Podcasts about housing studies

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

In this episode, we speak with Dr. Amir Baluch, a semi-retired anesthesiologist and founder of Blue Capital Partners, about alternative investment strategies for healthcare providers. Dr. Baluch shares insights on creating passive income streams, the importance of diversification beyond traditional stocks and bonds, and how strategic investments can "buy back time" for busy practitioners. While much of his financial advice offers valuable perspective for healthcare providers looking to reduce clinical hours and focus more on business development, we also provide important context regarding his comments on real estate investment and political policies that may contradict current research on housing affordability and economic impacts. Episode Highlights: The Power of Passive Income: How investing in alternative assets can create freedom in your schedule and reduce dependence on clinical hours Diversification Strategy: Why relying solely on traditional investments like stocks may not provide adequate returns in the coming decade Risk-Adjusted Returns: Understanding how to evaluate investments beyond just the stated return percentage Time vs. Money: Creating a strategic plan to gradually reduce clinical hours through passive income Marketing vs. Sales: The critical differences between creating awareness and converting leads Building a Sellable Practice: The importance of treating your practice like a business that could someday be sold Producer's Notes: Two topics discussed in this episode warrant additional context: Single-Family Home Investments: Institutional investor ownership of single-family homes has grown significantly, with just 32 institutional investors collectively owning 450,000 single-family homes by 2022. Research indicates non-individual investor ownership of single-family rentals increased from 17% in 2001 to 25% in 2021, with projections suggesting institutional investors could control 40% of U.S. single-family rental homes by 2030. This trend is contributing to the housing affordability crisis in many markets. Policy Impacts: Despite Dr. Baluch's enthusiasm about certain administration policies, current evidence suggests recent tariffs, immigration policies, and cuts to housing programs are adversely affecting housing affordability. Housing experts note that deportation plans could severely impact the construction industry, as immigrants make up approximately 30% of the construction labor force at a time when the National Association of Home Builders projects a need for 2.2 million new skilled construction workers. Sources: Government Accountability Office (GAO). "Rental Housing: Information on Institutional Investment in Single-Family Homes." May 2024. Joint Center for Housing Studies of Harvard University. "8 Facts About Investor Activity in the Single-Family Rental Market." 2024. MetLife Investment Management. "Housing Market Projections Report." 2023. The Washington Post. "Investors bought up a record share of homes last year." February 2022. Center for American Progress. "Americans Recognize Housing Affordability Crisis." October 2024. National Association of Home Builders. "Understanding Housing Affordability in Today's Market." July 2024. Bankrate. "How Will Tariffs And Deportations Affect Housing?" April 2025. Newsweek. "Trump Tariffs Could Slow US Housing Market in 2025." March 2025. ProPublica. "Trump Says He'll Fight for Working-Class Americans. His First Presidency Suggests He Won't." November 2024. National Low Income Housing Coalition. "Impacts of Trump Administration Executive Orders." April 2025. Notable Quotes: "If you diversify across enough asset classes, you could reduce your risk by 80% and still get the same returns." - Dr. Amir Baluch "When people don't write it down on a piece of paper, it never happens. They throw money here and there and a couple of investments. But at the end of the year, okay, how much time did that buy you back?" - Dr. Amir Baluch "Just imagine every dollar bill you have is a little soldier. You just want to put it to work out there." - Dr. Amir Baluch "If you're not measuring it, it doesn't get managed." - Dr. Amir Baluch "I think that's the key. Take your time and energy so that you can work on the business instead of being in it all the time." - Host Bio: Dr. Amir Baluch is a Wall Street Journal and international bestselling author who retired from anesthesiology in his early 40s to focus on transforming wealth management for healthcare professionals. After experiencing his father's bankruptcy and personal setbacks in 2001, he developed alternative investment strategies that have since helped numerous medical professionals achieve financial independence. As founder of Blue Capital Partners, Dr. Baluch manages over $700M in projects, specializing in creating passive income through real estate, private equity, and private credit investments. His expertise has been featured on ABC News, Business Insider, and Forbes. He's dedicated to empowering 10,000 healthcare professionals to secure financial freedom through recession-proof investment opportunities that provide not just wealth accumulation but also tax reduction and lifestyle flexibility. Dr. Baluch brings a unique physician-focused perspective to financial planning, having personally implemented the strategies he teaches to achieve early retirement and build lasting wealth. Find Dr. Baluch: Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page Thriving Practice Community Instagram

The real estate industry is entering a new phase—one where rising interest rates, evolving buyer behavior, and industry-wide legal settlements are shaping the future. If you're in the title or real estate business, you need to know what's coming. Dr. Lawrence Yun, NAR's Chief Economist, joins the show to break down the biggest economic trends affecting home sales, mortgage rates, and industry structure. Don't miss this deep dive into what 2025 has in store.     What you'll learn from this episode How inflation and interest rates are impacting mortgage rates and buyer affordability Why home listings are increasing and what that means for buyers and sellers NAR Settlement: How new rules impact agents, commissions, and industry structure The impact of institutional investors on the housing supply How the national debt and government cuts could affect mortgage rates and real estate Resources mentioned in this episode National Association of REALTORS® PEW CONSULTANCY LTD Federal Reserve Board Federal Housing Administration - HUD Hillbilly Elegy by J. D. Vance | Paperback, Hardcover, and Kindle On Freedom by Timothy Snyder | Paperback, Hardcover, and Kindle About Dr. Lawrence YunLawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR's Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends. Dr. Yun creates NAR's forecasts and participates in many economic forecasting panels, among them the Blue Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States, and has testified before Congress. Dr. Yun has also appeared as a guest on CSPAN's Washington Journal. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.   Connect with Dr. Lawrence Website: Lawrence Yun LinkedIn: Lawrence Yun     Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil

In this essay Keith Jacobs considers the relevance of Colin Ward's work for addressing contemporary housing challenges. It is claimed that Ward's writings on housing offer both a trenchant critique of managerially inspired policies and a set of political interventions that merit consideration. Keith Jacobs is an Emeritus Professor in the School of Social Sciences at the University of Tasmania. His two most recent publications are: ‘'Historical sensibility' and its relevance for contemporary housing studies' 10.4337/9781800375970.00010 and ‘Political economy perspectives and their relevance for contemporary housing studies' (coauthored with R. Atkinson and D. Warr) 10.1080/02673037.2024.2359411. Anarchist Essays is brought to you by Loughborough University's Anarchism Research Group and the journal Anarchist Studies. Follow us on Bluesky @anarchismresgroup.bsky.social Our music comes from Them'uns (featuring Yous'uns). Artwork by Sam G.

Are you interested in urban housing affordability? Summary of the article titled A fresh look at contemporary perspectives on urban housing affordability from 2021 by Marietta E. A. Haffner and Kath Hulse, published in the International Journal of Urban Sciences. This is a great preparation to our next interview with Jennifer Borrero in episode 290 talking about how housing affordability can be achieved through real examples. Since we are investigating the future of cities, I thought it would be interesting to see what housing affordability issues are and how we can understand them better. This article presents the history and norms of housing affordability and highlights the shift from the physical to the policy side. Check out the article through this link. Abstract: The literature on housing affordability has grown rapidly since Hulchanski [1995, p. 489. The concept of housing affordability: six contemporary uses of the housing expenditure-to-income ratio. Housing Studies, 10(4), 471–491] declared that housing researchers should avoid using the term since it is not a robust concept and measurement often lacks validity. In the ensuing 24 years, however, scholars have continued to debate the definition and measurement of housing affordability as well as the prevalence and type of ‘housing affordability problems' in various countries. This paper is a think piece which takes a fresh look at housing affordability as a concept which has persisted despite considerable contestation and scepticism about its use. It provides a critical and multi-disciplinary assessment of housing affordability starting with early conceptualization of the nexus between economic principles and social norms about housing and living standards to a reworking of housing affordability in the twenty-first century as an urban issue affecting lower and middle-income households in cities, as a consequence of the financialization of housing and urban restructuring. It argues that the housing affordability concept has been repurposed such that the focus is less on understanding housing expenditures in contributing to poverty and disadvantage within the domain of social policy and more on the urban policy challenges of growing inequities in access to urban resources. The paper highlights the challenges for urban policy in adopting and adapting rather than rejecting a multi-dimensional concept of housing affordability and consequently the importance of new ways of measuring urban housing affordability. Connecting episodes you might be interested in: No.263R - Why affordable, social &public housing must be redefined as economic infrastructure No.264 - Interview with Rob Pradolin about the Australian housing crisis You can find the transcript through ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠th⁠i⁠s link⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. What wast the most interesting part for you? What questions did arise for you? Let me know on Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@WTF4Cities⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠wtf4cities.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ website where the⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠showno⁠t⁠es⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠are also available. I hope this was an interesting episode for you and thanks for tuning in. Music by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lesfm ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠from ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pixabay⁠

How can we build better housing and more of it? Sam Naylor is the co-author of “The State of Housing Design 2023” (Harvard University Press) and the research report “Legalizing Mid-rise Single-stair Housing in Massachusetts”. He is a licensed architect and researcher and joins MoPo to discuss the critical importance of housing design in addressing the current housing crisis. He emphasizes the need for innovative and quality housing solutions and the challenges posed by zoning laws and community resistance. Naylor advocates for design thinking as a means to unlock production and density while also highlighting the significance of community engagement and leadership in shaping housing policy. The discussion also touches on the potential of policy changes such as single-stair reform and the future of housing design, reflecting on personal ideals and the broader implications for urban development. Links [Sam Naylor](https://naylorsam.com/) [Sam on LinkedIn](https://www.linkedin.com/in/sam-naylor/) [Sam on IG](https://www.instagram.com/sam__naylor/) [The State of Housing Design 2023](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [Legalizing Mid-rise Single-stair Housing in Massachusetts](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [The Joint Center for Housing Studies of Harvard University](https://www.jchs.harvard.edu/) Keywords housing design, architecture, housing crisis, Joint Center for Housing Studies, innovative design, community engagement, zoning laws, single stair reform, affordable housing, urban development Chapters 00:00 Introduction to Housing Design and Its Importance 02:59 The Role of the Joint Center for Housing Studies 05:50 Innovative Housing Design: Themes and Insights 09:08 The Importance of Quality Design in Housing 11:57 Challenges in Housing Development and Funding 14:53 Zoning Laws and Their Impact on Housing 18:17 Community Resistance to New Developments 21:11 The Need for Clear Zoning Regulations 24:08 Building Codes and Their Influence on Housing 26:55 Single Stair Reform and Its Potential Benefits 37:19 Revisiting Building Codes and Safety Innovations 40:43 The Case for Scissor Stairs and Efficient Design 43:09 Navigating Building Regulations and Renovations 46:58 The Need for Proactive Code Revisions 49:12 Designing for Functionality and Community Engagement 52:55 The Role of Political Engagement in Housing Architecture 56:16 Community Involvement in Housing Development 01:00:08 The Future of Housing: Leadership and Public Perception 01:04:54 Imagining Ideal Living Spaces 01:08:36 Reflecting on Modernism and Future Projections

Inclusionary zoning policies are commonly used to produce affordable housing and “social mix” in the U.S., but what about in Europe, where public housing and strong social welfare programs have historically met those needs? Anna Granath Hansson shares research on emerging inclusionary housing policies in the Scandinavian countries of Sweden, Norway, and Denmark.Show notes:Granath Hansson, A., Sørensen, J., Nordahl, B. I., & Tophøj Sørensen, M. (2024). Contrasting inclusionary housing initiatives in Denmark, Sweden, and Norway: how the past shapes the present. Housing Studies, 1-22.Previous episodes on inclusionary housing/inclusionary zoning:Episode 77: Upzoning With Strings Attached with Jacob Krimmel and Maxence ValentinEpisode 31: Inclusionary Zoning with Emily HamiltonEpisode 79: Who Pays For Inclusionary Zoning with Shane PhillipsMore information on the EU court case about Denmark's “ghetto law.”Sightline article on Portland's fully-funded affordability mandate.

This episode of the Econ Dev Show podcast features an insightful conversation with Kristen Fish-Peterson, the Principal and CEO at Redevelopment Resources. Kristen shares her vast expertise in economic and community development, detailing the work her firm does in housing studies, market analysis, and downtown redevelopment planning. Throughout the episode, Kristen emphasizes her team's unique ability to work with both private developers and public sector entities, helping them navigate the complexities of municipal processes and strategic planning. As the discussion unfolds, Dane and Kristen explore how economic development and redevelopment projects can rejuvenate communities, particularly downtown areas. Kristen delves into how her team assists municipalities in implementing redevelopment plans and helping developers secure the necessary municipal support. This episode provides listeners with a comprehensive understanding of the challenges and opportunities in the world of redevelopment, offering valuable insights for economic developers and community planners alike. Like this show? Please leave us a review here (https://econdevshow.com/rate-this-podcast/) — even one sentence helps!

Consumer sentiment is shifting as inflation expectations stabilize and more consumers expect lower interest rates in the next 12 months, but after such a long period of economic uncertainty, confidence in the economy is more difficult to find. In the multifamily market, regional differences in apartment supply continue to impact rent growth, but investment activity is poised to increase across all CRE sectors as the Fed continues the current rate cut trajectory. Sources discussed in this episode: CBRE: “Impact of Interest Rate Cuts on Real Estate Cap Rates” - https://www.cbre.com/insights/briefs/impact-of-interest-rate-cuts-on-real-estate-cap-rates Federal Reserve Bank of New York: “Survey of Consumer Expectations, September 2024” - https://www.newyorkfed.org/microeconomics/sce#/ CBRE: “Are big deals suffering more than smaller ones?” - https://www.cbre.com/insights/briefs/cotw-are-big-deals-suffering-more-than-smaller-ones Harvard Joint Center for Housing Studies: “10 Major Housing Stories from the Latest ACS Data” - https://www.jchs.harvard.edu/blog/10-major-housing-stories-latest-acs-data John Burns Research and Consulting: “Slowing immigration set to give a smaller boost to housing” - https://jbrec.com/insights/immigration-slowdown-in-2025-expected-to-decrease-rental-demand/ MSCI: “The What and the When Matter for the Losses of Real-Estate Lenders” - https://www.msci.com/www/blog-posts/the-what-and-the-when-matter/05025154480 For the latest multifamily news from across the internet, visit the Gray Report website: ⁠https://www.grayreport.com/⁠ Sign up for our free multifamily newsletter here: ⁠https://www.graycapitalllc.com/newsletter⁠ DISCLAIMERS: This podcast does not constitute professional financial advice and is for educational/entertainment purposes only. This podcast is not an offer to invest. Any offering would be made through a private placement memorandum and would be limited to accredited investors.

As the housing crisis worsens and Democratic presidential candidate Kamala Harris makes lowering housing prices a key part of her agenda, nonfiction writer Lola Milholland joins co-hosts V.V. Ganeshananthan and Whitney Terrell to discuss her experience with communal living. With traditional single-family homes economically out of reach for many Americans, Milholland talks about the social and financial benefits of living with others, including shared cooking and meals. She cautions that living with roommates will not solve the housing crisis and talks about the need for widespread and systemic change. She reads from her book, Group Living and Other Recipes. To hear the full episode, subscribe through iTunes, Google Play, Stitcher, Spotify, or your favorite podcast app (include the forward slashes when searching). You can also listen by streaming from the player below. Check out video versions of our interviews on the Fiction/Non/Fiction Instagram account, the Fiction/Non/Fiction YouTube Channel, and our show website: https://www.fnfpodcast.net/ This episode of the podcast was produced by Anne Kniggendorf. Lola Milholland Group Living and Other Recipes Umi Organic Living With Roommates Is Sorely Underrated |TIME Can a $9 Lunch Cure Loneliness? | Oprah Daily Others: Fiction/Non/Fiction Season 7, Episode 33: “Brandy Jensen on the Mainstreaming of Polyamory” Fiction/Non/Fiction Season 7, Episode 29: “Jen Silverman on Generational Divides in American Politics” Fiction/Non/Fiction Season 7, Episode 52: “Myriam J.A. Chancy on Haitian American Communities” Joint Center for Housing Studies at Harvard  Joint Center for Housing Studies at Harvard: “Home Prices Far Outpace Incomes” The Gift: How the Creative Spirit Transforms the World by Lewis Hyde Learn more about your ad choices. Visit megaphone.fm/adchoices

The affordable housing crisis in the U.S. is getting worse, according to a new report from the Joint Center for Housing Studies of Harvard University. While many factors are to blame for the increase in cost-burdened homeowners and renters, experts agree that constrained supply is keeping housing costs elevated. Many point to the strict zoning ordinances in most cities as the primary barrier to new housing construction. The YIMBY (“Yes In My Backyard”) movement, which has support from both sides of the political spectrum, aims to relax zoning laws in cities across the nation. Will it create r? Keep reading the article here: https://www.biggerpockets.com/blog/how-building-codes-have-impacted-the-housing-crisis Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem.Topics covered include:Why 50% of the global population is frustrated with the lack of affordable housingHow the housing collapse as part of the Great Financial Crisis contributed to today's affordability crisisHow central bank QE programs have magnified the housing crisisHow restrictive zoning and short-term rentals contribute to the housing crisisWhat governments are doing to encourage more housing supplyWhat individuals can do until housing becomes more affordableSponsorsDelete Me – Use code David20 to get 20% offLinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesConcern over housing costs hits record high across rich nations by Valentina Romei and Sam Fleming—The Financial TimesHome Price to Median Household Income Ratio (US)—LongtermtrendsHome Ownership Affordability Monitor—Federal Reserve Bank of AtlantaAMERICA'S RENTAL HOUSING 2024—Joint Center for Housing Studies of Harvard UniversityAmerica retains “rent burdened” status—Moody'sU.S. 2024 and 2025 Mid-Year Outlook Report—AirDNAARIZONA'S NEW HOUSING LAWS EXPLAINED—Tempe YIMBYWhat Kalamazoo (Yes, Kalamazoo) Reveals About the Nation's Housing Crisis by Conor Dougherty—The New York TimesHow Rent Controls Are Deepening the Dutch Housing Crisis by Cagan Koc and Sarah Jacob—BloombergRelated Episodes389: Is Airbnb Intensifying the Housing Crisis?357: Is a Housing Crash Coming?238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A new proposal from the Biden administration calls for a nationwide cap on rent increases. Economists think that's a terrible idea. We revisit a 2019 episode to hear why. SOURCES:Tommy Andersson, professor of economics at Lund University.Vicki Been, professor of law at New York University and former deputy mayor for housing and economic development in New York City.Rebecca Diamond, professor of economics at Stanford Graduate School of Business.David Eisenbach, history lecturer at the Manhattan School of Music and Columbia University.Ed Glaeser, professor of economics at Harvard University. RESOURCES:"The State of the Nation's Housing 2024," by the Joint Center for Housing Studies of Harvard University (2024).“The Effects of Rent Control Expansion on Tenants, Landlords, and Inequality: Evidence from San Francisco,” by Rebecca Diamond, Tim McQuade, and Franklin Qian (American Economic Review, 2019).“Housing Market Spillovers: Evidence from the End of Rent Control in Cambridge, Massachusetts,” by David H. Autor, Christopher J. Palmer, and Parang A. Pathak (Journal of Political Economy, 2014).“An Econometric Analysis of Rent Control,” by Edgar O. Olsen (Journal of Political Economy, 1972).Roofs or Ceilings?: The Current Housing Problem, by Milton Friedman and George J. Stigler (1946).

RENT CAP - The Biden administration is proposing a new way to keep your rent prices affordable, by capping national rent increases at 5%. The proposal, which is expected to be announced while the president visits Nevada today, would require Democratic control of Congress to become law. This comes as a recent report by Harvard's Joint Center for Housing Studies shows nearly half of renters spend more than 30% of their income on housing and utilities. Nicole D'Antonio is live in Washington with details on today's announcement.

On this last episode in this series, our co-hosts Hanan Ali and Natasha Mhuriro talked to four guests. Djaka Blais, Executive Director of Hogan's Alley Society; Robert Byers, President & C-E-O of Namerind Housing Corporation; Joshua Evans, Associate Professor at the University of Alberta. and Franz Bernhardt, Postdoctoral Researcher at Aalborg University, Denmark. We spend time thinking about and imagining alternative models of community housing. How could or should Canada's community housing sector look differently in the future? What are some good examples of innovative housing projects and practices from across the country – and around the world? What lessons can we learn? The production of the podcast series is led by Dr. Yushu Zhu and Dr. Meg Holden at Simon Fraser University as part of the Community Housing Canada project and the Housing Inequality in Canada project, in partnership with IRPP. Student researchers include Hanan Ali, Natasha Mhuriro, Pok Man Tong, and Khoa Vo. This podcast has been a dedicated collaboration, with production assistance by Ricardo Montrose, Cléa Desjardins and Luc Moulaison at IRPP, and audio producer Jackie G. Karen Sawatzky contributes to script editing for this episode. If you like what you heard and you want to know more about the Institute for Research on Public Policy, head over to https://irpp.org/. Additional resources: Hogen's Alley Society - A Black-led non-profit organization dedicated to advancing the social, political, economic, and cultural well-being of people of African descent in Metro Vancouver. Namerind Housing Corporation - An Indigenous-led housing provider and social enterprise. Aboriginal Housing Management Association (AHMA) - An umbrella organization composed of 41 Members that are each Indigenous Housing providers. The first Indigenous Housing Authority in Canada and only the second in the world. Ontario Aboriginal Housing Services - A non-profit housing provider with a focus on the Indigenous community. Housing Boom in Gateway Cities – Book written by David Ley, 2023. Utilising a comparative approach in five gateway cities, the author provides an understanding of the politics of booms, lifting the debate beyond narrow housing and real estate studies. Policy fact sheet: National Building Fund, Denmark. European Construction Sector Observatory. 2019. The resilience of social rental housing in the United Kingdom, Sweden and Denmark: How institutions matter. Timothy Blackwell & Bo Bengtsson. Housing Studies. 2023. 38:2, 269-289.

HOUSING COST - With the presidential debate days away, political polls show the economy remains a top concern for voters. A recent report from Harvard University's Joint Center for Housing Studies shows nearly one in four households that own a home are now stretched thin. Research shows the cost burdens are even worse for renters. The report shows both homeowners and renters have been impacted by this pandemic-era surge in rent prices. Nicole D'Antonio is live in Washington breaking down the report.

Tommy talks to Daniel McCue, a senior research associate with the Joint Center for Housing Studies at Harvard

This week, Nick and Goldy are joined by Whitney Airgood-Obrycki from the Joint Center for Housing Studies at Harvard University to discuss the urgent issue of housing affordability in the United States. Despite its status as the wealthiest country in the world, America is grappling with a housing crisis, marked by record-high levels of homelessness and a growing number of individuals spending between 30% to 50% or more of their income on rent. Together, they unpack the housing affordability crisis, discuss how it contributes to the perception of a struggling economy, and explore the innovative solutions local governments are proposing to address it. Whitney Airgood-Obrycki is a Senior Research Associate at the Joint Center for Housing Studies at Harvard University. She conducts research on affordable rental housing for low-income households and served as the project manager and lead author of their recent report on America's Rental Housing. Dr. Airgood-Obrycki's latest research includes affordable housing policy, housing affordability measures, rental housing markets, and suburban neighborhood change. Twitter: @airbrycki, @Harvard_JCHS America's Rental Housing 2024  Montgomery County has found a way to reinvigorate public housing in America What if public housing were for everyone? Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

Mike Stephen learns about the significance of vacant land near local transit hubs from Geoff Smith, executive director of the Institute for Housing Studies at DePaul University, discusses the historical significance of Stateville Correctional Center with Leila Wills, executive director of the Historical Preservation Society of the Illinois Chapter of the Black Panther Party, and discovers the Secret History of local blues guitar powerhouse Hip Linkchain.

In business, you must know your numbers.  Dollars, data, trends, and almost everything comes back down to the numbers.  In today's episode, I review with you the 2024 Report about America's Rental Housing by Harvard's Joint Center for Housing Studies.  We talk about the conclusions of the study and how it impacts you in your local area.  

An increasing number of people in Florida are experiencing homelessness. The surge in homelessness comes as state lawmakers are considering legislation that some advocates see as punitive: a law that would make it illegal to sleep on public property. Florida's council on Homelessness reported 30,809 individuals experiencing “literal homelessness” last year. That means not having a fixed, regular or adequate place to stay, and includes people living in shelters. That's a 9 percent increase since 2019. The number of students experiencing homelessness in Florida is even higher. On this episode we speak with Anne Ray, the Florida Housing Data Clearinghouse Manager at the University of Florida's Shimberg Center for Housing Studies, about the rising number of homeless students and the support that's available for them. We also discuss a specific group of students who experience homelessness: kids who are separated from their families because of abuse or neglect, but who aren't part of the foster care system. We talk with a Tampa non-profit leader, Vicki Sokolik, who works to support those students, and we hear from Jamal, an alumnus of her program.

An increasing number of people in Florida are experiencing homelessness. The surge in homelessness comes as state lawmakers are considering legislation that some advocates see as punitive: a law that would make it illegal to sleep on public property. Florida's council on Homelessness reported 30,809 individuals experiencing “literal homelessness” last year. That means not having a fixed, regular or adequate place to stay, and includes people living in shelters. That's a 9 percent increase since 2019. The number of students experiencing homelessness in Florida is even higher. On this episode we speak with Anne Ray, the Florida Housing Data Clearinghouse Manager at the University of Florida's Shimberg Center for Housing Studies, about the rising number of homeless students and the support that's available for them. We also discuss a specific group of students who experience homelessness: kids who are separated from their families because of abuse or neglect, but who aren't part of the foster care system. We talk with a Tampa non-profit leader, Vicki Sokolik, who works to support those students, and we hear from Jamal, an alumnus of her program.

Rent has skyrocketed in the United States. That means Americans are handing over a bigger portion of their paycheck to their housing costs. They have less money for things like food, electricity, and commuting. The pandemic and inflation have both played a role in pushing rents higher.Whitney Airgood-Obrycki a Senior Research Associate at Harvard's Joint Center on Housing Studies says rents are actually going down, but that increases have been so large it's going to take time for the market to even out.We look at how rent prices got so high and what it might take to bring them down. Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this week's episode, host Margaret Walls talks with Carlos Martín, a project director at the Joint Center for Housing Studies of Harvard University and a university fellow at Resources for the Future, about housing adaptation and resilience amid climate change, using as a primary example New Orleans housing infrastructure after Hurricane Katrina. Martín argues that the resilience of housing infrastructure is key to climate adaptation, particularly for economically disadvantaged communities. He also discusses how residential buildings produce emissions and contribute to climate change; achieving US decarbonization goals will require related upgrades and improvements, which not all households can tackle with ease. References and recommendations: “Housing Resilience in Greater New Orleans: Perceptions of and Home Adaptations to Climate Hazards in Post-Katrina Louisiana” by Carlos Martín, Claudia D. Solari, Anne N. Junod, and Rebecca Marx; https://www.urban.org/research/publication/housing-resilience-greater-new-orleans “Exploring Climate Change in US Housing Policy” by Carlos Martín; https://www.tandfonline.com/doi/full/10.1080/10511482.2022.2012030 “Pathways to Prosperity: Building Climate Resilience” by Allison Plyer, Alysha Rashid, Elaine Ortiz, Taylor Savell, and John Kilcoyne; https://www.p2pclimate.org/ “The Rise of the American Conservation Movement: Power, Privilege, and Environmental Protection” by Dorceta E. Taylor; https://www.dukeupress.edu/the-rise-of-the-american-conservation-movement

Rental prices are unaffordable for a record number of Americans with half of all renters paying more than 30 percent of their income on rent and utilities, according to Harvard's Joint Center for Housing Studies. Stephanie Sy reached out to renters across the country to hear how these soaring prices are impacting their lives and discussed their issues with Whitney Airgood-Obrycki. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

A recent report from Harvard's Joint Center for Housing Studies found that over 650,000 people reported experiencing homelessness in America in January of 2023, up nearly 50% from 2015… Even if the numbers are staggering, hearing this probably isn't a huge shock… Here in California, the housing crisis has long been an issue… with rents going higher and higher… and not enough affordable options to go around… there's even been an exodus of people leaving the state, hoping to find solid ground on which to have a place to call home… So, what's being done about this crisis? Where do we stand on a state level - and on a local one? We're going to turn first to Chris Martin… policy director for Housing California, a statewide advocacy nonprofit focused on the production and preservation of affordable housing and addressing homelessness… To see how the state works with local governments… and vice versa… we turn to Sarah Karlinsky, Research Director at SPUR… the San Francisco Bay Area Planning and Urban Research Association, a nonprofit public policy organization…

RECORD HOMELESSNESS - A new report from Harvard's Joint Center for Housing Studies claims a growing number of Americans are becoming homeless. Expensive rents and soaring costs are hard to afford, driving many from their homes. High rents, inflation and an expiration of pandemic-era relief also contributed to homelessness. According to the report about 653,000 people reported experiencing homelessness in January 2023, a 12% increase from the year before. Washington Correspondent Arielle Hixson examines the data and what it means for your community.

Recent findings have highlighted a pressing issue facing almost half of all American renters: affordability. These findings stem from a study by the illustrious Joint Center for Housing Studies of Harvard University, which brought to light an unsettling reality in 2022. Amid continually rising rent costs throughout the COVID-19 crisis, a startling 50% of U.S. renters coughed up more than 30% of their earnings on rent and utilities, as pointed out by NPR. Compounding this, almost half of this group were subjected to the distress of spending over 50% of their income on their living costs. This situation presents an unexpected reality. Affordability challenges have ballooned across every single income bracket monitored, according to the lead author of the report, Whitney Airgood-Obrycki, a top-notch research associate with the center. Notably, those households pulling in between $30,000 and $74,999 per year experienced the steepest climb in unaffordability since 2019. From the workforce, a staggering one-third of full-time renters found housing costs to be a heavy burden, as evidenced by the report. An existing pinch-point was found amongst renters with annual earnings below $30,000, whose struggles with housing affordability were already acute. Counter to Airgood-Obrycki's expectations, these strains escalated further with burdensome housing costs affecting a record 83% of this group. Suffice to say, the residual amount left over for other household expenses has experienced a drastic fall, plummeting almost by half, to a mere $310 per month as per NPR, citing the study's findings.See omnystudio.com/listener for privacy information.

As we end our discussion of power, we look more practically at how power manifests in our everyday lives and how we might think about resistance to injustice within this understanding. We think through how social change practitioners engage with, mobilize, and build power in their efforts to build a better world. Having explored a number of theories of power, we look at how these theories might be part of a toolbox that advocates of a more just world can engage with to be more effective. Our guest scholar for this final conversation about power is Dr. Claire Cahen, Assistant Professor of Urban & Environmental Policy at Occidental College. --- Dr. Claire Cahen is an Assistant Professor of Urban & Environmental Policy at Occidental College. She received her B.A. from Pomona College and her Ph.D. in Earth and Environmental Sciences from the Graduate Center at the City University of New York. Her research centers on urban austerity, community development, labor, and racial justice and has been published in journals such as Race, Ethnicity and the City, Antipode, Labor Relations, and Housing Studies. Here are a few pieces that might serve as an introduction to Dr. Cahen's research: Cahen, C. (2023). After zombies: Notes on labor union and municipal renewal. Environment and Planning D: Society and Space, 41(4), 707-725. Cahen, C., Schneider, J., & Saegert, S. (2019). Victories from Insurgency: Re‐Negotiating Housing, Community Control, and Citizenship at the Margins. Antipode, 51(5), 1416-1435. Cahen, C. (2023). Anticolonial realism: The defensive governing strategy of a Black city in white space. Journal of Race, Ethnicity and the City, 1-23. --- The Social Science for Public Good Podcast is a project of the Virginia Tech Institute for Policy and Governance and VT Publishing intended to make social science theories accessible and available to individuals and organizations seeking to promote social change.

Tommy talks with Jennifer Molinsky, Director of the Harvard Joint Center for Housing Studies' Housing and Aging Society program

Hey there, future real estate moguls! Are you ready to dive into the exciting world of real estate investment? Well, you're in the right place because today, we've got something special lined up for you. We're going to unlock the secrets of real estate investing and share seven unbelievable tips for beginners to get you started on your journey to financial freedom. So, stick around because you won't want to miss this! --> READ THE BLOG POST HERE https://myempirepro.com/blog/real-estate-investment-for-beginners   --> WATCH VIDEO VERSION HERE https://youtu.be/BcK5uKZeeOs   Real estate investment might seem like a daunting endeavor, but it doesn't have to be. Whether you're looking to generate monthly cash flow or build long-term wealth, real estate can be an excellent avenue for investment. In this video, we'll break down the basics of real estate investing and provide you with seven valuable tips to get started on the right foot. At its core, real estate investing is a way to grow your wealth in a manner that often outpaces the effects of inflation. While your regular job provides income, real estate investments can offer appreciation and income simultaneously.  Before we dive into the tips, let's first understand why investing in real estate is a smart move. While there are many reasons, two primary motivations are cash flow and wealth building. 8 Benefits of Real Estate Investing: Benefit Number 1 of 8. Steady Cash Flow Real estate can provide a consistent stream of rental income, offering financial stability and covering ongoing expenses. Benefit Number 2 of 8. Long-Term Wealth Building Over time, real estate properties tend to appreciate in value, allowing investors to build substantial equity and long-term wealth. According to the Federal Housing Finance Agency (FHFA), the average U.S. home value has increased at an annual rate of 4.3% since 1991.   Notably, in areas like San Francisco, median home values have surged by an annual rate of 10.5% since 1991.  For instance, a $200,000 investment in a home in 1991 would have appreciated to over $600,000 by 2023. Real estate investors can build equity as they make mortgage payments.   For example, a buyer who purchased a $200,000 home with a 20% down payment would accumulate $160,000 in equity after making 20% of their mortgage payments.  This equity can be leveraged for other investments or financial goals. Location, with properties near schools, jobs, and amenities tending to appreciate faster.  Demand, where high demand relative to supply drives up prices.   Supply, with limited availability often leading to price increases.  Economic conditions, as periods of growth generally boost real estate prices. The Case-Shiller U.S. National Home Price Index reveals a historical annual appreciation rate of approximately 3-5% for residential real estate in the U.S. The Federal Reserve's Survey of Consumer Finances underscores that most Americans accumulate significant wealth through home equity, which appreciates over time. Data from the National Council of Real Estate Investment Fiduciaries (NCREIF) demonstrates that commercial real estate investments have consistently delivered robust returns, often surpassing stocks and bonds. Rental income from residential properties in the U.S. surpassed $500 billion in 2019, providing a reliable source of cash flow. Homeowners can amass substantial equity over time through mortgage payments and property value appreciation. The Joint Center for Housing Studies of Harvard University reports a median increase of $40,000 in homeowner equity from 2013 to 2018. Benefit Number 3 of 8. Diversification:  Real estate investments can diversify your portfolio, reducing risk by spreading your assets across different asset classes. Benefit Number 4 of 8. Tax Advantages:  Real estate investors can benefit from various tax deductions, such as mortgage interest and property depreciation, which can reduce their overall tax liability. Benefit Number 5 of 8. Tangible Asset:  Unlike some other investments, real estate provides a tangible asset that you can see and touch, adding a sense of security. Benefit Number 6. Inflation Hedge:  Real estate often keeps pace with or outpaces inflation, preserving your purchasing power over time. Benefit Number 7 of 8. Control:  Real estate investments offer a level of control, allowing you to make decisions about property management, improvements, and rental terms. Benefit Number 8 of 8. Passive Income:  When managed properly, rental properties can generate passive income, allowing you to earn money without actively working for it. Real estate offers a unique combination of stability and profit potential that makes it appealing to both seasoned investors and beginners alike. 7 Types of Real Estate Investments Now, let's explore the different types of real estate investments you can consider: Real Estate Investments Type 1 of 7. Buy and Hold:  This strategy involves purchasing properties for the purpose of generating monthly cash flow and building equity over time. Real Estate Investments Type 2 of 7. Flipping:  Flipping is all about buying distressed properties, renovating them, and selling them for a profit within a relatively short time frame, typically six months to a year. Real Estate Investments Type 3 of 7. Wholesaling:  As a wholesaler, you'll identify great real estate deals and pass them on to investors who have the resources to acquire them, earning a fee for your efforts. Real Estate Investments Type 4 of 7. Real Estate Investment Trusts (REITs):  These are companies that own, operate, or finance income-producing real estate. Investing in REITs allows you to own a share of various real estate properties without directly owning them.   Real Estate Investments Type 5 of 7. House Hacking:  This strategy involves purchasing a multi-family home, living in one of the units, and renting out the others to cover your living expenses. Real Estate Investments Type 6 of 7. Short-Term Rentals:  With platforms like AirBnB, you can profit from renting out your property on a short-term basis to travelers and tourists. Real Estate Investments Type 7 of 7. Creative Financing:  This category includes various creative methods like lease options and seller financing to acquire real estate without a traditional mortgage. Finding the right investment property is crucial. You'll want to consider factors like location, property condition, market trends, and potential for future growth. Local real estate agents and online resources can be valuable tools in your search. But in this time and age, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Financing your real estate investment can be done through various means. These include traditional mortgages, hard money loans, private investors, and even your own savings.  Conventionally, mortgages and cash might be your first thought of a funding source.  But there are many other creative options that we will continue to discuss. Managing a rental property involves handling tenants, maintenance, and finances. You can choose to do this yourself or hire a property management company to handle these tasks for you.  When you do get to this level, it's better to structure the cost of property management into your deals. Profits in real estate can come from rental income, property appreciation, and strategic buying and selling. It's important to have a clear plan and understand how your chosen investment strategy generates income. Different strategies for real estate investing suit different goals. Evaluate your objectives and risk tolerance to determine which approach aligns best with your financial aspirations. Finally, here are 7 tips to guide you on your real estate investment journey: Tip Number 1 of 7. Do Your Research:  Knowledge is power in real estate. Take the time to learn about the market, property types, and investment strategies before jumping in. Tip Number 2 of 7. Exit Before Entry:  Have a clear exit strategy in place before making an investment. Knowing how you'll profit or mitigate losses is essential. Tip Number 3 of 7. Learn How to Find Deals:  Understanding how to identify great deals is a skill that can set you up for success. Networking, online listings, and real estate clubs can be helpful resources.  And again, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Tip Number 4 of 7. Learn How to Fund Deals:  Explore various financing options and understand the pros and cons of each. Being well-financed is crucial for your real estate ventures. Tip Number 5 of 7. Real Estate Agents Are Overrated:  While real estate agents can be helpful, they aren't always necessary, especially in the age of online listings. Don't hesitate to explore properties independently. Tip Number 6 of 7. Be Patient:  Real estate investments may take time to yield significant returns. Avoid impulsive decisions and focus on the long-term gains. Tip Number 7 of 7. Don't Overextend Yourself:  Avoid over-leveraging or investing beyond your means. Responsible financial management is key to a successful real estate journey.  Saving such people was responsible for my first fleet of real estate success I enjoyed as a beginner in my first 3 years. Real estate investment offers substantial rewards, such as generating income, building wealth, and providing a hedge against inflation. However, it also carries risks that must be carefully managed. Education and experience are your allies in navigating the world of real estate investing. Now, here's your mission: Hit the like, share, and subscribe button in order to be notified of the next video. I've got a burning question for you – have you dipped your toes into the world of real estate yet? What phase are you in... Beginner, Intermediate... How many deals have you done?  We'd love to hear from you! Drop a comment down below, and let's start a conversation. Your insights could be the inspiration someone needs to kickstart their own real estate journey.  If you got value from this video, you'll definitely like the one that just popped on the screen. Join me on the next video. #realestate #money #investing

While there has been more optimism about the economy generally, apartment rent growth continues its moderation on a national level, with some notable regional variation. Unlike more costly markets in the West and South, recent apartment rent growth reporting highlights the consistent growth of more affordable multifamily markets in the Midwest, a trend that also extends to the homebuying market. Sources discussed in this episode: Yardi Matrix: “National Multifamily Report, June 2023” - https://www.yardimatrix.com/publications/download/file/4192-MatrixMultifamilyNationalReport-June2023 McKinsey: “Empty spaces and hybrid places: The pandemic's lasting impact on real estate” - https://www.mckinsey.com/mgi/our-research/empty-spaces-and-hybrid-places#/ National Association of Home Builders: “Homeownership across US Counties” - https://eyeonhousing.org/2023/07/homeownership-across-us-counties/ Harvard Joint Center for Housing Studies: “8 Facts About Investor Activity In The Single-Family Rental Market” - https://www.jchs.harvard.edu/blog/8-facts-about-investor-activity-single-family-rental-market For the latest multifamily news from across the internet, visit the Gray Report website: ⁠https://www.grayreport.com/⁠ Sign up for our free multifamily newsletter here: ⁠https://www.graycapitalllc.com/newsletter⁠ DISCLAIMERS: This podcast does not constitute professional financial advice and is for educational/entertainment purposes only. This podcast is not an offer to invest.

Mike Stephen discusses the state of rental housing in Chicago with Geoff Smith, executive director of the Institute for Housing Studies at DePaul University, and then discovers the Secret History of local guitarist Gerald Sims. 

This week on the pod we are thrilled to snag a guest who's designs we've been following for years! There's nothing better than an email update from the famous Alma Homes where we get to see beautiful houses plus hear what the owner, Kirsten, is up to. We even learned about her recent 30A beach condo reno this way and just got back from staying in that perfect space!    Kirsten Erickson is the Owner of Alma Homes, a boutique design-build firm based out of Minneapolis, MN.  She founded Alma in 2017 with the intent to create beautiful homes that are designed around the way her clients' lived. We loved interviewing her to learn about this journey and the business she has built.   Ever since 8th grade, Kirsten knew she wanted to become an architect, but had no real life exposure or experience in the industry.  So, she threw herself into the design world during college, graduating with a Masters of Architecture, an MBA, as well as minors in Housing Studies and Construction Management. When we say Kirsten wears all the hats, we mean Kirsten wears ALL. THE. HATS!      As a company, Alma Homes focuses on building high end custom homes and whole home remodels in the Twin Cities metro area.  They also offer our interior design services nation-wide.  They believe your home should be a reflection of your style and the way your family lives, and as such, focus on quality over quantity, and are thrilled to work with clients who end the build process feeling like family. Whether you know Alma Homes or this is your first introduction to them, you are in for a treat!    Find Kirsten at www.almahomes.com Instagram: @almahomes Tiktok: @almahomes Pinterest: @almahomes  Leave us a review at ratethispodcast.com/hustlehumbly Get your FREE Database Template  Email Templates 101: emailtemplates101.com Agent Systems 101: agentsystems101.com All Resources: hustlehumblypodcast.com Submit your topic ideas and toasts to hello@hustlehumblypodcast.com.  

In this episode of Work it, Live it, Own it!, host SaCola Lehr talks about realizing the dream of owning your own home. She discusses how owning your own home can help you build better wealth and community. She also talks about why owning a home will always be a better option than renting. In this episode, SaCola shares: Questions to ask yourself: [00:00:41] Benefits of Home Ownership [00:07:35] Financial Benefits of Home Ownership [00:11:17] Impact of Home Ownership [00:12:25] Are you ready to stop renting and buying a home? [00:13:30] Content with your job and debt income ratio [00:14:35] Contact the host for help with home ownership Inspirational quote(s) from this episode: “Buying a home is one of the largest investments that most people in the world will ever make, and it's also an emotional one.” “Homeownership creates a sense of security and belonging in a community knowing that you have a piece of the neighborhood that's all your own.” "Every time you put the key in the door and you unlock that door you are walking into something that reminds you of all of your effort your hard work that went into obtaining that home in the first place." “Real estate is one of the safest investments that you can make long term.” _______ SaCola Lehr, NC Real Estate Broker JPAR Legacy Group Links and Resources: Connect with SaCola: https://workitliveitownit.com/ Follow SaCola on Facebook: https://www.facebook.com/workitliveitownit Follow SaCola on Instagram: https://www.instagram.com/workitliveitownit/ Subscribe to Work it, Live it, Own it! On YouTube: https://bit.ly/2lxB1TS Read more about SaCola's real estate story: https://bit.ly/40T3dnt Check out the Homebuyers Guide: https://bit.ly/3VoOGi5 Check out the Sell Your Home Guide: https://bit.ly/3NuHP58 Sources mentioned in the podcast episode Yahoo Finance: 00:01:05 National Association of Realtors: 00:04:06 Federal Reserve Survey of Consumer Finances: 00:07:06 Joint Center of Housing Studies of Harvard University: 00:10:08 National Association of Home Builders: 00:10:28 --- Send in a voice message: https://podcasters.spotify.com/pod/show/workitliveitownit/message

Mike Stephen explores the impact of property taxes on certain Chicago neighborhoods with Geoff Smith of the Institute for Housing Studies at DePaul University, discusses the environmental legislative agenda of Illinois with Jennifer Walling, executive director of the Illinois Environmental Council, and gets an update on the environmental justice story of the Damen Silos.

Chris Herbert, Managing Director at Harvard Joint Center for Housing Studies, joins the podcast to discuss the state of the housing market, from the current housing recession to the outlook for homeownership.Go Eagles!For more on Chris Herbert, click hereFollow Mark Zandi @MarkZandi, Cris deRitis @MiddleWayEcon, and Marisa DiNatale on LinkedIn for additional insight 

Projections for multifamily performance in 2023 hew far closer to historical averages than in past years, and the potential for recession has played a major role in experts' predictions for the multifamily market. With incoming apartment supply expected to make a big impact on markets throughout the country, insights into the drivers of housing demand, like those found in a new report on household formation from the Harvard Joint Center for Housing Studies, are critical for navigating the multifamily investment market this year. For the latest multifamily news from across the internet, visit the Gray Report website: https://www.grayreport.com/ Sign up for our free multifamily newsletter here: https://www.graycapitalllc.com/newsletter/ DISCLAIMERS: This podcast does not constitute professional financial advice and is for educational/entertainment purposes only. This podcast is not an offer to invest.

Join National Association's Chief Economist Dr. Lawrence Yun,  Inland's Dan Wagner, and host Andreas Senie as we discuss the state of the economy, how we got here, and possible directions the Real Estate Industry is taking. About Dr. Lawrence YunLawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. Dr. Yun creates NAR's forecasts and participates in many economic forecasting panels, among them the Blue-Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States and has testified before Congress. Dr. Yun has also appeared as a guest on CSPAN's Washington Journal.About our Hosts- Andreas Senie, Founder CRE Collaborative's CRECo.ai Platform, Commercial Broker/ Owner, Director of Commercial KWCommercial and technology growth strategist for both non profit and for profit sectors - Dan Wagner, Senior Vice President Government Relations at The The Inland Real Estate Group of Companies, Inc.*Sector Interviews are bonus episodes of CRECo.ai Real Estate Roundtable. ABOUT CRECo.ai Roundtable: Technology, Marketing, Brokerage, Government Policy, Capital, Construction & Cyber Security in Real Estate: Your all-in-one comprehensive view of what is happening across the real estate industry -- straight from some of the industry's earliest technology adopters and foremost experts in Technology, Marketing, Government Policy, Brokerage, Capital, Construction & Cyber Security in Real Estate. CRECo.ai Roundtable is live 6 PM EST on the 1st Thursday of each month, across all major social media channels and wherever you get your podcasts. Replays are available on YouTube, LinkedIn, Facebook, Twitter and anywhere you get your audio: Apple Podcasts, Alexa, Google Podcast, Stitcher, Pandora or Simply ask Alexa to listen to “CRECo.ai Roundtable” Learn more at : https://welcome.creco.ai/reroundtable #Realtor #RealEstate #Economictrends #podcast #NAR

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

High mortgage rates and a low supply of homes for sale has made homeownership feel out of reach for many Americans. And yet it remains an important way for Americans to build wealth.We speak with Chris Herbert, with the Joint Center for Housing Studies at Harvard University, about how homeownership became such an important part of the American Dream, and about other ways to build wealth.In participating regions, you'll also hear a local news segment to help you make sense of what's going on in your community.Email us at considerthis@npr.org.

Welcome to The Creating Wealth Show, Episode 1907! Join Jason Hartman today as he takes you through recent natural disasters and how they affect you as homeowners, investors, and how they affect the overall supply and demand dynamic of the real estate markets. Jason discusses Joseph Schumpeter and creative destruction, and breaks down some statistics on households formed vs homes built.  Today's guest Becky Nova, founder of Lady Landlords, helps others invest in properties and actually self manage them from a distance. She successfully operates in cyclical urban markets, so tune in for an interesting real estate success story and some great tips for self managing from abroad. Register today for Empowered Investor Live, taking place in beautiful Scottsdale on January 27-29! VIP tickets are selling out fast, so don't miss your chance! EmpoweredInvestor.com/Live Key Takeaways: Jason's editorial 0:00 Welcome to The Creating Wealth Show, Episode 1907 2:03 Increased demand for housing as natural disasters lessen the supply 5:49 Today's construction codes are much better 7:51 Benefiting from a disaster - insurance claims, government aid & mortgage moratorium 9:13 Joseph Schumpeter and creative destruction 11:05 Households formed vs homes built 12:45 Joint Center for Housing Studies at Harvard University housing projections 14:50 Second wave feminism, decreased marriage rate & men going their own way 17:00 Housing inventory from Altos Research 20:00 Some great opportunities in new construction homes 21:48 Register for our Scottsdale event - tickets are going fast! EmpoweredInvestor.com/Live Becky Nova interview 22:52 Welcome Becky Nova, founder of Lady Landlords 24:34 Becky started with buying a multifamily and renting out another unit 26:05 Mission to provide sustainable housing to those in the Dominican Republic 28:30 Self managing rental properties 30:00 Tools and tricks for self managing your properties from a distance - having the right people and the right systems in place 32:20 Property management software 33:00 Check out Jason's RENT (Real Estate News & Tech) YouTube channel for software demos  34:12 Laying out rules for requests and maintenance 38:50 City living vs multifamilies 41:55 Interest rate hikes and rent increases 44:39 Learn more at Lady-Landlords.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Welcome to Women Investing Network Podcast, Episode 112! Join Jason Hartman today as he takes you through recent natural disasters and how they affect you as homeowners, investors, and how they affect the overall supply and demand dynamic of the real estate markets. Jason discusses Joseph Schumpeter and creative destruction, and breaks down some statistics on households formed vs homes built.  Today's guest Becky Nova, founder of Lady Landlords, helps others invest in properties and actually self manage them from a distance. She successfully operates in cyclical urban markets, so tune in for an interesting real estate success story and some great tips for self managing from abroad. Register today for Empowered Investor Live, taking place in beautiful Scottsdale on January 27-29! VIP tickets are selling out fast, so don't miss your chance! EmpoweredInvestor.com/Live Key Takeaways: Jason's editorial 0:00 Welcome to The Creating Wealth Show, Episode 1907 1:50 Increased demand for housing as natural disasters lessen the supply 5:36 Today's construction codes are much better 7:38 Benefiting from a disaster - insurance claims, government aid & mortgage moratorium 9:00 Joseph Schumpeter and creative destruction 10:52 Households formed vs homes built 12:32 Joint Center for Housing Studies at Harvard University housing projections 14:37 Second wave feminism, decreased marriage rate & men going their own way 16:47 Housing inventory from Altos Research 19:47 Some great opportunities in new construction homes 21:35 Register for our Scottsdale event - tickets are going fast! EmpoweredInvestor.com/Live Becky Nova interview 22:39 Welcome Becky Nova, founder of Lady Landlords 24:21 Becky started with buying a multifamily and renting out another unit 25:52 Mission to provide sustainable housing to those in the Dominican Republic 28:17 Self managing rental properties 29:47 Tools and tricks for self managing your properties from a distance - having the right people and the right systems in place 32:07 Property management software 32:47 Check out Jason's RENT (Real Estate News & Tech) YouTube channel for software demos  33:59 Laying out rules for requests and maintenance 38:37 City living vs multifamilies 41:42 Interest rate hikes and rent increases 44:26 Learn more at Lady-Landlords.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this episode, Corey and Steve are joined again by Whitney Airgood-Obrycki, senior research associate at Harvard University's Joint Center for Housing Studies. Their conversation covers topics like rental deserts, residual income burdens and what potential impacts COVID-19 policy have had on renters. Chapter 1: 0:00 – Current affordability landscape and rental deserts overview Chapter 2: 8:39 – Residual income burdens Chapter 3: 16:40 – Impacts of COVID-19 policy on renters

ABOUT SASHA BECKWITHSasha is a design and drafter primarily with residential properties and an investor. On a regular basis, she works with investors, homeowners, contractors, permitting offices, engineers, and many more. She's been doing this for over 8 years now. She is also an investor, so she has an eye for what works for a space but also keeps in mind the cost of doing it as well. She has done projects all over the place primarily in the Portland Metro but in several other areas as well.   She graduated from Oregon State University with degrees in Interior Design and Housing Studies.                   THIS TOPIC IN A NUTSHELL: [01:17] Sasha's career background[02:23] Definition of design and drafting[03:58] Difference between designing vs. architectural aspect [05:13] Guiding investors with cost benefits and additions[07:55] Types of investors she works with[08:36] What aspects to avoid during the design process[11:10] Getting started with additions[16:10] Evaluating the crawl space and which construction to use[18:19] Planning steps and jurisdiction in Portland[22:00] Permit details and submittals[25:46] Timeline to get permits for an addition[29:21] Garage conversion & unpermitted work[31:38] Recommendation regarding inspections on the property [36:30] Advice to her 25-year-old self[36:48] First Entrepreneurial Endeavor[37:25] Formal and Informal training that shaped her journey[39:05] Biggest mistake and what she learned from it[41:58] How to reach out to Sasha     KEY QUOTE: [12:02] If you are looking to have an addition to the property, you need to know the zoning and your setbacks. That's usually the first step I go to, what are my setbacks, and can my addition fit within those setbacks. [31:38] I always like to review the house first before we go that route because I want to see if there's anything that might be unpermitted work. If you are inviting an inspector in and if they do see unpermitted work, they will call you on it. I always recommend for any inspections, be there or have somebody there.         SUMMARY OF BUSINESS:SAB Design and Drafting – provides design and drafting for residential properties focusing on space planning and structural aspects of construction.    ABOUT THE WESTSIDE INVESTORS NETWORK     TheWestside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.      The Westside Investors Network strives to bring knowledge and education to the real estate professional that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.          #realestate #realestateinvesting #passiveincome #residentialspace #passiveinvesting #realestateinvestor #realestateinvestment #REinvesting #designer #drafter #drafting #additions #ADU #AccessoryDwellingUnits #permits #ConstructionAspect #UnpermittedWork #Inspections #CrawlSpace #SpacePlanning #garageconversion #newepisode #podcasting #passivewealth #assetcreation #Portland #RoadToFinancialFreedom #WIN #JointheWINpod #WestsideInvestorsNetwork  CONNECT WITH SASHA BECKWITH: Phone: 541-231-6318Email: sasha.a.beckwith@gmail.comLinkedIn: https://www.linkedin.com/in/sasha-beckwith-11979454/    CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/         For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties      Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

Housing costs have surged over the last year or so, but a new report shows that demand is still strong due to several factors, and that pricing pressures may ease up in the months ahead. The Joint Center for Housing Studies at Harvard University just released its annual State of the Nation's Housing report, and I'd like to share some of the highlights.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Home Price AppreciationNationwide home price appreciation hit 20.6% in March of this year. That's up from 20% in August of last year. The data shows record-high appreciation in 67 of the top 100 markets, and the rest were also up by at least 9%. Harvard researchers say higher home prices are keeping about 4 million renters from buying their own homes, and that increases demand for rental housing. (1)Those who can qualify for a home often can't find one in their price range. They are also competing with investors who have increased their share of moderately-priced homes. Single-Family Investor SalesResearchers say investors have moved aggressively into the single-family rental market and account for 28% of the SFR homes sold in the first quarter of this year. That's up from 19% in the first quarter of last year. From 2017 to 2019, the average was about 17%.Investors have been focusing on markets with rapid price appreciation. In Atlanta, the investor share of home sales was 41% in the fourth quarter of last year. In San Jose, California, it was 38%. In Phoenix, 36%, and in Los Angeles, 34%.Demand & Rent GrowthAs demand rose for rentals, so did rents. The report shows they were up 12% nationally in the first quarter. Rent growth was more than 20% in several metros. The hottest markets were in the South and West, but some coastal areas saw big gains because rents had fallen so much during the pandemic. Single-family rents have gone up faster than apartments mostly due to demand. That's the result of remote workers who want more space at home. CoreLogic shows that year-over-year rents were up 15% nationally as of March. The biggest gains were in Miami at 39% and Cape Coral at 28%, but Phoenix and San Diego were also mentioned with rent growth of 18 and 17% respectively.Strong Household FormationStrong household formation is contributing to increased demand and higher housing costs. From Q1 of 2020 to Q1 of 2022, new households were forming at an annual rate of 1.6 million. Harvard researchers had predicted an increase of 1.2 million annually from 2018 through 2028, so the current rate of increase is well above the expected amount.Much of the growth is due to millennials making up for previous delays in household formation.Government stimulus during the pandemic and the economic rebound last year also gave many young adults the means to pay for housing. But researchers are also predicting a new slowdown in household formation as the money situation tightens to control inflation. New household formation has raised the homeownership rate .1% to 65.4%.Residential ConstructionThe pace of residential construction is finally picking up. It has been trailing behind household growth for many years, but in 2021, single-family starts hit 1.1 million. That's the first time it's been above 1 million in 13 years. Multifamily starts are also up. They hit 470,000 which is a 30-year high.The big issue for builders has been all the supply chain disruptions. In April of this year, 1.64 million homes were under construction with delayed completion dates due to the supply chain hold-ups. The labor shortage and local land use regulations have also made it difficult for builders. Affordability Crisis & OutlookThe affordability crisis has continued to get worse for both homeowners and renters. In 2020, 30% of households were cost-burdened, meaning they were paying more than 30% of their income on housing. 14% were severely burdened. The figures are worse for renters. 46% were hard-pressed to pay their rent, and 24% were severely burdened. And now, inflation is making things worse.Although low-income families will continue to struggle with housing costs in the near term, the report says the outlook for overall housing demand is mostly positive. A lot depends on whether the Federal Reserve can control inflation, but Harvard researchers say that demographic shifts are favorable, unemployment is low, and wage growth is strong – which all contribute to a positive outlook.You'll find a link to the full report in the show notes for this episode at newsforinvestors.com.Please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1. https://www.jchs.harvard.edu/blog/across-nation-rising-prices-and-increased-interest-rates-limit-access-homeownership

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.

Reporting rent payments to credit bureaus is growing in popularity to help tenants build credit. But it's not just something that helps tenants. According to the media website, Propmodo, it's also a better way to do business for landlords. And there are a growing number of companies offering this service to both tenants and landlords. (1)Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Having a long history of on-time rent payments speaks well of a renter. That's something every landlord looks for during the screening process. But until more recently, the only option for passing that information along to the “next” landlord is by word of mouth – from one landlord to another who's checking references, typically by phone.For the renter, on-time rent payments will obviously keep the peace with a current landlord, and help with any phone calls from a new landlord, but it does little to improve a renter's credit score. Although renters can build credit from paying their other bills, rent hasn't been one of things reported to the big three credit agencies because landlords are not considered creditors.Technology-Based SolutionsThe arrival of technology-based solutions or “fintech” is changing the way this information is distributed. Just this week, a company called “Bilt Rewards” announced that it will offer a free rent reporting service for tenants who live in Bilt Alliance multi-family buildings.Bilt tenants have been able to earn points for paying their rent on time, and then use those points to pay for other things like travel or to help pay next month's rent. And now those tenants can also choose to have those rent payments reported to Experian, Equifax, and Transunion to help build their credit, which they need to possibly eventually buy a home.As Bilt says on its website: “Rent reporting can help build a credit history, increase the types of credit on your credit report, and may boost your credit score.” (2)Rent Reporting is Valuable to LandlordsThis kind of information is also valuable to landlords to evaluate the likelihood that a future tenant will pay his or her rent. It even seems like a glaring omission that rent reporting has not been part of the credit reporting system, but as I mentioned, that's changing.There are a number of companies now offering the service. FrontLobby and RentRedi are two that come to mind, along with the one I previously mentioned, Bilt Rewards.Propmodo mentions a company called Piñata that also rewards tenants for making on-time payments. It's a New Jersey start-up with an app that provides currency to tenants with timely rent payments. That currency can then be used to buy things from prominent brands like Costco, Amazon, and Starbucks. Piñata also helps tenants build credit, and hopes to close the credit discrimination gap for renters.Propmodo says that the “lack” of rent reporting can be a source of frustration for renters. According to a report from Harvard's Joint Center for Housing Studies, almost 11 million renters spent more than 50% of their income on housing in 2018. That's a big chunk of a typical renter's income that doesn't build equity, and without contributing to their credit score, provides no additional financial benefit.Building Credit, Avoiding DelinquenciesAs reported by Propmodo, FrontLobby says that tenants have seen their credit scores jump more than 40 points “in a matter of months.” And for landlords, it says they can “lower payment delinquencies by 36%.” The Propmodo piece calls it a win-win for both tenants and landlords because “landlords and property management companies can make better screening decisions when they're deciding who to rent to. And, it says that “offering to report a tenant's rent payments to the credit bureaus is its own incentive to attract tenants.” For tenants, it helps them build credit, which they might need if they ever want to become homeowners.Fannie Mae has been using data on rent payments in its underwriting process since last September. And Freddie Mac is reportedly looking into doing it as well. (3)Check for links in the show notes at newsforinvestors.com.And please check out Rich Fettke's new book, “The Wise Investor.” It's a book that will help ground you and expand your horizons while teaching you about real estate, financial freedom, and the discovery of your better self. The kindle book is for sale on Amazon. The hard cover and audio versions are coming out in August but you can pre-order them now. You can also read more about the book here.Also, please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.propmodo.com/reporting-rent-to-credit-bureaus-is-better-for-tenants-and-landlords/2 -https://www.biltrewards.com/3 -https://www.nationalmortgagenews.com/news/rent-payment-reporting-program-launched-by-bilt-rewards