Podcasts about Estate planning

Become a Client: https://nomadcapitalist.com/apply/ Get our free Weekly Rundown newsletter and be the first to hear about breaking news and offers: https://nomadcapitalist.com/email Join us for the next Nomad Capitalist Live event: https://nomadcapitalist.com/live/ Javier is here to break down Private Interest Foundations, one of the most powerful yet often overlooked asset protection tools. Most people know about trusts, but a Private Interest Foundation offers something more: a hybrid structure with the legal personality of a corporation and the asset protection and estate planning benefits of a trust. This episode is for you if you're looking for something more robust and globally recognised to protect your wealth! Nomad Capitalist helps clients "go where you're treated best." We are the world's most sought-after firm for offshore tax planning, dual citizenship, international diversification, and asset protection. We use legal and ethical strategies and work exclusively with seven- and eight-figure entrepreneurs and investors. We create and execute holistic, multi-jurisdictional Plans that help clients keep more of their wealth, increase their personal freedom, and protect their families and wealth against threats in their home country. No other firm offers clients access to more potential options to relocate to, bank in, or become a citizen of. Because we do not focus only on one or a handful of countries, we can offer unbiased advice where others can't. Become Our Client: https://nomadcapitalist.com/apply/ Our Website: http://www.nomadcapitalist.com/ About Our Company: https://nomadcapitalist.com/about/ Buy Mr. Henderson's Book: https://nomadcapitalist.com/book/ Disclaimer: Neither Nomad Capitalist LTD nor its affiliates are licensed legal, financial, or tax advisors. All content published on YouTube and other platforms is intended solely for general informational and educational purposes and should not be construed as legal, tax, or financial advice. Nomad Capitalist does not offer or sell legal, financial, or tax advisory services.

Brent chats with Jenny Rozelle about what opportunities await law students interested in estate planning. They talk about their law school journey, Jenny's non-traditional entry into estate planning, the market and financial opportunities, and practicing in large or small communities.

Do Beneficiaries get Taxed on Inheritance?

About the Guest(s):Paula M. Jones has been practicing law for almost 25 years. After a decade at large international law firms, she opened her own practice in 2016.LinkedIn - Paula M Jones, EsqHer domestic estate work includes wills, trusts, powers of attorney, living wills and beneficiary designations. She employs marital, residuary, disclaimer, dynasty, asset protection, grantor-retained annuity and intentionally defective grantor trusts, as well as family corporations to protect and preserve assets for many generations. She represents trustees and beneficiaries of trusts in trust-related matters. Her Orphans' Court practice includes trust reformations, trust mergers and divisions, terminations, accountings and audits. She represents parties in negotiations to avoid fiduciary litigation.Her work with international clients includes efficient planning in regard to U.S. estate and gift taxation, qualified domestic trusts, residency determinations, tax treaty applications, pre-immigration planning for non-resident aliens coming to the United States, expatriation tax planning for residents and citizens leaving the United States, administration of estates of foreign individuals with U.S. property and other related matters. She has represented many individuals in regard to foreign account and asset compliance issues.Paula is currently an adjunct professor at Western New England University School of Law where she teaches International Estate Planning. She has guest lectured at Columbia University, Temple University School of Law's Masters of Laws Program and Rutgers University School of Law. She lectures frequently for organizations such as the American Immigration Lawyers Association, Society for Human Resource Management and the American Bar Association, as well as local estate planning councils.Paula has authored several articles in respected industry journals such as Trusts and Estates, AICPA's Tax Advisor and the ABA's Practical Tax Lawyer. In addition, she developed a workshop on estate planning basics, titled “Will Power: Wealthy or Not, Your Estate Matters.” The companion book was published by The Graduate Group.Paula is admitted to practice in the State of New York, the Commonwealth of Pennsylvania, the State of New Jersey, the U.S. Tax Court and the U.S. District Court, Eastern District of Pennsylvania.Episode Summary:In this episode of the Money Roots podcast, host Amy Irvine engages in an enlightening discussion with Paula Jones, the esteemed owner of Jones Estate Group. With a robust background in international and domestic estate law, Paula delves into the intricacies of cross-border estate planning. She offers valuable insights into the roles her firm plays in estate planning, particularly emphasizing the importance of having a qualified team comprising estate attorneys, financial planners, and immigration lawyers when considering dual citizenship or cross-border living.Throughout the podcast, Paula addresses key issues associated with holding assets across different countries and the complex scenarios faced by individuals with multinational ties. Her discussion includes an exploration of residency determinations, tax treaty applications, and the vital significance of qualified domestic trusts in safeguarding assets. Paula's practical advice caters to a growing audience interested in international living, offering concrete steps to ensure seamless estate planning while navigating diverse legal systems.Key Takeaways:Having a qualified team of advisors, including an estate attorney, financial planner, and immigration lawyer, is crucial for...

Planning for the future isn't just about what you leave behind; it's also about how you live today.  Yet far too many retirees assume that a simple will is enough to protect their assets, their wishes, and their loved ones. In reality, effective estate planning involves proactive decisions, coordinated professionals, and a clear vision for … Read More Read More

In this episode of the 'Widow Wisdom and Wealth' podcast, host Donna Jean Kendrick chats with Kathy Lentz, owner of Kindred Soul, a company specializing in life celebrations. Kathy shares her journey to becoming a certified life celebrant and discusses the importance of pre-planning one's funeral to lighten the emotional burden on loved ones. They delve into various aspects of planning, including the personal touches that make a celebration of life memorable. They also discuss the value of openly communicating end-of-life wishes with loved ones. Kathy offers insights into her role, working with funeral homes to create meaningful, personalized services, and hints at her plans to expand her services to include event planning for funerals. The episode aims to motivate listeners, particularly widows, widowers, and divorcees, to consider planning their own funerals to ensure their personalities and wishes are honored.   00:00 Introduction to Today's Podcast 00:10 Meet Kathy Lentz: Owner of Kindred Soul 00:41 Motivation for Listeners: Planning Your Own Funeral 01:37 Welcome to Widow Wisdom and Wealth Podcast 01:52 The Importance of Planning Your Own Funeral 03:08 Kathy Lentz's Background and Experience 04:54 The Role of a Life Celebrant 07:12 Kathy's Journey into the Funeral Industry 11:12 The Value of Pre-Planning Funerals 16:34 Helping Families Through the Grieving Process 20:09 Future Plans and Services 22:27 Encouragement for Career Changers and Entrepreneurs 22:49 Kathy's Journey: From Hospital System to New Beginnings 23:43 A Touching Tribute: Red Nose Day Funeral 26:00 Personal Stories: Unexpected Funeral Moments 29:17 Planning Ahead: Making Funeral Arrangements 31:24 Final Thoughts: Wisdom and Reflections   Thanks to our guest Kathy Lentz Connect with Kathy   Cell - 484-767-2356  www.kathyklentz@gmail.com  www.info.kindredsol@gmail.com   _______________________________ CONNECT  WITH DONNA

What happens if you inherit a house—or an IRA—without a plan? This episode of Financial Straight Talk with Jim Fox dives into the real-life consequences of legacy planning mistakes, from losing out on a step-up in basis to getting tangled in probate. Learn why quick fixes like “quick claim” deeds can backfire, how a Ladybird deed can simplify inheritance, and why having a written plan matters more than any single product. Discover the difference between having financial products and having a true retirement strategy. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

When You are Required to File a WA Estate Tax Return?

Host Ericka Adler is joined by Donna Hartl from the firm's Tax Group to discuss why estate planning is essential for healthcare providers. Donna explains the basics of wills, trusts, and powers of attorney, highlighting how these tools help you avoid probate, protect your assets, and ensure your wishes are honored if you become incapacitated. The conversation also covers unique considerations for healthcare professionals, such as practice ownership, asset protection strategies, and the importance of keeping your plan up to date as your circumstances change. Topics include why estate planning matters for healthcare providers, avoiding probate and protecting your assets, planning for practice succession and disability, asset protection strategies including trusts and MSOs, and the importance of powers of attorney for property, healthcare, and business. Don't let another year go by without reviewing your estate plan, tune in now!

Estate planning isn't just for the wealthy, it's for anyone who wants to protect the people and causes that matter most. In this episode of Future-Proof, we sit down with Patrick Carlson, Associate General Counsel for Estate and Tax Product at Vanilla, to explore how simple planning steps can bring peace of mind to everyday clients.Patrick, who's presenting at the MACPA's 40th Annual Personal Financial Planning Conference, shares practical ways to make estate planning accessible, meaningful, and essential for financial professionals. It's not about doom and gloom — it's about love, legacy, and making sure your wishes are honored.Resources:MACPA 40th Annual Personal Financial Planning Conference RegistrationPatrick Carlson LinkedIn Profile

In this episode of Dollars & Sense, host Joel Garris breaks down the critical steps to "die better"—or at least be better prepared—by mastering the essentials of estate planning. Drawing from Chapter 19, "Death: The Other Certainty," of the Next Gen Dollars and Sense book, Joel shares practical advice to help listeners avoid common estate planning pitfalls and protect their loved ones. The episode highlights the different ways property transfers after death, including operation of law, operation of contract, and wills, explaining how each impacts your financial legacy. Listeners will discover tips on titling property, the importance of beneficiary designations, and strategies for making the process smoother, such as using Transfer on Death (TOD) or Payable on Death (POD) addenda and understanding the use of ladybird deeds. With real-life scenarios and actionable guidance, this episode is a must-listen for anyone who wants to take control of their financial future and ensure their wishes are honored. Tune in to learn how proactive estate planning can ease the burden for your family and spark meaningful conversations around the holidays! 

How Long Should it Take to Make an Estate Plan

What if the real financial risk isn't running out of money, but running out of time to use it well? In this episode, listen as James and Ari unpack a $14 million case study with concentrated inherited stock, sizable retirement accounts, and big questions about spending, portfolio risk, taxes, and legacy.See how a single allocation decision can swing outcomes from an eight-figure estate to running out of money by age 75. Learn why $25,000 a month versus $50,000 a month can change the end balance by tens of millions, and how to fund first-class experiences without sacrificing long-term security.Get practical about investment mix and sequence risk, including why a preservation-tilted portfolio can quietly erode optionality over decades. Then map a smarter spending design: a steady baseline plus time-boxed “experience funds” for travel and family, so you can say yes when health and energy are highest.What you'll learn (high-net-worth planning focus):Investment strategy and portfolio allocation: balancing growth and preservation, managing sequence risk, and diversifying concentrated stock.Tax strategy: timing Roth conversions, harvesting gains in low-rate windows, using QCDs to blunt RMDs, and giving appreciated stock through donor-advised funds.Estate planning: moving from revocable trusts to SLATs and grantor trusts, plus the deeper work of intent, values, and right-sized inheritances.Spending plan design: building a lifestyle-first plan that funds experiences today and keeps long-term flexibility.You'll also hear updated context on how many Americans actually cross eight figures, why common “ultra-high-net-worth” stats surprise most people, and how to turn a windfall — inheritance, business sale, or concentrated equity — into a resilient, purpose-driven plan.If the goal is money that reflects your purpose, not your fears, this conversation gives you a clear path to act with confidence.-The statements provided are from individuals who are not clients of Root Financial Partners, LLC. These individuals were not compensated for their comments, and their views do not necessarily reflect those of Root Financial Partners, LLC. The information shared is for informational purposes only and should not be considered a recommendation or testimonial regarding advisory services.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Can Your Power of Attorney Change Beneficiary Designations

Vancouver's largest intergenerational wealth transfer is underway and most families are completely unprepared. Founding Partner of Bell Alliance Richard Bell sits down with Adam & Matt this week to reveal how property owners can avoid costly estate planning mistakes that drain thousands from their families. From the shocking reality of dying without a will to joint tenancy strategies that bypass probate fees, this conversation tackles the complications when property owners die without proper planning. Richard breaks down wills, powers of attorney, and capital gains implications for BC homeowners while sharing practical solutions for vacation properties, investment assets, and second marriages. When should you add your kids to title? How do you structure inheritance to protect your children's future? And why is simplifying your estate the key to protecting your family? Don't miss this one!

You asked, and we listened. In this episode of Coffee with Your Retirement Coach, we tackle one of the most common questions we get: "I'm 58 and have $2.4 million saved. Can I retire?" But as you'll hear, it's not just about the number on the page. We dive deep into what that figure could mean for your income, lifestyle, taxes, healthcare, and overall retirement vision. Join us as we break down the math behind the 4% rule and explore the often-overlooked factors that make or break a retirement plan—things like purpose, timing, Social Security strategy, and where and how you want to live. Plus, we share a real-life success story of a couple who made their beachside retirement dreams a reality.   **Timeline Summary** [0:06] - The $2.4 million question: Can I retire at 58? [1:25] - Why cash flow isn't the whole picture (think taxes and purpose) [2:38] - What a 4% withdrawal rate means for your retirement income [5:03] - Taking Social Security early: a controversial yet practical option [6:35] - Bridging the healthcare gap before Medicare kicks in [9:38] - The missing piece: lifestyle planning and location-based costs [13:08] - Real-life case: high-end travel vs. smart budgeting trade-offs [14:52] - Tax planning strategies to keep more of what you've earned [16:48] - The power of a retirement coach and building your dream team [18:08] - Client success story: from $2.4M to sunset strolls by the beach   **Final Thoughts** Retiring at 58 with $2.4 million? It's possible—but your success depends on your income needs, healthcare planning, tax strategy, and what kind of life you want to lead. If this episode hit close to home, subscribe, share it with a friend, and leave us a review. And as always, stay coachable!  

No Inheritance for Common Law Marriages

Beth Pinsker CFP®, MarketWatch columnist, and author of My Mother's Money explains how caring for her mom exposed the gap between “knowing” and “doing” estate/care plans. Only ~30% have wills; even fewer have POAs/health proxies, creating real cash-flow and authorization crises when care starts. She describes the emotional and ethical knots (siblings, guilt) and how illiquid assets/annuity rules and bank hurdles complicate paying caregivers. Takeaways: set POAs/health proxies, add phone legacy contacts, name beneficiaries on all accounts/titles to avoid probate, and use fee-only help when needed. Beth frames inheritances as “Bubby money” spending aligned with a loved one's values and urges investing in health and lifestyle now.

Check out the latest insights on the One Big Beautiful Bill Act (OBBBA) and its impact on retirement planning, taxes, estate strategies, and market trends. Presented by Falcon Wealth Advisors, this educational event covers key provisions of OBBBA, including tax bracket changes, new deductions for seniors, Trump Accounts for children, estate planning updates, charitable giving opportunities, and industry implications. --------------- Complimentary ‘Retiring Right' ebook: https://falconwealthadvisors.com/jake-falcon-book-signup.html?utm_source=podcast&utm_medium=content&utm_campaign=rr_ebook  Subscribe to our weekly newsletter: https://falconwealthadvisors.com/index.html?utm_source=podcast&utm_medium=content&utm_campaign=newsletter_subscribe#ID2GUSO1Sj8Upy1QWdqVxHOM  Contact our team: https://falconwealthadvisors.com/contact.html?utm_source=podcast&utm_medium=content&utm_campaign=contact_us#ID6rJkMgTJ1jVvl9lxUsddri ------ --------------- #retirementplanning #obbba #taxupdates #estateplanning #financialliteracy #falconwealthadvisors #trumpaccounts #charitablegiving #markettrends #wealthmanagement

Jeffrey Bellomo has made education the cornerstone of his firm, building programs that enable families and professionals to make smart decisions in estate planning and elder law. At the heart of this commitment are two powerful learning opportunities: professional boot camps and weekly workshops. Twice a year, Bellomo & Associates offers high-energy professional Elder Law Boot Camps. These are free, day-long events designed for Financial and Health Care professionals as well as those in related fields who can differentiate themselves with a better grasp of Estate Planning and Elder Law. Relationship Management Coordinator, Krista Warner, joins Jeff to share insider stories of how these events come together, why they keep selling out, and how their teaching model has been adopted by professionals across the country. Registration details and continuing education (*CE) credits are listed below.  For families and individuals, Bellomo & Associates offers free, educational WORKSHOPS in York and Lancaster. These weekly workshops cover estate planning in a pre-planning context, Medicaid crisis planning, life care planning, post-death administration, and special needs planning. We encourage everyone to attend so that when the time comes, you're able to make smart, informed decisions for yourself and your family. Learn more about our weekly workshops here.    Behind the Professional Boot Camp: Designing a Day that Delivers Professional Boot Camp: March 18, 2026  Where: Eden Resorts & Suites (Lancaster, PA) Time: Boot Camp 8:00am-3:30pm; Networking 3:30pm-5:00pm Register: Boot Camp Registration and Details *This Course has been accepted by the Certified Financial Planner Board of Standards, Inc., the Pennsylvania Insurance Department, and the State Board of Accountancy. *6 CE credits approved for: Financial- CFP, CPA, LIP, and Healthcare-Nursing Home Administrators, RN, CRNP, Social Workers. *CE credits not yet attained for Real Estate Agents or Funeral Home Directors. We will update if this changes. Price: Free!   Sponsorships available  Krista's e-mail: kwarner@bellomoassociates.com  Phone: (717) 845-5390   WHAT YOU NEED TO KNOW (00:00) Introduction of Krista Warner  (02:09) Bellomo's boot camps focus on education for professionals   (05:34) Behind the scenes: venue, food, logistics  (08:08) Sponsors make the boot camps possible  (10:52) Next boot camp: March 18, 2026, in Lancaster, PA (11:42) National adoption of Bellomo's boot camp model  (12:54) Attendees return for CE credits and the newest information  (14:56) Classic stories and training visuals  (18:58) How to register and/or sponsor our next event  (21:34) Continuing education credits for professionals   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/    

Estate Planning Covers More than Death

No Inheritance for Step-Kids

On this episode of Fire Your Financial Advisor by Golden Reserve: Yelling “Uncle!” doesn’t help get your 401(k) out of a financial headlock. What are your exit ramps from a market crash? Is your retirement strategy too complicated? Sometimes boring is better. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

The Problem with Joint Tenants with Rights of Suvivorship

In this powerful and eye-opening episode, we're diving into one of the most avoided — yet absolutely essential — conversations in personal finance: estate planning. Host [Your Name] sits down with Alexandra Sepulveda, Head of Legal at Trust & Will, to break down the myths, cultural taboos, and emotional barriers that often keep us from preparing for the inevitable.Alexandra shares her deeply personal journey that began after a close brush with tragedy in her own family — and how that experience ignited her passion for helping others protect their legacy. Together, they discuss how to start the conversation with loved ones, why estate planning isn't just for the wealthy, and how digital tools like Trust & Will are breaking down barriers to make legacy planning more accessible than ever.From defining what an “estate” really is (hint: it's everything you own!) to understanding the difference between a will and a trust, this episode is your crash course in protecting your hard-earned assets and ensuring your loved ones are cared for — without the financial chaos.

Moving Your House into Your LLC will NOT Trigger the Due on Sale Clause

Common Law Marriage Estate Planning Nightmare!

Jennifer (Jenny) Rozelle is one of the Owners of Indiana Estate & Elder Law. She serves in a leadership role focusing on firm management, strategic growth, team development, and speaking locally and nationally on various estate and elder law topics.  Jenny obtained her bachelor's degree in both political science and history from Butler University and a Doctor of Jurisprudence from Indiana University Robert H. McKinney School of Law. • • • This episode of the podcast is hosted by Jon Luskin, CFP®, a long-time Boglehead and financial planner. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads® have held national conferences in major cities across the country. The 2025 conference will take place in San Antonio, Texas, from October 17 to 19. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Legal Tea podcast Bogleheads on Investing with Ryan Barrett and Mike Piper: Episode 52 Bogleheads® Live with Cameron Huddleston: Episode 34 Legal Tea podcast - Ep. No. 203. Current Trends - When Good Deeds Go Bad: Transfer on Death Deed Version The National Academy of Elder Law Attorneys (NAELA)

Can You Update Transfer on Death Deed Without Telling Beneficiaries?

Estate Planning... a big issue our family ranches must deal with but often avoided or do it incorrectly in trying to save money.  This only creates bigger problems after Mom and Dad have passed.   Attorney Dal Houston joins us today as we discuss topics like trusts versus a will.  The difference between a revocable trust and an irrevocable trust, practical information on LLC's, plus much more.  You might be thinking this is a show Mom and Dad need to listen to, but if you ranch in any way, shape, or size, no matter your age… I'd advise you to listen in.  #workingranchmagazine #ranchlife #ranching #dayweather #weather #agweather #beef #cows #livestock #cattle #Allflex #Neogen #IngentyBeef #Gelbvieh #TankToad #WorkingRanchRadio #estateplanning #ranchfamilies

Where do Your Assets Go if You Die Without a Will?

Protecting your family starts with the right financial basics. In this video, we break down the must-have estate planning tools, insurance coverage, and financial safeguards every household needs. From wills and trusts to life insurance, disability coverage, and guardianship designations, we'll cover how to ensure your loved ones are secure no matter what happens. We'll also dive into digital assets, medical directives, and children's financial planning — the often-overlooked steps that protect families from unnecessary risks. ✅ Learn the financial documents every family should have ✅ Avoid common mistakes that leave families unprotected ✅ Build peace of mind with a plan that covers all bases 0:20 - Green on the Screen on Day-3 of Government Shutdown 4:05 - Risk Management thru Estate Planning 7:28 - Basic Estate Planning Documents You Need to Have 9:48 - Powers of Attorney 18:19 The Document Repository 21:03 - Post-mortem Plans - Trusts vs Wills 28:23 - Designating Beneficiaries 36:11 - Disability & Long Term Care Insurance Considerations 42:43 - Letters of Intent

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you really set up a holding company for tax savings—or could it actually cost you more in the long run?Many Canadians hear that incorporating is the golden ticket to tax efficiency and wealth building. But the truth is more nuanced. If you're a T4 employee or just starting your real estate journey, rushing into a corporate structure might create unnecessary fees, added complexity, and even higher taxes. The real challenge is knowing when incorporation makes sense and when it's better to stay personal with your investments. This episode unpacks the myths and realities so you don't fall into an expensive trap.By tuning in, you'll discover:Why transferring personal investments into a holding company can backfire tax-wise.The clear line between when to keep assets personal versus when a corporation truly adds value.How to build a strategy that creates a tax problem worth solving—rather than a structure that solves nothing.Press play now to learn how to spot the right time—and the wrong time—to incorporate on your path to financial freedom.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it's about investment optimization, tax-efficient investing, and making the right choices between personal vs corporate tax planning. Whether you're exploring holding companies, corporate structures, or real estate investing in Canada, a smart Canadian wealth plan aligns your financial vision setting with proven wealth building strategies. From RRSP optimization and navigating salary vs dividends in Canada to using retirement planning tools for an early retirement strategy, the key is balancing financial buckets for growth, proReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode of Splitting Heirs, host Warren K. Racusin sits down with Deb Guston, partner Guston & Guston, LLP, and Kim Mutcherson, professor of law at Rutgers Law School, to discuss estate planning for non-traditional family structures, including surrogacy, adoption, sperm and egg donors, and frozen embryos. They outline different circumstances in which inheritance may be questioned and how to properly plan to avoid legal complications.  Speakers: Warren K. Racusin, Partner and Chair, Trusts & EstatesDeb Guston, Partner, Guston & Guston, LLPKimberly Mutcherson, Professor of Law, Rutgers Law School

Looking for ways to build stronger client connections while addressing wealth gaps? In this episode, we delve into Prudential's Blueprints to Black Wealth initiative and its impact in the industry. Crump's Sales Director, Jill Coyne, talks with Keita Cline, Prudential's Vice President of Business Development and Market Expansion. They share insights on how the platform empowers financial professionals to connect with broader communities through culturally relevant financial strategies. We also spotlight a success story that illustrates the tangible impact of these conversations. From sparking authentic connections to creating new opportunities for clients and financial professionals alike, Blueprints to Black Wealth is more than a strategy — it's a movement.Guests: Jill Coyne, CLU, Sales Director, Crump, and Keita Cline, CLU, ChFC, Vice President, Business Development and Market Expansion, Prudential

Thinking about how to pass your home to family the right way? In this episode, Ken and Jeremy walk through the Qualified Personal Residence Trust (QPRT)—what it is, when it's considered, key trade-offs, and common pitfalls to avoid. You'll learn high-level concepts like present-value discounting, trust timelines, living arrangements, and why professional advice is essential.What we cover:• What a QPRT is (at a high level)• Why some families explore a QPRT for a primary residence• The trade-offs (control, timelines, and irrevocability)• “What if I outlive the trust term?” considerations• Selling and moving (e.g., replacing the residence within the trust)• Why you must speak with an experienced estate attorney and tax professionalImportant: This video is educational and not legal, tax, or financial advice. Trusts and tax rules are complex and change over time. Outcomes vary based on your situation. Please consult a qualified professional before making decisions.RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

How an LLC can Increase Your WA Estate Tax Liability

If you've been asking, “What now?” after the OBBBA, this episode provides the strategies to help clients move forward with clarity and confidence. Senior VP of Crump Advanced Sales, Carly Brooks, joins us to dig into the planning opportunities, like dynasty trusts, ILITs, grantor vs. non-grantor strategies, and the evolving role of life insurance in legacy preservation. She also shares insights for business owners, high-net-worth families, and nonprofits navigating the expanded excise tax rules.  Depending on where your clients are in their journey, OBBBA opens up some pretty powerful strategies. Let's get into it!Guest: Carly Brooks, JD, CFP, CLU, Senior Vice President, Advanced Sales, Crump Life Insurance ServicesCheck out these other resources:The $15 Million Question: What the One Big Beautiful Bill Act Means for You and Your ClientsOBBBA Summary of Key Changes

The Wrong Way to Make Changes to Your Trust

Let's talk legacy, land, and liberation. In this powerful episode, we're traveling across Africa, from Uganda to Rwanda, Ghana to Kenya, to explore how women are reclaiming land, rewriting inheritance laws, and building wealth from the ground up. You'll hear about bold grassroots movements, legal reforms, and everyday women saying no more to being written out of wealth. This is about all of us. Not just about Africa. Because when women own assets, we don't just hold wealth, we multiply it for generations. If you've ever wondered why land ownership matters or whether your name is on the right deeds, this episode will spark some serious reflection and action. If this episode moved you, share it with a sister-friend. Because wealth is more than money. It's your power to choose your path.   00:10 – Imagine losing your home because you're a widow 01:00 – The history of land ownership and gender inequality 02:15 – Legal wins: Kenya, Uganda & beyond 03:10 – Rwanda after genocide: Women rebuilt a nation 04:05 – Why ownership is an economic revolution 04:50 – The U.S. isn't off the hook 05:50 – “Own nothing, control everything”? Let's unpack that 06:50 – How to secure your legacy starting today  

How to Have Multiple Successor Trustees

Send us a textCelebrating 100 Episodes: Top 10 Financial TakeawaysIn the special 100th episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner and owner of Palm Valley Wealth Management, reflects on the journey of creating the podcast and achieving the milestone of 100 episodes. Kelly expresses gratitude to the listeners for their support and shares 10 key financial takeaways from the podcast's history. These takeaways cover topics such as the true meaning of retirement, the importance of cash flow over net worth, tax-saving strategies, the significance of asset allocation, flexibility in financial planning, the value of staying invested, career growth as a wealth-building tool, the importance of estate planning, the power of community and conversation, and the impact of consistency in financial growth. Kelly also invites listeners to share their best financial decisions for future episodes. The episode concludes with a message of gratitude and hopes for the future of the podcast.00:00 Welcome to Episode 100!00:15 Reflecting on the Journey00:58 Listener Appreciation02:15 Top 10 Financial Takeaways03:10 Takeaway 1: Retirement is About Freedom05:54 Takeaway 2: Cashflow Beats Net Worth07:49 Takeaway 3: Taxes are Your Biggest Expense09:44 Takeaway 4: Allocation Over Returns12:22 Takeaway 5: Flexibility is Key14:18 Takeaway 6: Stay Invested17:53 Takeaway 7: Your Career is Your Biggest Asset20:15 Takeaway 8: Estate Planning for Everyone21:11 Takeaway 9: Community and Conversation Matter22:57 Takeaway 10: Consistency Compounds25:26 Closing Remarks and Future PlansCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

This Will Change How You Think About Disinheriting Your Family

Ready to connect with us? Visit: martinwealth.com In this episode of the Smart Wealth & Retirement podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions unpack the essential elements of estate planning every retiree should have in place. From wills and trusts to healthcare directives, powers of attorney, and beneficiary designations, Jim and Casey explain why these documents matter, common mistakes they see, and how proper planning can save your family time, money, and heartache. With real client stories and practical takeaways, this episode will help you take control of your legacy with confidence. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 — Introduction & Why Estate Planning Matters Jim & Casey set the stage: estate planning isn't just for the wealthy. Why retirees often overlook this step until it's too late. 03:10 — Wills: The Foundation of an Estate Plan What a will does (and doesn't) accomplish. The risks of dying without one. 07:25 — Trusts: Control and Probate Avoidance How trusts provide privacy and efficiency. When it makes sense to use one vs. relying solely on a will. 12:15 — Healthcare Directives & Living Wills Documenting your wishes before a crisis occurs. How this protects your loved ones from difficult decisions. 16:40 — Powers of Attorney: Financial & Medical The difference between financial and medical POAs. Why not having them can stall critical decisions. 20:55 — Beneficiary Designations: The Overlooked Detail Why your 401(k), IRA, and insurance beneficiary forms can override a will. Real-world example of a costly mistake from outdated paperwork. 25:30 — Common Mistakes & How to Avoid Them Failing to update documents after life changes. Assuming “one and done” instead of ongoing maintenance. 29:45 — Final Thoughts & Next Steps A 5-document checklist for every retiree. Encouragement to work with an estate planning attorney and advisor together. Want to work with us? Visit us on YouTube: https://www.youtube.com/@MartinWealth Learn more: martinwealth.com   Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

California is quietly bringing back asset limits for Medi-Cal long-term care coverage in 2026, and current recipients could be in for a devastating surprise. Here's what's happening: California eliminated asset limits for elderly and disabled Medi-Cal recipients in 2024, but those limits are returning in 2026. If you currently receive long-term care Medi-Cal benefits, when you submit your annual eligibility report next year, you could lose your coverage if your assets exceed the new limits.    In this critical episode, estate planning attorney Kirsten Howe explains the $130,000 asset limit returning for single individuals, why 2025 is your last opportunity to transfer assets without penalties, and the difference between regular Medi-Cal and long-term care Medi-Cal coverage. She also covers exactly which assets will count against you, which are exempt, and essential planning strategies to protect your benefits before the deadline.     Time-stamped Show Notes: 0:00 Introduction 0:02 Federal vs. state changes: distinguishing between well-publicized federal Medicaid cuts and California's hidden asset limit reversal 1:56 MAGI Medi-Cal breakdown - how Obamacare's expanded coverage works for healthy, low-income individuals 2:17 The crucial distinction: long-term care Medi-Cal covers far more than basic health insurance, serving elderly and disabled populations 3:16 Planning becomes essential again - why future Medi-Cal eligibility will require strategic asset management 3:35 Listen in as Kirsten explains more about exempt assets that may include a house, car, prepaid funeral, burial plot, small life insurance, and retirement accounts 4:27 Currently, 2025 offers no asset limits, exempt status for all assets, and penalty-free transfers 4:55 Next, Kirsten talks about the annual report trap that could devastate current recipients in 2026 5:36 Qualified yesterday, disqualified tomorrow: how current beneficiaries risk losing coverage despite meeting past requirements

I Don't Know Who Needs to Hear This, but You Don't Need a Trust to Avoid Probate

LLC - Good for Asset Protection, Bad for WA Estate Taxes

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. A financial expert, author, and speaker. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Financial Mindset & Money Management Richardson emphasizes the importance of financial literacy and shifting one's mindset about money. She discusses how spending habits and financial discipline impact long-term wealth. Multiple Streams of Income She explains the necessity of diversifying income sources to achieve financial stability. Richardson shares strategies for entrepreneurs to maximize earnings through various business ventures. Estate Planning & Generational Wealth Richardson stresses the importance of estate planning to protect assets and ensure financial security for future generations. She highlights common mistakes people make when failing to plan for their financial legacy. Tax Strategies & Business Ownership She provides insights on tax deductions, particularly for home-based businesses. Richardson explains how proper business structuring can lead to financial advantages. Financial Education & Community Impact She advocates for financial education in underserved communities. Richardson discusses her mission to empower individuals through financial coaching and mentorship. About Dr. Lynn Richardson Dr. Lynn Richardson is a financial guru, ordained minister, and best-selling author specializing in wealth-building strategies. She has been featured on The Steve Harvey Show and has helped thousands of individuals break the cycle of living paycheck to paycheck. Through her W.E.A.L.T.H. University, she provides resources on budgeting, investing, and entrepreneurship to help people achieve financial freedom. #AMI #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review00:00 - Introduction 02:19 - Ascendant Financial Business Model Overview05:50 - Financial Mindset: The Key to Long-Term Control and Success10:23 - What Most People Get Wrong About Infinite Banking12:23 - Why Clarity Matters in Financial Education14:40 - Life Insurance as a Tool for Wealth Building17:23 - How the Family Banking System Works22:50 - Spotting the Right Financial Opportunities23:53 - Teaching Financial Responsibility to the Next Generation27:30 - Understanding the "Be Your Own Banker" Strategy30:41 - Investing vs. Lending33:13 - Jason's Analogy for money flow36:27 - Liquidity and Opportunity Cost39:12 - How Cash Value Loans Work45:20 - Generational Wealth vs. Generational Values47:00 - Estate Planning and Protecting the Legacy51:00 - Golden Rules of Infinite Banking For the Next Generation55:00 - How Family Lawyers Manage and Monitor Transactions______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.