Podcasts about Escape velocity

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Don't forget to Like & Subscribe to GET SIMPLIFIED!In this episode, researcher of Astro Physics, Mike Boylan-Kolchin explains the universe to the Simple Men.InstagramThe Podcast: @thesimplemanpodcast Come Train with Us: @simplemanmartialartsHosts:@bjjdamien@nickyrod247@ethan.crelinsten@nickyryanbjjProducer:@allywolskiC4 :@c4energyhttps://glnk.io/44o9/bjjdamienCode: SIMPLEMAN for 15% off your order!Marek Health:

This week, we break down the evolving DePIN thesis, from real revenue traction to infra financing, regulation, and why some networks are finally compounding at scale. We also discuss the boom in Hyperliquid RWAs, bringing money & companies onchain, 2026 IPOs, and more. Enjoy! -- Follow Salvador: https://x.com/DAnconia_Crypto  Follow Jason: https://x.com/JasonYanowitz  Follow Rob: https://x.com/HadickM  Follow Santi: https://x.com/santiagoroel  Follow Empire:https://x.com/theempirepod     -- Coinbase crypto-backed loans, powered by Morpho, enable you to take out loans at competitive rates using crypto as collateral. Rates are typically 4% to 8%. Borrow up to $5M using BTC as collateral and up to $1M using ETH as collateral. Manage crypto-backed loans directly in the Coinbase app with ease. Learn more here:  https://www.coinbase.com/onchain/borrow/get-started?utm_campaign=0126_defi-borrow_blockworks_empire&marketId=0x9103c3b4e834476c9a62ea009ba2c884ee42e94e6e314a26f04d312434191836&utm_source=empire   -- Timestamps: (00:00) Intro (00:44) Escape Velocity $61.74M Raise (05:500 The Case For DePIN (12:34) InfraFi And Bringing Money Onchain (22:07) Bear Case For DePIN And Top DePINs (30:57) Ads (Coinbase) (31:42) Metals And Hyperliquid RWAs (43:31) Crypto Integration Into FinTech (55:18) The State Of Compliance (58:49) 2026 IPOs (01:04:38) The Carvana Of Crypto (01:09:220 Content Of The Week (01:15:29) Claude Cowork -- Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, Rob and our guests may hold positions in the companies, funds, or projects discussed.

Kassidy Warren is a real estate entrepreneur, investor, and host of the For Your Own Good podcast. He focuses on building financial freedom through real estate, including short-term rentals, boutique hotels, and passive income strategies. Beyond investing, Kassidy also mentors others on shifting from corporate life or side hustles into sustainable wealth-building and entrepreneurship. Hosted on Acast. See acast.com/privacy for more information.

You can take yourself out of brokenness and poverty. It will take sacrifice, commitment and discipline. I call it your POVERTY ESCAPE VELOCITY (PEV)

As 2025 nears an end, Jason Draho outlines the market and macro expectations of the UBS Chief Investment Office for 2026. We also consider whether AI can power the market even higher? How will governments manage rising debt? And how will politics shape markets in 2026? Plus, a review of key portfolio messages and positioning recommendations. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Between Ras El Hekma and Alam El Roum on the North Coast, and Ras Shukeir along the Red Sea, investments pouring in from the GCC are considered a lifeline for Egypt’s economy. But beyond the headlines, an intricate relationship is forming between Egypt and its Gulf neighbors, especially the UAE and Saudi Arabia. And it got some of us wondering: is it all competition, or is there more to the story? Mashreq Group CEO Ahmed Abdelaal is a regional banking powerhouse, and he argues that each of these three countries has a unique offering; to him, it’s not a race of who’s bigger or better, but rather a collaboration. Abdelaal joins EnterpriseAM's Editor-in-Chief Patrick FitzPatrick to expand on an older conversation they had about that exact dynamic, or what he calls “the three elephants in the room.” They also talk about Egypt’s unique position vis-a-vis the South-South corridor, the importance of building sustainable frameworks of communication around foreign investment, and, of course, AI. Forum Playback is an eight-part series capturing the conversations we hosted as part of our annual EnterpriseAM Forum. A big thank you to our sponsors: Banque Du Caire, Beltone, Banque Misr, HSBC, Mashreq, Post for Investment, Arkan Palm, Global Corp, MNT-Halan, Sodic, CI Capital, BCG, and Baker McKenzie. For additional coverage from the forum, go to: https://enterprise.news/egypt/en/archive/list/1/16/forum-2025/0/0/25/1 The full forum agenda is available on: https://egyptforum2025.enterprise.news/ To listen to Patrick and Abdeaal’s full conversation from last March, search for Making It wherever you’re listening right now, or visit: https://omny.fm/shows/making-it/building-an-innovative-bank-and-how-to-lead-it-wit To learn how you can advertise with EnterpriseAM, get in touch with Moustafa Taalab: mtaalab@enterprisemea.comSee omnystudio.com/listener for privacy information.

In this episode, we welcome back our friend Joppe Quaedvlieg. Joppe just released a book, *Reaching Escape Velocity: A Proposal for an Alternative Way of Being.* Join us for a heartfelt and casual chat with Joppe as we dive into the pages of his beautifully vulnerable composition—a blend of short stories, poems, illustrations, and photographs that feels like a friend's diary. We explore themes of authenticity, pursuing happiness, and redefining “better,” as Joppe shares personal struggles and triumphs, from childhood challenges to moments of profound realization. As one of Joppe's friends, Peter Tapio, puts it in the forward of the book, it's about “distilling your own moonshine” from life's experiences and finding your unique path without prescriptive advice. Joppe's empathetic approach shines through, echoing his belief that “together, we are strong.” Tune in to discover how to reach your own escape velocity!The book is perfect for anyone craving inspiration to live more authentically. Grab your own copy now: https://a.co/d/iayuQQRFollow Joppe:LinkedIn: https://www.linkedin.com/in/joppequaedvlieg/

Pre-Order Runnin' Down a Dream now: https://a.co/d/0oIPPveOpen Source bi-weekly convo w/ Bill Gurley and Brad Gerstner on all things tech, markets, investing & capitalism. This week, they unpack the $3T AI buildout, circular revenue red flags, and whether the boom is becoming a bubble. They dive into the rise of stablecoins and the new financial rails reshaping money, the fight over AI regulation in America, and Bill's next chapter—his new book Runnin' Down a Dream and what it means to build a career you actually love. Enjoy another episode of BG2!Timestamps:(00:00) Intro(02:00) Two Years of BG2(03:45) Bill Stepping Back to Write His Book(06:00) Runnin' Down a Dream(07:00) The AI CapEx Bubble?(09:30) Sham vs. Real Transactions in AI(11:00) Microsoft–OpenAI Credits & Cloud Economics(13:00) Nvidia's Investments: Healthy or Hype?(17:00) CoreWeave, Hidden Leverage & Demand Risks(19:15) $3 Trillion CapEx: Are We Overbuilding AI?(21:45) The MAG5 CapEx Surge: Too Much, Too Fast?(24:30) Meta's CapEx Comeback & AI ROI(25:30) OpenAI's Race for Escape Velocity(28:30) AI Regulation: State Patchwork Madness(30:30) Why Federal Preemption Is Critical(33:15) The Colorado & California AI Acts(35:00) Stablecoin Surge: $18T in Settlements(36:45) Gurley's Crypto Conversion(38:30) From PIX to FedNow: The Future of Digital Money(41:00) Coinbase, Circle, and the 4% Yield Revolution(43:00) Why Visa & Banks Fear Stablecoins(45:00) Gurley: “I'm Jumping on the Crypto Train”(46:00) Brad on Invest America (Trump Accounts)(49:00) Implementation Timeline & Treasury Update(50:30) Bill's Book: Runnin' Down a Dream(53:15) The Great Career Reset: Passion vs. Grind(55:00) Bezos' Regret Minimization Framework(57:00) Who the Book Is For(59:00) Gurley's Next MissionShow Notes:All-In Summit: Bill Gurley presents 2,851 Miles: https://www.youtube.com/watch?v=F9cO3-MLHOMPlain English: This Is How the AI Bubble Could Burst: https://podcasts.apple.com/us/podcast/this-is-how-the-ai-bubble-could-burst/id1594471023?i=1000728026459Bezos' Regret Minimization Framework: https://www.youtube.com/watch?v=jwG_qR6XmDQProduced by Dan ShevchukMusic by Yung SpielbergAvailable on Apple, Spotify, www.bg2pod.comFollow:Brad Gerstner @altcap https://x.com/altcapBill Gurley @bgurley https://x.com/bgurleyBG2 Pod @bg2pod https://x.com/BG2Pod

The Breaking Point: When Stress Nearly Killed a Doctor Dr. King's wake-up call came when blood work revealed she was pre-diabetic with microvascular heart disease and stage 3 kidney dysfunction - all from the chronic stress of insurance-based practice.00:00 The Final Straw: 18 Years to Rock Bottom 01:00 From GYN Surgeon to Longevity Medicine Pioneer02:14 The Importance of Having a Backup Plan: A4M Fellowship 02:42 Personal Catalyst: Mother's Cancer Journey and Medical System Failures 04:32 Why Generic Concierge Franchises Fall Short 06:45 Breaking Free from Insurance Constraints 08:43 Quality of Care: From 15-Minute Visits to 2-Hour Consultations 10:38 The Insurance Punishment System in Action 12:29 Market Analysis: 73% of Patients Could Afford Concierge Care 14:00 Detective Medicine: The Acid Blocker Case Study 15:30 Advanced Testing Reveals Universal Toxicity 16:13 The Plasticizer Mystery: Salon Paw Patches 19:25 Evolution of Regenerative Medicine: From Bone Marrow to PDGF 22:28 Legal vs. Underground Stem Cell Treatments 24:26 The Future: Joint Regeneration vs. Replacement 28:14 Root Cause Medicine vs. Pharmaceutical Band-Aids 31:16 Personal Health Transformation: 75 Pounds and Optimal Markers 36:04 The Longevity Vision: Banking on Escape Velocity 42:40 Advanced Longevity Protocols: Rapamycin and Personalized Medicine 45:12 The Aristotle Test: AI-Powered Metabolic Optimization 49:00 Life's Too Short: Why Waiting Is the Biggest Risk 51:48 The Glyphosate Reality: Even Organic Farms Show Toxicity 52:50 The Fit 40-Year-Old Pre-Diabetic Epidemic

In this video I'll explain how dividend escape velocity is the point where your passive dividend income is more than your annual expenses, and your buying power just keeps growing faster and faster. Join the world's largest free Dividend Discord ➜ https://discord.gg/kkSr5FY Join my channel membership as a GenEx Partner to access new perks: https://www.youtube.com/channel/UCuOS-UH_s4KGhArN6HdRB0Q/join Seeking Alpha Affiliate Referral Link ➜ https://link.seekingalpha.com/2352ZCK/4G6SHH/ Click my FAST Graphs Link (Use coupon code AFFILIATE25 to get 25% off your 1st payment) ➜ https://fastgraphs.com/?ref=GenExDividendInvestor Please use my Amazon Affiliates Link ➜ https://amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Support me & get Patreon perks ➜ https://www.patreon.com/join/genexdividendinvestor Use my Financial Modeling Prep affiliate link for awesome stock API data (up to a 25% discount) ➡️ https://site.financialmodelingprep.com/pricing-plans?couponCode=genex25

Murderbot: Episode 4 "Escape Velocity Protocol" As an enemy takes aim at Murderbot, an ally tries to orchestrate a getaway. The team grapples with a leadership shakeup and a shocking ultimatum.   Feedback : blackgirlcouch@gmail.com  (audio/written) Tumblr: blackgirlcouch Youtube: ChristinaBCG Instagram: @blackgirlcouch

We are just your average married couple who love watching and talking about science-fiction television. You can now hear us break down episodes of “Killjoys” which follows a ragtag group of bounty hunters who stumble across a grander sci-fi plot.This week on the podcast we are discussing the Killjoys episode “Escape Velocity”Yum Yum above all!SUPPORT US: patreon.com/yumyumpodEMAIL US:yumyumpod@gmail.comFOLLOW US:Twitter | Facebook | Instagram | Reddit | Bluesky | Tiktok | Tumblr | DiscordLISTEN ON:Apple Podcasts | YouTube | Spotify | Amazon Music / Audible | Simplecast | Goodpods | Podchaser | Podcast Addict | Castbox | iHeartRadio | TuneIn SUPPORT US: patreon.com/yumyumpodEMAIL US:yumyumpod@gmail.comFOLLOW US:Twitter | Facebook | Instagram | Reddit | Bluesky | Tiktok | Tumblr | DiscordLISTEN ON:Apple Podcasts | YouTube | Spotify | Amazon Music / Audible | Simplecast | Goodpods | Podchaser | Podcast Addict | Castbox | iHeartRadio | TuneIn

Subscribe to our channel: https://www.youtube.com/@optispanGet Our Newsletter (It's Free): https://www.optispan.life/Join longevity pioneers Dr. Aubrey de Grey, Dr. Brian Kennedy, and Dr. Matt Kaeberlein for a rare, unfiltered discussion on the future of aging. They debate the timeline for longevity escape velocity, the promise of new damage-repair therapies, and offer their candid thoughts on today's experimental treatments.0:00 - Intro1:50 - Longevity Escape Velocity: Are We Close?7:20 - The Big Debate: Damage Repair vs. Slowing Growth15:36 - Aubrey's Groundbreaking Combination Study in Mice21:17 - The Stacking Problem: Why Don't Combinations Always Work?33:42 - The Clinical Frontier: What's Real vs. "Sketchy"?47:03 - Gene Therapy & TPE: Would These Experts Do It?1:00:13 - The Future: What Are They Most Excited About?Production: Nicholas Arapis, https://videocastproductions.comDISCLAIMER: The information provided on the Optispan podcast is intended solely for general educational purposes and is not meant to be, nor should it be construed as, personalized medical advice. No doctor-patient relationship is established by your use of this channel. The information and materials presented are for informational purposes only and are not a substitute for professional medical advice, diagnosis, or treatment. We strongly advise that you consult with a licensed healthcare professional for all matters concerning your health, especially before undertaking any changes based on content provided by this channel. The hosts and guests on this channel are not liable for any direct, indirect, or other damages or adverse effects that may arise from the application of the information discussed. Medical knowledge is constantly evolving; therefore, the information provided should be verified against current medical standards and practices.More places to find us:Twitter: https://twitter.com/optispanpodcastTwitter: https://twitter.com/optispanTwitter: https://twitter.com/mkaeberleinLinkedin: https://www.linkedin.com/company/optispanInstagram: https://www.instagram.com/optispanpodcast/TikTok: https://www.tiktok.com/@optispanhttps://www.optispan.life/Hi, I'm Matt Kaeberlein. I spent the first few decades of my career doing scientific research into the biology of aging, trying to understand the finer details of how humans age in order to facilitate translational interventions that promote healthspan and improve quality of life. Now I want to take some of that knowledge out of the lab and into the hands of people who can really use it.On this podcast I talk about all things aging and healthspan, from supplements and nutrition to the latest discoveries in longevity research. My goal is to lift the veil on the geroscience and longevity world and help you apply what we know to your own personal health trajectory. I care about quality science and will always be honest about what I don't know. I hope you'll find these episodes helpful!

Here is the republish of my chat with Rob Walling, author of the SaaS Playbook. We delved into product pricing, focusing on value alignment rather than greed, and discussed strategic price increases to reduce churn and bolster marketing. Rob also shared when to start paid ads and how to create impactful content. He offered advice on assembling a team within budgetary limits and revealed that smart business structuring can lead to profit with less work. Our conversation ended on the importance of joy in entrepreneurship, emphasizing freedom, purpose, and relationships.These shownotes were created with PodsqueezeLinks and MentionsSAS Playbook: 01:31:58Startups for the Rest of Us Podcast: 01:31:58MicroConf YouTube Channel: 01:31:58The Zen Founder Guide to Founder Retreats: 01:30:39Twitter Thread for Book Recommendations: 01:32:37TimetsampsRob Walling's Book (00:01:16)Writing the Book (00:02:13)Pricing Strategies (00:06:36)OpenAI's Pricing Strategy (00:11:54)Competitive Pricing Strategy (00:13:50)Greed and Motivation (00:16:40)Reasons for Raising Prices (00:17:50)Impact of Pricing on Marketing (00:19:24)Paid Advertising Considerations (00:20:59)Using Ads for SEO Strategy (00:24:57)Marketing Approaches for SaaS (00:29:50)Creating Compelling Content for Reddit (00:32:38)Navigating Reddit and Other Forums (00:34:17)Understanding Marketing and Content Strategies (00:35:20)Challenges of Early-Stage Product Development (00:38:03)Defining Product-Market Fit (00:44:48)Size of the Market (00:48:24)Total Reachable Market (00:49:01)Reaching 100% of the Paying Market (00:50:42)Total Addressable Market (00:51:00)Escape Velocity (00:54:20)Business Plateau (00:55:39)Hiring and Team Growth (00:57:24)Managing People (01:03:09)Owner and Founder Level Thinkers (01:04:35)Challenges of Hiring and Paying Employees (01:05:33)Remote Work and Cost-Effective Hiring (01:07:18)Working On vs. In the Business (01:10:33)Achieving Work-Life Balance and Financial Success (01:14:51)Earning Wealth and the Challenges of Autopilot Income (01:19:44)Investing and Selling Assets (01:20:21)Tax Treatment and Selling SaaS Companies (01:21:14)Wealth and Freedom (01:22:09)Finding Happiness as an Entrepreneur (01:23:04)Retreats and Self-Reflection (01:30:10)Recommendations and Conclusion (01:31:58)

For more than two weeks, the Jeffrey Epstein saga has blotted out the sun in Washington. But it's only now — with the House heading out for a monthlong recess as GOP leaders adjourn the chamber rather than allow a floor vote that would hasten the release of the Epstein files — that the storyline is threatening to break out of the bubble and follow congressional Republicans back to their districts, nudged along by gleeful Democrats. Playbook contributing author Adam Wren and chief correspondent Dasha Burns talk through what that might look like, the potential pitfalls for Democrats and Republicans and what President Donald Trump finds especially frustrating about the whole ordeal.

This episode is a power-packed Q&A that honestly I thought of making a paid program and naming 9 Figure Mindset. I know my shame slayers are always thrilled when I bring the logic-brained Christian, into the conversation. He is the smartest person I know. We dove into masculine-feminine dynamics, and real behind the scenes mentality of what it takes to launch, build, and break through. Christian (serial entrepreneur & marketing wizard — we're talkin' dozens of businesses!) shares his wild ride: the highs, the failures, the patterns he's seen, and what really works when you're starting from scratch.We talked about what it takes to hit escape velocity — the moment things start to click after you've gone all in. Christian shares a story of pushing through deep debt to his biggest month ever… This one's for anyone in the messy middle — the startup energy, the pivot, the rebuild, or the leap. It's an honest look at what it takes to play the long game. It'll build your grit.Connect with Shoshanna HERE  on Instagram and let them know what impacted you most about the episode… Interested in going deeper with the Living Brave community and having an opportunity to take off in your business and receive coaching with Shoshanna? – Join the free Living Brave Community here and hop on the “chill rocketship ;)” to connect with other shame slayers on the path of building a life beyond their vision board. - Grab a ticket for Living Brave Live 2025 this September in Denver, Colorado.– Apply for the Vortex Inner Circle Mastermind for female entrepreneurs scaling high cash flow low maintenance businesses with Shoshanna as your personal mentor. 

Bestselling science fiction author Andy Weir joins Exploring Humanity Through Sci-Fi  for an insightful, funny, and wide-ranging conversation about space exploration, writing hard science fiction, and the real-world Artemis mission. Tune in as Andy and host Tony Tellado dive into the intersection of science, capitalism, and imagination—along with plenty of behind-the-scenes peeks at Andy's research habits and what he did during the pandemic. The Realities of Space Exploration: Andy discusses how commercialization and competition can drive the next giant leap for humanity, especially when it comes to sustainable lunar colonies and affordable space travel. Artemis – From Page to Production: The story and science behind Andy's novel Artemis, Fox acquiring the film rights, and updates on possible screen adaptations. Andy's Writing Process: Andy reveals his disciplined approach to daily writing, why research is his favorite rabbit hole, and how he leverages both Google and passionate experts for world-building. Start Your Free Trial At Sci-Fi Talk Plus Today  

Mike Novogratz returns to Bankless to unpack Bitcoin's surge to new all-time highs and what it means in a world grappling with fiscal uncertainty. We dive into the unfolding bond market crisis, why the Genius Act marks a new chapter for stablecoins, the tokenization of traditional finance, and how Galaxy is uniquely positioned at the crossroads of crypto and AI. This is a front-row seat to the changing macro tides and crypto's place in the new financial order. ------

One hundred years ago, the US Supreme Court famously wrote, “The child is not the mere creature of the State; those who nurture him and direct his destiny have the right, coupled with the high duty, to recognize and prepare him for additional obligations.” That ruling was Pierce v. Society of Sisters, which launched the parental rights movement that has become especially ascendant, but also controversial, since the start of the COVID-19 pandemic.In this special conference, we will first tackle the idea of parental rights broadly, including its application in everything from health care to public school transparency. In the second panel, we will focus on the movement perhaps most influenced by Pierce: school choice. We will conclude with a lunch and keynote speaker. Hosted on Acast. See acast.com/privacy for more information.

We examine the tension between creative expression and commercial necessity in the digital age. We explore how the pursuit of expensive camera gear and equipment can become a substitute for actual creative work, and discuss the corrupting influence of affiliate marketing and sponsorships on genuine artistic curation. The conversation moves toward the concept of "escape velocity" - finding ways to separate commercial considerations from the creative process through patronage models, financial independence, or simply refocusing on experience over acquisition.We reflect on how social media and internet culture have shifted focus from seeking meaningful experiences to collecting objects, and consider whether it's possible to maintain authentic creative practice while still earning a living from content creation. We discuss the appeal of older, non-commercial equipment and the challenge of building genuine audience relationships in an increasingly commercialized creative landscape. -Ai If you enjoyed this episode, please consider giving us a rating and/or a review. We read and appreciate all of them. Thanks for listening, and we'll see you in the next episode. Links To Everything: Video Version of The Podcast: https://geni.us/StudioSessionsYT Matt's YouTube Channel: https://geni.us/MatthewOBrienYT Matt's 2nd Channel: https://geni.us/PhotoVideosYT Alex's YouTube Channel: https://geni.us/AlexCarterYT Matt's Instagram: https://geni.us/MatthewIG Alex's Instagram: https://geni.us/AlexIG

Join the HG101 gang as they discuss and rank 2022's installment of the series that will always be a ten out of ten in our hearts. Then stick around for Escape Velocity Nova, the third and final entry of Ambrosia Software's celebrated Mac series! This weekend's Patreon Bonus Get episode will be TAZ-MANIA — a game about a cartoon character whose dad is a Tasmanian devil version of Bing Crosby who loves orange juice! Donate at Patreon to get this bonus content and much, much more! Follow the show on Bluesky to get the latest and straightest dope. Check out what games we've already ranked on the Big Damn List, then nominate a game of your own via five-star review on Apple Podcasts! Take a screenshot and show it to us on our Discord server! Intro music by NORM. 2025 © Hardcore Gaming 101, all rights reserved. No portion of this or any other Hardcore Gaming 101 ("HG101") content/data shall be included, referenced, or otherwise used in any model, resource, or collection of data.

In this episode, we speak with Dr. Amir Baluch, a semi-retired anesthesiologist and founder of Blue Capital Partners, about alternative investment strategies for healthcare providers. Dr. Baluch shares insights on creating passive income streams, the importance of diversification beyond traditional stocks and bonds, and how strategic investments can "buy back time" for busy practitioners. While much of his financial advice offers valuable perspective for healthcare providers looking to reduce clinical hours and focus more on business development, we also provide important context regarding his comments on real estate investment and political policies that may contradict current research on housing affordability and economic impacts. Episode Highlights: The Power of Passive Income: How investing in alternative assets can create freedom in your schedule and reduce dependence on clinical hours Diversification Strategy: Why relying solely on traditional investments like stocks may not provide adequate returns in the coming decade Risk-Adjusted Returns: Understanding how to evaluate investments beyond just the stated return percentage Time vs. Money: Creating a strategic plan to gradually reduce clinical hours through passive income Marketing vs. Sales: The critical differences between creating awareness and converting leads Building a Sellable Practice: The importance of treating your practice like a business that could someday be sold Producer's Notes: Two topics discussed in this episode warrant additional context: Single-Family Home Investments: Institutional investor ownership of single-family homes has grown significantly, with just 32 institutional investors collectively owning 450,000 single-family homes by 2022. Research indicates non-individual investor ownership of single-family rentals increased from 17% in 2001 to 25% in 2021, with projections suggesting institutional investors could control 40% of U.S. single-family rental homes by 2030. This trend is contributing to the housing affordability crisis in many markets. Policy Impacts: Despite Dr. Baluch's enthusiasm about certain administration policies, current evidence suggests recent tariffs, immigration policies, and cuts to housing programs are adversely affecting housing affordability. Housing experts note that deportation plans could severely impact the construction industry, as immigrants make up approximately 30% of the construction labor force at a time when the National Association of Home Builders projects a need for 2.2 million new skilled construction workers. Sources: Government Accountability Office (GAO). "Rental Housing: Information on Institutional Investment in Single-Family Homes." May 2024. Joint Center for Housing Studies of Harvard University. "8 Facts About Investor Activity in the Single-Family Rental Market." 2024. MetLife Investment Management. "Housing Market Projections Report." 2023. The Washington Post. "Investors bought up a record share of homes last year." February 2022. Center for American Progress. "Americans Recognize Housing Affordability Crisis." October 2024. National Association of Home Builders. "Understanding Housing Affordability in Today's Market." July 2024. Bankrate. "How Will Tariffs And Deportations Affect Housing?" April 2025. Newsweek. "Trump Tariffs Could Slow US Housing Market in 2025." March 2025. ProPublica. "Trump Says He'll Fight for Working-Class Americans. His First Presidency Suggests He Won't." November 2024. National Low Income Housing Coalition. "Impacts of Trump Administration Executive Orders." April 2025. Notable Quotes: "If you diversify across enough asset classes, you could reduce your risk by 80% and still get the same returns." - Dr. Amir Baluch "When people don't write it down on a piece of paper, it never happens. They throw money here and there and a couple of investments. But at the end of the year, okay, how much time did that buy you back?" - Dr. Amir Baluch "Just imagine every dollar bill you have is a little soldier. You just want to put it to work out there." - Dr. Amir Baluch "If you're not measuring it, it doesn't get managed." - Dr. Amir Baluch "I think that's the key. Take your time and energy so that you can work on the business instead of being in it all the time." - Host Bio: Dr. Amir Baluch is a Wall Street Journal and international bestselling author who retired from anesthesiology in his early 40s to focus on transforming wealth management for healthcare professionals. After experiencing his father's bankruptcy and personal setbacks in 2001, he developed alternative investment strategies that have since helped numerous medical professionals achieve financial independence. As founder of Blue Capital Partners, Dr. Baluch manages over $700M in projects, specializing in creating passive income through real estate, private equity, and private credit investments. His expertise has been featured on ABC News, Business Insider, and Forbes. He's dedicated to empowering 10,000 healthcare professionals to secure financial freedom through recession-proof investment opportunities that provide not just wealth accumulation but also tax reduction and lifestyle flexibility. Dr. Baluch brings a unique physician-focused perspective to financial planning, having personally implemented the strategies he teaches to achieve early retirement and build lasting wealth. Find Dr. Baluch: Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page Thriving Practice Community Instagram

On today's podcast, Stephanie and Tara talk about the continuing tariff saga, Trump's recent wins in the Supreme Court, the latest DOGE cuts, new Covid reports released that the Biden Admin tried to hide, and why Cory Booker may be in trouble for his marathon anti-Trump speech on the Senate floor. Your hosts also discuss new autopsy evidence in the Suchir Balaji “suicide” case, a biotech company “de-extincting” dire wolves, and whether humans will be able to live forever with the recent advancements in longevity escape velocity science. Want to join the conversation? Connect with Tara and Stephanie on TikTik, X, Spotify, YouTube, Truth Social, Facebook, and IG.https://msha.ke/unapologeticallyoutspoken/

Dr. Richard Low and Dr. Alex Sharp dive into the personal financial strategies that dentists need to achieve financial escape velocity. They discuss how to manage student loans, build financial security, and make the strategic moves that lead to wealth and financial freedom. Whether you're a new associate, an early practice owner, or looking to optimize your finances, this episode provides real-world advice on increasing income, building net worth, and making the right financial decisions for long-term success.

SUMMARYIn this special edition of the Vibe Science podcast, hosts Ryan Alford and Chris Hansen sit down with Dr. Joy Kong, a leading expert in regenerative medicine, to uncover the groundbreaking advancements in stem cell and peptide therapies. Dr. Kong debunks common misconceptions about the legality of stem cell treatments in the U.S., while shedding light on their powerful applications for chronic conditions, inflammation management, and tissue regeneration. The conversation delves into the potential of these therapies to not only enhance overall health but also extend human lifespan. The episode wraps up with an inspiring glimpse into the future of regenerative medicine and its transformative impact on human longevity and well-being.TAKEAWAYSOverview of regenerative medicine and its advancements.Discussion on stem cells and their applications in health treatments.Clarification of misconceptions regarding the legality of stem cell therapy in the U.S.Exploration of the evolving perception of stem cell therapy among patients.Practical applications of stem cells for chronic conditions and tissue regeneration.Comparison of stem cell therapy with traditional treatments like cortisone shots.Overview of common conditions treated with regenerative medicine.Introduction to innovative treatments and technologies in regenerative medicine.Examination of peptides and their therapeutic potential in health.Discussion on the future of health and longevity through regenerative therapies. Follow us on Instagram: @Vibe.Science Subscribe to our YouTube Page: www.youtube.com/@Vibe.Science Visit our homepage www.VibeScience.com

Seg 1 – Trump, Gaza, and the Art of the DealSeg 2 – USAID on the RocksSeg 3 – The Ebb and Flow of Political ThoughtSeg 4 - Political Sin and Escape Velocity

1. Escape Velocity 2. Feel Complete3. Floating Goodbye4. Vroom Vroom5. Galaxy Of Love6. The Goddess Awakens7. Warp Speed8. Fiery Clock

Here is the 1st single from LGIS2025 Volume 5.

How do you find an asset with 1000x asymmetric return? How do you find the next bitcoin? Our guest today is Dan Morehead, founder and managing director at Pantera Capital. He has been buying bitcoin since 2013 when the price was just $65. His fund is up over 100x since then. There's a lot to learn from Dan's story, about early bitcoin history, but also the pattern recognition required to identify asymmetric assets. We cover price predictions, 4 year cycles vs a supercycle, how much upside is still in crypto, the trump administration and his thoughts on a strategic bitcoin reserve ------

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

It's the holidays! This week, we are joined by producer Anthony and our old pal Ant Pruitt to celebrate and discuss a wide variety of topics, from first space memories to our favorite space toys to what spaceflight means to each of us. It's a warm "family reunion" you won't want to miss! Join us for some holiday cheer, and Tariq's "Tiny Tim" moment... Headlines: • NASA's Parker Solar Probe to make its closest approach to the sun on Christmas Eve 2024, flying within 3.8 million miles and withstanding temperatures up to 2,500°F to study the sun's behavior and dynamics • Christmas and Hanukkah to be celebrated on the same day in 2024, with astronauts on the ISS enjoying the holidays and connecting with their families on Earth, continuing a 50-plus year tradition • A potential partial shutdown is looming for the U.S. government, which could impact NASA and limit public outreach during the Parker Solar Probe's close approach to the sun Main Topic - Space Memories and Space Toys: First Space Memories: • Tariq recalls building paper rockets with his mother and launching them on a friend's farm • Ant shares his first space memories from Star Wars: The Empire Strikes Back and the Challenger disaster • Anthony mentions playing with Lego space sets sent by his aunt from Denmark • Rod remembers listening to a Gemini mission on the radio at the Los Angeles Philharmonic orchestra lounge where his father worked and being captivated by Apollo 8's mission to orbit the moon and reading of Genesis on December 24, 1968 Favorite Space Toys: • Rod shares memories of his ca. 1965 Big Loo Moon Robot and Major Matt Mason action figures, discussing the evolution of space toys in the 1960s • Tariq reminisces about his Transformers Omega Supreme toy and a paper tab and slot space shuttle and carrier aircraft model • Ant recalls his Transformers Skywarp toy and the appeal of its counterpart, Thundercracker • Anthony talks about playing the video game Escape Velocity on his family's iMac computer • The group discusses the joys and challenges of building model rockets, with Rod and Tariq sharing stories of their experiences • Tariq shows off his new pre-built Estes space shuttle model rocket, comparing it to the more challenging build-it-yourself kits The Importance of Space Exploration: • Ant questions the allocation of resources for space exploration while critical issues on Earth remain unaddressed • Rod counters by highlighting the technological, educational, and inspirational benefits of space programs, as well as the economic returns on investment, and the cultural importance of exploration • The group discusses the potential impact of SpaceX's Starlink satellite constellation on global connectivity and the debate surrounding its sustainability and alternatives • Rod emphasizes the distinction between Elon Musk's ambitious Mars colonization plans and NASA's more measured approach to exploration • The TWiS crew wishes everyone a happy holiday and Merry Christmas Hosts: Rod Pyle and Tariq Malik Guests: Ant Pruitt and Anthony Nielsen Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

Making significant life changes often involves facing so-called “tests” that will challenge your decision. Instead of thinking of yourself as either passing or failing these tests, consider that with each forward or backward step, you are gaining more and more clarity and conviction.  Think of it like when a rocket blasts off to the moon. It needs to reach a certain speed (or escape velocity) to break free of the earth's gravitational pull. On today's episode I'm sharing how you can ensure your own escape velocity so you can confidently and courageously make the change you want to make.

Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris? https://whylibertas.com/harris or text Tim directly 512-758-0206 IMPORTANT: Join #1 Real Estate Coaches Tim and Julie Harris's Premier Coaching now for FREE. Included is a DAILY Coaching Session with a HARRIS Certified Coach. Proven and tested lead generation, systems, and scripts designed for this market. Instant FREE Access Now: YES, Enroll Me NOW In Premier Coaching https://members.timandjulieharris.com Part 2: Escape Velocity – Achieving Financial Freedom and Building a Legacy In Part 1, we covered the foundational steps to establish your path toward financial freedom. Now, in Part 2, we'll explore how to break free from financial instability, sustain your wealth, and create a legacy that benefits generations. Escape Velocity: Breaking Free from Financial Instability Achieving Financial Freedom Escape velocity is the point where your passive income exceeds your monthly expenses, allowing you to step away from the grind and live life on your terms. Expand Your Real Estate Portfolio: Invest in additional properties with high ROI and long-term appreciation potential. Leverage Home Equity: Tap into the equity of your primary residence to fund new investments or pay down other debt, fueling further growth. Maximize Compounding Returns: Reinvest rental income and dividends to amplify your wealth-building efforts. Build Multiple Income Streams: Create referral income, build a team, or develop digital products to supplement your real estate earnings. HUGE Announcement: You will love this! Looking for the full outline from today's presentation? Our DAILY Newsletter featured lead generation systems, real estate scripts, daily success plans and (YES) the notes or today's show. Best part? The newsletter is free! https://harrisrealestatedaily.com/  

Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris? https://whylibertas.com/harris or text Tim directly 512-758-0206 IMPORTANT: Join #1 Real Estate Coaches Tim and Julie Harris's Premier Coaching now for FREE. Included is a DAILY Coaching Session with a HARRIS Certified Coach. Proven and tested lead generation, systems, and scripts designed for this market. Instant FREE Access Now: YES, Enroll Me NOW In Premier Coaching https://members.timandjulieharris.com Part 1: Escape Velocity – Building the Foundation for Financial Freedom Financial freedom is the dream of every ambitious real estate agent: a life where your passive income exceeds your expenses, freeing you from the daily grind. This two-part series outlines the roadmap to achieving that freedom, starting with the foundational steps to build lasting wealth. Ground Phase: Foundation of Success Preparation and Learning The journey to financial freedom begins with a strong foundation. This phase is all about learning, developing disciplined habits, and setting up systems for success. Master Real Estate Fundamentals: Prospecting, lead generation, and client service are the building blocks of consistent income. Sharpen your skills to stand out in your market. Create a Financial Plan: Budget your expenses and save 20-30% of every commission check. An emergency fund covering 3–6 months of expenses is a must to navigate unpredictable income. Start Building Equity: Buying a primary residence early can be a powerful wealth-building tool. Real estate equity often accounts for 25-50% of a millionaire's early net worth, providing stability and growth. Leverage Compounding Interest: Even small investments in retirement accounts or index funds can grow exponentially over time. The earlier you start, the bigger the rewards. HUGE Announcement: You will love this! Looking for the full outline from today's presentation? Our DAILY Newsletter featured lead generation systems, real estate scripts, daily success plans and (YES) the notes or today's show. Best part? The newsletter is free! https://harrisrealestatedaily.com/

Tune in for actionable advice on what to implement next — and why — including hosting webinars, setting up email sequences, engaging with niche associations, and connecting with your audience through relatable social media posts.

An interview with Aubrey de Grey, a founding father of the longevity movement—the man who coined the phrase 'Longevity Escape Velocity.' Aubrey discusses the transformative potential of damage repair, stem cell therapies, and advancements that are turning science fiction into reality. From reversing cellular damage to extending health spans by decades, this conversation unpacks his cutting-edge research and bold predictions shaping the longevity landscape. Tune in to explore a future where living to 1000 might just be possible.

Billionaire and Pantera Capital CEO says Bitcoin has reached 'Escape Velocity' and predicts Bitcoin to soar to $745,000 by April 2028, backed by its Bitcoin Fund's 1,000x lifetime return. Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a lot of punishing going on in this episode: Roslin punishing Baltar and his cult, Chief punishing himself for Cally's death, Tigh goading Caprica Six into punishing him for...everything. And none of them are right to do any of this. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this insightful episode of the Thrive State Podcast, Dr. Kien Vuu sits down with Dr. Jim Strole, a leading voice in the field of longevity and radical life extension. Discover groundbreaking strategies for extending your lifespan, optimizing health, and achieving your full potential. Dr. Strole shares his expertise on longevity escape velocity and the latest advancements in the field, offering practical tips you can implement today. Watch now to learn how you can enhance your well-being and embrace a longer, healthier life. Don't forget to follow Dr. V @doctorvmd for more inspiring content! Episode Highlights: Meet Dr. Jim Strole: A Pioneer in Longevity Research The Concept of Longevity Escape Velocity: What Does It Mean? Key Strategies for Extending Your Lifespan How Modern Science is Revolutionizing Health and Longevity Practical Tips for Optimizing Your Health Today The Role of Diet, Exercise, and Mental Wellness in Longevity Q&A with Dr. Strole: Common Misconceptions and Surprising Facts

What is the point of absurdist storytelling in a world that feels absurd? We talk about science fiction that gets silly, satirical, and weird -- and why we need it desperately. From The Hitchhiker's Guide to the Galaxy to The Onion, we analyze absurdism as readers and writers. Then we're joined by Victor Manibo, author of the brilliant new novel Escape Velocity, who tells us about how his background in immigration law helped him write an anti-billionaire space opera. Show notes: www.ouropinionsarecorrect.com/shownotes

What's the truth and what's a lie? What's a memoir, what's a novel, and what if both are just a series of “prose blocks”? This conversation between Sarah Manguso and Tess McNulty takes up questions of writing and veracity, trauma and memory. Sarah Manguso is the author of nine books, including three memoirs. Her first novel, Very Cold People, was named a finalist for the PEN/Jean Stein Book Award, and her second novel, Liars, is forthcoming. Tess and Sarah discuss how the threshold between truth and fiction is often used to minimize writing by women and how characters can achieve escape velocity against the pull of violence and abuse. We learn that Sarah doesn't imagine an audience when she writes—instead, writing articulates something felt in the body, something that remains “uncomfortable until it is so articulated.” From the Yankee thrift of book design and the writing of front matter, acknowledgements, and Sarah's brilliant titles, we move to 70s-era typography and wordplay with the answer to Season 7's signature question. Mentions: By Sarah Manguso: Very Cold People, 300 Arguments, Ongoingness: The End of a Diary, The Two Kinds of Decay and Hard to Admit and Harder to Escape in One Hundred and Forty Five Stories in A Small Box by Deb Olin Unferth, Sarah Manguso, and Dave Eggers Hilary Mantel Lord Byron, “If I don't write to empty my mind, I go mad,” from an 1821 letter published in Volume 8 of Byron's Letters and Journals, edited by Leslie A. Marchand. Ellen Raskin, The Westing Game Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

On-Chain analyst Willy Woo says Bitcoin setting up to reach ‘Escape Velocity' predicting BTC to surge to $1 million by 2035. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do bikes and motorcycles stay up? Neil deGrasse Tyson and co-hosts Chuck Nice and Gary O'Reilly explain how to kick a ball into orbit, what's going on with cricket, and the physics of bicycles. NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free.Thanks to our Patrons Shonuff Brown, Sam, Gary Gaskin, Rodney, james allen, and Daylon Burt for supporting us this week.Photo Credit: NASA/W. Liller, Public domain, via Wikimedia Commons