Podcasts about housing studies

Congress passed a bipartisan package that aims to boost homeownership across the country. The legislation would restrict investors from buying up single-family homes, remove regulatory barriers to construction and create more affordable housing. However, President Donald Trump refused to sign the bill until lawmakers first passed a controversial law imposing new restrictions on voter identification and mail-in ballots. In the Loop explores what the impact of the bill could look like in Chicago and Illinois. GUESTS: Bob Palmer, policy director, Housing Action Illinois Geoff Smith, executive director, Institute for Housing Studies at Depaul University Allison Clements, executive director, Illinois Housing Council For a full archive of In the Loop interviews, head over to wbez.org/intheloop.

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

Episode SummaryThis week on Home In Progress, Dan opens with something a little different -- a look at the animal kingdom's most surprising builders and tool users, and what any of us can take from that. Then he gets into the main topic: the growing number of homeowners who've decided they're staying put, and what that shift in thinking should mean for how you spend renovation dollars. Dan walks through five can't-lose projects for the forever home, including some smaller-scale, paint-friendly versions of each one for when the budget isn't there yet. He closes with four questions that can help you figure out which project is actually the right first move for your specific house.In This Episode[00:00] -- Welcome and Teaser[00:34] -- Animals Using Tools (and What That Has to Do With You)[05:35] -- The Forever Home Mindset[09:59] -- Project 1: Outdoor Living Space[13:21] -- Project 2: Kitchen Refresh[19:25] -- Project 3: Windows, Insulation, and Air Sealing[24:36] -- Project 4: Basement Upgrade[30:50] -- Project 5: Primary Bathroom[33:46] -- Four Questions to Find Your Best First Project[38:53] -- Paint, Final Thoughts, and Wrap-UpSegment 1: Animals Using Tools [00:34]Dan opens with a fun detour into the animal kingdom. Turns out humans aren't the only ones who build things, use tools, and pass down traditions.Termites [01:09] -- Termite mounds can rise more than 20 feet in the air with walls 18 inches thick. Inside, they're honeycombed with tunnels, chambers, and air channels that regulate temperature and humidity like a built-in HVAC system. Architects have actually copied the design. The Eastgate Centre in Zimbabwe, designed by Mike Pearce, uses passive cooling modeled directly on termite mounds and consumes about 90% less energy for ventilation than a comparable conventional building.Sea Otters and Chimps [02:07] -- Otters float on their backs, rest a stone on their belly, and smash open clams and mussels against it. Some otters even have a favorite rock they carry tucked in a pouch of loose skin under their arm so it's always handy. Chimpanzees strip leaves off twigs and use them to fish termites out of mounds. The more interesting part: different chimp communities in the same forest have entirely different tool traditions, passed down like family recipes. In Tanzania, two neighboring groups both fish for termites with sticks, but one group consistently makes their tools wider and longer than the other. In Senegal, one community has invented something no other chimps on earth do -- they make actual spears, sharpening the tips with their teeth and using them to hunt.Crows and Elephants [03:55] -- In a famous Oxford experiment, a crow named Betty was given two pieces of wire, one bent into a hook and one straight. Her cage mate stole the hook. Betty took the straight wire, jammed it into a crack, bent it into a hook on her own, and used it to fish meat out of a tube. She did it nine out of ten times when the scenario was repeated. Asian elephants snap branches off trees, strip them down, and shorten them to just the right length for swatting flies. They're not using whatever's lying around -- they're modifying the tool to fit the job.The Takeaway [04:51] -- If termites with brains the size of a grain of salt can engineer a skyscraper, and crows can fabricate hooks on the fly, and otters are basically one step away from a tool belt, whatever you're telling yourself you can't learn probably isn't as true as you think.Segment 2: The Forever Home Mindset and 5 Can't-Lose Projects [05:35]Why People Are Staying Put [06:10]Dan poses a question to start: if you knew without a doubt you were never moving from the house you're in right now, what would you change first?That question is reshaping how a lot of homeowners think about renovation right now. Homeowner spending on home improvements is projected to hit $518 billion in 2026, and it's not being driven by the luxury market or house flippers. It's regular homeowners who've decided they're staying. According to the Harvard Joint Center for Housing Studies and a 2026 survey from Great Day Improvements, nearly two-thirds of homeowners expect to be in their current home for 11 years or more. And 44% of homeowners now describe where they live as their forever home.If you bought or refinanced around 2020 or 2021 at 3% or lower, you already know why nobody's moving. A 7% mortgage waiting on the other side of a sale has a way of making your current house look a lot better.When that's the context, the renovation calculus changes. You stop asking what a future buyer will want and start asking what will actually make your family's life better for the next decade or more. That shift changes everything about where renovation dollars go.Project 1: Outdoor Living Space [09:59]West Michigan winters get all the complaints, but the springs, summers, and falls are genuinely great. If you're staying in your home, it pays to think about how much of that you're actually using.Dan's honest about his own situation here: his deck has no seating, nobody ever uses it, and they're wasting dozens of evenings out there every year just by not having the space set up. The vision for this project can be as big as a covered pergola, an outdoor kitchen, a hot tub area with weather-safe TV and speakers -- spaces that function as actual rooms. The return on that isn't measured in resale dollars. It's measured in summer evenings with your family.Paint-friendly version: If the bigger build-out isn't in the budget, start smaller. Get the deck cleaned up and restained. Get dedicated seating out there. If you've already got wood or metal chairs that have seen better days, RepcoLite can usually help you get them cleaned up and looking good again. Create a space that actually invites you to sit down.Project 2: Kitchen Refresh [13:21]The kitchen is where most families spend an enormous amount of time, almost all of it either cooking, cleaning, or entertaining. A kitchen that looks good and functions well makes daily life easier in ways that are hard to overstate.Dan talks through what a refresh can include: painting or refacing cabinets, new countertops, updated hardware, a new sink and faucet, new appliances, updated lighting, new floors. Some of those things aren't cheap. But the payoff comes from 300-plus dinners a year in a space that doesn't make you feel bad every time you walk into it.Dan's own kitchen confession [15:33]: '80s oak cabinets he doesn't like, dated hardware, a track light that's a direct import from the same decade with shiny brass everything and two or three working bulbs, Formica counters that have lost most of their original color. He's not proud of it. He knows it drags him down. He also knows it doesn't have to, and that a couple of weeks of work would change most of it.Paint-friendly version: Painting the cabinets and updating the colors is one of the highest-impact, most budget-friendly changes you can make in a kitchen. Pair that with better lighting and some new hardware, and you can dramatically lift the mood of a space without touching the counters or the layout.Project 3: Windows, Insulation, and Air Sealing [19:25]Older homes lose a significant amount of heat through inefficient windows, attics, rim joists, and basement walls. Every year you stay in the house, you're paying for that inefficiency. Replacing outdated windows with modern low-E glass triple-pane units, combined with serious air sealing and insulation in the attic, is one of those projects that starts paying you back the day it's done.The payback isn't just in lower heating bills, though that's real and measurable. It's also in comfort. Eliminating drafts, keeping warm spaces warmer and cool spaces cooler -- that changes how you feel about being inside your own home.Dan is careful not to oversell the financial return. Windows alone don't always pay for themselves quickly in energy savings. Insulation and air sealing tend to give you better bang for your buck on the utility side. But when you're in your forever home and you're not doing the math on resale, the calculation shifts. It becomes less about payback period and more about making the house a more comfortable place to live every single day.Dan also mentions a past show segment on opening painted-shut windows from 2024, and will link to it in the show notes for anyone dealing with that specific problem.Paint-friendly version: You can't make old windows more efficient with paint. But you can improve how they look and feel. Getting painted-shut windows functioning again doesn't cost much and doesn't require much more than some know-how. Dan's got that covered in the 2024 segment linked below.Project 4: Basement Upgrade [24:36]Almost every West Michigan home has a basement. A surprising percentage of them are being used for storage and not much else. A finished basement adds livable square footage without changing the footprint of the house, and it grows with you -- a playroom becomes a teenage hangout space becomes a home gym as the years go by.Dan's current lower level is wall-to-wall paneling, drop ceiling tiles, and carpet, all from the '80s. It works. The kids have used it. It's served its purpose. But there's a lot more potential there.Paint-friendly version: This is one where paint can genuinely transform a space on a fraction of the budget of a full finish-out. Dan tells the story of doing exactly this in his first house -- a dark, dingy Michigan basement that nobody...

Episode 359: Is the MLS Becoming the Market of Last Resort? The private listing war just got louder. This week on tWiRE: This Week in Real Estate, we're breaking down one of the biggest questions facing the real estate industry right now: who controls access to listings, and what happens if the MLS is no longer the center of the housing market? Gary Keller is warning that private listings could turn the MLS into a "market of last resort", Zillow and Realtor.com are teaming up to share pre-market listings, MLS competition and consolidation may be heating up nationwide, and the Real Brokerage acquisition of RE/MAX is looking less like a surprise and more like the result of years of pressure on the old brokerage model. And that's just the industry side. We're also digging into what buyers and agents need to know as mortgage rates hit their highest level in a month, first-time buyers start pulling back again, down payment help becomes a major part of the 2026 housing market, remodeling growth slows, and homeowners begin pushing back on AI data centers in their neighborhoods. This is a loaded week in real estate, and we're cutting through the headlines to talk about what actually matters for agents, buyers, sellers, brokers, and investors. This week, we're talking about:

For many Americans, the idea of aging in place, or remaining in your own home as you grow older, represents comfort, independence, and familiarity. Most people understand the emotional benefits of remaining in a familiar environment, but often overlook the financial challenges, from home modifications and repairs to healthcare and in-home support, that could threaten their retirement savings. On the show this week, I break down the five key areas where your budget could take a hit and offer strategies to help you plan ahead, evaluate your options, and secure your ideal retirement lifestyle. If you're thinking about your future living situation or helping a loved one prepare, you won't want to miss this episode.   You will want to hear this episode if you are interested in... [00:00] The preference for aging in place [05:08] Home modifications for accessibility [08:28] Considering home maintenance and healthcare costs [13:32] Planning housing costs for retirement [14:55] Planning for future housing needs   Understanding Aging in Place The reasons people want to age in place are clear: minimal upheaval, a sense of control, independence, and the emotional security of familiar surroundings. But it's common to underestimate what it actually costs to make this dream a reality. Many retirees fail to plan for the inevitable expenses, which can erode savings and force uncomfortable, last-minute decisions down the road.   Five Major Financial Considerations for Aging in Place   1. Home Modifications A key prerequisite for staying at home safely is making your living space accessible. While some modifications—like installing grab bars or lever handles—may be relatively inexpensive, needs can escalate quickly. More significant updates, such as walk-in tubs, stairlifts, or ramp additions, can run into the tens of thousands of dollars. Even a basic stairlift installation can cost over $5,000, and major renovations like adding a first-floor bedroom or bathroom can easily be prohibitive, especially if done reactively in a crisis.   2. Maintenance and Repairs Beyond mortgage payments, insurance, and property taxes, ongoing home maintenance is a substantial, often underestimated expense. Homes age just as their residents do, meaning roofs (with a typical 25-30-year lifespan), HVAC systems (lasting 10-15 years), and even electrical or plumbing systems may require expensive repairs. Consider getting a thorough evaluation of your home's current state and expected major repairs over the coming decades. Add these projected costs into your retirement budget so they don't catch you off guard.   3. Upkeep and Outsourcing Chores When you first retire, you may be able to mow the lawn, shovel snow, or clean gutters. But as you age, these tasks may become physically challenging, if not unsafe, necessitating the hiring of help. The annual cost of landscaping, snow removal, and routine upkeep can add up, sometimes exceeding the maintenance fees of a condominium or senior community. Evaluate the true costs of outsourcing these chores over the long haul. In some cases, a housing alternative with built-in maintenance can be both safer and more cost-effective.   4. Medical and Healthcare Needs Aging at home often means additional out-of-pocket expenses for home healthcare aides, nurses, and various medical equipment. Many necessities, such as medical alert systems or even prescription medication management solutions, are not fully covered by Medicare or standard insurance. It's essential to factor in potential costs for in-home care, equipment, and transportation to appointments should you lose the ability to drive.   5. Long-Term Care and Support A frequent misconception is that Medicare will cover most long-term or in-home care needs. In reality, this type of care—particularly ongoing daily care—typically isn't covered, aside from certain short-term situations. Long-term care insurance is an option, but only a small percentage of Americans over 50 have it, often due to high premium costs. Given that full-time nursing care can cost as much as $180,000 annually in some regions, having a clear strategy for funding care, whether through insurance, earmarked savings, or asset liquidation, is critical.   Developing a Proactive Aging in Place Plan To successfully age in place, start planning early. Assess your home's lifespan and the modifications needed, estimate maintenance and care costs, and integrate these projections into your retirement strategy. If the total costs seem unmanageable, now is the time to explore alternatives like downsizing, moving to a condominium, or relocating to a community with built-in support, especially in today's favorable seller's market.   Making these plans before a crisis ensures you'll have more options, less stress, and a better chance at maintaining both your independence and your financial security throughout retirement.   Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Planning to age in place? Watch out for these hidden costs. - MarketWatch Joint Center for Housing Studies of Harvard University  AARP     Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

We finally did it. We sat down with the man behind the numbers AND we recorded it live at the NAR podcast studio in Chicago.   If you've ever been at a dinner party, a showing, or a closing table and gotten hit with "so... how's the market?", this episode is for you. We got to chat with Dr. Lawrence Yun, Chief Economist at the National Association of Realtors, and y'all, we had SO many questions. We're the data nerds who cover the NAR Home Buyers and Sellers Profile Report every single year, so getting face time with the person behind all that research? It was kind of a big deal for us.   Dr. Yun has been at NAR since 2000 and stepped into the Chief Economist role in 2008 right in the middle of the foreclosure crisis. He's testified before Congress, appeared on C-SPAN, and was recognized by the Wall Street Journal for having one of the closest forecasts for 2024. Basically, if there's someone you want breaking down housing market trends for Realtors, it's him.   We cover a lot of ground in this one, from the housing shortage and what's actually being done about it, to the lock-in effect, affordability challenges for first-time buyers, capital gains tax reform, and what a "sweet spot" interest rate would even look like. Dr. Yun also shares something we weren't expecting, a really personal story about his family immigrating to the U.S. and how home ownership shaped his perspective on wealth and the American dream.   Here's what we cover in this episode: Why the answer to "how's the market?" is always local — and how to explain that to clients The housing shortage by the numbers (hint: we're still millions of units short) Why the median age of first-time buyers hitting 40 is "the most depressing statistic" of last year The lock-in effect: who it really impacts and why it may be loosening Why 6% isn't actually a high rate historically but still feels impossible for today's buyers How home prices rising 50% since pre-COVID has changed the affordability conversation The capital gains tax exemption that hasn't been updated in 30 years (and why that matters for your sellers AND your investment properties) What the Housing for the 21st Century Act could actually do How investors releasing rental properties could help the first-time buyer shortage What we need to build annually to get out of the housing shortage Key Quotes & Takeaways: "Is it a good time to buy? That's not the right question. Do you want to build wealth over time or not?" Dr. Lawrence Yun "Your house was $60,000. Their rate is 6% AND the house is $400,000. It's not the same math." Alissa "Median age of the first-time buyer is now 40. That is the most depressing statistic of last year." Dr. Lawrence Yun "I had 24 showings and five offers in one day at $175K. The same week, a $500K listing could sit for 50 days. Same market. Totally different world." Katy "If you are listening to this podcast, you are already ahead." Dr. Lawrence Yun Products, People & Previous Episodes Mentioned: NAR Home Buyers and Sellers Profile Report(2025 in episode 338) NAR Affordability Index NAR Existing Home Sales Statistics Housing for the 21st Century Act (bipartisan housing legislation) Ability to Repay Act (post-2008 mortgage reform legislation) Blue Chip Council (economic forecasting panel) Wall Street Journal Forecasting Survey Joint Center for Housing Studies at Harvard University Hustle Humbly Community Want to toast someone on the show? Send us a voice or video message with your name, who you're toasting, and why! Email it to team@hustlehumblypodcast.com. Leave us a review at http://ratethispodcast.com/hustlehumbly    

The city of Chicago owns thousands of vacant lots, and more than 80 percent of those parcels are in communities where the population is at least 80 percent Black. That's according to a report from the Institute for Housing Studies at DePaul University. Residents and organizations are investing in these lots to improve the community. Last episode, we learned about how complicated it can be for individual homeowners to buy a vacant lot in their neighborhood. Today, we focus on an organization that is acquiring these types of spaces. Anton Seals, Jr. is the co-founder of Grow Greater Englewood, an organization that is doing innovative work on abandoned areas on the South Side. In the name of land sovereignty and building lasting community, he and his colleagues are transforming vacant lots into urban farms, a farmers market and a nature trail.

This program is focused on some of the things residential architects and custom home builders can do to improve their firms marketing success - resulting in strong sales growth. HOUZZ has a tool called HOUZZ Pro that many builders and architects are finding success with. Today's program will help these building industry professionals better understand how this tool can help them to really “level up” their sales and marketing activities Our guest is Liza Hausman, Vice President of Industry Marketing at HOUZZ. HOUZZ is an innovative residential building and design platform and community, including the all-in-one software solution for industry professionals HOUZZ Pro. Houzz has transformed the process of home remodeling and design by applying mobile, visual, and business management tools that are driving design in today's digital age and helping the trade community win projects, collaborate with clients and teams, and run their businesses efficiently and profitably. Ms. Hausman is a frequent speaker at events across the country, including the Harvard Joint Center for Housing Studies and the International Builders Show (IBS). In her role at Houzz, Ms. Hausman is focused exclusively on the trade community, from architects, interior designers, and luxury builders to brands and manufacturers. Ms. Hausman has experience spanning advertising, consulting, marketing and social strategy for Fortune 500 brands and a host of innovative startups, and shares her expertise on topics ranging from brand-building to the economic and structural trends that are changing the home design and construction industries. Liza graduated from the University of California at Berkeley and earned her MBA from Northwestern's Kellogg School of Management. During her many years at Houzz she has brought in architects as well as interior and landscape designers to create a special home for herself and her husband, two children and dog Suki in Palo Alto, California. To learn more about HOUUZ and its tools for building industry professionals go to https://www.houzz.com/pro

At one time, the housing affordability crisis was associated with certain addresses. Often, they were in high-demand coastal cities and nearby communities. Today, though, people from all corners of the country are dealing with crushing housing costs. In the latest episode of the Boston Fed's Six Hundred Atlantic podcast, we examine the 2025 “The State of the Nation's Housing” report from the Joint Center for Housing Studies of Harvard University. Housing experts, including Boston Fed economist Paul Willen and Reserve Bank President and CEO Susan M. Collins, weigh in on what the crisis looks like for homeowners and renters and what can be done to ease the cost pressures. Visit BostonFed.org to learn more about The State of the Nation's Housing 2025 and check out material and videos from the event. For more interviews and analysis of the economy in New England and nationwide, visit BostonFed.org/SixHundredAtlantic.aspx. Subscribe to our email list to stay updated on new episodes.

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 3Rental HousingOverall Housing ChallengesThe Outlook Is Uncertain

Part 1:We talk with Ryan Cooper, Managing Editor, The American Prospect.We discuss the provisions of the BBBill, and how these will affect many Americans, including children.Part 2:We talk with Susanne Schindler, Research Fellow at the Center for Housing Studies, Harvard University.We discuss how social housing can be used in the US to develop more housing.  WNHNFM.ORG   productionMusic: David Rovics

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 2Demographics driving the home ownership and rental housing marketsHome Ownership Rates are Faltering

Send us a textJoin Pat for a 3 part discussion of the State of The Nation's Housing in 2025 as prepared by the Joint Center for Housing Studies of Harvard University.This week in Part 1What is this report and who is JCHS?Big Picture - Home Prices are Up, as are Inventories, Barriers to Home Ownership Rise, Rental Demand is Strong, Housing Costs are Up Across the Board...The Future Is UncertainThe Housing Markets

The numbers still matter.  They ALWAYS matter.  So you MUST know your numbers.  In today's episode, I am nerding out on the US report from Joint Center for Housing Studies of Harvard University from January 2025.  Specifically, I am going to review the Household and New Housing Demand for housing projections for the next two decades including:  less demand overall, population shrinkage, demand for different layouts, many generations under one roof, and more!  As a listener of this podcast, it's important to know if the product you are supplying for the next 20 years is what the buying customers want (or not)….  Join me in today's episode in nerding out.  

In this episode, we speak with Dr. Amir Baluch, a semi-retired anesthesiologist and founder of Blue Capital Partners, about alternative investment strategies for healthcare providers. Dr. Baluch shares insights on creating passive income streams, the importance of diversification beyond traditional stocks and bonds, and how strategic investments can "buy back time" for busy practitioners. While much of his financial advice offers valuable perspective for healthcare providers looking to reduce clinical hours and focus more on business development, we also provide important context regarding his comments on real estate investment and political policies that may contradict current research on housing affordability and economic impacts. Episode Highlights: The Power of Passive Income: How investing in alternative assets can create freedom in your schedule and reduce dependence on clinical hours Diversification Strategy: Why relying solely on traditional investments like stocks may not provide adequate returns in the coming decade Risk-Adjusted Returns: Understanding how to evaluate investments beyond just the stated return percentage Time vs. Money: Creating a strategic plan to gradually reduce clinical hours through passive income Marketing vs. Sales: The critical differences between creating awareness and converting leads Building a Sellable Practice: The importance of treating your practice like a business that could someday be sold Producer's Notes: Two topics discussed in this episode warrant additional context: Single-Family Home Investments: Institutional investor ownership of single-family homes has grown significantly, with just 32 institutional investors collectively owning 450,000 single-family homes by 2022. Research indicates non-individual investor ownership of single-family rentals increased from 17% in 2001 to 25% in 2021, with projections suggesting institutional investors could control 40% of U.S. single-family rental homes by 2030. This trend is contributing to the housing affordability crisis in many markets. Policy Impacts: Despite Dr. Baluch's enthusiasm about certain administration policies, current evidence suggests recent tariffs, immigration policies, and cuts to housing programs are adversely affecting housing affordability. Housing experts note that deportation plans could severely impact the construction industry, as immigrants make up approximately 30% of the construction labor force at a time when the National Association of Home Builders projects a need for 2.2 million new skilled construction workers. Sources: Government Accountability Office (GAO). "Rental Housing: Information on Institutional Investment in Single-Family Homes." May 2024. Joint Center for Housing Studies of Harvard University. "8 Facts About Investor Activity in the Single-Family Rental Market." 2024. MetLife Investment Management. "Housing Market Projections Report." 2023. The Washington Post. "Investors bought up a record share of homes last year." February 2022. Center for American Progress. "Americans Recognize Housing Affordability Crisis." October 2024. National Association of Home Builders. "Understanding Housing Affordability in Today's Market." July 2024. Bankrate. "How Will Tariffs And Deportations Affect Housing?" April 2025. Newsweek. "Trump Tariffs Could Slow US Housing Market in 2025." March 2025. ProPublica. "Trump Says He'll Fight for Working-Class Americans. His First Presidency Suggests He Won't." November 2024. National Low Income Housing Coalition. "Impacts of Trump Administration Executive Orders." April 2025. Notable Quotes: "If you diversify across enough asset classes, you could reduce your risk by 80% and still get the same returns." - Dr. Amir Baluch "When people don't write it down on a piece of paper, it never happens. They throw money here and there and a couple of investments. But at the end of the year, okay, how much time did that buy you back?" - Dr. Amir Baluch "Just imagine every dollar bill you have is a little soldier. You just want to put it to work out there." - Dr. Amir Baluch "If you're not measuring it, it doesn't get managed." - Dr. Amir Baluch "I think that's the key. Take your time and energy so that you can work on the business instead of being in it all the time." - Host Bio: Dr. Amir Baluch is a Wall Street Journal and international bestselling author who retired from anesthesiology in his early 40s to focus on transforming wealth management for healthcare professionals. After experiencing his father's bankruptcy and personal setbacks in 2001, he developed alternative investment strategies that have since helped numerous medical professionals achieve financial independence. As founder of Blue Capital Partners, Dr. Baluch manages over $700M in projects, specializing in creating passive income through real estate, private equity, and private credit investments. His expertise has been featured on ABC News, Business Insider, and Forbes. He's dedicated to empowering 10,000 healthcare professionals to secure financial freedom through recession-proof investment opportunities that provide not just wealth accumulation but also tax reduction and lifestyle flexibility. Dr. Baluch brings a unique physician-focused perspective to financial planning, having personally implemented the strategies he teaches to achieve early retirement and build lasting wealth. Find Dr. Baluch: Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page Thriving Practice Community Instagram

The real estate industry is entering a new phase—one where rising interest rates, evolving buyer behavior, and industry-wide legal settlements are shaping the future. If you're in the title or real estate business, you need to know what's coming. Dr. Lawrence Yun, NAR's Chief Economist, joins the show to break down the biggest economic trends affecting home sales, mortgage rates, and industry structure. Don't miss this deep dive into what 2025 has in store.     What you'll learn from this episode How inflation and interest rates are impacting mortgage rates and buyer affordability Why home listings are increasing and what that means for buyers and sellers NAR Settlement: How new rules impact agents, commissions, and industry structure The impact of institutional investors on the housing supply How the national debt and government cuts could affect mortgage rates and real estate Resources mentioned in this episode National Association of REALTORS® PEW CONSULTANCY LTD Federal Reserve Board Federal Housing Administration - HUD Hillbilly Elegy by J. D. Vance | Paperback, Hardcover, and Kindle On Freedom by Timothy Snyder | Paperback, Hardcover, and Kindle About Dr. Lawrence YunLawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR's Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends. Dr. Yun creates NAR's forecasts and participates in many economic forecasting panels, among them the Blue Chip Council and the Wall Street Journal Forecasting Survey. He also participates in the Industrial Economists Discussion Group at the Joint Center for Housing Studies of Harvard University. He appears regularly on financial news outlets, is a frequent speaker at real estate conferences throughout the United States, and has testified before Congress. Dr. Yun has also appeared as a guest on CSPAN's Washington Journal. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.   Connect with Dr. Lawrence Website: Lawrence Yun LinkedIn: Lawrence Yun     Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil

In this essay Keith Jacobs considers the relevance of Colin Ward's work for addressing contemporary housing challenges. It is claimed that Ward's writings on housing offer both a trenchant critique of managerially inspired policies and a set of political interventions that merit consideration. Keith Jacobs is an Emeritus Professor in the School of Social Sciences at the University of Tasmania. His two most recent publications are: ‘'Historical sensibility' and its relevance for contemporary housing studies' 10.4337/9781800375970.00010 and ‘Political economy perspectives and their relevance for contemporary housing studies' (coauthored with R. Atkinson and D. Warr) 10.1080/02673037.2024.2359411. Anarchist Essays is brought to you by Loughborough University's Anarchism Research Group and the journal Anarchist Studies. Follow us on Bluesky @anarchismresgroup.bsky.social Our music comes from Them'uns (featuring Yous'uns). Artwork by Sam G.

How can we build better housing and more of it? Sam Naylor is the co-author of “The State of Housing Design 2023” (Harvard University Press) and the research report “Legalizing Mid-rise Single-stair Housing in Massachusetts”. He is a licensed architect and researcher and joins MoPo to discuss the critical importance of housing design in addressing the current housing crisis. He emphasizes the need for innovative and quality housing solutions and the challenges posed by zoning laws and community resistance. Naylor advocates for design thinking as a means to unlock production and density while also highlighting the significance of community engagement and leadership in shaping housing policy. The discussion also touches on the potential of policy changes such as single-stair reform and the future of housing design, reflecting on personal ideals and the broader implications for urban development. Links [Sam Naylor](https://naylorsam.com/) [Sam on LinkedIn](https://www.linkedin.com/in/sam-naylor/) [Sam on IG](https://www.instagram.com/sam__naylor/) [The State of Housing Design 2023](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [Legalizing Mid-rise Single-stair Housing in Massachusetts](https://www.jchs.harvard.edu/sites/default/files/media-files/2024-07/harvard_jchs_state_of_housing_design_2023.pdf) [The Joint Center for Housing Studies of Harvard University](https://www.jchs.harvard.edu/) Keywords housing design, architecture, housing crisis, Joint Center for Housing Studies, innovative design, community engagement, zoning laws, single stair reform, affordable housing, urban development Chapters 00:00 Introduction to Housing Design and Its Importance 02:59 The Role of the Joint Center for Housing Studies 05:50 Innovative Housing Design: Themes and Insights 09:08 The Importance of Quality Design in Housing 11:57 Challenges in Housing Development and Funding 14:53 Zoning Laws and Their Impact on Housing 18:17 Community Resistance to New Developments 21:11 The Need for Clear Zoning Regulations 24:08 Building Codes and Their Influence on Housing 26:55 Single Stair Reform and Its Potential Benefits 37:19 Revisiting Building Codes and Safety Innovations 40:43 The Case for Scissor Stairs and Efficient Design 43:09 Navigating Building Regulations and Renovations 46:58 The Need for Proactive Code Revisions 49:12 Designing for Functionality and Community Engagement 52:55 The Role of Political Engagement in Housing Architecture 56:16 Community Involvement in Housing Development 01:00:08 The Future of Housing: Leadership and Public Perception 01:04:54 Imagining Ideal Living Spaces 01:08:36 Reflecting on Modernism and Future Projections

Inclusionary zoning policies are commonly used to produce affordable housing and “social mix” in the U.S., but what about in Europe, where public housing and strong social welfare programs have historically met those needs? Anna Granath Hansson shares research on emerging inclusionary housing policies in the Scandinavian countries of Sweden, Norway, and Denmark.Show notes:Granath Hansson, A., Sørensen, J., Nordahl, B. I., & Tophøj Sørensen, M. (2024). Contrasting inclusionary housing initiatives in Denmark, Sweden, and Norway: how the past shapes the present. Housing Studies, 1-22.Previous episodes on inclusionary housing/inclusionary zoning:Episode 77: Upzoning With Strings Attached with Jacob Krimmel and Maxence ValentinEpisode 31: Inclusionary Zoning with Emily HamiltonEpisode 79: Who Pays For Inclusionary Zoning with Shane PhillipsMore information on the EU court case about Denmark's “ghetto law.”Sightline article on Portland's fully-funded affordability mandate.

This episode of the Econ Dev Show podcast features an insightful conversation with Kristen Fish-Peterson, the Principal and CEO at Redevelopment Resources. Kristen shares her vast expertise in economic and community development, detailing the work her firm does in housing studies, market analysis, and downtown redevelopment planning. Throughout the episode, Kristen emphasizes her team's unique ability to work with both private developers and public sector entities, helping them navigate the complexities of municipal processes and strategic planning. As the discussion unfolds, Dane and Kristen explore how economic development and redevelopment projects can rejuvenate communities, particularly downtown areas. Kristen delves into how her team assists municipalities in implementing redevelopment plans and helping developers secure the necessary municipal support. This episode provides listeners with a comprehensive understanding of the challenges and opportunities in the world of redevelopment, offering valuable insights for economic developers and community planners alike. Like this show? Please leave us a review here (https://econdevshow.com/rate-this-podcast/) — even one sentence helps!

Consumer sentiment is shifting as inflation expectations stabilize and more consumers expect lower interest rates in the next 12 months, but after such a long period of economic uncertainty, confidence in the economy is more difficult to find. In the multifamily market, regional differences in apartment supply continue to impact rent growth, but investment activity is poised to increase across all CRE sectors as the Fed continues the current rate cut trajectory. Sources discussed in this episode: CBRE: “Impact of Interest Rate Cuts on Real Estate Cap Rates” - https://www.cbre.com/insights/briefs/impact-of-interest-rate-cuts-on-real-estate-cap-rates Federal Reserve Bank of New York: “Survey of Consumer Expectations, September 2024” - https://www.newyorkfed.org/microeconomics/sce#/ CBRE: “Are big deals suffering more than smaller ones?” - https://www.cbre.com/insights/briefs/cotw-are-big-deals-suffering-more-than-smaller-ones Harvard Joint Center for Housing Studies: “10 Major Housing Stories from the Latest ACS Data” - https://www.jchs.harvard.edu/blog/10-major-housing-stories-latest-acs-data John Burns Research and Consulting: “Slowing immigration set to give a smaller boost to housing” - https://jbrec.com/insights/immigration-slowdown-in-2025-expected-to-decrease-rental-demand/ MSCI: “The What and the When Matter for the Losses of Real-Estate Lenders” - https://www.msci.com/www/blog-posts/the-what-and-the-when-matter/05025154480 For the latest multifamily news from across the internet, visit the Gray Report website: ⁠https://www.grayreport.com/⁠ Sign up for our free multifamily newsletter here: ⁠https://www.graycapitalllc.com/newsletter⁠ DISCLAIMERS: This podcast does not constitute professional financial advice and is for educational/entertainment purposes only. This podcast is not an offer to invest. Any offering would be made through a private placement memorandum and would be limited to accredited investors.

As the housing crisis worsens and Democratic presidential candidate Kamala Harris makes lowering housing prices a key part of her agenda, nonfiction writer Lola Milholland joins co-hosts V.V. Ganeshananthan and Whitney Terrell to discuss her experience with communal living. With traditional single-family homes economically out of reach for many Americans, Milholland talks about the social and financial benefits of living with others, including shared cooking and meals. She cautions that living with roommates will not solve the housing crisis and talks about the need for widespread and systemic change. She reads from her book, Group Living and Other Recipes.To hear the full episode, subscribe through iTunes, Google Play, Stitcher, Spotify, or your favorite podcast app (include the forward slashes when searching). You can also listen by streaming from the player below. Check out video versions of our interviews on the Fiction/Non/Fiction Instagram account, the Fiction/Non/Fiction YouTube Channel, and our show website: https://www.fnfpodcast.net/This episode of the podcast was produced by Anne Kniggendorf.Lola Milholland Group Living and Other Recipes Umi Organic Living With Roommates Is Sorely Underrated |TIME Can a $9 Lunch Cure Loneliness? | Oprah Daily Others: Fiction/Non/Fiction Season 7, Episode 33: “Brandy Jensen on the Mainstreaming of Polyamory” Fiction/Non/Fiction Season 7, Episode 29: “Jen Silverman on Generational Divides in American Politics” Fiction/Non/Fiction Season 7, Episode 52: “Myriam J.A. Chancy on Haitian American Communities” Joint Center for Housing Studies at Harvard  Joint Center for Housing Studies at Harvard: “Home Prices Far Outpace Incomes” The Gift: How the Creative Spirit Transforms the World by Lewis Hyde Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As the housing crisis worsens and Democratic presidential candidate Kamala Harris makes lowering housing prices a key part of her agenda, nonfiction writer Lola Milholland joins co-hosts V.V. Ganeshananthan and Whitney Terrell to discuss her experience with communal living. With traditional single-family homes economically out of reach for many Americans, Milholland talks about the social and financial benefits of living with others, including shared cooking and meals. She cautions that living with roommates will not solve the housing crisis and talks about the need for widespread and systemic change. She reads from her book, Group Living and Other Recipes. To hear the full episode, subscribe through iTunes, Google Play, Stitcher, Spotify, or your favorite podcast app (include the forward slashes when searching). You can also listen by streaming from the player below. Check out video versions of our interviews on the Fiction/Non/Fiction Instagram account, the Fiction/Non/Fiction YouTube Channel, and our show website: https://www.fnfpodcast.net/ This episode of the podcast was produced by Anne Kniggendorf. Lola Milholland Group Living and Other Recipes Umi Organic Living With Roommates Is Sorely Underrated |TIME Can a $9 Lunch Cure Loneliness? | Oprah Daily Others: Fiction/Non/Fiction Season 7, Episode 33: “Brandy Jensen on the Mainstreaming of Polyamory” Fiction/Non/Fiction Season 7, Episode 29: “Jen Silverman on Generational Divides in American Politics” Fiction/Non/Fiction Season 7, Episode 52: “Myriam J.A. Chancy on Haitian American Communities” Joint Center for Housing Studies at Harvard  Joint Center for Housing Studies at Harvard: “Home Prices Far Outpace Incomes” The Gift: How the Creative Spirit Transforms the World by Lewis Hyde Learn more about your ad choices. Visit megaphone.fm/adchoices

The affordable housing crisis in the U.S. is getting worse, according to a new report from the Joint Center for Housing Studies of Harvard University. While many factors are to blame for the increase in cost-burdened homeowners and renters, experts agree that constrained supply is keeping housing costs elevated. Many point to the strict zoning ordinances in most cities as the primary barrier to new housing construction. The YIMBY (“Yes In My Backyard”) movement, which has support from both sides of the political spectrum, aims to relax zoning laws in cities across the nation. Will it create r? Keep reading the article here: https://www.biggerpockets.com/blog/how-building-codes-have-impacted-the-housing-crisis Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem.Topics covered include:Why 50% of the global population is frustrated with the lack of affordable housingHow the housing collapse as part of the Great Financial Crisis contributed to today's affordability crisisHow central bank QE programs have magnified the housing crisisHow restrictive zoning and short-term rentals contribute to the housing crisisWhat governments are doing to encourage more housing supplyWhat individuals can do until housing becomes more affordableSponsorsDelete Me – Use code David20 to get 20% offLinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesConcern over housing costs hits record high across rich nations by Valentina Romei and Sam Fleming—The Financial TimesHome Price to Median Household Income Ratio (US)—LongtermtrendsHome Ownership Affordability Monitor—Federal Reserve Bank of AtlantaAMERICA'S RENTAL HOUSING 2024—Joint Center for Housing Studies of Harvard UniversityAmerica retains “rent burdened” status—Moody'sU.S. 2024 and 2025 Mid-Year Outlook Report—AirDNAARIZONA'S NEW HOUSING LAWS EXPLAINED—Tempe YIMBYWhat Kalamazoo (Yes, Kalamazoo) Reveals About the Nation's Housing Crisis by Conor Dougherty—The New York TimesHow Rent Controls Are Deepening the Dutch Housing Crisis by Cagan Koc and Sarah Jacob—BloombergRelated Episodes389: Is Airbnb Intensifying the Housing Crisis?357: Is a Housing Crash Coming?238: The U.S. Is More Socialist Than Denmark Regarding Home MortgagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A new proposal from the Biden administration calls for a nationwide cap on rent increases. Economists think that's a terrible idea. We revisit a 2019 episode to hear why. SOURCES:Tommy Andersson, professor of economics at Lund University.Vicki Been, professor of law at New York University and former deputy mayor for housing and economic development in New York City.Rebecca Diamond, professor of economics at Stanford Graduate School of Business.David Eisenbach, history lecturer at the Manhattan School of Music and Columbia University.Ed Glaeser, professor of economics at Harvard University. RESOURCES:"The State of the Nation's Housing 2024," by the Joint Center for Housing Studies of Harvard University (2024).“The Effects of Rent Control Expansion on Tenants, Landlords, and Inequality: Evidence from San Francisco,” by Rebecca Diamond, Tim McQuade, and Franklin Qian (American Economic Review, 2019).“Housing Market Spillovers: Evidence from the End of Rent Control in Cambridge, Massachusetts,” by David H. Autor, Christopher J. Palmer, and Parang A. Pathak (Journal of Political Economy, 2014).“An Econometric Analysis of Rent Control,” by Edgar O. Olsen (Journal of Political Economy, 1972).Roofs or Ceilings?: The Current Housing Problem, by Milton Friedman and George J. Stigler (1946).

On this last episode in this series, our co-hosts Hanan Ali and Natasha Mhuriro talked to four guests. Djaka Blais, Executive Director of Hogan's Alley Society; Robert Byers, President & C-E-O of Namerind Housing Corporation; Joshua Evans, Associate Professor at the University of Alberta. and Franz Bernhardt, Postdoctoral Researcher at Aalborg University, Denmark. We spend time thinking about and imagining alternative models of community housing. How could or should Canada's community housing sector look differently in the future? What are some good examples of innovative housing projects and practices from across the country – and around the world? What lessons can we learn? The production of the podcast series is led by Dr. Yushu Zhu and Dr. Meg Holden at Simon Fraser University as part of the Community Housing Canada project and the Housing Inequality in Canada project, in partnership with IRPP. Student researchers include Hanan Ali, Natasha Mhuriro, Pok Man Tong, and Khoa Vo. This podcast has been a dedicated collaboration, with production assistance by Ricardo Montrose, Cléa Desjardins and Luc Moulaison at IRPP, and audio producer Jackie G. Karen Sawatzky contributes to script editing for this episode. If you like what you heard and you want to know more about the Institute for Research on Public Policy, head over to https://irpp.org/. Additional resources: Hogen's Alley Society - A Black-led non-profit organization dedicated to advancing the social, political, economic, and cultural well-being of people of African descent in Metro Vancouver. Namerind Housing Corporation - An Indigenous-led housing provider and social enterprise. Aboriginal Housing Management Association (AHMA) - An umbrella organization composed of 41 Members that are each Indigenous Housing providers. The first Indigenous Housing Authority in Canada and only the second in the world. Ontario Aboriginal Housing Services - A non-profit housing provider with a focus on the Indigenous community. Housing Boom in Gateway Cities – Book written by David Ley, 2023. Utilising a comparative approach in five gateway cities, the author provides an understanding of the politics of booms, lifting the debate beyond narrow housing and real estate studies. Policy fact sheet: National Building Fund, Denmark. European Construction Sector Observatory. 2019. The resilience of social rental housing in the United Kingdom, Sweden and Denmark: How institutions matter. Timothy Blackwell & Bo Bengtsson. Housing Studies. 2023. 38:2, 269-289.

Tommy talks to Daniel McCue, a senior research associate with the Joint Center for Housing Studies at Harvard

This week, Nick and Goldy are joined by Whitney Airgood-Obrycki from the Joint Center for Housing Studies at Harvard University to discuss the urgent issue of housing affordability in the United States. Despite its status as the wealthiest country in the world, America is grappling with a housing crisis, marked by record-high levels of homelessness and a growing number of individuals spending between 30% to 50% or more of their income on rent. Together, they unpack the housing affordability crisis, discuss how it contributes to the perception of a struggling economy, and explore the innovative solutions local governments are proposing to address it. Whitney Airgood-Obrycki is a Senior Research Associate at the Joint Center for Housing Studies at Harvard University. She conducts research on affordable rental housing for low-income households and served as the project manager and lead author of their recent report on America's Rental Housing. Dr. Airgood-Obrycki's latest research includes affordable housing policy, housing affordability measures, rental housing markets, and suburban neighborhood change. Twitter: @airbrycki, @Harvard_JCHS America's Rental Housing 2024  Montgomery County has found a way to reinvigorate public housing in America What if public housing were for everyone? Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer

Mike Stephen learns about the significance of vacant land near local transit hubs from Geoff Smith, executive director of the Institute for Housing Studies at DePaul University, discusses the historical significance of Stateville Correctional Center with Leila Wills, executive director of the Historical Preservation Society of the Illinois Chapter of the Black Panther Party, and discovers the Secret History of local blues guitar powerhouse Hip Linkchain.

In business, you must know your numbers.  Dollars, data, trends, and almost everything comes back down to the numbers.  In today's episode, I review with you the 2024 Report about America's Rental Housing by Harvard's Joint Center for Housing Studies.  We talk about the conclusions of the study and how it impacts you in your local area.  

An increasing number of people in Florida are experiencing homelessness. The surge in homelessness comes as state lawmakers are considering legislation that some advocates see as punitive: a law that would make it illegal to sleep on public property. Florida's council on Homelessness reported 30,809 individuals experiencing “literal homelessness” last year. That means not having a fixed, regular or adequate place to stay, and includes people living in shelters. That's a 9 percent increase since 2019. The number of students experiencing homelessness in Florida is even higher. On this episode we speak with Anne Ray, the Florida Housing Data Clearinghouse Manager at the University of Florida's Shimberg Center for Housing Studies, about the rising number of homeless students and the support that's available for them. We also discuss a specific group of students who experience homelessness: kids who are separated from their families because of abuse or neglect, but who aren't part of the foster care system. We talk with a Tampa non-profit leader, Vicki Sokolik, who works to support those students, and we hear from Jamal, an alumnus of her program.

Rent has skyrocketed in the United States. That means Americans are handing over a bigger portion of their paycheck to their housing costs. They have less money for things like food, electricity, and commuting. The pandemic and inflation have both played a role in pushing rents higher.Whitney Airgood-Obrycki a Senior Research Associate at Harvard's Joint Center on Housing Studies says rents are actually going down, but that increases have been so large it's going to take time for the market to even out.We look at how rent prices got so high and what it might take to bring them down. Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this week's episode, host Margaret Walls talks with Carlos Martín, a project director at the Joint Center for Housing Studies of Harvard University and a university fellow at Resources for the Future, about housing adaptation and resilience amid climate change, using as a primary example New Orleans housing infrastructure after Hurricane Katrina. Martín argues that the resilience of housing infrastructure is key to climate adaptation, particularly for economically disadvantaged communities. He also discusses how residential buildings produce emissions and contribute to climate change; achieving US decarbonization goals will require related upgrades and improvements, which not all households can tackle with ease. References and recommendations: “Housing Resilience in Greater New Orleans: Perceptions of and Home Adaptations to Climate Hazards in Post-Katrina Louisiana” by Carlos Martín, Claudia D. Solari, Anne N. Junod, and Rebecca Marx; https://www.urban.org/research/publication/housing-resilience-greater-new-orleans “Exploring Climate Change in US Housing Policy” by Carlos Martín; https://www.tandfonline.com/doi/full/10.1080/10511482.2022.2012030 “Pathways to Prosperity: Building Climate Resilience” by Allison Plyer, Alysha Rashid, Elaine Ortiz, Taylor Savell, and John Kilcoyne; https://www.p2pclimate.org/ “The Rise of the American Conservation Movement: Power, Privilege, and Environmental Protection” by Dorceta E. Taylor; https://www.dukeupress.edu/the-rise-of-the-american-conservation-movement

Rental prices are unaffordable for a record number of Americans with half of all renters paying more than 30 percent of their income on rent and utilities, according to Harvard's Joint Center for Housing Studies. Stephanie Sy reached out to renters across the country to hear how these soaring prices are impacting their lives and discussed their issues with Whitney Airgood-Obrycki. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

A recent report from Harvard's Joint Center for Housing Studies found that over 650,000 people reported experiencing homelessness in America in January of 2023, up nearly 50% from 2015… Even if the numbers are staggering, hearing this probably isn't a huge shock… Here in California, the housing crisis has long been an issue… with rents going higher and higher… and not enough affordable options to go around… there's even been an exodus of people leaving the state, hoping to find solid ground on which to have a place to call home… So, what's being done about this crisis? Where do we stand on a state level - and on a local one? We're going to turn first to Chris Martin… policy director for Housing California, a statewide advocacy nonprofit focused on the production and preservation of affordable housing and addressing homelessness… To see how the state works with local governments… and vice versa… we turn to Sarah Karlinsky, Research Director at SPUR… the San Francisco Bay Area Planning and Urban Research Association, a nonprofit public policy organization…

Recent findings have highlighted a pressing issue facing almost half of all American renters: affordability. These findings stem from a study by the illustrious Joint Center for Housing Studies of Harvard University, which brought to light an unsettling reality in 2022. Amid continually rising rent costs throughout the COVID-19 crisis, a startling 50% of U.S. renters coughed up more than 30% of their earnings on rent and utilities, as pointed out by NPR. Compounding this, almost half of this group were subjected to the distress of spending over 50% of their income on their living costs. This situation presents an unexpected reality. Affordability challenges have ballooned across every single income bracket monitored, according to the lead author of the report, Whitney Airgood-Obrycki, a top-notch research associate with the center. Notably, those households pulling in between $30,000 and $74,999 per year experienced the steepest climb in unaffordability since 2019. From the workforce, a staggering one-third of full-time renters found housing costs to be a heavy burden, as evidenced by the report. An existing pinch-point was found amongst renters with annual earnings below $30,000, whose struggles with housing affordability were already acute. Counter to Airgood-Obrycki's expectations, these strains escalated further with burdensome housing costs affecting a record 83% of this group. Suffice to say, the residual amount left over for other household expenses has experienced a drastic fall, plummeting almost by half, to a mere $310 per month as per NPR, citing the study's findings.See omnystudio.com/listener for privacy information.

Hey there, future real estate moguls! Are you ready to dive into the exciting world of real estate investment? Well, you're in the right place because today, we've got something special lined up for you. We're going to unlock the secrets of real estate investing and share seven unbelievable tips for beginners to get you started on your journey to financial freedom. So, stick around because you won't want to miss this! --> READ THE BLOG POST HERE https://myempirepro.com/blog/real-estate-investment-for-beginners   --> WATCH VIDEO VERSION HERE https://youtu.be/BcK5uKZeeOs   Real estate investment might seem like a daunting endeavor, but it doesn't have to be. Whether you're looking to generate monthly cash flow or build long-term wealth, real estate can be an excellent avenue for investment. In this video, we'll break down the basics of real estate investing and provide you with seven valuable tips to get started on the right foot. At its core, real estate investing is a way to grow your wealth in a manner that often outpaces the effects of inflation. While your regular job provides income, real estate investments can offer appreciation and income simultaneously.  Before we dive into the tips, let's first understand why investing in real estate is a smart move. While there are many reasons, two primary motivations are cash flow and wealth building. 8 Benefits of Real Estate Investing: Benefit Number 1 of 8. Steady Cash Flow Real estate can provide a consistent stream of rental income, offering financial stability and covering ongoing expenses. Benefit Number 2 of 8. Long-Term Wealth Building Over time, real estate properties tend to appreciate in value, allowing investors to build substantial equity and long-term wealth. According to the Federal Housing Finance Agency (FHFA), the average U.S. home value has increased at an annual rate of 4.3% since 1991.   Notably, in areas like San Francisco, median home values have surged by an annual rate of 10.5% since 1991.  For instance, a $200,000 investment in a home in 1991 would have appreciated to over $600,000 by 2023. Real estate investors can build equity as they make mortgage payments.   For example, a buyer who purchased a $200,000 home with a 20% down payment would accumulate $160,000 in equity after making 20% of their mortgage payments.  This equity can be leveraged for other investments or financial goals. Location, with properties near schools, jobs, and amenities tending to appreciate faster.  Demand, where high demand relative to supply drives up prices.   Supply, with limited availability often leading to price increases.  Economic conditions, as periods of growth generally boost real estate prices. The Case-Shiller U.S. National Home Price Index reveals a historical annual appreciation rate of approximately 3-5% for residential real estate in the U.S. The Federal Reserve's Survey of Consumer Finances underscores that most Americans accumulate significant wealth through home equity, which appreciates over time. Data from the National Council of Real Estate Investment Fiduciaries (NCREIF) demonstrates that commercial real estate investments have consistently delivered robust returns, often surpassing stocks and bonds. Rental income from residential properties in the U.S. surpassed $500 billion in 2019, providing a reliable source of cash flow. Homeowners can amass substantial equity over time through mortgage payments and property value appreciation. The Joint Center for Housing Studies of Harvard University reports a median increase of $40,000 in homeowner equity from 2013 to 2018. Benefit Number 3 of 8. Diversification:  Real estate investments can diversify your portfolio, reducing risk by spreading your assets across different asset classes. Benefit Number 4 of 8. Tax Advantages:  Real estate investors can benefit from various tax deductions, such as mortgage interest and property depreciation, which can reduce their overall tax liability. Benefit Number 5 of 8. Tangible Asset:  Unlike some other investments, real estate provides a tangible asset that you can see and touch, adding a sense of security. Benefit Number 6. Inflation Hedge:  Real estate often keeps pace with or outpaces inflation, preserving your purchasing power over time. Benefit Number 7 of 8. Control:  Real estate investments offer a level of control, allowing you to make decisions about property management, improvements, and rental terms. Benefit Number 8 of 8. Passive Income:  When managed properly, rental properties can generate passive income, allowing you to earn money without actively working for it. Real estate offers a unique combination of stability and profit potential that makes it appealing to both seasoned investors and beginners alike. 7 Types of Real Estate Investments Now, let's explore the different types of real estate investments you can consider: Real Estate Investments Type 1 of 7. Buy and Hold:  This strategy involves purchasing properties for the purpose of generating monthly cash flow and building equity over time. Real Estate Investments Type 2 of 7. Flipping:  Flipping is all about buying distressed properties, renovating them, and selling them for a profit within a relatively short time frame, typically six months to a year. Real Estate Investments Type 3 of 7. Wholesaling:  As a wholesaler, you'll identify great real estate deals and pass them on to investors who have the resources to acquire them, earning a fee for your efforts. Real Estate Investments Type 4 of 7. Real Estate Investment Trusts (REITs):  These are companies that own, operate, or finance income-producing real estate. Investing in REITs allows you to own a share of various real estate properties without directly owning them.   Real Estate Investments Type 5 of 7. House Hacking:  This strategy involves purchasing a multi-family home, living in one of the units, and renting out the others to cover your living expenses. Real Estate Investments Type 6 of 7. Short-Term Rentals:  With platforms like AirBnB, you can profit from renting out your property on a short-term basis to travelers and tourists. Real Estate Investments Type 7 of 7. Creative Financing:  This category includes various creative methods like lease options and seller financing to acquire real estate without a traditional mortgage. Finding the right investment property is crucial. You'll want to consider factors like location, property condition, market trends, and potential for future growth. Local real estate agents and online resources can be valuable tools in your search. But in this time and age, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Financing your real estate investment can be done through various means. These include traditional mortgages, hard money loans, private investors, and even your own savings.  Conventionally, mortgages and cash might be your first thought of a funding source.  But there are many other creative options that we will continue to discuss. Managing a rental property involves handling tenants, maintenance, and finances. You can choose to do this yourself or hire a property management company to handle these tasks for you.  When you do get to this level, it's better to structure the cost of property management into your deals. Profits in real estate can come from rental income, property appreciation, and strategic buying and selling. It's important to have a clear plan and understand how your chosen investment strategy generates income. Different strategies for real estate investing suit different goals. Evaluate your objectives and risk tolerance to determine which approach aligns best with your financial aspirations. Finally, here are 7 tips to guide you on your real estate investment journey: Tip Number 1 of 7. Do Your Research:  Knowledge is power in real estate. Take the time to learn about the market, property types, and investment strategies before jumping in. Tip Number 2 of 7. Exit Before Entry:  Have a clear exit strategy in place before making an investment. Knowing how you'll profit or mitigate losses is essential. Tip Number 3 of 7. Learn How to Find Deals:  Understanding how to identify great deals is a skill that can set you up for success. Networking, online listings, and real estate clubs can be helpful resources.  And again, AI and data driven platforms such as www.EmpireBIGData.com makes it super simple to assess and analyze all these factors in one click. Tip Number 4 of 7. Learn How to Fund Deals:  Explore various financing options and understand the pros and cons of each. Being well-financed is crucial for your real estate ventures. Tip Number 5 of 7. Real Estate Agents Are Overrated:  While real estate agents can be helpful, they aren't always necessary, especially in the age of online listings. Don't hesitate to explore properties independently. Tip Number 6 of 7. Be Patient:  Real estate investments may take time to yield significant returns. Avoid impulsive decisions and focus on the long-term gains. Tip Number 7 of 7. Don't Overextend Yourself:  Avoid over-leveraging or investing beyond your means. Responsible financial management is key to a successful real estate journey.  Saving such people was responsible for my first fleet of real estate success I enjoyed as a beginner in my first 3 years. Real estate investment offers substantial rewards, such as generating income, building wealth, and providing a hedge against inflation. However, it also carries risks that must be carefully managed. Education and experience are your allies in navigating the world of real estate investing. Now, here's your mission: Hit the like, share, and subscribe button in order to be notified of the next video. I've got a burning question for you – have you dipped your toes into the world of real estate yet? What phase are you in... Beginner, Intermediate... How many deals have you done?  We'd love to hear from you! Drop a comment down below, and let's start a conversation. Your insights could be the inspiration someone needs to kickstart their own real estate journey.  If you got value from this video, you'll definitely like the one that just popped on the screen. Join me on the next video. #realestate #money #investing

Mike Stephen discusses the state of rental housing in Chicago with Geoff Smith, executive director of the Institute for Housing Studies at DePaul University, and then discovers the Secret History of local guitarist Gerald Sims. 

This week on the pod we are thrilled to snag a guest who's designs we've been following for years! There's nothing better than an email update from the famous Alma Homes where we get to see beautiful houses plus hear what the owner, Kirsten, is up to. We even learned about her recent 30A beach condo reno this way and just got back from staying in that perfect space!    Kirsten Erickson is the Owner of Alma Homes, a boutique design-build firm based out of Minneapolis, MN.  She founded Alma in 2017 with the intent to create beautiful homes that are designed around the way her clients' lived. We loved interviewing her to learn about this journey and the business she has built.   Ever since 8th grade, Kirsten knew she wanted to become an architect, but had no real life exposure or experience in the industry.  So, she threw herself into the design world during college, graduating with a Masters of Architecture, an MBA, as well as minors in Housing Studies and Construction Management. When we say Kirsten wears all the hats, we mean Kirsten wears ALL. THE. HATS!      As a company, Alma Homes focuses on building high end custom homes and whole home remodels in the Twin Cities metro area.  They also offer our interior design services nation-wide.  They believe your home should be a reflection of your style and the way your family lives, and as such, focus on quality over quantity, and are thrilled to work with clients who end the build process feeling like family. Whether you know Alma Homes or this is your first introduction to them, you are in for a treat!    Find Kirsten at www.almahomes.com Instagram: @almahomes Tiktok: @almahomes Pinterest: @almahomes  Leave us a review at ratethispodcast.com/hustlehumbly Get your FREE Database Template  Email Templates 101: emailtemplates101.com Agent Systems 101: agentsystems101.com All Resources: hustlehumblypodcast.com Submit your topic ideas and toasts to hello@hustlehumblypodcast.com.  

Chris Herbert, Managing Director at Harvard Joint Center for Housing Studies, joins the podcast to discuss the state of the housing market, from the current housing recession to the outlook for homeownership.Go Eagles!For more on Chris Herbert, click hereFollow Mark Zandi @MarkZandi, Cris deRitis @MiddleWayEcon, and Marisa DiNatale on LinkedIn for additional insight 

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

A big change in the housing market is happening — young people aged 25 to 34 are making up a bigger and bigger proportion of homeowners. A new analysis from Harvard’s Joint Center for Housing Studies says millennials are making inroads as they age and start families. Global demand for oil will reach a new record this year, according to the International Energy Agency. And, the Bank of Japan again declined to raise interest rates, bucking expectations and continuing the country’s policy of ultra-loose monetary policy that has kept rates near zero for years.

High mortgage rates and a low supply of homes for sale has made homeownership feel out of reach for many Americans. And yet it remains an important way for Americans to build wealth.We speak with Chris Herbert, with the Joint Center for Housing Studies at Harvard University, about how homeownership became such an important part of the American Dream, and about other ways to build wealth.In participating regions, you'll also hear a local news segment to help you make sense of what's going on in your community.Email us at considerthis@npr.org.

Welcome to The Creating Wealth Show, Episode 1907! Join Jason Hartman today as he takes you through recent natural disasters and how they affect you as homeowners, investors, and how they affect the overall supply and demand dynamic of the real estate markets. Jason discusses Joseph Schumpeter and creative destruction, and breaks down some statistics on households formed vs homes built.  Today's guest Becky Nova, founder of Lady Landlords, helps others invest in properties and actually self manage them from a distance. She successfully operates in cyclical urban markets, so tune in for an interesting real estate success story and some great tips for self managing from abroad. Register today for Empowered Investor Live, taking place in beautiful Scottsdale on January 27-29! VIP tickets are selling out fast, so don't miss your chance! EmpoweredInvestor.com/Live Key Takeaways: Jason's editorial 0:00 Welcome to The Creating Wealth Show, Episode 1907 2:03 Increased demand for housing as natural disasters lessen the supply 5:49 Today's construction codes are much better 7:51 Benefiting from a disaster - insurance claims, government aid & mortgage moratorium 9:13 Joseph Schumpeter and creative destruction 11:05 Households formed vs homes built 12:45 Joint Center for Housing Studies at Harvard University housing projections 14:50 Second wave feminism, decreased marriage rate & men going their own way 17:00 Housing inventory from Altos Research 20:00 Some great opportunities in new construction homes 21:48 Register for our Scottsdale event - tickets are going fast! EmpoweredInvestor.com/Live Becky Nova interview 22:52 Welcome Becky Nova, founder of Lady Landlords 24:34 Becky started with buying a multifamily and renting out another unit 26:05 Mission to provide sustainable housing to those in the Dominican Republic 28:30 Self managing rental properties 30:00 Tools and tricks for self managing your properties from a distance - having the right people and the right systems in place 32:20 Property management software 33:00 Check out Jason's RENT (Real Estate News & Tech) YouTube channel for software demos  34:12 Laying out rules for requests and maintenance 38:50 City living vs multifamilies 41:55 Interest rate hikes and rent increases 44:39 Learn more at Lady-Landlords.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Housing costs have surged over the last year or so, but a new report shows that demand is still strong due to several factors, and that pricing pressures may ease up in the months ahead. The Joint Center for Housing Studies at Harvard University just released its annual State of the Nation's Housing report, and I'd like to share some of the highlights.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Home Price AppreciationNationwide home price appreciation hit 20.6% in March of this year. That's up from 20% in August of last year. The data shows record-high appreciation in 67 of the top 100 markets, and the rest were also up by at least 9%. Harvard researchers say higher home prices are keeping about 4 million renters from buying their own homes, and that increases demand for rental housing. (1)Those who can qualify for a home often can't find one in their price range. They are also competing with investors who have increased their share of moderately-priced homes. Single-Family Investor SalesResearchers say investors have moved aggressively into the single-family rental market and account for 28% of the SFR homes sold in the first quarter of this year. That's up from 19% in the first quarter of last year. From 2017 to 2019, the average was about 17%.Investors have been focusing on markets with rapid price appreciation. In Atlanta, the investor share of home sales was 41% in the fourth quarter of last year. In San Jose, California, it was 38%. In Phoenix, 36%, and in Los Angeles, 34%.Demand & Rent GrowthAs demand rose for rentals, so did rents. The report shows they were up 12% nationally in the first quarter. Rent growth was more than 20% in several metros. The hottest markets were in the South and West, but some coastal areas saw big gains because rents had fallen so much during the pandemic. Single-family rents have gone up faster than apartments mostly due to demand. That's the result of remote workers who want more space at home. CoreLogic shows that year-over-year rents were up 15% nationally as of March. The biggest gains were in Miami at 39% and Cape Coral at 28%, but Phoenix and San Diego were also mentioned with rent growth of 18 and 17% respectively.Strong Household FormationStrong household formation is contributing to increased demand and higher housing costs. From Q1 of 2020 to Q1 of 2022, new households were forming at an annual rate of 1.6 million. Harvard researchers had predicted an increase of 1.2 million annually from 2018 through 2028, so the current rate of increase is well above the expected amount.Much of the growth is due to millennials making up for previous delays in household formation.Government stimulus during the pandemic and the economic rebound last year also gave many young adults the means to pay for housing. But researchers are also predicting a new slowdown in household formation as the money situation tightens to control inflation. New household formation has raised the homeownership rate .1% to 65.4%.Residential ConstructionThe pace of residential construction is finally picking up. It has been trailing behind household growth for many years, but in 2021, single-family starts hit 1.1 million. That's the first time it's been above 1 million in 13 years. Multifamily starts are also up. They hit 470,000 which is a 30-year high.The big issue for builders has been all the supply chain disruptions. In April of this year, 1.64 million homes were under construction with delayed completion dates due to the supply chain hold-ups. The labor shortage and local land use regulations have also made it difficult for builders. Affordability Crisis & OutlookThe affordability crisis has continued to get worse for both homeowners and renters. In 2020, 30% of households were cost-burdened, meaning they were paying more than 30% of their income on housing. 14% were severely burdened. The figures are worse for renters. 46% were hard-pressed to pay their rent, and 24% were severely burdened. And now, inflation is making things worse.Although low-income families will continue to struggle with housing costs in the near term, the report says the outlook for overall housing demand is mostly positive. A lot depends on whether the Federal Reserve can control inflation, but Harvard researchers say that demographic shifts are favorable, unemployment is low, and wage growth is strong – which all contribute to a positive outlook.You'll find a link to the full report in the show notes for this episode at newsforinvestors.com.Please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1. https://www.jchs.harvard.edu/blog/across-nation-rising-prices-and-increased-interest-rates-limit-access-homeownership

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.

Following up on our recent deep dive into the housing crisis, today we’re taking a deeper look at affordable housing. There’s not enough of it in this economy, but getting more built is a hard nut to crack. But what exactly is affordable housing? And, what’s considered affordable these days? Experts say there are generally two large buckets. Big “A” affordable housing is publicly subsidized units that are intended for low-income households. Small “a” affordable housing is generally considered housing priced at no more than 30% of a household’s budget. Either way, there’s a shortage. “Part of the issue is that after the last recession, we had more higher-income renters who were stuck in the rental market or who chose to stay in the rental market longer. So then we just see rents continue to rise,” said Whitney Airgood-Obrycki, a senior research associate at Harvard's Joint Center for Housing Studies, which just released a report on the state of the nation's housing. On today’s show, Airgood-Obrycki makes us smart about the realities of America’s affordable-housing crisis and its impact on the broader economy. In the News Fix, we’ll discuss a new report that may offer clues about where all the affordable homes may have gone. Plus, the Federal Reserve takes consumers’ attitudes about inflation seriously. But it turns out that measuring those attitudes isn’t exactly a hard science. We’ll explain. Then, we hear from listeners about the Supreme Court overturning Roe v. Wade, mortgage rates and old school typing rules. Here’s everything we talked about today: “The State of the Nation’s Housing 2022” from the Joint Center for Housing Studies of Harvard University “Biden administration creates plan to increase affordable housing” from Marketplace “Where Have All The Houses Gone?” from the House Subcommittee on Oversight & Investigations “The Strange Art of Asking People How Much Inflation They Expect” from The Wall Street Journal “At least 50 people found dead in abandoned 18-wheeler in San Antonio” from The Texas Tribune “Two Spaces After a Period or Just One? Please Get It Right!” from Patrick’s Place blog Do you use two spaces after a period? Let us know. Email us at makemesmart@marketplace.org. You can also leave us a voice message at (508) 827-6278 or (508) U-B-SMART. Your donation powers the journalism you rely on. Give today to support Make Me Smart.