Podcasts about Jupi

No Voz Batista de hoje, você escutará o Momento manancial, Voz Batista para Crianças, alguns avisos e uma reflexão com o Missionário Judas Tadeu, do campo de Jupi. Ouça e compartilhe! Deseja ouvir o programa VOZ BATISTA na Rádio Evangélica FM 100,7 MHz? Acompanhe aqui no Podcast da Convenção Batista de Pernambuco - CBPE. E não deixe de compartilhar em suas redes sociais. Instagram: @somoscbpe

Le Truand De La Semaine : si tu es dans un musée et qu'il y a des canettes de Jupi vides dans l'ascenseur, surtout ne les balance pas dans le tri sélectif Mix #1Baby Berserk - BlushDerya Yildirim & Grup Şimşek - Cool handAlessandro Alessandroni - ProhibitionSisters Love - Give me your love Le Fjord Focus : ok la chanteuse est slovaque, mais elle chante bien en norvégien, validé par ShazamtradSJU - Nye sko Mix #2Souleance - Koul dans mon do (Poirier remix)Chief Commander Ebenezer Obey & His Inter Reformers Band - Eyi yato (Sol Power Allstars remix)Fratelli Paradiso - Quella è una bambola L'Info du 20H : Flore n'est plus l'Impératrice, elle est remplacée par une Louve loveL'Impératrice - La lune (Version acoustique) Mix #3Mameen 3 - TropicamellowGolden Bug - AutobahnThe Emperor Machine - Dévoilez vousWrong Way Up - We can do this La Larchouma : 80 albums, 2600 disques d'or, 7400 femmes, et premier passage dans Whizzz & Love pour JulioDisco Bambino - Disco Iglesias Le Morceau De FinShoes - Afro Perculator

Çdo mëngjes zgjohuni me “Wake Up”, programi i njëkohshëm radio-televiziv i “Top Channel” e “Top Albania Radio”, në thelb ka përcjelljen e informacionit më të nevojshëm për mëngjesin. Në “Wake Up” gjeni leximin e gazetave, analiza të ndryshme, informacione utilitare, këmbimin valuator, parashikimin e motit, biseda me të ftuarit në studio për tema të aktualitetit, nga jeta e përditshme urbane e deri tek arti dhe spektakli si dhe personazhe interesantë. Zgjimi në “Wake Up” është ritmik dhe me buzëqeshje. Gjatë tri orëve të transmetimit, na shoqëron edhe muzika më e mirë, e huaj dhe shqiptare.

O Comitê de Monitoramento do Sistema Elétrico (CMSE), coordenado pelo Ministério de Minas e Energia, determinou a redução da saída de água nas usinas hidrelétricas de Jupiá e Porto Primavera, no Rio Paraná (entre os estados de São Paulo e Mato Grosso do Sul) e a retenção nas usinas de cabeceira. A decisão foi tomada por conta dos níveis de chuva abaixo do esperado nos últimos meses. A deliberação foi realizada durante a reunião ordinária da última quarta-feira (6/3). Saiba mais

A Defesa Civil do Rio Grande do Sul confirmou 21 mortes, sendo 15 na cidade de Muçum. Em Santa Catarina, um homem morreu atingido por uma árvore em Jupiá. Ouça também: o presidente Luiz Inácio Lula da Silva (PT) defende sigilo nos votos dos ministros do Supremo Tribunal Federal (STF). Apresentação: Ricardo GouveiaProdução e roteiro: Ricardo Gouveia, Camila Olivo, Andrea Ramos Bueno, Ramana Rech e Rodrigo TammaroEdição de áudio e sonorização: Cláudio Cuca 

00:00 コーナー（ふわふわスフレさん、らむさん、ミアさん、Jupiさん、カロリーメイトのさん） 13:01 OPトーク 24:40 ふつおta 眠れる曲と眠くなる声。寝落ち推奨番組、「眠れるラジオ」です。PodcastではYouTubeの1週前のエピソードを配信しております。

No Oregon Trail here…hmm, what sitcom opener for2024…shout out to Jupiña…we support the WGA…of course she protests at Telemundo…honking the horn = Miami support…why are we in such a rush to replace ourselves with AI…kids of refugees, always on survival mode…ABBA, the original AI performers…flying cars WILL drop out of the sky due to low gas…Wall-e is not a goal…nobody wants to be upstaged on their wedding day…change doesn't come until it hits your pocket…of course Gloria is DJ's fave…Miami petty is a whole other level…Keeping up with the Garcias…let's all get sanders…tripa issues…only sluts get nauseous…Armenians = LA Cubans…shout out to Luis Santeiro…we can be flawed & Latin…love an organic name drop… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603 Get up to 20% off our podcast sponsor NeuroGum & Mints at: tryneurogum.com/pero

Bienvendio mi gente! Welcome to Siempre Pa'lante! Always Forward. I'm your host, Giraldo Luis Alvaré. Gracias for listening. In this episode, our guests, started with Dos Croquetas and a dream. In a crowded field of croquetas, they are Miami's first Croqueta bar leading the way with nothing but flavors that keep you coming back for more.  Familia taught our guests the value of work ethic, honesty and selflessness. Their support provided the foundation to the success they have today. From abuelitas influence in the kitchen to Sunday morning visits at la ventanita in Miami, please welcome, the founders and owners of Dos Croquetas, Alec y Vicky. Gracias for listening. Don't forget to rate, review, follow, subscribe, like and share. Check out my Linktree for more info. Pa'lante! https://linktr.ee/sp.alwaysforward Alec Fernandez y Vicky Carballo Founders and Owners, Dos Croquetas Dos Croquetas | Instagram | Twitter | Facebook  Dos Croquetas site - https://www.doscroquetas.com/   IG - https://www.instagram.com/doscroquetas/  Twitter - https://twitter.com/doscroquetas FB - https://www.facebook.com/doscroquetas NOTABLE MENTIONS Dos Croquetas, Dame Dos Croquetas, Croqueta Bar, Craft Croqueta, Comfort Dishes, Miami, Hialeah, Bird Road, Medley, Doral, Ventanita, Colada Boyz, Islas Canarias, Croquetas, Ham, Carne con Papas, Meat and Potatoes, Cafecitos, Medianoche, Mac and Cheese, Bacon Cheddar Burger, Buffalo Crack Chicken, Roasted Chicken, 305, Creamy Spinach Vegan, Mexican Street Corn Vegetarian, Coconut Curry, Croq n' Tots, Toston Preparada, Areparada, Rice Bowl, Maduros, Rice and Beans, Fried Egg, Croqueta Wraps, Dale Sauce, Dos Ranch, Mango Lime, Guava Cinnamon Toast Crunch, Orea, Lit Slushies, Guavarita Lemonade, Jupiña Margarita, Beer, Narnia Effect, Strip Mall, Tropical Design, Arroz con Pollo a La Chorrera, Cuban Bread, Empanadas --- Support this podcast: https://podcasters.spotify.com/pod/show/spalwaysforward/support

À travers des enregistrements spontanés, je vous invite à explorer avec moi mon univers créatif, autour de l'élaboration de mes projets d'écriture. Pas à pas, je partage avec vous mes humeurs, mes réflexions, les problématiques que je rencontre, les questions et les doutes qui m'assaillent, les idées fulgurantes qui me traversent. Le but de ce podcast : vous faire vivre mon processus créatif en train de se faire, en passant par toutes les étapes de la création d'un livre. Si vous écrivez vous-même ou que vous êtes intéressés par les secrets de fabrication, vous pourrez donc vous y retrouver et piocher quelques conseils, des pistes de travail et de réflexion, voire même des sources d'inspiration. Dans cet épisode, je vous parle de deadline, d'autoédition, d'équilibre, d'entreprenariat, de chance, de fierté, d'envoie en maison d'édition, de perfectionnisme, de chapitre, de label qualité, d'abandon, de découragement, d'acharnement et de bien d'autres choses ! Les références abordées dans cet épisode : Podcast : — Le chat de l'écrivain de Caroline Vermalle — L'autoédition (ex Jupi construit son empire) de Jupiter Phaeton Si vous aimez ce podcast, vous pouvez vous y abonner, mettre des étoiles, me laisser des commentaires sur Apple podcast ou ITunes ou encore le partager autour de vous. Et si vous souhaitez échanger avec moi, rendez-vous sur Instagram @aureliahorner ! Je serais ravie de vous y retrouver ! Enfin, pour accéder à ma chaîne YouTube Aurelia (se) raconte c'est par ici : https://www.youtube.com/channel/UCz3tpviTkDXHOeFhWeUhimQ Bonne écoute !

À travers des enregistrements spontanés, je vous invite à explorer avec moi mon univers créatif, autour de l'élaboration de mes projets d'écriture. Pas à pas, je partage avec vous mes humeurs, mes réflexions, les problématiques que je rencontre, les questions et les doutes qui m'assaillent, les idées fulgurantes qui me traversent. Le but de ce podcast : vous faire vivre mon processus créatif en train de se faire, en passant par toutes les étapes de la création d'un livre. Si vous écrivez vous-même ou que vous êtes intéressés par les secrets de fabrication, vous pourrez donc vous y retrouver et piocher quelques conseils, des pistes de travail et de réflexion, voire même des sources d'inspiration. Dans cet épisode, je vous parle de corrections, d'autoédition, de genre, de qualité et de quantité, de temps de travail et de bien d'autres choses ! Les références abordées dans cet épisode : Podcast : — L'autoédition (ex Jupi construit son empire) de Jupiter Phaeton Si vous aimez ce podcast, vous pouvez vous y abonner, mettre des étoiles, me laisser des commentaires sur Apple podcast ou ITunes ou encore le partager autour de vous. Et si vous souhaitez échanger avec moi, rendez-vous sur Instagram @aureliahorner ! Je serais ravie de vous y retrouver ! Enfin, pour accéder à ma chaîne YouTube Aurelia (se) raconte c'est par ici : https://www.youtube.com/channel/UCz3tpviTkDXHOeFhWeUhimQ Bonne écoute !

Soooo much Jupiña…true icons of our culture…others can try, but you're not Materva or Jupiña…still family owned…it's up to us to keep that culture going…seriously, even in Ireland?!…when you're a classic, you don't mess with it…well, if Andy & Gloria are drinking it on-camera it's endorsement enough for us…thanks to social media, you know how much your product has made an impact… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603

New mics, old hunchbacks…maybe the UFOs will be a good thing…yeah, Independence Day didn't need a sequel…apparently RiRi's never really been all that energetic…is it too much to ask to actually GAF?…like that we're left being whelmed…sorry, Rolling Stone, you're wrong…seriously, get your lines together Aldi…passive aggressive at its peak…all hail the instigator vieja…Marshall's line anxiety…DJ to the translating rescue…we're giving and taking with out love for Secret Miami…dammit now we want Swensen's…last Jupiñas: Mom on Reddit & volunteers on the ground helping with the Turkey earthquake… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off of your first month of therapy at: https://BetterHelp.com/Pero Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603

#zapowiedzinowościksiążkidladzieci #zapowiedziksiążkidladzieci #książkidladziecijupijo #aktywneczytanieksiazkidladzieciAle się cieszę, bo mam dzisiaj dla Was garść ZAPOWIEDZI na rok 2023 z Wydawnictwo Jupi jo.Miałam ogromna przyjemność porozmawiać z cudowną Magdaleną Młodnicką, która zdradziła nam mnóstwo ciekawostek z planu wydawniczego. Bardzo zachęcam do obejrzenia całej rozmowy, bo pokazujemy w nie okładki, ale też Pani Magdalena opowiada ze szczegółami o nowościach z Jupi Jo!, Kakadu i Jedność. Na czym się skupiamy w rozmowie?

Thanks for the Laverne & Shirley love…how many podcasts can say they're related to Oscar nominees…we miss the shared experience…yeah we sound like fuddy duddies, deal with it…nominating a 12 year old is in bad taste, not necessarily bullying…are the Razzies irrelevant and redundant at this point…Raven Symone's overacting warms our hearts…the Golden Age of Hollywood was definitely of the mind that more is more…active parenting is wide spectrum…btw if you haven't read a book, you shouldn't be able to object to it…who's the snowflake now…como Romeo y Julieeeetaaa…maybe DJ's hoarding DOES spark joy…wow, 30 years into this friendship and Ish just learned something new about DJ…last Jupiñas: Hide & Seek champ & Mr Beast… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off of your first month of therapy at: https://BetterHelp.com/Pero Use PERO20 for 20% off at The Perfect Jean: https://theperfectjean.nyc Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603

We're back…5 is a nice oval number…thanks again to Cawy for letting us run around their factory to create that great video…chusmeria is comforting…man, that BP was REALLY high…thanks History Miami for inviting us…Willy Chirino is a true icon…Ish's mom has some great stories…ahhh George Santos is the gift that keeps on giving…at least be a consistent liar…so we guess hell demons AREN'T waiting for Rhianna's new album…sorry not sorry about Bob Dylan…Lizzo is a total beacon of light..appreciation vs appropriation is a fine line…last Jupiñas: Mel C & Coconut Grove Playhouse… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off of your first month of therapy at: https://BetterHelp.com/Pero Use PERO20 for 20% off at The Perfect Jean: https://theperfectjean.nyc Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603

So begins the holiday comelata…here's DJ's yearly turkey cooking tip…just one night without lechon…Ticketmaster has always been the devil…Swifties are unionized..can't be a guilty pleasure if you don't feel bad about it…Ish loves his cheesy British pop groups…Candace Cameron and the latest non-troversy…200 Hallmark movies and really only 3 plots between them all…it's like only blondes celebrate Christmas…we're still pulling for Jupiña Arena…but ok, La Vaquita Arena would be pretty cool too…yeah, we started the arena trend, deal with it…keep amplifying the voices of those protesting in Iran...Japi Sanguibin… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off of your first month of therapy at: https://BetterHelp.com/Pero Use PERO20 for 20% off at The Perfect Jean: https://theperfectjean.nyc Cuban Guys: https://cubanguysrestaurants.com Bolay: https://www.bolay.com Pero…Let Me Tell You shop: https://www.teepublic.com/stores/pero-let-me-tell-you-podcast?ref_id=26603

#góralskieświętazmaniąityniemksiążkidladzieci #bożenarodzeniezmaniąityniemksiążkizokienkami #góralskieświętaksiążkidladzieci #bożenarodzeniewgórach #aktywneczytanieksiazkidladzieci Nie wiem, czy pamiętacie Manię i Tynia z książki wydanej przez Jupi jo! w zeszłym roku. Ja doskonale pamiętam, bo dzieciaki skradły serca małych czytelników, a okienkowe Boże Narodzenie z Manią i Tyniem – wtedy świąteczna nowość – rozeszło się jak świeże bułeczki.Teraz mamy drugą część opowieści o tym uroczym rodzeństwie. To „Góralskie święta z Manią i Tyniem” pod patronatem bloga Aktywne Czytanie. Tym razem oprócz okienek w książce są też ruchome elementy, a nasi bohaterowie są nieco starsi. To świetny pomysł, bo przecież dzieci, którym spodobały się przygody Mani i Tynia w zeszłym roku, dzisiaj też są już starsze. Z tego powodu w Góralskich świętach z Manią i Tyniem jest trochę więcej tekstu.To też nieco inna świąteczna propozycja, bo cała rodzina wybiera się na Boże Narodzenie w góry. Mania i Tynio spędzają więc ten czas z rodzicami, ukochanym pieskiem, ale też babcią, dziadkiem i resztą rodziny. To taki świeży, trochę inny pomysł, by pokazać dzieciom, jak można celebrować ten świąteczny czas.Autorka pomyślała o detalach z prawdziwego życia, bo dzieci wybierają się do konkretnych miejscowości. Spędzają czas w miejscowościach Małe Ciche i Zakopane, wynajęli noclegi w Harnasiówce i to jest ich baza wypadowa do górskich atrakcji.A tych naprawdę nie brakuje. Dzieci wjeżdżają na Gubałówkę, jest też wieczorny kulig i oczywiście ognisko. Jest zwiedzanie, kupowanie prezentów i poznawanie góralskiej kultury. Dzieci bardzo się dziwią niektórym wyrażeniom – co to jest na przykład ta „baca”?Przychodzi też czas na wigilijny wieczór, który Mania z Tyniem spędzają oczywiście w rodzinnej atmosferze. Jest uroczysta kolacja, a potem – dla zainteresowanych – pasterka.To wszystko dzieje się jakby przy okazji, bo najważniejsze jest wspólne spędzanie czasu i kolejne pomysły na zimowe aktywności. Boże Narodzenie w górach kończy się jazdą na nartach w świąteczny poranek.Początkowo dzieci były nastawione do tego nowego pomysłu na spędzanie Świąt odrobinę sceptycznie. Ostatecznie jednak przyznają mamie rację: „To były wspaniałe święta. Inne, ale wspaniałe – powiedział Tynio. Święta są tam, gdzie są nasi bliscy – dodał dziadek z uśmiechem.”I ja się z nim całkowicie zgadzam. Zdjęcia i więcej informacji zostawiam na blogu Aktywne Czytanie: https://aktywneczytanie.pl/goralskie-swieta-z-mania-i-tyniem-jupi-jo-recenzja-ksiazki-z-okienkami/------------------------Nazywam się Anna Jankowska, jestem pedagożką i bookmarketerką, od kilku lat opowiadam Wam o pięknych i mldytch książkach dla dzieci. Moje miejsca w sieci:

Back for some SCIENCE SH*T this week! This segment is where we break down some science questions that are either audience submitted or some of our favorite things. J.Daae goes solo this episode and talks about his favorite planet.. well their moons... IO, EUROPA, GANYMEDE, & CALLISTO! Jupiter has over 80 moons but she has 4 special moons that dwarf the others, and also our own! I'm going through each mini world and explain why each one is so special and sexy! Every Wednesday we rotate between 3 segments called: Science Sh*t, Thotful Moment and our Double Feature! But every Saturday we recap & review… Avatar: The Last Airbender! Cheerio! —————————————————— FOLLOW US on INSTAGRAM @HomoInTraining Find us on Facebook! LIKE & FOLLOW our page! EMAIL us your science queeries!: HomoInTrainingPodcast@gmail.com —————————————————— Music Credit: Jazzy Abstract Beat by Coma-Media —————————————————— --- Send in a voice message: https://anchor.fm/homointraining/message

#jaknauczyćsmoka #jaknauczyćsmokarecenzjaksiazkidladzieci #ksiazkidladzieci #aktywneczytanieksiazkidladzieci „Jak nauczyć smoka” to kartonowa seria uroczych opowiastek autorstwa Anny Lang z wydawnictwa Jupi Jo! Lila próbuje nauczyć swojego smoka uprzejmości i życzliwości. Czy to się uda?Cała seria jest pod patronatem Aktywne Czytanie, a zanim opowiem o tym, co w środku, zerknijcie na taki szczegół. Jak się wszystkie książki ustawi grzbietami do góry, wychodzą fajne puzzle. Mała rzecz, a cieszy, prawda?Jak nauczyć smoka POMAGAĆ. Tu sprawdzisz cenę i dostępność: https://www.ceneo.pl/135948825Jak nauczyć smoka CZEKAĆ. Tu sprawdzisz cenę i dostępność: https://www.ceneo.pl/135948807Jak nauczyć smoka DZIELIĆ SIĘ. Tu sprawdzisz cenę i dostępność: https://www.ceneo.pl/135948816Jak nauczyć smoka MÓWIĆ DZIEŃ DOBRYJak nauczyć smoka MÓWIĆ PRZEPRASZAMJak nauczyć smoka SŁUCHAĆJak nauczyć smoka MÓWIĆ PROSZĘJak nauczyć smoka MÓWIĆ DZIĘKUJĘKażda opowiastka przebiega według jednego schematu. Lila chce smoka czegoś nauczyć, więc wyjaśnia, co powinien robić w danej sytuacji.Smok niby rozumie, przytakuje, ale gdy nadarza się okazja do wykorzystania wiedzy, on jakby zapomina lub nie kojarzy, że to dobry moment.Lila na taki „brak kumatości” smoka czasem się denerwuje, innym razem zasmuca, bo uważa, że nie umie go nauczyć np. mówić dziękuję lub dzień dobry.Przychodzi jednak taki moment, w którym smok sam z siebie (lub z pomocą cierpliwej Lili) zaczyna rozumieć, że to jest to! I używa konkretnego zwrotu prawidłowo, bo się nauczył.W sumie te książki są bardzo proste i powiedziałabym, że bardziej mają bawić, rozśmieszać niż edukować. Przecież Lila jest dzieckiem, nie nauczycielką, a smok… to smok. Zwariowany nieco, kapryśny, taki nieokiełznany, choć ostatecznie trzeba mu przyznać, że staje na wysokości zadania.Całe to tłumaczenie Lili może trafić do wielu dzieci.

Richard Chilcott is a Principal with the Avison Young Capital Markets Group providing acquisition and disposition services of investment properties to financial institutions, REIT's, private investors and pension funds. Richard began his career in 1991 with Hans House Group, a private investment and development company based in London, England. Since joining Avison Young's Toronto Capital Markets Group in 2001 Richard has been involved with transactions totalling in excess of $5 billion. In over 25 years of commercial real estate practice Richard has completed a wide variety of real estate transactions ranging from smaller private client businesses to more complex portfolio transactions   In this episode we talked about: Richard's Bio & Background The transition from the USA to Canada First Notable Transaction Corporate Real Estate The Impact on Richard's Business over the last 2 years Comparison between Surburban and Downtown Office  Interest Rates Environment Real Estate Industry Outlook Richard's Advice to Beginners in Real Estate Mentorship, Resources and Lessons Learned Useful links: https://www.linkedin.com/in/richard-chilcott-946b5a3/?originalSubdomain=ca Transcription: Jesse (0s): Welcome to the working capital real estate podcast. My name's Jessica galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, my name's Jessica galley, and you're listening to working capital the real estate podcast. My guest today is Richard Chicot. Richard is a principal with Avis and young capital markets group providing acquisition and disposition services of investment properties to financial institutions, res private investors and pension funds.   Richard began his career in 1991 with the Hans house group. We now know that there's over 25 years of commercial real estate experience. And Richard has completed a wide variety of real estate transactions ranging from smaller private client business to much more complex portfolio transactions, Richard, how's it going?   Richard (1m 2s): Great. Thanks Jess. It's good to be here. That's a great intro. And it, it, it does seem like I've been here a long time. If you say   Jesse (1m 8s): 19 91, 19 91. So you you've, you know that it's funny, a lot of the investors, you know, you won't work with certain sponsors of deals unless you've been through some version of oh eight or 90, you know, their early nineties or some sort of recession to, to kind of understand that the, that we, we live in a cyclical real estate environment.   Richard (1m 29s): Yeah, it totally is cyclical. What we're in right now, I think is, is different and a bit more challenging. And I don't have a longevity for that. So I've actually been trying to find some sort of the people who are senior to me and some of, some of the mentors I've had over the years, days, what happens during inflationary periods. That's an interesting,   Jesse (1m 49s): Yeah, you don't, you're saying you don't remember the panic of 1907.   Richard (1m 54s): No, no. Although someone the other day suggested I should know what was going on in the 1970s and eighties with inflation and strikes and I guess fuel shocks and things like that. So I can just don't remember that at all.   Jesse (2m 9s): I can just hear my dad double digit interest rates, but before we, we delve into some of the more topical stuff, maybe for, for listeners, you can give a little bit of a background of, of how you got started in real estate and kind of the path that you took to, to where you are today and have been for the last little while at Davison young.   Richard (2m 30s): Yeah. There's, there was sort of one major, major turn in my career when I, when I changed country and went from, from the principal side to agency brokerage. And that was 2001. But before that, it was pretty hard to get, I always wanted to be in real estate. Half of my family was in commercial real estate. The other side was engineering. And that was always the choice, I think. So I looked at other things, not wanting to make a choice, but in the end sort of real estate got me, but it was not easy finding a place to start in the early nineties.   So that was in London, London, England, and I got a job and I had a high following title of surveyor for car parks. That was my job. And I was responsible. I, I remember when was 16 or 18 car across, I think all in England, different parts of it. And they, none of them were automated and it was my job to look after everything, to everything, to do with those car as a young sort of 21 year old guy at the end of 91.   And I think the people that worked for me totally saw me coming. And, but eventually we sort of got to grips with it, but that was sort of a fun experience as you start off on a very limited understanding of anything, really, and then you sort of, you have responsibility and you grow it from there, but that was an interesting company. It was a development company that would turn its hand to almost anything, right? So they built a, it was a redevelopment company. So you look at being, being such a heavily, already built environment.   You could be incredibly creative. You could look at an office building and wonder if you could turn that into a hotel or you could. The one deal we did was a, a pumping station used to pump water in and out of a shipping base, right by tower bridge in London. And we managed to get an option on this building. And then we decide the best thing to do would be to let's make it a residential building. And so we sort of punch this glass funnel through the middle of there, which, which is where the apartments are gonna be.   That was in the mid nineties. And things just started taking off. So started off as car park and then sort of shifted out of that is more like an administrative role into other things. We built some pretty cool things. A lot of the times we would entitle sites come up with a concept and then sell 'em before construction. It was a small company. It was great fun. Hmm. And then in the end I moved to Canada. So that was 2001, everything, everything for me ended at one, I married a Canadian in London and that was the deal.   So we were shoot to three years in London and I'd do three years in Canada and we would end up where we ended up. So I don't think we ever look back, but Canada's an amazing, an amazing place. UK's an amazing place too. So I've just been back and it's, you, you, you remember all the wonderful things that I got up to there, and what's just an amazing vibrant environment, but Canada's got lots going for it when you're sort of starting a young family and other things like that. So,   Jesse (5m 46s): So that transition, that transition from the UK to Canada, the, did that, did that coincide with working over here for a, a UK based company? Or did you switch jobs with the   Richard (5m 60s): Move? No, it was a complete switch. I didn't actually have a job when I came. It was just, it was, it was a good sort of break in deals. And I knew I had to do my three years. And so it just a good time. And my wife had got a great job back in Toronto where she's from. And so it was just if it didn't work out, we'd go back. Right. So it was, we were pretty lucky. We were very lucky immigrants, right. We had a great job to go to and no language barriers and things like, so we were, we, we were pretty privileged in how we could go back boards if we wanted to.   Jesse (6m 32s): Yeah. Pretty good. When you're coming from, from the country that invented the language.   Richard (6m 38s): So it sort of invented itself if you think about it.   Jesse (6m 43s): The, so when you came over here, you kind of, as you got into the job market was Avison young. Did you start in 2001 at Avison young? Is, is that I   Richard (6m 53s): Did. I got a, I got a, I didn't know what I wanted to do, but obviously I had a real estate background. Yeah. And it was a pretty quiet time in Toronto at that time. I think the, the tech crash was in full swing and I don't think Toronto had actually recovered from its late eighties, early nineties crash. Whereas London already had, London's a bit of a hedge fund economy sort of boom and bust. And it rebounded super quick. I don't think Canada had, there was still the stump that, and, you know, SAU hadn't been built, but it was, it, there was still construction and development, but it was   Jesse (7m 30s): Sorry by, by the stump we're talking about bay Adelaide parking lot bay   Richard (7m 34s): Adelaide was. Yeah. I think I only saw the end of the stump. I think it was there from the early nineties. So   Jesse (7m 40s): For, for non sorry for non-Canadian listeners bay, Adelaide was probably the, the, the textbook example of something that was built and never finished until the economy recovered. But yeah, that's, it's, it's such a good meme or, you know, symbol of, of that time and   Richard (7m 57s): Error. I think it was the elevator shafts, the sensational office building yet to be built, which was still because of the recession. So it was, but the parking lot was built. Like all of the underground was done. It was a fascinating you're right. It was at the time you could just, you could, it was, you could see where the economy had stopped. Like you'd actually physically see, see it, which was interesting.   Jesse (8m 20s): Yeah.   Richard (8m 21s): But, but Canada was, there was a lot of, there was a lot of suburban development, but particularly in residential. So it was sort of Greenfield, you know, large housing estates and subdivisions, which I was, which is a complete to what I've been doing in, you know, the city was from, so I did, I went for a few interviews. I went for, I went and I got offered a couple of things. Someone actually famously said, you, you, I wanna offer you this job, but you'll stay for four months, which was sort of interesting.   So anyone's listening as I think a lot of people have had that where you, you sort of, you overqualified. Yeah. But you're not overqualified cuz you went for the job. So, you know, I would tell all the employers take these people. They, they could be pretty loyal and stay with you. And in the end it, it became, the realization came to me that I just don't think I could do development and I didn't really wanna do asset management or anything like that. And so I couldn't continue what I, what I'd been doing before.   And I had sold a whole bunch of investments for our, our company in London through some agents. And then they set me up with a large international brokerage and they actually offered me a job which was greater than, and I didn't take it. They sent me to see a whole bunch of expats. And is there a difference between agency brokerage, each side of the pond? Is there a difference in how people are and businesses are and things like that? I, it didn't cross my mind any, there were any differences, but they me to see all these expats and they said, look, you know what, when you, when you come over, you might want to, you might wanna start in a village, right?   And that village will make sure that you are meaningful and that you've got a contribution and you sort of find your feet and then you can go and join the big company. That was what they said. So at the time Aon was Aon was a very small company, but a number of these people, I think I went to see eight people. And I think four of them, many of whom is still the business said, no, you should go and see a guy called Robin Whiteson young. Who's Robin is an itself.   And so I came to Robin, this company full of Canadians and a couple of Brits in it. And it was just a great little company. And you could just, it wa because that time wasn't about the money, it was about just feeling, you know, making a new life somewhere new on my own. Right. So I certainly didn't wanna have my entire life wrapped up with my wife's life. Yeah. Might edit that out. I dunno. It's possible to leave it in, leave it in. But yeah. So the idea was to sort of create your own, your own life business and, and with the, and with the people in business that you wanna be with.   So, and then, so I stayed. So I actually went into, I worked for, for the investment department and I actually took a step back. So you learn a lot of humility when you, when you do things like that, you take a step back. And from being who I, I thought I was, you know, a pretty hot young developer with everything going for me. And then you come and work for a company and you've become, you become the assistant. So I was the investment department assistant. I went actually from having my own secretary in London to actually typing people's emails.   There were some people at Aon years ago who didn't want to convert to doing things like that themselves in 2001. And I actually typed their, they would, they would give me scraps of paper and I would type their emails for them and improve them in bigger. And I do the financial underwriting and analysis too. So, yeah, but that was, that was quite the experience. Just taking a step, you take a step back to go forwards.   Jesse (12m 12s): Yep. Absolutely. It's one of those things where, you know, even, well, we call them associates now, but the, you know, the assistant aspect, it's just the nature of real estate for anybody that's, especially on brokerage. They want to break in. I'm curious, the, I don't think we've ever talked about this in terms of the real estate or redevelopment, the, the UK version of real estate and, and the way people operate in this space. Did you know, were there some stark differences between Canadians and real estate, which I assume somewhat similar, maybe not as aggressive to our us counterparts, but did you notice a different way of working between the UK and Canada?   Richard (12m 51s): Yeah, I mean, in terms of market to market, Canada is a real interesting place because it has its its major connotations and is a major country in terms of population and GDP, but it's very spread out. So you don't actually see that same power as you would in, in a country of an equal size. Now I know the UK's bigger, but you don't see it because it's geographic sort of spread. If you know, Vancouver exists at one end of Ontario and Montreal, the other end of Ontario you'd have these sort of three powerhouses and put Calgary somewhere else.   It would be incredibly vibrant and very competitive place because of the geographic difference. You found that there, it wasn't an enormous marketplace. You found people operated in a marketplace and there was a certain amount of them. And so everyone had that sort of dis everything was dispersed. And I think the other thing which was great is that you could telephone and speak to anybody. And I think you still can in Toronto and it's, I don't think people in Toronto realize how amazing it is, how open people are in.   And maybe you found this with your show, Jessie, right? People are super happy to take a call and find out what you're doing and who you are. And it's not, not as if you needed to speak to a friend to get an intro, which is sort of how it was for the, if you wanted to speak to the big wigs of London, we had to just, you had to sort of almost go through to start with and made it, there were so many of them, but I actually think it's more sort of more about, so Canada was great from that perspective, everyone's open everyone's available, but there was, there was certainly less business.   It was a much smaller marketplace. And, and again, you know, half the population and I don't know, I dunno how much bigger it is. Is it 50 times the size? I dunno, it's that creates in itself just a thinner layer of clients and customers in business because it's spread. So, so thinly.   Jesse (14m 56s): Yeah. I've never actually thought about the, kind of the major Canadian cities, if you house them all in, you know, Ontario where, you know, our province, which you probably could fit, you know, Italy and, and another other decent sized countries in the actual, yeah. It it'd be a fairly crowded room.   Richard (15m 14s): Imagine what the sporting events would be   Jesse (15m 16s): Like. Oh yeah.   Richard (15m 18s): It would just be, it'd just be unbelievable.   Jesse (15m 20s): So Richard, your first notable, or kind of sizable transaction when you started working, I assume you started in the, in the investment side, on the cap markets team.   Richard (15m 31s): Yeah. I started started the cat markets and then we, we did with a number of interesting. So I think it was very much a midmarket firm when we started and very, very creative and we worked. So I, I ended up sort of teaming up with Robin white and John Gordon, Robin is still still practicing today and sits in the office next to me. And typically office is what we would do, but we did a really interesting portfolio, which was a, a breakup of a small portfolio for Woodington properties.   There were his historic Loblaws premises through a number. And I think it was 14 buildings across sort of the GTA and write it down as far as Windsor. And so that was quite a fun experience. There were a number of agents on the team and I sort of sat in the middle as the analyst, if you will, to sell these all different sort of shapes and sizes of assets, but some, some had become restaurants and some had become office buildings.   I wanna become a movie theater. And it was just an interest. That was a really interesting process, but that wasn't typically what we do. We typically sold, sold office buildings. I actually made a mistake on underwriting. One deal, which Robin laughs about to this day, because I didn't put a vacancy allowance in my numbers. And the guy said, wow, you're 10% higher and everybody else, but you won it. We won a pitch. And it told me that that was sort of POS. That was a positive mistake.   Jesse (17m 11s): That's a good lesson, both ways. It's almost that, that fine line of when you, when you win something, if you, you have it too high, you're like, okay, how am I gonna sell this now? But yeah, I think that's, yeah, this, this building, it doesn't have any vacancy. That's pretty standard.   Richard (17m 26s): Yeah. No. Well, as a, as a small company back then, you had to outperforming underwriting. You, you know, people were always wondering if you'd missed something we never did, but that was one occasion we did, but it had a positive outcome. We sold that building a great experience. We did a lot of, but it's it, it was it's, it's exactly the same business as it is today. There's many more players, many more buildings, oh, RAs makes this make me sound, just making me sound super old, but it is a much bigger city now, but we would for, you know, we would have to photocopy boxes or leases, literally deliver boxes.   Thank goodness we got rid of that pretty soon after it started. And we actually got into digital age and we used to deliver a CD. It's a, it's, it's bizarre to think about today, how much got done without that technology. And I, you know, my first, my first desk outta computer on it, and we had spreadsheets and we did analysis and desktop publishing. But before that people would do their analysis with a pen and paper and it was, I, I have no idea how they did it, but I think my assumption is that today we can run 3000 models to work out exactly what we think's gonna happen with an asset going forwards back then they did it three times, but they did it right.   So I just, it, you know, that's a discussion about efficiency. So   Jesse (18m 59s): What, so when you, when you got started on the cap market side, I think this is a common question. Whether it was back then or, or today we have listeners that invest in, in commercial real estate, in retail multi-family office. But in terms of where the place that you started in, I find that, you know, if you wanna do leasing the barrier to entry barrier to entry, once you get in with a company is fairly low, you can, you can basically have a, a rockstar first couple years, if you hit the right tenants or right clients, you know, the same thing I think goes for multi, multi res now in terms of office and more what I would call more corporate real estate.   It's, it's a matter of, you know, where do you even start? So when, when you got in the, in the game, you had Robin, so you had a, a senior person, is that still to this day, really what you need to break into the more   Richard (19m 54s): Side. I mean, you, even if you start, even if you start in the private business, even you start with private clients in the smaller end of the marketplace, you still, you have no track record and you are going market dispose and advise on someone's carefully purchased and nurtured real estate investment. And if you don't have a track record, it's super hard. So you don't, you don't borrow a track record, you have to bring someone who's got one. And then I think you, you know, you start off as a junior and then you come alongside them.   And then perhaps you can either break out on your own or go further ahead. But we did, we, we tell people to join our department. There, there is a very, very long incubation period. And if you, if you know, maybe I don't even wanna put a number on it, cuz I think it frightens people off, but it's, it's a long time. If you were gonna do something on your own before you, before you can get that sort of track record on your own. Yeah. So you need a team. So it's a very much a teaming environment always has been and there's, and there's also enormous amount to do in underwriting valuing marketing.   There's just a lot of it. And none of it, in my opinion is rocket science, but it does take a village to get everything done. So you sort of have to have that in you as a, as a human being, to be a share and a team player from day one. And I think you find that in cap markets, teams across Canada is that there are few people who are very individualistic.   Like everyone has a team around them or they're part of a team. Or, and I think you'll find those people are pretty much interchangeable as individuals in other people's teams or other people's companies perhaps. Right. So I think, and that's a great accolade to my peers in the, in the industry. They they're, they're good people who do, I mean, I think we can, it's rare. You can find something that someone else hasn't found in a way to evaluate or, or underwriter a transaction because there's a pretty close group of people out there.   Jesse (22m 11s): Yeah. Yeah. And I, you know, we look over at the capital market side and definitely there's similar similarities. I think for, you know, if anybody says two, three years in the industry, I, I don't think it's even close in terms of how much time you really, if you want to commit to this industry how much time you actually have to give it. But I always saw the cap market side, especially the institutional side as even a longer incubation period. Like you're saying as opposed to some of the other groups and it's, you know, you start selling to institutional and if you're just a new person in the industry, you can be the smartest person in the world, but there's no credibility there.   And unless you're bringing somebody to the table.   Richard (22m 47s): Yeah. And I think the, the other thing which I'm always conscious of is that our client, our clientele on, on the private, all the institutional side, they are there for your entire career. There's, there's, there's a finite amount of them. The city's the city's now much bigger. We all, you used to be able to know everyone now that's impossible, which is so of interesting dimension now. So that's a little bit more like how it started when it started career in London. There's, there's way more diversity of clients.   There's so many more of them. You don't know everyone and be all things to all people you can have, you can have favorites specialties. Yeah. But I think the, the people you will meet, if you're a start as an analyst, people you will meet as an analyst in your twenties will be the people you perhaps are working for on the institutional side in 30 years time. Right. And that's, that's sort, sort of cool, but it's also a bit daunting.   Yeah. Because you just can't make a mistake. And if you do, you gotta own up and be, you know, super. And that's sort of, not, not that it's easier in, in the other side of the business to say leasing, but there's just many more of the, the Cleon on the leasing side. Right. So cuz you have the tenant side too, so yeah. Yeah. It's an interesting, it's an, it's a very interesting marketplace and some very, very smart people work in that marketplace. When in Toronto, our clients are very, very talented people who spend a lot of time learning their craft and they know an awful lot about the marketplace.   So again, that's where sort of that little stretch where you have to learn some humility, it, it just sort of fits well, it, your clients know a lot more than you sometimes about the marketplace, which you are selling it to. Yeah. Which is quite interesting.   Jesse (24m 45s): Yeah, for sure. I think, yeah. Especially when you're, you're dealing with whether it's private or institutional, you're dealing with ownership. I find a lot on the private side too, because it's usually their baby or babies, you know, they're building or portfolio. So over the last, what is it now? Dare I say two years,   Richard (25m 3s): Don't say, don't say it. Don't say   Jesse (25m 5s): So we've gone through kind of a, you know, we'll be analyzing this in the same way that, you know, MBAs and, and real estate streams analyzed the nineties. Oh 1 0 8, the, the players that emerged on top of the market, you know, multi res industrials gone crazy over the last couple years. How has your side of your, your side of the business, how has that been impacted over the last year and a half? What are you doing differently or, yeah,   Richard (25m 34s): Super interesting. Look. Most things seem to be, like I said, broad statement, but most things seem to be cyclical. We didn't sell an awful lot of industrial as a company when I started cause we didn't have a lot of industrial work and we, it was just a very small company and subsequently that has burgeoned. And we have a very, very like top tier group in a number of offices around, around the world and certainly in Canada for industrial.   But when I started, it was a, it was a relatively quiet area of the business. A lot of the product had been built in the sixties, seventies and eighties and was already sort of tired and there was no income growth to speak of Europe. Five 50 rent was pretty good, whatever you did to the building, you get five 50 rent. So it was a very, it was, it was pretty black. And then to get those numbers up, you had to have something pretty sensational, but then the tenants may not have paid for it.   So, and then it all started moving. There were lots of changes and I think we're going from, you know, manufacturing to warehousing and distribution plus population growth, entities, cetera, and just gen the way that industries worked just in time and things across the world, we need more warehouse per person. And we had more people. So that was sort the main driver with industrial office.   At the same time when I started, it was a real flavor to move out of downtown. And I think maybe it was the end of that period, but people were building pretty cool office building for the suburbs and then moving whole apartments out to the suburbs where people who get a great house and they could community leader work and they could bark in the parking lot. And that was sort of, that was sort of new and fresh. And there was a major tax differential to downtown Toronto, just the, just the suburbs charge, way, way less of taxes.   And I think that that sort of ended as I, as I, as I arrived and came up with some great policies to, to build buildings and bring people back, not not least of which is transit, right transit. The one place everyone can get to the GTA is downtown by transit easily. It's the only place. So, I mean, they're the two sort of major things that have happened. And now we seem to roll further. Along from that there's discussions about the value of retail.   Retail is, is fabulous in segments of it, of its issues and are tired and old and may not come back. But the other components, it's something that everybody needs everyone to go shopping. You don't necessarily need to go to a store, but people like to go to stores, right? So we found that's a far more robust industry than people thought at the start of COVID office is really interesting and that we we've sold. I've sold a lot of office buildings in my career and they do tend to come in and out of favor, they're sort of high, a high or high capital high reward assets.   And I think what's happening right now is working out how much space people need, where they want it is the commuting gonna continue. If you've got work from, there's just a lot of questions about it, but I've no doubt that it is a fabulous asset class. And even though we've got the technology not to be in the office, the way humans work is it's great. If we get together as much as possible without ruining the other, the other part of people's lives or the efficiency of it, right? So office will come back, but it is definitely going through a softer period and the prices you can buy office that are significant discounter replacement cost.   And now, now in the GTA, you could, you know, you could throw a building away and say, great, we'll just, we'll build something next door on the Greenfield. You can't do that anymore. So there is value to all of this older product that into whatever you might wanna change it into. And then you get into a discussion about, well, what do you wanna change into and what creates jobs? And that's where perhaps you get the, the fight between the developers and municipalities. So, and that will go on forever.   That, that, that fight. So,   Jesse (30m 2s): So on the office piece we had, we, I think it was last week, I was speaking to the chief investment officer for, for crowd street. And we were talking about office space and kind of the bifurcation between downtown assets, well position or, you know, in theory, well position assets versus suburban office and with places like San Francisco, New York, Toronto, all these, a large majority of these north American cities still have not had the people come back into the office in terms of some of the cell phone data that we gather in the vitality index.   Do you see a, a positioning, a difference in positioning as, as it relates to the comparison between suburban and downtown office and maybe just as a follow up, you know, what, what are they gonna have to do downtown in these, in these office buildings or these investors that, that own these assets to entice companies to want to be in the office and want to be in space that I guess has more amenities.   Richard (31m 5s): Ah, now that's you could probably look, I definitely got an opinion and I, you know, my, my job is to value them and sell them and advise on them as opposed to fill them. But there's some, there's just some thinking that is me going on lately. If you, if you want people to come back to the office five days a week, it's gotta be easy and quick to get to for your staff. And it's gotta be a great place to be.   And that's sort of where we have problems, because if you've got a, a, let's go, let's got the suburban belt around Toronto, the 9 0 5 belt, it could take people an hour to get into the office and then there's a cost to it. And maybe there's more time than just the hour on the train. Maybe there's a bit longer. So you got one hour 20 each way, five days a week, that's look, this isn't, this isn't an official policy. It's just an open think Jesse. And the thinking is, if you're gonna make people do that five days a week, something's gotta give right.   You can provide them with amazing space, but that isn't really how they want their lives to live, particularly when they can pick up the computer and work from anywhere. Right. So you, so perhaps that is a positive suburban office. So perhaps a suburban office is where you have your, the people that you want all the time in the spoke, the hub and spoke discussions that you've, I had, you know, perhaps that's where the spoke is.   And then you have a sort of suburban location. And then the hub perhaps is work from home, telling everyone comes downtown every now and then. And that's where everybody in intermingles. So it's a complicated, it's a complicated theory, but because it's two things at the same time, and I think everyone's trying to avoid you two things at the same time, but they might have to do that. And I just have no doubt that like our younger staff learn so much, if they're in our offices and we have an open door policies, you know, and you just learn, you just learn and you don't have to like, press a button to call anyone and ask this Jupi question because there are no stupid questions, but it becomes a stupid question.   If you make a, if you make a deal out of   Jesse (33m 24s): It, right. Make, make a zoom call for, for the stupid   Richard (33m 26s): Question, that's right. A zoom call for a comma is stupid. But if you call through someone's doorway, if not stupid. So I think that sort of humanity is gonna have to start factoring in and I'm not quite sure that's that's happened yet. And I think the other thing is we've got this crazy well, it's crazy in a historical sense is the cost of refurbishing office space to the standards that one wants today is really a real problem. So maybe it's $200 a foot maybe, but you can't get those rents.   The rents that would support that unless you're in top accommodation downtown. So maybe that's a supply chain thing, identical, but it, it, if you do look at suburban office, look at the, you know, the average price per square foot suburban office is two to 300 a foot, but it's gonna cost you four to 500 of it to build it, let alone the land, which now competes with industrial lab, which maybe three, four, 5 million acre in those areas. It just something's, something's gotta give, and to me, it just looks as if those opportunities are very, very cheap, but I can't quite see, see the, the end of the tunnel on that yet.   Jesse (34m 41s): Yeah. Well, that's good to hear cuz those of us in the office world, we, we can't either right now it's you never really know you're in something until you're playing Monday morning quarterback When it, when it comes to the, so if you, our advising clients that are investors, asset managers, institutional clients that actually own this type of real estate that we've kind of come out of this, this world that was crazy for a while and the extra wrinkle just cuz we hadn't had enough, was the interest rate environment very different than it was a year.   Yeah. Even a year ago. How does that inform if it does, you know, to what extent does that inform your advising with clients? Is it them that's calling you, calling you to consult on that? Or is, is it something that's, that's a key piece of the, the decision making?   Richard (35m 33s): Yeah. Debt is a, is a, an invaluable part of the capital stack and it's become more and more and more so. And even to the extent was if you are a large institution of buyer and are forbidden or don't want to use debt, you will still underwrite as if you, as if you have a need for debt so that you actually make a market judgment. That seems to be what our clients do. So it's such an important part. I think it's a really integral part of modern life as well.   So if it's, it's sort of the interest rates sort, the one stick that the central banks have in terms of controlling sort of monetary supply. And if you just keep printing money in doing Q and having sort of QE to get us out of a hole, at some point you've gotta sort of constrain that supply. And the only tool we see or one the, the main tool I say we have for that is, is an increase in, in the I rates, which gets passed onto everything else.   That's gonna have an undoubted effect on the value of real estate because you still need a spread to risk adjust to non-risk returns. So if you've got real estate has some risk to it, different real estate, there's a lot more risk to it. You need to have those absolute, absolute spreads. And if you are return increasing with non-risk investments, then you're really gonna have to probably move your pricing out.   But what goes around comes it'll come back again. As you know, as your, your dad's comment, when, when you're a kid, I think I hear a lot of those scar stories. I would never have wanted 18 mortgage or even I've never even had an eight mortgage. It's all sounds a bit frightening, but you know, my grandfather was in development in the 1920s and he this, when I was real estate in nineties, he said that had interest rates in the 1920s.   And I said, well, that must, that must have been amazing. You know, that must have been just great. You could do so many deals. And he said, no, everything was expensive. So I guess it's all relative to me, the, the, the, the actual interest rate is relative, but the availability of that component of the all components of the capital stack, but it be equity or debt, the availability and the liquidity of those markets is far more important.   So if tomorrow, someone said you can't get any debt. It's not that it's changed from three, your or 5%. We don't lend that will cause huge problems.   Jesse (38m 25s): Yeah. And in terms of the, in the landscape that we're, that we're seeing with that I've heard just kind of anecdotally companies talking about more looking for properties that are, that are not free and clear and potentially having an assumption of, of current mortgage rates, because they are at, you know, what is now considered much lower than the current, say five or 10 year commercial loans. Are you seeing that is, or is that just, you know, is that just banter in our space?   Richard (38m 55s): It's what people used to do, Jess. I mean, we, people used to look when we've gone through these sort of periods before people, people used to look for those assets getting paid for it is another matter, right? It was you more than anything, a lot of these things don't necessarily change the value of the product, but it does. It may do indirectly, not as directly as well. I think, because what it does is improve on your buy a pool, improve. Lot of people who are looking. So a couple of people would look at it because it had that sort of low debt. Perhaps they get a larger spread on it. Does it improve the value?   I guess indirectly it does. Yeah, but I mean, Canada is such a, a, well, it's a very well structured environment that has pretty conservative debt in commercial lending to start with. So it's not a country where you see people setting up voucher funds and trying to take people outta trouble because they're really people aren't actually in trouble. They're just not as great as they were last month.   Jesse (39m 51s): Yeah. Fair enough. So we've got four final questions we ask every guest before we, we get to that just generally speaking, are there certain aspects of our industry and it can be asset class or just trends that you think are, you know, positive and, and you think are on the horizon, that, that you're bullish on   Richard (40m 14s): All of it. And I, and I don't mean that to be facetious. And I think that's the country we sit in. It's a very, very special place. We're very lucky to live where we do. And I think that goes to many parts of the world, but, but some, obviously it doesn't apply to. And what we've got is a, is a, a fair system and we've got, and we've got people who want to come to Canada. And in the long term, that's probably, you know, there are some, there are some finite things in the world there's real estate, but not that we have experienced it yet, but there's also population and population growth is tailing off.   Notwithstanding what the UN is. I think this week we hit 8 billion people around the world. The countries like Canada, it's very easy to grow the economy. If you have more people and if you attract great people, it's even easier. So there's probably gonna be some more competition people, but that's the long range view of Canada is fantastic because we haven't hit 40 billion people. And it's the second largest country in the world. And it's a wonderful, wonderful country. It is amazing place with amazing people. So that's why all aspects of real estate there'll be nuances about what the next flavor is and what the past and the future looks like in immediacy.   But speaking, it's very positive. So it sort of sounds flippant, but there's a, there's a reason.   Jesse (41m 37s): Oh, I like it. All right. So four questions, Richard, what would you say to somebody that's trying to break into our industry? Somebody that's just starting their career, whether it's in the stream that you took or, or just generally in investing or brokerage,   Richard (41m 54s): What would I say to them?   Jesse (41m 55s): Yeah. What   Richard (41m 56s): That's, open-ended in, where they would, where they should start, where they should go.   Jesse (42m 1s): Yeah. Yeah. It's somebody that's trying to break in. You know, what, what would you do kind of, you know, your, your 21,   Richard (42m 9s): I think people need to analyze what their personality is because there's so many components to it and you know, you and I can see that in, on our side of the business, on the brokerage side, let alone, let alone on the ownership side or the construction side of development. I mean, it's a fabulous business, but you do sort of need to know where you, where your mind fits. So if you are an instant overnight person, maybe you don't wanna go onto, maybe you don't wanna go to capital rockets, brokerage, because you have to build a, build a track record, learn the tree, and that goes for everything.   Right. So I think that's what I would say is that you do sort of need to know yourself a little bit. And if you dunno, go try but be open, ask as many questions as you can. And that's a, that's a wonderful thing about the industry. You can ask anyone anything, and they will give you a genuine answer. They will try and try and make the time to, to, to give you the time of day to, to give you, give you a functioning or thought out answer. And I don't know if you find that in every industry, but certainly real estate is great for that.   Jesse (43m 9s): Yeah. It's I mean, it's come up time and time again on this show, we've talked about how we're, we're lucky in an industry where a lot of the senior, the veterans really do want to give help to people that are curious and interested in, in our space. What's something that, that, you know, now in your career that you, you wish you learned when, when you're a younger lad.   Richard (43m 32s): Oh, well, when I first started work, I it's, one of the simplest of things is a lot of things got right when I started being an analyst at Avis and I start ma making lists. Whereas I did development work. It was sort of, I was less list conscious and I sort of tried to juggle things. You can just get so much done if you made lists. Yeah. It's, it's absolutely crazy. I wish someone had told me that when I was 17,   Jesse (44m 3s): I like it. I'm definitely in that boat, you know? And when you're younger, you're always like, ah, I'll remember that. I'll remember that now. You're just, you're like, you, you know who you're dealing with, you're dealing with the person that, that didn't remember it last time. And yeah, sometimes it just takes some time. Are there any resources that you would find useful for listeners for real estate, whether you know, a book on a book in our space, something you're reading a podcast you're listening to?   Richard (44m 32s): No, I think I, I think some of the industry groups are really good. Like NAOP is a fabulous industry group and you can find different, different parts of NAOP, which would be appealing. And they, they do a great job and they do a really good job, I think, events or thoughts about the junior members, more so than the senior members, which is great. So that's a good one to follow you. You, you do have to know your math. I, I can't remember the names. I, I can't remember the names of the books I had, but there was one, one book.   I don't even know if circulation, but it was by a guy called Jack Rose. It was square feet. It was a picture of a square foot on the front, obviously. So, but that was it. But you do, I think you do. I would just, I wouldn't, there's nothing I'd necessarily recommend other than you do have to work out. I do the math, right? The math is it's actually really, really straightforward math, but I come across so many people who do not understand the connection between a cap rate dropping and a price going up. And I'm just flabbergasted how people have not.   And they literally don't understand it. And I'm flabbergasted at that. And I would, in every one of them, I will take them to one side, get posted note and actually show how it works, because it is the simplest things. But so being inquisitive as you can, I think, because it, it, ain't hard.   Jesse (45m 56s): Yeah, for sure. No excuse not to know it. All right. Last question. Stole this from one of my favorite podcasts, Bloomberg masters in business, first car, or make and model.   Richard (46m 7s): Oh, seriously. Okay. That is an interesting question. I had a, I grew up on a phone oddly and in the, in east, in the deepest countryside. And I was given when I was 13, a 1964 land Rover, but it didn't work,   Jesse (46m 29s): But it didn't work.   Richard (46m 30s): It didn't work. And it was a summer project to get it working. And it took me most, most of the summer, but the end of it, I had this fantastic thing to drive around the field, which was great. So that was my first. That was my first love. Really?   Jesse (46m 43s): I thought I was gonna get an, an mg or an Opal or something.   Richard (46m 47s): No, I had some great cars in London. No, I had a, yeah. I had a Lotus and I had a TVR, which   Jesse (46m 52s): That's right. Lotus of.   Richard (46m 54s): Yeah. But do you, life changes, you pick up, you pick up, it's a rolling stone. Yeah.   Jesse (46m 60s): Not a lot of, not a lot of grocery. You can carry in the Lotus of spree.   Richard (47m 3s): That's right.   Jesse (47m 4s): Fair enough. Well, Richard, I appreciate you coming on the show for those that are interested in kind of the cat market side, is there anywhere they should kind of, aside from LinkedIn or a Google search, where, where can we send them to?   Richard (47m 19s): No, I think come find me or Jesse on LinkedIn or com you'll find us, I'm super happy to speak to anyone about the business, what we do, where it may be going. And I'm the first person to say, I can be wrong, but it's great to have a discussion because no, one's got a monopoly on wisdom. So I'd love to hear. Thanks very much. Jesse. Appreciate the time.   Jesse (47m 38s): My guest today has been Richard Chicot. Richard, thanks for being part of working capital.   Richard (47m 43s): Thanks, Jesse.   Jesse (47m 52s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you like the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.  

This bonus episode is a live recording of a panel we hosted out in Greece as part of the Peligoni Club's PACE wellness week. In this episode we chat to two absolute wonder women; functional medicine practitioner, Rosemary Ferguson and founder of The Detox Kitchen, Lily Simpson. Both women are balancing incredible careers, intensive studying and motherhood, so it was fascinating to discuss with them how they maintain balance and fuel their busy lifestyles.Find out more about Rosemary and Lily: @RosemaryFerguson_https://roseferguson.com @TheDetoxKitchenhttps://detoxkitchen.co.uk Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk @SerenaLouth - www.serenalouth.comPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2ZowSupport this show http://supporter.acast.com/kitchenclub. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Us + Dos Croquetas = perfect combo…la carpa and comegenes is so dramatic…how many Brit songs can we work into any episode…sometimes people just shouldn't mix…the definition of beauty NEEDS to be modified and expanded…also, who is anyone to say someone's not beautiful…wow, suing for grandkids, la cosa esta seria...catfish text messages, now we have a new low people…thanks again Dos Croquetas for the delicious food and yummy Jupiña slushie…ahhh, chain restaurants how we love thee…and just like that we now have dates for Red Lobster AND Olive Garden…Celia Cruz and mimes, just another ep for PLMTY… Theme Song: Pero Let Me Freestyle, composed by Michael Angelo Lomlplex - the Official Gay Guy Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off of your first month of therapy at: https://BetterHelp.com/Pero Cuba Nostalgia: http://www.cubanostalgia.org The Perfect Jean: https://theperfectjean.nyc

The girls are back with Season 5 of Kitchen Club; the podcast destined to make you hungry and appreciate the slower pace of life. Each season brings new guests, new areas of expertise to learn from and new recipes, created using the guests three favourite ingredients.Hosts, Sarah and Serena kick off this season with a big old catch up on what they've been eating, reading, listening to and putting their energy into over the last 7 months. This episode does feature sensitive and sad issues on baby loss. If you or someone you know has been affected by baby loss, the Miscarriage Association offers a place for support.For recipes and to keep up to date on other podcast news, follow us on instagram: @KitchenClubPodcastOr follow us personally:@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comBig thanks to Jupi/ter for our podcast music, listen to more here.And Bespoken Podcasting.Support this show http://supporter.acast.com/kitchenclub. See acast.com/privacy for privacy and opt-out information.

For our first broadcast of 2022 we're siting down with Alex of Jupi/ter to discuss his takes on writing musi for TV and film. Jupi/terL https://linktr.ee/Joops202 Get Signals now on Steam: https://store.steampowered.com/app/1661180/Signals/ Help Support the Channel: Patreon: https://www.patreon.com/audionautic PayPal: https://www.paypal.com/paypalme/AudionauticRecords?locale.x=en_GB Special thanks: Richard Flynn - Audionaut Producer McKinleyA - Audionaut Engineer Join the conversation:

Të ftuar në puntatën e fundit të emisionit “Paso Euro 2020” kanë qenë Redi Jupi, Adrian Civici dhe Alket Gjebrea, të cilët së bashku me Denisin dhe Albanën kanë diskutuar mbi gjithë ngjarjet e ndodhura në këtë Kampoionat Futbolli.

Serena is a confidence coach, holistic therapist, kitchen club co-host and very soon to be cognitive behavioural hypnotherapist. She supports women in reconnecting with themselves, rediscovering their innate self-worth and learning to prioritise their needs so that they can feel empowered, energised and deeply abundant.Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2Zow See acast.com/privacy for privacy and opt-out information.

El Comisario General DISIP (J) Atahualpa Montes, relata en sus propias palabras, su participación en los hechos históricos que llevaron a la construcción de la democracia venezolana y su defensa, hasta la desgraciada elección en 1998 de Hugo Rafael Chávez Frías y su muerte en 2013. Jurado, Grupo Editorial 23 Septiembre 2020

Villa de Cura, Estado Aragua, Venezuela, 26 de septiembre de 1934 - Caracas, Venezuela, 16 de junio de 2009. Baterista, percusionista y compositor venezolano. "El Pavo" Frank Hernández es un músico innovador que graba en muchos estilos, desde jazz y latin jazz, hasta salsa y otras músicas tropicales. En colaboración con otros artistas, ha compuesto y grabado sus propias obras.

Sarah Malcolm is a yoga teacher, co-host of kitchen club (best pod ever) and founder of At Home with Sarah. At age 24 she was diagnosed with PolyCystic Ovary Syndrome which transformed her lifestyle as she played with ways in which she could help her diagnosis through diet, exercise and living more mindfully. Find out more about At Home with Sarah:https://athomewithsarah.sarahmalcolm.co.uk/Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2Zow See acast.com/privacy for privacy and opt-out information.

Suzie Smith is a hand-poke tattoo artist and founder of Trikona Space, a holistic tattoo studio in Hackney. As a yoga and meditation teacher Suzie naturally weaves her knowledge and care for the physical, energetic and esoteric being into her work.Find out more about Suzie:@Trikona.Tattooshttps://www.trikona.space Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comUse code CLUB40 for 40% off Exhale Coffee.Podcast music by Jupi/ter, listen to more here. See acast.com/privacy for privacy and opt-out information.

Michael is the founder of Just Breathe and a leading voice in the global movement for modern mindfulness. He is an author, speaker, community leader and meditation teacher who is dedicated to expanding the conversation around the mind and mental health. Michael is internationally recognised for his work in the wellness community as both an advocate and entrepreneur. He writes books about hope and is the voice behind the Just Breathe meditation app.Find out more about Michael:@MichaelJamesWonghttps://www.michaeljameswong.comSenbazuru book: https://amzn.to/3fHn8RUJust Breathe App: https://www.justbreatheproject.com/appFollow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comMeditations: At Home with SarahPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2ZowKitchen Club listeners get 15% off Symprove with code KITCHENCLUB15 See acast.com/privacy for privacy and opt-out information.

Sophie Whippy is a birth doula and founder of Nave. Her work focuses on the rightful need for women to be informed and supported through all of life's important milestones, especially pregnancy and postpartum. Nave aims to open up the conversation on womxn's health from an honest and unbiased perspective - from first period to menopause, and every major milestone in between.Find out more about Sophie: @_ThisIsNavehttps://thisisnave.com Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2Zow See acast.com/privacy for privacy and opt-out information.

U radnoj posjeti Olovu tačnije Domu zdravlja Olovo danas su boravili Adnan Jupić Ministar zdravstva ZDK i Omer Škaljo direkor Zavoda zdravstvenog osiguranja Zeničko-dobojskog kantona.

Dr Dani Gordon is a double board certified medical doctor, integrative medicine physician and world leading expert in CBD, cannabis medicine, brain wellness & stress resilience. We speak to Dani about the difference between medicinal cannabis and the recreational use, who could benefit from using CBD and whether there is any scientific grounding for all the CBD related period products out there.Find out more about Dani:@DrDaniGordonhttps://drdanigordon.com Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2Zow See acast.com/privacy for privacy and opt-out information.

Vianney Leigh is a Menstrual Cycle Alignment Coach, Energy Healer and founder of Status Flow Collective. We speak about the power of your periods, how what you eat impacts your menstrual cycle and why it’s so so important that we start destigmatising rest.Find out more about Vianney: @StatusFlo.CoUse code KITCHEN for 20% off Wild Deodorant: https://www.wearewild.com/Follow us:@KitchenClubPodcast@SarahMalcs - www.sarahmalcolm.co.uk@SerenaLouth - www.serenalouth.comSupport our podcast:https://www.patreon.com/kitchenclubpodcastPodcast music by Jupi/ter, listen to more here:https://open.spotify.com/artist/1lgvQ2wmUIPUPyijtFXF8x?si=7hHdr5x8TLW57owYxM2Zow See acast.com/privacy for privacy and opt-out information.

Stopping by to discuss the use of field recordings this week, featuring insights from the wonderful Jupi/ter and Willebrant. Together Sunwarper and Kh3rtis talk capturing, mixing and mastering the sounds of the Earth that accompany all our sonics. Join the conversation:

Clicky buttons and visual stimuli, whiteboards and community. We have reached the end of Rotation 3 so this week Sunwarper and Kh3rtis look back over their conversations with Jupi/ter, Eonlake and Josh from Shady Ridge Records, discuss the knowledge uncovered and the lessons taken. Join the conversation:

This week on Audionautic Sunwarper and Kh3rtis sit down with London's own Jupi/ter as he takes us through his creative process, his marketing strategies and his soundtrack work on Amazon's 2018 film FRONTERA Join the conversation at audionauticsounds@gmail.com or on Twitter @Audionautic Jupi/ter: https://linktr.ee/Joops202 Kh3rtis: https://linktr.ee/Kh3rtis Sunwarper: https://linktr.ee/sunwarper

Danas je u radnoj posjeti Olovu i Domu zdravlja Olovo boravio ministar zdravstva u vladi ZDK dr. Adnan Jupić. Pratili smo ovu posjetu tokom koje je, na sastanku sa direktorom doma zdravlja Olovo dr.Izudinom Kućanovićem, ministar i predsjednik kriznog štaba ZDK upoznat sa aktuelnom situacijom na području naše općine u vezi sa pandemijom korona virusa. Ministru su prezentirani i podaci o radu naše zdravstvene ustanove, kapacitetima, potrebama i svim aktuelnim pitanjima vezanim za tzv.Covid sitem rada.

durée : 00:50:41 - Par Jupiter ! - Bonjour la France Interne ! Voici la devise du jour : “On passe une moitié de sa vie à attendre ceux qu'on aimera et l'autre moitié à quitter son domicile pour aller récupérer ses livres en click and collect.“ (Victor Hugo soutenant le petit commerce de proximité).

durée : 00:50:41 - Par Jupiter ! - Bonjour la France Interne ! Voici la devise du jour : “On passe une moitié de sa vie à attendre ceux qu'on aimera et l'autre moitié à quitter son domicile pour aller récupérer ses livres en click and collect.“ (Victor Hugo soutenant le petit commerce de proximité).

We revisit some of the projects we have covered in previous episodes to see what we've stuck with and what we haven't. Qubes OS and Tails, a handy Android app, building websites, easy Arch, the cloud, hardware hacking, and more.

Vegas, baby…check out the Rum Train y’all…whose food has priority…ay la gente siempre tienen un problema with everything…how I loathe coming to the defense of the bland…pffft, the Spice Girls are all about inclusivity and we loved their music since forever…Lucy Lopez is jealous of our name, dreams come true…we all have that one station in our city…one more meeting twice for the first time for Ish…the wild, wild west with respect…the Miami accent, our ultimate love/hate relationship…what “bro” are you guilty of…aww Mirta de Perales, RIP…bring on the Cuban sandwich controversy…mmm, Jupiña… keep destigmatizing mental health issues caballero…nothing like Power Love Hour dedications…Lynn Manuel Martinez… End Song: “Stranger” by Hilary Duff The Rum Train Experience: https://therumtrain.com/ Power 96: https://power96.radio.com/

Learn why the camera adds 10 pounds (and what you can do about it); why asteroids called Trojans could change what we know about the origins of our solar system; and a technique to help you avoid stress and stay calm. Please support our sponsors! Visitmovaglobes.com/curiosity and use coupon code CURIOSITY for 15% off your purchase. In this podcast, Cody Gough and Ashley Hamer discuss the following stories from Curiosity.com to help you get smarter and learn something new in just a few minutes: Here's Why the Camera Adds 10 Pounds — https://curiosity.im/2sU6fKL Why Is it So Hard to Look Good in Photos? — https://www.youtube.com/watch?v=OT09gf43PoY Move Over, Moons — Some Planets Also Have Trojans — https://curiosity.im/2sXgHBa The Pre-Mortem Technique Is the Best Way to Avoid Stress and Stay Calm — https://curiosity.im/2sU6s0v If you love our show and you're interested in hearing full-length interviews, then please consider supporting us on Patreon. You'll get exclusive episodes and access to our archives as soon as you become a Patron! https://www.patreon.com/curiositydotcom Download the FREE 5-star Curiosity app for Android and iOS at https://curiosity.im/podcast-app. And Amazon smart speaker users: you can listen to our podcast as part of your Amazon Alexa Flash Briefing — just click “enable” here: https://curiosity.im/podcast-flash-briefing.

Jupi! To już 3 odcinek mojego podcastu: Do odpowiedzi! :) Tym razem do odpowiedzi zaprosiłam Magdalenę Ślawską, ekspertkę w sprawach języka angielskiego zawodowego. Jeśli chcesz wiedzieć czy język zawodowy to to samo co angielski w szkole zawodowej i czy aby uczyć języka obcego zawodowego potrzebujesz specjalnego wykształcenia, to zapraszam do odsłuchania! :) Namiary na Magdę: BLOG: Język angielski zawodowy FANPEJDŻ: Magdalena Ślawska – angielski zawodowy

We get serious and bring in a special referee to help us lock in our Linux predictions for 2019. Special Guest: Alan Pope.

    Que Bola had the opportunity to speak with the talented artist Tony Mendoza. Tony continuously imparts South Florida culture through his beautiful vibrant works of art by incorporating Miami staples like Bustelo, Materva, Jupiña and phrases such as "Comiendose un cable" in pieces. Tony's gallery is located in Miami's Bird Road Art District and his website is tonymendozaart.com I hope you enjoy the talk. ©FreshorPhresh 2018 IG @FreshorPhresh      @TonyMendoza

Ivpiter optimvs maximvs... with Jupi-ter, Stimulus Timbre, Side Liner, Kick Blog In'R'Voice and Magnetik.

Ivpiter optimvs maximvs... with Jupi-ter, Stimulus Timbre, Side Liner, Kick Blog In'R'Voice and Magnetik.

Thatswecalltechno007-Jupi by Thatswecalltechno Podcast on MixcloudTracklist:01. Robie Automator (2011 mix)02. Tomato03. Flying Freak04. Paralen05. Pancake Overload06. Bioparox07. Slepacia08. Piknik09. Moment10. Bundas Kenyer11. Sisky12. Pohoda13. Hranolky14. Lol & Lolita15. Phunkin All The Time16. Papanica17. Jarna Cibulka18. Halusky19. Cervena Paprika20. Audio21. Party Joint remixall tracks written & produced by Jupi aka Robie AutomatorDownload