Podcasts about Commerce Bank

Meet three incredible leaders from Commerce Bank on this week's episode of the Something Extra podcast. Beth Feuring, Susan Kalist, and Becki Feldmann bring a wealth of experience across culture, commercial banking, and brand management. Tune in as they discuss the role of company culture in banking, how to balance innovation with customer relationships, and the something extra that fuels their leadership.Guest Links:Beth's LinkedInSusan's LinkedInBecki's LinkedInCommerce BankCredits: Host: Lisa NicholsExecutive Producer: Jenny HealMarketing Support: Landon Burke and Joe SzynkowskiPodcast Engineer: Portside Media

Join us as we celebrate Jimmy Carter's legacy and explore Habitat for Humanity's impactful work in the Northern Flint Hills. Our conversation takes us through local community initiatives, upcoming events, and pioneering projects that aim to provide dignified housing for families in need. • Discussion of Jimmy Carter's influence on community service • Details about the Home is When the Heart Is Valentine's Gala • Insights on the deconstruction of the former Commerce Bank building • Overview of the Neighbors Helping Neighbors initiative during the snow crisis • Exploration of Habitat's future housing projects and modular construction plans • Emphasis on the importance of community engagement and supportGMCFCFAs

Scott Colbert with Commerce Bank talks Inflation: McGraw Show 1 - 22 - 25 by

Doug Rogers and James Kanary welcome Casey Schirk, Senior Vice President at Commerce Bank, to discuss his journey into sales, the role of Commerce Bank in the healthcare sector, and the importance of sustainable growth in healthcare finance. Casey shares personal anecdotes, insights into the financial pressures facing healthcare providers, and the strategies Commerce Bank employs to support its partners. The conversation also touches on the challenges of transitioning from startups to established organizations, the impact of economic conditions on growth strategies, and the significance of building a team culture focused on healthcare solutions.

The dynamics of the global economy are changing, and new trends are emerging.In a new episode of the Conversations with Commerce Trust podcast, Chief Investment Officer David Hagee is joined by Kelly Jernigan, a Senior Portfolio Manager and Team Leader at Commerce Trust, to examine how the era of globalization is shifting. Topics include the emergence of developing countries that are growing their economic participation and influence. We also look at the U.S. response to the changing environment, including the effort to diversify its traditional supply chains in a post-pandemic world, and a resurgence in American manufacturing. Commerce Trust is a division of Commerce Bank. Investment Products: Not FDIC Insured | May Lose Value | No Bank Guarantee  Past performance is no guarantee of future results. Diversification does not guarantee a profit or protect against all risk. Commerce does not provide tax advice to customers unless engaged to do so.  Consult a tax specialist regarding tax implications related to any product and specific financial situation. Commerce Trust does not provide legal advice to its customers.  Data from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.  Find all of our Podcasts at: https://www.commercetrustcompany.com/research-and-insights/podcasts

Diana Kander revolutionizes the way businesses look at innovation and curiosity. A New York Times best-selling author, innovation consultant and keynote speaker, she asks some big questions. What kind of culture needs to exist in an organization to ensure innovative ideas and practices? How has Snoop Dogg continued to innovate decade after decade to stay relevant to the next generation? What causes name brands to lose relevance with their customers and go out of business? Can organizational decline be prevented?Diana has spent her career challenging assumptions and asking thought-provoking questions. A serial entrepreneur who entered the United States as a refugee at the age of 8, she has launched and sold millions of dollars worth of products and services. She outlined her biggest lessons learned for launching new products in her first book, All In Startup, which has been used by over 100 universities in their innovation courses and countless large organizations to help their employees think more like entrepreneurs. A former MBA professor at Mizzou, she has served as an entrepreneur in residence at H&R Block, Commerce Bank and several government agencies.SHOW SUMMARYIn this episode of Selling From The Heart, Larry Levine and Darrell Amy kick off 2024 with a big announcement - a new book is on the horizon! They're joined by the incredible Diana Kander, author of "Go Big or Go Home" and an expert in creating transformative sales experiences. Diana shares the essential elements of sales presentations that resonate, emphasizes the importance of emotional connections, and provides actionable strategies to stand out in a world of sameness.KEY TAKEAWAYSSales Experience as a Hero's Journey: Transform your sales process into a memorable story with impactful scenes that surprise and engage prospects, setting you apart.Magic Elements in Sales: Utilize the "MAGIC" formula - Make it surprising, Analyze on a deeper level, Give the pitch in the right order, Include three-dimensional objects, and Co-create together to make your presentation unforgettable.Tie-in with Stand-Up Comedy: Incorporate surprise elements from comedy into your sales interactions, making experiences more enjoyable and memorable.QUOTES"Selling from the heart means showing them just how much you care and being able to translate those feelings into actions.""Salespeople and sales leaders, you've got to create what I call Disneyland-esque experiences for your clients.""Your customers are having an experience, whether you're doing anything on purpose or not, and to think about their experience as a movie and make adjustments can make a huge difference in your closing rate."Learn more about Diana Kander: LinkedIn: https://www.linkedin.com/in/dianakander/Learn more about Darrell and Larry: Darrell's LinkedIn: https://www.linkedin.com/in/darrellamy/Larry's LinkedIn: https://www.linkedin.com/in/larrylevine1992/Website: https://www.sellingfromtheheart.net/Got a video about how you sell from the heart? Share it by texting VIDEO to 21000.Please visit https://www.sellingfromtheheart.net/ book to pre order your copy of the rerelease of the Selling from the Heart book. SUBSCRIBE to our YOUTUBE CHANNEL! https://www.youtube.com/@UCi6OCvGpgQjg8YXg0Hst4NAPlease visit WHY INSTITUTE:https://whyinstitute.com/Please go to WORK BETTER NOW:https://www.workbetternow.com/Click for your Daily Dose of Inspiration:https://www.sellingfromtheheart.net/dailyCheck out the 2023 Authentic Selling Challenge:https://authenticsellingchallenge.com/Get your Insiders Group FREE PASS here:https://www.sellingfromtheheart.net/free-pass

In the ever-evolving landscape of technology, the role of a leader transcends mere innovation and technical prowess; it hinges on a steadfast commitment to doing the right thing. In this fast-paced sector, ethical considerations and principled leadership have become paramount. One exemplar of such values is Sepehr Salimi, the Vice President of Technology and Venture Banking at Cambridge Trust Company. With a dedication to not only driving technological advancements but also to ensuring that these advancements serve the greater good, Sepehr embodies the essence of a responsible and visionary tech leader. In an age where innovation is accompanied by moral dilemmas and social implications, individuals like Sepehr Salimi remind us that the path to progress in technology must be paved with unwavering ethics and a strong sense of responsibility.Here's more about Sepehr SalimiSep is the Innovation Banking portfolio manager with over a decade of experience in banking, ranging from relationship banking to commercial credit, middle market commercial and industrial lending, and portfolio management. Prior to his role at the Innovation Banking Group, Sep managed a $500 million middle market Commercial loan portfolio comprising of renewable energy, non-profit, and professional services. Sep joined Cambridge Trust in 2015 as an analyst, underwriting and analyzing commercial loans across all industries. Sep and his wife reside in Newton and enjoy cooking, hiking, and traveling.Joined Cambridge Trust in 2015MBA in Finance, Anna Maria College, 2012 BS in Business Administration, Anna Maria College, 2011Mentor, Flare EducationPrior experience includes, Commercial Portfolio Manager, Cambridge Trust; Senior Credit Analyst, Cambridge Trust; Commercial Credit Analyst, Commerce Bank & Trust; Office Manager, Santander; Bank Supervisor, TD Bank.

This episode features Scott Colbert, Executive Vice President at Commerce Bank. Here, he discusses current inflation & interest rates, challenges in the commercial real estate space, the deficit, unemployment, personal credit card debt in the country, and more.

This episode features Scott Colbert, Executive Vice President at Commerce Bank. Here, he discusses current inflation & interest rates, challenges in the commercial real estate space, the deficit, unemployment, personal credit card debt in the country, and more.

This episode features Scott Colbert, Executive Vice President at Commerce Bank. Here, he discusses current inflation & interest rates, challenges in the commercial real estate space, the deficit, unemployment, personal credit card debt in the country, and more.

Working with a real estate banker can be an important part of financing a real estate investment. How should you build a strong relationship to help you secure financing for future projects?In this episode, Brian Tobler of Tobler Capital helps us understand how to raise one's chances of securing a loan when working with a banker. Take it from this former vice president of the real estate division of two of Denver's top banks. Key Points From This Episode:What were the lessons he learned from his banking career that he applies today in real estate investing?Why did he leave the banking industry to establish his real estate firm?How did he educate himself to learn about the industry?How can investors identify which bankers are going to help them get the deal closed? Which asset class is he most focused on?What are the things that investors need to be aware of when securing a loan?What are his predictions for the real estate market?What factors helped him improve his business?What is the best source for meeting new investors today?What are some of the most important metrics that he tracks?What's the one thing that has contributed to his success? Tweetables:“I think the wisest approach is for the borrower and the bank to feel comfortable with the leverage and what they're doing, and make sure that it's underwritten conservatively.”“We can all get a little excited, the market's hot, we're going to miss out, we all get a little greedy at times. And I think that's where we have to catch ourselves and say, ‘Does this make sense?'” “It's having your package clean and orderly. So if you have your underwriting that you can submit with your proforma, you have your property and project information all laid out.”“So bringing all that in a Dropbox file, or in some way that the banker can get it, read it, review it and make a quick decision, they can get it into their team into the underwriting a lot quicker."“If somebody comes unorganized, or they're missing a lot of the material, or there's their financial zone data or something, it starts to raise red flags.”“Usually, bankers are pretty willing, unless they're just totally overwhelmed. But if you can get them out to a coffee meeting, or a lunch, get to know their personality, and then talk through what you're doing.”“If you've done your homework, the key is to just create a relationship with the banker. Your banker should be one of your colleagues, friends, trusted advisors that you can lean on and ask questions. Bankers are always happy to do that.”“You get to help a lot more people than you know, if you're just helping each operator as they come there.”“I jumped in and started educating myself, started networking and the more I did that I really enjoyed it. This is what I'd like to do more of.”“Part of your due diligence not only for yourself but your investors is to get a list of bankers and interview them.”“I'm mostly geared towards the multifamily space. There's a lot of activity going on, and you just want to make sure you understand it, and the underwriting is solid.”Link Mentioned in Today's Episode:Tobler CapitalBrian Tobler on LinkedInAbout Brian ToblerBrian Tobler founded Tobler Capital after serving as vice president of the real estate division of Denver's top banks namely,, Central Bank & Trust and Commerce Bank for almost a decade.He obtained his undergraduate degree from Brigham Young University and an MBA from University of Colorado Denver.

Episode 130: Building Financial Resilience to Secure Your Family's Future As BCP professionals, we spend a lot of time discussing financial resilience from a corporate or business perspective, but we don't have conversations about personal finance nearly enough. Personal financial resilience is crucial for preventing and bouncing back from personal challenges. In this episode, Melanie Boykin is sharing her more than 30 years of experience in the financial industry with us. Melanie is the business continuity and disaster recovery planner for Commerce Bank. In addition to her work in the business continuity field, she also teaches financial literacy to crucial age groups and underserved communities. Connect with Melanie Boykin LinkedIn - https://www.linkedin.com/in/melanie-boykin-cbcp-she-her-aab17b38/ Girls Talk Money Podcast - https://www.youtube.com/c/GirlsTalkMoneyMoneyTSimplyCee/videos Sign up for our Four Corners newsletter for opportunities to connect, access to exclusive content, bonus interviews, and more at https://bit.ly/BRDFourCorners. Some key takeaways from our conversation with Melanie include: We need to talk about numbers – especially financial numbers – early and often. You don't have to share your salary with everyone, but it's important to have a mindset where money isn't a taboo topic. It's healthy, educational, and beneficial to discuss it. Get crystal clear on what your income and expenses look like every month. Do you know where your money is going? If your expenses are higher than your income, you need to start cutting expenses to gain back control of your finances. Get to know your personal banker and the opportunities available to you from your bank. They are a resource for you, and can advocate for you on your financial journey. Disaster Recovery Journal: Register for DRJ's weekly (Wednesday) webinar series: https://drj.com/webinars/up-coming/ Register for DRJ Spring 2023: Solutions for a Resilient Tomorrow: https://www.drj.com/spring2023 Asfalis Advisors: Visit our website here: https://www.asfalisadvisors.com Apply to be a guest on the podcast: https://www.asfalisadvisors.com/decoded/ Download the 5 Step Crisis Strategy: https://www.asfalisadvisors.com/services/ Connect with the podcast! Email us: podcast@drj.com Podcast website: https://drj.com/decoded/ Twitter: https://twitter.com/BRDecoded LinkedIn: https://www.linkedin.com/showcase/business-resilience-decoded/ YouTube: https://www.youtube.com/channel/UCNEIrqWlxuyDvkXB24h6Obw/videos Vanessa Mathews, host Vanessa Mathews is the founder and chief resilience officer of Asfalis Advisors, where they are focused on protecting the legacy of the leaders they serve through business resilience. Before becoming an entrepreneur, Mathews developed global crisis management and business continuity programs for government and private sector organizations to include Lowe's Companies, Gulfstream Aerospace, and the Department of Homeland Security. LinkedIn: https://www.linkedin.com/in/vanessa-vaughn-mathews-mba-cbcp-70916b4b/ Book Mathews as a speaker: https://bit.ly/VanessaMathews Jon Seals, producer Jon Seals is the editor in chief at Disaster Recovery Journal, the leading magazine/event in business continuity. Seals is an award-winning journalist with a background in publication design, business media, content management, sports journalism, social media, and podcasting. LinkedIn: https://www.linkedin.com/in/jonseals/ Disaster Recovery Journal: https://drj.com/

After a disappointing first half of the year, the markets appear to be experiencing some resurgence. The S&P 500 Index, while still down for the year, has recouped nearly 40% of its losses from its low point in March. So, what's behind this rally? In the latest Five Minutes with Scott Colbert, we delve into three factors we believe are driving this rebound. Disclosures:Commerce Trust Company is a division of Commerce Bank. Generally, non-depository investments offered in connection with Commerce Bank and its affiliates are not guaranteed, are not FDIC insured, and may lose value. Information provided is effective as of today, August 3, 2022, and is presented for the purpose of general education, information or illustration only. It is not to be considered as the opinion of Commerce Trust Company or Commerce Bank regarding any individual investment, investment account or market behavior. Neither Commerce nor any of its affiliates, officers, employees, or agents have made any recommendation or given any advice as to the terms, beneficial interest or profitability of any investment on market activity which may be referenced here, and this information may not be relied upon as such.Accordingly, you understand that you are always fully responsible for any investment transaction you choose to enter into, and that you shall not have relied only on any of the proceedings or following information for Commerce as a basis for any investment decision. In considering whether to trade orinvest, you should inform yourself and be aware of the risks. The risk of loss from investing in securities and other investments can be substantial. You should consider whether investments entered into directly by you or on a discretionary managed basis through Commerce Trust Company or elsewhere are appropriate for you in light of your investment objectives, financial circumstances, tax status, your tolerance to risk, investment time horizon, and your investment experience. Past performance is no guarantee of future results, and any opinions and other information in the commentary provided as of this date are subject to change. Diversification does not guarantee a profit or protect against all risk. Markets, economic forecast and aspects of specific investments can change from time to time based on a variety of individual interrelated or complex factors.This disclosure statement cannot present all the risks and other significant aspects of investments, economies, or markets in which you may elect to transact from time to time. You should therefore carefully study investment arrangements in advance of making decisions about investing. Providing this information, which may be a value to you, or others does not detract from an investor's responsibility to take all such steps and make all such inquiries as may be necessary to ensure a full understanding and familiarity with any potential future investment. If you are in doubt about the risks involved in trading or investment arrangements or have not understood any aspect of this risk disclosure statement, you should seek independent professional advice. Please also note that Commerce does not offer tax, legal or specific estate planning advice. And while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice.

Ryan McCrea is passionate about helping others own their career. He is currently the Head of Career Development at Atlassian, leading development and mobility programs for a growing global technology company with more than 7,000 employees. Prior to Atlassian, Ryan was Vice President and Manager of Talent Development at Commerce Bank where he built their corporate-wide professional development program from scratch. Mentioned in this Episode:Grit by Angela DuckworthThe Medici Effect by Frans JohanssonDare to Lead Hub with Brené BrownTime Codes:(2:49) - How does one become a Learning & Development Leader?(4:16) - What drew you to this aspect within HR?(4:59) - How have you developed your knowledge base?(6:38) - Where does a company start to develop its internal training?(10:10) - How do you get buy-in from organizational leaders?(12:13) - What skills have you developed to have an impact in your role?(14:06) - What do you see as the staples of being a good marketer?(17:28) - How do you structure learning environments?(21:26) - What are you seeing when it comes to attention spans in employees?(24:56) - Do you consider yourself a niche expert or a jack-of-all-trades?(31:41) - Do you have an example of using the Agile framework for building programs?(36:42) - What is a Scrum Master?(37:53) - Is part of Agile breaking the entire process down into micro-steps?(39:27) - How do you build recovery into your processes?(41:52) - What's the right way to roll out a Pilot?(45:28) - How do you test and demonstrate ROI?(48:54) - Where do you see leadership changing?(56:53) - What is the purpose of business?(58:13) - Where can people connect with you?

The stock market's performance in July has been relatively positive to date, which is a marked improvement from the first half of the year. This has many investors asking if we're experiencing a calm before the storm, or the start of a material rebound. In this episode of Five Minutes with Scott Colbert, we outline three possible economic scenarios and how each could impact market performance for the rest of 2022.https://info.commercetrustcompany.com/five-minutes-with-colbert-721Disclosures: Commerce Trust Company is a division of Commerce Bank. Generally, non-depository investments offered in connection with Commerce Bank and its affiliates are not guaranteed, are not FDIC insured, and may lose value. Information provided is effective as of today, July 20, 2022, and is presented for the purpose of general education, information or illustration only. It is not to be considered as the opinion of Commerce Trust Company or Commerce Bank regarding any individual investment, investment account or market behavior. Neither Commerce nor any of its affiliates, officers, employees, or agents have made any recommendation or given any advice as to the terms, beneficial interest or profitability of any investment on market activity which may be referenced here, and this information may not be relied upon as such. Accordingly, you understand that you are always fully responsible for any investment transaction you choose to enter into, and that you shall not have relied only on any of the proceedings or following information for Commerce as a basis for any investment decision. In considering whether to trade or invest, you should inform yourself and be aware of the risks. The risk of loss from investing in securities and other investments can be substantial. You should consider whether investments entered into directly by you or on a discretionary managed basis through Commerce Trust Company or elsewhere are appropriate for you in light of your investment objectives, financial circumstances, tax status, your tolerance to risk, investment time horizon, and your investment experience. Past performance is no guarantee of future results, and any opinions and other information in the commentary provided as of this date are subject to change. Diversification does not guarantee a profit or protect against all risk. Markets, economic forecast and aspects of specific investments can change from time to time based on a variety of individual interrelated or complex factors. This disclosure statement cannot present all the risks and other significant aspects of investments, economies, or markets in which you may elect to transact from time to time. You should therefore carefully study investment arrangements in advance of making decisions about investing. Providing this information, which may be a value to you or others does not detract from an investor's responsibility to take all such steps and make all such inquiries as may be necessary to ensure a full understanding and familiarity with any potential future investment. If you are in doubt about the risks involved in trading or investment arrangements, or have not understood any aspect of this risk disclosure statement, you should seek independent professional advice. Please also note that Commerce does not offer tax, legal or specific estate planning advice. And while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice 

Financial market performance has been dismal so far in 2022. With the dog days of summer now upon us, what expectations should we have for the rest of the year? In the latest Five Minutes with Scott Colbert, we examine the current economic backdrop, opportunities for optimism and what it all means for investors.Disclosures:Commerce Trust Company is a division of Commerce Bank. Generally, non-depository investments offered in connection with Commerce Bank and its affiliates are not guaranteed, are not FDIC insured, and may lose value. Information provided is effective as of today, July 5, 2022, and is presented for the purpose of general education, information or illustration only. It is not to be considered as the opinion of Commerce Trust Company or Commerce Bank regarding any individual investment, investment account or market behavior. Neither Commerce nor any of its affiliates, officers, employees, or agents have made any recommendation or given any advice as to the terms, beneficial interest or profitability of any investment on market activity which may be referenced here, and this information may not be relied upon as such.Accordingly, you understand that you are always fully responsible for any investment transaction you choose to enter into, and that you shall not have relied only on any of the proceedings or following information for Commerce as a basis for any investment decision. In considering whether to trade or invest, you should inform yourself and be aware of the risks. The risk of loss from investing in securities and other investments can be substantial. You should consider whether investments entered into directly by you or on a discretionary managed basis through Commerce Trust Company or elsewhere are appropriate for you in light of your investment objectives, financial circumstances, tax status, your tolerance to risk, investment time horizon, and your investment experience. Past performance is no guarantee of future results, and any opinions and other information in the commentary provided as of this date are subject to change. Diversification does not guarantee a profit or protect against all risk. Markets, economic forecast and aspects of specific investments can change from time to time based on a variety of individual interrelated or complex factors.This disclosure statement cannot present all the risks and other significant aspects of investments, economies, or markets in which you may elect to transact from time to time. You should therefore carefully study investment arrangements in advance of making decisions about investing. Providing this information, which may be a value to you or others does not detract from an investor's responsibility to take all such steps and make all such inquiries as may be necessary to ensure a full understanding and familiarity with any potential future investment. If you are in doubt about the risks involved in trading or investment arrangements, or have not understood any aspect of this risk disclosure statement, you should seek independent professional advice. Please also note that Commerce does not offer tax, legal or specific estate planning advice. And while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice.July 05,

A smooth payment experience is an important part of the claims journey, and any way to streamline the process and experience, for both the insurer and insured, is more critical than ever. Join Rob and Lee as they talk with two members of the Commerce Bank claims payment team, Gary Goldsmith, Vice President, Insurance Industry Consultant - Digital Claims Payments, and Ed Fowler, Insurance Industry Consultant - Claims Payments. Learn more about Commerce Bank at https://www.commercebank.com/ Like what you hear on FNO: InsureTech? Know someone who would be a great guest for the podcast? Let us know: Email our Technical Producer at amuya@alacritysolutions.com.

Patrick Hoban: CEO, Bloomington-Normal Economic Development Council Whitney Chesher: Community Marketing Manager, Bloomington-Normal Economic Development Council Website: https://www.bnbiz.org/ Guest: J Phillips, President of Bloomington-Normal Commerce Bank Jobs: https://www.indeed.com/jobs?q=&l=McLean+County%2C+IL Site of the Week: Commerce Bank

Meet Kyle Pickner. Kyle recently joined Plains Commerce Bank as Chief Trust Officer. Kyle began working in the trust industry in 2013 and gained a wealth of experience working with various organizations in roles such as Trust Officer, Chief Compliance Officer, and Director of Trust Operations. Kyle most recently led the financial operations for one of the world's largest digital asset custodians, taking them from a start-up to a multi-billion-dollar institution. Thriving on a challenge, Kyle was tasked with the idea of combining Silicon Valley tech and Wall Street finance. Kyle's goal at Plains Commerce Bank is to bridge the gap between traditional finance and cryptocurrency. He understands that conventional banking is changing right before our eyes. With his extensive expertise in blockchain technology and digital assets, Kyle will lead the Plains Commerce team in bringing to market industry-first digital asset solutions to be offered for the first time through the traditional banking environment. Kyle aims to instill a mainstream public confidence in cryptocurrency and to ultimately help usher in a new era of innovation and efficiency for the bank. Kyle's clear vision will take Plains Commerce into the future as they pave their way into the age of digitization. Main Takeaway: Read credible resources and invest in bitcoin now before it blows up. Key Takeaways: Who gives teenagers money to start a storage business (5:00) From startup to $40 billion dollar custodian. Kyle's journey leading a company to the future. (10:00) What is BitGo? (12:00) What is cryptocurrency? (17:00) What is bitcoin mining? GIANT computers and not for the hobby investor (25:00) Public key vs. Private key (30:30) Why is Kyle so passionate about crypto? (36:30) Where to buy your FIRST cryptocurrency & why? (45:00) Find out more about Kyle at www.plainscommerce.com or find him on LinkedIn (linkedin.com/in/kyle-pickner-759777205) Instagram @mandatepod Patreon - www.patreon.com/mandatepodcast Email - mandate.pod@gmail.com Website - www.anchor.fm/mandate --- Send in a voice message: https://anchor.fm/mandate/message

Carrie grew up in Kansas City, and graduated from Oak Park High school. After received her Bachelor of Sciences in Business Administration degree at Truman State University, she began a 20 year career (and counting!) at Commerce Bank. She was a senior advisor and relationship manager in the Commerce Trust Company, providing fiduciary and trust administrative services to foundations and endowments. In 2014, Carrie joined the Charitable Trusts & Foundations group, where she serves as the assistant director and a program officer. In this role, she builds relationships with local nonprofits to assist with discretionary grant making for several private foundations and charitable trusts. In the community, Carrie proudly served on the board of HappyBottoms for 8 years, and is on the finance committee of Crossroads Charter Schools. She is also past president of Mid-America Charitable Gift planners, and immediate past chair of the Park Hill Christian Church Endowment Trustees. Outside of work and community service, you will find Carrie at the track or football field cheering on her 13 year old son Ethan. --- Support this podcast: https://anchor.fm/happybottoms/support

Leaders – are you looking to become more kindhearted leader? If so, we have the perfect guest for you. Ryan McCrea is a compassionate, heartfelt, and dare I say, empathetic leader who will guide you with a self-assessment on emotional intelligence and how you can lead with empathy. Ryan McCrea is focused on making an impact by helping organizations maximize and develop talent through creative people solutions. He's passionate about helping others own their career and providing thought leadership on strategic talent management, leadership development, mentoring, team dynamics and culture building. Ryan is currently the Head of Career Development at Atlassian, where he focuses on career development and mobility programs for a growing global technology company with more than 8,000 employees. Prior to Atlassian, Ryan was Vice President – Manager of Talent Development at Commerce Bank. In this position, he launched a corporate-wide professional development program, while overseeing the strategy around people and leadership growth.    He's seen how empathy can transform teams, and he wants to show you the way. Get your notebooks ready, and hit play on this heartfelt episode. Show Links: First ever improve it! Virtual Mastermind application Send us a voice message here! Did today's episode resonate with you? Please leave us a review!   Connect with Ryan McCrea: https://www.linkedin.com/in/rmccrea/   Connect with Erin Diehl: Instagram LinkedIn improve it! TikTok Improve it! Instagram Improve it! Facebook improve it! website Book a Laugh Break Book a Workshop Email Erin: info@learntoimproveit.com   “I love this podcast and I love Erin!!” If that sounds like you, please consider rating and reviewing this podcast! This helps Erin support more people – just like you – move toward the leader you want to be. Click here, click listen on Apple Podcasts, scroll to the bottom, tap to rate with 5 stars, and select “Write a Review.” Then be sure to let Erin know what you loved most about the episode! Also, if you haven't done so already, subscribe to the podcast. That way you won't miss any juicy episodes! Thanks

In this Weekly Wrap episode of “The Buzz” podcast, the Bank Automation News team dives into the latest round of core provider earnings along with a look at a new acquisition for workflow automation vendor Nintex.  Temenos and FIS released their Q4 2021 earnings this week, revealing tech revenue growth and new expansion efforts. Temenos touted its U.S. expansion, mentioning partnerships with banking fintech Green Dot and $37 billion Commerce Bank, while FIS announced its acquisition of embedded finance fintech Payrix.  Workflow automation vendor Nintex announced its acquisition of robotic process automation (RPA) vendor Kryon, leveraging Kryon as its next-generation RPA capability. The move will also integrate Kryon's process mining and discovery technology into Nintex's Process Platform. Listen as BAN Deputy Editor Loraine Lawson and Associate Editor Alijah Poindexter discuss these topics, along with Jack Henry's modernized banking strategy, in today's episode of the Weekly Wrap.  

In this episode we hear from one of CommerceHealthcare's Vice Presidents, Amy Rinard, on revenue cycle trends for 2022. Tune in for some key advice for healthcare financial leaders, trends to keep an eye on and more. CommerceHealthcare services are provided by Commerce Bank.This episode is sponsored by CommerceHealthcare

En 2008, on parlait de « contrat du siècle » en évoquant les six milliards de dollars de prêts chinois au Congo-Kinshasa, en échange de son minerai. Aujourd'hui, l'enquête Congo Hold-up, menée notamment par RFI, révèle que pour mener à bien ce projet, les Chinois ont dû verser au premier cercle de l'ancien président Kabila des pots-de-vin à hauteur de quelque soixante millions de dollars. Au cœur de ce volet de l'enquête, il y a l'ONG américaine The Sentry, cofondée par l'acteur américain George Clooney. Pour l'enquêteur senior Douglas Gillison, les grandes banques américaines ont aussi leur part de responsabilité. Il est l'invité de Christophe Boisbouvier. RFI: Pourquoi dites-vous que le détournement d'argent par la société Congo Construction Compagny, c'est le « scandale du siècle » ? Douglas Gillison : Effectivement, on peut dire que c'est une caisse noire qui se cachait derrière le contrat du siècle. C'est en 2007-2008 que des grandes entreprises chinoises ont passé un accord avec le gouvernement congolais pour troquer de l'infrastructure contre les minerais de très grande valeur du Congo. On en a parlé comme du contrat du siècle. Mais derrière, effectivement, il y avait un mécanisme de corruption qui se cachait et on en parle comme le « scandale du siècle » aujourd'hui. Et dans ce volet de l'enquête Congo Hold-up, vous révélez que deux gros opérateurs chinois CREC [China Railway Engineering Corp] et Powerchina [Power Construction Corporation of China] ont versé des pots-de-vin au premier cercle de l'ancien président Joseph Kabila, c'est cela ? C'est ça, oui. Dans quel but ? Après les élections de 2011, monsieur le président [Joseph] Kabila avait fait campagne sur les perspectives que représentait le contrat du siècle pour se faire réélire. Mais une fois réélu, c'est plutôt les Chinois qui avaient davantage besoin de lui que le contraire. Et c'est à ce moment-là qu'on perçoit le flux de pots-de-vin pour faire en sorte que l'Assemblée nationale adopte des exonérations fiscales nécessaires pour faire vivre le projet. Et aussi, il y avait effectivement un barrage hydroélectrique qui a permis l'exploitation des minerais. Et tout cela devait être négocié et adopté Et quels étaient les intermédiaires par où passait l‘argent ? Il y avait une caisse noire qui s'appelait « Congo Construction Compagny » [CCC], qui a reçu des sommes aux alentours de 65 millions de dollars sur cinq ans, dont la majorité ont été refilés au président, à sa famille, aux entreprises détenues par ses proches. Mais, comment arrivait-il concrètement cet argent au destinataire final ? Est-ce qu'il arrivait sur des comptes à la banque BGFI ou est-ce qu'il était retiré sous forme de cash ? Nous pouvons répondre à cette question grâce à la plus grande fuite de données de l'histoire de l'Afrique. C'est justement effectivement, comme vous le dites, des virements internationaux qui ont été versés sur des comptes au nom de sociétés ou d'individus, ou retiré en cash par des individus liés au président. Est-ce que vous avez sollicité les réactions des sociétés que vous mettez en cause ? Oui. Et rares ont été ceux qui ont choisi de répondre. Je pense notamment aux opérateurs chinois CREC et Powerchina, et à l'opérateur sino-congolais Sicomines… Pas de réponse. Aucune de ces trois sociétés. Et du côté congolais ? Le président [Kabila] lui-même n'a pas répondu. On a eu quelques réponses et des échos auprès de certains individus impliqués dans ce dossier, notamment l'actuel ministre pour l'Aménagement du territoire dans le gouvernement du président Félix Tshisekedi, monsieur Guy Loando, qui a nié avoir été au courant des agissements de ses partenaires en affaires. Il était avocat. D'après lui, il a fourni des services simplement. Depuis le 19 novembre, Congo Hold Up multiplie les accusations de détournements contre l'ancien président Kabila. Que répondez-vous à ceux qui affirment que vous faites du « Kabila bashing » en vue de la présidentielle de 2023 et que vous faites peut-être le jeu de l'actuel régime du président Félix Tshisekedi ? D'abord, comme je vous l'ai dit tout à l'heure, il y a un membre du cabinet de Félix Tshisekedi qui figure dans le rapport. Mais, deuxièmement, on est en 2021, il n'y a jamais le moment de parler des choses qui touchent le pouvoir si, effectivement, on va dire que, deux ans avant les élections, vous faites le jeu de ceux qui sont au pouvoir et de ceux qui vont se présenter. Mais, il s'agit pour moi, ici, non pas de faire la police des Congolais, mais plutôt de remettre les instances internationales devant leurs responsabilités, parce qu'une grande majorité des pots-de-vin sont passés par New York, par des banques internationales, telles que la Citybank et la Commerce Bank, qui avaient elles aussi des devoirs de vigilance pour les contrôles anti-corruption qui ont échoué, à notre avis. A l'ONG américaine The Sentry, qui a été cofondée par l'ancien haut fonctionnaire américain John Prendergast et l'acteur américain George Clooney, ce que vous dites, c'est qu'il y a un manque de vigilance des grandes banques d'affaires internationales… Quand on peut virer des millions de dollars d'une grande entreprise internationale à une société, qui est effectivement une caisse noire, sur la foi de documents qui n'existent pas, sans que personne ne pose des questions, oui.   ► À lire aussi : Notre dossier Congo Hold-up

In this episode of THE TALENT DEVELOPMENT HOT SEAT, Andy's guest is Ryan McCrea. Ryan McCrea has focused his career on making an impact on organizations by helping them maximize and develop their talent. His areas of expertise include strategic talent management, talent and leadership development, mentoring, connecting others, consulting and coaching leaders at all levels, and telling a compelling story with data. Ryan McCrea is currently the Vice President and Manager of Talent Development at Commerce Bank in St. Louis. He leads the efforts around people growth, including designing corporate-wide professional development resources and initiatives through a program called “Commerce for You.” He has responsibility for building leadership in the organization through three leadership development programs for high-potential team members. The newest program is focused on developing and growing people of color and includes an 18-month mentorship with the top 13 executives in the company. In this bonus interview, you'll hear: 9. Ryan McCrea's proudest career accomplishment and why those four years have been so important to him. 10. His biggest career mistake and why it's a regret. 11. The biggest challenge he sees in talent development and learning development today. 12. The biggest trend he's most excited about in learning and development. 13. The book he recommends reading because everyone gets something out of it. 14. The advice he would give to someone looking to accelerate their career. Connect with Andy Storch here: https://andystorch.com/ (andystorch.com) https://www.linkedin.com/in/andystorch/ (linkedin.com/in/andystorch) https://tdtt.us/ (tdtt.us/) Connect with Ryan McCrea: https://www.linkedin.com/in/rmccrea/ (linkedin.com/in/rmccrea)

In this episode of THE TALENT DEVELOPMENT HOT SEAT, Andy's guest is Ryan McCrea. Ryan McCrea has focused his career on making an impact on organizations by helping them maximize and develop their talent. His areas of expertise include strategic talent management, talent and leadership development, mentoring, connecting others, consulting and coaching leaders at all levels, and telling a compelling story with data. Ryan McCrea is currently the Vice President and Manager of Talent Development at Commerce Bank in St. Louis. He leads the efforts around people growth, including designing corporate-wide professional development resources and initiatives through a program called “Commerce for You.” He has responsibility for building leadership in the organization through three leadership development programs for high-potential team members. The newest program is focused on developing and growing people of color and includes an 18-month mentorship with the top 13 executives in the company. In this interview, you'll hear: How Ryan McCrea's interest in IO psychology led to his current career in talent development. What the aspiring manager program looks like, who the program is open to, why the candidates have homework, and how candidates are chosen. The structure of his six-month management program and why it includes an accountability partner. His approach to creating creative solutions in talent development to meet the needs of an organization. How “Commerce for You” has created job opportunities within the bank and employees are finding their paths. Why it's so important to understand your experiences and recognize that a job may not be a fit for you. The reason leadership needs to remove fear around discussing other roles that may be a better fit for an employee. Where Ryan McCrea sees modern leadership going and what he thinks is important for leaders to be successful today. Connect with Andy Storch here: https://andystorch.com/ (andystorch.com) https://www.linkedin.com/in/andystorch/ (linkedin.com/in/andystorch) https://tdtt.us/ (tdtt.us/) Connect with Ryan McCrea: https://www.linkedin.com/in/rmccrea/ (linkedin.com/in/rmccrea)

When you're working at a nonprofit, funding sources can come to you from all directions. On one end of the spectrum you have individual donors, but on the other end, there are the foundations that can make a big difference in your fundraising goals. But how do you get to the foundations and how do you get them to consider funding your nonprofit? To answer these and many more questions, we've asked Sam Bennett to give us some insight. Sam holds a Master's degree in Library Science and Public Administration. He made a career switch from libraries to philanthropy in 1999, when he became a program officer for a dozen charitable foundations administered by Commerce Bank of Kansas City. In this position, he worked with nonprofits of all types and sizes throughout Kansas and Missouri. Since his retirement, he has served on nonprofit boards for environmental and arts organizations. Soon he will begin a temporary position as Interim Executive Director of the Heartland Conservation Alliance. Sam and his wife live in a 112-year-old house in a historic Kansas City neighborhood, which is where we find him today. This podcast comes to you from IMPACTability™ powered by Soukup Strategic Solutions. IMPACTability™ is an online coaching program that helps nonprofit leaders maximize their impact. With Impact Coaches, nonprofit leaders can achieve career goals and have a greater impact on the world around them. Impact Coaches will help you address real-world challenges that you experience in your own nonprofit. By focusing on your strengths as a leader, Impact Coaches can help you apply your knowledge and skills to have a greater impact. Nonprofit Coaching: https://impactability.net/ (Learn more about IMPACTability™ and how to work with a nonprofit coach). Soukup Strategic Solutions, Inc. was founded in 2012 by the company's president, Sheryl Soukup, to provide nonprofit organizations with expertise in fundraising and nonprofit management. The company offers consulting, coaching, and full-service grant writing, marketing, donor database management, strategic planning, and much more. Nonprofit consulting and outsourcing solutions: https://soukupstrategicsolutions.com/services/ (Learn more about the services offered by Soukup Strategic Solutions to nonprofit organizations.) Have a question for Coaches' Corner? Email IMPACTCoaches@IMPACTability.net Visit our websites at: https://soukupstrategicsolutions.com/ (https://soukupstrategicsolutions.com/) (www.SoukupStrategic Solutions.com) https://impactability.net/ (https://impactability.net/) (https://impactability.net/) Follow us on Social Media: Facebook: https://www.facebook.com/SoukupStrategicSolutions (https://www.facebook.com/SoukupStrategicSolutions) (@SoukupStrategicSolutions ) LinkedIn: https://www.linkedin.com/company/soukupstrategicsolutions (https://www.linkedin.com/company/soukupstrategicsolutions) (Soukup Strategic Solutions) Instagram: https://www.instagram.com/soukupstrategicsolutions (https://www.instagram.com/soukupstrategicsolutions )(@SoukupStrategicSolutions) Twitter: https://twitter.com/SoukupStrategic (https://twitter.com/SoukupStrategic) (Twitter: @SoukupStrategic)

Today's blockchain and cryptocurrency news Brought to you by ungrocery.com Bitcoin is down 1% at $33,623 Ethereum is up slightly at $2,063 and Binance Coin is down 1% at $313 Propy up 68% The Industrial and Commerce Bank of China enables digital-yuan to cash conversions at over 3k ATMs. The bitcoin lightning network accelerated to 1500 bitcoin this week. Portugal licenses cryptocurrency exchanges within the country for the first time. Grayscale is looking into 13 more investment vehicles. A VanEck subsidiary is investing in the UK analytics startup CryptoCompare.

Today on Cats At Night: President of Commerce Bank, David Slackman joined the show. Are banks leaving ATM and branch offices? The Pandemic has confirmed that street presence is less important for attracting depositors than it used to be.

McGowen, Hurst, Clark & Smith v. Commerce Bank

Oral argument argued before the Eighth Circuit U.S. Court of Appeals on or about 05/13/2021

In this episode, the ladies talked about the different stages and phase of self-discovery. With the help of Erik Erikson's Psychological Development, we dive into his theories on how our childhood parallels with our current adulthood habits and ideologies. The hosts also discuss how to strengthen and improve the theories for a healthier self and healthier relationships. Follow the hosts on their respective Instagram pages listed above as well as the pod @callmeafter9pod and Call Me After 9 Podcast on Facebook. Check out @color_tripz in various shows: Commerce Bank www.whatmattersmost.com You can now leave us voice messages on Anchor at https://anchor.fm/callmeafter9pod/support Big shoutout to SWOOP Saint Louis - Transportation Service and Anchor for sponsoring this episode. If you would like to have your business advertised on the show please send us an email at callmeafter9pod@gmail.com.

Director of Commerce-Bank of Arizona3805 E. Broadway Blvd. Tucson, AZ 85716(520)289-4849stevepickering75@gmail.comwww.commercebankaz.comSteve retired as the President and CEO of a $200 million Semi-Conductor Capital Equipment, Medical/Aerospace contract manufacturing company headquartered in Tempe Arizona. Steve came out of retirement and was President of a mining-related company headquartered in Santiago Chile and was corporate vice president for the parent company located in Tucson Arizona.Steve retired again in 2011 but then over the next 2 years led the successful turnaround of a Telecommunications company as CEO. Steve continues to consult with various companies on matters of strategic planning, acquisitions, and profitable sales growth. Locally he is a Director for The Commerce Bank of Arizona, a member of The Rotary Club of Tucson, Coaches in the 1st Tee program and is a Sabino Canyon Volunteer Ranger.Relationship ManagerCommerce Bank of Arizonajjohns@commercebankaz.comwww.commercebankaz.comJeanne left a job at a corporate bank to pursue the chance to work for a community bank which lead her to the Commerce Bank of Arizona where she has worked since January 2013. She started in the Operations Department, moved into the role of Executive Assistant to the President, and most recently was promoted to Relationship Manager.She participates in several local organizations such as Father's Day Council Tucson as an Executive Board Member, Boy Scouts of America Catalina Council Good Scout Awards Committee Member & Tucson Metro Chamber's Ambassador Committee.Imus Wilkinson Investment Management LLC3561 E Sunrise Dr Suite #117, Tucson, AZ 85718(520)777-1911info@imuswilkinson.comwww.imuswilkinson.comThe Commerce Bank of Arizona is “locally owned”, which means it is owned by approximately 412 shareholders. Most of these shareholders live in Arizona including Eb Wilkinson. Eb, who is also a Former Marine, is the Managing Partner of Imus Wilkinson Investment Management LLC. Located in Tucson, Arizona, the firm is an independent investment manager, focusing on providing integrated financial advice and asset management services.The companies beliefs are that they believe personal relationships are the most important part of our business, asset allocation is the way to successfully manage portfolios, active management of these portfolios will provide value on the upside and protection on the downside, a long-term approach will allow one's portfolio to excel & lastly, they believe that a fee-based arrangement will put us both on the same side of the table.Tucson Integrity Realty LLC7526 N. La Cholla Blvd Tucson, AZ 85741(520)331-8050Jarrett15@gmail.comwww.linkedin.com/in/jarrettreidheadwww.tirrentals.comJarrett graduated Summa Cum Laude in 2003 from the University of Arizona with a bachelor's degree in Business Administration majoring in Entrepreneurship and Management Information Systems. He became a real estate agent in 2002 and become a real estate broker in 2008. He opened up Tucson Integrity Realty LLC (TIR) in March 2008. Jarrett earned his Certified Commercial Investment Member Designation in 2005. During the last 16 years, he has bought and sold over $100,000,000 worth of real estate assets. Jarrett bought his first rental property in 2001 and his first student rental property in 2006. With partners, Jarrett built up his student rental portfolio to include over 190 rental units comprising over 950 bedrooms, with an estimated value of $42,000,000.Currently, TIR manages 67 properties comprising 762 bedrooms. Jarrett loves investing in real estate, growing a new company, and creating meaningful relationships with investors. He is looking forward to taking what he has learned in Tucson and applying it in other college cities around the United States. Jarrett has been married to Amy Reidhead for 19 years and they have three sons ranging from 8 to 15 years of age. Jarrett loves sports, the outdoors, and spy novels!

In this episode the hosts talk about imposter syndrome. The ladies reflect on times when they have felt inadequate or like they were out of tune with themselves. Many people have suffered from imposter syndrome but the Wall Street Journal cautions that when faced with such, train your mind to know that theses thoughts are false and not your reality. ColorTripz, As.I.Am and, Dani all share their struggles with imposter syndrome after college and entering the "real world". Follow the hosts on their respective Instagram pages listed above as well as the pod @callmeafter9pod and Call Me After 9 Podcast on Facebook. Check out @color_tripz in various shows: Commerce Bank www.whatmattersmost.com NY Live Arts Red Spring Part II: Upheavals and Resistance Pick up a Mothers' day card made created by ColorTripz at the St. Louis Diaper Bank or at the Green Door Art Gallery sold until May 9th!!!! You can now leave us voice messages on Anchor at https://anchor.fm/callmeafter9pod/support Big shoutout to SWOOP Saint Louis - Transportation Service and Anchor for sponsoring this episode. If you would like to have your business advertised on the show please send us an email at callmeafter9pod@gmail.com.

In this episode the ladies discuss their comfortability levels when dating and moving in with a partner. The conversation turns vulnerable as the hosts discuss self-worth and honoring yourself as a woman. This episode might get a little bit heavy but sis you might need to hear this! Get cozy and get some tissues. This is some good girlfriend tea! Follow the hosts on their respective Instagram pages listed above as well as the pod @callmeafter9pod and Call Me After 9 Podcast on Facebook. Check out @color_tripz in various shows: Commerce Bank www.whatmattersmost.com NY Live Arts Red Spring Part II: Upheavals and Resistance Pick up a Mothers' day card made created by ColorTripz at the St. Louis Diaper Bank or at the Green Door Art Gallery You can now leave us voice messages on Anchor at https://anchor.fm/callmeafter9pod/support Big shoutout to SWOOP Saint Louis - Transportation Service and Anchor for sponsoring this episode. If you would like to have your business advertised on the show please send us an email at callmeafter9pod@gmail.com.

The Fat One is back with a recap of his day, a Memory Lance quizette and several Fouci Ouchie updates… plus a brush with stardom. Happy National Peach Cobbler Day.

Episode Notes Women accounted for every one of the 140,000 jobs lost in December, according to the US Bureau of Labor Statistics. Making a difference for women and creating gender equality at work will require action. Leaders must rewire important areas of the workplace, including cultural values, empowerment, and career growth opportunities. Join us for Talent Experience Live as Dr. Trish Holliday, former Asst. Commissioner and Chief Learning Officer for The State of Tenn and Becki Feldmann, Assistant VP, Sr. Employee Experience Designer at Commerce Bank, team up for real talk about how organizations can better support women in (and out of) the workplace, embrace gender-fluent hiring, and “learn on purpose." Talent Experience Live is a weekly show, made for discussing what’s happening right now in recruiting, talent acquisition, talent management, and HR tech.

The Jeff & Heidi Show Episode 051: with Coach Judy Romanoff Jeff Heggie www.JeffHeggie.com mindset.JeffHeggie.com (High Achievers Mindset Secrets) Heidi Anderson www.ECISecurepay.com Judy Romanoff Judy Romanoff was called the “Voice for the Single Parent,” as founder of the National Single Parent Resource Center of Boca Raton, beginning in 1992. Today her professional name became, Coach Judy, Talk Show host for, “Getting the Facts to Act & Achieve Success Professionally and Personally beginning in 2002.” Today her titled includes, “Cognitive Trainer for the Mind,” to help people to better understand, “What is holding one back and how to achieve success as an individual in all parts of one's life.” Coach Judy's knowledge was inspired by, "Walking The Talk" in refusing to be a victim that played out in Family Court, became a former Guardian Ad Litem for the Courts to being active in the community. Judy became a sponge by learning from all aspects of life to interviewing Experts. They included the late Steve Jobs of Apple, to International Best Selling Author, Dave Pelzer, of the book, “A Child Called It,” as guests on her radio talk shows. They are on Demand at www.CoachJudy.info and continues to change the lives of others. For single parents a, "professional produced video produced on Divorce and Being a Single Parent in 2002," will be released again in the next year. "Her Dedication, Passion, Enthusiasm, and Care for Others to Empower Families and Individuals," led to receiving the "National Phoenix Award" by Parenting Coalition International of Washington D.C. in 1999 for "Creating Outstanding Model Programs and Resources for Families, Home Town Hero for Commerce Bank known today of TD Bank of Boynton Beach in 2006 with doing a Dental Make Over, to being featured on multiple platforms, including National and International, through TV, Newspapers, and Radio. Today Coach Judy is building a "One Stop Shop," to Empower anyone who looks to get ahead professionally and personally. Presently PSA's on two different programs she offers, are heard on over 10 radio stations being aired now. Once a new board of volunteers is created, various Empowerment Groups will be established. Coach Judy's mission is to help others find your their inner self, and turn the negatives or unknowns into positive thoughts and actions. When necessary will direct them to resources in the new, "One Stop Shop," being developed, or to those who are not yet a part of the services. Peace and Harmony from the inside out is one of the driving forces for everyone to achieve success and enjoy what ever occurs in life. From Work, Parenting, to even as an animal lover. Her Motto is: "Get the Facts, Act, & Achieve Success Professionally and Personally." www.CoachJudy.info www.NatioanlSingleParent.org --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This is the Babylon Bee Weekly News Podcast for the week of 1/15/2021. In this episode of The Babylon Bee Podcast, Kyle and Ethan talk about the week’s biggest stories like how Arminians are storming the gates of Heaven to protest election, wild manatees are suddenly coming out in a strong show of support for Donald Trump, and censorship is hitting anyone to the right of Stalin thanks to “Big T.” Kyle’s favorite bird to pronounce eats an alligator, samosas fly into space, and the squirrels are up to something! It’s another The Babylon Bee news show! Be sure to check out The Babylon Bee YouTube Channel for more podcasts, podcast shorts, animation, and more.   To watch or listen to the full podcast, become a subscriber at https://babylonbee.com/plans Introduction Kyle celebrates his birthday with the California Highway Patrol. Stuff That’s Good Kyle likes Pete Vik’s Hope and Light & Darkness. Ethan likes Gran Torino… again. And The Outlaw Josey Wales. Okay, Clint Eastwood stuff n general. Weird News Game warden uses marksmanship to rescue deer with locked antlers Fulfilled prophecy? Mysterious NYC squirrel attacks rise in Queens neighborhood: Report Website seeks 'professional binge watcher' to watch Netflix, eat pizza Samosa sent to 'space' by British eatery crash-lands in France Scientists Report First Instances of Dwarf Giraffes Florida manatee has 'TRUMP' etched into its side; officials seek information Florida bird caught on video swallowing whole alligator Kyle gets three Guinness World Records since it is his birthday! Man chops through apples while juggling knives for Guinness record   Siblings Set World Record for the Highest Combined Age, 1042 Years Athlete does 64 hand-release pushups in one minute for new record Stories of the Week Story 1 Arminians Storm God's Throne Room To Protest Election Summary:A gang of rogue Arminians has broken into God's throne room in order to protest the doctrine of election, sources confirmed Thursday. Hordes of the anti-Calvinist protesters stormed the gates of heaven before angels were forced to fall back and barricade the throne room.   "Down with the predestined, sovereign election of God!" cried one man from Florida as he burst into the throne room wearing a buffalo hat. "This whole thing is rigged! Divine interference!" Arminians were seen scaling the walls of heaven. One managed to hang a "Who is able to resist His will?" banner on the gates of the place, while others busted in and started roaming the streets of gold looking for the Lord's throne room. A few made it in but were instantly killed by being in the presence of the Almighty God, sparking further protests. There was very little looting, though a few Chick-fil-A sandwiches were taken. At publishing time, Arminians had suggested the protesters were actually Calvinists disguised as Arminians to make them look bad. Calvinists say there is no proof of this as most of the protesters had neither beards nor smug looks on their faces.   The Real Story: Oh wait, the capitol building got stormed too? The capitol building was stormed, presumably by pro-Trump fanatics who think the 2020 election was rigged.  -A man in a buffalo hat was there and another man walked off with a podium. One man ransacked Nancy Pelosi’s office.  -Also, in related news, The Babylon Bee slack channel simply titled #Theology because #ArguingAboutCalvinism was too long, has kicked off with many fiery screeds about free will, election, predestination, and the love of God. -Imagine if Trump had won, none of this would have happened. this is Antifa at the capitol: -Antifa leader “Brothers, fret we may, but a fair election has ended and we must accept the results, though they were not in our favor. Lay down your bricks. Remove the vodka soaked rags from your molotov cocktails and drink with me as we accept these results like men. We shall leave the Capitol unmolested, we will don no buffalo garments, for we are not like those savages. Yes, we have a line we will not cross, and this is it.”  Then they sing an ancient Antifa war song about honor, tragedy, and losing with dignity..  Sad part of the story, in addition to the erosion of our norms and culture, was that a woman Ashli Babbitt was shot dead by the police, several other rioters died from medical emergencies, and a capitol police officer, Brian Sicknick, was killed in the riot at the Capitol.   See also: Our NEW animation about Who Was Really Behind The Attack On The Capitol Story 2 After Being Kicked Off Social Media, Trump Forced To Go Door To Door And Shout 'RIGGED ELECTION!'   Summary:  After being permanently banned from social media, President Trump has been forced to knock on doors across the country, one door at a time. If anyone opens the door, he will shout one of his classic lines such as "RIGGED ELECTION!" or "Hillary is a loser! SAD!" at them before moving on to the next house.   Real Story:  Big Tech is going nuts on the censorship front.Donald Trump got suspended from Twitter and Facebook for “inciting a riot”  Twitter’s statement said, “After close review of recent Tweets from the @realDonaldTrump account and the context around them — specifically how they are being received and interpreted on and off Twitter — we have permanently suspended the account due to the risk of further incitement of violence.”  Amazon, Apple, and Google got Parler got taken down. Ron Paul has been blocked from Facebook. Conservatives, libertarians and otherwise non-woke people seem to be shedding followers on Twitter and also 70,000 Q accounts are being booted en masse. Conservatives have been quick to point out the double standards and hypocrisy of social media companies letting leftist incitements to violence stay and slamming the hammer down on conservatives.   Revealing CNN article: Defiant Trump denounces violence but takes no responsibility for inciting deadly riot    Twitter blog about Trump tweets   Story 3 Biden Unveils Skin Color Chart To Determine Who Gets Federal Aid   Summary: President-elect Joe Biden gave a press briefing from the basement of his Wilmington mansion announcing that his incoming administration will be utilizing an innovative skin color chart to determine who is the priority in receiving their share of the $900 billion federal coronavirus aid package recently passed by Congress.    “Our priority will be black, Latino, Asian, and Native American-owned small businesses, women-owned businesses (real quote),” Biden informed the nation. “We are sending out a new color chart to all agencies involved to make sure there is no malarkey…” Experts praised the administration’s new color chart as being very unambiguous, black-and-white even, on who the government was going to help and not help.   Real Story: From Joe Biden’s website “To address the racial wealth gap, the opportunity gap, and the jobs gap for Black and Brown people, Biden will launch a historic effort to empower small business creation and expansion in economically disadvantaged areas – and particularly for Black-, Latino-, AAPI-, and Native American-owned businesses.” Joe Biden Website Washington Post Article On Joe Biden Small Business Plan   Joe Biden’s reported nominee for head of DOJ, Kristen Clarke said back in her Harvard days, “Melanin endows Blacks with greater mental, physical and spiritual abilities — something which cannot be measured based on Eurocentric standards.”   Topic of the Week:    Big Tech Censorship, what is the role of social media? -Libertarian private property trumps all so a private company can just do what it wants?  -Federal Section 230 protections protect social media companies as being considered platforms instead of publishers- is that cool?  -Jack was gloating about Parler being taken down.  -Are we heading to a place where conservatives have to make their own phones, own networks, own web providers, own banks? They made their own, Parler, and it got taken down by Amazon, Google, and Apple.  GoDaddy took away the domain registration for a gun forum AR-15.com Big megacorporations like AMEX, AMAZON, Marriot, Commerce Bank,  Dow, Hallmark, Blue Cross, Charles Shwab, their PACs are cutting off donations to 147 Republicans who supported efforts against certifying the election results.   At least three banks are cutting off ties from Trump. (Signature, Deutsche, and Profession banks)    What are the implications for The Babylon Bee? What threats do we have and why do we need subscribers to support us.   The hypocrisy of Big Tech of what they allow to remain up.   Hate Mail   Will says we are making Christianity look bad again.   Subscriber Portion Behind the Scenes Update When this comes out Kyle will be at Winter Bee Con in Michigan. Mailbag Jackson Baker sent us a video about how the proposal went and answers some of Ethan’s questions like if Kelsey got bored reading the list of tips from the Bee. Bonus Hate Mail Doug incites violence we think and maybe thinks we created social media? Headline Forums Got Any Cool Stories?  Story Time With Ethan Nicolle Email us your cool stories!

How are you adapting your business to keep ahead of the curve? Are you looking to invest but don't know how to get into the industry? In this episode of Passion for Real Estate Investments, Owner of Holly Nance Property Solutions, William Holly, talks about his experience adapting to the new virtual world. From working two jobs, to buying his first building, to turning a six-figure profit three months after starting his real estate holding company, William's passion for real estate has allowed him to scale his business and reach multiple levels of success. Prior to buying his first property, William worked at Commerce Bank where he became one of the top bankers. At age 24, he founded a real estate holding company, and within three months, he had turned a six-figure profit. Since founding Holly Nance Property Solutions in 2006, he grew the company to turn 150 properties in 2012. In 2016, the decision was taken to scale down on the business. What challenges does William face? He has some predictions about the future of real estate, and he gives some helpful advice for investors to keep investing throughout the pandemic. How was he able to keep doing flips even when there was a “no construction” Covid-19 regulation, and what is he doing to keep ahead of the curve? If you're looking to get into real estate, or you're in the game and you want to learn some tips on how to invest during the Covid-19 pandemic, this episode has everything you need. Highlights of the Interview: “If it hasn't really impacted you, you've got to keep pushing.” “Adversity brings growth.” “I like fashion, and the closest thing to fashion and dressing yourself is dressing a property.” “It's good to go out there as a customer first, and buy a property of your own.” “There's only one thing that's constant through all of this – nobody knows what's going to happen.”

How are you adapting your business to keep ahead of the curve? Are you looking to invest but don't know how to get into the industry? In this episode of Passion for Real Estate Investments, Owner of Holly Nance Property Solutions, William Holly, talks about his experience adapting to the new virtual world. From working two jobs, to buying his first building, to turning a six-figure profit three months after starting his real estate holding company, William's passion for real estate has allowed him to scale his business and reach multiple levels of success. Prior to buying his first property, William worked at Commerce Bank where he became one of the top bankers. At age 24, he founded a real estate holding company, and within three months, he had turned a six-figure profit. Since founding Holly Nance Property Solutions in 2006, he grew the company to turn 150 properties in 2012. In 2016, the decision was taken to scale down on the business. What challenges does William face? He has some predictions about the future of real estate, and he gives some helpful advice for investors to keep investing throughout the pandemic. How was he able to keep doing flips even when there was a “no construction” Covid-19 regulation, and what is he doing to keep ahead of the curve? If you're looking to get into real estate, or you're in the game and you want to learn some tips on how to invest during the Covid-19 pandemic, this episode has everything you need. Highlights from the interview * “If it hasn't really impacted you, you've got to keep pushing.” * “Adversity brings growth.” * “I like fashion, and the closest thing to fashion and dressing yourself is dressing a property.” * "It's good to go out there as a customer first, and buy a property of your own.” * “There's only one thing that's constant through all of this – nobody knows what's going to happen.”

Today I am talking with Vanita Badlani. Vanita is a sustainability activist, entrepreneur, CEO, and Founder of LaBante London. She has an MBA in International Business from Thunderbird, The American Graduate School of International Business in Arizona, USA. After a career in investment banking, she switched to her true love – pursuing her childhood passion for fashion and worked her way to making fashion sustainable and cruelty-free. Key points addressed were  Unpacking Vanita’s efforts to base Labante’s ethos of sustainability into the brand and products social messageWe also discussed some of the difficulties in finding vegan leather products that did not contain harmful ingredients such as PVC as she went into manufacturing her products This series features conversations I conducted with individuals who have dedicated their work and lives to Vegan research, businesses, art, and society. This podcast series is hosted by Patricia Kathleen and Wilde Agency Media. TRANSCRIPTION*Please note, this is an automated transcription please excuse any typos or errors [00:00:00] In this episode, I speak with activist, entrepreneur and founder of the Vegan handbag line called Libonati London Vanita Badlani. Key points addressed were unpacking vanity's efforts to base Labonte his ethos of sustainability into the brand and products social message. We also discussed some of the difficulties in finding Vegan leather products that did not contain harmful ingredients such as BVC as she went into manufacturing her products. Stay tuned for my fascinating talk with Vanita Badlani. [00:00:40] My name is Patricia Kathleen, and this series features interviews and conversations I conduct with experts from food and fashion to tech and agriculture, from medicine and science to health and humanitarian arenas. Dialog captured here is part of our ongoing effort to host transparent and honest rhetoric. For those of you who, like myself, find great value in hearing the expertize and opinions of individuals who have dedicated their work and lives to their ideals. If you're enjoying these podcasts, be sure to check out our subsequent series that dove deep into specific areas such as founders and entrepreneurs. Fasting and roundtable topics they can be found on our Web site. Patricia Kathleen .com, where you can also join our newsletter. You can also subscribe to all of our series on iTunes, Spotify, Stitcher, Pod Bean and YouTube. Thanks for listening. Now let's start the conversation. [00:01:37] Hi, everyone, and welcome back. I'm your host, Patricia. And today, I'm very excited to be sitting down with Vanita Badlani, she is an activist, entrepreneur, CEO and founder. You can find out more regarding what we talk about today, as well as her products on Labonte, a dot com. [00:01:52] That is L.A. b a n t e dot com. Welcome, Vanita. [00:01:58] Hi, Patricia. Thank you for having me on your show. [00:02:01] Absolutely, I I'm excited to climb through everything that you're doing with Liban Day and your products as well as your history for everyone listening. [00:02:09] Who hasn't listened to my podcast before. I will offer you a quick roadmap of where the line of inquiry will be coming from and going to the podcast today. And then I will also read a quick bio on Veny to give you a platform as to where she's coming from. The roadmap that today's trajectory will follow is we'll look at events, does academic and professional background, and then we will look at unpacking her vegetarian slash Vegan journey. As it stands on a personal level, if it is not already tied into her aforementioned information, then we will look at unpacking Libonati and the logistics around her company when it was started. Who? What funding? All of those things. And then we'll start unpacking the ethos of how she embraces a specific philosophy with a company. We will also address goals for the brand and how that ties into vegetarian and vegan endeavors. We'll look at who her customer is and then we'll wrap everything up with future work that Venita looks at having over the next one to three years. As promised, a quick bio on Vanita. Prior to asking her questions that Neeta. But Loni is a sustainability activist, entrepreneur, CEO and founder of Libonati London. She has an MBA in international business from Thunderbird, the American Graduate School of International Business in Arizona, USA, after a career in investment banking. She switched to her true love, pursuing her childhood passion for fashion and worked her way to making fashion sustainable and cruelty free. So, Venita, I know that and we kind of crawl through everything quickly. I'm hoping that you can kind of divulge just a little bit more information about your academic and professional background and how that catapulted you into launching Libonati. [00:03:52] Absolutely. [00:03:55] To start off with, I was born in India, and through my years I actually worked in fashion in my uncle's business on and off and all my summer holiday. So I knew I wanted to be an entrepreneur, I guess by the age of. Thirteen, fourteen. Quite young, Ben. And I always say the single minded focus grew into like a business I did a undergrad in business. And then after working a couple of years in India, I went to. Came over to Arizona, where I graduated international business from Thunderbird, which is ranked number one for its international business program because I knew. While I was working in my uncle's office, working with a fashion merchandizers designers, we used to supply two big box retailers like Calvin Klein, Macy's. So it really wasn't my blood from a very young age. And when I landed up doing the international business degree, I did it in finance because, as you know, the backbone of any business is cash flow and how it performs. Not only on profitability, but also at the same time keeping all the fundamentals in the black. [00:05:22] Yeah, after that relationship as well. [00:05:26] Cash flow as it goes. I'm interested about the relationship between cash flow and sustainability as we speak later on. But go on. [00:05:33] Yes. Yes, I did. And I will cover that when we discuss a bit more about sustainability as well. But when I graduate from business school, it was straight after 9/11. It was really hard to get a job at that time. But finally, after six to eight months of really Grilli like really trying really hard and managed to get a job in investment banking in Chicago. Whereas working for Bank one, which then later got acquired by JP Morgan. So I moved I worked originally for in Chicago, loved, loved Illinois and then moved to New York. Where I worked for JP Morgan. But I had to move to London, where, again, I continued in investment banking with Commerce Bank and Dresdner Kleinwort, where I worked in strategy and the strategy team for the CEO and CEO's office to help get prisoner Kleinbaum to be bought over by Commerce Spang. [00:06:38] So that was really where my professional life. When did was purely numbers oriented? But always, Patricia. There was like a niggling feeling in the base of my stomach that my calling was always to do much more. And I saw a window of opportunity when I decided to have a baby. And I said, OK, it's now or never. It's now or never. I'm going to do it. I took all my savings and I put it into a brand called Alabam. Take Lavonte by the waste comes from the Sanskrit term to truly achieve where it means. It's about the circle of life. It's more about giving back than it is taking from the planet. And that really became the ethos of the pillars of the brand that I set up. [00:07:27] So when you launched Liban today, did you have a clear idea of the product that you were building and the direction that you were headed, or did it kind of gradually unfold? [00:07:39] I think it's a that's a great question for show. [00:07:42] I knew that as a brand, it's always going to be easiest to spread the word about sustainability and cruelty free fashion if it's a bit more in your face. So handbags don't have a brand name on them. Whereas with clothing, it's a bit harder where the labels are hidden. [00:08:00] So originally, because I had only started with my own capital, my hard earned money that I put into the business, I did not take any outside investment. I started a really small way, the sterling silver ethically made jewelry business, which I supplied into big box retailers. But as I grew that business, I knew that the trend would be to go into handbags next. So I had planned it so that I would launch the handbags with a bit more capital. So as the business grew, I was able to take that into the handbags business and build a line which I knew really from the beginning would be Vegan cruelty free and sustainable. Because, you know, Patricia, I don't know if you remember, there was the days when you would go shopping and you would try to local, beautifully crafted handbags and which were cruelty free. But quite frankly, only thing all you found on the shelves will ever handbags. And if you will look for the non leather bags, they would be like the P you the cheap feeling kind of quality. It looked tacky and looked like not so great. The top felt like plastic. And that's not what I wanted our brand to be. I wanted it to be premium. I wanted to have the same craftsmanship as the leather bags. But I don't want to give a quality to the customer. But I knew that in order to get this true to the right customer base and spread the sustainable message, it would have to be at an accessible price point where most department stores or stocks would be happy to stock it so that there's enough potential in their return. [00:09:46] They get enough return on investment as well for the retail space to give to us. So. So that was a gradual transition into handbags. And then coming up with the handbag line, which also took a year or two to get the esthetic of the brand looking and feeling the right way that it should be, because that was we did quite a bit of research, really find the best materials. That was what was time consuming and that was really what makes the essence of the brand. [00:10:13] So when did you what year was it that you were shopping for materials and how did that curation process work? So we haven't spoken to too many. I will say we are speaking with a few more Vegan handbag makers currently and for the podcast, and a lot of them are in different parts of the world. So it's interesting to find out how your experience in the UK was. But when you went shopping, first of all, what was the year and what was the material selection and is it different now? [00:10:44] Yes. [00:10:45] So when I went so when I would sort of go about it was about twenty thirteen. And by the time we launch the first time my collection was twenty fifteen. [00:10:55] So took two years really to get that process perfectly nailed. Because what happened. Patricia, is that in the shopping process. We found that there were lot of materials available, but a lot of them contained QVC. Now PDC is nothing but plastic. So the whole planet can block these PDC handbags will be flying in space. I mean, it's that ridiculous of a material. And that's something I did not want to contribute towards because I cannot say that we truly Vegan cruelty free, which means we don't harm animals. We're truly sustainable. Which means we don't want to harm the planet. And then I go about making handbags, which my which put PPC in them. And then essentially I'm harming both the planet. And essentially, there is no point in saying that because then I'm not being true to myself. If you care about the animals and you care about the planet, then it's like a circle. It's like the circle of life, which is technically what Levante also stands for. I mean, the three pillars. We are very, very clear on our view Vegan, because we believe no animal needs to be killed in the name of fashion. We're ethical because we believe that our workers have the right to correct wages as a great working conditions. And we are sustainable because we believe we all have a responsibility to reduce the amount of waste in the world. So that's what our pillars are. So I'm coming back to your question. It took us two years to get the process of the right fabrics because now we use a bunch of vegetable leather, we use apple leather, we use premium. The other recycled materials are premium Bluestar, Vegan leather. So we have a couple of combinations. [00:12:37] And the second part of your question was what? Remind me again, Patricia. [00:12:44] It was just that. It was when. How is it different as Europe as it would have been before in Europe? [00:12:52] Yeah. So basically, we took really classic styles which everyday women can take to the office and be proud to wear. And that's where we took Solomont. They makes a lot of classic fashion. So it's something you can wear on a regular day to work. You get married in the evening when you go out. We tend to do, you know, similar cuts. [00:13:14] But with beautiful Hardway, our our devil is in the detail. We pay a lot of attention to the hardware. Everything is custom made for us. And that's really what the lavonne, the woman and the Levante bag is. It's plastic. It's beautiful. It's sustainable. The insides are made from recycled plastic bottles. We put a little empowerment messages inside which are sustainability related in our women. Empower empowerment related because I think these women have a tough enough. [00:13:41] We need some, you know, really. Go, go, go. Kind of our empowerment messages as well. And that all comes from me because I guess that's a part of what I stand for and what the brand stands for, really. [00:13:57] And that's what I want women to enjoy. Just having these really beautiful pieces that they go into work in the office or just a regular day out. [00:14:06] Absolutely. I'm interested. Stella McCartney is probably the most famous handbag designer from the UK that I see most in the United States, particularly on the West Coast where I'm currently located. And I am an avid fan of Stella. For those people who follow me on Instagram, they know that I can't I can't get enough. I think it's nearing an addiction standpoint of Stella. But I'm curious with what your data says, what is your acceptance and popularity and growth in the United States with Labonte in London? [00:14:41] That's a great question, Patricia. So Stella has been doing this a lot longer than us. And I will come back to the US part of the question in my second half of my answer. So originally, I'd like to sort of talk about the UK because that's where the brand was born. And just so that, you know, we've been part of the fixing fashion bill, one which was discussed by the Fabio network, which is a think tank for the UK government to encourage the UK government to take more stands to help sustainable businesses in the United Kingdom. So I have been a part of that. And I will also tell you that, I mean, I was asked by those ladies to join that network. It was along with members of parliament, with the curator of of BNA Museum and quite a few of the fashion sustainable CEOs. [00:15:34] And I was asked to that conference and that fixing fashion bill only because our handbags are more excessively priced than the other brands in the market. Because what I was also told that which I didn't realize, which with me make complete sense in retrospect, is that not everybody can afford these expensive brands. The idea is to have a larger group of people wearing sustainable cruelty free bags, but which are also accessible pricing. And that really had hit home to me because I was inadvertently really trying to do that for quite a long time. But she put it in such beautiful words and really made me feel very happy because I'd really worked really hard to make such a beautiful, you know, a really expensive, sustainable product and pretty much charge what I think is a very fair price for such a sustainable product. And I think it's very important for us. And then the second part of the question is about the popularity in the US. I think that's a great question. Be launched in America late December, twenty eighteen, January twenty nineteen. So we've only been going in the states industry for a year and a few months, given Koban ninety nine. [00:16:52] I have to say the response from America has been great. We have now stockists in the States. We're going to be part of QVC next big find and we're going to be launching on QVC on our 200 million home in America. In August this year. So what I would be very happy to tell you maybe in a month or two is a very well-known brand in the States. But I would like to say. But just a month away. [00:17:19] Yeah, I know a lot of designers kind of it's up there on their Everest. You know, it's Europe has like this great ability to share in film and information about designers. [00:17:29] All of my girlfriends in Dublin are aware of the latest Greek designer or Italian designers. But finally, you know, kind of permeating the United States is is it tends to change people's growth factors a great deal just for the sheer scale of people. I like the idea that you kind of attach and not kind of directly attach sustainability and accountability, environmentalism with your brand. And so, you know, an individual carrying one of your handbags is certainly attached to your brand and to those ideals. Do you find it difficult to make that connection or do you feel like when someone hits your website and experiences what it is and realizes that it's a Vegan handbag made with recycled plastic, plastic lining and things of that nature that it's already implied? Or do you spend a great deal of time educating people to those facts? [00:18:21] I think that's a great question. We hope that our Web site does educate our customers because our customers do appreciate and know that they are buying into a sustainable Reagen product. Now, the only part that we think we need to do a better job of is to bring in the people who are not Vegan minded but are sustainable minded as well, because they need to understand that there is a core relation and we hit all the sweet spot. So that's one point, which I think is something that we've really been trying to tackle as to how we can communicate that better. [00:18:54] Yeah, absolutely. That's a. A key connection, too. And I like that you guys are doing it. I'm wondering about growth, about future growth. Surely you have a one to three year plan and surely over the past four months that one to three, your plan has changed with the dial up covered 19 pandemic. [00:19:12] It sounds like QVC to hit. That is going to be an incredible marker of change. But do you have other things on your horizon? Do you have more products that you're designing, things of that nature for the next one to three years? [00:19:25] Absolutely, Patricia. I'm glad you asked me that. [00:19:28] So 19 has obviously made a huge impact on all the retailers business plans. But we still what we are doing is that we have not we're not slowing down, but we're very now strategically placing our products so that we're introducing new collection, slow and steady, much slower than what we would have done without the Koven 19. So that's been a way of just, you know, still getting feeling the market, making sure that we're still on the right fit. But the good news is because our products are affordable, customers are still coming back to us. And that's what's great, especially now that the economies are opening back up. But yes, we're introducing our apple leather collection for fall this year, which is going to be made, which is made from apple core and apple skin, apple waste. And it's completely biodegradable. We're also introducing men's laptop bags. So we're trying to improve the product categories. And a lot of men shop on our Web sites for their or for their better halves. And we think it's a great way to get them into that opportunity to buy sustainable as well. And of very soon, we're going to be looking at introducing leather jackets and then gradually drawing this. Absolutely. [00:20:40] Yeah. I've wondered how long a line the line apparel would come because you've got your hands so deeply entrenched in these, you know, alternative leathers that have been brilliant in coming out over the past five years. I'm curious, as a designer, I know that you probably keep, you know, your ear to the line as to trends and things like that. Do you think that some of the more major and luxurious brands will start coming out with Vegan alternatives to their bags, or do you think they'll still just hold that old guard? I don't know of anyone who thinks that wearing leather or buying a leather handbag is sustainable or friendly anymore. You know, I think people do it for ideas of durability and all of these old guard arguments. But I'm wondering if you think that some of the traditional brands will start to kind of bow down to the idea of sustainability and Vegan alternatives. [00:21:30] I think, Patricia, some of the older I would say, what's the right word, old luxury old luxury brands like maybe Louis Vuitton would not do it. But I think I've already seen in Macy's, Calvin Klein do it and they write the Vegan option. [00:21:48] But it's very interesting because buyers because we're stocked in stores now and buyers have given me feedback, is that they don't know if a brand, which is generically a leather brand, actually understands the nuances of producing a Vegan bag and a sustainable bag. So they will probably call something Vegan just because they do not use animal skin on the outer element. But there is a lot of nuances which go into Vegan bag, including having Vegan free glue, animal cruelty free glue into the eyes of reinforcements. We check every single part of that item, which every small Hotan and small hardware like a nail in the bottom of the bag. We know where it's coming from and what's gone in it. Let me put it that way. So that level of detail is not something every brand can do. So, yes, you can go ahead and buy this Vegan bag from this generic leather brand, but you generally don't know what you're getting. At least I know it works as a brand. [00:22:49] And if you put that in perspective, which is a purely Vegan sustainable brand, because then you know that the PWI Vegan, they've got all these certifications there. We sort of signed documents that none of our products are going to contain any animal animal products. [00:23:06] So with your sustainability activism, do you get into that playing into the manufacturing arm as well with Levante London, where are you manufacturing and how do you kind of safeguard some of those practices? [00:23:21] I think on the sustainability element, what we do is we actually know where our suppliers are getting the fabrics from and we have all of that certified. We've gone and pretty much landed up at headquarters and said, OK, this is what we need, this level of certification. So that's the level of detail that has gone into it. So absolutely, when you say that is the sustainability part sort of featured into your production process, a lot of that has been so everything comes from a nominated supplier. So, for example, when a factory is manufacturing, they cannot actually just get one of our fabrics or anything from any supplier, from anything which looks similar. They actually have to show us invoices of that. It's come from our database of suppliers. So everything is is really detailed, that level. [00:24:10] That's wonderful. Are there conventions or any opportunities for you to get together with other Vegan or vegetarian lines based out of the UK or in Europe, the United Kingdom? [00:24:21] It kind of reaches our borders where you can kind of caucus with these individuals and share ideas and incentives and things of that nature. Is that kind of in the distant future? [00:24:30] I think that's actually even the very near future. And that's something which actually I don't know how you got this insight information. But we're actually looking at doing that quite quickly because as the need for sustainable cruelty free brands grows, it makes sense to start getting everybody have a dialog, come together and show ourselves as one enough unified front where a lot of consumers can have an auction and understand that this is this is regulated. This is you know, this is a common platform where like minded brands and like minded brands are available. So this is something it's actually a work in progress and it's something we're looking to rule out relatively quickly. [00:25:09] That's exciting. I can't wait to hear. I think great things come when people share information and best. Absolutely. [00:25:16] You know, and I think that the old days of the competition scaring those things, those kinds of practices offer gone. So I looked at the collaboration of minds and things that come from it. Well, you know, we are out of time. Vanita. But I want to say thank you so much for giving us your time today and talking with us about Libonati, London. Your line. I think the product is beautiful and exquisite. I encourage everyone to get on and have a look at it. The hardware and things, I haven't seen them in person, but I can imagine when people, you know, kind of tell it something about their products. I find it to be true because otherwise everyone's going to discover otherwise. And I really do appreciate you coming on and enumerating all of these different areas and details about what it is to have like this Vegan product handbag line. [00:26:00] Thank you so much for your show, for having me, it's been such a pleasure. [00:26:03] Absolutely. And for everyone listening. I have been speaking with Vanita Badlani. She is an activist, entrepreneur, CEO and founder of Labonte, a London. [00:26:12] You can find her products and more information about her brand and her philosophy on Labonte dot com. That is L.A. b a n t e dot com. [00:26:21] Until we speak again next time. Thank you for giving me your time. Remember to stay safe, eat well and always bet on yourself. Slainte. 

Welcome to The Profit Talk! In this show, we're going to help you explore strategies to help you maximize profits in your business while scaling and creating the lifestyle that you want as an entrepreneur. I am your host, Susanne Mariga! I'm a certified Mastery Level Profit First Professional. Let's dive into strategies to maximize profits in your business! In this episode I interview Susan Gatti, and together we explore how to take what you already know and turn it into a lucrative training program.  Susan Gatti is a performance strategist, CEO of ImmixID Consulting, coach, and speaker. She specializes in advising consulting companies on how to turn their expertise into modern training products that drive massive results for clients they serve and generate revenue into their businesses. She has served in leadership roles for Commerce Bank, W Hotels, and Ann Taylor Corp prior to launching her own high performance coaching and consulting company, ImmixID Consulting LLC in 2008. Visit my FREE Facebook Group, The Profit First Masterclass, where I'll be sharing additional exclusive trainings to members of the community.  If you're excited about what's next for your business and upcoming episodes, please head to our itunes page and give us a review! Your support will help me to bring in other amazing expert interviews to share their best tips on how to powerfully grow in your business! DISCLAIMER: The information contained within these videos is provided for informational purposes only and does not constitute, an accountant-client relationship. While we use reasonable efforts to furnish accurate and up-to-date information, we assume no liability or responsibility for any errors, omissions, or regulatory updates in the content of this video. Any U.S. federal tax advice contained within is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law.

Images speak louder than words and Ghanaian visual artist, curator and art educator, Yvonne Osei, is applying over 10 years of her intercontinental artistic experience to train business professionals across the Midwest. As an Arts-Based Corporate Training Business Coach for COCAbiz, she has worked with Commerce Bank, Saint Louis University, TEDxGatewayArch, Barnes-Jewish Hospital, Ameren Missouri among other institutions, providing workshops in the areas of leadership, communication, collaboration, and ideation. Her TEDx talk, “The Artist Learns to Roar” addresses the impact of colonialism on the West African psyche. She has performed and exhibited nationally and internationally, including Everson Museum of Art (Syracuse, NY), Lambert International Airport (St. Louis, MO), Cité Internationale des Arts (Paris, France) and Padrão dos Descobrimentos (Lisbon, Portugal). https://www.linkedin.com/in/yvonneosei/

Listen as Commerce Trust Company's Investment Policy Team discusses the recent market turbulence and it's outlook on where the economy is headed. TOPICS INCLUDE:■ Impact of coronavirus on the economy■ Oil crisis■ Stocks■ Financial marketsThe risk of loss and securities and other investments can be substantial. You should always carefully consider whether investments either entered into directly by you or on a discretionary managed basis through Commerce Trust Company or any financial institution is appropriate for you in light of your investment objectives, financial circumstances, tax status, your tolerance to risk and your investment experience. In considering whether to trade or invest, you should inform yourself and be aware of the risks. Generally, non-depository investments offered in connection with commerce bank and its affiliates are not guaranteed, are not FDIC insured and as noted earlier may lose value. Past performance is no guarantee of future results in the opinions and other information in the commentary provided as of this date and are subject to change. Information provided is for the purpose of general education, information or illustration only and is not to be treated as the opinion of Commerce Trust Company or Commerce Bank as a recommendation on any future investment or market behavior.Providing this information which may be a value to you or others in the general audience shall not detract from an investor's responsibilities to take all such steps and make all such inquiries as may be necessary or desirable to ensure that you fully understand and are familiar with any potential future investment. Neither commerce nor any of its officers, employees or agents have made any recommendation or given any advice as to the terms and profitability of any investment or market activity which may be referenced here. Accordingly, you understand that you are and shall at all times be fully responsible for any investment transaction you choose to enter into, and that you shall not have relied on any of the proceeding or following information from Commerce as a basis for an investment decision. Please also note that Commerce does not offer tax, legal or specific estate planning advice. And while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice. If you are in any doubt about the risks involved in any trading or investment arrangements or you are uncertain of or have not understood any aspect of this risk disclosure statement, you should seek independent professional advice. Markets, economic forecast and specific investments can change from time to time based on a variety of individual interrelated or complex factors of varying degree. This disclosure statement cannot of course disclose all the risks and other significant aspects of investments, economies, or markets in which you may elect to transact from time to time. You should therefore carefully study relevant investment arrangements in advance of making decisions regarding investing.

00:00 Highlights from the Commerce Bank 1 For 1 Holiday Food Drive 10:00 The Daily DC Rundown

Disclosure: The risk of loss in securities and other Investments can be substantial. You should always carefully consider whether Investments either entered into directly by you, or on a discretionary managed basis through Commerce Trust or any financial institution, is appropriate for you, in light of your investment objectives, financial circumstances, tax status, your tolerance to risks and your investment experience. In considering whether to trade or invest, you should inform yourself and be aware of the risks generally. Non-depository investments offered in connection with Commerce Bank and its affiliates are not guaranteed, are not FDIC insured, and as noted earlier, may lose value. Past performance is no guarantee of future results, and the opinions and other information in the commentary are provided as of this date and are subject to change. Information provided is for the purpose of general education, information, or illustration only and is not to be treated as the opinion of Commerce Trust Company or Commerce Bank as a recommendation on any future investment or market behavior.Providing this information which may be of value to you or others in the general audience shall not detract from an investor’s responsibilities to take all such steps and make all such inquiries as may be necessary or desirable to ensure that you fully understand and are familiar with any potential future investment. Neither Commerce nor any of its officers, employees or agents have made any recommendation or given any advice as to the terms and profitability of any investment or market activity which may be referenced here. Accordingly, you understand that you are and shall at all times be, fully responsible for any investment transaction you choose to enter into, and that you shall not have relied on any of the preceding or following information from Commerce as a basis for an investment decision.Please also note that Commerce does not offer tax, legal or specific estate planning advice, and while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice. If you are in any doubt about the risks involved in any trading or investment arrangements or you are uncertain of or have not understood any aspect of this Risk Disclosure Statement, you should seek independent professional advice. Markets, economic forecasts and specific investments can change from time to time based on a variety of individual, interrelated or complex factors of varying degree. This disclosure statement cannot, of course, disclose all the risks and other significant aspects of investments, economies or markets in which you may elect to transact from time to time. You should therefore carefully study relevant investment arrangements in advance of making decisions regarding investing.December 2019 Commerce Trust Company is a division of Commerce Bank.

Hear Bill White, Market President, Commerce Bank & Co-Owner, Estes Waste Solutions, share his smart insights on M&A in the waste & recycling industry, finding the right banking partners, advice for small and mid-size businesses, and more! #NothingWastedPodcast

GoPowercat.com's Powercat Insiders Podcast returns following Kansas State's second off week of the season, and leading into Saturday's home game versus TCU. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. Ryan and Kellis were unavailable this week, so WIBW sports director Tyler Greever and GPC's Riley Gates sit in with Matt and Fitz. The Powercat Insiders Podcast is sponsored by Commerce Bank. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns after Kansas State's 31-12 Big 12 loss to Baylor. And the Insiders take a serious look at how deep these troubles run for Coach Chris Klieman's Wildcats, and add just a little Snoop Dogg in for flavor. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns after Kansas State's 26-13 defeat Saturday at Oklahoma State. Like the K-State fanbase, the Insiders were also confused by the Wildcats' lackluster showing against the Cowboys. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns after Kansas State's first bye weekend of the season leading up to Saturday's game at Oklahoma State. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. Walters was unavailable this week, so filling in is GoPowercat's Riley Gates.  You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns to recap Kansas State's 31-24 road victory at No. 23 Mississippi State as the Wildcats head into an off week prior to Big 12 play. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. Black was unavailable this week, so filling in is GoPowercat's Riley Gates. Robinett, Walters and Gates all went to Starkville to cover the game. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns to recap Kansas State's impressive 52-0 victory over Bowling Green and looks forward to next Saturday's game at Mississippi State. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. Walters was unavailable this week, so filling in via phone is WIBW-TV sports director Tyler Greever, who spent three years in Jackson, Mississippi, covering the Bulldogs prior to coming to Topeka in 2018. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast returns to recap Kansas State's rousing 49-14 victory over Nicholls to open the 2019 football season. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

GoPowercat.com's Powercat Insiders Podcast arrives with an all-new sound as we begin delivering seven podcasts a week throughout the football season. On the Insiders edition of the Powercat Podcast, we gather together some of the journalists who closely cover the Kansas State Wildcats. The Powercat Insiders Podcast features GoPowercat.com publisher Tim Fitzgerald, as well as Manhattan Mercury sports editor Ryan Black, Wichita Eagle/Kansas City Star K-State beat writer Kellis Robinett and Matt Walters of the Kansas State Sports Network, and streams on the 247Sports Podcast Network at Megaphone.fm. The Powercat Insiders Podcast is sponsored by Commerce Bank. You can subscribe to the Powercat Podcast to ensure instant and consistent delivery of shows at Apple Podcasts, Stitcher, Spotify and TuneIn, and if you enjoy the podcast, please leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin Kelly, of the local small business Snake Bite, is just back from exhibiting at a White House event. Commerce Bank is opening a new tech-heavy branch in the Central West End. We'll get an exclusive preview from Darryl Collins. Finally, Arch Grants Executive Director Emily Loshe-Busch checks in.

On the latest ABA Banking Journal Podcast, Ignacio Urrabazo talks about the unique challenges of banking on the U.S.-Mexico border. A nearly half-century veteran of banking, Urrabazo is president and CEO of Commerce Bank in Laredo, Texas, a subsidiary of IBC. The requirements of the Bank Secrecy Act pose a significant challenge for his bank due in part to the interconnected nature of the border region economy and in part to a cash-intensive market where Mexicans shop on the Texas side with hard dollar currency. “Every officer in the bank is doing due diligence and talking to customers and making sure we are doing the right thing,” says Urrabazo. “Our international officers go to Mexico and check to make sure they are legitimate businesses over there. Everyone is a BSA officer, even though we have one designated one.” Distinguishing between issues of immigration and trade, Urrabazo also expresses concern about the threat of closing border entrances. Noting that 14,000 trucks cross the border at Laredo each day — carrying $265 billion worth of merchandise last year, with much of the trade infrastructure financed by Commerce Bank — he says a border closure “wouldn’t be a recession; it would be a depression for us. . . . It would be a catastrophe. It would affect our bank directly.” Urrabazo also discusses his efforts to increase diversity in banking, how excessive regulation has hindered bankers’ ability to serve lower-income customers and how Commerce Bank meets the needs of Spanish-speaking clients in its 95% Hispanic market.

John O’Learyis the only management consultant who has studied New Testament Greek at the Yale Divinity School, lived with the Grateful Dead, and hosted a cable TV talk show. He has also been a band leader/musician who opened shows for two dozen Rock & Roll Hall of Fame acts and shared dressing rooms with the likes of Eric Clapton, Joni Mitchell, Michael Bolton, Frank Zappa, and Muddy Waters.  But for over three decades John has been primarily immersed in organizational consulting, team training, and executive coaching. He has conducted more than 500 seminars on leadership, public speaking, and coaching—and has trained trainers to lead similar seminars for over 50,000 participants. He has worked with over a thousand leaders and hundreds of teams in diverse industries of all sizes.  John has also had the good fortune to work with renowned thought leaders in business including Peter Senge (The 5thDiscipline), Fernando Flores (On Computers and Cognition), Werner Erhard (founder of the est Training), and Tom Peters (In Search of Excellence).  For years he was a featured blogger on www.TomPeters.com, an internationally popular business website, and maintains his own blog at www.BusinessLessonsFromRock.com which draws teambuilding lessons from rock & roll bands. HR Worldhas dubbed it “one of the top 100 management and leadership blogs.”  Recent clients include: Anglo-American, Anthem/Wellpoint, Atrium Innovations, Cisco Systems, Commerce Bank, Deloitte & Touche, DHL, Johnson & Johnson, Lockheed Martin, Nestlé Health Science, Pfizer, Schindler, Teck Resources, and the US Army. John currently resides in Chestnut Hill, Massachusetts.   Show Notes - Websites: John O’Leary, Books/Courses: Business Lessons from Rock, In Search of Excellence

On this episode, Adam and Danger discuss the largest bank robbery in San Antonio history, and how the people behind it almost got away. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bob discusses the concept and importance of the Broker Trust Account for property management companies with Allison Disarro, Senior Vice President of Property Management Banking at Seacoast Commerce Bank. Real estate brokers and property management companies receive and hold funds in their everyday course of business from tenants and property owners for rent payments or property improvements. Property managers must accept, control and account for these "trust funds" within compliance under State of California Bureau of Real Estate standards. The improper handling of trust funds can put the monies at risk and may be cause for the suspension of a Broker's license. As such, it is very important for homeowners considering renting their properties to hire a property manager that has a properly established and documented Broker Trust Account. Allison provides her expert explanation of the importance of the trust account, how these accounts should be set up, and what questions a homeowner can ask of their property manager to make sure their owner funds are properly deposited and protected. This episode is always available for listening, sharing, or download at Property Management Brainstorm. See a complete time-stamped transcript of This Podcast Episode 5.

Today's interview is with Stephen Garten. He is doing something really unique with his company Charity Charge. With his company, they produce a card that steers 1 percent of all purchases to nonprofits of the customer's choice. The Charity Charge MasterCard issued by Commerce Bank is not limited to a single organization or cause — as with “affinity” cards — and there is no donation-processing fee, so recipient groups get the entire cash-back bonus. Consumers choose target charities when they sign up for the card and can change them at any time.According to Garten, he just wants to make doing good part of the routine of everyday living and i'll say he's doing a great job at it. Currently, in the United States of America, 200 million credit cardholders are better at accruing rewards than spending them. It has been reported that people are sitting on a whopping $16 billion worth of unused rewards points. Apparently, what motivates us to get cards in the first place isn’t the extras on offer. It’s the simple convenience of having plastic when we need it. If you’re someone who doesn’t care much about rewards, you might consider Charity Charge.In our Interview, we discuss:How Stephen got his start in EntrepreneurshipThe origins of Charity ChargeWhy he is so purpose filled ANDHis plans to make the world a better placeResources Mentioned In The EpisodeCharity Charge: https://www.charitycharge.com/LinkedIn: https://www.linkedin.com/in/stephengarten/ See acast.com/privacy for privacy and opt-out information.

Today’s show is sponsored by LeadSimple and Fourandahalf. Together, they’ve come up with one of the best conferences for property managers, called the PM Grow Summit. This event is laser-focused on growth strategies and brings together some remarkable thought leaders from around the country. I attended last year and was thoroughly impressed all around -- and that was just their first year! The next conference will be in San Diego in 2018, and I’ve already booked my spot. Go to pmgrowsummit.com to learn more, and enter promo code “Brad” to get a $100 discount on your ticket! We’re also sponsored by Marc Cunningham of Grace Property Management. Marc has created some amazing products for property management companies, which we can say firsthand as we’ve implemented his systems here. Visit their website and try out their products! To get a 10% discount on any of Marc’s products, use the promo code “Brad”! Before we dive into this week’s episode, I want to take a moment to talk about the recent NARPM National Convention that took place in Orlando, Florida in October 2017. This episode was actually recorded there, and the event is still fresh in my mind. Overall, my family and I had a great time! The weather was fantastic, as were Disney World and golfing! The conference itself was good too, but a few things bothered me there. As a result, I plan to offer a bit more commentary on the state of the property management and the trade organizations around it in future episodes of this podcast. I want you to be aware of what’s going on so you can make a fully informed decision on how you want to proceed with booking (or not booking) some of these conferences. This week’s episode features the brilliant Allison DiSarro from Seacoast Commerce Bank. After hearing what she could offer, we’ve decided to switch banks. Our current bank isn’t bad by any means, and we weren’t necessarily looking for a new banking solution, but what Seacoast offers is so phenomenal that we just couldn’t resist switching. If you’re familiar with this podcast, you know that we tend to speak to people in the property management industry. This interview goes a bit further outside those lines, but is absolutely relevant to all property managers, even those in the four states where Seacoast doesn’t operate. Allison specializes in property management banking, and in this episode I’ll ask her all sorts of questions about banking as it relates specifically to property management. Tune in to learn more!   Here’s where you can find Allison: adisarro@sccombank.com (619) 988-6708 Seacoast Commerce Bank   Show Notes [03:45] - Allison introduces herself briefly. Brad then explains why he has a banker on a property management mastermind. [04:42] - We hear what Allison does, which is specializing in property management trust accounts. [06:42] - Brad points out that what Allison has been explaining is kind of scary because a lot of us just assume we’re in trust accounts even when they may not actually apply. [09:04] - In response to Allison mentioning that they don’t have a physical presence in certain states that they operate in, Brad takes a moment to talk about electronic banking. [11:38] - Allison talks about debit and credit card solutions. She also explains that they do ATM fee reimbursements since they don’t have an abundance of ATMs. [14:24] - Brad digs into how Allison convinced him to switch to Seacoast Commerce Bank. [16:57] - Allison explains more about how their system works for property managers. She then comes up with a specific scenario to explain what she means. [21:54] - Brad steps in to use his company as an example to show the benefits of Seacoast. [22:58] - Allison continues to explain Seacoast’s benefits, using the example of AppFolio to illustrate their system. [26:05] - How does Allison help clients with the pain of switching over to different software? [29:54] - Brad points out that lots of people want to switch softwares at the end of the year to minimize hassle with sending out 1099s. [31:51] - Do people need to split trust accounts when they reach over the $250,000 secured by the FDIC? [35:25] - Allison lists some of the states that they can’t work in for various reasons, including Florida, Nevada, Oregon, and Utah. [37:47] - Seacoast Commerce Bank is planning to go more national than they already are pretty soon, Allison explains. [41:26] - Brad talks about managing HOAs and its impact on the banking industry. Allison then explores HOAs in more depth. [44:55] - Allison talks about safer and less safe ways of paying and conducting transactions. [46:19] - How can listeners get in touch with Allison? She offers her email address and work number: adisarro@sccombank.com and (619) 988-6708. Links and Resources: adisarro@sccombank.com (619) 988-6708 Seacoast Commerce Bank AppFolio Buildium Propertyware Rent Manager Yardi

Today's Guest: Jeffrey J. Fox, author, How to Be a Fierce Competitor: What Winning Companies and Great Managers Do in Tough Times Order from Amazon.com by clicking the book cover above I can honestly and modestly say that I know a thing or two about fierce competitors in business. If you know anything about my background as a journalist, you probably think I'm referring to the CEOs with whom I've worked on books-"Chainsaw" Al Dunlap from Scott Paper and Sunbeam, Home Depot founders Bernie Marcus and Arthur Blank, or Commerce Bank founder Vernon Hill. But I'm actually thinking of one of my first bosses, George Tenenbaum. Jeffrey J. Fox, author, The Transformative CEO George was a huge S.O.B., a world-class sonuvabitch. And I think he'd take pride in that description. And it's not that I didn't like and respect him, either. JEFFREY J. FOX audio excerpt: "Fierce is not an animalistic beast growling in the jungle. Fierce is a relentless, tireless competitor who wants every customer he can get."  I worked for him when I was 15, buying and selling comic books at a flea market in East Brunswick, N.J. and at conventions everywhere from Manhattan to Philadelphia. George treated me well- paying me fairly and feeding me decently, too. But he was a tough guy with whom to do business, especially considering the nature of his weekend business. Every transaction was a negotiation, a deal, a haggle. Buy a little, he'd try to sell you money. Come in to sell him your old comics, he'd talk you into taking a pittance for that prized Fantastic Four #1. He'd chase people down the aisles to get them to reconsider. No one walked away from George! But my favorite story about George Tenenbaum was when he explained how life worked in his world. It came about when he made a mistake that cost him more than a few bucks. It was just he and I that day and in talking to a customer, he He blamed the mistake on his wife, Rona. Order 'The Transformative CEO' by Jeffrey J. Fox, available in print or ebook from Amazon.com by clicking on the book cover above! When the customer left, I said, "George, why did you blame Rona? It was your mistake." He said, "Bob, let me explain life to you. When I screw up, if you're here, I blame my wife. But if she's here and you're not, I blame you. And I guarantee you that if she's here and I'm not, she'll blame everything on me. "And when neither of us is here and you screw up, I fully expect you to blame me." The Harvard Business School, this was not. And this isn't one of the 60 lessons in Jeffrey J. Fox's latest book, How to Be A Fierce Competitor: What Winning Companies and Great Managers Do in Tough Times, but it certainly could be. Fox is the author of a growing series of business management books, including How to Become a CEO and How to Become a Rainmaker. He has a smart approach, producing compact how-tos that the average businessperson can read, absorb and apply in the course of a plane or train ride. Jeffrey J. Fox Website • Twitter • Order How to Be a Fierce Competitor from Amazon.com Mean Business: How I Save Bad Companies and Make Good Companies Great by Albert J. Dunlap with Bob Andelman. Order your copy now by clicking on the book cover above!   The Party Authority in New Jersey, Pennsylvania, Delaware and Maryland!

We Interview the founder of Charity Charge, Stephen Garten, about how he got started and how his company is changing the charity credit card game.  https://www.charitycharge.com/our-story/ Instead of earning miles or bonus points, every transaction with the Charity Charge card allows you to donate 1% cash back to ANY nonprofit of your choice. It's an easy way to give everyday Unlike many giving-linked payment cards, the Charity Charge MasterCard issued by Commerce Bank is not limited to a single organization or cause — as with “affinity” cards — and there is no donation-processing fee, so recipient groups get the entire cash-back bonus. Consumers choose target charities when they sign up for the card and can change them at any time.

Bo Holland is a start-up veteran who has been delivering innovative technology solutions to financial institutions for over fifteen years. In 2004, Holland founded Debix and currently serves as CEO. Holland was previously founder and CEO of Works, Inc., which was acquired by Bank of America in 2005. Works develops commercial payment solutions for large organizations and distributes the product via Bank of America, Wells Fargo, PNC Bank, Sun Trust and Commerce Bank. Holland invented the patent-pending technology that enables large organizations to approve and control payments for operating expenses via credit cards. www.debix.com