Podcasts about Ratchet

This week, we're taking a trip down memory lane and talking about our favourite games from the 2000s. We're going year by year from the turn of the millennium to 2009 and discussing the best games released throughout! Timestamps below!Send us a message at hotgamersonly@gmail.com or @HotGamersOnly on Twitter with all your questions and messages!Timestamps:00:00:00 - Intro00:00:00 - Best Games from The 2000s00:06:40 - 2000: Zelda: Majora's Mask and Spyro 300:20:00 - 2001: Devil May Cry and Jak and Daxter00:29:00 - 2002: GTA 3, Onimusha 2, Kingdom Hearts 00:37:00 - 2003: Tony Hawk's Underground & Ratchet and Clank 200:46:00 - 2004: Metal Gear Solid 3, Sly 2 and Rollercoaster Tycoon 300:54:00 - 2005: Shadow of the Colossus & Pokemon Emerald 01:05:00 - 2006: Guitar Hero 2 & Tales of the Abyss & Wii Sports01:13:00 - 2007: Portal & Mass Effect01:20:00 - 2008: Dead Space, Persona 4 & Mirror's Edge01:29:00 - 2009: Dragon Age: Origins, Batman Arkham Asylum & Assassin's Creed 2 01:33:00 - OutroRemember to follow us on twitter at @hotgamersonly and subscribe to our youtube channel for the video version at youtube.com/hotgamersonly. You can also follow the boys on twitter/bluesky: Ethan @ChaoticAether, Hunter @ReaperHunter23 and Kyle @KDavisSRL.Be sure to also follow us on your favorite podcast service and we greatly appreciate anyone who leaves a review!

Date: 8/10/25 Speaker: Pastor Will Broadus Passage: 1 Corinthians 1:1-9   Due to some technical difficulties this week, the video starts at the 3:00 minute mark.   We are starting a new series in 1 Corinthians called "Ratchet And Righteous". Thank you for listening and helping to support our mission to Preach The Gospel. Produce Disciple. Pursue Justice.

Hey yall Heyyyy, Its Your Gurlll, Ratchet Tracy!!! Say hello to Houston/Dallas Native, Ratchet Tracy whose motto is Follow the White Rabbit” from her favorite book Alice and the Wonderland.Ratchet meaning: “overdramatic” or “noise maker” “a tool used to change or fix something that is broken.”Ratchet Acronym:Real Ass Trendsetter Changing How Everybody Think - R.A.T.C.H.E.T. Being called on to entertain family and friends since the age of 2, Tracy always had a natural ability to making the crowd her friend. Education, Family-Molestation, and Black History are amongst the humanitarian efforts Tracy supports and she's bringing you along on this journey to heal the world with Laughter and Positivity! R. Tracy has a coming of age story that continues to write itself, from Teen mom, to achieving a Master's Degree in Education, Author and Recording artist are amongst her growing list of accolades. She can now add Comedian and Producer to the list of talents she currently holds.Ratchet Tracy's biggest influences range from Comedian Martin Lawrence and Sommore to Mother Nature because cycles never change.#rachettracy #standupcomedian #producer #texasnative #chrispomay #livewithcdp #barrycullenchevrolet   / _ratchettracy    / ratchettracy    / equinta.mobley     / @rnbcomedychannel  https://beacons.ai/chrisdpomayhttps://www.cameo.com/chrispomayhttps://www.paypal.com/paypalme/chris... (if you wish to support my content on You Tube & Live With CDP Sports & Entertainment Talk Show). https://podcasts.apple.com/ca/podcast...  / chrispomay  Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/54200596...

Title: How to Stay Compliant While Raising Millions with Bronson Hill Summary: In this episode of the Mailbox Money Show, host Bronson Hill interviews Seth Bradley, an accomplished attorney and entrepreneur known for his efforts in passive and active investing. The discussion revolves around the significant shifts in the real estate market post-COVID-19, including rising interest rates and the challenges passive investors face with underperforming deals. Seth shares his experiences with multifamily investments and the importance of selecting the right financial structures, highlighting how his focus on fixed-rate loans has insulated his deals from the volatility that adjustable-rate loans often endure.   As they explore other investment avenues, Seth discusses their ventures into various businesses, including gyms, e-commerce, and oil and gas projects. Both entrepreneurs illustrate how innovation and technology, particularly artificial intelligence, can significantly improve investment decision-making and operational efficiency. Their combined expertise offers valuable insights into the world of multifamily syndications, risk management, and leveraging technology for investment insights. The episode concludes with Seth's perspectives on effective communication between investors and sponsors and the importance of due diligence documents in passive investing. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/seth-bradley-what-can-i-do-if-a-deal-goes-bad/id1580397502?i=1000698697087 https://open.spotify.com/episode/4pogVHik6rHwh0k5yFLs1U Links to watch and subscribe: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s Bullet Point Highlights: Diverse Entrepreneurial Background: Seth Bradley is not only an attorney but also a successful entrepreneur with experience in gyms and startups, adding depth to the authenticity of his investment strategies. Impact of Rising Interest Rates: The podcast discusses how increasing interest rates have shifted the landscape of real estate investments, influencing cash flow and project viability. Importance of Fixed-Rate Loans: Seth emphasizes the protective benefits of using fixed-rate loans in investments to buffer against economic shifts and rising rates. Shifting Investment Focus: As traditional multifamily deals become tough, both Bronson and Seth explore alternative assets, including oil and gas, debt funds, and smaller multifamily properties. Gym Ventures: Seth shares insights from operating gyms, illustrating how franchise businesses can provide a structured path to entrepreneurship with community support. Navigating Passive Investing Challenges: The episode highlights the key steps passive investors should take when deals aren't performing as expected, including reviewing existing legal agreements. Leveraging Technology and AI: The discussion underscores the growing role of AI in analyzing investments and legal documents, showcasing how technology can enhance investment efficiency and accuracy. Transcript: hey guys this is Ken mroy and you are listening to the mailbox money show with Bronson Hill hello hello and thank you for joining the mailbox money show my name is Bronson Hill I'm very excited for this episode with Seth Bradley you're gonna really like him he's done a lot of things he's like the renaissance man like he has done uh passive investing he's done active investing he owns a couple gyms he's starting another one he's got a couple startups he does he's got all kinds of things speaking   very intelligently to a lot of different topics he also has a show called The passive income attorney actually also an attorney as well and puts together syndication paperwork so he does a lot of different things and so I always love talking to people that are doing many things because first of all inspires me that I'm not doing enough and then secondly um you know they'll speak very intelligently on kind of trends that are happening so he's talks about what what we're going to talk in this interview   about what happened over the last few years he's doing less real estate looking at some other things and just what do you do if a deal does not go well what are the steps you can take as an investor so I think you're really going to enjoy this we also get into Ai and some awesome other topics so let's jump in Seth welcome to the mailbox money show Bronson what's going on buddy good to see you again hey man we're both in Southern California I know we're not that far apart but you're in like the better part especially lately with all   the fires up in La recently uh you're in San Diego man I don't know anybody that says they don't love San Diego yeah man I mean there's no better place in the United States that's for sure I mean I've seen some some beautiful places around the world and I don't know San Diego still might beat it um I get a little bit used to it because I've been here for quite some time now but San Diego is really tough to beat yeah awesome man well I'm excited to have you here today I know you're an attorney you have your podcast called   the passive income attorney podcast and you also work with tri vest which helps investors and you have a lot you to say around uh diligence around deals going bad we've seen deals uh We've we've had a couple deals that have really struggled uh I've been an investor passively in deals some deals that have struggled people don't really talk about this as much and I think it's really important to talk about um but let's let's talk about kind of what's changed the last couple years interest rates have risen um obviously if you're a   multif family investor the deals maybe aren't as juicy as they were the projections are a little lower a a little little far between as far as you know deals that actually cash flow or deals that make as much sense but uh what have you seen the last couple years and how have you kind of shifted a little bit of your business and your investing for sure I mean it's been um it's been an experience right I think a lot of the past investors out there that are listening or if you're an operator or lead sponsor out there the same thing   I mean we've we've gone through a period of time starting I think back when Co hit in 2020 that was kind of the first dip in the market that we've we've seen in this kind of generation right like the jobs act well I I should say the previous dip was in you know 2008 2009 that was one cycle but that was before the jobs Act of 2012 so the jobs Act of 2012 is where some of these private Investments started being opened up to more people and more people like ourselves were able to get involved and start raising capital and and do deals   and you've just seen that market kind of exponentially grow since 2012 um so we haven't seen a downturn until Co hit in 20120 and that one was kind of weird right because it was just kind of a blip it wasn't because of the economy it was because of something that just you know nobody's going to be able to predict um but that's the first uh crack in the armor that we saw and then after that then we saw the interest rates go up in in 2020 towards the end of 2022 and the beginning of 2023 and that's what really   started um you know giving us this experience that I'll say that we're we're still kind of going through because the interest rates are still a little bit higher than what we've we've seen over the past years and we're we're seeing more deals go go bad right or or at least you know there maybe a capital call or or two or perhaps um you know some of your distributions if you're a passive investor might be on pause and these are things that we're just not used to seeing because we're just used to seeing over the past you know 10   years up till 2022 all the deals have just gone really really well so it's a surprise to us and it shouldn't be because you know it's it's cyclic but we we'll figure it out and you know you're just seeing these things that we've all been warned about and they're now coming to fruition yeah yeah it's interesting you know I think if you between 2010 and 2020 you know 2021 even if you just owned a multif family apartment you were a genius right because things were just only going up and to the right and and   then sudden like there's that quote by Warren Buffett says you can only tell who's been swimming naked when the tide goes out kind of thing the tide interest Rising the tide goes out it's like oh my gosh this isn't work in the way we planned it um and now you in your portfolio you guys have done very well you've had some some great you haven't done as many deals more recently but um your deals have done well is that because you did kind of fix interest rate or is just the markets you chose or I'd love to hear a little more about   that that's right I mean fixed interest rates to be honest were a huge thing um that that's one thing that we really pushed for in our deals and that's and that saved us a little bit when these interest rates started to r that protected us um you know you saw that those were the deals that got in trouble those those adjustable rates got people in trouble and you know there towards the end like let say 2021 22 it was really hard to make the deals start to like continue to work and get those returns that we promised those passive   investors without taking those adjustable rate loans so you know those folks that got in in 2021 2022 maybe the beginning of 2023 those deals had adjustable rate loans and that's where they got into some trouble yeah yeah it's interesting kind of how things have changed now it's interesting too there was um a time not even that you know just a few years ago that that real estate was Cash flowing pretty well especially multif family real estate and now it's pretty tough because you know you got rates are   higher uh cost you know the price maybe have come down a little bit but you got higher Insurance you got higher other costs other inflation things you know there's not a lot of cash flow so a lot of you know syndicators or multif family investors have kind of just stepped out or maybe they got pitched on a deal here and there so we we've shifted a little bit to do we still do some multif family in in specific situations but um we' switched to go really focus on oil and gas we're doing uh other types of   businesses like I mentioned we're buying this business that's a e-commerce business High cash flow and then there's also debt funds you know debt these days there are debt funds paying like Equity was paying with less risk than it was a few years ago right so if you can get not debt funds are the same there's some that are first position that are low leverage and things like that uh what are are there anything else that you're finding for cashow or that you're finding attractive right now as an   investor yeah I mean I think you got to just look a little bit deeper I mean there's still some decent multif family deals out there too and that's always going to be to me kind of like bread and butter right like that's something that we're always going to need it's always going to be um it's always going to be something that people are interested in um because we've all lived in apartments at some point in our lives and I think it's an easy thing to grasp mentally okay like I'm going to invest in a   multif family or apartment building because I've lived in one I know what it's like I know how they work people pay rent you collect you you know expenses that sort of thing um but it's it's a lot tougher to find those deals um so people have looked at other things so I've seen a lot of um you know debt funds like you said a lot of people pivoting to um you know even smaller multif Family Properties um you know before we were looking at like 100 200 250 unit properties um now I've seen a lot of people kind of Ratchet that down   a little bit and look for some better deals in in some smaller properties maybe in the 25 to 75 unit range range that sort of thing um I've seen people like get into mobile home parks and RV parks after cuz we saw that go quite up quite a bit during CO as well and then came rocketing back down um but now you can kind of see like where where it really sits like now you can see like what the value of that asset is so you can see that the you know what those what they really are without like that big spike for covid and those are   turning out to be some pretty good Investments to get involved in too yeah and I know um you know we talked about this before we started recording um you and your wife you guys also operate a business or you guys have a a gym a couple gyms that you operate tell us about that and it's that um I know you're sounds like you're spanning so it sounds like it's going well I need to pop into a gym I'm probably get my butt kicked if I pop in there and you g through the Seth Bradley workout there right so yeah man we have a we have a   couple of gyms right now we have one open in Oceanside this is in San Diego uh San Diego County one in Oceanside one in Poway getting ready to open up a third one in anas it's under the burn boot camp franchise fly FL so it's a franchise um and I got uh really interested in franchises for that and then I ended up buying into another franchise I ended up buying into a water restoration franchise called Al dry so we've got a few businesses going um but those gyms are great right like once we battled through again I hate to keep   bringing up Co but it keeps coming up um but we battled through Co we opened up right before that hit uh actually one week before it hit so then we had to shut it down and work out outside workout inside we had to do um on online workouts those sorts of things um had our lead trainer in our apartment recording videos and me and my wife were in the background doing the exercises um pretty insane what we had to go through but they're they're doing really well now and luckily my wife has taking over that business and she runs   the whole thing so I don't do anything she doesn't even want me involved anymore so it's fantastic it it's actually turned into passive income for me for you it's passive income right for her it's right it's it's Fitness income right but that's you know really a lot of people like um lifestyle businesses you know where you're like it's just I think it's just a cool thing to say I own a gym or own a restaurant or I own this thing I mean a lot of like really wealthy people be like oh yeah I own a   Vineyard or I own a I own a horse racing thing or something like that but is it is it I mean you don't have to get into specific numbers but is it pretty it's you're opening another one so it's pretty lucrative to do it it sounds like it's working out well the it's a boutique gy that does kind of boot camp type stuff and you have certain classes you go in and those have become super popular all over the us but especially in big metros like Southern California for sure and look I don't want to say   that it's easy because it's it's definitely not you have to have the right mindset you've got to be an entrepreneur you've got to be able to fight through the hard times but you know these these types of businesses they're they're kind of done for you to a certain extent they give you the marketing plan they give you the business plan they give you kind of the proforma that you should be aiming for um especially with a franchise there's there's dozens if not hundreds of other franchisees that are doing the exact   same thing you are so you any qu any question or any problem that you're going through they have already went through it or they're going through it so you can bounce ideas off of you know kind of similar to like a mastermind right something like that where you get involved with a few people and it's like oh how can I get around people that have the same problems as me in a franchise there's that's already built in and it's even more it's even more dialed in because these are very specific like   brand specific industry specific questions and problems that you can balance those ideas and have those questions answered by your your fellow franchisees um but as far as like profitability again it's great because you can you can predict it like the idea behind it you buy one you figure it out then you buy more and then you keep going you stack and stack and stack and that's how you really make a lot of money in franchises you hear people that own dozens or you know hundreds of Papa John and things like that like you need   to be able to stack them um but they're definitely profitable um and they're fun they're it's a fun business like you said it's fun to be able to say that you own a gym it's fun to like walk into your own place if it's a gym or a restaurant or whatever it is and you're the owner it just feels good right it's a little bit more um you know rewarding I should say than some of the other businesses that that we're involved in for me it's you know a law firm and um buying real estate and it's this is just   a little bit more rewarding just like being there just the presence and having a um you know having a a brick and mortar space it's pretty cool yeah know I love that it's really interesting you guys I didn't realize you guys are are really Ser serial entrepreneurs I you guys are really both as a couple um is that like tell me a little bit about that dynamic as a couple that you and your wife do that like how is that something you've more LED is it something she's done is it kind of like you just kind of stay in your lanes and   like because a lot of times one one spouse or partner will be really risk you know averse or one would be much more risk tolerant and so has that been just like a really you guys are both kind of willing to take risk and kind of move forward in that yeah I think we we both have a really good temperament for it as far as risk tolerance and for me personally that's that's interesting because I'm an attorney so typically attorneys are not risk tolerant um but I I am I have that trait and and she does too um we have certain   trust in each other to be able to handle and stay in our lanes um she especially for the gyms you know she's operations right now I handle finance and and Prof formas and those sorts of things and obviously the legal stuff that comes up and I'm the maintenance guy too of course but um but everything else like operations she does that and then when she knows that she needs me for these certain things she'll bring me in um we've explored trying to figure out some other businesses uh that we might be   able to get involved in together and I think you know having that experience in the gyms gives us a good idea of how it would work out with some others yeah as she ever teaching the class like if you're in the dogh house you got to take a boot camp with her and she'll be extra tough on you or something ah she's she's not a trainer luckily I would I would I would avoid those camps for sure I think that'd be pretty funny no I think it's great man I love how you've created that you know for yourself that you guys and of course   you know I think I've noticed this too a lot of uh there's a lot of people they'll have they'll be really excited about real estate they'll be really excited about investing and then you get one that's one spouse is very risk averse what what do you say to someone who guess their spouse is pretty risk averse and you know maybe they're concerned whether they're a passive investor or they're interested in doing business things are like this like how do how do they kind of get that person on board or what have you seen is kind   of work to kind of help them to kind of work forward with that move forward yeah I mean it's tough it's tough right like you have to you have to choose your significant other wisely and it's probably the biggest decision that you'll make in your life not only for personally but also in business because if you have someone that just can't get on board with what you're doing or doesn't understand what you're trying to do um and you don't mesh very well on that side of things it it makes things a lot more a lot more difficult right and   you see that all the time you see couples fighting about business and somebody's working too much and the other person's not working enough or those sorts of Dynamics um but I think a lot of it can be solved with education you know a lot of it is just kind of this other person doesn't know enough about the business or the investment or whatever it might be and they just need some education so they're not the person they're not like us every single day just immersed in this and getting on podcasts and you know   listening to podcasts and reading books and all this stuff about these Assets in these businesses so you have to keep that in mind like they need to they need to understand to a certain extent so they can get comfortable with it I mean that's you know when people are scared to make moves it's usually because they're just not educated enough to be able to to assess the risk and move forward or not now if they are educated enough and they do know enough about the asset and they still say look this is a   bad deal well then maybe maybe you should look at it again and make sure that it's not a not a bad deal but there there's definitely some you know give take there with personality types and how much risk that each person's comfortable with or not comfortable with yeah absolutely I think that's definitely I just I love when I see couples that are like really on the same page and are like yeah we're in this and you're you know you're doing it which is great and be both be active which is awesome um so let's talk a little bit   about um I guess you know kind of circle back to you know investing in deals you know as a passive investor um you know if if someone invests in a deal that doesn't go well um how to you know how should a passive investor respond to that or what are the things that you know someone can do if they're not getting the communication that they need I mean I know there's some legal things you can do but then it starts expensive and like what I guess what are some options as a passive investor let's say   your sponsor is having struggles or they're just not communicating is there some like what are the what are the what what can you do to try to get that to change yeah I mean this is why paperwork is so important like people don't want to deal with that and you know I'm an attorney so I'm on the front end all the time like telling you telling everybody hey like make sure we hash this out now like let's be have a a really transparent conversation let's figure out exactly what each part is getting   into and let's not like hold back at all you know a lot and some of this applies to passive investing some of it doesn't because you you know you have certain things that you can ask for certain things that you can't but be as transparent as possible upfront and with the paperwork and pay attention to what you sign and what you sign up for because at the end of the day when things start to go wrong that's what the fallback is the fallback is okay this person isn't communicating any longer or they're not doing the things that they   said vocally they're going to do what can I do and at that point that's when you have to look at the paperwork so if you have a contract and in this case it would be an operating agreement or a limited partnership agreement that you've signed or subscription agreement to you have to go back to that paperwork and look and sometimes they may have put in that paperwork for instance that they do agree to give you a quarterly report or maybe they agree to give you a an annual financial statement or maybe they   didn't I don't know it depends on what the paperwork says but that's the first step see what your rights are contractually and that's a good place to start because if you do have a contractual right that they have to give you a quarterly report or they have to give you annual financial statements or if you request it they have to give you certain Financial reports then that's the place to start and you say look I know things aren't going as well as they should be going I really want to get this thing back on track let's let's   start communicating but you know pursuing to the operating agreement I I need to see a quarterly report or I need to see this financial report um and put that in writing and writing can be just as simple as an email or text but get it in writing make sure that that communication is documented um not just verbally because if something does go wrong if if there is some sort of and this is unlikely but if there is some sort of fraud or gross negligence or anything like that going on at least you have that uh that written communication   between the parties that down the line you can be like look I asked for this five times I still haven't received it they said they would do this and then you can start saying okay at this point maybe we're not just talking about somebody not doing a great job or maybe we're not talking about the investment not going well as well as anticipated maybe now we're talking about some sort of negligence maybe now we're talking about somebody misrepresenting what they said they were going to do versus what   they do um but you need to have that in writing so that at the end of the day you can put that together um and and show it to whoever it might be your lawyer their lawyer or maybe a court yeah yeah it's interesting you know there's some new tools out there as well a lot of times these documents sometimes are 80 to 200 pages and there's a lot lot of you know legal Le and boilerplate stuff and just a lot of fine print and I found that one and I'd actually love to know your opinion on this but i' I've done this occasionally   where I'll take uh I'll take some some documents or ppms or marketing whatever I'll put them in chat GPT I'll just be like hey you know I'll start asking questions Hey what how does this work how does that work whatever and it'll kind of like go through and pull that out of there which is just kind of like a timesaver I just find for a lot of investors it's like I don't want to spend two hours reading this really you know thick language and I know you're an attorney so that's what you do and um   but I mean is that something that you've uh seen some people do or is it I know obviously things can be missed but it's it can kind of help you get to give you the gist of in this situation this happens or in this situation is that something that you kind of seen a little bit 100% and maybe not all attorneys would agree with this but I I encourage that I think it's perfectly fine like you've got to leverage technology and that technology is unbelievable it's unbelievable and it gets better every   single day like you just see a new iteration every couple of weeks now it's absolutely insane what it can do and you can certainly upload your PPM your operating agreement your subscription agreement into it and ask it questions now if it's something very nuanced it it won't it won't get to it if there's kind of like a lot of times there's like different Provisions that layer on top of each other it doesn't understand that yet it will at some point it'll be there and probably very very soon but a lot of   the questions you ask if they're nuanced um it won't understand it um so what I recommend is do that get a good high level overview you can also ask questions and then I would verify so like once it once it gives you an answer and it's something that's very important like you're like this is the answer that I was looking for ask it be like well what section did you pull this from and then get the section and then look it up yourself that particular section and verify that what it told you is actually   the answer yeah it's amazing the uh the tools we have I mean we really are in an an age where there's so much information everywhere but it's being able to access it quickly and it's like AI and some of these things can help with it and I don't think you know just a side note on AI I don't think it's that AI is going to be robots that's going to take over and kill us all or we're going to lose our jobs just to an AI bot or something but it's people using AI right that are are able to become a super employee or a   super business owner or super investor and really be able to get more information so I think it can be really powerful um what are uh what are some trends that you're kind of watching um I know actually I want you to talk about this too you're involved with a group called tribe vest which helps uh basically syndicators they have a portal and they can kind of have ways to be able to access uh certain deals and and and pass that information but what are what are also some Trends in relation what are some trends that you're seeing   as far as investing uh for Passive investors that are just things that can are good to watch or things that are helpful yeah I mean I think one really good thing is is what you you talked about already it's it's using Ai and and using software to make you a better investor so you can you like before you get this 200 Page PPM and you're like what what in the world do with this and maybe one out of a 100 investors will read that line for line if that and even if they could read it they probably don't understand it unless they they   happen to be a Securities attorney or some sort of transactional attorney they're not even going to get it um fun fact a PPM is actually supposed to be in non-legal ease it's supposed to be in in layman's terms that's the whole point of it is so that you can understand your investment in layman's terms but ppms have turned into you know a legal document so yeah even longer um but yeah I mean I think you can start leveraging Ai and software to just be a better investor and not just from you know   reading legal documents like we had mentioned earlier that's a good example of of you know when you're looking into an investment maybe put that PPM into chat gbt ask questions about the investment ask if there's any inconsistencies between the PPM and the operating agreement things like that um but you can also use it for underwriting and due diligence and things like that um I'm actually an adviser for a startup called brixley and we are working on kind of a due diligence type of process process where we're aggregating all the   due diligence documents we're putting them into a software and then you're able to evaluate the deal so you can evaluate that deal based on your buy box and those sorts of things and it's just it and things like that just change the game quickly right like before it just takes a lot of Manpower um a lot of hours and now it just takes minutes but you still have to have somebody skilled enough to prompt and skilled enough to ask the right questions and skilled enough to make sure that you're not believing the AI and it's not   hallucinating um that sort of thing because you've got to make sure that the information gives you is right because right now it does spit out some things that that don't make a lot of sense so you just gota gota be be very careful but people if you aren't leveraging AI in just your everyday life then you're you're getting left behind yeah yeah know you got a fact check on other stories of attorneys like I guess there was an attorney in New York that like just took his whole thing and put it into AI a chat jbt and it wasn't even   right it was like totally wrong and they got disbarred or something for doing that so it's obviously an investor the the risk is not going to be disbarred typically it's more you might lose your shorts or something so it's makeing sure you're doing it the right way yeah for sure yeah you gotta be careful you got to be careful but like I said it's getting better every single day like I I think in you know two years it's going to be unrecognizable in in five years we're going to have a humanoid robot in every home that we   have like yeah yeah it it really is changing so fast and that's where I think it is really important important to pay attention to technology to try new things if people are not like as a listener if you're if you haven't used chat GPT there's an app you can use for free there's the website get familiar with prompting which is just going in and just being commands I literally use it I'm going to Columbia we're recording this I'm going this week to Columbia and I want here's my nine days I'm going to   be here create an itinerary for me like literally created an itinerary based on my values what I want to do and and I can always like go off of that but it's like it's so helpful right it's amazing yeah it's such a time saer it's insane it's insane yeah it is it is uh well Seth I really appreciate you you being here today I just feel like you add so much value both as an investor a business owner an attorney um just love what you're creating with your content and uh can you just share how people can   follow your show and how they can hear about you and and some of the things that you're doing absolutely man best place to go would be Seth paaul bradley.com and that's where I have kind of all my social media links you'll have a link to raay law my Securities Law Firm as well as try best fun of funds in a box and the podcast as well awesome brother thanks for being here man all right thanks Bronson appreciate it all right I hope you enjoyed this interview with Seth I just I love the stuff at the   end there about AI if you you know you want to go back and Rel listen to that just using chat GPT in your life in your business to look at ppms and even as an attorney said yeah some attorneys don't like that because it will miss things but it's really a timesaver we use it all the time we use it all the time in our business I use it all the time in my personal life and it's just so helpful I literally it's kind of replace my Google search now because it's so much better and instead of we used to go spending   time on Google you spend 30 minutes researching something now it just kind of spit out the answer for you which is really great so I use it for health stuff for travel or business topics all kinds of different ideas just find it really really helpful so hopefully you got something out of this interview you enjoyed it if you have not en joined our investment Club you're not hearing about our amazing deals that we're doing right now and that we're really excited about so um if you want to check that out you   can check out the link in the uh show notes or the link below or you can go to Bronson equity.com and hit the join button we'll start a relationship with you set up a call with you and you can start hearing about our awesome upcoming deals so thank thank you for taking the time to educate yourself seriously it humbles me it excites me it gets me fired up because the best investment you make is in your own education we look forward to seeing you on the next episode you've been listening to the mailbox money podcast for more free   resources articles and videos go to Bronson equity.com there you can download your copy of the Special Report the single best investment strategy during and after a pandemic none of the information shared here is an offer to buy a specific investment and this is for education ational purposes only consult your financial legal and tax professionals and use your own Common Sense before making any investment decisions thanks for joining us and be sure to tune next time for more mailbox money [Music] Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s https://www.facebook.com/reel/1762572444669041 https://www.linkedin.com/posts/bronsonhill_when-deals-go-wrong-the-fallback-is-the-activity-7321649659108581377-87lt?utm_source=share&utm_medium=member_desktop&rcm=ACoAAFY-6nMBbbX5J6KeuEtIMcA9tcRG4F_1ItE Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Bronson Hill's Links: https://bronsonequity.com/ https://www.instagram.com/bronsondavidhill/ https://www.instagram.com/bronsonequity/ https://www.linkedin.com/in/bronsonhill/ https://www.facebook.com/bronson.hill.37/ https://www.tiktok.com/@bronsonequity2020 https://open.spotify.com/show/7AQcShxvRMoD1U2zclQQVU

Title: How to Stay Compliant While Raising Millions with Bronson Hill Summary: In this episode of the Mailbox Money Show, host Bronson Hill interviews Seth Bradley, an accomplished attorney and entrepreneur known for his efforts in passive and active investing. The discussion revolves around the significant shifts in the real estate market post-COVID-19, including rising interest rates and the challenges passive investors face with underperforming deals. Seth shares his experiences with multifamily investments and the importance of selecting the right financial structures, highlighting how his focus on fixed-rate loans has insulated his deals from the volatility that adjustable-rate loans often endure.   As they explore other investment avenues, Seth discusses their ventures into various businesses, including gyms, e-commerce, and oil and gas projects. Both entrepreneurs illustrate how innovation and technology, particularly artificial intelligence, can significantly improve investment decision-making and operational efficiency. Their combined expertise offers valuable insights into the world of multifamily syndications, risk management, and leveraging technology for investment insights. The episode concludes with Seth's perspectives on effective communication between investors and sponsors and the importance of due diligence documents in passive investing. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/seth-bradley-what-can-i-do-if-a-deal-goes-bad/id1580397502?i=1000698697087 https://open.spotify.com/episode/4pogVHik6rHwh0k5yFLs1U Links to watch and subscribe: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s Bullet Point Highlights: Diverse Entrepreneurial Background: Seth Bradley is not only an attorney but also a successful entrepreneur with experience in gyms and startups, adding depth to the authenticity of his investment strategies. Impact of Rising Interest Rates: The podcast discusses how increasing interest rates have shifted the landscape of real estate investments, influencing cash flow and project viability. Importance of Fixed-Rate Loans: Seth emphasizes the protective benefits of using fixed-rate loans in investments to buffer against economic shifts and rising rates. Shifting Investment Focus: As traditional multifamily deals become tough, both Bronson and Seth explore alternative assets, including oil and gas, debt funds, and smaller multifamily properties. Gym Ventures: Seth shares insights from operating gyms, illustrating how franchise businesses can provide a structured path to entrepreneurship with community support. Navigating Passive Investing Challenges: The episode highlights the key steps passive investors should take when deals aren't performing as expected, including reviewing existing legal agreements. Leveraging Technology and AI: The discussion underscores the growing role of AI in analyzing investments and legal documents, showcasing how technology can enhance investment efficiency and accuracy. Transcript: hey guys this is Ken mroy and you are listening to the mailbox money show with Bronson Hill hello hello and thank you for joining the mailbox money show my name is Bronson Hill I'm very excited for this episode with Seth Bradley you're gonna really like him he's done a lot of things he's like the renaissance man like he has done uh passive investing he's done active investing he owns a couple gyms he's starting another one he's got a couple startups he does he's got all kinds of things speaking   very intelligently to a lot of different topics he also has a show called The passive income attorney actually also an attorney as well and puts together syndication paperwork so he does a lot of different things and so I always love talking to people that are doing many things because first of all inspires me that I'm not doing enough and then secondly um you know they'll speak very intelligently on kind of trends that are happening so he's talks about what what we're going to talk in this interview   about what happened over the last few years he's doing less real estate looking at some other things and just what do you do if a deal does not go well what are the steps you can take as an investor so I think you're really going to enjoy this we also get into Ai and some awesome other topics so let's jump in Seth welcome to the mailbox money show Bronson what's going on buddy good to see you again hey man we're both in Southern California I know we're not that far apart but you're in like the better part especially lately with all   the fires up in La recently uh you're in San Diego man I don't know anybody that says they don't love San Diego yeah man I mean there's no better place in the United States that's for sure I mean I've seen some some beautiful places around the world and I don't know San Diego still might beat it um I get a little bit used to it because I've been here for quite some time now but San Diego is really tough to beat yeah awesome man well I'm excited to have you here today I know you're an attorney you have your podcast called   the passive income attorney podcast and you also work with tri vest which helps investors and you have a lot you to say around uh diligence around deals going bad we've seen deals uh We've we've had a couple deals that have really struggled uh I've been an investor passively in deals some deals that have struggled people don't really talk about this as much and I think it's really important to talk about um but let's let's talk about kind of what's changed the last couple years interest rates have risen um obviously if you're a   multif family investor the deals maybe aren't as juicy as they were the projections are a little lower a a little little far between as far as you know deals that actually cash flow or deals that make as much sense but uh what have you seen the last couple years and how have you kind of shifted a little bit of your business and your investing for sure I mean it's been um it's been an experience right I think a lot of the past investors out there that are listening or if you're an operator or lead sponsor out there the same thing   I mean we've we've gone through a period of time starting I think back when Co hit in 2020 that was kind of the first dip in the market that we've we've seen in this kind of generation right like the jobs act well I I should say the previous dip was in you know 2008 2009 that was one cycle but that was before the jobs Act of 2012 so the jobs Act of 2012 is where some of these private Investments started being opened up to more people and more people like ourselves were able to get involved and start raising capital and and do deals   and you've just seen that market kind of exponentially grow since 2012 um so we haven't seen a downturn until Co hit in 20120 and that one was kind of weird right because it was just kind of a blip it wasn't because of the economy it was because of something that just you know nobody's going to be able to predict um but that's the first uh crack in the armor that we saw and then after that then we saw the interest rates go up in in 2020 towards the end of 2022 and the beginning of 2023 and that's what really   started um you know giving us this experience that I'll say that we're we're still kind of going through because the interest rates are still a little bit higher than what we've we've seen over the past years and we're we're seeing more deals go go bad right or or at least you know there maybe a capital call or or two or perhaps um you know some of your distributions if you're a passive investor might be on pause and these are things that we're just not used to seeing because we're just used to seeing over the past you know 10   years up till 2022 all the deals have just gone really really well so it's a surprise to us and it shouldn't be because you know it's it's cyclic but we we'll figure it out and you know you're just seeing these things that we've all been warned about and they're now coming to fruition yeah yeah it's interesting you know I think if you between 2010 and 2020 you know 2021 even if you just owned a multif family apartment you were a genius right because things were just only going up and to the right and and   then sudden like there's that quote by Warren Buffett says you can only tell who's been swimming naked when the tide goes out kind of thing the tide interest Rising the tide goes out it's like oh my gosh this isn't work in the way we planned it um and now you in your portfolio you guys have done very well you've had some some great you haven't done as many deals more recently but um your deals have done well is that because you did kind of fix interest rate or is just the markets you chose or I'd love to hear a little more about   that that's right I mean fixed interest rates to be honest were a huge thing um that that's one thing that we really pushed for in our deals and that's and that saved us a little bit when these interest rates started to r that protected us um you know you saw that those were the deals that got in trouble those those adjustable rates got people in trouble and you know there towards the end like let say 2021 22 it was really hard to make the deals start to like continue to work and get those returns that we promised those passive   investors without taking those adjustable rate loans so you know those folks that got in in 2021 2022 maybe the beginning of 2023 those deals had adjustable rate loans and that's where they got into some trouble yeah yeah it's interesting kind of how things have changed now it's interesting too there was um a time not even that you know just a few years ago that that real estate was Cash flowing pretty well especially multif family real estate and now it's pretty tough because you know you got rates are   higher uh cost you know the price maybe have come down a little bit but you got higher Insurance you got higher other costs other inflation things you know there's not a lot of cash flow so a lot of you know syndicators or multif family investors have kind of just stepped out or maybe they got pitched on a deal here and there so we we've shifted a little bit to do we still do some multif family in in specific situations but um we' switched to go really focus on oil and gas we're doing uh other types of   businesses like I mentioned we're buying this business that's a e-commerce business High cash flow and then there's also debt funds you know debt these days there are debt funds paying like Equity was paying with less risk than it was a few years ago right so if you can get not debt funds are the same there's some that are first position that are low leverage and things like that uh what are are there anything else that you're finding for cashow or that you're finding attractive right now as an   investor yeah I mean I think you got to just look a little bit deeper I mean there's still some decent multif family deals out there too and that's always going to be to me kind of like bread and butter right like that's something that we're always going to need it's always going to be um it's always going to be something that people are interested in um because we've all lived in apartments at some point in our lives and I think it's an easy thing to grasp mentally okay like I'm going to invest in a   multif family or apartment building because I've lived in one I know what it's like I know how they work people pay rent you collect you you know expenses that sort of thing um but it's it's a lot tougher to find those deals um so people have looked at other things so I've seen a lot of um you know debt funds like you said a lot of people pivoting to um you know even smaller multif Family Properties um you know before we were looking at like 100 200 250 unit properties um now I've seen a lot of people kind of Ratchet that down   a little bit and look for some better deals in in some smaller properties maybe in the 25 to 75 unit range range that sort of thing um I've seen people like get into mobile home parks and RV parks after cuz we saw that go quite up quite a bit during CO as well and then came rocketing back down um but now you can kind of see like where where it really sits like now you can see like what the value of that asset is so you can see that the you know what those what they really are without like that big spike for covid and those are   turning out to be some pretty good Investments to get involved in too yeah and I know um you know we talked about this before we started recording um you and your wife you guys also operate a business or you guys have a a gym a couple gyms that you operate tell us about that and it's that um I know you're sounds like you're spanning so it sounds like it's going well I need to pop into a gym I'm probably get my butt kicked if I pop in there and you g through the Seth Bradley workout there right so yeah man we have a we have a   couple of gyms right now we have one open in Oceanside this is in San Diego uh San Diego County one in Oceanside one in Poway getting ready to open up a third one in anas it's under the burn boot camp franchise fly FL so it's a franchise um and I got uh really interested in franchises for that and then I ended up buying into another franchise I ended up buying into a water restoration franchise called Al dry so we've got a few businesses going um but those gyms are great right like once we battled through again I hate to keep   bringing up Co but it keeps coming up um but we battled through Co we opened up right before that hit uh actually one week before it hit so then we had to shut it down and work out outside workout inside we had to do um on online workouts those sorts of things um had our lead trainer in our apartment recording videos and me and my wife were in the background doing the exercises um pretty insane what we had to go through but they're they're doing really well now and luckily my wife has taking over that business and she runs   the whole thing so I don't do anything she doesn't even want me involved anymore so it's fantastic it it's actually turned into passive income for me for you it's passive income right for her it's right it's it's Fitness income right but that's you know really a lot of people like um lifestyle businesses you know where you're like it's just I think it's just a cool thing to say I own a gym or own a restaurant or I own this thing I mean a lot of like really wealthy people be like oh yeah I own a   Vineyard or I own a I own a horse racing thing or something like that but is it is it I mean you don't have to get into specific numbers but is it pretty it's you're opening another one so it's pretty lucrative to do it it sounds like it's working out well the it's a boutique gy that does kind of boot camp type stuff and you have certain classes you go in and those have become super popular all over the us but especially in big metros like Southern California for sure and look I don't want to say   that it's easy because it's it's definitely not you have to have the right mindset you've got to be an entrepreneur you've got to be able to fight through the hard times but you know these these types of businesses they're they're kind of done for you to a certain extent they give you the marketing plan they give you the business plan they give you kind of the proforma that you should be aiming for um especially with a franchise there's there's dozens if not hundreds of other franchisees that are doing the exact   same thing you are so you any qu any question or any problem that you're going through they have already went through it or they're going through it so you can bounce ideas off of you know kind of similar to like a mastermind right something like that where you get involved with a few people and it's like oh how can I get around people that have the same problems as me in a franchise there's that's already built in and it's even more it's even more dialed in because these are very specific like   brand specific industry specific questions and problems that you can balance those ideas and have those questions answered by your your fellow franchisees um but as far as like profitability again it's great because you can you can predict it like the idea behind it you buy one you figure it out then you buy more and then you keep going you stack and stack and stack and that's how you really make a lot of money in franchises you hear people that own dozens or you know hundreds of Papa John and things like that like you need   to be able to stack them um but they're definitely profitable um and they're fun they're it's a fun business like you said it's fun to be able to say that you own a gym it's fun to like walk into your own place if it's a gym or a restaurant or whatever it is and you're the owner it just feels good right it's a little bit more um you know rewarding I should say than some of the other businesses that that we're involved in for me it's you know a law firm and um buying real estate and it's this is just   a little bit more rewarding just like being there just the presence and having a um you know having a a brick and mortar space it's pretty cool yeah know I love that it's really interesting you guys I didn't realize you guys are are really Ser serial entrepreneurs I you guys are really both as a couple um is that like tell me a little bit about that dynamic as a couple that you and your wife do that like how is that something you've more LED is it something she's done is it kind of like you just kind of stay in your lanes and   like because a lot of times one one spouse or partner will be really risk you know averse or one would be much more risk tolerant and so has that been just like a really you guys are both kind of willing to take risk and kind of move forward in that yeah I think we we both have a really good temperament for it as far as risk tolerance and for me personally that's that's interesting because I'm an attorney so typically attorneys are not risk tolerant um but I I am I have that trait and and she does too um we have certain   trust in each other to be able to handle and stay in our lanes um she especially for the gyms you know she's operations right now I handle finance and and Prof formas and those sorts of things and obviously the legal stuff that comes up and I'm the maintenance guy too of course but um but everything else like operations she does that and then when she knows that she needs me for these certain things she'll bring me in um we've explored trying to figure out some other businesses uh that we might be   able to get involved in together and I think you know having that experience in the gyms gives us a good idea of how it would work out with some others yeah as she ever teaching the class like if you're in the dogh house you got to take a boot camp with her and she'll be extra tough on you or something ah she's she's not a trainer luckily I would I would I would avoid those camps for sure I think that'd be pretty funny no I think it's great man I love how you've created that you know for yourself that you guys and of course   you know I think I've noticed this too a lot of uh there's a lot of people they'll have they'll be really excited about real estate they'll be really excited about investing and then you get one that's one spouse is very risk averse what what do you say to someone who guess their spouse is pretty risk averse and you know maybe they're concerned whether they're a passive investor or they're interested in doing business things are like this like how do how do they kind of get that person on board or what have you seen is kind   of work to kind of help them to kind of work forward with that move forward yeah I mean it's tough it's tough right like you have to you have to choose your significant other wisely and it's probably the biggest decision that you'll make in your life not only for personally but also in business because if you have someone that just can't get on board with what you're doing or doesn't understand what you're trying to do um and you don't mesh very well on that side of things it it makes things a lot more a lot more difficult right and   you see that all the time you see couples fighting about business and somebody's working too much and the other person's not working enough or those sorts of Dynamics um but I think a lot of it can be solved with education you know a lot of it is just kind of this other person doesn't know enough about the business or the investment or whatever it might be and they just need some education so they're not the person they're not like us every single day just immersed in this and getting on podcasts and you know   listening to podcasts and reading books and all this stuff about these Assets in these businesses so you have to keep that in mind like they need to they need to understand to a certain extent so they can get comfortable with it I mean that's you know when people are scared to make moves it's usually because they're just not educated enough to be able to to assess the risk and move forward or not now if they are educated enough and they do know enough about the asset and they still say look this is a   bad deal well then maybe maybe you should look at it again and make sure that it's not a not a bad deal but there there's definitely some you know give take there with personality types and how much risk that each person's comfortable with or not comfortable with yeah absolutely I think that's definitely I just I love when I see couples that are like really on the same page and are like yeah we're in this and you're you know you're doing it which is great and be both be active which is awesome um so let's talk a little bit   about um I guess you know kind of circle back to you know investing in deals you know as a passive investor um you know if if someone invests in a deal that doesn't go well um how to you know how should a passive investor respond to that or what are the things that you know someone can do if they're not getting the communication that they need I mean I know there's some legal things you can do but then it starts expensive and like what I guess what are some options as a passive investor let's say   your sponsor is having struggles or they're just not communicating is there some like what are the what are the what what can you do to try to get that to change yeah I mean this is why paperwork is so important like people don't want to deal with that and you know I'm an attorney so I'm on the front end all the time like telling you telling everybody hey like make sure we hash this out now like let's be have a a really transparent conversation let's figure out exactly what each part is getting   into and let's not like hold back at all you know a lot and some of this applies to passive investing some of it doesn't because you you know you have certain things that you can ask for certain things that you can't but be as transparent as possible upfront and with the paperwork and pay attention to what you sign and what you sign up for because at the end of the day when things start to go wrong that's what the fallback is the fallback is okay this person isn't communicating any longer or they're not doing the things that they   said vocally they're going to do what can I do and at that point that's when you have to look at the paperwork so if you have a contract and in this case it would be an operating agreement or a limited partnership agreement that you've signed or subscription agreement to you have to go back to that paperwork and look and sometimes they may have put in that paperwork for instance that they do agree to give you a quarterly report or maybe they agree to give you a an annual financial statement or maybe they   didn't I don't know it depends on what the paperwork says but that's the first step see what your rights are contractually and that's a good place to start because if you do have a contractual right that they have to give you a quarterly report or they have to give you annual financial statements or if you request it they have to give you certain Financial reports then that's the place to start and you say look I know things aren't going as well as they should be going I really want to get this thing back on track let's let's   start communicating but you know pursuing to the operating agreement I I need to see a quarterly report or I need to see this financial report um and put that in writing and writing can be just as simple as an email or text but get it in writing make sure that that communication is documented um not just verbally because if something does go wrong if if there is some sort of and this is unlikely but if there is some sort of fraud or gross negligence or anything like that going on at least you have that uh that written communication   between the parties that down the line you can be like look I asked for this five times I still haven't received it they said they would do this and then you can start saying okay at this point maybe we're not just talking about somebody not doing a great job or maybe we're not talking about the investment not going well as well as anticipated maybe now we're talking about some sort of negligence maybe now we're talking about somebody misrepresenting what they said they were going to do versus what   they do um but you need to have that in writing so that at the end of the day you can put that together um and and show it to whoever it might be your lawyer their lawyer or maybe a court yeah yeah it's interesting you know there's some new tools out there as well a lot of times these documents sometimes are 80 to 200 pages and there's a lot lot of you know legal Le and boilerplate stuff and just a lot of fine print and I found that one and I'd actually love to know your opinion on this but i' I've done this occasionally   where I'll take uh I'll take some some documents or ppms or marketing whatever I'll put them in chat GPT I'll just be like hey you know I'll start asking questions Hey what how does this work how does that work whatever and it'll kind of like go through and pull that out of there which is just kind of like a timesaver I just find for a lot of investors it's like I don't want to spend two hours reading this really you know thick language and I know you're an attorney so that's what you do and um   but I mean is that something that you've uh seen some people do or is it I know obviously things can be missed but it's it can kind of help you get to give you the gist of in this situation this happens or in this situation is that something that you kind of seen a little bit 100% and maybe not all attorneys would agree with this but I I encourage that I think it's perfectly fine like you've got to leverage technology and that technology is unbelievable it's unbelievable and it gets better every   single day like you just see a new iteration every couple of weeks now it's absolutely insane what it can do and you can certainly upload your PPM your operating agreement your subscription agreement into it and ask it questions now if it's something very nuanced it it won't it won't get to it if there's kind of like a lot of times there's like different Provisions that layer on top of each other it doesn't understand that yet it will at some point it'll be there and probably very very soon but a lot of   the questions you ask if they're nuanced um it won't understand it um so what I recommend is do that get a good high level overview you can also ask questions and then I would verify so like once it once it gives you an answer and it's something that's very important like you're like this is the answer that I was looking for ask it be like well what section did you pull this from and then get the section and then look it up yourself that particular section and verify that what it told you is actually   the answer yeah it's amazing the uh the tools we have I mean we really are in an an age where there's so much information everywhere but it's being able to access it quickly and it's like AI and some of these things can help with it and I don't think you know just a side note on AI I don't think it's that AI is going to be robots that's going to take over and kill us all or we're going to lose our jobs just to an AI bot or something but it's people using AI right that are are able to become a super employee or a   super business owner or super investor and really be able to get more information so I think it can be really powerful um what are uh what are some trends that you're kind of watching um I know actually I want you to talk about this too you're involved with a group called tribe vest which helps uh basically syndicators they have a portal and they can kind of have ways to be able to access uh certain deals and and and pass that information but what are what are also some Trends in relation what are some trends that you're seeing   as far as investing uh for Passive investors that are just things that can are good to watch or things that are helpful yeah I mean I think one really good thing is is what you you talked about already it's it's using Ai and and using software to make you a better investor so you can you like before you get this 200 Page PPM and you're like what what in the world do with this and maybe one out of a 100 investors will read that line for line if that and even if they could read it they probably don't understand it unless they they   happen to be a Securities attorney or some sort of transactional attorney they're not even going to get it um fun fact a PPM is actually supposed to be in non-legal ease it's supposed to be in in layman's terms that's the whole point of it is so that you can understand your investment in layman's terms but ppms have turned into you know a legal document so yeah even longer um but yeah I mean I think you can start leveraging Ai and software to just be a better investor and not just from you know   reading legal documents like we had mentioned earlier that's a good example of of you know when you're looking into an investment maybe put that PPM into chat gbt ask questions about the investment ask if there's any inconsistencies between the PPM and the operating agreement things like that um but you can also use it for underwriting and due diligence and things like that um I'm actually an adviser for a startup called brixley and we are working on kind of a due diligence type of process process where we're aggregating all the   due diligence documents we're putting them into a software and then you're able to evaluate the deal so you can evaluate that deal based on your buy box and those sorts of things and it's just it and things like that just change the game quickly right like before it just takes a lot of Manpower um a lot of hours and now it just takes minutes but you still have to have somebody skilled enough to prompt and skilled enough to ask the right questions and skilled enough to make sure that you're not believing the AI and it's not   hallucinating um that sort of thing because you've got to make sure that the information gives you is right because right now it does spit out some things that that don't make a lot of sense so you just gota gota be be very careful but people if you aren't leveraging AI in just your everyday life then you're you're getting left behind yeah yeah know you got a fact check on other stories of attorneys like I guess there was an attorney in New York that like just took his whole thing and put it into AI a chat jbt and it wasn't even   right it was like totally wrong and they got disbarred or something for doing that so it's obviously an investor the the risk is not going to be disbarred typically it's more you might lose your shorts or something so it's makeing sure you're doing it the right way yeah for sure yeah you gotta be careful you got to be careful but like I said it's getting better every single day like I I think in you know two years it's going to be unrecognizable in in five years we're going to have a humanoid robot in every home that we   have like yeah yeah it it really is changing so fast and that's where I think it is really important important to pay attention to technology to try new things if people are not like as a listener if you're if you haven't used chat GPT there's an app you can use for free there's the website get familiar with prompting which is just going in and just being commands I literally use it I'm going to Columbia we're recording this I'm going this week to Columbia and I want here's my nine days I'm going to   be here create an itinerary for me like literally created an itinerary based on my values what I want to do and and I can always like go off of that but it's like it's so helpful right it's amazing yeah it's such a time saer it's insane it's insane yeah it is it is uh well Seth I really appreciate you you being here today I just feel like you add so much value both as an investor a business owner an attorney um just love what you're creating with your content and uh can you just share how people can   follow your show and how they can hear about you and and some of the things that you're doing absolutely man best place to go would be Seth paaul bradley.com and that's where I have kind of all my social media links you'll have a link to raay law my Securities Law Firm as well as try best fun of funds in a box and the podcast as well awesome brother thanks for being here man all right thanks Bronson appreciate it all right I hope you enjoyed this interview with Seth I just I love the stuff at the   end there about AI if you you know you want to go back and Rel listen to that just using chat GPT in your life in your business to look at ppms and even as an attorney said yeah some attorneys don't like that because it will miss things but it's really a timesaver we use it all the time we use it all the time in our business I use it all the time in my personal life and it's just so helpful I literally it's kind of replace my Google search now because it's so much better and instead of we used to go spending   time on Google you spend 30 minutes researching something now it just kind of spit out the answer for you which is really great so I use it for health stuff for travel or business topics all kinds of different ideas just find it really really helpful so hopefully you got something out of this interview you enjoyed it if you have not en joined our investment Club you're not hearing about our amazing deals that we're doing right now and that we're really excited about so um if you want to check that out you   can check out the link in the uh show notes or the link below or you can go to Bronson equity.com and hit the join button we'll start a relationship with you set up a call with you and you can start hearing about our awesome upcoming deals so thank thank you for taking the time to educate yourself seriously it humbles me it excites me it gets me fired up because the best investment you make is in your own education we look forward to seeing you on the next episode you've been listening to the mailbox money podcast for more free   resources articles and videos go to Bronson equity.com there you can download your copy of the Special Report the single best investment strategy during and after a pandemic none of the information shared here is an offer to buy a specific investment and this is for education ational purposes only consult your financial legal and tax professionals and use your own Common Sense before making any investment decisions thanks for joining us and be sure to tune next time for more mailbox money [Music] Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s https://www.facebook.com/reel/1762572444669041 https://www.linkedin.com/posts/bronsonhill_when-deals-go-wrong-the-fallback-is-the-activity-7321649659108581377-87lt?utm_source=share&utm_medium=member_desktop&rcm=ACoAAFY-6nMBbbX5J6KeuEtIMcA9tcRG4F_1ItE Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Bronson Hill's Links: https://bronsonequity.com/ https://www.instagram.com/bronsondavidhill/ https://www.instagram.com/bronsonequity/ https://www.linkedin.com/in/bronsonhill/ https://www.facebook.com/bronson.hill.37/ https://www.tiktok.com/@bronsonequity2020 https://open.spotify.com/show/7AQcShxvRMoD1U2zclQQVU

It's bad enough Democrats spent time, tax dollars and too much time and tax dollars investigating Donald Trump for faked, drummed-up and fabricated charges and accusations during his first presidency. But again? Once more, Democrats are trying to completely dismantle all-things-MAGA and prevent President Trump from enacting the very agenda for which he was elected to enact. But nowadays, Democrats have a new weapon. They call it the courts. Alex Swoyer, an attorney who covers legal matters for The Washington Times, has a new book, "Lawless Lawfare," and she discusses the attacks on Team Trump, as well as the recent resurrection of Obergefell v. Hodges and whether same-sex unions will once again become matters for states and voters to decide.

Demi x LeToya Luckett chat about divorce TV as therapy, deciding to divorce in real life, dating after divorce, “keeping” a man... and more. Thanks to our sponsors: This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/RATCHET and get on your way to being your best self. Start your free online visit today at forhers.com/RATCHET Learn more about your ad choices. Visit podcastchoices.com/adchoices

SAMPLER & SANS REPROCHES (Radio broadcast)Playlist N° 1366 - Lundi 28 Juillet 2025 - Horaire : 20h00-22h00EBM - DARKTECHNO - INDUSTRIEL & RELATED MUSICGALAXIE RADIO 95.3FM --- www.galaxieradio.fr [ S&SR Selection de la semaine... STAATSEINDE "Artificial Renaissance"] STAATSEINDE "Mutant Whispers" DIG Album: Artificial Renaissance (Autoproduction) ZIRKULAR DION "Мухины Дела" DIG Album : Hole (Autoproduction) OWLS "Perfect Nightmare" DIG Album : Death Games (Negative Gain Productions) MARI KATTMAN "Take" DIG Album : Year Of The Katt" (Metropolis Records) LOUISAHHH x HELLSMOORTEL "What I Want" DIG Single: What I Want (ArtOfFact Records) CHAINREACTOR "Enough" DIG Album : War Machinery (ProNoize) Zoйd "ANYTHING/ANGEL/BEAUTY/COMING" DIG Album : Zona Sveta (ScentAir Records) STONEBURNER "C4 Amore" DIG EP: C4 Amore (COP International) ESA "Ratchet" DIG Album : Sounds For Your Happiness (Negative Gain Productions) 16VOLT "Dreams Of Light (Nightmare – HATE DPT. Remix)" DIG Album : Wisdom (2025) (Metropolis Records) ANOTHER BODY FOUND "The Saving Rain" DIG Album : Scooterboys From The Pool (Autoproduction) PATRIARCHY "Boy On A Leash" DIG Single: Boy On A Leash (Notes From The Underground) RHYS FULBER "Only Love Will Save US" DIG Single: Only Love Will Save Us (ArtOfFact Records) YOUTHCODE "No Consequence" DIG EP: Yours, With Malice (Sumerian Records) STAATSEINDE "The Trip" DIG Album: Artificial Renaissance (Autoproduction) HOLON "Real Or Artificial" DIG Album : Distributed Consciousness (Autoproduction) NAVEL NOVA "Doorstep" DIG EP: The Seed (Autoproduction) SINE "Stop/Begin Again (SINE Remix)" DIG Album : eMERGENCY heARTS ReMixes (eMERGENCY heARTS) MONO/XYD "My Neighbours Balcony" DIG Single : My Neighbours Balcony (Autoproduction) DEAD LIGHTS "The Algotithm" DIG EP: Gravity (darkTunes Music Group) FOCKEWOLF "Frail Doll" CD: Die Toten Weg (A.D.S.R. MUSICWERKS) THX TO : STAATSEINDE (Jeroen), NEGATIVE GAIN PRODUCTIONS (Micah), METROPOLIS RECORDS (Gary), ART OF FACT RECORDS (Jacek and his crew), PRO NOIZE / DARK DIMENSIONS (Frank), SCENTAIR RECORDS (Vladimir), COP INTERNATIONAL (Christian), NEGATIVE GAIN PRODUCTIONS (Micah),PODCAST:YOUTUBE https://www.youtube.com/@SamplerEtSansReprochesYOUTUBE CHANNEL – NON STOP MUSIC -MIX ONLY + LIVE & INTERVIEWS REPORTS ITUNES :https://podcasts.apple.com/fr/podcast/sampler-sans-reproches/id1511413205 MIXCLOUD : https://www.mixcloud.com/SetSRradio/PODCLOUD :https://podcloud.fr/studio/podcasts/sampler-et-sans-reproches DEEZER :https://www.deezer.com/fr/show/1181282 GALAXIE RADIO http://galaxieradio.fr/ go to replay Sampler & Sans ReprochesAMAZON MUSIC https://music.amazon.fr/podcasts/9718c2fe-d841-4339-a3e5-82c31d018ed7/SAMPLER-SANS-REPROCHESHEARTHIS https://hearthis.at/sampler-sans-reproches/ ARCHIVE.ORG https://archive.org/download/1366-28072025-192/1366-28072025-192.mp3

Demi chats with Best Man creator Malcolm D Lee and book co-author Jayne Allen about the latest drama with our beloved (fictional) besties, including why we're so obsessed with these people after 26 years, why Harper won't stop Harper-ing, why Robyn is so damn complicated; why life going left can be a good thing; and how all this makes readers want to throw the book (in a good way).  Get this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at https://MINTMOBILE.com/RATCHET Go to https://Quince.com/RATCHET for free shipping on your order and three hundred and sixty-five -day returns Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today's episode: The "progressive ratchet" may have been stopped in its tracksTrump pressures the NFL and MLB to change back the names of their franchises, reversing the 'social justice' changesCBS decides to let Stephen Colbert's contract expire and the conspiracy theorists are saying it was the result of bribery implicating TrumpHas Trump defeated late-night comedy/talk shows as an institution?Hunter Biden goes on a media tour for some unknown reasonDonald Trump sues NewsCorp and Rupert Murdoch for the Epstein article or, perhaps, problems stretching back yearsWill Ghislaine Maxwell testify and will it matter?The connection between the Epstein Files Hoax and the Russia Hoax is more than a "distraction"MSNBC worries that Tulsi Gabbard is spreading conspiracy theoriesTrump says, from the Oval Office, that his predecessor committed treason.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Hosted on Acast. See acast.com/privacy for more information.

In this episode, the guys dive into a full tech reboot at EB Games Canada, with a brand-new website, faster checkout, and more self-serve tools on the way. Then it's off to Netflix as the Assassin's Creed live-action series finally moves forward, promising power, violence, and high-concept drama across time and cultures.Meanwhile, reports suggest Microsoft is replacing laid-off Candy Crush devs with AI tools — including the very ones those devs helped build.Also in this episode: a video game fun fact about Ratchet's personality shift between Ratchet & Clank and Going Commando, and of course we finish things off with what we're playing!

Big Boss Vette - Twerk song Ratchet Remix Bankroll NI - I'm So ATL

Hour 1 of the Tuesday Bob Rose Show, as bombing intensifies on Ukraine, Pres. Trump will provide weapons and tariff threats on Putin's allies in an effort to bring Russia back to the peace table. The latest on this story, all the morning's breaking news for 7-15-25.

Hey look we're still alive after hell week. Not neebed or hung or nothin'. So mature. Really lookin' forward to the weekend, you guys.   Power Moves Golf K4RDS for subscribers

In this solo episode closing out Season 14, I'm sounding off on everything from chaotic reality TV to the very real “romance recession” y'all are living through. Then we get into the good stuff:

Grab your phials of glowing green goo and prepare to ham it up as we talk once more about Jeffrey Combs, the Philip Madoc of Star Trek (that's a Classic Doctor Who reference) and three episodes where his many characters make large roles. Unfortunately, Weyoun is only in a few scenes of Deep Space Nine's ‘Ties of Blood and Water' and both Miles and Charlie try really hard not to get personal as Kira has to look after a seriously ill surrogate family figure, fortunately Shran more than makes up for it in Enterprise's ‘Cease-Fire' as Archer is drafted into helping settle a planetary land dispute between Vulcans and Andorans and we make a little detour to ‘A Few Badgeys More' as AGIMUS, the evil computer and F***ing Peanut Hamper plan mischief… if you're one of those weirdos who only listen to hear Miles swear, this episode is for you! Come back in a year's time probably for J3ff, more than likely.EPISODES MENTIONED: TIES OF BLOOD AND WATER (14:26), CEASE-FIRE (45:33) A FEW BADGEYS MORE (1:11:27)TALKING POINTS INCLUDE: Blowing up Objectivists, what elements of British films make Miles homesick, The Phonecian Scheme, John Wickend which leads to a wider discussion on John Wick, the Death of Princess Diana, our first Jeff episode does not have enough Jeff, Kira has supplanted Odo as Miles' favourite DS9 character, how Kira and Ace from Doctor Who are very similar, a long way from the ‘Prat' version of Bashir, Miles finds out something horrifying about LL Cool J, Charlie retells his one TATU story and the boys clearly have Heatstroke, Shram/Archer shippers must exist, Andorian soccer mums, accents, Andorian Antennae acting, we don't need the Koala-joke in Lower Decks explained, Miles actually compliments ****ing Peanut Hamper, Boimler and Tendi hanging out together always seems weird.PEDANTS CORNER: Jeffrey Combs is Ratchet in Transformers Prime, not Transformers: Robots in Disguise

Tired of sore hands from pruning? The Gardener's Friend ratchet pruners are the top pick for reducing hand strain—perfect for gardeners dealing with arthritis, fatigue, or smaller hands. Here's why they're a game-changer for comfortable, powerful pruning: https://thegardenersfriend.com/products/ratchet-pruners The Gardener's Friend City: Tulsa Address: Red Earth Commerce Website: https://thegardenersfriend.com/

Demi “moves” to Nork; Drake's new abs; Halle Bailey's new beau; Ursher plays The Black Friend at that Bezos wedding; Nelly throws Private Citizen Kamala Harris under the bus (and refuses to change diapers); Zohran Mamdani inspires an across the-aisle crash out; the Diddy verdict is in. Thanks to our sponsors:  Go to quince.com/ratchet for free shipping on your order and 365 day returns.  Our listeners get 10% off their first month at betterHelp.com/RATCHET. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this raw and unfiltered episode of The Sophisticatedly Ratchet Podcast, the crew dives deep into one of the most misunderstood and taboo topics: orgasms—aka "The Big O."

Play NowThe Seibertron Twincast / Podcast starts out episode 378 with lengthy impressions of Hasbro's most recent "Transformers Tuesday" livestream event which featured looks at upcoming releases for Studio Series and its offshoot lines. Yet more talk about Studio Series 86 Megatron eventually gives way for yet more talk about Devastator before KSI Widow and sneak peeks at 2026 Transformers One releases for Airachnid and Alpha Trion get us back to the newest of new topics. Speculation on the newly announced Skybound creative team for their main Transformers comic title comes next. After that, brief chat about future Missing Link release possibilities covers fun content from the Generations 2025 book just released in Japan. Counterpunch brings more intriguing roundtable questions for the group before the episode concludes with the recurring Bragging Rights segment.

DJ OZ KICKS OFF YOUR WEEKEND PARTY VIBES WITH ALL-TIME TOP 40 RATCHET HIP HOP MIX...

In this episode, Trinidad James dives deep into his early music journey, breaking into the Atlanta scene, and navigating the music industry's gatekeeping. He shares his passion for fashion, nail art, and launching a unique underground clothing store that blends streetwear with culture. Trinidad opens up about philanthropy, learning the business side of music, and the importance of self-expression through style. From Uptown Funk royalties to acting surprises, this is a raw, insightful look into his evolution as an artist and entrepreneur.00:00- Introduction01:10- Trinidad James' Early Music Journey03:30- The Atlanta Hipster Scene08:12- Breaking into the Music Industry10:23- Philanthropy and Personal Growth17:47- Fashion and Personal Style27:50- The 567 Agency and Helping Others44:49- Reflecting on Fashion Choices45:33- The Nail Art Journey46:15- Cultural Influences and Inspirations50:40- Fashion Trends and Personal Style55:00- The Business of Fashion01:11:41- The Underground Clothing Store01:20:47- Music Career and Industry Support01:22:11- The Struggles of Early Career and Trademarking01:23:09- Golden State and Missed Opportunities01:23:48- Uptown Funk and Lifelong Royalties01:24:18- Learning the Business Side of Rap01:25:36- The Importance of Hustles and Music as Expression01:26:30- Influences and Americana Vibes01:27:31- Social Media's Role in Success01:28:02- Upcoming Projects and Fair Chance01:31:34- Full Size Run and Sneaker Culture01:38:27- Acting Career and Unexpected Opportunities01:41:22- Philanthropy and Personal Growth01:42:15- Dating and Personal Preferences01:54:46- Fashion and Personal Style Evolution02:00:01- One Pinky, One Finger, One Thumb = One Love​

Welcome to Dev Game Club, where this week we start a new game in our series on independent games with 2004's Cave Story. We briefly set the game in its time, talk a little about its developer, and then talk about the game proper. Dev Game Club looks at classic video games and plays through them over several episodes, providing commentary. Sections played: A couple of hours Issues covered: freeware vs democratized indie dev and publishing, Japanese independent development, an indie darling, likely antecedents, 2004 in review, the end of a cycle, standing out in a stacked year, sticking it out, breaking through onto Nintendo platforms, early independent success on the Switch platform, influences and what's in the mix, weapon leveling, more story than expected, characters and dialog, more adventure, having a mess of villagers, setting up mysteries, merging lots of elements into their story and interactions, a spike at the end, adding puzzle-y elements, keys and keys that are not keys, threads of characters and relationships, something that is more than a MetroidVania, a skill-based game, "you're a really good person," forgetting a console came out, having the opportunity to play off-the-beaten path games, not needing a map, the dangers of categorization, how the platforming feels, fear of skill-based need, becoming one with the controller, an emotional response, empathetic response, catharsis, building the dam and breaking it, graceful building, manipulation in art, can a movie version work vs the interactivity, shock in literary fiction. Games, people, and influences mentioned or discussed: Nintendo Switch, Fez, Daisuke "Pixel" Amaya, Cara Ellison, Downwell, Wii, Crystal Dynamics, Super Meatboy, Metroid, Nifflas, Knytt, n/n+/n++, Pixeljunk (series), Q-Games, Dylan Cuthbert, World of Warcraft, Vampire: The Masquerade Bloodlines, Halo 2, Half-Life 2, The Sims 2, Metal Gear Solid 3, Doom 3, Ratchet and Clank Up Your Arsenal, Silent Hill 4: The Room, GTA: San Andreas, Far Cry, Metroid: Zero Mission, Metroid Prime 2: Echoes, Prince of Persia: Warrior Within, Knights of the Old Republic 2, Star Wars: Battlefront, Pikmin 2, Sly 2: Band of Thieves, Jak 3, Chronicles of Riddick: Escape from Butcher Bay, Katamari Damacy, Nintendo DS, Xbox 360, PlayStation 3, Republic Commando, Paper Mario: The Thousand-Year Door, WiiWare/DSi, PS Vita, Net Yaroze, Nicalis, Castlevania, MegaMan, CapCom, Bionic Commando, Sega, Sonic (series), Square Enix, Zelda (series), Final Fantasy IX, Dark Souls (series), The Seven Samurai, Firewatch, Animal Well, Spelunky (series), Hollow Knight, Gone Home, Ashton Herrmann, Last of Us, Shadow of the Colossus, Shakespeare, Outer Wilds, Kirk Hamilton, Aaron Evers, Mark Garcia.  Next time: Finish Cave Story Twitch Discord DevGameClub@gmail.com

Sitting in for Chris is Matcoman Brian, and he & Ray compare tire repair techniques right off the bat. Ray's repair sent him to Harbor Freight for supplies, and once home packing tools for a road trip led to the disassembly of a Matco ratchet.  The use of grease or oil in the ratchet is the question posed to Brian, and Ray talks about a cool embroidered MMR hat 442 Eddie made for him. hat. Brian urges people to start their projects then chip away at them-the end will come faster that way.   Check our social media feed to see the pictures; on Instagram: @real_motormouthradio and on You Tube: https://youtu.be/pFoseumhqqI

This week's New to Lou Too is the Nite Ize CamJam Ratchet Strap. A ratchet system that offers customizable positioning, secure attachment, effortless tensioning of heavy loads, and controlled tension release! For more info, visit the YouTube HouseSmarts Channel.

RICO includes bribery, arson, witness tampering, kidnapping, narcotics with intent to distribute, transportation of prostitutes, and forced labor, NOT JUST SEX TRAFFICKING. Y'all can't possibly think RICO hasn't been proven.  Thanks to sponsor: For a limited time only, new Cash App users can use our exclusive code to earn some additional cash. Just download Cash App & sign up! Use our exclusive referral code RATCHET in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this special video episode of the Video Game History Hour, we sat down with Craig Stitt, retired game artist and designer. Craig worked on games including Sonic the Hedgehog 2, Kid Chameleon, Ratchet & Clank, and Spyro the Dragon. He gave us a tour of his portfolio and talked about working at Sega in America, creating Spyro, dealing with burnout, and what it means for fans to connect with his work.Access the Craig Stitt art and design papers at the VGHF Library: https://archive.gamehistory.org/folder/cbcc6ed2-324c-43f0-9002-8e07455484bc*This episode was recorded as a video, with visual components, available on our Youtube channel: https://www.youtube.com/watch?v=QAN6AD2_fs0.You can listen to the Video Game History Hour every other Wednesday on Patreon (one day early at the $5 tier and above), on Spotify, or on our website.Video Game History Foundation:Email: podcast@gamehistory.orgWebsite: gamehistory.orgSupport us on Patreon: /gamehistoryorg

Episode 4549: Ratchet Up The Raids; Funding Behind The Burning Of California

https://live365.com/station/Coughfee-Shoppe-Radio-a79288   This is a promotional MixTape of our station sound. All mixed by Head DJ, Programer, and Station owner DJ Quartermane. Coughfee Shoppe Radio free listening link can be found on our YouTube channel profile page. MixTapes and individual songs from major Artist are played in rotation and royalties paid to the Artist respected PROs. ( Publishing Companies ) As they survey our rotation list monthly. MixTapes are made monthly and displayed here and played on our station. enjoy

Black + Iconic at BET; New York is overflowing with Black Excellence: Superfine and Lorna Simpson at The Met; Audra McDonald and Latanya Richardson Jackson on Broadway, Amy Sherald at The Whitney; And Just Like That returns with a whimper; The Handmaid's Tale ends without closure; The Gilded Age is coming; leave Vanessa Bryant alone; Offset hits up his estranged wife for spousal support; Cardi makes it IG official with Steffon Diggs, Broadway drama from Patti Lupone aka a woman Audra McDonald hasn't seen in 11 years.  Thanks to our sponsor: Our listeners get 10% off their first month at betterhelp.com/RATCHET. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shane and Ray tell stories related to their playlist for the "Ratchet Slappers" topic in Season 11, Bonus 10.HEAR SHANE'S PLAYLIST:https://open.spotify.com/playlist/5cIwv5Nfgx6MQxNU3sVLmV?si=3ab33e18825f4f00HEAR RAY'S PLAYLIST:*could not locate*See Shane's full ratings by visiting patreon.com/RatedRadio

It's a bittersweet symphony as the Mikes arrive at the first half of the Transformers Animated series finale, "Endgame, Part I." A flashback-heavy tale unfolds, setting up the origins of the Autobot team we know and love--the trial of Optimus Prime, the final commission of Ratchet, the friendship of Bee and Bulk, and the fate of Prowl. In the present, Optimus earns his wings (and maybe hammer) while Megatron reveals his big plan (no, bigger) from the darkest reaches of the moon.But don't worry, we're putting some serious mileage between us and the end of the road. You want tangents? You got it. Unimaginably deep insights? We're practically fracking here. Break down the Fast and Furious film titles? Don't tempt us with a good time! It's a mega double-wide director's cut episode perfect for your long commutes or summer road trips. You're welcome! All your favorite bits take center stage as we tap dance ever closer to the end of Transformers Animated...and 2M2F itself. Buckle up.TO BE CONCLUDED!2 BEE CONCLUDED!TUBI CONCLUDED?Registration for CybFest NW 2025 is now LIVE for attendees, dealers, and sponsors! Register nowCome geek out with us at Kent Nerd Party on June 7th, 2025—a perfect preview for the ultimate fan experience at CybFest NW!"Want to be guest on the show? Our email address is 2Mikes2Furious@Gmail.comFollow 2 Mikes 2 Furious on social mediaTwitter, Facebook, InstagramCheck out Mike Seibert's other podcast, Mike Seibert Radio, everywhere you listen to 2 Mikes 2 FuriousBecome a Mike Seibertronian and join the MSRP/2M2F Friends and Fans Facebook GroupFollow Mike Seibert on social mediaTwitter, Facebook, Instagram, BlueskyYou can buy books written by Mikel Andrews on Amazon, including the Coming of Mage saga: Coming of Mage and its sequel, A War for the Mages, as well as his latest , Gone for a Spell Follow Mikel Andrews on Twitter

Jasmine Crockett takes the mic at a HBCU commencement, and it was far from traditional.

Trump goes after Harvard for the racist and discriminatory practices plus it's an open line Friday so lets take some calls. Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Mod returns to the show to discuss his splendid new book, *Things Become Other Things*. Other topics include creating with AI tools (including programming), social media permanence vs. ephemerality, and more.

After a 5 year hiatus, Demetria's Dad aka Papa Lucas returns to Ratchet & Respectable to discuss growing up in "The Ridge" Mississippi, listening to a lynching on the radio, living thru segregation, passing (but not), becoming "Luke the Lover", avoiding Vietnam, migrating to the Midwest, 13 days at the Chrysler plant, meeting Marvin Gaye and Medgar Evers, and moving on up like George Jefferson, as inspired by Demetria's obsession with "Sinners".FYI: Almost the whole episode is an interview. Papa Lucas does not guest star, feature, or anchor. Learn more about your ad choices. Visit podcastchoices.com/adchoices

After a 5 year hiatus, Demetria's Dad aka Papa Lucas returns to Ratchet & Respectable to discuss growing up in "The Ridge" Mississippi, listening to a lynching on the radio, living thru segregation, passing (but not), becoming "Luke the Lover", avoiding Vietnam, migrating to the Midwest, 13 days at the Chrysler plant, meeting Marvin Gaye and Medgar Evers, and moving on up like George Jefferson, as inspired by Demetria's obsession with "Sinners".FYI: Almost the whole episode is an interview. Papa Lucas does not guest star, feature, or anchor. Hosted on Acast. See acast.com/privacy for more information.

Join Game Theory Host Tom as he exposes the TRUTH about the blots from Ratchet and Clank

In this episode we explore the intersection of structural engineering, adaptive reuse, and creative problem-solving in architecture. From a lighthearted discussion about ratchet straps as unconventional structural solutions to a deep dive into the challenges of modernizing existing buildings, this episode showcases how architects and engineers tackle complex design problems with ingenuity.-----Have a question for the hosts? Ask it at AskArchispeak.comThank you for listening to Archispeak. For more episodes please visit https://archispeakpodcast.com.Support Archispeak by making a donation.

This week on the episode we touch onTrump Administration Exempts iPhones, Laptops, and Key Tech Gear from Steep TariffsChina Slaps 125% Tariffs on U.S. Goods; Could This Be the Beginning of the End for Shein, Temu, and AliExpress in America?These Chinese factories on TikTok flex that they're making Chanel, Dior, and Lululemon and now want to pitch sell directly to consumers?Beauty Supply Owners Brace For Price Hikes Due to 145% Tariffs On Hair Extensions & Wigs - theJasmineBRANDNetflix's ‘Pop The Balloon Live' Draws Criticism from Viewers Over Lack of Black Contestants Kendrick Lamar & SZA "Luther" music video was directed by Toronto native Karena EvansTrapsNTrunks Top 10 list of Trap Rappers Is it accurateSix people—three adults and three children—died in a helicopter crash into the Hudson River in Manhattan.Man expresses his disappointment with family and friends after no one showed up to his and his baby mama's baby shower!!BREAKING! LSU superstar Kyren Lacy allegedly took his own life last night according to sources from his neighborhood. He was previously considered a potential first-round pick in the NFLEarlier this year, Lacy was arrested for a deadly hit-and-run, with a grand jury scheduled to start hearing evidence on MondayBow Wow Says Karrine Steffans Taught Him How to Wash ClothesSongwriter Ester Dean Apologizes for Writing Beyoncé Diss After Keri Hilson Says She Was Pressured to Record ItEster Dean publicly apologizes and says she co-wrote the “Turnin Me On” remix with Keri Hilson but admits it was “childish and didn't age well”Tyreek Hill's Wife Files for Divorce Following Domestic Dispute at Florida CondoLeBron James Becomes First NBA Player to Get His Own Ken Doll in New Barbie CollectionSoulja Boy was ordered to pay $4 million to a Jane Doe who accused him of sexual battery and abuse during their two-year relationship.Zion Williamson's alleged stalker, Ahkeema Love, reportedly assaulted a romantic rival inside his home hitting her with keys, tearing off her nails, and threatening her: “Count your days… it's going to be your head next when I drop this baby.” She also allegedly egged Zion's houseFlorida Assistant Principal Charged After Allegedly Making Student Rub Her Feet & Showing Him What “Foreplay” IsDeath Toll Rises to 218 After DominicanRepublic Nightclub Roof Collapses During Merengue ConcertLil Durk Reportedly erased his iCloud and stopped carrying phones on him in April 2024Football player Quaydarius Davis was captured on camera assaulting his girlfriend, Ja' Yunna Monae, after she broke up with him.Billboards featuring NBA legends are popping up everywhere for Quavo and Lil Baby's new single 'Legends,'Gillie advises mothers not to bail their sons out of jail, so they can learn the hard way and turn themselves to God!!Grandmother speaks with her 15-year-old grandson in an interrogation chamber before he's sentenced to 35 years for murderHusband says he will not give up caring for his beloved wife, who can't walk or speak and relies on a feeding tube, she was struck by a hit-and-run driver while jogging.The family of 17-year-old Karmelo Anthony is receiving major support online as he faces a m*rder charge in the fatal stabbing of fellow track runner Austin MetcalfA plane crashes into a car in Florida near a major highway, reportedly leaving several people deadMan says his date didn't go well, the moment the girl saw his outfit, she told him “naw im good luv” and walked out of the restaurant. What would you do if you were in his situation???The mother of Big U's alleged murder victim says he's guilty as charged."I know for a fact he's responsible."YSL Rapper Yak Gotti Has Been Released from Fulton County Jail After Plea Deal: “I'm Ready to Go Home, Bro”Maryland Man Found De@d In the Bahamas Hours After He Arrived, Family Believes He Was ‘Beaten'Tay-K's Ex-Girlfriend Testifies Against Him in Capital Murder Trial for 2017 Photographer Killing

Just because they talk tough in congress doesn't mean it's a pendulum. Can ICE just show up and start nabbing illegals? Why not? Our unwillingness to speak basic truths has allowed evil to take root. Obsessed with nice. Why doesn’t Chris talk? See omnystudio.com/listener for privacy information.

LET'S TAKE OUT TRASH- Surprise guests staying with me- so many birthdays- small town living- men's section at Zara- TikTok $$$- Pedro- Trasher's TrashSponsor//Cozyearth.com / code WEEKLTRASH

This week we're airing my first ever live podcast! I had the opportunity to sit down with author, journalist, and media powerhouse Demetria Lucas at the On Air Fest in Brooklyn, NY. From launching A Belle in BK to building an empire that spans books, film, podcasting, and more, Demetria has mastered the art of evolving and thriving as a multi-hyphenate entrepreneur. Taking risks and flawlessly pivoting has paid off.In this episode she shares:How prioritizing steady income through podcasting, owning a travel company, and more gives her freedom to enjoy life outside of workingThe enormous impact traveling the world has had on her work, leading her to author three books on travel How she stayed resilient through personal challenges and self-doubtHighlights Include:00:00 Intro03:36 Breaking into the book industry08:20 Streams of steady income13:45 Building a personal brand and podcast24:08 Traveling the world27:00 The ups and downs of finances in freelancing36:15 Tips for entrepreneurs Check out episode 454 of Side Hustle Pro podcast out now on Apple Podcasts, Spotify, and YouTubeLinks mentioned in this episodeDemetria's Website: https://www.demetriallucas.com/ Demetria's Instagram: https://www.instagram.com/demetriallucas Demetria's Facebook: https://www.facebook.com/demetriallucas Ratchet and Respectable Podcast: https://podcasts.apple.com/us/podcast/ratchet-respectable/id1449001372 TikTok: https://www.tiktok.com/ Click here to subscribe via RSS feed (non-iTunes feed): http://sidehustlepro.libsyn.com/rssAnnouncementsJoin our Facebook CommunityIf you're looking for a community of supportive side hustlers who are all working to take our businesses to the next level, join us here: http://sidehustlepro.co/facebookGuest Social Media InfoSide Hustle Pro – @sidehustlepro#SideHustlePro Hosted on Acast. See acast.com/privacy for more information.

Changes have come to Ratchet & Respectable; Zoe Saldaña is a PR crisis, and other thoughts on the Oscars; Where is the stand-alone Quincy Jones tribute?; That Jasmine Crockett Tik Tok video; Sherri Shepherd takes issue with Niece Meg's boobs-out dress; Social Impact Leader and debut Author Alencia Johnson chats with Demi about flipping tables like Jesus, making good trouble in your life and failing forward Hosted on Acast. See acast.com/privacy for more information.

Changes have come to Ratchet & Respectable; Zoe Saldaña is a PR crisis, and other thoughts on the Oscars; Where is the stand-alone Quincy Jones tribute?; That Jasmine Crockett Tik Tok video; Sherri Shepherd takes issue with Niece Meg's boobs-out dress; Social Impact Leader and debut Author Alencia Johnson chats with Demi about flipping tables like Jesus, making good trouble in your life and failing forward. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Voletta Wallace goes to see The King; The Grande Dame heads to jail; trans folk are being removed from the military; Don Lemon  defends his husband from Megyn Kelly's husband's prying eyes; Black people doing awards season in LA;  all the most famous Black people are in one documentary; Gayle King heads to space; Big Bezos destroys WaPo; Eric Adams is the new Tyrese. ABOUT ME: http://www.demetrialucas.com/about/ STAY CONNECTED:  IG: demetriallucas Twitter: demetriallucas FB: demetriallucas YouTube: demetriallucas Get an additional 20% OFF the @honeylove Holiday sale by going to https://honeylove.com/RATCHET! #honeylovepod Learn more about your ad choices. Visit podcastchoices.com/adchoices

Voletta Wallace goes to see The King; The Grande Dame heads to jail; trans folk are being removed from the military; Don Lemon  defends his husband from Megyn Kelly's husband's prying eyes; Black people doing awards season in LA;  all the most famous Black people are in one documentary; Gayle King heads to space; Big Bezos destroys WaPo; Eric Adams is the new Tyrese.ABOUT ME:http://www.demetrialucas.com/about/STAY CONNECTED: IG: demetriallucasTwitter: demetriallucasFB: demetriallucasYouTube: demetriallucasGet an additional 20% OFF the @honeylove Holiday sale by going to https://honeylove.com/RATCHET! #honeylovepod Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

Congresswoman Jasmine Crockett, and Don the Lemon have run out of f—s; Paradise is the best show on “TV” (by far); federal workers are having the worst month (and change) ever; Demi chats with Niema Jordan, producer of Eyes on the Prize III (out now).ABOUT ME:http://www.demetrialucas.com/about/STAY CONNECTED: IG: demetriallucasTwitter: demetriallucasFB: demetriallucasYouTube: demetriallucasGet an additional 20% OFF the @honeylove Holiday sale by going to https://honeylove.com/RATCHET! #honeylovepod Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

Congresswoman Jasmine Crockett, and Don the Lemon have run out of f—s; Paradise is the best show on “TV” (by far); federal workers are having the worst month (and change) ever; Demi chats with Niema Jordan, producer of Eyes on the Prize III (out now). ABOUT ME: http://www.demetrialucas.com/about/ STAY CONNECTED:  IG: demetriallucas Twitter: demetriallucas FB: demetriallucas YouTube: demetriallucas Get an additional 20% OFF the @honeylove Holiday sale by going to https://honeylove.com/RATCHET! #honeylovepod Learn more about your ad choices. Visit podcastchoices.com/adchoices