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What does it mean to honor the reader? In this episode, Rey M. Rodríguez joins Jared to discuss why writing is, at its heart, a sacred act. They explore the profound influence Rey's mother had on his creative life, his journey as a writer, and how the Institute of American Indian Arts helped him deepen his understanding of storytelling, identity, and justice. Along the way, Rey reflects on the recent release of his poetry collection, Todos Somos Sagrados / All Are Sacred, and shares how poetry has taught him to weigh every word with care, collapse time on the page, and approach readers with humility and respect.Rey M. Rodríguez is a writer, advocate, and attorney. He lives in Pasadena, California. He is working on a novel set in Mexico City and his book of poetry, Todos Somos Sagrados - All Are Sacred just came out with El Martillo Press. He has attended the Yale Writers' Workshop multiple times and Palabras de Pueblo workshop once. He participated in Story Studio's Novel in a Year Program. He is a second-year fiction writing MFA student at the Institute of American Indian Arts. His poetry is published in Huizache. His other interviews and book reviews can be found at La Bloga, Chapter House's Storyteller's Corner, Full Stop, Pleiades Magazine, and the Los Angeles Review. He is a graduate of Cornell, Princeton, and U.C. Berkeley Law School.MFA Writers is hosted by Jared McCormack and produced by Jared McCormack, Hanamori Skoblow, and Brié Goumaz. New episodes are released every two weeks. You can find more MFA Writers at MFAwriters.com.BE PART OF THE SHOW— Donate to the show at Buy Me a Coffee.— Leave a rating and review on Apple Podcasts.— Submit an episode request. If there's a program you'd like to learn more about, contact us and we'll do our very best to find a guest who can speak to their experience.— Apply to be a guest on the show by filling out our application.STAY CONNECTEDTwitter: @MFAwriterspodInstagram: @MFAwriterspodcastFacebook: MFA WritersEmail: mfawriterspodcast@gmail.com 

0000019c-40bf-d519-a3be-fbbfbdd70000https://www.wvik.org/podcast/good-morning-from-wvik-news/2026-02-09/moline-starts-ten-year-program-to-replace-lead-and-pipesRenata SagoMoline Starts Ten-Year Program to Replace Lead and Pipes

Next week, Down to Business will be broadcasting from Japan! Yes, that's right. As you know,w we have a long association with the EY Entrepreneur of the Year Award,s and like we've done for the last 10 plus years, we're travelling as part of this year's CEO Retreat, which will see us join 140 entrepreneurs in the Far East. You'll be hearing all about it next week. Joining Bobby to give us a little flavour of what we might expect was Roger Wallace, Partner Lead of the EY Entrepreneur of the Year Program.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin and his guest, Jennifer Pack, RIMS 2025 Risk Manager of the Year, discuss her career and achievements, including Hyatt's VP of Risk Management. Jennifer describes how her membership in the RIMS Chicago Chapter and service on the Board impacted her career.   Jennifer helped align Hyatt's risk strategies with its evolving business model to ensure resilience in today's complex environment. Leading nearly 40 professionals, Jennifer's leadership and innovative risk solutions have helped strengthen Hyatt's risk management framework, to proactively identify risks and develop strategies to address them. Jennifer successfully redesigned and centralized Hyatt's Short-Term, Long-Term Disability, and Workers' Compensation programs, reducing manual processing by up to 80,000 hours, improving compliance, and reducing legal exposure. It is linked to millions of dollars in savings. Under her leadership, Hyatt's risk management team is overhauling Hyatt Hotels' fire safety with the first-of-its-kind Fire Life Safety Compliance and Governance Program, setting a standard for the organization and industry. The initiative includes the implementation of new technology, as well as auditing the 1,450 Hyatt hotels in 79 countries. Jennifer is a beloved mentor who has had an impact on many careers. She continues to demonstrate her commitment to advancing the risk management profession as an active member of the RIMS Chicago Chapter.   Jennifer's innovations may inspire your work for your organization's ERM program. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. It is one of my favorite episodes to produce, with the Risk Manager of the Year. This year's honoree is Jennifer Pack, Hyatt's Vice President of Risk Management. We will talk about her success in ERM, captives, and more. [:48] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [1:08] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:23] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM” and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:40] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:51] We're at RISKWORLD this week but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:08] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:26] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:35] While you are at RISKWORLD, be sure to take away some inspirado and channel it into an educational session submission for the RIMS ERM Conference 2025. Of course, mark your calendars for November 17th and 18th and I'll be sure to alert you when registration opens. [2:55] The RIMS Risk Manager of the Year Program aims to raise the profile of the risk profession and the outstanding programs the honorees have implemented within their organizations. [3:04] The award was created in 1977 and the Risk Management Honor Roll was added in 1981. The 2025 RIMS Risk Manager of the Year is Jennifer Pack of Hyatt. [3:16] As VP of Risk Management, Jennifer has transformed risk management at Hyatt, embedding a culture that has provided a launchpad for organizational success. Her innovations in captive management also earned her this award. [3:28] Jennifer is a long-standing member of the RIMS Chicago Chapter and an all-around fantastic professional. Her profile will soon appear in the Awards Edition of RIMS Risk Management magazine. [3:40] Jennifer will receive the award on May 5th at 4:00 p.m., on the main stage at RISKWORLD. We're going to get to know her a little bit now. We'll talk ERM, captives, Chicago RIMS, hotel and hospitality, and more. [3:57] Interview! RIMS 2025 Risk Manager of the Year, Jennifer Pack, welcome to RIMScast!  [4:34] Jennifer has been at Hyatt, for going on 18 years. She can stay at any hotel she would like! [5:03] Some people like to leave their jobs every few years for a new company and skills. Jennifer's career at Hyatt has been an adventure! She hasn't been doing the same thing for 18 years. Every couple of years, she gets new roles and responsibilities. She's constantly learning. [5:24] She has a foundation of knowing whom to go to, what the systems are, and how to get things done. There's a base familiarity but with some excitement and learning opportunities. [5:36] If the feeling of being able to learn and grow ever stops, Jennifer will think about leaving. She's enjoying her time. It seems like she's working or a new company all the time. They're transforming. They're changing. The risk landscape is changing. There's never a dull moment. [5:56] Justin feels the same way about working at RIMS! He started as a writer but then got these responsibilities and they took on sort of a life of their own and attracted more of an audience. It's more work, but it's more fun and rewarding. [6:25] Jennifer joined Hyatt in a group called Compliance and Controls. She was hired to set up their Sarbanes-Oxley department. In reaction to the financial crisis after the downfall of Arthur Andersen and Enron, Sarbanes-Oxley was born and Jennifer became an expert on it. [6:58] Jennifer launched that group and then it was moved into Internal Audit where they were exposed to a lot more people and systems. Jennifer had the opportunity to backfill someone in the Risk Management department and never left. She's been in the risk function for 15 years. [7:30] When Jennifer joined the risk group it had seven risk practitioners in the corporate office. There were five or six Occupational Health Managers in the field, helping with Workers' Compensation and occupational safety. There are over 35 full-time members now. [8:09] They've taken on new roles in the 15 years: physical security, business resilience, fire life safety compliance, and other health and safety functions in the company. They could probably use a few more people but they're doing well. [8:38] The risk profile of the company has changed. The geopolitical risk profile of the world has changed. Hyatt's offerings have changed. They used to be mostly business, group, and convention, and now they lean into leisure, travel, and all-inclusive, which have different risks. [9:16] Hyatt has tripled its resort rooms and quintupled its lifestyle rooms since 2017. A lifestyle room is about meeting clientele where they are. Millennials want to travel the world and experience the environment, such as an attached nightclub in Miami or New York. [9:55] They're unconventional hotels with the framework of a well-known brand, where guests have comfort, safety, security, cybersecurity, and loyalty points while feeling like they're in a niche hotel with great and different experiences. It feels like a boutique, attached to the brand. [11:06] Social inflation is a risk. Liability insurance has gone up because claim payouts have gone up tremendously. Claim attorneys are targeting hospitality. [12:12] Hyatt is thinking globally about health, safety, and security, making sure policies are locked down, training is locked down, and people know how to report an incident, and when to report it. How do you de-escalate an incident to win the guest back? [12:36] Saying, “I'm sorry that happened to you. Here are some points. We care about you,” reinforcing that, versus saying, “Let my insurance company deal with it.” That's the last thing we want. If our guests had a bad incident, they had a bad experience. [12:51] Especially if you're traveling on leisure with your family, you want to know that you'll be taken care of. There's an expectation that you're going to be safe and secure. Hyatt wants to make sure to bring the level of care to them that they deserve. [13:07] Hyatt is working on the front end to retrain employees on ramping up safety and security measures and knowing how to respond when an incident happens. [13:18] Then, if it gets into the claims section, the claims management team has new robust processes to manage claims to drive down exposure. On the insurance procurement side, Hyatt is leaning into its captive to take on much higher retention in-house. [14:09] Hyatt is asking leadership in the field to bring education and awareness to the importance of risk management, what's at risk, and what the current legal environment is, and overlay that with wanting to care for people. Hyatt cares about the guest experience. [14:43] This is a macro-level environment. If you have litigation system abuse across the country, what are insurers doing about it? What are brokers doing about it? What are corporations doing about it? [14:56] Jennifer gets with her peers in the hospitality industry, working in their respective associations, to address these issues at the state and federal levels, change laws, and push for tort reform and disclosures of litigation funding. [15:28] Hyatt has partnered with the American Lodging and Hospitality Association and is considering partnering with insurance companies. You can't just hope someone else will take care of the problem. It's a much bigger problem that we all need to address. [16:06] Justin points out that third-party litigation funding is one of the top initiatives and campaigns for RIMS this year. RIMS recently had the Legislative Summit in Washington, D.C., where third-party litigation funding was a top priority. It was a top RIMS talking point on the Hill. [16:38] Jennifer says Hyatt and the hospitality industry are in with RIMS on the issue of third-party litigation funding. If it continues, guests are going to have to pay more for a stay and for the experiences they want to have as rising risk costs are passed to the consumers. [17:04] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [17:22] On May 29th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [17:44] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [17:55] Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [18:16] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [18:36] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [18:46] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey for their Annual Charity Golf/Pickleball Event. [18:59] Registration is open and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel Happy Gilmore 2. For more information, and to register, please NewJersey.RIMS.org. [19:21] Let's Return to My Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [19:47] Hyatt put a captive in place in 2013. Back then, Hyatt had huge insurance cost swings year-on-year that they couldn't forecast. It created a lot of “noise” on the balance sheet. They originally put the captive in place to take away that noise and remove wild cost volatility. [20:38] Over time, Hyatt started to see success and build up a surplus they saw the value of a captive, especially as market conditions changed. They brought in additional forms of insurance coverage with traditional deductible buy-downs with workers' compensation and GL. [21:04] They started to see the surplus build up and they were able to give some of the surplus back to the participants and drive down their premium cost. [21:14] In the pandemic, the hospitality business came to a halt. Before the pandemic, Hyatt's average occupancy around the world was over 75%. In April 2020, it dropped to 6%. The owners of Hyatt were under extreme pressure. [21:43] Jennifer had an extra surplus in the captive and was able to give relief to the owners and to the company in that year and the next couple of years. Claim volume went down due to lower occupancy. Hyatt used some of that cash to fund large acquisitions. [22:19] That's when Hyatt saw social inflation in gaps in coverage. There was no coverage for a pandemic. Through the captive, Jennifer was able to offer that coverage to the owners. She offered wages and hours insurance to the owners. [22:48] Coming out of COVID-19, with the impact of social inflation, the captive took on larger line sizes and larger layers in its umbrella tower. They had some acquisitions in cyber. They bought the Apple Leisure Group. [23:36] In a lot of those services, Hyatt isn't providing the service but is almost like a travel agent, connecting you to the hotel, airline, or excursion. If there is an incident, the third party has the coverage. Hyatt has exposure for connecting you to the service. [24:01] Hyatt had to get creative with coverage for these new exposures, working with broker partners to fill those gaps. They did it largely with the captive, buying time until they could get a traditional product in place. [24:17] With the captive, Hyatt filled gaps, helped grow the business, and used it as a business enabler, providing cash, relief to owners, and coverage that may not have been commercially available, either to buy time or permanently fill a gap. It's been fun! [24:53] Jennifer regularly changes which hat she wears. As the captive President, she has to look at what Hyatt is doing to protect the captive and make sure it's adequately funded and complies with regulations. From a governance perspective, is Hyatt doing the right things? [25:21] Jennifer regularly brings in third-party experts to check the captive. Jennifer's decisions as President of the captive are through the lens of the captive and as the owner of this business, what they are doing to grow revenues, manage expenses, and keep an adequate surplus. [25:44] The captive doesn't run razor-thin. To have a forward-looking approach, it needs to have an adequate surplus, reserves, and cash in the captive. They're very conservative in protecting it. [26:06] From a corporate risk management perspective, when Hyatt needs to buy insurance, Jennifer asks, can we buy it from the captive? She sometimes has tough conversations with Hyatt about borrowing versus driving up investment income to protect everyone's interests. [26:37] Jennifer has to keep top-of-mind, which lens she's looking through, whether President of the Captive or Hyatt Vice President of Risk Management. She wears two hats, managing all the key stakeholders' needs and wants. [27:17] Some of the stakeholders are Hyatt, third-party owners, the corporation itself, and guests and colleagues with short-term and long-term disability and medical, adding value for the benefits team so they don't have to go to third parties for that insurance. [28:27] As the Captive President, Jennifer is looking at loss and expense ratios, reserve to operating ratios, surplus to premiums, and surplus to reserves, making sure that they're within the set ratios. They shoot for three to one. Anything above that number can go to participants. [29:09] They won't go below three to one so they are capitalized for future unexpected losses or to back up future business growth. Jennifer believes Hyatt is unique in having those ratios and guards in place. Jennifer is looking forward to future needs. [30:15] The captive evaluates from time to time whether to change the ratios to five to one or four to one. In the liability space, claims are growing. Some of the demands are wild and the settlements reached or not reached are eye-opening! [30:46] Jennifer explains the global risk management claims software that is now also used for incident reporting to the risk department. They look at data from all incidents and are seeing a trend and looking to what could come down the pike and new coverages they may need to offer. [31:44] The technology is supporting the department and overall risk management strategy. The captive is benefiting through better data on what's happening out there so they won't get blindsided by unusual trends that aren't yet seen in the claims. [32:19] Technology helps the captive to build out platforms to manage compliance, safety, and security in the environment. [32:28] The more data insights and comfort Jennifer has over the Health, Safety, and Security diagnostic at each property, region, and the globe, and overlays those with risk assessments Hyatt does, the more comfort she can get to take on more risks knowledgeably in the captive. [33:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [33:34] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [33:50] Let's Conclude Our Interview with RIMS 2025 Risk Manager of the Year, Jennifer Pack! [34:04] Jennifer Pack is the RIMS Risk Manager of the Year 2025 and she has been such a wonderful guest. This episode is coming out the morning of the awards. We will see her onstage, for anyone who has the privilege of being there. [34:19] Jennifer is honored, excited, and a little nervous to be onstage at RISKWORLD for the award. A lot of the RIMS Chicago members will be there. Jennifer has a wonderful Chicago-based team that will be there. Jennifer's parents and her husband are coming. [36:26] Jennifer says moving up the ranks at Hyatt and RIMS Chicago has been a fun and wild ride! The growth in her career, switching from being a Public Accountant to Auditor to Risk Manager has been fun with a lot of learning. [36:54] Jennifer tries to lead and grow with optimism, fun, and humor. She's been able to grow and develop a team under her. It's been a really interesting 18-year adventure. [37:11] Once Jennifer was exposed to RIMS, it opened her eyes to the wealth of resources, friendship, collaboration, and knowledge-sharing. It's been such an excellent experience for her. She couldn't be prouder of the Chicago Chapter and the great things they do to develop talent.  [37:43] Jennifer says since COVID-19, it's been wonderful to see the number of people who attend the outings and forums. It's great to have such a great community and seeing them regularly is impactful. [38:06] Jennifer is Risk Manager of the Year. The Rising Star is Megan Smalter, who has had a wonderful time with the Chicago Chapter before moving to New York. In her role on the RIMS Chicago Chapter Board, and when she ran the Golf Outing, Jennifer has worked with Megan. [38:45] Julie Bean won the Heart of RIMS Award recently. Jennifer says it's great to have the bench of expertise of long-standing members in the Chicago Chapter. Jennifer learned from them personally and in professional settings. They're great for sharing ideas and working with. [39:36] Jennifer also mentioned Theresa Severson who was RIMS 2023 Risk Manager of the Year, with Kite Realty. There's a lot of talent and deep risk knowledge in the RIMS Chicago Chapter. There's a genuine camaraderie.  [40:30] Jennifer looks ahead to see companies leaning into the concept of full risk management philosophy. Risk management is so much more than just the insurance buyers. [40:45] Risk management is “How can we bring a risk management mindset to our enterprises? How can we be business enablers? How can we leverage the wealth of data and information that comes through our department to enable mindful growth in the business?” [41:05] It's “How can we help with ESG efforts, especially with the reporting? How can we mitigate risks to the company and not just to our financial tools of insurance? What can we do in loss prevention or mitigation?” [41:26] “What can we do in claims management with more expertise, as things heat up on the litigation side with social inflation and nuclear claims?” Jennifer sees Hyatt and other companies taking more risks in the captive's or balance sheet to offset what's happening.” [42:10] Risk managers are going to have to articulate that and bring solutions to the forefront of their companies. Jennifer is excited about the future. She's looking forward to launching and rolling out more technology solutions as Hyatt leverages all its data. [42:57] Jennifer knows her team can have a lot of positive impact on the organization and she's excited about it. [43:08] Special thanks and congratulations again to Jennifer Pack, the RIMS 2025 Risk Manager of the Year. A link to RISKWORLD coverage is in this episode's show notes via the Show Daily. [43:20] That will update this episode's show notes with a link to the RIMS Risk Management Magazine coverage in our special Awards Edition. More honorees from RISKWORLD will join us here on RIMScast soon. [43:35] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:09] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [45:17] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates Press Release: “RIMS Risk Manager of the Year Goes to Hyatt's Jennifer Pack” RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | May 29, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “RIMS Risk Manager of the Year, Steve Robles, Los Angeles County” (2024)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RIMS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jennifer Pack, VP of Global Risk Management, Hyatt Corporation   Production and engineering provided by Podfly.  

Dave just spent a week with the students and staff of One Life Institute's campus at Sakanaga, South Carolina. One Life is (anything but) a 'gap year' and is a nine-month Christian program for high school graduates who want to grow in their faith, experience genuine community, serve others, and travel while earning college credit. Listen in as Dave and Dante talk with Gavin and Treva from Sakanaga. Is One Life something your future high school graduate may be interested in? Look them up at the links below! For more about One Life, go here: One Life Institute Home Page One Life Sakanaga Instagram: Sakanaga! For more about Legacy Dads, click here: Legacy Dads Website Legacy Dads Facebook Group: Legacy Dads Facebook Legacy Dads Instagram: Legacy Dads IG

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Matt Wilhelm joined Baskin and Phelps to preview the Buckeyes' upcoming championship game with Notre Dame. He talked about what makes the Buckeyes such an attractive program, why he thinks this current team is much improved from last year, as well as Ryan Day's future in Columbus.

This week's Practical Horseman Podcast, sponsored by Cosequin®, is with the Practical Horseman 2024 Trainer of the Year Leigh Berman, owner and head trainer of Two Bit Farm in Boyertown, Pennsylvania.The Practical Horseman Trainer of the Year Program is designed to honor the unsung heroes of our sport—trainers who work tirelessly to improve the education of both their riders and horses. Entrants were nominated for the contest by individuals in the horse community. Out of all the trainers nominated, 10 finalists were selected, with one earning the title of Trainer of the Year.About Leigh BermanLeigh started her career as an Amateur, winning many awards aboard her off-the-track-Thoroughbred Catch 22. As a professional, she spent years showing and training at top-ranked horse shows in both hunters and jumpers. She even ended up on the cover of Practical Horseman magazine in 1995 and was featured in an article about her and Catch22 who should found at the New Holland Horse Auction.As head trainer of Two Bit Farm, Leigh focuses on helping riders of all ages and skill levels develop genuine partnerships with their horses. She's helped her students achieve success in the Junior Hunters and the Amateur Owner divisions—but more importantly she strives to instill confidence in her riders and encourages them to be their best selves in order to communicate with their equine partners.Leigh's talent is also apparent when she's working with young horses or those with training challenges. She often imports unbroken horses from overseas to develop them into well-rounded show horses.In her submission for the Practical Horseman Trainer of the Year, Leigh's students noted her unbridled passion for helping them achieve their riding goals and enhancing the relationships they share with their horses—all while having a blast along the way.Leigh also recognizes how much horses have to offer and pays that forward by supporting her local riding community and the Boyertown community in general. She hosts biannual derbies to provide high-level competition experiences for riders who might not be able to afford rated shows or have the time to travel to them. And she partnered with a local gym to introduce middle-school students to two of her horses to teach them about physical wellness and the beautiful partnerships we can share with these amazing animals.In today's podcast, we talked to Leigh about receiving the 2024 Practical Horseman Trainer of the Year title, how she sets up her students and horses for success and happiness in the saddle and why she feels it's important to share horses with her local community.About This Week's Sponsor, CosequinCOSEQUIN®, the #1 veterinarian-recommended joint health supplement brand, is excited to bring you, COSEQUIN® ASU Balance. This formula supports joint, immune, and digestive health. COSEQUIN® ASU Balance helps moderate the inflammatory responses that can cause immune and GI tract disturbances through the innovative inclusion of postbiotics and beta-glucans. The formula also includes the joint support COSEQUIN® is known for, with ingredients such as ASU, Hyaluronic Acid, and Boswellia serrata Extract. With over 30 years behind the COSEQUIN® name, you can rely on COSEQUIN® products when performance matters. To learn more, speak with your veterinarian or visit Cosequin.com.

This week's Practical Horseman Podcast, sponsored by Cosequin®, is with the Practical Horseman 2024 Trainer of the Year Leigh Berman, owner and head trainer of Two Bit Farm in Boyertown, Pennsylvania.The Practical Horseman Trainer of the Year Program is designed to honor the unsung heroes of our sport—trainers who work tirelessly to improve the education of both their riders and horses. Entrants were nominated for the contest by individuals in the horse community. Out of all the trainers nominated, 10 finalists were selected, with one earning the title of Trainer of the Year.About Leigh BermanLeigh started her career as an Amateur, winning many awards aboard her off-the-track-Thoroughbred Catch 22. As a professional, she spent years showing and training at top-ranked horse shows in both hunters and jumpers. She even ended up on the cover of Practical Horseman magazine in 1995 and was featured in an article about her and Catch22 who should found at the New Holland Horse Auction.As head trainer of Two Bit Farm, Leigh focuses on helping riders of all ages and skill levels develop genuine partnerships with their horses. She's helped her students achieve success in the Junior Hunters and the Amateur Owner divisions—but more importantly she strives to instill confidence in her riders and encourages them to be their best selves in order to communicate with their equine partners.Leigh's talent is also apparent when she's working with young horses or those with training challenges. She often imports unbroken horses from overseas to develop them into well-rounded show horses.In her submission for the Practical Horseman Trainer of the Year, Leigh's students noted her unbridled passion for helping them achieve their riding goals and enhancing the relationships they share with their horses—all while having a blast along the way.Leigh also recognizes how much horses have to offer and pays that forward by supporting her local riding community and the Boyertown community in general. She hosts biannual derbies to provide high-level competition experiences for riders who might not be able to afford rated shows or have the time to travel to them. And she partnered with a local gym to introduce middle-school students to two of her horses to teach them about physical wellness and the beautiful partnerships we can share with these amazing animals.In today's podcast, we talked to Leigh about receiving the 2024 Practical Horseman Trainer of the Year title, how she sets up her students and horses for success and happiness in the saddle and why she feels it's important to share horses with her local community.About This Week's Sponsor, CosequinCOSEQUIN®, the #1 veterinarian-recommended joint health supplement brand, is excited to bring you, COSEQUIN® ASU Balance. This formula supports joint, immune, and digestive health. COSEQUIN® ASU Balance helps moderate the inflammatory responses that can cause immune and GI tract disturbances through the innovative inclusion of postbiotics and beta-glucans. The formula also includes the joint support COSEQUIN® is known for, with ingredients such as ASU, Hyaluronic Acid, and Boswellia serrata Extract. With over 30 years behind the COSEQUIN® name, you can rely on COSEQUIN® products when performance matters. To learn more, speak with your veterinarian or visit Cosequin.com.

U.S. Rep. Jennifer McClellan has announced the launch of the 2024 Veteran of the Year Program to honor veterans living in Virginia's Fourth Congressional District, which she represents and which includes Eastern Henrico. “Over 610,000 Virginians are veterans, and 130,000 Virginians are active-duty service members. These individuals play an integral part in protecting and nurturing our community, and they deserve our utmost respect and gratitude,” said McClellan. “I'm excited to launch my second annual Veteran of the Year Program to honor veterans living in Virginia's Fourth for their service to our nation and their ongoing efforts to give back to...Article LinkSupport the show

Ervin Lee is a former addict who now leads a "Faith Based Recovery" program called From Beer to the Bible. San Francisco slammed for $5M a year program to give free alcohol to the homeless: ‘This isn't working'

Former RNC Chairman Michael Steele reaches out to his party to remind them to vote R for Rights not Republican. He tells us that Republican values are still here, they just can't breathe under this current top down, one person centric, wanna-be dictator. We talk about how the once great party has been co-oped, so it's not just ok to be a Republican who votes for a Democrat this cycle, if you truly believe in the values of freedom, liberty and justice, then it's absolutely essential you vote for a Democrat this cycle. This is a great conversation and absolutely worth your time.  As always, if you find worth in what we do, please consider SUBSCRIBING to PoliticsGirl Premium. You'll get this podcast ad free, along with a bunch of other perks, like the rants directly to your inbox and the knowledge that you're making this kind of highly researched, factual information possible.  If that interests you, please go to https://www.politicsgirl.com/premium and subscribe today!! Thank you so much! xoPG GUEST SOCIALS: https://michaelsteelenetwork.com/ Twitter: @MichaelSteele @steele_podcast @TheWeekendMSNBC Podcast: https://link.chtbl.com/qNXoDf9A As always, please RATE and SUBSCRIBE so we can grow the show, open the dialogue, and inspire change moving forward!   All show links here!: https://linktr.ee/politicsgirl   Thank you to today's sponsors! http://TryMiracle.com/PoliticsGirl Code: PoliticsGirl http://oneskin.co Code: PoliticsGirl Help Emma & Lochlan with the Leukemia and Lymphoma Society Student Visionary of the Year Program:  https://events.lls.org/calso/svoygc24/emharonia

Join Marilyn and Sarah as the end of the year approaches and they review with grateful hearts all the support and encouragement received this year. We look forward to 2024 as we continue to cover the earth with the Word and connect everyone to the heart of God.

Join Marilyn and Sarah as the end of the year approaches and they review with grateful hearts all the support and encouragement received this year. We look forward to 2024 as we continue to cover the earth with the Word and connect everyone to the heart of God.

Join Marilyn and Sarah as the end of the year approaches and they review with grateful hearts all the support and encouragement received this year. We look forward to 2024 as we continue to cover the earth with the Word and connect everyone to the heart of God.

Jay Mountjoy interviews business leader Todd Palmer about the impact of the 2 Year Transformational Program's impact on his business.  Crucible provided him with the tools to help him get through tough business decisions and a difficult customer situation.  He shares he is a better leader at home and at work.Here are some of the topics we cover in our podcast episodes:Radical honesty and graceSpiritual growthDiscipleshipMentorshipPersonal developmentLife transformationChristian men's ministryChristian women's ministryFaith-based retreatDiscover our other resources:Our Website: https://thecrucibleproject.org/Our Blog: https://thecrucibleproject.org/blog/Christian Men's Retreats: https://thecrucibleproject.org/crucible-weekend-for-men/Christian Women's Retreats: https://thecrucibleproject.org/crucible-weekend-for-women/

In this episode, we explore an innovative approach to pharmacy education with Sunil Prabhu, BPharm, PhD, dean and professor at the College of Pharmacy at the Western University of Health Sciences. Prabhu sheds light on Western University of Health Sciences' unique 3.5-year pharmacy program, uncovering the benefits it offers students, how it streamlined curriculum, the application process, and the potential to meet the evolving needs of the pharmacy profession. Key Takeaways: Western University's 3.5-year pharmacy program offers students an accelerated pathway to a rewarding pharmacy career. The program's curriculum is meticulously designed to meet all necessary requirements while streamlining the educational process. Students interested in the program can gain valuable insights into the application process. This innovative approach to pharmacy education could help address some staffing needs more rapidly and adapt to the evolving demands of the profession.

Did you know that common milkweed isn't native to Georgia? Or that there are many native plants which can be grown in large pots on a patio or balcony? Or that some simple “cues to care” can significantly change how a native plant garden is perceived by others? I originally recorded this conversation with Jennifer Ceska in the spring of 2022. A year and a half later it is, by far, my most downloaded episode to date. We had an amazing conversation that covered a wide range of topics related to gardening with native plants. So, I thought I would reshare it with the transcript so that those who missed it the first time or who prefer to read the transcripts can enjoy it too. Jennifer is a Conservation Coordinator with the State Botanical Garden of Georgia at the University of Georgia, Athens. The full transcript of this episode can be found at: https://www.backyardecology.net/reshare-gardening-with-native-plants Until next week I encourage you to take some time to explore the nature in your yard and community.

Congresswoman Jennifer McClellan (VA-04) has announced the launch of her inaugural Veteran of the Year Program. The program is an opportunity to honor veterans living in Virginia's Fourth Congressional District for their service and sacrifice to our nation. Eligible nominees must be honorably discharged veterans of any branch of the U.S. Armed Forces and must currently reside in Virginia's Fourth. Nominations for McClellan's Veteran of the Year are due by Nov. 3. “Our Commonwealth is home to over 780,000 veterans and 130,000 active-duty service members, who represent the very best of our nation. We all owe them a debt of gratitude...Article LinkSupport the show

MEET Dr Johan Weemaes He is the principal dentist of Avenue Dental Maroochydore on the Sunshine Coast. He was the graduate of the year in 2014 as part of the first graduate of the year program. Since then he has grown a team of 8 dentists through mentorship and giving back to the next generation of dentists through the Australian Graduate of the Year Program with Avenue Dental. Since graduating his focus has been on full mouth rehabilitation, cosmetic dentistry and dental implantology. Currently he runs an introductory program to implantology in conjunction with DIO implants. Enjoy as Dr Laurence Doan chats with Dr Johan Weemaes! Social: Website: https://www.avenuedental.com.au/team/dr-johan-weemaes/ IG: drjohanweemaes Check out our website: http://www.cpdjunkie.com.au #dentalCPD #dentistry #australiandentist #dentistryaustralia #dentalCE #continuingeducation #photography #radiology #prosthodontics #implants #endodontics #sleepapnoea #aestheticdentistry #oralsurgery #orthodontics #2023events #dental #dentalschool #dentistrystudent #australia #sydney #melbourne #dentalevents #dentaleventsaustralia #dentaleducation  

Growing any insurance agency can be difficult, but growing an agriculture insurance agency can be a life's passion. At least, that is how Steve & Kelly Mora co-owners of Heritage Insurance Agency see it. You will need to listen and watch this podcast to hear a high school love story, families deeply rooted in the California agriculture industry and the agency, industry and family rallied around them during a severe and life threatening illness. Oh, and their office is only a mere miles away from the Paradise, CA fire area so all of their clients face fire zone issues. The one thing we can all admire about Steve, Kelly and the entire Heritage team is their commitment to culture. They care deeply about all the agency stakeholders and their care shows. From remodeling the offices, to defending and living by the agency's core values to Rhett the office dog this agency is a great place to work. In fact they have been named one of the Best Places to Work in the Insurance Industry. You will love Heritage Insurance Agency as much as we do in working with them to continue the pursuit of growth and ultimately protecting farms and agriculture related business. You may see Steve and Kelly at any variety of agriculture tradeshows, 4H fairs or insurance events. Don't miss this podcast where they share their story of family, farms and fun. Check them out today! Resources for the Growing Agriculture Insurance Agency Check out Heritage Insurance Agency (hint they are always hiring): https://heritage-agency.com/ APP 2 Year Program: https://www.agencyperformancepartners.com/agency-performance-program/ Book a Meeting with APP: https://meetings.hubspot.com/kdp/next-available-app-intro-meeting #insuranceconsultant #insurancetraining #agricultureinsurance #agencyperformancepartners #heritageinsurance #salestraining #insurancecoaching #insuranceleadership #insuranceagencyowner #insurancesalestraining #insurancetechnology #insurancetraining #runninganinsuranceagency #insurancesales #timemanagement #insuranceagencytraining

Shenandoah Christian Academy's 2023 End of the Year Program

On today's podcast, Leslie will be joined by Brian Tanedo to explore an after-high school option that you may have heard about but have not been really sure what it is. Gap Year programs may be a great fit for your teenager, and we are excited to have an expert on the subject here with us today as we explore what Gap Year Programs are and how they can benefit your students.   Meet The Guest:Brian Tanedo has worked for more than 10 years in college admissions and recruitment, both at Word of Life Bible Institute and Cedarville University. He is currently serving as the Dean of Enrollment for Word of Life for their New York and Florida campuses. Podcast Sponsor: Word of Life Bible Institute is a fully accredited, collegiate-level program for high school graduates offering intensive Bible study and ministry training designed to help students deepen their faith and discover God's plan for their lives. With campuses in the mountains of New York, the beaches of west coast Florida, and eight international sites, there's a campus for everyone. Visit teachthemdiligently.net/wol to learn more and schedule a personal visit. Topics Covered In This Episode:What is a gap year program What does the research show about young people leaving the faith or their faith become inconsequential to them and how can parents combat that? What will your child gain from participating in a Gap Year program? 

We're going to be exploring an after-high school option that you may have heard about but have not been really sure what it is. Gap Year programs may be a great fit for your teenager, and I'm excited to have an expert on the subject here with us today as we explore what Gap Year Programs are and how they can benefit your students.   MEET THE GUEST: Brian Tanedo has worked for more than 10 years in college admissions and recruitment, both at Word of Life Bible Institute and Cedarville University. He is currently serving as the Dean of Enrollment for Word of Life for their New York and Florida campuses.  PODCAST SPONSOR: Word of Life Bible Institute is a fully accredited, collegiate-level program for high school graduates offering intensive Bible study and ministry training designed to help students deepen their faith and discover God's plan for their lives. With campuses in the mountains of New York, the beaches of west coast Florida, and eight international sites, there's a campus for everyone. Visit teachthemdiligently.net/wol to learn more and schedule a personal visit.  TOPICS COVERED IN THIS EPISODE: What is a gap year program  What does the research show about young people leaving the faith or their faith become inconsequential to them and how can parents combat that?  What will your child gain from participating in a Gap Year program?  See omnystudio.com/listener for privacy information.

My name is Justina Ghali and I'm from Dallas, Texas! I just graduated from The University of Texas at Dallas with a M.S. in Speech-Language Pathology. During graduate school, I focused my clinical and research studies on diagnosing and treating adults with acquired brain injuries! In my free time, I love taking walks, reading books and traveling with my friends and family!! Instagram @justinaghali

Time to roll out the red carpet. That's the vibe of February. Coming in hot with a mixed bag of energies. This month the Astrology & Akashic Records weave beautifully to give you the support you need to ride the cosmic tides.In this episode Paetra & Meg cover:Imbolc - Rounding the corner from dark to light *amen*The week-by-week astrology w/ the transits & a Hefty dose of encouragement to look at where these placements are in your own chart. Letting life be a divinations & how to do that.Breaking the pattern of giving of your essence from old conditioning.Remembering where strength lives.Tracking the way the moon is moving & how this gives you a secret weapon.Full moon in Leo & its electrical revolutionary vibe.Shifting into pisces season.And the best day this month to initiate something new. This is a juicy forecast packed with wisdom, practical steps to take & lots of love from the Akashic Records.LINKS:To learn more about Paetra's Wheel of the Year Program: https://www.paetratauchertastrology.com/learn-with-paetraPaetra's Instagram:https://www.instagram.com/paetratauchertastrology/Meg's Website: https://www.megthompson.com/Meg's instagram: https://www.instagram.com/iammegthompson/Meg's Podcast Course: https://meaghanthompson.podia.com/start-your-successful-af-soul-podcast Apocalypse or Cleanse? Astrology, Conspiracy Theories & Prepping With | Paetra Tauchert Season 3 Episode 18 - CLICK HERE

In Season 2, Episode 8, Dr. Marc Bubbs interviews Dr. Jenna Macciochi, PhD, expert immunologist, lecturer at Sussex University and author of Immunity: The Science of Staying Well.    ABOUT JENNA: Immunologist at Sussex University & Author: Immunity: The Science of Staying Well // Mama of twins // Twitter: https://twitter.com/DrJMacc   FOLLOW DR BUBBS: Instagram: https://www.instagram.com/drbubbs/ Twitter: twitter.com/DrBubbs​​​​​​​ Website: DrBubbs.com   BOOKS: PEAK: The New Science of Athletic Performance That Is Revolutionizing Sport (#1 BEST SELLER)  PEAK40: The New Science of Midlife Health for a Leaner, Stronger Body and Sharper Mind   >> New PEAK40 Nutrition Coaching in 2023! We're onboarding our 2023 coaching group from January 4th to 20th. Learn more at DrBubbs.com/PEAK40 >> Save $100 OFF with promo code 2023 >> Save 50% our 1-Year Program with promo codeXMAS2022! ... You can also join our PRE-SALE list to hear more about the coaching program for 2023.

How to Change Your Life To Retire Early - A One-Year Program: If you are reading this on December 18, 2022, you have exactly two weeks left to enroll in our 365 Days to FIRE Program! As part of the program, we'll help you develop your financial independence plan (including your stock investing plan and real estate investing plan), you'll be able to get your plans reviewed by us with our coaching program, you'll get to attend 12 Live Q&As with us, you'll complete daily F.I.R.E. related tasks, you'll get assigned to a small accountability group, you'll attend our meet-ups in Portugal, you'll participate in our FIRE related book club . . . and more! Check out our video to learn more! ▸▸▸Enroll in our 365 Days to F.I.R.E. Program: https://www.365daystofire.com/ Take part in our 365 Days to F.I.R.E. Program and develop your financial independence plan (including your stock investing plan and real estate investing plan) AND get your plans reviewed by us, attend 12 Live Q&As with us, complete daily F.I.R.E. related tasks, get assigned to a small accountability group, attend our meet-ups in Portugal, participate in our FIRE related book club . . . and more! ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE! ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support

In Season 2, Episode #7, Dr. Marc Bubbs interviews renonwed director of the Cleveland Clinic and 5x NY Times best-selling author Dr. Michael Roizen, MD to discuss his new book The Great Age Reboot: Cracking the Longevity Code for a Younger Tomorrow   ABOUT DR. ROISEN: Website: Cleveland Clinic Twitter: Dr. Roizen   Question About Longevisty? Share in comments below.   >> New PEAK40 Nutrition Coaching in 2023! We're onboarding our 2023 coaching group from January 4th to 20th. Learn more at DrBubbs.com/PEAK40 >> Save $150 OFF with promo code 2023 >> Save 50% our 1-Year Program with promo codeXMAS2022! ... You can also join our PRE-SALE list to hear more about the coaching program for 2023. Pre-Sale list for Women Pre-Sale list for Men

Today Tripp Almon and I are going to be talking about the benefits of a gap year program for your graduate. A gap year is time taken off from school in exchange for experiences.  There are different kinds of gap year programs. What we will be talking about today is one that will help solidify your graduate's faith and ground them in Christian theology, worldview, and apologetics before they fully immerse themselves in college or the job market. Resources mentioned in this episode: The Unhurried Homeschooler Unhurried Grace for a Mom's Heart The Four-Hour School Day The Unhurried Homeschooler Mentoring Course Summit Ministries(website) Gap Year Association (P.S. Don't forget to check out my latest book, The Four Hour School Day: How You and Your Kids Can Thrive in the Homeschool Life on Amazon, durendawilson.com, or your favorite bookseller!)  

The latest expansion of our Career and College Pathways work is ensuring that elementary students are exposed to and gain awareness of the opportunities that await them as they progress through their PK-12 experience. Over the next three years, this will be accomplished by providing every elementary school with age-appropriate career kits for each grade level. Included in the kits are activities related to the career, culturally-relevant texts with diverse characters, and career-related realia. The Hillsboro Schools Foundation is partnering with HSD to make these kits a reality, and are calling their fundraising effort ¡Imagina Tu Aventura! Or Imagine Your Adventure!. In late August, Foundation staff and volunteers gathered at Atfalati Ridge Elementary School to put together the first round of kits for grades K, 1, and 3, and help deliver them to schools. Our featured staff member is Laury Rodriguez from Liberty High School. She has been named one of sixteen regional finalists for the 2022-23 Oregon Teacher of the Year Award! A Liberty High School student herself, Laury returned to the school as a family outreach liaison and bilingual assistant in 2015 after graduating from Portland State. Since earning her Master's degree in 2019, she has served Liberty students by teaching Math, Science, Dual Language, and AVID. She also advises the MEChA Club and has taught summer school, working to develop and align a program that is responsive to student needs. Laury was recognized during an all-school assembly at Liberty on Friday, September 16th. Representatives from the Oregon Lottery - one of the sponsors of the Oregon Teacher of the Year Program - were on hand to present her with a $1,000 check and a banner announcing her regional finalist status. The 2022-23 Oregon Teacher of the Year winner will be announced in early October and we can't wait to hear the results. Way to go, Laury! You make us Proud to be HSD! Our bond update is on the construction progress at Elementary School 29 in South Hillsboro. Beginning last week, steel posts are now being erected on the foundation, starting the building of the school structure itself. Keep track via cameras on site that provide near real-time views of the work on the site; updated every 15 minutes, you can go back in time or view the time-lapse. Project photos and other archives are also posted to hillsboro-bond.org. Hot News is produced and emailed to HSD families and staff each week school is in session. Please add the address to your “safe sender” list to make sure you always receive the latest issue. Please also bookmark our district website: hsd.k12.or.us and the 2022-23 School Year page: hsd.k12.or.us/202223schoolyear to stay informed about what's happening in our district and schools.

For the second year in a row, DECAL and the Georgia Foundation for Early Care and Learning are seeking applications for the 2022-2023 Georgia's Early Childhood Educators of the Year Program, recognizing  the teachers of our very youngest learners…infants, toddlers, and preschool. Joining us to talk about our Early Childhood Educators of the Year is Laura Wagner, Interim Executive Director for the Georgia Foundation for Early Care and Learning; Thea Stevens, DECAL's Infant Toddler Manager; and Rebecca Ellis, Director of Practice and Support Services.  Support the show

Kyle and Matt sit down to discuss three ways you can leverage the start of a new school year to soar to the end of 2022, not coast.Article: https://www.namb.net/church-replanting/resource/3-ways-to-maximize-the-beginning-of-the-school-year-for-ministry/Here's how students can earn their bachelor's and master's degree in just five years.The 5-Year Program at Texas Baptist College is a comprehensive and intensive program that allows qualified students to complete both a bachelor's and a master's degree in five years of study. At TBC, students can build a biblical foundation for any calling, as well as acquire the intellectual skills for any profession. And with the TBC 5-Year Program, students can do so quickly and efficiently.This program provides eight different degree tracks to choose from, so students can find the balance of classes and concentrations that fit their calling. And the faculty of TBC are committed to seeing students grow both academically and spiritually, so wherever God calls, TBC will help you get there.Learn more at texasbaptistcollege.com/5year.

Kyle and Matt are known for a few hobbies like reading history and biographies for Kyle and a waffle streak and fast cars for Matt, but that's the thing. Ministry is hard, so maybe we can help you get a life beyond endless sermon prep, visitation, and more.Pastors Need Hobbies: https://www.namb.net/church-replanting/resource/why-pastors-need-hobbies/The 5-Year Program at Texas Baptist College is a comprehensive and intensive program that allows qualified students to complete both a bachelor's and a master's degree in five years of study. At TBC, students can build a biblical foundation for any calling, as well as acquire the intellectual skills for any profession. And with the TBC 5-Year Program, students can do so quickly and efficiently.This program provides eight different degree tracks to choose from, so students can find the balance of classes and concentrations that fit their calling. And the faculty of TBC are committed to seeing students grow both academically and spiritually, so wherever God calls, TBC will help you get there.Learn more at texasbaptistcollege.com/5year.

Learn what it takes to plan your peak four years in advance and how to rear your kids for athleticism. Cal Strength is more than a gym. It's a lifestyle that requires the utmost dedication and specialization. Rubbing elbows with the likes of Coach Dave Spitz may just propel you into the professional level or the Olympics. The secret sauce is no mystery but you'll have to listen to find out the ingredients. Kids are embarrassing on many levels, but they don't necessarily have to suck and being athletic. Coach Dave Spitz of Cal Strength discusses the plan he laid out for his kids before they were even born. Extreme you say? Well you never coached anyone to the Olympics, did you? Shownotes: https://pahq.co/612 TRAIN SMART NOT STUPID! Consider us your strength & conditioning Sharman, follow our training to unlock your goals. 7 Day Risk Free Trial - https://pahq.co/Train Check out what we do: Training - https://powerathletehq.com/training Nutrition - https://powerathletehq.com/nutrition Knowledge - https://academy.powerathletehq.com

Summary  Have you ever thought about becoming a marine biologist? Perhaps you have an interest in this fascinating field, but can't seem to find the resources or opportunities to further explore it. Well, you are in luck, because in today's episode, Lisa Chen, a Marine Biology Conservationist, Educator and Entrepreneur, shares her story of working in the industry and her incredible experience through the Canadian Conservation Corps!    Listen in to hear Chen's international learning and teaching journey, hands-on research, and animal care stories. Stick around until the end to learn how to use a gap year to explore such passions, like Marine Biology, that can lead to an exciting career path!   Topics Discussed Lisa Chen's journey of studying Marine Biology and teaching internationally in places like Thailand and Vietnam.  How you can get involved in Canadian Conservation Corps, a program subsidized by the Canadian government and Canadian Wildlife Federation.  The different stages that make up the Canadian Conservation Corps, which includes a Wilderness Journey, training and obtaining a hands-on leadership certification. A Day in the Life of a Marine Biologist, which includes travel, assessing marine animals, conducting experiments and surveys, all while educating people along the way!  Overcoming the struggles of finding experiences and work placements. Moreover, how a Gap Year can help!   Climate crises, sustainability and Chen's movement “Let's Talk Butts” and how you can make a difference.   Resources Mentioned In This Episode Canadian Conservation Corps - http://CanadianConservationCorps.ca Website - https://www.oceanicimpact.org/  Instagram - https://www.instagram.com/letstalkbutts/ Get support to find your gap year passion projects! Book a free 30-min call: https://www.cangap.ca/call   Connect With The Canadian Gap Year Association Join “Gapper Connect” on Discord to connect with students thinking about a gap year, current Gappers, and alum all in one place! https://www.cangap.ca/gapperconnect Find more resources at the Can Gap website https://www.cangap.ca/ Follow on Instagram http://www.instagram.com/cangapassociation/ Follow on Facebook https://www.facebook.com/ucangap Follow on Twitter https://twitter.com/ucangap Follow on YouTube https://www.youtube.com/channel/UCuBit8gLXEOxaBggoGmykjQ

Shenandoah Christian Academy End of the Year Program This has been a great first year at SCA! We hope you enjoy these songs, Scripture memory recitations, testimonies, and awards as you listen to our end of the year program!

Join us for live broadcasts for GFUMC worship services at 9 am and 11 am on Sunday mornings.

Join us for live broadcasts for GFUMC worship services at 9 am and 11 am on Sunday mornings.

20220504 - Wed - PM - II Pet. 3:8-13 - Bible Baptist Church - www.bbc-kjv.com

20220504-Wed-PM- II Pet. 3:8-13 - Bible Baptist Church - www.www.bbcbyesville.com

20220504-Wed-PM- II Pet. 3:8-13 - Bible Baptist Church - www.bbc-kjv.com

131: "Feeding you all with our stories, in turn, feeds us as well." Season 6 Introduction with Jen Amos and Jenny Lynne Stroup Jen and Jenny Lynne are excited to be back for season 6 of Holding Down the Fort by US VetWealth! They share an overview of what they've been up to in the offseason - including the launch of our sister podcast show, The Spouse Benefit Plan, Jenny Lynne's plans for being awarded the 2022 Naval Station Norfolk Armed Forces Insurance Military Spouse of the Year, what to expect for season 6, and much more! Resources Read the Spring 2022 Military Entrepreneur Magazine by The Rosie Network's NVMSEA Spotlight on Jen Amos (Pg. 16) https://issuu.com/therosienetwork/docs/april_2022_me_mag-7/16 (https://issuu.com/therosienetwork/docs/april_2022_me_mag-7/16) The Armed Forces Insurance Military Spouse of the Year® Program will be making a LIVE announcement on May 5th. Check out what's next for Jenny Lynne as the 2022 Naval Station Norfolk Armed Forces Insurance Military Spouse of the Year at https://www.facebook.com/militaryspouseoftheyear/ (https://www.facebook.com/militaryspouseoftheyear/) Listen in on Jen and Jenny Lynne's interview on MOAA's Never Stop Serving Podcast https://www.buzzsprout.com/1847212/10184211-holding-down-the-fort-the-military-family-and-the-backbone-that-keeps-it-together (https://www.buzzsprout.com/1847212/10184211-holding-down-the-fort-the-military-family-and-the-backbone-that-keeps-it-together) -- The award-winning show, Holding Down the Fort by US VetWealth, returns for Season 6 to answer the biggest question for career military families, “So… when are we gonna get out?” and everything involved with answering this question. Co-hosts Jen Amos and Jenny Lynne Stroup continue to converse with special guests from and for our military community to share knowledge, resources and relevant stories on how we can best “hold down the fort” while on active duty, going through transition, and into post-military life. Holding Down the Fort is sponsored by US VetWealth. Navigate your military retirement pay and survivor benefit plan alternatives by getting FREE access to our white papers. We have a case study library for the following ranks: E7, E8, E9, O5 and O6. Visit https://usvetwealth.com/retirementpay/ (https://usvetwealth.com/retirementpay/ ) Looking for a similar show to listen to? Check out our sister podcast show, The Spouse Benefit Plan, at http://thespousebenefitplan.com/ (http://thespousebenefitplan.com/) Stay connected and get the latest updates from our Holding Down the Fort by US VetWealth community by subscribing to our newsletter: http://eepurl.com/gTTOdT (http://eepurl.com/gTTOdT) Connect with our co-hosts Jen Amos jen@holdingdownthefortpodcast.com and Jenny Lynne Stroup jennylynne@holdingdownthefortpodcast.com March 2022, Jenny Lynne was voted the 2022 Naval Station Norfolk Armed Forces Insurance Military Spouse of the Year. November 2020, Jen Amos was awarded “Media Professional of the Year” at The Rosie Network Entrepreneur Awards! The show continued to collect award nominations in the following years. September 2021, the show made the Final Slate in the 16th Annual People's Choice Podcast Awards for the Government & Organizations category. November 2021, the show was an Award Finalist for the 5th Annual National Veteran & Military Spouse Entrepreneur Awards. December 2021, the show became a Golden Crane Podcast Awards Nominee. Holding Down the Fort has also been featured in multiple media outlets including Military Entrepreneur (M.E.) Magazine, MOAA's Never Stop Learning Podcast, The Leadership Void Podcast, Lessons Learned for Vets Podcast, Get 2 Vet, Blue Star Families of Dayton & Southwestern Ohio, Legacy Magazine, U.S. Veterans Magazine, The American MilSpouse, VeteranCrowd Network, It's a Military Life, VirtForce, Military Veteran Dad Podcast, and much more. Enjoy our show? Kindly leave us a written 5-Star review on Apple

The interest in gardening with native plants has been growing steadily, and I am very excited about that fact. Growing native plants in our gardens and landscapes can have many benefits – both for us as the gardeners and for the pollinators and wildlife that also call our yards home. Plus, we have some absolutely gorgeous native plants that deserve to be recognized in their own right. In this episode of the Backyard Ecology podcast, we talk with Jennifer Ceska about gardening with native plants. Jennifer is a Conservation Coordinator with the State Botanical Garden of Georgia at the University of Georgia, Athens. She and her colleagues are doing some amazing work and I am grateful for their efforts to help others learn about and grow native plants. Jennifer and I both love sharing our knowledge and passion of the natural world, as well as continuing to learn ourselves. We've just always been naturally curious and that is reflected in this very informal conversation. One of the many topics we discuss is growing regionally appropriate native plants. This is especially important because many plants are native to one part of the country, but not another. For example, I was recently surprised to learn that common milkweed (Asclepias syriaca) isn't native to Georgia and can actually become problematic there because it spreads so aggressively. Jennifer said that she was surprised as well when she first learned that common milkweed isn't native to Georgia because so many resources and online maps show it as native across the eastern U.S. However, newer research has shown that it isn't native to Georgia which is one of the reasons why the State Botanical Garden of Georgia has created a brochure discussing the best milkweeds to plant in Georgia and the ones to avoid. Other topics of conversation include some of our favorite native species to plant in smaller areas and cues to care for native plant gardens or even when growing native plants in fields and “wilder” areas. Jennifer also shares with us some of the fantastic native plant programs and resources available through the State Botanical Garden of Georgia. If you live in Georgia, then I encourage you to take a look at these valuable resources. Links: Jennifer's email: jceska@uga.edu Brochure about what milkweeds to grow in Georgia gardens: https://botgarden.uga.edu/wp-content/uploads/2018/03/milkweedinformation.pdf State Botanical Garden of Georgia: https://botgarden.uga.edu/ Georgia Plant Conservation Alliance: https://botgarden.uga.edu/conservation-science/georgia-plant-conservation-alliance/ Georgia Native Plant Initiative: https://botgarden.uga.edu/conservation-science/georgia-native-plant-initiative/ Connect to Protect: https://botgarden.uga.edu/conservation-science/connect-to-protect/ Georgia Pollinator Plants of the Year Program: https://botgarden.uga.edu/conservation-science/pollinator-plant-program/ Georgia Grasslands Initiative iNaturalist project: https://www.inaturalist.org/projects/georgia-grasslands-initiative-ggi Backyard Ecology's website: https://backyardecology.net My email: shannon@backyardecology.net Episode image: Purple coneflowers in a pollinator garden Photo credit: USFWS, public domain

With nearly four decades of experience, Debra is a former Partner at EY where she specialized in advising rapid-growth companies, and also served as Director of the EY Entrepreneur of the Year Program. In this episode we dig into the lessons she learned working closely with some of the most successful and well-known entrepreneurs in the world.

[Recorded on 24 October 2020] Damon gives his opinion on computer based learning. Damo opens up about the time that he cheated on the Physical Readiness Test and got caught. The Goats have a deep dive about mentorship. Khalili “The Barking Dog” provides a very detailed perspective on this topic. The Sailor of the Year Program changes are highlighted. The bros talk about getting selected for Chief and Damo gets honest about his response to not being selected on his first time up. Remember when the Navy wanted to take our rates away? The long awaited “EVAL” conversation is had. Main Topic: “A Fleet Without a Rudder.” Is training prioritized? All these topics and so much more…   Links and more information:   Sailor of the Year Program Instruction:  https://www.secnav.navy.mil/doni/Directives/01000%20Military%20Personnel%20Support/01-700%20Morale,%20Community%20and%20Religious%20Services/1700.10P.pdf   A Fleet Without a Rudder (Written by LTJG Artem Sherbinin):  https://www.usni.org/magazines/proceedings/2020/october/fleet-without-rudder   Damon's Book of the Week:  LLC Quick Start Quite (Written by John Knight & TBD) - https://books.apple.com/us/book/llc/id1502926702?ign-gact=1   Damo's Book of the Week:  Tightrope: Americans Reaching for Hope (Written by Nicholas D. Kristoff & Sheryl WuDunn) - https://www.amazon.com/Tightrope-Americans-Reaching-Nicholas-Kristof/dp/0525655085   Movie Reviewed: Greyhound   Intro Music Produced by: Lim0

Guest Bio: As a child immigrant from El Salvador who grew up in public schools, Sarahi Monterrey recognizes the pivotal role teachers play in students' lives. Sarahi was named Wisconsin's 2018-2019 High School Teacher of the year and is Wisconsin's 2019 representative to the National Teacher of the Year Program being the first Latinx in the state of Wisconsin to have this honor. About This Episode: Come walk a mile with the first Latinx in Wisconsin to be named a State Teacher of the Year as she discusses the pivotal role teachers play in students' lives, how to reframe your questions to redirect students and the importance of creating safe spaces that empower students and encourage student-led activities. For More Information: Visit www.stillstacey.com for more information about the host, podcast or scheduling inquiries. To find out more about the guest or the resources she mentioned, contact her directly at @WI_TOY2019 on Twitter or at https://www.facebook.com/sarahi.monterrey. --- Send in a voice message: https://anchor.fm/stacey-mcadoo/message Support this podcast: https://anchor.fm/stacey-mcadoo/support

On this first episode I am happy to have John Bryan and Doug Wilder join me to talk about the Jax Chamber Small Business Leader of the Year program. Host Jason Johnson Chief Marlin and Creative Internet Agency Owner, Entrepreneur & Dive Instructor Guests John Bryan, Director, Chamber Councils Doug Wilder What makes Doug a great coach? Clients say Doug is particularly adept at listening, and working with people to find focus, develop strategies, and make and keep commitments to themselves. He also has a rather distinct way of working with people to come up with magical answers and strategies. He is extremely careful to not be judgmental, nor be too harsh, nor too soft with each client. Even though Doug has designed a time-tested program contained in his notebook, he custom designs the program to fit each clients particular needs, desires, philosophy, and personality. Each year the JAX Chamber salutes the entrepreneurial spirit of Jacksonville's small businesses with the Small Business Leader of the Year Award. Criteria A nominee must: Be a member of the JAX Chamber in good standing Be an owner, partner or shareholder of at least 25 percent of the business Be active in the day-to-day management of the company Be established locally in the same business for at least three years Demonstrate professional business acumen and leadership Have gross revenues of less than 5 million dollars per year for the previous three years Jax SBLY Nomination Form --- Send in a voice message: https://anchor.fm/smallbusinessleadership/message

Welcome to the fourteenth episode of the Pond Digger Podcast with your host, Eric Triplett!  Eric is known as the Pond Digger, an extremely passionate and committed water feature contractor and specialist.  In the Pond Digger Podcast, he shares his experiences as a water feature contractor that will help both DIY pond builders and fellow contractors alike. In this episode Eric talks about the Helix Pond Contractor of the Year, what it means to him, and how it came to be.  Listen as Eric tells the story of how he turned one of his biggest disappointments in his career into one of his greatest accomplishments.  Eric shares: His ambitions in 2010 to become the Pond Contractor of the Year How the Pond Contractor of the Year Award disappeared The release of the Helix Pond Filtration System Winning the Pond Product of the Year Award Deciding to create his own award, the Helix Pond Contractor of the Year Past winners and what made them stand out in the industry What it takes to win the Helix Pond Contractor of the Year   Check out The Pond Digger's products at: http://helixpondfiltration.com/ And follow his adventures in the pond world at: Instagram @theponddigger Facebook @theponddigger If you have any questions, feel free to email Eric at: Eric@theponddigger.com