Podcasts about underfunded

Your Buy-Sell Agreement Is Probably Already Underfunded Ask a room of business owners whether they have a buy-sell agreement and plenty of hands go up. Ask whether the life insurance behind it still matches what the company is worth today, and the room goes quiet. That quiet is the whole episode. Brandon and Brantley dig into what they say is the most common buy-sell they actually run across in the field — not the one nobody bothered to set up, but the one that was set up correctly, funded correctly, filed away, and never looked at again. It was right the day it was signed. That was also the last day the numbers matched. Here's the reframe that drives the hour, and it's worth sitting with before the examples start. A buy-sell isn't a transaction you complete once. It's a relationship between two numbers that both move over time — the value of the business, and the size of the death benefit that's supposed to fund the buyout. On signing day those two numbers are equal by design. Then the business grows the way everyone hoped it would, the death benefit stays frozen where it was written, and no one was ever actually put in charge of keeping the two in line. The gap opens quietly, in the one direction that hurts, and it only becomes visible at a death — which is exactly when there's no time left to do anything about it. What we get into: Why the owner most at risk is the one who feels covered. The person with no buy-sell knows they're exposed. The person who did it all right five or ten years ago is walking around with a false sense of security bolted on top of a plan that quietly stopped keeping up. A plan nobody revisits is, functionally, no plan. The three forces that open the gap — all pulling the same way. The business grows. The death benefit is fixed, because most buy-sell coverage gets written as level term that has no idea the company doubled. And nobody owns the reconciliation: the attorney drafted it and moved on, the agent placed the policy and moved on, the CPA reports on the business but was never hired to check the buy-sell math. Three ordinary forces, one blind spot. Alex and Morgan — a $4M business that quietly becomes an $8M problem. We walk it slowly. Two 50/50 owners, a $4M company, a $2M policy on each — funded 100%, clean as can be. The business grows to $8M, nobody touches the coverage, and one owner dies. The policy pays its $2M exactly as promised — against an obligation that's now $4M. The survivor is $2M short, owes it to a grieving spouse, and the "funded" plan has silently become the half-funded one, usually settled as a decade-long note nobody planned for. Why the obligation is real even when the money isn't. A signed buy-sell creates an enforceable obligation to buy. "We never got around to setting the cash aside" isn't an escape hatch; it's a problem with a signature on it. Or, as Brantley puts it: if you think the life insurance is expensive, wait until one of you dies. "We'll just buy more term, then." The obvious objection, answered straight — and no, this isn't an anti-term episode. Term is a fine tool, and buying a little more than today's value to leave room for growth is smart. What doesn't work is a single flat number bought once and frozen: for a growing business you're underfunded again in a few years, re-buying at older ages and whatever health you've got by then. The fix is a scheduled review and coverage matched to a value that moves, not a cheaper number set in stone. The messy real-world stuff nobody warns you about. The uninsurable partner. The wildly uneven premiums — the 58-year-old next to the 39-year-old, the partner whose deep-scuba habit earned a five-figure flat extra and nearly blew up the funding. Why getting the insurance costs on the table before the agreement is finalized makes the whole negotiation saner. The sixty-minute self-audit you can run tonight. Find the agreement and read the valuation clause. Find what the business is worth right now. Find the death benefit on each policy. Compare them. And the one that matters most — decide who owns the reconciliation going forward. If the answer is "no one," that's the actual problem, and it's fixable in a single meeting. The honest framing we keep on-air: this isn't a pitch for any one product, and it isn't a claim that permanent insurance beats term. Term can absolutely be part of a maintained plan — a set-and-forget number of any kind is the real failure. Where life insurance earns its place here is narrow and specific: for the death-trigger buyout, the cash is certain and it arrives timed to the event, no matter what the operating account looks like the month an owner dies. Nothing else on the funding menu does that. Securities and other assets have their place in the broader plan; they just can't guarantee a set sum on an unpredictable date. That's the job this tool was built for — and it only holds up if the face amount still equals the obligation. Read the full write-up: Your Buy-Sell Agreement Is Probably Already Underfunded — the Alex-and-Morgan numbers, the widening-gap chart, and the sixty-minute self-audit, all in one place. Sitting on a buy-sell agreement and a life insurance policy you set up years ago — and not sure they still line up with what the business is actually worth today? Don't let ChatGPT be the last word on it; it'll hand you a confident answer that's often just the "whole life is a rip-off" line scraped off the internet, and confidently wrong is still wrong. Send us the illustration, or just a few lines about your situation and what AI or your advisor already told you, and we'll give you a straight, honest read — what's right, what's wrong, and whether it actually fits. No pitch, no sales call. Send us a message, or if you'd rather talk it through, book a call with us.

The Interstate Bridge Replacement Program's price tag has ballooned from $3.2 to $4.8 billion originally to $15.2 billion today, and after more than six years the project remains only 30% designed and 30% funded. Clark County Today readers are weighing in on leadership accountability. https://www.clarkcountytoday.com/opinion/poll-the-ibr-project-is-described-as-only-30-designed-and-30-funded-after-more-than-six-years-of-work-how-confident-are-you-in-the-current-management-of-the-ibr-program/ #IBR #InterstateBridgeReplacement #ClarkCounty #WashingtonState #Transportation #Infrastructure #Opinion #CostOverrun #PublicPolicy #I5Bridge

35 views Aug 24, 2026 In-person video interviews"Interoperability isn't failing — it's underfunded." Herko Coomans on standards as public infrastructure. Most interoperability conversations start with what's technically broken. This one starts by rejecting that framing. Herko Coomans argues that health data exchange is a wicked problem rather than an unsolved engineering task, that the real constraint is infrastructure funding and governance, and that the moment governments mandated standards, they took on a public accountability they haven't yet resourced. We cover the closing post-COVID funding window, what EHDS implementation actually looks like inside a country that has no national health data authority, why the EU started its data union with health, and where AI genuinely helps interoperability — and where it quietly doesn't. GUEST Herko Coomans — International Digital Health Coordinator, Ministry of Health, Welfare and Sport (VWS), the Netherlands; interoperability lead, Global Digital Health Partnership (GDHP) Host: Tjaša Zajc WHAT THE CONVERSATION COVERS Why interoperability is a "wicked problem," not a failure — and why it was never all-or-nothing Interoperability as an infrastructure funding crisis rather than a technical one The closing post-pandemic window for digital health investment Why healthcare executives are asking the ministry to be MORE directive on standards What changes when standards become law: parliamentary questions about SNOMED CT and nursing terminology Who funds SNOMED CT, HL7 FHIR and IHE for the next 20–50 years The national FHIR profile problem: why a Dutch profile may not work in Germany From product implementation to integration: national platforms as an emerging concept GDHP explained: 44 countries, 40%+ of the world's population, no legal existence by design The global stewardship gap after US and Argentine withdrawal from the WHO The International Patient Summary in practice — Canada, Brazil, and QR-code patient summaries at the Hajj EHDS implementation reality check: 2027, 2029, 2031 deadlines and national health data access bodies Why the EU chose health as the first pillar of its data union — and what Brexit had to do with it AI and interoperability: ambient scribes, ontology reasoning, and why a plausible SNOMED code isn't a correct one The OECD's interoperability valuation: 2.7–6.6% of annual health expenditure Shifting from project funding to sustainable public infrastructure funding for standards CHAPTERS 00:00 Interoperability in 2026: what are we still not getting? 01:06 The pushback: a wicked problem, not a failure 05:50 Why interoperability is an infrastructure funding problem 10:25 Who owns integration? From product rollout to national platforms 16:32 When standards become law: parliament, nurses and SNOMED CT 19:01 National FHIR profiles and the interoperability they don't deliver 25:49 GDHP: 44 countries, 40% of the world, no legal existence 30:52 The Dutch chairmanship and the handover to Portugal 35:35 The International Patient Summary in Canada, Brazil and Mecca 39:52 EHDS reality check: European excitement, national scrambling 47:41 Why the EU started its data union with health 50:58 AI and interoperability: "not the magic, but the magician" 1:00:06 The OECD number: what interoperability is actually worth MENTIONED OECD, "Interoperability in healthcare: Towards an interconnected future" (Health Working Paper No. 197, July 2026) International Patient Summary (IPS) — HL7 FHIR, CDA, ISO, SNOMED Global Patient Set, IHE European Health Data Space (EHDS) • 21st Century Cures Act • My Health Record legislation (Australia) • Ayushman Bharat Digital Mission (India) FACES OF DIGITAL HEALTH Podcast: https://www.facesofdigitalhealth.com Newsletter: https://fodh.substack.com LinkedIn:   / faces-of-digital-health   Apple Podcasts: https://podcasts.apple.com/us/podcast...#interoperability #EHDS #digitalhealth #healthdata #FHIR #SNOMEDCT #healthpolicy #healthIT #GDHP #healthcareAI #europeanhealthdataspace #InternationalPatientSummaryInteroperability Isn't Failing — It's Underfunded (Herko Coomans)

Mark Borkowski returns to the PRmoment Podcast's news review with Ben Smith to unpack how the UK's recent wildfires expose not just a climate crisis, but a communications one. The pair start from a shared frustration: despite record temperatures and terrifying imagery of homes engulfed in flames, too much coverage still skirts around climate change and instead reaches for more comfortable or distracting narratives.Borkowski argues that the migration of journalism online has created a dangerous incentive structure. News is increasingly treated as entertainment, driven by emotion and engineered for clicks rather than clarity. Here is a selection of quotes from the show:“At the moment, one of the casualties of everything moving online is an ever‑growing degree of emotional response in news. We're generating clickbait, and there are publishers who would prefer to see conspiracy theories run riot, because it gets eyeballs on websites and news sites.” – Mark Borkowski [0:01:45]“I urge everybody to read Sarah Williams's book, ‘Careless People', the whistleblower's story about Facebook. It shows how Facebook created entertainment out of news and exploited those who created it – the Times, New York Times, Washington Post, whoever – grabbing it for free, throwing it back into the platform, and creating these bubbles.” – Mark Borkowski [0:02:39]“We've seen profound bubbles around climate change: people who deny it and say it's just a blip, and people who are passionate that if we don't do something about net zero, we're all going to burn. Yet we doubt the scientists who are giving us the facts, because we're in our bubbles, listening only to commentators who reflect our views.” – Mark Borkowski [0:02:39]“I remember listening to a broadcast years ago, an impassioned person literally weeping on a radio show, more or less predicting what people are seeing in their homes in the Midlands today. Those pictures are vivid – ordinary middle‑class homes being enveloped by fire – and yet we still struggle to get a clear signal of common sense through all the noise.” – Mark Borkowski [0:02:39]“Somehow the communication challenge for under‑funded NGOs is to make tiny steps feel meaningful. We've got to get a message across that everybody has some part to play in this and each person can make a difference – and that message has to become sexier, something people genuinely believe in.” – Mark Borkowski [0:07:16]“If you look at what China is doing, they are preparing themselves for a renewable future. The wind and solar in China is outstripping anything that's happening in America. The smarter money knows we're going to have to rethink how we live our lives.” – Mark Borkowski [0:07:16]“I don't think Ed Miliband was ever a successful communicator. He always felt like the brother who took power when most people would probably have preferred to see his brother in the job. When someone isn't a great communicator in politics, it opens them up to parody, and once that sticks, there's no real strength left in the narrative.” – Mark Borkowski [0:09:57]“You've got to have your facts in place, you've got to have charisma, you've got to have determination, and you've got to be able to take on the naysayers. My old client, Dale Vince, for all the attacks he gets, has been very single‑minded about the messages he wants to get across – and that single‑mindedness really matters in this debate.” – Mark Borkowski [0:11:10]As he puts it, “one of the casualties of everything moving online is an ever‑growing degree of emotional response in news. We're generating clickbait, and there are publishers who would prefer to see conspiracy theories run riot, because it gets eyeballs on websites and news sites” [0:01:45].Here's a summary of the themes covered in this week's PRmoment Podcast:Social media supercharges this trend. Citing Sarah Williams's book “Careless People,” Borkowski sketches Facebook's role in turning news into a free raw material to be repackaged, gamified and fed back into algorithmic bubbles. “It shows how Facebook created entertainment out of news and exploited those who created it… grabbing it for free, throwing it back into the platform, and creating these bubbles” [0:02:39]. Within those bubbles, climate change becomes either a hysterical overreaction or a trivial blip, rather than a hard, shared reality.He recalls hearing, years ago, a caller “literally weeping on a radio show, more or less predicting what people are seeing in their homes in the Midlands today… ordinary middle‑class homes being enveloped by fire” [0:02:39]. The tragedy, he suggests, is that even such powerful warnings struggled to cut through the noise. Muscle memory and the next news cycle quickly drag attention elsewhere.Against this backdrop, Borkowski calls for a renewed respect for “sensible journalism” and for voices with a professional sense of responsibility, whether in traditional outlets or on platforms like Substack. He links the information chaos to a wider crisis of political leadership and authority: without trusted leaders and communicators, fear and conspiracy fill the vacuum.The imbalance is especially stark for NGOs trying to campaign on climate. Underfunded and outgunned by oil and gas lobbies, they need to reframe individual action in more compelling terms. “We've got to get a message across that everybody has some part to play in this and each person can make a difference – and that message has to become sexier” [0:07:16]. He points to China's massive investment in renewables as evidence of where the “smarter money” is already going [0:07:16].Finally, Borkowski turns to political communication, using Ed Miliband as a case study in how a lack of charisma and narrative resilience can doom even a principled, passionate advocate. “You've got to have your facts in place, you've got to have charisma, you've got to have determination, and you've got to be able to take on the naysayers” [0:11:10]. On climate, as on everything else, the messenger and the message are now inseparable.Support the show

Women's health has come a long way, but significant funding gaps continue to slow the development of new treatments and therapies. In this episode of The Positive Pause, Claire Gill welcomes back Sabrina Martucci Johnson, President & CEO of Daré Bioscience, to continue their conversation about why investing in women's health matters, how consumers can influence change, and why supporting evidence-based innovation is essential to improving healthcare for women.  This conversation focuses on how and why women should get involved in investing in women's health products and businesses bringing solutions to market. In 2015, Sabrina Martucci Johnson founded Daré Bioscience, a purpose-driven health biotech company built on a single, uncompromising premise: women deserve better. Not incrementally better. Categorically better. From contraception and menopause to vaginal health, sexual health, fertility, and infectious disease. Ms. Johnson is a life sciences executive committed to advancing improvements in women's healthcare.  Key Points Women's health remains dramatically underfunded, with less than 1% of private healthcare investment going toward conditions that exclusively affect women. Decades of underrepresentation of women in clinical research have contributed to major gaps in available therapies for menopause, maternal health, sexual health, fertility, and other conditions. Real medical innovation requires years of scientific research, clinical trials, FDA review, and significant financial investment before products ever reach patients. Consumers can help drive change by supporting companies that invest in rigorous research and clinically validated products instead of relying solely on marketing claims. AI tools can help identify companies working in women's health, but consumers should still do their own research before investing. Healthcare providers don't always receive extensive training on how medicines are developed, making it even more important for patients to ask informed questions about the products they're prescribed. Patients should feel empowered to ask whether a therapy is FDA-approved, supported by published clinical research, and backed by scientific evidence. Advancing women's health will require advocacy, consumer education, strategic investment, and continued support for companies committed to bringing new therapies to market. Claire and Sabrina make a compelling case that improving women's healthcare isn't just the responsibility of researchers, policymakers, or pharmaceutical companies. Consumers have tremendous influence through the products they purchase, the questions they ask, and the investments they choose to make. By supporting evidence-based innovation and companies committed to rigorous science, individuals can help accelerate the development of better treatments and create lasting change for women's health. Connect with Sabrina:  Websites:  https://www.darebioscience.com https://www.daretoplaybio.com Instagram: https://www.instagram.com/darebioscience LinkedIn:  https://www.linkedin.com/in/sabrina-johnson-27799829/ https://www.linkedin.com/company/dare-bioscience/ 

Get your hand-picked playbook here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.figuringout.co/pdf/fo-540Check out The Money Trap: https://amzn.in/d/0hTkmA3jGuest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(02:31) - Masayoshi Son's Two Epic Crashes & Comebacks(06:28) - What Makes Masayoshi Son a True Visionary(09:26) - Steve Jobs, the ARM Holdings Deal & Betting on the Future(11:41) - Inside the $100 Billion Vision Fund & What Killed WeWork(15:36) - Adam Neumann: Salesman, Visionary, or Both?(18:20) - When to Suspend Analysis: Betting on Future Business Models(23:42) - Indians Building Startups in India vs. Silicon Valley(27:21) - India vs. the US vs. China: What It Takes to Build There(32:56) - Underfunded vs. Overfunded Startups(37:14) - Bhavish Aggarwal & the Art of Attracting Capital(39:42) - Masayoshi Son & Ritesh Agarwal's Special Bond(43:08) - What VCs Actually Look for in Founders(45:45) - Why Stubborn Founders Often Win(47:00) - The Most Inspiring Entrepreneur: Elon Musk(50:26) - Other Entrepreneurs Who Inspire Him(52:38) - Steve Jobs: The Leonardo da Vinci of Tech(53:57) - Why "Follow Your Passion" Is Terrible Advice(58:16) - The Money Trap: How Much Is Enough?(1:00:46) - Sleep, Health & Data-Driven Obsession(1:04:14) - The Next Billion-Dollar Opportunity: AI in Every Business(1:06:59) - Why He Finally Wrote His Book(1:14:05) - OutroIn today's episode, we sit down with T. V. Mohandas Pai, Co-founder and Chairman of Aarin Capital and Chairman of 3one4 Capital to discuss India's future, entrepreneurship, AI, governance, and what it really takes to build a successful career.Follow Alok Sama Here:LinkedIn: https://www.linkedin.com/in/aloksama/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

Hunter is joined by Ben Polk, Director of the Transformative Justice Project at New York University School of Law, Robert and Helen Bernstein Institute for Human Rights to discuss a recent law review article he authored where he conservatively estimated it would cost $28 billion to fund Public Defense nationwide.     Guest: Ben Polk, Director, Transformative Justice Project and Research Scholar, New York University School of Law,  Robert and Helen Bernstein Institute for Human Rights, Resource: Read the Article Here https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6359060   Ben's Faculty Page https://www.law.nyu.edu/centers/bernstein-institute/team    Contact Hunter Parnell:      Publicdefenseless@gmail.com   Instagram: @PublicDefenselessPodcast Twitter: @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon:  www.patreon.com/PublicDefenselessPodcast Donate on PayPal:  https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe:  https://donate.stripe.com/7sI01tb2v3dwaM8cMN   Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home   **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****  

Women's health has historically been overlooked in research and investment, but that landscape is beginning to change. In this episode of The Positive Pause®, host Claire Gill talks with Sabrina Martucci Johnson, President & CEO of Daré Bioscience, about what it really takes to develop safe, effective therapies for women and why informed patients play such an important role in advancing better healthcare. Their discussion focuses on the ongoing funding disparity in women's health research and innovation and why greater investment is essential to improving care; the process and challenges of bring clinically validated therapies to market for women; how can women be more informed consumers and spot junk science, especially in the menopause space right now where marketing often outpaces the clinical evidence; and, more. In 2015, Sabrina Martucci Johnson founded Daré Bioscience, a purpose-driven health biotech company built on a single, uncompromising premise: women deserve better. Not incrementally better. Categorically better. From contraception and menopause to vaginal health, sexual health, fertility, and infectious disease. Ms. Johnson is a life sciences executive committed to advancing improvements in women's healthcare. Key topics covered What "clinically validated" actually means and why extensive testing is required before therapies reach patients How existing FDA-approved medicines can be thoughtfully adapted to address unmet needs in women's health The differences between FDA-approved medications, compounded prescriptions, and products manufactured under pharmaceutical quality standards Why women should ask more questions about the medications they're prescribed, including whether a treatment has been clinically studied and published in peer-reviewed research How telehealth and social media have expanded access to information while also making it more important than ever to evaluate healthcare claims carefully The importance of helping women become informed healthcare consumers who can confidently advocate for themselves Why raising expectations for women's healthcare is one of the most important steps toward lasting change  This episode delivers an informative conversation about the science, investment, and persistence required to bring innovative women's health therapies to market. Claire and Sabrina encourage women to ask thoughtful questions, seek evidence-based information, and expect the same level of scientific rigor and innovation that has long been standard in other areas of medicine. The discussion offers both practical guidance and optimism for the future of women's healthcare.  Connect with Sabrina:  Websites:  https://www.darebioscience.com https://www.daretoplaybio.com Instagram: https://www.instagram.com/darebioscience LinkedIn:  https://www.linkedin.com/in/sabrina-johnson-27799829/ https://www.linkedin.com/company/dare-bioscience/ 

James and Kim Boley, campus missionaries of twenty years, share the single habit they credit most for staying fully funded: a short, text-only email sent every single week. They break down why the big quarterly newsletter stopped working, how 20 minutes a week keeps supporters connected (and giving), and what to do when you feel behind. For the full episode this clip was taken from: https://youtu.be/kXJvCQ_9vVA Reserve your seat at Fully Funded LIVE:Two focused days, in person, to build your support-raising plan. Mary and Mike walk you through what to say, who to follow up with, how to invite partnership, and what to do when you get home. September 21-22, 2026 in Plano, TX. Register here: https://fullyfundedacademy.com/live Join our community:Fully Funded Academy. Get the 7-part Fully Funded curriculum, two live group coaching calls every month with Mary and Mike, support letter and email templates, bonus masterclasses on referrals and missionary fundraising events, and a private community of missionaries walking the same road. Enroll here or get on the waitlist: https://fullyfundedacademy.com Buy our book, "Fully Funded":Ebook: https://amzn.to/3PntpXR Audiobook: https://amzn.to/4tWgoCM Paperback: https://amzn.to/4tSdPRV Subscribe to our newsletter: https://fullyfundedacademy.com/newsletter Social Media:Instagram: https://www.instagram.com/fullyfundedacademy LinkedIn: https://www.linkedin.com/company/fully-funded-academy Website: https://fullyfundedacademy.com

Samuel Ben-Ur — The Board of Peace remains underfunded, with only $23 million confirmed of the $17 billion pledged; Hamas rejected an eight-month disarmament plan, its leadership has largely relocated from Qatar to Turkey, and Netanyahu's political standing depends on his hardline refusal to cede Gaza territory. (2)1492

No one knows the realities of professional auto racing better than Tommy Joe Martins, co-owner of Alpha Prime Racing in the NASCAR O'Reilly Series. On the heels of the release of his short film "Underfunded", motorsports reporter Jeff Gluck sits down with Martins to discuss the inspiration for the film: his time spent as an independent car owner in the NASCAR garage. Jeff also chats with Austin Cindric to look ahead to NASCAR's upcoming visit to Echo Park Speedway in Atlanta, where Cindric has flourished over the last few seasons. Finally, Jeff reacts to NASCAR's latest penalty debacle involving Shane Van Gisbergen and Austin Hill. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Fringe Radio Network, Bruce Collins sits down with Michael Letts to discuss the growing challenges facing law enforcement agencies across America. The conversation explores how many police departments are operating under increasing financial pressure while simultaneously dealing with staffing shortages, public criticism, and rising expectations from the communities they serve. Michael Letts shares his perspective on the impact of underfunding, the effect of negative public narratives on officer morale, and the difficulties departments face in recruiting and retaining qualified personnel. The discussion examines the relationship between public safety, community trust, and the resources available to local law enforcement organizations. The episode also addresses broader societal questions surrounding crime prevention, policing strategies, officer support systems, and the future of public safety in the United States. Whether listeners agree or disagree with the viewpoints presented, the conversation offers insight into the challenges currently facing police agencies and the communities they protect.

Misty Van Popta, B.C. Conservative infrastructure critic, and MLA for Langley - Walnut Grove Learn more about your ad choices. Visit megaphone.fm/adchoices

Dayna Lazarus is a Technical Advisor for the Florida Housing Coalition, co-founder of Transit Now Tampa Bay, and an urban planning advocate focused on transportation equity, housing affordability, climate resiliency, and public transit expansion. She holds a Master's in Urban and Regional Planning from USF and has spent years organizing around better transit and smarter growth policies in the Tampa Bay region.0:02:51 — Lessons From Portland0:15:54 — Lesson From Netherlands0:20:36 — Tampa Gutted For Cars0:29:08 — HART Underfunded Per Capita0:31:57 — Funding Frozen Since 19790:40:12 — Why Elected Officials Fail0:43:36 — Private Sector Transit Funding0:51:40 — HART Charter Change Explained01:01:26 — How Grassroots Organizing Works01:12:22 — Route 1 Fare-Free Pilot01:46:54 — All For Transportation Story

John Maytham speaks to Judge Dennis Davis on the new SARS commissioner saying that the revenue service doesn't have enough resources to close the country’s tax gap. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Last November, Bridgeport voters overwhelmingly supported charter reforms really focusing on local ethics policies and bolstering oversight of elections. Apparently, the money needed to hire a solid director for the Office of Ethics is potentially not being invested properly. We asked John Hosier, vice chair of the 13-member bipartisan Charter Revision Commission, what's going on.

On today's show, we hear about a study from the Arkansas Department of Human Services that finds that supported living services in the state are severely underfunded. Plus, we remember a nearly-forgotten Arkansas kidnapping 60 years ago. We also get details about Inclusive Prom.

Concerns life-saving kidney care is underfunded across New Zealand. Dialysis - a vital treatment for thousands - can take hours, with some patients travelling long distances or managing care at home without any medical support. Health New Zealand admitted to 1News there's been a lack of funding in renal care in some parts of the country. Kidney Health New Zealand General Manager Madi Keaytold Ryan Bridge every hospital unit is struggling. She says Christchurch Hospital's come forward with concerns care may have to be rationed - and every unit would be feeling similar pressures. LISTEN ABOVESee omnystudio.com/listener for privacy information.

14. SEG 14: Simon Constable critiques Prime Minister Keir Starmer's hesitant leadership. He notes the Royal Navy has been "hollowed out" over three decades, leaving Britain with fewer warships than France and a tiny, underfunded standing army. (14)TOTTENHAM

Statists love to claim that government services would be better if only they were “fully funded.” However, given their nature, government services always will be seen as “underfunded” no matter how much money politicians throw at them.Original article: https://mises.org/mises-wire/are-government-services-underfunded

Statists love to claim that government services would be better if only they were “fully funded.” However, given their nature, government services always will be seen as “underfunded” no matter how much money politicians throw at them.Original article: https://mises.org/mises-wire/are-government-services-underfunded

Ivan Cossu is Co-Founder and CEO of deskbird, a flexible workplace management platform that's scaled past $10 million ARR. Founded in April 2020 during COVID's most uncertain period, deskbird survived a near-death pivot just months in and scaled across 10 international markets within six months—an unconventional path that challenged conventional wisdom about market domination strategies. Ivan shares the tactical decisions behind their international expansion, the shift from founder-led to scalable sales, and why they're deliberately targeting an underfunded VC category. Topics Discussed: The critical pivot from an Airbnb for co-working spaces to workplace management software in July 2020, months before running out of capital The counterintuitive decision to scale internationally within six months rather than dominating a single market first Balancing consumer-grade UX with enterprise-level customization in a category where competitors felt like "database queries" The mechanics of transitioning from pure inbound to incorporating outbound without breaking what's working US market expansion from Europe with higher close rates than home markets—and what that signaled about timing Why traditional email outbound is dead in the AI era and what actually works for breaking through GTM Lessons For B2B Founders: Scale your proven funnel globally before you perfect it locally: When deskbird saw strong early traction, they launched landing pages across UK and US markets within months to test demand signals. Ivan's contrarian take: "If you have a good funnel that's working, be bold enough to scale it globally" rather than spending years dominating Germany first. The key qualifier—you need solid core product and conversion metrics, not just initial traction. They were "way too scared of going international because it always worked out way better than we thought," often seeing better metrics in new markets than home markets. Most founders over-index on local penetration when they should be testing international demand. Choose validation channels by cycle time, not potential scale: In the first 6-12 months, avoid any channel with an 18-month feedback loop, even if it's your eventual ICP. Ivan targeted paid search and lower mid-market specifically because "you get a good sample size quite fast." Fast feedback loops let you iterate positioning, messaging, and ICP assumptions weekly rather than annually. Once you have conviction from high-velocity channels, then layer in longer-cycle enterprise motions. This sequencing prevents burning 12+ months on the wrong strategy. Founder-led sales is a permanent muscle, not a phase to exit: At $10M+ ARR, Ivan still joins sales calls regularly, citing a top entrepreneur-investor's rule: "Sales always needs to remain a final topic." The evolution isn't binary—it's additive. First hires (around 9 months post-MVP) were generalist "hard workers" who could sell vision over process. Today's hires are more disciplined as repeatable plays emerged. But the founder never exits—they shift from doing all deals to strategic deals, competitive situations, and maintaining direct customer insight. Even Benioff at Salesforce's scale still jumps into deals. Outbound in the AI era requires anti-scale tactics: Ivan's blunt assessment: "I don't believe in emails and any kind of written communication, especially not in the age of AI—it's just inflated." What works: (1) Targeted account selection—not 1:1 but not 1:1000 either, find the sweet spot of focused ABM, (2) Physical mail and offline media, (3) Cold calling with proper infrastructure. The challenge isn't the tactic—it's "having all the BDRs and AEs knowing which accounts they have to call, seamlessly calling account after account." Most companies can't operationalize the calling machine. Best results come when marketing warms leads with intent data, then hands them to outbound teams—not pure cold outreach. Underfunded categories force better unit economics: Deskbird's space isn't flooded with VC dollars—Ivan mapped 50-60 European competitors but limited mega-rounds. His take: "There's a downside, it's harder to get VC money, but once you get it you don't have the problem that some spaces are overfunded and it's crazily driving up customer acquisition cost." Markets with excessive capital often have one winner and "very sad consolidation" for positions 2-4. Constrained capital forced deskbird to build profitably and focus on product differentiation (Airbnb-like UX meets enterprise customization) rather than outspending competitors. Close rates in new markets signal expansion timing better than absolute numbers: Deskbird closed US deals from Europe with European AEs in mismatched time zones—and saw the highest close rates of any market. Ivan's logic: "If we can close them from Europe with our European AEs working in different time zones who cannot deliver the same SLAs, and we then go to the US, it should get even better." Don't wait for perfect execution—if you're winning despite structural disadvantages, that's your signal to invest. They hired their first US-based team only after proving they could win remotely. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

In this episode of Open Web, host Anne chats with Juliette, the sole maintainer of PHP_CodeSniffer. They dive into the challenges of maintaining crucial open-source projects, funding issues, and AI's impact on software development.

Send us a textWhen special education isn't fully funded, the cost doesn't disappear...it gets absorbed by families, classrooms, and educators.In this solo episode of The Purple Zone, I unpack what underfunded special education actually looks like on the ground: for students whose needs go unmet, for teachers navigating behavior and safety challenges without enough support, and for families trying to advocate for their children in complex systems they didn't design.Through two personal stories and Idaho-specific context, this episode explores:how funding gaps create real tradeoffs for all students, not just those in special education,why some families experience far more strain than others when support falls short,how unmet mental health and behavioral needs show up in classrooms, andwhat changes when schools have the staffing, resources, and partnerships they need.This isn't a conversation about blame; it's about design. Special education is a legal mandate, but it's also a shared responsibility. When it's underfunded, districts are forced into impossible choices, families carry heavier burdens, and educators are stretched thin.And yet, partnership still matters. When schools and families work together, especially in times of constraint, the experience for students can change.If you want to understand why special education funding affects the entire school community, and why addressing it is urgent...not someday, but now...this episode is for you.Because policy isn't abstract. It's personal.Find Alexis on Instagram and JOIN in the conversation: https://www.instagram.com/the_idaho_lady/ JOIN the convo on Substack & STAY up-to-date with emails and posts https://substack.com/@theidaholady?r=5katbx&utm_campaign=profile&utm_medium=profile-page Send Alexis an email with guest requests, ideas, or potential collaboration.email@thealexismorgan.comFind great resources, info on school communities, and other current projects regarding public policy:https://www.thealexismorgan.com

In corporate development and finance, the excitement of an acquisition often masks the underlying risks. Financial Due Diligence (FDD) is the structured investigation into a company's total financial health. It is the crucial "forensic" step that moves a deal from celebration to investigation, determining whether a transaction is a winning strategy or a multi-billion dollar mistake.The 5 Pillars of Financial Due DiligenceTo assess risk and validate value, finance teams focus on five critical areas in the financial data room:1. Quality of Earnings (QoE)This is the bedrock of FDD. It separates "accounting profits" from repeatable, sustainable core performance. Teams look for Normalization Adjustments, stripping away one-time legal settlements or non-market salaries to find the true Adjusted EBITDA.2. Revenue and Customer AnalysisHigh revenue numbers can be deceiving. Analysts dig into:Customer Concentration Risk: If one customer accounts for 40% of revenue, the valuation must be discounted due to instability.Churn Rates: Understanding why customers leave and how long they stay.Revenue Quality: Differentiating between recurring contracts and one-time projects.3. Working Capital and Cash Flow HealthThis pillar determines if paper profits convert to usable cash. Red flags include:Accounts Receivable Aging: Customers paying slower and slower, masking potential bad debt.Inventory Turnover: Massive buildups that suck cash out of the business without guaranteed future sales.4. Debt and Off-Balance Sheet ItemsLurking "landmines" can blow up deal economics. Analysts search for:Pending litigation or unknown tax exposures.Underfunded pension liabilities.Environmental cleanup costs.5. Forecast AssessmentEvery target company presents a "conservative" growth story. FDD stress-tests these assumptions by modeling the unit economics (e.g., Customer Acquisition Cost vs. Lifetime Value) and building conservative "downside" scenarios.The Role of FP&A: The Bridge to IntegrationIf you are in FP&A, your role is pivotal. You are the bridge between historical numbers and the forward-looking plan. Your team must:Tear apart growth claims: If a company claims 20% growth, what is the required hiring plan and CapEx?Scrutinize Synergies: Cost synergies (office closures) are reliable; revenue synergies (cross-selling) are highly speculative and should be heavily discounted in models.Final Strategic ThoughtFDD is not a box-checking exercise; it is the firewall that protects shareholder value. Master it by prioritizing the Quality of Earnings and never letting deal enthusiasm override forensic investigation.

Guests: Captain James Fanell (USN Ret.) and Bradley Thayer. The authors draw parallels between current U.S.policy and the British Empire's 1919 "10-year rule," which underfunded defense and ignored rising threats. They criticize the U.S. response to the 1989 Tiananmen Square massacre, noting that the Bush administration rushed to re-engage rather than isolate the CCP. Fanell recalls that intelligence agencies remained focused on Russia, failing to perceive the Chinese military buildup as a credible threat until it was too late.

America's labor laws promise fairness for workers and a level playing field for businesses, but promises mean little without enforcement. Underfunded agencies and administrative failures have allowed bad corporate actors to exploit employees unable to defend themselves.Seema Nanda, the Solicitor of Labor for the Biden administration, joins Oren to discuss why labor enforcement has fallen into crisis and how immigration policy further complicates the landscape. They explore what it takes to hold employers accountable, why strong enforcement is essential for the economy, and how to credibly rebuild America's protections for workers.

Disclaimer: The term woman is frequently used in this episode and Kanwal's book Taking Care of You, to refer to the target audience, although the material discussed applies to anyone with a uterus, cervix, or vagina. We recognize that not all people with these body parts identify as a woman and that not all people who identify as a woman have these body partsKanwal Haq is dedicated to improving health and care for women across the world. With 17+ years of experience working in various healthcare roles and spaces, Kanwal brings dedication, creativity, and humility to keep learning and moving forward. Kanwal founded TCY Women to build better tools, resources, and systems of care to support women's health, across the lifespan. Kanwal completed her B.S. in biology from the University of Missouri, her M.S. in medical anthropology from Boston University, and is working on her PhD in public health at UTHealth. Kanwal is the co-author of “Taking Care of You: The Empowered Woman's Guide to Better Health (Mayo Clinic Press 2022). Kanwal's rural midwestern roots cultivated her passion to make health education and care both accessible and appropriate for every woman.When we look at the research, a clear pattern emerges — women and gender diverse people are too often dismissed, undertreated, and left behind by our healthcare system. The 2024 KFF Women's Health Survey found that one in three women reported being ignored or disbelieved by a healthcare provider, and data from the PNAS (2024) study showed that clinicians consistently rated women's pain as less severe than men's for the same symptoms. Together, these studies tell a sobering truth — gender bias is not anecdotal, it's structural. 

The vast majority of my interviews have focused on innovations, investing and advocacy related to climate mitigation – that is, what we can do to cut greenhouse gases and minimize the rise in global temperatures. What we do or don't do now, will have lasting consequences and it is climate mitigation that is driving the transformation of the global economy. So it's not surprising that mitigation dominates climate investing. Adaptation and resilience, meanwhile, focus not on limiting or reversing climate change but rather on improving quality of life in a warmer world. Adaptation ventures receive only a small fraction of climate investments, but rising temperatures are creating tremendous demand for a new category of products. In a joint report by Boston Consulting Group (BCG) and Temasek, it's estimated that between $500 million and $1.3 trillion could be spent annually by 2030 on technologies that help people adapt to a changed climate. That's the opportunity Darren Clifford is targeting with a new fund called Adapt[us]. Darren has worked for two decades on new markets as a founder, consultant at McKinsey & Co, and as an angel investor, and I found his perspective on the climate adaptation market to be packed with nuance and insight. We spoke about his background, three different categories of adaptation tech, the unique challenges they face, how they'll make the future more livable, and much more. On today's episode, we cover:[02:45] Darren's Background & Career Journey[06:39] Why Focus on Climate Adaptation?[08:07] Insights from Angel Investing & Supporting Founders[12:14] Why Adaptation is Underfunded; Adapt[us] Fund Overview[16:19] Challenges in Scaling Adaptation Solutions[17:31] Adapt[us] Fund: Focus & Stage, Why For-Profit[18:53] Measuring Impact & Third-Party Well-being Validation[23:10] Market Segmentation: Resilience, Repair & Recovery, Demand Adaptation[25:38] Market Size and Investment Allocation[27:50] Business Model Challenges for Adaptation Startups[30:23] Concrete Examples of Target Companies [32:59] Adapt[us] Venture Building Approach & Founder Support[36:42] The Venture Builder/Capital Model: Criteria & Structure[38:27] Norwegian Talent & Global Competitive Advantages[41:03] Building a Movement, Not Just a Fund[42:06] Short-Term Goals for Adapt[us] & Team Building[44:41] Closing RemarksResources MentionedAdapt[us]BCG x Temasek Report: The Private Equity Opportunity in Climate Adaptation and ResilienceToronto Climate WeekGIC Report: Sizing the Inevitable Investment Opportunity: Climate AdaptationWRI Study: Strengthening the Investment Case for Climate Adaptation: A Triple Dividend ApproachConnect with us

The argument over our Corrections Minister's looking through rose tinted glasses continues, as the organisation begins to run out of new money. A $98million boost in this year's Budget was expected to last until June, when the population was projected to hit 10,800 - but that milestone is already nearly met. Despite this, Corrections Minister Mark Mitchell says there's no looming crisis. Corrections Association President Floyd du Plessis told Mike Hosking says this is a rosy version of the truth as staff are well and truly short. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Encore: U is for Underfunded Sex and Relationship Education with Dr Lori Beth Bisbey

Non profits are overburdened and underfunded Guest: Zahra Esmail,  CEO of Vantage Point, which provides training and consulting services to non-profits Learn more about your ad choices. Visit megaphone.fm/adchoices

Is hybrid learning a smokescreen for underfunded school systems? Guest: Anne Whitmore, president of the Surrey District Parent Advisory Council (DPAC) Learn more about your ad choices. Visit megaphone.fm/adchoices

David Stiefel says food and livestock systems are severely under-resourced, which puts our producers and our country at risk.

Arizona state troopers have faced understaffing and low pay for years. Now they say they need millions to patch an outdated communication system. Plus, an award-winning film location scout on finding the perfect shot at all costs.

This week's "Investing Simplified" provided information on the Big Beautiful Bill, along with insights into tax planning, the importance of retirement account rollovers, and current economic updates. Matt Mai and Matt Sudol discussed potential economic impacts of interest rate adjustments by the Federal Reserve, focusing on inflation and market stability. They also identified six key factors contributing to retirement underfunding, such as not maximizing employer matches and allowing emotions to guide investment decisions.The episode wrapped up with a discussion on new tax legislation, including changes affecting social security and overtime deductions. The importance of seeking personalized advice from financial and tax professionals was emphasized, as the hosts highlighted the value of informed, proactive financial planning.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

The news of Texas covered today includes:Our Lone Star story of the day: A story from today's press review demonstrates why Democrats and Republicans are NOT a “uniparty.” On spending, maybe you can make a partial claim on such but it is universal to all elected government, all places. However, on governance, which is often the most important part, the two parties are at very opposite poles.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Texas Sales Tax Revenue Totaled $4 Billion in June, up from June of 2024.TWIA is still underfunded by ratepayers.Ex-Texas governor's energy firm buys gas turbines for ‘unprecedented' Amarillo-based grid – beware, Toby Neugebauer is partner in this deal.FAIL: ‘Sick-of-ICE, Sick-of-Trump' in San Antonio Fizzles — Less than 80 People Attend.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Fiordland is known for its stunning natural beauty - a magnet for visitors - but not all are welcome. 

"Everybody has a role, and if we open up the conversation just a little more, we can help change the numbers—and the lives of these animals." This episode is sponsored-in-part by Maddie's Fund. In this powerful and emotionally resonant episode, host Stacy LeBaron welcomes Brandi Winkleman, President and Executive Director of A HOPE Inc., an animal welfare organization based in Milton, Florida. Brandi shares the raw, eye-opening experiences that catapulted her from volunteer to changemaker, including heart-wrenching scenes from her local shelter that inspired her to take action. Through grassroots advocacy, community education, and data-driven approaches, Brandi and her team have transformed a once high-kill county into a model of collaborative, humane solutions. Listeners will gain insight into the complexities of rural animal welfare and the lifesaving gaps Brandi is working to bridge—especially around low-cost spay/neuter access and shelter-to-rescue transfers. She also provides a behind-the-scenes look at A HOPE's upcoming spay/neuter clinic, designed with input from top industry professionals to meet the unique needs of her community. This episode is a masterclass in how local leadership, transparency, and positive collaboration can create sustainable change. Press Play Now For: A vivid account of the moment that changed Brandi's life forever How data visualization helped shift public opinion on shelter euthanasia The two key "lifesaving gaps" Brandi identified—and how she's solving them Tips on navigating small-town politics and turning skeptics into allies A sneak “peek” at A HOPE's new 4,000 sq. ft. clinic designed for both efficiency and compassion Resources & Links: A HOPE Website - https://www.ahope4src.com A HOPE on Facebook: @AHOPEMilton - https://www.facebook.com/ahopemilton Florida SART Emergency Management Courses - https://flsart.org/ Bissell Pet Foundation - https://www.bissellpetfoundation.org/ Florida Animal Friend Grant Program - https://floridaanimalfriend.org/grants/ Sponsor Links: Maddie's Fund (https://www.communitycatspodcast.com/maddies616) Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts(https://podcasts.apple.com/us/podcast/the-community-cats-podcast/id1125752101?mt=2). Select “Ratings and Reviews” and “Write a Review” then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. 

The Trump administration's budget and staffing cuts to national parks could mean longer lines, closed visitor centers and fewer search and rescue workers this summer, according to former parks staff and advocates. The cuts are also compromising scientific research and environmental protection, creating what the National Parks Conservation Association calls “a façade of a national park experience.” In California, Yosemite scientists have had to pick up bathroom cleaning shifts; decades-long endangered species studies in the Channel Islands are at risk. Are you planning a visit? We'll share what you should know before you go. Guests: Russell Galipeau, executive council member, Coalition to Protect America's National Parks; former superintendent, Channel Islands National Park Ashley Harrell, National Parks Bureau Chief, SFGATE Neal Desai, Pacific Region director, National Parks Conservation Association Learn more about your ad choices. Visit megaphone.fm/adchoices

5/13/25: Rep Pat Duffy: Medicaid cuts, affordable housing & unregulated cannabis. Educ Collab Ex Dir Todd Gazda, underfunded schools. Jeromie Whalen: his friend, Columbia U student Mahmoud Khalil imprisoned in LA. Prof Carrie Baker w/ author Rachel Simmons: girls & women in charge. Duke Goldman: Red Sox Nation.

Underfunded councils are turning parks into festival grounds to raise cash but this is transforming the meaning of public space in cities.Writer: Stephen Armstrong Producer: Rebecca Moore Host: Claudia Williams Episode photography: Joe Mee Hosted on Acast. See acast.com/privacy for more information.

The Corrections Minister has asked officials to look at shorter prison sentences and how they relate to higher levels of re-offending and whether longer sentences allow better rehabilitation for offenders, even if it leads to a big jump in prisoner numbers.

Welcome to the Data Security Decoded podcast by Rubrik Zero Labs. In this episode, our host, Caleb Tolin, is joined by Michael Razeeq, a cybersecurity policy researcher specializing in advocating for Civilian Cyber Corps (C3s). Michael shares insights into how these volunteer forces, C3s, are transforming community cyber defense, addressing workforce shortages, and providing both preventive and reactive cybersecurity services to underfunded organizations.

This week, we get into Unhinged, or as we like to call it, “Falling Brown”... like the Michael Douglas movie, but with “brown” meaning poop. They really thought they had something like this one with their whole “man is pushed too far” thing, but in order for that to work, the characters need to be written as likeable. BUMMER!Rotund and reckless Russell road-rages ruthlessly rather than reflecting, then rejecting the rules and ramming a Range Rover! Hammer man! Underfunded federales! Idiot adolescent accidentally alerting intruder to area! Minivan mother mockery! Facile feelings for flaming Fred! Pancaked piggies! Homicide by proxy, and much, much more on this week's episode of The Worst Movie Ever Made! www.theworstmovieevermade.com 

This week's Last Word examines Texas' growing education funding crisis. Despite a record state budget surplus, public schools—especially in San Antonio—are being left behind. Lawmakers continue to prioritize political battles over solutions, and the result? Underfunded classrooms, underpaid teachers, and increasing pressure on local school districts to do more with less. Bob breaks down the legal and moral responsibility Texas has to fund its schools, the ongoing standoff in Austin, and what it means for students, parents, and educators in San Antonio. With public education at a crossroads, now is the time to ask: Will Texas finally step up, or will politics once again leave our schools behind? Tune in for a sharp commentary on education, leadership, and the future of Texas schools. -- -- 

During its first hundred years, the National Institutes of Health, the world's premiere medical research institution, used only male subjects in its clinical studies, completely ignoring the anatomy and physiology of half of humankind. But that began to change in 1990 - a turning point for women's health in the United States, one brought about by the growing power of women in Congress and the field of medicine. We talk with Senator Barbara Mikulski, who along with a small band of members of Congress, demanded change at NIH, and Dr. Vivian Pinn, a trailblazing pathologist who became the first head of the Office of Research on Women's Health at NIH.

Meta announces end to ‘fact-checking' in latest Trump gift. Mark Zuckerberg names Trump ally Dana White to Meta board. Cartoonist leaves Wa-Po after corruption image censored. Report: Trump is complaining to inner circle about Musk. Melania loves that Musk is ‘babysitting' Trump. Trump's lawyers beg AG Garland to block Smith report. Steve Bannon weighs in on January 6th four years later. Underfunded suicide hotline in Texas hanging up on callers. Host: John Iadarola (@johniadarola) Co-Host: Jackson White ***** SUBSCRIBE on YOUTUBE TIKTOK  ☞           https://www.tiktok.com/@thedamagereport INSTAGRAM  ☞   https://www.instagram.com/thedamagereport TWITTER  ☞         https://twitter.com/TheDamageReport FACEBOOK  ☞     https://www.facebook.com/TheDamageReportTYT

A four-person crew of civilians launched Tuesday morning on a private Space-X rocket for a five-day mission to include the first commercial spacewalk in history. NASA has big plans to send people to the Moon and Mars, but a sweeping new report from the National Academies of Sciences raises questions about the agency. Science Correspondent Miles O'Brien reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders