Podcasts about joel h

House music at its best! Let Dave Baker take you on a journey of discovery and aural pleasure as he brings you the hottest and freshest funky, deep and tech house releases every week. Once again we have dancefloor weapons causing more damage than a Mikel Oyarzabal substitution as we pack 16 hot new releases and pumping promos into a 60 minute continuous mix - with music you can actually dance to! There's flashbacks and nostalgia galore with the likes of Jonathan Ulysses, Joel H, Bonka & Kaitlyn, Block & Crown, and Meyer taking us on a trip down memory lane, as well a fresh tunes from Jamie Berry & Krish T, Bingo Players, and David Guetta & Cedric Gervais taking the vibe to another level. Please share, rate, review and subscribe wherever you can to help the podcast reach more house music lovers. You can also leave comments for episodes you like on the Hot House Hours Soundcloud page. New Instagram for show-related posts: www.instagram.com/hothousehours/ All tracks released on July 12 unless shown. 1. Could You Be Loved (Extended Mix) - Dubdogz, Mojjo [Spinnin' Records] RELEASE DATE: JUL 19

This week's episode brings you a conversation with Joel H. Morris. His debut novel, All Our Yesterdays, releases next week, and it's the origin story of the famous lady featured in Shakespeare's play Macbeth. Joel and I discussed his love of Shakespeare and how he became fascinated with one of the most studied female literary figures. Here's a description of Joel's novel: A propulsive and piercing debut, set ten years before the events of Shakespeare's historic play, about the ambition, power, and fate that define one of literature's most notorious figures: Lady Macbeth. Scotland, the 11th Century. Born in a noble household and granddaughter of a forgotten Scottish king, a young girl carries the guilt of her mother's death and the weight of an unknowable prophecy. When she is married, at fifteen, to the Mormaer of Moray, she experiences firsthand the violence of a sadistic husband and a kingdom constantly at war. To survive with her young son in a superstitious realm, she must rely on her own cunning and wit, especially when her husband's downfall inadvertently sets them free. Suspicious of the dark devices that may have led to his father's death, her son watches as his mother falls in love with the enigmatic thane Macbeth. Now a woman of stature, Lady Macbeth confronts a world of masculine power and secures the protection of her family. But the coronation of King Duncan and the political maneuvering of her cousin Macduff set her on a tragic course, one where her own success might mean embracing the very curse that haunts her and risking the child she loves. Purchase All Our Yesterdays on Amazon (affiliate). Check out Joel's website, and follow him on Instagram. Ways you can help the show: Join the Historical Fiction: Unpacked Podcast Group on Facebook! Be sure to visit my Instagram, Facebook, and website. Subscribe to my mailing list here. Follow the show on Instagram! Purchase Alison's historical novel, One Traveler (affiliate). Disclosure: As an Amazon Associate, I earn from qualifying purchases. If you click an affiliate link and make a purchase, you help support my work without paying any more for the product. Thank you for your support!

Vi vill tacka för ETTHUNDRA(!!) AVSNITT!!! Detta sista avsnitt av Pyjamastankar fylls av allt det som visat sig vara favoriter; gäster, kärlek, relationer, föräldraskap och mycket mer! Med oss på denna sista resa har vi Brandon Donoso (Frammegården, Filmexpert) och Joel Häggblom (Robinson, dejting guru) och med ett band som detta så säger vi sedan: HEJDÅ

Son of Man - The Sign Show NotesSummary: The term “son of man” is used to refer to the prophet Ezekiel 93 times. It was used to refer to Daniel only one time, but in Daniel it is also presented as a name for the Lord Jesus Christ in prophecy. We've explored the meaning of the name “the Son of Man” and why it is a title of Jesus Christ. Today we continue looking into the Son of Man concerning His sign. What is the sign of the Son of Man, and what does it mean to the world when it appears?This episode Is brought to you by the following Bible Mysteries Podcast Premium Subscribers or Seekers:Trey K., Dee B., John G., Joel H., and Timothy L.Scriptures:All Scripture references are from the King James Version of the Bible. Matthew 24:29-31, 1 Thessalonians 4:15-18, Daniel 7:9-15, Matthew 24:11-14, Matthew 15:21-24, Romans 11:25, Romans 11:19-24, Matthew 24:15-16, 2 Thessalonians 2:3-4, Revelation 13:11-15, Matthew 24:21-22, Matthew 24:27-28, Revelation 19:11-16, 2 Thessalonians 1:7-10, Revelation 6:12-17Takeaway:Is it possible the world will see the sign of the Son of Man appear when the sixth seal is opened? It may be that the rapture occurs when the sixth seal is opened, and the sign is visible for the entirety of the time of Jacob's Trouble. Perhaps the nations see the Lord's sign and know of His coming judgment, which is why they are willing to worship the beast and take his mark, believing he can deliver them from the wrath of God.Bible Mysteries Podcast Visit our Websites: biblemysteriespodcast.com & utbnow.comListen to our Podcast: biblemysteriespodcast.comBe a Premium Podcast Subscriber: https://biblemysteries.supercast.comSupport the Ministry: https://secure.subsplash.com/ui/access/BDJH89Contact Us: unlockthebiblenow@gmail.comFollow Us: https://www.youtube.com/c/BibleMysteriesFollow Us:https://www.facebook.com/utbnowFollow Us:https://www.instagram.com/biblemysteries/Follow Us:https://twitter.com/biblemyspodcastFollow Us:https://truthsocial.com/@biblemysteriesFollow Us:https://rumble.com/c/c-1711765Interactive church locator for those looking for a fellowship that teaches certain truths - https://rockharborchurch.net/grow-connect/church-locator/

Now then Crew - Bassline house into some handbag hard house, plus a few cheeky surprises for your aural stimulation.......Enjoy...Peace. WarnA 1. Fake Forward feat. Erika - What I Am (Phlegmatic Dogs Remix) 2. Bassheads  - Is There Anybody Out There - K69 ,Dream Frequency  (Bootleg Remix Not yet released) 3. Dusky - In Effect (Extended Mix) 4. Friend Within - The Renegade (Original Mix) 5. Shaolin Master - Secrets (Extended Mix) 6. Seb Zito - Freeze (Original Mix) 7. Joel H, Stu Air - I Like Bass Thumping (Original Mix) 8. Chocolate Puma, Firebeatz. Listen Up (Extended Mix) 9. Sosa UK - Your Love (Extended) 10. DJ Flavours - Your Caress (All I Need) (Extended Mix) 11. Funky Choad - The Ultimate Feat. Nick Skitz (Tall Paul Bassline Remix) 12. DeMob Feat Jocelyn Brown - Fun (Candy Girls INCredible Mix) 13. Candy Girls - Wham Bam - Candy Girl Dolly Mixture 12'' Mix 14. 5 - Slam Dunk Da Funk (Candy Girls Vocal Mix) 15. Duke Vs Nalin & Kane - Dukeball (White Label Bootleg) 16. Brainbug - Nightmare (Sinister Strings Mix)   House music Podcasts from DJ Warna - Melodic House, Up2Date House, Classic House and 90's Hard House Follow WarnA – Podbean: https://jwarna.podbean.com/ Apple Podcasts: https://podcasts.apple.com/gb/podcast... Amazon Music: https://music.amazon.co.uk/podcasts/9... Google Podcasts: https://podcasts.google.com/feed/aHR0... TuneIn + Alexa: https://tunein.com/podcasts/Music-Pod... Boomplay: https://www.boomplay.com/podcasts/50456 iHeart Radio : https://www.iheart.com/podcast/338-dj... Player FM: https://player.fm/series/3372353      

Frankenstein's Podcast presents: XENOMANIA! - a series in which we take a deep dive into each entry into the Alien universe, one film at a time with special guests along the way.  This episode we're digging into the third entry in the franchise, David Fincher's divisive directorial debut, Alien 3 (aka Alien cubed)! *Thank you to Jim Hall for the music! Check out more of his music ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠, and if you like what you hear, please consider donating to support his work ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠! *Thank you to Jim Tandberg/Grant Hasbrouck for the Frankenstein's Podcast artwork! Featured Guests: Joel H Brewster is an avid science-fiction and horror fanatic and host of the ⁠No Stranger to Horror⁠ podcast. He's put his passions to practice in screenwriting a number of ⁠short films⁠ and promoting weird, obscure and fun horror-themed content through his ⁠Facebook page⁠ ⁠Instagram⁠ and ⁠Twitter⁠. You can find Joel's writings and links to all of his work at his website, ⁠Westcoast Strange⁠.​​ Jim Tandberg is a local Twin Cities artist and a geek at heart. He counts himself as a member of countless fandoms, but often gravitates towards comics, manga, anime, model building and Dungeons & Dragons. You can see his latest art pieces ⁠here⁠. Follow Jim on Instagram @⁠Jimstagram2⁠ and on Twitter @⁠TequilaGundam29⁠. References: The Alien 3 Story Ideas That Didn't Make it to the Screen - Den of Geek Alien 3: The 10 Biggest Differences Between The Theatrical And Assembly Cuts - ScreenRant Faith and Fury: ALIEN³ at 30 - Fangoria Becoming Alien: The Beginning and End of Evil in Science Fiction's Most Idiosyncratic Film Franchise - Sarah Welch-Larson Runner - Xenopedia Primo on Freevee Between two fires by Christopher Buehlman Sanctuary on Netflix Influencer Metroid Prime Remastered for the Nintendo Switch

1. Kytsa, Airwolf - Endlessly (Original Mix) 2. Lan Damon - Nobody Like You (Original Mix) 3. Maur - Go (Original Mix) 4. Maur, Solardo - Power (Extended Mix) 5. Stu Air - I Don't Care (Original Mix) 6. Paul Orwin Get up & Dance (Original Mix) 7. Peter Ellis - Touch Ur Toes - (Original Mix) 8. Sonny Fodera - Looking 4 U (Extended Mix) 9. Stu Air, Jose Saavedra - Press Rewind (Original Mix) 10. Joel H, Stu Air - I Like Bass Thumping (Original Mix) 11. Paul Orwin - Stronger on My Own (Original Mix) 12. Airwolf Paradise - Don't Hurt Me Baby (Original Mix) 13. Darius Syrossian, DJ Supreme - I'm The Joker feat. DJ Supreme (Extended Mix) 14. Darius Syrossian, Jamie Jones - We Bring It (Original Mix) 15. Darius Syrossian, Jamie Jones - The Best Thing (Original Mix) 16. Overmono - So U Kno 17. Si Frater, Dream Frequency- Rejuvenation (Extended Mix) 18. Summer Junkies - Hey Y'All 19. Sosa UK - Your Love (Extended) 20. Kim English, Schak - Moving All Around (Jumpin') feat. Kim English (Original Mix)

ÄNTLIGEN - Jesper har gått runt och drägglat över detta avsnitt. Det pratas om mytomspunna djur såsom kraken, the black demon - En enorm svart haj som ska leva utanför Mexicos kust och en hel del annat.

Gott nytt år från oss till er! Joel Häggblom gästar och vi pratar Robinson Kruse, Einár och reality-TV

JOEL HÄGGBLOM ÄR TILLBAKA! Dagens avsnitt är en fint tillfälle för en tillbakablick på den gångna säsongen. Det diskuteras minnen, Star Wars och annat kul, ja det är sant, lyssna njut.

Ärade pyjamashjältar: Podcasten Pyjamaspodden har blivit 10 avsnitt gammal! Vi firar detta stenhårt med ämnen såsom dialekten göteborgska, veganism och hur man går tillväga för att överleva på en öde ö. Detta och mycket annat skitsnack utlovas. Med vem pratar vi om detta då? En av årets robinson-deltagare, Joel "Jollan" Häggblom!! LYSSNA, NJUT, HA DET GOTT!!!

Rabbi Nachman és Rabbi Jichak az #eső kapcsán, #Joel hét éves #éhínség -ével kapcsolatos – és más – próféciák jelentését veszik át. A köztük lévő diskurzusban felmerül még: a mennyei #Jeruzsálem #Sámuel korai #öregség -e, hogy a #félrenyelés elkerülése érdekében nem szabad beszélni étkezés közben, #Jákob aki soha nem halt meg, valamint hogy milyen #áldás […]

For Episode 3 I'm joined by Joel H. Brewster, a fellow horror writer, filmmaker and podcaster over at No Stranger to Horror and writer at westcoaststrange. Joel's FFO was bleak, gory and twisted, and so we decided to chat about Can Evernol's 2015 sordid cesspit Baskin. Join Joel and I as we discuss all manner of hellish topics including trypophobia, police brutality and my appalling pronunciation of the Turkish language. Let us know what you think: are these cops destined to spend eternity getting their eyeballs licked? And Can Evernol if you hear this, can we please have a Baskin video game? Check out more of Joel's work: @westcoaststrange https://www.westcoaststrange.com HBF Cover art: @tbombadil Music: @birdengine Mentioned: https://www.vulture.com/2019/07/midsommar-special-effects-how-they-smashed-those-bodies.html

It's the last episode before a bit of a hiatus and Kalid and Joe are joined by writer, filmmaker, horror expert, loyal Friendenstein and host of the No Stranger to Horror podcast, Joel H Brewster of Westcoast Strange! The crew get into the Halloween spirit by chatting about the 1988 creature-feature, 'Pumpkinhead,' directed by the legendary Stan Winston! ** Special shout out to Jim Hall for the music! Check out more of his music here, and if you like what you hear, please consider donating to support his work here! Episode notes can be found here.

Kieran PenderKieran is a writer, lawyer and academic. He is a Senior Lawyer at the Human Rights Law Centre, a lecturer at the ANU College of Law and a journalist, writing for The Guardian. Kieran is not wearing any hats today and is speaking for himself only.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Josh WhiteJosh is the CEO of Neon Treehouse. They are the go to agency for any organisation with digital needs. Merryn Allen, Client Strategy Manager at Neon Treehouse also joins us for this fantastic conversation. I am so pleased to have Neon Treehouse as our major sponsor here at Humans of Purpose. To learn more just head to neontreehouse.com.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Steve DavisProfessor Stephen Davis AO is a professor of Translational Neuroscience at the University of Melbourne, Director of the Melbourne Brain Centre at the Royal Melbourne Hospital and a Past-President of the World Stroke Organization. He co-chairs the Melbourne Mobile Stroke Unit program and is co-chair of the Australian Stroke Alliance, a powerful collaboration dedicated to improving the care of the growing number of people suffering stroke pre-hospital in the air and on the road. He is also my dad.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Susannah BirchSusannah is a survivor of childhood family violence and of teenage catfishing. Susannah is now a certified Birth Doula, and she works with pregnant women and grew her pregnancy information site, Trimester Talk, to 500,000 views p/m. After 10 years in the digital marketing industry, and completing a Master of Marketing in 2019, Susannah now offers affordable byte size digital training through the Eat Digital group or one on one consultation through Ask Susannah.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Felicity GreenFelicity Green is the CEO of Spark Strategy. Spark is a proud B Corp and purpose-driven consultancy, specialising in strategic planning, developing resilient business models and measuring social impact. They help dynamic not for profit, business, philanthropic and government organisations to create strategy for a better tomorrow. Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Dov DegenDov is a General Medicine Physician & Nephrologist (Eastern Health & Epworth), Director of Physician Education, Clinical Lead, Teaching Associate and Mental Health Advocate.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Judy AndersonJudy is the CEO of Startup Victoria. Startup Victoria is Australia's largest network for entrepreneurs, with over 60,000 people in the community. To join the community or to learn more click here.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. Welcome to Michael who joined our community this week. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon, Joe & MichaelWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Fiona Patten MPFiona Patten is a Member for Northern Metropolitan Region in the Victorian Parliament's Legislative Council. Leader of the Reason Party, Fiona was first elected in 2014 and re-elected in 2018. Since entering Parliament, Fiona has garnered respect from all sides of politics, working tirelessly to deliver legislative reforms that many thought impossible.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Josh HowardJosh Howard, who is CEO and Founder at Single Use Ain't Sexy. What a name indeed! Single Use Ain't Sexy is Australia's revolutionary cleaning & personal care movement. Their cutting edge 'just-add-water' products are designed to eradicate single-use plastic bottles. You can support Josh's epic crowdfunding campaign here.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Weh YeohToday I'm pleased to be joined by Weh Yeoh. Weh is the Co-Founder and CEO of Umbo. Umbo is a social enterprise, an online platform that connects allied health professionals to children who are least able to access these services. Weh is also the Chair and Managing Director of OIC Australia, who support the development of speech therapy in Cambodia.Neon TreehouseI'm really pleased to announce that Humans of Purpose has partnered with digital agency and major season sponsor, Neon Treehouse. Neon Treehouse are a bold and creative team, delivering bright and imaginative solutions in the digital space.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Thea SnowThea is the Director, Centre for Public Impact, Australia and New Zealand. The CPI works with governments, public servants and other changemakers to reimagine government, and turn ideas into action, so that government works for everyone.Shared Value SummitBig congratulations to Joel Hanna + 1 of Cranbourne, who will join me at the Shared Value Summit on 17th June. The future Joel has chosen would be remarkable to be a part of. You can still find tickets to the Summit here.The Age ArticleAs mentioned in the podcast, The Age has done a story on public servant's rights to free speech and expression outside of work. This is my story and the story of Humans of Purpose, you can read about it here. Keep your eyes peeled on the Canberra Times today for my friend and future podcast guest Kieran Pender's article, which references my story and the stories of many public servants who have had their right to a private life and free expression interfered with by their public service employers. Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Sarah DownieToday I’m joined by Sarah Downie, CEO of the Shared Value Project. The Shared Value Project mission is to drive the adoption and implementation of shared value strategies among leading companies, civil society and government organisations through education and training, events, thought leadership and convening high-impact networks.Shared Value SummitEnter our competition today to win your free ticket valued at $350 to the Shared Value Summit on 17th June. Just answer the question - What is the future you choose? Email your response to hello@humansofpurpose.com by Sunday night. The top 2 entries will win a ticket. Winners announced on next week's podcast.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Tarang ChawlaTarang is a writer, anti-violence campaigner, mental health and gender equality advocate. He is a suicide survivor, storyteller and trainee lawyer using his voice to serve the community and champion human rights. Tarang founded the Not One More Niki movement - Australia’s largest campaign to end violence against women in culturally diverse communities, named after his younger sister Nikita who was murdered in 2015. Trigger WarningThis is a fantastic but at times testing conversation about a range of sensitive issues including suicide and violence against women. So if you are squeamish about such things I recommend skipping this one.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. See acast.com/privacy for privacy and opt-out information.

Chunking (Time Blocking)The idea here is simple - instead of cycling between different projects or tasks block out time in your diary to tackle the same task across projects. Cal Newport the author of Deep Work suggests that chunking or what he refers to as time blocking is far more efficient than standard work - he says “"A 40 hour time-blocked work week, I estimate, produces the same amount of output as a 60+ hour work week pursued without structure."Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

Caro Meldrum-HannaCaro is one of Australia’s finest investigative journalists. She is also the co-creator of the recently released television documentary series EXPOSED - The Ghost Fire Train and previously EXPOSED - The Case of Kelli Lane. She has won five Walkley Awards for Journalism including the 2015 Gold Walkley and the Walkley Award for Investigative Journalism for exposing the illegal practice of live baiting in greyhound racing, bringing the sport to its knees. Check out EXPOSED - The Ghost Fire Train on ABC iView.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent and locally produced. We are funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of Patreon supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

Jane BurnsJane is an international expert in mental health and wellbeing, suicide prevention, digital transformation and intergrated models of care. Jane was integral to the founding and early success of Beyond Blue in the early naughties and then went on to work at Reachout.com, she then founded the Young and Well CRC (collaborative research centre). She then founded Innowell, a collaborative venture between PwC and the University of Sydney. Jane is now self-employed working as a consultant, where she is passionate about helping Industry, Government and the Profit for Purpose sector work in partnership to solve large scale societal problems. Learn more here.The Age ArticleAs mentioned in the podcast, The Age has done a story on public servant's rights to free speech and expression outside of work. This is my story and the story of Humans of Purpose, you can read about it here. Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

Probabilistic ThinkingProbabilistic thinking is the idea of thinking in probabilities and is a conscious way that you can start to see the world in its various shades of grey rather than the binary black and white thinking which we can all fall victim to. We explore probabilistic thinking and how you can apply it in your everyday life to make better decisions.The Age ArticleAs mentioned in the podcast, The Age has done a story in print in Monday's paper (page 10) and online on public servant's rights to free speech and expression outside of work. This is my story and the story of Humans of Purpose, you can read about it here. Special thanks to Annika Smethurst and Michael Fowler for making this happen.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

Candice SmithToday we are with Candice Smith, who is Head of Wellbeing at AIA Australia. AIA's vision is to make Australia one of the healthiest nations in the world. They strive to help all of their customers live healthier, longer, and better lives, encouraging positive lifestyle change through the AIA Vitality program. The Age ArticleAs mentioned in the podcast, The Age has done a story in print in Monday's paper (page 10) and online on public servant's rights to free speech and expression outside of work. This is my story and the story of Humans of Purpose, you can read about it here. Special thanks to Annika Smethurst and Michael Fowler for making this happen. Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

On the 10th Episode of The Music Muse Podcast we have Joel H a DJ from the UK, make sure to share the episode! Enjoy it! Joel H Links

Astrid DispensaryToday we are blessed to be with my good mate Bee Mohamad, who is head of patient advocacy and engagement at Astrid Dispensary and Lisa Nguyen, Founder and CEO at Astrid Dispensary. Astrid Dispensary is Australia’s first green dispensary; a boutique specialty pharmacy, pioneering in cannabinoid medicine, plant-based therapies and nutraceuticals in the heart of South Yarra, Melbourne.DisclaimerToday a little disclaimer and maybe time to pop the kids earmuffs on for our conversation today, which goes into some depth discussing medical cannabis. By airing this content today, we are not encouraging anyone to obtain or attempt to obtain medical cannabis.Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

New SeasonToday I share our new Friday format show, involving our PIES check-in and a new deeper dive segment where we explore some knowledge that you can apply to improve your life. Our new season kicks off on Tuesday! Make sure you're subscribed in your favourite podcast player. Just search Humans of Purpose and hit that subscribe button. Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

New SeasonToday I talk to you about why the show stopped in August and what is in store for the new season. I talk for the first time about my battle with depression, the long journey to recovery and the lessons I've learned along the way. Our new season kicks off next Tuesday! Make sure you're subscribed. I'll be posting a second weekly episode later in the week, checking in with you and to share some personal mental health and wellness lessons learned. I hope these are valuable and I'll rely on your feedback as we move along. Got Purpose?The Purpose is our periodic e-newsletter, providing you with Humans of Purpose updates and a much needed dose of inspiration and growth-oriented material. Sign up here to avoid disappointment. Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Pasky, Jasmine, Deb, Joel H, Clyde, Carmen, Sue, Levi, Bee, Lyndon and JoeWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month. I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.Support the show. See acast.com/privacy for privacy and opt-out information.

Tom MulvaneyTom is General Manager of Impact & Strategy at Family Life. He is an avid outdoorsman and lover of all things exploration and nature. He is a trained and fully certified psychologist. Mental WellthHumans of Purpose will be taking a short break while Mike focuses on developing the content for the Mental Wellth podcast series. Supported by Cooper Investors, this series will explore our mental health system from a range of perspectives as well as Mike's journey. Stay subscribed as we will post bonus early content from some of our amazing interview guests prior to February launch. Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. See acast.com/privacy for privacy and opt-out information.

Ramana JamesRamana is Executive General Manager of Shared Value at IAG. IAG is the largest general insurance company in Australia and New Zealand. The Group’s businesses underwrite almost $12 billion of premium per annum, selling insurance under many leading brands.It was great connecting with Ramana and learning about his passion for sustainability and purpose driven business. IAG have been leaders in the implementation of shared value strategy - which was fascinating to learn more about.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.If you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Sarah BarkerSarah is Director of Data Intelligence at Our Community. The Our Community group provides advice, connections, training and easy-to-use tech tools for people and organisations working to build stronger communities.Sarah has an amazing role at what is a really unique organisation that does so much to build not for profit capability through partnerships and innovation.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.If you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Justine CurtisJustine is Founder and CEO at Inspired Adventures. Inspired Adventures are the leading adventure fundraising agency in Australia and New Zealand, working with Australian, New Zealand and international charities to create inspiring global fundraising adventures.I was fascinated by Justine’s journey, which you’ll find is a unique blend of spiritual, altruistic and entrepreneurial. This conversation was recorded mid-COVID and given how impacted the travel industry has been, it has been really interesting to hear how Justine and her team and responding to the emerging challenges.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Hayley BliedenHayley is Founder and Managing Director at The Australian Superfood Co. The Australian Superfood Co aims to share with the world, Indigenous Australians' traditional knowledge and expertise about the cherished fruits of their land.This was a fun conversation with Hayley and we traverse the windy story of setting up this incredibly successful and impactful enterprise. There is a lot to admire about Australian Superfood Co. and how they are working with Indigenous farmers to empower them to cultivate and share amazing foods with a wider market.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Dr Mike Richards Mike is an accomplished author, former political advisor and social activist, who is most notable for his part in the eventual repeal of capital punishment in Australia. More on Mike here and his book here.This is a wide ranging conversation, where Mike takes us on an incredible journey through his storied career. He shares some incredible stories of being in the inner circle of some of Australia and New Zealand’s most influential political power-brokers. Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Tenille GilbertTenille is Managing Director at Society Melbourne. Society Melbourne is a social enterprise with the vision of eliminating youth homelessness in Australia. Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Alex TysonAlex is the Business Owner and General Manager at iHealth Saunas. He is also the host of the fantastic Sweat It Out Podcast.I invited Alex on the show because I recently purchased an iHealth Sauna and have since made daily saunas a cornerstone of my wellbeing regiment.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Genevieve LoboGenevieve is Principal Growth Services, Strategy & Partnerships at Social Traders. Genevieve has had a stellar career as a management consultant working overseas and locally and has since dedicated herself to the social enterprise sector here in Victoria. Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Chris MillsChris is Trust & Foundations Manager at Brotherhood of St Laurence. He is a board member at Society Melbourne and has worked previously at Launch Housing, The Salvation Army and DHHS Victoria.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

Rachel EnglishRachel is Foundation Manager at Mutual Trust, Chair at Nexus Global Summit and a Trustee at the English Family Foundation. It’s safe to say Rachel knows philanthropy inside out and plays a key role in the eco-system from a range of divergent roles. Today she helps decode philanthropy for us.Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Spaceman support option.Support the show. See acast.com/privacy for privacy and opt-out information.

In this episode, we have Joel Jensen from Tax Sentry explain exactly why real estate is so powerful when it comes to tax benefits.  --- Transcript:   Michael: Hey everyone. Welcome to another episode, The Remote Real Estate Investor, I'm Michael Albaum. And today I'm joined by Emil Shour. And today as our guest, we have Joel Jensen from Tax Sentry, and Joel is a tax expert and guru, and is going to be talking to us today about what we as investors need to know about income taxes and how to strategize and plan for our taxes so that we can come out ahead. So let's get into it.   Theme Song   Michael: Joel, thank you so much for being here. Really appreciate you taking the time.   Joel: Sure. I love to be here.   Michael: Awesome. So can you give all of our listeners a little bit of background about yourself and how long you've been working in the tax space and kind of what you've been doing?   Joel: You bet. So I graduated with my master's degree from Brigham Young University in the early nineties. So it feels like a long time ago, but from there I went to work for Ernst and Young, which is one of the, we'll call them the last four large service firms out there. When I was there, they were the big six. Now I kind of call them the final four, but I was with Ernst and Young for about 10 years working on large audits, large compliance, scc transactions, that type of thing. And after doing it for 10 years, the part of the job I really, really liked was working with people, you know, the interactions I had with people, the part I didn't like was feeling like that was just servicing kind of these large companies.   So what I decided to do was leave Ernst and Young kind of start my own firm. So I could actually have a significant impact on an individual's tax and financial circumstances where I felt it was much more gratifying for myself personally. And I've been doing that for almost 20 years now, became a real estate investor myself, probably back in 2005. So I've been doing that as well on the side, which I really enjoy some houses, own some rental properties. So since then, I guess I'm in the real estate game, but my full time job is CPA. Great.   Michael: You know, it's so counterintuitive that you mentioned that the favorite part of your job working at one of the big six of the big four was interacting with people. Cause all the accountants I know the worst part of their day is when they have to interact with people.   Joel: I know there's probably only lasted 10 years, right? I'm like, ah, this isn't for me. I gotta go, gotta get out. I gotta get out now while I can.   Michael: Awesome. Awesome. So, and I love too that you're an investor because you drinking the Koolaid too. And so really talking and preaching and consulting on the things that you're also doing.   Joel: Correct. Yeah. So I think it helps, you know, if you're dealing with a CPA, for example, that at least they have a working knowledge of what it is that you do. And since I am in the real estate game, obviously I have lots of real estate clients, even contractor clients, anyone, even within the field of real estate, whether they own it or provide services to people who own real estate, that kind of outlines a significant of my clients.   Michael: Great, great. So I wanted to jump into the meat and potatoes of this tax discussion right away. And I'm gonna let Emil kick it off in talking about deductions and kind of what those are, what those look like, what people should be aware of.   Emil: So the various types of deductions that real estate investors should have on their radar are property taxes, property insurance, mortgage, interest, property management, fees, property repairs, and maintenance, capital improvements, and ongoing maintenance and advertising expenses. So things like the cost to list a rental, to find a new tenant marketing your property for sale. Those things are also deductions as well.   Joel: Let me go through maybe the aspect of what it is like to actually own a property. So I go out and I buy a rental property. I'm going to bring that in. I'm going to put a renter in there and I'm going to earn rental income, right? So that's kind of the basic premise of when I own a rental property. Now what's offsetting part of that revenue are some of the standard deductions, like you mentioned. So oftentimes when we buy rental real estate property, we're financing it. So we have mortgage interest, right? We're deducting against that revenue. We have insurance that we have to pay to insure the property that we're also going to deduct against that revenue. Oftentimes it's maybe it's our self, right? Maybe we're managing a property and we don't have a management company that's doing it. Or let's say the property is, I don't know, a hundred miles away from me.   So I have to get a property management company involved. So I got to pay them in order to do it. So I may have some of those types of fees, maybe some HOA fees for owning the property that are due, especially in kind of a condominium space, right? Condos or maybe apartments or multi-doors, rental properties, that sort of thing. I may have some of those fees as well. You know, advertising, whether I'm advertising something for a person to rent or whether I'm advertising for maybe a home to sell all those costs, kind of go in to offset my particular rental income that I'm earning. So if you can think of kind of, if I take, you know, lots of people have experienced with their personal homes, right? And they say, look at all these outgoing bills, you know, utilities, interest in my property, taxes, all those things, think of it in those terms, all those same expenses that you have for your personal home, you're still going to have for your rental property. Cause it is still house, right? In most cases, right? So you're going to have those expenses. Now, all of those things that you're paying out for that property become deductions against your revenue. So I would just look at it as kind of all the expenses that are associated with the property. I get to deduct to get any rental income that a renter is paying me.   Michael: And that's so different than like you mentioned on our primary residence. If someone has a primary and they have a property tax bill, they don't get to deduct that against any income because there isn't an income, but they don't get to deduct that against them. So it sounds like pretty much everything on a rental property, if it's an expense as a deduction.   Joel: Yeah possibly can be, yeah. So let's make it easy. So I got to go change a light bulb for someone because they don't have a ladder. So I go to Depot, I buy a light, I go over to my rental property. I put that light bulb in, I get the cost of that light bulb and I get a mileage deduction for driving down home Depot and for driving over to my rental property and then for driving back to my house. So that encapsulates two actual deductions that I may have going for me to offset some of that income. So I always tell people, look at what it took for you to make a dollar. Let's do it at the bare bones minimum. What did it take for you to make a dollar in conjunction with that rental property? How did you spend your time? How many miles did you drive?   What were you buying on behalf of that rental property? What were you buying in order to maintain that property or service that property? For example, you know, renters in there, I managing it myself, got to have a cell phone right now that's cell form becomes a deduction against the rental income. Probably got to have internet if I'm going to list something. Well, now I get to write off my internet as part of the operations of that rental property. So I always say really take a hard look. What did it take for you to make a dollar? Okay, what did it take for you make a dollar and that's probably what you're going to be able to deduct on your tax return as part of that real estate operation.   Michael: That's great.   Emil: So all those things we just mentioned are those fully deductible or is it only 50% or some partial amount?   Joel: Ah, good question. Because of the new tax code limits as personally from our property tax perspective, right? So we can only deduct up to $10,000 worth of state or property tax on our personal tax return. But when it comes to my rental activity, I don't have those same kinds of limitations or I'm deducting property tax in full I'm, deducting my mortgage interest. I'm deducting, you know, the cost of the light bulb in full. Most of those aren't limited or don't have limitations as far as my deductability against the rental property.   Michael: So then Joel, is it accurate to say, let's say I made $10,000 in rental income in the year and I spent $6,000 in these various expenses that we just mentioned, the delta, there is four, 4,000. So that I ended up with $4,000. But is that what's taxed?   Joel: That is what's taxed. Yeah. It's your bottom line. Sometimes people get revenue. I an accountant right. So I kind of speak in the account language. So sometimes people think revenue, Oh, I'm texting revenue. This renter just paid me $24,000. Now I got to include $24,000 in my income tax return. And that's what I'm taxed on. But in actuality, what happens is you're taxed on the net. Okay. So I take maybe that $24,000 or in your case, the $10,000 I deduct the $6,000. I'm only taxed on the four grand, not on that top line number.   Michael: Great, great, super, super powerful. And so that kind of leads in actually to the next point that I want to talk about, which is this thing called depreciation, which I think most investors have heard about maybe not sure how to use or what it actually means. So can you give everyone an idea and a breakdown of what depreciation is and how we can use it to our advantage?   Joel: Sure. Now I will say If I own a rental, you must take depreciation expense. It's not something that you can leave off. I've seen tax returns that were given to me after the fact of rental operations for people that wanted me to review it. And then I look at depreciation and there's no depreciation. So know that you have to depreciate a rental property. And what that means is the IRS is giving us basically a useful life. If you will. They're saying that I go buy a rental property. It's useful. Life is 27 and a half years. So I'm going to define the cost of that property over that 27 and a half years. And I get a yearly expense of whatever that number ends up being that yearly expense is awesome because I'm able to deduct that. Let's take back your scenario of 16,000 worth of expenses, like with 4,000, right?   But those six thousands were hard, cash, outflow numbers or dollars. I still get to deduct my depreciation that gets that four grand. And now maybe I'm only taxed on $2,000. Right? So depreciation is a wonderful thing because it's also kind of a non-cash item. Okay. I bought the property, it has a loan on it, or maybe it doesn't. Maybe I was able to take the property down in full when I initially purchased it. But I still, even under that scenario, get to depreciate the property. So I'm not paying for the depreciation. It just happens automatically once I purchase it.   Michael: And so you mentioned that it's based on the purchase price. Is that right?   Joel: Based on the purchase price. That's correct. Yep.   Michael: So, In our $10,000 rental example, if we bought the property for a hundred thousand dollars, I did the math really quick, here,   Joel: Thank you.   Michael: I wasn't going to put you on the spot. And we say that residential property is 27 and a half years. Right? Commercial property is 39 years.   Joel: Correct.   Michael: And so if it's residential property, we divide the purchase price by 27 and a half. If it's commercial property, we divide the purchase price by 39 years. So let's take our a property. We bought for a hundred thousand dollars divided by 27 and a half years, we get $3,636 of depreciation every year,   Joel: Every year until that 27 and a half years has passed.   Michael: Got it. So going back to our $10,000 in revenue example, we had $10,000 in rental income, $6,000 in expenses. So it leaves us with $4,000 net gain. But now you're saying we get to deduct an additional 36 36 and meaning our taxable income is going to be like 40 bucks for the year?   Joel: Correct? Yep. Holy smokes. Yeah. So that's the power of appreciation. That's why it's so great. So when I buy a rental property, a great position to be in because of depreciation is to be what I call cash positive. Meaning that the revenue that I'm earning is greater than the cash outflow for any expenses that I have. But because I have this depreciation figure, right, I can actually have a loss on my tax return yet still be cash positive in the real world. I mean, that's the power of real estate. So when people say, Hey, I want to go into real estate. There are tons of tax benefits. Oftentimes that's what they're referring to. That I can create loss on my tax return and offset. Maybe my wages, my w two wages from my employer, even though I'm cash positive when it comes to the actual activity of the property.   Michael: So what another way of saying that be at the end of the year, I can end up with a thousand dollars in my pocket, but actually offset the income that I've earned from my W2 and get taxed at a lesser   Joel: That's correct. Yup. Yup. I see it all the time.   Emil: I love that you guys brought this up because this is why people tout the benefits of real estate, right? It's like everyone knows there's huge tax benefits and this is the biggest one where you can actually be making money all year cashflow positive, but because of depreciation, you're showing either no gain or a loss potentially offsetting your personal income, so.   Joel: That's correct. Yep. Maybe you have that scenario, loss, cash positive. The other thing that happens with real estate is our gains, right? So our appreciation just to the value of the property over years tends to go up. So when I sell it, I'm going to sell it at a higher dollar than when I purchased it for, and the entire time I'm owning it, I'm showing all these losses, but I'm still reaping these cash, positive cash, positive cash flow numbers that are coming through. Yeah. It's a real powerful game when it comes to real estate. That's why I'm in it, right?   Michael: That's right. That's right.   Joel: Yup.   Emil: Probably a little bit more tactical or advanced, but okay. Let's say I've owned the property for 27 and a half years. Right? I've taken full depreciation now I want to sell it. Right. One strategy we've talked about on prior episodes is using a 1031. So let's say 1031. So I have no capital gains on the sale. When I 1031 will my new property, will I be able to depreciate that one over 27 and a half years or what happens to this amount? I've depreciated all that time.   Joel: So it depends on basis, right? And typically what happens in 1031 exchanges, if you held it for that long and then 10 31 to a new property. I mean, that would be a pretty phenomenal thing, but, but what we do is oftentimes people are selling something to get into something that's larger or bigger or creates more revenue. Right? So it depends on my basis. So if I had something that was worth 300,000 and appreciated at all 27 and a half years, I 1031 exchange that and do something that's 500,000, I've already depreciated $300,000 with my basis. So now I grabbed that additional 200 grand and now I'm going to start depreciating that once I own that new property. Yeah. So I don't depreciate the same thing twice.   Emil: Okay.   Michael: Got it. Got it. And so speaking of depreciation, something that I'm doing actually for the first time, this year is a cost segregation study. Can you share with everybody Joel, what that is and how that might be used to help?   Joel: Yeah, that's really, I mean, that's really powerful because we're talking about depreciation, the benefits of appreciating a property now that 27 and a half years oftentimes can seem like a long time. And if you get into the commercial space with 39 years, can you imagine, you know, you're going to hold something through 39 years. That may seem like a really long time for most people. I think that it would be. So what a cost segregation does is it allows someone to go in and start piecemealing the actual individual cost of a property. Okay. So you may have cost for electrical wire, plumbing, drywall, roofing, wood, steel, nails, screws, light fixtures, you know, all of these different costs now. And realistically a life's not going to last 27 and a half years. So what a cost segregation does is it breaks down at home, into all its individual components and then assigns lives to those individual components.   So rather than depreciating a hundred percent of the cost over 27 and a half years, you may be able to have a bunch of costs that you're depreciating over five years or over 15 years, you're accelerating that depreciation. You're taking more of it upfront again to maximize that possible loss that you have. So when anyone buys a property, I say, look into cost-seg. I mean, it's a great way to accelerate those numbers, to get a whole lot of loss upfront because oftentimes people are looking at holding rental properties, you know, five years, 10 years, 15 years, then maybe they want to cash out for the appreciation or get into something else. But it allows during those holding periods to take advantage of as much loss as possible,   Emil: Are there professionals who just help you do? Like how do you even do that?   Joel: There are actually, yeah, there are professionals. You have to do it yourself. I mean, these things actually don't even cost that much. In fact, I had a client who, okay, it's all relative in terms of cost, but he purchased a $2 million commercial building, a $2 million. He did the cost segregation on that study. I think it only costs him about $7,000. And I was able to save him upwards of 60 grand on his tax return. Okay. So that's the power of that cost X study. They're not that expensive. And some peak times people say, Oh, I didn't buy a $2 million property. I just finding a residential home. It only costs me, you know, 350,000 or $400,000. If something still do the cost segregation study, you don't know how long you're going to hold the home. Right? Most people don't hold it 27 and a half years. So go in and do it. Accelerate your depreciation, take a bunch of those expenses up front while holding the property.   Emil: Michael, can I ask you, why did you decide, I know you have several properties. Why did you decide to do a cost segregation on this one specifically? Yeah. So it's a great question. I was doing a bunch of rehab, like a ton of ton of ton of rehab on both the properties that I'm doing, these cost segregations on. And it was just reading about tax strategies and things to do with properties that you've rehabbed. And this came up as one of the best things to do, because like Joel was mentioning so much of the rehab is the stuff, the baseboards flooring, light fixtures, plumbing, all that kind of stuff. So if I can get some of those benefits back for the cost that I had to spend to do the rehab, that's huge. And so Joel, did I understand you to say that you can do a cost segregation study, even if you haven't done any kind of rehab, you can just go buy a property.   Joel: Yeah. Even if you go buy a property, you can do a cost segregation on that property even without rehab. So I would always tell people know, look at that really, really give it a good look because it's probably going to be worth your while.   Michael: That's great. And so we mentioned about how that depreciation is captured and addressed in terms of basis. When we do a 10 31 and step up into something else, but let's say someone's owned a property for 10 years. They've taken depreciation on it the whole time. And then they're just looking at being done with real estate investing. They sell the property, they're going to pay the capital gains. Cause it's been some appreciation what happens to that depreciation? I can't just go away. Right.   Joel: It doesn't go away. So it's what we call it recaptures. So the appreciation that you take over time when you sell the property recaptures, or it comes back into income and I'm taxed on it and that's what ends up happening. Yeah. Okay. But it's a good trade off because as revenue is coming in and cash is coming in, I want those deductions. And when I sell my house for the gains that I'm going to make off of the appreciation of that house, that's when I have the cash and it's easier for me to afford then the tax on those numbers right on that recapture. So when I have the cash, go ahead and I'll take the recapture when I'm having that little bit of income come in. I want the expense to offset.   Michael: That makes sense. Yeah. I was just wondering, you know, what's the difference if you're taxed on it now or taxed on it later,   Joel: That's the cash flow projection. Right. So dealing with my cash flow, I want the cash flow as much as I can right now, you know, and then hit me with it later when I have a big abundance of a onetime cash coming in.   Michael: Got it makes total sense.   Emil: Okay. I want to shift gears here a little bit and talk about passive income versus pass through deduction. So can you walk us through that, Joel, and what the differences and why it's relevant for people?   Joel: Yeah. So excluding capital gains, when we're talking about income from operations, really, I'm just going to narrow it down to two. We call them active and passive. Hey, passive income deals with the rental side of real estate. And the reason people like it so much, it's because there's no self-employment tax associated with it. So in essence, it comes to us as cheaper income. So if I have a retail operation or something where I'm just going out and I'm selling widgets, you know, that I put together, that's all active income. So if I make a hundred grand, I have to pay self employment tax on that a hundred grand, on the flip side with passive income rental real estate. Again, let's say I make $20,000 off of that rental real estate. I don't pay any self employment tax, which is roughly about 15% on that income. And that's on top of income tax by the way. So it comes to me cheaper. It's cheaper income for me to make. So people love it as much passive income as you can get because it's cheaper income take it.   Michael: Interesting so if someone just to reiterate, if we got rid of the self employment thing, if I'm making a hundred grand at my w two job and somebody else is making a hundred grand in passive income after all of the expenses, right after depreciation, all that good stuff, that's their taxable income. And my W2 is a hundred grand. The person who has the investment income, the passive income is going to walk away with more dollars.   Joel: Correct.   Michael: If your head just didn't explode, go back and look that again. Joel: Yeah, that's exactly right. The person with the passive income will come out ahead every time.   Emil: I'm so glad you made that point because I think a lot of, when we're thinking about our ultimate goal of how much passive income do I need to be financially independent or whatever, it's actually less than what you'd need from your W2. That's correct. If you're making whatever a hundred grand, 150 grand, whatever it is, you don't need to make that much in passive income. It's actually less because you're taxed differently.   Joel: That's right. It's cheaper income. It goes a lot further   Emil: Love that.   Michael: Love, love that. Anything else we should know about passive income or passive deductions?   Joel: No, that's probably the biggest thing. Just the difference between active and passive. I mean, that's kind of the best thing to know about those two. Yeah.   Michael: Perfect. Okay. So Joel, now shift to talking about something that we've mentioned previously about capital gains instead of income taxes. And so can you tell us what is a capital gain and why is it important to know about and how has it taxed?   Joel: Yeah. So what a capital gain just means when I sell an asset, they have a different tax classification for rates of how I will be taxed on the game that I make from the sale of that asset and rental real estate, when I own a property or rental income during the time that I own that property, when I sell that property, the gain that I make off that sell is based on the capital gains rates. And typically it's much cheaper. Okay. Then ordinary income again, or active income again right now. I mean, there are some beautiful things when it comes to capital gains or capital gains rates. I mean, I can't remember the last time they were this low.   Did you know that you actually will pay 0% capital gain if your other income is under $80,000? Now there is a great tax strategy and planning to go through for timing. And when maybe it may make a whole lot of sense to sell a rental property above $80,000 to about $500,000. You're only taxed at 15%. Now this is all based on if I held the property over one year, okay, okay. After one year I get longterm capital gains rates above $500,000. My other income sources are above 500 grand. I'm going to pay 20%. So you have, so it depends on your other sources of income to how much capital gains, how much longterm capital gains you're actually going to pay. So if you're going to sell a property, really look at how can I mitigate some of those other sources of income to ensure that I get the lowest possible longterm capital gains rates, lots of tax planning, opportunities that go into that. And   Michael: Is this something new that you mentioned that, that this has changed recently?   Joel: Yeah. So it's something new with the whole, yeah. With the, with the new tax change that happened a couple of years ago. It's, you know, they're always kind of fussing about when it comes to capital gain rates and how they want to treat them. This is one of the aspects that came out of it. If you think about just comparing capital gain rates to ordinary income rates where I may, let's say I had, you know, a nice job, I made 150 grand. I sold the property, made another a hundred thousand, that a hundred thousand is only gonna be taxed at 15%. Whereas if I'm married, filing, jointly, my other income is going to be taxed at 22%. Right. Roughly. And so it just comes at a lower rate. So it's, I mean, capital gains rates. I mean, it's so beneficial from trying to put money back in your pocket, especially from a timing perspective nowadays.   Emil: So if I was retired and I have a property, so my other income is income outside of the rental property business.   Joel: Yeah. Okay. So if of your rental property, so if you look at a 1040 tax return, you look at all the various lines, dividends interest W2 wages, business income from partnerships or escorts, or however that may be. So you look at the total of that. That's how they measure it. So what is your income sources? And that's, what's going to dictate the capital gain rate that you're going to pay.   Emil: Got it. Okay. So if I've retired, I have a couple investment properties. I don't have any other sources of income. Right. It's just my rental properties. I go to sell that. I'm not paying, I'm making less than 80K, so I'm on…   Joel: Yeah, so if you're under, so if you're married, filing jointly, you're under 80 grand. Yeah. So it also makes for some interesting tax planning as well. If you have a few rental properties and you're going to go, you know, let's say I have four or five and I'm going to go sell one. I may go to my rent and say, guess what? December is free. It's on me. Congratulations. I don't want your money. Right. Just cause I want to stay standard that 80 grand. So that's why I say there's all kinds of tax planning opportunities to do, especially timing wise when it comes to selling a rental property. So I'd sit down with a CPA, go through it, go through your scenario and then, you know, make some decisions.   Emil: Interesting.   Michael: That is awesome.   Emil: Yeah.   Michael: Is there a good time or if you know, Joel, you know, if I want to utilize your services. When would it be the ideal time to start planning strategically for their taxes, yesterday?   Joel: Yeah. Yesterday and today. Because if you come to me, if you're coming to me now say, Hey, what can I do for last year? I'm going to say, well, you kind of handcuffed me. There's not a whole lot I can do for you last year because we're all cash based taxpayers. So when we report our kind of activity for the year to the IRS and to the state, it's based on January through December, right? So effectively, I need to make all my decisions and spending and do what I need to do between January and December. And when you come sit down with me to do your tax return or the compliance aspect of your operation, then we're just looking back and saying, okay, what did you do? How did things go? Right? That's the easy part. That's just basically reporting. It's nothing more than that. But the actual savings happens throughout the year. It happens throughout the year.   Michael: Okay, great.   Emil: You can see, obviously when you have multiple properties, it makes so much sense to work with a tax professional. Do you think, even if I'm just starting out, I have my first property, I've traditionally done my own taxes. Should I really enlist a CPA's help. So it's kind of a loaded question for them.   Joel: I'm going to self promote myself bias maybe slightly, but okay. But I'm going to give you a real example for this one. Okay. That it has nothing to do with taxes really. I mean really. So when I left Ernst and young, this would have been, you know, 20, some odd years ago. I decided because I'm an accountant and then cheat by nature, right? I mean, most accounts are cheap. You've met us, you've met, you've met my fellow people, right. We're cheap by nature. So I thought that I would save money if I built my own computers rather than going out and buying from Dell, maybe it was only saving a couple hundred bucks, but I thought, Oh, that's a great way that I can set. I can save some money. Then after building my own computers, I thought I was a smart little guy. And I would build my own server, which I did, which led me to building my own phone systems, which I did, which led me to try and to build my own website, which I failed miserably at.   But what would happen is during tax season, when everyone was working, we would do our most billing and our invoices words the highest throughout the year. And someone's computer broke. Guess who? The first person they called us, it was me. Hey, come fix my computer. So I leave my desk, go down there. I may spend two, three hours trying to fix their computer. But guess what I wasn't doing during those three hours during the highest billing rates that I have throughout the entire year, collecting money, right? I wasn't billing anyone. I wasn't doing anything that I could collect money. And at the end of the day, it ended up costing me way more to do it myself. Then it was to hire all that stuff out. And I like to call it team stacking, right? So you gotta look at what is your team? How am I stacking and putting all that together?   So now I have someone that deals with my phone system that deals with all my it, stuff that I need. I have a lawyer that deals with this I'm in real estate. So I have a general contractor that deals with all that stuff. So I don't have to do it so I can focus on what it is that makes me the most money, which is tax planning and tax compliance, doing tax returns. So I would suggest that as well, to someone even new and real estate team stack yourself, put people in place that will allow you to focus on what it is that you want to do and how you want to make money. Because I can promise you, you will never see as many tax things as I do. You'll never have those discussions or read all those wonderful IRS bulletins that even put me to sleep, right? So you wouldn't be doing all that stuff like I would be doing it. So team stack yourself, focus on what it is that make you money, put all those other things together and let them worry about that stuff.   Emil: I fully agree with you. I have a full time job. I'm trying to focus on the actual real estate investing and all these things have a family. I would much rather leave it to somebody who knows what they're doing. Who's living and breathing it all the time, rather than trying to learn it myself. And this is also one of those things where it's a high ROI thing to me, like a good tax professional is going to be able to figure out how to save you more money than you can go figure out into yourself. So I am with you and I have no bias.   Joel: Exactly. So the question should be when you go down and sit with someone isn't can I deduct this right? The question should be, how do I deduct this? Right? And then you leave to someone like me to go through and say, give you the house, okay. This is what you need to do. This is the support and documentation that you need to have. And this is how we can structure it, right. That's where tax planning comes in. And that's why it's so important. So even if you're just starting, I would make sure that I get connected with someone who understands the business that I'm doing, understands the real estate game and can start advising me upfront what to do and not making stumble over. Maybe some of those mistakes, someone who tries to do it on their own would find   Emil: Absolutely agree.   Michael: It's so good. Yeah. I concur with you both. Not nothing like that. That's great stuff. Okay. Last couple of things I want to touch on Joe, before we get into some high level questions, but can you talk really briefly? I know we had another episode of 1031 exchanges, but can you just touch on 1031 exchanges and opportunity zones?   Joel: Yeah. So I'll just touch on them really briefly 1031 exchange allows me to sell a property and re-invest all the gains I make off that property into a new one and not pay any tax. So essentially it improves my buying power, right? So I'd say I own something for 200 grand. I sold it for 300 grand. That a hundred thousand dollars worth of gain, I just invest the whole 300 grand into a new property. And it reduces the cost of that property effectively improving my purchase power. So it's a tax deferment strategy that can work really, really well for people.   Michael: Great.   Joel:  From an opportunity zone standpoint, though, that can get really complicated. So let me just, uh, let me just leave you with two points and maybe, and maybe people can remember this. First of all, opportunities zones are for those economic distress communities. I mean, often they are identified and you can find them. You can do searches online to find out where the opportunities zones are located. But what the IRS tries to do is give you some type of benefit. If you're willing to go into those opportunities zones and make investments into businesses, the issue that you need to be aware of is that first 50% of your income has to come from the opportunities zone for that company. Okay. 50% of it has, which means that if you're a manufacturer doesn't work really well. If you want to go into an opportunity zone, however, if you're a real estate investor works really, really well because I can go into an opportunity zone, buy a building and earn all my income, my rental income from inside the zone, which means that if I hold onto that property for 10 years, I get to sell it tax free. Yeah. So that's the benefit. I'm going to give you a benefit when you sell it right when I sell it, because it can be tax free, but there are lots of rules surrounding how I need to go about buying that property, holding that property, making income from that property. So opportunities don't get really complicated, but just sit down with someone who understands that they can walk you through it, but it can make a really, really great investment from a rental property standpoint.   Michael: Fantastic. One last question for you, Joel, is what are some common mistakes? You see new investors making?   Joel: Common mistakes?One is that they lacking in documentation for support of how they spend money. Because oftentimes when it comes to let's say audit, okay. If the IRS was going to look at someone's activity and they wanted to audit it, a lot of your ability to support the expenses that go into your tax return is based off of documentation. The other one I would say is most people don't include all their expenses. They look at them very, very narrowly, right? So if I own a rental property, there are some big ones that just stand out. Insurance, mortgage, interest, property taxes. I mean, those are some of the big ones that are just there. But if you go back to our conversation earlier, when I talked about going to home Depot, buy a light bulb going over, I'm looking at mileage, what did it take for me to actually earn a dollar? People never really take a step back and look, maybe go through your credit card statements, your bank statements, you know, even cash that you spent dealing with. If you have a general contractor or someone like that, like what was the money I spent with you? You really have to take a hard look at all of your expenses that went into the activity of that rental property, because that's where you're going to see your benefit. I mean, taxes. Oftentimes we call it death by a thousand paper cuts because it's all these little things that kind of, I miss miss, miss, miss. And when I accumulate all of them, it's a really big total, right? So really look at how you're spending your money and spending your time.   Pierre: I have a question.   Michael: Shoot Pierre Pierre: What would be sufficient documentation for driving Home Depot? Is taking a spreadsheet and counting your miles good?   Joel: Yeah. Spreadsheet could work. You can go onto Google maps. It's a beautiful thing. Get some directions and just print that out. There also lots and lots of apps that will help you identify your mileage, where you went that are really, really useful. Like my like Mile IQ or Tax Bot. It's almost like, you know, the right swipe, left swipe. So it tracks all your mileage. And you're just going through swiping personal, personal business business business. And it's really easy to do it creates the log for you. So I would always tell people to use technology to your advantage, especially when it comes to tracking what you spent and doing your documentation for anything that goes into your tax return. But this spreadsheet would work just as well.   Michael : Great. Okay. So now we'll move onto the section of the show that we call the quick fire questions. So these are going to be kind of yes or no either or type questions. You ready Joel?   Joel: Go ahead.   Michael: High property taxes or high income taxes?   Joel: High property taxes.   Michael: Because you can deduct them, right?   Joel: Because I can deduct them.   Michael: I love it. High rent growth or low vacancy.   Joel: Low vacancy, it's easier for me to manage my cash.   Michael: Nice consolidation or diversification.   Joel: I like diversification because I just think it's more fun.   Michael: Cashflow or appreciation?   Joel: I take cash flow. I want a dollar today.   Michael: Love it. Local or remote investing?   Joel: Ooh, that's a good one. I go where the deal is. So I don't care.   Michael: Right. Single family or multifamily?   Joel: Multifamily. Because basically in that instance, I've just adding zeros, but doing the same thing.   Michael: Yep. Turn-key or master project?   Joel: Oh, that's another good one. I'm going to say, well, nowadays based on the situation, I'm going to do turnkey, but under normal circumstances, I would like a master project just again, because I think it's more fun.   Michael: Okay. Great. Last two. Midnight oil or early bird worm?   Joel: Early bird worm, for sure.   Michael: Awesome. And then text message or email?   Joel: Text message. Yeah. My email inbox gets over flooded with emails.   Michael: Yep. I know how that goes. Awesome. Well Joel, thank you so much for taking the time and spending the time with us. This has been really great. What's the best way for someone to get in touch with you if they've got tax questions or tax needs?   Joel: Yeah. So if they want to get in touch with us, I would actually go to taxhive.com/roofstock. You can sign up. We'd love to talk to you for 30 minutes. We'll give you a free consultation. Maybe we can improve some of the stuff that you're doing. Give you some suggestions, whatever it is that you would like to do, but we're happy to help and give you any advice we can on an individual basis. I think it can be a little more relevant that way.   Michael: Fantastic. And again, the name of your company is?   Joel: So we're Tax Sentry, but if you go to taxhive.com, that's where you can find us.   Michael: Fantastic   Emil: H-i-v-e?   Joel: H-i-v-e.   Michael: Great. Emil, any final thoughts?   Emil: No. Joel, thank you so much. I actually, I learned a ton about real estate investing taxes myself. So thank you so much for coming on.   Joel: Sure. Love it. Happy to be here.   Michael: Always a pleasure looking forward to hopefully chatting again soon.   Joel: Thanks guys. Okay, everyone. Well, that's our show. Thanks so much for listening. Hope you enjoyed it as much as we did. I know both Emil and I got a ton of knowledge and golden nuggets out of it. So again, a big thank you to Joel and we can hopefully have him on again. Thanks so much for listening and happy investing.   Emil: Happy Investing  

Michael FoxMichael Fox is Co-Founder and CEO of Fable Food Co. Fable Food Co are playing a critical role in transitioning people across to tasty and sustainable meat alternatives.Michael was previously Co-Founder and CEO of Shoes of Prey and he is now an investor and mentor at Startmate. Stick around till the end of the episode to hear Michael’s compelling 5-minute call to arms. Got Purpose?The Purpose is our periodic email newsletter and our latest edition comes out today! sign up here to get it :)Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. A big thankyou goes out to our amazing community of supporters:Humanism, Clyde, Jasmine, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live ZoomCast episodes; andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Rocketeer and Spaceman support options.Support the show. See acast.com/privacy for privacy and opt-out information.

Jeremiah BrownJeremiah is Research Fellow in Social Policy at the Centre for Social Impact. He has done some fascinating work on topics such as economic dignity, and applying the capability approach to understand how different kinds of disadvantage can constrain people’s freedom in democracies.Jeremiah was previously the ANZ Tony Nicholson Fellow at the Brotherhood of St Laurence.Got Purpose?The Purpose is our periodic email newsletter and has just been revamped with an awesome new format sign up here.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. So we welcome and send a big thank you to Humanism as our first organisational supporter and as our always our amazing community of individual supporters:Clyde, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers the majority of my monthly costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live episodes (virtual and/or in person); andto be connected to our network of inspiring guestsIf you are looking to share an aligned message about a product or service that our listeners may enjoy, do check out our new Rocketeer and Spaceman support options.Support the show. See acast.com/privacy for privacy and opt-out information.

Adam MilgromAdam is a force in the social impact sector and wears a few hats. So it's probably best to follow his lead and describe him as a Strategist and Venture Partner at Giant Leap Fund, which is part of Impact Investing Group.He is also a Board Director at YourGrocer and Future Super and is Strategic Advisor at LUNA. He has also recently opened his own family office with his siblings called Tripple.Got Purpose?The Purpose is our periodic email newsletter and has just been revamped with an awesome new format sign up here.Community PoweredHumans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. So we send a big thank you as always to:Clyde, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and StuartWithout your support we wouldn't exist. Patreon support covers my costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us? Your SupportBecome a Patreon Supporter today for as little as the price of a single coffee per month ($4). I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward.For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose:to access video recordings of our podcaststo be part of live episodes (virtual and/or in person); andto be connected to our network of inspiring guestsSupport the show. See acast.com/privacy for privacy and opt-out information.

Usman Iftikhar Usman is the CEO at Catalysr. Catalysr is an award-winning pre-accelerator for early stage startups. They run intensive entrepreneurship programs for high-performing migrant and refugee entrepreneurs - aka Migrapreneurs - who want to find success in Australia by building their own tech startup. Check out First Gens 2.0 Demo Day 2020 presented by Catalysr & ygap on Mon, 29 Jun 2020 6:00 PM - 8:30 PM AEST. Sign up at website above! Got Purpose? The Purpose is our periodic email newsletter and has just been revamped with an awesome new format sign up here. Check out our latest edition from Thursday. Community Powered Humans of Purpose is independent, locally produced and advertising free. We are 100% funded and supported by our generous community of listeners. So we send a big thank you as always to: Clyde, Suzy, Kynan, Deb, Sue K, Carmen, Misha, Sue P, Joel H, Levi, Jules, Sally, Will, Bee, Lyndon, Olivia, Jo, Macartan, Joel F and Stuart Without your support we wouldn't exist. Patreon support covers my costs of production and enables me to improve podcast quality and to secure top quality guests. Have you thought about supporting us?   Your Support Become a Patreon Supporter (Human) today for as little as the price of a single coffee per month ($4).   I'll send you an awesome exclusive Humans of Purpose tote bag (valued at $25) and you will help shape the podcast moving forward. For extra perks check out our new Human+ option which enables you to go behind the scenes at Humans of Purpose: to access video recordings of our podcasts to be part of live episodes (virtual and/or in person); and to be connected to our network of inspiring guests Support the show.

Välkommen till femminuterspodden. I femtiofjärde avsnittet samtalar vi med Joel Hörnqvist, VD på Tempus. 

A la familia C29 Granada nos encantaría conocerte. Te invitamos a nuestras celebraciones, ADNs y a todo lo demás que hacemos. Contacta con nosotros en www.c29granada.es o por las redes sociales.

On Part 1 of Early KISS, Uncle Steve welcomes Joel H. to the podcast! Joel and I discuss our introductions to the band as well as the self titled KISS debut album and some surprising opinions are shared! Will you be appalled or will you finally find someone that agrees with you! Listen to find out!KISSGene SimmonsPaul StanleyAce FrehleyPeter Criss

TOINEN KAUSI ON TÄÄLLÄ! Sulamispiste-podcastin toisen kauden toisessa jaksossa puhutaan rahapelimonopolista. Sen nykytilasta, vaihtoehtoisesta järjestelmästä sekä tulevaisuudesta. Jaksossa vieraana on Joel Häkämies See acast.com/privacy for privacy and opt-out information.

Tammikuu on monelle ryhtiliikkeen aikaa. Ruokavalio ja kuntoilurutiinit päivitetään. Teatteri Takomossa suunnataan kuntosaliin, josta muotoutuu Liikunnan ilot -näytelmässä kovin tärkeä paikka. Kehonkuvasta ja kehonkulttuurista ovat keskustelemassa Takomon Liikunnan ilot -näytelmän ohjaaja Joel Härkönen ja tanssija-näyttelijä Tuomas Rinta-Panttila. Lihavuutta yhteiskunnallisena ilmiönä tutkiva Hannele Harjunen Jyväskylän yliopistosta kuvaa lihavien kohtaavan kuntosalilla ja uimahalleissa edelleen tylyä kommentointia ja pilkkaa. Lähetyksen juontaa Pauliina Grym.

Ben's cousin Joel H. is here today to talk with Tom and Ben about his story of addiction, what he went through, getting sober, and staying sober. Joel is four years older than Ben and was super influential on Ben when they were growing up. Ben also shares how important it was for him to see Joel go through the process.  Ben was born with one hand, but that didn’t deter him from playing all of the sports especially karate. His mom also encouraged him to be social and surrounded him with friends. Like many of us, Joel drank as a teen. His addiction issues didn’t really flare up until he was injured and tried oxycontin. We talk about this and more in this encouraging and entertaining episode.  Show Notes: [03:55] Ben shares how Joel got him to work out by punishing him on heavy weights. He was a huge influence to him. [05:00] Ben also took Joel to his first AA meeting.  [06:07] Joel was born with one hand. He was an only child, but his mom always made sure he had friends around and got to try all of the sports. Karate was his favorite. [07:04] His parents drank on weekends. That didn't seem to have a huge effect on his addiction.  [08:16] When he was nearing the end of his teen years, several events took place that he didn't have the coping mechanisms to deal with. He went through a breakup. His grandfather died, and his parents also got divorced. [08:50] He also had two groups of friends. The church group that was into sports and the pot smoking surfer group.  [09:06] He started spending more time with the second group, because he liked the effects of alcohol and it helped him cope with his current losses.  [09:24] He was still responsible. He went to school, worked, and got married.  [10:14] When he was 28 years old, he had an accident in the weight room. He began taking Oxycontin for the pain and ended up spending his money on it for the next two years.  [11:39] He got to a point where he overdosed.  [12:03] He divorced and got into a new relationship. His pain began again, and he got legitimate pain meds. This led to addiction and depression.  [13:01] Joel got into trouble for the first time in his life. Joel shares a story where he ended up being dubbed the one handed bandit. He also broke into a courthouse building.  [14:36] He ended up turning himself in and losing his home and relationships.  [15:21] Ben and some friends knew it was time to get him into treatment.  [16:06] Joel started to go to meetings, get a sponsor, and work the steps.  [20:03] Part of the process of re-evaluating your life is taking an inventory of the way you were behaving and the way you would like to behave. [21:08] It's more fun being sober and not waking up with a hangover. The biggest gift of recovery is peace of mind.  [23:01] At treatment, Joel felt like he wasn't alone. He was around people with a similar story, and the counselors were great.  [25:05] Tom found out that his false beliefs were at the center of his addiction. [26:16] Joel couldn't imagine dealing with his pain without using. In meetings, he learned that this was possible.  [29:22] Praying started helping Joel to get his confidence back. He surrounded himself with winners.  [34:14] Fitness really helps with sobriety and having goals and something to shoot for. Joel inspires other people with his one handed bench presses.  [37:13] Ben shares how hiking and speed walking can alleviate depression and anxiety.  [40:37] A lot of common sense stuff can be applied to treatment. Going for walks or to the gym really helps.  [42:15] Part of treatment is practical application of the tools.  [44:06] Joel was in a sober living environment for almost two years. That attests to his willingness to do the work. [46:27] The recent loss of Joel's mom made him feel helpless. His treatment tools and support group enabled him to cope with the loss that would have normally sent him back into addiction.  [52:49] Joel now works in treatment, and it's great for his relationship with Ben.  Links and Resources: Real Recovery Talk on YouTube AA Fern House Dave Ramsey

Born in the UK, Michael Grant underwent a typical British boarding school education and studied business in Munich, Germany, on a scholarship from Siemens AG. After working for Siemens Dental for a number of years, he spent 2 years working for a US company in South Korea and 3 years in Australia for Espe prior to its sale to 3M. Following that, Michael was in charge of Espe Premier, Espe’s US subsidiary in Norristown PA for 10 years. For the past 18 years, Michael Grant has been an independent dental industry consultant working with DMG Hamburg, Henry Schein and Hu-Friedy. He is now based in Bangkok, Thailand, where he also has an organic farm 2 1/2 hours north east of Bangkok which specializes in 100% organic production of most fruits and vegetables, including mushrooms as well as producing numerous Thai FDA-certified health foods, beverages and snacks. He’s also about to open a restaurant and farm shop and cottages for organic farm stays are planned for 2019.   Joel H. Berg is Professor and Lloyd and Kay Chapman Chair for Oral Health at the University of Washington School of Dentistry in Seattle.  Dr. Berg is a board-certified pediatric dentist and was President of the American Academy of Pediatric Dentistry for 2012-13. Dr. Berg previously held positions as Chair of Pediatric Dentistry at the University of Washington from 2003-12, as Vice President of Clinical Affairs at Philips Oral Healthcare (Sonicare) from 2000-2003, and as Head of the Scientific Department for ESPE Dental AG (Seefeld, Germany) from 1998-2000.  He is the author of the book Early Childhood Oral Health, and of over one hundred manuscripts and book chapters on subjects including dental restorative materials for children and other work related to biomaterials. His current research interests include the development of dental caries prevention programs using risk assessment models and early childhood oral health.

Joel H. Berg is Professor and Lloyd and Kay Chapman Chair for Oral Health at the University of Washington School of Dentistry in Seattle.  Dr. Berg is a board-certified pediatric dentist and was President of the American Academy of Pediatric Dentistry for 2012-13. Dr. Berg previously held positions as Chair of Pediatric Dentistry at the University of Washington from 2003-12, as Vice President of Clinical Affairs at Philips Oral Healthcare (Sonicare) from 2000-2003, and as Head of the Scientific Department for ESPE Dental AG (Seefeld, Germany) from 1998-2000.  He is the author of the book Early Childhood Oral Health, and of over one hundred manuscripts and book chapters on subjects including dental restorative materials for children and other work related to biomaterials. His current research interests include the development of dental caries prevention programs using risk assessment models and early childhood oral health.

Supreme Court of Georgia Argued on December 11, 2017 For Appellant: Keith Allen Pittman, Robert David Cheeley (argued), John Raymond Bevis, Keith E. Fryer, Roy E. Barnes (argued) For Appellee: Carrier Lynn Christie, Frank Mitchell Lowrey (argued), Robert Harris Burke, Joel H. Smith, Richard Hood Willis, Ashleigh R. Wilson, Amanda Kay Seals Bersinger --- Support this podcast: https://anchor.fm/georgia-appellate-review/support

Joel H. Warshowsky O.D., F.A.A.O., F.C.O.V.D. is the author of Behavioral Optometry - Unlock Your Child's Potential. He's a holistic behavioral and developmental optometrist, founding Chief of Pediatrics at SUNY College of Optometry, and an Associate Clinical Professor Emeritus at SUNY College of Optometry.

Joel H. Warshowsky O.D., F.A.A.O., F.C.O.V.D. is the author of Behavioral Optometry - Unlock Your Child's Potential. He's a holistic behavioral and developmental optometrist, founding Chief of Pediatrics at SUNY College of Optometry, and an Associate Clinical Professor Emeritus at SUNY College of Optometry.

Friday I'm in love! Dags för fredagsmys, den här veckan med #GAMLATRÄ. I avsnitt 20 träffar vi Nigerias nya JayJay Okocha, Michael Omoh, mannen som med pigga ben och orimlig fart tagit oss med storm såväl på som utanför planen. Joel Höglund är tillbaka i studion. Det blir lista med franskt tema, opålitlig statistik och oförstålig ekonomi. Dessutom nya krönikör – Annali. Sätt på en kopp kaffe eller kyl en öl. Trevlig helg! #HEJASPORT See acast.com/privacy for privacy and opt-out information.

Livet på läktaren är skit. ÖSK förlorar matcher och guldet, eller åtminstone pallen, känns längre och längre bort. Men vi misströstar inte, vi kämpar för laget från staden vi älskar. I #GAMLATRÄ 16 möter Alfred Wreeby nyförvärvet Martin Lorentzon efter en stabil premiär mot Peking. I studion är Joel Höglund tillbaka med Johan Cedersjö. I detta avsnitt gör även dagdrivaren Anton Mencin oss sällskap. Utöver en lista hör vi också Patrik ringer - denna gång till en spelare som See acast.com/privacy for privacy and opt-out information.

Nous discustons avec Joel Hébert de son expérience avec ModSecurity et IIS. ModSecurity est un pare-feu applicatif web qui ajoute des fonctions de sécurité pour le serveur HTTP Apache, IIS et Nginx. C’est un logiciel libre distribué sous la licence Apache 2.0. Joel Hebert est un architecte logiciel qui réside à Ottawa. Il se passionne pour la sécurité et l'architecture. Il est un MVP ASP.Net et est un des leaders du groupe d'utilisateurs à Ottawa. Il aime partager ses connaissances du piratage, des tests de pénétration et d'audit en continu sur les vecteurs d'attaque modernes de sécurité. Liens ModSecurity Livre: Web Application Defender's Cookbook: Battling Hackers and Protecting Users Site Web de Troy Hunt: Have I Been Pwned?

Nous discutons avec Joel Hébert de l'ingénierie sociale utilisée par les escrocs pour exploiter les failles humaines et sociales d'une organisation pour accéder à ses systèmes informatique. L'ingénierie sociale (ou social engineering en anglais) est une forme d'acquisition déloyale d'information et d'escroquerie, utilisée en informatique pour obtenir d'autrui, un bien, un service ou des informations clefs. Joel Hébert est architecte logiciel chez Opulent et MVP ASP.NET. Spécialiste en sécurité informatique, il a développé des applications Web à grande échelle et des outils informatiques de vérification assistée par CaseWare IDEA. Il travaille actuellement sur des projets au gouvernement fédéral. Liens Ingénierie sociale Livre: Social Engineering: The Art of Human Hacking Film: Hackers

Joel H. Jack

Joël Héras est reconnu par ses pairs comme étant le spécialiste de la photographie des insectes en vol. Une technique incroyable qu'il partage avec vous.

Two Sermons Manuel Perez Joel H. Rivas

Den legendariske och mytomspunne sångaren och agitatorn Joe Hill symboliserar mer än någon annan tanken om sången som vapen. Hans död ansågs vara ett rent justitemord med ett enda syfte; att tysta en upprorisk, populär och besvärande stämma. Joe Hill alias Joel Hägglund växte upp i en musicerande familj på Nedre Bergsgatan 28 i Gävle. Som 23-åring emigrerade Joel och hans ädre bror Paul till USA, där Joe Hill, som han kallar sig i Amerika, gjorde en märklig insats som diktare och sångare inom den syndikalistiska fackföreningsrörelsen och arbetarorganisationen IWW (Industrial Workers of the World). Den 19 november 1915 avrättas Joe Hill, 36 år gammal, efter att ha beskyllts för mord på en specerihandlare i Salt Lake City. Innan domen verkställdes förekom stora protester från arbetarklassen världen över. Domen ansågs vara ett regelrätt justitiemord avsedd att tysta Joe Hill, som var mycket populär bland USA:s kämpande arbetare. Woody Gutheries inspelningar av Joe Hills sånger är kanske de mest kända, men Fred Åkerström och många andra har också sjungit Joe Hill- eller om honom som i "I dreamed I saw Joe Hill last night". P4 Kultur berättar också om Joe Hill-gården i Gävle som öppnar en ny utställning den 19 november 2010 om Joe Hills liv och musikergärning. I valet röstade Västerbotten tvärt emot landet i stort, här var vänstern stark och Sverigedemokraterna fick ingen representation. Efter valnatten samlades folk på torget i Umeå för att demonstrera med talkörer och folkmusik. Många musiker på torget såg det som sin uppgift att protestera. P4 Kultur var där. Malmö-rapparen Behrang Miri ser sin musik som ett sätt att förändra samhället. Han grundade RGRA, Rörelsen Gatans Röst och Ansikte, för att ge ungdomar från marginaliserade områden verktyg att uttrycka sig. Och själv skriver han låtar både om vardagsorättvisor och om Irans befrielse. Karin Arbsjö träffade honom för att prata om den nya generationens protestmusik. Vi får också höra Malin Sandberg reda ut historiken kring protestvisor - vad har förändrats sedan protestsångerna skapades, hur ser det ut idag och vem var egentligen först? Häng med på en resa från Beethovens symfonier till den amerikanska förortens hiphop-protester.

Veckans Felicia bjuder på två möten med aktuella skivartister Dels får vi träffa Lolita Ray - sångerska, låtskrivare, vandrare, poet, konsertarrangör mm. Hon är aktuell med sin solodebutskiva "Flickan av is" med egna sånger. Numera kan hon också lägga till manusförfattare i den långa titelraden för i december har filmen Svinalängorna premiär, där Lolita Ray skrivit manus i samarbete med regissören Pernilla August. Lolita berättar i Felicia om låtskrivandet, om varför det är så bra att ha musikaliska samarbeten och glädjen över att ha barnen med på tåget... Skivan släpps nästa söndag den 21 november med konsert i Stockholm. Läs mer om Lolita på hennes hemsida. Vår reporter i Göteborg, Sten Björnulfson har stämt möte med visartisten Lucas Stark som intresserat sig för emigranten Joel Hägglund. Joel Hägglund är nog mera känd som Joe Hill, som blev en av den amerikanska fackföreningsrörelsens röster i USA i början på 1900-talet och vars liv fick ett grymt slut. På skivan "Strejk i paradiset" har Lucas Stark gjort nya arrangemang och i vissa fall egna översättningar av de sånger han kände som mest angelägna än idag. Skivan släpptes den 8 november och releasekonsert blir det 18 november på Nefertiti i Göteborg och 24 november i Stockholm. Läs mer om Lucas Starks konserter och hans olika visprojekt på Vi efterlyste fina höstvisor i förra programmet och då fick vi bland annat brev av Gustav Lindström som vill tipsa om "Her kommer vinteren" med den norska sångerskan och låtskrivaren Ingrid Olava. Låten är skriven av Joachim Nielsen och spelades in av våra norska kolleger på NRK som nu har skickat låten till oss för att spela den i Felicia. Ingrid Olava är annars aktuell med sitt andra album "Guest".  Produktive Elvis Costello verkar gilla samarbeten av skilda slag. På senaste skivan "National Ransom" jobbar han tillsammans med bland andra T Bone Burnett och tidigare genom åren har han samarbetat med såväl Burt Bacharach, Paul McCartney som med mezzosopranen Anne Sofie von Otter, samt blivit ackompanjerad av stråkar med Brodsky-kvartetten i The Juliet Letters. I Felicia lyssnar vi på två spår från "National Ransom" som släpptes för några veckor sedan. Nästa vecka får vi besök av Göran Petersson som står bakom nya skivan med Sonja Åkesson-texter tolkade och tonsatta av bland andra Kajsa Grytt, Anna Järvinen, Lisa Nilsson, Annika Norlin, Sofia Karlsson mfl. Vi får även höra vad Carin Kjellman och Finn Zetterholm tyckte om nya Cornelis-filmen. Har du någon favorit-Cornelis-sång så skriv gärna till oss och berätta.

Joel H. Rivas 4/5/2009