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The author of Kings turns back to the southern kingdom, Judah, to tell us about three kings whose reigns began during the reign of Jeroboam of Israel. Rehoboam, the son of Solomon, oversaw the drastic decline from the wealth of his father. Abijam only reigned for three years, though his unfaithfulness did not diminish the faithfulness of God's promise to David. Asa is a bright spot in this history, as he remained devoted to the LORD and reformed some of the abuses of his fathers. Throughout all the kings of Judah, their shortcomings provide a longing for the true King to come, Jesus. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study 1 Kings 14:21-15:24. To learn more about Calvary Lutheran, visit www.calvarymechanicsburg.org. "A Kingdom Divided” is a series on Sharper Iron that goes through 1-2 Kings. The division in the kingdom of Israel in this part of history was greater than a matter of north and south. The biggest division was between the people and their God. Yet even as the people rebelled against the LORD as their King, still He remained faithful to call them back to Himself through His prophets, working through history to send the good and gracious King, Jesus Christ. Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org
What does it actually mean to be holy—and is it even possible? John Mark explores the biblical meaning of holiness, and how we grow in it. He invites us to begin the journey toward holiness not with striving, but by recognizing our powerlessness, listening for the Spirit's quiet invitations, and taking one small step at a time.Key Scripture Passage: Philippians 1v1This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Tonya from Mechanicsburg, Pennsylvania; Annie from Dallas, Texas; Jonathan from Torrance, California; Cathleen from Kentwood, Michigan; and Brennan from Boise, Idaho. Thank you all so much! If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.
Better the Pond Pondcast – Special Edition in Mechanicsburg, PA When you find yourself in Mechanicsburg, Pennsylvania, and you're lucky enough to visit Josh Wood at WestShore Home, what do you do? You hit record—in the WestShore Home studio, no less. Welcome to a special edition of the Better the Pond Pondcast, where I had the pleasure of sitting down with Josh Wood for the second time. And for good reason—Josh is smart, driven, compassionate, and deeply committed to a cause we both share: getting youth into the trades. We take a deep dive into: The urgent need to connect the next generation with the trades Why purpose and opportunity must align How leadership in organizations like WestShore Home can drive real change I may have felt like a pro behind the mic for a moment, but the real pros are those out there bettering the pond every day—just like Josh. Eavesdrop on this conversation that blends purpose with action. My name is Warren Barry, founder of Instinctive Solutions and your host of the Better the Pond Pondcast.
(April 27, 2025) Bishop Emeritus Ronald Gainer illustrates in his homily today how "Mercy is Christ's Easter gift to us," focusing also on the gift of the Sacraments.
Mój nowy kanał! ➡️➡️➡️ https://youtube.com/@TwarzeHistorii?si=N39C27i1R7k4FMbNBibliografiaH. Balck, Order in Chaos: The Memoirs of General of Panzer Troops Hermann Balck, Lexington 2015.A. Beevor, Stalingrad, London 2007.D. M. Glantz, J. M. House, To the Gates of Stalingrad: Soviet-German Combat Operations, April-August 1942, Lawrence 2009.D. M. Glantz, J. M. House, When Titans Clashed. How the Red Army Stopped Hitler, Lawrence 2015.I. Sdvizhkov, Confronting Case Blue: Briansk Front's Attempt To Derail The German Drive To The Caucasus, July 1942, Warwick 2017.I. Sdvizhkov, Prelude to Stalingrad: The Red Army's Attempt to Derail the German Drive to the Caucasus in World War II, Mechanicsburg 2019.Bitwa o Woroneż w 1942 roku była jednym z najważniejszych, a jednocześnie często zapomnianych starć na froncie wschodnim II wojny światowej. W ramach niemieckiej Operacji Blau, Niemcy próbowali zdobyć strategiczne miasto Woroneż nad Donem, aby otworzyć drogę na Kaukaz i zagarnąć radzieckie złoża ropy. ACstawiła jednak zacięty opór, a walki o miasto trwały tygodniami i pochłonęły tysiące ofiar. W tym filmie przedstawiamy szczegółowy przebieg bitwy, analizujemy ruchy wojsk niemieckich i radzieckich, omawiamy znaczenie tej kampanii w kontekście całej wojny oraz pokazujemy mapy i archiwalne materiały. Jeśli interesuje Cię historia II wojny światowej, bitwy na froncie wschodnim, operacja Blau lub nieznane epizody z udziałem Wehrmachtu i Armii Czerwonej – ten materiał jest dla Ciebie.
Achish continues to make preparations for David to accompany him into war against Saul alongside the Philistines from Gath. The other commanders of the Philistines, however, refuse to allow this to happen. They realize that it would be the perfect opportunity for David to get back into Saul's good graces. Achish reluctantly agrees and sends David back to Ziklag in peace, hoping that David will continue to be an economic benefit. Although the unbelieving world is blind to the true God and His purposes in His people, David remains faithful to His true Lord and King. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study 1 Samuel 29:1-11. "A Kingdom Unlike All the Nations” is a series on Sharper Iron that goes through 1-2 Samuel. This time in Israel's history has its highs and lows, but the LORD's faithfulness never wavers. He provides His Word to be proclaimed faithfully through prophets like Samuel and Nathan. Even as princes like Saul and David sit on an earthly throne, the LORD remains King over His people, even as He does now and forever through the Lord Jesus Christ. Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org
Both David and Bob are history buffs. But studying history is not as simple as watching a documentary, a biopic, or reading a bestselling narrative history. We need to be aware of how historians actually do their craft, and use those same tools as we watch and read. Some use history to advance their political agendas, while others just echo ideas that are not substantiated by historical scholarship. Armchair historians can often get it very wrong. How should Christians study history? Christians are a people of the Truth, so how do we know what is legitimate history? How do we reintegrate our faith with our understanding of the past?Our guest is Dr. John Fea, Distinguished Professor of American History at Messiah University in Mechanicsburg, Pennsylvania. He has recently released the second edition of his book, Why Study History?: Reflecting on the Importance of the Past (Baker Academic, 2024). In this book, he talks about what historians do, what bad history looks like, and how studying history can be a form of spiritual formation.Scroll down to learn more about Dr. John Fea. Subscribe to the podcast on your favorite app!Thanks for listening!Please share this podcast with your friends. Your hosts are Dr. Bob Robinson and David Loughney.Go to re-integrate.org for further resources on reintegrating all of life with God's mission. John Fea, Ph.D.John Fea's essays and reviews on the history of American culture have appeared in numerous journals and magazines. John speaks regularly at universities, academic conferences, churches, school and teacher groups, civic groups, and historical societies and has appeared on NBC News, CNN, C-SPAN, National Public Radio, and dozens of radio programs nationwide.John writes about American history, religion, politics, and academic life at his blog housed in the online magazine Current.John Fea has authored several other books, including Was America Founded as a Christian Nation? (Westminster/John Knox Press, 2011), and Believe Me: The Evangelical Road to Donald Trump (Eerdmans, June 2018). John was on two previous episodes of the Reintegrate Podcast, discussing these two books: here and here. Get full access to Bob Robinson's Substack at bobrobinsonre.substack.com/subscribe
Although Saul has the outward appearance of a king, several warning signs are present, indicating that he may not serve the people as well as they would like. He is from the tribe of Benjamin rather than the tribe of Judah. He is unable to find lost donkeys; will he be able to lead men? The most concerning detail is Saul's ignorance of Samuel as the prophet in Israel. Nonetheless, the LORD reveals to Samuel that Saul is His choice for king, and Samuel begins to make this known to Saul, even with Saul's objections. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study 1 Samuel 9:1-27. "A Kingdom Unlike All the Nations” is a series on Sharper Iron that goes through 1-2 Samuel. This time in Israel's history has its highs and lows, but the LORD's faithfulness never wavers. He provides His Word to be proclaimed faithfully through prophets like Samuel and Nathan. Even as princes like Saul and David sit on an earthly throne, the LORD remains King over His people, even as He does now and forever through the Lord Jesus Christ. Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org
Season 5 Episode 11Hemauer Brewing CompanyDave and Bret had the pleasure of welcoming back Brooks Hemauer from Hemauer Brewing Company and his lovely wife, Shannon. Check out their first episode from season 1 (https://youtu.be/7asL7Yv8vkw).We had a great time talking to them and finding out how they started, pushed through adversity and continue to create award winning craft beer. This was a fulfilling discussion and you need to listen in to find out more about Brooks and Shannon.Brooks brought with him a collab hazy IPA that helps with the Hurricane Helene Relief, a triple IPA, hefeweizen and a barrel aged stout.Check us out on Hopped Up NetworkJoin us as we take you on our beer sampling through the local beers and let's all Be Bonded by Beer!Have a suggestion on a beer or brewery we need to highlight? Leave us a reply in the comments or email us at centralpapour@gmail.com Check out our Merch Store and help support the programSpecial Thanks to York's own, Gallowglas for our awesome new music: Scraps Check them out on Facebook and YouTube
(February 15, 2025) Bishop Ronald Gainer addresses the candidates for Confirmation from the parishes of Saint Elizabeth Ann Seton and Saint Katherine Drexel.
Brad Winner, a seasoned entrepreneur literally raised in the food and beverage industry, joins us on the Main Street Reimagined podcast to share his journey from growing up in a family-run grocery and restaurant business to transforming a small-town dive bar into a vibrant eatery. With stories that take us from snow-filled parking lots to the bustling kitchen of Mixx 165, Brad reveals the lessons learned and the values instilled by his parents. We explore the complexities of family business dynamics and how these early experiences shaped Brad's understanding of teamwork, leadership, and business etiquette.Our conversation also navigates Brad's ambitious efforts in Mechanicsburg, a small village where he turned a dive bar into a quality restaurant that caters to the community's needs. We discuss the strategic steps taken to engage the local community, such as leveraging social media and creative marketing tactics, while maintaining authenticity and a strong local focus. Brad shares practical insights into menu planning, hiring creative talent, and the importance of community feedback in evolving and adapting his business to meet customer needs and remain relevant in the ever-changing restaurant industry.As we wrap up, Brad delves into the challenges faced by modern restaurateurs, from staffing issues and rising costs to effectively managing time and resources. His experiences offer valuable lessons on the significance of effective leadership, communication, and market research, providing listeners with actionable advice and inspiration. Brad's story is a testament to the power of family legacy, community engagement, and the relentless drive to innovate, offering a helpful playbook for anyone involved in or inspired by the food and beverage industry.Guest Links:Facebook: www.facebook.com/MIXX165Main Street Reimagined:Facebook: facebook.com/MainStreetReimaginedThe Main Street Reimagined Podcast, Watch on YouTube: https://www.youtube.com/playlist?list=PLqfkmF5bRH0od1d3iiYKs3oEn_gvMYk7NHenry Development Group:Facebook: facebook.com/henrydevelopmentgroupWebsite: www.henrydevelopmentgroup.comDeveloping News Newsletter: https://mailchi.mp/33110524eb5c/developing-newsLuke Henry:LinkedIn: linkedin.com/luhenryFacebook: facebook.com/luke.henry.148#MainStreetReimagined #PodcastEpisode #BradWinner #FoodEntrepreneur #FamilyBusiness #RestaurantSuccess #SmallTownRevival #CommunityDriven #BusinessLeadership #Mixx165 #RestaurantMarketing #FoodIndustry #EntrepreneurMindset #LocalEats #SmallBusinessGrowth #RestaurantLife #FromDiveToDine #TeamworkMatters #LeadershipLessons #SupportingLocal
The Vapors' fourth album Wasp In A Jar (release date: February 28, 2025 via Vapors Own Records)Album single "Hit The Ground Running" will be released on January 17With 2025 kicking off the next chapter for The Vapors, the band are looking at a full plate of activity. “2025 is shaping up into a very busy year for us,” says Danny. “We have the album out on February 28th accompanied by a tour of UK grassroots venues in March. Then we have some UK shows with Big Country in April and May and then we are returning to the US for the Lost '80s tour with A Flock of Seagulls, Big Country, Josie Cotton, Icicle Works, Belouis Some and many others.” Built around classic punk riffage with a chorus that opens up and toys with expectation, opening track “Hit The Ground Running” retains the breakneck rhythms that fans know and love from their previous releases. With nary a moment to catch a breath, The Vapors follow it up with “The Human Race” which Danny describes as a kind of “ballad of The Vapors.” “Carry On,” a statement about the current climate (“When the government needs to know / That's when the government needs to go”), weaves around shimmering arpeggiated chords and Dave Fenton's haunting vocal lines (“Carry on / As if nothing happened / Carry on / Like we did before”) before evolving into an epic and soaring outro that begs for an audience singalong. “They all have significance to us in their own different ways. ‘The Human Race' is about the band, ‘Look Away Now' is about Dave dealing with his Parkinson's Disease and ‘Miss You Girl' is about children wanting to move out of the family home. The Vapors is Dave Fenton (lead vocals, rhythm guitar), Steve Smith (bass), Michael Bowes (drums), Danny Fenton (guitar). Wasp In A Jar will be released on February 28, 2025 via Vapors Own Records and was recorded and produced by Michael Giblin (The Split Squad) at Mechanicsburg, PA and mastered by Greg Reierson at Rare Form Mastering.The band, formed in 1979 45-year historyThe band parted company late in 1981, with all members going on to have varied and successful careers across the entertainment industry.In 2016, after a decade of Internet clamour for a revival, they announced their reformation for a short series of gigs, including a sell-out show at London's Dingwalls. Over 170 gigs and 2020's comeback album third album Together and several singles later, they're stronger and more relevant than ever. Take some zany and serious journeys with The Pipeman aka Dean K. Piper, CST on The Adventures of Pipeman also known as Pipeman Radio syndicated globally “Where Who Knows And Anything Goes”. Check out our segment Positively Pipeman dedicated to Business, Motivation, Spiritual, and Health & Wellness. Check out our segment Pipeman in the Pit dedicated to Music, Artistry and Entertainment Subscribe to The Adventures of Pipeman at https://www.spreaker.com/podcast/the-adventures-of-pipeman--941822/support Would you like to be a sponsor of the show?Would you like to have your business, products, services, merch, programs, books, music or any other professional or artistic endeavors promoted on the show?Would you like interviewed as a professional or music guest on The Adventures of Pipeman, Positively Pipeman and/or Pipeman in the Pit?Would you like to host your own Radio Show, Streaming TV Show, or Podcast? Contact the Pipeman:Phone/Text Contact – 561-506-4031Email Contact – dean@talk4media.com Follow @pipemanradio on all social media outlets Visit Pipeman Radio on the Web at linktr.ee/pipemanradio, theadventuresofpipeman.com and pipemanradio.com.Download The Pipeman Radio APP The Adventures of Pipeman is broadcast live Wednesdays at 1PM ET and Music & Positive Interviews daily at 8AM ET on W4CY Radio (www.w4cy.com) and replays on K4HD Radio (www.k4hd.com) – Hollywood Talk Radio part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). The Adventures of Pipeman TV Show is viewed on Talk 4 TV (www.talk4tv.com).
The Vapors' fourth album Wasp In A Jar (release date: February 28, 2025 via Vapors Own Records)Album single "Hit The Ground Running" will be released on January 17With 2025 kicking off the next chapter for The Vapors, the band are looking at a full plate of activity. “2025 is shaping up into a very busy year for us,” says Danny. “We have the album out on February 28th accompanied by a tour of UK grassroots venues in March. Then we have some UK shows with Big Country in April and May and then we are returning to the US for the Lost '80s tour with A Flock of Seagulls, Big Country, Josie Cotton, Icicle Works, Belouis Some and many others.” Built around classic punk riffage with a chorus that opens up and toys with expectation, opening track “Hit The Ground Running” retains the breakneck rhythms that fans know and love from their previous releases. With nary a moment to catch a breath, The Vapors follow it up with “The Human Race” which Danny describes as a kind of “ballad of The Vapors.” “Carry On,” a statement about the current climate (“When the government needs to know / That's when the government needs to go”), weaves around shimmering arpeggiated chords and Dave Fenton's haunting vocal lines (“Carry on / As if nothing happened / Carry on / Like we did before”) before evolving into an epic and soaring outro that begs for an audience singalong. “They all have significance to us in their own different ways. ‘The Human Race' is about the band, ‘Look Away Now' is about Dave dealing with his Parkinson's Disease and ‘Miss You Girl' is about children wanting to move out of the family home. The Vapors is Dave Fenton (lead vocals, rhythm guitar), Steve Smith (bass), Michael Bowes (drums), Danny Fenton (guitar). Wasp In A Jar will be released on February 28, 2025 via Vapors Own Records and was recorded and produced by Michael Giblin (The Split Squad) at Mechanicsburg, PA and mastered by Greg Reierson at Rare Form Mastering.The band, formed in 1979 45-year historyThe band parted company late in 1981, with all members going on to have varied and successful careers across the entertainment industry.In 2016, after a decade of Internet clamour for a revival, they announced their reformation for a short series of gigs, including a sell-out show at London's Dingwalls. Over 170 gigs and 2020's comeback album third album Together and several singles later, they're stronger and more relevant than ever. Take some zany and serious journeys with The Pipeman aka Dean K. Piper, CST on The Adventures of Pipeman also known as Pipeman Radio syndicated globally “Where Who Knows And Anything Goes”. Check out our segment Positively Pipeman dedicated to Business, Motivation, Spiritual, and Health & Wellness. Check out our segment Pipeman in the Pit dedicated to Music, Artistry and Entertainment Subscribe to The Adventures of Pipeman at https://www.spreaker.com/podcast/the-adventures-of-pipeman--941822/support Would you like to be a sponsor of the show?Would you like to have your business, products, services, merch, programs, books, music or any other professional or artistic endeavors promoted on the show?Would you like interviewed as a professional or music guest on The Adventures of Pipeman, Positively Pipeman and/or Pipeman in the Pit?Would you like to host your own Radio Show, Streaming TV Show, or Podcast? Contact the Pipeman:Phone/Text Contact – 561-506-4031Email Contact – dean@talk4media.com Follow @pipemanradio on all social media outlets Visit Pipeman Radio on the Web at linktr.ee/pipemanradio, theadventuresofpipeman.com and pipemanradio.com.Download The Pipeman Radio APP The Adventures of Pipeman is broadcast live Wednesdays at 1PM ET and Music & Positive Interviews daily at 8AM ET on W4CY Radio (www.w4cy.com) and replays on K4HD Radio (www.k4hd.com) – Hollywood Talk Radio part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). The Adventures of Pipeman TV Show is viewed on Talk 4 TV (www.talk4tv.com).
The LORD speaks to His people Jerusalem about the coming destruction that Assyria will bring, according to the will and work of the LORD. When the LORD also promises that He will work a miraculous deliverance on His people's behalf, the people fail to believe His promise. Their faithless worship has left the blind and deaf, yet the LORD promises that He will work wonders among His people that will put to shame all human wisdom. These promises look forward to the fulfillment in the cross of the Lord Jesus Christ. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study Isaiah 29:1-24. "The Fifth Evangelist” is a series on Sharper Iron that goes through Isaiah 1-39. The prophet proclaims to the people of his day and throughout history that the Holy One of Israel alone is exalted. Those who put their trust in the strength of man will be brought low, but those who trust in the LORD will see that He is their Immanuel. Jesus is God with us who reigns over the kingdom of God forever and ever! Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org
This week I had the pleasure of sitting down with Logan Summey. Logan is the owner of Rock Mill Industries in Mechanicsburg, PA. Rock Mill is a musician's paradise, incorporating a tattoo studio, recording studio, live stream studio, practice room, and an embroidery and screen printing & DTF space. This is a must listen for entrepreneurs and anyone looking to take a leap into business ownership. Logan and I talked about a BUNCH of things, including: His vision with Rock Mill His love of all things audio Engineering Live sound vs. Recording The creative process in-studio Owning a small business Persevering through difficulties Thanks for listening!!
Scholastic, the global children’s publishing, education, and media company, announced its selection of 12 educators from across the country to join the Company’s third annual Teacher Fellows Cohort. During the school year, these skilled K-8 educators will work alongside Scholastic Education Solutions’ product development, research and marketing teams and assist with the development of various education-focused programs. Scott Brewer, a sixth-grade teacher at Eagle View Middle School has been selected to join the 2024-25 teacher Fellows Cohort. Scott has 19 years’ experience as a Pennsylvania educator, and has worked with students and teachers across various K-8 settings. The 2024-2025 Teacher Fellows will serve through August 2025 and are listed below: Sherri Amos, Grade 4 Teacher, Copeland Elementary School, Augusta, GA Anna Catherine Boyd, Grade 6 and 8 Teacher, Brewer Middle School, Greenwood, SC Scott Brewer, Grade 6 Teacher, Eagle View Middle School, Mechanicsburg, PA Andrea Childes, Grade 5 Teacher, Highcroft Ridge Elementary School, Chesterfield, MO Milagros Sanchez-Cohen, Kindergarten Teacher, Horeb Christian School, Hialeah, FL Alexandra Felix, Grade 2 Teacher, P.S. 122 Mamie Fay School, Astoria, NY Bridget Jordan, Grade 1 and 4 Teacher, Baltimore Highlands Elementary School, Baltimore, MD Katie Kim, Grade 5 Teacher, Warner Avenue Elementary School, Los Angeles, CA Paul King, Grade 6 Teacher, Global Village Academy North, Thornton, CO Morgan Meaux Mercado, Grade 3 Teacher, Dr. Raphael A. Baranco Elementary School, Lafayette Parish, LA Keke Powell, Grade 2 Teacher, Sunfield Elementary School, Buda, TX Hope Clinton, Grade 8 Teacher, AZ Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
The Central Pennsylvania Music Hall of Fame is a multi-room museum of autographed albums, guitars, and so much more. Brandon Valentine, Executive Director and Founder of the Central Pa Music Hall of Fame, opened the museum in 2023. “You’ll see the plaques on the walls with pictures of the artists, you know, their summaries of their accomplishments, their resumes, if you will, of the members who are currently in the Hall of Fame, of which there are 35 members already in the Hall of Fame from 2019 to current voted in. And then, you know, in the other rooms, there's a lot of autographed guitars…We have guitars from Bret Michaels from Mechanicsburg, as well as Taylor Swift from Wyomissing here.” There are a few things that go into consideration when an artist is nominated into a class hall of fame. The class is measured by album sales, Grammy nominations, and gold/ platinum records. “There's a couple of big names from our area, you know, who have already been inducted. Bret Michaels live, your hailstorm breaking, Benjamin and so forth. This year, we're inducting Grammy nominees, August Burns Red from the Lancaster area. So, a lot of those, you know, have accomplished big things in the more recent past, and done large tours. But then you look, and you look at some of the other acts. For example, Pentagon, you know, they did a lot of original. Music at the start of their career, they toured all over. Did a lot of the casino scenes and were kind of a regional band, you know, up and down the East Coast. But they've been around for over 50 years, so a lot of different factors go into play. But ultimately, we're trying to recognize the best of the best from all time in our area. And that's really what it boils down to.” The Central Pa Music Hall of Fame is located at 1215 W End Ave, Hummelstown Pa, 17036. You can take a FREE self-guided tour from 7am-3pm. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
Isaiah returns to the hope that the LORD has for His people who trust in Him alone. Isaiah proclaims Christ as the glorious Branch of the LORD who makes His people prosperous through faith in Him. He cleanses His people from their sin and guilt to make them holy and to write their names in His Book of Life. He will lead them on a new exodus and be present with them to be their refuge and shelter forever. These gifts are ours in the Church right now, even as we wait for their complete fulfillment when Jesus returns on the Last Day. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study Isaiah 4:2-6. "The Fifth Evangelist” is a series on Sharper Iron that goes through Isaiah 1-39. The prophet proclaims to the people of his day and throughout history that the Holy One of Israel alone is exalted. Those who put their trust in the strength of man will be brought low, but those who trust in the LORD will see that He is their Immanuel. Jesus is God with us who reigns over the kingdom of God forever and ever! Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org
On this week's podcast, Josh Willits joins us from Mechanicsburg, PA, where he is COO of Portal, the proposal software and product/pricing database for integrators. Although you've seen him wearing the Portal orange pants at trade shows going on 11 years now, Josh's career has also included a tenure in the custom integration trade, as well as several years with a well-respected Crestron programming company. You may even remember his Covid-era side hustle as a gentleman coffee roaster.Today we'll touch on a bit of that career arc, but mostly we'll focus on Portal's latest innovation: the AI Proposal Builder. Released in beta to the industry on November 12, the new tool promises AV and security dealers the ability to create complete project proposals in just seconds, transforming often-tedious process and making it easier for integrators to sell projects and get paid.
For this week's episode, I sit down with Todd Williams. Todd is the owner of Laser Fang Tattoo Emporium Extrordinorium in Mechanicsburg, PA. He's also the bass player in the reggae group (yet to be named) that I will be singing in. Most of all, Todd is a genuinely good dude. Todd and I talk a lot about tattoos, the reggae project, live music in general, and a host of other topics. I hope you enjoy!
In this episode 4, I'm joined by Dr. Brent Binder of Pain Relief Chiropractic as we dive into the energetics of chiropractic medicine. We explore how chiropractic care extends beyond physical adjustments, tapping into the energetic connections within the body to promote holistic healing. Dr. Binder shares insights into the mind-body link, the principles behind quantum mechanics and energetic alignment, and how chiropractic care can support a balanced, empowered life. Whether you're new to chiropractic or a wellness enthusiast, this episode reveals a whole new dimension of health and healing. You can find Dr. B on YouTube (http://www.youtube.com/@DrBrentBinder) and Instagram (@chiropractic_medicine) and he sees patients from all over at his office in Mechanicsburg, PA. PS. At one point I said something like 90% of the brain is grey matter. That's inaccurate. It's 40%. The more you know… ☺️ Thanks for tuning in to All the Things ☺️
W filmie omawiamy kluczowe przyczyny klęski niemieckiej armii w bitwie na Łuku Kurskim, jednej z największych bitew pancernych II wojny światowej. Analizujemy błędy strategiczne, przewagę taktyczną Armii Czerwonej. Dowiedz się, jak czynniki techniczne i logistyczne wpłynęły na wynik tej decydującej bitwy i ostatecznie zmieniły bieg wojny na froncie wschodnim. #historia #podcasthistoryczny
The Ohio Heritage Conference football game between the 5-3 Mechanicsburg Indians and the 5-3 Northeastern Jets is now available on demand at no charge! This also includes the Northeastern Senior Night activities
Welcome to an all new season of The Central Pennsylvania Music Podcast! To start off Season 3 we have:Greg Platzer:An incredibly talented and seasoned guitar guru; Greg has spent decades building and repairing some of the coolest guitars for the biggest names in music. Former owner of BCR Music and Sound, Greg still works in restoration out of his home in Mechanicsburg, PA.https://gregplatzerguitars.com/&Ben Ginder Group:3 time CPMA Nominee;Ben Ginder Group has been dazzling audiences with their unique blend of accessible classic hard rock/heavy metal. They've played shows in support of The Dead Daisies, Jared James Nichols, and Brother Cane, and performed at the Bret Michaels Parti-Gras 2.0 After Parti. They have multiple original album/EP/single releases available for purchase/streaming.https://bengindergroup.com/https://www.facebook.com/BenGinderGroup/https://www.instagram.com/bengindergroup/https://www.youtube.com/@bengindergrouphttps://open.spotify.com/artist/2KL24BdciS3mn1IKfrAph3?si=dnFy2y3eRvyMPdAWG4-d2ghttps://music.apple.com/us/artist/ben-ginder-group/1572973148Enjoy!You can find out more about the CPMHOF @ https://cpmhof.com/Brought to you by Darker with Daniel @ Studio 3.http://darkerwithdaniel.com/All media requests: thecpmpodcast@gmail.comWant to be on an episode of the CPMP? For all considerations please fill out a form @ https://cpmhof.com/guest-considerationJoin us back here or on your favorite audio streaming platform every other week for more content.
Send us a textWhat happens when two dedicated professionals decide to take on the adventure of building their dream home while juggling bustling careers? Join us on an exhilarating journey as Laura, the office goddess, and I, Jim, share our personal story of leaving Mechanicsburg after 22 years to create a new haven on 43 acres of serene woodland in Vinton County, Ohio. From the unexpected twists that led us to a revered builder, to the heartfelt decision of turning our camping getaway into a permanent abode, our narrative is infused with excitement, challenges, and the joy of new beginnings. Balancing this massive personal project, we've kept our professional lives equally vibrant. Managing successful home inspection and sewer relining businesses, while launching our new venture, Heartland Commercial Property Inspections, has taught us invaluable lessons about preparation and staying ahead. As we navigate the chaos and thrill of relocating, we'll share insights on decluttering, smart planning, and standing out in the competitive business world. Grab a seat, tune in, and discover how life's adventures can harmoniously coexist with flourishing business endeavors.Support the showTo learn more about Habitation Investigation, the Two-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) Continuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course listingsFacebook Page FacebookFor home buyers: What to expect from a home inspection. YT video for home buyersHomebuyers, Help Protect Yourself When Going Commando (buying without the home inspection) – Habitation Investigation (homeinspectionsinohio.com)Heartland Commercial Property InspectionsIf you would like to be a guest on the podcast contact us and let us know. You can visit Home (jimtroth.com) and go to the podcast page or message Habitation Investigation.
Paulus Farm Market was established in 1991 in Central PA by Jim Paulus. What started out as a small business selling potatoes out of a garage, produce at the town's square farmers market, is now approximately 1,000 acres located on South York Street in Mechanicsburg, Pennsylvania. Amy Paulus, Co-owner of the Paulus Farm Market, shares what most visitors look forward to in the autumn season. “So, we have what we call our fall fun. And the fall fun is open seven days a week. We have a u-pick pumpkin patch. We have hayrides on the weekends. We have two big tents that are filled with loose corn. Think of sandbox corn. We have haystacks where kids can climb. We have a wooden tractor. We have a great big old combine place that it used to be my husband's first coal mine. It was his first combine. And now we've created a place that out of that we have all sorts of friendly farm animals so people can come out and learn about them and pet them and feed them a little mini corn maze. All kinds of fun stuff for the fall.” Paulus Farm Market has also become a sought-out place for Agritourism. “We offer field trips to local schools almost every day. We have every weekday. We have at least one group coming out to learn about where foods come from. We really focus on foods coming from farms. We have, for instance, we have a pizza garden growing, so even a frozen pizza. Even the youngest child can think about the ingredients that go into a pizza. And where do those ingredients come from? Well, cheese would start out in a store. Maybe that's a lot of times the answer. But also, it would start out originally from the cow that milk comes from. The cow comes from an animal, and that animal is living on a farm. So, we do things like that. Excuse me. We offer birthday parties. We offer all types of agritourism events where people can come out and see those gardens, see what we do. We're always there. So, we're like, very accessible. But yeah, we the field trips, that's probably the biggest educational aspect of our farm.” Agritourism benefits surrounding communities by drawing tourist to rural areas, stimulating local economies, and fostering a greater appreciation for agricultural practices and local food systems. Amy has a background in education, which she says goes hand in hand with the agritourism business at the farm market. “So farming is it's you have to you have to be able to improvise. You have to be able to be diverse. You can't just go out there and plant the corn and the potatoes, which is what my husband loves to do, but to diversify and really bring in all sorts of people, and especially young kids and young families, you have to have other things for them to do. And so, when we opened this agritourism part, it was at a time when the market was still doing well, still bring it, still bringing people in. But we knew that it was hard to compete with grocery stores, hard to compete with the great big box stores. And we didn't want to do that. We wanted to remain a small part of the community but have a big impact. So we have seen the business grow by 100% with having agritourism. It just brings in a larger group of people really, really just helps people to understand that, it's not just this. These eggs are not just appearing in my grocery store. This hand is not just appearing in my grocery store. All of these things are connected back to farms. So, I feel very proud that we have helped to create that type of an informative destination for people and a fun destination for people.” Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
As the LORD assigns duties to the Levites, He now has Moses number only those who are physically able to complete their service in the tabernacle, that is, those between thirty and fifty years of age. The sons of Kohath will care for the holy items within the tabernacle. The priests must make special preparations for the Kohathites so that they do not perish from touching the holy things. The sons of Gershon and Merari will care for the coverings of the tabernacle and the structural pieces of the tabernacle. Although the threat of death attached to these objects is gone, the service is just as important as the entire body of Christ works together for the sake of the whole Church. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study Numbers 4:1-51. "Wilderness Wanderings” is a series on Sharper Iron that goes through the book of Numbers. After the LORD delivers His people from slavery in Egypt, He leads them toward the Promised Land. Although the first generation of Israelites proves faithless, the LORD remains faithful to His people and brings a new generation of Israelites to the plains of Moab. This strengthens us to listen to God's promises today and stay faithful to Him as He guides us toward resurrection life.
Chris Alba's journey from Mechanicsburg, PA, to Los Angeles' vibrant music scene is a testament to his passion for music, branding, and storytelling. After DJing alongside legends like Steve Aoki and DJ AM, and being mentored by Skrillex, Chris created music and remixes for major labels and toured internationally. He also produced the iconic CONTROL event at Avalon Hollywood, breaking new talent on the West Coast. In 2014, he founded The Cult Creatives, a boutique agency now trusted by top artists and Fortune 500 companies.In this episode, Chris shares invaluable insights on how artists can carve out their unique voice, the pivotal role of branding, and the balance between creativity and technology.Key Takeaways:Discover the power of branding and how it sets successful artists apart.Learn how to tap into your life experiences to find and amplify your unique artistic voice.Understand how to use AI as a tool to enhance creativity without compromising your artistic integrity.-----To learn more about Chris Alba and The Cult Creatives, visit: www.thecultcreatives.comTune into the live podcast & join the Modern Musician community: https://link.modernmusician.me/join-podcastApply for a free Artist Breakthrough Session with our team: https://masterclass.modernmusician.me/apply-success?utm_source=podcast
Join our panel of shop owners as they discuss the worst advice they've received in the automotive business: "Be the cheapest in town; it will get you more business." "Don't give a price over the phone." "Don't get personal." "DVI's are not worth the extra time." "You'll never make it because you're too honest." "Don't hire a business coach." Bill Nalu, Interstate Auto Care, Madison Heights, MI. Listen to Bill's previous episodes HERE. Judy Zimmerman Walter, Zimmerman's Automotive, Mechanicsburg, PA. Listen to Judy's other episodes HERE. Jesse Matthews, Matthews Mobile Mechanic LLC. Listen to Jesse's other episodes HERE Brian Winograd, Broadway Transmissions and More, Red Lion, PA Show Notes Watch Full Video Episode Judy's Experience with Cheap Advice (00:02:57) Judy shares her father's experience with advice to be the cheapest to attract customers. Bill's Perspective on Pricing (00:03:47) Bill discusses the pitfalls of being the cheapest and the importance of quality over price. Brian's Insights on Industry Standards (00:06:29) Brian emphasizes the value of hiring professionals for quality work in any industry. Communication of Value (00:10:46) Brian highlights the need for better communication of the value provided to customers. Jesse's Coaching Advice (00:12:22) Jesse recounts his father's skepticism about business coaching and the importance of seeking guidance. Brian on the Value of Websites (00:14:03) Brian recalls being advised against investing in a website, which he later found invaluable. The Inner Business Person (00:16:44) Carm discusses the concept of the "inner business person" and its importance in business growth. Judy's Advice on Competition (00:17:47) Judy shares a piece of dubious advice about removing competitors' oil stickers, highlighting ethical concerns. Shop management systems (00:18:28) Discussion on the significance of effective shop management systems for profitability and efficiency. Handling customer inquiries about pricing (00:20:45) Exploration of the complexities surrounding giving prices over the phone and customer engagement. The art of conversation with customers (00:21:04) Emphasis on the need for better communication skills to engage customers effectively. The value of customer trust (00:22:45) Discussion on how to build customer trust and the importance of in-person interactions. The role of visual aids in service (00:26:12) Highlighting the effectiveness of visual aids in explaining vehicle issues to customers. Customer misconceptions about vehicle maintenance (00:27:20) Addressing common customer beliefs about car longevity and the need for regular service. The value of coaching in business (00:28:30) Discussion on the advantages of hiring coaches for personal and business growth.
Guest Speaker Trent Thompson teaches us how to be kind by walking us through examples of God's kindness throughout The Parable of The Lost Son. Watch this message on YouTube: https://youtu.be/xm9FHeuCjLM Trent Thompson is the Senior Pastor of West Shore Free Church in Mechanicsburg, Pennsylvania. Learn more about Trent and West Shore Free Church by visiting https://westshorefree.org. BIBLE VERSES IN THIS VIDEO: Galatians 5:22-23 Luke 15:11-32 Luke 6:35 Philippians 2 Romans 8:15 IN THIS SERIES: We're exploring the Fruit of The Spirit that represent nine qualities of Jesus and how God plants, roots, and nurtures them within us to change us to reflect Christ's character. NEXT STEPS: Submit a Prayer Request: https://www.calvary-church.com/prayer New to Calvary? Start Here: https://www.calvary-church.com/new Give Financially to Support Our Mission: https://www.calvary-church.com/give Get Baptized: https://www.calvary-church.com/baptism Join a Group: https://www.calvary-church.com/groups WHO WE ARE: We're so glad you're listening today! At Calvary Church, we believe that as we connect with God and he impacts our lives, we are sent to connect with others and impact their lives with the gospel. With a new message each week, we have a ton of videos to help you connect and impact as you join in on our mission to continue what Jesus started. Subscribe to let us know you're here, and get ready to worship with us this Sunday at 9:30am in Souderton or Quakertown, Pennsylvania, as well as online. FOLLOW US: YouTube: https://www.youtube.com/@calvarychurchpennsylvania Instagram: https://www.instagram.com/calvarychurchpennsylvania Facebook: https://www.facebook.com/calvarychurchpennsylvania Website: https://www.calvary-church.com
Heading into the month of September, we are heading into the peak of hurricane season. The Central Pennsylvania region just experienced remnants of Hurricane Debbie in the past week. ABC 27's Meteorologist Dan Tomaso, says hurricane season is roughly between August though September. “Most of our impacts from any hurricane or tropical storm will be from heavy rain. And really, if you think about it, where these storms come from, thousands of miles away, it's the tropics. So that tropical air moves with the circulation. And unfortunately, if there is a tropical storm or a depression remnant, whatever, and it lingers over a certain period of time, it can lead to very heavy rain. Debby was unique in that it dropped a very narrow band of very heavy rain, and it didn't linger. It was only here for about 12 to 16 hours, but it was here long enough that parts of the Susquehanna River basin picked up 5 or 6in of rain, which can locally lead to problems. And as we saw, that can lead to flooding. It can also lead to, water table issues that unfortunately water supply can be affected. And I know residents of Mechanicsburg, parts of eastern Cumberland County, had water boil issues, that they had to boil their water first before using it. So all those things come with unfortunately, these storms and you know it for some people that may have just moved to this area, may not think is think of Pennsylvania as a state that could get affected, but absolutely it can be” National Weather Service confirmed an EF1 tornado touched down in Dauphin County on Friday. The tornado had a peak wind speed of 105 per mile and was 300 yards wide. It touched down near Gibson Street around 4:33 a.m. traveling 3.48 miles north according to the National Weather Service. “So Harrisburg, the surrounding area was on the eastern side. There tends to be a lot of spin and that moisture, that humidity actually can help some of these updrafts lift and create tornadoes. And so unfortunately, we do say Wednesday when the track seemed about final, that it was going to go west of the mid-state, that we could be in line for some brief tornadoes. And the timing was very unfortunate that it was 430 in the morning. We were standing by ready, but a warning was never issued. And the tornado did hit parts of Harrisburg, from about the Steelton area northward into Susquehanna Township.” Tomaso suggested there will be more hurricanes coming to the East Coast region in the next couple of days. So unfortunately, there's already another storm that will likely become a hurricane here in the coming days. That's her nest. So it is currently a tropical storm and strengthening over the Caribbean that will likely head out to open water. And then unfortunately, it could its path could take it in the direction of Bermuda and possibly eastern Canada. So that's the next storm. But as I mentioned earlier in the interview, we are now moving into the peak part of the season, and all indications are this is going to be an extremely active season already. We can see signs of that with Debbie in Nest. So for instance, so the East Coast still could see another storm or two that comes up through or possibly even more. We're hoping it doesn't get to that point because as we just saw the heavy rain that comes with these things. Yes, it's a good thing when you have a drought, but if you had repeated storms like this, it is not a good thing. So it is something that is actively on our mind that we're going to be tracking every single storm that develops. And you may say, where do they develop? Well, well, east of the Caribbean sometimes. So over the central antic ocean again, where there's no human being anywhere in sight. And so we track them from that spot onward. And so, for instance, we were tracking Debbie for about ten days. And so by the time day five, day six came about, that's when we started to really pick up on the trends that this is going to be a Pennsylvania problem, too. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
A boil water advisory remains in effect for some 40,000 customers in more than a dozen communities in Cumberland County. The remnants of Tropical Storm Debby caused a water main break in Pennsylvania American Water's Mechanicsburg system on Friday Neighbors are cleaning up in an area of Harrisburg hit by a tornado Friday morning. Elon Musk's America PAC is under investigation in two states - after questions were raised about its voter registration effort. But, Pennsylvania officials are not saying whether they are looking into it. The legal battle in Pennsylvania over whether a program to cut pollution from power plants should be allowed is moving forward. Up to one million horseshoe crabs are harvested annually in the U.S. for biomedical purposes. But, a recent decision by a scientific organization could scale back the catch. In the chaotic aftermath of the attempted assassination of Donald Trump at a western Pennsylvania rally last month, a police officer told a fellow officer he had warned the Secret Service days earlier the building where the 20-year-old gunman opened fire needed to be secured.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
Please enjoy this special episode of the Central Pennsylvania Music Podcast. On June 1st, 2024 we were gifted the opportunity to attend the iRock Radio 10 Year Birthday Bash at Lovedraft's Brewing in Mechanicsburg, PA, and it was an honor meeting and interviewing all the performing bands. Huge Shout out to iRock Radio and Lovedraft's Brewing for all of their hospitality.Interview 1: Jay HunterJay Hunter, founder of iRock Radio, gives us a history lesson of how iRock came to be and how they have grown over the past 10 years.interview 2: LyndhurstEd and Mark of local Pop Punk band Lyndhurst give us and update on what the band has been up to recently, talk about their most recent tour, and new ventures for the band!Interview 3: KVRMAAJ and Tyler of the new band KVRMA sit with us and talk about their new endeavor, the current music they're working on, and of course, their love and support for the local music communityInterview 4: The Nick Tauer BandAn absolutely engaging act from central PA, the Nick Tauer Band! they are just as talented as they are captivating. it was a blast getting to know about the band and the members. These guys are all about having a good time and giving back to the community!Interview 5: Pine Creek Academy Pine Creek Academy is a Pop Punk band of seasoned musicians from Central PA. They just released their first EP - Flying Saucer. Interview 6: Observe The 93rdLong time friends of the Podcast, Derek Henry and Dylan Zepp sit down and talk to us about the band, upcoming music, and tours.Interview 7: Madame MayhemWhile not a local act - Madame Mayhem's songs rival the best of Modern Rock, early ‘90s emotive-grunge, and nü-metal angst and are know Globally! It was awesome to get a little bit of an outside perspective on the local music community we love so much.You can find out more about the CPMHOF @ https://cpmhof.com/Brought to you by Darker with Daniel @ Studio 3.http://darkerwithdaniel.com/All media requests: thecpmpodcast@gmail.comWant to be on an episode of the CPMP? For all considerations please fill out a form @ https://cpmhof.com/guest-considerationJoin us back here or on your favorite audio streaming platform every other week for more content.
SHOWS THIS WEEKEND: FRIDAY 8/9 - WOLF BREWING CO. ~ Mechanicsburg, PA 6:30-9:30PM SATURDAY 8/10 - PRIVATE PARTY ~ Harrisburg, PA 3PM-? PASSWORD: SOUPYSLAMISGOOD MY THURSDAY THOUGHTS THIS WEEK ARE ABOUT……. how much outdoor gigs in the rain suck for our gear, and how dog barks are great filler for the end of podcasts.
The Pirates discuss preparations for their upcoming trip to Denise's Cabin (lifelist item) including what to do, where to go, and fun experiences from past trips. ***Join the Pirates at Hemauers Brewing Company in Mechanicsburg for a fundraiser to support Susan G. Koman Foundation (60-miler) on August 13, 2024 starting at 5pm . There will be brews, live music, raffles and tons of fun!
In the second part of his book, Zechariah preaches especially about the coming King for the people of God. The LORD sees not only His people; He sees all people. Neither the Phoenicians nor the Philistines will be able to stand against the LORD or His people. Jerusalem will rejoice, for the LORD is sending His humble King who will put an end to warfare and bring peace and righteousness over all the earth. Those who cling to the LORD and His coming King will have His protection and salvation. By quoting from Zechariah 9 in the Gospels, the Evangelists plainly reveal that Jesus is this humble King. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study Zechariah 9:1-17. "The Post-Exilic Prophets” is a series on Sharper Iron that goes through the books of Haggai, Zechariah, and Malachi. Through the preaching of these faithful men, the LORD sent His Word to His people who returned home after their exile in Babylon. Not only did the LORD encourage His people in the work of rebuilding the temple, but even more than that, He pointed them forward to the fulfillment of all the Old Testament promises in the coming kingdom of our true King and great High Priest, Jesus Christ.
Maalik sits down with Artie Tafoya, COO at Appalachian Brewing Co.!
Maalik sits down with Tim Myers, owner of Revolutionary Hot Sauce Eatery & Brew Pub in Mechanicsburg!
Brandon Lyons, from Mechanicsburg, PA, graduated from Penn State University in 2012 and started his career with Ernst & Young in the Washington, D.C. region. Things changed on May 24, 2014, when he dove into shallow water, breaking his T5/T6 vertebrae and leaving him paralyzed from the chest down. Lyons quickly took on this new challenge and completed a marathon just five months after the date of his injury. He found his passion for handcycling and would relocate to the USPOC training center in Colorado Springs exactly three years after the date of his injury. Lyons made his first national team in 2019 and is aiming for the Paris Paralympics later this summer.
GIG'S THIS WEEKEND: THURSDAY 5/30 - Hops & Barley's ~ Mechanicsburg, PA 6:30-9:30PM FRIDAY 5/31 - Stoney Creek Inn ~ Dauphin, PA 7-9PM SATURDAY 6/1 - Setter Ridge Winery ~ Kutztown, PA 1-4PM MY THURSDAY THOUGHTS THIS WEEK…… are about how concerning the post-covid selfishness has become as well as what can be gained by having a conversation with someone you have a disagreement with.
This week, Stephanie and Katie kick off a series highlighting homes currently available for move-in this summer. The first house is our model home at Highland Ridge located in Mechanicsburg, PA. You can check out the house and virtual tour at the following links: https://egstoltzfushomes.com/ready-now-homes/highland-ridge/magnolia-heritage/ https://my.matterport.com/show/?m=SE9ozyuWF6B
PennLive's David Jones, Johnny McGonigal and Bob Flounders gather at Jones' retirement party in Mechanicsburg to discuss Penn State football. The writers are joined by special guest Nick Horvath Jr., the legendary sports editor of The Patriot-News. David and Nick trade memorable stories from their lengthy Patriot-News' past. Learn more about your ad choices. Visit megaphone.fm/adchoices
This glorious Palm Sunday hymn places us in the procession of palms to sing praises to Jesus, who entered into Jerusalem as the King of Israel. As we worship Him on earth, we join in the worship of the angels in heaven and the song of all creation that is offered to Christ as the Redeemer of all. As we sing the same songs as the Palm Sunday crowds so long ago, this is more than a historical reenactment. Because Jesus is actually present with us in the Divine Service, our prayers and praises are received by Him even now as He brings to us His eternal blessings. Find this hymn at hymnary.org/hymn/LSB2006/442. Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to Lutheran Service Book #442, “All Glory, Laud, and Honor.” Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Sharper Iron is underwritten by Lutheran Church Extension Fund, where your investments help support the work of The Lutheran Church—Missouri Synod. Visit lcef.org. Lutheran Service Book 442 Refrain: All glory, laud, and honor To You, Redeemer, King, To whom the lips of children Made sweet hosannas ring. 1 You are the King of Israel And David's royal Son, Now in the Lord's Name coming, Our King and Blessèd One. [Refrain] 2 The company of angels Is praising You on high, And we with all creation In chorus make reply. [Refrain] 3 The multitude of pilgrims With palms before You went: Our praise and prayers and anthems Before You we present. [Refrain] 4 To you before Your passion They sang their hymns of praise; To You, now high exalted, Our melody we raise. [Refrain] 5 As You received their praises, Accept the prayers we bring, O Source of ev'ry blessing, Our good and gracious King. [Refrain] Text Information First Line: You are the King of Israel Title: All Glory, Laud, and Honor Author: Theodulf of Orléans, c. 762-821 Translator: John Mason Neale, 1818-66 (alt. ) Refrain First Line: All glory, laud, and honor Meter: 76 76 D Language: English Publication Date: 2006 Scripture: John 12:12-15; Psalm 118:26; Psalm 24:7-9 Tune Information Name: VALET WILL ICH DIR GEBEN Composer: Melchior Teschner, 1584-1635 (alt. ) Meter: 76 76 D Key: B♭ Major Source: Lutheran Book of Worship: Select Hymns, 1985 (Setting) Find this hymn at hymnary.org/hymn/LSB2006/442.
In this episode of Intermittent Fasting Stories, Gin talks to Judith Guasch from Mechanicsburg, PA.Are you ready to take your intermittent fasting lifestyle to the next level? There's nothing better than community to help with that. In the Delay, Don't Deny community we all embrace the clean fast, and there's just the right support for you as you live your intermittent fasting lifestyle. You can connect directly with Gin in the Ask Gin group, and she will answer all of your questions personally. If you're new to intermittent fasting or recommitting to the IF lifestyle, join the 28-Day FAST Start group. After your fast start, join us for support in The 1st Year group. Need tips for long term maintenance? We have a place for that! There are many more useful spaces beyond these, and you can interact in as many as you like. Visit ginstephens.com/community to join us. An annual membership costs just over a dollar a week when you do the math. If you aren't ready to fully commit for a year, join for a month and you can cancel at any time. If you know you'll want to stay forever, we also have a lifetime membership option available. IF is free. You don't need to join our community to fast. But if you're looking for support from a community of like-minded IFers, we are here for you at ginstephens.com/community. Judith is a minister and wedding officiant. She struggled with her weight for many years. She followed numerous diet programs over the years. But by Easter of 2021, Judith found herself at 405 pounds. She knew something must change and in her search for yet another diet, stumbled upon intermittent fasting. Judith immediately began her IF journey and lost 30 pounds of inflammation with ease.In August of 2021, Judith's husband was diagnosed with stomach cancer but through all of the challenges, Judith stayed committed to IF. Looking back, she sees that IF was her lifeline and source of comfort during a very stressful and difficult time.Judith has gone from 405 pounds to 268 pounds, and she's continuing to lose weight. She loves the energy IF brings and loves her body for the first time.Judith's advice: Take “before” pictures. Constantly self-examine along the way. Have determination and stamina!Get Gin's books at: http://www.ginstephens.com/get-the-books.html, including her latest bestseller 28-Day Fast Start Day-By-Day, the Ultimate Guide to Starting (or Restarting) Your Intermittent Fasting Lifestyle so it Sticks, New York Times Bestseller, Fast. Feast. Repeat., and Cleanish, available wherever you buy books! Delay, Don't Deny is available on Amazon. Join Gin's community! Go to: ginstephens.com/communityDo you enjoy Intermittent Fasting Stories? You'll probably also like Gin's other podcast with cohost Sheri Bullock: Fast. Feast. Repeat. Intermittent Fasting for Life. Find it wherever you listen to podcasts. Share your intermittent fasting stories with Gin: gin@intermittentfastingstories.comVisit Gin's website at: ginstephens.com Check out Gin's Favorite Things at http://www.ginstephens.com/gins-favorite-things.html See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A series of animal deaths at a zoo is raising some eyebrows. Meanwhile, two previous election board members in one county are trying to figure out why the number of ballots recorded as received don't match up with footage they reviewed of drop boxes. Here's the deal with student loan forgiveness in Pennsylvania. And a Mechanicsburg native went from “canceled” to hosting this past weekend's “Saturday Night Live.”
St. Paul uses an agricultural image to encourage the Corinthians toward generosity. Because God makes grace and sufficiency abound for His people, the Corinthians can participate in the offering for the saints cheerfully. This will enrich the Corinthians and those receiving the offerings, leading to thanksgiving and glory to God throughout the Church. The prayers of God's people will overflow out of the grace of God, to whom all thanks is due for His inexpressible gift! Rev. Luke Zimmerman, pastor at Calvary Evangelical Lutheran Church in Mechanicsburg, PA, joins host Rev. Timothy Appel to study 2 Corinthians 9:6-15. “A Letter of Comfort” is a series on Sharper Iron that goes through the epistle of 2 Corinthians. St. Paul writes again to the Christians in Corinth to bring them the ongoing comfort of the Gospel in the midst of the attacks of false doctrine from so-called “super apostles.” He seeks to give confidence to the Corinthians—and to us—that the good news of Christ crucified and risen proclaimed by His called ministers will accomplish all that He intends.
Yes, simply "five". The number "5" has remarkable symbolism on both real estate investing the GRE way, and elsewhere in your life pathway. See how real estate actually performed when compared to other asset classes in the past year: stocks, gold, bitcoin, and bonds. Everyone knows that some commercial real estate is sagging, like office. Industrial is steady. Retail is actually booming. Recession predictions were so bad. In the past year, we had low unemployment, rising GDP, solid corporate profits, and inflation fell. I explain what an inverted yield curve means and why it matters to you. Not only does “Real Estate Pay 5 Ways”, but the number “five” often has significance in both symbolism and numerology. Using a $40K down payment on a $200K property, I add up how “Real Estate Pays 5 Ways” and sum a lofty 46% total rate of return with today's real-life numbers. We have available inventory of income property. If you're ready to buy, contact our Investment Coaches. It's free at www.GREmarketplace.com/Coach GRE Marketplace properties are less expensive because: there's no agent to compensate, selective investor-advantaged markets, and not dealing with owner-occupant emotions. Timestamps: Asset Class Performance (00:01:25) Comparison of various asset class performances in the past year, including stocks, global stock markets, bitcoin, treasury notes, gold, and residential real estate. Inverted Yield Curve Explanation (00:07:47) Explanation of an inverted yield curve, its significance as a predictor of economic downturn, and a simplified example to illustrate the concept. Five Ways Real Estate Pays (00:12:18) Discussion of the five ways real estate provides returns to investors: appreciation, cash flow, return on amortization, tax benefits, and inflation profiting, with a focus on the symbolic significance of the number five. Real Estate Returns Calculation (00:18:49) Illustration of a simplified method to calculate the total return on investment from a real estate property, covering appreciation, cash flow, return on amortization, tax benefits, and inflation profiting. Investment Opportunities (00:16:23) Promotion of investment opportunities with Ridge Lending Group and Freedom Family Investments, emphasizing the potential returns and benefits of investing with them. Upcoming Episodes and Conclusion (00:17:44) Teaser for upcoming episodes featuring investment coaches and discussions on property tax, and a conclusion expressing the significance of real estate returns and investment. Replacing Toilet Flappers and Spackle (00:23:56) Discussion on conservative estimates, tax benefits, and property management costs in real estate investment. Visual Explanation of Five Ways (00:25:09) Explanation of the five ways real estate pays returns and the simplicity of real estate math. Introduction to Get Rich Education (00:26:17) Overview of Get Rich Education's history, team, and independent voice in the market. Real Estate Market Inventory (00:28:40) Discussion on the slowing real estate market, available inventory at GRE marketplace, and the importance of free coaching. Ethical Use of Other People's Money (00:29:51) Explanation of the formula for starting or growing a portfolio of buy-and-hold properties, emphasizing the use of a small down payment. Benefits of Off-Market Properties (00:31:13) Explanation of competitive off-market property prices and the advantages of buying direct, investor advantage markets, and property management solutions. Safeguards in Property Purchase (00:33:57) Importance of property inspection, lender appraisal, and independent third-party property inspection in property purchase. Free Coaching and Financial Readiness (00:35:03) Emphasis on the free coaching at GRE marketplace, the absence of upselling to paid courses, and the importance of financial readiness before investing. Disclaimer and Host Information (00:36:05) Disclaimer regarding the content of the show and information about the host operating on behalf of Get Rich Education LLC. Resources mentioned: Show Notes: GetRichEducation.com/483 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Speaker 1 (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. I compare real estate to how other asset classes have performed. Give you a simple example to help you understand an inverted yield curve. Describe the significance of the five in your life. Then help find a match with the right income property for you today and Get Rich Education. If you like the Get Rich Education podcast, you're going to love art. Don't quit your day dream newsletter. No, I here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free! Sign up and get rich education.com/letter. It's real content that makes a real difference in your life, spiced with a dash of humor rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting gray to 66866. Text gray to 66866. Speaker 2 (00:01:09) - You're listening to the show that has created more financial freedom than nearly any show in the world. Speaker 2 (00:01:16) - This is get rich education. Speaker 1 (00:01:25) - Welcome to GRE. From Johannesburg, South Africa, to Mechanicsburg, Pennsylvania, and across 188 nations worldwide. I'm Keith Weinhold and you're listening to Get Rich Education. This is where your educational major is real estate investing. And your minors are in real estate economics and wealth mindset. That's what we do here. It all culminates with your doctorate in financial freedom. Before we talk about real estate, we recently had a year that just ended. And to know their real estate is the right place for you long term at times, especially after a year ends, we need to compare that to other asset classes. So what actually happened last year? Elsewhere in the investing world? Stocks, the S&P 500 was up 25%, even though for most of it invest in stocks, you're only paid one way, not five ways, but still 25%. That's a pretty healthy return on tech companies accounted for most of the gains, yes, what they call the Magnificent Seven that is putting the team on its back. Speaker 1 (00:02:33) - Yeah, these are the seven tech mega caps Microsoft, Apple, alphabet, Nvidia, Tesla, meta and Amazon. They surged more than 75% last year, while the other 493 companies in the S&P 500 have gained just 12%. Yes, the Magnificent Seven now accounts for nearly 30% of the index's entire value. That's per the Wall Street Journal. And speaking of the S&P 500, it just added a prominent new member a few weeks ago, and that is Uber zooming outside, the United States, global stock markets had their best year since 2019. Bitcoin was up 157%. Yes, you heard that right. 157 as the crypto winter thawed out last year, the yield on the ten year Treasury note was up just eight basis points. That's virtually unchanged. Very little movement. And see, that's also why mortgage rates ended the year at the same level they started at, which is near 6.5%. That is because mortgage rates track that ten year note. Gold was up 11%. And here in residential real estate it was up 4%. Speaker 1 (00:03:51) - That's on the median price of existing homes. But it's only through November, not the full calendar year. Yes, real estate is such a laggard with reporting statistics. So almost everywhere y'all look prices are up up, up. Yes. It's not just for those essentials on your last grocery store run where they're up okay. The value of your assets fortunately is up too. And really, one of the few places that pain was felt was in the commercial real estate market. I think you know that. But let me tell you how that pain is positioned to get even worse shortly here. All right. U.S. office vacancy rates hovered around 20% last year. Now, that's a rate that was actually worse than during the 2008 financial crisis. More companies told workers, hey, get back to your desk, okay? Calling workers back to the office at Salesforce, Amazon, Blackrock. But still, card swipe data in America showed that only about half as many people are making the trip into the office compared to pre-pandemic numbers. Speaker 1 (00:05:03) - And you've got some companies like meta, the parent of Facebook and Instagram, they're getting creative and actually subleasing their office space to other tenants. But not all commercial real estate is struggling. The retail vacancy rate fell to just 4.8% last year. Retail is not dead, and that retail vacancy rate, that is actually the lowest in 18 years since the real estate firm CBRE started tracking it. And big box stores and malls, shockingly, are. So back. There's also a big real estate demand for warehouses, data centers and industrial space, thanks to the recent surge of AI and that pandemic induced e-commerce boom. But we probably haven't seen the worst of it yet because, okay, within the next four years, about two thirds of commercial real estate loans will likely be refinanced, with interest rates much higher than they were the first time around. The last thing that we have to recap for you that we learned from last year is all of those god awful, dreadfully wrong predictions. A recession. So many predictions were so wrong. Speaker 1 (00:06:27) - Instead, we had historically low unemployment and solid corporate profits. Inflation fell. Now there is one prominent financial media platform, one of the nation's biggest. I won't mention their name, though you've surely heard of them. This agency gave zero room for any other outcome because they predicted a 100% chance of a recession last year. 100%. All right. They really look wrong. Although let's be mindful, technically, due to a statistical lag, we often don't know if we are in a recession until after the fact. But if you think that we were late last year, understand though, not absolutely everyone was a Debbie Downer, say back in late 2022, let's give some credit where it's due. Moody's Analytics chief economist Mark Zandi, he was one of the few experts who kept the faith for a soft landing. He pointed out the recessions typically come out of the blue, and that there was a good chance the fed would get inflation under control without taking the economy. Now, one condition that a lot of people pointed to saying that a recession should be here by now, is that dreaded condition that you probably heard of? Maybe. Speaker 1 (00:07:47) - Maybe not. But that is known as an inverted yield curve, which is deemed as a harbinger of bad things to come, usually recession. Okay, now that phenomenon inverted yield curve. That sounds intimidating. I think when you hear that. Okay. And what that means in inverted yield curve is that the interest rate on long term bonds is lower than the interest rate on short term bonds. And that that right there is what's often a bad sign for the economy. Now, if what I just said right there kind of makes you scratch your head and say to yourself, what was all that gobbledygook again? And why does it matter? Why don't I give you a simple example of an inverted yield curve? Then you can actually remember. What I'll do is make this personal to you. A bond is just a fancy name for a loan. Let's say that you need a loan for $10,000, and you've got this great friend, a lifelong and trusted friend, and he will let you borrow the money from him. Speaker 1 (00:08:56) - Now, if you take out the loan and tell him that you'll pay him back as quickly as next week, which is our short term bond. In this example where your friend might not charge you any interest on the loan at all, then just say that he wanted you to pay him a small 1% interest rate. Okay, see, your rate is low because there's not that much risk for him since you'll pay him back next week. That's not too long for him to wait. But say that you want to take the same $10,000 loan from that friend, but you're going to pay him back for ten years. An entire decade? Well, for him to want to make you that loan, he's going to need to get compensated more with a higher interest rate for the heightened risk in that long payback period. Okay, what if you move or if you aren't even alive in ten years? All right. That entails more risk for him, the lender. So therefore your loan comes with a 10% interest rate that you've got to pay your friend. Speaker 1 (00:09:57) - This is analogous to the long term bond. All right right there I've just explained the normal yield curve condition right there. That's normal. The longer someone lends money out for to you, the more that they must get compensated. And that should make sense to you that that is a normal world. One week was 1% interest, one decade was 10% interest that you'd have to pay. That's normal. However, in inverted yield, curve simply flips that normal world upside down. It inverts it. It's the opposite of the arrangement that I just described with your friend. So this is where the shorter duration that one makes a loan for the higher interest rate they're compensated with. See, that's a weird world. That's an inverted yield curve. Because if your friend thinks that the world is going to crash soon with a recession or a depression, or Earth gets hit with an asteroid soon, well, then he'd want high compensation, even on a short term, week long loan, because freakish things are happening. And that's an inverted yield curve. Speaker 1 (00:11:10) - And that's why having one like we have recently signals something dire, like a recession coming to many. Now, at the top of the show, I talked about the returns of various asset. Over the past year. Of course, that is only in terms of capital appreciation. That's all that most investors think about simply, did it go up or did it go down? It's an important question, but around here we know that real estate is a special asset class because when it's bought, right, it can pay you five ways at the same time. When it comes to the numbers, that number five, that is symbolic of why we do what we do here at gray. So let me talk about really, the existential and symbolic virtues that resonate with you across your life and the meaning behind that special number five. And it's about more than our real estate pays. Five ways, which is any listener knows is appreciation, cash flow, return on amortization, tax benefits, and then fifthly, inflation profiting. Speaker 1 (00:12:18) - And I'm holding up five fingers right now, as I say this, according to numerology, the number five symbolizes freedom, curiosity and change, a desire to have adventures and explore new possibilities. But it signifies more than just high energy and excitement. In numerology, the five negative traits can include talking too much and overconfidence. Okay, that's what numerology says. Five ways real estate pays is a freedom formula. So that's actually numerology appropriate, I suppose. Now we don't do astrology or tarot cards here. Nothing hokey, concrete evidence though I will venture to guess that at least in some other facet of your life, five resonates with you. You've got five senses. Each one of your limbs has five fingers or five toes. In Christianity, there are the five wounds of Jesus Christ. If you're Muslim, there are the five pillars of Islam. Muslims pray to Allah five times a day. In Judaism, the Torah contains five books. Aristotle said that the universe is made up of five classical elements water, air, earth, fire, and ether. Speaker 1 (00:13:41) - A lot of more popular folklore celebrates the five like Indiana Jones sort, the Sankara stones. They were five magical rocks. In music. Modern musical notation uses a musical staff made of five horizontal lines. Sports. The Olympic Games have five interlocked rings. When you shake hands to close your next real estate deal, you're each using those five fingers. In law, five is what renders a verdict. Five is the number of justices on the Supreme Court of the United States necessary to render a majority decision. There's a show on Fox called the Five and near the top of our Don't Quit Your day dream letter. We've got the five. Five is defensible in your investment fortress, just like the Pentagon is a five sided building in D.C. known for defense. Real estate pays five ways. And hey, even that phrase is five words. And it's a concept that was first introduced to the world right here on the Gerry podcast in 2015. So we're done with the touchy feely stuff, but look around five. It has a lot of meaning in your life. Speaker 1 (00:15:02) - And in fact, the next time someone asks you why you're invested in real estate, hold up five fingers and confidently tell them that real estate pays five ways. What better way to affirm this than to come back with a concrete example shortly on how this helps you navigate toward financial freedom in your life, in ever changing real estate markets, we're going to use today's real life numbers in summing up the five. I hope you enjoyed me whipping around the asset classes in explaining what an inverted yield curve really means to you. More next, I'm Keith Reinhold. You're listening to get Rich education. Role under the specific expert with income property, you need Ridge Lending Group and MLS for 256. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. Speaker 1 (00:16:23) - You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate. And I kind of love how the tax benefit of doing this can offset capital gains in your W-2 jobs income. They've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, six eight, six, six. Speaker 3 (00:17:26) - This is Rich dad advisor Ken McElroy. Listen to get Rich education with Keith White. Speaker 3 (00:17:32) - Hold and don't quit your day dream. Speaker 1 (00:17:44) - Welcome back to get Rich education. I'm your host, Keith Wayne. Hold. You've been with me here every single week since 2014. A lot of you have anyway. You're listening to episode 483, and I'm deeply appreciative for you, the listener, coming up here on the show and in house chat with one of our investment coaches, Doug Casey, on the Silent Depression. And like I told you last week, soon, a return of Tom. We write when we discuss whether the US can just completely do away with and delete the property tax. Wouldn't that be amazing? Around here? We like to say that when we provide good housing to people, we can help abolish the term slumlord. But your real estate investing venture isn't solely altruistic. There are generous profits, too. And, you know, it's incredible to me how more real estate investors don't even understand the answer to basic questions like how do I get paid in? How much do I get paid, and where the sources of where that money comes from. Speaker 1 (00:18:49) - And really, these are all huge reasons for why you and I are even investing in real estate at all. So I love doing this. Let's add up the five ways and come up with a total ROI. And it's always a little awe inspiring to do this, even with conservative numbers, to see how high your return gets. And let's use the year 2024 sort of numbers. And it's kind of funny in a sense. I dislike real estate elements where down the outside tenants might get difficult to manage on the inside, and you're certainly going to have some problems, including some weird problems along the way in your investor journey. So although in a sense I dislike real estate, rather I like what real estate does, for me, it's largely about those giant returns. So let me demystify real estate returns with a quick breakdown. And I think you know that the five ways are not for fix and flip property. This is just with buy and hold investing on a property that's ready to go, ready to be moved into turnkey. Speaker 1 (00:20:03) - Here's a simplified method the concrete numbers. Right. Let's say that you make a 20% down payment. In this case that is a 40 K initial investment on a 200 K income property in just a year. Here's what can happen. The first way appreciation. You've got that initial property value of 200 K and appreciation rate of just 5%. Where your new property's value is now 210 K, you just experienced an equity gain of ten K divided by your 40 K initial investment. That is a 25% return to you just from the first of five ways you're paid. That is due to the magic of leverage, because you got the gain on both your down payment and the money that you got to borrow from the bank. The second way is with cash flow. Let's say your rental income is $1,600 a month, but things are running a little thinner on this property, and your expenses are $1,500 a month with the mortgage and all the operating expenses, that gives you leftover cash flow of only 100 bucks a month. That's 1200 bucks a year that's still divided by that same 40 K initial investment you made. Speaker 1 (00:21:13) - All right. That is another 3% return to you. The third way you're paid is that ROA return on amortization. Also known as principal pay down. All right. Will you have a 160 K loan on this property? We'll use an 8% interest rate. So all you got to do is search for a loan amortization table, bring it up, and you'll see that you have a monthly principal reduction of about $110 a month. That is $1,320 a year that your tenant paid down, not you. So right here, your $1,320 equity gain is still divided by your same 40 K skin in the game down payment. That is yet another 3% gain. Then the fourth of five ways are your tax benefits. All right. Your property value is 200 K. That's how much your property is worth on the day that you bought it. And your building value might be about 70% of that. And the other is in the value of the land. So therefore you're building value. Or that improved portion of the property is worth about 140 K will annual depreciation is about 3.6% of that. Speaker 1 (00:22:30) - That gives you a $5,000 tax depreciation benefit. If you're at the 25% tax rate, that's 1250 bucks a year divided by your same 40 K initial investment, that is another 3% return to you just piling on. And then the fifth and final way is your inflation profiting you profit from inflation as your debt gets debased by inflation. This is the least understood of the five ways you've got that 160 K loan amount at a 3% inflation rate. That gives you an annual debt debasement of $4,800, again divided by your same 40 K initial investment. This is another 12% return to you. All right. There we go. Now let's add up all of those ROI from the five ways real estate pays. You had 25% from appreciation plus 3% from cash flow, plus 3% from your ROA, plus 3% from your tax benefit, plus 12% from your inflation profiting that equals a 46% total ROI that you have from this property. I mean that right there. That is exactly why you're a real estate investor. That is exactly why I'm a real estate investor. Speaker 1 (00:23:56) - What do you think it was for to replace toilet flappers and spackle? Drywall? Hey, this stuff's important, but I don't personally do it myself. That's the kind of stuff I dislike because I'm not good at it. Now, at a number of steps when I went through that, you'll notice that I was conservative or rounded down. I used an 8% mortgage rate and 3% inflation. Although there are numerous tax benefits, the only one I considered is tax depreciation. Your seller can often help pay your closing costs if you make a full price offer. So to keep it simple, I did not roll closing costs into that. See, all these numbers are realistic. While paying a property manager is accounted for. And as a reminder, that was only in year one. Your subsequent years returns. They are going to gradually diminish as equity accumulates in your property. And of course, that's an example. You are real life numbers. You're really going to be better than that or worse than that. And yes, we could get more precise numbers if we like, discuss numbers from 20 spreadsheets and really made your head hurt. Speaker 1 (00:25:09) - But we're not going to do that. And you do enough years of this, and you're going to have hordes of people lurking in the viewers of your Instagram story about your latest month long vacation in the Maldives islands. Okay, now, if you need to see what I just explained visually and your newer to our platform and you haven't seen that yet, I also explain the five ways in a free mini video course so that you can really get a good look at all those numbers and where they come from. And you can get that at get Rich education. Com slash course. The cool thing about real estate math like I just did there is it simplicity. All we did there was addition, subtraction, multiplication and division. It real estate. I've never had to do trigonometry, calculus or use exponents. Okay, it's not about complicated maths. All it is is knowing what numbers to use. And in fact, that's probably why I'd expected. My skills are pretty rusty in calculus and trigonometry right now. I don't need to use that stuff. Speaker 1 (00:26:17) - You can do all this with a pen and a napkin at. Lunch. And that is a big part of the beauty of this. So here at gray, we brought the world in awareness to this for about nine years now, and shortly after show inception, we helped lead you to the actual property addresses that are conducive to this because you kept asking me, where can I actually find properties, where this works? And then more recently, we added free coaching to help get you started or to help you get your next income property. And by the way, if you've ever wondered, there are eight of us that are here on the team at gray, and we often recruit new team members. We do that through our newsletter subscribers like you, because you already understand abundantly minded concepts like financially free beats debt free. We are not owned by any parent company. So when you tell a friend about the show or you interact with our sponsors, you're really supporting an independent voice here. And that's not to disparage the big corporate in any way. Speaker 1 (00:27:26) - That's just simply not who we are. It was recently reported that Warner Brothers and Paramount are in early merger discussions. Well, gray won't be facing scrutiny from antitrust regulators anytime soon. And our sponsors, like you hear on our ads here during the show, they are ones that I use myself. We don't produce AI generated material here either. This is organic, original content, and a number of people on our team here have been with us for a while. Our investment coach Andrea since 2020, nourish since 2021, and our podcast Sound Engineer and has helped produce this show that you're listening to right now, every single week since episode three, in 2014, almost since inception, nine plus years now, Gray Marketplace is where you'll find the income properties for almost two years now. To make it even easier for you, you can even find and select from our two investment coaches on that page in order to help you out. And since our coaching is truly free, please respect their time. They're not there just to chat. Speaker 1 (00:28:40) - It is for action takers now. Seven weeks ago, we did an episode here on how the real estate market is slowing it down. And of course, when we're talking about slowing down, the slow real estate market is in terms of the number of sales or the sales volume, not as many homes are transacting as usual. For one thing, there's always a lag around the holidays, but there's also an overall lack of American housing inventory, as you probably know well, I am happy to tell you that we do have inventory at GRE marketplace and a good selection. Everything from an older, renovated Ohio single family income property for a sales price of, say, 110 K to Alabama and new build single families for 300 K to Florida. New build duplexes for 500 to 600 K to four plex's for upwards of $1 million. If you want to benefit from everything that we discuss here on the channel, the actionable way for you to do that is with our free coaching. Yes, I'm talking about you. Make yourself that long term. Speaker 1 (00:29:51) - Five ways profiteer. By not focusing on getting your money to work for you. That is a fixed mindset paradigm shift to ethically getting other people's money to work for you. Like we discuss here. That is, you simply put a small down payment on an income producing property. I mean, that's most of the formula right there. That's it. We're talking about how you can start or grow your own portfolio of buy and hold property, not fixing flips. It's often entry level property which is what makes a good long term rental property that's either already renovated or it is brand new. Oftentimes it's single family homes. Up to four plex is sometimes some apartment buildings. They're now a great marketplace. You can either shop off market property yourself, or have the free help of one of our great investment coaches. And your coach learns your goals, guides you, and makes it easy for you. They help you shop. The great marketplace properties, tell you where the real deals are nationally, and sometimes they tell you how to get improbably low mortgage rates when new home builders make those available, and your coach if you don't have one already, they give you the insights, the news on the latest good deals. Speaker 1 (00:31:13) - For about a year now, a lot of new home builders have got to keep building and they have to keep moving properties to stay in business. So that's why amidst. Higher mortgage rates. You can get an interest rate for income property in the fives now because the builder buys it down for you and or even get a year's worth of free property management. Yeah, builders are often able to buy down your mortgage rate for you, because what they do is that they buy big chunks of money from lenders in bulk, where instead, if a lender does it directly with you, they have more documentation that they have to do with each individual investor for their smaller loan sizes. That's how builders are buying down your rate. They buy money in bulk from lenders. Now you'll see that grey marketplace properties are often less expensive than you'll find elsewhere. For properties that are turnkey and ready to be tenant occupied. Like this. Now, how are these off market property prices so competitive? Really? Where's the advantage come from here? Well, first of all, there is no real estate agent that the seller has to compensate with a traditional 5 or 6% commission. Speaker 1 (00:32:30) - Instead you get to buy direct. Secondly, investor advantage markets just intrinsically have lower prices than the national median. They tend to be in the Midwest, southeast and Inland Northeast, and they come with a property management solution. And thirdly, the providers in our network, they're not mom and pop flippers that provide investors like you with just 1 or 2 homes a year. Instead, these are builders and renovation companies in business to do this at scale. So they get to buy their materials in bulk, keeping the price down for you. And really a fourth reason that you tend to find good deals at Gray Market Place is that you aren't buying properties from owner occupants where their emotions get involved, and they sometimes expect irrationally high prices for some offbeat reason because the living room is where they open their Christmas stockings every year for a decade or something like that. Now, just like buying your own home to live in, these income properties come with a lot of the same safeguards when you buy. We suggest that once your coach helps you make an offer and you're under contract for a property, that you have an independent third party property inspection done, and then the seller typically fixes any inspection findings for you at their expense, the seller's expense, before you close the deal. Speaker 1 (00:33:57) - And we're talking about anything from a window that doesn't close properly to a faucet that drips. You want to have those conditions cured and taken care of before you buy. Now, as a buyer, it's not legally required that you do an inspection, but I recommend it even if it slows down your purchase process a little. Inspection is like cheap insurance for you. Don't rush that part as a condition of your mortgage lender giving you the loan, there will be an independent lender appraisal of the property's value before you buy. That part is mandatory. And this appraisal? It's another safeguard to keep you from overpaying. If you don't have an investment coach yet, it is truly free. They're there to help you out. Read a few sentences about each coach and pick the coach that you think resonates with you. Or just pick the one that you think has the best smile over there on that page. Uh, they are really well qualified. They have their MBAs, but more importantly, the coaches are relatable because they're active real estate investors themselves, just like I am. Speaker 1 (00:35:03) - Coaching is truly something that's free. We don't try to upsell you to some paid course or some fee based coaching program later. There's nothing like that. So just create one login one time and connect with them at Gray marketplace.com. And it's really helpful if you're financially ready. First check with your mortgage loan company and get pre-approved unless you're paying all cash. Really? Today, with inflation about as little as you'd want to spend on a rental property, they won't give you an inordinate amount of problems. Is your 20% down payment on a 100 to 150 K property? Well, you should find this most helpful. You can get started with investor advantaged off market deals and investment coaches at Gray marketplace.com I'm Keith Reinhold. I'll chat with you next week. Don't quit your day dream. Speaker 4 (00:36:05) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. Speaker 4 (00:36:20) - The host is operating on behalf of get Rich education LLC exclusively. Speaker 1 (00:36:33) - The preceding program was brought to you by your home for wealth building. Get rich education.com.
Official Website: https://www.lawabidingbiker.com In this episode, I'm joined by Lurch and we talk about the 2024 Indian Motorcycles lineup. The Indian Motorcycle company hosted a media event in Southern California a couple of months ago. Unfortunately, we didn't get an invite but we have learned a few things since then. For the FTR, Scout, Springfield, and Chief the updates pretty much only consist of color and graphics. With that said, India released two new colors; Sunset Red Metallic and Sunset Red Smoke. A new model for 2024 is the FTR X 100% R CARBON. This was a collaboration with 100%, known mostly for riding goggles. This is a limited edition creation with only 400 units released worldwide. This new FTR sports Ohlins suspension, blue carbon fiber body parts, and Akrapovic exhaust. SUPPORT US AND SHOP IN THE OFFICIAL LAW ABIDING BIKER STORE An Indian Motorcycle representative had this to say about the Scout lineup at the media event: "It's [2023] been an interesting year. It's a turbulent industry right now. You've probably seen earning reports from our brand and some of the other competitors in the space. We're navigating that really well. What's been cool to see for Indian specifically is our market share performance. A couple of weeks ago we had market share leadership in the mid-size category. That is our Scout lineup, for the first time and that is really cool to see. Leading with the Scout lineup, but we're going to focus on other lineups here today, but that continues to be a great performer for our brand. And that's bringing people into the Indian Motorcycle family and over time they're graduating into our other vehicles. So playing the long game there is working out nicely for us and it's good to see the response." CHECK OUT OUR HUNDREDS OF FREE HELPFUL VIDEOS ON OUR YOUTUBE CHANNEL AND SUBSCRIBE! Indian Motorcycles released a new audio upgrade they call Powerband. It is coming on the Elite models with what they call the bass boost tune. It has a 9-band equalizer, pre-tuned settings, ride command integration, and underglow speaker lighting. The speakers are rated at 100 watts as compared to the normal 50-watt speakers. Indian claims there is 50% more bass with this new system. NEW FREE VIDEO RELEASED: This Went Down At Laidlaw's Harley-Davidson Dealership! 2023 Indian Pursuit Review Video Mentioned: 2023 Indian Pursuit Long-Term Test Ride & Review; Is This The Perfect Touring Motorcycle? If you appreciate all the free content we put out, please consider supporting us by using our affiliate links below. No additional cost to you and if you do click through and make a purchase we do get a small commission. Thanks in advance. ITEMS MENTION IN THIS EPISODE: ICON Patrol Boots Memphis Shades Hand Guards Sponsor-Ciro 3D CLICK HERE! Innovative products for Harley-Davidson & Goldwing Affordable chrome, lighting, and comfort products Ciro 3D has a passion for design and innovation Sponsor-RickRak CLICK HERE The Ultimate Motorcycle Luggage Rack Solution Forget those messy straps and bungee cords Go strapless with a RickRak quick attach luggage system & quality bag Sponsor-Butt Buffer CLICK HERE Want to ride longer? Tired of a sore and achy ass? Then fix it with a high-quality Butt Buffer seat cushion? New Patrons: William Bodwell of Harrah, Oklahoma Rob Blair of Winnipeg, Manitoba, Canada Troy Dillard of Dickson, Tennessee If you appreciate the content we put out and want to make sure it keeps on coming your way then become a Patron too! There are benefits and there is no risk. Thanks to the following bikers for supporting us via a flat donation: Joseph Burnett of Warner Robins, Georgia Michael Workman of West Columbia, South Carolina Lela King of Mechanicsburg, Pennsylvania John Giglio of Auburndale, Massachusettes Israel Geronimo of Oceanside, California Jason Despain of Crestview, Florida ________________________________________________________ FURTHER INFORMATION: Official Website: http://www.LawAbidingBiker.com Email & Voicemail: http://www.LawAbidingBiker.com/Contact Podcast Hotline Phone: 509-731-3548 HELP SUPPORT US! JOIN THE BIKER REVOLUTION! #BikerRevolution #LawAbidingBiker
Deep in the woods near Cornwall, Connecticut, in a valley known as the Dark Entry Forest, lie the remains of the small village of Dudleytown. Settled in the mid-eighteenth century by British colonists, Dudleytown was a thriving mining community that for provided charcoal and other minerals for the growing steel industry in and around New England. But by the late nineteenth century, the mining industry had shifted west and slowly, but surely the population of Dudleytown shrank until there, by the early twentieth century, there were only a handful of people living in the village. By 1924, the village of Dudleytown was completely abandoned and fell into the ownership of a private trust, who sought to restore the forest ecosystem to its pre-colonial health.In retrospect, historians and others familiar with the region have cited a variety of social, economic, and ecological reasons for the collapse and abandonment of Dudleytown, yet there are those who believe the abandonment of the village has a darker and more supernatural explanation. There were rumors of widespread madness among the villagers, unexplained deaths and other tragedies, and a curse that dates back to the founding of village in the 1740s.Today, the area is said to be haunted and, despitebeing private property, it has become a popular destination for ghost hunters and legend trippers who are determined to find out whether Dudleytown is truly a cursed village or just a victim of shifting social and economic trends.Thank you to the incredible Dave White of Bring me the Axe Podcast for Research!ReferencesBarlow, Bart. 1980. "A lost town populated by legends." New York Times, October 26: C2.Campos, Chris. 1976. "The death of a town is the life of a curse." The Journal, May 29: 1.Cornwall Conservation Commission. 2012. The Land and People of Cornwall, Connecticut: A Conservation Perspective of Our Town's Natural Treasures. Historical evalutation, Cornwall, CT: Cornwall Conservation Commission.Cornwall Historical Society. 2014. The Truth about Dudleytown. September 29. Accessed October 29,2023. http://cornwallhistoricalsociety.blogspot.com/2014/09/the-truth-about-dudleytown.html.Drozdowski, Ted. 1978. "Old ghouls still haunt state's cliffs, villages." The Morning Record and Journal,October 28: 35.Hartford Courant. 2006. "True curse haunting family's forest land was progress." Hartford Courant,October 25: B2.Hutter, David. 2008. Man pays price to spot Dudleytown ghosts. August 3. Accessed October 3, 2023.https://www.registercitizen.com/news/article/Man-pays-price-to-spot-Dudleytown-ghosts-12147138.php.New England Historical Society. n.d. The Dudleytown Curse, Connecticut's Village of the Damned.Accessed October 3, 2023. https://newenglandhistoricalsociety.com/the-dudleytown-curse-connecticuts-village-of-the-damned/.Pallatto, John. 1980. "Only the ghost hunters walk in legend-cursed Dudleytown." Hartford Courant,November 1: 9.Pettit, John. 1996. "The spirits were willing, but the flesh was weak." Record Journal, October 31: 1.Revai, Cheri. 2006. Haunted Connecticut: Ghosts and Strange Phenomena of the Constitution State.Mechanicsburg, PA: Stackpole Books.Rierden, Andi. 1989. "A hamlet that can't get rid of its ghosts." New York Times, October 29: C2.Ryan, Bill. 1986. "Dudleytown legend haunts Cornwall." Hartford Courant, April 13: 12.Siedzik, Jason. 2011. In Cornwall, Dudleytown movie makers arrested. December 8. Accessed October 3,2023. https://www.ctinsider.com/news/article/In-Cornwall-Dudley-Town-Movie-Makers-Arrested-16886230.php.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.