here, they discuss key insights into Summa Health's Joint Center of Excellence, what they are focusing on and excited about going into the new year, advice for leaders, and more.

In an increasingly digital world, ensuring equitable access to broadband and digital tools has become a pressing societal issue—particularly within the Black community. This episode, a conversation moderated by our show's co-creator and senior producer, Anthony Green. It was taped in front of a live audience at The Joint Center for Political and Economic Studies in Washington, DC. We Meet: Dr. Nicol Turner Lee, director of the Center for Technology Innovation at Brookings, and also serves as Co-Editor-In-Chief of TechTank Sean Mickens, Associate Vice President, External Affairs, Comcast Dr. Jon Gant, director, Department of Commerce, NTIA, Office of Minority Broadband Initiatives Justice Ukadike, Manager, Senior Analyst, U.S. Government Affairs & Public Policy, Google Credits: SHIFT is produced by Jennifer Strong and Anthony Green, with help from Emma Cillekens. It's mixed by Garret Lang, with original music from him and Jacob Gorski. DwHxqANbvF7RWI6Dv9dx

Exciting insights on upper extremity assessment & treatment! Dr. Jason Hulme, founder of Active Spine and Joint Center in Nashville, shares his expertise on the R2Podcast. Get a sneak peek into his upcoming talk at the R2P Symposium in Dallas, Texas. From unique clinical practices to valuable tips for students & new docs, this episode is a must-listen!

1/2: #Eurasia: Reawakening the vision of the  Trans-Caspian trade infrastructure. Svante Cornell, Central Asia-Caucasus Institute & Silk Road Studies Program, Joint Center https://www.cacianalyst.org/resources/231017_FT_Caspian.pdf 1890 Baku

2/2: #Eurasia: Reawakening the vision of the  Trans-Caspian trade infrastructure. Svante Cornell, Central Asia-Caucasus Institute & Silk Road Studies Program, Joint Center https://www.cacianalyst.org/resources/231017_FT_Caspian.pdf 1890 Baku

Dr. Dycus, Chief of Orthopedics at the Nexus Veterinary Bone and Joint Center and founder of Ortho Vet Consulting, shares invaluable insights into orthopedic examinations for both dogs and cats. He discusses the importance of video documentation for evaluating mobility issues, offering indispensable guidance to veterinarians and pet owners alike.

Hey there, future real estate moguls! Are you ready to dive into the exciting world of real estate investment? Well, you're in the right place because today, we've got something special lined up for you. We're going to unlock the secrets of real estate investing and share seven unbelievable tips for beginners to get you started on your journey to financial freedom. So, stick around because you won't want to miss this! --> READ THE BLOG POST HERE https://myempirepro.com/blog/real-estate-investment-for-beginners   --> WATCH VIDEO VERSION HERE https://youtu.be/BcK5uKZeeOs   Real estate investment might seem like a daunting endeavor, but it doesn't have to be. Whether you're looking to generate monthly cash flow or build long-term wealth, real estate can be an excellent avenue for investment. In this video, we'll break down the basics of real estate investing and provide you with seven valuable tips to get started on the right foot. At its core, real estate investing is a way to grow your wealth in a manner that often outpaces the effects of inflation. While your regular job provides income, real estate investments can offer appreciation and income simultaneously.  Before we dive into the tips, let's first understand why investing in real estate is a smart move. While there are many reasons, two primary motivations are cash flow and wealth building. 8 Benefits of Real Estate Investing: Benefit Number 1 of 8. Steady Cash Flow Real estate can provide a consistent stream of rental income, offering financial stability and covering ongoing expenses. Benefit Number 2 of 8. Long-Term Wealth Building Over time, real estate properties tend to appreciate in value, allowing investors to build substantial equity and long-term wealth. According to the Federal Housing Finance Agency (FHFA), the average U.S. home value has increased at an annual rate of 4.3% since 1991.   Notably, in areas like San Francisco, median home values have surged by an annual rate of 10.5% since 1991.  For instance, a $200,000 investment in a home in 1991 would have appreciated to over $600,000 by 2023. Real estate investors can build equity as they make mortgage payments.   For example, a buyer who purchased a $200,000 home with a 20% down payment would accumulate $160,000 in equity after making 20% of their mortgage payments.  This equity can be leveraged for other investments or financial goals. Location, with properties near schools, jobs, and amenities tending to appreciate faster.  Demand, where high demand relative to supply drives up prices.   Supply, with limited availability often leading to price increases.  Economic conditions, as periods of growth generally boost real estate prices. The Case-Shiller U.S. National Home Price Index reveals a historical annual appreciation rate of approximately 3-5% for residential real estate in the U.S. The Federal Reserve's Survey of Consumer Finances underscores that most Americans accumulate significant wealth through home equity, which appreciates over time. Data from the National Council of Real Estate Investment Fiduciaries (NCREIF) demonstrates that commercial real estate investments have consistently delivered robust returns, often surpassing stocks and bonds. Rental income from residential properties in the U.S. surpassed $500 billion in 2019, providing a reliable source of cash flow. Homeowners can amass substantial equity over time through mortgage payments and property value appreciation. The Joint Center for Housing Studies of Harvard University reports a median increase of $40,000 in homeowner equity from 2013 to 2018. Benefit Number 3 of 8. Diversification:  Real estate investments can diversify your portfolio, reducing risk by spreading your assets across different asset classes. Benefit Number 4 of 8. Tax Advantages:  Real estate investors can benefit from various tax deductions, such as mortgage interest and property depreciation, which can reduce their overall tax liability. Benefit Number 5 of 8. Tangible Asset:  Unlike some other investments, real estate provides a tangible asset that you can see and touch, adding a sense of security. Benefit Number 6. Inflation Hedge:  Real estate often keeps pace with or outpaces inflation, preserving your purchasing power over time. Benefit Number 7 of 8. Control:  Real estate investments offer a level of control, allowing you to make decisions about property management, improvements, and rental terms. Benefit Number 8 of 8. Passive Income:  When managed properly, rental properties can generate passive income, allowing you to earn money without actively working for it. Real estate offers a unique combination of stability and profit potential that makes it appealing to both seasoned investors and beginners alike. 7 Types of Real Estate Investments Now, let's explore the different types of real estate investments you can consider: Real Estate Investments Type 1 of 7. Buy and Hold:  This strategy involves purchasing properties for the purpose of generating monthly cash flow and building equity over time. Real Estate Investments Type 2 of 7. Flipping:  Flipping is all about buying distressed properties, renovating them, and selling them for a profit within a relatively short time frame, typically six months to a year. Real Estate Investments Type 3 of 7. Wholesaling:  As a wholesaler, you'll identify great real estate deals and pass them on to investors who have the resources to acquire them, earning a fee for your efforts. Real Estate Investments Type 4 of 7. Real Estate Investment Trusts (REITs):  These are companies that own, operate, or finance income-producing real estate. Investing in REITs allows you to own a share of various real estate properties without directly owning them.   Real Estate Investments Type 5 of 7. House Hacking:  This strategy involves purchasing a multi-family home, living in one of the units, and renting out the others to cover your living expenses. Real Estate Investments Type 6 of 7. Short-Term Rentals:  With platforms like AirBnB, you can profit from renting out your property on a short-term basis to travelers and tourists. Real Estate Investments Type 7 of 7. Creative Financing:  This category includes various creative methods like lease options and seller financing to acquire real estate without a traditional mortgage. Finding the right investment property is crucial. You'll want to consider factors like location, property condition, market trends, and potential for future growth. Local real estate agents and online resources can be valuable tools in your search. But in this time and age, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Financing your real estate investment can be done through various means. These include traditional mortgages, hard money loans, private investors, and even your own savings.  Conventionally, mortgages and cash might be your first thought of a funding source.  But there are many other creative options that we will continue to discuss. Managing a rental property involves handling tenants, maintenance, and finances. You can choose to do this yourself or hire a property management company to handle these tasks for you.  When you do get to this level, it's better to structure the cost of property management into your deals. Profits in real estate can come from rental income, property appreciation, and strategic buying and selling. It's important to have a clear plan and understand how your chosen investment strategy generates income. Different strategies for real estate investing suit different goals. Evaluate your objectives and risk tolerance to determine which approach aligns best with your financial aspirations. Finally, here are 7 tips to guide you on your real estate investment journey: Tip Number 1 of 7. Do Your Research:  Knowledge is power in real estate. Take the time to learn about the market, property types, and investment strategies before jumping in. Tip Number 2 of 7. Exit Before Entry:  Have a clear exit strategy in place before making an investment. Knowing how you'll profit or mitigate losses is essential. Tip Number 3 of 7. Learn How to Find Deals:  Understanding how to identify great deals is a skill that can set you up for success. Networking, online listings, and real estate clubs can be helpful resources.  And again, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Tip Number 4 of 7. Learn How to Fund Deals:  Explore various financing options and understand the pros and cons of each. Being well-financed is crucial for your real estate ventures. Tip Number 5 of 7. Real Estate Agents Are Overrated:  While real estate agents can be helpful, they aren't always necessary, especially in the age of online listings. Don't hesitate to explore properties independently. Tip Number 6 of 7. Be Patient:  Real estate investments may take time to yield significant returns. Avoid impulsive decisions and focus on the long-term gains. Tip Number 7 of 7. Don't Overextend Yourself:  Avoid over-leveraging or investing beyond your means. Responsible financial management is key to a successful real estate journey.  Saving such people was responsible for my first fleet of real estate success I enjoyed as a beginner in my first 3 years. Real estate investment offers substantial rewards, such as generating income, building wealth, and providing a hedge against inflation. However, it also carries risks that must be carefully managed. Education and experience are your allies in navigating the world of real estate investing. Now, here's your mission: Hit the like, share, and subscribe button in order to be notified of the next video. I've got a burning question for you – have you dipped your toes into the world of real estate yet? What phase are you in... Beginner, Intermediate... How many deals have you done?  We'd love to hear from you! Drop a comment down below, and let's start a conversation. Your insights could be the inspiration someone needs to kickstart their own real estate journey.  If you got value from this video, you'll definitely like the one that just popped on the screen. Join me on the next video. #realestate #money #investing

                                                          Rod Miller  is an President, CEO, Founder and Strategics. He explains why we should “Put people first”, how “Everyone is the CEO of their job” why we should “Suck it up and drive on” and much more. Hosted by Siebe Van Der Zee. About Rod Miller Rodrick Miller has emerged as one of the nation's foremost economic development leaders respected globally for his ability to maneuver in complex political and business environments, and craft strategies and structure deals to provide long-term value to communities and investors. Over the course of his career, he has brought more than $6B in private investment and 50,000 new jobs to communities where he has worked. As President and Chief Executive Officer of Miami-Dade County's official economic development organization, Miller is focused on attracting and retaining companies that create high-value jobs and actively invest in the community. Miller champions Miami's unique advantages as a diverse, global business destination, collaborating with key stakeholders in both the private and public sectors to leverage the strengths of the market's target industries, deliver workforce solutions, and create opportunities that drive long-term economic prosperity and inclusive growth for both residents and businesses. Experienced in leading economic recovery efforts in challenged markets across the country, Miller has launched or turned public-private development agencies around in New Orleans, Detroit and, most recently, Puerto Rico, where he served as Chief Executive Officer of Invest Puerto Rico.  Prior to those positions, Miller served as the Executive Vice President of the Baton Rouge Area Chamber, Vice President of International Economic Development for the Greater Phoenix Economic Council (GPEC) and held several other positions in the public and private sectors. He began his career in the private sector in management consulting and infrastructure finance, is fluent in Spanish and proficient in Portuguese. Miller is also Founder and CEO of Ascendant Global, a boutique economic development firm focused on providing bold growth solutions to help economies sustain themselves, gaining jobs and private investment.  Ascendant Global has led diverse economic initiatives for a range of clients including Living Cities, the Kellogg Foundation, The Fund for our Economic Future, and the Joint Center for Political and Economic Studies Miller holds a Master of Public Policy from Harvard University's Kennedy School of Government and a Bachelor of Science in International Business from St. Augustine's College. He also gained a Graduate Diploma in Finance from the Monterrey Institute of Technology (ITESM) in Mexico as a Fulbright Fellow. A scholar practitioner, he has been a featured speaker to organizations such as Google, AIG, and the World Bank, and has lectured at Harvard University, Arizona State University, The University of Michigan and the Georgia Institute of Technology. He has written extensively in scholarly and trade publications on the future of work, inclusive economic development, and market competitiveness. Miller is currently a Visiting Fellow at Harvard University's Taubman Center for State and Local Government where he is building a community of practice to rethink how economic development should be more inclusive and sustainable, training the next generation of economic development leaders, and researching diverse economic development topics including inclusive economic growth, incentives, and the Build Back Better program. Miller is a board member of the New Growth Innovation Network, the Harvard Kennedy School Alumni Board, New Corp (CDFI), and St. Augustine's University. He is a former board member of the International Economic Development Council and completed a term membership with the Council on Foreign Relations. He has advised various federal agencies on economic policy including the Federal Reserve Board, the Economic Development Administration, and the White House. Miller has received numerous accolades including Young Economic Developer of the Year (2013), Michigan Man of Excellence (2016), the Distinguished Alumni Award from the Harvard Kennedy School Black Student Union (2018), and various others. He enjoys playing the piano, reading, and spending time with his family. Episode Notes Lesson 1: Put people first.   06:25 Lesson 2: Remember, the arc of time is long. 10:04 Lesson 3: You don't know how much capacity one has until you put it to the test. 11:11 Lesson 4: Everyone is the CEO of their job. Take initiative and lead. Results matter.  Everything else is noise.  17:35 Lesson 5: Be interesting. Try something new. 21:14 Lesson 6: Suck it up and drive on. 23:49 Lesson 7: One's character is demonstrated when one's faced with adversity.  26:46 Lesson 8: No one is completely self-made. Everyone has had some help. 28:41 Lesson 9: The world is a large place.  Follow the news and travel.  33:53 Lesson 10: We'll all have to die one day; make time for the people you love. 36:39  

Photo: No known restrictions on publication. @Batchelorshow 1901 #Turkey: Erdogan after the election. Svante Cornell, American Foreign Policy Council. Malcolm Hoenlein @Conf_of_pres @mhoenlein1 Svante E. Cornell is a co-founder and Director of the Institute for Security and Development Policy. He is the Director of the Central Asia-Caucasus Institute & Silk Road Studies Program, the Joint Center operated by ISDP in cooperation with the American Foreign Policy Council (AFPC). Dr. Cornell is also a Senior Fellow for Eurasia at AFPC. His main areas of expertise are security issues and politics in Southwest and Central Asia, with a specific focus on the Caucasus and Turkey. He is the Editor in Chief of the Joint Center's bi-weekly publications, the Central Asia-Caucasus Analyst and Turkey Analyst, and oversees the Joint Center's Silk Road Papers series of occasional papers. https://www.reuters.com/world/middle-east/turkey-votes-pivotal-elections-that-could-end-erdogans-20-year-rule-2023-05-13/ https://www.cfr.org/in-brief/heres-how-read-turkeys-election-results-so-far

For viewers, streaming has ushered in an era of Peak TV with a seemingly endless amount of shows to binge. But, writers on strike say they're not experiencing the same golden age when it comes to compensation and job stability. And, some streaming companies are struggling to hang on to subscribers in an ultra-competitive market. This has us wondering: Has streaming broken TV? On the show today, Kate Fortmueller, professor of entertainment and media studies at the University of Georgia, explains how streaming has changed the way film and TV writers make a living, why studios' priorities have shifted in the streaming age, and what might be ahead for the industry. Plus, why screenwriters are asking for limits on the use of AI. In the News Fix: Looking back at a previous writers strike might hint at the impact of the current strike. And, Home Depot says it expects a drop in annual sales for the first time in over a decade. We’ll get into what that might say about the housing market. Later, a listener shares their experience ordering pizza from an AI bot. Plus, according to another listener, keeping things tidy with young kids is much harder than they had thought. Here’s everything we talked about today: “The 2023 Writers Strike, Explained” from GQ “Why You Should Pay Attention to the Hollywood Writers’ Strike” from The Atlantic “The long game between writers and AI” from Politico “What Is a Mini Room? Writers Guild Contract Negotiation Focus on Them” from Variety “Writers striking worry AI could stymie diversity efforts in Hollywood” from Axios “Opinion | Hollywood writers strike risks a lot as TikTok and YouTube loom” from The Washington Post “Home Depot Projects First Annual Sales Decline Since 2009” from The Wall Street Journal “Home Remodeling Market Projected to Contract by 2024 from the Joint Center for Housing Studies It's our May fundraiser. We need to raise $350K to stay on track for this fiscal year, and your gift now can help us reach our goal. Give today.

For viewers, streaming has ushered in an era of Peak TV with a seemingly endless amount of shows to binge. But, writers on strike say they're not experiencing the same golden age when it comes to compensation and job stability. And, some streaming companies are struggling to hang on to subscribers in an ultra-competitive market. This has us wondering: Has streaming broken TV? On the show today, Kate Fortmueller, professor of entertainment and media studies at the University of Georgia, explains how streaming has changed the way film and TV writers make a living, why studios' priorities have shifted in the streaming age, and what might be ahead for the industry. Plus, why screenwriters are asking for limits on the use of AI. In the News Fix: Looking back at a previous writers strike might hint at the impact of the current strike. And, Home Depot says it expects a drop in annual sales for the first time in over a decade. We’ll get into what that might say about the housing market. Later, a listener shares their experience ordering pizza from an AI bot. Plus, according to another listener, keeping things tidy with young kids is much harder than they had thought. Here’s everything we talked about today: “The 2023 Writers Strike, Explained” from GQ “Why You Should Pay Attention to the Hollywood Writers’ Strike” from The Atlantic “The long game between writers and AI” from Politico “What Is a Mini Room? Writers Guild Contract Negotiation Focus on Them” from Variety “Writers striking worry AI could stymie diversity efforts in Hollywood” from Axios “Opinion | Hollywood writers strike risks a lot as TikTok and YouTube loom” from The Washington Post “Home Depot Projects First Annual Sales Decline Since 2009” from The Wall Street Journal “Home Remodeling Market Projected to Contract by 2024 from the Joint Center for Housing Studies It's our May fundraiser. We need to raise $350K to stay on track for this fiscal year, and your gift now can help us reach our goal. Give today.

In this special edition recorded at Oak Brook Golf Club, SWIC Mens and Womens Tennis Coach Becky Kane shares her tennis odyssey, which includes stardom at Althoff CHS before an outstanding collegiate career at Marquette University. Kane then discusses rebuilding the tennis programs at SWIC. Next, the Suhres, Mike and his father Larry, describe the history their family-owned golf course, Oak Brook. The two reminisce about the early days of the course, and they talk about the excitement of the first night of league. Next, the Integrity Spine and Joint Center "Team of the Week," the SIUE Womens Tennis Doubles combination of Margaux Britt and Mia Gorman, stop by to talk about their relentless style on the court and their happiness in the Cougar and Edwardsville community. Finally, Dr. Arthur Langston stops by to share the great news about his new offices at Integrity Spine and Joint Center. Dr. Langston also details his busy community involvement schedule, and cautions young kids and their parents about the potential dangers of "over use.".

SPECIAL REPORT: HOUSE ENERGY AND COMMERCE COMMITTEE'S COMMUNICATIONS & TECH SUBCOMMITTEE HOLDS HEARING TITLED, “PRESERVING FREE SPEECH AND REINING IN BIG TECH CENSORSHIP”WITNESSES:Mr. Seth Dillon, CEO, The Babylon BeeDr. Jay Bhattacharya, M.D., Ph.D., Professor of Health Policy, Stanford UniversityMr. Michael Shellenberger, Founder and President of Environmental Progress Spencer Overton, Patricia Roberts Harris Research Professor, George Washington University Law School; President, The Joint Center for Political and Economic Studies

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

High mortgage rates and a low supply of homes for sale has made homeownership feel out of reach for many Americans. And yet it remains an important way for Americans to build wealth.We speak with Chris Herbert, with the Joint Center for Housing Studies at Harvard University, about how homeownership became such an important part of the American Dream, and about other ways to build wealth.In participating regions, you'll also hear a local news segment to help you make sense of what's going on in your community.Email us at considerthis@npr.org.

SummaryWhat would you do with $800,000 that came with no strings attached? This actually happens to about two dozen MacArthur Fellows every year. Or better yet, a grant of $100 million, like MacArthur gave away in its 100 and Change program? It sounds exhilarating, but what if getting the money depended on you having a good idea for how to use it?Dr. Cecilia Conrad's work is finding and developing good ideas, first as the Managing Director of the MacArthur Fellowships, and now as the CEO of MacArthur's Lever for Change Foundation. In these roles, she's led the effort to: find and support the most creative people in the US, fund and support the organizations making big impacts on the world, and change how big philanthropy is done today.In this episode we'll learn Dr. Conrad's insights from the secret selectors of MacArthur fellows, what it's like being one of the few Black women in Economics, and what it was like growing up in Dallas during the height of the Civil Rights movement. Most of all, we'll learn about the how to find and develop the overlooked great ideas that waiting to be discovered.About Our GuestCecilia A. Conrad, Ph.D. is Senior Advisor, Collaborative Philanthropy and MacArthur Fellows and CEO of Lever for Change. Dr. Conrad was formerly a Managing Director at the Foundation, where she led the MacArthur Fellows program and steered the cross-Foundation team that created MacArthur's 100&Change—an athematic, open call competition that periodically makes a single $100 million grant to help solve a critical problem of our time. She continues to manage the 100&Change competition.Before joining the Foundation in January 2013, Conrad had a distinguished career as both a professor and an administrator at Pomona College in Claremont, CA. She held the Stedman Sumner Chair in Economics and is currently a Professor of Economics, Emerita. She served as Associate Dean of the College (2004-2007), as Vice President for Academic Affairs and Dean of the College (2009-2012), and as Acting President (Fall 2012). From 2007-2009, she was interim Vice President and Dean of the Faculty at Scripps College.Before joining the faculty at Pomona College, Dr. Conrad served on the faculties of Barnard College and Duke University. She was also an economist at the Federal Trade Commission and a visiting scholar at The Joint Center for Political and Economic Studies.Dr. Conrad received her Bachelor of Arts degree from Wellesley College and her Ph.D. in economics from Stanford University.Useful LinksThe MacArthur Fellowship ProgramThe Lever for Change FoundationThe 100 & Change programDr. Conrad explains the MacArthur Fellows program at MIT (YouTube)Wikipedia's list of all MacArthur FellowsPleasant Pictures MusicJoin the Pleasant Pictures Music Club to get unlimited access to high-quality, royalty-free music for all of your projects. Use the discount code HOWTOHELP15 for 15% off your first year.

Welcome to The Creating Wealth Show, Episode 1907! Join Jason Hartman today as he takes you through recent natural disasters and how they affect you as homeowners, investors, and how they affect the overall supply and demand dynamic of the real estate markets. Jason discusses Joseph Schumpeter and creative destruction, and breaks down some statistics on households formed vs homes built.  Today's guest Becky Nova, founder of Lady Landlords, helps others invest in properties and actually self manage them from a distance. She successfully operates in cyclical urban markets, so tune in for an interesting real estate success story and some great tips for self managing from abroad. Register today for Empowered Investor Live, taking place in beautiful Scottsdale on January 27-29! VIP tickets are selling out fast, so don't miss your chance! EmpoweredInvestor.com/Live Key Takeaways: Jason's editorial 0:00 Welcome to The Creating Wealth Show, Episode 1907 2:03 Increased demand for housing as natural disasters lessen the supply 5:49 Today's construction codes are much better 7:51 Benefiting from a disaster - insurance claims, government aid & mortgage moratorium 9:13 Joseph Schumpeter and creative destruction 11:05 Households formed vs homes built 12:45 Joint Center for Housing Studies at Harvard University housing projections 14:50 Second wave feminism, decreased marriage rate & men going their own way 17:00 Housing inventory from Altos Research 20:00 Some great opportunities in new construction homes 21:48 Register for our Scottsdale event - tickets are going fast! EmpoweredInvestor.com/Live Becky Nova interview 22:52 Welcome Becky Nova, founder of Lady Landlords 24:34 Becky started with buying a multifamily and renting out another unit 26:05 Mission to provide sustainable housing to those in the Dominican Republic 28:30 Self managing rental properties 30:00 Tools and tricks for self managing your properties from a distance - having the right people and the right systems in place 32:20 Property management software 33:00 Check out Jason's RENT (Real Estate News & Tech) YouTube channel for software demos  34:12 Laying out rules for requests and maintenance 38:50 City living vs multifamilies 41:55 Interest rate hikes and rent increases 44:39 Learn more at Lady-Landlords.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Housing costs have surged over the last year or so, but a new report shows that demand is still strong due to several factors, and that pricing pressures may ease up in the months ahead. The Joint Center for Housing Studies at Harvard University just released its annual State of the Nation's Housing report, and I'd like to share some of the highlights.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Home Price AppreciationNationwide home price appreciation hit 20.6% in March of this year. That's up from 20% in August of last year. The data shows record-high appreciation in 67 of the top 100 markets, and the rest were also up by at least 9%. Harvard researchers say higher home prices are keeping about 4 million renters from buying their own homes, and that increases demand for rental housing. (1)Those who can qualify for a home often can't find one in their price range. They are also competing with investors who have increased their share of moderately-priced homes. Single-Family Investor SalesResearchers say investors have moved aggressively into the single-family rental market and account for 28% of the SFR homes sold in the first quarter of this year. That's up from 19% in the first quarter of last year. From 2017 to 2019, the average was about 17%.Investors have been focusing on markets with rapid price appreciation. In Atlanta, the investor share of home sales was 41% in the fourth quarter of last year. In San Jose, California, it was 38%. In Phoenix, 36%, and in Los Angeles, 34%.Demand & Rent GrowthAs demand rose for rentals, so did rents. The report shows they were up 12% nationally in the first quarter. Rent growth was more than 20% in several metros. The hottest markets were in the South and West, but some coastal areas saw big gains because rents had fallen so much during the pandemic. Single-family rents have gone up faster than apartments mostly due to demand. That's the result of remote workers who want more space at home. CoreLogic shows that year-over-year rents were up 15% nationally as of March. The biggest gains were in Miami at 39% and Cape Coral at 28%, but Phoenix and San Diego were also mentioned with rent growth of 18 and 17% respectively.Strong Household FormationStrong household formation is contributing to increased demand and higher housing costs. From Q1 of 2020 to Q1 of 2022, new households were forming at an annual rate of 1.6 million. Harvard researchers had predicted an increase of 1.2 million annually from 2018 through 2028, so the current rate of increase is well above the expected amount.Much of the growth is due to millennials making up for previous delays in household formation.Government stimulus during the pandemic and the economic rebound last year also gave many young adults the means to pay for housing. But researchers are also predicting a new slowdown in household formation as the money situation tightens to control inflation. New household formation has raised the homeownership rate .1% to 65.4%.Residential ConstructionThe pace of residential construction is finally picking up. It has been trailing behind household growth for many years, but in 2021, single-family starts hit 1.1 million. That's the first time it's been above 1 million in 13 years. Multifamily starts are also up. They hit 470,000 which is a 30-year high.The big issue for builders has been all the supply chain disruptions. In April of this year, 1.64 million homes were under construction with delayed completion dates due to the supply chain hold-ups. The labor shortage and local land use regulations have also made it difficult for builders. Affordability Crisis & OutlookThe affordability crisis has continued to get worse for both homeowners and renters. In 2020, 30% of households were cost-burdened, meaning they were paying more than 30% of their income on housing. 14% were severely burdened. The figures are worse for renters. 46% were hard-pressed to pay their rent, and 24% were severely burdened. And now, inflation is making things worse.Although low-income families will continue to struggle with housing costs in the near term, the report says the outlook for overall housing demand is mostly positive. A lot depends on whether the Federal Reserve can control inflation, but Harvard researchers say that demographic shifts are favorable, unemployment is low, and wage growth is strong – which all contribute to a positive outlook.You'll find a link to the full report in the show notes for this episode at newsforinvestors.com.Please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1. https://www.jchs.harvard.edu/blog/across-nation-rising-prices-and-increased-interest-rates-limit-access-homeownership

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.

Reporting rent payments to credit bureaus is growing in popularity to help tenants build credit. But it's not just something that helps tenants. According to the media website, Propmodo, it's also a better way to do business for landlords. And there are a growing number of companies offering this service to both tenants and landlords. (1)Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Having a long history of on-time rent payments speaks well of a renter. That's something every landlord looks for during the screening process. But until more recently, the only option for passing that information along to the “next” landlord is by word of mouth – from one landlord to another who's checking references, typically by phone.For the renter, on-time rent payments will obviously keep the peace with a current landlord, and help with any phone calls from a new landlord, but it does little to improve a renter's credit score. Although renters can build credit from paying their other bills, rent hasn't been one of things reported to the big three credit agencies because landlords are not considered creditors.Technology-Based SolutionsThe arrival of technology-based solutions or “fintech” is changing the way this information is distributed. Just this week, a company called “Bilt Rewards” announced that it will offer a free rent reporting service for tenants who live in Bilt Alliance multi-family buildings.Bilt tenants have been able to earn points for paying their rent on time, and then use those points to pay for other things like travel or to help pay next month's rent. And now those tenants can also choose to have those rent payments reported to Experian, Equifax, and Transunion to help build their credit, which they need to possibly eventually buy a home.As Bilt says on its website: “Rent reporting can help build a credit history, increase the types of credit on your credit report, and may boost your credit score.” (2)Rent Reporting is Valuable to LandlordsThis kind of information is also valuable to landlords to evaluate the likelihood that a future tenant will pay his or her rent. It even seems like a glaring omission that rent reporting has not been part of the credit reporting system, but as I mentioned, that's changing.There are a number of companies now offering the service. FrontLobby and RentRedi are two that come to mind, along with the one I previously mentioned, Bilt Rewards.Propmodo mentions a company called Piñata that also rewards tenants for making on-time payments. It's a New Jersey start-up with an app that provides currency to tenants with timely rent payments. That currency can then be used to buy things from prominent brands like Costco, Amazon, and Starbucks. Piñata also helps tenants build credit, and hopes to close the credit discrimination gap for renters.Propmodo says that the “lack” of rent reporting can be a source of frustration for renters. According to a report from Harvard's Joint Center for Housing Studies, almost 11 million renters spent more than 50% of their income on housing in 2018. That's a big chunk of a typical renter's income that doesn't build equity, and without contributing to their credit score, provides no additional financial benefit.Building Credit, Avoiding DelinquenciesAs reported by Propmodo, FrontLobby says that tenants have seen their credit scores jump more than 40 points “in a matter of months.” And for landlords, it says they can “lower payment delinquencies by 36%.” The Propmodo piece calls it a win-win for both tenants and landlords because “landlords and property management companies can make better screening decisions when they're deciding who to rent to. And, it says that “offering to report a tenant's rent payments to the credit bureaus is its own incentive to attract tenants.” For tenants, it helps them build credit, which they might need if they ever want to become homeowners.Fannie Mae has been using data on rent payments in its underwriting process since last September. And Freddie Mac is reportedly looking into doing it as well. (3)Check for links in the show notes at newsforinvestors.com.And please check out Rich Fettke's new book, “The Wise Investor.” It's a book that will help ground you and expand your horizons while teaching you about real estate, financial freedom, and the discovery of your better self. The kindle book is for sale on Amazon. The hard cover and audio versions are coming out in August but you can pre-order them now. You can also read more about the book here.Also, please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.propmodo.com/reporting-rent-to-credit-bureaus-is-better-for-tenants-and-landlords/2 -https://www.biltrewards.com/3 -https://www.nationalmortgagenews.com/news/rent-payment-reporting-program-launched-by-bilt-rewards

The monthly jobs report has become something of an event, where the numbers about the labor market and unemployment are used as beacons to indicate the economy’s health. Beyond those numbers, however, is the relatively untold story of inequality among workers of color and across genders. For more on this, we spoke to to Dr. Alex Camardelle, Director of Workforce Policy at the Joint Center for Political and Economic Studies. Later this morning, the payroll firm ADP will release its monthly report of private sector job growth. Marketplace’s China correspondent Jennifer Pak checks in from Shanghai, which is still wading through a COVID lockdown period.