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Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-540Check out The Money Trap: https://amzn.in/d/0hTkmA3jGuest Suggestion Form: https://forms.gle/bnaeY3FpoFU9ZjA47Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:31) - Masayoshi Son's Two Epic Crashes & Comebacks(06:28) - What Makes Masayoshi Son a True Visionary(09:26) - Steve Jobs, the ARM Holdings Deal & Betting on the Future(11:41) - Inside the $100 Billion Vision Fund & What Killed WeWork(15:36) - Adam Neumann: Salesman, Visionary, or Both?(18:20) - When to Suspend Analysis: Betting on Future Business Models(23:42) - Indians Building Startups in India vs. Silicon Valley(27:21) - India vs. the US vs. China: What It Takes to Build There(32:56) - Underfunded vs. Overfunded Startups(37:14) - Bhavish Aggarwal & the Art of Attracting Capital(39:42) - Masayoshi Son & Ritesh Agarwal's Special Bond(43:08) - What VCs Actually Look for in Founders(45:45) - Why Stubborn Founders Often Win(47:00) - The Most Inspiring Entrepreneur: Elon Musk(50:26) - Other Entrepreneurs Who Inspire Him(52:38) - Steve Jobs: The Leonardo da Vinci of Tech(53:57) - Why "Follow Your Passion" Is Terrible Advice(58:16) - The Money Trap: How Much Is Enough?(1:00:46) - Sleep, Health & Data-Driven Obsession(1:04:14) - The Next Billion-Dollar Opportunity: AI in Every Business(1:06:59) - Why He Finally Wrote His Book(1:14:05) - OutroIn today's episode, we sit down with T. V. Mohandas Pai, Co-founder and Chairman of Aarin Capital and Chairman of 3one4 Capital to discuss India's future, entrepreneurship, AI, governance, and what it really takes to build a successful career.Follow Alok Sama Here:LinkedIn: https://www.linkedin.com/in/aloksama/About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani https://www.instagram.com/rajshamani/Twitter @RajShamani https://twitter.com/rajshamaniFacebook @ShamaniRaj https://www.facebook.com/shamanirajLinkedIn - Raj Shamani https://www.linkedin.com/in/rajshamani/About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.
Hunter is joined by Ben Polk, Director of the Transformative Justice Project at New York University School of Law, Robert and Helen Bernstein Institute for Human Rights to discuss a recent law review article he authored where he conservatively estimated it would cost $28 billion to fund Public Defense nationwide. Guest: Ben Polk, Director, Transformative Justice Project and Research Scholar, New York University School of Law, Robert and Helen Bernstein Institute for Human Rights, Resource: Read the Article Here https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6359060 Ben's Faculty Page https://www.law.nyu.edu/centers/bernstein-institute/team Contact Hunter Parnell: Publicdefenseless@gmail.com Instagram: @PublicDefenselessPodcast Twitter: @PDefenselessPod www.publicdefenseless.com Subscribe to the Patreon: www.patreon.com/PublicDefenselessPodcast Donate on PayPal: https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe: https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****
Women's health has historically been overlooked in research and investment, but that landscape is beginning to change. In this episode of The Positive Pause®, host Claire Gill talks with Sabrina Martucci Johnson, President & CEO of Daré Bioscience, about what it really takes to develop safe, effective therapies for women and why informed patients play such an important role in advancing better healthcare. Their discussion focuses on the ongoing funding disparity in women's health research and innovation and why greater investment is essential to improving care; the process and challenges of bring clinically validated therapies to market for women; how can women be more informed consumers and spot junk science, especially in the menopause space right now where marketing often outpaces the clinical evidence; and, more. In 2015, Sabrina Martucci Johnson founded Daré Bioscience, a purpose-driven health biotech company built on a single, uncompromising premise: women deserve better. Not incrementally better. Categorically better. From contraception and menopause to vaginal health, sexual health, fertility, and infectious disease. Ms. Johnson is a life sciences executive committed to advancing improvements in women's healthcare. Key topics covered What "clinically validated" actually means and why extensive testing is required before therapies reach patients How existing FDA-approved medicines can be thoughtfully adapted to address unmet needs in women's health The differences between FDA-approved medications, compounded prescriptions, and products manufactured under pharmaceutical quality standards Why women should ask more questions about the medications they're prescribed, including whether a treatment has been clinically studied and published in peer-reviewed research How telehealth and social media have expanded access to information while also making it more important than ever to evaluate healthcare claims carefully The importance of helping women become informed healthcare consumers who can confidently advocate for themselves Why raising expectations for women's healthcare is one of the most important steps toward lasting change This episode delivers an informative conversation about the science, investment, and persistence required to bring innovative women's health therapies to market. Claire and Sabrina encourage women to ask thoughtful questions, seek evidence-based information, and expect the same level of scientific rigor and innovation that has long been standard in other areas of medicine. The discussion offers both practical guidance and optimism for the future of women's healthcare. Connect with Sabrina: Websites: https://www.darebioscience.com https://www.daretoplaybio.com Instagram: https://www.instagram.com/darebioscience LinkedIn: https://www.linkedin.com/in/sabrina-johnson-27799829/ https://www.linkedin.com/company/dare-bioscience/
James and Kim Boley, campus missionaries of twenty years, share the single habit they credit most for staying fully funded: a short, text-only email sent every single week. They break down why the big quarterly newsletter stopped working, how 20 minutes a week keeps supporters connected (and giving), and what to do when you feel behind. For the full episode this clip was taken from: https://youtu.be/kXJvCQ_9vVA Reserve your seat at Fully Funded LIVE:Two focused days, in person, to build your support-raising plan. Mary and Mike walk you through what to say, who to follow up with, how to invite partnership, and what to do when you get home. September 21-22, 2026 in Plano, TX. Register here: https://fullyfundedacademy.com/live Join our community:Fully Funded Academy. Get the 7-part Fully Funded curriculum, two live group coaching calls every month with Mary and Mike, support letter and email templates, bonus masterclasses on referrals and missionary fundraising events, and a private community of missionaries walking the same road. Enroll here or get on the waitlist: https://fullyfundedacademy.com Buy our book, "Fully Funded":Ebook: https://amzn.to/3PntpXR Audiobook: https://amzn.to/4tWgoCM Paperback: https://amzn.to/4tSdPRV Subscribe to our newsletter: https://fullyfundedacademy.com/newsletter Social Media:Instagram: https://www.instagram.com/fullyfundedacademy LinkedIn: https://www.linkedin.com/company/fully-funded-academy Website: https://fullyfundedacademy.com
Samuel Ben-Ur — The Board of Peace remains underfunded, with only $23 million confirmed of the $17 billion pledged; Hamas rejected an eight-month disarmament plan, its leadership has largely relocated from Qatar to Turkey, and Netanyahu's political standing depends on his hardline refusal to cede Gaza territory. (2)1492
No one knows the realities of professional auto racing better than Tommy Joe Martins, co-owner of Alpha Prime Racing in the NASCAR O'Reilly Series. On the heels of the release of his short film "Underfunded", motorsports reporter Jeff Gluck sits down with Martins to discuss the inspiration for the film: his time spent as an independent car owner in the NASCAR garage. Jeff also chats with Austin Cindric to look ahead to NASCAR's upcoming visit to Echo Park Speedway in Atlanta, where Cindric has flourished over the last few seasons. Finally, Jeff reacts to NASCAR's latest penalty debacle involving Shane Van Gisbergen and Austin Hill. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Fringe Radio Network, Bruce Collins sits down with Michael Letts to discuss the growing challenges facing law enforcement agencies across America. The conversation explores how many police departments are operating under increasing financial pressure while simultaneously dealing with staffing shortages, public criticism, and rising expectations from the communities they serve. Michael Letts shares his perspective on the impact of underfunding, the effect of negative public narratives on officer morale, and the difficulties departments face in recruiting and retaining qualified personnel. The discussion examines the relationship between public safety, community trust, and the resources available to local law enforcement organizations. The episode also addresses broader societal questions surrounding crime prevention, policing strategies, officer support systems, and the future of public safety in the United States. Whether listeners agree or disagree with the viewpoints presented, the conversation offers insight into the challenges currently facing police agencies and the communities they protect.
Misty Van Popta, B.C. Conservative infrastructure critic, and MLA for Langley - Walnut Grove Learn more about your ad choices. Visit megaphone.fm/adchoices
Dayna Lazarus is a Technical Advisor for the Florida Housing Coalition, co-founder of Transit Now Tampa Bay, and an urban planning advocate focused on transportation equity, housing affordability, climate resiliency, and public transit expansion. She holds a Master's in Urban and Regional Planning from USF and has spent years organizing around better transit and smarter growth policies in the Tampa Bay region.0:02:51 — Lessons From Portland0:15:54 — Lesson From Netherlands0:20:36 — Tampa Gutted For Cars0:29:08 — HART Underfunded Per Capita0:31:57 — Funding Frozen Since 19790:40:12 — Why Elected Officials Fail0:43:36 — Private Sector Transit Funding0:51:40 — HART Charter Change Explained01:01:26 — How Grassroots Organizing Works01:12:22 — Route 1 Fare-Free Pilot01:46:54 — All For Transportation Story
John Maytham speaks to Judge Dennis Davis on the new SARS commissioner saying that the revenue service doesn't have enough resources to close the country’s tax gap. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Last November, Bridgeport voters overwhelmingly supported charter reforms really focusing on local ethics policies and bolstering oversight of elections. Apparently, the money needed to hire a solid director for the Office of Ethics is potentially not being invested properly. We asked John Hosier, vice chair of the 13-member bipartisan Charter Revision Commission, what's going on.
On today's show, we hear about a study from the Arkansas Department of Human Services that finds that supported living services in the state are severely underfunded. Plus, we remember a nearly-forgotten Arkansas kidnapping 60 years ago. We also get details about Inclusive Prom.
Concerns life-saving kidney care is underfunded across New Zealand. Dialysis - a vital treatment for thousands - can take hours, with some patients travelling long distances or managing care at home without any medical support. Health New Zealand admitted to 1News there's been a lack of funding in renal care in some parts of the country. Kidney Health New Zealand General Manager Madi Keaytold Ryan Bridge every hospital unit is struggling. She says Christchurch Hospital's come forward with concerns care may have to be rationed - and every unit would be feeling similar pressures. LISTEN ABOVESee omnystudio.com/listener for privacy information.
14. SEG 14: Simon Constable critiques Prime Minister Keir Starmer's hesitant leadership. He notes the Royal Navy has been "hollowed out" over three decades, leaving Britain with fewer warships than France and a tiny, underfunded standing army. (14)TOTTENHAM
Statists love to claim that government services would be better if only they were “fully funded.” However, given their nature, government services always will be seen as “underfunded” no matter how much money politicians throw at them.Original article: https://mises.org/mises-wire/are-government-services-underfunded
Statists love to claim that government services would be better if only they were “fully funded.” However, given their nature, government services always will be seen as “underfunded” no matter how much money politicians throw at them.Original article: https://mises.org/mises-wire/are-government-services-underfunded
Ivan Cossu is Co-Founder and CEO of deskbird, a flexible workplace management platform that's scaled past $10 million ARR. Founded in April 2020 during COVID's most uncertain period, deskbird survived a near-death pivot just months in and scaled across 10 international markets within six months—an unconventional path that challenged conventional wisdom about market domination strategies. Ivan shares the tactical decisions behind their international expansion, the shift from founder-led to scalable sales, and why they're deliberately targeting an underfunded VC category. Topics Discussed: The critical pivot from an Airbnb for co-working spaces to workplace management software in July 2020, months before running out of capital The counterintuitive decision to scale internationally within six months rather than dominating a single market first Balancing consumer-grade UX with enterprise-level customization in a category where competitors felt like "database queries" The mechanics of transitioning from pure inbound to incorporating outbound without breaking what's working US market expansion from Europe with higher close rates than home markets—and what that signaled about timing Why traditional email outbound is dead in the AI era and what actually works for breaking through GTM Lessons For B2B Founders: Scale your proven funnel globally before you perfect it locally: When deskbird saw strong early traction, they launched landing pages across UK and US markets within months to test demand signals. Ivan's contrarian take: "If you have a good funnel that's working, be bold enough to scale it globally" rather than spending years dominating Germany first. The key qualifier—you need solid core product and conversion metrics, not just initial traction. They were "way too scared of going international because it always worked out way better than we thought," often seeing better metrics in new markets than home markets. Most founders over-index on local penetration when they should be testing international demand. Choose validation channels by cycle time, not potential scale: In the first 6-12 months, avoid any channel with an 18-month feedback loop, even if it's your eventual ICP. Ivan targeted paid search and lower mid-market specifically because "you get a good sample size quite fast." Fast feedback loops let you iterate positioning, messaging, and ICP assumptions weekly rather than annually. Once you have conviction from high-velocity channels, then layer in longer-cycle enterprise motions. This sequencing prevents burning 12+ months on the wrong strategy. Founder-led sales is a permanent muscle, not a phase to exit: At $10M+ ARR, Ivan still joins sales calls regularly, citing a top entrepreneur-investor's rule: "Sales always needs to remain a final topic." The evolution isn't binary—it's additive. First hires (around 9 months post-MVP) were generalist "hard workers" who could sell vision over process. Today's hires are more disciplined as repeatable plays emerged. But the founder never exits—they shift from doing all deals to strategic deals, competitive situations, and maintaining direct customer insight. Even Benioff at Salesforce's scale still jumps into deals. Outbound in the AI era requires anti-scale tactics: Ivan's blunt assessment: "I don't believe in emails and any kind of written communication, especially not in the age of AI—it's just inflated." What works: (1) Targeted account selection—not 1:1 but not 1:1000 either, find the sweet spot of focused ABM, (2) Physical mail and offline media, (3) Cold calling with proper infrastructure. The challenge isn't the tactic—it's "having all the BDRs and AEs knowing which accounts they have to call, seamlessly calling account after account." Most companies can't operationalize the calling machine. Best results come when marketing warms leads with intent data, then hands them to outbound teams—not pure cold outreach. Underfunded categories force better unit economics: Deskbird's space isn't flooded with VC dollars—Ivan mapped 50-60 European competitors but limited mega-rounds. His take: "There's a downside, it's harder to get VC money, but once you get it you don't have the problem that some spaces are overfunded and it's crazily driving up customer acquisition cost." Markets with excessive capital often have one winner and "very sad consolidation" for positions 2-4. Constrained capital forced deskbird to build profitably and focus on product differentiation (Airbnb-like UX meets enterprise customization) rather than outspending competitors. Close rates in new markets signal expansion timing better than absolute numbers: Deskbird closed US deals from Europe with European AEs in mismatched time zones—and saw the highest close rates of any market. Ivan's logic: "If we can close them from Europe with our European AEs working in different time zones who cannot deliver the same SLAs, and we then go to the US, it should get even better." Don't wait for perfect execution—if you're winning despite structural disadvantages, that's your signal to invest. They hired their first US-based team only after proving they could win remotely. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
NOT the "Education" State - slogan rings hollow as Victorian public schools remains underfunded. AEUVIC calls for members to vote for Industrial action. Premier Allan tries to block action but Fair Work Commission rejects Gov proposal. FIJI- UNESCO helping Fijian classrooms teach feelings and not just facts. EQUADOR- Yachay Wasi teaches climate change lessons through indigenous language and a garden. Letters to the Australian on whether to pay private school fees or save for a child's house deposit.Great State School of the Week- Balmoral High Schoolwww.adogs.info
In this episode of Open Web, host Anne chats with Juliette, the sole maintainer of PHP_CodeSniffer. They dive into the challenges of maintaining crucial open-source projects, funding issues, and AI's impact on software development.
Send us a textWhen special education isn't fully funded, the cost doesn't disappear...it gets absorbed by families, classrooms, and educators.In this solo episode of The Purple Zone, I unpack what underfunded special education actually looks like on the ground: for students whose needs go unmet, for teachers navigating behavior and safety challenges without enough support, and for families trying to advocate for their children in complex systems they didn't design.Through two personal stories and Idaho-specific context, this episode explores:how funding gaps create real tradeoffs for all students, not just those in special education,why some families experience far more strain than others when support falls short,how unmet mental health and behavioral needs show up in classrooms, andwhat changes when schools have the staffing, resources, and partnerships they need.This isn't a conversation about blame; it's about design. Special education is a legal mandate, but it's also a shared responsibility. When it's underfunded, districts are forced into impossible choices, families carry heavier burdens, and educators are stretched thin.And yet, partnership still matters. When schools and families work together, especially in times of constraint, the experience for students can change.If you want to understand why special education funding affects the entire school community, and why addressing it is urgent...not someday, but now...this episode is for you.Because policy isn't abstract. It's personal.Find Alexis on Instagram and JOIN in the conversation: https://www.instagram.com/the_idaho_lady/ JOIN the convo on Substack & STAY up-to-date with emails and posts https://substack.com/@theidaholady?r=5katbx&utm_campaign=profile&utm_medium=profile-page Send Alexis an email with guest requests, ideas, or potential collaboration.email@thealexismorgan.comFind great resources, info on school communities, and other current projects regarding public policy:https://www.thealexismorgan.com
In corporate development and finance, the excitement of an acquisition often masks the underlying risks. Financial Due Diligence (FDD) is the structured investigation into a company's total financial health. It is the crucial "forensic" step that moves a deal from celebration to investigation, determining whether a transaction is a winning strategy or a multi-billion dollar mistake.The 5 Pillars of Financial Due DiligenceTo assess risk and validate value, finance teams focus on five critical areas in the financial data room:1. Quality of Earnings (QoE)This is the bedrock of FDD. It separates "accounting profits" from repeatable, sustainable core performance. Teams look for Normalization Adjustments, stripping away one-time legal settlements or non-market salaries to find the true Adjusted EBITDA.2. Revenue and Customer AnalysisHigh revenue numbers can be deceiving. Analysts dig into:Customer Concentration Risk: If one customer accounts for 40% of revenue, the valuation must be discounted due to instability.Churn Rates: Understanding why customers leave and how long they stay.Revenue Quality: Differentiating between recurring contracts and one-time projects.3. Working Capital and Cash Flow HealthThis pillar determines if paper profits convert to usable cash. Red flags include:Accounts Receivable Aging: Customers paying slower and slower, masking potential bad debt.Inventory Turnover: Massive buildups that suck cash out of the business without guaranteed future sales.4. Debt and Off-Balance Sheet ItemsLurking "landmines" can blow up deal economics. Analysts search for:Pending litigation or unknown tax exposures.Underfunded pension liabilities.Environmental cleanup costs.5. Forecast AssessmentEvery target company presents a "conservative" growth story. FDD stress-tests these assumptions by modeling the unit economics (e.g., Customer Acquisition Cost vs. Lifetime Value) and building conservative "downside" scenarios.The Role of FP&A: The Bridge to IntegrationIf you are in FP&A, your role is pivotal. You are the bridge between historical numbers and the forward-looking plan. Your team must:Tear apart growth claims: If a company claims 20% growth, what is the required hiring plan and CapEx?Scrutinize Synergies: Cost synergies (office closures) are reliable; revenue synergies (cross-selling) are highly speculative and should be heavily discounted in models.Final Strategic ThoughtFDD is not a box-checking exercise; it is the firewall that protects shareholder value. Master it by prioritizing the Quality of Earnings and never letting deal enthusiasm override forensic investigation.
Guests: Captain James Fanell (USN Ret.) and Bradley Thayer. The authors draw parallels between current U.S.policy and the British Empire's 1919 "10-year rule," which underfunded defense and ignored rising threats. They criticize the U.S. response to the 1989 Tiananmen Square massacre, noting that the Bush administration rushed to re-engage rather than isolate the CCP. Fanell recalls that intelligence agencies remained focused on Russia, failing to perceive the Chinese military buildup as a credible threat until it was too late.
America's labor laws promise fairness for workers and a level playing field for businesses, but promises mean little without enforcement. Underfunded agencies and administrative failures have allowed bad corporate actors to exploit employees unable to defend themselves.Seema Nanda, the Solicitor of Labor for the Biden administration, joins Oren to discuss why labor enforcement has fallen into crisis and how immigration policy further complicates the landscape. They explore what it takes to hold employers accountable, why strong enforcement is essential for the economy, and how to credibly rebuild America's protections for workers.
Disclaimer: The term woman is frequently used in this episode and Kanwal's book Taking Care of You, to refer to the target audience, although the material discussed applies to anyone with a uterus, cervix, or vagina. We recognize that not all people with these body parts identify as a woman and that not all people who identify as a woman have these body partsKanwal Haq is dedicated to improving health and care for women across the world. With 17+ years of experience working in various healthcare roles and spaces, Kanwal brings dedication, creativity, and humility to keep learning and moving forward. Kanwal founded TCY Women to build better tools, resources, and systems of care to support women's health, across the lifespan. Kanwal completed her B.S. in biology from the University of Missouri, her M.S. in medical anthropology from Boston University, and is working on her PhD in public health at UTHealth. Kanwal is the co-author of “Taking Care of You: The Empowered Woman's Guide to Better Health (Mayo Clinic Press 2022). Kanwal's rural midwestern roots cultivated her passion to make health education and care both accessible and appropriate for every woman.When we look at the research, a clear pattern emerges — women and gender diverse people are too often dismissed, undertreated, and left behind by our healthcare system. The 2024 KFF Women's Health Survey found that one in three women reported being ignored or disbelieved by a healthcare provider, and data from the PNAS (2024) study showed that clinicians consistently rated women's pain as less severe than men's for the same symptoms. Together, these studies tell a sobering truth — gender bias is not anecdotal, it's structural.
The vast majority of my interviews have focused on innovations, investing and advocacy related to climate mitigation – that is, what we can do to cut greenhouse gases and minimize the rise in global temperatures. What we do or don't do now, will have lasting consequences and it is climate mitigation that is driving the transformation of the global economy. So it's not surprising that mitigation dominates climate investing. Adaptation and resilience, meanwhile, focus not on limiting or reversing climate change but rather on improving quality of life in a warmer world. Adaptation ventures receive only a small fraction of climate investments, but rising temperatures are creating tremendous demand for a new category of products. In a joint report by Boston Consulting Group (BCG) and Temasek, it's estimated that between $500 million and $1.3 trillion could be spent annually by 2030 on technologies that help people adapt to a changed climate. That's the opportunity Darren Clifford is targeting with a new fund called Adapt[us]. Darren has worked for two decades on new markets as a founder, consultant at McKinsey & Co, and as an angel investor, and I found his perspective on the climate adaptation market to be packed with nuance and insight. We spoke about his background, three different categories of adaptation tech, the unique challenges they face, how they'll make the future more livable, and much more. On today's episode, we cover:[02:45] Darren's Background & Career Journey[06:39] Why Focus on Climate Adaptation?[08:07] Insights from Angel Investing & Supporting Founders[12:14] Why Adaptation is Underfunded; Adapt[us] Fund Overview[16:19] Challenges in Scaling Adaptation Solutions[17:31] Adapt[us] Fund: Focus & Stage, Why For-Profit[18:53] Measuring Impact & Third-Party Well-being Validation[23:10] Market Segmentation: Resilience, Repair & Recovery, Demand Adaptation[25:38] Market Size and Investment Allocation[27:50] Business Model Challenges for Adaptation Startups[30:23] Concrete Examples of Target Companies [32:59] Adapt[us] Venture Building Approach & Founder Support[36:42] The Venture Builder/Capital Model: Criteria & Structure[38:27] Norwegian Talent & Global Competitive Advantages[41:03] Building a Movement, Not Just a Fund[42:06] Short-Term Goals for Adapt[us] & Team Building[44:41] Closing RemarksResources MentionedAdapt[us]BCG x Temasek Report: The Private Equity Opportunity in Climate Adaptation and ResilienceToronto Climate WeekGIC Report: Sizing the Inevitable Investment Opportunity: Climate AdaptationWRI Study: Strengthening the Investment Case for Climate Adaptation: A Triple Dividend ApproachConnect with us
For decades, researchers have documented a curious pattern in happiness, where people tend to start adult life feeling relatively positive, dip into unhappiness during middle age, and then rebound later in life. Psychologists called it the 'unhappiness hump' and the rest of us called it a mid-life crisis, referring to a midlife peak in stress, worry, and dissatisfaction that eventually faded as people aged. But new research suggests that this once-universal feature of human psychology (and men buying sports cars) has all but disappeared. And the reason isn't that middle-aged people have found new ways to thrive, sadly - it's that younger generations are suffering more than ever before. A new study published in PLOS ONE has found that the classic U-shaped curve of happiness and its mirror-image hump of unhappiness has flattened. The researchers analysed decades of mental health data, including 10 million adults in the United States from 1993-2024, 40,000 households in the United Kingdom, as well as 2 million people from 44 other countries, uncovering a dramatic shift in global well-being trends. Their analysis revealed that the familiar midlife rise in unhappiness, once a psychological constant, has vanished. Instead, mental ill-being now tends to decline with age, meaning that young people today report the worst mental health, and things generally improve as people get older. Older adults' mental health has stayed roughly the same, and middle-aged adults show little change. What's new is the sharp drop in well-being among younger generations. The causes of this reversal are complex and still being explored, but the study highlights several interlocking factors. The Great Recession's ripple effects: Economic instability and uncertain job prospects may have left “scarring effects” on younger cohorts entering the workforce after 2008. Underfunded mental health services: In both the U.S. and U.K., access to timely mental health care has lagged behind need, allowing problems to worsen over time. The COVID-19 pandemic: While the downward trend in youth well-being began before 2020, the pandemic accelerated feelings of isolation, anxiety, and hopelessness particularly among younger people. The rise of smartphones and social media: The study notes growing evidence linking heavy social media use with poorer mental health, driven by constant comparison, fear of missing out, and distorted self-perception. Some researchers have even suggested limiting smartphone access for teens as a possible intervention, though debate continues. Housing and financial pressures: Younger generations face tougher labour markets, skyrocketing housing costs, and rising living expenses all of which may erode a sense of security and optimism about the future. See omnystudio.com/listener for privacy information.
The argument over our Corrections Minister's looking through rose tinted glasses continues, as the organisation begins to run out of new money. A $98million boost in this year's Budget was expected to last until June, when the population was projected to hit 10,800 - but that milestone is already nearly met. Despite this, Corrections Minister Mark Mitchell says there's no looming crisis. Corrections Association President Floyd du Plessis told Mike Hosking says this is a rosy version of the truth as staff are well and truly short. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Encore: U is for Underfunded Sex and Relationship Education with Dr Lori Beth Bisbey
Non profits are overburdened and underfunded Guest: Zahra Esmail, CEO of Vantage Point, which provides training and consulting services to non-profits Learn more about your ad choices. Visit megaphone.fm/adchoices
Is hybrid learning a smokescreen for underfunded school systems? Guest: Anne Whitmore, president of the Surrey District Parent Advisory Council (DPAC) Learn more about your ad choices. Visit megaphone.fm/adchoices
David Stiefel says food and livestock systems are severely under-resourced, which puts our producers and our country at risk.
Arizona state troopers have faced understaffing and low pay for years. Now they say they need millions to patch an outdated communication system. Plus, an award-winning film location scout on finding the perfect shot at all costs.
This week's "Investing Simplified" provided information on the Big Beautiful Bill, along with insights into tax planning, the importance of retirement account rollovers, and current economic updates. Matt Mai and Matt Sudol discussed potential economic impacts of interest rate adjustments by the Federal Reserve, focusing on inflation and market stability. They also identified six key factors contributing to retirement underfunding, such as not maximizing employer matches and allowing emotions to guide investment decisions.The episode wrapped up with a discussion on new tax legislation, including changes affecting social security and overtime deductions. The importance of seeking personalized advice from financial and tax professionals was emphasized, as the hosts highlighted the value of informed, proactive financial planning.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation
The news of Texas covered today includes:Our Lone Star story of the day: A story from today's press review demonstrates why Democrats and Republicans are NOT a “uniparty.” On spending, maybe you can make a partial claim on such but it is universal to all elected government, all places. However, on governance, which is often the most important part, the two parties are at very opposite poles.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Texas Sales Tax Revenue Totaled $4 Billion in June, up from June of 2024.TWIA is still underfunded by ratepayers.Ex-Texas governor's energy firm buys gas turbines for ‘unprecedented' Amarillo-based grid – beware, Toby Neugebauer is partner in this deal.FAIL: ‘Sick-of-ICE, Sick-of-Trump' in San Antonio Fizzles — Less than 80 People Attend.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com
Fiordland is known for its stunning natural beauty - a magnet for visitors - but not all are welcome.
"Everybody has a role, and if we open up the conversation just a little more, we can help change the numbers—and the lives of these animals." This episode is sponsored-in-part by Maddie's Fund. In this powerful and emotionally resonant episode, host Stacy LeBaron welcomes Brandi Winkleman, President and Executive Director of A HOPE Inc., an animal welfare organization based in Milton, Florida. Brandi shares the raw, eye-opening experiences that catapulted her from volunteer to changemaker, including heart-wrenching scenes from her local shelter that inspired her to take action. Through grassroots advocacy, community education, and data-driven approaches, Brandi and her team have transformed a once high-kill county into a model of collaborative, humane solutions. Listeners will gain insight into the complexities of rural animal welfare and the lifesaving gaps Brandi is working to bridge—especially around low-cost spay/neuter access and shelter-to-rescue transfers. She also provides a behind-the-scenes look at A HOPE's upcoming spay/neuter clinic, designed with input from top industry professionals to meet the unique needs of her community. This episode is a masterclass in how local leadership, transparency, and positive collaboration can create sustainable change. Press Play Now For: A vivid account of the moment that changed Brandi's life forever How data visualization helped shift public opinion on shelter euthanasia The two key "lifesaving gaps" Brandi identified—and how she's solving them Tips on navigating small-town politics and turning skeptics into allies A sneak “peek” at A HOPE's new 4,000 sq. ft. clinic designed for both efficiency and compassion Resources & Links: A HOPE Website - https://www.ahope4src.com A HOPE on Facebook: @AHOPEMilton - https://www.facebook.com/ahopemilton Florida SART Emergency Management Courses - https://flsart.org/ Bissell Pet Foundation - https://www.bissellpetfoundation.org/ Florida Animal Friend Grant Program - https://floridaanimalfriend.org/grants/ Sponsor Links: Maddie's Fund (https://www.communitycatspodcast.com/maddies616) Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts(https://podcasts.apple.com/us/podcast/the-community-cats-podcast/id1125752101?mt=2). Select “Ratings and Reviews” and “Write a Review” then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.
The Trump administration's budget and staffing cuts to national parks could mean longer lines, closed visitor centers and fewer search and rescue workers this summer, according to former parks staff and advocates. The cuts are also compromising scientific research and environmental protection, creating what the National Parks Conservation Association calls “a façade of a national park experience.” In California, Yosemite scientists have had to pick up bathroom cleaning shifts; decades-long endangered species studies in the Channel Islands are at risk. Are you planning a visit? We'll share what you should know before you go. Guests: Russell Galipeau, executive council member, Coalition to Protect America's National Parks; former superintendent, Channel Islands National Park Ashley Harrell, National Parks Bureau Chief, SFGATE Neal Desai, Pacific Region director, National Parks Conservation Association Learn more about your ad choices. Visit megaphone.fm/adchoices
5/13/25: Rep Pat Duffy: Medicaid cuts, affordable housing & unregulated cannabis. Educ Collab Ex Dir Todd Gazda, underfunded schools. Jeromie Whalen: his friend, Columbia U student Mahmoud Khalil imprisoned in LA. Prof Carrie Baker w/ author Rachel Simmons: girls & women in charge. Duke Goldman: Red Sox Nation.
Underfunded councils are turning parks into festival grounds to raise cash but this is transforming the meaning of public space in cities.Writer: Stephen Armstrong Producer: Rebecca Moore Host: Claudia Williams Episode photography: Joe Mee Hosted on Acast. See acast.com/privacy for more information.
The Corrections Minister has asked officials to look at shorter prison sentences and how they relate to higher levels of re-offending and whether longer sentences allow better rehabilitation for offenders, even if it leads to a big jump in prisoner numbers.
Welcome to the Data Security Decoded podcast by Rubrik Zero Labs. In this episode, our host, Caleb Tolin, is joined by Michael Razeeq, a cybersecurity policy researcher specializing in advocating for Civilian Cyber Corps (C3s). Michael shares insights into how these volunteer forces, C3s, are transforming community cyber defense, addressing workforce shortages, and providing both preventive and reactive cybersecurity services to underfunded organizations.
This week, we get into Unhinged, or as we like to call it, “Falling Brown”... like the Michael Douglas movie, but with “brown” meaning poop. They really thought they had something like this one with their whole “man is pushed too far” thing, but in order for that to work, the characters need to be written as likeable. BUMMER!Rotund and reckless Russell road-rages ruthlessly rather than reflecting, then rejecting the rules and ramming a Range Rover! Hammer man! Underfunded federales! Idiot adolescent accidentally alerting intruder to area! Minivan mother mockery! Facile feelings for flaming Fred! Pancaked piggies! Homicide by proxy, and much, much more on this week's episode of The Worst Movie Ever Made! www.theworstmovieevermade.com
Encore: U is for Underfunded Sex and Relationship Education with Dr Lori Beth Bisbey
March 18, 2025, Court Leader's Advantage Podcast EpisodeThe relationship between cities and their municipal courts is often marked by underlying tension. While courts must function independently, their close ties to city governments can create friction over revenue, resources, and oversight.Underfunded municipal courts frequently struggle with case backlogs, understaffing, and limited access to justice. Judicial independence and the autonomy of other elected officials, such as the Clerk of Court, can also be at risk when city governments exert influence over judicial appointments, salaries, or case outcomes. This interference undermines the courts' ability to serve as impartial arbiters of the law.This month we will explore the tension between cities and municipal courts. We will also discuss how municipal courts can navigate these challenges.Today's Panelists• Lizzie Alipaz, Court Clerk and Deputy Town Clerk for the Town of Timnath, Colorado• Lori Tyack, elected Clerk of Court for the Franklin County Municipal Court in Columbus, Ohio and• MiHa Kapaki, Court Administrator for the Grays Harbor County District Court in Montesano, WashingtonLeave a question or comment about the episode at clapodcast@nacmnet.org
This week's Last Word examines Texas' growing education funding crisis. Despite a record state budget surplus, public schools—especially in San Antonio—are being left behind. Lawmakers continue to prioritize political battles over solutions, and the result? Underfunded classrooms, underpaid teachers, and increasing pressure on local school districts to do more with less. Bob breaks down the legal and moral responsibility Texas has to fund its schools, the ongoing standoff in Austin, and what it means for students, parents, and educators in San Antonio. With public education at a crossroads, now is the time to ask: Will Texas finally step up, or will politics once again leave our schools behind? Tune in for a sharp commentary on education, leadership, and the future of Texas schools. -- --
During its first hundred years, the National Institutes of Health, the world's premiere medical research institution, used only male subjects in its clinical studies, completely ignoring the anatomy and physiology of half of humankind. But that began to change in 1990 - a turning point for women's health in the United States, one brought about by the growing power of women in Congress and the field of medicine. We talk with Senator Barbara Mikulski, who along with a small band of members of Congress, demanded change at NIH, and Dr. Vivian Pinn, a trailblazing pathologist who became the first head of the Office of Research on Women's Health at NIH.
Meta announces end to ‘fact-checking' in latest Trump gift. Mark Zuckerberg names Trump ally Dana White to Meta board. Cartoonist leaves Wa-Po after corruption image censored. Report: Trump is complaining to inner circle about Musk. Melania loves that Musk is ‘babysitting' Trump. Trump's lawyers beg AG Garland to block Smith report. Steve Bannon weighs in on January 6th four years later. Underfunded suicide hotline in Texas hanging up on callers. Host: John Iadarola (@johniadarola) Co-Host: Jackson White ***** SUBSCRIBE on YOUTUBE TIKTOK ☞ https://www.tiktok.com/@thedamagereport INSTAGRAM ☞ https://www.instagram.com/thedamagereport TWITTER ☞ https://twitter.com/TheDamageReport FACEBOOK ☞ https://www.facebook.com/TheDamageReportTYT
Guest: Scott Rayder, President of LynkerHere on the Weather Geeks podcast, we don't have to remind you what NOAA is and how they work every single day to protect life and property. But there are a lot of others out there who have never even heard of NOAA and don't truly understand where their weather forecasts come from. They may be surprised that The Weather Channel or their favorite mobile phone app isn't the one issuing a tornado warning for their area! NOAA does it all, and they need the funding in order to keep doing it, and unfortunately, they aren't getting enough of it. On the show today we have former NOAA Chief of Staff Scott Rayder to discuss why more funding is desperately needed before it's too late…Chapters00:00 Introduction08:12 Advancements in Weather Forecasting14:54 The Evolving Landscape of Weather Modeling30:59 Recognizing and Supporting NOAA's Critical Work37:42 ConclusionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A four-person crew of civilians launched Tuesday morning on a private Space-X rocket for a five-day mission to include the first commercial spacewalk in history. NASA has big plans to send people to the Moon and Mars, but a sweeping new report from the National Academies of Sciences raises questions about the agency. Science Correspondent Miles O'Brien reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders
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