Podcasts about Estimation

durée : 00:22:43 - Estimation avec le commissaire priseur - Vous avez chez vous des objets de votre famille, tableau, meubles anciens ou design, sculpture, des bronzes, des bijoux. Patrice Carrère est commissaire-priseur et nous donne ses conseils, d'abord sur la vente d'un tableau qui a de la valeur et ensuite sur le diamant.

Host Chris Adams is joined by Charles Tripp and Dawn Nafus to explore the complexities of measuring AI's environmental impact from a novice's starting point. They discuss their research paper, A Beginner's Guide to Power and Energy Measurement and Estimation for Computing and Machine Learning, breaking down key insights on how energy efficiency in AI systems is often misunderstood. They discuss practical strategies for optimizing energy use, the challenges of accurate measurement, and the broader implications of AI's energy demands. They also highlight initiatives like Hugging Face's Energy Score Alliance, discuss how transparency and better metrics can drive more sustainable AI development and how they both have a commonality with eagle(s)!

This episode is a wrap-up for a mini-series looking at estimation in software development - recapping the guidelines I provided in Episode 189 and providing some additional tips that didn't have a home elsewhere in the series. ----- Find this episodes show notes at: https://red-folder.com/podcasts/205 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

On February 9th, 2023, Crystal Jones was found dead in her home from a gunshot wound to the head. Despite a minimal investigation, authorities ruled her death a suicide—leaving her family devastated and searching for answers. Her sister, Jana, refused to accept this ruling, uncovering shocking inconsistencies in the evidence and contradictions in her husband Tony Jones' account of that day. Was Crystal's death truly suicide, or was it something far more sinister?Join us as we partner with Jana to investigate the truth behind Crystal's case, exposing overlooked details, law enforcement missteps, and chilling evidence that suggests this was not suicide—but murder.Thank you to Jana for trusting us and for her assistance in this case. Connect with us on Social Media!You can find us at:Instagram: @bookofthedeadpodX: @bkofthedeadpodFacebook: The Book of the Dead PodcastTikTok: BookofthedeadpodOr visit our website at www.botdpod.comSIGN THE PETITION TO HAVE CRYSTAL'S CASE REOPENEDAtrial fibrillation. (n.d.). https://www.valleyhealth.com/services/atrial-fibrillation?gclsrc=aw.ds&gad_source=1&gbraid=0AAAAABj5EyaL12Ctvl4_2xdqjV49Td8Pf&gclid=CjwKCAiAiOa9BhBqEiwABCdG86sEKZUh7y8oAbcBy3tf7LT2ml7v2vd-dkp4qLfH1FC6990TN8_gThoCP3YQAvD_BwEMccrory, J. (2024, February 2). Reopen Investigation into Death of Crystal McCrory Jones. Change.org. https://www.change.org/p/reopen-investigation-into-death-of-crystal-mccrory-jonesObituary information for Crystal McCrory Jones. (n.d.). https://www.coxfuneral.com/obituaries/Crystal-McCrory-Jones?obId=27250222Serial Number lookup. (n.d.). https://ruger.com/dataProcess/serialHistory/Shrestha, R., Kanchan, T., & Krishan, K. (2023). Methods of Estimation of Time Since Death. StatPearls. https://www.ncbi.nlm.nih.gov/books/NBK549867/Smith, L. (2022, September 12). “Unsuiciding” - investigating deaths ruled as suicide. Pursuit Magazine. https://pursuitmag.com/unsuiciding-investigating-deaths-ruled-as-suicide/The seven major mistakes in suicide investigation. (n.d.). http://www.practicalhomicide.com/Research/7mistakes.htm

In this episode, the penultimate episode in the Software Estimation mini-series, I want to discuss how Software Estimation works in terms of professionalism - and in many cases, surprisingly, the professional response is not to provide an estimate. ----- Find this episodes show notes at: https://red-folder.com/podcasts/204 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

durée : 00:25:10 - Estimation avec le comissaire priseur, Patrice Carrère

This episode is part of a wider mini-series looking at Estimation in Software Development. In this episode, I ask the question, is AI the answer? Following on from the episodes on Qualitative and Quantitative approaches, it's easy to see there are pros and cons to individual practices. And realistically, it feels like you will need a blend of various approaches to create truly valuable estimates. But, this all seems like a lot of work and investment, a lot of training, tools and time to achieve. And even more so to iteratively improve to nudge towards those valuable estimates. As I'll say many times in this series, producing estimates costs. Producing valuable estimates costs a lot. Thus, it doesn't take much of a leap of logic to ask the question, can AI help us here? In an ideal world, there would be an AI-powered tool that would just do the work for us. Thus, I explore how such a tool could come into being, and probably more importantly, why I doubt it will happen any time soon. ----- Find this episodes show notes at: https://red-folder.com/podcasts/203 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

This episode is part of a wider mini-series looking at Estimation in Software Development.In the last couple of episodes, I've looked at a number of methods that fall under the Qualitative approach to software estimation.Qualitative estimation is predominantly based on expert judgment, some think based on subjective thought process.In this week's episode, I want to move on to discuss some Quantitative estimation approaches.While Qualitative estimation is predominantly based on expert judgement, Quantitative is based on something we can count or calculate, a use of statistical analysis based on historical data.In this episode, I specifically want to discuss two quantitative techniques - Monte Carlo simulations and Statistical PERT (or SPERT for short).-----Find this episodes show notes at: https://red-folder.com/podcasts/202Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

Proactive Network Maintenance: Precision Impairment Location with OFDM & OFDMA Channel Estimation Are you ready to revolutionize your network maintenance approach? In this video, we explore how advanced OFDM and OFDMA channel estimation techniques are driving precision impairment location, setting a new standard in Proactive Network Maintenance (PNM). What You'll Learn: • Precision Fault The post Precision Impairment Location with OFDM & OFDMA Channel Estimation appeared first on Volpe Firm.

This episode is part of a wider mini-series looking at Estimation in Software Development. In last week's episode, I looked at a number of methods that fall under the Qualitative approach to software estimation. Qualitative estimation is predominantly based on expert judgment, something based on subjective thought process. In this episode I wanted to take a specific look at another method I personally consider a qualitative approach But it's so different to those discussed in the last episode, I felt it needed its own, the #NoEstimate approach ----- Find this episodes show notes at: https://red-folder.com/podcasts/201 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

Federal parliament resumes today with two of the major topics being antisemitism and the Coalition's decision to splash $250 million on a long lunch. Federal Opposition Leader Peter Dutton told Peter Fegan on 4BC Breakfast, "Anyone who takes Jim Chalmers seriously as our Treasurer really needs to reconsider their judgment of people." "If people can say that they're better off now than they were three years ago under Treasurer Jim Chalmers, then I'd like to hear the story, because most families I speak to are struggling to pay bills and struggling to keep their heads above water."See omnystudio.com/listener for privacy information.

Chrissy Fleming: The Hidden Cost of Combined Scrum Master and Product Owner Roles Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. In this episode, Chrissy shares a critical learning moment from her career when she attempted to juggle both Product Owner and Scrum Master roles simultaneously. This dual role led to a situation where the team began "sandbagging" their estimates due to underlying conflicts with leadership. The situation culminated when a team member completed a supposedly two-month project in just two days, destroying team credibility and ultimately leading to the team's dismissal. Self-reflection Question: How do you ensure you maintain your authentic voice as a Scrum Master while balancing multiple stakeholder needs? [The Scrum Master Toolbox Podcast Recommends]

คอลัมน์ “สดแต่เช้า”ปีที่4 (309) ทำไมคนแต่งงานน้อยลง? “ถ้าท่านจะแต่งงานก็ไม่ได้ทำผิด และ ถ้าหญิงพรหมจารีจะแต่งงานก็ไม่ได้ทำผิด แต่คนเหล่านี้จะมีความยากลำบากในชีวิต และ ข้าพเจ้าอยากจะกันพวกท่านไว้จากความยากลำบากนั้น” ~‭‭1 โครินธ์‬ ‭7‬:‭28‬ ‭THSV11‬‬ “But if you do marry, you have not sinned; and if a virgin marries, she has not sinned. But those who marry will face many troubles in this life, and I want to spare you this.”‭‭ ~1 Corinthians‬ ‭7‬:‭28‬ ‭NIV‬‬ สำหรับคำถามที่ว่า “ทำไมคนเราแต่งงานน้อยลง หรือ ช้าลง?” คำตอบ มีหลากหลาย อาทิ อาจมาจากสาเหตุหลายประการดังนี้1.Enough(ความรู้สึกพอใจกับสภาวะที่เป็นอยู่ ) ~ นั่นคือคนบางส่วนอาจคิดว่าเขา 1).รู้สึกพึงพอใจ หรือ 2).รู้สึกเพียงพอกับชีวิตที่เป็นโสดแบบอยู่คนเดียวของเขาอยู่แล้ว เขาจึงไม่รู้สึกว่าเขาจำเป็นจะต้องแต่งงาน หรือจะต้องรีบแต่งงานโดยไว2.Estimation (สถิติความไม่สมดุลในสัดส่วนชายหญิง) ~นั่นคือ สถิติเปิดเผยว่า หญิงมีจำนวนมากกว่าชาย 1).ผู้หญิงย่อมจะไม่ได้แต่งงานทุกคนอย่างแน่นอน เพราะมีจำนวนผู้ชายไม่พอ 2).ผู้ชายก็ต้องมีภาระรับผิดชอบมากขึ้น จึงทำให้ไม่พร้อมหรือยังไม่กล้าแต่งงาน3.Education (การศึกษาที่ยาวนานและหลากหลาย) ~นั่นเพราะว่าโอกาสทางการศึกษามีมากขึ้น จึงทำให้ผู้หญิงและผู้ชายใช้เวลาในการศึกษาเรียนรู้นานมากขึ้นกว่าเดิม โอกาสที่จะแต่งงานตามวัยอันควรจึงลดน้อยลงไปด้วย4.Economics(สภาวะทางเศรษฐกิจ) ~นั่นเพราะภาระรับผิดชอบที่มากขึ้น โดยเฉพาะอย่างยิ่งในเรื่องครอบครัว ทำให้หลายคน จดจ่อต้องกับการทำมาหากิน หาเงิน หรือ หาความสำเร็จ เพื่อความมั่นคงของชีวิต จนไม่มีเวลาคิดเรื่องหาแฟน5.Entertainment (ความบันเทิงส่วนตัว) ~นั่นเพราะคนเราสนุกสนานกับชีวิตกันมากขึ้น กอปรกับปัจจุบันคนเราสามารถเพลิดเพลินเป็นส่วนผ่านสื่อหรือช่องทางต่างๆ เป็นส่วนตัวได้มากขึ้น ผ่านแอปส์ต่างแบบทันใจและดังใจโดยไม่ต้องแต่งงาน6.Environments(สภาพแวดล้อม) ~นั่นเพราะคนส่วนใหญ่ชีวิตอยู่กับสภาพแวดล้อมเดิมๆ ที่มีปฏิสัมพันธ์กับคนจำนวนไม่มากกลุ่มเดิมแทบทุกวัน จึงไม่พบคนที่ใช่ และเวลาที่ใช่ก็ยังไม่เกิดขึ้นสักที จนพวกเขาเคยชินกับการอยู่เป็นโสด7.Expectations (ความคาดหวัง) ~นั่นเพราะหนุ่มสาวสมัยใหม่มีความหวังคาดหวังในใจของตัวเองสูงมากจึ้น เมื่อคบหากันก็อาจเรียกร้องกดดันจนเกิดความอึดอัด ทำให้เลิกรากันไป และต้องคบหาคนใหม่แทนคนเก่าไปเรื่อยๆ แต่ก็ยังไม่พบคนที่ตอบสนองความคาดหวังของตนได้สักที หรือ อาจเข็ดเขึ้ยวจนไม่ขอคบหากับใครอีกเลย8.Emotions (อารมณ์) ~นั่นเพราะแต่ละคน มักเอาอารมณ์ตามใจของตนเป็นตัวนำในการใช้ชีวิต หรือในการคบหากัน จนทำให้นำไปสู่ความเบื่อหน่าย อึดอัด ความกลัว หรือความแตกหัก จนความสัมพันธ์ขาดสะบั้น ไม่อาจใช้ชีวิตด้วยกันได้9.Eruption(การเปลี่ยนแปลงอย่างฉับพลันในกระแสสังคม) ~นั่นเพราะ มีปรากฎการณ์ที่คาดไม่ถึงบังเกิดขึ้น ที่เขย่าวัฒนธรรม ประเพณีหรือสังคม อย่างเช่น การสมรสเท่าเทียม ทำให้การแต่งงานตามขนบของโลกเปลี่ยนไปอย่างสิ้นเชิง (รวมทั้ง สถานการณ์ที่วุ่นวายหรือรุนแรง ไม่ปกติ อย่างเช่น เกิดภาวะสงครามหรือการจลาจล วุ่นวาย จนไม่เหมาะที่จะสมรสกัน) แต่สำหรับคนอย่าง อาจารยัเปาโลท่านให้ความสำคัญต่อ สาเหตุประการต่อไปมากที่สุด นั่นคือ10.Evangelzation (การประกาศข่าวประเสริฐ) ~นั่นเพราะ อาจารย์ เปาโล มองเห็นว่า 1).การประกาศข่าวประเสริฐเป็นเรื่องสำคัญเร่งด่วนอย่างยิ่งยวด ในการช่วยคนให้รอด 2).การแต่งงาน เป็นเรื่องที่มีแต่ภาระและความยากลำบาก ขัดขวางการประกาศข่าวประเสริฐ 3).การอยู่ในโลกนี้ จะเป็นช่วงเวลานี้ สั้น ชั่วคราว และไร้ความหมาย ถ้าอยู่เพื่อตัวเองเท่านั้น พี่น้องที่รัก คุณคิดว่า ในประเทศไทยของเราเวลานี้ คนเรา1.แต่งงานกันช้า หรือ 2.แต่งงานกันน้อยลง เพราะอะไร? แล้วคุณละ่ แต่งงานแล้วหรือยัง?1.ถ้าแต่งแล้ว จงรักษาชีวิตคู่ของคุณไว้ให้ดีๆ (จงทำใจไว้เลยว่า ชีวิตคู่ย่อมมีปัญหา แต่จงมองเห็นความสุขในท่ามกลางปัญหาเหล่านั้นให้ได้เสมอ)2.ถ้ายังไม่แต่ง แล้วคุณจะแต่งไหมครับ 1).จะรีบแต่ง 2).จะปล่อยไปตามสถานการณ์(หรือ ตามที่พระเจ้านำ) หรือ 3).เปลี่ยนใจแล้ว? ทำไม? …ขอแบ่งปัน?~~~~~~~~~~~~~~~ธงชัย ประดับชนานุรัตน์3กุมภาพันธ์2025#YoutubeCJCONNECT #thongchaibsc#คริสตจักรแห่งความรัก #churchoflove #ShareTheLoveForward #ChurchOfJoy #คริสตจักรแห่งความสุข #NimitmaiChristianChurch #คริสตจักรนิมิตใหม่ #ฮักกัยประเทศไทย #อัลฟ่า #หนึ่งล้านความดี#SoulFoodPodcastsSpotify.

This episode is part of a wider mini-series looking at Estimation in Software Development. In last week's episode, I introduced two approaches to software estimation, Qualitative and Quantitative estimation. Qualitative estimation is predominantly based on expert judgment, something based on subjective thought process. Whereas Quantitative is based on something we count or calculate. A use of statistical analysis based on historical data. In this episode, I want to dive deeper into the Qualitative and look at some specific practices. ----- Find this episodes show notes at: https://red-folder.com/podcasts/200 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

This episode is part of a wider mini-series looking at Estimation in Software Development. In this episode, I wanted to look at practical methods to help develop the team's estimation skills. We cannot expect valuable estimation without investment. It's like any skill, it has to be practiced and refined to obtain a good level of proficiency. So in this episode, I want to take a look at two approaches to estimation - Qualitative and Quantitative. ----- Find this episodes show notes at: https://red-folder.com/podcasts/199 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

Peter talks with Abdullah Elagha of the Colorado Palestine Coalition on the Israel/Palestine Ceasefire as Trump's Presidency approaches. There is a Modern Day Holocaust happening in the Middle East, Estimation of Death Tolls, and a deep analysis of what's going on. Then, Listener Calls weigh in. See omnystudio.com/listener for privacy information.

This episode is part of a wider mini-series looking at Estimation in Software Development. In this episode, I wanted to highlight the emotional baggage that you developers may associate with estimation, and through no fault of your own, will carry that baggage into future estimation work. In the episode, I look at the psychological scarring left behind from decades of using estimates as punitive targets. Like most experienced developers, I've worked in organisations that turn estimates into punitive targets - where a well-meaning estimate has been turned into a commitment, and ultimately, a stick to beat the team with. Now that stick has ranged from the aggressive to the passive, be it threats of dismissal or simply discussing the failure to hit the estimate. ----- Find this episodes show notes at: https://red-folder.com/podcasts/198 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

1UNITED STATES BANKRUPTCY COURTSOUTHERN DISTRICT OF TEXASHOUSTON DIVISIONIn re:INTRUM AB, et al.,1Debtors.Chapter 11Case No. 24-90575 (CML)(Jointly Administered)NOTICE OF APPEALPursuant to 28 U.S.C. § 158(a) and Federal Rules of Bankruptcy Procedure 8002 and 8003,notice is hereby given that the Ad Hoc Committee of holders of 2025 notes issued by Intrum AB(the “AHC”) hereby appeals to the United States District Court for the Southern District of Texasfrom (i) the Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262) (the “Motion to Dismiss Order”) and (ii) theOrder (I) Approving Disclosure Statement and (II) Confirming Joint Prepackaged Chapter 11Plan of Intrum AB and Its Affiliated Debtor (Further Technical Modifications) (ECF No. 263) (the“Confirmation Order”). A copy of the Motion to Dismiss Order is attached as Exhibit A and acopy of the Confirmation Order is attached as Exhibit B. Additionally, the transcript of theBankruptcy Court's oral ruling accompanying the Motion to Dismiss Order and ConfirmationOrder (ECF No. 275) is attached as Exhibit C.Below are the names of all parties to this appeal and their respective counsel:1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors'service address in these Chapter 11 Cases is 801 Travis Street, Ste 2101, #1312, Houston, TX 77002.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 1 of 62I. APPELLANTA. Name of Appellant:The members of the AHC include:Boundary Creek Master Fund LP; CF INT Holdings Designated Activity Company; CaiusCapital Master Fund; Diameter Master Fund LP; Diameter Dislocation Master Fund II LP; FirTree Credit Opportunity Master Fund, LP; MAP 204 Segregated Portfolio, a segregated portfolioof LMA SPC; Star V Partners LLC; and TQ Master Fund LP.Attorneys for the AHC:QUINN EMANUEL URQUHART & SULLIVAN, LLPChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comB. Positions of appellant in the adversary proceeding or bankruptcy case that isthe subject of this appeal:CreditorsCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 2 of 63II. THE SUBJECT OF THIS APPEALA. Judgment, order, or decree appealed from:The Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262); the Order (I) Approving Disclosure Statementand (II) Confirming Joint Prepackaged Chapter 11 Plan of Intrum AB and Its Affiliated Debtor(Further Technical Modifications) (ECF No. 263); and the December 31, 2024 Transcript of OralRuling Before the Honorable Christopher M. Lopez United States Bankruptcy Court Judge (ECFNo. 275).B. The date on which the judgment, order, or decree was entered:The Motion to Dismiss Order and the Confirmation Order were entered on December 31,2024. The Court issued its oral ruling accompanying the Motion to Dismiss Order and theConfirmation Order on December 31, 2024.III. OTHER PARTIES TO THIS APPEALIntrum AB and Intrum AB of Texas LLCMILBANK LLPDennis F. Dunne (admitted pro hac vice)Jaimie Fedell (admitted pro hac vice)55 Hudson YardsNew York, NY 10001Telephone: (212) 530-5000Facsimile: (212) 530-5219Email: ddunne@milbank.comjfedell@milbank.com–and–Andrew M. Leblanc (admitted pro hac vice)Melanie Westover Yanez (admitted pro hac vice)1850 K Street, NW, Suite 1100Washington, DC 20006Telephone: (202) 835-7500Facsimile: (202) 263-7586Email: aleblanc@milbank.commwyanez@milbank.com–and–PORTER HEDGES LLPJohn F. Higgins (SBN 09597500)Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 3 of 64Eric D. Wade (SBN 00794802)M. Shane Johnson (SBN 24083263)1000 Main Street, 36th FloorHouston TX 77002Telephone: (713) 226-6000Facsimile: (713) 226-6248Email: jhiggins@porterhedges.comewade@porterhedges.comsjohnson@porterhedges.comIV. OTHER PARTIES THAT MAY HAVE AN INTEREST IN THIS APPEALThe following chart lists certain parties that are not parties to this appeal, but that may havean interest in the outcome of the case. These parties should be served with notice of this appealby the Debtors who are aware of their identities and best positioned to provide notice.All Other Creditors of the Debtors, Including, But Not Limited To:• Certain funds and accounts managed by BlackRock Investment Management (UK)Limited or its affiliates;• Capital Four;• Davidson Kempner European Partners, LLP;• Intermediate Capital Managers Limited;• Mandatum Asset Management Ltd;• H.I.G. Capital, LLC;• Spiltan Hograntefond; Spiltan Rantefond Sverige; and Spiltan Aktiefond Stabil;• The RCF SteerCo Group;• Swedbank AB (publ).Any Holder of Stock of the Debtors• Any holder of stock of the Debtors, including their successors and assigns.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 4 of 65Respectfully submitted this 13th day of January, 2025.QUINN EMANUEL URQUHART &SULLIVAN, LLP/s/ Christopher D. PorterChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comCOUNSEL FOR THE AD HOC COMMITTEE OFINTRUM AB 2025 NOTEHOLDERSCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 5 of 6CERTIFICATE OF SERVICEI, Christopher D. Porter, hereby certify that on the 13th day of January, 2025, a copy ofthe foregoing document has been served via the Electronic Case Filing System for the UnitedStates Bankruptcy Court for the Southern District of Texas./s/ Christopher D. PorterBy: Christopher D. PorterCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 6 of 6EXHIBIT ACase 24-90575 Document 296-1 Filed in TXSB on 01/13/25 Page 1 of 31IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB, et al.,1 ) Case No. 24-90575 (CML)))Jointly AdministeredDebtors. ))ORDER DENYING MOTION OF THE AD HOCCOMMITTEE OF HOLDERS OF INTRUM AB NOTES DUE 2025TO DISMISS CHAPTER 11 CASES PURSUANT TO 11 U.S.C. § 1112(B) ANDFEDERAL RULE OF BANKRUPTCY PROCEDURE 1017(F)(1)(Related to Docket No. 27)This matter, having come before the Court upon the Motion of the Ad Hoc Committee ofHolders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. §1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) [Docket No. 27] (the “Motion toDismiss”); and this Court having considered the Debtors' Objection to the Motion of the Ad HocCommittee of Holders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11U.S.C. § 1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) (the “Objection”) andany other responses or objections to the Motion to Dismiss; and this Court having jurisdiction overthis matter pursuant to 28 U.S.C. § 1334 and the Amended Standing Order; and this Court havingfound that this is a core proceeding pursuant to 28 U.S.C. § 157(b)(2); and this Court having foundthat it may enter a final order consistent with Article III of the United States Constitution; and thisCourt having found that the relief requested in the Objection is in the best interests of the Debtors'1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these Chapter 11 Cases is 801 Travis Street, STE 2101, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f2 32estates; and this Court having found that the Debtors' notice of the Objection and opportunity fora hearing on the Motion to Dismiss and Objection were appropriate and no other notice need beprovided; and this Court having reviewed the Motion to Dismiss and Objection and havingheard the statements in support of the relief requested therein at a hearing before this Court; andthis Court having determined that the legal and factual bases set forth in the Objectionestablish just cause for the relief granted herein; and upon all of the proceedings had beforethis Court; and after due deliberation and sufficient cause appearing therefor, it is HEREBYORDERED THAT:1. The Motion to Dismiss is Denied for the reasons stated at the December 31, 2024 hearing.2. This Court retains exclusive jurisdiction and exclusive venue with respect to allmatters arising from or related to the implementation, interpretation, and enforcement of this Order.DAeucegmubste 0r 23,1 2, 0210294CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f2 3EXHIBIT BCase 24-90575 Document 296-2 Filed in TXSB on 01/13/25 Page 1 of 135IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB et al.,1 ) Case No. 24-90575 (CML)))(Jointly Administered)Debtors. ))ORDER (I) APPROVINGDISCLOSURE STATEMENT AND(II) CONFIRMING JOINT PREPACKAGED CHAPTER 11PLAN OF INTRUM AB AND ITS AFFILIATEDDEBTOR (FURTHER TECHNICAL MODIFICATIONS)The above-captioned debtors and debtors in possession (collectively, the“Debtors”), having:a. entered into that certain Lock-Up Agreement, dated as of July 10, 2024 (asamended and restated on August 15, 2024, and as further modified,supplemented, or otherwise amended from time to time in accordance with itsterms, the “the Lock-Up Agreement”) and that certain Backstop Agreement,dated as of July 10, 2024, (as amended and restated on November 15, 2024 andas further modified, supplemented, or otherwise amended from time to time inaccordance with its terms), setting out the terms of the backstop commitmentsprovided by the Backstop Providers to backstop the entirety of the issuance ofNew Money Notes (as may be further amended, restated, amended and restated,modified or supplemented from time to time in accordance with the termsthereof, the “Backstop Agreement”) which set forth the terms of a consensualfinancial restructuring of the Debtors;b. commenced, on October 17, 2024, a prepetition solicitation (the “Solicitation”)of votes on the Joint Prepackaged Chapter 11 Plan of Reorganization of IntrumAB and its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (asthe same may be further amended, modified and supplemented from time totime, the “Plan”), by causing the transmittal, through their solicitation andballoting agent, Kroll Restructuring Administration LLC (“Kroll”), to theholders of Claims entitled to vote on the Plan of, among other things: (i) the1 The Debtors in these chapter 11 cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these chapter 11 cases is 801 Travis Street, STE 2102, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f1 133452Plan, (ii) the Disclosure Statement for Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate (as the same may befurther amended, modified and supplemented from time to time, the“Disclosure Statement”), and (iii) the Ballots and Master Ballot to vote on thePlan (the “Ballots”), (iv) the Affidavit of Service of Solicitation Materials[Docket No. 7];c. commenced on November 15, 2024 (the “Petition Date”), these chapter 11 cases(these “Chapter 11 Cases”) by filing voluntary petitions in the United StatesBankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”or the “Court”) for relief under chapter 11 of title 11 of the United States Code(the “Bankruptcy Code”);d. Filed on November 15, 2024, the Affidavit of Service of Solicitation Materials[Docket No. 7] (the “Solicitation Affidavit”);e. Filed, on November 16, 2024 the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Technical Modifications) [Docket No. 16] and theDisclosure Statement for Joint Prepackaged Chapter 11 Plan of Intrum AB andits Debtor Affiliate [Docket No. 17];f. Filed on November 16, 2024, the Declaration of Andrés Rubio in Support of ofthe Debtors' Chapter 11 Petitions and First Day Motions [Docket No. 14] (the“First Day Declaration”);g. Filed on November 17, 2024, the Declaration of Alex Orchowski of KrollRestructuring Administration LLC Regarding the Solicitation of Votes andTabulation of Ballots Case on the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code [Docket No. 18] (the “Voting Declaration,” andtogether with the Plan, the Disclosure Statement, the Ballots, and theSolicitation Affidavit, the “Solicitation Materials”);h. obtained, on November 19, 2024, the Order(I) Scheduling a Combined Hearingon (A) Adequacy of the Disclosure Statement and (B) Confirmation of the Plan,(II) Approving Solicitation Procedures and Form and Manner of Notice ofCommencement, Combined Hearing, and Objection Deadline, (III) FixingDeadline to Object to Disclosure Statement and Plan, (IV) Conditionally (A)Directing the United States Trustee Not to Convene Section 341 Meeting ofCreditors and (B) Waiving Requirement to File Statements of Financial Affairsand Schedules of Assets and Liabilities, and (V) Granting Related Relief[Docket No. 71] (the “Scheduling Order”), which, among other things: (i)approved the prepetition solicitation and voting procedures, including theConfirmation Schedule (as defined therein); (ii) conditionally approved theDisclosure Statement and its use in the Solicitation; and (iii) scheduled theCombined Hearing on December 16, 2024, at 1:00 p.m. (prevailing CentralCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f1 133453Time) to consider the final approval of the Disclosure Statement and theconfirmation of the Plan (the “Combined Hearing”);i. served, through Kroll, on November 20, 2025, on all known holders of Claimsand Interests, the U.S. Trustee and certain other parties in interest, the Noticeof: (I) Commencement of Chapter 11 Bankruptcy Cases; (II) Hearing on theDisclosure Statement and Confirmation of the Plan, and (III) Certain ObjectionDeadlines (the “Combined Hearing Notice”) as evidence by the Affidavit ofService [Docket No. 160];j. caused, on November 25 and 27, 2024, the Combined Hearing Notice to bepublished in the New York Times (national and international editions) and theFinancial Times (international edition), as evidenced by the Certificate ofPublication [Docket No. 148];k. Filed and served, on December 10, 2024, the Plan Supplement for the Debtors'Joint Prepackaged Chapter 11 Plan of Reorganization [Docket 165];l. Filed on December 10, 2024, the Declaration of Jeffrey Kopa in Support ofConfirmation of the Joint Prepackaged Plan of Reorganization of Intrum ABand its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code [DocketNo. 155];m. Filed on December 14, 2024, the:i. Debtors' Memorandum of Law in Support of an Order: (I) Approving, on aFinal Basis, Adequacy of the Disclosure Statement; (II) Confirming theJoint Prepackaged Plan of Reorganization; and (III) Granting Related Relief[Docket No. 190] (the “Confirmation Brief”);ii. Declaration of Andrés Rubio in Support of Confirmation of the JointPrepackaged Plan of Reorganization of Intrum AB and its Debtor Affiliate.[Docket No. 189] (the “Confirmation Declaration”); andiii. Joint Prepackaged Chapter 11 Plan of Reorganization of Intrum AB and itsDebtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (FurtherTechnical Modifications) [Docket No. 191];n. Filed on December 18, 2024, the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Further Technical Modifications) [Docket No. 223];CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 3 4 o of f1 133454WHEREAS, the Court having, among other things:a. set December 12, 2024, at 4:00 p.m. (prevailing Central Time) as the deadlinefor Filing objection to the adequacy of the Disclosure Statement and/orConfirmation2 of the Plan (the “Objection Deadline”);b. held, on December 16, 2024 at 1:00 p.m. (prevailing Central Time) [andcontinuing through December 17, 2024], the Combined Hearing;c. heard the statements, arguments, and any objections made at the CombinedHearing;d. reviewed the Disclosure Statement, the Plan, the Ballots, the Plan Supplement,the Confirmation Brief, the Confirmation Declaration, the SolicitationAffidavit, and the Voting Declaration;e. overruled (i) any and all objections to approval of the Disclosure Statement, thePlan, and Confirmation, except as otherwise stated or indicated on the record,and (ii) all statements and reservations of rights not consensually resolved orwithdrawn, unless otherwise indicated; andf. reviewed and taken judicial notice of all the papers and pleadings Filed(including any objections, statement, joinders, reservations of rights and otherresponses), all orders entered, and all evidence proffered or adduced and allarguments made at the hearings held before the Court during the pendency ofthese cases;NOW, THEREFORE, it appearing to the Bankruptcy Court that notice of theCombined Hearing and the opportunity for any party in interest to object to the DisclosureStatement and the Plan having been adequate and appropriate as to all parties affected or to beaffected by the Plan and the transactions contemplated thereby, and the legal and factual bases setforth in the documents Filed in support of approval of the Disclosure Statement and Confirmationand other evidence presented at the Combined Hearing establish just cause for the relief grantedherein; and after due deliberation thereon and good cause appearing therefor, the BankruptcyCourt makes and issues the following findings of fact and conclusions of law, and orders for thereasons stated on the record at the December 31, 2024 ruling on plan confirmation;2 Capitalized terms used but not otherwise defined herein have meanings given to them in the Plan and/or theDisclosure Statement. The rules of interpretation set forth in Article I.B of the Plan apply to this CombinedOrder.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 4 5 o of f1 133455I. FINDINGS OF FACT AND CONCLUSIONS OF LAWIT IS HEREBY FOUND AND DETERMINED THAT:A. Findings of Fact and Conclusions of Law.1. The findings and conclusions set forth herein and in the record of theCombined Hearing constitute the Bankruptcy Court's findings of fact and conclusions of law underRule 52 of the Federal Rules of Civil Procedure, as made applicable herein by Bankruptcy Rules7052 and 9014. To the extent any of the following conclusions of law constitute findings of fact,or vice versa, they are adopted as such.B. Jurisdiction, Venue, Core Proceeding.2. This Court has jurisdiction over these Chapter 11 Cases pursuant to28 U.S.C. § 1334. Venue of these proceedings and the Chapter 11 Cases in this district is properpursuant to 28 U.S.C. §§ 1408 and 1409. This is a core proceeding pursuant to 28 U.S.C.§ 157(b)(2) and this Court may enter a final order hereon under Article III of the United StatesConstitution.C. Eligibility for Relief.3. The Debtors were and continue to be entities eligible for relief under section109 of the Bankruptcy Code and the Debtors were and continue to be proper proponents of thePlan under section 1121(a) of the Bankruptcy Code.D. Commencement and Joint Administration of the Chapter 11 Cases.4. On the Petition Date, the Debtors commenced the Chapter 11 Cases. OnNovember 18, 2024, the Court entered an order [Docket No. 51] authorizing the jointadministration of the Chapter 11 Case in accordance with Bankruptcy Rule 1015(b). The Debtorshave operated their businesses and managed their properties as debtors in possession pursuant toCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 5 6 o of f1 133456sections 1107(a) and 1108 of the Bankruptcy Code. No trustee, examiner, or statutory committeehas been appointed in these Chapter 11 Cases.E. Adequacy of the Disclosure Statement.5. The Disclosure Statement and the exhibits contained therein (i) containssufficient information of a kind necessary to satisfy the disclosure requirements of applicablenonbankruptcy laws, rules and regulations, including the Securities Act; and (ii) contains“adequate information” as such term is defined in section 1125(a)(1) and used in section1126(b)(2) of the Bankruptcy Code, with respect to the Debtors, the Plan and the transactionscontemplated therein. The Filing of the Disclosure Statement satisfied Bankruptcy Rule 3016(b).The injunction, release, and exculpation provisions in the Plan and the Disclosure Statementdescribe, in bold font and with specific and conspicuous language, all acts to be enjoined andidentify the Entities that will be subject to the injunction, thereby satisfying Bankruptcy Rule3016(c).F. Solicitation.6. As described in and evidenced by the Voting Declaration, the Solicitationand the transmittal and service of the Solicitation Materials were: (i) timely, adequate, appropriate,and sufficient under the circumstances; and (ii) in compliance with sections 1125(g) and 1126(b)of the Bankruptcy Code, Bankruptcy Rules 3017 and 3018, the applicable Local Bankruptcy Rules,the Scheduling Order and all applicable nonbankruptcy rules, laws, and regulations applicable tothe Solicitation, including the registration requirements under the Securities Act. The SolicitationMaterials, including the Ballots and the Opt Out Form (as defined below), adequately informedthe holders of Claims entitled to vote on the Plan of the procedures and deadline for completingand submitting the Ballots.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 6 7 o of f1 1334577. The Debtors served the Combined Hearing Notice on the entire creditormatrix and served the Opt Out Form on all Non-Voting Classes. The Combined Hearing Noticeadequately informed Holders of Claims or Interests of critical information regarding voting on (ifapplicable) and objecting to the Plan, including deadlines and the inclusion of release, exculpation,and injunction provisions in the Plan, and adequately summarized the terms of the Third-PartyRelease. Further, because the form enabling stakeholders to opt out of the Third-Party Release (the“Opt Out Form”) was included in both the Ballots and the Opt Out Form, every known stakeholder,including unimpaired creditors was provided with the means by which the stakeholders could optout of the Third-Party Release. No further notice is required. The period for voting on the Planprovided a reasonable and sufficient period of time and the manner of such solicitation was anappropriate process allowing for such holders to make an informed decision.G. Tabulation.8. As described in and evidenced by the Voting Declaration, (i) the holders ofClaims in Class 3 (RCF Claims) and Class 5 (Notes Claims) are Impaired under the Plan(collectively, the “Voting Classes”) and have voted to accept the Plan in the numbers and amountsrequired by section 1126 of the Bankruptcy Code, and (ii) no Class that was entitled to vote on thePlan voted to reject the Plan. All procedures used to tabulate the votes on the Plan were in goodfaith, fair, reasonable, and conducted in accordance with the applicable provisions of theBankruptcy Code, the Bankruptcy Rules, the Local Rules, the Disclosure Statement, theScheduling Order, and all other applicable nonbankruptcy laws, rules, and regulations.H. Plan Supplement.9. On December 10, 2024, the Debtors Filed the Plan Supplement with theCourt. The Plan Supplement (including as subsequently modified, supplemented, or otherwiseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 7 8 o of f1 133458amended pursuant to a filing with the Court), complies with the terms of the Plan, and the Debtorsprovided good and proper notice of the filing in accordance with the Bankruptcy Code, theBankruptcy Rules, the Scheduling Order, and the facts and circumstances of the Chapter 11 Cases.All documents included in the Plan Supplement are integral to, part of, and incorporated byreference into the Plan. No other or further notice is or will be required with respect to the PlanSupplement. Subject to the terms of the Plan and the Lock-Up Agreement, and only consistenttherewith, the Debtors reserve the right to alter, amend, update, or modify the Plan Supplementand any of the documents contained therein or related thereto, in accordance with the Plan, on orbefore the Effective Date.I. Modifications to the Plan.10. Pursuant to section 1127 of the Bankruptcy Code, the modifications to thePlan described or set forth in this Combined Order constitute technical or clarifying changes,changes with respect to particular Claims by agreement with holders of such Claims, ormodifications that do not otherwise materially and adversely affect or change the treatment of anyother Claim or Interest under the Plan. These modifications are consistent with the disclosurespreviously made pursuant to the Disclosure Statement and Solicitation Materials, and notice ofthese modifications was adequate and appropriate under the facts and circumstances of the Chapter11 Cases. In accordance with Bankruptcy Rule 3019, these modifications do not require additionaldisclosure under section 1125 of the Bankruptcy Code or the resolicitation of votes under section1126 of the Bankruptcy Code, and they do not require that holders of Claims or Interests beafforded an opportunity to change previously cast acceptances or rejections of the Plan.Accordingly, the Plan is properly before this Court and all votes cast with respect to the Plan priorto such modification shall be binding and shall apply with respect to the Plan.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 8 9 o of f1 133459J. Objections Overruled.11. Any resolution or disposition of objections to Confirmation explained orotherwise ruled upon by the Court on the record at the Confirmation Hearing is herebyincorporated by reference. All unresolved objections, statements, joinders, informal objections,and reservations of rights are hereby overruled on the merits.K. Burden of Proof.12. The Debtors, as proponents of the Plan, have met their burden of provingthe elements of sections 1129(a) and 1129(b) of the Bankruptcy Code by a preponderance of theevidence, the applicable evidentiary standard for Confirmation. Further, the Debtors have proventhe elements of sections 1129(a) and 1129(b) by clear and convincing evidence. Each witness whotestified on behalf of the Debtors in connection with the Confirmation Hearing was credible,reliable, and qualified to testify as to the topics addressed in his testimony.L. Compliance with the Requirements of Section 1129 of the BankruptcyCode.13. The Plan complies with all applicable provisions of section 1129 of theBankruptcy Code as follows:a. Section 1129(a)(1) – Compliance of the Plan with Applicable Provisions of theBankruptcy Code.14. The Plan complies with all applicable provisions of the Bankruptcy Code,including sections 1122 and 1123, as required by section 1129(a)(1) of the Bankruptcy Code.i. Section 1122 and 1123(a)(1) – Proper Classification.15. The classification of Claims and Interests under the Plan is proper under theBankruptcy Code. In accordance with sections 1122(a) and 1123(a)(1) of the Bankruptcy Code,Article III of the Plan provides for the separate classification of Claims and Interests at each Debtorinto Classes, based on differences in the legal nature or priority of such Claims and Interests (otherCaCsaes e2 42-49-09507557 5 D oDcoucmumenetn 2t 9266-32 FFiilleedd iinn TTXXSSBB oonn 1021//3113//2245 PPaaggee 91 0o fo 1f 3143510than Administrative Claims, Professional Fee Claims, and Priority Tax Claims, which areaddressed in Article II of the Plan and Unimpaired, and are not required to be designated asseparate Classes in accordance with section 1123(a)(1) of the Bankruptcy Code). Valid business,factual, and legal reasons exist for the separate classification of the various Classes of Claims andInterests created under the Plan, the classifications were not implemented for any improperpurpose, and the creation of such Classes does not unfairly discriminate between or among holdersof Claims or Interests.16. In accordance with section 1122(a) of the Bankruptcy Code, each Class ofClaims or Interests contains only Claims or Interests substantially similar to the other Claims orInterests within that Class. Accordingly, the Plan satisfies the requirements of sections 1122(a),1122(b), and 1123(a)(1) of the Bankruptcy Codeii. Section 1123(a)(2) – Specifications of Unimpaired Classes.17. Article III of the Plan specifies that Claims and Interests in the classesdeemed to accept the Plan are Unimpaired under the Plan. Holders of Intercompany Claims andIntercompany Interests are either Unimpaired and conclusively presumed to have accepted thePlan, or are Impaired and deemed to reject (the “Deemed Rejecting Classes”) the Plan, and, ineither event, are not entitled to vote to accept or reject the Plan. In addition, Article II of the Planspecifies that Administrative Claims and Priority Tax Claims are Unimpaired, although the Plandoes not classify these Claims. Accordingly, the Plan satisfies the requirements of section1123(a)(2) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 101 o of f1 1334511iii. Section 1123(a)(3) – Specification of Treatment of Voting Classes18. Article III.B of the Plan specifies the treatment of each Voting Class underthe Plan – namely, Class 3 and Class 5. Accordingly, the Plan satisfies the requirements of section1123(a)(3) of the Bankruptcy Code.iv. Section 1123(a)(4) – No Discrimination.19. Article III of the Plan provides the same treatment to each Claim or Interestin any particular Class, as the case may be, unless the holder of a particular Claim or Interest hasagreed to a less favorable treatment with respect to such Claim or Interest. Accordingly, the Plansatisfies the requirements of section 1123(a)(4) of the Bankruptcy Code.v. Section 1123(a)(5) – Adequate Means for Plan Implementation.20. The Plan and the various documents included in the Plan Supplementprovide adequate and proper means for the Plan's execution and implementation, including: (a)the general settlement of Claims and Interests; (b) the restructuring of the Debtors' balance sheetand other financial transactions provided for by the Plan; (c) the consummation of the transactionscontemplated by the Plan, the Lock-Up Agreement, the Restructuring Implementation Deed andthe Agreed Steps Plan and other documents Filed as part of the Plan Supplement; (d) the issuanceof Exchange Notes, the New Money Notes, and the Noteholder Ordinary Shares pursuant to thePlan; (e) the amendment of the Intercreditor Agreement; (f) the amendment of the FacilityAgreement; (g) the amendment of the Senior Secured Term Loan Agreement; (h) theconsummation of the Rights Offering in accordance with the Plan, Rights Offering Documentsand the Lock-Up Agreement; (i) the granting of all Liens and security interests granted orconfirmed (as applicable) pursuant to, or in connection with, the Facility Agreement, the ExchangeNotes Indenture, the New Money Notes Indenture, the amended Intercreditor Agreement and theCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 112 o of f1 1334512Senior Secured Term Loan Agreement pursuant to the New Security Documents (including anyLiens and security interests granted or confirmed (as applicable) on the Reorganized Debtors'assets); (j) the vesting of the assets of the Debtors' Estates in the Reorganized Debtors; (k) theconsummation of the corporate reorganization contemplated by the Plan, the Lock-Up Agreement,the Agreed Steps Plan and the Master Reorganization Agreement (as defined in the RestructuringImplementation Deed); and (l) the execution, delivery, filing, or recording of all contracts,instruments, releases, and other agreements or documents in furtherance of the Plan. Accordingly,the Plan satisfies the requirements of section 1123(a)(5) of the Bankruptcy Codevi. Section 1123(a)(6) – Non-Voting Equity Securities.21. The Company's organizational documents in accordance with the SwedishCompanies Act, Ch. 4, Sec 5 and the Plan prohibit the issuance of non-voting securities as of theEffective Date to the extent required to comply with section 1123(a)(6) of the Bankruptcy Code.Accordingly, the Plan satisfies the requirements of section 1123(a)(6) of the Bankruptcy Code.vii. Section 1123(a)(7) – Directors, Officers, and Trustees.22. The manner of selection of any officer, director, or trustee (or any successorto and such officer, director, or trustee) of the Reorganized Debtors will be determined inaccordance with the existing organizational documents, which is consistent with the interests ofcreditors and equity holders and with public policy. Accordingly, the Plan satisfies therequirements of section 1123(a)(7) of the Bankruptcy Code.b. Section 1123(b) – Discretionary Contents of the Plan23. The Plan contains various provisions that may be construed as discretionarybut not necessary for Confirmation under the Bankruptcy Code. Any such discretionary provisionCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 123 o of f1 1334513complies with section 1123(b) of the Bankruptcy Code and is not inconsistent with the applicableprovisions of the Bankruptcy Code. Thus, the Plan satisfies section 1123(b).i. Section 1123(b)(1) – Impairment/Unimpairment of Any Class of Claims orInterests24. Article III of the Plan impairs or leaves unimpaired, as the case may be,each Class of Claims or Interests, as contemplated by section 1123(b)(1) of the Bankruptcy Code.ii. Section 1123(b)(2) – Assumption and Rejection of Executory Contracts andUnexpired Leases25. Article V of the Plan provides for the assumption of the Debtors' ExecutoryContracts and Unexpired Leases as of the Effective Date unless such Executory Contract orUnexpired Lease: (a) is identified on the Rejected Executory Contract and Unexpired Lease List;(b) has been previously rejected by a Final Order; (c) is the subject of a motion to reject ExecutoryContracts or Unexpired Leases that is pending on the Confirmation Date; or (4) is subject to amotion to reject an Executory Contract or Unexpired Lease pursuant to which the requestedeffective date of such rejection is after the Effective Date. Thus, the Plan satisfies section1123(b)(2).iii. Compromise and Settlement26. In accordance with section 1123(b)(3)(A) of the Bankruptcy Code andBankruptcy Rule 9019, and in consideration for the distributions and other benefits provided underthe Plan, the provisions of the Plan constitute a good-faith compromise of all Claims, Interests,and controversies relating to the contractual, legal, and subordination rights that all holders ofClaims or Interests may have with respect to any Allowed Claim or Interest or any distribution tobe made on account of such Allowed Claim or Interest. Such compromise and settlement is theproduct of extensive arm's-length, good faith negotiations that, in addition to the Plan, resulted inCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 134 o of f1 1334514the execution of the Lock-Up Agreement, which represents a fair and reasonable compromise ofall Claims, Interests, and controversies and entry into which represented a sound exercise of theDebtors' business judgment. Such compromise and settlement is fair, equitable, and reasonableand in the best interests of the Debtors and their Estates.27. The releases of the Debtors' directors and officers are an integral componentof the settlements and compromises embodied in the Plan. The Debtors' directors and officers: (a)made a substantial and valuable contribution to the Debtors' restructuring, including extensive preandpost-Petition Date negotiations with stakeholder groups, and ensured the uninterruptedoperation of the Debtors' businesses during the Chapter 11 Cases; (b) invested significant timeand effort to make the restructuring a success and maximize the value of the Debtors' businessesin a challenging operating environment; (c) attended and, in certain instances, testified atdepositions and Court hearings; (d) attended and participated in numerous stakeholder meetings,management meetings, and board meetings related to the restructuring; (e) are entitled toindemnification from the Debtors under applicable non-bankruptcy law, organizationaldocuments, and agreements; (f) invested significant time and effort in the preparation of the Lock-Up Agreement, the Plan, Disclosure Statement, all supporting analyses, and the numerous otherpleadings Filed in the Chapter 11 Cases, thereby ensuring the smooth administration of the Chapter11 Cases; and (g) are entitled to all other benefits under any employment contracts existing as ofthe Petition Date. Litigation by the Debtors or other Releasing Parties against the Debtors'directors and officers would be a distraction to the Debtors' business and restructuring and woulddecrease rather than increase the value of the estates. The releases of the Debtors' directors andofficers contained in the Plan have the consent of the Debtors and the Releasing Parties and are inthe best interests of the estates.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 145 o of f1 1334515iv. Debtor Release28. The releases of claims and Causes of Action by the Debtors, ReorganizedDebtors, and their Estates described in Article VIII.C of the Plan in accordance with section1123(b) of the Bankruptcy Code (the “Debtor Release”) represent a valid exercise of the Debtors'business judgment under Bankruptcy Rule 9019. The Debtors' or the Reorganized Debtors' pursuitof any such claims against the Released Parties is not in the best interests of the Estates' variousconstituencies because the costs involved would outweigh any potential benefit from pursuingsuch claims. The Debtor Release is fair and equitable and complies with the absolute priority rule.29. The Debtor Release is (a) an integral part of the Plan, and a component ofthe comprehensive settlement implemented under the Plan; (b) in exchange for the good andvaluable consideration provided by the Released Parties; (c) a good faith settlement andcompromise of the claims and Causes of Action released by the Debtor Release; (d) materiallybeneficial to, and in the best interests of, the Debtors, their Estates, and their stakeholders, and isimportant to the overall objectives of the Plan to finally resolve certain Claims among or againstcertain parties in interest in the Chapter 11 Cases; (e) fair, equitable, and reasonable; (f) given andmade after due notice and opportunity for hearing; and (g) a bar to any Debtor asserting any claimor Cause of Action released by the Debtor Release against any of the Released Parties. Theprobability of success in litigation with respect to the released claims and Causes of Action, whenweighed against the costs, supports the Debtor Release. With respect to each of these potentialCauses of Action, the parties could assert colorable defenses and the probability of success isuncertain. The Debtors' or the Reorganized Debtors' pursuit of any such claims or Causes ofAction against the Released Parties is not in the best interests of the Estates or the Debtors' variousCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 156 o of f1 1334516constituencies because the costs involved would likely outweigh any potential benefit frompursuing such claims or Causes of Action30. Holders of Claims and Interests entitled to vote have overwhelmingly votedin favor of the Plan, including the Debtor Release. The Plan, including the Debtor Release, wasnegotiated before and after the Petition Date by sophisticated parties represented by able counseland advisors, including the Consenting Creditors. The Debtor Release is therefore the result of ahard fought and arm's-length negotiation process conducted in good faith.31. The Debtor Release appropriately offers protection to parties thatparticipated in the Debtors' restructuring process, including the Consenting Creditors, whoseparticipation in the Chapter 11 Cases is critical to the Debtors' successful emergence frombankruptcy. Specifically, the Released Parties, including the Consenting Creditors, madesignificant concessions and contributions to the Chapter 11 Cases, including, entering into theLock-Up Agreement and related agreements, supporting the Plan and the Chapter 11 Cases, andwaiving or agreeing to impair substantial rights and Claims against the Debtors under the Plan (aspart of the compromises composing the settlement underlying the revised Plan) in order tofacilitate a consensual reorganization and the Debtors' emergence from chapter 11. The DebtorRelease for the Debtors' directors and officers is appropriate because the Debtors' directors andofficers share an identity of interest with the Debtors and, as previously stated, supported and madesubstantial contributions to the success of the Plan, the Chapter 11 Cases, and operation of theDebtors' business during the Chapter 11 Cases, actively participated in meetings, negotiations, andimplementation during the Chapter 11 Cases, and have provided other valuable consideration tothe Debtors to facilitate the Debtors' successful reorganization and continued operation.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 167 o of f1 133451732. The scope of the Debtor Release is appropriately tailored under the factsand circumstances of the Chapter 11 Cases. In light of, among other things, the value provided bythe Released Parties to the Debtors' Estates and the critical nature of the Debtor Release to thePlan, the Debtor Release is appropriate.v. Release by Holders of Claims and Interests33. The release by the Releasing Parties (the “Third-Party Release”), set forthin Article VIII.D of the Plan, is an essential provision of the Plan. The Third-Party Release is: (a)consensual as to those Releasing Parties that did not specifically and timely object or properly optout from the Third-Party Release; (b) within the jurisdiction of the Bankruptcy Court pursuant to28 U.S.C. § 1334; (c) in exchange for the good and valuable consideration provided by theReleased Parties; (d) a good faith settlement and compromise of the claims and Causes of Actionreleased by the Third-Party Release; (e) materially beneficial to, and in the best interests of, theDebtors, their Estates, and their stakeholders, and is important to the overall objectives of the Planto finally resolve certain Claims among or against certain parties in interest in the Chapter 11Cases; (f) fair, equitable, and reasonable; (g) given and made after due notice and opportunity forhearing; (h) appropriately narrow in scope given that it expressly excludes, among other things,any Cause of Action that is judicially determined by a Final Order to have constituted actual fraud,willful misconduct, or gross negligence; (i) a bar to any of the Releasing Parties asserting anyclaim or Cause of Action released by the Third-Party Release against any of the Released Parties;and (j) consistent with sections 105, 524, 1123, 1129, and 1141 and other applicable provisions ofthe Bankruptcy Code.34. The Third-Party Release is an integral part of the agreement embodied inthe Plan among the relevant parties in interest. Like the Debtor Release, the Third-Party ReleaseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 178 o of f1 1334518facilitated participation in both the Debtors' Plan and the chapter 11 process generally. The Third-Party Release is instrumental to the Plan and was critical in incentivizing parties to support thePlan and preventing significant and time-consuming litigation regarding the parties' respectiverights and interests. The Third-Party Release was a core negotiation point in connection with thePlan and instrumental in developing the Plan that maximized value for all of the Debtors'stakeholders and kept the Debtors intact as a going concern. As such, the Third-Party Releaseappropriately offers certain protections to parties who constructively participated in the Debtors'restructuring process—including the Consenting Creditors (as set forth above)—by, among otherthings, facilitating the negotiation and consummation of the Plan, supporting the Plan and, in thecase of the Backstop Providers, committing to provide new capital to facilitate the Debtors'emergence from chapter 11. Specifically, the Notes Ad Hoc Group proposed and negotiated thepari passu transaction that is the basis of the restructuring proposed under the Plan and provideda much-needed deleveraging to the Debtors' business while taking a discount on their Claims (inexchange for other consideration).35. Furthermore, the Third-Party Release is consensual as to all parties ininterest, including all Releasing Parties, and such parties in interest were provided notice of thechapter 11 proceedings, the Plan, the deadline to object to confirmation of the Plan, and theCombined Hearing and were properly informed that all holders of Claims against or Interests inthe Debtors that did not file an objection with the Court in the Chapter 11 Cases that included anexpress objection to the inclusion of such holder as a Releasing Party under the provisionscontained in Article VIII of the Plan would be deemed to have expressly, unconditionally,generally, individually, and collectively consented to the release and discharge of all claims andCauses of Action against the Debtors and the Released Parties. Additionally, the release provisionsCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 189 o of f1 1334519of the Plan were conspicuous, emphasized with boldface type in the Plan, the DisclosureStatement, the Ballots, and the applicable notices. Except as set forth in the Plan, all ReleasingParties were properly informed that unless they (a) checked the “opt out” box on the applicableBallot or opt-out form and returned the same in advance of the Voting Deadline, as applicable, or(b) timely Filed an objection to the releases contained in the Plan that was not resolved beforeentry of this Confirmation Order, they would be deemed to have expressly consented to the releaseof all Claims and Causes of Action against the Released Parties.36. The Ballots sent to all holders of Claims and Interests entitled to vote, aswell as the notice of the Combined Hearing sent to all known parties in interest (including thosenot entitled to vote on the Plan), unambiguously provided in bold letters that the Third-PartyRelease was contained in the Plan.37. The scope of the Third-Party Release is appropriately tailored under thefacts and circumstances of the Chapter 11 Cases, and parties in interest received due and adequatenotice of the Third-Party Release. Among other things, the Plan provides appropriate and specificdisclosure with respect to the claims and Causes of Action that are subject to the Third-PartyRelease, and no other disclosure is necessary. The Debtors, as evidenced by the VotingDeclaration and Certificate of Publication, including by providing actual notice to all knownparties in interest, including all known holders of Claims against, and Interests in, any Debtor andpublishing notice in international and national publications for the benefit of unknown parties ininterest, provided sufficient notice of the Third-Party Release, and no further or other notice isnecessary. The Third-Party Release is designed to provide finality for the Debtors, theReorganized Debtors and the Released Parties regarding the parties' respective obligations underthe Plan. For the avoidance of doubt, and notwithstanding anything to the contrary, anyparty who timely opted-out of the Third-Party Release is not bound by the Third-PartyRelease.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 290 o of f1 133452038. The Third-Party Release is specific in language, integral to the Plan, andgiven for substantial consideration. The Releasing Parties were given due and adequate notice ofthe Third-Party Release, and thus the Third-Party Release is consensual under controllingprecedent as to those Releasing Parties that did not specifically and timely object. In light of,among other things, the value provided by the Released Parties to the Debtors' Estates and theconsensual and critical nature of the Third-Party Release to the Plan, the Third-Party Release isappropriatevi. Exculpation.39. The exculpation described in Article VIII.E of the Plan (the “Exculpation”)is appropriate under applicable law, including In re Highland Capital Mgmt., L.P., 48 F. 4th 419(5th Cir. 2022), because it was supported by proper evidence, proposed in good faith, wasformulated following extensive good-faith, arm's-length negotiations with key constituents, and isappropriately limited in scope.40. No Entity or Person may commence or continue any action, employ anyprocess, or take any other act to pursue, collect, recover or offset any Claim, Interest, debt,obligation, or Cause of Action relating or reasonably likely to relate to any act or commission inconnection with, relating to, or arising out of a Covered Matter (including one that alleges theactual fraud, gross negligence, or willful misconduct of a Covered Entity), unless expresslyauthorized by the Bankruptcy Court after (1) it determines, after a notice and a hearing, such Claim,Interest, debt, obligation, or Cause of Action is colorable and (2) it specifically authorizes suchEntity or Person to bring such Claim or Cause of Action. The Bankruptcy Court shall have soleand exclusive jurisdiction to determine whether any such Claim, Interest, debt, obligation or Causeof Action is colorable and, only to the extent legally permissible and as provided for in Article XI,CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 201 o of f1 1334521shall have jurisdiction to adjudicate such underlying colorable Claim, Interest, debt, obligation, orCause of Action.vii. Injunction.41. The injunction provisions set forth in Article VIII.F of the Plan are essentialto the Plan and are necessary to implement the Plan and to preserve and enforce the discharge,Debtor Release, the Third-Party Release, and the Exculpation provisions in Article VIII of thePlan. The injunction provisions are appropriately tailored to achieve those purposes.viii. Preservation of Claims and Causes of Action.42. Article IV.L of the Plan appropriately provides for the preservation by theDebtors of certain Causes of Action in accordance with section 1123(b) of the Bankruptcy Code.Causes of Action not released by the Debtors or exculpated under the Plan will be retained by theReorganized Debtors as provided by the Plan. The Plan is sufficiently specific with respect to theCauses of Action to be retained by the Debtors, and the Plan and Plan Supplement providemeaningful disclosure with respect to the potential Causes of Action that the Debtors may retain,and all parties in interest received adequate notice with respect to such retained Causes of Action.The provisions regarding Causes of Action in the Plan are appropriate and in the best interests ofthe Debtors, their respective Estates, and holders of Claims or Interests. For the avoidance of anydoubt, Causes of Action released or exculpated under the Plan will not be retained by theReorganized Debtors.c. Section 1123(d) – Cure of Defaults43. Article V.D of the Plan provides for the satisfaction of Cure Claimsassociated with each Executory Contract and Unexpired Lease to be assumed in accordance withsection 365(b)(1) of the Bankruptcy Code. Any monetary defaults under each assumed ExecutoryCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 212 o of f1 1334522Contract or Unexpired Lease shall be satisfied, pursuant to section 365(b)(1) of the BankruptcyCode, by payment of the default amount in Cash on the Effective Date, subject to the limitationsdescribed in Article V.D of the Plan, or on such other terms as the parties to such ExecutoryContracts or Unexpired Leases may otherwise agree. Any Disputed Cure Amounts will bedetermined in accordance with the procedures set forth in Article V.D of the Plan, and applicablebankruptcy and nonbankruptcy law. As such, the Plan provides that the Debtors will Cure, orprovide adequate assurance that the Debtors will promptly Cure, defaults with respect to assumedExecutory Contracts and Unexpired Leases in accordance with section 365(b)(1) of theBankruptcy Code. Thus, the Plan complies with section 1123(d) of the Bankruptcy Code.d. Section 1129(a)(2) – Compliance of the Debtors and Others with the ApplicableProvisions of the Bankruptcy Code.44. The Debtors, as proponents of the Plan, have complied with all applicableprovisions of the Bankruptcy Code as required by section 1129(a)(2) of the Bankruptcy Code,including sections 1122, 1123, 1124, 1125, 1126, and 1128, and Bankruptcy Rules 3017, 3018,and 3019.e. Section 1129(a)(3) – Proposal of Plan in Good Faith.45. The Debtors have proposed the Plan in good faith, in accordance with theBankruptcy Code requirements, and not by any means forbidden by law. In determining that thePlan has been proposed in good faith, the Court has examined the totality of the circumstancesfiling of the Chapter 11 Cases, including the formation of Intrum AB of Texas LLC (“IntrumTexas”), the Plan itself, and the process leading to its formulation. The Debtors' good faith isevident from the facts and record of the Chapter 11 Cases, the Disclosure Statement, and the recordof the Combined Hearing and other proceedings held in the Chapter 11 CasesCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 223 o of f1 133452346. The Plan (including the Plan Supplement and all other documents necessaryto effectuate the Plan) is the product of good faith, arm's-length negotiations by and among theDebtors, the Debtors' directors and officers and the Debtors' key stakeholders, including theConsenting Creditors and each of their respective professionals. The Plan itself and the processleading to its formulation provide independent evidence of the Debtors' and such other parties'good faith, serve the public interest, and assure fair treatment of holders of Claims or Interests.Consistent with the overriding purpose of chapter 11, the Debtors Filed the Chapter 11 Cases withthe belief that the Debtors were in need of reorganization and the Plan was negotiated and proposedwith the intention of accomplishing a successful reorganization and maximizing stakeholder value,and for no ulterior purpose. Accordingly, the requirements of section 1129(a)(3) of the BankruptcyCode are satisfied.f. Section 1129(a)(4) – Court Approval of Certain Payments as Reasonable.47. Any payment made or to be made by the Debtors, or by a person issuingsecurities or acquiring property under the Plan, for services or costs and expenses in connectionwith the Chapter 11 Cases, or in connection with the Plan and incident to the Chapter 11 Cases,has been approved by, or is subject to the approval of, the Court as reasonable. Accordingly, thePlan satisfies the requirements of section 1129(a)(4).g. Section 1129(a)(5)—Disclosure of Directors and Officers and Consistency with theInterests of Creditors and Public Policy.48. The identities of or process for appointment of the Reorganized Debtors'directors and officers proposed to serve after the Effective Date were disclosed in the PlanSupplement in advance of the Combined Hearing. Accordingly, the Debtors have satisfied therequirements of section 1129(a)(5) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 234 o of f1 1334524h. Section 1129(a)(6)—Rate Changes.49. The Plan does not contain any rate changes subject to the jurisdiction of anygovernmental regulatory commission and therefore will not require governmental regulatoryapproval. Therefore, section 1129(a)(6) of the Bankruptcy Code does not apply to the Plan.i. Section 1129(a)(7)—Best Interests of Holders of Claims and Interests.50. The liquidation analysis attached as Exhibit D to the Disclosure Statementand the other evidence in support of the Plan that was proffered or adduced at the CombinedHearing, and the facts and circumstances of the Chapter 11 Cases are (a) reasonable, persuasive,credible, and accurate as of the dates such analysis or evidence was prepared, presented orproffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c) have not beencontroverted by other evidence; and (d) establish that each holder of Allowed Claims or Interestsin each Class will recover as much or more value under the Plan on account of such Claim orInterest, as of the Effective Date, than the amount such holder would receive if the Debtors wereliquidated on the Effective Date under chapter 7 of the Bankruptcy Code or has accepted the Plan.As a result, the Debtors have demonstrated that the Plan is in the best interests of their creditorsand equity holders and the requirements of section 1129(a)(7) of the Bankruptcy Code are satisfied.j. Section 1129(a)(8)—Conclusive Presumption of Acceptance by UnimpairedClasses; Acceptance of the Plan by Certain Voting Classes.51. The classes deemed to accept the Plan are Unimpaired under the Plan andare deemed to have accepted the Plan pursuant to section 1126(f) of the Bankruptcy Code. EachVoting Class voted to accept the Plan. For the avoidance of doubt, however, even if section1129(a)(8) has not been satisfied with respect to all of the Debtors, the Plan is confirmable becausethe Plan does not discriminate unfairly and is fair and equitable with respect to the Voting Classesand thus satisfies section 1129(b) of the Bankruptcy Code with respect to such Classes as describedCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 245 o of f1 1334525further below. As a result, the requirements of section 1129(b) of the Bankruptcy Code are alsosatisfied.k. Section 1129(a)(9)—Treatment of Claims Entitled to Priority Pursuant to Section507(a) of the Bankruptcy Code.52. The treatment of Administrative Claims, Professional Fee Claims, andPriority Tax Claims under Article II of the Plan satisfies the requirements of, and complies in allrespects with, section 1129(a)(9) of the Bankruptcy Code.l. Section 1129(a)(10)—Acceptance by at Least One Voting Class.53. As set forth in the Voting Declaration, all Voting Classes overwhelminglyvoted to accept the Plan. As such, there is at least one Voting Class that has accepted the Plan,determined without including any acceptance of the Plan by any insider (as defined by theBankruptcy Code), for each Debtor. Accordingly, the requirements of section 1129(a)(10) of theBankruptcy Code are satisfied.m. Section 1129(a)(11)—Feasibility of the Plan.54. The Plan satisfies section 1129(a)(11) of the Bankruptcy Code. Thefinancial projections attached to the Disclosure Statement as Exhibit D and the other evidencesupporting the Plan proffered or adduced by the Debtors at or before the Combined Hearing: (a)is reasonable, persuasive, credible, and accurate as of the dates such evidence was prepared,presented, or proffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c)has not been controverted by other persuasive evidence; (d) establishes that the Plan is feasibleand Confirmation of the Plan is not likely to be followed by liquidation or the need for furtherfinancial reorganization; (e) establishes that the Debtors will have sufficient funds available tomeet their obligations under the Plan and in the ordinary course of business—including sufficientamounts of Cash to reasonably ensure payment of Allowed Claims that will receive CashCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 256 o of f1 1334526distributions pursuant to the terms of the Plan and other Cash payments required under the Plan;and (f) establishes that the Debtors or the Reorganized Debtors, as applicable, will have thefinancial wherewithal to pay any Claims that accrue, become payable, or are allowed by FinalOrder following the Effective Date. Accordingly, the Plan satisfies the requirements of section1129(a)(11) of the Bankruptcy Code.n. Section 1129(a)(12)—Payment of Statutory Fees.55. Article XII.C of the Plan provides that all fees payable pursuant to section1930(a) of the Judicial Code, as determined by the Court at the Confirmation Hearing inaccordance with section 1128 of the Bankruptcy Code, will be paid by each of the applicableReorganized Debtors for each quarter (including any fraction of a quarter) until the Chapter 11Cases are converted, dismissed, or closed, whichever occurs first. Accordingly, the Plan satisfiesthe requirements of section 1129(a)(12) of the Bankruptcy Code.o. Section 1129(a)(13)—Retiree Benefits.56. Pursuant to section 1129(a)(13) of the Bankruptcy Code, and as provided inArticle IV.K of the Plan, the Reorganized Debtors will continue to pay all obligations on accountof retiree benefits (as such term is used in section 1114 of the Bankruptcy Code) on and after theEffective Date in accordance with applicable law. As a result, the requirements of section1129(a)(13) of the Bankruptcy Code are satisfied.p. Sections 1129(a)(14), (15), and (16)—Domestic Support Obligations, Individuals,and Nonprofit Corporations.57. The Debtors do not owe any domestic support obligations, are notindividuals, and are not nonprofit corporations. Therefore, sections 1129(a)(14), 1129(a)(15), and1129(a)(16) of the Bankruptcy Code do not apply to the Chapter 11 Cases.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 267 o of f1 1334527q. Section 1129(b)—Confirmation of the Plan Over Nonacceptance of VotingClasses.58. No Classes rejected the Plan, and section 1129(b) is not applicable here,but even if it were, the Plan may be confirmed pursuant to section 1129(b)(1) of the BankruptcyCode because the Plan is fair and equitable with respect to the Deemed Rejecting Classes. ThePlan has been proposed in good faith, is reasonable, and meets the requirements and all VotingClasses have voted to accept the Plan. The treatment of Intercompany Claims and IntercompanyInterests under the Plan provides for administrative convenience does not constitute a distributionunder the Plan on account of suc

For this episode, let's revisit a Case Interview & Management Consulting classic where we look at how to make estimations when calculating smaller values or working with enclosed spaces like restaurants, the importance of sensitivity analyses and a new limitation of demand-driven cases. This is a very important technique which can significantly improve accuracy and efficiency in case math.   Here are some free gifts for you:   Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach   McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf   Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo

This episode is part of a wider mini-series looking at Estimation in Software Development. In this episode, I wanted to look at the impact that dependencies have on software estimation. This episode was inspired by a blog post on scrum.org entitled "Eliminate Dependencies, Don't Manage Them", which I read while preparing this series. In brief, the article talks about how you're better off eliminating dependencies rather than trying to manage them through normal traditional management processes. In his book, Software Estimation, Demystifying the Black Art, Steve McConnell says that size of the software is the single most significant contributor to project effort and schedule. Personally, I'd like to suggest that dependencies, if not of similar importance, are a close second. ----- Find this episodes show notes at: https://red-folder.com/podcasts/197 Have an idea for an episode topic, or want to see what is coming up: https://red-folder.com/podcasts/roadmap

SBS Sinhala reporter and senior journalist Mr. Manoj Udatiyawala presents today's latest news highlights from Sri Lanka. - SBS සිංහල සේවය ගෙනෙන "මවුබිමෙන් පුවත්" - මාධ්‍යවේදී මනෝජ් උදටියාවල ශ්‍රී ලංකාවේ සිට වාර්තා කරයි

Interview with Katrina A. B. Goddard, PhD, author of Estimation of Cancer Deaths Averted From Prevention, Screening, and Treatment Efforts, 1975-2020. Hosted by Vivek Subbiah, MD. Related Content: Estimation of Cancer Deaths Averted From Prevention, Screening, and Treatment Efforts, 1975-2020

Interview with Katrina A. B. Goddard, PhD, author of Estimation of Cancer Deaths Averted From Prevention, Screening, and Treatment Efforts, 1975-2020. Hosted by Vivek Subbiah, MD. Related Content: Estimation of Cancer Deaths Averted From Prevention, Screening, and Treatment Efforts, 1975-2020

Jeudi 5 décembre, la révision à la baisse de la prévision de croissance 2025, a été abordée par Nicolas Doze dans sa chronique Doze d'économie dans l'émission Tout pour investir présentée par Lorraine Goumot sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Jeudi 5 décembre, la révision à la baisse de la prévision de croissance 2025, a été abordée par Nicolas Doze dans sa chronique Doze d'économie dans l'émission Tout pour investir présentée par Lorraine Goumot sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Ramya Shastri: From Estimates To Team Availability - The Capacity Sheet Tool For Scrum Masters Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Ramya faced resistance when introducing change in an organization bound by outdated timesheet practices. By implementing capacity sheets, she reframed the discussion around team availability instead of tracking hours, convincing the Delivery Manager and customer of its benefits. This success highlights the power of leading by example and addressing resistance with practical, team-centric solutions. Self-reflection Question: How can you use simple tools to address resistance and demonstrate the value of change in your team? [The Scrum Master Toolbox Podcast Recommends]

Software cost estimation is an important first step when beginning a project. It addresses important questions regarding budget, staffing, scheduling, and determining if the current environment will support the project. In this podcast from the Carnegie Mellon University Software Engineering Institute (SEI), Anandi Hira, a data scientist on the SEI's Software Engineering Measurement and Analysis team sits down with Bill Nichols, principal engineer and SEI data science team lead, to discuss software cost estimation including various metrics, best practices, and common challenges when developing or building a model.  

WSU's Dr. Rachel Wieme joins the Wheat Beat podcast to introduce a new lime requirement estimation tool that was just released on the Small Grains website. Resources: WSU Lime Requirement Calculator: smallgrains.wsu.edu/lime-requirement-calculator WSU Small Grains Tools and Calculators: smallgrains.wsu.edu/additional-resources/tools-and-calculators/ Soil Acidification in the Inland PNW: smallgrains.wsu.edu/soil-and-water-resources/soil-acidification-in-the-inland-northwest/ Contact information: Dr. Rachel Wieme, Rachel.wieme@wsu.edu, smallgrains.wsu.edu/meet-the-team/ Episode transcription: smallgrains.wsu.edu/wbp196

Gosia Smoleńska: Growing Trust As A Product Owner, A PO Superpower Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. The Great Product Owner: The Trust-Building Product Owner Gosia illustrates the characteristics of an exemplary Product Owner. These individuals build trust with their teams, challenge ideas respectfully, and maintain transparency about their concerns. Great POs actively seek feedback, clearly communicate the customer's voice, and leverage tools like Jobs To Be Done to align features with the company's strategy. Inviting customers to share their experiences with the team ensures that development stays user-focused and relevant. The Bad Product Owner: The Anti-Pattern of Control In The PO Role In contrast, Gosia describes a Product Owner who undermined team trust by changing estimation figures without the team's knowledge. During a meeting focused on affinity estimation for an upcoming release, the PO erased the team's work and provided altered estimates to the business. This action broke trust and disenfranchised the team, showcasing an anti-pattern where the PO assumes control rather than fostering team ownership. Such behavior can lead to decreased morale and a lack of transparency. Self-reflection Question: How do you ensure your actions as a Product Owner build trust and foster collaboration within your team? [The Scrum Master Toolbox Podcast Recommends]

In this episode, we sit down with Richard Minney, a seasoned expert with over 20 years in the Aerospace & Defense (A&D) and business software industries. Richard is the founder of Twenty5, a company that delivers specialized SAP software solutions tailored for large manufacturers and government contractors. With a strong focus on program management, costing, and pricing, Twenty5 effectively addresses critical gaps within SAP's ERP suite. Richard shares his journey from a career in business software to founding his own company, driven by a passion for helping organizations manage complex project pricing and estimation. Tune in as Richard dives into the fundamentals of project pricing and estimation, shedding light on the differences between these two concepts and the keys to getting them right. He shares common pitfalls that organizations face, insights into why construction projects often exceed budgets, and what might surprise listeners about project estimation. Richard also explains how Twenty5's innovative solutions empower businesses to overcome these challenges and offers invaluable advice from his own career. Don't miss this episode for expert insights on mastering project pricing and achieving cost efficiency in large-scale projects! Connect with Richard on LinkedIn Learn more about Twenty5 here Thanks for listening to the Project Management Paradise Podcast. Don't forget to subscribe, rate, and review our podcast on your favorite platform. Stay tuned for more episodes where we bring you the latest insights from industry leaders. Bonus Find out what you can learn from megaprojects by accessing a complimentary copy at corasystems.com/megaguide

L'indice de rondeur corporelle (IRC), ou Body Roundness Index (BRI) en anglais, est une mesure utilisée pour évaluer la forme corporelle et, par extension, la distribution de la graisse corporelle. Cet indice a été proposé comme une alternative ou un complément à l'indice de masse corporelle (IMC), qui se base uniquement sur le poids et la taille, mais ne prend pas en compte la distribution de la graisse dans le corps. Comment est calculé l'indice de rondeur corporelle ?Le BRI repose sur deux mesures : - La circonférence de la taille (ou tour de taille)- La taille (hauteur corporelle) Ces deux paramètres sont combinés dans une formule mathématique pour estimer la forme globale du corps. Contrairement à l'IMC, qui ne distingue pas la répartition de la graisse, l'IRC tente de modéliser la forme corporelle, qu'elle soit plus arrondie ou plus svelte. Il fournit une estimation visuelle du pourcentage de graisse corporelle et de la répartition de cette graisse. Utilité de l'indice de rondeur corporelleL'IRC peut offrir plusieurs avantages : 1. Estimation plus précise de la graisse corporelle : L'IMC a longtemps été critiqué pour ne pas tenir compte de la répartition de la graisse corporelle. Par exemple, une personne musclée peut avoir un IMC élevé sans pour autant avoir un excès de graisse. L'IRC, en incorporant la circonférence de la taille, donne une meilleure idée de la répartition de la graisse, surtout celle située autour des organes (graisse viscérale), qui est associée à un risque accru de maladies métaboliques comme le diabète ou les maladies cardiaques. 2. Prédiction des risques pour la santé : La forme corporelle, et notamment l'accumulation de graisse abdominale, est un facteur clé dans l'évaluation du risque de maladies cardiovasculaires et de syndrome métabolique. L'IRC pourrait donc être un indicateur plus pertinent que l'IMC pour identifier les personnes à risque de ces pathologies. 3. Suivi de la perte de poids et des changements corporels : L'IRC peut être utile pour suivre les modifications de la répartition de la graisse corporelle au fil du temps, surtout dans le cadre de programmes de perte de poids. Il aide à comprendre si les efforts de perte de poids se traduisent par une réduction de la graisse abdominale, qui est la plus dangereuse pour la santé. Limites de l'indice de rondeur corporelleComme toute mesure, l'IRC a aussi ses limites :- Il repose sur des estimations indirectes de la répartition de la graisse corporelle et ne fournit pas une mesure exacte.- Certains facteurs comme la masse musculaire ou la forme corporelle naturelle (en fonction de la génétique) peuvent influencer les résultats de l'IRC sans nécessairement refléter des risques pour la santé. Comparaison avec l'IMCL'IMC, bien qu'utilisé depuis longtemps, est une mesure simple qui ne distingue pas entre la masse graisseuse et la masse musculaire. Par conséquent, il peut être trompeur chez certaines personnes, notamment les athlètes ou ceux qui ont une musculature développée. L'IRC, en incluant la circonférence de la taille, est censé offrir une évaluation plus complète de la forme corporelle et des risques associés à la graisse abdominale. En résumé, l'indice de rondeur corporelle est un outil potentiellement plus précis que l'IMC pour estimer la forme du corps et le risque lié à la répartition de la graisse, en particulier autour de la taille. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

This week, Preston chats with Coastal Carolina University's Dr. Derek Crane. They discuss Derek's background and career journey from Pennsylvania to South Carolina. They also spend a good bit of time covering Derek's recent research projects dealing with catch and release mortality of muskies and striped bass, age estimation validation, and the endemic and threatened Sandhills Chub. We hope that you enjoy this episode!   Main point: "Be a good human." Derek's email address: dcrane@coastal.edu Derek's lab: https://cranefishecology.weebly.com/   Get in touch with us! The Fisheries Podcast is on Facebook, Twitter, Instagram, Threads, and Bluesky: @FisheriesPod  Become a Patron of the show: https://www.patreon.com/FisheriesPodcast Buy podcast shirts, hoodies, stickers, and more: https://teespring.com/stores/the-fisheries-podcast-fan-shop Thanks as always to Andrew Gialanella for the fantastic intro/outro music. The Fisheries Podcast is a completely independent podcast, not affiliated with a larger organization or entity. Reference to any specific product or entity does not constitute an endorsement or recommendation by the podcast. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by the hosts are those of that individual and do not necessarily reflect the view of any entity with those individuals are affiliated in other capacities (such as employers).

Making Estimation Less Mysterious Does estimation always have to be so complicated? Why are we always under the impression that the only way to figure things out is if we revert back to time-based estimates? Is there a better way? How to connect with AgileDad: - [website] https://www.agiledad.com/ - [instagram] https://www.instagram.com/agile_coach/ - [facebook] https://www.facebook.com/RealAgileDad/ - [Linkedin] https://www.linkedin.com/in/leehenson/

Join us as we review recent articles and news featured in The DIGEST issues #56 and #57, including finerenone for heart failure, the skinny on pneumonia vaccines and the latest, PCV21, long-term oxygen therapy (the REDOX trial), and the PREVENT vs PCE cardiovascular risk equations.  Fill your brain hole with a fully digestible meal! Featuring Alex Chaitoff (@alexchaitoff), Rahul Ganatra (@rbganatra), Nora Taranto (@norataranto), and Matt Watto (@doctorwatto).  Note: **Update on Pneumonia Vaccine from ACIP: After we recorded and just before we published this episode, the CDC updated its vaccine guidance to include pneumonia vaccination for all adults aged 50 years and older to receive either PCV20, PCV21, or the combination of PCV15 followed by PPSV23 one year later (CDC site accessed 24 Oct 2024).** Claim CME for this episode at curbsiders.vcu health.org! Episodes | Subscribe | Spotify | Swag! |Mailing List | Contact | CME! Credits Written and Hosted by: Nora Taranto MD; Rahul Ganatra MD, MPH, Alex Chaitoff MD, MPH, Matthew Watto MD, FACP Cover Art: Matthew Watto MD  Reviewer: Emi Okamoto MD  Technical Production: Pod Paste Showrunners: Matthew Watto MD, FACP  Show Segments Introduction + Pun  Exploring Finerenone in Heart Failure Pneumonia Vaccines: The PCV21 Trial Long-Term Oxygen Therapy: The REDOX Trial Cardiovascular Risk Calculators: The PREVENT Equation Sponsor: Freed You can try Freed for free right now by going to freed.ai. And listeners of Curbsiders can use code CURB50 for $50 off their first month.  Sponsor: Quince Go to Quince.com/curb for free shipping on your order and 365-day returns. Sponsor: Beginly Health Ready to take control of your job search? Visit beginlyhealth.com/curbsiders to get started

On this week's MyAgLife in Citrus episode, UC Davis' Daniele Zaccaria explains concerns with evapotranspiration accuracy estimated with commonly used satellite remote sensing models, a topic at next month's South Valley Conference.   Supporting the People who Support Agriculture Thank you to this month's sponsors who makes it possible to get you your daily news. Please feel free to visit their website. HotSpot AG - https://hotspotag.com/crop-solutions/ 2024 South Valley Conference - https://myaglife.com/events-south-valley-conference

This Building Better Developers podcast episode focuses on a crucial and often tricky aspect of the developer journey—pricing and estimation. As developers progress in their careers, they eventually move beyond short-term tasks and need to estimate project-level work. This includes their own time and the time of other team members, system requirements, and environmental needs. Understanding how to accurately price and estimate a project is vital to ensuring both the success of the project and a healthy client relationship. Why Requirements Matter in Estimation One of the first points highlighted in this episode is the critical role of requirements in pricing and estimation. In any development project, gathering as many requirements as possible before starting is essential. While agile methodologies encourage flexibility, having a solid foundation to prevent chaos down the road is still important. Rob stresses that without clear requirements, estimations can quickly become meaningless, leading to missed deadlines and ballooning costs. Although some requirements may evolve during the project, the more information you can gather upfront, the more accurate your estimates will be. Agile allows for course corrections, but there must be a starting point to avoid “spinning your wheels” and wasting time and resources. Using Buckets to Estimate Tasks One practical approach to managing uncertainties in project estimation is breaking the project down into smaller “buckets” or groupings. Developers can assign rough estimates for each part by dividing the project into smaller components. For example, a 5,000-hour project might be split into development, testing, design, and project management categories. This method also helps when estimating work for others on the team. Developers should account for different skill levels and experience, adjusting estimates based on how long it might take different team members to complete a task. Rob suggests using your experience as a baseline and then adjusting for the various levels of expertise within the team. The Importance of Over-Estimating A key takeaway from the podcast is the importance of overestimating time and costs. It's easy to underestimate how long a task will take, especially when dealing with larger projects that stretch over months. While underestimating might help win a project, it can lead to significant problems if the work takes longer than expected. This is particularly dangerous in long-term projects, where underestimating can result in burnout, frustration, and dissatisfied clients. To avoid these issues, developers are advised to double or even triple their original estimates to allow room for unforeseen challenges. Rob points out that it's always better to deliver under budget or ahead of schedule than to come up short and disappoint your client. Estimating Hardware and Infrastructure Costs In addition to estimating development time, developers also need to factor in hardware and infrastructure costs. In cloud-based projects, for example, many automated tools can help estimate the cost of servers, storage, and other resources. However, these estimates can be wildly inaccurate without understanding the full scope of user behavior and project requirements. Key questions to ask when estimating hardware include: How many users will be on the system? Will the system handle global or local traffic? Will it involve significant data storage? What are the performance expectations? These considerations can majorly impact both hardware costs and project timelines. Accounting for Hidden Costs One area where developers often struggle in pricing and estimation is accounting for the hidden costs associated with a project. Meetings, agile ceremonies (such as daily stand-ups, sprint reviews, and retrospectives), and project management tasks take time away from development but are crucial to project success. For those transitioning from a side hustle to a full-time freelance business, it's also essential to factor in other costs such as software subscriptions, equipment, and even time spent networking or marketing. These are necessary to run a business but are often overlooked in project estimates. Build Buffers Into Your Estimates When pricing and estimating a project, developers should aim to build in time buffers to account for the unknown. This means providing a range rather than a fixed number for estimates. Rob suggests it's better to estimate higher than necessary because it's easier to lower a cost than to explain why it exceeded the original estimate. Additionally, developers are encouraged to outline assumptions clearly in their estimates. This transparency helps clients understand the reasoning behind the numbers and prepares them for any potential changes during the project lifecycle. Final Thoughts on Pricing and Estimation Mastering pricing and estimation is a skill that takes time and experience to develop. Developers need to learn how to break down projects into smaller, more manageable components, account for various skill levels within the team, and ensure they're not underestimating the project timeline or cost. It's better to overestimate and exceed expectations than to underestimate and fall short. For developers, pricing and estimation also include looking beyond just coding hours to all the other factors affecting a project—meetings, infrastructure, and unexpected challenges. By considering these, developers can provide better estimates, manage client expectations, and deliver projects that meet quality and budget requirements. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Software Estimation: Improving Productivity, Quality, and Expectations Setting Realistic Expectations In Development A Project Management and Pricing Guide for Success Pricing Strategies – The Value Of Your Product Or Service The Developer Journey Videos – With Bonus Content

Dr. Kononoff's lab evaluated retrospective feed mixing records collected from eight commercial dairy farms. Data was divided into 28-day periods. Daily TMR nutrient deviation was automatically calculated from feed mixer data as the actual amount of a nutrient fed minus the target amount from the original diet formulation, divided by the target amount. (5:43)Crude protein, NDF, fat, and starch were the nutrients evaluated in the study. (13:40)Variation was positive for every nutrient on the vast majority of days. Dr. Kononoff attributes that to more feed being delivered than the diet formulation predicted animals would consume. Dry matter intake decreased with increasing positive deviation days in starch and increased with increasing positive deviation days in crude protein. NDF deviation did not impact dry matter intake. A narrow range of diets was used in the dataset and the main byproduct feed was high in NDF, so Dr. Kononoff speculates that there was not a wide enough range in NDF to have an impact on intakes. (17:04)Milk yield increased with increased positive deviation days in starch and decreased with increased positive deviation days in NDF. The pregnancy rate increased with increasing positive deviation days in fat and decreased with increasing positive deviation days in crude protein. Unfortunately, milk urea nitrogen data was not available in the dataset to further investigate the crude protein/pregnancy rate relationship. (20:44)There was little farm-to-farm variation in the data. (25:08)As positive deviation days for starch increased, so did feed conversion. The opposite effect was noted for NDF. As positive deviation days for fat increased, feed conversion decreased. This result was a little surprising, as delivering more energy usually improves feed conversion. However, the dataset did not specify the source of fat or fatty acid profile, so there may have been some rumen fermentation interference from fat. (27:08)Dr. Kononoff thinks it would be interesting to track individual cows through lactation and collect nutrient variation data. Dr. Weiss asks if the correlation between daily farm milk yield and nutrient variation was evaluated; it was not. Dr. Kononoff agrees that there may be some additional correlations that would be interesting to run. (33:22)In closing, Dr. Zimmerman commends Dr. Kononoff's work in tackling such a large dataset and looks forward to follow-up research. Dr. Weiss agrees and encourages more data extraction from the dataset. He was also very surprised at the low farm-to-farm variation observed and speculated if that would hold up if there were more variation in diets. Dr. Kononoff reminds the audience that taking a look at the TMR beyond the paper ration and digging into mixing techniques and TMR consistency is as important as evaluating bulk tank information or the amount of milk shipped. (37:20)You can find this episode's journal club paper from the Journal of Dairy Science Communications here: https://www.sciencedirect.com/science/article/pii/S2666910224000760Please subscribe and share with your industry friends to invite more people to join us at the Real Science Exchange virtual pub table.  If you want one of our Real Science Exchange t-shirts, screenshot your rating, review, or subscription, and email a picture to anh.marketing@balchem.com. Include your size and mailing address, and we'll mail you a shirt.

Finally, a case that makes Aaron Hotchner go "this could've been an email." We're introduced to a weird little guy who is a freak at the beginning, and a freak at the end and frankly? I do not care for the damage he is doing to the reputation of little freaks everywhere.

Today, set aside your anger and learn from the Savior.-------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

In this episode, CII General Counsel Jeff Mahoney interviews Michael Ewens, the David L. and Elsie M. Dodd Professor of Finance at Columbia Business School. Professor is the co-author of a research paper recently published in the Journal of Financial Economics entitled "Regulatory Costs of Being Public: Evidence From Bunching Estimation."

Keir Lumsden: The Importance of Transparency in Assessing an Agile Team's Progress Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. As a Scrum Master, your investment in your team can sometimes cloud your vision. Keir shares a story where his team, working with a new technology, struggled to make progress toward a deadline. Despite their best efforts, they realized they were focused on the wrong areas. Keir reflects on the importance of transparency and the dangers of not seeing the big picture. How do you ensure your focus is set correctly? Keir offers tips on recognizing weak signals, asking the right questions, and using a pre-mortem to explore risks before they derail your project.   [IMAGE HERE] Recovering from failure, or difficult moments is a critical skill for Scrum Masters. Not only because of us, but also because the teams, and stakeholders we work with will also face these moments! We need inspiring stories to help them, and ourselves! The Bungsu Story, is an inspiring story by Marcus Hammarberg which shows how a Coach can help organizations recover even from the most disastrous situations! Learn how Marcus helped The Bungsu, a hospital in Indonesia, recover from near-bankruptcy, twice! Using Lean and Agile methods to rebuild an organization and a team! An inspiring story you need to know about! Buy the book on Amazon: The Bungsu Story - How Lean and Kanban Saved a Small Hospital in Indonesia. Twice. and Can Help You Reshape Work in Your Company.   About Keir Lumsden Keir Lumsden joins us from the UK. A former developer, Keir has been fully immersed in Agile practices for the past 10 years. With a mind that constantly seeks lessons beyond the realm of software development, he enjoys writing and speaking about these insights. You can link with Keir Lumsden on LinkedIn.

Sofi Simonyan: The Dangers of Overcommitting, and How it May Lead to Agile Team Burnout Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Sofi shares the story of a high-performing team that overcommitted. Despite their successes, and maybe because of them, the team had developed an unhealthy self-confidence that led to trouble. Initially praised for their can-do attitude and high-quality releases, the team began to struggle with burnout. Sofi highlights the dangers of overcommitment and the importance of sustainable pace, transparent stakeholder communication, and the need for fresh projects to prevent burnout. Featured Book of the Week: How to Speak Tech by Vinay Trivedi In this segment, Sofi introduces How to Speak Tech: The Non-Techie's Guide to Key Technology Concepts by Vinay Trivedi, a must-read guide for anyone navigating the tech industry. The book simplifies complex tech jargon, making it accessible to everyone, from beginners to seasoned professionals. Sofi discusses the importance of understanding these terms, particularly for non-tech team members, to enhance collaboration and communication within tech teams. [IMAGE HERE] Do you wish you had decades of experience? Learn from the Best Scrum Masters In The World, Today! The Tips from the Trenches - Scrum Master edition audiobook includes hours of audio interviews with SM's that have decades of experience: from Mike Cohn to Linda Rising, Christopher Avery, and many more. Super-experienced Scrum Masters share their hard-earned lessons with you. Learn those today, make your teams awesome!     About Sofi Simonyan Sofi is a Scrum Master with 6 years of experience in tech startups and a diverse work background. Passionate about people, her mission is to build teams where active listening and growth mindset are essential values. Currently on maternity leave, Sofi practices agility in a completely different dimension. You can link with Sofi Simonyan on LinkedIn and connect with Sofi Simonyan on Twitter.

Efficiency, Email Management, Evaluation, Energy Management, Execution, Environment, Empowerment, Estimation, Evernote, Easy, Experimentation, Equipment, Effort, Everything, Everywhere... Continue reading →

Gestational age estimation is foundational for obstetric care. In resource-limited settings, an integrated AI tool allows novice users to improve gestational age estimates. Author Jeffrey Stringer, MD, University of North Carolina, joins JAMA Deputy Editor Linda Brubaker, MD, MS, to discuss Diagnostic Accuracy of an Integrated AI Tool to Estimate Gestational Age From Blind Ultrasound Sweeps. Related Content: Diagnostic Accuracy of an Integrated AI Tool to Estimate Gestational Age From Blind Ultrasound Sweeps Enhancing Obstetric Ultrasonography With Artificial Intelligence in Resource-Limited Settings

Rick Krok is the Director of Project Coordination & Estimation at LaBar Golf Irrigation. He is recognized as a leading expert in golf course irrigation installation, and he also happens to be one of the first people to ever spread an EarthWorks granular product on a golf course. Rick has been a good friend of EarthWorks for almost our entire 36 years of business. We look back and laugh at the times he had to spread our first generation of Replenish 5-4-5, back before it was prilled, and his days of being completely coated in chicken manure dust! But rest assured, we also made sure to put his expertise to good use. We discussed where the irrigation industry is today, new technologies, and the newest software which is making irrigation so much more efficient. We also discussed how superintendents are selling their clubs on the idea of upgrading their older systems. A very informative and funny conversation not to be missed!Visit EarthWorks at: https://www.earthworksturf.com Podcasts: https://www.earthworksturf.com/earthworks-podcasts/ 2 Minute Turf Talks: https://www.earthworksturf.com/2-minute-turf-talks/