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“Scripture does not give dignity to undefined romantic attachments.” In this teaching series, PAV breaks down the Bible's position on heterosexual relationships within the context of the New Testament Church, and establishes the sufficiency of Scripture, through all generations. For inquires & bookings: Phone: +234 708 881 8864 Email: info@thebasileiacommisssion.org Twitter | Instagram: @WAHthehurch Facebook: @TheBasileiaCommission | @WAHthechurch
RADIO PIRATE FREE édition du 18 juin 2026 avec Jeff Fillion. _________________________________________________ 0min00 - Dans sa Poubelle de Nouvelles, Jeff discute des différents projets de loi qui sont en voie d'être adoptés au parlement canadien dans le but de limiter votre expression sur les réseaux sociaux avec Gerry & MisterWhite. _________________________________________________ 31min02- Gilles Parent discute avec Jeff et Gerry des nouvelles d'actualités et de société vécu dans la dernière semaine. Bon matin Québec! _________________________________________________ Le 2 pour 1 avec Gilles est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 1h02min06 - Réflexions et analyses sur l'actualité politique et sociale des derniers jours avec Ian & Frank en compagnie de Jeff et Gerry. _________________________________________ 1h28min06 - Le Marchesi Alfieri La Tota Barbera d'Asti 2023 est un vin rouge italien opulent du Piémont. Élevé en fûts de chêne français, il offre une robe rubis intense, un nez riche de fruits noirs (prune, myrtille) et des notes boisées. Sa bouche est dense, équilibrée avec une belle fraîcheur. (Texte de SAQ.com) Gerry l'Aubergiste présente le Marchesi Alfieri La Tota Barbera d'Asti 2023 https://www.saq.com/fr/12102389 _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
Les Petits Chanteurs à la Gueule de Bois et Les Batteurs de Pavé sʹunissent et répondent à Thierry Sartoretti. En tournée : Mézières, Théâtre du Jorat, 19 juin. Mulhouse, 10 juillet. La Chaux-de-Fonds, Plage des Six Pompes les 5 et 6 août. Fribourg, le Bilboquet, 1 novembre.
Ted and Pav are finally back together after a four-week break, and they are sliding right into a massive week of updates to figure out if the local market bottom is finally here. While most people expect a longer sideways grind, a few massive corporate changes are hitting the space right now that nobody can afford to ignore. In this episode, the boys break down Elon Musk's SpaceX, which completely blindsided everyone shorting it by climbing 30% to hit a mind-boggling $2.5 trillion valuation. Ted does a deep dive into Worldcoin's new setup to see if it works well or just goes sideways. Plus, we cover why Bitmine is doubling down on buying Ethereum despite nursing a casual $9 billion loss, and what to expect from the newly appointed Fed Chair's very first big interest rate meeting this Wednesday. And much more! You'll hear: ~ How Elon Musk's wild rocket, Starlink, and AI mashup defied every single bear expectation to trade at 90 times its revenue. ~ Inside the controversial new reports from Galaxy Digital, NYDIG, and Standard Chartered ~ Sam Altman's tech project: is his token actually useful or just a massive cash cow? ~ The hidden risks of institutional yield products when the underlying crypto asset takes a massive hit. ~ Pav nerds out on underlying core inflation metrics and the absolute tightrope the new Fed Chair has to walk this Wednesday. ~ Why the boys are completely avoiding altcoins right now and stubbornly keeping their portfolios in Bitcoin and cash. … and so much more! Want to learn more about the reports? You check them here: Galaxy Digital - https://www.galaxy.com/insights/research/bitcoin-four-year-cycle-where-is-the-bottomNYDIG - https://www.nydig.com/research/whats-weighing-on-bitcoin Standard Chartered - https://news.bitcoin.com/bitcoin-bottom-is-in-standard-chartered-declares-end-of-crypto-winter/ Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
RADIO PIRATE FREE édition du 16 juin 2026 avec Jeff Fillion. _________________________________________________ 0min00 - Avec Gerry & MisterWhite, Jeff ouvre les Pirate News en parlant d'un sondage confirmant la chute du PSPP et du PQ, la remonté de la CAQ et l'ascension constante du PCQ depuis des mois. (matantefrechette.com) _________________________________________________ 26min22 - L'actualité en free style avec les Dodu News live de la Florida avec Jeff, Gerry et MisterWhite. (Le double des Dodu News pour les abonnés PRIME) _________________________________________________ 54min46 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ 1h17min37 - Gerry boursicote en nous racontant toute sorte d'histoires reliées à une série de sujets reliés à la bourse. _________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________ Le Boursicotage avec Gerry est une présentation de Pavés Concept, le plus grand centre de distribution de produits d'aménagement paysager de l'est du Québec depuis 30 ans. https://pavesconcept.ca/ _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
Envíanos tus comentarios por Fan Mail.Entre los aportes más significativos de la Orquesta Aragón a la música cubana, como ninguna otra charanga cubana, esta institución musical desarrolló un estilo singular dentro de nuestra bolerística. La hermosa historia escrita por la Orquesta Aragón, con su repertorio de boleros, merece, más que el reconocimiento popular, un estudio capaz de mostrar, a las nuevas generaciones, cómo se defiende nuestra identidad musical, sin considerar época o supuesta antigüedad. Los más de cien boleros que atesora el repertorio de esta institución musical cubana demuestran que no fue casual su entrega a este género tan nuestro. Esta es sólo una de las razones por las que en pleno siglo veintiuno, como ninguna otra agrupación musical cubana, la Orquesta Aragón se mantiene vigente.En el acostumbrado Calendario Musical de Cuba, recordamos a Julio Valdés; a La Pequeña Aché, Merceditas Valdés, y al maestro Gonzalo Roig.· Fuentes y archivos:Textos de Zenovio Hernández Pavón (Compositores cubanos), Alicia Valdés Cantero (Diccionario de mujeres notables en la música cubana), Cristóbal Díaz Ayala (Enciclopedia discográfica de la música cubana) y Gaspar Marrero (La Reina de las Charangas).Colección fonográfica de Fernando Agüeros. Haz clic en el enlace de abajo para enviarnos tus comentarios o anécdotas a través de nuestro Fan Mail.
RADIO PIRATE FREE édition du 11 juin 2026 avec Jeff Fillion. _________________________________________________ 0min00 - Depuis 2020, le gouvernement Legault a déboursé 1,7 milliard de dollars pour soutenir neuf projets de la filière batterie qui ont été suspendus. Jeff se demande ou est la SQ? (Gerry & MisterWhite). _________________________________________________ 18min53 - Gilles Parent discute avec Jeff et Gerry des nouvelles d'actualités et de société vécu dans la dernière semaine. Ça jase radio. Bon matin Québec! _________________________________________________ Le 2 pour 1 avec Gilles est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 48min48 - Ian & Frank on annoncé la fin de leur podcast, on discute de la suite, en compagnie de Jeff et Gerry. _________________________________________________ 1h19min21 - Au-delà du fait qu'elle compte parmi ses propriétaires l'illustre vedette américaine Brad Pitt, cette maison provençale séduit avec un rosé aux délicats reflets roses, aux arômes de fruits et à l'acidité rafraîchissante. Une valeur sûre lorsque le saumon ou le homard sont au menu. (Texte de SAQ.com) Gerry l'Aubergiste présente le Miraval Côtes de Provence https://www.saq.com/fr/12296988 _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
RADIO PIRATE FREE édition du 3 juin 2026 avec Jeff Fillion. _________________________________________________ 0min00 - Alors qu'on entre dans une autre histoire de tarifs en provenance des USA, Jeff explique pourquoi la solution du 51e état pourrait vraiment être la bonne pour le Canada avec Gerry & MisterWhite dans les Pirates News. (Partie 1) _________________________________________________ 21min23 - Alors qu'on entre dans une autre histoire de tarifs en provenance des USA, Jeff explique pourquoi la solution du 51e état pourrait vraiment être la bonne pour le Canada avec Gerry & MisterWhite dans les Pirates News. (Partie 2) _________________________________________________ 47min33 - Gilles Parent discute avec Jeff et Gerry des nouvelles d'actualités et de société vécu dans la dernière semaine. Bon matin Québec! _________________________________________________ Le 2 pour 1 avec Gilles est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 58min44 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
Pav and Calum are back, and they are talking about some of the most confusing updates in the market. With Ted still missing in action, the boys are left in the studio to figure out why on earth Bitcoin is taking a dive while certain altcoins are absolutely throwing a party. In this episode, we are tackling the total shocker coming out of the Stellar Lumens camp, with XLM casually exploding 65% in just seven days on the back of institutional real-world asset hype. We are also unpacking an absolutely wild court case in the US where someone is trying to lay a legal claim to 3.8 million dormant Bitcoin, essentially trying to use old lost-and-found property laws to seize $85 billion worth of Satoshi's stash. Calum explains why traditional crypto ETFs are looking pretty weak right now, even though Hyperliquid and AI tokens completely ignore the gravity of the market and continue to pull vertical runs. Plus, Pav drops some essential, no-nonsense advice on how to actually invest and keep your head straight when the charts look completely chaotic. You'll hear: ~ How XLM just woke up from a multi-year nap to post a massive 65% green candle ~ The $85 Billion Satoshi Lawsuit ~ Traditional fund flows are slowing down while decentralized protocols and AI treasuries are getting greedy ~ The AI infrastructure: Boom or Burst? ~ Pav's Survival Guide on how to position your portfolio and manage your emotions … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
RADIO PIRATE FREE édition du 1 juin 2026 avec Jeff Fillion. _________________________________________________ Les Pirates News sont une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 0min00 - Un video sur une manifestation pro palestine dans un quartier résidentiel de Valleyfield fait le tour du Québec alors qu'un citoyen qui contre manifestait s'est fait jeter au sol par des policiers. Jeff explique ce qu'il en pense avec Gerry & MisterWhite dans les Pirates News. (Partie 1) _________________________________________________ 25min13 - Un video sur une manifestation pro palestine dans un quartier résidentiel de Valleyfield fait le tour du Québec alors qu'un citoyen qui contre manifestait s'est fait jeter au sol par des policiers. Jeff explique ce qu'il en pense avec Gerry & MisterWhite dans les Pirates News. (Partie 2) _________________________________________________ Les Pirates News sont une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 1h18min20 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ 1h18min20 - Jeff et Gerry reçoivent le Maire de St-Augustin-de-Desmaures Sylvain Juneau et font le tour avec lui de tous les enjeux qui tournent autour de la politique municipale. Prise de décisions, budget, priorités etc... Est-ce que Maire Juneau est le meilleur Maire au Québec? À vous de juger. (Le podcast intégral dure près de 1h45 pour les abonnés PRIME). _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
“Scripture does not give dignity to undefined romantic attachments.” In this teaching series, PAV breaks down the Bible's position on heterosexual relationships within the context of the New Testament Church, and establishes the sufficiency of Scripture, through all generations. For inquires & bookings: Phone: +234 708 881 8864 Email: info@thebasileiacommisssion.org Twitter | Instagram: @WAHthehurch Facebook: @TheBasileiaCommission | @WAHthechurch
If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
“Scripture does not give dignity to undefined romantic attachments.” In this teaching series, PAV breaks down the Bible's position on heterosexual relationships within the context of the New Testament Church, and establishes the sufficiency of Scripture, through all generations. For inquires & bookings: Phone: +234 708 881 8864 Email: info@thebasileiacommisssion.org Twitter | Instagram: @WAHthehurch Facebook: @TheBasileiaCommission | @WAHthechurch
Ted has officially abandoned the studio for a two-week holiday, so Pav is joined by our resident fraud and risk expert, Calum, to try and make sense of a market that is tearing up the traditional crypto playbook. The boys are breaking down the real drivers behind the HYPE pump, looking at everything from Goldman Sachs quietly scooping up massive positions to a brand new US Spot ETF sucking in $74 million in its first week and a half. Plus, we look at why historical midterm election data says a stock market drawdown is looming between May and October, why billionaire fund managers are dumping 95% of their blue-chip bags, and the legendary "Pentagon Pizza Index" that might be flashing an early warning sign for global markets. You'll hear: - How Hyperliquid is completely eclipsing the rest of the market and trading in brand new territory . - Why giant fund managers and NASDAQ-listed companies lare aggressively building Hyperliquid treasuries - Inside the $74 million in cumulative net flows that completely flipped the "sell the news" script - The historical data that shows stock markets behaviour between May and October during a midterm year. - Why Kevin Warsh stepping in could signal a historical 6-to-12 month market drawdown . - The hilarious (but oddly accurate) way internet sleuths track geopolitical tension via late-night fast-food orders … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here.Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
RADIO PIRATE FREE édition du 25 mai 2026 avec Jeff Fillion. _________________________________________________ Profitez d'une offre Pirate de 4 mois gratuits sur un plan de 2 ans avec Nord VPN en vous rendant ici : https://nordvpn.com/pirate Code Promo: pirate _________________________________________________ 0min00 - Jeff raconte son voyage en Caroline pour aller voir le Canadien aller retour avec 200 autres crinqués via Chrono Aviation de Dany Gagnon. La Boîte à souvenirs s'est bien remplie. (Avec Gerry & MisterWhite). _________________________________________________ 25min13 - La PM Christine Fréchette se fait critiquer par des voix de la droite pour certaines actions dans le but de remettre de l'argent dans les poches du monde. Au contraire, c'est un début et il faut l'encourager à en faire plus explique Jeff dans les Pirates News avec Jeff, Gerry & MisterWhite. _________________________________________________ 51min44 - Réjean Tremblay se joint à Jeff, Gerry et tous les Pirates pour un podcast sur tout ce qui touche l'actualité, le sport, les médias, la politique, le showbizz, la philosophie, l'histoire, les voyages et tout le reste. _________________________________________________ Le Vestiaire est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 1h18min20 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ Pour plus de 3h30 de contenu PRIME de RADIOPIRATE par jour, abonnez-vous ici https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
Café Groll, Sběratel sněhu, Paví hody nebo Krajina roztavených zvonů. Autorem všech těchto románů je jihočeský spisovatel Jan Štifter. Kromě toho vydává časopis Barbar, také často a rád spolupracuje s Českým rozhlasem. V kulturním magazínu Kavárna ho ale tentokrát představíme jako organizátora kulturního a společenského dění v Trhových Svinech a na Novohradsku.Všechny díly podcastu Kavárna můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
RADIO PIRATE FREE édition du 22 mai 2026 avec Jeff Fillion. _________________________________________________ 0min00 - Un grand tour des nouvelles qui ont marqué l'univers de Jeff dans les dernières heures. Ce sont les Pirate News du vendredi. Lien pour forfait Canadiens en Caroline samedi avec Dany maintenant départ de Québec et Montréal : https://laurierduvallon.formstack.com/forms/prereservation_vol_billets_ch _________________________________________________ 25min13 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. (Partie 1) _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ 51min44 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. (Partie 2) _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ 1h18min20 - Les cuts audio les plus particulières des derniers jours choisies par MisterWhite présentées à Jeff et Gerry et aux Pirates avec en prime, les #GerryHorsContexte. _________________________________________________ Le Labo est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ Pour du contenu PRIME de RADIOPIRATE rendez-vous ici https://open.spotify.com/show/216PHGQLqm5eVZyOIgYCld?si=eb775297df1a44c0 Abonnement : https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
RADIO PIRATE FREE édition du 21 mai 2026 avec Jeff Fillion. _________________________________________________ 0min00 - On fait le tour des nouvelles des dernières heures dans les Pirates News avec Jeff, Gerry & MisterWhite. _________________________________________________ 24min39 - Dany Gagnon de Chrono Aviation nous partage son idée de fou, un vol nolisé allez retour billets inclus pour aller voir le Canadien contre les Hurricanes en Caroline Samedi soir! Forfait Vol + Billet pour le Match 2 - Ronde 3 entre les Canadiens de Montréal et les Hurricanes de la Caroline Samedi le 23 mai 2026 Départ à 13h de l'Aéroport international Jean-Lesage de Québec et retour après le match Vol nolisé d'un Boeing 737 de Chrono Aviation 1949$ tx incl. par personne Premier arrivé, premier servi! Les ventes débutent jeudi le 21 mai 2026 dès 9h HNE et se terminent vendredi le 22 mai à 14h HNE Lien pour acheter ton forfait : https://laurierduvallon.formstack.com/forms/prereservation_vol_billets_ch _________________________________________________ 41min33 - Gerry ouvre sa Boîte aux nouvelles et nous raconte toute sorte d'histoires reliées à une panoplie de sujets, Jeff et MisterWhite commentent. _________________________________________________ Substack du Gerry ici https://gerrypizza.substack.com/ _________________________________________________ 1h01min03 - Réjean Tremblay et Max Truman de danslescoulisses.com rejoignent Jeff et Gerry dans Le Vestiaire pour parler du Canadien qui débutent la 3e ronde des séries NHL ce soir en Caroline! _________________________________________________ Le Vestiaire est une présentation de Pavés Concept https://pavesconcept.ca/ _________________________________________________ 1h24min07 - Propriété familiale depuis plusieurs générations dans la partie méridionale du Rhône, elle couvre 80 hectares certifiés en viticulture biologique sur les appellations Tavel, Lirac, Côtes du Rhône et Châteauneuf du Pape. Parfait pour accompagner vos grillades préférées. (Texte capté sur SAQ.com) Gerry l'Aubergiste présente le Domaine Lafond Roc-Épine Lirac (Bio) 2023 https://www.saq.com/fr/13287979 _________________________________________________ Pour du contenu PRIME de RADIOPIRATE rendez-vous ici https://open.spotify.com/show/216PHGQLqm5eVZyOIgYCld?si=eb775297df1a44c0 Abonnement : https://radiopirateprime.supercast.com/ _________________________________________________ Learn more about your ad choices. Visit megaphone.fm/adchoices
Crypto finally has some good news in a bear market… so why did the market still sell off? This week, Ted and Pav unpack the Clarity Act, why everyone in crypto is suddenly talking about regulation again, and what it could mean for exchanges, founders, DeFi, stablecoins, investors and the broader industry. They also get into the weird market signals happening right now: retail activity is at historic lows, ETFs are starting to see outflows, Bitcoin is still holding up better than previous cycles, and some very specific pockets of the altcoin market are still moving… You'll hear: 00:00 - Why the Clarity Act is suddenly everywhere and what it actually means for crypto 07:56 - Why retail Bitcoin activity is at historic lows, even while prices are still holding up 11:15 - What ETF outflows could tell us about the next two weeks 15:10 - Why RWAs are outperforming the market and attracting serious institutional money 20:20 - Why blockchain could fix one of the biggest inefficiencies in traditional markets 22:39 - How tokenisation could open up 24/7 markets Want to know how a cricketer uses crypto? Check out our episode with Hayden Kerr on Spotify, Apple or YouTube. If you're keen to learn more about RWAs, head over to rwa.xyz Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. – Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
Special Offer: Get 15% OFF your first FIGS order with code FIGSUK at checkout.Shop now at https://www.wearfigs.com/———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————If you've ever wondered why two clinicians can place the “same” dental implant but get wildly different long-term results, this conversation gets to the heart of it. We sit down with Dr Pav Khaira, founder of the Academy of Implant Excellence, to unpack how biomechanics, diagnostics, and patient communication combine to create predictable implant dentistry that is faster, safer, and more profitable per unit time. We talk through the practical decisions that quietly drive success: structured diagnostics that remove uncertainty, sinus lift planning with an honest view of difficulty, and defect classification so regeneration choices are deliberate. Pav explains why biology and even the boring parts like histology matter, because healing happens at a microscopic level whether we acknowledge it or not. Stack enough small “marginal gains” and you reduce complications, post-op issues, and remakes without adding chair time. On the biomechanics side, we get specific about implant axis, horizontal position, depth, connection type, diameter, occlusion, and why vague lab scripts like “screw retained crown please” can store up problems. We also dig into the human side: listening to anxiety, avoiding pushy sales tactics, recommending implants ethically, and building trust strong enough that patients refer friends and family. We finish by linking clinical skill to financial freedom and why IV sedation can be a game-changer for uptake and patient experience.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us Fan Mail
This week's episode of Tapping Into Crypto brings some serious "all-rounder" energy to the studio! With Ted still settling into his Sydney digs, Pav is joined by Aussie cricketing royalty and Swyftx-sponsored athlete, Hayden Kerr. We're trading the pitch for the charts as Hayden spills the tea on his seven-year crypto journey, from losing his first password (classic) to DCA'ing his match payments into Bitcoin while on the road with the Sydney Sixers. We dive into the locker room vibes, the gut-wrenching feeling of "chasing your tail" in a bull market, and why Hayden thinks the Fear & Greed index is the ultimate playbook for not stuffing up your portfolio. Whether you're a die-hard cricket fan or just trying to survive the next cycle without catching a falling knife, this chat is a total six. You'll hear: - What life in the off-season looks like for an elite cricketer and Hayden's plans for international tournaments - How Hayden started DCA'ing his "match payments" into Bitcoin - Why getting the "fundamentals" right in cricket is exactly like surviving the crypto markets - The "Bored Ape" locker room stories of teammates on NFTs and how the "taboo" of crypto is slowly fading among athletes - Hayden's shift to a more balanced, long-term wealth strategy - Hayden's strategy in using the fear and greed index when buying … and much more! You can check out Hayden on IG or Linkedin Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
Why does justice matter in the Gospel? || The Truth Simply Put with PAV [As Broadcast on Radio] In Episode 6 of The Truth Simply Put with PAV, Alexander Victor opens up a vital truth many people miss: God's love does not cancel His holiness, and His mercy does not require the compromise of His justice. God is perfectly holy, perfectly righteous, and utterly without corruption. That means He does not bend His standards, dilute His nature, or overlook wrongdoing in order to appear compassionate. This episode explores the great tension at the heart of the human story: if God is just, righteous, and holy, how can He also show mercy to those He loves? How can He uphold justice without destroying the people He came to save? The answer is found at the cross. At the cross, God did not compromise His righteousness. He did not suspend justice. He satisfied it. The cross is where the holy justice of God and the loving mercy of God meet without contradiction. In Jesus CHRiSt, God judged what had to be judged, yet made a way for the one who believes to be justified and saved. This episode shows: why God's holiness matters, why justice is essential to the Gospel, why mercy is not corruption, and why the cross shines most brightly when we see that God remained just while justifying the one who believes in Jesus. _____ If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
El domingo hay elecciones en Andalucía. Son las cuartas de este ciclo electoral después de Extremadura, Aragón y Castilla y León… y parece que pueden ser algo más que unas elecciones autonómicas, que ya son lo suficientemente importantes en la comunidad más grande y poblada de España. Las dinámicas están claras, pero cómo de cerca está el PP de la mayoría absoluta. ¿Tendrá que pactar con Vox? ¿Cómo de catastrófico para el PSOE es el escenario? Analizamos las claves con Teresa López Pavón, delegada de EL MUNDO en Andalucía Hosted on Acast. See acast.com/privacy for more information.
This week on Vaticano: Mientras el Papa León se prepara para diferentes visitas apostólicas por toda Italia, analizamos de cerca por qué ha elegido estos destinos y qué significa su llegada para las comunidades que lo esperan. Viajaremos a Acerra, en el corazón de la "Tierra de Fuegos", una ciudad que ha sufrido profundamente los efectos de la quema de residuos tóxicos. También visitaremos Pavía, hogar de las reliquias de San Agustín, y Lampedusa, una isla siciliana en primera línea de la crisis migratoria del Mediterráneo.
What exactly is sin? || The Truth Simply Put with PAV [As Broadcast on Radio] In Episode 5 of The Truth Simply Put with PAV, Alexander Victor presses deeper into the human problem the Gospel came to solve. Sin is not merely lying, stealing, immorality, violence, or a list of bad actions. Scripture reveals something far weightier: sin is a condition, a ruling power, a state of separation from God and independence from His authority. This episode shows that humanity's problem is deeper than isolated acts. The first man sinned into that condition, but everyone born from him thereafter acts from within that fallen condition. Sin is therefore not merely what people do; it is what enslaves, governs, and reigns over fallen humanity. PAV unfolds from Scripture that sin is a government, a reigning power, not a harmless weakness. It separates man from God, brings death, distorts the human condition, and leaves humanity needing far more than moral reform. Dead men do not need improvement; they need life. And this is where the Gospel shines with force: God did not merely excuse sin, ignore it, or ask man to fix himself. In CHRiSt, God dealt with sin decisively. Jesus was made to be sin for us, bearing the weight of humanity's fallen condition so that righteousness and life might now be given to all who believe. In this episode, you will see: that sin is more than actions; that death is more than physical; that the fall made man need life, not mere repair; and that the finished work of CHRiSt went to the very root of the sin problem. This is clear truth. This is sound doctrine. This is CHRiSt revealed. Watch, share, and send this to someone who still thinks sin is merely about behaviour and has not yet seen how deeply the Gospel goes. If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
Bitcoin has officially reclaimed $80K US, but are we back in the green for good or just walking head-first into a massive "Sell in May" trap? In this episode, Pav and Ted (who is currently busy spotting Broncos players and celebrities in Sydney) dive into why the market is pushing up while retail investors are still fast asleep. We're breaking down the supply shock math: with ETFs scooping up $2.4 billion in a single month,and buying double the amount of Bitcoin being created. Plus, we're looking at the $82K psychological "break-even" point for BlackRock buyers and why Pav thinks the next two weeks will be the ultimate "decision point" for the market. Also, Ted shares why seeing a classic 60% pump as officially the "grossest" thing in crypto right now. You'll hear: - Why the vibe feels completely different now than the "scary" price action we saw back in February. - Is May is destined to be a double-digit red month? - How monthly demand is crashing into a supply of new Bitcoin per month. - Why the BlackRock "break-even" price is about to trigger some serious programmatic moves. - "Gross" Alts pulling 300% moves while no one is watching. … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
Val Troy, a former accountant, tells Oliver about how she changed her sights to comedy at the age of 50. You can see Val on the 9th of May in The Pav in Cork City. For more info go to corkfringe.com
“Scripture does not give dignity to undefined romantic attachments.” In this teaching series, PAV breaks down the Bible's position on heterosexual relationships within the context of the New Testament Church, and establishes the sufficiency of Scripture, through all generations. For inquires & bookings: Phone: +234 708 881 8864 Email: info@thebasileiacommisssion.org Twitter | Instagram: @WAHthehurch Facebook: @TheBasileiaCommission | @WAHthechurch
The market is finally showing some life, and Bitcoin just clocked its best month since April last year. But is this a genuine breakout or are we just walking into a massive "sell in May" trap? In this episode, Pav and Ted (still coming to you from his Sydney living room) dive into why the Fear & Greed index is hitting 47 even though "Crypto Twitter" is ghost-town quiet. We're unpacking the 11-day ETF buying streak and the "Big Whale" playbook, including how Bit Mine is casually grabbing another 100,000 ETH while sitting on a $6.5 billion loss. Plus, we've got the inside scoop from the Bitcoin Conference: strategic reserves, the Clarity Act "May Deadline," and why the government has suddenly stopped gaslighting us and started playing along. You'll hear: - Why 11 straight days of US Spot ETF buying is the "boring" tailwind we actually needed. - The "Clarity" Countdown hitting the finish line this month. - Inside the wallets holding up to 10,000 BTC and why they haven't flinched since February. - The next wave of retail from a Telegram trading agent and a Visa card. - Did the White House just confirm a Bitcoin reserve is actually on the table? … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
Why did humanity need redemption in the first place? || The Truth Simply Put with PAV [As Broadcast on Radio] In Episode 4 of The Truth Simply Put with PAV, Alexander Victor takes the next necessary step in unfolding the Gospel by dealing with the human problem that made redemption necessary. Humanity was not created distant from God, nor merely created to serve from afar. Man was made in the image of God, fashioned for dominion, proximity, fellowship, and communion with Him. But something went terribly wrong. In Adam, mankind turned from dependence on God to independence from Him. Sin entered, death followed, and what was lost was not merely good behaviour, but the very order of fellowship, the integrity of human nature, and the reflection of God's glory in man. This episode makes a vital distinction many still miss: man's problem was not simply that he did bad things. The problem ran deeper than conduct. It was a condition problem, a nature problem, a corruption at the heart of humanity itself. That is why external reform, moral improvement, religious seriousness, or better rules could never solve it. Humanity did not merely need to “do better.” Humanity needed rescue. Humanity needed redemption. And here is the glory of it: God did not abandon humanity. From the earliest pages of Scripture, the promise of redemption was already being announced. The Gospel did not begin as God reacting in panic. Redemption was always moving toward CHRiSt, God's answer to the deepest problem of the human race. This episode will help you see: why man was created, what was truly lost in the fall, why sin is deeper than isolated acts, and why only CHRiSt could restore what was broken. This is clear truth. This is sound doctrine. This is CHRiSt revealed. Watch, share, and send this to someone who needs to understand not only that redemption is glorious, but why it was necessary at all. If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
Playoff beards, Pav has a new song for us, the Sens blueline and their ability to move on from losses.
What exactly is the Gospel? || The Truth Simply Put with PAV [As Broadcast on Radio] In Episode 3 of The Truth Simply Put with PAV, he begins to answer that question with clarity and force. The Gospel is not religious advice. It is not moral instruction. It is not a list of duties by which man attempts to reach God. The Gospel is good news: the announcement of what God has already done in Jesus CHRiSt. Drawing from Scripture, this episode shows that the Gospel is the royal announcement of a victory already won. CHRiSt died for our sins, was buried, and rose again according to the Scriptures. That means the Gospel is not about what man must achieve for God, but about what God has decisively achieved for man in CHRiSt. This teaching presses an essential distinction many still miss: the Gospel is not good advice with a bad side attached. It is good news with no bad side. It does not tell you to enter the kitchen and help prepare the feast. It announces that the table has already been prepared. In this episode, you will see that: the Gospel begins with God, not man; the finished work of CHRiSt is the basis of salvation; faith is the proper response to an accomplished victory; and salvation in CHRiSt is not mere improvement, but new life and new creation. This is clear truth. This is sound doctrine. This is CHRiSt revealed. Watch, share, and send this to someone who needs a clearer understanding of what the Gospel actually is. If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
The sea of red has finally flashed green, but is this just a "dead cat bounce" or the start of something bigger? In this episode, Pav is joined by special guest and fraud expert Calum to break down the sudden 5% Bitcoin jump and why the fear & greed index is finally climbing out of the "valley of fear". We're looking at the massive 3,000% move from Rave DAO, the slowing sell pressure on US Spot ETFs, and why Ethereum is finally starting to show strength against Bitcoin. Plus, we dive into the "Clarity Act" conspiracy theories and share exactly what we're doing with our own portfolios right now. Hint: someone's becoming a Bitcoin Maxie. You'll hear: - We explore whether the recent 5% Bitcoin jump is a "dead cat bounce" - Why ETH is finally starting to outperform the Bitcoin benchmark and what that means for the rest of your watchlist. - Altcoin Anomalies: The staggering 3,148% move from Rave DAO and institutional interest suddenly returning to ZCash - Breaking down the slowing sell pressure in US Spot ETFs - Is the Clarity Act delay causing the market to lose faith in a 2026 regulatory timeline? … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
If God exists, then the next great question is unavoidable: What is He like? || The Truth Simply Put with PAV [As Broadcast on TV] In this second episode of The Truth Simply Put with PAV, Alexander Victor moves from the fact of God's existence to the clearest revelation of His nature: Jesus CHRiSt. God is not known by speculation, philosophy, religious imagination, mystical claims, or human opinion. He is known by revelation. And that revelation is not vague, shadowy, or abstract. God has spoken in His Son. Jesus does not merely talk about God; He is the One who perfectly reveals Him. If you want to know what God is like, look at Jesus. This episode opens up the Scriptures to show that CHRiSt is the image of the invisible God, the exact representation of His essence, and the One through whom God is made visible to man. In Jesus, we see holiness without compromise, authority that forgives sin, compassion that heals, truth that confronts hypocrisy, and love strong enough to go to the cross. This is the glory of the Gospel: the cross did not change God; it revealed Him. The resurrection vindicated that work. Sin has been dealt with. Death has been defeated. New creation has begun. And now, through CHRiSt, we do not merely learn about God from a distance. We are brought into union and fellowship with Him. This is clear truth. This is sound doctrine. This is CHRiSt revealed. Watch, share, and follow this series as we continue to unfold the Gospel, rightly divided. If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
Todo mundo vibrou, todo mundo se emocionou. O belga Wout Van Aert, enfim, venceu a Paris-Roubaix e colocou seu nome uma Monumento dos Pavés. A vitória só veio no velódromo, em um sprint contra Tadej Pogacar, novamente vice. No feminino, o sprint foi ainda mais tenso e trouxe surpresas. A sensação da temporada, a alemã Franziska Koch (FDJ) saiu como a grande vencedora. Ela superou nada menos que as duas galácticas ciclistas da Visma Lease a Bike, Marianne Vos e Pauline Ferrand-Prevot. Tudo sobre a Paris-Roubax e muito mais no Gregario Radio dessa semana. Tem Bravinho, Tem Paul Seixas tirando a França da fila...tem muito assunto mesmo. Chegue junto! O Gregario Radio é oferecido por Fabio.naEstrada, uma agência especializada em levar brasileiros para assistir e pedalar nos lugares míticos do ciclismo.
Bradykinin is a hormone that is released naturally in response to tissue damage, so if you hurt yourself, it makes it hurt. Quite a few animals from wildly different evolutionary histories have defensive toxins which are fake copies of this hormone. We discover which animals have them, when these defences evolved, and ultimately, how they are used for defence. For our Species of the Bi-Week there have been multiple new rock monitors discovered - slender predators of Australia's rocky outcroppings. Become a Patreon: https://www.patreon.com/herphighlights Merch: https://www.redbubble.com/people/herphighlights/shop Full reference list available here: http://www.herphighlights.podbean.com Main Paper References: Shi N, Touchard A, Schendel V, Koch TL, Starobova H, Niu P, Tran H, Ragnarsson L, Safavi-Hemami H, Vetter I, Robinson SD. 2026. Repeated convergent evolution of bradykinin mimics as defensive toxins. Science 391:1046–1052. DOI: 10.1126/science.adx0452. Species of the Bi-Week: Zozaya SM, Read WJ, Macor SA, Pavón-Vázquez CJ, Gale NP, Wright JM, Broady ES. 2026. Three new species reveal an unrecognized clade of rock monitors (Varanidae: Varanus ) from the eastern Australian savannas. Zoological Journal of the Linnean Society 206:zlaf192. DOI: 10.1093/zoolinnean/zlaf192. Other Links/Mentions: AphibiaWeb donation link: https://give.berkeley.edu/fund/FU0863000 Editing and Music: Intro/outro – Treehouse by Ed Nelson Species Bi-week theme – Michael Timothy Other Music – The Passion HiFi, https://www.thepassionhifi.com
What if God does exit? || The Truth Simply Put with PAV [As Broadcast on Radio] What if the most foundational truth is the one this generation keeps trying to edit, suppress, or explain away? In this premiere episode of The Truth Simply Put with PAV, He lays the foundation beneath every serious Gospel conversation: God is. Because if God does not exist, then sin is imaginary, redemption is unnecessary, Jesus becomes merely inspirational, and the cross is reduced to tragedy. But if God is, then everything changes. This episode walks through Scripture and creation itself to show that God's existence is not a religious fantasy, but the starting point of all meaning, morality, accountability, and salvation. From Hebrews to Romans, from Genesis to John, this teaching sets the stage for the great question that follows: If God exists, what is He like? And the answer, as the series will unfold, is found exclusively in Jesus CHRiSt. This is not motivational religion. This is not vague spirituality. This is clear Gospel truth, sound doctrine, and CHRiSt revealed. Watch, listen, share, and follow this series as we journey into the Word of His grace, rightly divided. If you have just believed in and received the Lord Jesus during the course of this broadcast, we would love to hear from you—as well as if you'd like to partner with PAV through the PAV AIRFORCE LEAGUE initiative, or to invite PAV to speak at your event. Email us: info@thetruthsimplyput.com or contact us on +234 708 881 8864 [Call / SMS / WhatsApp]
Die Flandernrundfahrt und Paris-Roubaix sind absolute Höhepunkte im Radsportjahr. Wie erklärt sich ihre Bedeutung? (00:01:09) Intro (00:05:15) Gespräch mit Bernd Landwehr (00:08:07) Lieblingsrennen E3 Saxo Classic (00:09:54) Die Flandern-Roubaix-Woche (00:12:11) Die Hellinge der Flandernrundfahrt (00:15:44) Paris-Roubaix mit seinen Pavés (00:20:29) Woraus speist sich die Faszination? (00:25:34) Ist belgischer Radsport wie deutscher Fußball? (00:30:54) Die Rolle des Frauenradsports (00:36:57) Wie bereiten sich die Teams vor? (00:40:10) Was können wir sportlich erwarten? (00:46:18) Die Bausteine der Faszination (00:49:34) Die unfassbare Schönheit des Sports (00:52:33) Was wäre Radsport ohne belgische Klassiker? (00:54:56) Abmoderation und Verabschiedung (00:55:49) Musik: Bombay Bicycle Club & The Staves – Road Hier geht’s zu Bernds Website, dem Cycling Magazine: https://www.cyclingmagazine.de/ Hier geht’s zum Youtube-Kanal mit vielen Interviews: https://www.youtube.com/@cyclingmagazine Hier geht’s zum Podcast des Cycling Magazine: https://www.cyclingmagazine.de/category/podcast/ Hier geht’s zu unserer Playlist auf Spotify: https://open.spotify.com/playlist/0rFFrMDgoZX2PdHMwvaEmG?si=8w56NndiQQikVzEDcWtjNg Hier könnt ihr uns bei Steady unterstützen: https://steadyhq.com/de/antritt/about Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt ➡️ Artikel zum Nachlesen: https://detektor.fm/kultur/antritt-bernd-landwehr-ueber-flandernrundfahrt-und-paris-roubaix
Die Flandernrundfahrt und Paris-Roubaix sind absolute Höhepunkte im Radsportjahr. Wie erklärt sich ihre Bedeutung? (00:01:09) Intro (00:05:15) Gespräch mit Bernd Landwehr (00:08:07) Lieblingsrennen E3 Saxo Classic (00:09:54) Die Flandern-Roubaix-Woche (00:12:11) Die Hellinge der Flandernrundfahrt (00:15:44) Paris-Roubaix mit seinen Pavés (00:20:29) Woraus speist sich die Faszination? (00:25:34) Ist belgischer Radsport wie deutscher Fußball? (00:30:54) Die Rolle des Frauenradsports (00:36:57) Wie bereiten sich die Teams vor? (00:40:10) Was können wir sportlich erwarten? (00:46:18) Die Bausteine der Faszination (00:49:34) Die unfassbare Schönheit des Sports (00:52:33) Was wäre Radsport ohne belgische Klassiker? (00:54:56) Abmoderation und Verabschiedung (00:55:49) Musik: Bombay Bicycle Club & The Staves – Road Hier geht’s zu Bernds Website, dem Cycling Magazine: https://www.cyclingmagazine.de/ Hier geht’s zum Youtube-Kanal mit vielen Interviews: https://www.youtube.com/@cyclingmagazine Hier geht’s zum Podcast des Cycling Magazine: https://www.cyclingmagazine.de/category/podcast/ Hier geht’s zu unserer Playlist auf Spotify: https://open.spotify.com/playlist/0rFFrMDgoZX2PdHMwvaEmG?si=8w56NndiQQikVzEDcWtjNg Hier könnt ihr uns bei Steady unterstützen: https://steadyhq.com/de/antritt/about Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt ➡️ Artikel zum Nachlesen: https://detektor.fm/kultur/antritt-bernd-landwehr-ueber-flandernrundfahrt-und-paris-roubaix
Die Flandernrundfahrt und Paris-Roubaix sind absolute Höhepunkte im Radsportjahr. Wie erklärt sich ihre Bedeutung? (00:01:09) Intro (00:05:15) Gespräch mit Bernd Landwehr (00:08:07) Lieblingsrennen E3 Saxo Classic (00:09:54) Die Flandern-Roubaix-Woche (00:12:11) Die Hellinge der Flandernrundfahrt (00:15:44) Paris-Roubaix mit seinen Pavés (00:20:29) Woraus speist sich die Faszination? (00:25:34) Ist belgischer Radsport wie deutscher Fußball? (00:30:54) Die Rolle des Frauenradsports (00:36:57) Wie bereiten sich die Teams vor? (00:40:10) Was können wir sportlich erwarten? (00:46:18) Die Bausteine der Faszination (00:49:34) Die unfassbare Schönheit des Sports (00:52:33) Was wäre Radsport ohne belgische Klassiker? (00:54:56) Abmoderation und Verabschiedung (00:55:49) Musik: Bombay Bicycle Club & The Staves – Road Hier geht’s zu Bernds Website, dem Cycling Magazine: https://www.cyclingmagazine.de/ Hier geht’s zum Youtube-Kanal mit vielen Interviews: https://www.youtube.com/@cyclingmagazine Hier geht’s zum Podcast des Cycling Magazine: https://www.cyclingmagazine.de/category/podcast/ Hier geht’s zu unserer Playlist auf Spotify: https://open.spotify.com/playlist/0rFFrMDgoZX2PdHMwvaEmG?si=8w56NndiQQikVzEDcWtjNg Hier könnt ihr uns bei Steady unterstützen: https://steadyhq.com/de/antritt/about Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt ➡️ Artikel zum Nachlesen: https://detektor.fm/kultur/antritt-bernd-landwehr-ueber-flandernrundfahrt-und-paris-roubaix
Vlada je začela pripravo interventnih ukrepov, s katerimi ob zaostrenih razmerah v svetu želi povečati odpornost naše države na več področjih. V ospredju so energenti, pri katerih naj bi se odločili za podobne ukrepe kot ob začetku vojne v Ukrajini. Minister Bojan Kumer je dejal, da se moramo pripraviti na najhujše scenarije, da bomo lahko potem hitreje ukrepali. Druge teme: - Pavšalne cene za dolgotrajno oskrbo v domovih bodo od jutri prilagojene dejanskemu stanju, je pred skupščino Zavoda za zdravstveno zavarovanje dejal minister Simon Maljevac. Napovedal je tudi spremembe pri izračunu pavšala, ki ga zdaj številni ocenjujejo kot napačnega. Vodja gospodarske zbornice Mitja Gorenšček je dejal, da je končna številka žal mnogo večja, kar po njegovem kaže na popolno neobvladovanje sistema. - Ljubljanska občina bo pripravila predlog za posvetovalni referendum o sežigalnici, je napovedal župan Zoran Jankovič. Zavrnil je očitke civilne družbe o nepreglednosti projekta, vsa mnenja naj bi soočili na majski javni tribuni, na katero bodo povabili tako predstavnike stroke, ki podpirajo sežigalnico, kot tiste, ki ji nasprotujejo. - Ameriška vojska je uresničila grožnje predsednika Donalda Trumpa in silovito napadla ključne energetske objekte v Iranu. Med tarčami je bil tudi pomemben obrat za razsoljevanje vode, kar je ključno za preskrbo prebivalcev.
Las guerras de Italia fueron el gran conflicto que marcó a Europa en la primera mitad del siglo XVI. Entre 1494 y 1559 Francia y España combatieron sin cuartel por el control de una península que lo tenía todo: riqueza, posición estratégica idónea en el centro del Mediterráneo, prestigio, cultura y al Papa. La Italia de la época era muy próspera y, sobre todo, estaba fragmentada en un mosaico de pequeños principados enfrentados entre sí. Una presa irresistible para las grandes monarquías que se estaban consolidando en Europa occidental. La chispa la encendió Ludovico Sforza, el regente de Milán, que tuvo la brillante idea de invitar a Carlos VIII de Francia a intervenir en los asuntos italianos. Fue como abrir la caja de Pandora. El monarca francés cruzó los Alpes en 1494 con 30.000 hombres y una artillería que pulverizaba las murallas medievales en cuestión de horas. Conquistó Nápoles casi sin oposición, pero no pudo retenerlo. Se formó una coalición en su contra y tuvo que marcharse. El propio Sforza, que había llamado al lobo, terminó devorado por él. Los franceses le derrocaron y murió preso en Francia. A partir de ahí se sucedieron las guerras con una endiablada cadencia. Años más tarde Luis XII se hizo con Milán pero perdió Nápoles frente al Gran Capitán, Gonzalo Fernández de Córdoba, que en batallas como Ceriñola y Garellano demostró que las armas de fuego portátiles como los arcabuces habían cambiado las reglas de la guerra para siempre. El Papa Julio II montó y desmontó alianzas con una facilidad pasmosa: primero contra Venecia, luego contra Francia. Francisco I recuperó Milán en Marignano, pero Carlos V se lo arrebató en Pavía, donde el propio rey francés fue capturado. Se lo llevaron preso a Madrid y le obligaron a firmar un tratado que repudió en cuanto regresó a Francia. La cosa fue a más. En 1527, las tropas imperiales saquearon Roma, un episodio que escandalizó a la cristiandad y que tuvo consecuencias inesperadas. El Papa, sometido a Carlos V, no se atrevió a anular el matrimonio de Enrique VIII con Catalina de Aragón, lo que provocó el cisma anglicano. Francisco I, desesperado, llegó a aliarse con el sultán otomano. Las guerras terminaron con la Paz de Cateau-Cambrésis en 1559. Los reyes de Francia renunciaron a Italia dejando a los de España como amos de la península. Pero estos 65 años de guerras habían transformado mucho más que el mapa de Italia. Aquello fue toda una revolución militar. La caballería medieval fue sustituida por los tercios de arcabuceros y piqueros, la artillería obligó a reinventar las fortificaciones y los ejércitos se profesionalizaron. Esas mismas técnicas viajaron a América, donde los conquistadores españoles emplearon los arcabuces y las tácticas aprendidas en Italia. La plata americana financiaba a su vez las guerras italianas. La monarquía española salió convertida en el árbitro europeo y en esa condición se mantendría durante un siglo. Toda Italia pasó a la órbita española, pero la península había perdido ya su peso específico porque las grandes rutas comerciales se habían desplazado a los océanos. En El ContraSello: 0:00 Introducción 3:35 Las guerras de Italia 26:07 “Contra el pesimismo”… https://amzn.to/4m1RX2R 1:16:09 Portugueses y holandeses Bibliografía: “Carlos V, el césar y el hombre” de Manuel Fernández Álvarez - https://amzn.to/4c7aWXL “La revolución militar” de Geoffrey Parker - https://amzn.to/4bJKORy “Del arte de la guerra” de Nicolás Maquiavelo - https://amzn.to/4t62de7 “Los Tercios” de René Quatrefages - https://amzn.to/4bKYprF · Canal de Telegram: https://t.me/lacontracronica · “Contra el pesimismo”… https://amzn.to/4m1RX2R · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva #FernandoDiazVillanueva #italia #carlosv Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
PODCAST LAS NOTICIAS CON CALLE DE 23 DE MARZO DE 2026 - Trump detiene ataque contra Irán y su infraestructura - Bloomberg Hoy es feriado por ser el día de la abolición de la esclavitud que ocurrió en PR mucho dsps que casi en el mundo entero Gasolina por encima de un dólar el litro - Primera Hora Muere piloto y copiloto en La Guardia tras chocar con camión de bomberos Oficial cubano dijo a NBC que se preparan para toma militar - Reuters Sigue en el tribunal federal el caso de furgones y el escaneo - El Vocero Alegan hospital Pavía está en problemas y pidieron ayuda de Salud - El Vocero ICE llega a aeropuertos ante cierre de gobierno federal en TSA - Noticentro Asesores de Inglaterra piden ponerle un tope a las ganancias de las empresas de energía - FTTrump no tiene interés en la estadidad para PR - El Nuevo Día La interpelación de Domenech va mañana y apuesto a que va a ir - El Nuevo Día Pensionados piden ajustes para pago de pensiones y ajustes de inflación - El Nuevo Día Victoria Ciudadana podría hacer una nueva alianza - El Nuevo Día Miss Universe recomienda que no se metan a concursos de belleza - El Nuevo Día Gobernadora recibe un no para pagarle a empleados federales de TSA - El Nuevo DíaInvestigan a secretario de Corrección por supuesto acoso laboral y sexual, pero líder de la unión obrera defiende al Secretario - El Nuevo Día Aprueban cambiar dos unidades más a Gas Natural - El Nuevo Día Van a pedir posible aumento de la luz por situación de Irán - El Nuevo Día Estirilizan Los Gatos en San Juan - El Nuevo Día Se atrasa otra vez hospital de Vieques - El Nuevo Día PR ganó oro por el cacao luego de haber ganado antes un bronce - El Nuevo Día Mucho diploma poco sueldo en PR - El Nuevo Día Exportarán carne de serpientes de PR - El Nuevo Día Apelativo acoge recurso tras asesinato de Roberto Viqueira - El Nuevo Día Alcalde de Toa Baja busca trabajadores y contratistas para proyectos, promete pagar rápido - El Nuevo Día 670 mil boricuas son parte de Medicare Advantage, 10 billones de inversión en sistema - El Nuevo Día MMM hoy voy pa Martins BBQEl mejor y más sabroso pollo asado a la varita de Puerto Rico. Cocinando diariamente comida fresca saludable y sabrosa con un montón de complementos para escoger, arroces, habichuelas, verduras, mofongo, tostones,....MMMM....Esto si es criolloMartins BBQ, TOMANDO todas las medidas de salud y sabor para mantener la mesa boricua al dia con opciones para llamar, recoger o delivery por UBER Eats, y DoorDash.MMM Hoy como en Martin's BBQAsado...Jugoso...SabrosoIncluye auspicio
In this episode, Jeff sits down with Pranav Lal, Head of Business Technology at Gusto, to unpack what it really means to build a commerce engine, not just a tech stack.Drawing on experience from high-growth journeys at Slack, Eventbrite, and Ethos Life, Pav shares hard-won lessons on lead-to-cash architecture, IPO readiness, SOX compliance, and designing systems that scale without drowning in tech debt.
PJ hears a report from Opinion Line Producer Paul Byrne on the meet of parents worried about the Carrigaline Special School Shutdown, talks to DJ NatMac about her special Womens event in the Pav on Sunday and learns about local journalist Sarah Horgan's latest movie project. And more... Hosted on Acast. See acast.com/privacy for more information.
Hi!Please enjoy theses slices of gold from episodes111-120 including - 111 4TH MOVIES ON A FRANCHISE with 'TopHead' Chris112 DOCUMENTARIES with 'TopHead' Kelly113 MOVIES THAT MAKE YOU CRY with Alice from 'Just Films And That'114 MORECAMBE AND WISE SKETCHES with Kevin Day115 SONGS WITH NUMBERS IN THE TITLE - with "TopHead' Kendra116 60's SONGS with Michael Fenton Stevens117 BOND SONGS with Scott from 'SpyHards Podcast'118 USES OF C**T IN MOVIES/TV with 'TopHead' Anna119 SANTAS with Faye Hatcher120 TOM HANKS MOVIES with Carol Barwick 'Raise Podcast'Hey!So let's have another collection of some of the quiz sections of the pod with wonderful guests trying to answer Pav.s tough (sometimes) questions!Enjoy!Here's all our Gubbins - SOCIAL MEDIAwww.twitter.com/toptenpodswww.instagram.com/toptenpodswww.facebook.com/toptenpodsEMAILGet in touch with us right here:toptenpods@hotmail.comPATREONCome and support the podcast at Patreon for some great rewards including -BE A GUEST ON YOUR OWN EPISODES VIDEO PLAYLISTS FOR EVERY EPISODEEXCLUSIVE TTTOAP BADGEEPISODES 5 DAYS EARLY AND AD FREE!www.patreon.com/toptenpodsEPISODE LINKSApple: apple.co/3ica0FySpotify: spoti.fi/3BRhkypYouTube: https://bit.ly/3jQETisLETTERBOXD : https://boxd.it/fQNLbMERCH https://www.podcastmerch.co.uk/170026-top-10-of-anythingLINKTREEhttps://linktr.ee/toptenpodsBUY US A COFFEEhttps://ko-fi.com/toptenpodsSupport this show http://supporter.acast.com/the-top-ten-of-anything-podcast. Hosted on Acast. See acast.com/privacy for more information.
Hey!So let's have another collection of some of the quiz sections of the pod with wonderful guests trying to answer Pav.s tough (sometimes) questions!Enjoy!Here's all our Gubbins - SOCIAL MEDIAwww.twitter.com/toptenpodswww.instagram.com/toptenpodswww.facebook.com/toptenpodsEMAILGet in touch with us right here:toptenpods@hotmail.comPATREONCome and support the podcast at Patreon for some great rewards including -BE A GUEST ON YOUR OWN EPISODES VIDEO PLAYLISTS FOR EVERY EPISODEEXCLUSIVE TTTOAP BADGEEPISODES 5 DAYS EARLY AND AD FREE!www.patreon.com/toptenpodsEPISODE LINKSApple: apple.co/3ica0FySpotify: spoti.fi/3BRhkypYouTube: https://bit.ly/3jQETisLETTERBOXD : https://boxd.it/fQNLbMERCH https://www.podcastmerch.co.uk/170026-top-10-of-anythingLINKTREEhttps://linktr.ee/toptenpodsBUY US A COFFEEhttps://ko-fi.com/toptenpodsSupport this show http://supporter.acast.com/the-top-ten-of-anything-podcast. Hosted on Acast. See acast.com/privacy for more information.
Lesley Logan and Brad Crowell unpack the conversation with Pav Lertjitbanjong, founder of Pavness Leadership Lab, and why job security is an illusion for most people. They explore what it really means to build career resilience so you feel less anxious about change and more confident in your options. The conversation also highlights the three key numbers Pav says everyone should know to create stability in uncertain times. If you've been waiting to feel secure before making a move, this episode is a reminder that security is something you build. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Understanding career resilience as knowing your value beyond a job title.How emotional clarity reduces fear during career uncertainty.Understanding the role financial numbers play in personal stability.How strategic debt can support long-term financial stability.Why maintaining client relationships protects income for entrepreneurs.Episode References/Links:Cambodia Retreat Waitlist - https://crowsnestretreats.comAgency Mini - https://prfit.biz/miniContrology Pilates Conference in Poland - https://xxll.co/polandContrology Pilates Conference in Brussels - https://xxll.co/brusselsPOT in London - https://xxll.co/potSpring Training: How To Get Overhead - https://opc.me/eventsPilates Posters - https://opc.me/postersSubmit your wins or questions - https://beitpod.com/questionsLayoff-Proof Your Life Emergency Checklist - https://www.layoffready.com/emergencykitPav Lertjitbanjong's Website - https://www.pavness.comEp. 352: Tess Waresmith - https://beitpod.com/tesswaresmith If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00 People do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. Lesley Logan 0:18 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Brad Crowell 1:01 Take it away. Lesley Logan 1:03 Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the purposeful convo I had with Pav Lertjitbanjong in our last episode. If you haven't yet listened to that interview, feel free to pause us now, go back and listen to that one and then come back and join us. Yeah. Do both. You got time. You can also put it on a 1.5 speed. I mean, we talk fast, but you can still understand us.Brad Crowell 1:26 Yeah. I mean, it's gonna be awesome. It was actually a great, very transparent convo is the right way to say it.Lesley Logan 1:33 I would say so I actually really appreciate, like, having someone be so honest about the transition that they're on. I don't think enough people share that. And so I think that was a beautiful gift for everyone listening. Because otherwise you just listen, people got their shit together, and you're like, oh, they got it all together. And it's like, well, you know, they they have it looks that way, but it's a journey.Brad Crowell 1:53 Yeah. And I think, I think the idea of preparing to step away from a job is always a win, you know, to have it together on the inside. So that's good. Anyway. What is today?Lesley Logan 2:04 Yes, well, today is January 22nd. It's four days until my birthday, everyone. Brad Crowell 2:09 What? Lesley Logan 2:09 Yeah, but that's not what today is. Today is January 22nd 2026 and it's Roe Versus Wade Day. Roe Versus Wade Day is celebrated on January 22nd, the anniversary of the court case that gave women agency over their bodies. And here we go. The US Supreme Court made a ruling that legalized abortion throughout the country, with variations from state to state depending on the length of the pregnancy, no matter what your opinion is on the controversial abortion debat,e should not be fucking controversial, and it does matter what your opinion is. But here we go. Roe Versus Wade Day marked a pivotal turn in US history, the anniversary of landmark court decision celebrated by people everywhere, especially by women. Unfortunately, on Friday, June 24th 2022 the Supreme Court overturned Roe Versus Wade, the landmark piece of legislation that made access to abortion a federal right in the United States. The decision dismantled 50 years of legal protection paved the way for individual states to curtail or outright ban abortion rights. My loves. Brad Crowell 2:59 Which is happening. Lesley Logan 3:01 It's happening. It's happened. People, women are losing their ability to have have babies because they can't get what they need. The biggest thing if you, if you're like, uncomfortable with the word abortion, and I get that because if you were raised religious, you probably were raised and it's like, the worst thing anyone can do. And like all these women regret it. I can't speak for these people. What I can say is, men get to go to every fucking state in the country, and their rights don't change. But if I go to different states, my rights do change. And for the majority of the listeners, you go to a different state, your rights do change. And it's just really pisses me off that we don't have like that we're constantly fighting for equality in this capacity. And what this means is hospitals and doctors in the areas where there is not abortion available will have less experience and less understanding about what to do when a mother needs it. And if you try to tell me, in case of like, the healthcare of the mother, the doctors are so scared and they will have to answer questions. Brad Crowell 3:59 That they're not helping the mother.Lesley Logan 4:01 That they're that they're not so we have to wait till women go septic, yeah, which is the worst you you are lucky if you come back from that a normal person. So it just really pisses me off, because this is not a this should not be a fucking law. This is a health right.Brad Crowell 4:15 So as of November of this year, 2025, 12 states have near abortion bans, or for all intents and purposes, abortion bans in place. Alabama, Arkansas, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Oklahoma, South Dakota, Tennessee, Texas and West Virginia. Lesley Logan 4:32 Was Idaho on there? Brad Crowell 4:33 Idaho is on there. And addition, North Dakota has a near total ban that was recently revived in the state's Supreme Court, which makes it a felony to perform an abortion, except in limited medical emergency or cases of rape and incest. And that's the problem. The problem is the limited medical emergencies, and that's never clear. And so regardless of whether or not the doctor knows that that's what needs to happen, the hospital is basically saying, don't, don't do it because they're gonna get. Yeah or the doctors themselves are worried about it, because, you know, like, in Texas, they're like, going after doctors. It's nuts.Lesley Logan 5:09 There's okay. So I saw something recently, and I'm hopefully, as I as I say out loud, I'll get it right. So because some states are trying to grab doctors from other states that are helping women access abortion, right? Like some doctors from New York can send medications to people in different states and and allow them to safely, you know, have a decision over their body. And some of these states are trying to, poor women are going to different states, and then, you know, so the state that the woman is from is trying to do something to the doctors or the woman for doing that right in the place where they have a right. And someone explained it like, okay, Nevada has legalized gambling, right? But let's say you're from a state that doesn't have legalized gambling, and you go to Nevada and you gamble, and you win money, right? You gamble. It's proof you did it. That would be like the state you're from arresting you for gambling.Brad Crowell 6:06 So you didn't finish that. So then you go home to whatever state, yes, and they arrest you, yes. But you were in Nevada.Lesley Logan 6:12 Yes, where it's legal. Brad Crowell 6:14 Right. Lesley Logan 6:15 So if that, if you're like, oh, that doesn't make any sense. It's the same fucking thing when it comes to women's and abortions like this is and to be honest, like if you struggle with this, I really need you to do some extra research on what an abortion is, on what the Bible has even said. I need you to understand what, what, what week a baby is even viable on their own. And then I need you to look at how much it costs to be a parent, and you need to understand if you are also not voting for health care for children, for food at all of their schools and all these different things you do not care about life, you don't. If you are not, if you are also not voting for every single thing that makes it illegal to be poor in this country, you do you don't understand what being pro life actually means. And I know that sounds harsh, but that's how I feel. It's how I feel. I used to, used to think, okay, well, they can have a difference of opinion, not anymore, not when women are dying, not when women who are not able to have the babies that they want to have because something went wrong and that affects their ability to have babies in the future. No.Brad Crowell 7:21 Yeah, the laws that that are being passed are, I would argue that the terminology is confusing that I would not say it's fair to call them pro life. They're, in fact, pro birth. So they're, they're not looking out for the mother ever. They're looking out for what could hypothetically be a child someday, maybe. Right?Lesley Logan 7:43 Yeah, that they don't, that they're not going to care for once it's once it's born. Brad Crowell 7:48 Well, that's not necessarily the case but. Lesley Logan 7:50 I'm not talking about the parents. I'm talking about the law. I'm talking about the, the parents, oh, some of these people already have kids and they're like, I have enough. Some of them just are in the wrong time of their life. Some of them don't want to have them. Some of them, you know, it is with someone that they don't want to have a child with. This is all their rights to have. Brad Crowell 8:05 Yeah. I mean, the running joke is that the law cares before you're born, and then once you turn 18 and you can join the military, but between those times, good luck.Lesley Logan 8:15 Yeah, yeah. So anyways, I, I know, I know there's there's there's, I understand if you are someone who has a hard time with this topic, because I do remember being a child and a teenager and a young adult having a problem with this topic. And the more research I did, the more I realized how many, how, how hard it is for a for the woman in this country, specifically, and how, how much, how, in this country, we have women who will die giving birth because we do not do proper medical research, we do not care baby like we have a high mortality rate in this country that we should for a first world country, because of all, and because what I've seen what having a baby does with her body, it is her choice. She should be able to do what she wants, and there isn't judgment negatively around it.Brad Crowell 9:03 Yeah,we have a higher maternal mortality rate than most other high income countries. Whis is mind blowing.Lesley Logan 9:09 And then when you go deeper, when you go deeper, look at how high it is for black women versus white women.Brad Crowell 9:14 Yeah, significantly higher risk for black women and women over 40.Lesley Logan 9:17 And if you are worried, it's because, oh, maybe it's a different No, a high school educated white woman will have more likelihood of surviving over a medically educated black woman because of racism in this country and the stress it does on our bodies. My loves, like I will always, I will fight for women's rights, and one of those rights is having choice over what happens to your body, period, no matter what state you're in and if you don't want babies to be aborted, then you need to go to your congress people make sure that they're taken care of, because I think more women would even have a child if they had help and support. We don't do that here. So on this day, call your congress person, see what they're doing for people who have children and need help.Brad Crowell 10:00 Yeah, yeah. This is a tough this is a tough conversation. I think that. Lesley Logan 10:06 It's hard. Brad Crowell 10:06 Well, it's, what frustrates me is also that this is for 50 years the law was clear, yeah, and then three years ago now, we've got a bunch of Supreme Court justices who are like, just kidding, and they're just taking these kinds of rights away. And that frustrates me more than anything, is that that, that that's even an option. That shit, it was, it was the law of the land, you know. So that's, that's insane to me, and I, I think that the only way that stability gets created is if we are all paying attention to the things that are happening in our state and also in our federal government. But you know, right now, it's up to every single state to protect their women, you know, individually. And so it's important for you to participate in this and be educated and call the people who are making the decisions in your state.Lesley Logan 11:01 And also, it used to be, if you didn't like something for you personally, you just don't do it. So if you don't like abortion, don't get one. Brad Crowell 11:08 Right. Lesley Logan 11:09 But like, like, you know, it's just, it's really hard. It's just it get gets me really. I was just at the I was just at the women's clinic today. I love my women's clinic. If you do live in Las Vegas, the WHASN clinic. Shout out to the WHASNclinic. It is fucking phenomenal. At any rate, they have like, a sign on the wall, which is like, how to prevent pregnancy, right? And sterilization for a woman, or vasectomy for a man, are in are like, not going to have a baby, not going to happen, okay? And then they go through like, okay here are the birth controls. This is how we have to change them. This is how effective they are. So it starts to go from 99.9% to like 97% to 94% here effectiveness in preventing pregnancy. And here's what it said at the bottom of this. And this is like mind blowing that they do not teach people in school because they don't want you to know, because they want you. They want you dumb and pregnant. They if you are not doing anything to prevent pregnancy. So you aren't on a birth control, you don't have any protection going on birth like things like that. He doesn't have anything. You're 85% likely to have a baby if you are, if you have reproductive abilities and you don't, don't do any intervention, the chance of you getting pregnant annually will be 85% not in your lifetime, annually. So don't be shocked when people end up pregnant. People can, they can accidentally take not even accidentally. They could get sick and they need an antibiotic, and it it causes their their birth control to not work, literally, right? I have friends who had IUDs, and their parents got pregnant with them. So like all people can do all the right things and still have this pregnancy happen, and it might not be the right time for them, or it might not be the right thing for them, and they that is their fucking business. Period. I have no judgment towards people who do it or don't do it. It's up to you, but it should be up to you, and the fact that it's not in certain states pisses me off. Anyways, we do need to move on, yeah, but hope, hopefully you're off. I feel like people are fired up with us, but just pass it on to your friend.Brad Crowell 13:09 Yeah. Well, look, let's shift gears here. That's a heavy topic that we're obviously very passionate about. So thanks for following along. Here's what's coming up in our world here. So it's right now, today, January 22nd is the second to last day to get the early bird for joining us this year in Cambodia at a Pilates retreat at Crow's nest, right? So go to crowsnestretreats.com. Tomorrow is the last day to get the early bird. January 23rd is the last day to get the early bird. Go to crowsnestretreats.com or just DM us if you want the link, we'll send it over. Next week is Lesley's birthday, like she already said.Lesley Logan 13:44 I know, I'll be 43 I know, so good. Brad Crowell 13:48 We're just, we're just sharing that. We're probably gonna. Lesley Logan 13:51 No birthday sale. Brad Crowell 13:52 Go out to dinner or something here.Lesley Logan 13:54 Open a party, babe. We're having a party where you dress for the wrong party party.Brad Crowell 13:58 Oh yeah, yeah, we're doing that. That's right. Next month, February, Agency Mini is coming back. We're going to be doing Profitable Pilates is hosting Agency Mini. If you have ever felt like, what's the thing that sets me apart as a Pilates teacher from my my super close friend who's also a Pilates teacher, then you should come to Agency Mini. Lesley Logan 14:16 Yeah. Or if you're frustrated by the studios in town where they are lacking training their own. They're like, they're buying, like, cheap and cheerful $200 reformers and packing people. And you're like, come to Agency Mini because we will with you and also give you what you need to stand out, because that's what we do.Brad Crowell 14:33 Yeah, so go to prfit.biz/mini. Just make a noise over there. Lesley Logan 14:40 Just me making noise. Brad Crowell 14:41 prfit.biz/mini that's profit without the O dot biz. And then in March, we're going to be bopping around Europe and looking forward to that. We're going to be in Poland and then in Brussels. So if you are anywhere near either of those places, go to xxll.co/poland, or xxll.co/brussels. And then in April, we're going to be at POT in London. Lesley Logan 15:05 And by now it has announced. Brad Crowell 15:07 Yeah, it's announced. Tickets are available. So come join us. Come hang out. It's gonna be super fun. Go to xxll.co/pot. And then finally, this is new for those of you who listen every week, thank you for that. May. We are going to be doing spring training again, and this time, we have a really cool topic. We're going to be doing How to Get Overhead.Lesley Logan 15:25 Yeah, we're getting your butts upside down. Brad Crowell 15:27 Get your buns in the air. Lesley Logan 15:28 So if you struggle with overhead exercises, or you feel like it's not in your practice, or you want to be doing them, we're talking like back knives, headstands, control balance, all the ones upside down. Brad Crowell 15:39 Any of those. Lesley Logan 15:40 And you don't have to have to have equipment. We'll have mat classes, we'll have Reformer, we'll have everything. We'll have something for everybody. And if you're on the early bird wait list, for sure, you get a better access options all that good stuff. Brad Crowell 15:49 So go to opc.me/events that's opc.me/events plural, and sign up for the events waitlist. And you know, we'll let you know about the things that happen throughout the year, and then, yeah, so that's what's happening through May. And then this week, we actually had a question from one of our eLevate grads. Her name is Shannon Billings, and she pinged us on IG and she said, hey, I saw those, those posters that you guys made of all the exercises in a grid, and I want to hang them on my wall. Lesley Logan 16:20 Yeah, they're pretty. Brad Crowell 16:21 But I cannot find them. I don't know where I'm supposed to be looking. Where should I where can I find those posters?Lesley Logan 16:26 Yeah, so they're on the OPC site, and the quickest link is just opc.me/posters. And here's the coolest thing about these posters. You guys right now, we're not good at going to the post office, so these are print on demand posters. They're beautiful, so don't let that change. They don't. Doesn't change the quality. Quality is freaking awesome. Yeah, they're great. What it means is, when you, wherever you live in the world, they'll probably print it somewhere near you. So that means shipping to you is actually not astronomical.Brad Crowell 16:50 Yeah, it's pretty reasonable. We've had people order them in Europe or in Australia, and it's, it's not crazy, it's not an arm I'm gonna like to ship. So, yeah, go check that out opc.me/posters, and if you have any questions, just text us at 310-905-5534,Brad Crowell 17:03 Or beitpod.com/questions Brad Crowell 17:04 beitpod.com/questions where you can also leave a win. Lesley Logan 17:10 I just want to add to that, some people are putting two posters per poster frame. So like on one side, it's the mat, and the other side is the reformer or tower. And so if you have not a lot of space, but you want all the posters, order all of them, because you can get frames that have clear stuff on both sides, and you can just like, flip it. Brad Crowell 17:30 Flip it. Yeah. That's clever. Lesley Logan 17:31 I saw a girl who she has my posters, and then she has a different set of posters that are black and white. And so sometimes she wants color, sometimes she wants it to be not. So you can do that. Brad Crowell 17:41 Love that. Lesley Logan 17:42 I know people are so creative, you got to share that stuff.Brad Crowell 17:46 Well, stick around. We'll be right back. We're gonna talk about Pav Lertjitbanjong. Brad Crowell 17:53 All right, welcome back. Let's talk about your conversation with Pav. Pav Lertjitbanjong is the creator of Layoff Ready, the financial resilience program that she built before her work evolved into Pavness Leadership Lab. Lesley Logan 18:08 I love it. So cute. Brad Crowell 18:09 The Pavness Leadership Lab, I love it. She after a divorce that left her financially and emotionally depleted. She spent months avoiding the reality of her situation before finally facing her budget a single day of focus work that revealed nearly a half a million dollars in a forgotten 401(k), pretty crazy. From there, she paid off six figures in debt, rebuilt her stability and retired from corporate life at the age of 43. Today, through the pavness leadership lab, Pav studies how people build courage and make clear decisions under pressure, continuing her mission to empower others, to create long-lasting stability, confidence and options in your lives. Yeah. Lesley Logan 18:47 Yeah. I really enjoyed this conversation, because I think we talk a lot about strengths and knowing what your strengths are. And, you know, we even have a conversation about retirement coming up and things like that. But, like, I think people live in fear of different change, what if I lose my job, what if I lose this. But she's like, okay, so what if we've talked about career resilience and having a career resilience and so allowing yourself to really understand it's better, that it's more than just like, okay, I'm financially ready if I get laid off. It's like, no, like, how can you really understand who you are and what you do, what makes you amazing? So which I really love that she brought up, like, job security is an illusion. It fucking is. And it pisses me off that banks value a W2 when some of us are over here betting on ourselves and every year kicking ass. I'm just saying from personal experience, it's just me. But what don't you think? Brad Crowell 19:32 You're not wrong. It's really annoying. I mean, I don't know how else they would should do it, but like, just historically.Lesley Logan 19:39 Just look at my history. Just look at my taxes last look at what I'm doing. Brad Crowell 19:43 Yeah, there's that.Lesley Logan 19:46 But I but I appreciate that she brought that up. I think we I think people do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. You know, just like an interview, if you want a job, it's your decision, all that stuff. And she also brought up, and I thought this is really cool, the emotional clarity that gives you peace of mind. When you have career resilience, it gives you a lot more clarity. So I think it means, like, less anxiety about, I'm going to lose my job. What am I going to do? Like you just feel a lot better about it, you know? And it's critical, because we are going into a weird world of AI, and I don't even know what that means for a lot of people's jobs, because I teach Pilates, and luckily, right now, AI kind of sucks at doing that.Brad Crowell 20:35 Yeah. I mean, so the conversation that y'all had was more focused on not necessarily walking away from a job that you might currently have, but what if, right, being prepared for worst case scenario? Because who knows, you know, who knows? Like nothing is especially now, things feel very unstable, economically, I think it's more of a feeling than it is a numbers thing. But it doesn't change the fact that it's a feeling still, and people are feeling weird about it.Lesley Logan 21:04 Yeah, and weird feelings have changed economies many times in history. And so, yeah, I also think I just want to bring up.Brad Crowell 21:12 But the point the point is, then that, you know, not necessarily wanting to leave a job, but how do you be prepared for it? And this is the kind of thing that she digs into. Like, she, she talked about layoff being layoff proof.Lesley Logan 21:25 She even has a checklist for you guys, and I think that that is, if that's something you are, like, I want to be layoff proof. Like, I might as well start now. You know, you don't want to start it after. So it's layoff ready.com/emergencykit.Brad Crowell 21:39 Yeah, look, and here's the thing, for those of you who are entrepreneurs like us, you're clearly not laying yourself off. The best thing, the biggest thing you could possibly be doing is conveying to your clients how you are adding value into their life, and not necessarily you are, although inadvertently you are. Pilates is how is your teaching? How? What is it that is benefiting them? How is their life changing? And I'm working on a series right now with our Agency members, where I'm helping walk them through not only how to identify the benefits the changes that they're seeing, but also how to communicate those to their clients without feeling weird about it and not being overly like salesy, because if you can continue to reinforce the why that they initially told you that they were coming and then reminding them about the changes that you're seeing as a teacher in their world, right, it's going to change the way that they value their practice with you. So especially for y'all you know, entrepreneurs out there who laying layoff proof, like, what am I supposed to do for that? I'm not, I'm not firing myself. So how do we make sure that we are maintaining our income? We really have to continue to build relationships with our clients. You have to continue to do that.Lesley Logan 22:59 Yeah, I think that's and we actually have a relationship, like authentic relationship episode coming out soon, like, and they'll be in April. Brad Crowell 23:07 Amazing. I love that. Yeah. Well, one of the things I really dug that she mentioned was she said, how can you really design a life that you wanted to live? It could give you the freedom to walk away, whether that means leaving the job or retiring early. And she said, if you are waiting for security, if you're waiting to feel security, you should be building it, not waiting for it. So whether that is maybe you're learning how to do another skill, or maybe you're learning how to manage money, you know, we've had a bunch of people over the years in the pod about this, like Tess Waresmith is one that comes back to me here and talking about financial stability and literacy, financial literacy. So these are things that you could be learning how to just think through. Lesley Logan 23:51 We have Tess Waresmith coming back. Brad Crowell 23:53 Oh, that's even better. Lesley Logan 23:53 I just oh, it's a great interview, guys. It's gonna be so good. I was just like, girl, I need you to tell me how I'm supposed to do when it's like this, and it's crazy like now, when it feels crazy. I also just want to highlight the don't wait for security created. This is everything this is, this is be it till you see it right here, because I was listening to a phone call conversation in a book club I'm in, and some people were complaining that the situation they're in, they can't create a culture. They have all these other outside things. It's affecting the culture they're creating, and I'm listening to them and like, I get that right? And I was like, I waited a second. I was just like, well, I am in a different studio all the time. Like, I'm in a I don't have a studio, right? And so what do I do? And I'm like, oh, in every space that I go, I own the space that I am, and I create the intention that I want. I create the culture I want them to experience, and I set the stage and I shared that with them. I said, instead of waiting until you can, like, move studios or move this, what if you just acted the culture you want to create in the space right now? Because then, if you do get to change a situation, you'll already have practiced it. It'll be really easy for you to do, or you might not even have to leave. Maybe the culture just changes around you. And so it goes back to like, don't wait to feel secure. Create security. What is the be it till you see it? What does security for you in your job or something else look like? And how can you create it in the space that you're in and wait, instead of waiting for someone to wait for someone to come, put a fence up, you know, you know what I mean, like, you're gonna wait for someone to, like, hand you a lottery tickets you have extra money. Like, what are you gonna do? I think that I like the action step that she's providing here.Brad Crowell 25:29 Yeah, one thing that she was talking about, which might sound a little scary, she actively leveraged debt to to consolidate and then pay off her debt, right? I mean, I've done that too, where I took out a credit card with a balance. I transferred one or two or three credit cards to that one, right? It had something like, if you transfer it in, you get 12 months of, no, you know, no fees, yeah. And so, you know, took those 12 months to pay it down, yeah? So, you know, it just something that seems straightforward, but also might feel you might feel hesitant to get started on that, but you know that stuff's worth, worth thinking through. I think so.Lesley Logan 26:12 I think it's worth talking to people who who understand it too, like a wealth manager or things like that. But like to be honest, that is how the rich get richer, right? Like credit score is, if you're in the States, your credit score is pretty much just like, how do you manage debt? So if you're debt free, and you've always been debt free, and you don't get any cards, you actually don't have a perfect credit score, because you don't have credit for them to like, see how you do. So it is all about strategically leveraging debt to, like, increase that score. You can strategically leverage it to allow you to have the security you need for in case something negative happens in your career or in the journey that you're on.Brad Crowell 26:47 Yeah, well, stick around. We'll be right back. We're gonna cover those Be It Action Items that you had with Pav. Brad Crowell 26:53 Okay, welcome back. Let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Pav Lertjitbanjong.Lesley Logan 27:07 Pav let us know if, after the four attempts, any of us got close on that.Brad Crowell 27:11 She said, Know your numbers, which is so funny, because this is like, I never stopped saying this to our coaching clients. It's so easy to know your numbers, but it seems so hard, right? It seems like this scary black hole of like, oh my God, I don't even know what I need to know. So it just seems like this amorphous, like blob of unknown. And when we dig into the things that most people need to really know is, what are your expenses and what are your income? Those are the things. That's where you want to start, right? What are your expenses and what are your income? Yeah, so she said, for her, it's, she said there's three numbers that truly matter. One is your net worth, right? So she's, she said, assets minus liability. What does that mean? An asset would be, maybe you have a house, right? Liability would be, I have a credit card debt and it has, you know, $10,000 on it. Okay, great. So you have a house that has, you know, or actually, you could say the house is worth $250,000 I still have a loan of $150,000 against the house. So I have equity of $100,000 right? So that's net that's your net worth, right? So that's an easier way to think about that. She also said the second number is something she calls an FU fund, what she describes as that six month cushion that lets you walk away from anything you have to, you know. And today we were talking about it. Maybe it's a little more than six, maybe it's six to nine months, or something like that, where you know, okay, because you know your expenses, and let's just hypothetically say your expenses are 10,000 a month, you know, how do we what's the quickest way that we can get to setting aside $60,000 that's a scary number to be honest. That's a lot, you know, but we got to get started. You have to start sometime, right? And that that kind of buffer will certainly protect you were something bad to happen at an employment situation, and then you feel like, stuck, and you're like, Oh my God, but at least you have a buffer, right? So that's what that that's for. And then finally, she said, your firing number, your fire number, how much money would you need to invest in the market so you can make smaller amount each year on 4% and still have money left to reinvest, right? So what does that mean? That's your like retirement number, right? So for anyone who's who's like financial planner, they'll ask you the question of, all right, how much money do you want to live on a month? Again, let's just say $10,000 and then they'll, what they'll do is they'll work backwards based on your your retirement portfolio, and they're going to assume that you'll be able to live if $10,000 a month is the 4% number, then they'll be able to reverse engineer the number and be like, great. You need to have $2 million or, I think it's more than that, but you'll need to, need to have X amount of dollars in your portfolio so that you can live comfortably on $10,000 a month and never have to worry about it again, because it's in the market, right? So, and the reason that she said 4% is because the average market return is eight, like seven to 8% or maybe even it's eight to nine, I don't remember, but if you can live on half of that, that gives you the other half of what you hypothetically are earning to reinvest back into the market again, right? So that's, that's where the numbers, that's how that kind of breaks down. It's a bit in the weeds. So thanks for following me there.Lesley Logan 30:25 I love that she has those and that you did those ones, because the other one is pretty amazing. And this is simple, but true. Bold doesn't have to be loud, but it has to be true. And so you don't have to have this, like, law, the way I interpret this, like you don't have to make this bold move where you're like, what was that Tom Cruise movie, where he just, like, was like, goodbye, fuck you. I'm out of here. Like, who's coming with me? And like, Renee's. What was that movie? It's the one that everyone quotes, and it's the worst one. Jerry Maguire.Brad Crowell 30:55 Jerry Maguire. Lesley Logan 30:55 Jerry Maguire. Brad Crowell 30:56 Show me the money. Lesley Logan 30:57 Show me the money. And like, but it doesn't have to be like that, but it but, but whatever you do needs to be true to you. And I think that's where a lot of people don't take time, is to, like, really understand, like, what do you want? What do you need, you know, and, and that's scary, because maybe what you want and need is different than what you've been doing, you know, or maybe you've been letting yourself realize, like, how strong you are. And we have a couple great episodes coming up about, like, getting to know yourself and like, also being kind yourself if you haven't lived in that way. But truly, I think that's one of the best be it action items, if you if you can do that, if you could live authentically to you, and you can know your numbers, you are resilient, and you could probably kick some ass. Brad Crowell 31:39 Kicks some ass.Lesley Logan 31:40 Yeah, yeah. So the other thing is, is that Pav has actually been, recently, been doing more coaching in a focused position on the science of making courageous decisions under pressure. And so if you are needing more help with like, making great decisions under pressure, things like that, you can also coach with her. And I think that'll be really if you liked how she sounds and how she coaches and her insight on things. I think that's a really great thing that she's doing. You know, because making courageous decisions are really hard, and also, like, she understands how to, like, take imperfect action, even your nervous system resists. And a lot of people, you know, when you have to make big decisions, sometimes your nervous system does have anxiety. And so of course, it does. Why wouldn't it? It it would be so against what our brain does to go into the fear. So I highly recommend reaching out to her. Brad Crowell 32:25 Awesome. Yeah, that's great. Lesley Logan 32:27 Well, I'm Lesley Logan. Brad Crowell 32:28 And I'm Brad Crowell. Lesley Logan 32:29 Thanks so much for being here, and thanks for listening to our rants. I do happen to know that people like them and someone reach out after our Transgender Day, and they were so glad that they found us. They found our Pilates stuff, and they like our little rants there. So thank you for that. Send this to a friend who needs to hear it, especially one who needs some career resilience or some support, support under making decisions under pressure and until next time, Be It Till You See It. Brad Crowell 32:53 Bye for now. Lesley Logan 32:54 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 33:37 It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 33:42 It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 33:46 Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 33:53 Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 33:57 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
After rebuilding her life from divorce and financial uncertainty, Pav Lertjitbanjong shares why job security is often an illusion—and what actually creates peace of mind. In this conversation, Pav explains how becoming layoff ready is about strategically creating options for yourself before you're forced to make a change. She breaks down the three numbers that bring clarity to financial decisions and why waiting for security keeps people stuck. This episode is a grounded look at what it really means to layoff-proof your life. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How Pav found clarity after emotional overwhelm.Pav's own strategic approach to paying off her debt.What layoff proofing your life truly means for your future.Why job security is an illusion but career resilience is not.Three numbers everyone needs to feel financially prepared.Episode References/Links:Pav Lertjitbanjong's Website - https://www.pavness.comPav Lertjitbanjong's Tiktok - https://www.tiktok.com/@momentsofresetPavness YouTube Channel - https://www.youtube.com/@PavnessLabPav Lertjitbanjong's Instagram - https://www.instagram.com/pavnesslabGuest Bio:Pav Lertjitbanjong is a marketing and brand strategist with more than two decades of experience leading strategy for global, billion-dollar brands. She is the creator of PAVNESS, a framework designed to help high-achieving individuals navigate major life transitions with clarity, courage, and intention. Known for turning complex strategy into clear, human-centered stories, Pav's work lives at the intersection of brand positioning, personal reinvention, and meaningful messaging. Her approach is shaped not just by her professional background, but by her own experience rebuilding her life through uncertainty and change. Pav believes true success is not defined by titles, revenue, or external validation, but by alignment and the confidence to be fully seen. Today, she helps leaders and creators reconnect with who they are becoming—both in business and in life. Her story is a reminder that clarity comes from honesty, and bold moves often begin quietly. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! 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DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Pav Lertjitbanjong 0:00 I rebuilt my life after divorce and basically left me completely shattered financially and emotionally, but I learned how to layoff-proof my life, and now I'm quitting my job and retiring from corporate at 43 years old. So now I teach people how to take control of their money and rebound from any situation without overwhelm.Lesley Logan 0:22 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 1:05 All right, Be It babe, this is a interesting conversation you're about to hear, because I really was super intrigued by our guests today. I got to meet them several months ago, talk about what they're excited to do. They have actually been a listener of the Be It Pod for a really long time. They've been being it till they see it. And that's literally why they are sharing what they're doing right now. And so I'm super excited for you to hear about Pav and being layoff, layoff ready, right? And I think that's you might be thinking, wow, aren't talking about laying on, getting laid off? You guys, we have to. We have to. Some of you in your be it till you see it might have to be laid off, or might get laid off, or might want to be laid off. So, so I think this is a really cool conversation of like preparedness and also, like honesty about what is life? What is the life we want? Like, have we been honest with ourselves? And when I got off the comic path, we talked about confidence a little bit, and so it wasn't recorded. So I kind of want to just like, bring this in and then I want to you to hear this amazing episode from Pav and hear her journey, and hear what she's doing here, so she's helping people, because I think a lot of people are going to need, like, layoff proof their life. So, confidence, you guys, confidence, isn't something you are deemed with. No one gives it to you. It's also not something you go and get. Confidence comes from doing the thing you said you do. So every time you tell yourself you're gonna go for a walk around the block, and then you postpone it to like answer an email, you are actually etching away at your confidence. But if you go and do the walk, then you are increasing your confidence strength. A lot of people think, oh, once I'm more confident, then I will do X. No, do X, and you will become more confident, right? So with that said, thank you, Pav, for that wonderful question. I'm so sorry you guys, wasn't recorded. I hope that little tidbit gets you there, and here's Pav and Layoff Ready. Lesley Logan 3:02 All right, Be It babe, I'm excited, today's topic, I think maybe we've touched on it a little bit in people's stories, but never had like, someone who's expert at it, someone who's, like, truly been through the trenches and come on the other side, and like, has expertise to share with you, and like skill sets and all those things also probably one of the coolest Be It actions I've ever seen someone do. I hope we get into it as well. Pav, you're our guest today, can you tell everyone who you are and what you're rocking at? Pav Lertjitbanjong 3:29 Yes. Hi Lesley, thank you so much for having me. It's been an honor to be here. So I am Pav Lertjitbanjong. I'm the founder of Layoff Ready and a financial resilience mentor. So basically, what I do is I help professionals to help build income security and freedom. And, you know, before that, I was working in corporate, just like most people, and realized that, you know, finally it's the matrix that we kind of, like, you know, onto, like, this hamster wheel, and had this moment and eventually got out of it. So yeah, and I rebuilt my life after divorce, and basically, kind of left me completely shattered financially and emotionally, but I learned how to layoff proof my life, and now I'm, you know, quitting my job and retiring from corporate at 43 years old. So now I teach people how to take control of their money and and, you know, rebound from any situation without overwhelm and fluff.Lesley Logan 4:27 Oh, I love this. First of all, 43 and you're, like, retired. I think you had all of us. I mean, clearly you're working, you create your own thing, but like, you're retired from corporate life. Like, I think a lot of ears perked up, because that's not the option for a lot of people. I do want to take a step back, because I do love that you shared that like you have gone through divorce, you have had to pick up yourself and put all the pieces back together and start over, like a lot of people listening to the show, you know? I mean, I hope we have some Gen Z, but most likely, most of them are a little they're over 40, and we have been. And through things in life, and sometimes we can take it really personally and think there's something wrong with us. How can we go back in time a little bit like, how did you pick the pieces up after divorce? Like, what? What did you do to even get yourself to a place? Because I can't, unless your divorce was 20 years ago, it feels like this all happened very quickly, that you went from divorced and broke to, like, retiring from corporate. Pav Lertjitbanjong 5:22 Yeah and Lesley, thank you so much for asking me this question, and it's the one that I've kind of like pondered for so long, because, you know, like, when we've been through like, such dramatic situation like this, right? Like we don't usually reflect on the lessons that we typically learn from so I thought about that. So basically, okay, let me just maybe backward on, like, okay, my divorce situation. So I've been married for about seven years, and then, you know, things didn't work out. I think part of this now that I have, like, my renewed faith in in God and, you know, the universe, I believe that if you are onto the path that God is not blessing you, that is not your true calling, he will destroy that path. And that resulted into my divorce. And so the moment that I gathered courage to okay, say to myself that okay, I cannot be in this situation anymore. I need to really do something, or I'm gonna spend the rest of my life, you know, crying about it for the life that I have not lived. And just like what you always say, you know, we do it messy, and we, right? Lesley Logan 6:36 Yeah. Life is messy. It's, you can't like it can't not be, you know, like, one of my dear, my first assistants was a doula. She's like, birth is really messy. Pav Lertjitbanjong 6:48 Yeah. But, you know, I think, like, once you focus on something, and then you surrender to God, he will lead the way. That's what I've that I've believed in. So, you know, with my with my divorce, in order for me to get them to get a divorce, the first step, my lawyer said, Okay, you need to get your baseline ready. You need to do budgeting. And I'm like, okay, with an MBA in finance, I didn't know how to do budgeting, which was like, so crazy. And I'll tell you this, like with Layoff Ready, I have worked with some of the clients that are, like, higher up in corporate, and they are the same, I think, like, the higher up you are, you rely so much on like, so called experts to help with your personal life, life, right? Like, because you are so good at what you do, so you don't really, yeah, you you neglect what you need to do for yourself, because you just totally trust experts. And that's kind of how I've always been. So I had to start from the ground up in terms of, okay, like, what exactly is my net worth without my husband or ex husband now? And it took me six months Lesley, not because it was hard in the sense that, like, oh, all the calculation, because I'm like, a number person anyway, but the six months to actually feel the feelings, right? Like, really, gather all the documents and really, okay, this is it. You know, once I submit that paperwork, once I file this, then that's the beginning of the new life unknown.Lesley Logan 8:20 Thank you for sharing that. I think a lot of people don't do things because it really does mean by finishing it, it marks the end, like, that's the end of that, you know, like, whether it's a person who's passed away or a pet that's passed away, like, dealing with the their toys and the dog beds, whatever it is, like, once it's gone, it's like, well, they're really gone. Like, there's not even a sign of them around here. So like going through and figuring it out, like I can see why you would want to take six months, not because the numbers are hard, but because it's hard. It's just hard. Yeah.Pav Lertjitbanjong 8:49 Exactly, Lesley. And I mean, when you talk about pets, you know, I've been through that same situation too, and I am a procrastinator, and that's my new year resolution, which I'm kind of, like slowly getting there. Same thing, like, when, when my two, my two rabbits died from that marriage, you know, they came with me. It also took me six months to, like, clean up everything.Lesley Logan 9:12 Yeah, because it was, like, the last, you know, like the last thing of that, yeah. Well, so, okay, so during the six months, did you do anything to kind of help yourself out? Did you go did you stay home and, like, wallow? Did you go out? Like, how did you, like, take care of yourself and get to know yourself? Was there anything, any Be It Action Items that you did in there? Pav Lertjitbanjong 9:32 Oh my gosh, okay. Like, shamelessly saying, I did absolutely nothing, just like, wallowing, you know, being in, like, my shoe box apartment in New York City, because at the time, I already moved out of my my house, and I didn't really have much in savings at the time, because basically, when you're married, then, you know, things are kind of commingled in a way. So not so much. You know, that was probably one of the darkest time of my life. And you know, back to like what I did, and what did I learn from that, from from like, the whole process was that the power of budgeting that's so important. And let me just tell you this, Lesley, so after that six months, I decided, okay, like, I need to do something. I I'm gonna file that paper and get that budgeting done. Took me one day. Lesley Logan 10:20 Right. Pav Lertjitbanjong 10:21 One day. Lesley Logan 10:22 Right, I know it's really funny, isn't it so funny? Like, I think we can all, like, see ourselves in this I'm like, oh my god, I gotta write that email, or I gotta go to that thing. I gotta go, and then you go it was like, 17 minutes at the DMV that wasn't even that part. Like, it just feels so heavy. Yes, I understand. I understand. Pav Lertjitbanjong 10:38 Yeah. So it took me one day of focus work to get that going and everything. And to my surprise, when, like, back to when we're talking about, like, you know, when we surrender to God, God actually, like, help pave the way for you and I found almost half a million dollars in a hidden 401k account. Lesley Logan 10:59 That's half a million dollars? Pav Lertjitbanjong 11:01 Almost, close to, yeah. Lesley Logan 11:02 Oh my god. Pav Lertjitbanjong 11:04 So when you talk about save it and you forget it, I literally forgotten that. And no joke, like, serious, and.Lesley Logan 11:13 That's, Pav, that's insane. So, like, here you were, like, broke as a joke on a tiny apartment. Procrastinate. I just want to, like, reiterate this so that people, like, stop procrastinating, procrastinating and wallowing all these things. Then you do the paperwork and you have a half a million dollars.Pav Lertjitbanjong 11:30 Yes, close enough. So, so yeah, like, my life literally just kind of changed overnight, you know, with that one power of budgeting. Lesley Logan 11:39 And by then you'd learn how to budget. So that's great. So probably best, probably best. You had to learn how to budget first.Pav Lertjitbanjong 11:46 Exactly, exactly. Yeah. So that was basically like my moment that, you know, my whole life, Lesley, like okay as a woman, and actually not all women, but maybe like the way that I was raised, I always thought that, okay, the only way for me to become a millionaire, to become financially free, I need security of a man to help me.Lesley Logan 12:10 Oh, you're, I mean, I think, first of all, so in the States, women couldn't get their own credit card until, like, their 80s, 1980s right? So, like, like, in my lifetime, right? And I think I can't remember when women were allowed to buy their own homes, but at any the reason why, like, people are always like, oh, there's so much divorce now there's, no, women couldn't leave shitty shit because they couldn't own a home, they couldn't often find work, and they certainly couldn't have a credit card. So like, yeah, Pav, like, we're of the age where, like my mom, like her mom, couldn't, didn't have a credit card when she was of her own right. So my mom is the first person in my family that could have her own money. So I think a lot of us have that, that we're not raised with that. And so what you see around you, because that first generation above you, they all had to go through that. That's how they were raised. So it's completely normal to think that. And I think what's really cool is we've now had 40 something years of it. So it can change where we we all can be billionaires, and then we can marry someone, whether it's a man or woman who also is a millionaire, and then we can have more money that we can do good things with.Pav Lertjitbanjong 13:13 Yes, the more the merrier, Lesley, yeah, and I think, like to your point, basically, I think what went through with my life, even though I suffer for a long period of time, I felt that it actually was proud of myself that I was able to help, like, break the generational curse, you know, because that were, like, what you talked about, you know, like there were women that didn't really have those opportunities.Lesley Logan 13:40 No, and they weren't loved either, like, not for who they were, yeah, my gosh, Pav. So you get to this place where, like, oh my gosh. Now you're not devastated. I mean, you're devastated from the divorce emotionally, but you're not devastated financially. You have, you have a jumping off point. So can we, can we jump ahead to like, how do you go from like, okay, I am now I'm gonna go now I have a half million dollars. It's not enough to like, retire off of today. But how do you go from that to like, I'm gonna help people be layoff ready? Because one of the things that, like, I feel is so topical. We talked about this before I hit record, it's like, there's a lot of people being laid off right now, and with AI, which has its own devastating effects and also great things. We use AI all the time, like, there's going to be more. And so I think, like, you know, in case, in case, someone can't just randomly find an old 401K they forgot about, how do we prepare them?Pav Lertjitbanjong 14:33 Yeah, okay, so you have asked so many amazing questions. So like, let me break it down. So like, number one you were asking about, like, okay, how did they kind of jump start from like, okay, that's aha, moment that okay, finally, it can be my own rich man, or at least the starting point until, like, okay, helping people, right? So I think, like, ever since then, I realized that okay, now I can be my own rich man, that I cannot rely on the security of a man to. Lesley Logan 15:00 No, you don't have to. Pav Lertjitbanjong 15:00 For anything, right? Even though, like, okay, great, we, we would love to find my soulmate. I mean, our soulmate, and I'd love to have a rich husband again, but you're not better version. But, yeah. But I think ever since then, I realized the power of financial literacy and, you know, really becoming my own person, because I always had low self-esteem, Lesley, you know, I think it's just kind of like what we talk about, the general generational curse. So anyway, since then, I started, like, okay, studying investing, personal finance, you know, make sure that okay. Like, by the way, I don't think that I dropped that bomb on you yet. But I also, like, with that marriage, I had about $100,000 debt. So with the money that I found, even though I had the 401K, you cannot liquidate the whole thing, right? Because you pay so much taxes. Lesley Logan 15:52 There's rules. Pav Lertjitbanjong 15:53 Yeah, exactly. Like, like, it's your money, but it's not your money. Lesley Logan 15:58 Right, right, right, right. Pav Lertjitbanjong 15:59 Yeah. So okay, so I had to find a way to, like, supplement that. How can I make more money? So, like, one is okay, I already have a corporate job. It's good paying, but obviously it didn't really help fund my entire lifestyle because, like, I used to live large, but now on my own, I need to, like, okay, number one, downsize my life a little bit more. You know, like, I can't really go to, like, three Michelin star on a Friday, you know, if I want to, these days, you know, something that you have to, like, really plan on. And then, let me forewarn you, it doesn't apply to everyone, but for me, I actually strategically leverage debt to help me pay debt.Lesley Logan 16:38 Yeah, heck yeah, girl, are you, I haven't had one come in the mail, but I definitely when I was like, getting out of homelessness and getting back on my feet, I was like, oh, this card will let me be interest-free for 18 months. Heck yeah. We're taking this card move all this debt over, so now I'm actually paying it off, and now I have 18 months to pay this off. Yes, yes, I hear you. I, there's, but there, because there is better, there is better debt out there. Yes, for sure.Pav Lertjitbanjong 17:06 Exactly, yeah. So free money. So one thing led to another, I was and then Covid happened. You know when people talk about and okay, like, let me just be clear, Covid totally suck. Like, that should not happen, but for me, I was lucky, in a sense that okay, during Covid, you know, I got to work from home. You know, as a tech worker, you get to work from home, and I had a little bit time, you know, like during, like, early hour, because I work West Coast hour before to really do a little bit of day trading, you know, like, maybe the first two, three hours after the market stopped before I actually work my real job, and I got lucky, I was able to buy at the lowest, probably, and it kind of bounced from there.Lesley Logan 17:52 Yeah, that's what you're I mean, like, when everything was going crazy recently and going low, like our neighbors like this, I'm like, I'm not even looking. I'm literally giving them more money. I'm gonna give my people more money to go play in the other places that it's gonna be good. Like, obviously, to avoid these but, like, we'd be smart about it. But like, this is how people got rich in the Depression. You gotta buy when it's low and during those Covid times, good for you. You know what I'm hearing from you Pav is, like, you're not afraid to do something that is a little scary, and you're not waiting for someone to tell you it's okay. Like, that's pretty badass.Pav Lertjitbanjong 18:27 I've not always been that way, Lesley, but thank you. It's an honor hearing that from you. Lesley Logan 18:33 Well, I mean, clearly the, maybe it's the divorce that, like, made made you that way. You know what I mean? Because I think sometimes we go through hard things, we're like, whoa. Like you develop a skill set because you need to, you know, so, like, I think that's really cool. Pav Lertjitbanjong 18:45 Thank you. Yeah, and I think, like, the most important things, actually two things that I was able to gain from the divorce, not just, like, the money part, which that is great, right? Like, with investing, one thing led to another. I was able to, like, you know, make a lot more money from there. And by the way, I got a promotion after, you know, when I decided, okay, like, I need to make more. You know, the Power Focus is when you focusing on something like it actually happened, because God was just like, make sure that he orchestrate everything for you.Lesley Logan 19:17 Well, also you're putting yourself out there, and you and you said the right words, focus. I think a lot of people go, I don't have this, as opposed to, where can I get this? You know, like, you're like, I need to make more money. What's in front of me? And so I think that that's a really important distinction, because a lot of people like, I have no money, and they sit around going wallowing, I don't have any money, I'm having and they're like, look, there are days for crying, like you are going through a divorce, there's a few. You should have a few fuck, fucking crying days on the floor. But then you have to, like, get up and go, okay, what do I want? What can I do with what I have? And so I love the like, I'm gonna put in for a promotion. Like you don't get a promotion if you're not ready for it. Like no one's doing in corporate., as a woman, no, you had to earn that so, like, I mean, like, I'm sure there's not all corporations do that, but like, let's be real. Like, a lot of them, you have to prove that you are more than qualified for that job. So way to go.Pav Lertjitbanjong 20:12 Yeah, thank you. And by the way, to add on top of that, like, when you were talking about, if you don't ask, you don't receive. Like, that's so true, because, like, I had a co worker I came to and I asked her, like, hey, I want to put you on a promotion list, you know, as an endorser for this quarter. And she's like, oh, thank you. I really appreciate that. But, you know, I am like, I think I thought it was due to for promotion, like, last year. I'm like, well, have you ever asked for it? No. Like, if you never ask, you never get it. You don't get it.Lesley Logan 20:43 Oh that is, you know, it's unfortunate, but like, it's true, like, a lot of people get places because they just asked, you know, like, there's even just some opportunities that I have had because I just asked, not because I was qualified, you know, I mean, I had to be qualified enough. But, you know, like, sometimes it's just like, who, you know, so, or what, who, whom you ask. So, I love that. So, okay, so you got a promotion, you play the stock market, and then were you like, were you always thinking about, okay, I can't wait. Like, I want to retire from corporate early. Was that like the plan? How did, how did you go from like, getting promotion, working corporate and day trading, to going, okay, I'm gonna help people prepare their lives for a big change, like a change outside their control, because that's what Layoff Ready is. It's like you're ready if a change outside of your control happens.Pav Lertjitbanjong 21:32 Right. Yeah, Lesley, and that's such a great question, and to be honest with you, like I've always had in my mind that I want to retire early, because ever since I was young, I always knew that, like, this is not it, like my life should not be in PowerPoint and, you know, be a corporate robot. And even though, like, let me just tell you, I know, like some people talk about, like, burnout, or, you know, like, how they've been treated badly by their companies, I feel very fortunate, like my career so far in general, that I have been treated very well for the most part, and I'm really, really, really grateful for that. But I think I've always, like, had that goal that I wanted to be able to retire, like, before 45 or like 50, you know, and really do my own thing and live my life. But let me just tell you I never had that courage, too. So when you told me about, like, hey, Pav, you're a badass, you know, thank you. I can confidently say that yes, Lesley, today's Pav says yes, I am a badass. But like, maybe, like, two months ago Pav, or maybe, like, whatever, you know, 40 years old Pav will not be that. Lesley Logan 22:38 I think it takes time to realize, like somebody in one of our communities, just like, mentioned, like, something happened that four years ago, right? And I was like, and it's so easy to go, oh my god, it's been four years, like, as a long time, and then it's like, it's only been four years, like, I can't believe how, like, what you've done in like, such a short time. So, like, it's, of course, like you recognizing your boldness and your badassery, like, in the last couple of months versus three years, like, there's, I don't think that's even you don't have to just, you can act that's fine. That's exactly when you found it, you discovered it. And I think that's important because, like, there's going to be days we don't feel like that. But also we have to look back and go, whoa look what I did in such a short period of time, you know, like, a short period of time, like, that's kind of a lot of growth. So let's talk about Layoff Ready a little bit, because I think a lot of people think it won't happen to them. Oh, it's gonna happen to that person, but I'm really great at my job, or I'm, you know what I mean, like, I'm really excellent at this. Like, what are some things people need to be thinking about, or just, like, reviewing, you know, because it's gonna take them a couple weeks that they should be looking into to make sure that they're layoff ready. Like, what are some signs, or what are some actions? Pav Lertjitbanjong 23:47 Yeah, so first, and thank you for asking Lesley. So Layoff Ready is a freedom-based financial preparation. So it's not just like, oh, you know, like, hey, this is like, your investment advisor telling you to like, okay, this is how you allocate your your investment so on, right? But this is more about like, how can you really design a life that you really want to live in, you know? So to to decide a life that give you the option for freedom if you want to, it's not about like, hey, you know, tomorrow, or everybody goes and go into the office and like, hey, I want to quit my job because I'm layoff ready? Some people, maybe you really love the job that you're doing. But you know, like, what you touch on is, with this economy, is your job really safe? Not really, with AI rising, I don't think that anybody is safe, right? Like, for God's sake, people been talking about what like by 2032 we may not even like have jobs the way that we see it.Lesley Logan 24:47 Oh yeah, I think, and that's 2032 that is, that is a very short time away. It is seven years like I'm an optimistic person most of the time, and when I think about what AI is going to do, I. I think about like, it's not going to be great for everybody. It's going to be great for those who can use it. It's not going to be great for everybody. So I do think that like preparing ourselves to understand, like, what, what is a life we want to live. And I love that, like going through that so that no matter if you choose it or it chooses you, you can be, you can be, you know, you'll still cry, but you can have a next step.Pav Lertjitbanjong 25:24 Exactly, yeah, and I think, like, you know, it's also beyond, like, the financial preparedness or the career preparedness, but like, the emotional clarity and preparedness that comes with that, right? Like, basically, it gives you an option to be able to walk away from a situation or a job or even like people, or like, in my case, like a marriage that no longer align with with you, with your goal in life. And so for me, I think layoff ready, layoff proofing your life is about like, you know, being like, strategically creating options for yourself so you never feel stuck. Like, you don't wait for security, you create it, and you build the skills and the incomes before you need them. And you also, like, you know, help you stay adaptable, knowing that job security is an illusion, but the career resilience is real, and that's what I think is so critical these days.Lesley Logan 26:20 So many takeaways. But like, we don't wait for security. We create security like that, that is key, Pav, that is like, I think a lot of people have a false security with their gigs, with their jobs, you know. And I think also, you know, the way the world works, it gives them that false security. Like took my husband and I over two years to prove to the powers that be that we could afford a home, because we don't work for anybody but ourselves. Never mind that ourselves have made more money year after year. You know, like every tax season, you can see that where our company is growing, they're like, oh, but you work for yourself. No, that's not trustworthy. Well, I'm not gonna fire me. So like, feels pretty secure, if you ask me. But like, I think it's like creating that security and creating the things around your life. You know, when we were talking about Covid, like, which was terrible, yes, yes, yes. But let's talk about this. The good thing is that came as a lot of people evaluated what they were doing and what they wanted and what they needed, because they were laid off, you know, they were forced to do it in a way. But like with what you're doing with people now is like actually helping them decide it ahead of times they have to leave, right? Like they're not, you're not necessarily encouraging them to leave, but you're just helping them create the ability to have a decision.Pav Lertjitbanjong 27:40 Exactly, yeah, and, and I also think that when you layoff-proof your life, it not like, not only it just gives you options, but it actually gives you peace of mind as well. And I think, like, in this day and age, especially at our age now, it's, it's the most important. I think, like, it's like, way more important, even beyond, like, money or success.Lesley Logan 28:03 Yeah, yeah, no. I mean, I agree. Like, you know, they say, like, we have six, there's six needs we all have universally. So certainty is one of them. And like, we all crave it, right? Like, craving that certainty, like, the job is going to be there, the money is going to be there. But we also crave uncertainty. We want things to change, right? But what you're talking about and what you've promoted yourself to doing you retired from corporate to do this with people is like, help them be able to make a decision for themselves and have certainty around it.Pav Lertjitbanjong 28:40 Right, yeah. And I think one, one important thing too, Lesley, that I feel like we have been lied to, is I don't think that we need that much in life in general, like in this capitalism society, like, do we need, like, you know, 10 handbags or.Lesley Logan 28:57 Well, I do, but some people don't.Pav Lertjitbanjong 29:01 More power to you. More power to you.Lesley Logan 29:04 But I, but I do agree, like, it is interesting. Like, I actually believe in a healthy capitalism, right? Like, I actually think, like, Netherlands is really great. Like, I want to live there. They have a community-based capitalism. I'm in. But I do think that you're right that, like, there's a lot of lies, that the more stuff we have, the more rich we are. When really, like, I'm looking at a very full closet and like, when was the last time we opened this closet door? Like, when do we use these things? And so I think that there is something about what you're saying is like, we can layoff-proof of our life by just evaluating, like, are we living a life that we actually want or are we living one that we we're lied to about. Pav Lertjitbanjong 29:44 Right. Exactly. I think, like my point on.Lesley Logan 29:47 I'm sorry, I cut you off because I, because people know I have a lot of handbags.Pav Lertjitbanjong 29:51 Trust me, me too, like I used to work so close to Fifth Avenue, so totally understand, and that's why I never had savings when I was younger. Anyway, but, yeah, like, basically, you don't need millions to retire early if you want to. There are different types of retirement, or, like, we call it like a FIRE, right? The FIRE movement, Financial Independence Retire Early movement. So there are different types of FIRE that allows you to retire early. Like some people, for example, can, you know, retire with, like, a super tight budget. Some people retire with big budget, with what? So what that means they need to make more money, and they need to invest more and they need longer time to invest, right? Or some people, they call it like a barista FIRE. So for barista FIRE is more on you you basically you retire, but if you still, like, keep a part time job that gives you benefits, and, you know, like, still earn.Lesley Logan 30:45 Oh yeah, yeah, yeah, that's like, my dad, because he can't sit still. Can't do it.Pav Lertjitbanjong 30:51 I mean, whatever works for, you know, for for him, or, like, for each person is totally different. But yeah, like, I before I retire, and I would say, like, now I'm more, like, you know, kind of in a way, like a same might retired, because obviously, like, I don't think that we can actually, like, sit still and just, okay, like, today I'm just gonna go to the beach and do nothing, even though it's so cool, but you get bored, right? But, but, yeah, like, you can live with so much less, and you don't need millions of dollars to retire. I think that's what I I've learned from that, and how I came to that realization, though, Lesley is because of the numbers. So, you know, like, when you were talking about, like, how can people prepare to, like, layoff-proof their lives? How can people prepare to like, you know, if they want option to retire early? Like, what's the first step to get there? I would say, know your numbers. So there are only three numbers that you need to know that is so important, like, one is your net worth, assets, minus liability. The second one, I call it FU funds. People have different definition of that, but my FU fund is more like an emergency fund. You know, when you talk to experts, because sometimes people say, okay, like three to six months. I don't think it's enough these days with inflation, right? You need, like, Yeah, six, twelve months. So, basically, exactly. So that's the money that you can kind of walk out if from any situation, if you want to, it's kind of like, okay, if you I go by kind of situation. And then the last one is the one we discussed, like, on the fire, like, how much money you need to invest in in the market in order for you to, like, take a smaller amount in, on average, I think it's about 4% that you can take safely from your investment, so that you can live on and still have some money left to.Lesley Logan 32:34 Reinvest if that that's working for you. I that's great. I think that makes it so easy. Because I think a lot of people think like, oh, gotta think about my retirement. I gotta think about my life. Oh, I got laid off crap. And it's like, if you only have to focus on three numbers, it makes it really simple. And I love this idea of, like, barista fire. These are fun. These are really great. Pav, who are you most excited to work with? Like, who do you want to like, are you do do like, who is it that you're wanting to make sure that you help people like, Layoff Ready?Pav Lertjitbanjong 33:08 So I typically work with more, like a high achiever, people in corporate but I think the most I would say, like underserved market is women, right? Like, women, especially a little bit older, like, 40 plus years old that has been in corporate for a while, and are more prone to be laid off. I think these are the demographic that I'm like, so excited to work with, because essentially, that's kind of like me, in a way. You know, I think when we pursue our, like, real, true passion project, or like I call like God's given purpose, you actually are serving the people that. How do I say that? Like your younger self, in a way, basically.Lesley Logan 33:54 Totally, everyone who listens to this podcast is, was me. Maybe there may be there different ages of the my younger version of but yes, we are all with we're the best. We are best able to serve the people we once were. So I love this. Pav, this is so exciting. We're gonna take a brief break. Find out how people can find you, follow you and work with you.Pav Lertjitbanjong 34:14 Yes, so you can find me on Tiktok at momentsofreset, M-O-M-E-N-T of reset, or layoffready.com. Lesley Logan 34:22 layoffready.com Yeah, I can't believe that wasn't, good for you, that was waiting for you momentsofreset and layoffready.com. All right, Pav, what bold, executable, intrinsic or targeted steps do you have for us to take away from this episode? Pav Lertjitbanjong 34:36 Okay. So bold doesn't have to be loud, but it has to be true. The life that you want is not built at once. So it's built in the micro moment of honesty to yourself, so until one day the outside world catches up, and you know, you just be it to till you see it, and people will see it too.Lesley Logan 34:57 Oh, that is so beautiful. That is actually so true, those micro moments of you being honest and you're that's so wise, Pav, and then the world catches up with you. I love, instead of us. I love that. I love that so much. Pav Lertjitbanjong 35:11 Thank you. Thank you. Lesley Logan 35:15 I, well, this is so fun, because it's not like I don't always have people who've been listening to show for a long time move and slowly being it till they see it on the show. Like it's just not something that happens very often. And so it's just so cool to hear the full circle. And for for everyone to hear the full circle of you going through the life that you went through, doing the hard thing, you know? And now you've got something that can help other people do it too. I mean, like, that's just beautiful.Pav Lertjitbanjong 35:42 Yeah. And thank you so much, Lesley, for I think, like, the work that you have done actually has not just only helped me, but I'm sure, like, it has helped thousands, if not millions, of people. You are doing God's work. So I think, like, I wish that that would be more of you. So thank you so much for all you have done. Thank you.Lesley Logan 36:01 Oh, Pav, I can't, you're the last thing in my day today, and I've never received that. I'm going to take it with me on a vacation. I'm so, so grateful. You know, if we all give ourselves the credit that we would give other people, right, we would realize that, like, we actually are doing great jobs, and it's just hard. It's just hard because you don't see all the efforting that's happening. You don't see all the people whose lives, but even you, Pav, saying thank you. And also you're going to give so many people permission on this show, you know whether or not they call you to be Layoff Ready but maybe they actually just go, oh, wait. I can actually just fill out that paper. It's gonna take one day or, oh, I actually need to sit down and think about, like, what do I want? What does wealth mean to me? Like, I think that it's just so cool, and you've just given some great things. So now you're on your way to impact more and more people in the world and it's going to be a better place because of people like you and people like me and people who are listening to this podcast. You know, people listening to this podcast, you guys are amazing people, cheerleading people all the time. And I say this to the people I coach you are the only person who can do what you do the way that you do it. You are it. And so don't be quiet. Don't be soft. Don't hide your magic, because there's people who are literally waiting for you. You know you're the only one. So, Pav, thank you for stepping out and creating Layoff Ready. I'm super excited for what you're doing and for the people who are gonna experience it. And everyone, share this with a friend who needs to hear it, someone who needs to hear a journey that someone's been on, someone who needs to hear that there is ways to prepare themselves. So no matter what happens, they're ready for it and but they even they can be like a barista fire. That's so cool. Didn't even know that. So Pav, thank you so much. And until next time everyone, Be It Till You See It.Lesley Logan 37:42 Hey, be it babe. So what I love so much about the guests that we bring on is that they continue to research what they are experts in and dive in deeper. And when they find new ways of helping people, they always reach out and let us know. And Pav has been doing a ton of research and science around. How to make decisions under pressure and what your nervous system is going through, and different things like that. So if you are working in the leadership experience or you're trying to dive more into that, or you have, you notice you're having a hard time making decisions. She's also coaching and advising people in that capacity. So if you enjoyed her energy and her way of thinking about this topic, you're gonna love what she's doing over there. Lesley Logan 37:43 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 38:26 It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 38:30 It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 38:35 Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 38:42 Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 38:45 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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