Podcasts about persistently

On this episode of Third Coast Podcast, Joseph Dewayne Willis caught up with Glen "Stormin" Norman Jr. for a conversation that goes far beyond fitness and the octagon. In recognition of Juneteenth, We discusses the significance of the holiday. Highlighting the long road to freedom and equality in America. We dive into Glen's passion for personal training and entrepreneurship. Glen breakdown what it truly means to change the lives for his clients both physically and mentally. The conversation shifts to his upcoming MMA fight as he reflects on the progress he's made since his last bout and lessons learned. Now Glen preparing for the next challenge inside the cage. This episode is a mix of history, motivation, discipline, and personal growth that reminds us all that success is built one day at a time. This show was recorded locally in Oakdale, Louisiana 71463.

Business and finance news from the Asia-Pacific. Federal Reserve Chairman Kevin Warsh vowed to restore price stability following his first policy meeting since taking the helm of the US central bank, after officials left interest rates unchanged and signaled growing support for rate hikes this year. "Persistently high prices are a burden for the American people, but the recent past need not be prologue," Warsh said in his debut press conference as chairman. Officials "are unambiguous and unanimous. This committee will deliver price stability." At the same time Warsh played down somewhat the projections from his colleagues showing nine officials foresee at least one quarter-point hike this year, with six anticipating at least two. Another nine expected no move or a cut. We speak to Jeffrey Roach, Chief Economist for LPL Financial.. And for more analysis on the Fed's decision, Bloomberg TV host Avril Hong spoke to Homin Lee, Senior Macro Strategist at Lombard Odier.See omnystudio.com/listener for privacy information.

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Quotes: Everyone needs someone to walk around in their soul. - Randy Reese The myth of a solitary Christian making his/her own way alone to paradise flies in the face of everything the Bible teaches about the Church as the body of Christ. - David Benner The greatest gift you can give someone is the gift of you being a growing person in Christ. - Henri Nouwen Scripture: Proverbs 27:17 NIV Deuteronomy 6:4-9 NIV  James 1:19b NIV Points: Principles for Spiritual Companionship The Lord is one Love the Lord with all your heart Happens in the everyday  Practical Steps A person who listens Ask redemptive questions Persistently pray Demonstrate loving respect We are for one another. We give encouragement as often as possible. We share advice once in a great while. We bring correction only when absolutely necessary. We condemn never.

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The Fire That Remains Life in the Spirit After the Collapse of the Religious Self Week IV — The Heart That Bears the World Love, Intercession, and the Hidden Life in the Spirit ⸻ Opening Invocation O Heavenly King, Comforter, Spirit of Truth, Who art everywhere present and fillest all things, Treasury of blessings and Giver of life, Come and dwell in us, Cleanse us from every impurity, And save our souls, O Good One. ⸻ I. The Return — But Nothing Is the Same At the beginning, the Spirit leads a man inward. Into exposure. Into poverty. Into silence. And it can seem as though the path is one of withdrawal. A leaving behind. A diminishing. But this is not the end. Because the same Spirit who leads a man into the desert of his own heart leads him back again. 1 Not outward in the old way. Not into activity rooted in self. But into a different kind of presence. The man returns to the world. But he does not return as he was. ⸻ II. The End of Living for Oneself Something has been broken. Quietly. Deeply. The constant reference to self. The need to interpret everything in relation to oneself. The subtle movement of: How does this affect me? What does this mean for me? Where do I stand? These begin to loosen. And with this a space opens. A freedom. Where others can begin to exist without being filtered through the self. This is the beginning of love. Not as an emotion. 2 Not as an effort. But as a way of being. “Love seeketh not her own.” (1 Corinthians 13:5) And for the first time this is not an ideal. It is something that begins to happen. ⸻ III. The Heart Enlarged by the Spirit The heart changes. Not outwardly. Not visibly. But in capacity. It begins to hold more. Not by effort. But by grace. You begin to feel: The weight of others. The pain of others. The confusion of others. Not in a way that overwhelms. But in a way that includes. The boundaries of the self soften. And the heart becomes... spacious. 3 “My heart is enlarged.” (Psalm 118/119) This is not sentimentality. It is not emotionalism. It is participation. A sharing in something greater than yourself. ⸻ IV. Intercession That Is Not Chosen Prayer changes again. Not in method. But in direction. Before, you struggled to pray. Then prayer began to live within you. Now something else happens: Others begin to appear in your prayer. Not because you decide to pray for them. But because they are given to you. A face. A name. A burden. And it remains. Quietly. Persistently. 4 You carry them. Sometimes without words. Sometimes without understanding. And this is intercession. Not as an activity. But as a participation in the love of Christ. “I could wish that myself were accursed for my brethren...” (Romans 9:3) A love that does not calculate. A love that bears. ⸻ V. The Hidden Nature of This Life And yet, outwardly, very little may change. You may still live in the same place. Do the same tasks. Speak with the same people. There is no need to appear different. No need to manifest anything. Because this life is hidden. Deep within. And this hiddenness is essential. Because the moment it becomes something seen something recognized something affirmed 5 the old self begins to stir. So the Spirit preserves this life in obscurity. In simplicity. In what appears to be ordinariness. “Your life is hid with Christ in God.” (Colossians 3:3) And this hiddenness is protection. ⸻ VI. Love Without Self-Consciousness There is a further purification. Even love becomes purified. Because at first we can become aware of loving. We notice it. We reflect on it. We take some subtle satisfaction in it. But here, even this begins to fall away. Love becomes unselfconscious. It acts without referring back to itself. It gives without knowing that it gives. It responds without constructing meaning. 6 And this is freedom. Because the self is no longer at the center even of what is good. ⸻ VII. The Bearing of Suffering As the heart expands so does its capacity to suffer. Not in a destructive way. But in a participatory way. You begin to feel more. To see more. To carry more. And yet there is no resistance. Because this suffering is no longer meaningless. It is no longer isolated. It is held within something greater. Within the life of Christ. “Bear ye one another's burdens, and so fulfil the law of Christ.” (Galatians 6:2) This is not something you choose. It is something you are drawn into. ⸻ 7 VIII. The Absence of Claims At this point something remarkable appears. Or rather something disappears. The need to claim anything. You no longer need to: Define your state. Explain your path. Assert your identity. Even inwardly. You do not need to know where you are. You do not need to measure. You do not need to conclude. You simply live. Before God. With others. And this simplicity is a great freedom. ⸻ IX. The Life That Becomes Prayer Everything begins to unify. Prayer is no longer separate from life. Life is no longer separate from prayer. 8 Silence speaks. Speech can remain rooted in silence. Action flows from stillness. There is less division. Less fragmentation. More wholeness. And this is not something you maintain. It is something given. Sustained quietly. By the Spirit. “It is no longer I who live, but Christ lives in me.” (Galatians 2:20) Not as an idea. But as a mystery slowly becoming real. ⸻ X. Closing Exhortation Do not seek this. Do not attempt to become this. Do not imitate what has been described. Remain faithful to what has been given to you. Remain in poverty. Remain in prayer. Remain in truth. And the Spirit will do His work. 9 Quietly. Hidden. Beyond your understanding. And what will emerge will not be something you have made. But a life. A heart. Capable of bearing others. Because it is held within Christ. ⸻ Closing Prayer Lord Jesus Christ, Son of God, Thou who didst bear the sins of the world in Thy Body, grant us the grace to bear one another in love. Enlarge our hearts. Purify our love. Deliver us from ourselves. And grant that, hidden in Thee, we may become a place where others are held in Thy mercy. For Thou art the Lover of mankind. Amen. 10

Send us Fan MailPatience is a learned skill that takes persistence. Grasshopper Notes are the writings from America's Best Known Hypnotherapist John Morgan. His podcasts contain his most responded to essays and blog posts from the past two decades.  Find the written versions of these podcasts on John's podcasting site: https://www.buzzsprout.com/1628038"The Grasshopper" is the part of you that whispers pearls of wisdom that  seem to pop into your mind from out of the blue. John's essays and blog posts are his interpretations of these "Nips of Nectar." Others have labeled his writings as timeless wisdom.  Most of the John's writings revolve around self improvement and self help. They address topics like: • Mindfulness• Peace of mind• Creativity• How to stay in the present moment• Spirituality• Behavior improvementAnd stories that transform you to a wider sense of awareness that presents more options. And isn't that what we all want, more options?  John uploads these podcasts on a regular basis. So check back often to hear these podcasts heard around the world. Who wants to be the next person to change?  Make sure to order a copy of John's new book: WISDOM OF THE GRASSHOPPER – 21 Days to Creativity. These mini-meditations take you inside where all your creative resources live. And you'll come out not only refreshed but recommitted to creating your future.  It's only $16.95 and available at BLURB.COM at the link below. https://www.blurb.com/b/10239673-wisd...Also, download John's FREE book INTER RUPTION: The Magic Key To Lasting Change. It's available at John's website  https://GrasshopperNotes.com

Sermon: Pray Persistently Because God is Good Series: The Parables of Jesus Click here to view the sermon slides GOSPEL  |  DISCIPLE  |  INFLUENCE For more information about Five Stones Church, please visit https://www.fivestoneschurch.org. To receive prayer, send in your prayer request at prayer@fivestoneschurch.org.  Connect: https://www.fivestoneschurch.org/connect Giving: https://www.fivestoneschurch.org/giving Past Sermons: https://www.fivestoneschurch.org/past-sermons Get Equipped: https://www.fivestoneschurch.org/equip Social Media Instagram: https://www.instagram.com/fivestoneschurch Facebook: https://www.facebook.com/5stoneschurch

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These messages are from Ocean City Baptist Church in Ocean City, NJ. Visit oceancitybaptist.org for more information.

In this episode, Steve Fretzin and Armando Leduc discuss: Building authority through podcasting Overcoming mindset barriers Leveraging content strategically Maintaining consistency for compounding impact   Key Takeaways: Hosting a weekly podcast allows lawyers to create a systematic referral network, strengthen relationships with industry partners, and position themselves as trusted authorities over time. Addressing fear, self-doubt, and perceived market saturation helps attorneys gain confidence on camera and embrace personal branding as a growth tool. Repurposing podcast recordings into articles, social posts, and even books multiplies visibility and ensures each interview provides long-term business development value. Persistently producing niche-focused content over months and years compounds authority, relationships, and opportunities, turning podcasting into a long-term growth engine.   "If you're an estate planning attorney, start a podcast... but number two, bring in financial advisors and family lawyers and wealth advisors and CPAs and people that are in the space that can refer you business." —  Armando Leduc    Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again.   Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/   Thank you to our Sponsor! Rankings.io: https://rankings.io/ Lawyer.com: https://www.lawyer.com/   Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/   About Armando Leduc: Armando Leduc is the CEO of Leduc Entertainment, a social media management company. Armando is a multifaceted and driven artist who has carved a niche for himself in the entertainment sector through determination, hard work, and an innate gift for storytelling. With a growing list of achievements and a steadfast commitment to his craft, Armando continually strives for excellence, leaving audiences eagerly anticipating his next creative endeavor.   Connect with Armando Leduc:   Website: https://www.leducentertainment.com/ Facebook: https://www.facebook.com/leducentertainment Twitter: https://twitter.com/armandoleduc Instagram: https://www.instagram.com/leducentertainment/ YouTube: https://www.youtube.com/channel/UCQ0BozS4ZM-1TqOcwSl2l0Q LinkedIn: https://www.linkedin.com/in/armando-leduc-16ba4940   Connect with Steve Fretzin: LinkedIn: Steve Fretzin Twitter: @stevefretzin Instagram: @fretzinsteve Facebook: Fretzin, Inc. Website: Fretzin.com Email: Steve@Fretzin.com Book: Legal Business Development Isn't Rocket Science and more! YouTube: Steve Fretzin Call Steve directly at 847-602-6911   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Crystal is taking you all the way back. Before the foundation, before the name, before the RadioShack microscope origin story that never made sense anyway. Back to May 2001 — a home ISP page, a plea from a man named Wei-Nong Fu in Bethel Park, Pennsylvania, asking the internet for help with his wife's mystery illness. Sounds desperate. Sounds innocent. Except Fu is an electromagnetic field simulation engineer at ANSOFT Corporation, the company whose software models how EM fields behave inside complex structures. Including, theoretically, biological ones. Nowadays, he just happens to be an expert in implantable biosensors, back in China working as a professor. But in 2001, he recommends a specific microscope — the Bradford BVPM — to diagnose what he says is an unknown pathogen. That microscope was built by Robert W. Bradford, a man with no science degree who was later convicted of conspiracy, mail fraud, and whose unregulated drugs literally killed a patient. Bradford manufactured a Lyme epidemic to sell his product. His microscope is the diagnostic foundation of the earliest documented cases. And Fu's Shanghai case studies? Linked on the Morgellons Research Foundation website within weeks of its registration. The Shanghai Cases weren't discovered by the stay at home mom who ran the MRF. They were baked into the infrastructure at launch.We trace the geographic cluster — Canonsburg, Pennsylvania (population: about 9,000, also home to ANSYS, the company that acquired ANSOFT for $832 million), Bethel Park right next door, the MRF registered in the same tiny corridor. We look at Mary Lato's actual records versus the origin story. No licensure. No employment history. Research-grade fluorescence micrographs on the website that were absolutely not produced by a toy radioshack microscope. A domain registrant whose initials match a young man living in her household. A national letter-writing campaign that reached Obama, McCain, Clinton, and Feinstein — coordinated by a woman with no verifiable professional background. Three founding couples, none seemingly sharing a last name, in a condition where the statistical reality is that men leave at seven times the normal rate when women get seriously ill. Three for three devoted husbands isn't a love story. It's a casting pattern.We also talk about what this means for you — right now, today. Crystal Clear makes the case that this has never behaved like a disease and the path forward isn't medical, it's political. The CDC found silica, polyethylene glycol, and cellulose together in samples and called them contaminants without further study. Contaminants or components — that question remains open. Havana Syndrome got the same playbook the morgies got: deny, diagnose delusions, dismiss. If they wouldn't protect their own CIA officers, they're not coming for us voluntarily. But pressure works. It always has. Ask Upton Sinclair. Ask the rats no longer ground up in your hamburger.Speaking of pressure — Oklahoma State University received the MRF's assets when it dissolved, including possibly a patient registry of approximately 12,000 self-reports. Crystal Clear filed an open records request 31 days ago. OSU has not responded. The portal won't even publish the request. If you'd like to know what happened to your data — data you submitted, about your body, your experience — you might consider asking. Politely. Persistently. Because twenty years and two posters is not an answer.New episodes drop regularly. Share the show. Tell someone. We're not done pushing. Leave Crystal a message or VM atMoremorgellons.com | FOIA count: 49 and climbing

How are believers to live especially through the challenges of life? Pastor Rick answers this question!

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The 1st part is in English, and the 2nd part is in Malayalam starting 6:12 mark.Matthew 15:21-28 – The Canaanite woman's faithPrayer and faith should go hand in hand.  Lots of people pray as a routine without enough faith.  Some people have faith, but they give up prayer after some time.  The Canaanite woman is an exception.  She was not a Jewish or Christian person.  She was a gentile woman who did not know anything about God.  Jesus was in the district of Tyre and Sidon where gentiles lived.  Because she had heard about the healing works of Jesus, she came to Him for the healing of her daughter, who was cruelly demon-possessed.  She faced a tough reaction from the disciples and Jesus, but because of her persistent request, Jesus healed her daughter. My name... Cicilysunny@gmail.com

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Nehemiah | Week 4 (Student Takeover 1) | Merciful Faithful God, Persistently Sinful People | Andrew Sims

The post We Are A Persistently Prayerful People (Luke 11:1-13) appeared first on Calvary Baptist Church.

For years, gold was the asset nobody wanted to talk about. It sat there quietly while stocks and real estate continued to rip. Gold was for pessimists. For doomsayers and perma-bears.And then suddenly… gold didn't just wake up. It launched. As of mid-December 2025, spot gold is trading around $4,300–$4,400 an ounce, depending on the market, marking a gain of roughly 60% over the past year and pushing decisively into record territory. The obvious question is: why now? The short answer is that gold isn't reacting to one thing. It's responding to a stacking of pressures that have been quietly building for years and are now impossible to ignore.Start with central banks. For the better part of the last decade, central banks were net sellers or indifferent holders of gold. That changed dramatically after 2022. According to the World Gold Council, central banks have been buying gold at more than double the pace of the pre-COVID years, and 2025 continues that trend, with hundreds of tonnes added to reserves year-to-date. These aren't hedge funds chasing momentum. These are monetary authorities making deliberate, strategic decisions about what they trust to hold value. Why would central banks suddenly want more gold? Because geopolitics has re-entered the chat. We now live in a world where reserves can be frozen, payment systems can be weaponized, and “risk-free” assets depend heavily on political alignment. The World Bank has been explicit that rising geopolitical tensions and global uncertainty are key drivers of gold's surge this year. When trust in the global order erodes, gold benefits. At the same time, the U.S. dollar devaluation thesis is no longer fringe thinking. It is reality.Gold is priced in dollars, and when real yields fall and the dollar weakens, gold historically performs well. That dynamic is playing out again. Reuters has repeatedly pointed to a softer dollar and declining Treasury yields as near-term tailwinds for gold's rally . Bank of America's research echoes this relationship, emphasizing gold's inverse correlation to the dollar and the growing desire among nations to diversify away from dollar-centric reserves . In other words, gold isn't just going up because people are scared. It's going up because confidence in fiat discipline is eroding, slowly but persistently. So…Is gold still a buy or did we miss it? The truth is, both answers can be correct. Yes, gold is expensive relative to where it was a year ago. You don't go up 60% without pulling future returns forward. But what makes this cycle different is that many of the buyers driving demand are price-insensitive. Central banks don't care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. That's why major institutions aren't dismissing the move as a blow-off. Goldman Sachs has cited sustained central-bank demand and the potential for further ETF inflows as supportive of higher prices. J.P. Morgan continues to frame gold as a beneficiary of geopolitical instability and monetary uncertainty, and Bank of America is projecting prices as high as $5,000 an ounce into 2026. Of course, nothing goes up in a straight line. A shift toward tighter monetary policy or a sudden easing of global tensions could cool enthusiasm. Understand though, that gold's breakout isn't just about gold. There is a larger message that should be taken away from all of this. Hard money has come back into favor. Gold is the original hard asset. It's scarce, politically neutral, and has thousands of years of monetary credibility. But it's also heavy, difficult to move, and awkward in a digital world. Bitcoin exists on the same philosophical axis. Both gold and Bitcoin are reactions to the same problem: expanding debt, monetary dilution, and declining confidence in centralized control. Gold is the conservative expression of that view. Bitcoin is the aggressive one. Today, Bitcoin trades around $86,000, still volatile, still controversial, still misunderstood. But if gold's surge is signaling a regime shift toward hard assets, then Bitcoin may simply be earlier in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, when institutions start moving into the oldest form of sound money, they eventually begin exploring the newest. That's the signal worth paying attention to. So this week, I interview Dana Samuelson, an old friend of the show and an expert in everything gold and hard money. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Gold isn’t reacting to one thing, it’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. Welcome, everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you. From Montecito, California and today. Uh, before we begin, just a quick reminder. Uh, there is a, uh, website associated with this podcast called wealth formula.com. And, uh, that’s where you go to get deeply more deeply integrated into this community, including our accredited investor club, AKA investor club for you to join. And, uh, once you get onboarded, all you do is you, you have an opportunity to see private deal flow, uh, that, uh, is not available to the general public. If you are an accredited investor, meaning that you have, uh, make $200,000 per year or $300,000 per year, uh, for the last two years with the reasonable expectation of continuing to do so, or you have a million dollars outside of your personal residence, a net worth, then you are an accredited investor and. All you need to do is sign up and join the club. Just go to wealth formula.com and sign up and get onboarded. Now, let’s talk a little bit about something that has been extraordinary this year. It’s gold. You know, for years, gold was the asset that nobody wanted to talk about. I mean, it sat there quietly. Well, stocks and real estate continue to rip. Um. Gold really is really, you know, was for the pessimists. For the doomsayers and the perma bears. I mean, I, I gotta tell you, I kind of am was one of those people, right? And then suddenly gold didn’t just wake up. It, it totally launched, exploded in his mid-December 2025. Spot Gold is trading around, I know, 4300, 4400 an ounce, depending on the market, gaining roughly 60% over the past year. Pushing decisively into record territory. Now the obvious question is why now? Well, the short answer is that gold isn’t reacting to one thing. It’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. And this is an interesting shift because. The thing is that in the old days, and I’m even talking about 15, 20 years ago, uh, you would look at gold as something that didn’t really go up when the stock market was doing well, right? It was kind of a reaction. It was a fear-based thing. It still is sort of a fear-based thing, but now it’s not just fear of, you know, whether the stock market’s gonna crash. It’s fear of geopolitical concerns. That’s where the central banks come in, right? So for the better part of the last decade, central banks were net sellers. Or really indifferent of holders of, of gold, and that changed dramatically after 2022. So according to World Gold Council, central banks have been buying gold at more than double the pace of the pre COVID years. And 2025 continued that trend with hundreds of tons, uh, added to reserves year to date Now. These are central banks. They’re not hedge funds chasing momentum, right? They’re monetary authorities and they’re making deliberate strategic decisions about what they trust to hold value. And why would central banks suddenly want more gold? Well, because again, geopolitics has reentered that chat. We live in a world now where reserves can be frozen, right? Payment systems can be weaponized. Risk-free assets depend heavily on political alignment. Now of course, I’m talking about the United States when I’m mentioning all those things, right? Uh, how we can kind of just freeze assets of Russia and that kind of thing. I’m not, uh, pro-Russia, I’m just pointing out the fact that. Countries don’t like it when you freeze their assets. Right? The World Bank, uh, has been explicit that rising geopolitical tensions and global uncertainty are the key drivers of gold surges this year. And when trust in the global Ory roads, of course that is now when gold benefits and at the same time, the US dollar devaluation thesis is no longer just kind of fringe thinking. It’s reality. No one, no one even bothers to pretend that that’s not happening. So gold is, uh, of course, priced in dollars and when real yields fall, uh, and the dollar weakens gold historically performs well so that that dynamic is playing out again as well. In fact, Reuters has repeatedly pointed to a softer dollar and declining treasury yields as near term tailwinds for Gold’s Rally Bank of America. Uh, their research shows, uh, this relationship emphasizing gold’s inverse correlation to the dollar and the growing desire among nations to diversify away from the dollar centric reserves. In other words, gold isn’t just going up because people are scared. It’s going up because confidence in the fiat discipline is eroding altogether slowly. Persistently. So the question is, is gold still a buyer? Did we miss it? I mean, I just mentioned that it just went up by like 60%, right? So that’s a tricky question. It really is. I could certainly see some volatility there. But here’s the thing. I mentioned that central banks were big buyer, right? Central banks don’t care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. So they’re a price insensitive buyer. Um, and that’s why major, major institutions aren’t dismissing the move, as you know, just a big blow off. Uh, Goldman Sachs cited sustain central bank demand, and the potential for further ETF inflows is supportive of higher prices. Banks, uh, like JP Morgan and um, and, and Bank of America. I mean, they’re continuously talking about how gold is a beneficiary of this geopolitical instability. Bank of America is projecting prices high as $5,000 a ounce in 2026. So that’s still a big move, right? Of course, nothing goes up in a straight line. So shift toward tighter monetary policy or sudden easing of global tensions. Well, I, I could, they could cool enthusiasm, right? The less fear in the world. Well, that isn’t. That’s not good for gold. I understand though that gold’s breakout isn’t just about gold. There’s a larger message that should be taken away from all of this, and that is that hard money, real assets have come back into favoring, and gold is the original hard asset. It’s scarce, it’s politically neutral, tens of thousands of years of monetary credibility, but it’s also heavy, difficult to move and awkward in a digital world. Now, of course you know where I’m going with that. I don’t wanna make every gold conversation conversation about Bitcoin, but just as a reminder, Bitcoin exists on that same philosophical access, right? Both gold and Bitcoin are reactions to the same problem. Expanding debt, monetary dilution, declining confidence and centralized control. Gold is the conservative, you know, version of that, the expression of that Bitcoin is the crazy youngster, the aggressive one. They’re, they’re following the same rails. And today Bitcoin trades around $86,000. It’s still volatile, still controversial, still misunderstood, and really, listen, the market cap is 2 trillion bucks. Um, you know, no asset that has ever reached $2 trillion. Market cap has ever gotten to zero. But on the other hand, there’s it, it’s pretty small, and you could still move those markets really quickly, and that’s why you’ve got volatility. But if gold surge is signaling a, a, a shift towards hard assets, it’s really hard to not see that. Uh, Bitcoin may simply be, uh, you know, early in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, uh, when institutions start moving into that, you know, oldest form of sound money, they eventually begin exploring the newest. And that’s, that’s a signal. Worth paying attention to. Anyway, this week what we’re gonna really focus on though is gold and hard money. We’ll talk a little bit about Bitcoin as well. My guest is Dana Samuelson, who is. An old friend of the show, and we will have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbo charge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast ad Samuelson. He is been on the show before. He’s friend of the show. He is a professional. How do we see this numismatist since, uh, 1980. Working with some of the most influential, precious metals trading companies in the country. Before founding his own American Gold Exchange Incorporated in 1998. Uh, for nearly a decade, he was a personal protege of James U. Blanchard ii, one of the true giants of the industry, and the individual most responsible for re legalizing the private ownership of gold in the us. American Gold Exchange Inc. Is a national mail order, precious metals and rare coin dealership that makes competitive buy and sell markets in mainstream, modern, gold, silver, platinum, palladium, bullion coins and bars and classic pre 1933 US Gold and silver coins and World War ii European Gold coins. I don’t know if I left anything out, but welcome Dana. How are you doing? I’m doing great, buck. Thanks for having me back. I really appreciate it. Well, it was funny, we had a little conversation, uh, just before we started and I said, well, gosh, you know, uh, we’ve had you on the show before, maybe once, maybe twice. And, you know, and, and you, um, I think Apley described the gold market as watching paint dry. And I, I think that’s, I think that’s pretty adequate. Um, I mean, for, I mean, the last decade or so before this all happened. So, so let’s start talking about it. So, gold gold’s moved into price territory that, you know, very few people would’ve predicted even a couple years ago. So what, from your perspective, having lived lived through multiple gold cycles, what feels fundamentally different about this move? Uh, this market is a globally driven market and it’s focused on physical. There’s been a move into gold this year, and silver now platinum two. To a degree palladium, uh, in a physical level that we haven’t seen since the late seventies when we had the last really, you know, red hot market driven by fears over debt inflation. Geopolitics. Uh, you’ve got the bricks, nations that are trying to divorce themselves of the dollar, but they really can’t do it easily because there’s not a good viable alternative except for gold. And that’s been one of the leading drivers of this gold price surge that has really, you know, almost doubled in price since, uh, two years ago. A lot of it is, you know, underpinned by Central Bank Gold buying, you know, between 1950 and 2010, after the dollar became the world’s reserve currency backed by gold. And even after we un pegged the dollar to gold in the 1970s, 1971, central bankers had had gold on their, physically in their vaults from pre-World War ii when gold was money, uh, they shed that. From the 1950 all the way to 2010, they became net buyers after the great financial crisis due to the global debt explosion and primarily quantitative easing printing money outta thin air. But they were buy, they were modest buyers, you know, 500 tons a year until Russia invaded the Ukraine in 2022. And we sanctioned Russia and weaponized the dollar. The last four years, they bought, you know, almost a thousand tons of gold year or double. That really became material last year in price as the cumulative effects of their continually buying about a fifth of what the mines make every year started to really impact supplies and price movement. And now we’ve got President Trump this year, you know, throwing a monkey wrench into the World Trade order with his tariffs. And I think that that’s created a lot of uncertainty, some fear. And of course the debt just continues to go higher and higher. And now interest payments on our debt are over a trillion dollars for the first time ever. So debt servicing is starting to become problematic. The cumulative effects of all this have caused the, the people around the world, including central governments to buy gold at record rates. Um, but it’s not the phenomenon that’s happening in the United States. ’cause we don’t have a gold culture in our country, like almost every other country does. It’s interesting. Um, so what, you know, you’ve been talking about really is central banks around the world have it really been accumulating gold at levels we haven’t really seen in modern times. Right. And, and, uh, why do you think the US Central Bank. It doesn’t do the same because is it an admission of the debasement of the dollar? Because really the gold, gold is the anti dollar. I’ve always viewed it as the anti dollar maybe. Maybe that’s not the, you know, you may not agree with that a hundred percent, but I’ve always viewed it that way, and so why wouldn’t the US hedge and accumulate more? Well, we’re the world’s reserve currency. That Right. That’s, that’s created a paper culture in our, in our world. It’s now three generations old, right? Since 1945, when the dollar became the world’s reserve currency and we, the world went to a paper money standard instead of a gold money standard, which was the world’s standard from ancient times all the way till the 1930s. You know, the, our monetary system when the country was founded in 1793 was based on gold and silver coins. A copper penny was the size of a half dollar because that’s what one penny’s worth of copper was worth in 1793. Right. Um, you know, after World War ii, we had a couple things that the rest of the world didn’t have. We had a manufacturing, uh, industries that were, uh, unaffected by the, physically by the war. And we had, you know, the ability for markets to work properly, which should allow the dollar to become the world’s reserve currency. Backed by, you know, 8,200 some odd tons of gold, the biggest pile of gold that any country had. Actually, at that time it was more like 20,000 tons of gold. Uh, but by the time we got to the seventies and we un pegged from gold, we were down to about 8,000 tons. That’s still more than anybody else is supposed to have. I do think China could have more gold than that. Now they’re just not telling us they do. You know, officially they’ve got about 2,400 tons of gold, uh, and the second and third are, you know, 3000 tons of gold. So we, we still have a lot of gold. And there’s talk about auditing Fort Knox and monetizing it, but it only gets us about a trillion dollars. It’s not enough to really, you affect the 38 trillion, maybe pay the debt off for a year, or, you know, for six months. Six months, yeah. Something like that. Our, our debt is starting to matter too. You know, it’s doubled twice in the last 20 years. It gonna double again in the next 10 to 70 trillion, 78 trillion. People hear about the, the whole, uh, the bricks phenomena, right? And part of, part of what you were just discussing in the, uh, accumulation of gold. Explain that, explain what’s going on over there for people who aren’t paying attention, and you know how that is, how that is playing into all of this. Well, when we sanctioned Russia after they invaded the Ukraine. And seized their assets and threw them off of the Swift International Bank Transfer Payment System. We forced countries that were concerned that if they ran politically afoul of us, we could do the same to them. They forced them into thinking, oh, how do we get some independence from that vulnerability? Potential vulnerability? It’s not easy to replace the dollar. What they’ve, what they’ve been doing is replacing the Swift Bank transfer payment system with a payment transfer system of their own right so they can move money amongst themselves outside of the SWIFT system, number one. And since there isn’t a good viable alternative to the dollar, really the only other asset that makes sense is gold. Gold is a neutral asset. It’s not like you need it for oil or grain or steel. Nobody really needs gold, right? But it’s universally trusted. It’s immediately liquid, and it’s got a couple other things going for it that are unique. Number one, it has no counterparty risk. It’s one of the only assets. It isn’t simultaneously someone else’s liability. And number two, uh, gold in a vault can’t be seized or sanctioned. Right, so they’ve been going to gold, like they’ve been going to gold for, for centuries. It’s just, it hasn’t been that way since after World War ii. It’s a, it’s kinda like a back to the past kind of a situation. It’s sort of back to the future. It’s back to the past. That’s the allure for gold and the reason why they’re accumulating. In fact, they just launched their own currency unit called the unit. 40% backed by gold. The bricks nations have now it’s in its infancy and it’ll take a while for it to really, you know, work. But they’ve been building the components and the infrastructure to get to this point, creating the transfer of payment systems and all the components to go along with that so that they could announce something that they could use as a, as a settlement vehicle for trade, which is really what this is all about. And they’re backing at 40% by gold. Which is material and it’ll become bigger as time passes. Let’s, let’s try talk a little bit about that price movement. Huge. Um, is 60% in the last couple years, is that about right? This year alone, gold’s up 67% on a 12 month rolling basis, 67%. I mean, those are like bitcoin num, you know, type movements in the past. Right. They’re kind of crazy. So a lot of people are looking at those prices today and they’re thinking, well, I’m late to the party. Uh, are they late to the party? How do you, uh, what, what do you think’s going on there? I think the party’s about halfway through. We haven’t got to the late innings yet. I, I really do think this, and this is why this is the fourth major bull run in gold we’ve seen since we went off the gold standard in 1971. We had a a 20 to one run for gold in the seventies that was built on two oil shocks. 18% inflation and a crisis of confidence in the US then for the next 30 years. You know, 25 years a good part of my career. You know, watching gold was like watching paint dry. It traded routinely between three and $500 an ounce until we got into war, uh, following the nine 11 attacks, Iraq and I, Afghanistan, and we went into deficit spending. Then we had a second financial crisis when the great financial crisis hit another bull bull market in gold. Then we had COVID economic closures, another bull market in gold. Now we’ve got a fourth, but it’s lacking what the first three had, which was fear in the US over either economics or geopolitical events. So this gold price has essentially doubled since March or April of 2024. With no fear and a lot of complacency in the US markets. So my, my thinking is what happens if the economy slows down and, you know, the Fed’s gonna lower rates anyway. We know that’s coming with a new Fed chairman in the next five months, six months, number one, that’s good for gold. What happens if we go into a real economic slowdown and the Fed really has to drop rates, or God forbid, go to QE again, right? Or inflation rears its ugly head because the fed’s too accommodative in it. Situation where, you know, supplies are kind of tight still because of the monkey wrench, president Trump has thrown into the World Trade Order. You know, if we get fear in the US that’s when gold could go from 4,000 to, you know, 8,000. And I’m not saying that’s gonna happen, but I do think the trends have driven gold higher are not gonna change anytime soon. One of the things that you’re mentioning is those trends and like even. You know, in the last 15 years ago when I’ve been sort of involved in the investor world, the, the things that we talk about with trends with with gold have changed. I mean, usually you don’t see AI stocks going up with gold, right? Like, I mean, not that AI was around, but the point is tech stocks, that kind of thing. How is that thesis fundamentally changed? Um, I’m not quite sure I understand your question. Well, what I mean is like if gold was, gold used to be, I think it’s, you know, something again that people would buy when they were afraid of, of what’s going on in the equity markets. Right. Uh, that’s clearly not the case now. No, no, not at all. Right. Talk about that change. When did that change happen? How did it happen? This is a globally driven market. It’s not a US-centric market. This is fear around the world. You know, central banks started to underpin this market in 2022 when they stepped up their buying and doubled it. But this year, because of the uncertainty, uh, and some of the fear that President Trump’s tariffs and the way they’ve been deployed, kind of knee jerky, um, and inconsistently. Certainly not diplomatically, right? You know, it’s caused a lot of concern around the world. And for example, in April when President Trump announced the reciprocal tariffs on April 2nd, what happened? The bond market went into the complete dislocation, yields spiked from 4% to 4.5% in a week. The bond values tumble because investors started pulling money out of the, and taking it back home. Money that’d come in from Europe and Asia started to go back. So what did President Trump do? He pulled back the reciprocal tariffs on every country, but China and China said, well, we’re not gonna drop tariffs on you. And he said, well, we’ll ramp ’em up on you. So we went toe to toe with him. Until a week later, we were at 145% tariffs on China, and they were 125% on us. Well, if you’re a Chinese investor and you have real estate or stocks to invest in, and both of which have done badly since COVID or gold, what are you gonna do when your best customer suddenly says, Hey, we really don’t want your products, because that’s what 145% tariffs say to the Chinese. We don’t want your products. You can’t sell ’em here. You gotta go sell ’em somewhere else, but we’re their best customer. So they bought gold. They bought gold handover fist, and they drove the gold price up $500 by themselves during that month. That’s what I mean by fear outside of the us. Yeah. We don’t get it inside. Well, and and that’s fear outside of the markets too, right? I think that’s, that’s the fundamental shift I was trying to get at is true. It used to be that gold was, uh, gold would react on fear of the markets, but now there’s another level of fear, which is geopolitical. And it doesn’t seem like there’s any time soon that that’s gonna end. No, no. I, I, I’ve called it like a run on the bank only. It’s not a run on the bank of like George Bailey’s run on the bank and it’s a wonderful life. This is a run on the gold market, the physical gold and silver and platinum markets. That’s really what this is, and it’s a global rush to buy. And it’s not just central banks, it’s the public as well. Due to uncertainty, part of it’s fear of missing out now that we’ve had a big run in prices too. That’s FOMO in there too. That’s what I’m trying to, that’s part of what I was wondering too though, is like, you know, again, there’s people out there now who, um, are, are looking at this and they might even be listening to us going, gosh, yeah, it really makes sense and I happen to have no gold. What do I do? You know, what do I do now? Do I buy now? And, and I’ll, you know, and, and the next thing you know. I find out this was a frothy market and, and I’m down 20% for the next three years. I mean, that kind of thing. So I, I think it’s a, it is a tricky time, but, so that sort of, I guess, brings up when you think of gold, um, in a portfolio. I mean, you say, you’ve said in the past, it’s not about getting rich. Well, some people really did get rich this time. Uh, you said it’s about preserving wealth, right? So how should investors think about Gold’s role alongside stocks, real estate, and other assets right now? Well, even I think JP Morgan Chase has said this year, you know, instead of a 60 40 portfolio, you should have a 60 20 20 portfolio with 20% bonds and 20% precious metals. Gold in particular, because of what’s been happening. And now we don’t have a gold culture in our country, like most every other country does. So most Americans don’t get it. And that’s part of. We’ve ingrained because the dollar is the world’s reserve currency and it insulates us from currency shocks in commodity pricing primarily. Uh, without that insulation, you know, they might think things a little bit differently, but you know, any good financial planner will say you should have a little bit of precious metals as part of your portfolio, uh, as a hedge against financial uncertainty. And it certainly worked perfectly well during the great financial crisis. And when COVID hit because. Gold tends to counter cyclically, perform in price against stocks and bonds, and it’s always liquid. Now, you’re a real estate investor, you understand real estate. What couldn’t you get in 2009 alone? Right? Bankers wouldn’t give anybody money, right? But if you had gold, you could get liquidity, right? And gold, you know, almost doubled between 2008 and 2011 at the same time when most assets were dropping 50%. That’s an insurance policy for the rest of your money. That’s why I said, look, it’s a way to preserve wealth and have a hedge against financial uncertainty. But in the market that we’re in now, you know, having more than just the, the minimum, which is five to 10% of assets as a, you know, potentially an investment instead of just an insurance policy. That makes sense. But you’re right, you could buy and you could, you know, tie up money that won’t produce anything for a couple years, maybe longer. You also have an insurance policy in case the wheels do come off like they did during the great financial crisis or during COVID. Yeah. Yeah. I was listening to, uh, another podcast. I listened to the, these, uh, guys, the All In podcast, and, uh, Tucker Carlson was on there, and apparently he’s a, you know, huge, uh, physical gold guy. And, and he said, and I, I think he was serious. He said he buries it in his backyard and then he spreads a bunch of, um. Uh, a bunch of, you know, silver beads, uh, out there too, like, just in case no one can like, use a medical metal detector and find it is gold. Uh, let’s talk about that nuance of, of physical gold versus, you know, buying ETFs and all that stuff. What’s your take? I mean, what, what do you tell people when they say, well, gosh, you know, uh, it might be hard for me to store that gold and, and why shouldn’t I just get an ETF and, and talk a little bit about that? Well, I trade ETFs in my IRA account. When I think the, when I think I can harness price movement, that’s what I use ETFs for. You know, they’re a paper representation of gold, uh, that you can trade at the click of a button, physical gold. Is valuable. It’s, you have to find a place to store it. It’s pretty inert, so you can, you can bury it in your backyard, keep the elements out of it, but then there’s some risk there because it could be found, it could be stolen, so you do have to store it somewhere. You can put it in a bank safe deposit box, but I don’t really recommend that because what happens if there’s a banking holiday and you can’t get to it? So having a home safe or maybe, you know, maybe bearing it in the backyard. Is an option if that’s what you wanna do. Or there are independent professionally run storage facilities. There’s a few of ’em around the country that are run by precious metals dealers that are, you know, big entities. Uh uh. So I think they’re trustworthy and they certainly have the ability to service and aren’t properly insured. So that if something happens, you know your value is protected. And that’s primarily what you pay for as a storage fee is a percentage of value. Not so much number ounces that you have there, but the value percentage, because it is an insurance, uh, related value, right? The value goes up, they’ve gotta get more insurance so they get a higher storage fee for that same amount of metal if the value increases, which is unlike other assets. So I do have a couple of those I recommend that are run by professional. Companies that have been in business for years that we know would trust and have performed perfectly. If you wanna store, um, physical metal now gold is compact. You know, a hundred ounces is smaller than a paperback novel and it’s $450,000 worth of value today. You could, I could literally have one bar in each one of my coat pockets and be walking around with almost a million bucks in my pockets, and no one would know. Silver. You know, silver creates a bigger problem because it takes 70 ounces of silver to equal an ounce of gold. So there’s a lot more volume involved and a lot more weight, which is why sometimes these facilities make more sense if you wanna store something that’s more bulky like silver. But if you’re gonna store gold somewhere, that’s not easy to find. You wanna make sure somebody you trust behind you knows where it’s just in case something happens to you. Right? Yeah. Um. What, um, how difficult is it, uh, Dana, for someone to, I guess, say they wanna sell, say maybe they need to sell one of those bricks in your pocket there? Uh, and, and, um, is that a, um, a process that, I mean, it’s, you know, it’s not as easy as clicking a button at that point, right? But to make sure that you get the best possible price for your gold and all that, I mean, you’re not gonna go to a pawn shop and. Oh, that, so like, I, I’m just curious on the mechanics of that. ’cause I’ve, you know, I’ve, I’ve never sold, you know, physical gold for anything. So, so our, our company’s a physical dealer. We’re a hybrid between Amazon and a financial institution. And that, uh, we sell something online or over the telephone. The price is always changing on a minute by minute basis, but it’s like you’re buying shoes. It’s just, you know, you don’t quite know what the price is gonna be. So we physically, you know, figure out which product you should purchase, what’s best for you, and then we ship it to you if you want to sell it, it’s just the reverse of the transaction. You have to present it for delivery, which means you have to ship it back to, uh, your dealer, or, you know, physically deliver to them, and you get paid immediately upon delivery. So, um, you know, we, we do business like a financial institution. You can call us up, place a transaction over the phone. Uh, if it’s a smaller transaction, we’ll do that without deposit funds. If it’s a bigger transaction, we don’t know, you will want funds first, but once we lock in, that’s the price. Just like when you buy stock and then you pay the balance or, or we ship you the merchandise, whichever comes first. Um. You get it, inspect it, make sure you, you got what you’re supposed to get. In fact, it, you know, in the last two years with this gold price just climbing higher and higher, we’ve got a lot of clients that are complacent. They like the stock market that’s been hitting record highs, uh, and they’ve been shedding gold. We’ve actually bought more gold as an industry, not just our company, but as an industry in the last year than we’ve bought in a single year in 20 years. So it’s very easy to reverse the transaction. But what I would tell you. For your listeners is, and this is important, you should buy sovereign minted products, gold ounces, silver ounces, one ounce gold coins. They’re really just round bars made by the US Mint, the Royal Canadian Mint, the British Royal Mint. The Austrian Mint instead of refinery made. One ounce bars or 10 ounce bars or kilo bars of gold because we have a modest but growing problem with Chinese counterfeits. The Chinese can take tungsten and plate it with gold and pass it off as reel, and they can do that much better with refinery made bars that have plain design pictures stamped onto them. They can replicate those very well, but they cannot replicate the intricate pictures. The US Mint or the Canadian Mint, or the Austrian mint, British royal mint stamp onto that one ounce gold coin. We call it a coin. It’s just a round bar made by a mint that struck with dyes like a coin. And all of the mints around the world have introduced minute anti-counterfeiting design elements into the picture that they stamp on their coins to deter Chinese counterfeits. And it’s working. So the most important thing is, you know, do business with a reputable dealer that’s been around a long time, that has a good reputation, not a, not some new entity, right? You wanna find a, a trusted member of the community and develop a relationship that makes buying again or selling very easy. Once you have a relationship with a dealer, and we know the product you’ve purchased, we’ll take it back very easily. Uh, silver is, you know, people talk a lot about it in the context of, you know, the lump it with gold but has very different characteristics. Um, how do you think about silver today? I love silver today. Uh, it’s, it’s a metal at times as hard to love because every time it makes a big gain, it can give it up pretty easily. It’s more volatile than gold, but gold’s about 90% monetary metal in 10%. Commodity metal silver’s about 50 50, but what silver has going for it is, uh, a couple of unique characteristics that virtually no other metal comes, uh, as close to, which is conductivity of heat and electricity. Silver is amazing in that it’s the best at conducting both heat and electricity. I’ve got a one ounce silver coin on my desk here, and if you take this coin and hold it between your fingers and take an ice cube. You can literally cut that ice cube in half in about 6, 7, 8 seconds with a pure silver coin because the heat from your fingers gets transmitted to the coin and goes right through the ice cube. That’s just a simple example of how conductive silver is for temperature, and we have a structural supply deficit in the silver market that we’ve had for about five years now, where the industry. Is consuming more silver than comes out of the ground on an annual basis. So we’re eating into the above ground supply. Uh, so fundamentally that’s the supply and demand equation favor silver. Uh, plus because gold is moved up so much in price, silver is getting a rotation into it because it’s underperformed relative to gold until just recently where it’s played catch pretty sharply in just the last three or four months. If you measure. How many ounces of gold, uh, how many ounces of silver it takes to equal an ounce of gold, the gold to silver ratio back in April. That was a hundred to one, you know, which was an extreme. Today that ratio is a, is a little under 70 to one. It’s 67, 68 to one. So silver has played up in ketchup in price. Where is that historically? Uh, well. Normally it’s between about 40 to one and 80 to one with about 60 to one as the, as the pivot point where it’s in, they’re in equilibrium. But in the last four or five years with gold leading and silver lagging, we’ve routinely been in the 85 to 90 to one range. Uh, and we actually hit a hundred to one in April of this year, uh, which was the highest it’s been, um, except for when we had a kind of a knee jerk in the medals during COVID, which was an anomaly. Uh, didn’t last. So, but anyway. Silver is playing ketchup because it’s been undervalued relative to gold. Um, and we’ve seen, you know, people that wanna be in the metals, but think gold’s a little expensive. They’ve rotated out of gold, and we’ve seen some of that money move into silver and also into platinum. Now, platinum was under a thousand dollars this time of year ago, and it’s almost $1,900 announced today. So it’s almost platinum’s up, uh, almost a hundred percent now. This year where silver’s up 120% this year and a lot of this demand is driven globally. We’ve seen huge demand in silver in India this year because gold is so, has become so expensive, and that’s what I mean by a global run on the, on the bank. It’s not just China, Japan, it’s India too, and Europe as well. Physical buying and et f buying ETFs are available around the world in precious metals now that really haven’t been very impactful until this year. Um, but that’s what the world’s doing, you know? No discussion these days on gold is complete without at least mentioning Bitcoin. Uh, you know, and, and it’s, it’s interesting because, um, you know, even within the, uh, uh, gold world, I mean, there’s, there’s some prominent people who are really bought in to Bitcoin. Like I, Lawrence Lepert has been on the show multiple times now, and Larry’s all in. Um, just curious as a, you know, as a gold person, what do you see where, what do you see the role or do you not believe in this thing? Do you believe it is a, a parallel? Um, I, there’s so many things that you say about gold. That I’m like, yeah, you can say that about Bitcoin too and carry, you know, millions of dollars in your pocket. You can, you know, it’s, uh, there’s a very little amount of it. Um, obviously it’s new, right? Gold has been around for, since the beginning of time and, and now we’ve got 2009 for Bitcoin. What is your view? How are you seeing it? May, how are your colleagues seeing it in the gold space? Well, a couple different points to make here. Um, you know, when, when Bitcoin came out in 20 10, 20 11, you know, one of my friends in the, in the precious metals business told me I should buy it when it was 20 bucks and I didn’t get it. So I didn’t do it, and that was a big mistake on my part. But Bitcoin has one advantage that no other currency or gold has, which you can move serious money over borders easily. You’re right, you can carry it around in your pocket, in your wallet and, um, you know, you carry a lot of value around and transfer it at the, you know, click of a button. And no co counterparty risk, just like you said with gold, right? Yeah. Well, there’s some modest counterparty risk with, with bitcoin that you, you have counterparty risk with gold and theft as well. Um. Bitcoin is volatile. It’s, you know, it’s, it’s very volatile. It’s still the speculative investment. I mean, it was 124,000, you know, four months ago, and now it’s about 85,000, 90,000. So there’s volatility there that gold doesn’t have. But more importantly, what I’ve seen in my career is a generational divide. The older, older people, you know, 45 and older, like gold and silver. Younger people that grew up with phones in their hands like Bitcoin. The volatility in Bitcoin that we’ve seen in these two big selloff cycles in Bitcoin have not the first one, but the second one have helped to bring some of those younger people into the stability of gold, especially in the year when gold is doing pretty well. ’cause it then it kind of has a little bit of that Bitcoin allure, which is, you know, get rich quick. But, um. Bitcoin’s volatile, but it’s here to stay and it is now the most respected cryptocurrency. Like I almost bought Ethereum, you know, 10 years ago when one of my friends was explaining both to me and said that Ethereum basically had better fundamentals. But you know, it’s kind of inventing, it’s kinda like investing in a. What, uh, beta, beta max instead of VHS back in the day. Some of the older people remember that. You bet on the wrong horse, you know? Yeah, exactly. Well, you’ve, uh, you know, you built this, uh, firm on transparency, integrity, uh, in an industry that doesn’t always have the best reputation. Right? So for investors who decide that precious metals belong in their portfolio. Uh, how can they get a hold of you? Well, our website is, uh, A-M-E-R-G-O-L d.com. Uh, we don’t have, you know, 10,000 items on our website. We have a, we have a small listing of what available products are because we stick with mainstream items, products that are primarily easy to sell, uh, competitively priced, widely traded, and easily understood. Um, uh. Uh, email address is info I nfo@amggold.com. Uh, we have a toll, toll free number 806 1 3 9 3 2 3. Uh, we’re consultative in nature. We’ll, we’ll answer any questions. Happily, gladly, uh, no transactions too small or too large. What we really wanna do, uh, is help people because if we do that, we help ourselves. And when you treat people right, it, it comes back. And our industry does have a chair of bad actors. And, um, you, you wanna make sure that you do business with someone reputable that’s been in the industry a long time. And I understand some people may wanna do this locally where they can actually walk into a place of business. Do this instead of over the phone. So look for dealers that have, you know, longstanding, uh, businesses and good reputations. If you see a reputation that, uh, has some complaints, you know, there are other choices for you. But, um, we just try and help people buck. That’s really what we try and do. We certainly have the reputation for it. Dana. So thank you so much for being on Wellfor podcast. Well, thanks for having me. It’s great to see you again, and I wish you a great success in 2026 and a happy holiday season. You too. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to Show England. Hope you enjoyed it and, uh, I will. Uh, I should admit though, that if you go back and you listen on my, uh, past shows, this is one that I was wrong on. I, I’ve never been a gold bug. My biggest issue with gold. Um, has always been, you know, from an investment thesis that it doesn’t really do anything, doesn’t yield anything, and what’s the point of owning it rather than owning, uh, real estate. And actually, if you just look at what I said, it’s, it’s still, it’s still, it’s still kind of true, right? I mean, you can argue, well, yeah, the real estate markets really did, uh, did struggle over the last couple years. But listen, at the end of the day. The real estate market struggled because of leverage, right? Gold. There’s no leverage, no one’s borrowing, buying gold on leverage, and so it can go up and down and it doesn’t really hurt anybody. If you take the last couple decades and you know how much people made from, uh, real estate versus Bitcoin, even though there’s this huge, uh, huge uptick in Bitcoin now it’s, it’s probably the case that they come out pretty close. If not, uh, you know, real estate still being the winner. But anyway, uh, I do want to say and admit that I was wrong. That, uh, that the gold wasn’t really worth, uh, owning. I think, uh, you know, I wish I had owned some, just like a lot of people wish they’d own Bitcoin at $6,000, right? Um, in fact, I will say that one of the things in hindsight that I think of is gold in many ways for the last several years was on sale. And I haven’t really been talking about this as much, but I’ve been reflecting on this a great deal about making sure that as an investor you wake yourself up once in a while and ask, okay, well, what’s on sale? Well, gold was on sale for a while. Silver was definitely on sale. Right? Um, doesn’t mean you have to go in, have, you know, 50% of your portfolio in something like that, but when something’s on sale, it’s not a bad idea to look around. And maybe get, you know, get a little bit of exposure. I do think that real estate is there right now. I think real estate, you know, if you’re in the credit investor group, you’re seeing on a routine basis 30%, uh, discounted offerings from just a couple years ago. And I do think that’s on sale right now. But there are other things as well, arguably. I mean, I, I actually think that Bitcoin is, uh, uh, sort of on sale right now. I mean, sitting at 86,000, anybody who thinks it’s not gonna go to a hundred thousand at some point in the next, you know, 12 months is, I mean, I think it’s highly unlikely that it doesn’t go to a hundred thousand, right? So think about that right now. That’s like a 14% gain right then and there. Anyway, sometimes it’s good to just look around and see what’s on sale. Uh, that’s my message for this week. Uh, this is Buck Joffrey with Wealth Formula Podcast signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Date: December 21, 2025Preaching: Brently JordanSeries: Knock, Knock. Who's There?Find notes or a transcript of this sermon on our blog: https://www.covenantepc.org/blog/knock-knock-whos-there/

PREVIEW — Jeff Bliss — California Gas Prices and Regulatory Constraints. Bliss reports that while national average gasoline prices are declining due to demand weakness and ample supply, California gasoline prices remain persistently elevated, frequently exceeding $5.00 per gallon due to state-specific regulatory frameworks and the systematic closure of petroleum refineries reducing processing capacity. Bliss warns that energy market experts project California gasoline prices could catastrophically escalate to approximately $12.00 per gallon, a devastating potential price increase for a state economy structurally dependent upon private automobile transportation and individual vehicle ownership for employment, commerce, and daily economic activity.

Nehemiah | Week 4 | Merciful Faithful God, Persistently Sinful People | Manny Stegall

PREVIEW — Elizabeth Peek — The Economic Conundrum: Strong Spending, Low Confidence. Peek analyzes the apparent economic contradiction wherein strong GDP growth and robust retail spending metrics coexist with persistently low consumer confidence and widespread economic pessimism. Peek attributes this paradoxical dynamic to acute affordability crises affecting substantial population cohorts and a deteriorating labor market characterized by declining hiring, wage stagnation relative to inflation, and employment insecurity. Peek characterizes this bifurcated economic experience as a "K-shaped economy," wherein stock market gains and asset appreciation benefit relatively privileged populations, while widespread financial anxiety, housing unaffordability, and discretionary spending constraints generate diffuse economic distress among middle and working-class populations. 1890 HARLEM HEIGHTS

Galatians 6:1-2

The sermon for November 9, 2025 is based on Genesis 32:22-30 Sermon Given By: Luke Hendricks Trinity Lutheran Church is located in Woodbridge, VA, USA and is a member of the Wisconsin Evangelical Lutheran Synod (WELS). If you would like more information about our congregation, please visit www.trinityofwoodbridge.org or www.facebook.com/trinityofwoodbridge

Listen to Pastor Gawel's sermon for November 9, 2025, taken from Luke 18:1-8. The post Pray Persistently, Trusting in God's Promises – Sermon for November 9, 2025 appeared first on St. Andrew Lutheran Church.

James 1:21-25 (NASB) 21 Therefore, ridding yourselves of all filthiness and all that remains of wickedness, in humility receive the word implanted, which is able to save your souls. 22 But prove yourselves doers of the word, and not just hearers who deceive themselves. 23 For if anyone is a hearer of the word and not a doer, he is like a man who looks at his natural face in a mirror; 24 for once he has looked at himself and gone away, he has immediately forgotten what kind of person he was. 25 But one who has looked intently at the perfect law, the law of freedom, and has continued in it, not having become a forgetful hearer but an active doer, this person will be blessed in what he does. How Christians should respond to the Word of God: 1) Proactively get rid of your sin (1:21) 2) Humbly receive the Word (1:21) 3) Persistently do what God's Word says (1:22-25) 4) Wholly believe God's Promise to the obedient (1:25)  

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When you pray about something, God wants to know if it's a deep desire—or just a whim. Join Pastor Rick as he discusses the importance of praying fervently and frequently.Your prayer life says a lot about where you put your trust—in your feelings or in your heavenly Father. Join Pastor Rick as he continues to encourage you to pray more persistently. To support this ministry financially, visit: https://www.oneplace.com/donate/1103/29

When you pray about something, God wants to know if it's a deep desire—or just a whim. Join Pastor Rick as he discusses the importance of praying fervently and frequently.While we work on having a more vibrant prayer life, God is working on us. Discover what God wants to teach you while you wait on him in prayer in today's message with Pastor Rick. To support this ministry financially, visit: https://www.oneplace.com/donate/1103/29

There's one common ingredient found in people who experience breakthroughs: They all passionately seek after God. In this series, Pastor Rick teaches you how to supercharge your prayer life and overcome obstacles.When you pray about something, God wants to know if it's a deep desire—or just a whim. Join Pastor Rick as he discusses the importance of praying fervently and frequently.No matter what crisis we face, God will walk through it with us. In this message, Pastor Rick explains that when we pray, we are talking to a caring, consistent, capable, and close heavenly Father. To support this ministry financially, visit: https://www.oneplace.com/donate/1103/29

In Part Two of their conversation, David and Dustin pick up the story with his leap into entrepreneurship. Dustin explains what it's like to buy and run a company while writing the playbook in real time, the hard truths he learned along the way, and how that experience ultimately led to the creation of Persistently — and to joining forces with CultureWise.

AI: The Catalyst for Humanity's Next Leap ForwardIn this episode of the Business Growth Podcast, we sit down with Ross Power, product strategist, entrepreneur, and the mind behind oversubscribed AI workshops in Bali. Ross delivers a refreshing perspective: AI isn't here to replace us, it's here to help us become more human.Ross shares how AI can:- Automate repetitive tasks so we can focus on creativity, empathy, and connection.- Democratise access to tools that once required huge budgets or big teams.- Act as the ultimate assistant, helping us think, decide, and work smarter.From his live workshops where attendees build businesses in real time, to his views on privacy, ethics, and the rise of one-person businesses, Ross brings a mix of practical advice and big-picture thinking. His mantra? “Persistently be yourself” - because AI is just the latest tool in our long history of tools, and its true power lies in how it helps us express what makes us human.Along the way, we dig into:- The myths that stop people from embracing AI.- The dangers of over-automation in areas like relationships.- How persistence, deep work, and curiosity are the real success factors.- Why “comparison is the thief of joy” and how to stay authentic in a noisy world.Ross also unpacks his five definitions of freedom - time, location, people, mind, and creativity - and why authenticity and truthfulness are at the heart of entrepreneurial success.If you've ever wondered whether AI will make us less human, this conversation flips that on its head. Hosted on Acast. See acast.com/privacy for more information.

David sits down with Dustin Campbell, co-founder of Persistence Management Holdings and Persistently, to unpack his journey from investment banking to private equity — and the powerful lessons he learned along the way. In Part One, Dustin shares how a turnaround mentor reshaped his thinking about systems and culture, and why those insights convinced him that culture is more than a differentiator — it's the driver of performance.

An elderly gentleman in China who began practicing Falun Dafa in 1998 shares the thoughtful approach he has used to help others understand the true nature of the CCP, and how one can follow the principles of Falun Dafa to improve one's character. This and other experience-sharing from the Minghui website. Original Articles:1. Clarifying the […]

There are these spiritual powers that when God's kingdom is being built, they get furious because they have so much to lose as the kingdom of God advances here on earth as it is in heaven. And they are furious, and they are opposed to this work that God is doing. And we quickly see in the story with Nehemiah some of the tactics of the enemy as he's trying to stop the work and what we see is that he tries to trigger the fight or flight response, and people fight or flight.

In an online meeting with the Chicago Ramana devotees on 29th June 2025, Michael answers various questions about the teachings of Bhagavan Ramana. This video can be watched as a video on YouTube. A more compressed audio copy in Opus format can be downloaded from MediaFire. Songs of Sri Sadhu Om with English translations can be accessed on our Vimeo video channel.  Books by Sri Sadhu Om and Michael James that are currently available on Amazon: By Sri Sadhu Om: ► The Path of Sri Ramana (English)  By Michael James: ► Happiness and Art of Being (English)  ► Lyckan och Varandets Konst (Swedish)  ► Anma-Viddai (English)   Above books are also available in other regional Amazon marketplaces worldwide. - Sri Ramana Center of Houston

Pastor Ben Stuart walks us through Psalm 13 and examines the prompt and pattern David gave us for times when we feel persistently sad. Learn the ways God invites us to experience our feelings, gain perspective, and then express them with praise. Key Verses // Psalm 13 —With Passion City Online you can join us live every Sunday at 9:30a and 11:30a! Join us at https://passioncitychurch.com/dc—Give towards what God is doing through Passion City Church: https://passioncitychurch.com/dc/give—Subscribe to our Youtube channel to see more messages https://www.youtube.com/passioncitychurchdc—Follow along with Passion City Church DC: https://www.instagram.com/passioncitydc—Follow along with Pastor Ben Stuart: https://www.instagram.com/ben_stuart_—Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. For more info on Passion, visit https://passioncitychurch.com.  

28And we know that for those who love God all things work togetherfor good,[a]forthose who are called according to his purpose.29For those whom heforeknew he alsopredestinedto be conformed to the image of his Son, in order that he might bethe firstborn among many brothers.30And those whom he predestined he also called, and those whom he called he alsojustified, and those whom he justified he alsoglorified.

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Pastor Lee preaches from Luke chapter 11 and we learn the importance of praying persistently.Welcome to Heights Baptist Church! Our mission is to love and to lead all people to a new life with Christ.Digital Connect Card: https://www.heightschurch.org/connectTo watch services online: https://www.heightschurch.org/mediaTo give online: https://www.heightschurch.org/give

The Context of White Supremacy welcomes Justice For Wyandotte. Visit their website @ https://www.justiceforwyandotte.org In 2017, Ms. Nikki Richardson and Khadijah Hardaway co-founded the Kansas City, Kansas non-profit with a stated mission to: “Persistently foster sustainable communities in the KCK metro area by advocating for honest, accountable, and transparent governance and empowering people.” Both Ms. Richardson and Ms. Hardaway are classified as black females. Gus learned about Justice For Wyandotte while studying deceased Race Soldier Roger Golubski. The White former Kansas City Kansas enforcement officer spent over three decades brandishing a badge and gun before eventually transitioning to the FBI. After years of allegations and suspicion, Golubski was charged with sex trafficking crimes in 2022. On the day his criminal trial was set to commence, he allegedly took his own life with a stolen firearm. We'll discuss the now-dismissed criminal charges and what the black Victims would like to see happen. #KansasCityChiefs #TheCOWS16Years INVEST in The COWS – http://paypal.me/TheCOWS Cash App: https://cash.app/$TheCOWS CALL IN NUMBER: 605.313.5164 CODE: 564943#

In an online meeting with Kartik, Michael answers questions about Bhagavan Ramana's teachings. This episode can be watched as video on YouTube. A more compressed audio copy in Opus format can be downloaded from MediaFire . Ad-free videos on the original writings of Bhagavan Ramana with explanations by Michael James can be accessed on our Vimeo video channel: https://vimeo.com/ramanahou/albums .

Multifamily investment optimism persists, but expectations have cooled somewhat since late 2024. Persistently-high ten-year treasury yields have changed the prevailing assumptions about interest rates and the multifamily lending market, with higher-for-longer expectations taking hold, moderating the previous optimism about the multifamily investment market, but even if the lending environment remains the same, the near-unanimous consensus of improved rent growth and apartment fundamentals continues to support the strong investment prospects for multifamily, no matter how cold the wind may blow. Sources discussed in this episode: The Wall Street Journal: “U.S. Homes Sales in 2024 Fell to Lowest Level in Nearly 30 Years” - https://www.wsj.com/economy/housing/u-s-homes-sales-in-2024-fell-to-lowest-level-in-nearly-30-years-3ce94fd9. RealPage: “Apartment Rent Growth Expectations at the Market Level for 2025” - https://www.realpage.com/analytics/forecast-takeaways-market-level-2025/ Freddie Mac: “Positive Outlook for Housing and the Economy in 2025” - https://www.freddiemac.com/research/forecast/20250124-us-economy-grew-stronger-pace The Conference Board: "Consumers' optimism about both present and future conditions pulled back" - https://www.conference-board.org/topics/consumer-confidence University of Michigan: "Surveys of Consumers" - https://data.sca.isr.umich.edu/ Fannie Mae: “2025 Multifamily Market Outlook: Clearer Skies Ahead” - https://www.fanniemae.com/media/54646/display Marcus & Millichap: “2025 U.S. Multifamily Investment Forecast” - https://www.marcusmillichap.com/research/market-report/multiple-markets/2025/2025-us-multifamily-investment-forecast Learn about Gray Capital's latest multifamily deal for accredited investors: https://www.graycapitalllc.com/walcott/ Download Gray Capital's latest report: ⁠https://www.graycapitalllc.com/report/⁠ Sign up for our free multifamily newsletter here: ⁠https://www.graycapitalllc.com/newsletter⁠ DISCLAIMERS: This video does not constitute professional financial advice and is for educational/entertainment purposes only. This video is not an offer to invest. Any offering would be made through a private placement memorandum and would be limited to accredited investors.

Casey goes into the powerful role belief systems play in success as a fractional CMO. He explores how limiting beliefs—whether self-imposed or adopted from others—can hold you back. Learn why taking risks is essential, how to align your mindset with your goals, and how to build a thriving fractional CMO practice. If you're ready to tackle bigger problems, deliver greater impact, and unlock your full potential as a marketing leader, this episode is packed with insights to help you get there. Here's what we talked about:    Beliefs shape actions and outcomes. Challenging limiting, imposed beliefs. Taking risks to achieve growth and rewards. Persistently following up with potential clients. Building a supportive and aligned community. Resolving conflicts between competing beliefs. Trusting your current skills while improving. Actively pursuing opportunities and challenging doubts.

SWAJ Premium IS ON SALE! $50 for the whole year! Subscribe to get bonus content most Mondays, bonus episodes every month, ad-free listening, access to the entire 500-episode archive, Discord access, and more: https://axismundi.supercast.com/ Growing up in a deeply evangelical family in the Midwest in the ‘80s and ‘90s, Sarah McCammon was strictly taught to fear God, obey him, and not question the faith. Persistently worried that her gay grandfather would go to hell unless she could reach him, or that her Muslim friend would need to be converted, and that she, too, would go to hell if she did not believe fervently enough, McCammon was a rule-follower and—most of the time—a true believer. But through it all, she was increasingly plagued by fears and deep questions as the belief system she'd been carefully taught clashed with her expanding understanding of the outside world. After spending her early adult life striving to make sense of an unraveling worldview, by her 30s, she found herself face-to-face with it once again as she covered the Trump campaign for NPR, where she witnessed first-hand the power and influence that evangelical Christian beliefs held on the political right. Sarah also came to discover that she was not alone: she is among a rising generation of the children of evangelicalism who are growing up and fleeing the fold, who are thinking for themselves and deconstructing what feel like the “alternative facts” of their childhood. Learn more about your ad choices. Visit megaphone.fm/adchoices