Podcasts about panoramic

5th June 2026: Revisiting one of the original rambling routes near Bledlow Ridge, and it's a stunning audio vista, plus Kel's Been Reading, and a very special Weirdo of the Week. Nice time! X

With Nick Hubert and Taylor Gentry—Founding Partners, Panoramic Capital Partners Jason Diamond speaks with Nick Hubert and Taylor Gentry of Panoramic Capital Partners about helping business owners align personal significance, wealth, and business value through a long-term advisory framework. In Summary Many advisors who work with business owners focus on managing wealth after it is created. Nick Hubert and Taylor Gentry argue that the greater opportunity is helping clients create, preserve, and align value long before a liquidity event occurs. In their conversation with Jason Diamond, the founders of Panoramic Capital Partners discuss how concepts borrowed from private equity – including accountability, reporting, capital allocation, and long-term planning – can help advisors become more valuable partners to entrepreneurs. The result is a different framework for advising business owners: one that places personal significance, personal wealth, and business value on equal footing and measures success over decades rather than by transactions. The Storyline Most business owners spend years aligning their companies around a mission, strategy, and long-term objective. Far fewer spend the same amount of time aligning their business, wealth, and personal lives around a common destination. Nick Hubert and Taylor Gentry believe that true alignment begins when business owners stop viewing those decisions separately. As founding partners of Panoramic Capital Partners, they have built a firm designed to engage earlier in the entrepreneurial journey. Their framework centers on helping business owners define a “north star” that balances three interconnected dimensions: personal significance, personal wealth, and business value. The conversation explores how that framework evolved from Taylor's experience in private equity and Nick's background in consulting and wealth management. Rather than viewing private equity solely as a source of capital or a transaction event, they examine what advisors can learn from the systems, reporting structures, and accountability mechanisms that private equity firms use to create value over time. Jason and his guests discuss why many business owners struggle to connect financial, operational, and personal objectives; how advisors can serve as a true personal CFO; and why alignment often matters more than maximizing the next transaction. The discussion also turns inward, examining how the same principles influence Panoramic's own growth decisions, their views on acquisitions and private equity investment within RIAs, and what the industry must do to attract the next generation of advisory talent.   > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why do many business-owner relationships begin too late? (13:10)Nick explains why focusing primarily on liquidity events can create misaligned incentives and why advisors may add greater value by engaging earlier in the wealth-creation process. What does Panoramic mean by a “north star” framework? (16:40)Taylor outlines the firm's approach to aligning personal significance, personal wealth, and business value into a unified planning and decision-making framework. How can advisors apply private equity thinking without becoming private equity investors? (18:11)Taylor describes how institutional reporting, accountability, and value-creation systems can help business owners improve outcomes regardless of whether a transaction ever occurs. Why did one client walk away from a successful deal? (19:45)Nick shares the story of a business owner who discovered that selling the company would solve the wrong problem and why redefining success led to a better outcome. Is private equity misunderstood by many business owners? (26:26)The conversation explores how private equity often functions as a “black box” and why advisors can help clients evaluate opportunities more objectively. How does Panoramic structure its pricing to reduce conflicts of interest? (30:52)Nick discusses the firm's effort to align compensation with client outcomes rather than asset gathering alone. Should RIAs pursue acquisitions and private equity capital? (32:20)Taylor and Nick explain how they evaluate growth opportunities through the same long-term framework they use with clients. What role will AI play in the future of advisory firms? (40:14)The discussion focuses on balancing efficiency gains and enhanced client experiences with the responsibility to protect client trust and security. Topics Covered Business-owner advisory models Personal significance, wealth, and value Entrepreneurial wealth creation Private equity frameworks Business value growth strategies Capital allocation decisions RIA business building Advisor compensation alignment Artificial intelligence in wealth management Next generation advisor talent Key Takeaways Many advisors focus on the liquidity event, while business owners often need guidance throughout the entire value-creation journey. The most effective business planning frameworks connect personal goals, financial objectives, and enterprise value rather than treating them separately. Private equity's greatest contribution may not be capital itself, but the systems and accountability structures used to create long-term value. Business owners frequently pursue an exit when the underlying issue is a misaligned relationship with their business, rather than a desire to stop owning it. Advisor compensation models influence behavior, making alignment between pricing and client outcomes increasingly important. Growth through acquisitions can be valuable, but only when it supports a firm's broader vision and long-term objectives. AI has the potential to improve advisor efficiency and client outcomes, but trust and security remain the non-negotiable constraints. https://youtu.be/_Fhic8CxtCs Quotable Moments “Growing businesses create value. The transaction is not the value creation event. The business itself is.” “The reality is that many entrepreneurs don't want an exit. They want a different relationship with their business.” “Private equity is often treated like a black box. Most people don't actually know what it is or how it works.” “The best thing I can do for my clients is still be in the seat 30 years from now.” FAQs How can advisors create more value for business-owner clients? Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. How does Panoramic Capital Partners work with business owners differently from a traditional wealth management firm? Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. What is the “North Star” framework discussed in the episode? The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. How can advisors apply private equity principles without working in private equity? The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. Why do some business owners choose not to sell their companies? According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. What are the advisors' views on AI in wealth management? They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Nick Hubert and Taylor Gentry argue that advisors can create greater value by engaging earlier in the entrepreneurial journey. Rather than focusing primarily on investments or eventual liquidity events, they discuss helping clients align business strategy, capital allocation, personal goals, and long-term wealth creation. Rather than focusing primarily on investments or eventual liquidity events, Panoramic seeks to partner with entrepreneurs throughout the business ownership journey. Their approach incorporates business strategy, value creation, capital allocation, and long-term planning alongside traditional wealth management services. The North Star framework serves as the foundation for Panoramic's advisory process. It helps business owners define long-term objectives across their personal lives, financial goals, and businesses, creating a shared reference point for major decisions over time. The discussion highlights how advisors can borrow many of the operational disciplines commonly used by private equity firms – including reporting systems, accountability structures, performance measurement, and strategic planning – to help clients create value regardless of whether a transaction ever takes place. According to Nick and Taylor, many entrepreneurs discover that they do not actually want an exit. Instead, they want a different relationship with their business. In some cases, improving management systems, leadership structures, and operational accountability can achieve that goal without a sale. They see AI as a potentially powerful tool for improving efficiency and enhancing client deliverables, while emphasizing that client trust, data security, and responsible implementation remain more important than being first to adopt new technologies. Related Resources Finding the Shortest Path to Excellence Can Be a Game Changer for AdvisorsDoing everything you can to deliver better service, drive growth, and achieve your goals faster can result in extraordinary benefits. Why So Many Successful Advisors Feel StuckThey've built thriving businesses. Strong production. Loyal clients. Growing teams. So why do so many successful advisors quietly wonder, “Why doesn't this feel as good as I expected?” This episode tackles the psychology of success and what comes after it. Top Tips for Setting Your Business Up for Success Years Before a MoveEven if a move is years away—or just a possibility—it's never too soon to start preparing. These insights will help you position your business and team for success, whenever the time is right. Guest Bios Nick Hubert is a Founding Partner at Panoramic Capital Partners, where he works with business owners, founders, and families on the integration of personal wealth and business decisions. His focus is on the moments where the two sides converge, growth, capital, liquidity, and long-term planning, and helping clients see the full picture in one coherent strategy. Nick began his career in investment banking in New York and management consulting in Seattle before moving into wealth management in 2016. He has also helped lead several commercial real estate development projects, giving him a hands-on understanding of how to build and maximize value in private investments. A native of Portland, Oregon, Nick lives there with his wife, Kaitlin. Outside of work, he’s usually backcountry skiing in the Cascades, cycling, or trail running across the Pacific Northwest. Taylor Gentry is a Founding Partner at Panoramic Capital Partners, where he works with business owners, executives, and families whose wealth is tied to illiquid assets, operating companies, real estate, and private investments. His role is to translate business performance into clear financial decisions and pressure-test those decisions before they become expensive or irreversible. Before Panoramic, Taylor spent his career in investment banking and private equity, and served as CFO at several operating companies. That blend of advisory and operating experience shapes how he approaches the work: focused on fundamentals, tradeoffs, and execution. At Panoramic, Taylor acts as a Personal CFO for clients, connecting business performance, personal balance sheet, and long-term planning into one coherent strategy. An Oregon native and University of Oregon graduate, Taylor lives in Missoula, Montana with his wife, son, and daughter.s NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… True Alignment: Advising Business Owners on Wealth, Significance, and Value A conversation with Jason Diamond, Nick Hubert and Taylor Gentry – Founding Partners at Panoramic Capital Partners. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is True Alignment: Advising Business Owners on Wealth, Significance, and Value. It’s a conversation with Nick Hubert and Taylor Gentry, Founding Partners, Panoramic Capital Partners. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Advisory firms that work with business owner clients typically operate through a fairly traditional wealth management lens. The business may be the source of the wealth, but the advice itself often centers around investments, planning, and asset allocation, yet Panoramic Capital Partners approaches that equation differently. Nick Hubert and Taylor Gentry are the founding partners of the roughly $450 million RIA, serving about 150 families with a seven-person team. And while they come from very different professional backgrounds, Nick with more of a relationship and storytelling orientation, Taylor from the analytical and private equity side, they’ve built the firm around a shared philosophy tied to what they call personal significance, personal wealth, and personal value. A big part of that philosophy, or the north star as they put it, is applying some of the same accountability and long-term thinking frameworks commonly seen in private equity to the advisory relationship itself, not in a transactional sense, but in helping clients think more intentionally about decision-making, alignment, and outcomes over long periods of time. As a result, our conversation delves deeply into the private equity world, reframing how clients and advisors should consider this important tool as both a growth mechanism and a strategic part of their client’s plans. We talk about how that perspective also shapes not only how they think about serving business owners specifically, but also the role private equity should play in wealth management. Then we take a view of their long runway and how they and other younger advisors might see things differently about building firms today and why clarity of vision may matter more than sheer scale in the years ahead, and much, much more. It’s a narrative that is refreshing and informative, so let’s get to it. Taylor, Nick, thank you so much for joining. Walk us through your background. What brought you to the world of wealth management? Nick, let’s start with you. Nick Hubert: Sure. I think I got my first taste of the industry actually in a sophomore year of college internship, or I interned at Morgan Stanley here in Oregon. I studied finance and accounting at University of Oregon, and so I had this affinity for finance and markets and had that privilege of having that internship. So I had it early on in my career. Ultimately ended up setting my sights on doing investment banking and going that route and did that for a short period of time. Ended up not going very long due to a medical reason, so you don’t have to be that sorry for me. And ultimately started my career in business consulting before pretty quickly realizing that I want to get back to finance, back to investing these things that just felt like core competencies and that thing that you keep coming back to when you’re alone in the middle of the night thinking about stuff, it was always that. Just had this desire to work with smaller units than large corporations, which is great for wealth where you get to work with families and small businesses. And so it was just a natural alignment that took me back full-time to the space in 2016. Jason Diamond: I like the framing it through the size of the unit you’re working with and having more of an impact on the family. Taylor, what about you? Taylor Gentry: I’m a little more circuitous, if you will. Spent a couple of years in investment banking, so you can be sorry for me. Nick and I met in undergrad at the University of Oregon, had the opportunity to work in this investment group together where we were investing a portion of the university’s endowment. And like Nick, interned in wealth management and kind of walked away from it going, “Boy, that’s boring. I don’t really like that.” And so moved to New York, cut my teeth in banking for a couple years and we were working… So an investment bank for context, helping companies raise debt, raise equity, and with mergers and acquisitions, we’re working with huge companies. So the Mattels of the world, the largest toy company in the world. Like Nick, realized, “Hey, I’m going to work with smaller companies that we can get our arms around a little bit better and be more helpful with and have a bigger impact on.” So spent about 10 years with a private equity firm in the western half of the US and we invested in companies in what’s referred to as the lower middle market. So companies doing 50 to 300 million of revenue. And we would invest in those companies, grow those businesses and then look to sell them. Awesome experience, learned a ton, got a bunch of experience around how to invest in companies, how to grow businesses. Then had the opportunity to step into the CFO seat of a couple of different operating companies during that time. It was just a great learning ground, but also to see a whole bunch of different situations. Nick and I have always invested in things together. We’ve worked on things together and we’ve always wanted to work together full time. And a few years ago, the stars really just aligned to say, “Hey, what would it look like to create a differentiated offering in the wealth space where we can blend my background on companies, transactions, how to draw on scale and all those pieces and really marry that with the wealth management piece?” And Nick will get into that further, but it’s just a really unique way to partner with families and companies that are smaller which can have a really high impact experience with those families and really move them through their life journey, if you will. Jason Diamond: Yeah, there’s a lot to unpack there and we’ll get to some of the elements of how you run the business today. First of all, you can’t fool me by using a toy company as your example to make investment banking more interesting. I’m just kidding. Actually, my real takeaway there is you have a skillset that is incredibly relevant in the current wealth management ecosystem, especially in the model you’re currently in. So let’s talk about that a little. Tell us about your current chapter, which is Panoramic Capital Partners. Who do you serve? What types of clients? Give me some perspective on size as well. Nick Hubert: I'm going to take this first. Taylor can do the PE background side and give you a bunch of numbers. I’ll give you the story and see if we can piece it together that way. Jason Diamond: I get the impression you guys use that line a lot. Nick Hubert: Oh, no, that’s the first time. How’d it land? Jason, I spent eight years at our prior firm with our third founding partner, Andrew, and he was at that firm for 30 years. And so we’ve got this core DNA that we’ve always carried of serving high net worth families in a very holistic and deep planning-based capacity, which I think a lot of modern firms say that. And so that’s not necessarily that different, but it is a DNA that carries through. When we got struck with this vision of launching Panoramic and what inspired us to build the firm, it was as, Taylor outlined, around this idea of how do we partner with entrepreneurs and business owners more holistically across their entire entrepreneurial journey, not just around the exit as is so often where the gravity of the conversation sits. And so our firm vision and inspiration was all around that. And since launching in May of 2024, it has been about how do we bring that vision to life with a different business model. And to your point, there’s a bunch to unpack there, but that is ultimately the founding vision of what we are trying to build here overall and what inspires us every day to say, how do we, as Taylor mentioned, bring the combination of skillsets to bear in a way that allows us to be a better partner along the entirety of the journey as opposed to just towards the end when assets traditionally show up, so to speak? So that’s a story from a vision perspective. Taylor, I don’t know what you want to add to that. Taylor Gentry: As Nick outlined, it’s the ability to work with folks throughout the lifecycle. So in private equity, you invest in a company, you work with that management team for three to seven years and then you sell the business and move on to the next project or deal. And really, it’s the deal mechanic that is the value creation. Whereas, with what we are building here, we have the opportunity to really step along the journey with folks when they are in the early phases building what we talk about as the middle phase of allocating, and we’ll talk about this further, and then really the third phase of stewarding capital along the way. And it’s a life cycle or entrepreneurial journey that we’re able to be hand in hand with folks over decades opposed to measured in three to five year spans. Jason Diamond: So it sounds, and you’ve both kind of touched on this now, your different backgrounds, you view as very much a positive because it gives you, Taylor, the more in the weeds analytical perspective. Nick, you’re probably more the storyteller. Do you find that to be a benefit when you’re running your firm every day? And are there instances when it’s a negative? Is there ever a time when you say, Taylor, just maybe more for you, not coming from this world, you don’t speak the same language? Nick Hubert: Do you want me to drop off the call so Taylor can be honest and he can give you the scoop and then he can jump off and I’ll give you the scoop? Taylor Gentry: Jason, we talk about that a lot, honestly. I think it is atypical for someone with my background to step into the wealth space maybe more so. And we leverage that because we have the ability to work with folks on how do you drive value in the company, how do you set the business up for a potential sale exit or transition internally? But this business, historically, we’ve talked about it as almost like two tracks. You have Taylor on the quote unquote business consulting or the business work track and you have Nick on a wealth management track. It’s really not the case. And really, the power is the ability for these two pieces to come together and there isn’t a conversation we have with clients where those two perspectives and backgrounds or contexts aren’t married into one to create really truly holistic advice. And so Nick will probably tell you otherwise, but I haven’t seen an area yet where our two backgrounds has been a negative. It’s actually been immensely positive. And then on top of it, in terms of kind of building out the firm, Nick is more of a traction visionary and I’m more of the traction implementer. What’s amazing about it from our perspective is the partnership we have allows us to, A, recognize that, B, name it, and then C, leverage it in terms of being able to dole out duties and maximize our success together. Jason Diamond: Nick, anything you’d add? Nick Hubert: I think that’s all right. I mean, Jason, your question was from an operational perspective. I think a lot of Taylor’s view is from a client perspective, which is spot on that the overlap of that is really helpful for clients and I think what allows it to be a different experience for them. Internally, operationally, I think that where you could see friction there amongst partners with differences, and I think you do see that, and at the same time, Google was the one who did team research 15 years ago where they put out what you really want, is similarity and vision and differences in skillset when building a team. And so I think we’ve been intentional about that and it’s been really helpful for… Taylor and I functionally met in a quasi-professional setting back in 2011 and developed a friendship quickly, so we’ve got that deep level of friendship that underpins all of it. And same with Andrew and our time working together. So part of it is there’s just such a strength of relationship amongst us that we give space for each other’s differences and look for those as assets as opposed to negatives, but in some sense, beauty in the eye of the beholder as is the case with anything. Jason Diamond: Yep. I appreciate you adding that context. I’ll be honest that when I first encountered your firm, my reaction was your core value prop of serving business owners is not all that differentiated. And then I learned more about the way in which you serve business owners. Can you talk about that? Because a lot of advisors in general, but then I think more specifically, a lot of RIAs would say, “We service primarily business owners.” Tell me how do you do it in a way that’s different and meaningful? Nick Hubert: I’ll take a first stab at that and then Taylor can maybe add on with specific stories. The wealth space is an awesome business and it’s a place where it’s very difficult to differentiate. And so we think a lot about that through the lens of how do we grow this business well for the long period of time to create opportunities for clients and employees. And so we spent a lot of time thinking about that, not only for the sake of differentiation, but also how do we actually just continue to add value to clients? Because if we add value in a different way, growth will take care of itself. I’d say one way of cutting that is we revisit the mission is through this idea of, okay, if I want to be a partner along the journey, it’s about more than a single transaction, more than a single exit, whatever that might be, or a series of transactions as wealth is often created over a series of transactions. It’s this idea of how do we focus on wealth creation and driving business value as the engine of wealth creation for entrepreneurs and what we call personal significance, which is the life of the entrepreneur. And so there’s a next click down framing of our framework that we work through that lens. I think the most important piece for us has been how do we build a business model that actually brings that to life and that’s the trick because we can say that, and if we basically still just operate out of an AUM-based or an asset advisory fee-based business, the reality is my incentive is still towards getting assets out of the entrepreneurial environment, so to speak, into a place that I can manage them, which may or may not be the best thing for the entrepreneur based on where they are at. And so our current work continues to be around how do we build that business model. So layering in different ways of engaging, whether it’s a retainer fee or some other way of engaging so we can start earlier when assets aren’t there and actually encourage the entrepreneur, “No, keep reinvesting in your business. It’s your highest rate of return right now and it’s where the investment needs to go.” I don’t want to have a conflict in giving that advice. And so I think step two here has been building that business model from an actual engagement perspective to enable us to enact the vision. And then I think the third piece is how do we then build tools that are different than just evaluating pre-exit planning, and as is so often, the toolkit, but actually saying, okay, what are the value drivers of a business? And this is probably where Taylor has a lot more to add because it’s 101 of the PE model, but how do we take the mission and vision of an entrepreneur, what we call north stars, translate those into value drivers, ensure those tie to strategic initiatives in the business, ensure it ties to reporting, and ultimately, how capital is allocated between the business and other investments? So then that’s our toolkit that we continue to build out to deploy the mission through our business model with tools that back it up. So that’s how we frame it right now. Taylor, we can share stories about how that’s come to fruition to create different outcomes. Jason Diamond: Taylor, I’d love to hear that. Let me just add maybe my understanding, because this is what helped me, I think, to really understand how you defer, and Nick and Taylor, correct me if I’m wrong, it sounds like the typical advisor thinks about an entrepreneur, a business owner relationship as the next liquidity event in most cases. And you take the viewpoint that it’s a journey, in some instances, 30 years in the making. It’s not even about liquidity event might come that’s beside the point. Is that a fair summary? Taylor Gentry: Yeah. We talk about it as a growing business is a healthy business, a business that is creating incremental value and adding to the multiple in terms of how the business is valued in the marketplace is a healthy business. And so whether you are going to sell that business or retain that business into perpetuity, let’s make a really valuable business and grow a very healthy business. And that’s what we do with clients. Nick laid out the north star framework. And so how do we actually go about engaging with folks on a practical level? It does start with the north star framework. It’s got five steps to it as Nick outlined in terms of defining the north star, where we’re going, what we’re trying to do and that’s across those three pillars, personal significance, personal wealth and business value. And that personal significance has to be held at that same level. Otherwise, we find folks that are mid 50s, their business is crazy valuable, they’ve got a lot of dollars, but their family life isn’t where they want it to be because they didn’t take care of that along the way. So we lay out a place map that says, “Hey, these are the north stars that we are aligning on and coming back to every month when we work with these owners.” We then push that into, okay, what are we trying to do on the business side of the equation? Let’s lay out what is going to drive the value of the business from a multiple and enterprise value perspective. We push that into a set of strategic initiatives that is tactical, who owns what, when’s it getting done, and are we red, yellow or green on it? We then build out the performance reporting package with folks. And so that is a monthly reporting package that says what happened last month and what operational data are we looking at to be able to improve the business month over month and get a good feedback loop going into the company. And then the last piece is around capital allocation that Nick mentioned where if the business generates a million dollars, where’s that capital going? I think there’s a lot in there and it’s really deep, but if you zoom all the way back out, it’s take a private equity style playbook where private equity firms come and invest in a company. And what do they do after close? They put in place good financial reporting, good operational reporting, and then hold the team accountable to that reporting and those results on a monthly, quarterly, and annual basis. And so this is not rocket science or something that’s never been seen before. It’s just most business owners that have never experienced this private equity world don’t have access to it and don’t know how to go about doing it. It’s a relatively long process to get that installed with companies and with teams to really dig in and understand it, but it’s building out those packages to be able to say, “Okay, what happened last month? What changes do we need to make and what are we doing from a initiative perspective to drive the business forward?” So to Nick’s point, it was previously, this was all about liquidity planning or from a wealth management perspective, it’s about the exit. This is about how do we make a more valuable business along the way, and that’s going to be good for the entrepreneur as they move through the journey. Nick Hubert: When we were around the dinner table, the proverbial dinner table creating the vision of this firm, it was around this idea of the silver tsunami and everything that everybody reads in the headlines of this massive wave of transition, this generational transition of business ownership that we could help facilitate. So we launched with that thesis in some sense. In addition to this broader journey perspective, we have gotten to this place by following the market and listening to what entrepreneurs actually want through the big unlock was honestly in a deal process with one of our clients where we realized, “This is a great deal. This person’s going to put a ton of money in their pockets, secure their future,” and it’s completely the wrong outcome for the entrepreneur because it’s thinking all about the deal, not thinking about what this person didn’t want was an exit. They wanted a different relationship with their business, and that required, what do you actually want out of life, that personal significance piece? And it required, “Hey, if we can actually create a layer of team members and reporting that allows you to manage this like a board chair would do as opposed to a highly engaged CEO. That’s actually what you want. You don’t want out of this business. You want to still have this be a huge rock in your life.” And so we’ve ran through that door, said no to the deal with them and have been building the infrastructure around this, and that was the unlock and aha moment for us. There’s something bigger here and that’s what then inspired, in some sense, the broader build out of the toolkit, but I think puts more meat on the bone of actually saying no to a deal, which is not the classic wealth manager outcome to get to a way better outcome for the client and is ultimately still an awesome client for us as a firm and somebody that we can go build with for the next 20 years. I think just telling it through the lens of a story that’s different than what’s normal, so to speak, is a way to frame that up. Jason Diamond: It’s such a hyper focus on a fairly long-term and honestly nebulous potential outcome. You don’t have certainty. That, I think, is why most advisors would prefer the near-term liquidity. I mean, it’s not a secret, right? You can bill on assets, firms are incentivizing it and it’s a pretty direct recipe to net new asset growth, but it’s certainly a refreshing point of view. It resonates with me. I’m wondering if it’s resonated with clients and prospects. I guess what I’m asking is, do they feel that this is something different than the typical wealth management experience for this type of client? Nick Hubert: Yeah, Taylor, tell that story of the guy who said, “I’ve had this, but I felt alone.” I think that story of partnership, you tell pretty well. Taylor Gentry: Yeah. Jason, it was actually that same client, he had a investment banker, a wealth manager, attorney, and a CPA. CPA said, “The deal’s terrible, you shouldn’t do the deal.” Investment bankers obviously incentivized to do the deal. And so he’s saying, “You should do the deal.” That’s how he gets paid. He had a wealth manager who was silent and he had an attorney who just pushing paperwork. Jason Diamond: It’s like the start of a bad joke. Taylor Gentry: Yeah. No, seriously, it’s pretty remarkable. It’s like this guy did what he was supposed to do. He put the team of resources around himself. He got professionals in the seat. It’s that no one could connect the dots of all four of those people because they have the seat of those four people. And so it’s really resonated because there’s an ability to see a bigger picture and connect these dots and say, “Okay, this investment banker is saying X because of A, B and C.” And the CPA is saying it’s a bad deal and that it’s not a market deal. It’s 100% a market deal. This deal is right down the fairway in terms of what the market should value your company at and they just don’t understand how the transaction mechanics should work. And so it’s worked really well from that perspective of being able to be the quarterback or centralized point or personal CFO for folks in understanding where interests lie and also being able to think about what they are pursuing in a bit of a different lens. I think the second piece on that is where does it resonate for folks? I think that there is a gap in the marketplace that we are still working to close, and that gap is that business owners do not know what this monthly reporting package looks like. They do not know what really good reporting on their business looks like in terms of they have always run their… You’ve got a business owner. They’ve run their business for 10 or 20 years. They have a pulse on the business from their gut feel. That does not mean that the business has been optimized, is ready to go to the next level or is ready for a transaction and go through a transaction because they have not done the work on the backend to understand the moving pieces of the business at a granular level. This recording package, we oftentimes get this confusion around, well, I’ve got a temporary CFO or a controller or X, Y, Z. That is very different than what we’re talking about. Well, that is all accounting, close the books, have clean numbers. What we’re talking about is how do I marry operational data in the business, number of units ships, number of jobs completed, time on job, operational data to the financials in the business so I can then go make adjustments operationally on how to improve the business and continue taking steps forward. Jason Diamond: It’s very clear. Nick, anything you’d want to add to that? Nick Hubert: I’d say it’s easy to still cut that from a deal lens and say, look, when an investment partner comes to evaluate a business to sit in their seat for a moment, they’re going to look at the replicability of what that leader has done without that leader still in the seat. And if so many businesses are still reliant on that person and this gets talked about as processes, reporting systems, that ultimately results in a discount to the value of the business because although it can be viewed… For the leader, it’s like, it’s that control thing that entrepreneurs deal with. It’s what made them good. It’s what got you there. And so that transition is really hard. And that’s important from a deal lens because that does a direct impact to value. And to widen out the scope beyond the deal and to think about the entrepreneur’s life, this goes back to the dynamic that a lot of times entrepreneurs look for the exits because they’ve built something that it’s now owning them and what they’ve built is not resulting in the life that they want. And so how can we use this system to actually change that relationship, as I mentioned earlier, with the business so that they can run it more like an executive might and get out of the knife fight, so to speak, that often is how this can feel for a lot of folks, even for pretty large businesses. It can just feel like you’re a firefighter, you’re in a knife fight, whatever you want to use for that terminology. I think it’s as much about creating a different life outcome and different relationship and owning and leading a business as it is in driving deal value. Jason Diamond: Taylor, maybe I’ll ask this of you. Forgive the question, but private equity, I think in our space, has a little bit of a negative stigma at the moment. I don’t think that’s true across the board. I think people appreciate generally the need for capital and there are certainly benefits of private equity. But I’ll say as a whole, advisors are, let’s say, suspicious of private equity. You ever get that pushback? Does anybody ever view your experience or the way you position the story as a negative? Taylor Gentry: I think most people that we talk to don’t know what private equity is. They may have seen it in the headlines. They may have some sort of connotation around it. They won’t come out and say that they don’t like it. They don’t know why they don’t like it. The average American business owner, they don’t know what it is or what it means. So yes, you do have to fight that because of the headline piece around private equity, bad actor ABC, and that’s what gets the headlines. I think what private equity is really good at is taking a business that is not optimized or not running on systems and processes that it can run on. Again, it's not rocket science is not crazy hard. It’s just the private equity world has created ways to install systems and process that improve the value of the business by way of providing visibility to financials and operations in a way that the owner previously didn’t have. And so for us, we view it not by any means as the end all be all or the answer. There are clients we’ve worked with that have taken private equity capital and grown successfully, executed on some acquisitions and then exited again. There are clients that have evaluated those transactions and said, “Hey, not for me.” We are actually fairly agnostic to it. What we really spend a lot of our time on is what are we solving for? What’s the end game? How do we use this private equity transaction to get to where we’re trying to go and is it what we want at the end of the day? Because the reality is, if you’re going to stay on and run that business with private equity investment in, there’s a higher expectation on what you need to do Monday morning than when you owned it yourself and it was a little bit of your personal piggy bank too. Jason Diamond: I love it because you bring it back to the north star concept. Taylor Gentry: Yes, that’s exactly right. It’s what are we solving for and what game are we playing to be able to get to where we ultimately want to go? And for, as Nick mentioned that client that turned down the deal, it was a private equity investment. We got very clear with that, “Hey, here are going to be the expectations. You will have a monthly financial reporting call. You’re going to have quarterly board meetings.” These are things that need to happen in this business to be able to upgrade the management and cadence in this company. You don’t have to do it all tomorrow, but that is how you make a more valuable company, is installing some of these systems, process and cadence. And so we’re working with him now on doing that, just in a private context instead of in the private equity backed environment. Nick Hubert: I think there are three things embedded in this. I’d say number one, to Taylor’s point, this is a massive black box, in some ways by design. Wall Street’s had not a great reputation for a very long time of putting things behind the paywall, so to speak. And so we think a lot about our job as empowerment and education. Jason Diamond: Education, yep. Nick Hubert: Yeah. And so part of it is just, number one, how do we just demystify this thing and name things and take away the go to or bad? Because it can be that, but it should not be that from a core basis. That’s number one. Number two, a lot of entrepreneurs feel like they cannot get access to this ability to professionalize or level up or whatever these things are without bringing on that investment partner. And so part of our motivation is how do we actually bring this skillset in without needing to bring on an investment partner because oftentimes, that investment partner comes when you’re done, and so you don’t actually get to experience it. That’s number two. Number three is, Jason, part of your point earlier was like there’s still a trap here of potentially being able to get motivated primarily by the exit. And so again, that gets back to our business model, making sure our price Racing is right, all that good stuff. And it’s also the reality that a lot of businesses, if you just look at a very broad scope of American businesses, a lot of them don’t have value in the marketplace in a massively material way and/or won’t exit in a traditional way. And so the wealth creation journey then becomes much more of a conversation of, how do we manage the balance between investing in the company and distributing out of the company to invest elsewhere because we should actually be creating investment assets along the way because when you get to the exit, there’s no better power position at the moment of exit than already having financial security to some degree and giving you choice in the right deal, not the highest and best deal because you need to fill the piggy bank for retirement. Jason Diamond: I just want to be sure to ask because you did mention a couple times your pricing structure. How have you set it up so that you can be more agnostic about this as opposed to the typical… You want to talk about it for a minute? Nick Hubert: As it’s structured now, it starts with a retainer earlier on where we are working… As Taylor mentioned, we are going deep in the operational build of the business. We will do that on a monthly retainer. We’re engaging consistently. As assets get built up and if assets get built up, we start to chew that retainer down as assets go up. I think what we are ideally trying to figure out, and still honestly have not figured out yet, is how do we get to parity so that we don’t create an… I want to be able to work agnostically with a client to say- Jason Diamond: Yeah, I love it. Nick Hubert: … regardless of how I’m engaging with you, that’s the goal. So I’d say we haven’t cracked the code on exactly what that is yet, but mechanically, we’ve got the levers to pull to say how we price and move that retainer down is basically allowing to keep it at par, so to speak, for the client and allowing us to say, “I’m here to engage in making the best wealth creation outcome for you along the way, whether that’s investing in the business or investing outside the business.” Jason Diamond: I think that’s the right recipe. I agree. The levers can be fine-tuned, but to me, that’s the model you want to create where you can credibly look your prospects and clients in the eyes and tell them, “Our job is to serve you in the best way… We’re sitting on the same side of the table as you.” I want to turn this inward for a second. The home cooking concept. M&A, within the RIA independent space, is obviously a hot topic. Have you thought about it? Do you think it’s a critical part of a potential growth trajectory of a healthy, independent firm? I’m curious your perspective. I feel you, Taylor in particular, probably have a unique lens on this coming from the world you came from. Taylor Gentry: Yeah, Jason, I think if Nick and I wanted to put as much money as we possibly could in our pockets as fast as humanly possible. It’s a pretty easy recipe. It’s go get some private equity capital backer, roll up a few RIAs, get to a few billion of AUM and then sell it to the next private equity firm or roll it to the next private equity firm, do that a few times. We’d all make plenty of money and go on our way. We’ve been really intentional on this front, and again, I talk about this is what we want to do for the next 30 plus years. And really being intentional around building a business that has that enduring nature to it, decided to take private equity capital on, you are on a shot clock to some degree. Yes, you’re trying to build a best business, all of those pieces. You get cadence. You get capital. There’s a ton of value there, but you are on a shot clock that is not a shot clock we’re trying to get on at this stage. I’d say we opportunistically are looking at acquisitions. So we think about it, and Nick and I talk about it all the time, how much of our time should we be spending on acquisitions? And we think of it as 80/20 or even 90/10, 80% or 90% organic growth-focused, 10 to 20% acquisitions-focused. And so we’re actively evaluating those consistently and see deals on a monthly basis that we look at and evaluate, but it’s less of the focus today than it could be down the road. Jason Diamond: And Nick, do you think of that when you guys talk? Do you guys call that your true north? Do you think the same way you coach your clients and prospects to say, “For right now, it wouldn’t be the right move for us to take private equity capital and to do this acquisition rollup strategy because A, B and C are more important for us”? Nick Hubert: Yes. I think if we take our life north star for Taylor. I’m speaking for Taylor, but we’re close and so we share this of… To Taylor’s point, the life outcome of scaling that quickly with that type of capital backing is likely to create a life that I don’t actually want that’s not good for me, not good for my family, and honestly, not good for our clients at this point. And so that overrides in this case, even though the wealth, north star might say, “Hey, absolutely do that.” At some point something has to win. And so that is true. At the business side, as the north star is motivated by this mission of the entire entrepreneur journey, the worst thing I could do is shortcut my ability to be on that journey for a long period of time. One of our friends in this space says, “The best thing I can do for my clients is still be in the seat 30 years from now because I’ve lived a good life that enables that.” And I think that’s spot on for us, is everything, it’s so easy in today’s world to be consumed by short-termism and we are intentional in ensuring that we don’t succumb to that. While still recognizing to your point, I mean, you’re in this all day, Jason, right? There’s a massive opportunity in front of us to be thoughtful about how acquisitions fit into this. And I think we want to be open to that in a way that ensures we just don’t lose the core of the goodness of what we’re trying to build. Jason Diamond: I think that’s the right answer. The only wrong answer in my mind is we’re not open to this or we’re closed to it. To not at least be opportunistically aware of the dynamics in the market, I think is naive. But also, I’ll be honest, Nick, when I think about the concept of the north star, I have a hard time imagining, because we use a similar concept when we counsel advisors. What is your true north or your north star and your best business life, whatever you want to call it? To me, it does include absolutely the personal piece. I think it’s hard to define it only on the economic verticals because, I mean, I think about this for a transitioning advisor. Almost never is the conversation about crunch the spreadsheet and get us the biggest check possible. It’s, yeah, sure, transition capital is important, but it’s let’s also, we want a better work life and we want freedom to market and blah, blah, blah. To me, I think it’s a completely fair way. You two are looking at it at least for now and I assume you reserve the right to revise that opinion down the line. Nick Hubert: I think acquiring for size and scale is as often the headline is, yeah, we’re not into that at this point because I think… And yet, hey, if the right acquisition with the right people came along in that, we’d be extremely excited and would move very quickly to execute on that. So it’s a little bit of a both hand. Taylor Gentry: Yeah. Jason, I think it goes without saying, but my background on having done a bunch of transactions of businesses like this, it’s a natural fit for us to have this as a lever. And so we are looking at deals. We just haven’t prioritized it as the top priority. Jason Diamond: I think also where you are, 2024 was the launch of the business. It’s pretty common to see, all right, let’s nail this, let’s get our feet under us, client service model and then we’ll start to think about that down the line. A couple other things I want to ask you about running an independent firm. This is a pretty glowingly positive review, I think, of your ability to service clients, your ability to grow and to build and run the business that you want. Has there been anything negative that you haven’t enjoyed about running and operating this business, other than working with each other, of course? Nick Hubert: No, I was going to say, I’m like, can we get Taylor off the call again? Taylor Gentry: Jason, maybe I’ll take a first cut at it. I think for both Nick and I, it’s just the administrative components of running an independent business that we don’t enjoy candidly. I don’t think many people would. That said, you come full circle and it is a pretty glowingly positive review of running an independent business because we get to run it in the way that we see fit. And oh, by the way, we use the same things that we use with our clients. So the value drivers we’ve talked about, we have a value drivers worksheet. We refresh it every six months. Nick, Andrew, and I get together every six months and we’re 18 months into this thing and we’ve already got this cadence and system to it, if you will. So I personally really enjoy the running the business piece of it from a macro perspective. Yeah, I’m responsible for running our fee billing and running the math on all that and getting that done, for example. Jason Diamond: I think that’s actually a very thoughtful answer. And I appreciate you saying I enjoy running… I feel the same way, by the way. There’s some elements of running a business that I think are immensely fun. I think it gets painted with this brush of, “Ugh, running the business is the hassle and I want to work in the business.” Agreed, nobody likes invoicing and accounts receivable for the most part, but Nick, what are your thoughts on this? Nick Hubert: Yeah, I think mine is different a little bit coming from a different background where it’s easier for me to sit with the rose-colored glasses of the joy of the freedom that we have in this model. At the same time, when I’m counseling folks who are talking with folks or mentoring folks, younger people who are thinking about, “Okay, I want to go start my own thing,” I’m like, “Hey, it’s like I’m the same way. I want to look in the mirror and think I’m the boss or I’m one of the bosses and we get to go build this.” Then the reality is, at the end of the day, if there was something that you didn’t want to do that had to get done and you didn’t do it, you got to look in the mirror and be like, “Well, you’re the boss, you didn’t do it.” It’s the both sides of the coin that I think a positive, negative cut is one way to look at that because it can feel that way sometimes. And the reality is every job has 20 to 30% of it that you just don’t enjoy doing, and that’s totally true. Jason Diamond: It’s why they call it work. That’s why they pay you. Nick Hubert: They’d be pretty quick to point out that I’m the one of the partnership group that they’re going to have to chase for a smaller administrative item because, yeah, I honestly, just similarly speaking, don’t enjoy that. I want to go talk to clients. I want to go focus on building what we’re building. In finance speaks, it is a higher beta to just the all encompassing realities of running a business that is really hard to underscore without being in the seat. And yeah, there’s definitely 20 to 30% of that I would love to wave a magic wand and say, I don’t have to do anymore. Jason Diamond: Yeah, I appreciate that. Nick Hubert: You can’t have one without the other. It’s both sides. Jason Diamond: I think it’s getting easier and I think it’s getting more offloadable and some of it probably gets more… In some ways, more offloadable as you scale, but then you get a new set of problems, probably two, because you’re dealing with bigger… It’s a never ending. I think most business owners would agree with that. And you said it well, you take the good with the bad and overwhelmingly, most people we speak with in the independent space feel as you do, which is, are there things I would prefer to offload or that I would prefer not to do? Of course, but that’s almost just the price you pay for the freedom and for doing all the things you want to do. Two more questions that I want to be sure to ask about where this has been a great episode. One is AI. Need to know your thoughts. Is this coming for our jobs? Do you think your firm is positioned to capture either asset flows or also just to leverage this technology and use it to serve clients better? Just give me your thoughts. Nick Hubert: I think, in some sense, it would be irresponsible as people this early in our entrepreneurial journey and thinking about how do we optimize what we do for clients to not be engaging with AI in some way, shape or form, at least in an evaluative posture. So we are actively, in a bunch of different ways, whether it’s buy it off the shelf or build it, continuing to find ways to think about, not only how do we drive efficiency, because there’s an obvious surface level dynamic of if I can save time and spend more time with clients, that is a go to thing objectively. And there’s this deeper dynamic of if it can amplify what… Actually, back to your prior question, if it can amplify what I’m best at and enjoy and reduce what I don’t enjoy, that’s a massive win. And I think we’re on the surface of seeing that. That’s the opportunity we are motivated by that and pursuing that. And at the same time, I would say an operational principle that really is important to us, and you can almost call it a north star within the business is client security can never be put at risk for the sake of our own growth, our own efficiency, or anything else. There’s, I think, still a question mark as to how we think about trusting this. And so we are very cautious as we think about we will never try to move so quickly on any technology, whether it’s AI or otherwise that we risk our clients in some way, shape or form, because the reality is we are also in a context where AI is, when pulled, one of the least popular things happening in the world today for the average American. And so there’s no kudos here for being a leader. Jason Diamond: I totally agree. The first mover advantage here is slim to none. Nick Hubert: Yeah, you don’t want to be the one sticking your neck out on this in our industry. And yet there still objectively has a potential to be better for the clients. Navigating that I think is messy. Taylor Gentry: I think the only thing I’d add, which is pretty short, is the use of these tools has the ability to create a better deliverable for clients on a more consistent basis. And marrying that with exactly what Nick just outlined around the risk is really the magic piece here. And so I think, to the extent we can get it implemented effectively with the security, but also with, this is going to result in a lot better outcome for clients across the board, that’s a pretty attractive objective to go after and it’s pretty exciting to be in the industry with that now on the forefront in terms of ability to improve that experience over time. Jason Diamond: Yeah. No, that’s a good color to add. I want to end here with a potential HR violation, but you’ll forgive me. I’m not going to ask about age, but you are clearly both relatively young advisors. And this is a hot button issue in our industry, the idea that there are not a lot of talented, young next gen advisors at a time when a lot of gen one or older advisors are retiring out of the business. So what would you say… I think one of you made the comment earlier, it’s not necessarily the coolest industry to go into at 23 years old right out of school. I think more commonly people go into sales and trading, investment banking or some of the other finance verticals. What would you say to younger folks interested in wealth? And maybe I’d ask also, do you have any thoughts on how we solve this next gen talent crisis? And if you’re both secretly 90 years old, you can just do it. Taylor Gentry: You talking my internal age or my actual age? Jason Diamond: Why don’t you go first? Nick Hubert: Yeah, go ahead, Taylor. Taylor Gentry: I think there’s two threads here. The first is it’s not a sexy industry to go into and not as sexy as an investment banking, private equity shtick, if you will. I think from my perspective, it’s really important what you’re working on. The ability to be in a firm like what we are building with the diversity of work that is available is a little bit like the world’s your oyster and we’re designing

Luke Grant chats about all the latest happenings on the Sydney and Brisbane Real Estate Markets. For all the latest listings and real estate news go to www.domain.com.au NSW: 53-53A Willis Street, Kingsford NSW 2032 7 bed, 4 bath On the market for the first time in 70 years This c1935 mansion presents a once in a lifetime opportunity, and is currently configured over three levels Panoramic views over the district that reach to Botany Bay Art Deco glazing and contoured gardens The property also comes with a ballroom; a circular stage intended for an orchestra and a bomb shelter as a reflection of the times Walking distance to light rail, Prince of Wales Hospital and UNSW Close to beaches, schools and the Newmarket precinct. QLD: 18 Sirocco Street, Jamboree Heights QLD 4074 5 bed, 3 bath The home has remained virtually untouched since it was first built back in 1984 Classic brick facade and mature front gardens. Originally purchased up for $120,000 The property has a grand double-door entry and an elegant timber central staircase Still maintains its original finishes, fixtures and fittings – right down to a small wooden sailing ship on the desk and a flower-print bedspread – still in place. See omnystudio.com/listener for privacy information.

When is a lift not just a lift? When it connects the Mont des Arts with the rooftop of the Belgian Royal Library and its unique view of the city. Library Director Sara Lammens gives us the details. https://www.kbr.be/en/

Living in hurricane-prone areas, like Miami-Dade County in Florida, means homeowners face nature's most powerful storms. Choosing the right door can be the difference between safety and vulnerability. Enter the Coastal Storm Door by Panoramic Doors™ — engineered to withstand extreme conditions with a DP 70 rating and approval for high-velocity hurricane zones.

I've taught hundreds of children to make sugar eggs. I taught two groups of kindergartners every year for over 15 years. I taught children how to make sugar eggs in Girl Scouts, community groups, and for the city in Laurel, MT. I traveled to Colorado to help over ninety children in my grands school classes. I flew to Washington, where more grands lived and helped many other children, do the same. It has become an Easter tradition in our family, and traditions matter. Join me as I share a hilarious Easter experience making these eggs with kids, and also a wonderful spiritual comparison. I share the directions so you can help your family make some fabulous Panoramic Easter Eggs. 

AVAILABLE ON ALL DIGITAL MUSIC PLATFORMS 

What a lovely time I had speaking and sitting with Eva Meijer, the Dutch Author, in Leeds to discuss their novel SEA NOW.  A government who seems slow to respond to a rapidly encroaching crisis. Marketing executives exploiting ways to make quick cash. A missing Prime Minister. Leavers and remainers conflicted about the right course of action. It all sounds like a playbook for our recent political crises. But when the dams start bursting in the Netherlands and the country rapidly begins to flood and be subsumed, what happens when people are faced with the unthinkable in this new waterworld.  These are the questions at the heart of Eva Meijer's, SEA NOW, translated by Anne Thompson Melo, and published by Peirene Press. Other useful links to heighten your Rippling Pages experience: Get exclusive subscriber benefits from the Rippling Pages.  https://patreon.com/RipplingPagesPod?utm_medi Check out the Rippling Pages Bookshop and buy all the books featured on the Rippling Pages: https://uk.bookshop.org/shop/ripplingpagespod Interested in hosting your own podcast? Follow this link and find out how: https://www.podbean.com/ripplingpages    Chapters 2.25 - what is the novel about 4.25 - a human and animal story 7:45 - how people respond to the crisis in the book 11.15 - is the novel represent human experience 13.45 - widescreen viewpoints 17.45 - why is the sea so powerful 21.20 - the Rippling Pages Bookshop 23.10 - why do characters stay? 25.40 - is there hope in the novel 27.15 - endings and new beginnings and grief  30.30 - objects of influence  36.40 - Patreon subscriber shoutout! Reference Points Don DeLillo

Booking the key parts of your Swiss vacation can be challenging, especially when you're trying to figure out what needs to be reserved early and what can wait. Knowing what to secure in advance helps the rest of the process feel more manageable. In this episode, which is Step 3 of our Four Steps to Planning Your Swiss Vacation series, we're covering the bookings that create a strong foundation for your trip: accommodations, panoramic train reservations, and rail tickets and passes. You'll also hear helpful Switzerland travel tips to make this stage of your trip easier to manage.One of the most important things to secure ahead of time is your accommodation. If you're hoping for a balcony with lake views or a room that fits your whole family, it's important to plan early. The same applies to hotels with air conditioning or lifts, which aren't standard in every building. Booking early lets you choose comfort and location, instead of settling for what's left.Scenic rail journeys are a highlight for many travelers. Panoramic trains like the Glacier Express, Bernina Express, and Gotthard Panorama Express are popular for good reason. But they run on limited schedules and require seat reservations, especially if you want to ride in Prestige Class on the GoldenPass Express or sit on a particular side of the train. These panoramic trains are well worth the extra steps, and booking early helps you avoid missing out.Many travelers wonder about train tickets and rail passes. Prices often stay the same, but booking early spreads out costs and gives you one less thing to handle during your trip.If you're creating a Swiss itinerary and feel like the logistics are getting complicated, there are easier paths. Booking a private tour or joining one of the curated small group tours gives you support while still allowing for adventure. For independent travelers, Swiss rail packages offer structure and ease without a guide.Tune in for full details on what elements of your Swiss vacation you should book well ahead of your travel date.Happy travels,Carolyn

Looking for new construction in San Jose with incredible hillside views, modern energy-efficient design, and unbeatable Silicon Valley access?Platinum View by KB Home on Communication Hill is one of the last chances to own a brand-new single-family home in San Jose — and it's finally open.

10th Oct 2025: Incredible audio views, royalty, plus Kel's Been Reading (very educational) and Dan's Weirdo of the Week romantic pals. Nice time! XSupport this podcast at — https://redcircle.com/nice-time-ramble/donations

Mai Vun Hoih Na Ding // Health talk.Kawikawi + Mikhial Mangthang // Chin Gospel Songs.

Friday's “What's Buggin' You” segment for 10-10-25

Our simplicity and our obedience to the Lord will cause us to prosper in all thingsActs 17:26-29 / 1Kings 13 / 1Cor 2:10-12 / Col 1:26-29 / Rom 15:29 / Eph 3:17-19 / Deut 28

Marty covers the Vision OS 26 RC developer beta with some exciting additions (finally).visionOS 26 RC Release Noteshttps://developer.apple.com/documentation/visionos-release-notes/visionos-26-release-notesFind us at YouTube.com/@VisionProFiles as we stream live on Mondays nights at 9 pm ESTWebsite: The PodTalk.Net Email: ThePodTalkNetwork@gmail.com

How does the digital future feel inside a BMW?In this second episode of Inside Neue Klasse, Nicki Shields sits down with David Leister, BMW User Interface Design Lead, to uncover the story behind the BMW Panoramic iDrive — a new interaction experience designed to bring clarity, personalisation, and seamless integration into every drive.From early sketches to human-centric digital systems, this conversation explores how the Neue Klasse interior is built entirely around the driver and their digital lifestyle.The episode ends with a challenge that puts intuitive thinking to the test.Tune in to see how interaction in the Neue Klasse becomes second nature. (00:00) Introduction(03:11) What superpower would David's dream car have?(03:46) What makes the BMW Panoramic iDrive seamless?(12:07) Challenge: Nicki vs. David(14:00) OutroFind out more about our host Nicki Shields

On this episode, Sheldon is joined by Chance and Kelly for a pre-season elk hunting chat that covers everything from land access to camp logistics and the overall excitement of getting back out into the wild. The crew shares how they're approaching permission conversations with landowners this year, what their camp setup will look like, and some of the tactics they're hoping to put to the test once the season kicks off. It's a laid-back conversation full of laughs, useful insight, and the kind of banter that only comes from good buddies getting ready for a hunt. Whether you're counting down the days to your own trip or just living vicariously through the Panoramic crew, this episode is sure to get you in the elk season mindset. And of course, no camp talk would be complete without revisiting the age-old debate: Sheldon's undying love for smoking sticks... and Chance's annual campaign to ban them.   Thank you to our sponsors: https://www.ihunterapp.com/  https://www.heightsoutdoors.com/  https://orvsappliance.com/ https://www.redneckhuntingcanada.com/ 

Start your day with sunrise over the Grand Strand. Casago Myrtle Beach presents their renovated Ocean Dunes Tower 1 penthouse — a luxury, oceanfront stay where panoramic views and modern comfort redefine the Myrtle Beach vacation experience. Book now: http://airbnb.com/h/oceandunes4155 Casago Myrtle Beach City: Myrtle Beach Address: 516 Broadway Street Website: https://casagomyrtlebeach.com/penthouse/

Join Alan and Jeff on the daily unplugged show as they discuss daily news.

Casago Myrtle Beach just revealed their crown jewel: a fully renovated luxury oceanfront penthouse 15 stories above the Atlantic. With sweeping views, spacious design, and resort-style amenities, this coastal escape is redefining high-end vacations in one of Myrtle Beach's most coveted locations. Book now: http://airbnb.com/h/oceandunes4155 Casago Myrtle Beach City: Myrtle Beach Address: 516 Broadway Street Website: https://casagomyrtlebeach.com/penthouse/

In this illuminating and challenging message from July 1997, delivered during one of his many ministry trips to Hawaii, Kevin Conner offers a sweeping overview of the book of Revelation. With clarity and insight, he unfolds God's purposes for the end times and the return of Jesus Christ. For more information about Kevin Conner and his ministry, along with his many books on the Book of Revelation and the 'end times', visit www.kevinconner.org 

Here's what to expect on the podcast:The motivations or factors that influenced Tina's decision to purchase an existing HVAC business.The importance of adapting to new systems and technologies.Prioritizing an employee-first approach.How did Panoramic Academy start, and how does it help people?And much more! About Tina:Tina White, the founder of Panoramic Academy, is a powerhouse entrepreneur, accountant, and business coach with a true passion for helping service company owners achieve financial success. With a background as a CPA and hands-on experience running her own air conditioning business, Tina brings a unique blend of financial expertise and practical know-how to the table. Her mission is to empower business owners in the home service and technician-turned-business-owner industries to thrive by mastering the business side of their companies.Tina's journey began with a childhood fascination with numbers and money, leading her to pursue an accounting degree and become a licensed CPA. During her successful public accounting career, she realized her true calling is helping businesses operate and grow profitably while eliminating financial stress. This revelation led her to start Panoramic Business Solutions in 2010, where she used her over 20 years of experience to educate and guide business owners toward financial independence.In 2015, Tina made a bold move by acquiring an air conditioning company. This hands-on entrepreneurial experience gave her invaluable insights into the challenges faced by service companies, especially the delicate balance between delivering excellent service and ensuring a profitable business. By relying on her love of numbers and deep understanding of cash flow management, Tina turned her struggling business into a thriving enterprise with happy employees, satisfied customers, financial reserves, and profitability year-round. Connect with Tina White!Website: https://www.panoramicacademy.com/Grow a Financially Strong Business: https://www.panoramicacademy.com/growLinkedIn: https://www.linkedin.com/in/tinapwhiteFacebook: https://www.facebook.com/PanoramicBusinessSolutionsYouTube: https://www.youtube.com/channel/UCV7yitTZmP7ymDV65P7WgWA----- If you're struggling, consider therapy with our sponsor, BetterHelp.Visit https://betterhelp.com/candicesnyder for a 10% discount on your first month of therapy.*This is a paid promotionIf you are in the United States and in crisis, or any other person may be in danger -Suicide & Crisis Lifeline Dial 988----- Connect with Candice Snyder!Website: https://www.podpage.com/passion-purpose-and-possibilities-1/Facebook: https://www.facebook.com/candicebsnyder?_rdrPassion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/Instagram: https://www.instagram.com/passionpurposepossibilities/LinkedIn: https://www.linkedin.com/in/candicesnyder/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxation

Drop in and listen as Jason and Rich spend some quality time with Mike Constantine, the purveyor of breathtaking Apollo hi-res panorama photographs of the lunar surface. Interested in planetary space and photography as a child, learn how Mike's two passions intersected and gave birth Moonpans.com, where collectors can find his exclusive production of these rare and highly collectible photographs. Along the way, Mike explains how his unique panoramas came to be, the backstory behind some of his favorite and most popular projects, as well as consignment services.

If you're dreaming of a train journey that's just as stunning as the destination, you're going to love what this episode has in store. Today, I'm joined by Frédéric Delachaux from the MOB Railway to chat about one of the most popular Swiss scenic trains, the GoldenPass Express. We dive into what makes it such a special journey, connecting two must-visit spots, Montreux and Interlaken, in style and comfort.You'll learn what to expect on board this beautiful Swiss panoramic train, including the differences between the Prestige, First, and Second class options, what kind of local food and drinks are served, and even a few insider tips about where to sit for the best views. We also cover everything you need to know about tickets, including the discounts offered for Swiss Travel Pass and Berner Oberland Pass holders, and why you should book your seat reservations in advance. But the GoldenPass Express isn't the only gem MOB Railway has to offer. We also explore other memorable journeys like the nostalgic GoldenPass Belle Époque train, and two delicious experiences: the Chocolate and Cheese Trains. Switzerland's unique rail journeys even allow you to enjoy a true taste of Swiss culture and culinary delights! Whether you're looking to enjoy scenic views, experience vintage charm, or sample local treats, there's something for everyone.If you're planning a trip between Montreux and Interlaken, or you're looking for the perfect way to experience Switzerland train travel with breathtaking views, this episode is packed with helpful information to make your Swiss train adventure unforgettable.Safe travels,Carolyn

Welcome to another special premium edition of Daily Shorts, where we take you on a whirlwind journey through language, history, imagination, and self-growth. In this episode, we kick off with the whimsical phrase "When Pigs Fly", exploring its humor and surprising optimism. Then, we reflect on breaking habits—what's one habit you'd ditch today for a better tomorrow? From there, we dive into the ultimate sci-fi fantasy: What if time travel were real? Would we change history or just make a mess of it? Next, we zoom out with "Panoramic", a word that teaches us to see life from a bigger perspective. Speaking of mysteries, we revisit one of history's greatest unsolved puzzles: The Lost Colony of Roanoke. What really happened to those early settlers? Finally, we journey to Camelot to uncover the legendary tales of King Arthur and why they still captivate us today. Packed with fun, curiosity, and deep insights, this episode invites you to explore the world through fresh eyes. So sit back, relax, and enjoy another thought-provoking edition of Daily Shorts! #LanguageLovers #WhatIf #HistoryMystery #PerspectiveMatters #EnglishPlusPodcast

What if the way you look at the world could change how you think?  Every week, I climb a mountain in Cape Town. At the top, everything shifts. The city looks smaller. My problems feel lighter. The higher I go, the bigger my perspective becomes. But here's the thing—you don't need a mountain to experience this shift.  Navy SEAL commander Rich Diviney, in his new book "Masters of Uncertainty" talks about how simply changing your gaze can rewire your brain. When you focus on a single object, your mind narrows in, locking onto details. But when you soften your gaze—seeing everything without focusing on anything—you activate a different part of your brain. Suddenly, you connect more dots, see patterns, and think beyond immediate obstacles.  This practice isn't just about problem-solving; it's about freedom. For me, true success isn't money or titles—it's living without compromise, expressing myself fully. Every decision I make comes down to one question: Does this expand or limit who I am?  Next time you feel stuck, pause. Shift your gaze. Step back. Look at the bigger picture. A new perspective might be all you need to keep going with a lighter heart.  Try it today. Then share this episode with someone who needs to see things differently.    Text Me Your Thoughts and IdeasSupport the show Brought to you by Angela Shurina EXECUTIVE HEALTH AND OPTIMAL PERFORMANCE COACH Change in days - not in years!

This talk was given by Gil Fronsdal on 2025.02.20 at the Insight Meditation Center in Redwood City, CA. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License

This talk was given by Gil Fronsdal on 2025.02.20 at the Insight Meditation Center in Redwood City, CA. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License

In this conversation, Logan Lewis and Sheldon Grant discuss the dynamics of their podcasts, the organization of a fishing tournament, community engagement, youth involvement, and the implications of technology in fishing, particularly focusing on Live Scope and its ethical considerations. In this conversation, Logan Lewis and Sheldon Grant delve into various aspects of fishing and hunting, discussing the implications of forward-facing sonar technology, the challenges of hunting regulations, and the emotional experiences tied to hunting seasons. They reflect on the importance of community and communication in the outdoor industry, emphasizing the need for informed decision-making by rule-makers. The conversation also highlights the thriving outdoor community in Manitoba and the role of technology in enhancing outdoor activities. In this engaging conversation, Sheldon Grant and Logan Lewis explore the evolving landscape of podcasting, particularly within the outdoor community. They discuss the initial challenges of starting a podcast, the importance of community support, and the organic nature of their content creation. The duo reflects on their experiences with notable guests, the welcoming atmosphere of the outdoor industry, and their aspirations for future content. They also share insights on the evolution of outdoor media, the significance of authenticity, and their dream guests for upcoming episodes. The March Madness Classic is back for 2025, keep your eye open for more details to come out! _____________________________________________________________ Check out the website @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wkndwarriorsco.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to drop a review or rating on your listening platform so we can reach more anglers just like you! PODCAST LINKS: https://linktr.ee/wkndwarriorsfishingpod Be sure to follow the show @wkdnwarriorsfishingpodcast on Instagram, Facebook, TikTok and Subscribe to our YouTube channel for updates, behind the scenes, videos, giveaways and more! Email us at theweekendwarriorspodcast@gmail.com This episode is brought to you by 13 Fishing Canada and the Saskatchewan Wildlife Federation. PODCAST SPONSORS/DISCOUNTS: 13 Fishing Canada: Use Code "WKNDWARRIORS" for 15% OFF www.13fishing.ca *EXCLUSIVE Discount on Rapala Canada and ALL 9 of their Brands! Use Code "WKNDWARRIORS" for 15% OFF www.rapala.ca* Saskatchewan Wildlife Federation: Grab yourself a Membership here: https://saskatchewan-wildlife-federation.myshopify.com/collections/memberships Download the Saskatchewan Master Angler App: https://swf.sk.ca/master-angler-p

We are just getting started with our sermon series in the Gospel of Mark titled STRANGE REAL WONDERFUL. This Sunday we look at A story (Mark 1:1-13) about THE Story. It's The Beginning of the Gospel, and it provides a PANORAMIC view of the entire book. It's fast-paced. It's set in the Wilderness. And it contains two contrasting supernatural episodes. Worship with Hillside Covenant Church as Pete Stafford teaches from Mark 1:1-13. This week's sermon notes are available at https://u.pcloud.link/publink/show?code=XZDk7F5ZixVr6nJl2im7sju9QNQRk0srsTVy If you are new to Hillside and are looking for ways to get connected and build community, visit our website: https://www.hillsidecovenant.org/ We welcome you to Hillside and are so glad you joined us today! To give in support of Hillside Covenant and its ministries follow this link: https://hillsidecovenant.churchcenter.com/giving The full service from Hillside Covenant Church, Sunday, January 19, 2024.

We are just getting started with our sermon series in the Gospel of Mark titled STRANGE REAL WONDERFUL. This Sunday we look at A story (Mark 1:1-13) about THE Story. It's The Beginning of the Gospel, and it provides a PANORAMIC view of the entire book. It's fast-paced. It's set in the Wilderness. And it contains two contrasting supernatural episodes. Worship with Hillside Covenant Church as Pete Stafford teaches from Mark 1:1-13. This week's sermon notes are available at https://u.pcloud.link/publink/show?code=XZDk7F5ZixVr6nJl2im7sju9QNQRk0srsTVy If you are new to Hillside and are looking for ways to get connected and build community, visit our website: https://www.hillsidecovenant.org/ We welcome you to Hillside and are so glad you joined us today! To give in support of Hillside Covenant and its ministries follow this link: https://hillsidecovenant.churchcenter.com/giving The sermon from Hillside Covenant Church, Sunday, January 19, 2024.

Follow @motorator Follow @weaveroncars Follow @edmunds Presented by Bravago Hard Seltzers

Tune into episode 409 of the Mobile Tech Podcast with guests Bill Stewart (Infineon), Nick Gray (Phandroid), and Adam Doud (SlashGear) -- brought to you by Infineon. This week's episode comes in two parts. First, we explore Infineon's latest automotive tech at CES 2025. Second (17:13), we recap our favorite tech of CES 2025 -- including the Lenovo ThinkBook Plus Gen 6 Rollable, ASUS Zenbook A14, and more! We then review the OnePlus 13 and 13R, and dive into some of the EVs present at the show, including Afeela, BMW, Aptera, Zeekr, and others...Episode Links- Support the podcast on Patreon: https://www.patreon.com/tnkgrl- Donate / buy me a coffee (PayPal): https://tnkgrl.com/tnkgrl/- Infineon: https://www.infineon.com/cms/en/applications/automotive/ (sponsor)- Bill Stewart: https://www.linkedin.com/in/stewart-bill/- Nick Gray: https://www.threads.net/@nickmgray- Adam Doud: https://www.threads.net/@deadtechnology- Adam's best of CES 2025: https://www.slashgear.com/1757989/slashgear-best-of-ces-awards-2025/- Lenovo ThinkBook Plus Gen 6 Rollable: https://phandroid.com/2025/01/07/lenovo-just-made-its-rollable-laptop-concept-a-reality/- ASUS Zenbook A14: https://www.theverge.com/2025/1/7/24334174/asus-zenbook-a14-ces-lightweight-laptop-macbook-price-specs- Lenovo Legion Go S: https://phandroid.com/2025/01/07/lenovo-unveils-its-new-legion-go-s-handheld-gaming-console/- My OnePlus 13 review: https://hothardware.com/reviews/oneplus-13-review- OnePlus 13R review: https://www.digitaltrends.com/mobile/oneplus-13r-review/- Sony Afeela 1: https://www.engadget.com/transportation/evs/sonys-afeela-1-feels-like-a-playstation-4-in-the-ps5-era-184620132.html?utm_source=substack&utm_medium=email- BMW Panoramic iDrive: https://www.engadget.com/transportation/ces-2025-bmws-vision-spanning-panoramic-idrive-will-make-sure-you-never-miss-another-navigation-prompt-192022046.html?utm_source=substack&utm_medium=email- Aptera solar powered EV: https://www.cnet.com/home/electric-vehicles/my-first-ride-in-a-solar-powered-ev-that-ditches-the-plug/- Zeekr 001FR and Zeekr RT: https://insideevs.com/news/746628/ces-zeekr-great-wall-2025/- Roborock Saros Z70: https://www.theverge.com/2025/1/5/24332998/roborock-saros-z70-robot-vacuum-omnigrip-arm

BMW previews its next-generation dashboard tech with a screen bigger than the Neue Klasse EVs it'll arrive in next year. Get an early look at BMW Panoramic iDrive with Operating System X, its three-tiered display and AI-powered voice assistant at CES 2025.

It's visual overload, but in a good way. Learn more about your ad choices. Visit podcastchoices.com/adchoices

BMW previews its next-generation dashboard tech with a screen bigger than the Neue Klasse EVs it'll arrive in next year. Get an early look at BMW Panoramic iDrive with Operating System X, its three-tiered display and AI-powered voice assistant at CES 2025.

In what has become a classic episode for Panoramic, Sheldon and Tristan sit down with a special secret guest to debrief the 2024 Whitetail Season in Manitoba.  This roundup has all the essentials, including the highs, lows, camp stories, lessons learned and some exciting storylines.   

A sample of Bryan's Church Advance HQ course. Get access to the full course at https://ChurchAdvanceHQ.com Connect with Bryan at ⁠⁠https://BryanSamms.com/Connect⁠⁠ Connect with Luke at ⁠⁠https://MustIncrease.com/Connect

In this episode of the RV Life Podcast, host Patti Hunt takes listeners on a unique journey while test driving a Panoramic van at the Music City Motorhome Expo in Nashville, Tennessee. Joined by Angie Morell, an award-winning National Sales Director for National Indoor RV Centers and a popular YouTube star, the duo discusses essential tips for test driving RVs and navigating the world of RV ownership.Thank you for listening to the RV LIFE Podcast, I would love to hear from you, please leave us a comment or question here on the podcast page or on our social media channels.  RV LIFE Podcast Instagram or RV LIFE Podcast Facebook Special Discounts Codes: Click Link & Use Code •RV LIFE Pro Click the link for 25% off* AirSkirts Discount Code RVPOD• Motorhome Tires: $50 discount FIND MY INSTALLER •Thousand Trail Membership Specialist Call/Text Warren & Sharon Lewis 804-366-0798 •CLEAR2O Save 20% w/ Code: RVLIFEPODCAST• Open Road Fuel Card save on Diesel Fuel •Open Roads Innovative Tolling Solutions All 48 states • Open Road Resorts Mention RV LIFE Podcast • National Vehicle Buy or Sell Your RV • National Indoor RV Centers 6 great locations: Buy, Consign, Storage, Service & so much more.• Harvest Hosts • Boondockers Welcome ...

MEN OF THE CENOTAPH: 1/8: Nick Lloyd, The Western Front: A History of the Great War, 1914-1918 https://www.amazon.com/Western-Front-History-Great-1914-1918/dp/B09NS2DT8X A panoramic history of the savage combat on the Western Front between 1914 and 1918 that came to define modern warfare. The Western Front evokes images of mud-spattered men in waterlogged trenches, shielded from artillery blasts and machine-gun fire by a few feet of dirt. This iconic setting was the most critical arena of the Great War, a 400-mile combat zone stretching from Belgium to Switzerland where more than three million Allied and German soldiers struggled during four years of almost continuous combat. It has persisted in our collective memory as a tragic waste of human life and a symbol of the horrors of industrialized warfare. 1917 PASSCHENDAELE

You have to see Lincoln's new pillar-to-pillar Panoramic Display to believe it, but is one of the biggest in-dash screens an even bigger distraction? We hit the road to find out.

Welcome back again my friends to the Be Well podcast. In this roundtable-style recap, featuring five more all-star guests, we expand on a recent compilation episode which previewed core pillars of mental and physical health.You can check out full episodes featuring these guests for an expanded version of what you'll hear today, below, and explore the rest of the show's feed (approaching 300 episodes!) to drill down on the themes that mean the most to you and your family.In this roundtable, we draw knowledge from previous episodes featuring leading experts:• Dr. Mark Hyman, Young Forever: The Latest Roadmap to Longevity #237• Dr. Andrew Huberman, How to Counter Anxiety + Sleep Like a Baby #1• Dr. Christian Gonzalez, Healing From Within #159• Sal Di Stefano, A Holistic Approach to Building Strength & Improving Health #184• Dr. Apostolos Lekkos, Functional Medicine 101 + Balancing the Mind, Body & Spirit #9As we all know, technology and research are always changing, but the basics of being healthy remain largely the same from year to year, decade to decade , even generation to generation – making these episodes, and so many others, an evergreen source of information.If you're digging this format let me know! And click back to episodes 262, 265, and 266 where we assembled roundtable talks on blood sugar basics, raising healthy kids, and healthy lifestyle habits.We also cover…(01:28) Live to 120: Hacking the Hallmarks of Aging (Dr. Mark Hyman)• Blue Zones: Where people live to 100 and beyond• Diet tips for ultimate longevity • Avoiding ultra-processed foods and sugar• Flours and breads are just as bad a sugar• Why we should learn about and prioritize phytochemicals• Understanding how to regulate protein intake• Supporting muscle synthesis • Eating for your microbiome • Read: Young Forever by Dr. Mark Hyman(08:46) Overcoming Harmful Effects of Anxiety & Stress (Dr. Andrew Huberman)• Defining anxiety vs. fear vs. courage• How the autonomic nervous system works• How changes in alertness impact your vision• Three proven ways to control anxiety • Panoramic view: Opening up your POV• Why looking at a sunset is so relaxing• Emphasized breathing: Focusing on exhale • The important role of the diaphragm• Deliberate decompression: Meditation, bodywork, etc.• When you should embrace the stress • Controlling your voice(24:28) Supporting the Body Through Balance (Dr....