Podcasts about fair access

The Fair Access to Agriculture Disaster Programs Act would waive income restrictions that currently prevent many specialty crop producers from receiving federal assistance.

The Rod and Greg Show Daily Rundown – Tuesday, February 25, 20254:20 pm: Craig Shirley, Author, Historian and Chairman of Citizens for the Republic on the results of a recent poll showing a majority of American voters are opposed to subsidies for profitable nuclear energy companies.4:38 pm: Bill Duncan, Director of the Center for Family and Society at the Sutherland Institute joins the program for a conversation about the results of a recent survey showing how Utah voters feel about the App Store Age Verification bill currently being considered by Utah lawmakers.6:05 pm: Senator Mike Lee joins Rod and Greg for their weekly conversation about what's happening in Washington, D.C., and today they'll discuss Dan Bongino's move to become Deputy Director of the FBI, the mood in D.C. following the federal job cuts, and his bill limiting judges from blocking President Trump's executive orders.6:38 pm: Justin Haskins, Director of the Socialism Research Center at the Heartland Institute joins the program to discuss the Fair Access to Banking Act and how it will stop discrimination against conservatives.

In Episode 69, two Canadian market structure experts, Doug Clark, Head of Equity Product Design for TMX Group, and Rob Gouley, Equity Trading Principle, OMERS, join the podcast to dig in on all things Canadian equity market structure. The conversation starts with a quick elevator pitch on what are the key differentiating features about trading in Canadian shares versus other market models, including the troublesome growth in F Class trading of Canadian shares in the US OTC market. Rob provides his perspective on venue innovation in Canada, and also gives a positive take on the TSX's revised market on close mechanism, which now looks and feels a lot like Nasdaq's US MOC mechanism. Doug provides a 411 on both Alpha X in Canada, and the recent launch of AlphaX US, and Rob outlines the better late than never CSA response to the SEC's market structure rule changes. The two speakers end up in a thought exercise on what Canada's market would look like if Canada banned OPR and Fair Access. This podcast was recorded on January 24, 2025. Chapter Times: 05:45 - The Elevator Pitch on Trading in Canada10:00 - Canadian Trading Volume on F Class Shares in US13:50 - The Pros and Cons of Transparent Broker IDs17:30 - New Marketplace Innovations in Canada28:58 - TMX Dips its Toes into US Ocean35:50 - Canada's Reboot on Market on Close39:52 - Canadian New Issue Market in Atrophy43:55 - Canada's Response to SEC on Ticks and Access Fees50:43 - A Case for Canada to Ban OPR and Fair Access For relevant disclosures, visit: tdsecurities.com/ca/en/legal#PodcastDisclosure. To learn more about TD Securities, visit us at tdsecurities.com or follow us on LinkedIn @tdsecurities.

Matt and Nic are back after a week off. In this episode: Southern District of New York grants Coinbase's appeal in their case against the SEC The Governor of the Czech national bank is considering Bitcoin in their reserves Do Kwon is extradited to the US E-trade is launching crypto trading The FDIC is forced by a court to further un-redact documents Coinbase asked for in a FOIA request We cover the FDIC's Pause Letters Content mentioned in this episode:  Fidelity Digital Assets, 2025 Look Ahead Bitwise, Benchmark Survey of Financial Advisor Attitudes Toward Crypto Assets Nick Anthony, Fair Access to Banking

Part 2. James O'Hara is a Canadian of Scottish origin. He has had a varied and interesting journey through both his personal and professional lives. James is a strong advocate for cannabis and uses the plant as a treatment for Focal Awareness Seizures. In 2019 James had a seizure-induced stroke and cannabis has been a big part of his continued treatment of his seizures and recovery from stroke.  He is the Senior Director for Client Engagement and Services at kbudd.com and is the past president of the advocacy group, Canadians for Fair Access to Medical Marijuana, and he has been the patient voice of medical cannabis patients to the Canadian federal government, including the Senate of Canada. After this role James has continued to advocate and speak on the need for medical access to cannabis to audiences.

Part I. James O'Hara is a Canadian of Scottish origin. He has had a varied and interesting journey through both his personal and professional lives. James is a strong advocate for cannabis and uses the plant as a treatment for Focal Awareness Seizures. In 2019 James had a seizure-induced stroke and cannabis has been a big part of his continued treatment of his seizures and recovery from stroke. He is the Senior Director for Client Engagement and Services at kbudd.com and is the past president of the advocacy group, Canadians for Fair Access to Medical Marijuana, and he has been the patient voice of medical cannabis patients to the Canadian federal government, including the Senate of Canada. After this role James has continued to advocate and speak on the need for medical access to cannabis to audiences.

Our podcast listeners are very familiar with federal fair lending and anti-discrimination laws that apply in the consumer lending area: the Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA). Those statutes prohibit discriminating against certain protected classes of consumer credit applicants. For example, the ECOA makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); the applicant's use of a public assistance program to receive all or part of their income; or the applicant's previous good-faith exercise of any right under the Consumer Credit Protection Act. The FHA prohibits discrimination concerning the sale, rental, or financing of housing based on race, religion, national origin, sex, disability, pregnancy or having children. The FTC sometimes relies on the “unfairness” prong of its UDAP (Unfair or Deceptive Acts and Practices) authority to bring other types of discrimination claims against companies subject to the FTC's jurisdiction. The CFPB has tried to use the unfairness prong of its UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) authority in a similar manner with respect to companies and banks subject to its jurisdiction. A Federal District Court has invalidated the portion of the CFPB's UDAAP Exam Manual provision upon which such authority was previously predicated and the case is now being considered by the Fifth Circuit. Our focus during this podcast show is not on these Federal anti-discrimination statutes, but rather on the fact that an increasing number of states have either enacted or are considering enacting legislation requiring financial institutions to provide persons (both existing customers and prospective customers) who are not ordinarily protected by the federal anti-discrimination statutes with fair access to financial services. The first broad fair access requirements appeared in a Florida statute enacted in 2023, which generally prohibits financial institutions from denying or canceling services to a person or otherwise discriminating against a person in making available services on the basis of enumerated factors, commonly including factors such as political opinions, or any other factor that is not quantitative, impartial, and risk-based. Because this topic is very controversial, I invited individuals who support and oppose these new types of state statutes: Brian Knight, Senior Research Fellow at Mercatus Center of George Mason University, Professor Peter Conti-Brown of the Wharton School of the University of Pennsylvania, and Peter Hardy who co-leads our Anti-Money Laundering (AML) team at Ballard Spahr. (Brain was previously a guest on our May 23, 2024 podcast which focused on the related topic of Operation Chokepoint.) Brian is generally supportive of these state fair access laws. Professor Conti-Brown and Peter Hardy generally oppose these types of laws. We cover the following sub-topics, among others: 1.              Why were these laws enacted? 2.              What financial institutions are subject to these laws? Do they cover only depository institutions or do they also cover non-banks? Do they cover only consumer transactions or do they cover business transactions as well? Do they cover out-of-state financial institutions doing business with residents of the states that have enacted these statutes? Are there exemptions based on small size? 3.              Since banks are not public utilities, and have shareholders and employees to whom they owe duties, why should they be forced to do business with people or companies who generate fossil fuel or who manufacture or sell firearms, to take just two examples of industries protected by these statutes? 4.              What are the private and public remedies for violating these statutes? 5.              Does the National Bank Act, the Home Owners' Loan Act and the Federal Credit Union Act preempt these state laws? 6.              Do these laws run afoul of AML laws as the Treasury suggests? Brian believes that these state statutes don't force any financial institution to do business with a particular person or company. The statutes simply say that you must give a good reason for a declination. A good reason would be one based on risk to the institution such as a lack of experience in evaluating the company's business. Another good reason would be that the company is engaged in an unlawful business. A bad reason for a declination would be that the bank doesn't like the political or cultural positions of the company. Peter Conti-Brown believes that banks should be able to decide with whom they desire to do business as long as they don't violate existing federal laws that prohibit discrimination, like ECOA and the FHA. Peter expresses skepticism that there was or is a need for these statutes. The “bottom line” is that the state statutes are bad public policy. Peter also believes that these state statutes are preempted by the National Bank Act. Peter Hardy believes that these state statutes throw a monkey wrench into banks' efforts to comply with AML requirements and the Bank Secrecy Act. He explains how these statutes could help bad actors evade the BSA. We have previously blogged about these statutes. Alan Kaplinsky, Senior Counsel and former chair for 25 years of the Consumer Financial Services Group, hosts the discussion.

Rep. Andy Barr, the chair of the House financial institutions subcommittee, discusses why he should lead Republicans on the Financial Services Committee next year. He offers a preview of his agenda, including pushing legislation that would prevent banks from denying legal businesses access to financial services and why large institutions are suddenly supporting it. He also details what changes regulators should make in new Basel III capital rules, how regulatory reform for banks could happen, and why M&A approval rules should be revamped.

Part 2. James O'Hara is a Canadian of Scottish origin. He has had a varied and interesting journey through both his personal and professional lives. James is a strong advocate for cannabis and uses the plant as a treatment for Focal Awareness Seizures. In 2019 James had a seizure-induced stroke and cannabis has been a big part of his continued treatment of his seizures and recovery from stroke.  He is the Senior Director for Client Engagement and Services at kbudd.com and is the past president of the advocacy group, Canadians for Fair Access to Medical Marijuana, and he has been the patient voice of medical cannabis patients to the Canadian federal government, including the Senate of Canada. After this role James has continued to advocate and speak on the need for medical access to cannabis to audiences.

Part I. James O'Hara is a Canadian of Scottish origin. He has had a varied and interesting journey through both his personal and professional lives. James is a strong advocate for cannabis and uses the plant as a treatment for Focal Awareness Seizures. In 2019 James had a seizure-induced stroke and cannabis has been a big part of his continued treatment of his seizures and recovery from stroke.  He is the Senior Director for Client Engagement and Services at kbudd.com and is the past president of the advocacy group, Canadians for Fair Access to Medical Marijuana, and he has been the patient voice of medical cannabis patients to the Canadian federal government, including the Senate of Canada. After this role James has continued to advocate and speak on the need for medical access to cannabis to audiences.

MPs looking into 'de-banking' say they're concerned at the number of small businesses' bank accounts being closed with little to no notice.

This week on the podcast international students have been in the news - but how much of the coverage was unfair, and does the sector have a case to answer on admissions? Plus DfE has a mental health taskforce report out, Scotland's Commissioner for Fair Access has reported and we look at new polling and data on students' views and the role that gender can play in politics.With Helen O'Sullivan, Provost and Deputy Vice-Chancellor at the University of Chester, Smita Jamdar, Partner and Head of Education at Shakespeare Martineau, Sunday Blake, Associate Editor at Wonkhe, David Kernohan, Deputy Editor at Wonkhe and presented by Jim Dickinson, Associate Editor at Wonkhe. Hosted on Acast. See acast.com/privacy for more information.

On this topical show re-air, Crystal welcomes back Katie Wilson of the Transit Riders Union to walk through the wildly successful Raise the Wage Tukwila Initiative, which was approved with over 82% of the vote in the November 2022 general election, and increased Tukwila's minimum wage to $18.99/hour for large businesses starting in July 2023. Katie details the broad, community-based coalition that was built and the thoughtful legwork and preparation that set the initiative up for success at the ballot box - from community surveys to signature gathering to Get Out The Vote, the campaign provides a template for how to build power through civic engagement. Crystal and Katie then talk about lessons learned, key takeaways, and what's next on the horizon for the Transit Riders Union. As always, a full text transcript of the show is available below and at officialhacksandwonks.com. Follow us on Twitter at @HacksWonks. Find the host, Crystal Fincher, on Twitter at @finchfrii and find Katie Wilson at @WilsonKatieB and the Transit Riders Union at @SeattleTRU.   Katie Wilson Katie Wilson is the general secretary of the Transit Riders Union and was the campaign coordinator for Raise the Wage Tukwila.   Resources Minimum Wage and Fair Access to Additional Hours of Work | City of Tukwila   What's on the ballot: City of Tukwila Initiative Measure No. 1 | King County Elections   “Tukwila voters approve minimum wage hike” by Melissa Santos from Axios   “Tukwila minimum wage hike passing by huge margin” by Seattle Times staff from The Seattle Times   “The minimum wage movement is more mainstream than ever” by Guy Oron from Real Change News    “Transit Rider's Union Leads Coalition Seeking to Raise Tukwila's Minimum Wage” by Andrew Engelson from The Urbanist   Transcript [00:00:00] Crystal Fincher: Welcome to Hacks & Wonks. I'm Crystal Fincher, and I'm a political consultant and your host. On this show, we talk with policy wonks and political hacks to gather insight into local politics and policy in Washington State through the lens of those doing the work with behind-the-scenes perspectives on what's happening, why it's happening, and what you can do about it. Full transcripts and resources referenced in the show are always available at officialhacksandwonks.com and in our episode notes. So today, I'm very excited to be welcoming back to the program, Katie Wilson of the Transit Riders Union. Welcome. [00:00:46] Katie Wilson: Thank you, Crystal. [00:00:47] Crystal Fincher: I am very excited to talk about the Raise the Wage Tukwila initiative, which was wildly successful and you played a really big role in. So I think just to start off - just recapping what the initiative was aiming to do. [00:01:07] Katie Wilson: Sure. So Raise the Wage Tukwila basically set out to, as the name suggests, raise the minimum wage in the City of Tukwila. And toward the beginning of this year, we did a lot of outreach to workers, to local businesses, to residents, to community organizations to put together our measure. And we decided to basically try to bring Tukwila's minimum wage up to more or less match the minimum wages in the neighboring cities of SeaTac and Seattle. [00:01:40] Crystal Fincher: Makes sense. And so when you were going about - I guess - the planning for this, the idea for this, how did this begin? [00:01:49] Katie Wilson: So the Transit Riders Union, which is the organization that I work with and for - we started thinking about something like this campaign in the middle of last year. And at that point, we were doing a lot of work on renter protections with another coalition called Stay Housed, Stay Healthy. And as part of that work, we were trying to get cities all around the county to do more to protect renters, both with emergency protections and permanent protections. And that really got us thinking about what it would look like to do some deeper organizing in South King County. And so we began talking to lots of ally organizations and doing some outreach - and eventually settled on this idea of doing an initiative in the City of Tukwila. And the City of Tukwila is a really interesting place. It's a small city - it only has about maybe 20, a little over 20,000 residents. But it's a really big job center - so you have the Southcenter Mall down there and all of the retail jobs around there - so a lot of low wage workers are basically commuting from all over South King County and beyond to work at jobs in Tukwila. And so - we also thought that because Tukwila is nestled in between SeaTac and Seattle, it made a lot of sense to propose raising the minimum wage up to parity with those neighboring cities. [00:03:22] Crystal Fincher: Now who is the coalition that you began this with? [00:03:25] Katie Wilson: Yeah, it's a really broad coalition. So there are a lot of community organizations that do work in Tukwila, especially with the many immigrant communities in Tukwila. So for example, there's the Congolese Integration Network, which was very involved, and African Community Housing and Development. And the Washington Community Action Network and Working Washington both really stepped up on helping us with some of the signature gathering and Get Out The Vote. And a number of labor unions who have members in Tukwila and South King County also really stepped up and helped out - including UFCW, including SEIU Local 6, Teamsters 117. So it was really a kind of a broad community and labor coalition that came together. [00:04:18] Crystal Fincher: Really strong coalition. How did you, or how did the coalition, go about writing the initiative and determining exactly what was right for Tukwila? [00:04:28] Katie Wilson: Yeah, so that process really began more than a year ago. And we basically talked to - on the one hand - policy experts, people who worked on minimum wage and other labor standards campaigns in Seattle and other places, even around the country. And we did a lot of talking to workers at Southcenter Mall. We did a couple of surveys where we had about 100 workers responding to survey questions about the issues that they face at work. And then of course just talking with all the organizations that were starting to come together in this coalition. We also did some door knocking just to Tukwila residents to take people's temperature on how they felt about something like this. And so through all that - and then I guess outreach to local businesses was an important part of that too - so we talked to, we would just walk into pretty much any local Tukwila business that we could find and try to talk to the owner about what they thought about this. And so through all that, we came up with our policy, which is pretty simple. It's basically raising the minimum wage to match SeaTac. There's some small differences in how we do the inflation adjustment, so it's going to go up year after year based on cost of living. And it's going to be a little bit on its kind of own trajectory, but very similar to SeaTac. And we have a graduated structure so that the new wage, which will be $18.99 next year, will go into effect on July 1st of 2023 for large businesses - ones with over 500 employees worldwide. And then we have a three-year phase-in for smaller businesses so that they'll be going up and basically match the large employer rate in 2025. And then there's an exemption for the very smallest businesses, with up to 15 employees and up to $2 million in annual revenue. So that really came out of those conversations. And then the other piece of the policy - which is important - is access-to-hours policies. So that basically means that employers have to offer available hours of work to existing part-time employees before they hire new employees or subcontractors. [00:06:55] Crystal Fincher: Which is actually a really big issue - there and across the board - and was really happy to see that addressed in the initiative. So going out - so now you've written the initiative - qualifying to get on the ballot involves getting a certain number of signatures from residents in the city. How did you go about that process? [00:07:20] Katie Wilson: Yeah, so we began signature gathering around the end of March of this year. So our team - Transit Riders Union - we had two full-time people that we brought on to be organizers for this campaign. And we planned basically a campaign launch event around the end of March - brought together people from our coalition, Transit Riders Union members, volunteers - and so that was the kickoff of our signature gathering effort. And then after that, every Saturday we would have a big volunteer day where people would gather in the morning and we would send people out knocking on doors, gathering signatures. And then we also did more signature gathering during the week. So it was a pretty big effort. And in Tukwila, signature gathering basically means door knocking. So if you're doing an initiative in Seattle, there's a lot of big public events and public spaces, like outside the light rail station, where you can stand there outside and just talk to person after person as they walk by and ask them to sign your petition. The thing about Tukwila is that there's not really many public spaces where you're going to find Tukwila residents. So you could go to Southcenter Mall, but the vast majority of people that you talk to don't actually live in Tukwila. They're there for shopping or they're there for work, and they live somewhere else. So if you want to efficiently gather the signatures of Tukwila residents, you really have to find people at home. And so it was almost all door knocking. [00:08:59] Crystal Fincher: Which was really exciting to see, to watch from afar. And is, as you said, different than we've seen in a number of big cities and frankly, from a number of campaigns that have been really well-funded - is focusing a lot on tabling and transit stations, and going to those large events. So as you were planning the door knocking associated with this, were you taking advantage of that time to also educate the renters and homeowners on what this was, what it meant? What was that process like? [00:09:43] Katie Wilson: Yeah. I think part of the great thing about doing an initiative is that when you're out gathering signatures, you're also talking to the same people whose votes you're going to need in the fall. And so we were definitely - yeah, obviously talking to people about why this was important and also asking them questions like - do you work in Tukwila? Do you know anyone who will benefit from a minimum wage increase? And so building those relationships with Tukwila residents and voters right off the bat, I think, really helped us when it came to the fall because a lot of people remembered having signed the petition in the spring, so they were already aware that this was happening and we got to come back to them and say - hey, remember that thing that you signed? We got enough signatures, so it's going to be on the ballot for you to vote on, right? So there was an opportunity to talk to the same people multiple times during the campaign. And we also did some registration of new voters too. So we were able to knock on doors and talk to people who maybe had just moved from another city and needed to update their registration to be able to vote in Tukwila, or someone who was an immigrant who is just newly eligible for voting. So we were able to do some of that as well. [00:11:00] Crystal Fincher: So was this a largely volunteer signature gathering effort? I think you said that there were paid canvassers involved. Were there other financial supports involved? How did this look financially and volunteer-wise? [00:11:18] Katie Wilson: Yeah, it was really a mixture. So we had a lot of volunteer signature gathering - again, like TRU members and volunteers who had just gotten involved in the campaign. Also, a lot of other organizations would bring out volunteers - the Seattle DSA - mostly during the Get Out The Vote portion of it, but definitely came out canvassing with us a number of times. And then we also had, on TRU's side, two staff organizers who were doing a lot of signature gathering as well. And then Washington Community Action Network has a canvassing team and they put in some time as well. So it was really a combination, I would say, probably roughly about half and half signatures gathered by volunteers versus signatures gathered by staff. [00:12:08] Crystal Fincher: Makes sense - and then other people are looking at this, other organizations who may be considering initiatives to help improve things in their own communities. What are the biggest lessons that you learned about the signature gathering - going through this process - and what advice would you provide? [00:12:25] Katie Wilson: Yeah, I think one thing is just that it is a lot of work. So yeah, don't underestimate how much work it is to go and gather what sounds like not a lot of signatures, right? We gathered over 3,000 signatures, but you have to expect that your validity rate is going to be very low, especially in a city like Tukwila, right - where you have a lot of - big proportion of renters, so people tend to move a little bit more often. Lots of non-citizens, so people might not realize that they're not able to sign it. And so we gathered over 3,000 signatures and we had plenty to qualify, but I think we had a little over 1,700 valid out of that. And door knocking is really intensive work, so you could spend basically all day knocking on doors gathering signatures and maybe you get 15-20 signatures at the end of that - just in terms of signatures per hour, signatures per day - it's a much slower process than it is, for example, in Seattle when you're just outside the Capitol Hill light rail station talking to 30 people an hour, right? And so that's one thing - is just don't underestimate the amount of work it is. But also, I think that - obviously our results in Tukwila were very, very good and there are, I think, a lot of reasons for that. But I do think that running an initiative is an opportunity to really just do some deep talking to voters and setting yourself up really well for people to come out and vote and know what they're voting on in the election itself. [00:14:12] Crystal Fincher: So thinking - you get to the point where you do get enough signatures, you do qualify - I guess one other question, just with the validation - because with these signature gathering processes, valid signatures have to come from registered voters, so you have to meet all the qualifications and be registered. How did you go about the validation process for making sure that out of the signatures that you collected, you determine which ones were actually valid? [00:14:40] Katie Wilson: Yeah, so it's ultimately - it's King County Elections that does the official validation. So you turn your signatures into the City Clerk and the City Clerk transmits them to King County Elections. And then King County Elections basically checks each signature, each entry against their voter file and the signature that they have on file for each voter. And what we were doing - before we turned in our signatures - we did our own rough verification process where basically we would - and we had an excellent volunteer data entry team from among TRU's membership who were doing this process, where basically they would - we would scan the petition sheets after we collected them. And then for each entry, we would check them against the Washington State voter file, which is a public document that you can download for purposes like this, and try to find that person to at least verify that they actually are a registered voter in Tukwila. Now, of course, we don't know what their signature looks like, right? So we can't actually match the signature that we got against the official signature, but we can at least try to find that name and that address and say - okay, yes, this is the person who is a registered voter at this address. And so that gave us a pretty good idea of how many valid signatures we had. And it also - what it allowed us to do - is then we had a list of hundreds of entries where we didn't find that person in the voter file. And so we were able to do some follow up with those people to, for example, try to help them get registered to vote if they were eligible, but not registered - or if they needed to update their voter registration information. [00:16:35] Crystal Fincher: Excellent. Okay, so you qualified. Now it's time to - knowing that you're going to be on the ballot - to make sure that voters know that this is going to be on the ballot and why they should vote for it. How did you go about putting together how to communicate this to the residents of Tukwila? [00:16:58] Katie Wilson: Yeah, I think we did all the things that campaigns do. And so we prepared over the summer. And then after Labor Day, we kicked off our Get Out The Vote campaign. And we - the centerpiece of it, of course, was just more door knocking, right? And we had pledge-to-vote postcards that we were inviting people to sign - that we would then mail back to them when ballots dropped. So they would get an extra reminder from themselves to look for their ballot. And we also made refrigerator magnets that are - they look like a campaign button, except it's a magnet on the back instead of a pin. And so we would give people reminder-to-vote refrigerator magnets. And we also did door hangers, which we would leave at the door if no one answered. We did some mailers - we didn't do mailers to everyone because it's pretty expensive, but we carved out a subset of voters to do mailers for. We did a bunch of texting people. So yeah, really just all of the above - everything that you do to get the word out. We did a few yard signs. And really, I think we were expecting, when we went into this campaign, that we were going to have really strong, well-funded opposition from some of the business associations. And so we planned accordingly and did all the things that we would need to do in order to effectively fight a No campaign. We also got lots of media coverage, right? So we'd be in touch with all the TV news and the reporters trying to get news coverage of the campaign. So we did all those things. Of course, in the end, we actually had no opposition, which was kind of amazing, but we still did all the things. And I think that's part of the reason why we had 82% vote in favor of the measure. [00:19:11] Crystal Fincher: Right - and I just want to pause for a moment and just talk about 82% - which is just an eye-popping number for a minimum wage initiative. We haven't really seen a result like this before. And as I look at it, it has a lot to do with how you went about the strategy and putting together this initiative from the very beginning. The strength of the coalition that you put together - it was broad, it was inclusive, it wasn't necessarily - hey, we're coming from the outside to tell you what we think would be best, or we already know exactly what we're going to do and we're just transplanting it to the city. You really did involve people who were there and looked at what would make the big differences for them locally - incorporated that into the legislation, talked to business owners there in the city. And it seems like that doing the legwork upfront and really understanding who your stakeholders were, understanding how this impacted people, and including the people who would be impacted made a big difference. What do you see as the reason why you were able to get such a huge amount of people in support? [00:20:32] Katie Wilson: Yeah - well, thank you. I would love to believe that it's - we just ran such a great campaign, that's why we won by so much. But I do think that there were some other elements of it that were important, which were less due to what we did. One thing that we did do that I think was a good strategic decision that made a big difference was - in designing the measure - having it really explicitly say we are raising Tukwila's minimum wage to match next door in SeaTac, as opposed to just choosing a number, right? If we had said $19/hour, right - now it amounts to the same thing, it's going to be $19/hour. But I think that it just sounds so ridiculously reasonable that Tukwila should have the same standard as the city next door - that I think just that framing and having that be the way the legislation was written, rather than putting a number on it - I think was probably really helpful. It's just really hard to argue that - no, Tukwila should not have the same minimum wage as SeaTac - when you have people doing the same jobs right across the street from each other in the two different cities, who are getting paid different amounts, right? So I think that was good. But I do think a couple of other things. I think that kind of the moment that we're in, right? We're in this moment where there's high inflation and just the cost of living - from food to gas to rent - are going up so rapidly. I think that ended up helping us. And I kind of thought that maybe it would hurt us because people would look at cost increases and say - well, if you raise the minimum wage, prices are going to go up even more. And we heard that fear a little bit, but I think mostly what the inflation and the high cost of living did was it just made it really undeniable that people who were making the statewide minimum wage or just a little bit more are not able to afford to live here anymore, right? And so I think that really on balance helped us. And I think also the fact that we've experienced this really tight labor market this year has meant that a lot of large employers have actually needed to raise their wages for the time being just to get workers in the door and to keep them there. So you've seen in the news - a lot of major corporations have just announced - okay, our starting wage right now is going to be $17 because otherwise we can't hire people. And so I do think there was an element of some corporations that might normally be inclined to fight something like this were already having to pay significantly more than the statewide minimum wage. And so it just wasn't worthwhile to them to fight it. And so I think that really helped. And that moment is not necessarily going to last, right? There's almost certainly going to be a recession next year. Probably we're going to enter a period where some people are being laid off and employers don't really need to pay more than the minimum wage to get people in the door. And so in that sense, I think we lucked into a window of opportunity where there just wasn't a lot of fight back. [00:23:54] Crystal Fincher: Yeah, and certainly windows of opportunity are real and even if you have a great initiative with a great team - timing and just those larger conditions make a difference. But I do want to go back and talk a little bit more about your strategy for canvassing and even having those conversations throughout the signature gathering process - going back and revisiting people afterwards. Were you planning to visit most voters who you identified as likely to support the initiative? [00:24:31] Katie Wilson: Yeah, our fall door knocking strategy - I think we ended up pretty much just knocking every - knocking all registered voters' doors in the fall and only taking out doors where, during the signature gathering, someone had refused to talk to us or didn't want to be bothered. So we - yeah, which was a very small minority of people. We really just ended up knocking everyone. Tukwila is a small enough city and we had enough people power in the fall, especially with many of our coalition allies stepping up and helping out, that we were able to knock, I think, everyone's door at least a few times. So we weren't terribly selective. I think after ballots dropped, we became maybe a little bit more selective in trying to knock the doors of like likely voters who hadn't voted yet. And even low-propensity voters - people who maybe voted once in the last four years or something. So we got a little more selective, but it ended up being the most efficient thing just to knock everyone. [00:25:47] Crystal Fincher: So basically if you were a resident in Tukwila, you got a knock from the campaign at least once and most people got it multiple times. Even if it did - slightly - it was for good reason and a very beneficial result. I do think that door knocking is an area of a number of campaigns, especially initiatives sometimes, where a lot of campaigns overlook it. And they think - okay, we just need to make sure we have an adequate communications budget to be up with commercials and in people's mailboxes and online where people are at. But really focusing on having those conversations with voters and utilizing the opportunity to get a signature as not just a signature gathering opportunity, but one - to have a conversation to build understanding and support, and to really inform how you move forward - was a really smart and effective one that I would love to see more campaigns really being intentional about investing a lot more in. I guess looking at overall lessons that you came out of this with - what are the biggest lessons you learned, or biggest takeaways from this campaign for you? [00:27:12] Katie Wilson: I think to say something a little more on the negative side - and where I think we and other people who are thinking about doing campaigns like this should think about how to do better - one of the most heartbreaking things for me was when I was doing some door knocking really close to Election Day, like the last couple of days. I talked to people at several doors where they had signed our petition, they were super supportive, but they had probably never voted before and they just didn't make the connection between - Oh, this is - there's an election, this is on the ballot, and you're going to get this thing in the mail which is your ballot, and you actually need to do something with that. And there's a deadline. And so I went to one household where there was a bunch of people living there in an apartment, and they had signed the petition, and they were excited about it. And they're searching for their ballots and finding their primary ballots, but not the - and I'm just like, Oh god, okay, it's just too late - the one person's ballot who we actually found wasn't there and wasn't going to be home. And so I think that Tukwila, year after year, has just rock bottom voter turnout compared to other cities in King County. And we still need to do an analysis to see to what extent our efforts moved voter turnout. And I think they probably did a little bit, but not hugely. So Tukwila - still this year - voter turnout compared to other cities in King County was very, very low. And so that - that I think is disappointing and just speaks to the structural factors which make that the case - we didn't shift those in a huge way. And so I think that's something to kind of think about for future campaigns is - okay, what is it going to take for these people who are registered to vote and a 100% there on the issue, but just are not practiced at this kind of civic engagement and no one is really helping them with that in a really deep way. So what is that going to take? So that's one thing. And I guess just in terms of more positive overall lessons - obviously, raising the minimum wage is really popular, so we should do it more. There's a lot of other cities in King County that could do this. And so that is one thing that we're thinking about as we look at next year and beyond - is what are the opportunities to get this done in more cities around the county? Because I would imagine that it is very popular everywhere. [00:30:00] Crystal Fincher: Yeah, really popular. And just on the point you made - I think, especially for people who are inclined to listen to this show on the radio, via podcast are more passionate about voting and civic engagement than the average person. But really important to understand that the average person is not necessarily excited at all, and probably doesn't know what there is to be excited about or mad about or ambivalent about - that it's just not on the radar for a lot of people. And even though it seems like it's consuming our lives or the news or anything like that, it's just not reality on the ground for a lot of people. And I think one of the things is - I look at my work - it's really the prolonged and repeated engagement that moves the needle there. And a silver lining on the cloud is it actually - a couple of percentage points really does change an election. Boosting turnout by 5% is a humongous amount in the quantities that we measure, and that completely changes the complexion of campaigns. So even the work you did - and again, we're still going through results and precinct-level results and figuring that all out, but clearly made a difference. And I hope there is continued engagement on the ground - in Tukwila specifically - and in areas where we do activate, whether it's through a candidate campaign or through an initiative, to keep that going because it really is the repeated engagement and people being able to see that something from the formation and policy prospect that - hey, they did get excited about, and then it did happen, and then they're receiving a benefit. And - oh, I see that what I sign and actions that I took resulted in something that actually benefits me, or people that I know, or family that I have, or whatever the case is makes a big difference. I guess as you're - you said you're considering looking at what's on the menu moving forward - what is next and what are you considering? [00:32:31] Katie Wilson: Yeah, and I think that's exactly right - it's what you said - just that a one-off campaign is not enough to move that needle. And people need to have the experience of - oh yes, wow, I voted and something happened and it's actually something that makes a difference in my life. And so as we're looking at what to do next - as I mentioned, I think there's a lot of potential for other cities to do minimum wage raises, so we're looking at that. But we had our Transit Riders Union membership meeting in November and had a discussion about this, and I think heard really strongly from our members that we need to keep organizing in Tukwila specifically. And so we are kind of in the process now of figuring out what that could look like. And so we're having - actually tonight, we're having a meeting with some Tukwila renters to talk about what it might look like to push for stronger renter protections in Tukwila, right? Because while we were door knocking, we talked to many, many people who were getting large rent increases, and this was part of the sad thing too - is you'd talk to someone in the spring and they'd sign the petition. And then go back in the fall and they'd moved out because - they no longer live there - because they got a $300/month rent increase, right? And so I think one possibility is to push for stronger renter protections in Tukwila next year - basically working with a lot of the people that we met during this campaign this year. And then I think we're also looking at how to keep organizing with workers in Tukwila, and specifically at and around Southcenter Mall. And the new law is going to go into effect next July. And so I think one project is making sure that everyone who works in Tukwila knows about that - knows the law, knows their rights - both on the minimum wage side of things, but also the access-to-hours policy. And the City is going to have to do some rulemaking to decide how to actually put those policies into practice, what to require of employers in terms of reporting and informing their employees. And so there's the details that have to be figured out. So we're going to be involved in that process and we're going to try to get Tukwila workers involved in that process. And yeah, I think also just continuing to talk to workers at the mall about what other issues they're facing - maybe there are other labor standards issues that workers in Tukwila want to do something about. So we're figuring that out now. We're in the space where there are so many possible things that we could do next year that sound worthwhile. And so we're going to have to figure out where there's the most interest and energy to move forward. [00:35:30] Crystal Fincher: I just can't tell you how excited I am to see what you're doing next. I just have so much admiration for how you went about this. You nailed the strategy and the execution of this. And it really is a model for other coalitions to follow - that can really be community-based, community-led and bringing about the kind of change that people need in their own communities. So thank you so much for joining us today. [00:36:02] Katie Wilson: Oh, my pleasure - it's great to be here. [00:36:05] Crystal Fincher: All right - thanks so much. Thank you all for listening to Hacks & Wonks. The producer of Hacks & Wonks is Lisl Stadler. Our assistant producer is Shannon Cheng, and our Post-Production Assistant is Bryce Cannatelli. You can find Hacks & Wonks on Twitter @HacksWonks, and you can follow me @finchfrii, spelled F-I-N-C-H-F-R-I-I. You can catch Hacks & Wonks on iTunes, Spotify, or wherever else you get your podcasts - just type "Hacks and Wonks" into the search bar. Be sure to subscribe to get our Friday almost-live shows and our midweek show delivered right to your podcast feed. If you like us, leave us a review wherever you listen. You can also get a full transcript of this episode and links to the resources referenced in the show at officialhacksandwonks.com and in the episode notes. Thanks for tuning in - talk to you next time.

Illinois State Fair kicked off yesterday, access to ‘The Bean' will soon be limited during a construction project, Taylor Swift adds a three-show stop in Indianapolis for Eras Tour.

On this episode of the Living Strong Podcast, Kym discusses the topic of fair access to medications for MS survivors.

In this episode, we interview Dr. Steven Pearson, the founder and President of the Institute for Clinical and Economic Review (ICER). Over the past 16 years, ICER has evolved from a Harvard research program to the independent authority on cost-effectiveness and value of new drugs. Dr. Pearson has been an advocate of “Fair Pricing for Fair Access” and in January 2023, ICER published their 2nd Annual Assessment of Barriers to Fair Access Within US Commercial Insurance Prescription Drug Coverage. Dr. Steven Pearson, Founder, President, Institute for Clinical and Economic Review (ICER) Institute for Clinical and Economic Review (ICER) Barriers to Fair Access Report Gross-to-Net Bubble Like this episode and want to hear more? Check out our past episodes here! Do you have a prescription for better access? Share your ideas with us at comments@prescriptionforbetteraccess.com Follow us on social media! We’re on YouTube, LinkedIn and @RX4BetterAccess (X)

This week on the podcast we're live at our Secret Life of Students event in London where we hear from the Office for Students' Director for Fair Access and Participation John Blake, discuss belonging and community and its relationship to the rest of the student experience, and consider the impact of the cost of living crisis on different groups of students.With Sally Burtonshaw, Associate Director (Education) at Public First, Mike Ratcliffe, Academic Registrar and sector historian, Eve Alcock, Head of Public Affairs at QAA, Mark Leach, Editor in Chief at Wonkhe and presented by Jim Dickinson, Associate Editor at Wonkhe. Hosted on Acast. See acast.com/privacy for more information.

Show Notes: Join us on a journey to the heart of the North Carolina State Fair where we witnessed something truly special. In this episode of Water Prairie Chronicles, we explore Access ABILITY Day, an event that's all about creating a sensory-friendly event that provided inclusion for special needs families. Hear from families who took part in the event and learn about the Chill Out Zone, a special area set up to help families with sensory needs find a quiet space to relax and recharge. If you're passionate about creating a more inclusive world, this episode is for you. Connect with Us: https://linktr.ee/waterprairie Support this channel: https://www.buymeacoffee.com/waterprairie Music Used: “LazyDay” by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/

As we emerge from the COVID pandemic, renters could be at risk of eviction and of big rent hikes. What can we do to stop that?  In this episode, we discuss 7 Things Los Angeles Can Do To Protect Renters and Prevent Homelessness with guest Greg Bonett, Senior Staff Attorney with Public Counsel, a pro bono law firm representing tenants, and a keep organizational partner in the Keep LA Housed Coalition.Keep LA Housed on Twitter: @KeepLAHousedPublic Counsel on Twitter: @PublicCounselGreg Bonett on Twitter: @gsbonett7 Things Los Angeles Can Do To Protect Renters and Prevent HomelessnessExpand just cause eviction protections to cover all tenants  Prohibit family separationsEnact permanent limits on evictions for failure to pay rent.Reduce allowable rent increases allowed under the Rent Stabilization Ordinance.Require relocation assistance for non-RSO tenants displaced by large rent increases.Adopt a codified right to counsel Adopt the Fair Access for Renters package to remove discriminatory barriers to housing.

On this episode of the SALT Shaker Podcast focused on policy issues, host and Eversheds Sutherland Partner Nikki Dobay entertains a full house. She is joined by Annabelle Canning, Partner at Capitol Tax Partners, and Eversheds Sutherland attorneys Maria Todorova and Justin Brown from the firm's Atlanta office. Justin gets the conversation started with an overview and background of the Tax Injunction Act (TIA) and the need for modernization to provide access to Federal Court for state tax cases that involve a federal question. The group then jumps into a discussion of the FAIR Coalition—the Fair Access to Interstate Remedies Coalition. The FAIR Coalition was formed to secure federal legislation that would modernize the TIA, due to inequities faced by taxpayers that are precluded from litigating in Federal Court.  They then detail the work of the FAIR Coalition, why it's important to make changes now, and how it aims to reconcile inconsistent court decisions and provide additional guidance.  Wrapping up the conversation, Nikki's surprise non-tax question this week deals with "walk-out" songs. What would your entry theme song be if you were a professional wrestler—or speaking at a SALT conference? To learn more about the TIA, read an article written by Eversheds Sutherland SALT attorneys for the July-August 2021 issue of Tax Executive. The Eversheds Sutherland SALT team has been engaged in state tax policy work for years, tracking tax legislation, helping clients gauge the impact of various proposals, drafting talking points and rewriting legislation. Partner Nikki Dobay, who has an extensive background in tax policy, hosts this series, which is focused on state and local tax policy issues. Questions or comments? Email SALTonline@eversheds-sutherland.com. You can also subscribe to receive our regular updates hosted on the SALT Shaker blog.

This week on the podcast there's a new Director for Fair Access and Participation at OfS, and we've published new research on blended learning and careers. Plus the IFS says the government is tightening the screws on students, and UUK is doing work on drugs. With Graeme Atherton, University of West London and NEON, Zuleikha Chikh, SU President at University of Central Lancaster, Debbie McVitty, Editor at Wonkhe, and presented by Jim Dickinson, Associate Editor at Wonkhe.

Random episode notes... un edited as usual Bill 27, Working for Workers Act, 2021 Disconnecting from work: Requiring employers with 25 or more employees to have a written policy about employees disconnecting from their job at the end of each workday. The term “disconnecting from work” is proposed to mean not engaging in work-related communications, including emails, telephone calls, video calls or the sending or reviewing of other messages, so as to be free from the performance of work.[5] No more non-compete agreements: Banning the use of non-compete agreements, with one significant exception.  In the context of a sale of business or part of a business, where the seller becomes an employee of the purchaser, they would be permitted to enter into an agreement that prohibits the seller from engaging in any business, work, occupation, profession, project or other activity that is in competition with the purchaser's business after the sale.[6] Removing Canadian experience requirements: Removing barriers, such as Canadian experience requirements, for internationally trained individuals to get licenced in certain regulated professions and get access to jobs that match their qualifications and skills, through amendments to the Fair Access to Regulated Professions and Compulsory Trades Act, 2006.[7] However, regulated professions would still be required to ensure they comply with any regulations respecting English or French language proficiency testing requirements. Licensing recruiting and temporary help agencies: Requiring recruiters and temporary help agencies to have a licence to operate in the province. Licenses would be issued by the Director of Employment Standards, and would be for a term of one-year at a time. Bill 27 proposes a regime for license suspension, revocation, and review for any suspension or revocation, including by way of proceeding before the Ontario Labour Relations Board. Requiring washroom availability for delivery workers: Requiring business owners to allow delivery workers to use a company's washroom if they are delivering or picking up items by way of amendment to the Occupational Health and Safety Act.[8] Proposed exceptions to the rule are: if providing access would not be reasonable or practical for reasons relating to the health or safety of any person at the workplace, including the worker who requests to use a washroom; if providing access would not be reasonable or practical having regard to all the circumstances, including, but not limited to, the nature of the workplace, the type of work at the workplace, the conditions of work at the workplace, the security of any person at the workplace and the location of the washroom within the workplace; or if the washroom is in or can only be accessed through a dwelling.[9] --- Send in a voice message: https://anchor.fm/youreprobablyright/message

Our guest today is Kevin Morris, a second-year Ph.D. student in Sociology at the Graduate Center, CUNY. He is also a quantitative researcher in the Democracy Program at the Brennan Center for Justice at NYU Law. In that role, he examines the impact of laws and policies on poll access, with a particular focus on the restoration of rights and the maintenance of voter lists. This past June, he testified before the U.S. House of Representatives at its hearing about “Voting in America: The Potential for Polling Place Quality and Restrictions on Opportunities to Vote to Interfere with Free and Fair Access to the Ballot.” Morris testified in favor of the John Lewis Voting Rights Advancement Act, which would restore a key element of the Voting Rights Act of 1965 that was struck down by the Supreme Court in 2013. Since this podcast was recorded on July 14, the Brennan Center reported that 18 states have enacted 30 laws this year that will make it harder for Americans to vote. In this conversation, Morris explains how the Voting Rights Advancement Act can alleviate the deterioration of voting rights. During the podcast, Morris shared that “it was tremendously exciting as someone who considers himself a scholar who is doing public-facing, publicly engaged research to have the opportunity to be part of that legislative process.”

Join America's Roundtable co-hosts Natasha Srdoc and Joel Anand Samy with Harmeet Dhillon, founding partner of Harmeet Dhillon Law Group, Inc., founder and CEO, Center for American Liberty, and co-chair of the Republican National Lawyers Association. The conversation highlights Harmeet Dhillon's Congressional testimony in advancing election integrity in America: https://docs.house.gov/meetings/HA/HA08/20210524/112670/HHRG-117-HA08-Wstate-DhillonEsqH-20210524.pdf CONGRESSIONAL HEARING — VOTING IN AMERCA | MAY 24, 2021 | THE COMMITTEE ON HOUSE ADMINISTRATION Speaking before the Committee on House Administration Subcommittee focusing on Elections, Harmeet Dhillon said, "The unspoken truth is that all voters, including Democrats, know that Voter ID and voter list maintenance are important tools to maintain voter confidence in election administration and the results they produce. Democrat politicians and radical activists undermine that valuable confidence when they fail to support these commonsense and widely-supported tools." Further reading: Voting in America: The Potential for Voter ID Laws, Proof-of-Citizenship Laws, and Lack of Multi-Lingual Support To Interfere with Free and Fair Access to the Ballot https://cha.house.gov/committee-activity/hearings/voting-america-potential-voter-id-laws-proof-citizenship-laws-and-lack We also discuss the Big Tech's abuse of their monopoly position and hiding news and information from their users, and challenges Israel faces in the aftermath of the 4,300 rockets fired by Iran-backed terrorist group Hamas targeting civilians in Israeli cities including Tel Aviv and Jerusalem Israel. https://ileaderssummit.org/services/americas-roundtable-radio/ https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @pnjaban @ileaderssummit @NatashaSrdoc @JoelAnandUSA America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America’s Roundtable radio program - a strategic initiative of International Leaders Summit, focuses on America’s economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. America’s Roundtable is aired by Lanser Broadcasting Corporation on 96.5 FM and 98.9 FM, covering Michigan’s major market, SuperTalk Mississippi Media’s 12 radio stations and 50 affiliate radio stations reaching every county in Mississippi and also heard in parts of the neighboring states, including Alabama, Arkansas, Louisiana and Tennessee, and through podcast on Apple Podcasts, Spotify, Amazon, Fireside, and other key online platforms.

US Senator Kevin Cramer US Senator Kevin Cramer (R-ND) discusses the recent court ruling rumblings involving the Dakota Access Pipeline (DAPL). According the Senator Cramer the pipeline is in a “funny place” due to legal loopholes and appeal potential. The senator believes the courts will order a shutdown this week, [...]

Josh Barker of Radio Free Hillsdale looks at two bills before Congress, SB 563, the Fair Access to Banking Act and, briefly, HR 166, the Fair Lending for All Act.

Congressman Andy Barr joins us to give us an update from Washington.

This week, Executive Vice President John Byrne, and Creative Director Elliot Berman of the AML RightSource staff talk about the recently proposed Fair Access to Banking Act. John and Elliot discuss the mandates in the Act, the challenges it presents to risk-based compliance programs, and the types of entities that are not included in the coverage of the proposed legislation.

Hour 1 * Guest: Lowell Nelson – CampaignForLiberty.org – RonPaulInstitute.org. * What’s so special about the Capitol? – Sarah Lilly. * Flashback: Fauci Describes Ebola Quarantines as ‘Draconian,’ Warns of ‘Unintended Consequences’ in 2014. * Central Planning of Your Immune System Is Dangerous – Davis Taylor. “Mandated vaccinations constitute state planning of our immune systems and, are as harmful to our health as state planning is to our economy.” * Manufacturers are shielded from liability under the National Vaccine Injury Compensation Program (NVICP), meaning you can’t sue them. Taxpayers–not the companies that manufactured the vaccines–fund any award of damages. * To date, over $4 billion has been paid out under the NVICP for harm caused by vaccines. Hour 2 * Guest: Dr. Scott Bradley – To Preserve The Nation – FreedomsRisingSun.com. * In 2017 under President Trump, the DOJ declared Operation Choke Point “formally over,” and at the end of Trump’s term, the Office of the Comptroller of the Currency established the Fair Access rule to solidify its demise. * Biden resurrecting Obama policy of killing businesses with rules – Eric Holder’s Operation Choke Point targeted industries the left hates – Bob Unruh WND.com. * Under Operation Choke Point, federal regulators instructed banks to discriminate against entire industries the Obama administration found objectionable. * Operation Choke Point, “bypasses public input and the legislative process, leaving politically unpopular individuals and businesses to fend for themselves.” * Joseph Stalin Starved Millions! – The Ukrainian famine (known as the Holodomor), a combination of the Ukrainian words for “starvation”! --- Support this podcast: https://anchor.fm/loving-liberty/support

* Guest: Dr. Scott Bradley – To Preserve The Nation – FreedomsRisingSun.com. * In 2017 under President Trump, the DOJ declared Operation Choke Point "formally over," and at the end of Trump’s term, the Office of the Comptroller of the Currency established the Fair Access rule to solidify its demise. * Biden resurrecting Obama policy of killing businesses with rules - Eric Holder's Operation Choke Point targeted industries the left hates - Bob Unruh WND.com. * Under Operation Choke Point, federal regulators instructed banks to discriminate against entire industries the Obama administration found objectionable. * Operation Choke Point, "bypasses public input and the legislative process, leaving politically unpopular individuals and businesses to fend for themselves." * Joseph Stalin Starved Millions! - The Ukrainian famine (known as the Holodomor), a combination of the Ukrainian words for "starvation"!

After reviewing the proposal’s statutory basis, coverage, and operative requirements, Mr. Court explains the basis for BPI’s position that the proposal is inconsistent with how banking is regularly conducted and will undermine rather than promote safety and soundness, provides examples of how the proposal would impose unworkable requirements, and discusses BPI’s Freedom of Information Act request to the OCC for data supporting its assertions about banks in the proposal.

The oil and gas industry is facing a serious challenge and that's finding outside capital. To tackle that issue from all angles, we assembled an all-star cast from the legal and financial communities.The conversation starts in a very unique place ... and that's with the proposed Fair Access to Capital regulations coming out of the OCC. This unique regulatory proposal is aimed at preventing larger banks from discriminating against entire industries. The Gibson Dunn team led us in a fulsome overview of the current status. From there we hit Convertible Markets, Private Capital Markets, and Public Debt Markets.Today's top-notch team of experts included:​​​​Christopher Abbate, Partner of Riverstone and Co-Head of Riverstone Credit PartnersKevin Lockhart, Partner, Capital Market Advisory, Perella Weinberg PartnersArthur Long, Partner and Co-Chair of the Financial Institutions Practice Group, Gibson, Dunn & CrutcherShalla Prichard, Partner, Gibson, Dunn & CrutcherJason Wood: Founder & CEO, J. Wood Capital AdvisorsAs you will hear, Mike Bradley and Colin Fenton launched today's conversation by framing up the boundaries of today's markets. Towards the end, TPH's Craig Webster joined in with some recent Department of Labor proposals that could impact ESG funds. There wasn't enough time to unpack it all today but we certainly covered a lot of ground.Many thanks to you all for your friendship. We sure hope you enjoy!----------Copyright 2020, Tudor, Pickering, Holt & Co. The information contained in this update is based on sources considered to be reliable but is not represented to be complete and its accuracy is not guaranteed. This update is designed to provide market commentary only. This update does not constitute an offer to sell or a solicitation of an offer to buy any securities. Nothing contained in this update is intended to be a recommendation of a specific security or company nor is any of the information contained herein intended to constitute an analysis of any company or security reasonably sufficient to form the basis for any investment decision. Past performance is not indicative of future results. Tudor, Pickering, Holt & Co., and its officers, directors, shareholders, employees and affiliates and members of their families may have positions in any securities mentioned and may buy or sell such securities before, after or concurrently with the publication of this update. In some instances, such investments may be inconsistent with the views expressed herein. Tudor, Pickering, Holt & Co. may, from time to time, perform or solicit investment banking or other services for or from a company, person or entities mentioned in this update. Additional important disclosures, including disclosures regarding companies covered by TPH’s research department, may be found at www.tphco.com/Disclosure. Tudor, Pickering, Holt & Co. (TPH) is the global brand name for Tudor, Pickering, Holt & Co. Securities, LLC., Tudor Pickering Holt & Co Advisors LP, Tudor, Pickering, Holt & Co. Securities – Canada, ULC and their affiliates worldwide. Institutional Communication Only. Under FINRA Rule 2210, this communication is deemed institutional sales material and it is not meant for distribution to retail investors.

In this episode of the Disruption Everywhere podcast, we will be discussing how creditworthiness assessment can benefit from the introduction of machine learning practices. Ioanna Stanegloudi, co-Founder & Chief Risk Officer of Finclude will explain the challenges European citizens face without a uniform credit scoring system and how the recent updates in European regulation help in this direction. European citizens are free to use their banking data as they see fit and fintech startups are here to take their financial well being to the next level. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/disruptioneverywhere/support

On World Intellectual Property Day, we sat down with Mugwena Maluleke and Michael Geist for a conversation on copyright, Covid-19, knowledge sharing and fair access for educators and researchers. Tune in for insights into the battle for balanced copyright legislation in South Africa, Canada and around the world.

Today on the show we welcome Betsy Campbell, who has spent her career working for non-profit organizations and her free time volunteering for worthy causes. Her experience in public relations, fundraising, and volunteer management span a wide range of sectors, including healthcare, social service, philanthropy, politics, and organizations such as Mount Sinai Medical Centre, American Hospital Association, Chicago Foundation for Women and Emily’s List.

Hear Commissioner Jim Brown discuss the new MCPS budget, the Fair Access initiative, school building improvement, and updates on the Dunkin Doughnuts. Be sure to listen all the way through for a message from Senior Ethan Grobowski about how students can get involved in MCPS board activity and testify on behalf of the school.

This episode was recorded live at the Children’s University Conference in October 2019. It features Chris Millward, the Office for Students’ first ever Director for Fair Access and Participation introducing his work, followed by a Q&A chaired by Children’s University’s CEO, Helen O’Donnell. The Office for Students is the independent regulator of higher education in England. They aim to ensure that every student, whatever their background, has a fulfilling experience of higher education that enriches their lives and careers. Chris’s talk gives a great overview of their work and how organisations like Children’s University can support them.  Chris does occasionally refer to slides in his talk. These slides can be viewed here - https://www.childrensuniversity.co.uk/media/1184/ofs-at-childrens-university-conference-2019.pdf  To find out more about Children’s University, visit http://www.childrensuniversity.co.uk  To find out more about the Office for Students, visit http://www.officeforstudents.org.uk Children's University: Live! is a hosted and produced by Vic Elizabeth Turnbull and is a MIC Media production (http://www.micmedia.co.uk/)

Welcome to a bonus episode of the DeanBlundell.com Podcast with Gerald Major and Dr. Rahul Kushwah. Gerald Major is an outspoke patient advocate who volunteers his time with groups like the Canadian Spondylitis Association, Canadians for Fair Access to Medical Marijuana, Arthritis Alliance fo Canada and Best Medicines Coalition and the Ontario Best Practices Initiative. Doctor Kushwah is the co-founder and Chief Scientific Officer at Anantlife Canada. Rahul is a highly skilled innovator and entrepreneur who has an impressive track record as Team Leader over a 10-year career in medical sciences specializing in inflamation. We play a new game called ask the expert and Gerald has a ton of questions for Rahul. Dr.Rahul answers questions on opioids, mental health, relaxation, Pharma, inflammation and cannabis as a medicine. See omnystudio.com/listener for privacy information.

A panel of policy experts, chaired by Nicola Turner MBE, Head of Sector Practice at the Office for Students, consider current and emerging Government policy affecting pathways to sought after digital skills, access to and participation in those pathways, and employment in the digital economy. The panel focuses upon key digital skills shortages, equality of educational outcomes and social mobility. Panellists include: Dr. Brooke Storer-Church, Skills and Employability Manager, Fair Access and Participation Directorate, Office for Students Tim Cook, Team Leader, Office for Artificial Intelligence at the Department for Digital Culture, Media and Sport (DCMS) and the Department for Business, Energy and Industrial Strategy (BEIS) Stephen Rogers, STEM and Digital Skills Unit, Department for Education Professor Andy Westwood, Vice Dean for Social Responsibility and Professor of Government Practice, The University of Manchester To find out more about the IoC and to stay up to date on IoC activity, visit our website and follow our Twitter.

Canadians for Fair Access to Medical Marijuana AKA CFAMM are, as you might expect an organization that fights for the rights of medical cannabis patients across Canada & beyond. In this interview, I had a chance to speak with Board Member Peter Thurley, who talks about the organization & their search for a new Exec. Director. I hope you enjoy.

The seminar will identify how universities and government have sought to make progress in this area during the last two decades and the patterns of participation arising from this. Access to higher education is a major social issue in the UK as in most countries. Overall participation in the UK is moving towards 50 per cent of the school leaver age group but non-white students, state school students and students from disadvantaged regions of the UK are under-represented in academically elite universities. This pattern affects entry, completion and outcomes in graduate labour markets. Access to the University of Oxford is a persistent debate. Must universities choose between high standards and socially equitable admissions, or can we have both? What is the scope for change? Chris is the first Director of Fair Access and Participation in England's Office for Students, which is the independent regulator of higher education. This is a statutory role established by the 2017 Higher Education and Research Act, with responsibility for improving equality of opportunity in relation to access to, success in and progression beyond higher education for students from disadvantaged and under-represented groups. The seminar will identify how universities and government have sought to make progress in this area during the last two decades and the patterns of participation arising from this. In doing so, it will consider the extent to which universities and government have been successful in this area, whether current patterns of participation can be considered to be a fair and equal opportunity for all, and the consequences of this. It will conclude by considering the imperatives for progress into the future and the balance of responsibilities between universities and other organisations, including the regulatory approach to be adopted by the Office for Students.

The seminar will identify how universities and government have sought to make progress in this area during the last two decades and the patterns of participation arising from this. Access to higher education is a major social issue in the UK as in most countries. Overall participation in the UK is moving towards 50 per cent of the school leaver age group but non-white students, state school students and students from disadvantaged regions of the UK are under-represented in academically elite universities. This pattern affects entry, completion and outcomes in graduate labour markets. Access to the University of Oxford is a persistent debate. Must universities choose between high standards and socially equitable admissions, or can we have both? What is the scope for change? Chris is the first Director of Fair Access and Participation in England’s Office for Students, which is the independent regulator of higher education. This is a statutory role established by the 2017 Higher Education and Research Act, with responsibility for improving equality of opportunity in relation to access to, success in and progression beyond higher education for students from disadvantaged and under-represented groups. The seminar will identify how universities and government have sought to make progress in this area during the last two decades and the patterns of participation arising from this. In doing so, it will consider the extent to which universities and government have been successful in this area, whether current patterns of participation can be considered to be a fair and equal opportunity for all, and the consequences of this. It will conclude by considering the imperatives for progress into the future and the balance of responsibilities between universities and other organisations, including the regulatory approach to be adopted by the Office for Students.

The Saturday Edition Chapter 1 Tax advocate, heritage expert agree: Don't let 24 Sussex fall into further disrepair   Guest: Aaron Wudrick, Canadian Taxpayers Federation Federal Director Chapter 2 B C Hydro warns customers about scams after record number of attempts to defraud in 2018 Guest: Mora Scott, BC Hydro Spokesperson Chapter 3 Study highlights lack of fair access to urban green spaces Guest: Lorien Nesbitt, postdoctoral research and teaching fellow in the department of forest resources management at UBC's faculty of forestry. Chapter 4 True leaf CEO to speak on medicinal cannabis for pets at the 2018 Toronto lift expo Guest: Darcy Bomford, Founder and Chief Executive Officer of True Leaf

Metrolinx has said that the HSR can run the LRt but it should think it over before agreeing. Guest - Ryan McGreal, Editor of Raise the Hammer With the recent incident involving CHCH reporter Britt Dixon, Scott poses the question: Are we moving forward as a society when it comes to sex, sexual harassment and consent? Guest - Elissa Freeman, PR and Pop culture expert, Principal at Elissa Freeman PR.  Guest - Jess O'Reilly. Sexologist & Relationship Expert. SexWithDrJess.com  Guest - Erin Crickett-Wilder, Public Education Co-Ordinator with SACHA Hamilton Users of medical marijuana in Canada are reaching out to their reps to have the drug be considered similar to other affordable medication and have taxation removed. Guest - Jonathan Zaid, Executive Director, Canadians for Fair Access to Medical Marijuana

Boosting retention is an area where learning analytics could have a big part to play in supporting fair access. Evidence from around the world shows that effective use of insights from learning analytics can be used to achieve statistically significant increases in retention. In this podcast we take a look at how learning analytics can be used to boost fair access and retention of students in higher education. Like this podcast? Subscribe via iTunes or add the RSS feed to your favourite podcast app. You can also visit the Jisc website for more content.

Boosting retention is an area where learning analytics could have a big part to play in supporting fair access. Evidence from around the world shows that effective use of insights from learning analytics can be used to achieve statistically significant increases in retention. In this podcast we take a look at how learning analytics can be used to boost fair access and retention of students in higher education. Like this podcast? Subscribe via iTunes or add the RSS feed to your favourite podcast app. You can also visit the Jisc website for more content.

Having been involved in the management and the leadership firstly of the British university system, Martin Harris talks among other topics related to education, on the changing nature of the student body and how this has been financed, including attitudes to Fair Access, and on the funding of the system more generally. 

Professor Ebdon, Director of the Office for Access (OFFA) gives the 2013 Access in University College. The lecture is on the challenge of fair access to selective universities.

Lindsey MacMillan discusses her paper 'Social Mobility and the Professions', a submission to The Panel for Fair Access to the Professions, with Romesh Vaitilingam, regarding the many changes in mobility across time in the UK