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Munaf Manji and Mackenzie Rivers get you up to speed with the NBA playoffs. The guys discuss the games on the Monday and Tuesday NBA playoff betting card. Best bets as always. NBA Monday–Tuesday Preview: Summary of Key Matchups & Bets In this episode, Munaf Manji and Mackenzie Rivers preview the NBA conference semifinals, focusing on team trends, betting lines, and playoff adjustments. They analyze Knicks vs. Celtics, Nuggets vs. Thunder, Pacers vs. Cavs, and Warriors vs. Timberwolves, offering stats, predictions, and best bets, all while integrating injury updates and historical playoff data.
It's important that our elections earn the confidence of American voters. In recent years fraud allegations, lawsuits, and elections rules changes have cast doubt on the integrity of our elections. Thankfully, groups like Public Interest Legal Foundation and the Foundation for Government Accountability are working hard to ensure elections are administered fairly. In this episode of Giving Ventures, Peter checks in with J. Christian Adams of PILF and Madeline Malisa of FGA for a post-election breakdown. Together, Christian and Madeline address issues like mandatory voter identification, ranked-choice voting, and the importance of holding elections for one day only rather than letting ballots trickle in for weeks after Election Day. J. Christian Adams is president and general counsel for Public Interest Legal Foundation. He also serves as commissioner of the Presidential Advisory Commission on Election Integrity and previously served in the Voting Section at the United States Department of Justice. Madeline Malisa is a Senior Fellow at the Foundation for Government Accountability, where she is a policy and legal expert on election and initiative integrity. Prior to joining FGA, she served as chief counsel to Governor Paul LePage in the State of Maine.
Dzisiejszy odcinek jest specjalny z trzech powodów. Po pierwsze primo, startuje FGA! Po drugie primo, startuje odświeżona strona oraz wprowadzamy rebranding. A po trzecie primo, ultimo... nikt nie otwiera tych drzwi. Bo tam jest zamknięty Rambo. W co graliśmy The Brew Barons Dungeon Clawler Loco Motive S.T.A.L.K.E.R. 2: Heart of Chornobyl Forumogadka to podcast poświęcony szeroko pojętej elektronicznej rozrywce w ujęciu odrobinę mniej poważnym i zdecydowanie mniej profesjonalnym. Od graczy dla graczy. Regularnie, bo co dwa tygodnie, w każdą sobotę późnym popołudniem możesz posłuchać nowego odcinka poświęconego nowinkom branżowym, recenzjom gier i wszystkim innym tematom, o które potkniemy się w naszych rozmowach. Więcej Forumogadki na: Stronie WWW: https://forumogadka.pl iTunes: https://itunes.apple.com/pl/podcast/forumogadka/id328575115?mt=2 YouTube: https://youtube.com/Forumogadka Facebooku: https://facebook.com/Forumogadka Twitterze: https://twitter.com/forumogadka Spotify: https://open.spotify.com/show/0WJl8GgTBW4PxavSzykiOz?si=_s2hSy9vQ6W6lBhC8nsc8A Discord: https://discord.gg/tmxNSf8BYS RSS: https://forumogadka.pl/rss Pytania, uwagi i groźby należy kierować pod adres: kontakt@forumogadka.pl Sun, 01 Dec 2024 10:16:26 GMT The Brew Ba
In this podcast interview, Dr. Cody and pastor John interview Jeremy Mikkelsen, the executive director of the FGA. If this podcast blessed you, be sure to like, share, and subscribe. For more resources and videos, visit www.swcc.org
On this episode of Financially Naked: Stories from The Financial Gym, Certified Financial Trainer Sara B and Certified Trainer Advisor Kadri dive into an exciting new service offered by The Financial Gym's sister company, Financial Gym Advisory Services (FGA). They explore how FGA is expanding The Gym's mission by providing personalized investment advice and portfolio management tailored to each client's unique financial journey. For current Financial Gym clients, FGA offers a free portfolio review to help ensure your financial goals are on track. Sara and Kadri discuss the benefits of working with FGA, from personalized, human-driven guidance to breaking the barrier of asset minimums. They break down what to expect from a portfolio review, why it might be the perfect next step in your financial journey, or where you can get started if you're not quite ready to invest yet! For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.
Mut and Pat Ford are in studio as Kirk asks Mut about the Ray Bourque event. (4:00) Mut gives his thoughts on Coleman leaving. (17:30) Steve might have applied for a job at the FGA in September of 2020. (28:30) Cullinane and Craig tested audio back in 2021. (32;00) Dave Portnoy had his colonoscopy and Kirk crushed his Cologuard yesterday. (35:00) Kirk wants to get through the Dakotas before he announces the next producer. (37:10) Leading candidate Mick has some terms to be met before he would accept the producer job. (46:30) Pat pees in pools. (53:00) The show account had a poll on who the Minifans want as the new producer. (57:50) Mick is the best griller in the Minifan world right now. (1:02:00) Mikey Grab Bags has a new parody song about Coleman leaving. (1:06:15) Kirk goes through his Cologuard experience. (1:08:50) Gus's interview with Pardon My Take was released. (1:11:00) Mut previews this week's Mutstack. (1:16:00) Mut defends his friend Marc Lewis after Gresh and Fauria disrespect him. (1:19:30) Montante is doing a great job planning the golf tournament. (1:31:30) Mut calls Blind Mike out for calling him short. (1:34:00) White guys for Kamala had a zoom call full of celebrities endorsing the Vice President. (1:45:00) Kirk gives his golf Mt. Rushmore. (1:47:30) Mut says Justin will die alone and sad. (1:54:00) Robert Downey Jr. is back in the MCU. (1:58:20) Bill Belichick has a new podcast coming out on Underdog Sports. (2:09:00) Kirk declares the original KMS Rundown dead. (2:07:30) Montante calls in to talk about the golf tournament. (2:21:30) Justin tried his hardest doing the drops.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/kminshow
Charlie talks with Free Grace Alliance leaders president Jeremy Vance and director Jeremy Mikkelson about the growing ministry of the FGA. They share how the ministry has blessed them and others with the emphasis on the free grace of God. Hear about exciting conferences, the magazine, church map, and other resources. Also, get a preview of the October 17-19 International Conference in The Woodlands Texas at Faith Bible Church. The FGA continues to connect, encourage, and equip people to advance the gospel of grace around the world. Find out why and how you should be tuned into this ministry which expanding around the world.
9:05A David Stokes, Director of Municipal Policy at ShowMe Institute @DavidCStokes @ShowMe ShowMeInstitute.orgEarmarks: Missouri Republican Sens. Josh Hawley and Eric Schmitt refused to participate in congressionally directed spending to steer federal money back home — a process more commonly called “earmarks.”WHAT PERCENTAGE OF FEDERAL CONTRIBUTIONS MAKE UP MISSOURI'S OVERALL BUDGET?IS THIS PART OF THE REASON JOSH HAWLEY AND ERIC SCHMITT ARE REFUSING TO PARTICIPATE?THIS SEEMS LIKE A BOLD MOVE FOR OUR SENATORS. I THOUGHT THAT EARMARKS WERE JUST ONE OF THOSE NECESSARY EVILS THAT WEHAD TO DEAL WITH TO GET MONEY FOR OUR REGION.LET'S TALK ABOUT THE General Municipal Election Day in MissouriON APRIL 2NDVoters will decide on two ballot measures that stand to raise bills for area sewer customers and increase funding for the Metropolitan St. Louis Sewer District . WHAT ARE SOME OTHER ISSUES ON THE APRIL 2ND BALLOT? 9:22A Larry Conners, Executive Producer & Host of Larry Conners USA. @LarryConnersUSA*St. Louis Mayor Tishaura Jones is pitching the former Workhouse as a site to help the city's HOMELESS POPULATION-KMOV calls them the unhoused population. She said the former medium-security complex, consisting of 23 acres and existing buildings, could be a location for tiny homes. However, a panel that Jones created said the location and environmental factors make the site less than ideal.YOU WOULD THINK THAT A CITY LIKE ST. LOUIS WOULD DO SOMETHING TO CONTRIBUTE TO THE GROWTH OF THE CITY WITH THE 23 ACRES. 9:41A Missouri Secretary of State, Jay Ashcroft, Candidate, Missouri Governor @JayAshcroftMO @MissouriSOS1 - Setting the record straight; Ashcroft was criticized in a CNN article over his securities rule and his communication with conservative group FGA. What the rule does and why 1A - Ashcroft named in legal dispute by Republican party saying Ashcroft wouldn't remove candidate from ballot (mcclanahan).2 - Biden administration and the Environmental Protection Agency's rule to add more regulations on gas car emissions with the goal of cutting gas car sales by 56% over the next 9 years. Biden wants to kill gas cars by 2032.· This rule will hurt working-class Americans, small businesses, and farmers - basically all of us!4 Go Chiefs! - But what about this tax for stadium renovations. Some have threatened that if it does not pass the team will leave MO??See omnystudio.com/listener for privacy information.
9:05A David Stokes, Director of Municipal Policy at ShowMe Institute @DavidCStokes @ShowMe ShowMeInstitute.orgEarmarks: Missouri Republican Sens. Josh Hawley and Eric Schmitt refused to participate in congressionally directed spending to steer federal money back home — a process more commonly called “earmarks.”WHAT PERCENTAGE OF FEDERAL CONTRIBUTIONS MAKE UP MISSOURI'S OVERALL BUDGET?IS THIS PART OF THE REASON JOSH HAWLEY AND ERIC SCHMITT ARE REFUSING TO PARTICIPATE?THIS SEEMS LIKE A BOLD MOVE FOR OUR SENATORS. I THOUGHT THAT EARMARKS WERE JUST ONE OF THOSE NECESSARY EVILS THAT WEHAD TO DEAL WITH TO GET MONEY FOR OUR REGION.LET'S TALK ABOUT THE General Municipal Election Day in MissouriON APRIL 2NDVoters will decide on two ballot measures that stand to raise bills for area sewer customers and increase funding for the Metropolitan St. Louis Sewer District . WHAT ARE SOME OTHER ISSUES ON THE APRIL 2ND BALLOT? 9:22A Larry Conners, Executive Producer & Host of Larry Conners USA. @LarryConnersUSA*St. Louis Mayor Tishaura Jones is pitching the former Workhouse as a site to help the city's HOMELESS POPULATION-KMOV calls them the unhoused population. She said the former medium-security complex, consisting of 23 acres and existing buildings, could be a location for tiny homes. However, a panel that Jones created said the location and environmental factors make the site less than ideal.YOU WOULD THINK THAT A CITY LIKE ST. LOUIS WOULD DO SOMETHING TO CONTRIBUTE TO THE GROWTH OF THE CITY WITH THE 23 ACRES. 9:41A Missouri Secretary of State, Jay Ashcroft, Candidate, Missouri Governor @JayAshcroftMO @MissouriSOS1 - Setting the record straight; Ashcroft was criticized in a CNN article over his securities rule and his communication with conservative group FGA. What the rule does and why 1A - Ashcroft named in legal dispute by Republican party saying Ashcroft wouldn't remove candidate from ballot (mcclanahan).2 - Biden administration and the Environmental Protection Agency's rule to add more regulations on gas car emissions with the goal of cutting gas car sales by 56% over the next 9 years. Biden wants to kill gas cars by 2032.· This rule will hurt working-class Americans, small businesses, and farmers - basically all of us!4 Go Chiefs! - But what about this tax for stadium renovations. Some have threatened that if it does not pass the team will leave MO??See omnystudio.com/listener for privacy information.
What you'll learn in this episode: What questions to ask appraisers and auction houses before selling your jewelry. What education and networking opportunities an aspiring appraiser should seek out. Why an appraisal includes multiple values, and why those values will change depending on the reason for the appraisal. What the process of selling jewelry with an auction house is like, and why you might choose an auction house over selling online or to a store. What a qualified appraiser will look for while inspecting a piece of jewelry. About Gina D'Onofrio With work in the retail, auction and manufacturing sectors of the jewelry industry since 1989, Gina D'Onofrio's experience encompasses jewelry design and production, appraisals, buying and selling of contemporary, antique and period jewelry, sales and management. Gina operates an independent gemological laboratory, appraisal service and consulting firm and has been catering to private individuals, banks, trusts, non-profit organizations, insurance companies, legal firms and the jewelry trade in the greater Los Angeles area. Gina received her Master Gemologist Appraiser® designation, upon completion of appraisal studies, written and practical examinations and peer appraisal report review with the American Society of Appraisers. In addition, she was awarded the Certified Master Appraiser designation with the National Association of Jewelry Appraisers. In 2013 Gina received Los Angeles Magazine's coveted "Best in LA" award for her Jewelry Appraisal Services. She conducts presentations and entertaining speeches about appraisal and jewelry related topics to private and corporate groups in Los Angeles and throughout the USA. Photos Available on TheJewelryJourney.com Additional Resources: Website Instagram Facebook Email Transcript: Auctions, appraisals, and the professionals who perform them are some of the most misunderstood elements of the jewelry industry. That's exactly why Gina D'Onofrio, independent appraiser and Co-Director of Fine Jewelry at Heritage Auctions, joined the Jewelry Journey Podcast. She discussed what a consigner can expect when selling jewelry with an auction house; how appraisers come up with values (and why they might change); and how consumers can protect themselves by asking their appraiser the right questions. Read the episode transcript here. Welcome to the Jewelry Journey, exploring the hidden world of art around you. Because every piece of art has a story, and jewelry is no exception. Sharon: Hello, everyone. Welcome to the Jewelry Journey podcast. This is the first part of a two-part episode. Please make sure you subscribe so you can hear part two as soon as it's released later this week. Today, I am glad to welcome back Gina D'Onofrio, an appraiser who just returned from being an independent appraiser. She returned to the auction house Heritage as co-director of jewelry. She was also on the podcast in the very beginning, and it's good to have her on again. I got to know Gina when she was head of the western arm of the Association of Jewelry Historians, a volunteer position. I got to know her further when she was an independent appraiser. She recently returned to Heritage Auction House as co-director of the jewelry department. Why did she return to Heritage? That's one of the things she'll be sharing with us as she tells her story. Gina will also be describing why she chose to become an appraiser and what the job entails on a day-to-day basis. She'll tell us how she deals with the dual challenges of not only bringing in jewelry to appraise, but nurturing relationships that make clients keep coming back to her with jewelry. Gina, welcome to the podcast. Gina: Thank you so much. It's such a pleasure to be back, Sharon. Great to talk to you again. Sharon: I'm so glad that you are on the show again. Now, my first question is if I describe to you a piece of jewelry and you've never held it or seen it or anything, but I tell you it's this many years old and it's these stones, if it has stones, can you tell me how much you think it would be worth? Gina: Well, appraising a piece of jewelry that I can't actually see and evaluate and hold in my hand to determine the different value characteristics it might have, it would be flippant of me to give you a value. I think it would be unfair, because you may describe it to me based on your knowledge of the piece or based on what somebody has told you about the piece. If I hold it in my hand, I might see something totally different. I may have a different opinion. For example, you may say that someone told you it was an Art Deco brooch, that it was 1920s, and it was a sapphire and diamond piece. If I had a chance to look at it, I might determine that the sapphire was laboratory grown rather than natural, because they were producing sapphires in a lab in the 1920s. You may not have that piece of information. You may have part of it, that it's a sapphire, but you may not have the rest. So, for me to arrive at a value based on your description, it's just incomplete. It wouldn't be fair. Sharon: Could you tell if a sapphire was lab grown or if it was natural if you just looked at it without a loupe or without a microscope? Gina: No, not without a loupe. Definitely not. Sometimes I can determine with a loupe, depending on the sapphire and the nature of the inclusions it may or may not have. But I would have to say that nine times out of 10, I need that microscope to separate the lab grown from the natural. In fact, I was doing a lot of that today. I have a collection of pieces from a dealer, and they need me to tell them if it's laboratory grown or natural. Most of the pieces they have provided to me are circa 1920 through to 1940, and about 70% of them are lab grown. Sharon: That's interesting. One would think that they're mostly all the same. They're all lab grown or they're all natural, or most of them are one or the other. Gina: Yes, one would think. In fact, one of the pieces had both in the one piece. It had square calibre cut sapphires in the piece, and some of them were natural and some of them were lab grown. They were selected not for the value of the sapphires. They were selected so that they were all uniform in color. At the time, I have no doubt that those lab-grown sapphires were much more expensive than they are today, just like I imagine lab-grown diamonds will be 20 years from now. Right now, they are falling rapidly in price. I imagine in the future we'll be looking at those lab-grown diamonds just like we're looking at lab-grown sapphires that were produced in the early 20th century. Sharon: That's interesting. Like this dealer, if I have several pieces of jewelry that I want to sell or I want to auction off, should I make the rounds of auctioneers and see what the best deal is, or should I choose the one I like, the auctioneer that I jibe with the most? Gina: That's an interesting question. There's a lot of depends there. It depends on the piece that you have. Some auction houses will only take a certain price point and above in order for them to bring your piece to a successful sale. So, already, your piece may or may not be suitable for some auction houses. The second part of your question, I think, is very important because the market is going to do what it's going to do. If the auction house is one of the more reputable, top-tier auction houses—Heritage Auctions is definitely one of them. If they are going to be putting the proper marketing behind your piece, professional photography, if they have an international bidding audience, then after that, it's going to be important to know that you have a comfortable relationship with the representative of that auction house and that they are going to be your advocate, because it's not just the estimate. In fact, the estimate is probably the very least important thing about your piece if you were going to be selling it at auction. What's more important is what are they going to do for you? Are they going to represent your piece properly? Do they have the right audience for your piece? How many photographs of the piece are going to be taken? Is it going to be up for a public preview? Is it a traveling preview that your piece is going to be placed in? There are many aspects to this that need to be discussed with you as the consignor. Then also, what fees are you going to be charged? There's a lot of ifs. I wish I could give you a more direct answer, but if you were going to me, for example, at Heritage Auctions, I'm going to be exploring all those options with you so that you can make an informed decision. Sharon: On the Antiques Roadshow, they say very often, "In a well-marketed auction, this would be X-Y-Z price." To me, a well-marketed auction is one that has to advertise. I'd see ads. That's it. What would you consider a well-marketed auction piece or auction? Gina: Well, Sharon, coming from you, I think that's an excellent question since you are a marketing extraordinaire. These days, marketing is very different, isn't it? We're looking at more the digital aspect of marketing, because so many of us are online now, just like you and I are right now. Being online for marketing is what type of social media presence do you have? What type of email marketing do you have? Also, what is your bidding audience for marketing? How are you able to reach them? Through email, or are you just relying on more conventional forms of auction marketing, be it print advertising or be it public previews? I think in this present market, it's good to have a balance of both. But I am finding that digital marketing is becoming more and more critical. Sharon: I would believe that. I'm curious, what are the fees involved? Is it the buyer who pays the fees or the auction house that pays the fees to the buyer? I never understood that. Gina: Again, it depends. As far as the consignor goes, if you have the Hope Diamond, then I imagine that the buyer will have no fees to pay. It is such a highly coveted piece that everybody would be very competitive to have that on the cover of their auction catalog. But in the auction world, with most auction houses, both the buyer and the seller are paying fees. This is how the auction house survives. The fees are going to vary depending on the consignment. How many pieces are you consigning? What is the value of the pieces that you're consigning? That is going to vary. On the buyer end, the fees are very much locked in. I have to tell you, I don't join Heritage Auctions again for another two weeks, so I don't have the most current buyer's fees. But I believe that it is around 25%, give or take, up until a certain amount. Above that, the buyer's premium starts to go down in price. It's tiered depending on the value of the piece, the hammer price of the piece that you are purchasing. Sharon: Can you negotiate? Let's say you do have the Hope Diamond. What is negotiable? How many pieces you are putting in, but how much you're getting for each piece or reserved prices? Gina: As a consignor? Sharon: Yes. Gina: Fees can be negotiable if you have something important. If it's a lot of work to sell a piece, and by that I mean if you have 100 pieces that are probably going to auction for $1,000 or less, then you will probably pay the full rate because it's a lot of work to sell all those individual pieces for the amount of money that the auction house will receive. It really depends on what you have. But if you have something very important with important provenance like the Hope Diamond, then that's definitely negotiable. As far as reserves go, reserves are something that the specialist should really set for you. That is something they will suggest to you. You may or may not agree with them, but at the end of the day, once you arrive at an agreed reserve, then that goes into your contract. That is contractual. Sharon: Can you explain to everybody to make sure we're all on the same page, what is the reserve, what's a consigner, and what's the opposite? Gina: Yes, the language. The consignor is the person that owns the jewelry. They are the person that is loaning the jewelry to the auction house to give them the opportunity to sell it on behalf of the consignor. So, the consignor owns the piece. The reserve is the absolute minimum that the piece will hammer for, and hammer means the final bid, the highest bid that someone will pay for at auction. That is the absolute minimum that it will go for at auction. That is the reserve. It is also the opening bid for Heritage Auctions. For example, let's say a piece has an auction estimate of $1,500 to $2,500, and I may suggest to you that the reserve for that piece should be $1,000. The opening bid, the minimum is $1,000, so the bidding begins at that amount. If nobody else bids on that piece except for one person who has bid the reserve, $1,000, that is the price it will hammer for. That is the final sale. Does that make sense? Sharon: It makes sense. I was wondering how long somebody has to pull the piece back, as they say. If they have the feeling they won't like what the hammer price is, can they pull it back? Gina: The reserve, that $1,000 for that piece is in their written contract. And in the written contract, they have agreed to allow the auction house to take it through to completion. By the time it is photographed, cataloged, shipped, insured, marketed, the auction house has invested a certain amount of money in that piece. So, if there is a contract, if there is an agreement for the auction house to try and sell this on behalf of the consignor, they have to be allowed to take it through to completion. That is why it is in the contract, because the auction house is investing money in the piece. Sharon: That makes a lot of sense. Jumping subjects, in jewelry you can do a lot of different things. Why did you decide to become an appraiser? You could have done a lot of things with a GIA, a gemological degree. Why did you decide to become an appraiser? Gina: That's a great question. For me, I didn't initially plan on becoming an appraiser. I worked in different areas of the jewelry industry. I got my Gemological Diploma. I graduated in 1992. I got my FGA. I worked in retail and then I worked in design. At the time, I was also doing appraisals in Australia. We call them valuations. I was a valuer, but that was something that I did part time. I did what was required at the time. Then I worked for an antiques dealer and was involved in buying and selling of antique and estate jewelry. Then I worked for a manufacturer assisting in the production of jewelry. I worked in different areas of the jewelry industry. Many years later I decided to open my own business, and that business was going to be doing custom design work because I was able to draw, do renderings and was very good with production. The other half of my business was going to be appraisals. I was doing both, and the business pretty much decided for me what I was going to do full time. After I was established, I realized that there was such a demand for an independent appraiser that I had to stop jewelry designing and just focus on the appraisal aspect of it. Sharon: Why an independent appraiser? I would think that if you go to an auction house, I would like to think it's an independent appraisal. If the appraiser works for the auction house, whether or not they do, it would still be an independent appraisal. Is that true or not? Gina: Well, to answer that question, we probably need to back up a little bit and define what an appraisal is. An appraisal is a researched opinion of value. In order for me to arrive at a researched opinion of value, I need to know what you, the client, want to do with the information. Are you purchasing insurance for your piece? If that's the case, we need to appraise your piece for what it would cost for you to walk into a store that typically sells that piece of jewelry. We research that market. We research all the stores that typically sell your jewelry. The most common price is what I would appraise it for. If you are selling that exact same piece of jewelry, that ends up being a different value. So, I have to understand what you want to do with that information. If you, as a private individual, want to sell your piece of jewelry, your options are to sell it at auction, to sell it directly to a dealer or a store that sells pre-owned jewelry, or you could put it online on eBay or one of the online auction platforms yourself as a private individual. In all cases, there is a cost to selling that we have to factor in, and we also have to research what pieces like yours have recently sold at auction. We look at the most common price to arrive at an opinion of resale value. That value is going to be different to what you would pay for it in a retail store. Sharon: You reminded me that earlier today I happened to be looking at an estate jewelry site and they said, "You can consign your jewelry with us." I thought that was interesting. I wonder, do they pay more for it? Where would we get the most for it? Is there a rule of thumb? Gina: Well, again, it depends. What type of marketing, what type of audience do they have, what type of track record do they have? I really can't speak to the online vendor you're referring to because I don't know who it is. But basically, you want to sell your jewelry with the company or the platform that has the biggest audience and the best track record, and the ones that are going to do the most in the form of marketing for your piece. And then also you have to look at the cost of selling and take all that into consideration. Who is going to represent your piece in the best possible way? Sharon: What was the process that you had to go through to become an appraiser once you decided that's what you wanted to do, plus the rendering and the custom design? What did you have to do? Gina: For me, my skill set is a culmination of having worked in different areas of the industry. Everything that I had done up until the point where I started to appraise independently assisted me in being able to evaluate a piece. Aside from that, having a Gemological Diploma, having experience in different areas of the jewelry industry, having handled thousands and thousands of antique and period pieces of jewelry, having worked for a manufacturer and understanding the process of manufacturing jewelry, understanding the difference between a handmade piece versus a cast, mass produced piece. My past experience helped me with all of that. That's one side of appraisal education, hands-on experience. The other side is understanding how to write an appraisal report and appraisal theory, which is some of what I was trying to describe to you earlier with some of the questions you posed. For example, understanding the difference between resale value, liquidation value, fair market value, writing an appraisal for the IRS, writing an appraisal as an expert witness for settling a dispute in court. This is all education that you can gain by attending classes with an appraisal organization. Reputable appraisal organizations have what we call principles of value. They teach classes on writing appraisal reports for different reasons. You also need to have a solid foundation in jewelry history. Unfortunately, there's no one path to gaining education in jewelry history. It's something that you acquire through various appraisal conferences and appraisal organizations. It is ongoing. I myself found that there was a serious need for education in jewelry history, so I have developed my own courses and I have been teaching them. I've been teaching 20th century jewelry history to various organizations and also in shorter form for jewelry seminars. This is something that a jewelry appraiser really needs a solid foundation in. The other part of being an independent jewelry appraiser is not just knowing jewelry history, jewelry theory, jewelry appraisal report writing and jewelry manufacturing, but they also need to understand who all the major jewelry designers are. They need to self-educate by going to those jewelry houses. Cartier, Tiffany and Company, David Webb, Chopard, all the major jewelry designers. Learn who they all are. Learn what is typical of their design. Start handling more and more pieces from these major jewelry designers at auction previews. Attend as many auction previews as you can. Attend as many conferences as you can, as many jewelry shows as you can. The more exposure that an appraiser has, the better an appraiser they will become. Sharon: So, there's no license or something you can get that teaches you all this, like how to write the reports and the history and whatever else there is involved, which is a lot. Gina: Yes, it's a lot. It's ongoing. I've been doing this for 35 years now. I'm still learning. I teach it and I'm still learning, and that's why I love it. It's never ending. You can learn the theory of appraisal report writing with an appraisal organization such as the ASA, the American Society of Appraisers, or the NAJA, National Association of Jewelry Appraisers or the ISA. I'm mentioning them all because I'm not showing favoritism for one over another. They all have their strengths. I'm a member of all three, but they all have education they can provide for appraisers. Then there are organizations like the Accredited Gemologists Association, which I believe is a must because they provide education for the cutting edge of gemology, the latest treatments and techniques that you need to learn. They have conferences twice a year and also online education. Then you should join the American Society of Jewelry Historians so that you can network with other people who are trying to self-educate on jewelry history and become privy to some of the education that they provide. There are also two major antique jewelry shows that you can attend in the US. One of them is the Miami Antiques Show that is in January, and the other one is the Jewelry Antique Show in Las Vegas at the end of May, early June. I attend the one in Las Vegas every single year. I attend as many jewelry previews as I can and visit many estate jewelry retailers, too. The more that you handle, the more that you inspect, the better you are going to be as an appraiser. Sharon: What do you look for when you're inspecting and handling these pieces? What do you look for? Gina: You're training your eye. I'm training my eye. I'm becoming a connoisseur. You can see behind me there are a lot of books there. I do read a lot of books on jewelry design, jewelry designers and jewelry history. Then I go out and look at jewelry from those particular designers, and I look for consistency in how a piece is being made. I look at how that piece has been found. I look at consistency in the design. For example, if I am looking at pieces of jewelry by an American designer, David Webb, David Webb was very active in the 60s and 70s. He died, I believe, in the late 70s, but his jewelry designs are still being made today from his catalog of designs. He was a very active designer with an enormous collection of renderings. His pieces are still being made, and there's a consistency to how he liked to design his jewelry. His jewelry designs were always very big and bold. They were colorful, or they were very black and white chromatic. He had a way of signing his jewelry. He had certain influences that informed how he designed that jewelry. There was a consistency in all of that. David Webb always liked to work in yellow gold and platinum. You don't typically see jewelry by David Webb that is white gold and platinum or white gold and yellow gold. It's platinum and yellow gold. That was his choice of metals. So, if you see something that's white gold and yellow gold, already, that's a red flag. But you wouldn't know to look for that unless you're handling a lot of pieces by that particular designer. Cartier, for example, their jewelry was manufactured in Paris, but also some of the jewelry is manufactured in the US. They sign their jewelry in a particular way. They have certain collections that they designed over the decades. Until you start handling more and more pieces by that jewelry house, you would not know how to recognize it unless you're reading the books and cross-referencing. Sharon, I am giving you very long answers to these questions. I hope that it's helping. Sharon: No, it's interesting. It's making me think of other questions. For instance, you talked about the replicas from David Webb. They're still doing things from the catalog. Would that be worth as much as an original David Webb, as when he was alive, if you had a replica? Gina: Well, when you say replica, you mean a newer David Webb piece versus an older David Webb piece, right? Because a replica means somebody who is not David Webb has replicated it, has copied it, and that's a different thing. I'm just clarifying for the audience. Sharon: No, please. Gina: We're talking about a newer David Webb piece made from the back catalog. I guess it depends on the piece. There are collectors of David Webb jewelry who like to think that they're buying an earlier piece of David Webb jewelry when David Webb was active. But newer David Webb jewelry is still collectible and still very desirable. Sharon: That's interesting. We will have photos posted on the website. Please head to TheJewelryJourney.com to check them out. Thank you again for listening. Please leave us a rating and review so we can help others start their own jewelry journey.
Hejka naklejka elo elo trzy dwa zero propan butan orangutan. W co graliśmy W nic Forumogadka to podcast poświęcony szeroko pojętej elektronicznej rozrywce w ujęciu odrobinę mniej poważnym i zdecydowanie mniej profesjonalnym. Od graczy dla graczy. Regularnie, bo co dwa tygodnie, w każdą sobotę późnym popołudniem możesz posłuchać nowego odcinka poświęconego nowinkom branżowym, recenzjom gier i wszystkim innym tematom, o które potkniemy się w naszych rozmowach. Więcej Forumogadki na: Stronie WWW: https://forumogadka.pl iTunes: https://itunes.apple.com/pl/podcast/forumogadka/id328575115?mt=2 YouTube: https://youtube.com/Forumogadka Facebooku: https://facebook.com/Forumogadka Twitterze: https://twitter.com/forumogadka Spotify: https://open.spotify.com/show/0WJl8GgTBW4PxavSzykiOz?si=_s2hSy9vQ6W6lBhC8nsc8A Discord: https://discord.gg/tmxNSf8BYS RSS: https://forumogadka.pl/rss Pytania, uwagi i groźby należy kierować pod adres: kontakt@forumogadka.pl Sun, 14 Jan 2024 00:27:24 GMT
Vestibular screening and treatment doesn't have to be only for vestibular specialists! On today's show we interviewed Dr. Christina Garrity, PT, DPT, NCS about the gaps that exist in vestibular care. All humans have vestibular systems and they can be negatively impacted by neurologic diagnoses, but how do you know if they aren't reporting dizziness? How do you build treatments into your plan of care when you have so many other things to focus on for “non-vestibular patients” or when you don't have goggles? We tackle these issues and more to help the neurologic therapist understand why and how to implement easy ways to reduce client falls. The other issue in working with people with vestibular conditions is that they are all so different and after you take the course you may not know how to problem solve through the case. Where can you get mentorship and what could it look like? Christina believes therapists should integrate these pillars into any neuro client treatment plan of care: 1) Visual stabilization, 2) sensory integration, 3) habituation. Additionally, research shows that 25% of people could have BPPV even without the classic symptoms, so you should be screening for BPPV in anyone at a fall risk! Screening doesn't have to be complicated because you can do the modified side lying test vs the Dix-Hallpike. Her go to screening tests for all balance clients are: HIT, modified side lying test, dynamic visual acuity, modified CTSIB, FGA. Learn more about Christina: Labyrinth Physical Therapy & Wellness www.LabyrinthPT.com Instagram: @vestibular_neuro_pt Website: www.LabyrinthPT.com and courses: https://labyrinthpt.com/courses
The Celtics luck runs out in this 121-118 loss to the Hornets. This is the third straight game where they didn't deserve to win but they somehow escaped with a 2-1 record in those 3 games. The story of the game for me was Payton Pritchard. He had 21pts 6reb 3ast on a super efficient 5-8 from 3. JB was in foul trouble and Tatum played the entire 3rd quarter so for 6 minutes in the 4th quarter, Pritchard ran the show with Hauser, Svi, Kornet and Brissett and still somehow extended the lead. Tatum was great for most of the game having 31pts by halftime on 15 FGA but ended the game with just 14pts on his next 13 FGA and this hurts in two ways because clearly the efficiency cooled off a lot but he also needs to be taking more shots if he has the hot hand and nobody else but Pritchard does. JB, Hauser and Holiday were horrible in this one and Porzingis was very far off his normal efficiency. The Celtics missed 10 FTs in this one, turned the ball over 15 times, gave up 24pts in transition and gave up 17 offensive rebounds. They didn't deserve to be in this game. At the end of the day, it is only 1 out of 82 regular season games so we'll get over it but they have a real test coming up on Wednesday against the Bucks so they have some film to watch and get right before then. If you're looking to buy or sell a home in the near future meet Deb Burke, your trusted realtor at Compass Real Estate, serving MA and NH. With a passion for finding dream homes, Deb is committed to making your real estate journey a breeze. Whether you're buying or selling, Deb's got your back. Reach out today at 978-930-4621 or email deb.burke@compass.com to start your next chapter. Let's turn your real estate dreams into reality! Are you tired of insurance options that leave you feeling lost in the dark? Look no further than Joe Lyman of Brightway Insurance! Joe goes above and beyond to find the perfect coverage for you. So whether it's homeowners, renters, car, commercial or even pet insurance, Joe will make sure you're protected where and when it matters most. Contact Joe at Joe.Lyman@brightwayinsurance.com today and let him brighten your path to peace of mind. So whether you're driving, working out, or just relaxing, make sure to check out Joe Lyman at Brightway Insurance. Brightway Insurance, your beacon in the world of insurance. --- Support this podcast: https://podcasters.spotify.com/pod/show/guy-deplacido/support
如果有一個法寶，可以讓你成為一流人才，那到底是什麼呢？ 講了就破梗了，所以請你收聽！這世界上沒有1分鐘的成功術，但是解決了某個關鍵問題，守住一個重要原則，你就不會一直被成功這個其實很難捉摸的大神拋出去．． / 我和陳重銘老師在PPA開設的《一次搞懂ETF ｜ 滾出千萬退休金》 線上課程已經有將近4000人一起上課，課程好評持續延燒！ 這個課程就是教你在最短的時間在一籃子ETF之中，很簡單地挑出適合你長期作伴的ETF。 好評延長21折優惠最後倒數：$2,780元(原價$12,800) 優惠期間：11/3-11/19 課程集數：12集(約440分鐘) 淡如粉絲專屬優惠碼：「500BETTY」(結帳時輸入現折500元) 課程訂購連結：https://reurl.cc/Y0eq54 優惠碼領取連結：https://reurl.cc/x6bYOV / 上市櫃公司DV麗彤生醫(股票代號6539)出品，年度清庫存特賣！ 請看優惠連結
What you'll learn in this episode: Which essential jewelry books you should have in your library Why books are so much more reliable than internet research when it comes to gemstones and jewelry Why the Renaissance opened up a new world of adornment An overview of the periods of jewelry and how they overlapped and influenced one another How cultural turning points, like World War II and the South African diamond rush, influenced what materials were used during different time periods About Jo Ellen Cole Jo Ellen Cole is the owner of Cole Appraisal Services and the director of fine jewelry at Abell Auctions. She earned her Graduate Gemologist Diploma at the Gemological Institute of America in Santa Monica and successfully passed the prestigious Gemological Association of Great Britain's FGA examinations. Additional resources: LinkedIn Gemological and Jewelry Books for a Professional Library: GEMOLOGICAL IDENTIFICATION BOOKS Gemstones: Their Sources, Descriptions and Identification, Webster, Robert Gem Testing, Anderson, Basil Handbook of Gemstone Identification, Liddicoat Jr., Richard T. Gem and Ornamental Materials of Organic Origin, Pedersen, Maggie Campbell Gemstones of the World, Schumann, Walter Photoatlas of Inclusions in Gemstones, Vols. 1, 2 and 3, Gubelin, Edward and Koivula, John Color Encyclopedia of Gemstones, Arem, Joel The Spectroscope and Gemmology, Anderson, Basil and Payne, James, edited by Mitchell, R. Keith GENERAL REFERENCE Gemology, An Annotated Bibliography, Sinkankas, John The Complete Handbook for Gemstone Weight Estimation, Carmona, Charles Dictionary of Gems and Gemology, Shipley, Robert The Jewelers Manual, Liddicoat Jr., Richard T. and Copeland, Lawrence L. Gemstone and Mineral Data Book, Sinkankas, John DIAMONDS Diamonds, Bruton, Eric Diamond Cutting: Complete Guide to Cutting Diamonds, Watermeyer, Basil Famous Diamonds, Balfour, Ian Hardness 10, Vleeschdrager, Eddy Diamond Handbook, Newman, Renee Laboratory Grown Diamonds, Simic, Dusan and Deljanin, Branko Fluorescence as a Tool for Diamond Origin Identification – A Guide, Chapman, John, Deljanin, Branko and Spyromilios, George PEARLS Book of the Pearl, Kunz, George F. and Stevenson, Charles Hugh Pearls, Strack, Elizabeth Beyond Price, Donkin, R.A. JADE Jade, A Gemmologist's Guide, Hughes, Richard Jade For You, Ng, John Y. and Root, Edmund COLORED STONES Ruby and Sapphire, Hughes, Richard Emerald and Other Beryls, Sinkankas, John Opal Identification and Value, Downing, Paul JEWELRY HISTORY Brilliant Effects, Pointon, Marcia Understanding Jewelry, Bennett, David, and Mascetti, Daniella Jewelry in America, Fales, Margha Gandy Victorian Jewellery, Flowers, Margaret Transcript: In appraiser Jo Ellen Cole's opinion, the best thing a jewelry lover can have is a well-stocked library. Information on gems and jewelry abounds online today, but much of that information is incorrect. For that reason, Jo Ellen—a Graduate Gemologist who also passed Gem-A's FGA examination—turns to books when she has a question about a specific piece, hallmark or stone. She joined the Jewelry Journey Podcast to share which books she recommends for every jewelry interest; how jewelry trends shifted over the years due to cultural forces; and how to quickly identify the characteristics of different jewelry periods. Read the episode transcript here.
What you'll learn in this episode: Which essential jewelry books you should have in your library Why books are so much more reliable than internet research when it comes to gemstones and jewelry Why the Renaissance opened up a new world of adornment An overview of the periods of jewelry and how they overlapped and influenced one another How cultural turning points, like World War II and the South African diamond rush, influenced what materials were used during different time periods About Jo Ellen Cole Jo Ellen Cole is the owner of Cole Appraisal Services and the director of fine jewelry at Abell Auctions. She earned her Graduate Gemologist Diploma at the Gemological Institute of America in Santa Monica and successfully passed the prestigious Gemological Association of Great Britain's FGA examinations. Additional resources: LinkedIn Gemological and Jewelry Books for a Professional Library: GEMOLOGICAL IDENTIFICATION BOOKS Gemstones: Their Sources, Descriptions and Identification, Webster, Robert Gem Testing, Anderson, Basil Handbook of Gemstone Identification, Liddicoat Jr., Richard T. Gem and Ornamental Materials of Organic Origin, Pedersen, Maggie Campbell Gemstones of the World, Schumann, Walter Photoatlas of Inclusions in Gemstones, Vols. 1, 2 and 3, Gubelin, Edward and Koivula, John Color Encyclopedia of Gemstones, Arem, Joel The Spectroscope and Gemmology, Anderson, Basil and Payne, James, edited by Mitchell, R. Keith GENERAL REFERENCE Gemology, An Annotated Bibliography, Sinkankas, John The Complete Handbook for Gemstone Weight Estimation, Carmona, Charles Dictionary of Gems and Gemology, Shipley, Robert The Jewelers Manual, Liddicoat Jr., Richard T. and Copeland, Lawrence L. Gemstone and Mineral Data Book, Sinkankas, John DIAMONDS Diamonds, Bruton, Eric Diamond Cutting: Complete Guide to Cutting Diamonds, Watermeyer, Basil Famous Diamonds, Balfour, Ian Hardness 10, Vleeschdrager, Eddy Diamond Handbook, Newman, Renee Laboratory Grown Diamonds, Simic, Dusan and Deljanin, Branko Fluorescence as a Tool for Diamond Origin Identification – A Guide, Chapman, John, Deljanin, Branko and Spyromilios, George PEARLS Book of the Pearl, Kunz, George F. and Stevenson, Charles Hugh Pearls, Strack, Elizabeth Beyond Price, Donkin, R.A. JADE Jade, A Gemmologist's Guide, Hughes, Richard Jade For You, Ng, John Y. and Root, Edmund COLORED STONES Ruby and Sapphire, Hughes, Richard Emerald and Other Beryls, Sinkankas, John Opal Identification and Value, Downing, Paul JEWELRY HISTORY Brilliant Effects, Pointon, Marcia Understanding Jewelry, Bennett, David, and Mascetti, Daniella Jewelry in America, Fales, Margha Gandy Victorian Jewellery, Flowers, Margaret Transcript: In appraiser Jo Ellen Cole's opinion, the best thing a jewelry lover can have is a well-stocked library. Information on gems and jewelry abounds online today, but much of that information is incorrect. For that reason, Jo Ellen—a Graduate Gemologist who also passed Gem-A's FGA examination—turns to books when she has a question about a specific piece, hallmark or stone. She joined the Jewelry Journey Podcast to share which books she recommends for every jewelry interest; how jewelry trends shifted over the years due to cultural forces; and how to quickly identify the characteristics of different jewelry periods. Read the episode transcript here. Sharon: Hello, everyone. Welcome to the Jewelry Journey Podcast. This is the first part of a two-part episode. Please make sure you subscribe so you can hear part two as soon as it's released later this week. I met Jo Ellen about six or seven years ago when I was studying for the GG, or the Graduate Gemology degree. In order to pass it, I needed to identify about 18 stones and get them all right, and I only had three chances to do that. This was daunting to me because I'm not a science person; I'm not a math person or anything. I wasn't working with the stones. I wasn't working in a jewelry store, so I really didn't have the opportunity to handle the stones. I called another appraiser, Charlie Carmona, whom we've had on this podcast, and asked him for a recommendation for a tutor. I thought it was a pretty weird recommendation that I was asking for, but he immediately recommended Jo Ellen, and I never looked back. She's been a great tutor. It was a few years ago, but she helped me a lot. She knows a lot about jewelry, and not just jewelry, but I find her extremely knowledgeable about vintage and antique pieces. I have talked to and been to enough appraisers to know that this is its own specialty. She's also been helpful when it comes to directing me to researchers for whatever I need. She pointed me in the right direction. Today, she's going to share with us the books that she thinks will help us with our jewelry journey. Jo Ellen, welcome to the program. Jo Ellen: Thank you so much for having me. I'm happy to be here. Sharon: I'm so glad that you deigned to be on. Now, tell us, with a GG, which is part of the GIA, you can do a lot of things. So, why did you go into appraisal as opposed to other things? Jo Ellen: Well, I found that I was lacking in salesmanship abilities, to say the least. I'm just not a salesperson, but I love to categorize; I love to research. Appraising seemed to fit that bill very well. Plus, when I realized that I was not good at sales, I met Charles Carmona, whom you mentioned before, at American Society of Appraisers—no, it was the AGA. I can't remember what that stands for, but it was a meeting. I met him, and a couple of years later, he asked me to work with him and I jumped on it. It was a wonderful experience. He's still my mentor. He's so knowledgeable and knows so much about appraising. I always feel comfortable talking to him about any problem I might encounter. He's been very instrumental. Sharon: And a big name in the L.A. market, I would say. Jo Ellen: He's really gone worldwide. He has three laboratories in China and Thailand as well. Sharon: I didn't realize that. Jo Ellen: Yeah, he's really opened up his market. He also leads a lot of traveling groups and things. He's very well-known. Sharon: I knew he was well-known in Los Angeles, but I didn't know he was that well-known around the world. Jo Ellen: Having factories in Africa, he's been around doing a lot of different things. Sharon: I've stopped purchasing books when it comes to novels or something like that. I just listen to them. Why should I purchase a book as opposed to listening online when it comes to jewelry? Why should I purchase a jewelry book? Jo Ellen: What I've noticed is that when I go online to research prices of jewelry, which I do often, I find that a lot of the information I find is not correct. I think part of the reason for that is because it's so easy to list something online. It gets your name out there, so people do that. However, they don't always double check their information. There's a lot of misinformation out there. Whereas in a book, it takes a lot longer to set it up, edit it, make sure everything's proper. I've been able to count on the information coming from books a lot better than I have been from online sources. However, I must say there is certainly a good reason to look online as well. Some of the information is very good. It's just that, personally, I feel more comfortable with a book form. Then, you can revisit that if you need to. It's easier to find. Sharon: Do you have to know if it's right or wrong before you look at a book? Jo Ellen: You have to figure that out on your own. But generally, if you have a good background in terms of knowledge of gems and gemology and antique jewelry from reading through books, a lot of times, you'll find that information is incorrect when you go online. Sharon: I know instances where I've found incorrect information about pearls or something like that. I wouldn't say I'm any kind of expert, but I know it's incorrect. Jo Ellen: Yeah. Sharon: Can you tell us quickly what you do every day? What does an appraiser do every day? Jo Ellen: If I'm not reviewing a book for a gemological publication like The Gemologist or Gems & Gemology, which doesn't do book reviews anymore—but a lot of times, I'm asked by people in the industry to review new books. So, I do that a lot, which involves going over the book line by line and figuring out what I think is proper and what isn't, or what is clear and what is not. I do that a lot. I also work at a local auctioneer two days a week, at Abell Auctions, as their fine jewelry director. I'm constantly cataloguing things and looking for prices on things, always encountering something unusual there. You get things from all over the world, and people like to use that venue as a way to sell their items. If I'm not doing that, I'm actually going to people's localities to appraise their jewelry for them, either for insurance purposes or for estate purposes if somebody has passed or wants to set up a trust. I do that a lot, but a lot of my days are spent doing what I love, which is reading. Sharon: You sound pretty conscientious to look at a book that closely when you're writing a book review. Jo Ellen: For me, it's really important to get it right. Generally, most books, even if I don't particularly like them, I can at least validate that their information is correct. I did have one book about a year-and-a-half ago that was just so egregious in its information I had to give it a bad review, which I've never done before. I called up the editor the week before it was due and said, “Why are you even covering this book? It's so awful.” He asked why, and I started pointing out little things. He was like, “Oh,” but he published the review anyhow. I didn't feel great about it because I don't like to slam people for things, but it was just so awful I had to point it out. Sharon: So, we should do our own reading, both online and with books. Jo Ellen: Absolutely. Sharon: Let's talk about a book or books and talk about the history. If you want to learn about the history of jewelry through the ages, what would you look at? Jo Ellen: There are a couple of really good books. When you write a book, it seems like the best formula is always to start at the beginning and take them through the ages. That's what they do with jewelry history. Usually, they'll start with prehistoric jewelry and how jewelry first came to be—it's one of the oldest things that humans have done that marks them as humans—and then it goes through medieval times and Renaissance, and then to Georgian and Victorian and Arts and Crafts or the Aesthetic Period, and then through Art Nouveau and Art Deco and Retro and on up to modern jewelry for today. That's usually how a book on jewelry history is set up. There are couple of really good ones out there that encapsulate what you need to know in terms of jewelry history. Sharon: Before you tell us that, I wanted to tell our listeners that we will have all this information on the website. Yes, take notes, but you don't have to write everything down; it'll be on our website. Jo Ellen: Yeah, I created a list of things that you can look for. One of the main books I recommend for overall jewelry history is a book called “Understanding Jewelry.” It's by David Bennett and Daniela Mascetti, who were both cataloguers at Sotheby's for many years and very knowledgeable in their field. It really helps to set up all those different ages of jewelry and gives wonderful examples and photographs. It's a picture book as well as an informative book, but all the information they offer has always been spot-on. I've learned so much from that book. It's one that I would definitely recommend. Sharon: I've probably seen it in every jewelry office that has books. I see that book. Jo Ellen: It's a great book. It really is. Another good one that's much simpler and has more pictures is a book called “Warman's Jewelry.” Sharon: Warman's? Jo Ellen: Yeah, W-A-R-M-A-N. The second edition was actually written by a good friend of mine, Christie Romero, who has since passed on. She used to be on the Antiques Roadshow. You'd see her on Antiques Roadshow a lot, a very knowledgeable woman. She had started her journey by traveling down to Mexico and learning all about Mexican silver and then just expanded from there. She used to give classes on jewelry at Valley College in Los Angeles. She just knew how to present things in such a way that it was very easy to assimilate that information. It has tons and tons of pictures. It also has a jewelry timeline. It's very thorough for being such an easily read book. There are even some prices in there, I think. It's now an older book, and I think there have been other editions that have been written since hers, but I always liked hers because I'm familiar with it. So, that's another good one that I would offer. Sharon: What about a book if we want to be more specific, like Georgian or Victorian jewelry? It's funny that when you say prehistoric, you could take many of the prehistoric pieces and wear them today and nobody would know the difference. But it seems to jump then to Renaissance. Jo Ellen: Because it has to do with the Dark Ages. A lot of it is about human history and civilization. During the Dark Ages, people were in such terrible shape as a civilization, they didn't have time to decorate themselves, so they usually used items from the past. There wasn't a lot of information coming out between, let's say, the 5th and 13th centuries. Then things started rolling again once society got more stabilized. Sharon: Is there a particular book we should look at if we want to pick up where society picked up? Let's say Georgian. Jo Ellen: There's a really good book on jewels of the Renaissance by Yvonne Hackenbroch. It's quite a tome. It's big, and it goes through the history of civilization as well as jewelry. It talks about the light occurring in the beginning of the Renaissance, when people started realizing there's more to life than just eating and sleeping and staying alive. You can decorate yourself. You can show your social status by what you wear, some of it being jewelry. That's a very good book for the Renaissance period. There's also another Renaissance book called “Renaissance Jewels and Jeweled Objects: From the Melvin Gutman Collection” by Parker Lesley. It shows wonderful examples of Renaissance-oriented jewelry. There's one called the Hope Pearl Jewel. It's this big, baroque pearl that's decorated as the body of a man. It's very well known. It demonstrates jewels like that. Sharon: From there, does it continue to Georgian and Victorian? Jo Ellen: Yeah, there's a really good book, “Georgian Jewelry 1714-1830,” by Ginny Redington and Tom Dawes with Olivia Collings. It's great because I had never seen a book specifically on Georgian jewelry. It's not glamorous jewelry because the techniques weren't there. It's just that people wanted to adorn themselves to help their social status. It's very collectable today. People collect Georgian jewelry all the time. It goes through the period before Queen Victoria took the throne and clarifies a lot of things. And, again, the information is spot-on. I've never had a problem with these books. When I go to confirm that information, I've never had a problem with it. Sharon: I don't collect Georgian jewelry, but I do know it's very hard to find. Jo Ellen: Yeah, it is, but it shows up at different auctions, sometimes in the most unusual places. Even at Abell Auctions you'll see it. People just hold onto these things. A lot of Georgian jewelry isn't available anymore because people would melt down those items to make new items in a newer fashion, such as a Victorian fashion. They would take the stones out, melt down the metals and then either recast them or remake them in some way into a newer-looking form. That's why you don't see a lot of Georgian jewelry anymore. Sharon: How about Victorian jewelry? There seems to be a lot of it. Jo Ellen: There's a lot of Victorian jewelry. Even though people also did it then, where they would melt things down and make a new piece out of older pieces, there is a lot of Victorian jewelry because Queen Victoria, whom that period is named after, wore a lot of jewelry. She was a big jewelry person. She loved jewelry and she used it for sentimental reasons to give imagery, to bestow favor on people. So, there's a lot of it around because people would want to copy her. Everybody started doing that. You'll have mourning jewelry from Victorian times. A lot of historical things happened during her reign, such as the finding of diamonds in South Africa, which changed the diamond market forever. Before then, there were diamonds from Brazil, primarily, or India, but they're very hard to come by and very, very expensive. Once they opened up the diamond fields in South Africa, you started getting a lot more diamond jewelry. Sharon: By mourning, you mean if somebody dies? Jo Ellen: Yeah. A lot of times, when someone would die, they would leave a certain amount of money in their will to make mourning rings or pendants for their friends and family to remember them by. So, you have this memento mori-type jewelry which has its own collecting base. People collect their little pendants, which are like little baskets with a little enamel skeleton inside, little rings that say the man or woman's name written around the inside of the band, all sorts of things like that. It's kind of sweet because, when you think about it, jewelry is one of the few art forms that's worn close to the body. It makes it more sentimental. Sharon: And the diamonds from South Africa, were they different than the other diamonds, besides being less expensive? Jo Ellen: The thing with Brazilian diamonds in particular is that they had what they call a lot of knots in them, where their crystals grow into crystals. You would have these harder-to-polish areas. With African diamonds, it's such a pure form that they're easier to polish. They didn't take as much time to polish, and they didn't break on the wheel the way that some of the Brazilian diamonds would break. Sharon: They used those diamonds in Victorian jewelry? Jo Ellen: They did. Sharon: What books should we look at if we want to learn about Victorian jewelry? Jo Ellen: There is a wonderful book—in fact, I used to know an antique dealer that used to give out these books to his clients because they were wonderfully organized. There's a book called “Victorian Jewelry” by Margaret Flower, and it goes through the different phases of Victorian jewelry. There's an early, a mid and a late phase. What she does is describe exactly what you can see during each of the phases, what types of jewelry. It's very interesting, and it gives you an overall picture of how things came to be during that time period. It's really nicely done. There's a much larger book I'm still reading because it's so big. It's called “Jewelry in the Age of Queen Victoria” by Charlotte Gere and Judy Rudoe. That also has a lot of very specific information on different types of jewelry, the makers during that time. What's interesting is you'll see the same authors over and over again because these people really use it. It's their way to express themselves as a lifestyle, almost. They're wonderful authors, and they do their research and know what they're talking about. So, those are two Victorian jewelry books I would highly recommend. I think they're wonderfully done. Then, if you want to go into French jewelry, there's another book called “French Jewelry of the Nineteenth Century” by Henri Vever. It's an enormously fat book. I'm still reading that one as well, but again, it's jewelry makers. It's huge. It gives makers' information and techniques, and it's beautifully done. That's a good book to have as well. Sharon: First of all, it strikes me that you seem to look at the pictures a lot more. You read. Most people don't read any of the book. They look at the pictures. That's different. Jo Ellen: They have pictures with jewelry; that's sure to entice you to continue looking. Sharon: Then what do you go into? Edwardian and Art Nouveau? Jo Ellen: Before that, there's actually a period called the Aesthetic Period, which is also covered in the “Jewelry in the Age of Queen Victoria” book. It was in the late 1870s through the 1900s. There were certain makers that specialized in it, like Child & Child of London. They would make these beautiful pieces that harkened back to classical times but using new techniques and materials. That was a specific period. It was a very small period, but all the jewelry that was done during that time is beautifully done. There's a book by Geoffrey Munn called “Castellani and Giuliano,” and it talks about that specific time period. For example, Castellani was known for taking antique or ancient jewelry and refiguring it for that time period around the 1900s. Sharon: He was a goldsmith? Jo Ellen: He was a goldsmith. It was actually two brothers who were goldsmiths. One of the brothers was very politically active and lost an arm when they were demonstrating or something. He got put in jail, but the other brother kept on, and then their children took over after them. In Giuliano's case, which was another manufacturer in Rome, he was known for his enamels. You will see jewelry specifically with black and white enamel accenting other colored enamels. The work is beautifully done, and it's very detailed. Sharon: We may be going back a few years. What was Berlin iron, and when was that popular? Jo Ellen: Berlin ironwork, I believe, was like 1840 through 1860. It was a result of people giving up their precious metals for the Prussian Wars that were happening at that time. They would make this Berlin ironwork, which is very delicate and lacey, but it was made out of iron because they didn't want to use precious metals for that; they wanted to use it for warfare. So, they would use ironwork as a substitute for precious metals. There are some beautifully intricate bracelets and necklaces. It looks like lace. It's really beautiful. Sharon: Is it wearable? Jo Ellen: It is wearable. It's kind of a Gothic look, so it's a heavier look. I don't know if you'd want to wear it every day because, again, it's kind of—I hate to say gloomy, but it is kind of a sober look because it's black and the tracery is so fine. But it's certainly wearable. Sharon: After the Aesthetic Period, we have Edwardian and Art Deco. What do we have? Jo Ellen: What we start with is Arts and Crafts, which is actually my favorite period. I have a lot of books on it, but there are a couple that were really good in terms of pushing forward the information I knew. One is a book called “Jewelry and Metalwork in the Arts and Crafts Tradition” by Elyse Zorn Karlin, who's a very active member of the jewelry industry. She gives lectures. It's this wonderful book on Arts and Crafts jewelry and metalwork and leads you through the making of it with the guilds. They tried to restart jewelry guilds in England where everything was made from first to last by the same person. The metal would be drawn and shaped by the person. If enamels were used, they would make the enamels themselves and apply them themselves. The stone setting was done by the same person. That was the beginning of Arts and Crafts, the person making the piece from beginning to end. Usually they're not terribly intricate, but they're beautifully fashioned with a lot of feeling. It's a very comfortable look, and it's infinitely wearable. The first part of Arts and Crafts started around 1883 through 1900. Then there was a repeat of it between around 1920 and 1935, around the same time as Art Deco. What I forgot to mention during the Aesthetic Period was Carl Fabergé from Russia. He did a lot of Aesthetic pieces. Sharon: He did the eggs, right? Jo Ellen: He did the eggs for the Russian monarchy, but he also did jewelry for everyday people. He would make little, miniature enameled eggs for the general Russian population. Those still come up today once in a while. I saw an entire necklace of Fabergé eggs, all in different enamel colors beautifully done. Everything is so beautifully fashioned. You can tell they really took time in every single aspect of the making of that jewel. That's what I love about it. It shows so much attention to detail. Sharon: We will have photos posted on the website. Please head to the JewelryJourney.com to check them out.
不論是在線上或實體店面， 產品賣的好不好，重要的不是如何宣傳推銷， 也不是價格便宜就會贏。 產品本身的價值才是影響回購率和銷量的關鍵， 有趣的是，產品的情緒價值居然可以讓產品更有魅力， 而且當然是有簡單公式可以算出來的！ / 「領航益生菌」菌數含量6百億，擁有多國專利，包括最難搞的美國、日本和韓國。(請看網站介紹) 請看優惠連結
察言觀色是一種能力， 有人說那是一種內建的DNA， 但應該也是後天的家庭中形成的， 要怎麼成為快速識人的高手？ 這四點絕對是讀人術的重點。 / 堅果樂園，真正低溫烘焙才能完整保留營養與鮮脆口感，吃過也不燥熱，更是任何年紀都能吃！ 請看優惠連結
A government watchdog group uncovered that well over 65,000 substantial lottery winners since 2019 continued collecting food stamps, even when they were over the federal income threshold for the program. The Foundation for Government Accountability's survey of data from thirteen states shows recipients of the Supplemental Nutrition Assistance Program (SNAP), commonly known as food stamps, took home substantial lottery winnings ranging from $4,250 to $2 million, all amounts above the federal asset threshold to qualify for the government assistance program. "It shocks the conscious and defies belief," Hayden Dublois, data and analytics director at FGA, told Fox News Digital. "And this is data from only 13 states. The 50-state number is likely titanic. The scale of the problem is staggering — even by government standards."Support the show
Locked On Tar Heels - Daily Podcast On North Carolina Tar Heels Football & Basketball
It's time for a back-to-school Mailbag episode! What three statistical areas does North Carolina basketball need to improve this season to get back on track? Between Seth Trimble and Jalen Washington, which sophomore will have a bigger impact on Hubert Davis' team this season? With eight seniors and grad students listed on the roster (Armando Bacot, Cormac Ryan, Paxson Wojcik, Duwe Farris, Jae'lyn Withers, RJ Davis, Creighton Lebo, Rob Landry), how will Coach Davis handle Senior Night? Could Armando Bacot get to 15 FGA per game? Or 30 double-doubles this season? Is Drake Maye more likely to beat out Caleb Williams for the 2023 Heisman or get drafted higher in the 2024 NFL Draft? Host Isaac Schade answers these questions and more! Follow & Subscribe on all Podcast platforms…
Locked On Tar Heels - Daily Podcast On North Carolina Tar Heels Football & Basketball
It's time for a back-to-school Mailbag episode! What three statistical areas does North Carolina basketball need to improve this season to get back on track? Between Seth Trimble and Jalen Washington, which sophomore will have a bigger impact on Hubert Davis' team this season? With eight seniors and grad students listed on the roster (Armando Bacot, Cormac Ryan, Paxson Wojcik, Duwe Farris, Jae'lyn Withers, RJ Davis, Creighton Lebo, Rob Landry), how will Coach Davis handle Senior Night? Could Armando Bacot get to 15 FGA per game? Or 30 double-doubles this season? Is Drake Maye more likely to beat out Caleb Williams for the 2023 Heisman or get drafted higher in the 2024 NFL Draft?Host Isaac Schade answers these questions and more!Follow & Subscribe on all Podcast platforms…
What you'll learn in this episode: Why all jewelers need to understand the durability of the stones they work with How Sally designed her book to be a quick reference for jewelers with minimal gemology knowledge Why consumer protections for gemstone quality are lacking, and why jewelers need to take up the mantle for this issue What Sally covers in her gemstones for jewelers classes Which unusual stones jewelers should take a second look at About Sally Spencer Obsessed with jewelry and gemstones, Sally Spencer has been designing and making jewelry since 1995. Her love affair with stones started when she was small, spending many happy hours collecting pebbles on the beach. The stones may have become more expensive over the years, but she is still fascinated by them and has studied both colored stones and diamonds with the Gemological Association of Great Britain (Gem-A). As a Fellow of Gem-A, she continues to love researching about gems and teaching gemstone courses. She is the author of “Jewelers' Quick Reference Guide to Working with Gemstones,” written specifically for jewelers to live on the bench, ready to answer queries when designing or working on a piece of jewelry. Additional Resources: Sally's Instagram Sally's Facebook Sally's Website (Book available on her webisite) Photos available on TheJewelryJourney.com Transcript: Gemology is such a vast field that it's impossible for a jeweler to understand everything about the stones they're working with. That's where Sally Spencer comes in. As an educator and author, Sally is passionate about teaching jewelers and consumers about the qualities of the stones they're buying—or think they're buying. She joined the Jewelry Journey Podcast to talk about the issue with mislabeled synthetic and treated stones; the one thing that every jeweler who works with stones must understand; and why she hopes to see more consumer protections and verification options for gemstones. Read the episode transcript here. Sharon: Hello, everyone. Welcome to The Jewelry Journey Podcast. This is the first part of a two-part episode. Please make sure you subscribe so you can hear part two as soon as it's released later this week. Today, we're talking with Sally Spencer from the U.K. You may already know Sally if you're a jeweler. You may have her most recent publication, “Jeweler's Quick Reference Guide to Working with Gemstones.” You may have that on your worktable right now. You may know Sally because, if you were a jeweler and you got into trouble with any kind of stone—and by that, I mean perhaps you accepted a stone from a client but you really didn't know about the stone—you might call Sally and ask her if it can be fixed or if they should buy a completely new stone, depending on what it is. You may have seen Sally at fairs she attends where she exhibits her wares. Perhaps you've taken one of her classes and know her through that. In any event, you've probably heard of Sally Spencer or at least know of her. We are all going to learn about the rest today. Sally, you're the author of “Jeweler's Quick Reference Guide to Working with Gemstones.” I think I read that title several times. Did you think about writing the book for a long time before you actually wrote it? Sally: I did. Thanks for having me on with you today. I'm looking forward to chatting gemstones with you. Sharon: I'm so glad we connected. Sally: I did think about the book for a while. It was in the back of my mind because, as I was teaching jewelers to make jewelry, I would occasionally see, out of the corner of my eye, that they were about to do something with a gemstone that was not going to land well for that gemstone. I kept thinking, “If they just had a little bit of gemological knowledge, they wouldn't attempt to do that.” I wanted to know, over the years, how many gemstones are inadvertently destroyed by jewelers not having that extra bit of information that could make their life easier, and potentially save them money as well by not having to buy a replacement stone. Sharon: I'm surprised to hear you say that jewelers don't know that much about gemstones. I shouldn't be surprised. I've taken classes where they teach you about diamonds but nothing else. I am just surprised that jewelers don't know about gemstones, or at least they don't find out what they're working with before they use it. I would be afraid to give one of my precious pieces to somebody and say, “Fix it,” when they don't know what they're working with. Sally: It is a modern field. I learned a lot about gemstones over the years, but there is so much more to learn. Even now that I have my qualifications, every day I learn something new. Every day I discover something about a gemstone, and that sends me down a different path to research something else, not necessarily about that gemstone. It might be about another one within its family. It's a massive, massive subject. Jewelers don't need to be gemologists. They don't necessarily need to know crystal structures or how stones interact with light or different inclusions, but the one thing they really do need to be more aware of is the durability of a gemstone. That covers its hardness, which is its resistance to scratching; its toughness, which is its resistance to breaking under pressure; and its stability. It will all change if it's subjected to chemicals or heat or ultraviolet light. I think, as a minimum, that should be taught to jewelers, particularly in the university courses where they're gaining a lot of information about making jewelry. That will take them to the next level and give them an even greater understanding and readiness for when they're out there making their own pieces of jewelry. Sharon: That's a good point. I have learned about crystal structure at a top level, but I've never had to think about it, really. Would you say that writing the book has increased your business? Sally: It changed my business. It changed my focus. It came about during all the lockdowns with Covid because, like everyone else, everything stopped. All my classes, all my shows stopped. I have worked all the time since I left school, and I didn't like being stuck, twiddling my thumbs wondering, “What do I do? I don't understand. What's going on?” I thought I needed something to focus on. While the world around us was going completely crazy, I needed something to focus on and lose myself in for a little bit of mental clarity and mental peace. I thought about this book I'd been thinking about off and on over the years, and I thought, “Well, let's make a start.” Every day I would sit down at the computer and sit down with my books, do more research and start planning it out. Then I got all the information together and looked at how I wanted to lay it out. As a bench jeweler, what would be quick and easy to use? So, then I worked on the layout. There was a group of five of us who were all jewelers. I would say to the four other amazing ladies over Zoom or email, “Does this make sense? Do you understand what I'm trying to say here?” None of them are gemologists, so I knew they were looking at it purely as jewelers. Then I had the entertaining time—entertaining is not the right word—it was especially frustrating and drove me absolutely crackers—of trying to photograph all the different stones I wanted to illustrate in the book because, as we were in the middle of Covid, I couldn't go anywhere or see anyone. I didn't know who to contact, and I thought, “I'm just going to have to get on and do this myself.” By the end of the lockdowns, I had pulled together the quick reference guide. I still can't quite believe I did it, that I actually got to the end and got it printed and it's out there. The thing I find astonishing—and I almost have to pinch myself—is that it's being used in over 20 countries. I just find that mind-blowing. It's out there doing what I hoped it would do, sitting on jewelers' benches. If they're sat there working a stone with a bit of heat, if it's all going to go wrong, they can very quickly look in the book and have some reassurance of “No, just don't,” or “Yeah, that will work. That's fine.” I still can't believe it, Sharon, but the whole experience during the lockdowns altered the course of the business. It took my focus away from making jewelry to thinking, “I really want to help other jewelers understand stones better.” Then taking it a step further, I want them to understand what they're buying. There are some absolute horrors out there being sold, where treatments aren't being disclosed. This is where a gemstone has been artificially altered by man to improve its color or its clarity or its durability, which is absolutely fine. I have no problem with that at all. What I don't like is when people do it and they don't disclose it. They don't tell the person who's buying stones from them, and that trickles on to their customer because if the jeweler doesn't know, they can't tell their customer. I would really like to get jewelers and their customers more aware of the big, wide world of gemstones and give them a little bit of insight into it. Sorry, that was an extremely long answer. Sharon: No, it's a good answer. As reality settles in and you realize you wrote this book, have you been thinking about a second edition or a different book? Sally: I am working on a book about buying gemstones. There are some incredible books on the market. I have bookshelves full of wonderful books about gemstones. The information that's in “Jeweler's Quick Reference Guide” is out there, but it's buried deep in lots of different textbooks. If you've sat at the bench, time is money, and even as a jeweler, you don't necessarily have these gemology books. You just want to know, “Can I do this?” There are incredible books about buying gemstones, but I want to do a similar, quick-reference guide to buying gemstones to give people a heads up. I can't make them gemologists through osmosis through a book; I really wish I could, but I can hopefully give enough information that they will feel confident to say to somebody, “Is this gemstone treated?” and if the person they're buying it from says, “I have no idea. What do you mean?” or, “It doesn't matter,” that in itself tells me something about the person they're buying it from. They're making a far more informed purchase than just trusting and believing what they're being told what's in front of them. Without this little bit of background knowledge, they wouldn't necessarily know to question it. Sharon: Do they sometimes call you before they purchase something? Do they call you and say they don't know? Sally: No. It's more trying to get the information out there at the moment, writing magazine articles. You very kindly invited me on your podcast. Just trying to get this information out there to make people more aware. Doing talks. I love doing talks. I can talk for hours about gemstones. It takes a while to shut me up. Sharon: We have a lot of time. You have an FGA and a DGA. Are they licensed separately? What are they? Sally: When I wanted to learn more about gemstones in a more structured way, rather than doing bits of ad hoc research myself over the years, I looked into qualifications. I decided to study with The Gemological Association of Great Britain, and the FGA initials are a Fellow of the Gemological Association of Great Britain. I studied and passed their colored stones gemology declaimer. The DGA is their diamonds declaimer. I studied and passed that one first because I don't like chemistry, and I knew there was going to be some chemistry involved in this. I thought, “Diamonds, carbon. I can cope with one chemical element. Let's go for diamonds. Let's give that a go.” They chucked in a little bit of nitrogen and a little bit of boron, and I thought, “Hey, I've tackled three. I'm doing well.” I had the most amazing tutor. She gave me so much confidence and pleasure in my studying that I thought, “You know what? I'm going to tackle the colored stores. I'm going to tackle all these other chemical elements that I'm not very good at. I'm just going to go for it.” I was fortunate enough to have her as my tutor for the first year of that course as well. A wonderful, wonderful lady. I can't thank her enough. Sharon: Did you have to go to the Gemological Association and take their basic course before the diamonds and colored stones? Sally: I did online distance learning because I'm some distance from the physical building of Gem-A. That was quite a challenge. You had to be very disciplined and sit down and study the set material for the week because if you didn't, you could quickly fall behind. Then we did intensive lab courses where we went in and did an intensive week studying the stones, putting into practice all the theory we'd been learning. Then on Saturday, we had the exam. They were intensive weeks. Sharon: I bet. I know here with the colored stone tests, they give you three stones, let's say—I don't remember—but you do it once and that's it. You get it right or you get it wrong and that's it. You don't do it again. It's that simple. Sally: You can retake the exam again, but you have to wait. I can't remember now. I think you have to wait until the next round of exams, which for many means they have to wait six months. It reminded me why I disliked exams at school. When I got to the end of them, I must admit I said, “That's it. I don't want to do another exam again.” I find them quite stressful. I think that is the best way of putting it. I put myself under a lot of pressure, but I'm pleased to say I got through them all intact. Sharon: It sounds like you accomplished a lot. I don't work in the business, so I can't imagine learning the stones without being somebody who works with them every day or, like you said, knows what the problem is. Were you already teaching classes when you did this? Sally: At the time, I was teaching jewelry making in a school as part of a GCSE and A-level design and technology class. I was teaching 14- to 18-year-olds, which was so much fun. It made me look at teaching in a completely different way. Being around them as they discovered they could make something and it looked good, and then they could wear it with pride, was an incredible feeling. I think four or five of them have followed me into the industry. I cannot tell you how proud I am of them all. They are all amazing. It was such a privilege to be there as they discovered a shared passion for jewelry. It was incredible. Sharon: I was taken by a word you used in your literature, that you had a passion for gems and gemstones. To me, that's interesting, but it's different than jewelry. Usually, people say they have a passion for jewelry and the gemstone comes along with it, but you just look at the gemstone. What's the difference between a gem and a gemstone, anything? Sally: No. It's just an abbreviation, a shortened word. I'm generally not quite sure. I was trying to think back whether it was jewelry first or gemstones first. I think it was possibly gemstones first, then the jewelry started to overtake the gemstones. Then the gemstones fed into the jewelry and have now ultimately leapfrogged the jewelry in the cabinet. Sharon: When did you start teaching courses on gems? After you wrote the book or during the book? Sally: Before. I knew that jewelers needed a little more information, so I started trying to give introduction to gemology classes to raise their awareness. Oh, my word, I had so much fun with those, so I started doing that. It was pretty much as I finished my qualifications because I wanted to share the information and get it out there. Sharon: When you say you had fun, why was it fun? Sally: Watching them discover what gemstones do and how they react and interact with light. You've done your GIA, haven't you? Sharon: I haven't taken the test, but yes. Sally: So you know that when you look at a piece of glass through a polariscope—which is a piece of equipment that has a light source at the bottom, and then it has cross-polarizing filters so it makes the light wave go in one direction coming up through the bottom filter. Then you cross the top filter so it can't get through, and then you put a gemstone in between the two and move it around and see how it alters the path of light or interacts with light. It was hearing them saying, “Oh, wow, look at this!” To see a piece of glass in there, showing its strain with this anomalous extinction, if it's got those rising snakes of black going through, that is just amazing. And showing them dichroic stems with a dichroscope. Sharon: That's probably why I didn't continue. I feel like some people will get the detail and some people don't. I just don't. Were you teaching experienced people? Sally: They weren't experienced gemologists, but they were jewelers. Some of them were complete beginners at jewelry making; some of them were very experienced jewelers. Sharon: They made things, but they didn't know anything about the stones that were in them. Sally: Yes. They knew what they bought, but they weren't necessarily aware of the durability properties of the stones, whether it would survive being put in a ring or whether it was softer and less durable and it would better in a pair of earrings. They had to hope they bought from reputable dealers, that the stones were what they were being told they were. Sharon: Do people call you afterwards and say, “I think I ruined this,” or “I did ruin this. What I should I do next time? What did I do wrong?” Sally: I do get questions. The biggest question I get asked is, “I had a moment while setting the stone, and I've either cracked it or scratched it. What can I do?” The one thing I've resisted delving too deeply into is the black art of lapidary, the stonecutters craft, because I have a horrible feeling that if I did start delving into that, I would try to set up another workshop. I would get lots more equipment down there. So, I'm resisting it at the moment, but I don't have the knowledge to know how they could polish out a scratch in a particular material. At that point, I have to point them to a lapidary who is far more qualified to answer that question. Sharon: Is that what you call a jeweler who also knows gemology, a lapidary? I know what a lapidary is. Yeah, you would need somebody who can look at something and be able to fix it. We will have photos posted on the website. Please head to The JewelryJourney.com to check them out.
We have a new show host, Understanding ZFS vdev Types, Don't abuse su for dropping user privileges, Dynamic Tracing on OpenBSD 7.3, new Libressl, Manual Jails on FreeBSD 12, and more NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Host Introductions - Jason Tubnor - https://www.tubsta.com (https://www.tubsta.com) / @tubsta (https://twitter.com/tubsta) / @Tubsta@soc.feditime.com (https://soc.feditime.com) Headlines Understanding ZFS vdev Types (https://klarasystems.com/articles/openzfs-understanding-zfs-vdev-types/) Don't abuse su for dropping user privileges (https://jdebp.uk/FGA/dont-abuse-su-for-dropping-privileges.html) News Roundup Dynamic Tracing on OpenBSD 7.3 (https://blog.lambda.cx/posts/openbsd-dynamic-tracing/) new Libressl (https://undeadly.org/cgi?action=article;sid=20230528115900) Manual Jails on FreeBSD 12 (https://ogris.de/howtos/freebsd-jails.html) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Chris - questions (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/513/feedback/Chris%20-%20questions.md) Dan - zfs questions (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/513/feedback/Dan%20-%20zfs%20questions.md) Pablo - Jail question (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/513/feedback/Pablo%20-%20Jail%20question.md) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) ***
In this episode, we discuss the SGAs with the most evidence for explosive behavior, their side effects, and monitoring recommendations. We also address the reasons for considering other SGAs and clarify which FGA has the most evidence for aggression. Faculty: Carrie Vaudreuil, M.D. Host: Richard Seeber, M.D. Learn more about our memberships here Earn 0.75 CME: Managing Explosive Behavior in Children and Adolescents First- and Second-Generation Antipsychotics for Managing Explosive Behavior
Wracamy po świątecznym rozpasaniu, branża pomalutku się budzi, ale jeszcze trochę wody w Kaczej upłynie zanim przebudzi się na dobre. Najważniejsza rzecz, jaką powinniście zapamiętać z tego odcinka to fakt, że w ramach WOŚP można licytować nasz przepiękny kalendarz z Qbarami 2023. Nie mieliście szczęścia w losowaniu podczas FGA, a chcecie mieć Wojtka w domu i przy okazji dołożyć się do szczytnego celu? No to klik: https://allegro.pl/oferta/kalendarz-forumogadka-qbary-2023-13160224547 W co graliśmy Return to Monkey Island Kentucky Route Zero: TV Edition Elden Ring Signalis Calisto Protocol Coffe Talk Gotham Knights The case of the Golden Idol Pentiment High on Life Forumogadka to podcast poświęcony szeroko pojętej elektronicznej rozrywce w ujęciu odrobinę mniej poważnym i zdecydowanie mniej profesjonalnym. Od graczy dla graczy. Regularnie, bo co dwa tygodnie, w każdą sobotę późnym popołudniem możesz posłuchać nowego odcinka poświęconego nowinkom branżowym, recenzjom gier i wszystkim innym tematom, o które potkniemy się w naszych rozmowach. Więcej Forumogadki na: Stronie WWW: http://forumogadka.pl iTunes: http://itunes.apple.com/pl/podcast/forumogadka/id328575115?mt=2 YouTube: http://youtube.com/Forumogadka Facebooku: http://facebook.com/Forumogadka Twitterze: http://twitter.com/forumogadka Spotify: https://open.spotify.com/show/0WJl8GgTBW4PxavSzykiOz?si=_s2hSy9vQ6W6lBhC8nsc8A Discord: https://discord.gg/tmxNSf8BYS RSS: http://forumogadka.pl/rss Pytania, uwagi i groźby należy kierować pod adres: kontakt@forumogadka.pl Sat, 21 Jan 2023 19:38:42 GMT Return to Monkey Island, Kentucky Route Zero: TV Edition, Elden Ring, Signalis, Calisto Protocol, Co
Dzisiejszy odcinek w całości poświęcamy naszemu corocznemu plebiscytowi Forumogadka Game Awards, w którym z Waszą pomocą wybieramy branżowe perełki mijającego roku. W co graliśmy Forumogadka to podcast poświęcony szeroko pojętej elektronicznej rozrywce w ujęciu odrobinę mniej poważnym i zdecydowanie mniej profesjonalnym. Od graczy dla graczy. Regularnie, bo co dwa tygodnie, w każdą sobotę późnym popołudniem możesz posłuchać nowego odcinka poświęconego nowinkom branżowym, recenzjom gier i wszystkim innym tematom, o które potkniemy się w naszych rozmowach. Więcej Forumogadki na: Stronie WWW: http://forumogadka.pl iTunes: http://itunes.apple.com/pl/podcast/forumogadka/id328575115?mt=2 YouTube: http://youtube.com/Forumogadka Facebooku: http://facebook.com/Forumogadka Twitterze: http://twitter.com/forumogadka Spotify: https://open.spotify.com/show/0WJl8GgTBW4PxavSzykiOz?si=_s2hSy9vQ6W6lBhC8nsc8A Discord: https://discord.gg/tmxNSf8BYS RSS: http://forumogadka.pl/rss Pytania, uwagi i groźby należy kierować pod adres: kontakt@forumogadka.pl Sat, 07 Ja
Will and Chuck react to the Clippers dropping another game to the Oklahoma City Thunder thanks to a ton of turnovers and a rough FGA discrepancy, but get hyped on Reggie Jackson and Norm Powell looking like they might be hitting a stride
Charlie recently attended the FGA conference in Keller, TX. In one of the sessions, he had a question-and-answer with the attendees. On stage with Charlie was Grant Hawley, the FGA Executive Director, along with Asare Kyei-Baffour from Ghana. We thought you might enjoy this as a podcast to hear about how each of the ministries touch lives around the world and how grace reaches believers and the lost.
In this interview I sit down with Grant Hawley, the executive director of the Free Grace Alliance. In this episode we discuss what exactly Free Grace Theology is and how it is a response to what is commonly called "Lordship Salvation." We discuss how Free Grace Theology is dissimilar to the Lordship view when it comes to presenting the Gospel but how it also affects discipleship, Christian growth, and being confident in our salvationIf you'd like to read more about the work Grant does over at the Free Grace Alliance you can check out their website hereIf you're interested in checking out some of the books Grant has written you can go to his author bio on Amazon here or buy some of the resources they offer at FGA by clicking hereFollow Dennis' ministry with InFaith by going to:https://www.facebook.com/DennisInFaithIf you have any questions or comments that you'd like Dennis to address you can shoot him an email to dennissutherby@infaith.orgSubscribe to the "Faith in Focus" substack by following the link here to get articles directly to your inboxAnd if you'd like to support his ministry with InFaith you can text the word "discipleship" to 41444 or head over to https://infaith.org/dennis-sutherby and give there. Theme Music:Overseas by Vlad Gluschenko | https://soundcloud.com/vgl9Music promoted by https://www.free-stock-music.comCreative Commons Attribution 3.0 Unported Licensehttps://creativecommons.org/licenses/by/3.0/deed.en_USSupport the show
In this podcast interview, we begin to scratch the surface of Grant Hawley, pastor, writer, and executive director of Free Grace Alliance. We find out a little about Grant and the FGA. You can download other great podcasts and discipleship material at www.transformed365.com or view our church website www.swcc.org Be sure to subscribe so you are alerted to any new podcasts.
In this week's GBB Live, The Daily Memphian's Chris Herrington and I take a look at what a more efficient Dillon Brooks means for the Memphis Grizzlies ahead of his contract year. FedExForum additions Media Day takeaways Dillon Brooks' line about efficient shots … how do you envision those shots coming? Will it come with a lower FGA attempt number? His value through the flaws, has led the team in on/off differential past 2 seasons His fit with Ja-Jaren-Bane Why there hasn't been an extension, and his next contract ballpark Learn more about your ad choices. Visit podcastchoices.com/adchoices
Mikey T is back after 2 weeks to discuss many thoughts on the Presidents Cup as well his 24 Man Ryder Cup Experience at the FGA. Always some LIV news and Bryson being Bryson! The Wife, Lady Highbrid makes an appearance and my Highest of Complaints makes me sound like an Old Grumpy Man! Don't change my hot dogs!! So press play and Hit'em High!
Our host, Grant Hawley, talks with Asare Kyei-Baffour, a Free Grace gospel teacher and businessman in Ghana, Africa. Grant and Asare talk about the recent FGA regional conference in Ghana and our plans to increase our efforts to spread the Free Grace message in Africa.
In this podcast interview, John and Cody interview Free Grace Alliance President Jeremy Vance and talk about various topics affecting grace, the FGA, education, and his book Companions with Christ. Be sure to check our website for some great discipleship material www.transformed365.com or www.swcc.org for sermons.
Welcome to Grace in Focus radio. Bob and Shawn are currently in series discussing Bob’s upcoming autobiography, “His Unseen Hand.” Today, the guys will be discussing the history of Grace Evangelical Society, giving special attention to the early 2000’s. Bob will discuss the beginning of the FGA, and how that impacted GES.
Tommy Welborn is an expert on blockchain technology, the metaverse, WEB3, and marketing, so he's definitely a man of many talents! He's currently the Vice President of Digital Assets at FGA Partners, a private equity firm, which focuses on emerging disruptive technologies in fields such as virtual reality, blockchain, and machine learning (to name a few!). Join Chris and Tommy as they discuss tokenisation in cryptocurrency. Listen along as Tommy shares how he got started in the cryptocurrency industry, some of his favourite upcoming projects (including a new layer one blockchain network called Pecu Novus, which uses proof of time!), the importance of good tokenomics, and what FGA look for when choosing to invest in a project. Make sure you listen to the end to catch Tommy's tips on starting up a cryptocurrency business or project! Visit FGA Partners here Visit Tommy's Website here | Follow him on Linkedin and Twitter | S1: E12 - Interview with Tommy Welborn - 01/06/22
@fbscout_florida In a dual podcast situation, I interviewed the following recruit for the FGA report (check it out on YouTube), which covers HS Football in Florida, Georgia and Alabama. This young man is one of UCF's top prospects so I wanted to introduce him to the UCF fans as best I could. One of the top 2023 recruits in Georgia is Terry Simmons, Jr. from Savannah (Ga.) Calvary Day School. The 6'1", 295-pound defensive lineman is a versatile player that moves all along the defensive front to find mismatches that benefit Calvary Day. Here are some of the topics discussed in the podcast with Simmons. *Areas to improve. *Area he's most efficient. *Players for Calvary Day School that are really good and being recruited. *Which schools that Simmons already set up an official visit (there are 3). What motivates Simmons to be a better player. Learn more about your ad choices. Visit podcastchoices.com/adchoices
On this episode of the podcast, I have Nate Jackson of Mt. Carmel High School and we discuss his season running the System. After a three-year hiatus from coaching, Nate became the head girls basketball coach this year at Mt. Carmel High School in San Diego. The Mt. Carmel Sundevils have traditionally been one of the more prestigious girls basketball programs in San Diego with 7 CIF Championships. However, the last 6 years saw losing seasons for Mt. Carmel, dropping them from an Open Division team to the brink of Division 3. Nate came in this year (2021-22) and installed his version of The System and led the Sundevils to a 22-8 season where they set several all-time San Diego Girls Basketball Records and were nationally ranked in several statistical categories (see below). Most ever 3pt FGA in a Season (1526) Most ever 3pt FGA in a Game (89) (Previous record was 55 by Nate's Maranatha team in 2018) Most ever 3pt FGM in a Game (23) (2nd All-Time in California State History) 3rd all-time most 3pt FGM in a season (335) (9th All-Time in California State History) 1 of 5 teams in San Diego History to ever make over 300 Three's in a season) Most Forced Turnovers in a game in California history (58) Want to discuss the LMU or Grinnell System with like-minded coaches join System Basketball Coaches this is where this interview with Coach Jackson took place. We have over 2000 coaches in there. Follow Coach Hart on Social Media --- Support this podcast: https://anchor.fm/systembasketball/support
Mississippi Secretary of State Michael Watson joins the FGA's Kristen Eichamer and Jonathan Bain to discuss Mississippi's leadership on licensing reform and reducing regulatory burdens to help small businesses thrive. Learn more about FGA at: https://thefga.org Audio Production by Podsworth Media: https://podsworth.com
Con casi 25 años de operaciones, el Fondo de Garantías (FGA) se ha consolidado como un fiador institucional que respalda la financiación de servicios, créditos de consumo, educativos, digitales, entre otros. David Bocanument Trujillo, presidente de la entidad, destacó las metas que tienen para este año, entre las que incluyó garantizar $5,4 billones en créditos.
Author David Bahnsen joins FGA's Kristen Eichamer to discuss his new book, "There's No Free Lunch: 250 Economic Truths". Learn more about FGA at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
Joining the podcast today is Senior Fellow Madeline Malisa who has been on the ground in many states to testify on a variety of election reforms that aim to restore voter confidence. From securing state absentee and mail ballot processes to limiting third-party influence in state elections, Madeline has gained a deep understanding of how policymakers are securing our nation's democratic process while ensuring it is easy to vote. Read more on this issue: https://thefga.org/election-integrity Learn more about FGA at: https://thefga.org Audio Production by Podsworth Media: https://podsworth.com
Pete is a veteran in the education industry. Over the past 20 years, he has opened over 120 schools and acquired more than 25 others. His experience in education spans president and CEO roles of organizations in the private school, charter school, and early education industries. He also served as a public school board member in his local community for 5 years. Pete is currently the founder and CEO of Fusion Education Group. Launched in 2007, the company made five acquisitions in its first two years. The last acquisition in December 2008 was the original Fusion Academy campus. Within a few years, the company determined that Fusion's unique model and high growth potential made it a significant growth opportunity. Thus, the company sold off its non-Fusion schools to focus entirely on the national expansion of the Fusion Academy model. Today, there are more than 60 Fusion campuses in operation around the nation. In 2019, the company acquired Futures Academy, another one-to-one school model with 16 locations in the state of California. In 2020, the company launched Fusion Global Academy (FGA), a one-to-one virtual school that provides 100% live instruction in every class. FGA serves online students throughout the United States and internationally. Today, Fusion Education Group, headquartered in Grand Rapids, Michigan, operates nearly 80 Fusion and Futures Academies across 16 states and the District of Columbia. All Fusion Academies, Futures Academies, and FGA provide completely individualized programs based on the needs of each student. Virtually all classes are taught in a one-to-one environment: one student, one teacher. All schools offer programs for 6-12 grade students. Ruppert started his career with Procter and Gamble. He entered the education industry when he was hired as president of National Heritage Academies (NHA) in May 1997. During his eight years as president of NHA, Ruppert led the expansion of the company from four schools to 51 schools across five states. In addition to his work, Pete is the author of “Limitless: Nive Steps to Launch Your One Extraordinary Life.” He also co-founded “Armed Forces Thanksgiving,” an annual celebration and education event that raises money for military veterans throughout West Michigan. Pete holds a BA in Economics from DePauw University and an MBA from the Harvard Business School. He grew up in Cincinnati, Ohio. He and his wife, Jessica, have four children; three sons and a daughter and reside in East Grand Rapids, Michigan. What You Will Learn: How Pete's career path led to the education field, and why education became a 25-year passion that led to the creation of Fusion Education Group How Pete and his team achieved a careful balance between the educational aspect of their organization and the business side Why the current system of grouping students by age rather than ability isn't the best approach to meet students' needs, and how Pete is doing things differently Why finding and surrounding yourself with the right people and empowering them to do their best work is crucial for your success Why having access to extra capital through outside funding is an important leg up in growing your business, and why bootstrapping isn't always the best solution Why scaling your business requires “giving up” authority, responsibility, and control over the day to day operations so that you can focus on long term strategy What strategies and processes Pete uses to hire, develop and nurture key leaders within his organization How to learn to avoid micromanaging your team and instead trust them to do the job the right way while still offering support, communication, and feedback Why a regular meeting cadence is key to ensuring that everyone on the team is moving in the same direction How studying other successful people helped Pete determine the nine “traits of a champion”, and how that list became the backbone of his book “Limitless” Resources: Website: https://peteruppert.com/ LinkedIn: www.linkedin.com/in/peter-ruppert-986744a LinkedIn: www.linkedin.com/company/american-education-group Facebook: www.facebook.com/fusionacademy/ Twitter: https://twitter.com/petergruppert Twitter: https://twitter.com/fusionacademy Additional Resources: Elite Business Health Assessment: https://growwithelite.com/health Email: info@GrowWithElite.com Website: https://growwithelite.com/
The Foundation for Government Accountability (FGA) regularly conducts public interest polling, persuasive message testing, and tailored focus groups in order to understand the surrounding landscape and to chart a path through it. To double-down on this effort, FGA recently launched the Center for Excellence in Polling (https://excellenceinpolling.com/), also known as CEP. Joining the podcast today to discuss the launch of the new polling center is the FGA Vice President of Communications, Nick Stehle. Be sure to check out all of CEP's recently launched polls here (https://excellenceinpolling.com/polling-focus-groups/polls/). Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
To discuss the recently released FGA paper, Unmasking the Unemployment Crisis: The New Pandemic Plaguing America (https://thefga.org/paper/unemployment-fraud-crisis/), FGA Research Fellow Jonathan Bain (https://thefga.org/jonathan-bain/) joins the Built to Win podcast with host Dan Reynolds (https://thefga.org/dan-reynolds/). You might be surprised to find out that the improper payment rate for unemployment benefits has hovered around 10% on average. But after the COVID-19 pandemic, government shutdowns, and increased unemployment bonuses, unemployment fraud has skyrocketed.
Join FGA's Marketing Director, Victoria Eardley (https://thefga.org/victoria-eardley/), and guest Chase Martin (https://thefga.org/chase-martin/), FGA's legal affairs director, in discussing just some of the ways the current Biden administration forces state compliance. And check out FGA's special Biden Bully project online here: https://bidenbully.com Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
On this week's episode of Built to Win, host Victoria Eardley (https://thefga.org/victoria-eardley) is joined by FGA's own Senior Fellow and unemployment expert, Joe Horvath (https://thefga.org/joe-horvath). Together they'll cover some of the recent action states have taken to roll back some of the disincentives found in federal COVID legislation - and how important those steps are to a thriving American economy. Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
Recently, some in Congress have been pushing H.R.1 and S.1, which are similar pieces of legislation, but one exists in the House and one exists in the Senate. On this week's episode of Built to Win, host Victoria Eardley (https://thefga.org/victoria-eardley/) is joined by FGA's own Senior Fellow, Madeline Malisa (https://thefga.org/madeline-malisa/). In today's episode, they cover what exactly is in each of these pieces of legislation and how they affect state elections. Simply put, H.R.1 and S.1 make it easy to cheat elections, and they aren't good policies to implement. Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media: https://podsworth.com
Recently, states have taken up the effort to improve their election systems, since many voters think elections have a lack of integrity. The FGA's State Reforms to Safeguard Elections (https://thefga.org/additional-research/state-reforms-to-safeguard-elections) makes it easier to vote but harder to cheat. On this week's episode of Built to Win, host Dan Reynolds (https://thefga.org/dan-reynolds/) is joined by FGA's own Katie Rodgers (https://thefga.org/katie-rodgers/), Vice President of Outreach and Government Affairs. In today's episode, they cover why states need election reform, what states can do about it, and they go into detail on Georgia's recent election integrity reform package. Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
On today's episode of Built to Win, we give you a primer on Medicaid with FGA Senior Fellow, Scott Centorino. What exactly is Medicaid? How large and expensive is it? Who's eligible for Medicaid? Learn all this and more. Be sure to share and rate this podcast! Learn more about FGA solutions for Medicaid here: https://thefga.org/solution/medicaid Learn more about our organization at: https://thefga.org Audio Production by Podsworth Media - https://podsworth.com
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