Podcasts about Edwards

Join us for a workshop on Isaiah for as low as $39. For more information email TheScripturesAreReal@gmail.comJoin us for fantastic content on our Patreon website: https://www.patreon.com/c/EnlightenEdgeEDU . This week on Patreon Kerry and Ryan Davis explore one of the most powerful Psalms and what it teaches about God and Hesed (God's covenantal love, mercy, and loyalty).Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Go to https://www.goanddotravel.com/momentum-27-west-2 and join right away!In this episode Kerry and Jenny Oaks Baker explore how music brings power into our lives and thus how we can draw more power out of the Psalms. Jenny shares some stories from her family and life and how it combines with music to bless her life. Then Kerry and Dr. Paul Hoskisson explore names of God, Christ, and others in the scriptures, especially the Psalms, to help us gain more meaning from them. They specifically look at how Jesus used Psalm 110 to teach about who He is, for both the pharisees and us. Then Kerry and Nathan Pacheco talk about Psalm 127 and how we need the Lord to build anything in our lives. Nathan shares how this helped him in his work and career. They talk about how important that is in our families and children being a heritage from the Lord. They explore what it means that children are a heritage from the Lord, a phrase used in Psalm 127 that is also used in the Proclamation on the Family. Then Kerry and Rabbi Jarrod Grover discuss the Hillel Psalms, which were probably psalms that the Savior sang with His apostles just before going to Gethsemane. The Rabbi brings out a small insight from the Hebrew text for several of those psalms, helping us understand them better and the Savior better.We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors. We are also very grateful for all our Patreon members. We are so thankful for Beehive Broadcast for producing the podcast and for Rich Nicholls, who composed and plays the music for the podcast.Hide

We read poems dealing with the religious and intellectual history of New England & grappling with the legacies of Puritanism, the Great Awakening, and Transcendentalism: Robert Lowell's "Mr. Edwards and the Spider" and "Jonathan Edwards in Western Massachusetts," about the colonial minister, philosopher, and fire-and-brimstone preacher, Jonathan Edwards; and Anne Sexton's "Kind Sir: These Woods," addressed to Henry David Thoreau. Please sign on as a patron at any level, to make it possible to keep this podcat coming, and to hear patron-only lectures, including the upcoming lecture on the preacher George Whitefield's preserved thumb: https://www.patreon.com/c/u5530632

En este episodio, hablamos de las firmas de Kuminga y Mathurin con los Wolves y los Pelicans y nos vamos a fondo con los Bulls analizando su offseason, hacemos trivia y un draft de ese equipo y mucho más. Únete a la comunidad de Whatsapp de Los NBA Freaks:https;//chat.whatsapp.com/FmSCEFkbeLyGzwnzfpSEFJRedes sociales:Facebook, X, Instagram: @losnbafreaksEmail:losnbafreaks@gmail.com

Craziness of LSU athletics, double standards and Purdue's Enzo Shahrvin. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Inside Carolina senior reporter Greg Barnes and Tommy Ashley discuss Billy Edwards and the QB1 spot for North Carolina heading into game one against TCU in Ireland. Edwards spoke to the media for the first time since being elevated to the starting role on Monday and Barnes and Ashley highlight his comments and leadership qualities that will be necessary once the season kicks off on Saturday. The IC duo adds that Edwards's experience in four programs and his ability the adapt was key in the decision process. And, the ability to minimize negative plays align with Bill Belichick's philosophy. They compare Edwards to other quarterbacks like Miles O'Neill and Travis Burgess, emphasizing Edwards' current production and readiness for the game. The conversation underscores the pressure on Edwards but also the need for success not only for Edwards but for Belichick and the program in general. Visit the No. 1 site for UNC sports coverage and community: http://www.InsideCarolina.com Founded in 1994, Inside Carolina is universally viewed as the authority on Tar Heel sports and recruiting. With relentless, unparalleled year-round coverage, and the largest online community of always-engaged UNC fans, the slogan is true: “There is no offseason at Inside Carolina.” **Call to Action:** **Subscribe:** Follow 'Inside Carolina' wherever you get your podcasts to never miss an episode! **Review:** Leave us a 5-star review on Apple Podcasts or Spotify to help us reach more Tar Heel fans! **Visit:** Explore http://www.InsideCarolina.com for breaking news, recruiting updates, and expert commentary on all things UNC sports.This show is brought to you by Inside Carolina, the No. 1 site for UNC sports coverage and community. Visit http://www.InsideCarolina.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The boys take a step or two back to look at the B1G Conference and the Playoff hunt at large...all while keeping the Good Guys in the center of it all. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

For nearly 50 years, the Hart-Scott-Rodino Act has given antitrust enforcers a chance to review deals above a certain value before they can close. What happens when the government concludes a transaction was structured intentionally to slip past that review entirely? On this episode of Our Curious Amalgam, we speak with Evan Miller of Vinson & Elkins about HSR Act avoidance and the FTC's record-setting $12 million settlement with Edwards Lifesciences and Genesis MedTech over Edwards Lifesciences's acquisition of JC Medical from Genesis. We discuss how the JC Medical deal was valued and structured, how the parties' failure to file played a role in the FTC's separate challenge to Edwards's contemporaneous JenaValve acquisition, what deal teams should consider when assessing a transaction close to the HSR threshold, what the settlement signals about the FTC's current approach to premerger notification enforcement, and more. With special guest: Evan Miller, Vinson & Elkins LLP   Hosted by: Lexi Michaud, Fried Frank and Jeny Maier, Axinn

Join us for a workshop on Isaiah for as low as $39. For more information email TheScripturesAreReal@gmail.comJoin us for fantastic content on our Patreon website: https://www.patreon.com/c/EnlightenEdgeEDU . This week on Patreon we will delve a specific way to understand the psalms with Dr. Dan Belnap. We will help you see a form that the Lord speaks in the psalms that will bring you more understanding.Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Go to https://www.goanddotravel.com/momentum-27-west-2 and join right away!In this episode Kerry Nathan Pacheco explore the power of music in our lives and how it can be part of our consecration in our lives. They look at gifts and worship. They also look at Psalm 55 and the way we can cast our burdens on the Lord and what that can look like in our lives. They also explore Psalm 51 and David's repentance and the need to receive a new heart. Nathan explores what it means to give him our heart and to receive a new heart. They tie it into the New and Everlasting Covenant and God's love for us and the gift of the Holy Ghost.. Then Jenny Oaks Baker also speaks on Psalm 55:22 and casting our burdens upon the Lord. She shares stories about when she has cast her burden on the Lord while performing and also a miraculous story about driving. She also explores how Christ's atoning sacrifice can help us be changed as we cast our burdens on the Lord. Kerry shares how casting his burden on the Lord as he was speaking in the Los Angeles stake as a high council member. Then Rabbi Joe Charnes helps us see how the Psalms, especially in Psalm 71. They explore some Hebrew elements of the text and how we can use them to draw closer to God. They explore praising God through the Psalms. They look at trusting in God, or making God our refuge. We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors. We are also very grateful for all our Patreon members. We are so thankful for Beehive Broadcast for producing the podcast and for Rich Nicholls, who composed and plays the music for the podcast.Hide

What Happens When a Place Refuses to Leave Your Imagination? Sometimes a story begins with an idea. Sometimes it begins with a character. And sometimes it begins with a place. For author Myron Edwards, a journey to Aphrodite's Rock on the island of Cyprus became the creative spark behind Mistress of the Rock—a mythological novel bringing ancient legend into a modern story involving love, war, trauma, obsession, possession, and redemption. On this episode of The CJ Moneyway Show, CJ sits down with Myron to explore not simply the book, but the creative life that eventually produced it. Myron's journey has moved through television comedy, advertising, international travel, media, and publishing. His earlier writing includes work connected with the legendary BBC comedy program The Two Ronnies. Over time, his storytelling evolved from the economy and wit of comedy and advertising into longer, emotionally layered fiction. And then Cyprus gave him another story to tell. IN THIS EPISODE CJ and Myron explore: • Myron's evolution as a lifelong creative • His experience writing in television and advertising • The transition from comedy writing into fiction • How international travel influenced his storytelling • The experience that sparked Mistress of the Rock • Why Cyprus became more than simply a setting • The influence of Aphrodite and ancient Greek mythology • Bringing ancient mythology into a contemporary narrative • Writing about war trauma, obsession, love, and redemption • The discipline required to sustain a creative life • How writers transform experiences into stories • What Myron wants readers to experience through his work THE BIGGER MONEYWAY LESSON A creative life rarely moves in a perfectly straight line. The work you did ten years ago may prepare you for something you have not imagined yet. The place you visit today may become tomorrow's story. The experiences that appear disconnected can eventually reveal themselves as pieces of the same journey. That is one of the deeper principles behind this conversation: Nothing meaningful has to be wasted when you learn how to turn experience into purpose. Brick by Brick. ABOUT MYRON EDWARDS Myron Edwards is a writer and storyteller whose creative career has included television, advertising, travel, media, and fiction. His work evolved from comedy writing associated with BBC television and The Two Ronnies into long-form fiction influenced by history, mythology, place, and human experience. He is the author of Mistress of the Rock, a mythological novel inspired by Aphrodite's Rock and the island of Cyprus. CONNECT WITH MYRON EDWARDS Guest links were not supplied for this release package. Myron Edwards: @myronedwards Book: Mistress of the Rock CONNECT WITH CJ MONEYWAY Website: https://cjmoneyway.com YouTube: https://www.youtube.com/@themoneywayshow8493 Apple Podcasts: https://podcasts.apple.com/us/podcast/the-c-j-moneyway-show/id1707761906 All Platforms: https://pod.link/1707761906 Book CJ: https://calendly.com/cj-cjmoneywayshow/60min Rate & Review The Show: https://ratethispodcast.com/cjmoneyway CJ MONEYWAY EXCLUSIVE BENEFITS Build Wealth — Protect Health You're building financial freedom. Don't neglect your physical foundation while doing it. ReadyRx provides accessible, modern treatment options designed for driven leaders who value long-term performance. Use the CJ Moneyway exclusive link below to receive a minimum of $40 off your order. Some products offer even greater savings. Access here: https://readyrx.com/treatments/se?coupon=cjmoney Minimum savings: $40 Some products include higher discounts. The Seidel Agency Referral: http://theseidelagency.com/Referral THE MONEYWAY MOVE Listen to Myron's story and then ask yourself: What experience, place, relationship, or unfinished idea from your own journey might still be waiting for you to turn it into something meaningful? Listen. Watch. Subscribe. Share. Rate and review. Then take one principle from the conversation and put it into action. One Conversation. Unlimited Assets. Create Once. Publish Everywhere. Build Forever. That's The CJ Moneyway. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dan Wiederer, Mark Grote and guest Kevin Fishbain of The Athletic discuss what we heard from Bears linebacker T.J. Edwards, who's trying to avoid another season filled with injuries.

This throwback episode is an interesting look back at what we knew and thought we knew about the Delphi case before Richard Allen was arrested. This True Crime Binge interview took place years before Allen was arrested and before Nic released his book on the case.Nic hosts the True Crime Garage podcast along with co-host “The Captain.”  Bob and Nic have a fun discussion about everything from high school bands, their favorite bourbons, quitting smoking and more, before taking a deep dive into the notorious Delphi Murders.  Both Nic and Bob are obsessed with this case, and are determined to see it solved.The majority of the funding of our work comes directly from listeners, through our Patreon community.  To join Patreon, click THIS LINK.  At the $5/month level you'll get access to lots of Patreon Only BONUS EPISODES, Ad Free versions of all episodes, an hour of Patreon Exclusive video content every week, and our new weekly podcast “Pre-Game”, which drops every Wednesday.  Not to mention early access to some episodes and the ability to watch and participate in interviews live. Today's Sponsors:Quince – Head to Quince.com/Ruff for free shipping and 365 day returns.

This week on the Going Deep podcast, Brandon Angelo and Matt Waldman examine rookies and young veterans after Week 1 of the NFL preseason.  https://youtu.be/8LVZIzArRr4 Topics Re-Draft and Dynasty Expectations for De'Zhaun Stribling, Cyrus Allen, and Caleb Douglas. Jordyn Tyson's Career Injury Outlook: Would Brandon shut Tyson down and why many teams won't. The Edwards' Institute and why MarShawn Lloyd and Christian Watson are apples and oranges. Jaylin Noel Erick All Robert Henry Drake London The hot-hand approach for the Chargers' backfield. Now entering its 21st season, learn more about Matt Waldman's RSP  — the most in-depth analysis of offensive skill position players available (QB, RB, WR, and TE). Or if you already know the deal, go ahead and pre-order (you know you want to) at at discount for a limited time through 12.22.25 for $19.95.  Matt's 2026 RSP Dynasty Rankings and Projections Package (begins in June) is available for $24.95 If you're a fantasy GM interested in purchasing past publications for $9.95 each, the 2012-2024 RSPs also have a Post-Draft Add-on that's included at no additional charge.   Best yet, proceeds from sales are set aside for a year-end donation to Darkness to Light to combat the sexual abuse of children.    

GigEm247's Tony Catalina, Cade Draughon and Jackson DiPasquale kick off a new Wednesday show, the Gig 'Em Round Table, where the trio will discuss all things Texas A&M football and the latest recruiting news.This week, the fellas open the show with breaking news that Loia Valade is reclassifying before doing an in-depth dive into the 2028 class with names to watch at each position.(1:00): Loia Valade reclassifying news(12:30): Overall thoughts on start of 2028 class(18:15): On-field thoughts for Chance Archangel and Donald Tabron II(21:06): Cade's visit with R'monie Edwards(26:10): 2028 RB recruits(33:30): 2028 WR recruits(40:05): 2028 OL recruits(42:30): 2028 DL recruits(48:20): 2028 LB recruits(51:45): 2029 Secondary recruits

Inside Carolina senior reporter Greg Barnes joins Tommy Ashley to discuss North Carolina's choice for the starting quarterback as the Tar Heels open the 2026 season in ten days against TCU. Barnes and Ashley discuss why Billy Edwards, Jr. gets the nod in Ireland over Miles O'Neill and Travis Burgess and what the decision means for the UNC offense. Barnes and Ashley highlight the positives Edwards can bring to the field and how new offensive coordinator Bobby Petrino will shape the offense around the veteran's skill set going forward. Visit the No. 1 site for UNC sports coverage and community: http://www.InsideCarolina.com Founded in 1994, Inside Carolina is universally viewed as the authority on Tar Heel sports and recruiting. With relentless, unparalleled year-round coverage, and the largest online community of always-engaged UNC fans, the slogan is true: “There is no offseason at Inside Carolina.” **Call to Action:** **Subscribe:** Follow 'Inside Carolina' wherever you get your podcasts to never miss an episode! **Review:** Leave us a 5-star review on Apple Podcasts or Spotify to help us reach more Tar Heel fans! **Visit:** Explore http://www.InsideCarolina.com for breaking news, recruiting updates, and expert commentary on all things UNC sports.This show is brought to you by Inside Carolina, the No. 1 site for UNC sports coverage and community. Visit http://www.InsideCarolina.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After following up on Justice Alito's summer interview, the new birthright-citizenship executive orders, and the Court's record-low approval numbers, we devote the episode to Cisco Systems v. Doe, the Falun Gong surveillance case that closes the door Sosa v. Alvarez-Machain left open for new Alien Tort Statute claims. We try to build a theory of the ATS from first principles — Section 9 of the Judiciary Act of 1789, the law of nations, and the Marbois affair — before running through two decades of the Court narrowing the statute. Then we ask what to make of "door closing" as a phenomenon, from Edwards v. Vannoy to Rucho, and whether the Court would really be stuck if the perfect ATS unicorn finally showed up. Along the way: whether Justice Alito is an I-95 or an Amtrak guy, the seven-case October calendar led by Suncor, Rooker anti-Feldmanism, and a Phoenix bar band called the Blackstone Three.Highlights[00:00:21] Opening: 29 episodes makes a record-breaking season, and the secret to sub-4-hour recording sessions[00:02:28] Justice Alito's WSJ interview with James Taranto: "Obviously I'm here for another term," the vultures, and his high school English teacher's psychoanalysis[00:06:27] How Will became a libertarian: Mr. Flannery, Lexis news alerts for "Ayn Rand," and golfer David Duval[00:09:48] Still no action on the mail-in voting applications; a White House ballroom emergency application expected any day[00:11:15] No rehearing petition in Trump v. Barbara — instead, new executive orders probing the decision's edges[00:15:32] The October calendar: only 7 cases, starting with Suncor — "conservative intuitions in search of a constitutional clause"[00:17:04] Mailbag: Rooker anti-Feldmanism via Lance v. Dennis, and Michael Rosman on whether sex-segregated sports are really "equal opportunity"[00:20:32] Gallup has the Court at 33% approval, a record low — the maximally anti-legitimacy strategy[00:22:35] The main event: Cisco Systems v. Doe — an anonymous person versus a faceless corporation[00:23:16] ATS first principles: Section 9 of the Judiciary Act of 1789, the law of nations as brooding omnipresence, and the Marbois affair[00:37:27] The 1980 revival, Sosa v. Alvarez-Machain, and the door Justice Souter left ajar[00:42:45] Two decades of narrowing: Kiobel, Jesner, Nestlé — and Will's brush with a thriving atrocities practice[00:47:33] Cisco closes the door; the Edwards v. Vannoy parallel, and whether door closing is ever dicta[00:52:33] Door closing as a genre: Vieth v. Jubelirer, Rucho — a Green Bag piece for Richard Re[00:56:36] What about pirates? The Blackstone 3 — the doctrine, and the Phoenix bar band[01:00:18] Implied causes of action, the slow death of Bivens, and the Ex parte Young irony after Trump v. Cook[01:05:19] Scoring the opinion: a win for the Bradley–Goldsmith "Erie algorithm" — or selective originalism?[01:13:33] Sign-off: rate and review — and if we go quiet, Will has been taken by piratesRelevant linksCasesCisco Systems, Inc. v. Doe I — slip opinionTrump v. Barbara — the birthright-citizenship decision the new executive orders are testingSuncor Energy (U.S.A.) Inc. v. County Commissioners of Boulder County — the OT26 openerSosa v. Alvarez-Machain, 542 U.S. 692 (2004)Edwards v. Vannoy, 593 U.S. 255 (2021) — slip opinionLance v. Dennis, 546 U.S. 459 (2006) (per curiam) — the Stevens "Rooker good, Feldman bad" dissentCommentary & articlesCNN on the Alito interview — coverage of James Taranto's Wall Street Journal interviewGallup, "Supreme Court Job Approval Slumps to Record Low"Jonathan Adler, "Amicus Brief in Suncor Energy v. County Commissioners of Boulder County" — the solo plaintiffs-side amicusOona A. Hathaway et al., "Has the Alien Tort Statute Made a Difference?," 107 Cornell L. Rev. (2022) — the settlements study cited in Cisco footnote 2Carlos M. Vázquez & Stephen I. Vladeck, "State Law, the Westfall Act, and the Nature of the Bivens Question," 161 U. Pa. L. Rev. 509 (2013)Samuel L. Bray & Paul B. Miller, "Getting Into Equity," 97 Notre Dame L. Rev. 1763 (2022) — why equity never needed causes of actionOtherDivided Argument, "Separation-of-Powers Police" (S4E23) — the Daryl Levinson Law for Leviathan book episodeThe Blackstone Three — original and cover music for all events, parties, and concert venues

Ken Carman and Anthony Lima talk quarterback evaluation with ESPN analyst Herm Edwards, who explains he trusts his eyes over stats and leadership qualities over completion numbers, and admits Deshaun Watson's return after over 600 days away actually impressed him. Edwards also praises Jared Verse's early leadership since the Myles Garrett trade and breaks down why a 60 year old first time head coach like Todd Monken brings a calming, experienced presence a team like this badly needs. He even leaves the door open that the quarterback competition might not truly get settled until Week 4 of the regular season.

Dixie Edwards loved her life in Indiana. After receiving the Lord at 9 years old, she quickly began to thrive in church ministry. She married the heart throb of her church, Max Edwards, when she was only seventeen. They lived on a successful farm surrounded by family. Dixie looked forward to raising her three children there. However, God had different plans. Max began to feel an intense call on his life to serve the Lord. He began to pursue the call by taking a Bible correspondence course. Then he was asked to be the preacher of a church just outside the town she grew up in. Reluctantly, but willingly with an openness to hear the Lord and put His will first, Dixie complied, She had no idea the many adventures her life would take as God uprooted her and her family from their farm in Indiana to Brazil and then later to Mexico! If you have ever been afraid or reluctant to follow the path of God, then Dixie's story is the one you need to hear! Her life will show you that following God's lead is the best way to enjoy life!Resources:Boldly I Obey: The Journey of Max and Dixie Edwards from an Indiana Farm to Brazil and Beyond. By Danna Jo Matsuki

Jaxon Dart is an idiot NFL hates women, part 52,487 The legend of Brodie will ring out forever Guest: Nata Like what you hear? Subscribe so you don’t miss an episode! Follow us on Twitter: @Dpalm66 @UDPod @TheMTRNetwork Want more podcast greatness? Sign up for a MTR Premium Account! Check out our Sponsors! TweakedAudio.com using the code ‘reviews' to get 33% off & free shipping. Shop at our Amazon Store to support the site

You get to hear optimism, pessimism and realism all from the same group...about the same topic!! Season Preview starts...now!!! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the gripping conclusion to the Bradley Robert Edwards / Claremont serial killer saga, police finally put a name and face to the man they had hunted for more than two decades. Follow the extraordinary DNA breakthrough that led to Edwards' dramatic arrest, the disturbing secrets uncovered from his past, and the marathon trial that finally delivered justice for Jane Rimmer and Ciara Glennon. A chilling finale to one of Australia's most notorious murder investigations.Patreon: https://www.patreon.com/theserialkillerpodcastWebsite: https://www.theserialkillerpodcast.comFacebook: https://www.facebook.com/theskpodcastInstagram: https://www.instagram.com/serialkillerpodX: https://x.com/serialkillerpodSupport this show http://supporter.acast.com/the-serial-killer-podcast. Hosted on Acast. See acast.com/privacy for more information.

Simon Evans is joined by Andrew Greaves and Darren Bentley to debrief Burnley's 2-2 draw with West Ham United in Nicky Hayen's first competitive game in charge. The lads dig into a spirited second-half comeback led by a Zian Flemming brace. They debate the midfield pairing of Ugo Raghouber and Hannibal, weigh up debutant Max Ellayne and a repositioned Kyle Walker, and argue over whether BruunLarsen and Edwards did enough out wide. There's plenty of optimism about the energy and fight Hayen has instilled, a look ahead to the final two weeks of the transfer window, and a full rundown of the club's sponsorship saga — from the collapsed shirt-sponsor deal to the record-breaking cream kit sales. 

We are very, very excited about the upcoming Isaiah workshop for only $39 (via Zoom) or $75 (for in person). We believe it will make a real difference in your ability to understand Isaiah. We will do hands on work together, focusing on helping you develop the skills to really get more out of Isaiah, both as we study it this year, and throughout your life. We will be holding the workshop right as we hit Isiah in the Come Follow Me reading assignments. Here is the key information you need to know: It will be via Zoom only on Thursday night, September 10th. That evening we will introduce a few things, and give you some homework to do in order to prepare you to get more out of the rest of the workshop. Then we will meet both in person and via Zoom on Friday, evening, Sept. 11th. Then we will meet on Saturday the 12thin the morning.We will meet on the edge of the Provo/Orem border.All proceeds go towards supporting The Scriptures Are Real podcast. I make absolutely no money off of this at all.The cost of the in-person meeting is $75, and of Zoom is $39. The cost for two people to use the same Zoom is $49.You can register by sending us your name, email address, and payment.Payment can be made toVenmo @julianne-muhlesteinZelle using the email address thescripturesarereal@gmail.comEmail us at that same email address if you would prefer to pay in other ways.Join us for fantastic content on our Patreon website. This week on Patreon we will delve more into depth on how to get more out of the Psalms and worship with them, and more into depth on some specific psalms.Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Click here and join right away!In this episode Kerry and Ryan Davis teach you about what the Psalms are and how to get more out of them. They explain some of the poetic background, and also ways to think about them and study them to gain better understanding and be touched more deeply. They talk about how they are about our relationship with God, and about temples, and explore other genres with in Psalms. Then Kerry and Kim Matheson dive into Psalm 1 together, looking at what it teaches about praise, worship, and cries for help. Then Kerry and Paul Hoskisson explore Psalm 22 and what it teaches about Jesus Christ, and how it connects with His time on the cross. They look at how it helps us understand Christ's suffering on the cross, and what that means for us. Then Kerry and Jenny Oaks Baker discuss Psalm 27 and how we can trust in God. She shares stories from her life about how she has turned to the Lord and been her salvation. She talks about how God has our back when we follow Him. Then Kerry and Rosalynde Welch go through Psalm 42. They use the beautiful imagery in the psalm to help us deepen our relationship with God. They explore how the Psalms will capture the feelings and needs you experience and help you understand them, express them, and turn them to God.We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors.

CMS Superintendent Crystal Hill is back in the driver's seat, but we still know little about what led to her suspension. Democrats on City Council are uneasy about CMPD's push to apply for a federal “Make America Safe Again” grant. We'll tell you why. Plus, the latest on campaigns in western North Carolina and South Carolina.

Patrick Larkin, Partner & Practice Leader, Cerity Partners Three years after launching his independent RIA, Patrick Larkin merged with Cerity Partners—but not because that was the original plan. He explains how ownership changed the way he viewed enterprise value, optionality, and the future of his business. In Summary Going independent is often viewed as the destination. Patrick Larkin discovered it was just the beginning. Louis sits down with Patrick, Partner and Practice Leader at Cerity Partners and former founder of Oak Hill Wealth Advisors, to discuss an unconventional journey: leaving Wells Fargo to build an independent RIA, then choosing to merge that business just three years later. Rather than following a predetermined exit strategy, Patrick shares how ownership fundamentally changed the way he thought about enterprise value. A conversation with a prospective acquirer revealed that buyers weren't interested in purchasing a book of business—they were looking for a business. That realization reshaped how he invested, hired, delegated, and ultimately positioned his firm for the future. The conversation from our Build Grow & Transact series also offers a candid look at life after a merger, from evaluating cultural fit and partnership to balancing autonomy with the resources of a larger organization. More broadly, it illustrates how ownership creates optionality—and why the most valuable decision an advisor makes may not be the one they originally envisioned. The Storyline After spending nearly 15 years building a successful practice at AG Edwards, Wachovia, and Wells Fargo, Patrick Larkin launched Oak Hill Wealth Advisors in 2022 with a simple objective: build a business on his own terms. Like many advisors, he expected independence to be the final destination for a long time. But then there was the realization that ownership changes more than economics; it changes perspective. And it became the beginning of an entirely different way of thinking. As acquisition inquiries arrived sooner than expected, Patrick realized something that fundamentally changed his strategy. Sophisticated buyers weren't evaluating his client relationships as a book of business; they were evaluating Oak Hill as an enterprise. That insight shifted his priorities from maximizing short-term profitability to building a business that could thrive beyond its founder. Just three years after launching, Patrick chose to merge with Cerity Partners—not because he was looking for an exit, but because he believed it strengthened the future for his clients, his team, and his family. Louis and Patrick explore what led to that decision, how ownership increased the value of his business almost immediately, why he compares independence to an IPO, and what advisors should consider if they hope to create options for the future—even if they don't yet know what that future looks like. Topics Covered Building enterprise value versus maximizing annual income Creating optionality through ownership Leaving Wells Fargo to launch an independent RIA Why buyers value businesses more than books of business Evaluating strategic partners and acquisition opportunities The economics of independence and business valuation Life after merging with Cerity Partners Balancing autonomy with enterprise-scale resources Leadership, succession, and building beyond the founder Long-term ownership and partnership models > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Patrick decide to leave Wells Fargo? (11:07) Patrick explains why growing frustrations around control, firm priorities, and the ability to build his business eventually outweighed the comfort of staying put. How did going independent immediately change the value of his business? (21:42) Patrick introduces one of the episode's biggest ideas: why launching Oak Hill felt like taking a company public and how ownership increased the firm's value almost overnight. Why did Patrick sell only three years after becoming independent? (20:03) An unexpected conversation with a prospective acquirer completely changed how he viewed enterprise value and accelerated his long-term thinking. What separates a business from a book of business? (21:42) Patrick discusses why recruiting advisors, delegating client relationships, and investing beyond himself made Oak Hill more attractive to strategic buyers. Why Cerity Partners? (26:48) Rather than focusing on valuation, Cerity emphasized culture, partnership, and long-term alignment—qualities Patrick says ultimately mattered most. What is life actually like after a merger? (37:57) Patrick offers an unusually candid perspective on autonomy, leadership, and why he says he hasn't second-guessed the decision once. Key Takeaways Ownership creates opportunities that often aren't visible until after independence. Enterprise value is built by creating a business that can thrive beyond its founder. The first acquisition conversation can be valuable even if no transaction occurs. Cultural alignment may ultimately matter more than valuation when selecting a long-term partner. Independence doesn't eliminate future options—it expands them. Strategic transactions can strengthen outcomes for clients, employees, and owners simultaneously. The goal isn't simply to own a business; it's to create choices for what comes next. https://youtu.be/f7FGLGjBbyo Quotable Moments “The day Oak Hill launched felt like the business had gone public.” “Potential acquirers weren't interested in buying a book. They were interested in buying a business.” “Ownership isn't simply about control. It's about creating optionality.” “The fear of leaving is almost always worse than the actual experience of leaving.” FAQs Why did Patrick Larkin merge with Cerity Partners only three years after launching his RIA? Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Why does Patrick compare independence to an IPO? Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. What changed after Patrick became independent? Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. What made Cerity Partners stand out? Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. Is this episode only relevant for advisors considering selling? No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. What is the biggest lesson Patrick hopes advisors take away? That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Related Resources From Start-Up to $31B Behemoth RIA: The Catalysts Behind the Growth of Mega-Firm Cerity Partners Ownership Matters: What Advisors Need to Know When Evaluating Firms Top Tips for Setting Your Business Up for Success Years Before a Move Patrick LarkinPartner and Practice Leader Patrick is a Partner and Practice Leader in the Lansdowne, VA office. He is a member of the Lansdowne Practice, where he works closely with families, foundations, and non-profits to help them define and achieve their financial goals with clarity and confidence. With a deep specialization in retirement income distribution planning and complex risk and wealth management strategies, Patrick is known for helping clients simplify complicated financial decisions, reduce uncertainty, and build sustainable, long-term plans. His approach emphasizes fiduciary responsibility, transparency, and personalized guidance — ensuring clients always feel informed and empowered. Prior to joining Cerity Partners, Patrick was the founding member of Oak Hill Wealth Advisors, where he built a highly respected independent advisory practice that earned the trust of families, professionals, and mission-driven organizations across the region. His leadership was instrumental in shaping a client-first culture that continues today. Patrick's work is rooted in a passion for long-term relationships — guiding clients not just through markets, but through life's milestones such as retirement, business transitions, philanthropic planning, and wealth transfer across generations. He takes pride in being both a strategic advisor and a steady partner to the people he serves. Patrick lives in Bluemont, VA, with his wife Angela, their two children, Paige and Sean, and their Golden Retrievers, Huckleberry and Genoa. Outside of the office, Patrick and his family enjoy an active lifestyle — whether it's hiking and backpacking on the Appalachian Trail, biking the Great Allegheny Passage, or sailing on the Chesapeake Bay. These experiences reflect his belief in balance, resilience, and enjoying the journey — values he also brings to his work with clients. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate proof of concept that they not only trusted you with their clients and their life’s work, but now also with their family’s wealth. So I like that, kind of the full life cycle there. So I’m curious, though, you stayed at Wells through a really turbulent time through the fake bank scandal. There’s a lot of attrition. I mean, obviously, they’re still a powerhouse to this day, but what kept you at Wells for as long as it did before you left in 2022? Patrick Larkin: You described it as a turbulent time. Pretty turbulent might be an understatement. Even before Wells, the transition to Wells, Wachovia Bank had been the first company that we transitioned to from A.G. Edwards. And we, of course, went through the financial crisis during that time period and handholding our clients and helping them get through that time period and dealing with concerns that we shouldn’t really have to be prepared with. “Is my money safe? It’s not what’s happening to the market, but is my money safe in your institution?” But once things stabilized, I found real purpose in partnering with some of the retiring advisors and opportunities that came up. It was a really wonderful climate and atmosphere in our local office. It was really a family-like atmosphere, and I still had a lot to learn. And all those advisors that I partnered with, I’ve joked I’ve never had an original idea in my entire life. I stole all my good ideas from them. And some of them were really ahead of their time, and I learned, adopted, and built my own philosophies by working closely with them. Ultimately, by the time I left Wells Fargo, I was finishing up the fifth sunset program and had only made my way halfway through the sunset before the opportunity presented itself to create my own practice. Louis Diamond: So I’m curious, when did you first seriously start thinking about leaving and what really tipped the scales for you? What was the proverbial straw that broke the camel’s back? Patrick Larkin: Yeah, it really was a number of small items and ultimately one big one. But for a long time, I’d been content, but as I tried to grow the business beyond what I could do individually, I felt like I kept running into walls. There were it felt like limitations on how I could build out my team and structure the practice the way I envisioned it. Additionally, there were some new policies that also started to bother me. One of them was the platform advisory fee, which in my eyes was less about client transparency and more about replacing a declining revenue source on the firm’s balance sheet. And after dealing with clients and helping them through the bank scandal at the firm, I was concerned that this would come back and hurt me and the relationships that I had with my clients. Incidentally, I just recently onboarded a new client that transferred to us. And for them, looking at their statement, identifying this platform advisory fee- Louis Diamond: Oh boy. Patrick Larkin: … was the last straw for them before they moved about 15 million of assets to us. Also, I thought I would be I would be a better allocator of resources than Wells Fargo. Wells Fargo retained about half of the revenue that I earned for the business. They seemed to think that the best allocation of that money was additional middle management. Whereas, I thought investment in technology, investment in additional personnel, and an investment in marketing were best places to continue to build out my vision. The final straw, and really a thing that crystallized everything for me was when I read a book in 2021 called The Infinite Game, a book written by Simon Sinek. Chapter eight, the title is Ethical Fading. And it uses the Wells Fargo bank scandal as a case study in what happens when a firm loses its moral compass. I read the chapter and thought, “There it is, I have to do something.” That was really the final push I needed. I mentioned earlier I was very fortunate to start my career with a company called A.G. Edwards, a regional brokerage firm. And while I was at A.G. Edwards, there was a research report that came out on A.G. Edwards as a company. And I’m going to paraphrase a little bit on what was said in that report, but ultimately there was a line in there, and it was a criticism, but I took it as a huge positive as being an employee there. The line said, “While management does not necessarily say it, we believe the client is put ahead of the shareholder.” And that was something I was very proud of. And I just, upon reflecting on it, felt confident those were words that I never was going to see go to print about Wells Fargo. Louis Diamond: So you left Wells in 2022 and founded Oak Hill Wealth Partners in Lansdowne, Virginia. Walk us through that decision. Why go independent rather than going to another firm? Patrick Larkin: I really thought moving to another firm, the things that I had grown frustrated with at Wells Fargo Advisors, I would also find at another wirehouse firm. I was ready, and honestly, the simple answer is I thought I could do better. And I wanted control after having what I felt like was very little control. I had grown frustrated with others making important decisions, and I wanted an opportunity to grab the reins and make decisions on my own. I believe at that time, the future of wealth management was going to be built around fiduciary advice, and I didn’t want to watch that from the sidelines anymore. I was watching what was happening in the industry. And as we were trying to hire new advisors, reaching out to college graduates who were studying CFP programs, identified that they were more inclined to want to start employment with an RIA than a wirehouse. What made the timing work really well was Wells Fargo had actually introduced a program to help advisors in the private client group spin off and establish their own RIAs. Now, whenever I tell this to another advisor, particularly ones that are wirehouses, they can’t understand it. And quite frankly, I don’t understand why they helped us do it, but we were about the 30th practice that they helped us through this process and they provided real support. They hired consultants, made vendor recommendations, even referrals to financing so I could pay off my last succession plan before I left. The only really upside for Wells Fargo was that the ask was that we continue to use First Clearing as the custodian. And one of the downsides for me was I was going to leave all of my deferred comp behind with Wells Fargo. Now, all clients had to do to join me was sign a positive consent. And on May 9th, 2020, we turned on our computers in our new office and our clients were already there. That same day, we launched and started a relationship with Charles Schwab. And it was so exciting to be able to start shopping for what I thought was the best FinTech, really feeling like I was stuck with proprietary tools that Wells Fargo advisors had offered. I felt like I was a kid in a candy store. And if there was a cool tool that I identified that would help us serve our clients better, I was all in and I was buying it. I really feel that some of the technology that Oak Hill eventually bought into and some of the tools we’re using now are going to take years and years before they eventually trickle down to where the wirehouses are, if ever. Louis Diamond: Interesting. So it was really it was for the most part an internal move from one- Patrick Larkin: It was- Louis Diamond: … channel to the other. Patrick Larkin: … it was an internal move, but there was no requirement to stay at First Clearing. As a fiduciary, they couldn’t make those demands. And again, they helped us with the financing, which is really unusual that they helped us secure a loan so I could pay off the last retiring advisor. It’s really unusual that a bank will loan money where there is no business at the time, but because of previous experience that financial institution had working with Wells, they helped us facilitate the transaction. And the program is still in place at Wells Fargo, which is absolutely amazing to me after the experience that I’ve just had myself. Louis Diamond: Yeah, it’s interesting. I mean, does it cannibalize a more profitable revenue source? Sure. But if the alternative was all the assets go to Schwab or Fidelity, to me, honestly, it’s smart. I think they played the long game by not being adversarial on it. Patrick Larkin: I think they played a long game and they took the philosophy, and I think they use it as a recruiting tool that if you love them, set them free. And that’s exactly what they did. Louis Diamond: So for the rest of the episode, I want to talk about your eventual, and not that long period of time, transaction or decision to merge Oak Hill with Cerity Partners. This is our Build, Grow, Transact subseries. And I was really struck by your story because you were three years or so into running Oak Hill, and then your merger with Cerity Partners, an amazing RIA closed. That’s a fairly short runway. Usually when I see folks go independent for the first time, it’s 10, 15, 20 years, maybe never, that they decide to merge or sell. I’m curious to understand your thinking about the transaction. Were you looking to do something? Or was it just like right place, right time and the opportunity presented itself? Patrick Larkin: I had started Oak Hill with the intent of eventually down the road, much closer to retirement, looking for a partner. The opportunity and what I learned early on helped change that idea and philosophy, and I adapted and made modifications to take advantage of it. Louis Diamond: Interesting. So you weren’t necessarily planning on selling or merging the business, it just kind of circumstances happened the way they did? Patrick Larkin: Yeah. When we started Oak Hill Wealth Advisors, it was a really pretty short period of time before we started getting calls from larger national RIAs about potential acquisition, much sooner than I expected. Early on, I just brushed them off, but about a year in, I took one of those calls and it really just opened my eyes up. I realized for the first time this small firm, this little practice actually had some real value, way more than I’d given it credit for. That first call, that first exploration didn’t go anywhere. It wasn’t a good fit. But what it gave me was a much clearer picture of what the serious acquirers were actually looking for. And that changed decisions I made at Oak Hill going forward. I really at that point stopped trying to optimize for near-term profit and really thought of my business as a business and started building towards enterprise value, sometimes at the cost of short-term income. And that turned out to be exactly the right call. Louis Diamond: That’s such an interesting perspective. Let’s double-click into that concept. So it sounds almost counterintuitive that if you kind of had this light bulb moment that like, “Okay, maybe I want to transact my business sooner than I initially thought.” I think most people would say, “Let’s become lean and mean. Let’s become as profitable as possible so my EBITDA’s higher.” But you took the different approach. What were the decisions you did to invest more in enterprise value rather than current cash flow? Patrick Larkin: A true business is one that doesn’t need me to be here every day to operate. And when we left Wells Fargo Advisors, it was myself and one other advisor that created Oak Hill Wealth Advisors. I was responsible for about 95% of the assets and revenue. And one of the more significant investments we made is in additional advisors. I recruited three new advisors, all CFPs, to join Oak Hill Wealth Advisors. Whereas, before I had been largely managing all the relationships myself. For someone that kind of grew up in the regional wirehouse space, it’s pretty counterintuitive to start moving relationships away from you onto other advisors. You’re trained and built to create a moat around your relationships, and realized that the potential acquirers are not interested, at least the ones I was interested in, weren’t interested in buying a book. They were interested in buying a business. And that just meant every decision we made going forward was not profit-driven, but how can I increase the value of the business? So after that first call, I knew I probably would be looking to move forward with a transaction sooner as opposed to the end of retirement. That information that I got on that first call helped me realize that when Oak Hill Wealth Advisors opened its doors on May 9th, 2022, we effectively had an IPO. I had great familiarity with how the succession plans at Wells Fargo Advisors worked. And on that day that we opened our practice, the value of my business jumped to be four to five times the value of it in a succession plan at Wells Fargo Advisors. Now, I knew going forward that I was going to be able to increase revenue. I was going to be able to increase EBITDA. I was going to potentially have some benefits from a market tailwind. I knew the multiples of EBITDA that the firms use may fluctuate, but the biggest change by far occurred leaving the wirehouse and having the value of my business grow four to fivefold in that same day. So what I really focused on was making sure that I was going to, when I was ready to start looking again after I had worked on improving the practice, really was going to look for a firm that was going to be a good cultural fit for both my clients, my team, and myself. Louis Diamond: That’s such a cool perspective. I’ve never heard anyone say that the day we launched your independent business was like an IPO. But honestly, it’s so true. You’re planting a flag in the ground that like, “Here is real value. This is value that we’ve created that we own rather than it being a book of business and a W-2 paycheck.” And it’s a fascinating perspective. Patrick Larkin: Yep. It really is amazing that the value changed that much on one day and the future value changes. Looking at the equity that I owned in Oak Hill Wealth Advisors, it made sense to consider is there a better way to take some risk off the table for myself and my family and diversify some of the equity that I had in Oak Hill Wealth Advisors with a larger enterprise? Louis Diamond: It makes complete sense. Obviously, everyone would sign up for 4 to 5X increase in value. Patrick Larkin: Sure. Louis Diamond: That’s not the reason most people go independent, but it’s important to know. And also, what I really liked about what you shared is I think a really valuable learning for anyone is those calls come in, whether it’s from annoying people like me or from an acquirer, from a firm, they’re not all noise. You took it as an opportunity to learn. Even though that first person who called wasn’t the right fit, it crystallized something in your mind and it let you make proactive decisions that ultimately paid off in spades when it came time to sign the dotted line for your transaction with Cerity. So I think it’s brilliant. And it’s very big picture, big-business-owner-type stuff that I think a lot of people will just filter out because it’s annoying and I’m young, I’m not looking to sell, but that was the journey. Patrick Larkin: Yeah, that first call changed my opinion about timing of when to move forward with a partnership. Originally, I thought this would be something at the end of retirement. The timing of doing so sooner seemed a lot more appealing after having that conversation and realizing what we had actually built. Louis Diamond: Amazing. So ultimately you decided to merge with Cerity Partners. We’ve had Kurt Miscinski from Cerity Partners on the show. They’re a real heavyweight within the RIA world. Most recently, they were valued at $8 billion in a recap, and it’s a very impressive firm. What specifically drew you to Cerity versus other potential buyers? Like you said, you got a lot of calls. Patrick Larkin: After that first call, I just got to work and focused on continuing to take care of our clients, building a team, adding new advisors, being a mentor to those advisors. But at the same time, we were being approached fairly regularly by that point. And I had a pretty good system for quickly deciding whether something was worth a second look, and most weren’t. But about a year ago, one of the national RIAs caught my attention and I started having conversations with them. And once I had progressed with them, I though, “You know what? If I’m giving this consideration, I really need to cast a wider net.” So I reached out to other RIAs that I had looked at and admired and been keeping an eye on. And ultimately, my longtime business coach, Barbara Kay, suggested I talk with Cerity Partners, a company that one of her other clients had just recently joined. And from the very first call, I could tell something was different. And I talked to many different companies. Cerity Partners, and an individual I spoke with, Geoff Newman, they weren’t leading with valuation formulas or deal structure. They were asking questions about my clients, my team, and how I actually ran the practice. They had a very defined process for identifying partners who were genuinely compatible, not just advisors with books that were transferable. And that distinction mattered greatly to me. They also offered really, in my opinion, the right balance of support and still having some autonomy. And their aspiration to deliver consistent standard of care to clients, whether they be in California or Virginia, so that those individuals get the same quality of experience, resonated with how I was already running things within my practice. That combination of support and autonomy, I really liked the idea of continuing to have oversight over my local practice, over our practice, which included the budget, salaries, and bonuses. It more than anybody else felt like a partnership and not a buyout. And I really appreciate it during that first call, Cerity was the only company that talked about a hundred-year plan. It was amazing to me to hear what their thoughts were. Most of the other firms I spoke with talked about valuations. And very quickly in the process, I found myself on a Zoom call with a Patagonia fleece vest-wearing private equity rep walking me through a valuation. And it was efficient, but it was not a cultural fit for me. And the infrastructure behind us and the combination of autonomy is really harder to find than most people think. As I progressed with Cerity, I remember early on in the process thinking to myself, “My God, I hope they want me, I hope they want me,” because I could tell I’m a very process-driven person They had a process with the way they brought me on board. And ultimately, we had a due diligence trip set up to go to one of their larger offices where I met with one of their leaders, Claire O’Keefe, part of their practice development, and had an opportunity to meet with different leaders within the firm and really get my arms wrapped around the potential that they had. Just the quality of the people I encountered through the whole process just kept reinforcing the decision. And by the time we got to the finish line, it didn’t feel like a transaction. It felt like I was joining something that I was excited to be part of. So just a little bit more about what attracted me to Cerity, their culture is just phenomenal. Cerity Partners uses the word “meritocracy” and they actually mean it. Ownership and influence here track your contribution, not your tenure or how well you play the politics. I just attended my first partner meeting in April, and without exaggeration, it was the most extraordinary professional meeting I’ve attended in my 25-year career. During the meeting, there was open debate about the direction of the firm, and every voice in the room carried weight. You could feel the culture. And that type of culture is built over years. You can’t fake it. Everyone in the room it felt like was rowing in the same direction. And by the time the meeting was over, I was so excited to get back to my team and tell them about what I had just witnessed, I wasn’t looking for the exit. I was looking for the brick wall to run through. I was so excited. And every once in a while I wonder having spent so much time in the wirehouse spaces, the bar just set really low for me when I talked to some of my other colleagues that have been independent for a long time. But it was just an absolutely amazing experience. And I do want to just add, one of the last really important things to me about Cerity Partners is I’ve been very fortunate with my career and in this profession. And part of my goal over the rest of my career is to have a legacy. And my legacy currently exists with the families I’ve advised and the team that I’ve built and have served and led. But Cerity Partners is helping me achieve even a greater legacy in our industry with our shared long-term goals. During my first meeting, they talked about their hundred-year vision of being a worldwide employee-owned professional services firm. And currently, and this is very exciting, the employees are the largest shareholder of the firm. No one else I talked to talked about their long-term goals like this, and it’s a vision I believe in. I want to contribute to help to see it accomplished. And one day when I do retire, I want to look back and see how I contribute it to a company that I believe is going to change the direction of professional wealth management. Louis Diamond: Wow. Patrick Larkin: My partnership with Cerity Partners is going to make that a reality. It’s just an amazing place. Yeah, very happy. Louis Diamond: Honestly, you can’t fake that type of enthusiasm. It sounds like- Patrick Larkin: It’s not- Louis Diamond: … you entered into a transaction, which is it’s like jumping into the deep end. How do you sort through what’s the sales process versus what’s real? How much of this is actually going to translate to my life? But hearing you not that long after the transaction, you still feel that and it’s very cool. In the press release I read, you cited estate planning, private markets access, and cross-border planning as key reasons for the merger. Can you talk about what it was about those? Maybe- Patrick Larkin: Yeah. Louis Diamond: … anything else that was missed? Patrick Larkin: Yeah. Louis Diamond: And were those not things that you felt like you could have delivered yourself as a standalone? Patrick Larkin: I thought that they were going to help me be able to be more effective in delivering those, but they weren’t the complete picture. The capabilities that we cited in the release were genuine gaps I wanted to fill and have available for clients and be able to prospect and go after new additional clients. But being fully honest, there were also deeper drivers. One was my team. Sometimes we get emotional about this. Being someone who’s trusted is really important to me, and that’s something I hold in high priority. There are people that followed me out of Wells Fargo to join me. One of my client associates had delayed her retirement so that she could join me and help us launch for the first three months. One of my other client associates has been with me close to 15 years. These are people that trusted me to do the right thing and to make sure that I wasn’t walking them off the plank. Being able to join Cerity Partners and give them a future that didn’t hinge entirely on my personal longevity was a huge relief. And Cerity Partners is an ownership culture. I’m so happy to say today that every single individual on my team in our practice in Lansdowne is now either an equity owner in Cerity Partners or very shortly will be an equity- Louis Diamond: So cool. Patrick Larkin: … equity owner. So they have a stake as well in what they’re building. It matters. My youngest client associate noticed how much it costs to send to FedEx. And he goes, “Now that I’m an owner, maybe we should rethink about sending regular mail.” Another driver was my family. And I’ve always had the philosophy of trying to prioritize and clients first, team and colleagues, and then my family. And I’ve always made decisions that if I put those others before myself, eventually I’ll be taken care of. And going through this transaction, it was so generous to my family and provided such security. There was a little bit of guilt that, “Am I doing this for all the right reasons?” But being able to secure my family’s future, converting equity in a three-year-old RIA into a stake of a $8 billion-plus valuation with institutional backing, that was a meaningful moment and I’d be less than honest if I glossed over that. I also really wanted to be part of something larger than myself. And the opportunity to help build a legacy in this business with Cerity Partners really gives me the platform to do that. Louis Diamond: Very cool. I can tell that you’re genuine, not just because of the way you sound, the way you’re speaking, but in the very beginning of the episode, you talked about the reason you got into this business was because you thought it gave you the dual purpose of being able to help people, but also being able to enrich yourself or your family. So this answer, it comes full circle. You’re able to accomplish all these goals, which made it the right decision. And I think, look, I say to advisors all the time, “You’re allowed to be greedy, you’re allowed to be selfish as long as the clients are still in the front of your mind as the most important thing.” There’s nothing wrong with doing better for clients, building a legacy in your case, but also reaping the rewards of all your hard work and labor and also all the risks that you’ve taken over your career. I got to ask you, though, from being an employee of Wells, where you were running your team, for the most part, you can run the business within their guardrails the way you want, to then running an RIA, which is really like you’re fully in control of everything, to now being a partner, but you’re not the one who has the name on the door anymore. Patrick Larkin: Right, right. Louis Diamond: Well, how do you think about the giving up control and full ownership of your practice versus owning a very small amount of a much larger entity? Patrick Larkin: There was such continuity. Oak Hill Wealth Advisors and Cerity Partners were so philosophically aligned that I genuinely never felt like I was giving up anything that I wasn’t glad to let go. My wife joined the business shortly before I left Wells Fargo Advisors. And still to this day, on my drive home from work, I call her up and say, “You’re not going to believe this.” And it’s all a positive, good thing. So Cerity has struck the perfect balance of that autonomy and support combination that I was looking for. So I still have control and a say over the way our practice is managed. Very shortly after the merger, my supervisor came down and met me for the first time, and we went out together after the day had ended. And early in the conversation I said to him, “What can I do to make your life easier?” And he said, “Pat, what can I do to make your life easier?” And that set the tone that still exists to this day. I almost cried when he said that because that was so different than what I had experienced up to that point. So the collaboration, the way we work together, it’s just absolutely amazing. And not once for a single moment have I second-guessed my decision. And it’s really weird because I’ve now been part of this organization for nearly nine months, and there just has not been one thing that’s occurred where I said, “That’s a disappointment.” It’s just been absolutely amazing every single day. Louis Diamond: Very cool. To me, there’s different arcs of when you want to ask people the question of, “Hey, any regrets?” And usually you don’t want to ask them too soon because they’re still going through the transition and integration and growing pains. And you don’t want to ask them too far in the future because you forget about what was life before. To be this short of a duration into this new partnership and to have these feelings, that’s absolutely pretty special. I got two more questions for you, Pat, if you don’t mind. Patrick Larkin: Sure. Louis Diamond: First one, economically, to me, one of the hardest things for really any advisor to really grapple with or to fully comprehend or make their own is, “I own 100% of the equity in my business. I get to decide when I want to sell in the future. My business is growing 10% per year. I wait to sell until 10 years from now, my business is going to be much bigger and I get to keep all the cash flow. I get to make all the decisions.” That compared to the path that you took, which was take cash off the table, which everyone understands, to, “Now, I own a much smaller piece of a much larger pie.” How would you talk to someone about the financial trade-off between a hundred percent ownership in their business, full control, full discretion over everything, versus becoming a minority equity partner in a larger entity? Patrick Larkin: You have to look at the valuation of my business, again, the day that we opened our doors as Oak Hill Wealth Advisors. There was such a massive jump in the value of the business. There was not going to be an opportunity for an appreciation at that level. So then, you have to compare what the growth rate is of Oak Hill Wealth Advisors versus a Cerity Partners. And I’m not embarrassed to say that Cerity Partners is and has been growing at a much faster rate of return. The value of the equity that I have retained in Cerity Partners, my ownership stake, I fully expect by the time I transact that business as I get closer to retirement, that’s going to be worth many times more than whatever opportunity I would have had at Wells Fargo with the valuation they would have provided me. Nevermind, very important, the tax consequences of a structure like this is all the retiring advisors that I worked with were taxed at their highest marginal rate. I owned a business and we were taxed at long-term capital gains rates. A significant difference in savings in what as the owner we actually realize. So yeah, I feel very comfortable with the ownership that I have and the control and continued opportunity with the meritocracy culture to increase my share of ownership in the company. Louis Diamond: Okay, and let’s do one more question here. I’ll pick it back up. So Pat, I think it’s a really cool perspective. It’s almost do your homework, and if you find the right horse and the right jockey that can run faster than you can on your own, that the equity value will compound and grow and appreciate in a faster, more efficient way than what you’re doing on your own, which makes complete sense. It’s the ultimate trade-off. And again, it’s like jumping into the deep end. On the one hand, Oak Hill was all you, right? You control the growth, for better or worse, for the good days, the bad days, the good years, the bad years, versus now your growth is diversified amongst hundreds of partners across M&A, across different lead flow channels, et cetera. It makes complete sense. But honestly, if I were an advisor, I don’t know how I would think about it. I think it’s all just fact-and-circumstance-based on where I am in my life and who the firm is and what I’m trying to accomplish. But it’s such a cool perspective because usually the playbook that we see, which is why we did this series, is go independent and there’s a long pause until there is a realization of all the value that’s been created. So seeing you do this in a much quicker timeframe, it seems like it was the absolutely right decision. To me, it just is another path, another way that an advisor or a firm is able to think about their future. Any final advice or parting words for someone who is sitting right where you were in 2021 or 2022 thinking about making the leap? And we’ll say a transition in general, or really anything you want to share to wrap our episode here. Patrick Larkin: Thank you for having me, and this is a great question. Happy to give a thoughtful answer to it. Before I’d left Wells Fargo Advisors through the program and started Oak Hill Wealth Advisors, I had an opportunity to go through a due diligence process and make sure that this was going to be a right move for me. There was no carrot out there that was obvious. I learned after that first conversation that I had built a practice that had some value to it. I was leaving behind the security of something I knew, leaving behind a significant amount in deferred compensation, and I wanted to make sure I was making the right decision. And through that due diligence process, talked to about five other firms that had recently left Wells Fargo to join this RIA program. I asked them a lot of different questions about what their experience was. And at every point during those conversations, they all said the same thing at different points. And it sounded like this. They said, “I’m working harder than I ever have before, but I wish I had done this sooner.” So my advice to those people, do it. I know that sounds simple, but I mean it. The fear of leaving is almost always worse than the actual experience of leaving. And I understand the inertia of not leaving and the real apprehension of what was on the other side. But what I found was a version of this profession I genuinely didn’t know was possible. One where I could do things the right way on my terms for the people I care most about serving. And not every path is going to look like mine. Some advisors should go fully independent and stay there, and that can be an incredible life. But when it comes time to look for a partner, quite frankly, if Cerity Partners is not on your shortlist, you’re making a significant mistake. And I say that not to sell anything, but because I’ve lived the comparison firsthand and there’s simply nothing else like it. Louis Diamond: So Pat, it’s been really fun, but I don’t think we’ve had anyone on the eight years or so we’ve been doing this show that’s gone through this type of arc or journey that you have. One of my big takeaways or sticking points that this episode brought for me is by going independent and taking control over your future, you created complete optionality for yourself to do exactly what you wanted to do with your business, even if that was different than what you initially planned. So in your case, it was selling within three years of going independent, but by taking action, being proactive, playing some offense, you made the opportunity happen on your terms and your timeline. So this has been fun in so many different ways. I loved your comment about how when you went independent, it’s basically like the day of your IPO, the four-to-five-times increase in value versus an internal succession deal, and even just the way to think about getting equity in a larger entity versus running your own plays only. So thank you so much for doing this. This has been fun. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firm’s or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate p

In this episode, we review whether a suspect's statement, “I would like to speak to a lawyer, but um, yeah,” was an unequivocal invocation of the right to counsel under Article 31, UCMJ principles. We examine how the Court of Appeals for the Armed Forces applied Edwards v. Arizona and Davis v. United States, and how the majority and dissent split over whether the words “but um, yeah” were meaningless filler words or introduced genuine ambiguity into the invocation. We provide takeaways for practitioners on evaluating motions to suppress based on the precise wording of a client's request for counsel. Learn more about The Quill & Sword series of podcasts by visiting our podcast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/.

In this episode, we review whether a suspect's statement, “I would like to speak to a lawyer, but um, yeah,” was an unequivocal invocation of the right to counsel under Article 31, UCMJ principles. We examine how the Court of Appeals for the Armed Forces applied Edwards v. Arizona and Davis v. United States, and how the majority and dissent split over whether the words “but um, yeah” were meaningless filler words or introduced genuine ambiguity into the invocation. We provide takeaways for practitioners on evaluating motions to suppress based on the precise wording of a client's request for counsel. Learn more about The Quill & Sword series of podcasts by visiting our podcast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/.

Dixie Edwards loved her life in Indiana. After receiving the Lord at 9 years old, she quickly began to thrive in church ministry. She married the heart throb of her church, Max Edwards, when she was only seventeen. They lived on a successful farm surrounded by family. Dixie looked forward to raising her three children there. However, God had different plans. Max began to feel an intense call on his life to serve the Lord. He began to pursue the call by taking a Bible correspondence course. Then he was asked to be the preacher of a church just outside the town she grew up in. Reluctantly, but willingly with an openness to hear the Lord and put His will first, Dixie complied, She had no idea the many adventures her life would take as God uprooted her and her family from their farm in Indiana to Brazil and then later to Mexico! If you have ever been afraid or reluctant to follow the path of God, then Dixie's story is the one you need to hear! Her life will show you that following God's lead is the best way to enjoy life!Resources:Boldly I Obey: The Journey of Max and Dixie Edwards from an Indiana Farm to Brazil and Beyond. By Danna Jo Matsuki

This episode is presented by Create A Video – Andrew Dunn is the publisher of Longleaf Politics and a contributing columnist to The Charlotte Observer. He joined me to discuss the nomination of a new candidate in North Carolina's 11th Congressional race - after the incumbent withdrew amid an ethics scandal. Plus, Dunn's "Where do you stand, Roy?" advice. Also, will Charlotte City Council impose a stricter youth curfew, as requested by the police chief?Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

Drew Brees was inducted to the Hall of Fame and other things happened as well, during the last week. We talk about those things around Purdue sports. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this Aug. 11, 2026 episode of The News & Observer's Under the Dome politics podcast, host and Capitol bureau chief Dawn Vaughan is joined by Congressional impact reporter Danielle Battaglia to talk about the future of the 11th District of the US House after Rep. Chuck Edwards dropped out of the race. Stay tuned to the end for their picks for Headliner of the Week. Host: Dawn Vaughan Guest: Danielle Battaglia Producer: Kevin Keister Want even more North Carolina politics news? Our Under the Dome newsletter dives deep into all things #ncpol and legislative happenings. It's sent to your inbox Sunday to Friday. Sign up here. Please consider supporting local journalism with a subscription to The N&O. If you're already a subscriber, thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is presented by Create A Video – AP Dillon is a reporter for the North State Journal. Read her reporting at NSJonline.com. She publishes a Substack.com newsletter called More To The Story. We spoke today about replacing disgraced Congressman Chuck Edwards, Roy Cooper's fundraising partners, and an illegal alien in Charlotte busted for child abuse images. Plus, an insane maniac attacks women on the sidewalk in Charlotte.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

U.S. Rep. Chuck Edwards ended his reelection bid last week following a House ethics investigation confirming he “violated House Rules related to sexual harassment and hostile workplaces.” Now, Republicans are left to replace him. We check in with our roundtable of reporters on the latest from Washington and how it could impact North Carolina.

In contemporary evangelistic practice, the pastoral response to an awakened sinner often seeks immediate emotional relief, offering swift assurances of safety and a bare presentation of gospel facts. In stark contrast, historic Reformed soul-care—exemplified by John Bunyan's Evangelist, Jonathan Edwards's revival treatises, Thomas Scott's annotations, and the lived experience of David Brainerd—operates on the conviction that true saving faith requires a deep, experimental realization of human inability under the Law before gospel comfort can be rightly embraced. Rather than offering premature assurance to those alarmed about their souls, these historic voices advocate holding forth "more light" to dismantle all self-reliant "twigs" of moral reform, enforcing the urgent command to "flee from the wrath to come." By examining Evangelist's seemingly paradoxical counsel alongside Edwards's theology of religious affections and Brainerd's self-examining piety, this study demonstrates that stripping away false security is not ministerial cruelty, but the highest act of spiritual mercy—forcing the sinner out of self-righteousness and driving him toward true, enduring refuge in the cross of Christ.

In contemporary evangelistic practice, the pastoral response to an awakened sinner often seeks immediate emotional relief, offering swift assurances of safety and a bare presentation of gospel facts. In stark contrast, historic Reformed soul-care—exemplified by John Bunyan's Evangelist, Jonathan Edwards's revival treatises, Thomas Scott's annotations, and the lived experience of David Brainerd—operates on the conviction that true saving faith requires a deep, experimental realization of human inability under the Law before gospel comfort can be rightly embraced. Rather than offering premature assurance to those alarmed about their souls, these historic voices advocate holding forth "more light" to dismantle all self-reliant "twigs" of moral reform, enforcing the urgent command to "flee from the wrath to come." By examining Evangelist's seemingly paradoxical counsel alongside Edwards's theology of religious affections and Brainerd's self-examining piety, this study demonstrates that stripping away false security is not ministerial cruelty, but the highest act of spiritual mercy—forcing the sinner out of self-righteousness and driving him toward true, enduring refuge in the cross of Christ.

Join us for a workshop on Isaiah for as low as $39. For more information email TheScripturesAreReal@gmail.comJoin us for fantastic content on our Patreon website: https://www.patreon.com/c/EnlightenEdgeEDU . This week on Patreon we will delve more into depth on some of the doctrines and lessons we can learn from Job, hitting on some of the most powerful elements of all. We will also discuss whether or not Job was a real person.Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Go to https://www.goanddotravel.com/momentum-27-west-2 and join right away!In this episode Kerry and David Ridge, who wrote his dissertation on the Book of Job, help you see perspectives that will allow you to see Job in some new ways, and get more out of Job. During this they help you learn about poetic devices. They specifically address the role that Satan plays in the book, and how that may represent the fallen world, and what that may help you get out of the story. They also look at Job's faith and yet his ignorance in contrast with God, and how that plays into the story and carries along its major message. They help us understand Job's wife and his friends better, and especially what happens when Job finally learns from God. Then Kerry and Rosalynde Welch do a deep dive into one chapter of Job that is highly poetic. They explore the beautiful imagery and what it teaches us about our own learning and initiative, and God's, and how we can balance those two notions. They explore the wisdom of God as presented in the chapter. Then Kerry and Robert Millet explore how Job teaches us about faith. They examine the questions Job asks and how he doesn't find answers to them, but demonstrates enough faith that he can grow and develop as God would want, and what that means for us.We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors. We are also very grateful for all our Patreon members. We are so thankful for Beehive Broadcast for producing the podcast and for Rich Nicholls, who composed and plays the music for the podcast.

On a federal construction job the government pays the general contractor within about 30 days, but the subcontractor gets paid only after hitting a milestone and floats the materials and labor in the meantime. West Edwards, a construction and roofing contractor who works Army Corps of Engineers projects, walks through how a subcontractor gets money on the ground early, uses supplier terms to push real payment out roughly 90 days, and negotiates payout timelines with a GC before the job starts. What you'll learn in this episode: The way to get paid upfront on a government job by setting materials on the ground for the inspector to see Why there are no mobilization fees in federal work and how that changes the way you finance a project How to use 60 day supplier terms and a line of credit to stretch your real payment out to about 90 days The conversation to have with your GC about milestones, the G703, and when you can submit for payment Why managing the cash flow matters more than knowing how to do the actual work Chapters: 0:00 - Finding federal contracts across SAM.gov and agency forecasts 0:48 - What going wrong on a job actually means 1:23 - Scope, spec, and the Unified Facilities Code trap 3:04 - The roof observer who was a silent competitor 4:03 - Why you build a margin into every bid 4:40 - Financing the job while you wait for payment 5:18 - How to get money upfront on a government contract 6:40 - Why cash flow beats craft on federal work 7:24 - The payment timeline from material to G703 to payout Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

ACE joins the pod to go on the record with his 2026 blitz month predictions Learn more about your ad choices. Visit podcastchoices.com/adchoices

Western North Carolina Rep. Chuck Edwards ends his reelection bid after a censure recommendation from the House Ethics Committee. Charlotte City Council holds discussions this week on toll lanes, data centers, e-bikes and more. Plus, the state's hemp industry can chill. House Republicans vote against holding a vote that would have killed the industry.

White House Correspondent April Ryan guest hosts with Erin to discuss Abdul El-Sayed's win in Michigan, the latest in Republican Rep Max Miller's snowballing awfulness, and Republicans' ongoing obsession with Dr. Fauci. Then friend of the show, Minnesota's LT. Governor Peggy Flanagan stops by to discuss her run for the U.S. Senate, and her favorite foods at the Minnesota State Fair. They wrap up with a very petty edition of the sanity corner.  The Most Powerful Men in America Are Eating Only Steak and Sauerkraut. Could I? (NYT 8/4)Trump declines to call for Max Miller's resignation amid abuse allegations (The Guardian 8/3)North Carolina congressman Edwards quits reelection bid after committee finds inappropriate conduct (AP News 8/5)Redacted Fauci Diary Entries Depict Him Personally Helping Katie Miller (NOTUS 7/29)

Get the facts, without the spin. UNBIASED offers a clear, impartial recap of US news, including politics, elections, legal news, and more. Hosted by lawyer Jordan Berman, each episode provides a recap of current political events plus breakdowns of complex concepts—like constitutional rights, recent Supreme Court rulings, and new legislation—in an easy-to-understand way. No personal opinions, just the facts you need to stay informed on the daily news that matters. If you miss how journalism used to be, you're in the right place. In today's episode: Victims of Idaho Shooting Identified (0:26) Clarification on Legal Effects of Blanche's Recent Orders Regarding Anti-Weaponization Fund and IRS Audits (2:56) House Committee Recommends Censure Against Rep. Edwards (11:26) Capital One Says Anti-Money Laundering Review Led to Closure of Trump-Affiliated Bank Accounts (~19:49) Blanche's Comments on Abortion Analyzed (~25:25) Senate Committee Votes to Advance Contempt Resolution Against Fauci. Here's What It Means. (~39:01) Quick Hitters (~41:57) Rumor Has It: Is Trump Offering an Insider-Trading Subscription Service? (~44:51) Critical Thinking Segment (~51:51) ⁠Watch⁠ this episode on YouTube. Follow Jordan on ⁠Instagram⁠ and ⁠TikTok⁠. All sources for this episode can be found ⁠here.⁠  Scammers are everywhere! But they can't harm you, if they can't find you! Use code JORDAN at https://incogni.com/jordan and get 60% off an annual plan! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Republican congressman Chuck Edwards looks like he’s one and done, after serving his first term in Congress, Edwards announced he is dropping his bid for reelection after an ethics investigation. The findings of the house ethics reports show that Edwards “engaged in persistent unprofessional and inappropriate conduct towards two young female staffers.” While the 65-year-old husband, father and grandfather dropped his bid, another republican congressman, Max Miller has vowed to continue his re-election campaign after multiple women have come forward with domestic violence allegations. Miller even asking the ethics committee to open a full investigation into his conduct to try and clear his name. See omnystudio.com/listener for privacy information.

Republican congressman Chuck Edwards looks like he’s one and done, after serving his first term in Congress, Edwards announced he is dropping his bid for reelection after an ethics investigation. The findings of the house ethics reports show that Edwards “engaged in persistent unprofessional and inappropriate conduct towards two young female staffers.” While the 65-year-old husband, father and grandfather dropped his bid, another republican congressman, Max Miller has vowed to continue his re-election campaign after multiple women have come forward with domestic violence allegations. Miller even asking the ethics committee to open a full investigation into his conduct to try and clear his name. See omnystudio.com/listener for privacy information.

Republican congressman Chuck Edwards looks like he’s one and done, after serving his first term in Congress, Edwards announced he is dropping his bid for reelection after an ethics investigation. The findings of the house ethics reports show that Edwards “engaged in persistent unprofessional and inappropriate conduct towards two young female staffers.” While the 65-year-old husband, father and grandfather dropped his bid, another republican congressman, Max Miller has vowed to continue his re-election campaign after multiple women have come forward with domestic violence allegations. Miller even asking the ethics committee to open a full investigation into his conduct to try and clear his name. See omnystudio.com/listener for privacy information.

This episode is presented by Create A Video – North Carolina Congressman Chuck Edwards announced on Twitter (at about 3:30 am) that he is withdrawing from his re-election, after he was referred for House censure over inappropriate behavior towards two young female staffers. Meanwhile, up in Michigan, Abdul El-Sayed appears to have squeaked out a victory in the Democrat primary for US Senate.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

Are there apostles and prophets today? In this episode, we break down the difference between cessationism, continuationism, and charismatic theology — and answer the question so many Christians are asking as self-proclaimed "apostles" and "prophets" (like Katherine Krick and leaders in the New Apostolic Reformation/NAR movement) gain massive followings online. We define the key terms — cessationist, continuationist, and charismatic — then walk through:

Dixie Edwards loved her life in Indiana. After receiving the Lord at 9 years old, she quickly began to thrive in church ministry. She married the heart throb of her church, Max Edwards, when she was only seventeen. They lived on a successful farm surrounded by family. Dixie looked forward to raising her three children there. However, God had different plans. Max began to feel an intense call on his life to serve the Lord. He began to pursue the call by taking a Bible correspondence course. Then he was asked to be the preacher of a church just outside the town she grew up in. Reluctantly, but willingly with an openness to hear the Lord and put His will first, Dixie complied, She had no idea the many adventures her life would take as God uprooted her and her family from their farm in Indiana to Brazil and then later to Mexico! If you have ever been afraid or reluctant to follow the path of God, then Dixie's story is the one you need to hear! Her life will show you that following God's lead is the best way to enjoy life!Resources:Boldly I Obey: The Journey of Max and Dixie Edwards from an Indiana Farm to Brazil and Beyond. By Danna Jo Matsuki

This episode is presented by Create A Video – Andrew Dunn is the publisher of Longleaf Politics and a contributing columnist to The Charlotte Observer. He joined me to discuss the House Ethics Committee report on NC Congressman Chuck Edwards and why he needs to step down. Plus, we discuss the don't-call-it-a-bribe "sweetener" to convince Charlotte to support the I-77 toll road proposal.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

This episode is presented by Create A Video – North Carolina Rep. Chuck Edwards faces censure after a House Ethics Committee investigation into inappropriate conduct towards two young female staffers. But the District 11 Republican's office says the committee report exonerates him because there was no sexual relationships. What the report spells out sure seems like grooming.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

Join us for a workshop on Isaiah. For more information email TheScripturesAreReal@gmail.comJoin us for fantastic content on our Patreon website: https://www.patreon.com/c/EnlightenEdgeEDU . This week on Patreon we will show you many of the key places we talk about and tell you details of the stories of the fall of Jerusalem and Israel. This week we are finishing the story of the Kings of Israel and the Fall of Judah.Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Go to https://www.goanddotravel.com/momentum-27-west-2 and join right away!In this episode Kerry mentions an episode of the Twenty Something podcast. You can find it at https://www.youtube.com/watch?v=-xAyP7_i-4M. In this episode Kerry and Lori Denning explore the story of the Book of Esther. They explore the literary elements that help us understand the book and its themes. They look at how Esther goes from being depicted as passive to active and can be our own story. They look at the role of God in the book, and also how the book shows how you can move forward given whatever your circumstance as you just take advantage of whatever is given you and trust in God. They also look at the difficulty of being religious and faithful in the midst of people who are upset with us for our views. Then Kerry and Justin Top, a military chaplain who teaches other chaplains, explore what happens when we don't see the miracles we are praying for. Or how we may feel when we see others experience miracles but they don't. They discuss how we feel when that happens and provide some ideas for how to think about it and how not to think about it. They also explore the notion that sometimes the struggle we go through when we don't see miracles is a form of grace that we need even more than the miracle. Then Kerry and Julianne explore the same topic, looking at the scriptures are lives of prophets to help us understand this difficult and painful element of all our lives. They also delve into the fact that we all sometimes see some miracles but not others in our lives. They discuss that miracles are related to faith, but when we don't see miracles it is not because we don't have faith.We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors. We are also very grateful for all our Patreon members. We are so thankful for Beehive Broadcast for producing the podcast and for Rich Nicholls, who composed and plays the music for the podcast.