Podcasts about Estate planning

Wine Selection: This episode pairs perfectly with a 2023 Voces Tempranillo from Bodegas de la Real Divisa, a Mexican-American owned winery celebrating heritage through vibrant, bold expressions. In this powerful episode, Jessica sits down with first-generation Mexican-American attorney Adriana Brava, who's on a mission to protect families of color through legal education and estate planning. Over wine and honest conversation, they explore how communities of color can build generational wealth, avoid costly legal battles, and transform their approach to difficult but necessary end-of-life conversations. Adriana shares her 20+ year journey in law, personal stories that shaped her mission, and practical advice that every family needs to hear. In This Episode: Adriana reveals why she dedicated her career to estate planning after witnessing devastating financial and emotional costs in families of color The taboos around death and money in Latino culture and how to break them Why high-net-worth families have been protecting their assets for generations and how communities of color can access the same strategies Practical first steps any family can take toward legal preparedness regardless of income level The emotional toll of family disputes over incapacitated loved ones and how proper planning prevents these heartbreaking situations Adriana's journey from South Bay to Berkeley and back to Long Beach, and how her roots influence her practice Quotes from the Episode: "The only thing preventing communities of color from building generational wealth is a lack of legal awareness and facing the reality that life is not guaranteed." - Adriana Brava "Estate planning isn't just for the wealthy—it's for anyone who wants to protect their family from unnecessary stress and financial hardship." - Adriana Brava "In our culture, we don't like talking about death, but I've seen what happens when we avoid these conversations. It's time we normalize planning for our family's future." - Adriana Brava Resources Mentioned: Adriana Brava Law - Get connected with Adriana's services Estate Planning Basics Guide - Free resource for podcast listeners National Association of Latino/a Attorneys - Professional organization Wealth Building for Communities of Color - Recommended reading About Adriana Brava, Esq.: Adriana Brava is a bilingual attorney with over 20 years of experience serving Los Angeles and Orange County. As a first-generation Mexican-American, she's committed to protecting families through education and legal services. After witnessing the devastating financial and emotional impact of deaths and major life changes on unprepared families, Adriana now focuses on bringing high-quality estate planning services to communities of color. She received her education in Berkeley and San Francisco before returning to Southern California, where she currently lives in Long Beach. Connect with Adriana: Instagram: @adrianabravaesq Website: www.adrianabravalaw.com Email: bravalaw@gmail.com Support the Show: Love Wine & Chisme? Subscribe, rate, and review us on Apple Podcasts or Spotify. Your support helps us continue amplifying diverse voices and stories! Follow us on Instagram @thewineandchisme and visit our website www.thewineandchismepodcast.com for our directory of Latiné-owned wine brands and more resources. © 2025 The Wine & Chisme Podcast. All Rights Reserved.

Raj Shah, Rick Borek, and co-host Doug Turnbull talk about the impending summer travel season and how easily people can let things slide. Raj and Rick explain why checking in with an advisor in the mid-year, or getting a second look at a portfolio from SC Wealth Advisors, is crucial. They share about the different tweaks to strategies, tax-efficient moves, and growing hidden fees that people can miss without repeated maintenance. If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494. Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ . And connect with SC Wealth Advisors on social media: Facebook YouTube LinkedInSee omnystudio.com/listener for privacy information.

In the final installment of our 3-part estate planning series, we dive into one of the most overlooked—but critically important—aspects of planning: protecting your heirs' inheritance. It's not enough to simply leave assets to your loved ones. Without proper planning, those assets could be exposed to divorce, lawsuits, creditors, or mismanagement. We'll explore how using trusts can provide long-term protection and flexibility, and why leaving assets outright may be a costly mistake. You'll learn how to: Safeguard inheritances from a beneficiary's divorce or personal liabilities Provide for special needs or disabled heirs without jeopardizing government benefits Handle contingency planning, including what happens if a beneficiary predeceases you Protect minor children using trusts instead of relying on court-supervised guardianships We also highlight common mistakes—like failing to update your estate plan after major life events—and share practical steps to avoid them. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

The Best Way To Prevent Kids From Blowing Their Inheritance. Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 19 May 2025. The topic for this week is: What is the difference between deductible and non deductible super contributions. Luke and Leon however start the show by talking about the principle of taxing unrealised capital gains which […]

149 Understanding the Role of Professional Fiduciaries with Sara Ecklein In episode 149 of Hospice Explained, host Marie Betcher RN, interviews Sara Ecklein, a private fiduciary and host of the Legacy of Love podcast. Sara shares her journey from witnessing a loved one's final days to becoming a professional fiduciary who helps families navigate elder care, conservatorships, special needs trusts, and long-term care planning. She discusses the importance of estate planning, the roles of trustees and power of attorney, and the value of ongoing conversations about end-of-life wishes. The episode emphasizes the importance of clear communication and proactive planning to avoid family conflicts and ensure a smooth transition during difficult times. 00:00 Introduction and Disclaimer 00:29 About the Host and Podcast 00:39 Cloud 9 Care System Partnership 01:39 Interview with Sara Ecklein Begins 03:12 Sara's Journey to Becoming a Fiduciary 04:41 Understanding the Role of a Professional Fiduciary 11:09 Importance of Estate Planning 12:46 Challenges and Misconceptions in Estate Planning 16:52 The Emotional and Practical Aspects of Estate Planning 27:37 Final Thoughts and Contact Information 29:59 Conclusion and Call to Action   Sara's Free Workbook offer:  https://www.trustandhonor.co/workbook https://podcasts.apple.com/us/podcast/the-legacy-of-love/id1756395177?i=1000661709611 Contact Sara:  LinkedIn: www.linkedin.com/in/sara-ecklein Facebook: @Sara Ecklein, CLPF Instagram: @themindfulfiduciary Website: https://www.trustandhonor.co/ National Guardianship Associates: https://www.guardianship.org/ Hospice Explained Affiliates & Contact Information Buying from these Affilite links will help support this Podcast.  Maire introduces a partnership with Suzanne Mayer RN inventor of the  cloud9caresystem.com,  When patients remain in the same position for extended periods, they are at high risk of developing pressure injuries, commonly known as bedsores. One of the biggest challenges caregivers face is the tendency for pillows and repositioning inserts to easily dislodge during care.(Suzanne is a former guest on Episode #119) When you order with Cloud 9 care system, please tell them you heard about them from Hospice Explained.(Thank You)  If you would, you can donate to help support Hospice Explained at the Buy me a Coffee link  https://www.buymeacoffee.com/Hospice Marie's Contact Marie@HospiceExplained.com www.HospiceExplained.com   Finding a Hospice Agency 1. You can use Medicare.gov to help find a hospice agency, 2. choose Find provider 3. Choose Hospice 4. then add your zip code This should be a list of Hospice Agencies local to you or your loved one.  

On this episode: Buy and hold. Keep politics out of your investing. Don’t lose money. Can we still follow Warren Buffett’s advice? The huge unseen financial bill in retirement. Many baby boomers are rolling out of their IRAs and 401(k)s. Watch out for these missteps. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

The Lawyer Stories Podcast Episode 224 features Samah “Sam” Abukhodeir, Founder and Managing Partner at The Florida Probate and Family Law Firm.  Sam shares her story of patience and perseverance and how she grew her law firm to 12 attorneys and 30 plus employees across nine offices.  The firm is dedicated to serving clients throughout Florida in the areas of probate, guardianship, estate planning, elder law, and family law.  We first shared Sam's story with the Lawyer Stories Community in October of 2020.  Sam is also a Founding Member of Lawyer Stories Connect!

Jonathan Feniak is a business attorney and the driving force behind LLCAttorney.com. After successful careers in logistics and finance, he became a licensed attorney at 45 to help make legal protection and business formation more accessible to entrepreneurs. Jonathan now helps clients across all 50 states establish LLCs, protect their assets, and structure their businesses efficiently—with a focus on practical, cost-effective solutions that deliver real protection.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Asset protection begins with proper business formation—but it doesn't end there. Many business owners form LLCs but fail to “respect” them by observing corporate formalities, rendering them ineffective in court. Wyoming is one of the best states to form a holding company due to privacy and strong charging order protection. Creating a holding company structure helps simplify asset management, estate planning, and liability isolation. Revocable living trusts are a low-cost way to ensure smooth inheritance without the burden of probate, especially across multiple states.     Topics From Corporate to Counsel: A Third Career Attorney Jonathan began in logistics (UPS, DHL), then transitioned to finance and wealth management. At 45, he pursued law full-time to combine strategic advising with legal structure and protection. His mission is to democratize access to real legal solutions—without the inflated price tag. What Most People Get Wrong About LLCs Forming an LLC is just step one—maintaining it properly is where most fail. Respect your LLC by: holding meetings, documenting decisions, separating finances, and keeping the business in good standing. Improperly managed LLCs are often disregarded by courts, leaving owners personally liable. The Power of Holding Companies Use a Wyoming LLC as a holding company for privacy, asset protection, and estate efficiency. Helps shield your name from public documents and reduces the impact of being linked to failed partnerships or lawsuits. Holding companies simplify asset transfers to heirs and reduce exposure to out-of-state probate. Estate Planning and Life Events Estate plans should be revisited every five years—or after any major life change (e.g., marriage, children, death, relocation). A revocable living trust paired with an LLC holding company offers clean transitions for heirs and minimal disruption. Overcomplicated estate plans often backfire; keep it simple and update as needed. Avoiding Snake Oil and Legal Overkill Many providers push unnecessary structures—like offshore trusts or layered LLCs—on inexperienced investors. Jonathan emphasizes reasonable, effective solutions tailored to the investor's current risk and net worth. Focus on clear, scalable strategies that grow with your portfolio.    

What is the value of a dollar? In this episode of Remnant Finance, Hans and Brian explore the concept that not all dollars are created equal. They discuss how the value of your money changes dramatically depending on where it's stored, how it's invested, and what phase of life you're in.From emergency funds to retirement planning, they challenge conventional financial wisdom and explain why simply chasing higher returns isn't always the best strategy. The discussion dives into how liquidity, accessibility, and guarantees can often be more valuable than pure growth potential.Through real-world examples and case studies, this episode offers a fresh perspective on financial planning that goes beyond account balances to consider the true value and utility of every dollar in your personal economy.Not All Dollars Are Created Equal: When a dollar bill is held in your pocket, it's the same as any other. But once that money is put into motion - invested, saved, or spent - its true value changes based on accessibility, guarantees, liquidity, and many other factors that are often overlooked in conventional financial planning.The Dangers of Conventional Financial Wisdom: The common advice that focuses solely on account balances and growth rates ignores or minimizes crucial factors like accessibility, guarantees, and tax implications. This blanket financial advice can lead people to make devastating financial decisions without considering their individual circumstances.The Power of Liquidity in Uncertain Times: A compelling case study reveals how a wealthy client struggled to secure a mortgage despite having millions in collateral, until they could provide $600,000 in liquid cash deposits. This real-world example demonstrates how cash value life insurance policies can provide guaranteed access to capital when traditional financing becomes restricted.Planning for an Unpredictable Future: Creating financial plans that can withstand unexpected events is more important than relying on historical market performance. With major disruptors like AI on the horizon and economic uncertainty, liquidity and guaranteed access to capital will be increasingly valuable.Estate Planning Considerations: The often-overlooked estate phase of financial planning highlights how different assets pass to heirs and why life insurance death benefits offer significant advantages in terms of tax treatment, probate avoidance, and guaranteed value.▶️Chapters:00:00 - Understanding Dollar Value01:00 - Brian's Office Setup & Hans's Finger Injury 03:00 - The Value of a Dollar - Not All Equal05:00 - Three Things You Can Do With Money 08:00 - Bad Financial Planning & Blanket Advice 13:00 - Report Card for Your Dollars 15:00 - Planning for the Future vs. Past Performance21:00 - AI as a Major Economic Disruptor 26:00 - Case Study: Mortgage Access & Liquidity 34:00 - Benefits of Cash Value Life Insurance 37:00 -Waiver of Premium Rider Benefits 39:00 - Estate Planning & Death Benefits 44:00 - Final Thoughts: Grading Your Dollar's Performance⁠Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE

This week's blogpost - https://bahnsen.co/43vNFui Nobody Knows Everything: Navigating Financial Expertise and Collaboration In this episode of the Thoughts of Money Podcast, hosts Trevor Cummings and Blaine Carver delve into Trevor's recent blog article titled 'Nobody Knows Everything.' The discussion revolves around the importance of acknowledging the limits of one's knowledge and leveraging expertise through collaboration, particularly in the context of financial planning. They touch on topics such as the transition from the Information Age to the Curation Age, the division of labor, and the use of subject matter experts. They emphasize the value of having specialized professionals to enhance financial planning and provide deeper, more accurate advice. Trevor and Blaine also share insights on how the Bonsco Group integrates specialized knowledge within their team to better serve clients, making a compelling case for the necessity of teamwork in achieving comprehensive financial planning. 00:00 Welcome to the Thoughts of Money Podcast 00:13 Discussing the Article: Nobody Knows Everything 00:49 Insights from Ecclesiastes 01:46 The Greater the Shores of Knowledge 02:15 Applying Knowledge to Financial Life 02:43 The Information Age and Curation 08:00 The Division of Labor in Financial Planning 11:05 The What, Who, Why, When Framework 17:08 Accessing Professional Advice 18:41 The Role of Subject Matter Experts 19:54 Estate Planning and Financial Advice 22:08 Collaboration and Specialization 25:17 The Importance of a Fiduciary 32:14 Leveraging Technology and AI 34:51 Conclusion and Listener Engagement Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

When A Trust Is Appropriate For Real Estate Transfers. Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

In this episode of the Glide Longevity Podcast, Dr. Jeffrey Gladden and financier Kevin Gray discuss the intersection of longevity and finance. They explore how longevity impacts financial planning, the importance of understanding risk capacity versus risk tolerance, and the evolving concept of retirement. The conversation also delves into the implications of AI on the job market and investment strategies during uncertain times, emphasizing the need for continuous engagement and proactive planning in both health and wealth management. In this conversation, Kevin Gray and Dr. Jeffrey Gladden explore the evolving concept of retirement, emphasizing the shift towards a more engaged and fulfilling life post-career. They discuss the importance of work-life balance, the need for strategic tax planning, and the integration of wealth and estate planning. The role of family offices in managing wealth and adapting to a changing financial landscape is highlighted, along with the necessity of personalized strategies for first-time wealth creators. The discussion culminates in the holistic approach to health and wealth, underscoring the significance of longevity in financial planning.   For Audience ·       Use code 'Podcast10' to get 10% OFF on any of our supplements at https://gladdenlongevityshop.com/ !    Takeaways        Longevity impacts both health and financial planning.        Understanding risk capacity versus risk tolerance is crucial.        Retirement is evolving; continuous engagement is key.        Health investments can yield exponential returns.        AI will significantly change the job market.        Market timing is risky; dollar cost averaging is safer.        Planning for taxes is essential in financial strategies.        Personal health insights can reshape financial planning.        Investment strategies should adapt to market dynamics.        Wealth management must align with longevity goals. Retirement is evolving into a choice for continued engagement.        Clients often become busier and more fulfilled post-retirement.        Tax strategies are crucial for funding longevity services.        Asset location can significantly impact tax management.        Estate planning must align with long-term financial goals.        Family offices provide comprehensive wealth management solutions.        Adapting to a changing financial landscape is essential.        Personalized strategies are key for first-time wealth creators.        Health and wealth should be viewed holistically.        Longevity is becoming a central theme in financial planning.   Chapters 00:00 Introduction to Longevity and Finance 02:59 Risk Capacity vs. Risk Tolerance 05:50 Personal Health and Financial Planning 08:52 Reframing Retirement 12:00 The Role of AI and Market Dynamics 15:09 Investment Strategies in Uncertain Times 17:56 The Future of Work and Wealth 25:01 Redefining Retirement: The New Paradigm 27:04 Architecting Transitions: Work-Life Balance and Fulfillment 29:30 Tax Strategies for Longevity Services 32:02 Asset Location and Tax Management 34:28 Integrating Wealth and Estate Planning 37:17 The Role of Family Offices in Wealth Management 40:02 Adapting to a Changing Financial Landscape 42:52 Creating Personalized Wealth Strategies 46:07 Health and Wealth: A Holistic Approach 50:44 The Future of Longevity and Health Funding   To learn more about Kevin Gray: Email: kevin.gray@veracitycapital.com Website: veracitycapital.com LinkedIn: https://www.linkedin.com/company/veracity-capital/ Reach out to us at:    Website: https://gladdenlongevity.com/     Facebook: https://www.facebook.com/Gladdenlongevity/    Instagram: https://www.instagram.com/gladdenlongevity/?hl=en     LinkedIn: https://www.linkedin.com/company/gladdenlongevity    YouTube: https://www.youtube.com/channel/UC5_q8nexY4K5ilgFnKm7naw  

“We're talking about giving space to practice. Not only practice the relationships but also practice managing money.” -Sean Maher   Most people plan their estate down to the last dollar, but forget to prepare for the emotional fallout that almost always comes from a lack of proper communication between family members.   Our hosts, Stephanie McCullough and Kevin Gaines, sit down with husband and wife team Sean and Jill Maher to talk about their book The Greatest Gift: 9 Principles for the Transfer of Your Legacy Along with Your Wealth, which journeys into the emotional side of passing down wealth and family legacy.   The idea for the book came after Sean, a financial advisor, saw a well-planned inheritance fall apart when a family started fighting after their parents passed. He brought the issue home to Jill, a mental health counselor, who pointed out that what he was really seeing wasn't a planning problem—it was grief. Together, they've come up with nine key principles that help families avoid drama and stay connected regarding inheritance.   The big takeaway? It's not just about the money. No matter how much (or little) you're passing on, what matters most is communication, shared values, and emotional safety.   Jill and Sean suggest families start having small, low-pressure meetings early, while everyone's still around to talk things through. It's about creating space for honest conversations, building trust, and setting expectations. Their advice blends practical planning with emotional wisdom, encouraging people to treat legacy as a relationship, not just a transaction.   At the heart of it all, their message is simple: don't avoid the tough conversations—have them, and carry them out with love.   Key Topics: Why Sean and Jill Wrote The Greatest Gift (00:49) “You're Passing on Not Just Money, But Also Legacy” (04:33) How to Set Up and Facilitate the Inheritance Conversation with a Family (10:22) Setting Expectations Upfront to Nip Objections in the Bud (21:07) Why Sharing Your Story is So Critical (28:52) Nurturing Independence (35:53) Creating a Safe Environment for Your Children (45:49)   Resources: The Greatest Gift Book USE COUPON CODE: takebackretirement for $5 off and free shipping!   If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

This week, Diane shares what she learned while attending the 2025 Genworth LTC Symposium "Sustainable Solutions:  The Future of Long Term Care Financing". We all agree on the problem and wonder how long it will take for all parties (public & private) to agree on a solution. The links below provide info on who is supporting the Well-Being Insurance for Seniors to be at Home (WISH) Act. Please reach out to your Congressmen/women and ask then to support this Act as it will help our most vulnerable population while fostering a more vibrant and affordable LTC insurance solution. Schedule with me to start planning WISH Act summary and links to full bill text National Council on Aging  American Geriatric Society American Academy of Physicians American College of Physicians National Alliance for Caregiving  

Summary: In this episode of Be a Smarter Homeowner, Beth Dodson and John Bodrozic dive into a topic you might not think about often — what's hiding inside your storage unit or other outbuildings? Whether it's transitional moves, seasonal gear, heirlooms, or forgotten treasures, too many people lose track of what they own simply because it's out of sight. Beth and John break down why it's critical to inventory your storage units, sheds, barns, or other structures — and how doing so can save you money, protect your investments, and ease the burden on your family in the future. They share real-life stories (including some pretty wild finds!), practical tips for getting started with a simple photo inventory, and why HomeZada makes managing all these spaces easier than ever. You'll also hear how taking just a few hours upfront can prevent the costly mistakes of duplicate purchases, lost heirlooms, and even unwanted appearances on shows like Storage Wars! This is a must-listen if you have any kind of off-site or extra storage — and even if you think you don't! Chances are, you've got more stored away than you realize. Takeaways People often forget what they have in storage units. Storage units are used for transitional moves and seasonal items. Climate-controlled storage is important for items like wine and art. Documenting items helps avoid duplicate purchases. An inventory can assist in estate planning and passing on belongings. Taking photos of items can simplify inventory management. Hiring professionals can ease the burden of inventorying storage units. Organizing storage units can save time in the long run. Understanding what's in storage can prevent unnecessary expenses. Communication with heirs about storage contents is crucial. Sound Bites "I can't remember what was in them." "It's super easy to take an inventory." "Documenting is a huge reason to inventory." "You may be able to see large items." "It's a waste of money." "You can hire somebody to do it." Chapters 00:40 Introduction to Storage Units and Their Importance 03:27 Reasons for Using Storage Units 06:46 Unique Storage Needs and Climate Control 11:24 The Challenge of Managing Storage Units 13:16 The Importance of Inventorying Storage Units 18:30 Inventorying Other Structures 21:17 The Value of Documenting for Future Generations 24:21 Advice for Managing Storage Units 30:34 Conclusion and Final Thoughts  

When people think about estate planning, a will is often the first thing that comes to mind. But relying solely on a will might leave significant gaps in your financial plan, potentially putting your loved ones and your hard-earned assets at risk. Join Jeff as he breaks down the critical features of a will and why a will alone might not be enough to protect your assets and your family's future.    WHAT YOU NEED TO KNOW (00:00) Episode introduction. (03:20) While a will directs the distribution of assets in your name alone, it does not control assets with joint owners or designated beneficiaries, like insurance policies or jointly held bank accounts.  (07:46) Most financial institutions won't allow a testamentary trust (a trust established within a will) to be named as a beneficiary. This limits your ability to protect those assets after your death.  (09:26) Assets passed outright through a will can be exposed to risks like Medicaid repayment, creditor claims, financial mismanagement, and future spouses via death or divorce.   (11:11) Probate can be costly, with legal fees often ranging from 4-6% of the estate. While you can handle probate without a lawyer, the executor still bears significant personal liability to ensure everything is handled correctly.  (18:12) Relying on beneficiary designations to avoid probate can leave assets unprotected, potentially exposing them to creditors, lawsuits, and financial missteps.  (21:45) Unlike a will, a properly structured trust can help you avoid probate, reduce fees, and provide ongoing asset protection for your heirs.  (24:12) The absence of a will triggers the intestate succession process. State law will determine who receives the estate, or what is left of it. Most often, this is the closest living relative.   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/      

What does estate planning even mean? Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

Discover the surprising money mistakes even the ultra-wealthy make and learn how to avoid them with Homer Smith on the Passive Cash Flow podcast with Aaron Fragnito. Gain expert insights into wealth preservation, tax strategies, estate planning, and navigating complex financial transitions to secure your financial future.Homer Smith is a Private Wealth Advisor with over 23 years of industry experience, Homer has dedicated his practice to working with business owners and families of wealth with complex financial planning needs. His mission is to simplify the lives of his clients by quieting the noise that surrounds them both personally and in their business and allow them to focus on what matters most – their purpose and goals.Homer has taken the best practices from across the industry and provides a family office framework that is tailored with your needs in mind. Homer develops and implements customized strategies and solutions delivering exceptional value to you and your loved ones. What Homer is known for, more than anything else, is helping successful families and business owners navigate life's most complex, difficult and important transitions.  This might be transitioning from owner operator to just owner, or transitioning the business to the next generation or to an outside buyer, or transitioning their wealth to their heirs and causes they care about in a way that is positive and impactful. Homer provides state-of-the-art strategies and solutions with the collaboration of his elite team of professionals. Aside from the Konvergent team, he has established a network of leading authorities nationally to help deliver for you when the time is right.0:00 - Wealthy Money Mistakes0:16 - Common Mistakes5:08 - Top 3 Mistakes10:05 - Breaking into UHNW14:57 - The Power of Focus19:29 - Aligning Your Plans22:25 - Connect & Outro━━━━━━━  Enhance your real estate investing knowledge !Learn more at https://www.peoplescapitalgroup.com/-━━━━━━━  Website - https://www.peoplescapitalgroup.com/Facebook- https://www.facebook.com/profile.php?id=100093318587146Instagram - https://www.instagram.com/real_estate_investments_nj/?hl=enX- https://x.com/PCGrealestateLinkedin- https://www.linkedin.com/company/peoples-capital-groupYoutube - https://www.youtube.com/channel/UCCeJh5UgrdBDOabr2YLbAHg------------This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.Support the show

On today's episode we talk to Rebecca, an licensed attorney from California who practices civil litigation including estate planning. Rebecca comes on to answer some of our burning questions about estate planning and to get into some of the more nitty-gritty details that our quick hitter episode didn't cover the first time. We are so thankful to have had an expert on the show, and we know you're going to get a ton from this episode.    Disclaimer: this is all legal education and not legal advice, so please do your research and connect with a local estate attorney for your specific situation.   In this episode, we chat about: Estate Planning 101 Holographic Wills Why “lawyering up” could save you money in the long run   MENTIONED IN THIS EPISODE: Empowered Money Academy   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more  trycrew.com/toast  Use code TOAST   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

This episode delves into the intricate and often overlooked realm of estate planning, with a particular emphasis on its significance for equestrians. Attorney Andrea Sinner, guides us through the complexities surrounding this crucial topic, providing clarity on legal terms and simplifying the steps necessary to initiate the planning process. Andrea emphases that the act of organizing one's affairs is a demonstration of responsible love, both for family and animals alike. Listen in...Equestrian B2B Guests and Links Episode 89:Hosts: Jennifer Wood and Jennifer Connor of EQ BusinesswomenSponsor: Saratoga Women In Business SpectacularGuest: Attorney Andrea Sinner - Stable LegaciesEquestrian Businesswomen: Website | Facebook | InstagramSponsor: Second annual EQBW Meet-Up with a party and a “Supporting Women In Business” Vendor Market at the 2025 Saratoga Women In Business Spectacular Horse Show.Time Stamps:00:09 - Introduction to Equestrian B2B Podcast03:08 - Navigating Estate Planning: Starting the Conversation30:54 - Understanding Estate Planning: Wills and Trusts41:58 - The Importance of Estate Planning for Animal Owners01:10:08 - The Importance of Estate Planning for Equestrians

This episode delves into the intricate and often overlooked realm of estate planning, with a particular emphasis on its significance for equestrians. Attorney Andrea Sinner, guides us through the complexities surrounding this crucial topic, providing clarity on legal terms and simplifying the steps necessary to initiate the planning process. Andrea emphases that the act of organizing one's affairs is a demonstration of responsible love, both for family and animals alike. Listen in...Equestrian B2B Guests and Links Episode 89:Hosts: Jennifer Wood and Jennifer Connor of EQ BusinesswomenSponsor: Saratoga Women In Business SpectacularGuest: Attorney Andrea Sinner - Stable LegaciesEquestrian Businesswomen: Website | Facebook | InstagramSponsor: Second annual EQBW Meet-Up with a party and a “Supporting Women In Business” Vendor Market at the 2025 Saratoga Women In Business Spectacular Horse Show.Time Stamps:00:09 - Introduction to Equestrian B2B Podcast03:08 - Navigating Estate Planning: Starting the Conversation30:54 - Understanding Estate Planning: Wills and Trusts41:58 - The Importance of Estate Planning for Animal Owners01:10:08 - The Importance of Estate Planning for Equestrians

Estate Planning Case Study - Married with Young Kids We do estate planning. We do probate. We do it well. If you are in Washington State and need help, you can get a free strategy session at the link in our bio. #estateplanning #probate #realestate #wealth #trusts #legacy #estatetaxes

A trust is not the only way to avoid probate. Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

Life when you're gone… an uncomfortable conversation most people prefer to avoid. Why isn't that a good idea? How can estate planning help you ensure that things are taken care of once you aren't around anymore? Listen to learn about big mistakes people make, the different elements that make up the estate plan puzzle, the three primary areas of cash flow, and the type of plan you should have in place. When it comes to end of life financial planning, many people tend to put it off because it's an uncomfortable conversation to have. Even though the process for end of life planning is relatively simple in nature, Brian recommends getting professional help to deal with the details, which can be complex. Despite every situation being different, there are several core aspects of estate planning that everyone should consider. The first has to do with title and legal work. Brian has noticed that many people have a complete misunderstanding of the role legal work plays within their planning. Then, there's life insurance. Many households rely on two incomes – or people – contributing to the family's ecosystem. Their contribution to the family must be replaced when they're gone, and that's where life insurance comes into play. Another important, but often overlooked, aspect to an estate plan is budgets and cash flow. Brian doesn't recommend planning in terms of weeks or months for it… rather, to plan in terms of years. “Your cash flow can be broken down into three primary areas,” says Brian. “Reoccurring obligations, irregular obligations, and savings.” Debts and investments are an additional area that makes up the estate plan puzzle. Brian stresses the importance of cash flow and shares a couple of examples that illustrate its key role. End of life planning is a difficult topic to address. Brian's suggestion is to take steps to protect your loved ones by creating a custom comprehensive plan with the help of professionals. After that, the next step is to communicate the plan with your partner and family members – then, enjoy the peace of mind that comes along with knowing you have done everything in your power to provide for your loved ones.     Mentioned in this episode: BrianSkrobonja.com Estate Planning Checklist     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA & SIPC. Advisory services offered only by duly registered  individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS.   The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure.   This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be  rendered by Skrobonja Wealth Management, LLC unless a client service agreement is in  place.   Skrobonja Financial Group, LLC provides links for your convenience to websites produced by other providers of industry related material. Accessing websites through links directs you  away from our website. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites. Any references to protection, safety or  lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the  issuing carrier.   This is intended for informational purposes only. It is not intended to be used as the sole  basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Our firm is not permitted to offer, and no  statement made on this site shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and  opinions contained here in provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Brian Skrobonja is stated or implied. The awards, accolades and appearances are not representative of any one client's experience and is not indicative of future performance. Each of these awards have set criteria for their nominations and eligibility requirements. “Best Wealth Managers” and “Future 50 Company” are annual surveys conducted by Small Business Monthly. The winner is chosen by an online vote of the general public and no specific criteria is utilized to determine the winner other than number of votes. Some voters may not be clients of Brian Skrobonja and Skrobonja Financial Group. These awards are not representative of any one client's experience and is not indicative of future performance.

What really happens when someone passes away—and are you (or your family) prepared to handle it? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, sits down with Rachel Donnelly, founder of Afterlight and author of Late to Your Own Funeral, to unpack the messy, often overwhelming world of death administration.Rachel shares her personal story of becoming executor for both her parents' estates—while working full-time and raising young children—and how that experience inspired her to build a business helping others avoid the same chaos. Together, Melissa and Rachel dive into the real work that goes beyond writing a will: handling assets, updating beneficiaries, navigating probate, and keeping bills paid when no one's watching.They discuss why so many women delay estate planning, the hidden landmines (like untitled assets and digital accounts), and how you can start untangling this intimidating topic with simple, practical steps. The conversation also tackles how to bring up these sensitive issues with family, why “co-anything” can backfire, and how to avoid turning a loved one's legacy into a logistical nightmare.Key Takeaways:Estate planning isn't just about legal documents—it's about full asset management and communication.Women are more likely to delay estate planning, often because they don't know where to start.Probate horror stories highlight why comprehensive planning matters.Digital assets (social media, crypto, email) need to be included in your plan.Choose roles (executor, trustee) carefully—co-roles can create more problems than they solve.Even imperfect action now is better than procrastinating and risking chaos later.Having the tough conversations with family now can save heartache and confusion later.Whether you're starting from scratch or fine-tuning your existing plan, this episode will give you the confidence to take action—because death is inevitable, but an administrative nightmare doesn't have to be.Learn more & connect with Rachel: Website: www.myafterlight.com Instagram: @myafterlight LinkedIn: Rachel Donnelly Book: Late to Your Own FuneralThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

The Remote Notary Advantage: Serving Estate Planning Clients Anywhere with Phillip Hogan and Paula Lincoln>> Get the newest LFG episodes delivered to your inbox when you Sign Up for our Newsletter.>> Get the new book beyondintakebook.comResource Links:Fast track your marketing efforts while avoiding common marketing mistakes in our new trainingEstate planning attorney? Stop guessing how to get results from online ads and grow your firm with our client-generating Seminar 3.0 Hosted on Acast. See acast.com/privacy for more information.

In this insightful discussion, Cameron, the Marketing and Business Development Manager at New Direction Family Law, and Elizabeth Stevenson, a partner at the firm, dive deep into the intricate intersection of estate planning and family law with Hampton Crumpler, an attorney at NC Planning. They explore the complexities of generational wealth, trusts, wills, and how these elements play crucial roles in divorce, custody battles, and property division. Key topics include the impact of prenuptial and postnuptial agreements, protecting assets for children from previous marriages, the importance of regularly updating estate plans, and understanding the differences between revocable and irrevocable trusts. Tune in to gain valuable insights into how smart estate planning can save time, money, and stress for your family.00:00 Introduction and Guest Introduction00:57 Intersection of Estate Planning and Family Law01:34 Prenups, Postnups, and Estate Planning07:15 Trusts for Minor Children10:15 Revocable vs. Irrevocable Trusts12:26 Blended Families and Q-Tip Trusts15:12 Importance of Having a Will18:32 Inherited Property and Marital Assets21:06 Tax Consequences of Inherited Money21:30 Trusts and Taxation22:22 Real Estate and Inheritance23:47 Estate Planning and Separation Agreements25:44 Gifts and Marital Property27:09 Handling Property in Divorce28:58 Importance of Estate Planning31:53 Updating Estate Plans33:02 Legal Representation in Divorce34:49 Getting in Touch with an Estate Planning Attorney37:17 Final Thoughts on Estate Planning

Many people move to warmer weather in retirement. What about moving to lower taxes? Some states like Florida and Texas can give you both. Is it worth it? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

What are Non-Probate Assets? Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

Retirement brings new challenges and opportunities for managing finances wisely. Abe Abich discusses key aspects of retirement planning, including income, investments, taxes, healthcare, and estate planning. He emphasizes the importance of setting goals, sticking to them, and ensuring financial stability throughout retirement. Abich highlights the need for a comprehensive lifestyle plan to maintain purpose and fulfillment beyond financial security. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In today's episode of Tuesday with Tom, we're diving into what really happens if you die without a Will in Michigan. Who gets your assets? What if you have no close family? I'll walk you through the State's Intestate Succession laws and explain why having a Will — even a simple one — can save your loved ones time, money, and stress. Plus, I'll share how Amanda and I can help you create or update your estate plan, and the convenient ways you can get started.

In this episode of Elder Law Growth, Jim talks with Geoff Hoatson of Family First Firm about how personal experience led him to elder law, how he built a team rooted in clear core behaviors, and how he's using AI and strong leadership to scale. Geoff shares what's working in his marketing (hello, 700+ Google reviews), how he's re-entering the workshop game, and why client experience is at the center of everything his firm does.

As life expectancy increases, so do the financial challenges of retirement. In this insightful episode of the Senior Matters Podcast, host and estate planning attorney Mark E. Wight sits down with fiduciary advisor Scott Summerlin of Starlifter Wealth Management to unpack the new financial realities facing today's retirees. The conversation begins with a striking shift in retirement demographics—retirees in the 1970s lived to about 71. Today, a healthy 65-year-old woman can expect to live to 85 or longer. That's 20+ years of retirement, and without the right planning, inflation and taxes can steadily erode retirement savings. Scott explores how healthcare and long-term care costs are among the biggest threats to retirement. While Medicare covers many health needs, long-term care requires separate planning. Scott urges listeners to plan at least 10 years in advance due to Medicaid and Medicare look-back periods, especially since healthier individuals have more options in their 60s. The conversation also addresses how the financial industry has evolved, with long-term care insurance shifting from expensive, use-it-or-lose-it policies to hybrid options embedded in annuities or life insurance. These changes offer more value and flexibility to today's retirees. Scott then tackles market volatility, explaining how a once-manageable 5% withdrawal rate can spike to 8% in a downturn, leading to rapid portfolio depletion. With examples like a $1M nest egg dropping to $600K, Scott illustrates how volatility can directly affect lifestyle—and why retirees need certainty-focused investments such as bonds and annuities. Listeners will also learn how mainstream financial news often misleads by focusing solely on the stock market. Scott recommends a more balanced strategy that includes fixed-income products and a long-term outlook. Finally, Scott offers guidance on finding the right financial advisor, suggesting listeners lean on trusted professionals like estate attorneys and CPAs, and always verify credentials through FINRA's Broker Check.

When we first started talking about estate planning with life insurance, it was because we saw a massive disconnect in how families were thinking about their wealth. Not just the numbers. But the purpose behind it. https://www.youtube.com/live/sqVXY199ygQ Bruce and I were in the middle of one of our deeper conversations—talking through how most people think life insurance is just a “check the box” kind of thing. They get the policy, set up a will or trust, and assume their family is covered. But what they haven't thought through is how that money will be used. What it's meant to fund. What kind of mindset or framework their children need to carry it forward well. Bruce said it best in the episode: “You've got a bunch of people out there who are trying to do the right thing—but they're buying the wrong tool for the job. Or they're leaving out the whole reason they got it in the first place: to provide for their family in a way that actually works.” And that's what this article is about. This isn't just about life insurance. It's about using the right kind of policy inside an estate plan that's built for generations, not just legal compliance. It's about creating a strategy that protects your wealth and prepares your children. It's about designing a legacy—on purpose. What Is Estate Planning with Life Insurance—and Why Does It Matter?Why Estate Planning with Life Insurance Creates Immediate LiquidityWhole Life Insurance vs. Universal Life: Why Guarantees MatterUsing Life Insurance to Offset Estate Taxes and Preserve WealthPassing on More Than Money: Embedding Stewardship Into the PlanDesigning Your Policy Without Triggering a MECWhen Estate Planning with Life Insurance Is Part of a Bigger VisionWhat the 2026 Estate Tax Sunset Means for Your FamilyWhat Is an ILIT—and Why You Might Need OneQuick-Start Checklist: How to Begin Estate Planning with Life InsuranceFinal Thoughts: Don't Let the Opportunity Slip AwayWant Help Designing Your Legacy Strategy?Book A Strategy Call What Is Estate Planning with Life Insurance—and Why Does It Matter? Estate planning with life insurance is one of the most overlooked but powerful ways to ensure your family is protected, your assets are preserved, and your values are carried forward with intention. It's not just about paying estate taxes or transferring wealth efficiently. Done right, it gives your heirs time, options, and guidance. It replaces financial panic with peace of mind. And it makes sure that what you've built doesn't just last—it multiplies. If you have real estate, a business, investments, or a vision for generational wealth, this is a conversation you cannot afford to postpone. Why Estate Planning with Life Insurance Creates Immediate Liquidity Here's what most people don't realize: When you pass away, even if your estate is “in order,” your heirs may be stuck needing to pay estate taxes within nine months. If your wealth is tied up in real estate, private equity, or business holdings, your family might be forced to sell those assets at a loss—just to pay the bill. That's where life insurance for estate taxes becomes mission-critical. With a guaranteed death benefit, whole life insurance creates instant liquidity—giving your family the cash they need to cover expenses, hold onto appreciated assets, and stay out of financial distress. In the episode, Bruce shared, “The beauty of this strategy is that it gives you certainty. And certainty is a gift—especially when the world is reeling from loss.” This is what makes estate planning with life insurance such a foundational part of a healthy, functional legacy plan. Whole Life Insurance vs. Universal Life: Why Guarantees Matter Not all life insurance is built to withstand the test of time. Bruce and I have reviewed countless policies that looked good on paper—but were designed with the wrong product. Universal Life policies may seem attractive because of ...

In this episode, we tackle a difficult but crucial topic: what to do when someone passes away. While it's not a conversation most people want to have, planning ahead can save significant stress and confusion for those left behind.We start with the immediate steps that need to be taken. First, a legal pronouncement of death is required, which is usually handled by hospital or hospice staff, but in cases of a home passing, 911 or hospice must be called. Then, notifying immediate family and close friends becomes a priority. This can be overwhelming, so enlisting help to spread the word is essential. Arranging transportation of the body, securing the deceased's home and belongings, and taking care of any pets are also critical early tasks.Next, we move into handling financial and legal matters. Obtaining multiple copies of the death certificate is key, as most financial institutions require them. Locating the will or estate documents helps determine whether probate is necessary. If the deceased's assets were solely in their name, probate is likely required. However, if assets were jointly owned or placed in a trust, probate may be avoided. It's important to notify key institutions—banks, investment custodians, mortgage lenders, pension providers, Social Security, and credit card companies—to avoid complications like continued payments that may need to be repaid.Probate can be a time-consuming and public legal process, so we discuss three common scenarios:If assets are solely owned, probate is required to legally transfer them.If assets are jointly owned, probate is not needed, and the co-owner retains full ownership.If a trust is in place, assets can be distributed per the trust's instructions without probate, saving time and legal fees.After probate (or if it's not required), the final steps include distributing personal belongings and assets, closing remaining accounts, and handling final taxes. Supporting family members emotionally and financially is also critical, as unexpected financial burdens can arise even with the best planning.The best way to ease this process is by planning ahead. Having an updated will or trust, maintaining a list of financial accounts and key documents, using a password vault, and discussing final wishes with loved ones can help ensure a smooth transition. Regularly reviewing beneficiary designations on accounts and property is also essential to prevent unintended complications.While this is a difficult conversation, taking steps now can relieve significant stress later. If you need guidance, Thimbleberry Financial can help. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Winning at Life with Gregory Ricks | The Weekly Wrap 05.10.25 He's back! Gregory Ricks has returned to Winning at Life after a brief break—refreshed and ready to help you take control of your financial future. This week, Gregory sat down with wealth advisor Brandon Blanchard for a powerful conversation on planning strategies and how to make your money work harder—especially when it comes to giving and long-term goals.With over 40 years in the financial world, Gregory knows what works—and why having the right advisor matters. He also teased a few big things coming up, including a special estate and tax planning workshop on June 26 and a milestone anniversary celebration for his company. Plus, some eye-opening stories from the real world—and a reminder that your financial health deserves the same attention as your physical health. For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmWBRP-107.3 FM Baton Rouge - 11 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

Washington State Estate Tax Changes! Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

Hans and Robby are back again this week with a brand new episode! This week, they define your estate planning.  Don't forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

On this episode: Some studies say people would rather die than run out of money. Golden Reserve can help with our Income Forecast. The "rich guys" sold stock to bolster their cash reserves. Should you do the same? Long Term Care policies are expensive, and the rates keep going up. What can you do? See omnystudio.com/listener for privacy information.

Here's a new idea, fresh out of the box.I'm not going to give it away here- you have to listen to the podcast, but I'll give you a hint: it has to do with trusts, wills and powers of attorney....and making more money. LOLLet's GO!YouTube link:https://youtu.be/w66fvkf0q7kIf you have any questions, you can reach us here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersagency.com/contact/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you're an agent looking for a mentor, start here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifemattersagency.com/opportunity/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have an idea or topic suggestion?Talk to me:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/6aLkM8MSTwH4eteVA⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#lifematters #lifeinsurance #wholelifeinsurance #agentsforlife #lifeinsuranceagent #infinitebanking

Why $2.2m in assets is the WA estate tax magic number. Need estate planning or probate help? Click to set up your free consultation - https://cmslawfirm.com

Is a do-it-yourself estate plan good enough? Need estate planning help? Click to set up your free consultation - https://cmslawfirm.com/estateplanningstrategysession

With much debate still surrounding whether we're heading into a recession, Charlie and Peter give their thoughts and share five tips for investing in the face of an economic downturn. Plus, is the international stock surge a signal or just noise?

Kiplinger is highlighting five key steps for effective estate planning in 2025, including creating a will, managing digital assets, and leveraging current tax exclusions.Today's Stocks & Topics: MCK - McKesson Corp., Market Wrap, XBB - BondBloxx BB-Rated USD High Yield Corporate Bond ETF, 5 Estate Planning Tips for 2025, Cash into the Market, BKNG - Booking Holdings Inc., ISRG - Intuitive Surgical Inc., Gold and Silver, Ford and Trump's Tariffs, SPYI - NEOS S&P 500 High Income ETF, QQQI - NEOS Nasdaq 100 High Income ETF, QCOM - Qualcomm Inc., SHOP - Shopify Inc., Tariffs on the Film Industry.Advertising Inquiries: https://redcircle.com/brands

Priscila “Pri” Cosentino is an accomplished Senior E.A.S.E. Advisor and Wealth Mentor, renowned for her ability to integrate financial expertise with transformative personal development methodologies. With over a decade of experience across industries in Brazil and the United States—ranging from advertising and events to retail and financial services—Pri brings a wealth of knowledge and a strategic advisory mindset to every client engagement.Mentored for over decades by the best in the world, Pri has refined her expertise in financial planning, wealth mindset, and strategic growth. Her approach goes beyond traditional financial advisory by integrating emotional intelligence, addressing the cognitive, emotional, physical, and spiritual dimensions of a client's life.As a Senior E.A.S.E. Advisor specializing in Wealth Mentoring, Pri leverages the E.A.S.E. Methodology™ (Empowerment, Alignment, Strategy, and Execution) to deliver customized, results-driven strategies. Through her advisory work, she identifies and addresses the root causes of financial behaviors, empowering clients to cultivate a wealth-conscious mindset and take ownership of their financial journeys. The proven methodology focuses on: Strategic Wealth Alignment, Transformational Mindset Shifts, Goal-Driven Execution, and Systemic Integration. Pri's expertise empowers her clients not only to achieve financial freedom but also to develop emotional intelligence, strengthen their leadership capacity, and foster lasting personal fulfillment.With an MBA in Neuroscience and Human Behavior from UniF and a degree from the University of Central Florida (UCF), Pri combines her financial acumen with deep knowledge of emotional intelligence (EI) and behavioral finance. Through her advisory work, she seamlessly integrates these insights to help clients make informed decisions that align with both their financial goals and their emotional well-being. By applying evidence-based coaching techniques, Pri guides her clients toward profound transformations, helping them cultivate resilience, purpose, and self-accountability.Pri's commitment to advisory excellence and mentoring leadership is deeply influenced by her decade-long mentorship with Dan Brooks at Xexis Private Wealth, an independent financial services firm specializing in creating and maintaining customized retirement strategies for clients. Dan's mentorship has instilled in Pri the highest standards of integrity, ethics, and professionalism, enabling her to develop tailored strategies that secure her clients' financial futures while fostering their emotional and personal growth. Xexis Private Wealth's comprehensive approach includes: Retirement Income Strategies, Wealth Management, and Tax and Estate Planning.By blending Xexis Private Wealth's proven strategies with her expertise in Coaching, Pri delivers a unique value proposition that empowers clients to achieve not only financial freedom but also emotional balance and personal fulfillment. Pri's work is grounded in a deep commitment to integrity, ethics, and authenticity, principles that guide her approach to advisory and mentoring. Her ongoing pursuit of knowledge ensures that she remains at the forefront of financial advisory and personal development, consistently offering her clients innovative and effective solutions.Fluent in English, Portuguese, German, and Spanish, Pri connects effortlessly with a global clientele, offering personalized experiences that resonate with her clients' unique aspirations. Beyond her professional achievements, Pri is a lifelong learner and advocate for holistic well-being. She finds inspiration in her travels, meaningful conversations about business, art, and faith, and cherishes her role as the proud dog mom to Tish, Weiße, Pkna, and Traya.Learn more: http://pricosentino.com/ and http://xexiswealth.com/DISCLAIMER: We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Xexis Private Wealth, LLC. are independent of each other Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. 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JOHANNA DAVID, Adjunct Faculty Member at Hofstra Law School is with us to talk about three estate planning mistakes and how to avoid them. Johanna is a Trusts and Estates lawyer, and a partner at Forchelli, Deegan, and Terrana. She's also the adjunct professor of law at Hofstra University. We're going to talk a little bit about mistakes that we see in estate planning and the simple things you can do to keep them away from your situation. Enjoy. https://youtu.be/gD_d9J609Vg Three Estate Planning Mistakes Chapters 00:00 The Importance of Estate Planning09:47 Common Mistakes in Estate Planning19:54 Understanding Trusts and Their Benefits24:00 Navigating Elder Care and Estate Planning Outline of "Three Estate Planning Mistakes" Frazer Rice (00:01)Welcome aboard, Joanna. Johanna C. David (00:03) -Three Difficult Planning Stories and What Can We Learn? Hi, thank you. Thank you so much for having me. I appreciate it. Frazer Rice (00:06)Well, happy to have you on because we are now, most people sort of put their estate planning off toward the end of the year, but I have a feeling given where the legislation is going, et cetera, that the crush is going to happen earlier than we think. In the meantime, you and I were talking beforehand about some mistakes that people make from an estate planning perspective and that they're very avoidable. I thought we'd take this opportunity to go into that a little bit. In your practice, maybe let's start with a couple of, or sort of the big ones that you see, ⁓ give us some ideas of some mistakes that people make that really should be avoidable. https://open.spotify.com/episode/57MMskGgp1P3fOVklGt090?si=ISap3Z_YSdqK_zg4-Dlevw Johanna C. David (00:48) - Structure and Other Planning Tactics Sure, absolutely. So the number one mistake that I think that people make is not having the proper estate planning documents. I see this happen time and time again. I don't know if it's because of the stigma. People are afraid to approach estate planning, right? Sometimes it makes your mortality very real. But the biggest estate planning mistake is not having the right documents. Everyone, everyone, I cannot stress, everyone needs to have at least a will, a power of attorney, and a healthcare proxy. And there are people that say, well, you know, I don't really have much, I don't need to do that, or ⁓ everything's gonna go directly to my husband and my children anyway. You know, that's how it works. But that's not exactly the case, right? You and I both know. So, especially if you have young children, young couples definitely want to have those things in place. You want to think about who is going to be the guardian for your child or your children if both of you pass away. And a lot of people don't think about that. And those only cause problems in the long run. I'll give you a quick example if we have time. But ⁓ Frazer Rice (02:02)⁓ please do. Johanna C. David (02:03) - Long Term Planning Issues and Avoiding Problems I remember, this was several years ago. I must have just started practicing and I had been a young attorney. So it was about 15 years ago and a woman came into the office and she and the decedent had been living together for about 30 years. They held themselves out to be married. Now, Frazer, you and I both know that New York does not recognize common law marriage. Frazer Rice (02:30)This is true. Johanna C. David (02:32) - Correcting a Big Will Mistake She was not aware of that. And so they were married for 30 years. Everything was in his name or excuse me, they were not married. They were together for 30 years, held themselves out to be married, not legally married. He owned the co-op apartment. Everything was in his name. Now he had a daughter from a previous marriage, legal marriage that was a strange. And you guessed it, our client did not get along with the daughter. So the father dies and guess who inherits the co-op that ...

Today, we're diving into a critical topic that impacts every family: estate planning. Joining us is Oscar Vasquez, founder of EstateDocPrep.com, an expert in helping families protect their assets and avoid the costly and stressful probate process.Did you know that 68% of Americans don't have a valid will or estate plan? For families, this can lead to unnecessary expenses, delays, and even the loss of up to 8% of the estate's value in fees. Oscar is here to share why estate planning isn't just for the wealthy—anyone who wants to protect their family's future and preserve their legacy.Today, we'll explore why every family needs a living trust, the difference between a will and a trust, and how to approach estate planning as an act of leadership and stewardship for the next generation.A Call to Action from Oscar: https://estatedocprep.com/checkout-pageThe call-to-action link (https://estatedocprep.com/checkout-page) directs listeners to the secure checkout page on EstateDocPrep.com, where they can easily access professional estate planning services, including the creation of living trusts, wills, and other essential legal documents. **Benefits to Listeners:** - **Convenience:** Listeners can quickly take the next step toward securing their financial future without any hassle. The link provides direct access to estate planning services tailored for their needs. - **Exclusive Offer (if using a discount code):** With the addition of a special discount code, your audience can receive these services at a reduced price, making estate planning more affordable and accessible. - **Peace of Mind:** By visiting this page, listeners can proactively protect their assets and loved ones, turning what they learn in the podcast into actionable results. Chapters00:00 Introduction to Estate Planning01:39 Understanding the Importance of Estate Planning07:40 Defining Wills and Living Trusts11:57 Debunking Debt Myths in Estate Planning17:08 The Role of Guardianship in Estate Planning22:57 Comprehensive Living Trusts Explained26:53 Navigating Conflicts in Estate Plans29:18 Understanding Living Trusts and Their Benefits35:37 The Importance of Estate Planning for Families41:37 Debunking Myths About Estate Planning48:37 Navigating Probate and Asset ManagementCheck out the Website for Interactive Activity Guides, Resources, Full Transcripts, all things YDP- ⁠⁠www.youngdadpod.com Clink the Link for YDP Deals (Joon, Forefathers &more)- ⁠https://linktr.ee/youngdadpod Want to be a guest on Young Dad Podcast? Send Jey Young a message on PodMatch, here: https://www.joinpodmatch.com/youngdadLastly consider a monetary donation to support the Pod, https://buymeacoffee.com/youngdadpod

Today's episode is a special one, pulled straight from inside the So Money Members Club. This month, we hosted a live workshop all about estate planning — a topic that many of our members requested — and we brought in an expert to guide us: Heather Zack, an attorney and financial planner who leads high-net-worth strategy at Commonwealth Financial Network.Whether you're married or not, have kids or don't, own property or are just starting to build wealth, this conversation with Heather will help demystify the essentials. We cover wills, trusts (both revocable and irrevocable), how to choose the right people to manage your estate, and how to avoid common mistakes that can cost your loved ones time, money, and stress.And if you've ever wondered whether those “create your estate plan in 30 minutes online” sites are legit? We get into that too.