Podcast appearances and mentions of ben hernandez

In this episode, hosts Brad and Michael are joined by Ben Hernandez, CEO and Managing Director of Skytale Group. Ben shares the latest trends in health care M&A and offers insights into what to expect when buying or selling a practice. Explore the best time to start planning your sale, how single-surgeon practices can navigate today's competitive environment, and how to prepare for life after the sale. Listen in for tips on overcoming challenges and setting yourself up for a successful transition.  Watch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto  Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagramLinkedIn

In this episode, Cameron is joined by  Ben Hernandez, founder and CEO of Skytale Group, and they discuss the growth of the MedSpa market, the importance of data, consumer spending trends, and the challenges faced by practices. They highlight the resilience of aesthetic services during economic downturns and the increasing demand for weight loss treatments. They provide valuable insights for practice owners and those interested in entering the aesthetics field.In this conversation, Cameron Hemphill and Ben discuss the evolving landscape of aesthetic services, focusing on market trends, profitability, patient retention, and the shift from surgical to non-surgical treatments. They talk about the importance of understanding demographics, the impact of new technologies, and the necessity for practices to adapt and specialize in order to thrive in a competitive market. They also emphasize actionable insights derived from data to enhance patient loyalty and operational efficiency.Listen In!Thank you for listening to this episode of Medical Millionaire!Trusted by over 850+ practices and 2,000+ providers in aesthetics, plastic surgery, dermatology, and dentistry, we specialize in growing medspas through comprehensive marketing and automation solutions. Our expertise in patient acquisition, CRM, SEO, and more make sure you are generating new bookings constantly. Let us help you run your practice like a true business!Inquire Here:https://growth99.com/Or, check out Growth99 University and Learn How To Scale Your Medical Practice To A Multi-Million Dollar Business Effectively.https://school.growth99.com/

In this episode, Ben Hernandez, CEO and Managing Director at Skytale Group, discusses the biggest challenges and opportunities in the dental industry today. Ben shares insights on scaling amidst rising labor costs, the role of technology in enhancing efficiency, and what effective leadership will look like in the rapidly evolving healthcare landscape over the next few years.

In this episode of the Becker's Healthcare Podcast, host Mariah Muhammad talks with Ben Hernandez, CEO of Skytale Group, about the ongoing consolidation in healthcare. They discuss what practice owners can expect, how to prepare for a sale, how support organizations can compete, the impact of interest rates on valuations, and due diligence tips for owners considering selling to private equity or support organizations. This episode is sponsored by Skytale Group. 

Ben Hernandez, the CEO and Managing Director of Skytale Group, talks with Audrey Neff about the past, current, and future outlook of mergers and acquisitions in the medical aesthetics field. As the challenging 2023 year for M&A concludes, Ben provides valuable insights for practice owners looking to sell and advice around beginning with the end in mind. This episode covers a wide array of essential topics including exit strategy, preparing your business for a potential sale, optimizing valuation, selecting the right partners and buyers, considerations with deal structure, and other crucial components to consider when growing, scaling, or selling your medical aesthetics practice in 2024 & beyond.

Ben Hernandez, CEO and Managing Director and Eric Pastan, Director, Management Consulting of the Skytale Group join the Group Dentistry Now Show. In this episode Ben and Eric discuss: Strategy - maximizing value and getting ready for a potential sale Choosing an advisor you trust The sale - process expectations, investors, the landscape Life post sale - real-life experience from an owner operator To get in touch with Eric Pastan or Ben Hernandez visit https://skytalegroup.com/get-in-touch/ If you like our podcast, please give us a ⭐⭐⭐⭐⭐ review on iTunes https://apple.co/2Nejsfa and a Thumbs Up on YouTube. Our podcast series brings you dental support organization and emerging dental group practice analysis, conversation, trends, news and events. Listen to leaders in the DSO and emerging dental group space talk about their challenges, successes, and the future of group dentistry. The Group Dentistry Now Show: The Voice of the DSO Industry has listeners across North & South America, Australia, Europe, and Asia. If you like our show, tell a friend or a colleague.

Welcome to episode 11 of the Med Spa Success Strategies Podcast, presented by Ricky Shockley of Med Spa Magic Marketing. On this episode, we're joined by Ben Hernandez of Skytale Group to discuss the process of creating a practice that is super profitable and, ultimately, sellable. Profit is the name of the game when it comes to creating a business with a high valuation. If you're ready to implement more efficient & effective marketing strategies for your practice, book your FREE strategy session & marketing plan: https://go.medspamagicmarketing.com/schedule Ben Hernandez is founder and managing director of Skytale Group, a firm specializing in strategic management consulting & M&A Advisory in the healthcare space. Ben and the Skytale team help business grow, scale, and sell. Prior to Skytale, Ben worked with an international investment bank, a hedge fund, and CPA and advisory firm. Ben received his B.B.A. in Finance from the Mays Business School at Texas A&M and MBA from Cox School of Business at Southern Methodist University. https://skytalegroup.com/

Episode 101: Understand What Selling Your Practice Looks Like With Ben HernandezThere Is A Reason Why Over 600+ Brands In Aesthetics, Plastic Surgery, Dermatology, And Dentistry Trust US To Help Their Business Grow With Robust Marketing & Marketing Automation.We Focus On The Following Key Areas To Help Run Medical Practices Like A True Business.-Websites-CRM-Lead Tracking-Landing Pages-Online Appointment Booking/Creation-SMS + Email Marketing-Social Media-Lead Generation-Google PPC-Google Reviews + Reputation Management-SEO-Content Creation-Blogs Posts-KPIs & Metric Tracking-On-Demand Graphic Creation-Dedicated Customer Experience Consultant-24/7/365 SupportInquire Here:https://growth99.com/Or, check out Growth99 University and Learn How To Scale Your Medical Practice To A Multi-Million Dollar Business Effectively.https://school.growth99.com/

If you're like the majority of the spa owners who tune into Spa Marketing Made Easy, you likely started your business from a place of passion. Maybe you set out as a solo straight out of school and now you're focused on building your empire. Maybe you set out to build your own practice after years of working for someone else and knowing you could build something even greater.    Typically, when we build a business from a place of passion and doing what we love, the idea of selling that business isn't one of the reasons we dove into entrepreneurship. However, as you build your business into a valuable asset, grow your team, and work yourself into the role of Spa CEO and out of the day-to-day operations, selling your company might become a more intriguing idea.   Here to discuss the process of selling your business with me is Ben Hernandez, the founder and managing director of Skytale Group, a firm specializing in strategic management consulting and M&A Advisory who helps  businesses, especially those in the health and personal care space, grow, scale, and sell.   Tune in as we talk all about the key things to consider and plan for if selling your business is a route you wish to take.    In this episode, we discuss:    Understanding when to sell and how (and when) to begin thinking about the selling process  How a company like Skytale works with spa owners and aesthetic practices to sell the assets of their business and the first steps they take to get started  The key things your business needs to have in place to get the best valuation possible and the litmus test for knowing if you have those elements  The gold standard financial benchmark for a business looking to sell and the 3 big stages of selling a business    To read the full show notes for this episode, visit: https://www.addoaesthetics.com/blog/350   Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here.

In this episode, M&A advisor Ben Hernandez discusses the various phases business owners typically go through when getting ready to sell their business and seek out potential buyers. Ben emphasizes the importance of a Quality of Earnings (QOE) analysis during the due diligence phase, as it provides valuable insights into the company's financial performance and helps to identify any potential risks or issues that may impact the transaction. Tune in for Ben's insights into the challenges sellers may face during the process and tips on how to navigate them successfully.Ben is the founder and a partner at Skytale Group, a full-service strategic, financial, and M&A advisory firm. Learn more about Skytale at https://skytalegroup.com/.Visit our website www.byrdadatto.com to learn more and to subscribe to the ByrdAdatto newsletter. Follow us on social media to stay up-to-date on the ByrdAdatto family. Finally, subscribe to our YouTube channel for short videos on breaking developments and interesting business and health care compliance topics. Facebook: https://www.facebook.com/ByrdAdatto/ Twitter: https://twitter.com/ByrdAdatto Instagram: https://www.instagram.com/byrdadattolaw/ LinkedIn: https://www.linkedin.com/company/byrdadatto YouTube: https://www.youtube.com/channel/UC6VSOw0W5lrrj4iIl1HxTbg

We've got news on The Pendant Shakespeare's production of "Henry VI, part 1," and our scripted show release calendar was updated through the end of 2023! But not with Henry VI, part 1 yet. I know, it's confusing, but listen... that's life. More Pendant shows keep charting around the world, and we've got exclusive previews of "The Kingery" episode 12x06, "Seminar" episode 109, and "Genesis Avalon: Patriot" episode 12! And Jordan and Ben Hernandez discuss deep characters and serious guys, backsass, and cyclical gods! Welcome to the present-apocalypse. --Please leave us a rating on Apple Podcasts!-- Website: pendantaudio.com Twitter: @pendantweb Facebook: facebook.com/pendantaudio Tumblr: pendantaudio.tumblr.com YouTube: youtube.com/pendantproductions

Skitz with Rob Resendez and Ben Hernandez joined by Nick Resendez a.k.a CHOKE OR TAP talk the Aftermath of UFC 284 main and co main fights.. Alexander the Great Volkanovski vs Islam Makhachev and Their close super fight for the lightweight title and the pound for pound King status..and other drunken talk..

The Winning ESG Companies articles include: “11 Best ESG Dividend Stocks to Buy According to Al Gore”; “Top 12 ESG Companies in 2022”; “IBD's 100 Best ESG Companies For 2022”; “Investing in green energy here are the top 5 stock picks”; “Capital Keeps Flowing Into Green Bonds Despite Inflation Challenges”; and much more this episode… Podcast: The Winning ESG Companies Transcript & Links, Episode 93, November 4, 2022 Hello, Ron Robins here. Welcome to my podcast episode 93 published on November 4, 2022, titled “The Winning ESG Companies” — and presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Now if any terms are unfamiliar to you, simply Google them. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief so that I can get as many companies covered as possible in the time allowed. Please go to this podcast's webpage for links to the actual articles where you'll find much more great company information. ------------------------------------------------------------- 1) The Winning ESG Companies Now the content of this first article will likely interest most of you. It's titled 11 Best ESG Dividend Stocks to Buy According to Al Gore and found on yahoo.com. It's by Vardah Gill. Al Gore is a former U.S. Vice President, Nobel Peace Prize winner, and well-known for his environmental advocacy and investment management skills. He co-founded Generation Investment Management. Here's some of what Mr. Gill has to say. Incidentally, quoted dividend yields are as of October 28. “For this list, we selected stocks from Generation Investment Management's 13 F portfolio as of Q2 2022… Moreover, these companies pay dividends to shareholders. The stocks are ranked according to their stake values in the hedge fund's portfolio. 11. Microchip Technology Incorporated (NASDAQ:MCHP) Generation Investment Management's (G-I-M's) Stake Value: $76,630,000 Microchip Technology Incorporated is an Arizona-based manufacturing company that specializes in microcontrollers, mixed-signal, and other related circuits… It currently pays a quarterly dividend of $0.301 per share and has a dividend yield of 1.94%. 10. The Cooper Companies, Inc. (NYSE:COO) GIM's Stake Value: $394,222,000 The Cooper Companies currently pays a quarterly dividend of $0.015 per share, with a dividend yield of 0.02%. 9. Carlisle Companies Incorporated (NYSE:CSL) GIM's Stake Value: $408,039,000 Carlisle Companies Incorporated is an Arizona-based manufacturing company that specializes in a wide range of products including optical fibers and defense electronics… it pays a quarterly dividend of $0.75 per share and has a dividend yield of 1.24%. 8. Thermo Fisher Scientific Inc. (NYSE:TMO) GIM's Stake Value: $486,718,000 Thermo Fisher Scientific is an American supplier of scientific instruments, reagents, and other software products… It currently pays a quarterly dividend of $0.30 per share with a dividend yield of 0.24%. 7. Intel Corporation (NASDAQ:INTC) GIM's Stake Value: $552,560,000 Intel Corporation is an American multinational semiconductor company that also specializes in cloud computing and data centers…. It currently pays a quarterly dividend of $0.365 per share and has a dividend yield of 5.19%. 6. Applied Materials, Inc. (NASDAQ:AMAT) GIM's Stake Value: $555,224,000 Applied Materials is a California-based manufacturing company that supplies services and software for the manufacturing of semiconductor chips… The stock has a dividend yield of 1.19%. 5. Analog Devices, Inc. (NASDAQ:ADI) GIM's Stake Value: $649,049,000 Analog Devices is an American semiconductor manufacturing company that specializes in data conversion, signal processing, and power management technology… (It has) a quarterly dividend of $0.76 per share and… a dividend yield of 2.13%. 4. Becton, Dickinson and Company (NYSE:BDX) GIM's Stake Value: $789,414,000 Becton, Dickinson and Company is a New Jersey-based multinational medical device company… It pays a quarterly dividend of $0.87 per share, with a dividend yield of 1.49%. 3. The Charles Schwab Corporation (NYSE:SCHW) GIM's Stake Value: $800,177,000 The Charles Schwab Corporation is a Texas-based financial services company that offers investment and commercial banking services to its consumers… The stock has a dividend yield of 1.11%. 2. Baxter International Inc. (NYSE:BAX) GIM's Stake Value: $836,163,000 Baxter International is an American multinational healthcare company that specializes in kidney diseases and other chronic conditions… It currently pays a quarterly dividend of $0.29 per share and has a dividend yield of 2.09%. 1. Equifax Inc. (NYSE:EFX) GIM's Stake Value: $850,637,000 Equifax, a Georgia-based credit bureau company… Last year… announced that it will achieve net-zero greenhouse gas emissions by 2040… It currently pays a quarterly dividend of $0.39 per share and has a dividend yield of 0.94%.” End quotes. ------------------------------------------------------------- 2) The Winning ESG Companies This next article is also fascinating. You'll see in a moment. It's titled Top 12 ESG Companies in 2022 on yahoo.com. By Fahad Saleem. Here are some quotes from Mr. Saleem… “For this article we used the latest datasets of Just Capital a not-for-profit founded in 2013 by popular individuals like billionaire Paul Tudor Jones, Deepak Chopra, Rinaldo Brutoco, Arianna Huffington, Paul Scialla, Alan Fleischmann, among others. Just Capital ranks the largest US companies based on their performance related to issues concerning environment, workers, customers, communities and shareholders… We focused more on the environmental aspect of the ESG matrix of these companies… 12. Exelon Corporation (NASDAQ:EXC) Exelon Corporation is an Illinois-based utilities services company that owns nuclear, fossil, wind, hydroelectric, biomass, and solar generating facilities… claims to be the largest producer of zero-carbon electricity in the U.S. 11. PepsiCo, Inc. (NYSE:PEP) … in January last year announced that it plans to achieve net-zero greenhouse gas emissions across its supply chain by 2040. 10. Cisco Systems Inc. (NASDAQ:CSCO) In September last year, Cisco Systems Inc announced plans to reach net-zero emissions across all scopes by 2040. 9. Verizon Communications Inc. (NYSE:VZ) In 2019, it became the first US telecom company to issue a green bond. The offering raised about $1 billion in net proceeds. Verizon Communications has announced plans to generate renewable energy equivalent to 50% of its annual electricity consumption by 2025.  8. NVIDIA Corporation (NASDAQ:NVDA) The company says it's building a digital version of our planet on which it'll apply its AI and Omniverse technologies to predict weather changes and their effects over a span of several decades. NVIDIA Corporation GPUs will also be used to power the Department of Energy's supercomputer called ‘Kestrel' which is dedicated to advanced energy solutions. 7. Apple Inc. (NASDAQ:AAPL) … has an ambitious goal to become carbon neutral by 2030. 6. PayPal Holdings Inc. (NASDAQ:PYPL) Payments giant PayPal Holdings Inc announced last year that it plans to reach net-zero emissions by 2040. 5. Bank of America Corporation (NYSE:BAC) … has set a goal of achieving net zero greenhouse gas emissions by 2050. 4. Salesforce Inc. (NYSE:CRM) … announced in September 2021 that it achieved net-zero residual emissions across its full value chain and met its 100% renewable energy goal for its operations. 3. Microsoft Corporation (NASDAQ:MSFT) … plans to become carbon neutral by 2030… By 2050, Microsoft plans to remove the ‘historical emissions' it created since its founding. 2. Intel Corporation (NASDAQ:INTC) Earlier this year, Intel Corporation announced plans to achieve net-zero greenhouse gas emissions across its global operations by 2040. 1. Alphabet Inc. Class A (NASDAQ:GOOGL) … is the top ESG company in 2022, thanks to the billions of dollars' worth of ESG-related investments and ambitious goals it has set for the betterment of the environment. In its 2022 ESG report, the parent of Google said that it issued a whopping $5.75 billion in sustainability bonds, easily surpassing all peers in the industry.” End quotes. ------------------------------------------------------------- 3) The Winning ESG Companies Now to the first of our two company ranking lists. The reviewing article is titled IBD's 100 Best ESG Companies For 2022. It appears on investors.com and is by Kathleen Doler. Now some quotes from Ms. Doler. “Topping the list this year is Worthington Industries (WOR). J.B. Hunt Transport Services (JBHT) took second place. And rounding out the top three is data analytics provider Verisk Analytics (VRSK). All 100 companies on our 2022 list ranked in the top 15% of Dow Jones ESG scores and had an IBD Composite Rating of 81 or better (on a scale of 1 to 99), as of Aug. 31… Technology behemoths Texas Instruments (TXN) and Apple (AAPL) finished fourth and fifth respectively.” End quotes. ------------------------------------------------------------- 4) The Winning ESG Companies The second company ranking also has an intriguing background. It's called The Humankind 100 and this list is found on their site humankind.co. Here are some quotes from their site. “The Humankind 100 list is compiled annually by the research team at Humankind Investments, an investment manager whose mission is to invest in the manner that is best for humanity. You can learn more about the Humankind Value methodology by visiting our research or articles pages… Humankind 100 companies tend to contribute positively to humanity, for example by providing access to food, clean water, healthcare, or free digital services.” End quotes. Incidentally, though Humankind purports a unique methodology, they arrive at pretty much the same companies as most other 'best company ESG' lists. Nonetheless, they have an interesting concept that will appeal to many ethical and sustainable investors. Their top five companies are Alphabet, Inc. (GOOGL), Johnson & Johnson (JNJ), Pfizer Inc. (PFE), AbbVie Inc. (ABBV), and Verizon Communications Inc. (VZ). ------------------------------------------------------------- 5) The Winning ESG Companies Now back to a favorite sector with this article. It's titled Investing in green energy here are the top 5 stock picks on londonlovesbusiness.com. It's by LLB Finance Reporter. Here are some brief quotes with their picks. “With the green energy industry continually expanding, Maxim Manturov, Head of Investment Advice at Freedom Finance Europe, explores which companies are promising investment choices within the sector… (He chooses) Tesla (TSLA) Plug Power (PLUG) Enphase Energy (ENPH) Sunrun (RUN) First Solar (FSLR).” End quotes. ------------------------------------------------------------- Capital Keeps Flowing Into Green Bonds Despite Inflation Challenges Finally, we have this article titled Capital Keeps Flowing Into Green Bonds Despite Inflation Challenges by Ben Hernandez on etftrends.com. Here's some of what Mr. Hernandez says. “One option for fixed income investors looking for ESG bond exposure who also want the yield that corporate bonds can offer is the Vanguard ESG U.S. Corporate Bond ETF (VCEB). Additionally, the fund doesn't command a high premium with its low expense ratio of 0.12% and a 30-day SEC yield of 5.51%, as of October 17. (This bond fund) seeks to track the performance of the Bloomberg MSCI US Corporate SRI Select Index, which excludes bonds with maturities of one year or less and with less than $750 million outstanding, and it is screened for certain ESG criteria by the index provider, which is independent of Vanguard… The fund has a discerning screener. This adds an air of purity for VCEB's holdings, avoiding any greenwashing with a keen focus on environmental, social, and governance (ESG) initiatives. (It's) highlights: Provides debt issues screened for certain ESG criteria. Specifically excludes bonds of companies that the index sponsor determines are involved in and/or derive threshold amounts of revenue from certain activities or business segments related to adult entertainment, alcohol, gambling, tobacco, nuclear weapons, controversial weapons, conventional weapons, civilian firearms, nuclear power, genetically modified organisms, or thermal coal, oil, or gas. Excludes bonds of companies that, as determined by the index sponsor, do not meet certain standards defined by the index sponsor's ESG controversies assessment framework, as well as firms that fail to have at least one woman on their boards.” End quotes. ------------------------------------------------------------- One Other Honorable Mention Title: Top 5 Renewable Energy Stocks For Q4 2022 on forbes.com. By Q.ai. Canadian article Title: 10 Best ESG ETFs in Canada for Ethical Investing in (2022) - on savvynewcanadians.com. By Enoch Omololu. India article Title: Best ESG Funds in India: How Are They Different from Other Mutual Funds? On indmoney.com. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “The Winning ESG Companies.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope in these deeply troubled times! Contact me if you have any questions. Thank you for listening. Talk to you next on November 18th. Bye for now. © 2022 Ron Robins, Investing for the Soul

Episode guests are Arizona Spaceport Alliance duo, Karyn MacVean and Ben Hernandez. Join us as we discuss what goes into bringing a spaceport and the space economy to Arizona. Show Notes ABOUT KARYN MACVEAN AND BEN HERNANDEZ Founders Arizona Spaceport Alliance https://azspaceport.org North Star Commercial Real Estate Advisors https://northstarcre.com SMP Show Notes - Expanded Want to know more about the marketing strategies discussed in today's podcast?  Visit the Show Notes – Expanded page for this podcast at: https://spacemarketingpodcast.com/blog/smp-expanded-show-notes-arizona-spaceport-alliance-duo-karyn-macvean-and-ben-hernandez YouTube: https://youtu.be/VthSzfXJlSs The corresponding pages are provided for a deeper dive into the listed strategy in Izzy's book, Space Marketing: Competing in the new commercial space industry available at Amazon and Audible.  Education-based marketing (page 180) Girl Scouts Girls can build https://www.girlscoutsaz.org/en/give/girls-can-build.html Brand Partners (page 175) Building strategic alliances is an important key to success. Arizona Spaceport Alliance has built valuable partnerships with: Arizona State University https://sese.asu.edu University of Arizona https://space.arizona.edu Thunderbird school of Management https://thunderbird.asu.edu Embry Riddle https://prescott.erau.edu More marketing strategies at Show Notes – Expanded page for this podcast at: https://spacemarketingpodcast.com/blog/smp-expanded-show-notes-arizona-spaceport-alliance-duo-karyn-macvean-and-ben-hernandez ABOUT IZZY Izzy's website - CLICK HERE Author of Space Marketing: Competing in the new commercial space industry on Amazon and Audible - CLICK HERE Podcast host for Space Marketing Podcast - CLICK HERE Organizer for Space for Kentucky Roundtable - CLICK HERE Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we sit down with Ben Hernandez, Partner and Co-Founder at Skytale Group LLC.In just a few short years of focusing in the Aesthetic space, Ben has emerged as one of the key thought leaders on Mergers & Acquisitions, and there's no doubt he's shaping the investment landscape for Aesthetic Practices. Ben and his team at Skytale are passionate about helping owners build well-structured, profitable companies that can create long-term value for the Entrepreneur.In this episode, Ben talks about the value of aligning yourself with a team of experts who take on the heavy lifting when it's time to sell. From finding the right partner, structuring a favorable deal, and guiding the seller through what can seem like a daunting process, Skytale is there!Ben and his team have years of experience in Dental among other specialties, and they know exactly what it takes to maximize the value of a Practice and to reward the Owner for a job well done.As Ben shares, outside of M&As, Skytale's consulting side acts as an accountability partner, business coach, and strategic advisor to help Practices grow- even if selling isn't part of the plan! This episode is a mini-MBA delivered with the finesse that only a true expert could provide. 

On today's Farm Friday, we're talking all things Kansas City Royals. A-ball is the Columbia Fireflies (A-ball) and the Quad City River Bandits (High-A), with some interesting pitchers in Ben Hernandez and Noah Murdock and some raw talented dudes like C Carter Jensen and OF Erick Pena. The Double-A Northwest Arkansas Naturals have TONS of pitchers, headlined by future stud LHP Asa Lacy and really useful big league bullpen piece LHP Angel Zerpa. The Triple-A Omaha Storm Chasers have two great first basemen, Nick Pratto and Vinnie Pasquantino, and C MJ Melendez has already left them to join our friend SS Bobby Witt in Kansas City.Find and follow LockedOn MLB Prospects on your favorite podcast platforms:Apple Podcasts: https://podcasts.apple.com/us/podcast/locked-on-mlb-prospects/id1525225214Spotify: https://open.spotify.com/show/2wzJIf26tGgVbB7rsoKyLDStitcher: https://www.stitcher.com/show/locked-on-mlb-prospectsFollow along with LockedOn MLB Prospects host Lindsay Crosby as we follow 120+ affiliated teams throughout the 2022 season! From prospect call-ups to impactful trades to the ever evolving battle for minor league living and working conditions, Lindsay is covering it all on five days a week. Available exclusively on the Locked On Podcast Network. Follow the show on twitter @LockedOnFarm and email your Mailbag Monday questions to LockedOnMLBProspects@gmail.comFollow Lindsay for up to the minute details on all things Minor League Baseball:On Twitter: https://twitter.com/CrosbyBaseballSupport Us By Supporting Our Sponsors!Built BarBuilt Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order.BetOnlineBetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts!Rock AutoAmazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you.Athletic GreensTo make it easy, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/MLBNETWORKLinkedInLinkedIn Jobs helps you find the candidates you want to talk to, faster. Did you know every week, nearly 40 million job seekers visit LinkedIn? Post your job for free at LinkedIn.com/LOCKEDONMLB. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's Farm Friday, we're talking all things Kansas City Royals. A-ball is the Columbia Fireflies (A-ball) and the Quad City River Bandits (High-A), with some interesting pitchers in Ben Hernandez and Noah Murdock and some raw talented dudes like C Carter Jensen and OF Erick Pena. The Double-A Northwest Arkansas Naturals have TONS of pitchers, headlined by future stud LHP Asa Lacy and really useful big league bullpen piece LHP Angel Zerpa. The Triple-A Omaha Storm Chasers have two great first basemen, Nick Pratto and Vinnie Pasquantino, and C MJ Melendez has already left them to join our friend SS Bobby Witt in Kansas City. Find and follow LockedOn MLB Prospects on your favorite podcast platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/locked-on-mlb-prospects/id1525225214 Spotify: https://open.spotify.com/show/2wzJIf26tGgVbB7rsoKyLD Stitcher: https://www.stitcher.com/show/locked-on-mlb-prospects Follow along with LockedOn MLB Prospects host Lindsay Crosby as we follow 120+ affiliated teams throughout the 2022 season! From prospect call-ups to impactful trades to the ever evolving battle for minor league living and working conditions, Lindsay is covering it all on five days a week. Available exclusively on the Locked On Podcast Network. Follow the show on twitter @LockedOnFarm and email your Mailbag Monday questions to LockedOnMLBProspects@gmail.com Follow Lindsay for up to the minute details on all things Minor League Baseball: On Twitter: https://twitter.com/CrosbyBaseball Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Athletic Greens To make it easy, Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/MLBNETWORK LinkedIn LinkedIn Jobs helps you find the candidates you want to talk to, faster. Did you know every week, nearly 40 million job seekers visit LinkedIn? Post your job for free at LinkedIn.com/LOCKEDONMLB. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ben Hernandez is the managing partner of Skytale Group. Skytale group been in business since 2018. They are healthcare focussed management consulting and sell side M&A firm. Austin and Ben talk about three of the biggest challenges healthcare groups are facing right now:Staff shortages, aka the great resignationRising interest ratesSupply chain constraintsIn general there is no one size fits all, but there are things within your control on which you can have a positive effect. Get in touch via email: ben.hernandez@skytalegroup.com If you need help finding the perfect location or your ready to invest in commercial real estate, email us at podcast@leadersre.com. Sign up for a FREE vulnerability analysis and lease renewal services View our library on apple podcasts or REUniversity.org.Connect on Facebook.Commercial Real Estate Secrets is ranked in the top 50 podcasts on real estate 

Ben Hernandez guest co-hosts today's episode.Steve & Ben discuss life personas, how you act at work versus with your family and even when you're alone. They also discuss giving and getting feedback and ways to be more effective as well as the lie of the work family.Join us!We're the #1 white noise podcast for designers!

In this episode, Ben Hernandez joins us to discuss anxiety, how it's affected his life at work and home, and what he's done to overcome it. We also talk about building and maintaining culture in remote work environments as well as creative hobbies outside of work.

We would like to thank Mr. Ben Hernandez for sharing with us the story behind his father's gruesome killing in 1994. Kuya Ben messaged us on Instagram last February 2021 and told us about the revelations he recently learned about his father's killing after reconnecting with his relatives in 2019. For more than two decades, Kuya Ben did not know much about his father's case. He only knew back then that his father was killed but was vastly unaware of the reasons and the people behind his horrific slaying.  On the evening of March 10, 1994, a tragedy struck Benedicto (Kuya Ben's father) when two men invaded his home and robbed him of his valuables. Unfortunately, the perpetrators weren't content with just stealing the victim's valuables. They ended up killing him. WEBSITE ▸ https://phmurderstories.com YOUTUBE ▸ https://bit.ly/3sm11n4 SOCIALS ▸ Facebook — https://bit.ly/33xXEAm ▸ Facebook Discussion Group — https://bit.ly/3lbKGOS ▸ Instagram — https://bit.ly/33BL03r ▸ Tiktok — https://bit.ly/2F4a8pY ▸ Twitter — https://bit.ly/3no4jFq ▸ Telegram Channel — https://t.me/phmurderstories SUPPORT US ON PATREON ▸ https://bit.ly/3iNyiD0 AFFILIATE LINKS ▸ Lazada — https://bit.ly/3zQ68kk ▸ Shopee — https://bit.ly/3zIZ7Bv Make sure to use these links before filling up your carts to support the PH Murder Stories team! For inquiries, email us: phmurderstories@gmail.com

In part two of this two-part series, Ben Hernandez of Skytale Group provides a step-by-step walkthrough of the sale of a medical aesthetic practice. He runs through what to expect if you're approached by an investment company interested in purchasing your practice including: The typical timeline for a sale; What kind of information buyers are looking for initially; How to structure the deal; How long the owner may need to stay in the practice after the sale; Pitfalls to avoid when selling your practice; What to include in a Letter of Intent (LOI); Things to look for in an investment partner; And more!

In part one of this two-part series, Ben Hernandez of Skytale Group gives some insight into the mergers and acquisitions (M&A) side of medical aesthetics. In this episode, he reflects on the surge of outside financing looking to enter the industry, and he answers a host of questions, including: What are your options when you're ready to sell? Why is the M&A market so hot in this industry? What is driving more established medical spas to sell? Why is the industry so attractive to buyers? What are buyers looking for in a medical aesthetics practice? How are medical spas valued and how much could owners get for their practice? How does building a strong leadership team increases a practice's value?

In this episode, Ken Kaufman hosts Ben Hernandez, Founding Partner at Skytale Group, which specializes in high-level financial management and M&A Consulting, primarily in the dental and med spa spaces. They discuss “all things” PPP loans: Round 1 forgiveness; Round 2 funds utilization and forgiveness; and how unforgiven PPP loans can complicate your M&A strategies. Ben emphasizes that the forgiveness rate is tremendous right now if you apply correctly, and how banks can help guide you. Listen to Ken and Ben take a deep dive into all you need to know about PPP loans.

In today's episode, Dr. Cedric Lewis and Matt Kennedy discuss the value of having a professional CFO no matter how big or small your practice is with Dr. Lewis's CFO, Ben Hernandez of Skytale Group.

Have you ever considered buying or selling a business? In this episode Michael and Brad are joined by Ben Hernandez, founder and partner of Skytale Group to explore when to ask for help when buying or selling a business. Tune in as we discuss areas our clients often fail to properly consider in merger and acquisition deals. To learn more about Ben Hernandez and Skytale Group visit https://skytalegroup.com/Visit our website www.byrdadatto.com to learn more and to subscribe to the ByrdAdatto newsletter. Follow us on social media to stay up-to-date on the ByrdAdatto family. Finally, subscribe to our YouTube channel for short videos on breaking developments and interesting business and health care compliance topics.Visit https://www.byrdadatto.com/banter/legal-123s-with-byrdadatto-being-prepared-for-unsolicited-offers-with-ben-hernandez/ to read the episode’s transcript which has been edited for readability.Facebook: https://www.facebook.com/ByrdAdatto/Twitter: https://twitter.com/ByrdAdattoInstagram: https://www.instagram.com/byrdadattolaw/LinkedIn: https://www.linkedin.com/company/byrdadattoYouTube: https://www.youtube.com/channel/UC6VSOw0W5lrrj4iIl1HxTbg

Palapalooza welcomes San Diego based rock band Bright West (formerly Malachi Henry and the Lights). Ben Hernandez, Kevin Spencer and Scott Smart chat with guest hosts Bart Mendoza and Spike Mike, and perform two original acoustic songs "Breakers" and "The Thief". Watch their acoustic performance on the Palapalooza YouTube channel and on IGTV.

Join us for an informative discussion with Ben Hernandez Bray of how to work with stunts in your film, as well as how a boxer from the Valley worked through the system to become a feature film director. From October 15, 2020. Ben has a unique insight not only in to his work as a stunt coordinator but also as a self made director from the toughest San Fernando Valley neighborhoods. With a credit list that includes top shows like “Transformers: Dark Moon,” “Hot Pursuit,” and “The Blacklist”, Ben knows the importance of safety while still getting the stunt right. And with his transition into directing, he brings another skillset to bear on shows like “Queen of the South,” “Arrow,” “S.W.A.T.” and most recently, his feature directorial debut, “El Chicano.” Host: John FK Parenteau, Producer / Writer Thank you to our sponsors Blackmagic Design and Sigma! To learn more about Blackmagic Collective and everything we offer and sign up for FREE visit http://blackmagiccollective.com Podcast Producer: Kayla Marie Coates, Actress / Filmmaker --- Send in a voice message: https://anchor.fm/blackmagic-collective/message

In this episode, Fr. Jake and Br. Matthew speak with Ben Hernandez, a sophomore here at the U, about the topic of death and particular judgement.Shownotes:• Particular Judgement• Heaven, Hell, and Purgatory• The Weight of Glory - CS Lewis• Scientism and God's Existence - Bishop Barron• 1 Corinthians 2:9• Luke 16:19-31• Pain of Loss• 1 Corinthians 15• The Weight of Glory - CS Lewis

On today's episode, Ken Kaufman hosts an interview with CFO, Ben Hernandez of Skytale Group, discussing on different aspects of DSO Finance. Listen in and learn on how Ben Hernandez helps his clients organize their financials, create clean charts of accounts, implement the DSO documents all the way through the financial processes and tell effective stories to get the funding.

Ben Hernandez joins Nathan Rode and Shooter Hunt to discuss his time with Team USA, commitment to Illinois-Chicago, Super 60 performance and more.

Who are the US budget's renewable energy stock and ETF winners and losers? Using MSCI and proprietary methodologies Investor’s Business Daily creates its best 50 ESG companies ranking. New PIMCO ESG money market fund. Innovative and only Catholic long/short mutual fund. New ethical and sustainable robo advisors. My 1-hour investor tutorial reduced in price! More PODCAST: US Budget’s Renewable Energy Winners. And More… Transcript & Links, Episode 21, December 20, 2019 Content: (1) US Budget’s Renewable Energy Winners. And More… (2) US Budget’s Renewable Energy Winners. And More… (3) 7 Apps for Socially Responsible Investing (4) Conflicting ESG Ratings Are Confusing Sustainable Investors (5) 50 Best ESG Companies: A List Of Today's Top Stocks For Environmental, Social And Governance Values (6) PIMCO Enhanced Short Maturity Active ESG ETF (7) Catholic Investor Long/Short Equity Fund ------------------------------------------------------------- Hello, Ron Robins here. Welcome to podcast episode 21 titled “US Budget’s Renewable Energy Winners. And More…” for December 20, 2019—presented by Investing for the Soul. investingforthesoul.com is your site for vital global ethical and sustainable investing news, commentary, information, and resources. ------------------------------------------------------------- Special Holiday Offer: 50% Off My On-of-a-Kind Investor Educational Tutorial! Now, as I mentioned in my last podcast, I have a terrific holiday offer for you! It’s 50% off the price of my one-of-a-kind investor educational tutorial for all, my DIY Ethical Sustainable Investing Pays tutorial! Learn in 1-hour how to create an ethical-sustainable investment portfolio with ultra-low costs! No financial knowledge needed. Money-back guarantee. The tutorial is reduced temporarily from US$49.95 to just US$24.95 as a special for the holidays. Take advantage of it now by going to my site investingforthesoul.com/podcasts and click the link half-way down the right-hand column. Enroll now while the price lasts! ------------------------------------------------------------- Now to this episode. Remember that you can find a full transcript, live links to content, and often bonus material to these podcasts at their episodes’ podcast page located at investingforthesoul.com/podcasts. And, Google any terms that are unfamiliar to you. ------------------------------------------------------------- (1) US Budget’s Renewable Energy Winners. And More… First, a note about the recent US budget and its renewable energy winners and losers. It provides for another year the continuation of tax credits for wind power but not for solar. It certainly isn’t positive for US-based solar power companies. However, from a global perspective – and even for the US – solar power will continue to make headway. Writing about how the new US budget affects renewable energy producers is Maxx Chatsko of the Motley Fool. He says in an article titled 2 Renewable Energy Winners and 2 Losers in the Latest Federal Budget that “The production tax credit extension could provide a lift to power generators and electric utilities such as Xcel Energy (NASDAQ:XEL), which has 2,022 megawatts of wind power capacity coming on line in 2020 and 2021.” End quote. A second winner of the budget deal Mr. Chatsko feels is the Renewable Energy Group (NASDAQ:REGI). He writes that “[It’s] the nation's largest biodiesel producer… The business estimates that it will receive a $450 million windfall from renewable fuel production from the start of 2018 through the third quarter of 2019. If production volumes continue to increase in the near future, then the three-year extension could result in an additional $1 billion in total tax credits for the company.” End quote. Mr. Chatsko says the losers from the budget are small-scale solar power companies like SolarEdge Technologies (NASDAQ:SEDG) and electric vehicle producers such as Tesla (NASDAQ:TSLA) and General Motors (NYSE:GM). For more details read his article. ------------------------------------------------------------- (2) US Budget’s Renewable Energy Winners. And More… Also, in light of the US budget deal, consider what Ben Hernandez says about three alternative power ETFs in an article titled, Investors Shouldn’t Forget to Power Portfolios with Alternative Energy. He writes that, quote, “One ETF to look at is the Global X Lithium & Battery Tech ETF (NYSEArca: LIT)... [it’s] nearly nine years old [and] tracks the Solactive Global Lithium Index… One of the oldest thematic ETFs, Global X Lithium & Battery Tech ETF is designed to provide exposure to ‘the full lithium cycle, from mining and refining the metal, through battery production,’ according to Global X.” End quote. The second ETF Mr. Hernandez suggests tracks global wind power companies. He states that “Investors who want to capitalize on increasing reliance on wind as an alternative energy resource… can look at the First Trust Global Wind Energy ETF (NYSEArca: FAN). The fund seeks investment results that correspond generally to the price and yield of an equity index called the ISE Clean Edge Global Wind EnergyTM Index… [Which] provides a benchmark for investors interested in tracking public companies throughout the world that are active in the wind energy industry.” End quote. Then for a third choice, he writes that “For investors looking for more broad-based exposure to alternative energy can give the SPDR Kensho Clean Power ETF (NYSEArca: CNRG) a look. [It] seeks to provide investment results that correspond generally to the total return performance of the S&P Kensho Clean Power Index, which is designed to capture companies whose products and services are driving innovation behind clean power.” End quote. ------------------------------------------------------------- (3) 7 Apps for Socially Responsible Investing Continuing on the subject of ethical and sustainable investing robo advisers from previous episodes, Barbara Friedberg wrote on the US News site her latest recommendations. They’re in a post titled 7 Apps for Socially Responsible Investing. Her top apps are M1 Finance, Axos Invest, Ellevest, OpenInvest, SoFi Invest, Personal Capital, and Betterment. These include several she hadn’t mentioned before, which are Axos, Ellevest, OpenInvest, SoFi Invest, and Personal Capital. Go to her article to see her reviews. ------------------------------------------------------------- (4) Conflicting ESG Ratings Are Confusing Sustainable Investors Now, for many of you who do your own company research, you probably wonder if the ESG scores you see are similar among the top ESG ratings’ firms. Well, a study by MIT Sloan School of Management says only rarely! The study was discussed in a Bloomberg piece by Jacqueline Poh, titled Conflicting ESG Ratings Are Confusing Sustainable Investors. The research included company ESG raters: Asset4, KLD, RobecoSAM, Sustainalytics, and Vigeo-Eiris. However, another major rater, MSCI, was not included. ------------------------------------------------------------- (5) 50 Best ESG Companies: A List Of Today's Top Stocks For Environmental, Social And Governance Values I just mentioned that MSCI’s company ESG ratings were missing from the MIT study. However, coincidentally, the US publication Investor’s Business Daily has recently published an article titled 50 Best ESG Companies: A List Of Today's Top Stocks For Environmental, Social And Governance Values – based on MSCI data. Investor’s Business Daily – or IBD – also has its own ratings that are applied to the MSCI scores. To understand IBD’s ratings go to Scott Lehtonen’s post titled How To Find And Buy The Top ESG Stocks In The Current Stock Market Rally on the IBD site. (The above links don’t work directly. Copy and paste these urls to your browser.) https://www.investors.com/research/how-to-find-and-buy-the-top-esg-stocks-in-the-current-stock-market-rally/ https://www.investors.com/research/best-esg-companies-top-stocks-environmental-social-governance-values/ ------------------------------------------------------------- (6) PIMCO Enhanced Short Maturity Active ESG ETF Now, do you need to park some cash in a money market fund but would prefer one that’s ESG based? Well, the following fund might be for you. PIMCO, a leading US bond firm, has recently launched a new type of money market fund. It’s called PIMCO Enhanced Short Maturity Active ESG ETF (NYSEArca: EMNT). Writing in ETFdb.com, in a post titled PIMCO Releases Active ESG ETF ‘EMNT’ Aaron Neuwirth says it “aims to offer higher income than traditional cash investments, with a modest increase in risk and focuses on issuers with high quality environmental, social, and governance (ESG) practices.” End quote. ------------------------------------------------------------- (7) Catholic Investor Long/Short Equity Fund Finally, an innovative religious-values fund that’s really breaking new ground! It’s the Catholic Investor Long/Short Equity Fund. Quoting from a press release, “The Catholic Investor Long/Short Equity Fund is the only Catholic long/short mutual fund in the world, aimed at satisfying the needs of investors who appreciate ethical values-based investing. The Fund adheres to the investing principles outlined by the United States Conference of Catholic Bishops (USCCB).” End quote. Note though, that as a mutual fund, it’s probably only available to US investors. Don’t forget you can Google any terms that might be unfamiliar to you. ------------------------------------------------------------- Well, these are my top news stories and tips for ethical and sustainable investors over the past two weeks. Again, to get all the links or to read the transcript of this podcast and sometimes get additional information too, please go to investingforthesoul.com/podcasts and scroll down to this episode. And be sure to click the like and subscribe buttons in iTunes/Apple Podcasts or wherever you download or listen to this podcast. Also, please click the share buttons to share this podcast with your friends and family. That way you can help promote not only this podcast but ethical and sustainable investing globally. So, let’s help create a better world with our investments! Contact me if you have any questions. ------------------------------------------------------------- Special Holiday Offer: 50% Off My On-of-a-Kind Investor Educational Tutorial! And again, don’t miss out on my terrific holiday offer for you! 50% off the price of the one-of-a-kind investor educational tutorial for all, my DIY Ethical Sustainable Investing Pays tutorial! Temporarily reduced from US$49.95 to just US$24.95! Go now to my site investingforthesoul.com/podcasts and click the link half-way down the right-hand column. ------------------------------------------------------------- Talk to you again on January 3. Wishing you a most wonderful joyous and healthy holiday and happy New Year. Bye for now. Thank you for listening. © 2019 Ron Robins, Investing for the Soul.

ESG bonds and bond funds gaining investors. Municipal and non-profit bonds for ethical and sustainable investors. Analyst likes 25 sustainable stocks that make you feel good while making you money. ESG stocks beating S&P by 45% this year! Plant-based meat alternative food products gaining big in popularity with important knock-on effects for food stocks. More… PODCAST: ESG Bonds and Bond Funds, Stock Alpha, More… Transcript & Links, Episode 19, November 22, 2019 Hello, Ron Robins here. Welcome to podcast episode 19 titled ESG Bonds and Bond Funds, Stock Alpha, More… for November 22, 2019—presented by Investing for the Soul. investingforthesoul.com is your site for vital global ethical and sustainable investing news, commentary, information, and resources. And, Google any terms that are unfamiliar to you. Also, you can find a full transcript, live links to content, and often bonus material to these podcasts at their episodes’ podcast page located at investingforthesoul.com/podcasts. Now to this podcast! ------------------------------------------------------------- ESG Bonds and Bond Funds (1) Usually, when we think of ethical and sustainable investing we almost always think about stocks. But for most investors who prioritize personal values in investing, ESG bonds should also be a significant part of one’s portfolio. So now let’s get a little more into that. Incidentally, later in this podcast, I’ll talk more about some new ESG stock recommendations and about ESG stock alpha! That is, how terrifically well ESG stocks are doing! One interesting but overlooked debt asset class for ethical and sustainable investing, particularly in the US, are non-profit municipal ESG bonds. Karen Hube in an illuminating article titled, Future Returns: ESG Investing in Nonprofit Municipal Debt provides insight into this. The article appeared in Barron’s PENTA pages. In her article, Ms. Hube quotes Buck Stevenson, managing director, and portfolio manager at Silvercrest Asset Management Group in New York. She quotes him as saying that “Municipal bonds issued by small nonprofit groups working to bring about change in their communities can satisfy investors’ growing appetite for impact investing ideas while paying yields ranging from 4.5% to 6%... Community hospitals, charter schools, and organizations providing mental health care and veterans services are among the groups that are typically structured as nonprofit organizations with 501c(3) status, and can issue debt to raise funds for improvements, new facilities, equipment, and other needs.” End quote And interest received by investors in this type of debt in the US is often exempt from personal taxes. So, real after-tax yields can sometimes be pretty good! ------------------------------------------------------------- ESG Bonds and Bond Funds (2) Another article on ESG bonds and bond funds is titled How Advisors Use ESG Bond ETFs by Lara Crigger on the ETF.com site. Ms. Crigger interviews several ESG analysts and portfolio managers to get their picks on ETFs comprised of ESG bonds. She first quotes Johann Klaassen, EVP & CIO of Horizons Sustainable Financial Services. Mr. Klaassen likes the VanEck Vectors Green Bond ETF (GRNB), the Nuveen ESG U.S. Aggregate Bond ETF (NUBD), the Sage ESG Intermediate Credit ETF (GUDB), and the Invesco Taxable Municipal Bond ETF (BAB). Another interviewee, Maya Philipson, Principal of Robasciotti & Philipson recommends the PIMCO Intermediate Municipal Bond Active ETF (MUNI). Then, Scott Arnold, Partner & Portfolio Manager at IMPACTfolio talks about how he also likes the Nuveen ESG U.S. Aggregate Bond ETF (NUBD). And on a more riskier level, Mr. Arnold likes the new Nuveen ESG High Yield Corporate Bond ETF (NUHY). ------------------------------------------------------------- ESG Bonds and Bond Funds (3) Regarding riskier ESG bonds and bond funds, ETFtrends.com ran an article titled High Yield is Making Its Way into ESG Investing by Ben Hernandez. He writes “The search for yield is certainly a global phenomenon given the low rates offered in government debt around the world. It opens the doors for ESG funds to shine by offering high yield bond options as in the case of BlackRock’s iShares € High Yield Corp Bond ESG UCITS ETF (EHYD) and the iShares $ High Yield Corp Bond ESG UCITS ETF (DHYD).” End quote. The article also has the following quote, “’As evidence increasingly shows that sustainability-related factors can help investors build more resilient portfolios, we are moving into an era where sustainable investing will be the standard way to invest,’ said Meaghan Muldoon, head of sustainable investing EMEA at BlackRock.” End quote. It should be noted that applying ESG and sustainability criteria to high yield bonds does have a chance to improve the quality and performance of a high yield debt in a portfolio. However, generally, high yield ESG bonds are still riskier than better-rated bonds. ------------------------------------------------------------- ESG Bonds and Bond Funds (4) For a deeper inside look into ESG bonds and bond funds of the high yield variety, I refer you to this article, Looking under the hood of an ESG-focused high-yield bond fund. It’s by Jeff Benjamin at InvestmentNews. Mr. Benjamin interviews Tim Leary, lead manager of the RBC BlueBay High Yield Bond Fund (RGHYX). The fund’s portfolio consists of high yield ESG bonds. Mr. Leary commenting on his fund says that “The $54 million fund, which was launched in 2012, has an expense ratio of 58 basis points and a five-star rating from Morningstar. It has gained 13.7% from the start of the year, beating both the benchmark and the category average.” End quote Additionally, he does have this warning about his and other high yield funds – euphemistically often called ‘junk bond’ funds. Quote, “The leveraged finance markets and high-yield markets in general are a risky place to invest because they tend to be more opaque.” End quote. Furthermore, Mr. Leary says about his fund that “From a sector standpoint, we tend to be overweight financials, as well as financial services companies, cable and media names. Both from an ESG perspective but also from an overall view, we are materially underweight energy, metals and mining, and utilities.” End quote. Incidentally, you should know that there’s a big debate about greenwashing when it comes to ESG bonds and bond funds, most especially of the high yield variety. So, talk to your advisor before investing in them. ------------------------------------------------------------- Stock Alpha (1) Turning our attention back to ESG stock alpha, John Csiszar outlines 25 Investments That Make You Feel Good While You Make Money. His article was reposted on Yahoo! Finance from GOBankingRates. Most of his picks are typical of what you might find in most ESG stock indexes and funds. His picks are, in alphabetical order: 3M (MMM); Aflac (AFL); Avnet (AVT); Best Buy (BBY); Colgate-Palmolive (CL); Kimberly-Clark (KMB); Microsoft (MSFT); PepsiCo (PEP); Royal Caribbean Cruises (RCL); Salesforce.com (CRM); US Bancorp (USB); Voya Financial (VOYA); Weyerhaeuser (WY); Wyndham Hotels & Resorts (WH); Hilton (HLT); Beyond Meat (BYND); Vanda Pharmaceuticals (VNDA); Tesla (TSLA); Ecolab (ECL)’ Starbucks (SBUX); Fluor (FLR); Texas Instruments (TXN); UPS (UPS); International Paper (IP); Intel (INTC) ------------------------------------------------------------- Stock Alpha (2) The following two articles talk about how our trend towards vegetarianism and veganism are having on food industry trends and food-related stocks. The first article is Americans, especially millennials and Gen Z, are embracing plant-based meat products by Sheril Kirshenbaum and Douglas Buhler on the GreenBiz site. These researchers find that “With debate over the impacts of meat production intensifying, we have been tracking U.S. attitudes related to plant-based alternatives through Michigan State University’s Food Literacy and Engagement Poll. The results reveal a growing appetite for plant-based meat among consumers, especially millennials and Generation Z… Our survey found that during the previous 12 months, 35 percent of respondents had consumed plant-based meat alternatives. Of that group, 90 percent said they would do so again. Among those who had not yet eaten plant-based meat alternatives, 42 percent were willing to try them, while 30 percent of that group remained unwilling. We also identified very significant generational differences in attitudes. Nearly half (48 percent) of respondents under 40 were already eating plant-based meats, while just 27 percent of those aged 40 and over had tried these products.” End quote. The second post comes from Interactive Investor with the title Why this $5bn stock is not just for vegans by Rodney Hobson. Mr. Hobson focuses on the extraordinary stock alpha of Beyond Meat’s stock price. It soared from its IPO price of $25 to about 10 times that and is now back to around $80. His comment, “There is no shortage of rivals making vegan alternatives to meat and competition is likely to intensify. However, those companies with a solid base and proven track record are ahead of the game. Beyond Meat has been going for 10 years now.” End quote. ------------------------------------------------------------- Stock Alpha (3) And finally, here’s a story to cheer every ethical and sustainable investor! It’s by Brendan Coffey – who I’ve previously quoted talking about the remarkable stock alpha that ESG stocks are having this year. Writing for Forbes.com, his post is titled, ESG Stocks Are Beating The S&P By 45% This Year. Yup, he says that “ESG funds are raking in the dough in 2019, pulling in $13.5 billion in new investor money in the first three quarters of the year, according to a recent report by Morningstar. But how is the ‘typical’ ESG portfolio doing? It’s handily besting the S&P 500, returning more than 32% to the S&P’s 22%, through October. That’s a 45% outperformance.” End quote. So, as one famous stock market commentator says, ‘stay with the drill!’ ------------------------------------------------------------- Well, these are my top news stories and tips for ethical and sustainable investors over the past two weeks. Again, to get all the links or to read the transcript of this podcast and sometimes get additional information too, please go to investingforthesoul.com/podcasts and scroll down to this episode. And be sure to click the like and subscribe buttons in iTunes/Apple Podcasts or wherever you download or listen to this podcast and please click the share buttons to share this podcast with your friends and family. That way you can help promote not only this podcast but ethical and sustainable investing globally and help create a better world for us all. Please don’t hesitate to contact me if you have any questions about the content of this podcast or anything else related. A big thank you for listening. Come again! And my next podcast is scheduled for December 6. See you then. Bye for now. © 2019 Ron Robins, Investing for the Soul.

First clean sheet of the season. First goal for Djenepo. A debut for Danso. A back post tap in for Redmond. An assist for Boufal and a win for Hasenhuttl.  Saints made difficult work against 10 man Brighton on Saturday. But, at the end of the day, a win is a win and 3 points on the road is nothing to sneeze at. Joining me to discuss the match, the arrival of the new opposition video analyst/assistant coach, Forster’s return to Celtic and more, is Ben Hernandez-Stroud of the Archers Road End. Ben is on Twitter @archersroadend as well as on Instagram and Facebook. Ben is currently taking a break from writing the blog, but when he comes back, you’ll want to make sure you are in touch with the blog. Until then, Twitter will have to suffice.  Blog- https://archersroad.wordpress.com/ Twitter- @archersroadend Instagram- @archersroadend Facebook- https://www.facebook.com/archersroadend/ Special thanks to Ben for coming on the show. It’s always great to catch up, and I can’t wait to do it again. CONTACT the SHOW and SUBSCRIBE-  Twitter (@SFCDell_ivery)- https://twitter.com/SFCDell_ivery Instagram (@sfcdell_ivery)- https://www.instagram.com/sfcdell_ivery/ Facebook (facebook.com/sfcdellivery)- https://www.facebook.com/SFCDellivery Email- southamptondellivery@gmail.com Submit questions with #sfcdell SUBSCRIBE NOW! Get every show as soon as it’s ready! Use the links below or search “Dellivery” in your app.  Website, iTunes, Acast, Stitcher, Google Play, Tunein, YouTube, Radio Public, Podchaser,Patreon Credits and Stuff: OUR PARTNER-Follow the Southampton Page- on Twitter, Instagram, Facebook and YouTube. LOGO Design- Matt Beling Music Credits:  All music in this episode comes courtesy of the Free Music Archive at freemusicarchive.org.  Intro Song- “Epic Song” by BoxCat Games- http://freemusicarchive.org/music/BoxCat_Games/ End of Show/Credits- “Aim is True” by Podington Bear- http://freemusicarchive.org/music/Podington_Bear/   Until next time, cheers. Matt

Join product designer, Ben Hernandez and friends as they share their researched and not-so-researched thoughts on topics ranging from pop culture, politics, sports and yes, design. music by: Blake Earnhart Subscribe to IveBenThinking – iTunes, Google Play, Spotify, PodLink http://ivebenthinking.com --- Send in a voice message: https://anchor.fm/ivebenthinking/message

Want to see the video version of this podcast? Please visit Youtube here: https://www.youtube.com/watch?v=32XFf_uxqhk and https://www.youtube.com/watch?v=HQ7XTNV9pxs CONNECT WITH EL CHICANO https://elchicanofilm.com https://www.facebook.com/ElChicanoFilm https://www.instagram.com/elchicanofilm https://twitter.com/ElChicanoFilm BECOME A FILM COURAGE MEMBER https://www.youtube.com/channel/UCs8o1mdWAfefJkdBg632_tg/join

For more than 20 years, Nathan James has been entertaining audiences as a soloist, in partnership with Ben Hernandez, as a member of the James Harman Band, and with his own band, The Rhythm Scratchers. For this episode, he sits down to discuss with LJ his influences, his handmade instruments, and gives a demonstration of his unique washboard guitars. 00:46 - What I Believe 08:28 - In the News Today 28:00 - Bonsai Sequoia Links Nathan James Website Hapnyn Thunderbird Analog Recording Studio Theme music for the What's Hapnyn San Diego Podcast generously provided by The Paladins.

Colossians 2:1-7 - Ben Hernandez.

Ephesians 3:14-21 - Ben Hernandez.

Exodus 13:17-22 - Ben Hernandez.

Matthew 25:14-30 - Ben Hernandez.

John 18:28-40 - Ben Hernandez. Today in our series through the Gospel of John we come to the part of the story where Jesus stands before Pontius Pilate.

John 18:12-27 - Ben Hernandez. Peter's denial of Jesus paints a dark background to the light of God's grace and glory in Christ. While Peter was denying Jesus, Jesus was dying for him.

John 18:1-11 - Ben Hernandez. This week we continue with our series through the Gospel of John, coming to the passage where Jesus is betrayed.

John 17:20-26 - Ben Hernandez. Jesus ends his prayer at the end of the farewell discourse with a prayer for us, the church. Jesus desires all believers to be united in him and promises that we will be reunited with him.After a few weeks of audio issues, we're back! Sorry for the missed sermons to all who watch these.

John 16:5-15 - Ben Hernandez. Jesus tells his disciples that when he goes, the Spirit will come. The only thing better than God besides us, is God inside us.

John 15:18-16:4 - Ben Hernandez. Jesus didn't promise us an easy life without suffering, but he didn't hide this in the fine print either. In today's passage Jesus warns his disciples that the world will hate them just as they hated him.

John 14:15-31 - Ben Hernandez. Though Jesus is soon leaving his disciples where we are in the narrative of the Gospel of John, he leaves them with words of encouragement and a promise: that the Holy Spirit would come and abide with them.

John 14:1-14 - Ben Hernandez. In this world we will have many troubled. Today Jesus offers the cure to a troubled heart: himself.

John 13:31-38 - Ben Hernandez. This week we finish up chapter 13 in our series through John. Jesus gives believers a new commandment, and we can learn what it means to be a committed disciple.

John 13:18-30 - Ben Hernandez. This week in our series through the Gospel of John, "Encountering Jesus," Jesus and his disciples have their passover meal, and Judas leaves to betray him.

John 13:1-17 - Ben Hernandez. Today in our series Encountering Jesus through the Gospel of John, we come to the passage of Jesus washing his disciples' feet, showing us that follow Jesus means to put down our pride and pick up the towel.

John 12:12-36 - Ben Hernandez. The next place in our series through John we come to is Jesus' triumphal entry into Jerusalem, who comes as a different king than expected.

John 12:1-11 - Ben Hernandez. Continuing in our series through the Gospel of John, today we look at the story of Mary anointing Jesus with oil, asking ourselves the question, "How devoted are you to Jesus?".

John 10:22-42 - Ben Hernandez. This week we pick back up in our series Encountering Jesus, looking at a defining moment for believers and unbelievers in Jesus' public ministry.

Philippians 2:1-4 - Ben Hernandez. This morning we took a break from our series through John to look at a passage we should keep in mind often: a passage on unity.

Ben Hernandez-Stroud, the man behind The Archers Road End blog joined me this week to discuss our FA Cup 4th Round victory over Watford. The win pushes Southampton’s unbeaten run to 4, but we’re still in the relegation zone and I personally am somewhat unconvinced. The team looked good for large parts of the match, but some of the decisions made by the manager cause me to question what’s going on, even after I heard his explanation of tactics.   Ben and I talk tactics, social media, writing, life, and the outlook for Saints FC over the next few matches. Ben provides some true insight and clarity into what is a murky and somewhat bleak outlook. I hope you enjoy it, and please be sure to share the episode on Social Media, if you are into that sort of thing.   Follow Ben on social media @archersroadend on Twitter and Instagram, and at facebook.com/archersroadend, and be sure to visit the blog at archersroad.wordpress.com.   This podcast is partnered with The Saints Report. For your all your Southampton FC news and needs, visit The Saints Report on Twitter, Instagram and Facebook. If you have questions or comments about the show, I'd love to hear them, please contact me via Twitter or email. If you have a guest you'd like me to try and get ahold of please let me know and I'll do my best. The artwork for the show is done by Matt Beling of the wearesouthampton page on Instagram. Be sure to check out the great edits, competitions, and polls he has going on over there. The show is on Twitter (@SFCDell_ivery) , Instagram (@sfcdell_ivery), and Facebook (facebook.com/sfcdellivery), so give us a follow, like the stuff, and stay up on what’s going down.     All feedback can be sent to @SFCDell_ivery on Twitter or facebook.com/SFCDellivery and questions can be submitted using the hashtag #sfcdell. You can also email the show at southamptondellivery@gmail.com.   Music Credits: All music in this episode comes courtesy of the Free Music Archive at freemusicarchive.org. Intro Song- “Epic Song” by BoxCat Games- http://freemusicarchive.org/music/BoxCat_Games/ End of Show/Credits- “Aim is True” by Podington Bear- http://freemusicarchive.org/music/Podington_Bear/ Until next time, cheers. Matt   Be sure to subscribe so you don’t miss out on future episodes and give the show a rating on iTunes! You can click the links below or search “Dellivery” in your app. iTunes, Acast, Stitcher, Google Play, Tunein, Soundcloud, YouTube

On Episode 149 Andy and Skyler run down the plethora of Disney movie stories. We also welcome Ben Hernandez with The Disneyland Report! That and much more!Support The DCast on Patreon www.patreon.com/TheDCast Go to www.theDcast.com for all our social, audio and video links!Listen to the DCast on Apple Podcasts and leave a review: https://itunes.apple.com/us/podcast/theandymancan-movie-podcast/id623429434?mt=2 Listen to the DCast on Spotify:https://open.spotify.com/show/5K9pHJegVgmhfYgefImWuh Disneyland Reporter Ben Solo- Instagram: @Solo_and_Co Follow The DCast on Twitter- @theDcastFollow The DCast on Instagram- @the_DcastDisney Film Facts- https://disneyfilmfacts.comDisney Film Facts on Twitter or Instagram- @disneyfilmfactsFollow Skyler on Twitter- @SkylerhxcFollow Andy on Twitter or Instagram- @andyherndonMore from Skyler and Andy about movies at www.thecineaminsider.com--- Send in a voice message: https://anchor.fm/thedcast/message

****SPOILERS**** Movie reviews, Zelda, Nintendo, mma, Randomness... Ben Hernandez is a Professional BMX rider. He's been my bestfriend for basically my entire life! He's a kicked back dude i always love having him on the podcast. We nerd out a bit on this one and talk mostly about the insane number of movies we've watched recently, and some new video game shit. get into a bit of mma as well!

hey freaks as promised hears episode two a week away! and we bring back one of my best friends who's like a brother to me. tylor graham! we talk about what he's been up to since he was last one, where he's been. we also reach out and try to give some sound advice to some people who have asked for some words o' wisdom! its always great having tylor on and getting that positive side of everything, where as im always cussing at you guys haha enjoy folks, we kinda just wing this one! for some great street gear, or that new old school sweater you were lookin for go to: ftsclothingco.bigcartel.com

SEASON 2 PREMIER!!! Episode one of season two! [**SPOILERS**]hey there freaks! im back from my little break bringing season two with me! i bring back Ben Hernandez and we do what we do! topics: -fake sign language interpreter at mandela speech -Fake Gay bashing -new instagram feature -upcoming movies -paul walker -controller reviews for ps4 & xbox one benjamin also gives a review on the hobbit 2 since he got to watch an early screening like a gansta! spoilers people spoilers!! also read a fan email!

number 16!! I've got Anthony Stevens AKA. "STRIPES" on this one! he's a long time friend of mine and a rad dude. we didn't really get a chance to get the full stripes experience so we'll bring him back in the future! we also brought back Ben Hernandez, ya'll know him!! we talk about some varieties of shit in this one, like normal. heree's some of the topics we touch on in the episode. -drug testing for food stamps and other state assistance -diabetic and obese people -Grand Theft Auto 5 -Prisoners: an new movie that just came out -miley cyrus and then of course we go off on about 50 tangents!!! haha this episode is approx. and hour! so enjoy freaks, and as always go to 1stand26th.com and get some gangsta gear!