Podcasts about Tax exemption

Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3BggoConnect with Tom Love: https://www.linkedin.com/in/tom-love/The Breakaway League: https://www.linkedin.com/company/thebreakawayleague/Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser and Introduction to "Super Roths" and Life Insurance 01:54 - Communicating the "Why" and Selective Clientele 02:35 - Wealth Strategies Within the Tax Code 04:18 - Tax-Free Income vs. Tax-Exempt Cash Flow 06:05 - Hidden Debt of Retirement Accounts 09:55 - Mechanics of Non-Recourse Loans 11:40 - The 1990 GAO Report and Tax Exemption 15:52 - Breakaway League and Better Communication 21:11 - Problem with Collateralizing Retirement Plans 25:23 - Case Study: A Billionaire's Insurance Strategy 28:55 - Real-World IRS Audit Story 30:53 - Permanence of the Tax Code and Section 7702 33:13 - The Mount Everest Analogy for Financial Planning 38:43 - Practicality: Taking Loans in Real Life 41:40 - Whole Life vs. IUL and Mutual Companies 44:46 - Warren Buffett and the Life Settlement Market 47:35 - The Conflict of the Fiduciary Registration 50:39 - Debating PUA Riders and Policy Design 54:44 - The Cons and Risks of Life Insurance 57:22 - Collateral Capacity in Real EstateDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this episode, we speak with Reuben Mattinson from RJM Tax Exemption, a UK-based consultancy helping eCommerce sellers navigate the complexity of US sales tax.RJM specialises in supporting both US and non-US sellers with sales tax compliance, exemption strategies, and US business setup, enabling brands to enter and scale in the US market without getting caught out by tax obligations. We break down:Why US sales tax is one of the biggest hidden risks for Amazon and Shopify sellersHow sales tax exemption works and when it appliesThe operational and financial impact of getting compliance wrongPractical steps to simplify tax across multiple statesTo find out more, visit: https://rjmtaxexemption.com/

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/In this episode, Mark Treichel responds directly to a podcast released by the American Bankers Association (ABA) titled “Are Credit Union Commercial Loans Risky Business?” — a 12-minute episode that contains significant factual errors, conflates distinct regulatory mechanisms, and presents advocacy as analysis.Mark draws on 33 years at NCUA — including eight years as Executive Director — and nearly six years in consulting to walk through eight specific claims from the ABA podcast, providing historical context, regulatory detail, and current data from NCUA call reports to address each one.Topics CoveredHistorical BackgroundThe ABA's 35-year campaign against credit union expansion — from the 1990 field-of-membership lawsuit argued for the ABA by then-attorney John Roberts, through the Supreme Court victory, through the congressional response with HR 1151, the Credit Union Membership Access Act of 1998, and the origin of the 12.25% MBL cap as a political compromise rather than a safety-and-soundness limit. How that cap ended up jumpstarting the credit union business lending industry — the law of unintended consequences.Claim 1 — The 2016 Rule Change Was a RelaxationMark untangles two separate errors: the invented waiver mechanism for exceeding the MBL cap (which does not exist — the cap is statutory and cannot be waived by NCUA) and the conflation of the loan-level underwriting waiver process (what actually changed in 2016) with the cap itself. Over 1,000 active waivers were on file before the change; NCUA replaced prescriptive checkboxes with a principles-based framework consistent with OCC and FDIC practice.Claim 2 — The MBL Cap Is NotionalEvery exemption the ABA criticizes — low-income designation, bank acquisitions — was created by Congress, not by credit unions circumventing the system. Using a congressionally authorized exemption is compliance, not circumvention.Claim 3 — The Low-Income Designation ExplosionThe total number of federally insured credit unions fell from 5,048 in 2021 to 4,374 by year-end 2025, a decline of more than 13% in four years. A shrinking denominator drives percentage increases independent of raw count changes. NCUA outreach encouraged eligible institutions to apply for a designation they were already entitled to.Claim 4 — NCUA Lacks Commercial Lending ExpertiseNCUA has had member business lending regulations since the 1980s, updated comprehensively in 2003 and modernized again in 2016. The agency maintains specialized commercial lending examination staff, concentration risk guidance, and net worth standards that apply to commercial lending activity.Claim 5 — Bank Acquisition Commercial Loan ComparisonWhen a credit union acquires a commercial bank, it acquires that bank's loan portfolio. The finding that post-acquisition credit unions carry more commercial loans is a mathematical inevitability, not evidence of a supervisory problem.Claim 6 — These Loans Haven't Been Through StressBank commercial real estate delinquencies peaked at 9% in 2009 and 2010 under OCC, FDIC, and Federal Reserve supervision. Current credit union commercial loan delinquency as of year-end 2025 is approximately 1% — or 0.44% using the 60-plus-day definition. Former NCUA Chairman Todd Harper has observed that well-underwritten member business loans have the ability to perform differently across economic cycles than auto or mortgage loans — diversification into business lending, done right, is a protection for the system.Claim 7 — Small Business Satisfaction DataThe Federal Reserve Small Business Credit Survey measures satisfaction among approved applicants at institutions borrowers chose to apply to — a population filtered by membership eligibility requirements. It is not a direct comparison between institution types. Credit unions consistently score among the highest of any financial institution type in the American Customer Satisfaction Index across the full membership.Claim 8 — The Tax Exemption and Level Playing FieldThe credit union tax exemption reflects the cooperative structure: member-owned, with earnings returning to members through lower loan rates, higher deposit returns, and reduced fees. Congress has reviewed this treatment many times and has chosen to maintain it.Takeaways for Credit Union ExecutivesKnow the history and be prepared to counter these arguments with facts. Run a well-managed institution with strong underwriting standards and appropriate capital. Engage proactively with your exam process. Know your data. Be skeptical of statistics presented without context.Resources Referenced•        Credit Union Conversations podcast with Mark Ritter (episode featuring former NCUA Chairman Todd Harper and Mike Radway on HR 1151 history)•        NCUA call report data, year-end 2025•        Federal Register — 2016 NCUA Member Business Lending rule•        America's Credit Unions Governmental Affairs Conference (GAC)

Ser Ulric, Coinicarus and HumbleWarrior are back with this weeks Bitcoin tonight, join us for an Awesome Chat!Topics for Bitcoin Tonight 017 - Mar 30✔️ Economic Woes and Dominoeshttps://x.com/KobeissiLetter/status/2037620969037013020https://x.com/fxhedgers/status/2037511151437676722https://x.com/tftc21/status/2035540377537835519https://x.com/KobeissiLetter/status/2035926725939388494✔️ Hedge Against Economic Uncertainty?https://www.kitco.com/news/article/2026-03-26/turkey-taps-its-gold-reserves-sells-584-tonnes-gold-two-weeks✔️ Tax Exemption for Crypto Lobbyinghttps://x.com/BitcoinMagazine/status/2036911130296066052✔️ AI Use Casehttps://x.com/om_patel5/status/2036642279050367111✔️ Economic Sovereignty Across Borders- Anecdotal Story✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

60 congressional staffers packed a room to hear why Bitcoin should be tax-free for everyday purchases. BPI joined a major Hill briefing on de minimis with Coinbase, Block, and River, drawing bipartisan interest from tax staffers who've never dealt with crypto lobbyists before. The team also unpacks the CoinCenter litigation setback, a quick win against Kentucky's self-custody threat, and why the stablecoin yield fight might need to wait. Ken Egan gives a geopolitical read on US-Iran tensions.

https://thefreedompeople.org/blog/what-is-a-508c1a/Churches may not need 501c3 status at all. Discover how Section 508c1a grants automatic tax exemption, the surprising benefits of privacy and autonomy, and the compliance rules that still apply. Essential listening for faith leaders. The Freedom People City: Tempe Address: 1753 E Broadway Rd Ste 101 Website: https://thefreedompeople.org

A Utah proposal is causing a stir for some landlords and tenant groups . This new proposal would essentially raise property taxes on rental property owners... by limiting a residential property tax exemption.  Senator Dan McCay joins the show to explain the intent behind the proposal. Paul Smith, Executive Director of The Rental Housing Association of Utah,  shares concerns around the legislation.

Michael Kuczynski, Counsel, Polsinelli PC, speaks with Vince Tennerelli, Associate General Counsel, Community Health System, about how in-house counsel can navigate the world of taxes and audits for their nonprofit hospitals, with a focus on the Form 990 and Schedules H and L. They discuss how the Form 990 and corporate governance come together, conflict of interest policies and procedures, and community benefit tracking and calculating. Vince recently co-authored an article for Health Law Connections magazine about this topic. From AHLA's Tax and Finance Practice Group.Watch this episode: https://www.youtube.com/watch?v=iYB4myHb1xwRead Vince's Health Law Connections article: https://www.americanhealthlaw.org/content-library/connections-magazine/article/836c8a08-b55f-417b-8638-c7120d82b404/Protecting-the-Tax-Exemption-Privilege-Guidance-on Learn more about AHLA's Tax and Finance Practice Group: https://www.americanhealthlaw.org/practice-groups/practice-groups/tax-and-finance Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Comprehensive members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

Dr. Friday explains that the estate and gift tax exemption stays at a higher level, giving families more certainty. She notes how that stability can help with long-term gifting and charitable planning. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. The estate and gift tax exemption is permanently extended, so there isn’t a drop in 2026. That’s right. In 2025, this means estate planning and large gifts can continue operating under the favorable higher exemption threshold. Wealthy families have long-term certainty on how they can structure their gifts and their wealth, and making sure that they’re able to give. Because a lot of people, you know, they give a lot of money to charities and they gift a lot to other individuals. This isn’t just making the rich richer. This is a way to help the world be a better place by helping us manage the money in a better way. 615-367-0819. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

Newsflash! WA couples do not have $6m of WA estate tax exemption

The IRS has announced increased gift and estate tax exemption amounts for 2026. 

- Tesla Shareholders Approve Musk's $1 Trillion Pay Plan - Ford Considers Axing The F-150 Lightning - Tariffs Pushed Car Buyers to Make Earlier Purchases - China Cuts Purchase Tax Exemption for EVs - Honda Posts 25% Decline in Operating Profit - Kia Offering $10,000 Discounts for Its EVs - U.S. EV Sales Slowdown May Only Be Temporary

- Tesla Shareholders Approve Musk's $1 Trillion Pay Plan - Ford Considers Axing The F-150 Lightning - Tariffs Pushed Car Buyers to Make Earlier Purchases - China Cuts Purchase Tax Exemption for EVs - Honda Posts 25% Decline in Operating Profit - Kia Offering $10,000 Discounts for Its EVs - U.S. EV Sales Slowdown May Only Be Temporary

This evening, we dive into the latest market movements with FNB Wealth and Investments, we hear from Optasia as it makes its debut on the local bourse, Tax Consulting SA discusses National Treasury's decision to discard the proposal to remove tax exemption on foreign pensions, we speak to Itac about the gazetting of changes to the price preference system for ferrous scrap metal, and Buyers Trust offers advice on protecting your online property transactions from cybercriminals. SAfm Market Update - Podcasts and live stream

Learn about the latest in local public affairs in about the time it takes for a coffee break! Brian Callanan of Seattle Channel and David Kroman of the Seattle Times discuss a Seattle City Council decision over the multifamily tax exemption program, which could impact developers and renters alike; Seattle's continuing structural budget concerns, a newly-approved crisis care center for Capitol Hill that neighbors are organizing against, the King County Executive race, and a struggle between the city of Seattle and its largest union over required in-person days at work. If you like this podcast, please support it on Patreon!

In this week's episode, the guys are recording over the internet – so please excuse any audio quality issues.Steve is fresh back from the LRM Ripon Autojumble, and he's seen some cracking Land Rovers on his travels. Martin is corrected on the V6 petrol Discovery 3 he spotted by a YouTube commenter, and Steve brings us up to speed on the maintenance of one of his non-Land Rover vehicles.Martin brings up a subject no-one wants to hear about – the rumour of potential for classic vehicles to be charged vehicle excise duty again (absolutely unconfirmed).L322 chat is back, and Harry Metcalfe's Series I is spotted entered into the auction at the Classic and Restoration Show at the NEC.

Clark County's Commission on Aging will hold its October 15 meeting to discuss the county's Tax Exemption Program for Senior Citizens and People with Disabilities. Staff from the Assessor's Office will provide an overview and explain how residents can apply. https://www.clarkcountytoday.com/people/commission-on-aging-to-discuss-countys-tax-exemption-program-at-october-meeting/ #ClarkCounty #CommissionOnAging #SeniorServices #TaxExemptionProgram #VancouverWA #Accessibility #CommunityPlanning #PublicMeeting #AgingReadinessPlan #CVTV

Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms: ➤ Apple: https://EVne.ws/apple ➤ YouTube Music: https://EVne.ws/youtubemusic ➤ Spotify: https://EVne.ws/spotify ➤ TuneIn: https://EVne.ws/tunein ➤ iHeart: https://EVne.ws/iheart 2026 CADILLAC OPTIQ: MORE POWER AND NACS https://evne.ws/4n3Yuus CHEVROLET RECALLS 23,700 EQUINOX EVS FOR ALERT SOUND https://evne.ws/3KC6tBm GERMANY TO EXTEND EV TAX EXEMPTION https://evne.ws/4mPbfsn KIA EV2: EUROPEAN ELECTRIC SUPERMINI https://evne.ws/4gXyorz POLESTAR UK SALES AND PRICING UPDATE https://evne.ws/48kegO6 RIVIAN REVISES REAR DOOR MANUAL RELEASE https://evne.ws/434g0r5 TESLA MODEL 3 TURN SIGNAL STALK RETROFIT https://evne.ws/470Q2WM CALIFORNIA TAKES ACTION AGAINST TESLA INSURERS https://evne.ws/3VU6JOw VW SHIFTS SOFTWARE TO RIVIAN AND XPENG https://evne.ws/46UwjIh ELECTRIC BRONCO: FORD'S CHINA CAMPING EV https://evne.ws/3WomWLY FORD FILES "IONBOOST" TRADEMARK FOR EV COMPONENTS https://evne.ws/3Wrf38t INSTAVOLT ADDS LIVE GPS TO CABLES https://evne.ws/3KCPX3Y NORWAY TESTS INTERCITY ELECTRIC AIRCRAFT SERVICE https://evne.ws/3KwLsIi

In this episode, Emma and Patrick break down Walmart ending its exclusive partnership with The Trade Desk and explore what that means for DSPs and advertisers. Next, they tackle the end of the de minimis tax exemption, unpacking the impact for global marketplaces, sellers, and small businesses. Finally, they debate whether agentic AI is truly the future of commerce or just the latest tech mirage.

Federico Salmoiraghi highlights how foreign professors and researchers can access 90% tax relief in Italy for up to 13 years.View the full article here.Subscribe to the IMI Daily newsletter here. 

The Department of Finance has published a document on tax, and a section has caught people's attention. Currently, if you have solar panels and sell your excess energy back, you get a €400 tax exemption – but, this is set to be removed at the end of the year, with people needing to declare the income.Joining Kieran to discuss the situation is Darragh Cassidy, the Head of Communications at Bonkers.ie.

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Andres Holliday, founder of Everhome Creative Housing, a nonprofit focused on helping Americans maintain home ownership through innovative solutions. Andres shares his journey from the nonprofit sector to real estate, highlighting the challenges homeowners face with rising property taxes and the importance of preserving the American dream of home ownership. He discusses the unique programs offered by Everhome, including tax exemption strategies and partnerships with mission-driven investors, aimed at providing financial relief and support to families in need. The conversation emphasizes the need for collaboration between investors and nonprofits to create sustainable housing solutions and the personal motivation behind Andres's mission.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The news of Texas covered today includes:Our Lone Star story of the day: After failing, in 2007, to well clarify the reach of the Johnson Amendment, the IRS has now joined plaintiffs asking a federal court in Texas to stop enforcement of the horrible restriction on political speech aimed mostly at churches and pastors. Sadly, many have used the un-American LBJ-sponsored legislation as an excuse to conform Christ's Church to the world instead of working to move to the world to the way of God.Here is a very good background piece on the Johnson Amendment which was seemingly written by LBJ to frustrate his political opponents.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.DEI marches on at Baylor University and at the City of San Antonio.Secretary Rollins: ‘No Amnesty' for Illegal Alien Farm Workers.DHS: San Antonio City Council Candidate Calls for Shooting ICE Agents. 10 arrested, police officer shot in neck after alleged coordinated attack on Texas ICE detention facility.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

The First Amendment does not permit the government to parse how religious organizations operate for tax exemptions. Constitutional expert, lawyer, author, pastor, and founder of Liberty Counsel Mat Staver discusses the important topics of the day with co-hosts and guests that impact life, liberty, and family. To stay informed and get involved, visit LC.org.

In this episode, Ryan Burklo and Alex Collins discuss the impending changes to the Washington State estate tax, including updates to the exemption limits and tax rates. They emphasize the importance of proper estate planning to navigate these changes effectively and ensure that individuals and families can protect their assets and minimize tax liabilities. The conversation highlights the need for coordination among financial advisors, estate planning attorneys, and CPAs to create a comprehensive estate plan that addresses both state and federal tax implications. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Below are the episodes mentioned by Ryan & Alex: Episode 274 https://beerandmoney.libsyn.com/episode-274-top-3-mistakes-of-estate-plans-with-rob-bukacek Episode 281 https://beerandmoney.libsyn.com/episode-281-traversing-the-estate-planning-maze-with-rob-bukacek Takeaways Washington State is considering changes to its estate tax. The current exemption is $2.2 million per person. Proper estate planning is crucial to avoid losing exemptions. The proposed exemption may increase to $3 million. Tax rates are set to increase significantly. Coordination between financial professionals is essential. Real estate values in Washington can quickly lead to estate tax issues. Life insurance can be subject to estate taxes depending on ownership. Individuals should act now to prepare for these changes. Understanding both state and federal estate tax implications is vital. Chapters 00:00 Introduction to Washington State Estate Tax Changes 02:57 Understanding the Current Estate Tax Exemption 06:01 Proposed Changes to Estate Tax Exemption 08:57 Impact of Increased Tax Rates 11:58 Importance of Estate Planning 15:05 Conclusion and Call to Action

The Thai tax proposal lets wealthy residents bring foreign earnings home tax-free if repatriated within two years of generation.View the full article here.Subscribe to the IMI Daily newsletter here. 

Disclaimer: This is a sponsored podcast episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  Understanding tax nexus rules for e-commerce is crucial if you're selling online and want to stay compliant while maximizing profit. In this episode, Reuben James Mattinson, CEO of RJM Tax Exemption, breaks down what e-commerce sellers need to know about U.S. tax laws—especially those operating from outside the country or navigating multiple states.Whether you're selling through Amazon FBA, running a dropshipping operation, launching a print-on-demand store, or expanding globally, this conversation provides real answers to your biggest tax questions. Reuben's expertise is tailored for international sellers and online entrepreneurs dealing with state-by-state tax thresholds, resale certificates, and increasingly complex marketplace facilitator laws.Reuben dives into the real-world consequences of getting it wrong—like facing online business tax penalties—and explains how understanding tax nexus rules for e-commerce early on can save you thousands. From avoiding double taxation with a US LLC to knowing when and where you have nexus, this episode is your playbook for staying compliant while scaling smart.Amazon FBA tax liabilities and how to track where you have nexusSales tax for dropshipping and how to stay compliant across platformsGetting and using resale certificates in the USA to boost marginsCommon pitfalls for international sellers and U.S. tax obligationsHow print-on-demand sales tax rules vary by state and supplierNavigating marketplace facilitator laws on Amazon, Shopify, WalmartLegal ways to avoid double taxation as a foreign LLC ownerDecoding state-by-state tax thresholds before you registerThe risks of online business tax penalties and how to prevent themThis is the episode for e-commerce sellers ready to scale into the U.S. without stumbling over legal red tape. 00:00 – Introduction: Memorial Day edition with Reuben James Mattinson 01:15 – From physical therapy to tax strategy: Reuben's journey 03:00 – Who needs to care about tax nexus rules for e-commerce 04:30 – Why Amazon FBA creates tax exposure across multiple states 06:20 – Dropshipping and resale certificates: how to get exempt 08:00 – The tax risk international sellers often miss 09:45 – Nexus from print-on-demand and fulfillment centers 11:00 – Marketplace facilitator laws: what Amazon/Walmart really cover 13:00 – When your US LLC might owe nothing to the IRS 15:10 – How RJM tracks economic and physical nexus for clients 17:00 – State-by-state thresholds and when to register 18:30 – Penalties, account freezes, and how to avoid tax disaster 20:10 – Free consultation and how to connect with RJM Tax ExemptionTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdClick here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdWe couldn't do it without the support of our listeners. To help support the show:CashApp- https://cash.app/$drchrisloomdphdVenmo- https://account.venmo.com/u/Chris-Loo-4Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/supportBuy Me a Coffee- https://www.buymeacoffee.com/chrisJxFollow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025

Welcome to another episode of Charity Therapy, where we tackle the chaos we're all experiencing at the IRS. In this episode, we're diving into the bewildering world of nonprofit tax exemptions. Imagine the IRS as a maze, and we're here to help you navigate it without losing your mind. We'll unpack why things are moving slower than molasses, from the recent leadership shuffle to the current eight-month wait for tax exemption applications. Dealing with the IRS isn't anyone's idea of a good time, but we're here to make it less painful. We'll talk about how the revolving door of IRS commissioners is creating an atmosphere of uncertainty for the IRS. But don't worry, we have advice to help you handle these long wait times and the importance of precise tax filings. Remember, you're not alone in this—reach out for professional help if you need it. Finally, let's share some laughs and commiserate over the IRS adventures we've all faced. We invite you to share your own IRS stories, because who doesn't love a good tale of bureaucratic woe? . In this episode, you will hear: Why the IRS is taking forever (like eight months!) to process nonprofit tax exemption applications and how this affects you The chaotic leadership changes at the IRS The scoop on how this IRS turmoil impacts nonprofits and why your tax filings need to be spot-on right now Long waits and grumpy calls with the IRS, and why you should get your nonprofit paperwork right the first time Tips and tricks to streamline your nonprofit's tax exemption process and minimize stress during these uncertain times Resources from this Episode Download my 2025 Survival Guide: https://birkenlaw.com/2025-survival-guide Sign up for the Birken Law Email list: https://birkenlaw.com/signup/ Facebook page: https://www.facebook.com/birkenlaw Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Municipal bonds scored a win in President Donald Trump's “big, beautiful bill” passed by the House earlier this week. They didn't lose tax-exempt status, though the bill now moves to the Senate, where it can be changed and sent back to the House for another vote. BI analysts Eric Kazatsky and Karen Altamirano are joined by BI tax analyst Andrew Silverman and BI policy analyst Nathan Dean to discuss the legislation. The team discusses the legislation's impact on the tax-exempt municipal market, federal spending and the bond market's signaling of displeasure with deficits. 

Think you understand taxes, citizenship, and your legal identity? Think again. In this mind-bending episode, Craig sits down with legal researcher and educator Brandon Joe Williams to explore the provocative world of legal loopholes, sovereignty, and tax-free living. From squaring off with the Employment Development Department to establishing foreign trusts, Brandon's personal journey is as unconventional as the legal theories he unpacks. Together, they dive deep into topics like: Why Brandon believes taxation is optional How credit cards might actually be tools for generating currency Whether you're truly a U.S. citizen—or just think you are But don't worry—this isn't all dense legalese. Brandon blends complex ideas with humor, analogies, and pop culture references that make the fringe feel surprisingly accessible. You'll hear wild terms like “fleshy currency manufacturing devices” and come away questioning things you've always taken for granted. Whether you're a legal theory junkie, a freedom-seeker, or simply curious about how deep the legal rabbit hole goes, this episode will challenge your assumptions and expand your perspective on sovereignty, money, and personal power. Disclaimer: This isn't legal advice. It's a radical exploration of alternative viewpoints that sit at the edge of mainstream understanding. Proceed with curiosity—and maybe a healthy dose of skepticism. Ready to rethink the system? Press play and prepare to see the legal world like never before.

Send us a textIs this the twilight of the golden age of credit unions? On the show to discuss exactly that question is Jim Blaine, the now retired longtime CEO of SECU, the second biggest credit union in the country.  Blaine may be retired but he still has opinions about credit unions, as evidenced in his blog, SECU - Just Asking!In this podcast Blaine also digs deep into the question: what exactly is a credit union? We also talk about democracy in credit unions and often the lack thereof.Recently Blaine has been sparring with his old employer with the flash point being the institution's new leadership's desire to move to risk based pricing for loans.  Blaine is against that and successfully resisted it in his years as SECU's CEO.Blaine, definitely, is opinionated. But he also is - undeniably - a credit union champion. What he says may make you mad - it definitely made various NCUA employees mad.  But listen up because Blaine, very clearly, articulates a philosophy about credit unions that he didn't just spout, he lived in building SECU into a US credit union powerhouse.  Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Send us a textNo one has a richer background in credit union journalism than Frank Diekmann.  Over the past 35 years he has been co-founder and editor at Credit Union Times, publisher at Credit Union Journal, co-founder at CUToday, and now he is the founder of The CU Daily, a new publication that is the liveliest credit union pub in my opinion.Nobody has written more published words about credit unions than Diekmann.Diekmann has opinions.Longtime listeners probably think I'm opinionated.I am.But Direkmann can and does go toe-to-toe with me on a range of topics - credit union mergers, the future of small credit unions, the credit union federal tax exemption, the future of NCUA and lots more. There are even glimpses into the very future of credit unions - if there is one.This is a lively show and, remember, Diekmann has years of reporting experience that back up the opinions you'll hear.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Editors' Picks:Rich: Dan McLaughlin's post “Donald Trump Can't Win by Giving the Malaise Speech”Charlie: Rich's piece “We Need Cheap Stuff, and Lots of It”MBD: WFB Jr.'s piece “Tail Gunner Joe”Dominic: Daniel Bunn's piece “The Tax Code Should Not Be a Game of Hide-and-Seek”Light Items:Rich: Capitals winCharlie: The Bunker with Anthony HopkinsMBD: Start of Little LeagueDominic: Conference at PurdueSponsor:FastGrowingTreesThis podcast was edited and produced by Sarah Colleen Schutte.

Send us a textThis show is a proof to me that my insistence on doing podcasts without written questions in hand or a script is the right way.I agreed to this show - a talk with Michael Crowl, ceo of $4 billion Austin Texas based UFCU - because I'd heard he had been developing an interesting strategic plan.At many credit unions there are strategic plans but often they aren't interesting and often, too, nobody pays any attention gto them anyway.Supposedly UFCU and Crowl, who has been at UFCU for 20 years and has been CEO since September 2022, were different.Indeed they are.But pretty quickly we veered off the plan and dove into how this guy had risen to the CEO job at a very big credit union.  He grew up in government housing.  He worked his way through the University of Houston.  Then he went into investment banking, earned a good score and then - he went into teaching math at a high school.A few years later he happened into a job at UFCU and fell in love with what a credit union is and could be for its members.In the show I even ask the hardest question to throw at a CEO - when did you decide you wanted to be CEO and how did you get there?  And Cowl gives a simple but honest answer.I ask an even harder question: is this your last job?It's a great show - and I had no idea it would turn out this way.  But that's the magic of doing this work this way.  Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Send us a textOn the show today is Peter Rice, CEO of Hanscom Federal Credit Union, a  $1.9 billion institution headquartered in Boston that took flight in 1951 at Hanscom Air Force Base.  Rice is a repeat guest.  His first appearance came in 2021 when he was Chief Banking Officer at Workers Bank.  That episode has been reposted as Greatest Hit #25.  On this show Rice's mind roams across the many issues credit unions are now wrestling with - the possible loss of the federal income tax exemption, possible changes at NCUA in the DOGE restructuring of Washington DC, the retirement of America's Credit Union's CEO Jim Nussle, Hanscom's acquisition of The People's Bank (Mayland), pending regulatory approval, and a new WealthTrek facility in Government Center, Boston that is reimagining banking today and tomorrow.But there's more. We also talk about Rice's walks on the Camino de Santiago, where he has three times earned a compostela,  a certificate of completion, and he muses about writing a management book about the Camino.  By the way your podcast host has earned two Camino  compostelas, in separate walks.And there's even a detour into the political history of Ireland, where Rice grew up.This is a show with lots to unpack.Listen up.  And listen again.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

This Day in Legal History: Rush-Bagot TreatyOn April 16, 1818, the United States Senate ratified the Rush-Bagot Treaty, a landmark agreement with Great Britain that fundamentally reshaped security along the U.S.-Canada border. Negotiated in the aftermath of the War of 1812, the treaty aimed to de-escalate military tensions between the two nations by significantly limiting naval armaments on the Great Lakes and Lake Champlain. Specifically, it allowed each country to maintain only a single military vessel on Lakes Ontario and Champlain and two vessels on the upper Great Lakes, each restricted in size and armament. The treaty marked a mutual commitment to demilitarization and ushered in a new era of diplomacy.The negotiations were spearheaded by Acting U.S. Secretary of State Richard Rush and British Minister to the U.S., Charles Bagot. Though initially framed as an exchange of diplomatic notes rather than a formal treaty, it was nonetheless submitted to the Senate for ratification, reflecting its constitutional significance. The Rush-Bagot Treaty laid the groundwork for what would become the world's longest undefended border. It also set a precedent for the peaceful resolution of border disputes through legal and diplomatic means rather than military force.While tensions between the two nations would persist in other areas, the Great Lakes remained largely free of armed conflict, validating the treaty's long-term effectiveness. Over time, the agreement became a model of arms control and remains in effect today, albeit with amendments reflecting evolving security concerns. Its ratification on this day helped steer U.S.-British relations toward lasting peace and cooperation, especially in North America. The treaty's enduring legacy is a testament to the power of legal frameworks in shaping geopolitical stability.The U.S. Department of Justice filed a lawsuit against the state of Maine, escalating tensions between the Trump administration and the state over transgender athletes' participation in girls' and women's sports. The suit alleges that Maine is violating Title IX by permitting transgender female athletes to compete on girls' teams, citing recent examples from high school track events. Attorney General Pam Bondi announced the action days after the administration attempted to cut off Maine's federal school funding and school lunch programs.This legal move follows a standoff between President Trump and Maine Governor Janet Mills, who rebuffed Trump's executive order banning transgender athletes from female sports. Mills told Trump, “We're going to follow the law, sir. We'll see you in court.” The administration's Title IX-based complaint argues that allowing transgender participation undermines fairness and safety, though no specific safety threats are detailed—of course.The Department of Education had already announced the suspension of $250 million in K-12 education funding for Maine, while the Department of Agriculture sought to freeze school lunch support. A federal judge has temporarily blocked the USDA's actions after Maine sued the federal government. Maine's Assistant Attorney General, Sarah Forster, pushed back, arguing that Title IX does not prohibit schools from including transgender girls in girls' sports and criticized the federal government's lack of legal precedent.US to take legal action against Maine over Trump executive order on transgender athletes | ReutersSenate Majority Leader Chuck Schumer announced he will block President Trump's nominations of Jay Clayton and Joe Nocella to serve as U.S. attorneys in New York's Southern and Eastern Districts, respectively. Schumer's refusal to return the customary “blue slip” signals his opposition and sets up a potential clash over the Senate tradition that gives home-state senators influence over federal prosecutor and judge appointments. He cited concerns that Trump intends to politicize the Justice Department, accusing him of seeking to weaponize law enforcement against political enemies.Clayton, a former SEC chair, was nominated to oversee the Southern District, which includes Manhattan and is often referred to as the nation's "Wall Street watchdog." Nocella, a state judge, was tapped for the Eastern District, covering Brooklyn, Queens, and Long Island. Schumer's move could provoke Republicans to eliminate the blue slip practice for U.S. attorney nominations, as they previously did for circuit court judges.While Senate Judiciary Chair Chuck Grassley had earlier indicated he planned to preserve the blue slip process for U.S. attorney picks, growing political tensions may lead to changes. The debate echoes earlier pressure on Democrats to bypass blue slips during the Biden administration for nominees in states with GOP senators. Meanwhile, other Democratic senators, like Adam Schiff, are also using procedural holds to delay nominees they find objectionable, such as Ed Martin, who previously defended January 6 participants.Schumer to Block Jay Clayton as Top US Prosecutor in ManhattanPresident Donald Trump's threat to revoke Harvard University's tax-exempt status has sparked broader concerns about the politicization of the IRS and a potential crackdown on nonprofits. His warning followed Harvard's refusal to meet administration demands tied to federal funding, prompting a freeze of over $2.2 billion in grants. Other universities like Columbia, Cornell, and Princeton also saw funding halted, amid GOP claims that schools are failing to curb antisemitism after protests over the Israel-Hamas war.Critics see Trump's move as an attempt to use federal tax authority to punish political opponents. Legal scholars warn that using the IRS in this way echoes past abuses, such as those during Nixon's presidency. Some nonprofits have already started removing diversity, equity, and inclusion (DEI) language from websites to avoid scrutiny, with lawyers reporting a spike in “DEI audits.” Though the IRS hasn't yet changed its enforcement patterns, reduced staffing could make it more susceptible to politicized influence.A recent executive order from Trump targeting “illegal DEI” efforts has heightened fear among nonprofits that their programs, especially those aimed at underrepresented communities, could be labeled discriminatory. Meanwhile, conservative activist Edward Blum has asked the IRS to investigate several foundations for offering race-specific grants, hoping to set a precedent against such practices. Legal experts say programs must be evaluated based on whether they exclude other races, which would likely violate federal law.Trump's Harvard Threat Raises Specter of IRS Nonprofit CrackdownIn my column for Bloomberg this week, I argue that proposals to exempt college athletes' name, image, and likeness (NIL) income from state taxes undermine one of tax policy's core principles: horizontal equity. That principle holds that taxpayers with similar incomes should be taxed similarly—something these NIL exemptions blatantly violate. While some student-athletes now earn six or seven figures, their peers working long hours in campus jobs continue to pay tax on modest earnings. Exempting high-income athletes while taxing low-wage student workers creates a two-tiered system that rewards fame and marketability, not need or effort.These exemptions aren't rooted in sound tax design—they're political moves, often motivated by the desire to curry favor with voters who are fans of college sports. But when states exempt wealthy student-athletes, they're making a value judgment: that celebrity deserves more support than everyday work. Even in states where lower-income students may owe no tax, the policy distinction is stark—exempting income to prevent poverty is not the same as exempting it to boost a football program.Rather than distorting the tax code to chase athletic prestige, I propose a fairer alternative: a progressive income exemption available to all full-time students, tied to the cost of their tuition. If a student pays $12,000 in tuition, they could exempt that amount from tax—regardless of whether their income comes from NIL deals, a job in the library, or a work-study program. This model keeps relief targeted to those bearing educational costs while avoiding regressive giveaways to already well-compensated students. The tax code should reflect fairness and support for all students—not just the most marketable ones.Student NIL Tax Breaks Would Put Splashy Recruits Above Fairness This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

This year's budget reconciliation bill has the potential to dramatically alter the fiscal relationship between states and the federal government. Some policymakers have proposed repealing the municipal tax exemption that has been at the heart of state financing for over a century. Others have suggested cutting federal spending by shifting the burden for certain outlays to state and local governments. In this episode, we talk with Emily Brock, Director of the Federal Liaison Center at the Government Finance Officers Association, about the critical role the muni tax exemption plays in local infrastructure investment, how states are adjusting to possible spending cuts from the federal government, and how the municipal bond market is responding amidst the policy uncertainty.

A discussion around tax-exemption status of municipal bonds  Follow UsTwitter @NYLInvestmentsTwitter @MacKayMuniMgrsFacebook @NYLInvestmentsLinkedIn: New York Life InvestmentsLinkedIn: MacKay Municipal ManagersPresented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company.

Companies like Delta Air Lines are legally exempt from paying hotel/motel tax for their bookings that are more than 30 days. Hapeville Mayor Alan Hallman explains why this is a major concern for his city and why he supports the passage of House Bill 492. International Transgender Day of Visibility will be recognized on March 31. The day is used to celebrate transgender people and raise awareness about issues that impact them. Quinton Reynolds, the founder and executive director of Game Changing Men, and Toi Washington Reynolds, the founder of Trans Women of Color Healing Project, talked with show host Rose Scott about the work of their organizations. They also shared details about what they feel are the top concerns of Black transpeople and how their organizations are working to spread awareness at the Georgia State Capitol. Ingrid Saunders Jones is a retired Coca-Cola Company executive and the former chair of the National Council of Negro Women, Inc. She joins “Closer Look” for our Women’s History Month series, “Piloting the Journey.” Saunders Jones talks more about her decades-long career in the corporate world, working in politics and her time as an educator.See omnystudio.com/listener for privacy information.

Send us a textCall this your must listen podcastg before GAC.Because in this show you will be hearing explicit advice about your CAC 2025 to do.Here's what is at stake: the credit union tax exmption on the future of NCUA.Will credit unions lose their federal tax exemption?  Will NCUA be shuffled into a couple desks in the basement of the Treasury Department?Issues of monumental importance to the credit union  movement are actively under discussion in Washington DC and longtime credit union lobbyist John McKechnie is on the showto report on the latest rumblings on Capitol Hill.The big takeaway from this show: these issues very much are on the table in today's  Washington DCOn the date of this recording  - February 18 - McKechnie expressed optimism about credit unions retaining their tax exemption.But he also stressed that what will be needed to win this fight is a concerted action by many, many credit union people to get the message across that to keep doing the valuable work credit unions do they need to keep that tax free status.That means put on your shoes and get busy walking the Hill.  And be ready to walk it not just during GAC but in the weeks and months afterwards because, stresses McKechnie, relationships with members and staffers on the Hill are forged via repeat contacts.Listen up

SponsorsOnPay - http://accountingpodcast.promo/onpayKeeper - http://accountingpodcast.promo/keeperCloud Accountant Staffing - http://accountingpodcast.promo/casRho - http://accountingpodcast.promo/rhoChapters(00:00) - Welcome to The Accounting Podcast (03:37) - Government Employee Buyout Offer Update (09:24) - Undergraduate Accounting Enrollment Surge (12:38) - Illinois Proposes New CPA Pathways (14:25) - Elon Musk and IRS Direct File Controversy (18:16) - Doge's Access to Treasury Systems (26:53) - Tax Exemption on Tips: A Double-Edged Sword (30:19) - The Hidden Costs of Automation (38:03) - AI in Accounting: Current Innovations (47:03) - BDO Lawsuit: Inflated Revenues and ESOP (50:57) - Closing Remarks and Announcements  Show NotesComing soon!Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

Join U.S. Army Reserve Sergeant First Class Veteran Stephanie Kalota, creator of The Political Veteran Podcast, and host Sean Claiborne on America's Heroes Group Roundtable as they explore the implications of H.R. Bill 9495. This bill, addressing tax exemptions for hostages and nonprofit organizations linked to terrorism, raises critical questions about constitutional rights, national security, and due process.