Podcasts about Easily

Greg Dickerson is a serial entrepreneur, real estate developer coach and mentor. He has bought, developed and sold over $250 million in real estate. Greg discusses his outlook on Bitcoin, Altcoins, Stocks, Real Estate, The Fed , Crypto regulations, NFTs and much more.https://www.dickersoninternational.com/https://www.youtube.com/channel/UCFrYIWkwYECFeV3ppNwcvaghttps://twitter.com/AGregDickersonSponsorshttps://www.Algorand.comhttps://taxbit.com/invite/thinkingcrypto/?fpr=thinkingcrypto--

Lying for a good cause, becoming obsessed with things, accidental sister mingling, and what is fun? Check out Carlos Osuna's New Book: Thanks For The Ride: A Comedic Book Of Short Stories Amazon Link Follow His Instagram Use code oopsbeans at https://brooklynroasting.com/ for 5% off your next order! Bring the fun back in breakfast by using code oops at https://magicspoon.com for $5 off your order! Get 20% off your first order by visiting https://truniagen.com/oops Video versions of every episode: https://www.youtube.com/c/OopsThePodcast Follow us: https://www.instagram.com/oopsthepodcast/ https://www.instagram.com/francisccellis/ https://www.instagram.com/notjulio/ Produced by Chris Caso & Ryan Lynch https://www.instagram.com/chris.mp4/ https://www.instagram.com/ryanlynch28/

IRS will not tax unsold staked crypto as income. We're seeing institutional demand for Ethereum and will add it to their platform. Botswana lawmakers agree to regulate trading of Bitcoin and crypto. El Salvador to deploy 1,500 more bitcoin ATMs. Circle USDC takes out full page ads in major news publications to bring awareness of crypto. The city of Miami accepts $5.25M generated from MiamiCoin. Philadelphia is the next city to participate in CityCoins. Hugo Philion, CEO of Flare, is preparing exchanges to distribute the Flare spark token FLR. Whit Gibbs interview - https://youtu.be/NVYGhIuULj0Muneeb Ali (Stacks) Interview - https://youtu.be/ArxUpGVE_1YPatrick Stanley (CityCoins) Interview - https://youtu.be/08b9m0iJlXISponsorshttps://www.Algorand.comhttps://taxbit.com/invite/thinkingcrypto/?fpr=thinkingcrypto--

Whit Gibbs is the co-founder and CEO of Compass Mining which provides Bitcoin mining solutions for institutions and retailers. Whit talks about his personal journey in failure to success with Compass Mining, Compass' services, BTC mining in the US, Russia, and China, Crypto regulations, NFTs, Metaverse, CBDCs and more.https://compassmining.io/Sponsorshttps://www.Algorand.comhttps://taxbit.com/invite/thinkingcrypto/?fpr=thinkingcrypto--

Every week we dive DEEP into the AITA (Am I The A*hole) thread on Reddit, and it's FASCINATING.It's a bunch of real-life scenarios people are in where they could EASILY be the a*hole, but maybe – just maybe – once you hear all the details, you'll understand it a little better and they won't be SO much of an a*hole! Or maybe not.Up today: Her boyfriend didn't warn his family that she uses a wheelchair. So when she first met them, they had a ton of insensitive questions. She was pissed, but her boyfriend didn't see the problem. Is he an a*hole? See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.

Big crypto news today as NYDIG launched a service for publicly-traded companies to be able to auto-convert salaries into Bitcoin. Russians own +$200b in Bitcoin and crypto, says government. MicroStrategy has purchased an additional 660 bitcoins for ~$25.0 million in cash at an average price of ~$37,865 per bitcoin. India has regulated crypto and will tax it. In the SEC Ripple XRP news, Empower Oversight filed a *new* request with the SEC seeking documents that would show how it searched for records related to alleged crypto conflicts of interest before claiming that “no responsive records” existed.Sponsorshttps://www.Algorand.comhttps://taxbit.com/invite/thinkingcrypto/?fpr=thinkingcrypto--

Looking to hit your money goals faster? Today we'll share one couple's best tips that allowed them to save half their income!  How to Save More Than Half Your Income Did you know that ‘saving more' was one of the top three goals for finances for 2022? Actually as I've been reviewing the data from Fidelity's Financial Resolutions Study, I've noticed it's been there for several years.  Understandably so because there are plenty of goals families are saving up for.  You have specific goals: an emergency fund, vacations, down payment for a home or money to start a business. You could be stashing away money towards your 401(k) or IRA so you can have something for retirement. Or you want to help out your kids with college or wedding expenses.  Wait, maybe 50% isn't enough.  Sometimes it does feel that way.  Hopefully it does highlight why it's so important for all of us to get into the habit of saving.  The good news is all this month we're going to examine different stories and ways you can not only save money, but still have a life.  By looking at how other families manage their money, you can test them out and see which ones work best for you.  Which is why I've pulled this conversation I had with Matt of Distilled Dollar from the archive. He's definitely someone I'd consider a super saver, but that wasn't always the case.  As you'll hear he and his now wife had over six-figures of student loan debt.  In our chat, Matt breaks down what motivated him to pursue financial independence and become a super saver how they approach their spending (it's not a traditional budget) some hacks they do to keep their expenses low living in Chicago Are you ready? Let's get started!  It's not your typical millennial money story.   Hope you enjoy!   Elle Martinez          How to Save More Than Half Your Income with Distilled Dollar           How to Save More Than Half Your Income with Distilled Dollar                             If you're looking additional ways to save half your income, please check out my interview Joe and Kathleen of Stacking Benjamins. Resources to Boost Your Savings Rate Want to start boosting your savings rate? Here are some resources to check out: Best Budget and Money Apps: Personal Capital, Tiller, Mint Automatic Saving: Qapital Free 401(k) Analysis: blooom 5 Days to $5K: It's my free weeklong course to show you how to find, save, and make extra money so you can dump debt and save more!  17 Money Saving Strategies We Used to Triple Our Savings Rate How We Went From Earning a Living to Building Wealth, Together 3 Money Tips to Best Afford Luxuries Millennial Money Minutes Podcast Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union. If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today! We've been members for years and love their service and competitive rates on checking and savings accounts! Rollover Your 401(k) Easily with Capitalize We're grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier.  Did you know that it's estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years.  And because of the Great Resignation, you or someone you know might be changing jobs even more  It's an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer.  If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.   With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.  Join the Community & Get Your Free Money Toolkit! Quickly & easily set your money up to hit your goals faster!  Join our community to get the free toolkit and newsletter! Get Instant Access We never share your information with third parties and will protect it in accordance with our Privacy Policy Find out how and get started today! Getting Out of the Paycheck to Paycheck Cycle Back in 2014 Matt and his now wife were carrying a ton of debt. He was 24 and she was 23 and between the of them, they had around $150,000 in student loan debt.  This huge amount of debt was affecting their relationship.  We were obviously heading in the wrong direction. I mean we wouldn't fight about money but there was this underlying current strife and turmoil associated with paying off our loans. Matt – [2:05] What's amazing is that they have gone from being deep in debt to becoming financially free.  They dumped all of their $150,000 of student loans in four years!  It wasn't an easy process, but it's doable. Matt shared the strategies and tactics that pushed them to save 60% of their income.   Financial Freedom, Not Deprivation No matter how you look at it, a 60% savings rate mean there is a serious drop in spending.  Now you might be thinking that this means you deprive yourselves of fun, but that's not the case.  Many times as you define clearly what you want (financial freedom), you begin to see that there are opportunities to dig deeper to still have fun without the needless expenses.  Here are some of their big money wins: Live tiny, save big. By skipping out on the extra bedroom and strategically hunting for a place that was close to work, they were able to save about $12,000/year.  Skip the car. Tied to finding the place for them, by focusing on a location where walking was a viable option allowed them to dump the car and all of the associated expenses. That meant they could save over $8,000/year.  Meal plan like a champ. Matt saves a ton of time and money with this one. Lunches out with coworkers can quickly add up. Matt thinks they easily save $5,000/year by cooking more at home.  Seek low-cost entertainment. Eating out and going to the movies can be a fun and expensive way to relax. they now watch most of their movies at home and explore free events around Chicago when they want to have a night out together. They estimated about $300/year saved with just the movies at home switch.  So with these five changes, they saved over $25,000 a year! Do you see how focusing on big wins can speed up your timetable?  If you want more ideas on how you can save, I created a free course – 5 Days to $5K – that will take you step by step on having big wins without spending a ton of time. Most of my tips can be implemented in about 20 minutes.   Implementing Instead of Just Reading Matt admits that it wasn't an issue of not understanding personal finance that was keeping them in this cycle of debt. He estimates that at that point he had read over 100 personal finance books! Those books made no difference until he started implementing them. As they started seeing those wins (some big, some small), they were encouraged to keep pushing on.  As you read some of the big wins they had, did any jump at you? Remember implementation is the key here.  I don't expect all of them to apply to you, but you two should be able to track out one or two of them and see how it goes.  You may not save as much as they did, but you can still have some huge wins under your belt (and extra cash in your wallet).  If you don't know where to start, my suggestion is to first be very aware of your money. do you two know exactly how much is coming in and going out?  There are some fantastic apps and more that will help you keep tabs on your money. some of my favorites out there include Tiller, Personal Capital, and  Mint. You can also review the Couple Money Toolkit for more ways you can slash your bills, grow your money, and invest wisely.  Support the Podcast!  If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word. If you have friends who could boost their savings, please share this episode with them on social media or just email the link!   Leave a review. Every review helps! Please share your honest feedback on Apple Podcasts or Stitcher.  Visit our Couple Money Toolkit for more info on available apps, tools, and services to master your money together. Become a Patron.  Special Thanks!  The music today was provided by various artists over at Audiio. This episode was originally released January 2017. Shownotes and podcast have been updated Febraury 2022.                                    

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This week's episode of Win The Hour, Win The Day Podcast is sponsored by Win The Hour, Win The Day's Signature Coaching program the Winner's Circle.  Kris Ward who helps entrepreneurs to stop working so hard interviews, Nikki Rausch. Nikki Rausch is the Sales Maven. Listen in as she enlightens us on the sales process that can grow any entrepreneur's business today!   Learn:-The most important step missed in the sales process.-How to avoid the 3 most common mistakes in sales.-What is your most important sales, tool  And so much more  Win The Hour, Win The Day Winners Circlehttps://www.winthehourwintheday.com/winners-circle-masterclass  Win The Hour, Win The Day! www.winthehourwintheday.comPodcast: Win The Hour, Win The Day PodcastFacebook: https://www.facebook.com/winthehourwintheday/LinkedIn:  https://www.linkedin.com/company/win-the-hour-win-the-day-podcast  You can find Nikki Rausch at:Website: https://yoursalesmaven.com/Email: nikki@yoursalesmaven.comLinkedIn: https://www.linkedin.com/company/sales-maven/Podcast: https://yoursalesmaven.com/podcast/  Win The Hour Win The Day  https://www.winthehourwintheday.com

Huge crypto news today as Meta Facebook joined the crypto patents alliance. NFL to create crypto and NFT partnerships according to job posting. Fidelity says Bitcoin is superior money. FTX crypto exchange valuation has almost doubled to $32 billion. Las Vegas strip club Crazy Horse 3 is accepting Bitcoin for lap dances and tips. Thailand removes plans to tax Bitcoin and crypto transactions. Rep. Jim Himes (D-Conn.) is proposing that the House narrow a financial crimes provision he drafted in Democrats' China competitiveness bill, after cryptocurrency advocates warned the proposal threatened the industry and its users. The SEC has given the nod for BSTX to begin providing customers a market and price feed based on blockchain technology. Solana wallet Phantom raises $109 million in new funding, launches iOS app.Alex Pruden Interview - https://youtu.be/1y4jvyy8NskRon Hammond Interview - https://www.youtube.com/watch?v=F6w1PLuZcaUSheila Warren interview - https://youtu.be/7BocP5R0e-MMichael Saylor - https://youtu.be/ecRkjA-SxSILearn more about Algorand - https://www.Algorand.com

We are doing a first impressions conversation on the new and totally fantastic game of Pokemon Legends Arceus. Easily one of the best experiences to hit the Switch or any console for that matter. And here we are only doing our initial first dive into the world. The new features, the classic turn based gameplay with a fresh take, darker creatures like the initial creations vision, and making catching Pokemon feel magical again. So much great choices here. With a joint collab of James Artville from the OMO spinoff Podcast of Ryan's, Octorok Talk, come join us all for part 1 of our Pocket Monters journey.    So, come on by and join us on another adventure of OMO Podcast. Old Man Orange is Spencer Scott Holmes & Ryan Dunigan - 2022 - "Young Adults, Old Man Attitude. Talking retro games, classic films and comic good times with a crisp of Orange taste." - www.OldManOrange.com Our link tree with all the places one could go for OMOP - https://linktr.ee/OldManOrange Listen to Octorok Talk - https://octoroktalk.podbean.com/  Support the Show the easy and simple way, by using one of our Amazon Links to make your purchases. Doesn't cost you a penny but sends a little something our way. Thanks! Pokemon Legends Arceus - https://amzn.to/3AOOLBB Grab some comedy with, Pizza Boyz, the sitcom styled Indie Comic series by Spencer Scott Holmes  Indy Planet - https://indyplanet.com/?s=Pizza+boyz  Amazon Kindle Unlimited - http://amzn.to/2Dsw1Jk Comixology Unlimited - http://bit.ly/2w55bI8 Global Comix - https://globalcomix.com/c/pizza-boyz?lang=en Pizza Boyz and Old Man Orange Merch - https://www.etsy.com/shop/OldManOrange

Among the top Amazon Alternatives, Apple Books for Authors and Kobo Writing Life provide an outlet for publishing books online beyond the online juggernaut. When Apple iBooks rebranded as Apple Books for Authors, many people wondered if anything else would change. With Kobo, authors continue to self-publish a book on the platform while landing in places like Walmart and more. In this Apple versus Kobo Books review, discover what's the best option for your needs.   Level-Up Your Self-Publishing Business TODAY: The Amazon Self Publisher – https://DaleLinks.com/SelfPubBook Subscribe to Self-Publishing with Dale on YouTube at https://DaleLinks.com/YT and https://DaleLinks.com/YouTubePodcast. Join other like-minded and motivated self-publishers in the Self-Publishing Books Group. Learn, grow, and network with authors, freelancers, and industry experts at https://DaleLinks.com/SPB. Remember to answer the 3 questions to gain entry. Get access to my go-to resource, Publisher Rocket. Confidently research profitable keywords & categories. Easily select effective keywords for Amazon Advertising campaigns. For more details, visit https://dalelinks.com/PR.   FULL DISCLOSURE: Most outbound links financially compensate the podcast through affiliate programs or sponsorship deals. We only recommend products and services we've used and confidently stand behind. Using the links do not adversely affect your purchase price and greatly helps support the channel. Thank you for your understanding.

Alex Pruden is the COO at Aleo which is a privacy tech company which has a data privacy-oriented blockchain and developer kit to make writing zero-knowledge proofs in web applications easy and scalable. Alex talks about this background, working at a16z, how Aleo's solutions work, a16z funding, Bitcoin, Crypto market, cbdcs and much more.https://www.aleo.org/https://twitter.com/AleoHQhttps://twitter.com/apruden08Learn more about Algorand - https://www.Algorand.com

Alessio Rastani, professional Crypto Trader, did an XRP tech analysis showing a potential $8-$9 price prediction by the end of 2023 which aligns with Altseason. Ripple releases its Q4 XRP Markets report. Some highlights from the past few months: 130M transactions & $113B transacted on the XRPL up from 90M transactions & $69B transacted in Q3 (wow!), launch of $WXRP on Binance/others, allbridge interoperability, and more. Politico releases article titled SEC's crypto crusade at risk in looming legal battles.Monica Long interview - https://youtu.be/iQ-228JfpwwRon Hammon interview - https://youtu.be/F6w1PLuZcaULearn more about Algorand - https://www.Algorand.com

Huge crypto news today as Arizona state senator introduces a bill to make Bitcoin a legal tender. Crypto leaders launch political action committee to back congressional candidates. Google Cloud could soon accept Bitcoin and crypto after launching its blockchain unit. SEC Commissioner Hester Pierce tweets "The string of bitcoin spot ETP denials has continued into 2022. The rationale underlying them doesn't get any better with time." Fidelity ($8 trillion AUM) files to launch a metaverse ETF and a crypto industry ETF. $76B asset manager WisdomTree to launch a wallet allowing users to buy Bitcoin and crypto.Paul Krugman spreads crypto FUD.Learn more about Algorand - https://www.Algorand.com

This episode is one for the books and let me tell you why. I had to go sit in stillness and meditate because it was the most transformative podcast interviews I've ever done.I'm going to re-listen to it and I suggest you do the same. It changed my life and it changed my soul. So on today's show, we are joined by an incredible human being. It's Dr. Jeff Spencer. Dr. Spencer is 70 years old and he's one of the most influential people I've ever met.He's responsible for over 50 gold medals. He has coached U2, Tiger Woods, Lance Armstrong. He is a dear friend and I urge you to listen to this episode several times to get the most value out of it.

This week: Apple readies its ‘widest array' of new products ever for this fall Better, faster iMac Pro and Mac mini could reach shelves this spring iPad Pro with speedy Apple M2 processor on course for fall 2022 Apple Maps erects gigantic digital wall to hide Tim Cook's house This episode supported by Easily create a beautiful website all by yourself, at Squarespace.com/cultcast. Use offer code CultCast at checkout to get 10% off your first purchase of a website or domain. Cult of Mac's watch store is full of beautiful straps that cost way less than Apple's. See the full curated collection at Store.Cultofmac.com CultCloth will keep your iPhone 13, Apple Watch, iPad, glasses and lenses sparkling clean, and for a limited time use code CULTCAST at checkout to score a free CarryCloth with any order at CultCloth.co. This week's stories Apple readies its ‘widest array' of new products ever for this fall Apple is preparing to launch the “widest array” of new products in its history, according to a new report. This fall is expected to bring new iPhone models, a more affordable MacBook Pro, and big refreshes for iMac and Mac Pro. Better, faster iMac Pro and Mac mini could reach shelves this spring Add faster versions of the Mac mini to the list of products predicted for an spring 2022 Apple event. The tiny desktop will supposedly be upgraded with the latest Apple processors. Win an Invoxia Cellular GPS Tracker and stop losing things [Cult of Mac giveaway] iPad Pro with speedy Apple M2 processor on course for fall 2022 The next generation of iPad Pro will fittingly have Apple's next-generation processor, the M2. At least according to a generally reliable tipster. Apple Maps erects gigantic digital wall to hide Tim Cook's house If you find yourself taking a virtual stroll through Palo Alto inside Apple Maps and Google Maps, you're no longer going to see Tim Cook's house. The modern, four-bedroom condo has had a giant digital wall erected right in front of it. Turns out it's not that hard to get Apple or Google to erase your house from their maps - we've got a how-to!

Big crypto news today as it was reported President Biden will release a Crypto executive order next week a matter of national security. The Biden Administration's secret crypto strategy is becoming clear: it wants to force stablecoin issuers into the arms of big banking. Patrick McHenry and Rep Tim Ryan and colleagues sent a letter to Janet Yellen ahead of the expected guidance on new digital asset reporting requirements. The SEC rejects Fidelity's Bitcoin Spot ETF. Texas Congressman Pete Sessions Bitcoin mining is promoting innovation and creating jobs. Zimbabwe farming collective raises $1.4 million to mine Bitcoin with solar power.Learn more about Algorand - https://www.Algorand.com

Big Ripple XRP news today as Ripple CEO Brad Garlinghouse talks Ripple buying back our Series C (Dec 2019) shares at a $15B valuation, SEC lawsuit, XRPL adoption and more. The U.S. Federal Reserve said Wednesday it would hold interest rates near zero and Bitcoin rallied a bit. Russia's Vladimir Putin talks Bitcoin mining and crypto regulations. SEC is targeting crypto lending platforms Celsius and Gemini.Hong Fang interview - https://youtu.be/xD8Lsrr_Z3ILearn more about Algorand - https://www.Algorand.com

Kass Thomas is Dr. Brad Miller's guest on Episode 183 of "The Beyond Adversity Podcast." Kass is an international best-selling author, coach, communication trainer, and Access Consciousness® Certified Facilitator. She has a new 3 STEPS Program, which features a different topic each month to help people along their life's journey! She also offers private sessions, group training, and live and online workshops on relationships, Business Management, Money, Health, Wealth, and Beauty. She co-writes books and has two of her own. Her first book, "7 Steps to Flawless Communication," was published in 2015 and is now available in 20 languages, along with a teacher's program at www.7steps.us. Her second book, "Dancing with Riches," was released in French by Tredaniel Publisher in 2019 and is now available in English by Schiffer Publishing. In this episode, Kass shared when you are not willing to give up when you are eager to keep going. The world will open up something unique for you.  Living in the United States is one of the cities with many universities. And Kass' awareness as a child was that she wanted to go a little global, to have a larger really platform from which she could find what worked for her, and that was not accepted. When she was eight years old, she had a third-grade teacher in Boston's Roxburgh neighborhood who would write in French on the board every day. And it sparked something in Kass: the realization that she wanted to live in Paris and speak the language one day. When we feel that we aren't on the same page as others, especially mentors, parents, or instructors, we often choose to follow what they think is best for us. If you believe in God, you should also be willing to receive help. When you are linked to yourself, you will have constant support from the cosmos, God, Allah Buddha, and others. Don't lose touch with yourself. That's what we do when we're trying to emulate someone on a pedestal or a role model. But no one is there, and no one on the earth can perform well as you. Episode 183 of The Beyond Adversity Podcast is a must-listen for the people who are keen on listening and taking the advice of others, even if they know that their plans for themselves are better ones. It's an episode where it deals with going after what you want, taking risks, and taking the leap of faith to find the better version of "you." "The Beyond Adversity Podcast with Dr. Brad Miller is published weekly with the mission of helping people "Grow Through What They Go Through" as they navigate adversity and discover their promised life of peace, prosperity, and purpose.  Website: https://www.kassthomas.com/WP01/ | https://www.kassthomas.com/SevenSteps | https://www.3steps.us/  Youtube: https://www.youtube.com/channel/UCW8Cx33MI08eYnnw25bkydQ  LinkedIn: https://www.linkedin.com/in/kass-thomas-7006982/

Hong Fang is the CEO of Okcoin crypto exchange. Hong talks about her background, leaving Goldman Sachs to work in the crypto industry. We also discuss Bitcoin's adoption and growth, crypto regulations, Okcoin partnering with Randi Zuckerberg and much more.Learn more about Algorand - https://www.Algorand.com

Every week we dive DEEP into the AITA (Am I The A*hole) thread on Reddit, and it's FASCINATING.It's a bunch of real-life scenarios people are in where they could EASILY be the a*hole, but maybe – just maybe – once you hear all the details, you'll understand it a little better and they won't be SO much of an a*hole! Or maybe not.Up today: His girlfriend married their cats without telling him. This is a problem because he HATES her cat. In response, he served her cat divorce papers. Does this make him an a*hole?   See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.

The Fed will advise on Interest Rates increase tomorrow, what impact will this have on Bitcoin, Altcoins, and the crypto market? Charles Schwab ($7.5 trillion asset manager) is considering launching a crypto spot ETF. Elon Musk said he will eat a happy meal on tv if McDonalds accepts Dogecoin. Russian finance ministry official calls for crypto regulation, not restriction. Thailand's financial authorities plan to regulate the use of digital assets as a means of payment for goods and services, the Bank of Thailand, Ministry of Finance, and the Securities and Exchange Commission of Thailand said. YouTube CEO says they will explore NFT integrations.Ryan Wyatt, head of gaming at YouTube, announced he would be leaving the video-sharing platform in February= to join Polygon Matic. Ripple says it now has a $15 billion market value after buying back all its outstanding private shares held by investors since being issued in Dec 2010 despite the SEC XRP lawsuit.Learn more about Algorand - https://www.Algorand.com

This week we're discussing the last remaining albums by the Melvins. This is the most current era of the band, spanning from 2012 to 2021. Easily the least predictable batch of albums compared to the rest, due to the revolving door lineup changes. Countless guest appearances, the introduction of Steve McDonald, as well as a bona fide Butthole Surfers supergroup. As usual, Buzz and Dale continue to not disappoint.Robert's stuff:NTS Radio Show: https://www.nts.live/shows/yayayiHis album on Spotify: https://open.spotify.com/album/6mNRfF5ntSGILU6l0H1QQQ?si=wP8zZt6vTXe5o9I7Q5bFcA Melvins Episode (Pt. 1) https://youtu.be/X_NfiXEMqE8 Melvins Episode (Pt. 2) https://youtu.be/q7uJ-TsnIfgClosing track: “A Growing Disgust (Acoustic)” from Five Legged Dog (2021)Spotify playlist on the Melvinshttps://open.spotify.com/user/motherpuncherincPatreonhttps://www.patreon.com/everyalbumeverMerchhttps://pandermonkey.creator-spring.com/Instagram:Mike @pandermonkeyAlex @motherpuncherRobert @hoodpass.wicMike's Picks:Hold It In (2014) — Best Album, Personal FavoritePinkus Abortion Technician (2018) — Worst Album, Least FavoriteAlex's Picks:Hold It In (2014) — Best AlbumBasses Loaded (2016) — Personal FavoriteA Walk with Love & Death (2017) — Worst Album, Least FavoriteRobert's Picks:Hold It In (2014) — Best AlbumA Walk with Love & Death (2017) — Personal Favorite [Love], Worst Album, Least Favorite [Death]Albums we discussed this episode…Freak Puke (2012)Everybody Loves Sausages (2013)Tres Cabrones (2013)Hold It In (2014)Basses Loaded (2016)A Walk with Love & Death (2017)Pinkus Abortion Technician (2018)Working with God (2021)Five Legged Dog (2021)

In Crypto News today - Bitcoin and the Stock Market bounce, McDonalds tweets about crypto, Walmart director joins board for crypto wallet company Blockchaindotcom, Crypto exchange Coinbase (COIN) has hired former U.S. Securities and Exchange Commission (SEC) employee Thaya Knight as its senior public policy manager, The biggest companies are hiring for crypto, In a push into the metaverse, an NFT project incubator plans to merge with a crypto venture firm. No so great news from the SEC Ripple XRP lawsuit.Aarika Rhodes Interview - https://youtu.be/DRIFRiXcCdILearn more about Algorand - https://www.Algorand.com

Self-publishing a book for free has its drawbacks. Sure, getting online distribution to Amazon KDP can be worth it, but are there other viable options. Enter IngramSpark and BookBaby. Each platform offers ways to self-publish books, but which one is best? We're going to take a deep dive into a BookBaby vs IngramSpark review. Find out how Ingram Spark compares to Book Baby.   Level-Up Your Self-Publishing Business TODAY: The Amazon Self Publisher – https://DaleLinks.com/SelfPubBook Subscribe to Self-Publishing with Dale on YouTube at https://DaleLinks.com/YT and https://DaleLinks.com/YouTubePodcast. Join other like-minded and motivated self-publishers in the Self-Publishing Books Group. Learn, grow, and network with authors, freelancers, and industry experts at https://DaleLinks.com/SPB. Remember to answer the 3 questions to gain entry. Get access to my go-to resource, Publisher Rocket. Confidently research profitable keywords & categories. Easily select effective keywords for Amazon Advertising campaigns. For more details, visit https://dalelinks.com/PR.   FULL DISCLOSURE: Most outbound links financially compensate the podcast through affiliate programs or sponsorship deals. We only recommend products and services we've used and confidently stand behind. Using the links do not adversely affect your purchase price and greatly helps support the channel. Thank you for your understanding.

Aarika Rhodes is a Pro--Bitcoin elementary school teacher and candidate for Congress in California. She is looking to unseat Anti-Crypto Congressman Brad Sherman. Aarika talks about her background, political ambitions, why she is a fan of Bitcoin and much more. Please donate to her campaign https://www.aarikaforcongress.com/Learn more about Algorand - https://www.Algorand.com

If you actually approached Creative real Estate transactions with the attitude of the deal is all about giving, and not taking from Sellers, things would drastically shift in your ability to knock out all the competition, and get you WAY more deals. Truth is ... your ability to succeed is absolutely based on the quality of the people in your life, which tells me, freedom then is measured by your ability to connect and develop relationships with the correct people to do real estate transactions with. Once you get done working with us in this one podcast, you should walk away knowing how to generate high profit deals before anyone knows about the opportunity ever existed. Plus, how to avoid the deal "time vampires" that are just sucking you dry, only wanting "what's in it for them," not giving two-shyts about you, or your buyer. Learn how to make the pie bigger for everyone involved, all while making bigger profits, and more deals, and having the reputation of being super generous, and completely committed to being a giver that gets results!

About Jeff Hasty: He studied and researched hypnosis at first for his curiosity which led him to meet a well known hypnotist who took him under his wing. That's when he learned the true power of hypnosis and how it's potential to help people. For years, he used what he was taught to help friends and families with various problems while he worked on his certification to become a certified hypnotist. He traveled a lot and focused on helping whoever was close to him at the time, meanwhile, doing small stage shows to hone his skills. He settled down in St. Louis and became more involved in helping his community through hypnosis.  In this episode, Jennie and Jeff discuss:More than just a trickWhat hypnosis can do for youMisconceptions about hypnosisHow to grow confidenceKey Takeaways:There's a lot more to hypnosis than just what seems like carnival tricks. It has a lot of potential for personal development. Hypnosis can help with pain management, smoking cessation, weight-loss, anxiety, sport enhancement and more. A hypnotist can't tell you to do what you don't want to do, your own subconscious will reject it if that's not what you are there for. Do it more, and you'll get more confident. Once you get more confident, you'll feel like doing it more. It's a self-perpetuating process that would lead to success.  "...understanding that even though rejection may come from it, it's not personal, not a negative thing, that person is just not ready to accept what you're trying to throw out there so move on to the next and don't let that affect your confidence." — Jeff Hasty Connect with Jeff Hasty:Facebook:  https://www.facebook.com/Lifeenhancementhypnosisstl/ Email:  lifeenhancementhypnosisstl@gmail.comCONNECT WITH JENNIE:Twitter: https://twitter.com/jenniebplFacebook: https://www.facebook.com/badassdirectsalesmastery/app/307339332686535/Instagram: https://www.instagram.com/badassdirectsalesmastery/Website: https://badassdirectsalesmastery.com/ Show: https://badassdirectsalesmastery.com/blog/Email: jennie@badassdirectsalesmastery.com Show notes by Podcastologist: Justine TallaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Will Altcoins have a bull run soon as Bitcoin corrects into a bear market? A breakdown of what may happen next with Crypto, Stocks, Fed Interest rates and more.Learn more about Algorand - https://www.Algorand.com

Bitcoin and the crypto market had a massive crash with leverage longs getting liquidated. President Biden is expected to sign a crypto executive order. MicroStrategy being investigated by U.S SEC for unlawful accounting practices regarding their Bitcoin investments. BlackRock Looks to Enter Crypto ETF Arena With Blockchain Fund. SEC pushes back on releasing Hinman Speech.Learn more about Algorand - https://www.Algorand.com

Fractional Integrator, Casey Gromer, joins me today to have a conversation on the difference between mission, vision and passion. Casey is a 20-year business and marketing expert. As an MBA (and mom to littles), she is widely regarded as a go-to source for visionary women entrepreneurs who dream of building businesses to run without them. She is passionate about creating a more equitable landscape for women in business and working to remove common barriers that hold them back. Casey hosts Female Founders Breaking Boundaries, encouraging women to forgo stale, inflexible business advice and adopt more workable ways of running their business while still achieving success. As founder and Fractional Integrator at SHE-Suite Boutique, Casey currently serves women entrepreneurs in an advisory role. Under her leadership, clients have scaled their businesses while working less and spending more time doing things they love. The industries she's supported include retail, e-commerce, service businesses, and manufacturing. In this episode, you'll learn about the difference between mission, vision and passion, and...   the big words like vision , passion and mission and how they are all different how to work towards your vision where goals come in how to bring the big vision into the marketing Casey's book 'A Fresh Wave of Marketing' and much more Casey's Resources   Casey's Website Download Casey's Company Persona - Purpose, Focus, And Values Template Female Founders Breaking Boundaries Podcast Connect with Casey on: LinkedIn Facebook   Sarah's Resources Watch this episode on Youtube (FREE) Sarah's One Page Marketing Plan (FREE) Sarah Suggests Newsletter (FREE) The Humane Business Manifesto (FREE) Gentle Confidence Mini-Course Marketing Like We're Human - Sarah's book The Humane Marketing Circle Authentic & Fair Pricing Mini-Course Podcast Show Notes Email Sarah at sarah@sarahsantacroce.com Thanks for listening!   After you listen, check out Humane Business Manifesto, an invitation to belong to a movement of people who do business the humane and gentle way and disrupt the current marketing paradigm. You can download it for free at this page. There's no opt-in. Just an instant download. Are you enjoying the podcast?  The Humane Marketing show is listener-supported—I'd love for you to become an active supporter of the show and join the Humane Marketing Circle. You will be invited to a private monthly Q&A call with me and fellow Humane Marketers -  a safe zone to hang out with like-minded conscious entrepreneurs and help each other build our business and grow our impact.  — I'd love for you to join us! Learn more at humane.marketing/circle Don't forget to subscribe to the show on iTunes or on Android to get notified for all my future shows and why not sign up for my weekly(ish) "Sarah Suggests Saturdays", a round-up of best practices, tools I use, books I read, podcasts, and other resources. Raise your hand and join the Humane Business Revolution. Warmly, Sarah Imperfect Transcript of the show Sarah: [00:00:00] [00:01:00] [00:02:00] [00:03:00] [00:04:00] [00:05:00] Hi, Casey. Good to speak to you today. I'm looking forward to our conversation after the conversation. We just,  Casey: sometimes those initial conversations are the most interesting. Sometimes I'm like, I wish we would have hit record.  Sarah: Exactly. We need to kind of do a, you know, bonus conversation. Yeah. [00:06:00] Release that after. But yeah, today we're going to be talking about. Difference between vision and passion. You kind of made this, your expertise in a way and help you know, female business owners with that  Casey: bigger vision. And,  Sarah: and so, yeah, I want to start right there because it does, those are two big words that we  Casey: hear a lot. Sarah: But in fact, maybe we haven't actually stopped to think about, well, what do they mean? And what's the difference between the two. So can you enlighten us?  Casey: What's the difference? Yeah. Okay. Well, so first of all, The work I do. We talk a lot about working with a visionary business owners and for anyone who has not heard this term, I'm, what's called a fractional integrator and a fractional integrator comes into a business. With the business owner or the visionary business owner. And our job is [00:07:00] to take someone who is a very big picture idea person with lots of passion. And I, and I like a forward thinking, you know, we're tagging creative personality types, those people, traditionally, aren't very organized and they're not they're a little bit scattered and they are amazing. And what I started to notice is that I was taking calls from people who would say they wanted to work with an integrator. And so we would start diving into the work, which one of the first things that we do when we start working together is to create what's called the business blueprint. And part of that business blueprint is articulating your vision, your mission and your values. And one of the things I recognized. In some cases, we were having a really hard time getting to an actual vision. And so I noticed that there is a difference [00:08:00] in some cases between an actual vision and just having a passion for something. And so. One of the differences between having a vision and having a passion is that a vision is typically something, first of all, is forward thinking, right? So you're looking out into the future at something. And when you have a vision, one of the ways, you know, it's a vision is your. I see the future. And you're able to tangibly describe what that future looks like after you are successful. So a vision traditionally involves changing something. So maybe we're changing. You know, we're changing our customers or we're changing our community. We're changing the world, the planet, whatever we're making some sort of change to the way. Things operate. And a lot of times that vision might have some sort of social responsibility attached to it or making people's lives easier. And in any case, that's what a vision is. [00:09:00] Now. When someone comes to me, And has a hard time articulating what that future vision looks like. That's when I know we have a passion and a passion can be something that we feel really strongly about, and we just maybe don't really know or understand where we want that to go. And that doesn't mean it's bad, or you don't have a business. It just means that your approach to the business is a little bit different. Versus, you know, if we have a vision and we, we definitely have like, there's an end goal in sight. And as the integrator, we're D we're defining what those steps are to achieving that end goal. And that's how we operate. And with a passion, we don't necessarily, we still have goals a little bit, but they're less aligned to what the future looks like. I'm more aligned to what it looks like achieving this passion that you have. I  Sarah: love that. So it's really like vision is the big picture, future oriented and kind of tied to maybe something external of your [00:10:00] business, not just internal or personal. Absolutely. And then the passion. Yeah. You know what we usually understand on their passion. It's just something that you're very passionate about. And it doesn't mean that it's attached to the future or, or to something external that, and then you also brought in this other word, which is mission. And I think I might've been confusing vision with missions. It what's the difference between vision and mission and how.  Casey: You know, and they're so closely tied together that it can I do that even still sometimes. And you'll know a vision because there is a future state. So when you're articulating a vision, you're describing like, you're, you're like what's a movie I saw recently where it was a future movie, but you're basically describing the state of the world as it will be. Yeah, 10 years from now or 20 [00:11:00] years from now, or a hundred years from now, or whenever, you know, that vision plays out. And a mission is more of, this is the focus that my company has to achieve that vision. And if I can use an example of really. I'll use my own vision. For example, we are very centered on lifting up women in leadership. We want more women leading companies. We want more women leading countries. We want more voices in that place of leadership. And so one of the one of the things I wrote down in my. My description of what my future would look like is hello, Madam president. So in the United States, we have never had a woman leading the country or a woman president. And so if you think about your mission and achieving that, My company, she, sweet boutique is not directly going to be responsible for putting a woman in the president's seat. Like that's not our focus. However, the [00:12:00] work that we are doing is going to change the way that people view women and women's voices. So what is our focus going to be to make that happen? And so our focus is really on leading. Women owned businesses. And so that is how we are going to be lifting up women's voices in leadership and making it more normalized to see a woman leading a seven or eight figure business.  Sarah: I love that. Yeah. That, that makes a lot of sense. That kind of difference. I can't guarantee that I won't mix them up again, but it feels like I understood passion really well. Mission and vision. Yeah. I see the future in the vision because that, you know, it's kind of in the word where the mission is like, well, what am I going to do? It's kind of like a more next steps for vision  Casey: is oriented thing. Yeah. And don't feel bad because you know [00:13:00] what, that still happens to me sometimes too. Cause I'll be talking to a client and I'll have to stop and think. Are we talking like vision? Are we talking mission here? And the most important thing is not that it's like, I mean, there's, there's a lot of gray area here. And I think the most important thing is the purpose of having a mission and vision is to keep everyone, keep you focused and moving in the right direction and keep your team focused and moving in the right direction. So as long as those vision and mission gives your team members a clear sense of here's what we're here to accomplish. And here's how we're going to go about doing that. Then I think, you know, let's not split hairs. That's a cliche term that we use.  Sarah: Talk about that then, because once we have the. Do we need those, you know, typical vision or mission statements that everybody talks about and are these helpful for companies or what's the  Casey: alternative? Yeah. Yes, they are helpful. And I think we [00:14:00] need to, a lot of us need to change the way we're thinking about vision and mission. What I find is a lot of companies articulated vision and mission and they, and they articulate it in a way that is It's like a marketing tool for them. So I I'm, you know, you can probably understand that where, oh, if we have like this vision and mission that people really connect with or, you know, it resonates with them and that's not, I mean, that should be that your secondary motive for creating a vision and mission. So the primary motive is internal based. We, so we use something called the company persona and the company personally. Basically your vision, mission and values, and the importance of having these as creating context for your team members so that they are looking at your business as if it is a person, right. We're trying to create personal, personalized, or personified qualities in the business. So that as [00:15:00] we're thinking. About making decisions or talking on behalf of the company, we're thinking in our head, like, who is this company as a person? What do they think? What do they believe? What do they value? How do they respond? How do they act? How do they interact? And so it, it really brings the company to life and that's the importance of having a vision and a mission is you're, you're changing from thinking. As a company or thinking in terms of intangible thinking, in terms of things like profits or money or dollars or sales or customers in your thinking, like what, you know, like what is this person and what is our goal in life? Yeah.  Sarah: And I'm sure that applies, even if you're a one person company, it just becomes much more personal. Yes. Yeah. And another big  Casey: word that just came up for me is purpose. [00:16:00] Yeah.  Sarah: That probably all fits in there. Where else?  Casey: Well, right. Yeah. We use purpose and vision interchangeably. So sometimes I use purpose because I think it's easy. Like it's a word that we use more often and we understand it, like in our minds, A lot of sense, like, oh, I know what purpose is, purpose means this. And so if you think of your vision in terms of this is your purpose in life, then it makes a lot more sense. And the same thing goes for mission is we use, sometimes we use mission and focus. Interchangeably. So once you know your purpose, then what is your company's focus? Like how are you narrowing down what it is you're delivering to the customer or to the audience that is kind of leading you or contributing to the achievement of your purpose in some way.  Sarah: So before you mentioned this kind of gimmicky approach to vision and mission statements where you just [00:17:00] put it out on your website and then you're like, okay, check. We did that. And so now are, you know, website visitors can see that we have such a good vision and mission. And so you would actually not recommend to have it on  Casey: the website at all, or what. No for sure. I mean, for sure you can put it on the website. I'm just suggesting that. Instead of looking at your vision and mission statement through the lens of how are people going to perceive me? You look at it through the lens of what are we looking to achieve. So do that first, right? Because you have to be able to articulate to your teams and to your people. Okay. what is my purpose here? What am I doing before? You're going out to customers. And the other reason that this is really important is that your, what you're putting out to your customers has to align with what you're doing as a team. So if your vision says [00:18:00] one thing, but your actions. Don't align with what that vision is. There's a big disconnect and you're actually going to create a bad experience for customers. And, you know, they're going to be like, well, this isn't, this, isn't what the company is telling me about themselves. And so I don't trust them anymore. Yeah. The  Sarah: same thing applies to like these sustainability messages. Everybody is kind of just throwing on their websites now without actually, you know, having a team dedicated to it or doing the real work and being at home.  Casey: Held accountable as well. So you can't do that. Otherwise it  Sarah: just doesn't, you know,  Casey: you  Sarah: can't even, even for me now, this phrase, you know, we want to change the world. I'm like, yeah.  Casey: We all do, but show  Sarah: me, what are you doing? You know, I think it's going to be in the [00:19:00] next 10 years. I think it's going to be much more people want to actually see actions, not just here, beautiful phrases. Right. And  Casey: that's where that deeper  Sarah: work is, is  Casey: required. Right. You know, and that's one of the differences in how, how I approach this pro. This tool, this process and how a lot of companies are approaching it. And one of the things I mentioned earlier is context, and you can have a vision and mission, right? And it can be a great vision and mission, but there has to be used some context behind it, because if you've ever gone to a company's website or if you've ever worked for another company and they're like, Hey, okay, we've checked the box. Here's our vision. And you look at that vision and, and you think to yourself, That's awesome. I have no idea what that means. So it's missing a lot of context. And so the company, you, even if it's just you working with yourself, are you working with a couple of [00:20:00] people? That context is really important because we have to understand the story behind. What does this mean? Why is this important? How does this look in. Operation. Right. And so that's where the vision, mission and values work really hard together because the vision articulate the future, the mission describes what you're doing to contribute to the achievement of that vision. And the values is here's how we are living this out day to day. So you mentioned, you know, the sustain stainable company. I had a very similar situation with a client where we had these sustainability values, but yet when we're going to make decisions about the business, we weren't prioritizing, like when a team member would prioritize something sustainable, it would get shot down because of cost or, you know, implementation or execution. And that's great. And we have to find a different way to contextualize [00:21:00] what we mean by sustainability. Let's spell it. What does sustainability mean to us and how are we able to deliver on that versus just saying we're going to deliver. Yeah.  Sarah: Yeah. So true. You have to first understand it before you can make it your vision or your mission. Right? Because sustainability is one of these terms that we just kind of use left and right. Right.  Casey: Yeah. Everybody has their own definition. So, absolutely. And your values is something that you're in your employees or your team members are going to be using, or you should be using every day to make decisions. Does this decision align with my values? If it doesn't do I need to change my values or do I need to do. My decision.  Sarah: Yeah. So before you mentioned the, that you're working with people who are not the, you know, how did you call  Casey: it integrators? Yeah. Yeah. So they're more like, okay,  Sarah: they have the big [00:22:00] passion. Of course they have probably the vision.  Casey: And so how you help them with the  Sarah: vision and the, and the values, the mission. Do you still work with a business plan or where does it then become. Programmatic and let's roll our sleeves back  Casey: to work. Yeah. Yes. So the very first thing is, you know, that vision, mission values and the, we toss some other things in there, like knowing who your target market is and understanding your value proposition. Those are all very important too. And that's all great. And we need to have that. And then kind of where the breakdown is just like, how do we turn this into. Reality, how do we make stuff happen? And so that's where the business plan comes in and the vision is an integral part to that because the vision is like, okay, if this, if 10 years from now, we're looking at, you know, 50% less carbon emissions, I'm making up a vision statement. Now, [00:23:00] 50% less carbon emissions. And we're looking at biodegradable plastics. And we're looking at whatever that, you know, vision is that that looks like. The plan is. What's the first thing, what's the first thing we need to do to make that happen. And so you break that down into, you know, you're not going to go from zero to 10 years from now in a quarter. So we break it down into an annual goal or an annual plan and then a quarterly plan. And, and the hardest part I think is just figuring out what those next small steps are to help you get closer to. That fishing that's where the business plan comes in. Yeah.  Sarah: And it sounds like the small steps we call them goals. Right. And sometimes we confuse our goal with our vision. Yeah. It's again, it's not the same. The goals are really this small and probably more pragmatic steps. It's like, here's [00:24:00] what we need to, and oftentimes what we use there as the smart, you know, they have to be measured. Somehow so that we can actually say, yeah, we achieved this  Casey: goal  Sarah: or not where the vision, well, right now we don't know if we're going to achieve this vision because it's  Casey: in the future. Right. Great. And for, and for some business owners, especially if you're a very visionary business owner, That, that is the hard part. I can't see that path. I can see the future, but I can't see how I'm getting there. And that's when it's kind of helpful to partner with somebody who sees the world a little bit differently than you so they can say, all right, so here's where you need to focus next. Yeah.  Sarah: Yeah. I think, I can't remember the, the, the book where the. He, I think it's an author who talks about this difference between the visionary and the integrator.  Casey: There's a  Sarah: [00:25:00] about that, right? Yeah.  Casey: Well, since you're on video here is it. Yeah.  Sarah: Rocket fuel. Yes. That's  Casey: it? Yeah. Can you just have the awesome, yeah. Yes. This is called rocket fuel and it's got, it's a dual author. It's Gino Wickman, and Mark Winters, and they talk a lot about Their theory is there's actually two people at the helm of a business and not just one and some of the traditional models you're seeing, you know, just one person who's the CEO and then all the people underneath. And I think what Gino, Gino, Wickman and Mark Winters discovered is that a lot of the CEO type people are not. Cut out. That's not their, their zone of genius to lead people and manage companies. There's zone of genius is future thinking big innovation. Yeah. Yes, yes. And those people, as we understand, like Albert Einstein and, you know, some of these other geniuses [00:26:00] is they have these great ideas and they're just not very good at executing them. And so they're suggesting. If that's the type of person that you are. There's two people at the helm of the business and one is the the innovators and then the other person is the get things done, person. And then when you pair them together, it's like yin and yang. And you have like this whole person who is then going to catapult this company into success. Yeah. Yeah. I love  Sarah: that. And that's why if, if we're alone in our business, it's just always helpful to work with a coach who, who sees you from the outside and who can kind of. Maybe you have the vision, and I'm not saying that the coach is going to have the vision for you, but the coach is going to help you get to that vision or have an even bigger vision for you that maybe  Casey: you can't even see. Yes. I was just going to say, you know, for, as a fractional integrator, we work with bigger businesses, [00:27:00] you have teams and if you're a solo person and you're in this kind of visionary, Dilemma of, I have this idea. I'm not sure what to do with it. Next, a coach is the perfect next step to help you break down that vision into here's where you need to focus next kind of kind of a thing. Yeah.  Sarah: Yeah. Cause I do feel that some, I sometimes work with clients who have. A lot of great ideas. Right. And then oftentimes, because they're also the door, they start telling us too many different things and then we need to really kind of like focus it back. And then I think you mentioned that as well, focus, you know, like what are the, the  Casey: three  Sarah: things that you're going to focus on to get to that vision? Because otherwise you spread  Casey: yourself too thin. Exactly. You won't get there. Yeah. Yeah. And just to be clear, you know, if you are someone who's working by yourself, just know that as you grow and get [00:28:00] bigger and expand those problems, don't actually change. So I think the term is different level, different devils, so it stays the same. So there's a lot of CEOs of companies that have that same struggle that those of us who are a single solo business. Hap so we're all people. Yeah.  Sarah: And on the other hand, so we talked about the coach, but another idea of course, is to get help in the execution. So you work with a, you know, a virtual assistant or you will hire a team member and then they do more of the execution. So you get to have more space to do the big thinking. Yes,  Casey: absolutely. Yeah. For someone who is kind of a innovator or a very, I like to call them creative thinkers because that's really who they are. Some type of assistant, whether it's a virtual assistant or an executive assistant can be an amazing. First hire for you because they are [00:29:00] basically an extension of you only organized. So yeah, that's a definite way to take a step towards getting things done and getting them off your plate. Yeah.  Sarah: Yeah. I love that. Yeah. So there's this question in my head that I keep thinking, well, can you actually have a business without a vision or a vision statement? You know,  Casey: how would that look like? Yeah. And you know what? I can't remember exactly what episode it is, but I have a podcast called female founders, breaking boundaries, and I have an episode on passion. I think it's called passion is not a vision or something like that. And it talks about the difference between passion and vision. And it gives some examples of how you do have, or can have a. Based on passion and not vision. And there's a lot of very successful businesses today who are based on passion and not vision. Not every business's out to change the world, right? Sometimes you're just [00:30:00] capitalizing on an opportunity or you've recognized a gap in the market and you're doing that. And, you know, an example might be. I'm making car parts. I mean, I don't know how many of your listeners make car parts, but you know, it's kind of a straightforward thing. We're going to go to work. We're going to make car parts. We're going to make some money. We're going to pay some employees. Now you could have a vision right. With your business, or you could also just go to work and I'm really passionate about help, you know, making cars last longer. And so that's what we're going to do and that's perfectly fine. And it works. Yeah, it's just the way you structure organized and operate day-to-day is just a little bit different than if you are a vision oriented company. Yeah.  Sarah: I'm glad you say that because, because my Mandalah of humane. It doesn't have vision in it. And so I'm like, oh, but I sometimes call my people. I created a new word called vision  Casey: near. So it's like a [00:31:00]  Sarah: pioneer slash visionary, but there is no vision in the seven PS of humane marketing, but, but the passion, that's where we start and, and, and I think you're right. Some  Casey: people, they  Sarah: will have this vision on top of things and others, they will just find.  Casey: You know, make  Sarah: a business out of the passion or find passion in the business that there is what I, I think you can't, or it wouldn't be very sustainable and much fun to have  Casey: a business without passion, right?  Sarah: Where the vision. Optional and, you know, obviously great have it.  Casey: Yeah. I was reading about your Mandalah and, and I love it. And it's, it's similar to a little infographic I created as well. Yours is, has definitely more spokes on it than mine does. And one of the things you might do. If, you know, at some point, vision does become [00:32:00] important is that the little center spoke you have there, that's where I've put vision. So if you do have a vision, that's really where it goes. It's the central hub of everything that you do. So you know, that's one way to think about it. So  Sarah: for us, the, the center spot is, is, are. Ah, market from within then everything. Yeah,  Casey: it looks that makes a lot of fairs too. I think in both ways, they're very similar because if you think of a vision, it does come from yourself, right. That is your vision. Nobody else has that vision. And that's what makes you the leader of the company is that you were holding that vision and it's, it comes from self. So I love it. I really, really dug for that connection there. That's  Sarah: amazing. I want to quickly, before we start to wrap up also mention your marketing book because, you know,  Casey: Have kind of this background in [00:33:00] marketing  Sarah: and you wrote a book a fresh wave of marketing, an intentional approach to marketing for visionary CEOs. So tell us a little bit about that book and, you know, kind of knowing you now for almost an hour, I can tell that you kind of are part of our people. You think marketing definitely needs to be different, so. Tell us what this fresh wave of  Casey: marketing looks like. Yeah. Okay. So before I kind of switched, focuses to becoming the fractional integrator person I was I was a fractional CMO and. One of the things that was happening to me as I was bringing on clients is that our expectations were not aligned. And so I started out this book, started out as a workbook, really for clients. So I would send this workbook to them so they could kind of get a sense of, this is how we're going to start this work. And when I was done with this [00:34:00] workbook, it was like, I don't know, 25,000, 30,000 words or something. Yeah. I'm thinking to myself, I could probably drop this on Amazon. And so that's how the book came about is everything that we've talked about in this episode today about your vision, mission values. And then, you know, there's some other components of what we call our business blueprint. The target audience. There's even some stuff in there about customer journey, which I know you just recently had an episode on customer journey, but it's all these components of marketing that make your marketing stand out and marketing is about relating to the customer and humanizing that relationship, which is, I think we get along so well. So yeah, you can grab that book off of Amazon and it's kind of a down and dirty. Like get your hands dirty and implement kind of things. So by, after reading the book, you should be able to kind of draft your own vision, mission values, [00:35:00] and get a head, start on, figuring out what kind of marketing. Makes sense for you. Wonderful.  Sarah: Yeah, it's great. This has been absolutely delightful.  Casey: Thank you so  Sarah: much for coming onto this show. Do tell us where people can find you. Yeah. I think you have a free download as well to take this  Casey: further you integrations of Telus all above. Yeah. Yeah, I am so passionate about getting the mission, vision values, right. That I haven't a lot of different places. So in addition to getting a fresh wave of marketing off of Amazon, I'd love for you to come over and visit the podcast at female founders, breaking boundaries. I'm on all the. Podcast platforms. And if you'd like to get a little background or have in writing more of what we talked about today, how to come out with your, you know, your ideal vision, mission, and values and articulate that you can go to our [00:36:00] website@shi-sweetboutique.com backslash humane, and we have, you know, a little worksheet to kind of guide you as you're thinking through your vision, mission values. I love that.  Sarah: Thank you so much. And I actually do want to ask you two more things. If you don't mind what's your vision of the future of business? Like where do you see business change and evolve into over the next 10 years? We're kind of, I feel at this. Kind of fork, you know, I was like, it could even go that way or that way. So  Casey: where do you think it's going to go? I'm like how long is this podcast? I can make a whole episode out of this, so I'll try to keep it really precise. For, for a long time now I've felt that there was this gap in the small business market. You have small business owners who are at a disadvantage. A variety of different reasons, which we won't get into on this podcast, but I've often [00:37:00] felt like this is where the future of our economy is, is in small business and making these small businesses successful as compared to these huge corporate conglomerates. And so I think the future of businesses heading towards ways to. Put more focus on small businesses for a variety of reasons for employees and employee benefits. I think small benefits for small businesses are, you know, going to employ. People people are going to be focused more on enjoying their job, enjoying their work. So whether you're an employee of a small business or a small business owner, people are going to be paying attention to the tr treatment and the work-life balance. And so I think that's kind of the future of small businesses is we're going to start trying to remove some of those obstacles and boundaries for business owners so that, you know, we have more options. People can. Not be required to live in huge cities in order to [00:38:00] get paid money to live life. You know, we're going to start spreading out and I'm doing more at different levels.  Sarah: Yeah, that, that makes so much sense. Also what you just said about the cities. I truly believe that people aren't going to move away from these big, expensive cities and, and that's only possible of course, if there is employment in the smaller cities and towns. Yes. Unless we all do, you know, work from home, but. That might be a future addition or who knows. Maybe it will kind of be part working from home and partly going into the small business, but wouldn't that be wonderful. They would also be less  Casey: traffic, less cars because yeah, we don't need to all be in the big city anymore. Right. And as devastating as this pandemic. Then I think one of the outcomes that we might, you know, be thankful for is that we've, we've always had this opportunity [00:39:00] existed with our technology today and the pandemic sort of forced a lot of us to consider different ways of looking at how we. Are employed or looking at how we run our businesses and now the hard part's over, we've figured that out. And so I think now there'll be more chance or it's going to be easier for us to look at it differently now that we've kind of gotten over the hump of figuring out how to make that work and how to use that technology. Yeah, totally  Sarah: agree. Last question. What are you grateful for today or this  Casey: week? You know, what I am grateful for? I am grateful for technology. So one of the things I talk about on my podcast is how women in many cases, shoulder, so much more mental load, that some of the things that. Easily to other people. We have to work a lot harder for like owning our own business because [00:40:00] I'm a mom and I am grateful for technology and the opportunity to run a small business so that I have the chance to take my boys to boy Scouts after school and to be able to take them to the dentist on Thursday and see. I'm still able to be a mom and run my business at the same time. I like that.  Sarah: Yeah. Wonderful. Thank you so much for coming onto the show. It's been a pleasure to talk to you.  Casey: Thank you, Sarah.

On Thursdays, with Sharon we talk: PRODUCT IMAGES made for conversion, How to create the brief for your photographer or graphics designer. Product Images are the most important part of your product page, It is what gets the click from the search results, what helps to showcase your product, and what helps the shopper envision your product in their life, or how it will solve their problem. In order to know what type of images you need for your product, you must first understand the following about your product: * Main Benefits * Main Features * Where it is used * How it is used * Who uses it? * What does your Branding need to look like in order to attract your buyer avatar? Once you understand the above, then you will know what types of images your product NEEDS to have so that it can showcase your product best and help boost conversion. Only then can you create the brief and give the direction to the service provider making your images. Different Types of Images: * Main Image (hero) *Lifestyle: a few when possible (can turn into a collage) * Different angles of product (Can be mixed with infographics on the side) * What's Included (when applicable and can also include some other information like dimensions for example ) * Dimensions / measurements / weight * Collage: 4 images in a collage showing either where to use, how to use, main benefits etc * Infographics: Stand Out Features, must be to the point, Icons with limited text, can be mixed with a lifestyle like shown in the video of the podcast, must have Easily read texts and fonts ___________________________________________________ Grab Tickets for Seller Sessions Live Brought to you by Thrasio on May 7, 2022 Featuring: Ivelin Demirov, Tim Jordan, Destaney Wishon, Adam Heist and many more Hosted by: Danny McMillan, Sharon Even, and Izabela Hamilton Grab Tickets at: https://live.sellersessions.com/ Conference tickets include the “Afterparty brought to you by BetterAMS and Clear Ads”. Purchase tickets to the VIP Dinner “brought to you by Avask” https://live.sellersessions.com/ Big Thank you to our sponsors: Seller Sessions Live in brought to you by Thrasio (May 7) The VIP is brought to you by Avask (May 6) Afterparty is brought to you by BetterAMS and Clear Ads (May 7) Thank you to Perpetua, YLT Translations, SellersAlley & Pinformative

This week: Apple could scrap 13-inch MacBook Pro, bring 5G to 10.2-inch iPad in 2022 13-MacBook Pro's days are numbered 10.2-inch iPad to get 5G, new MacBook Air this year Mac Pro with faster M1 chip to complete Apple silicon transition in 2022 Eurasian filings reveal new iPhone and iPad coming soon Apple education store now requires Unidays and only 1 device per year This episode supported by Easily create a beautiful website all by yourself, at Squarespace.com/cultcast. Use offer code CultCast at checkout to get 10% off your first purchase of a website or domain. Cult of Mac's watch store is full of beautiful straps that cost way less than Apple's. See the full curated collection at Store.Cultofmac.com CultCloth will keep your iPhone 13, Apple Watch, iPad, glasses and lenses sparkling clean, and for a limited time use code CULTCAST at checkout to score a free CarryCloth with any order at CultCloth.co. This week's stories Apple could scrap 13-inch MacBook Pro, bring 5G to 10.2-inch iPad in 2022 Apple will scrap the 13-inch MacBook Pro this year after introducing a new 14-inch model with a next-generation “M2” chip, one tipster claims. Mac Pro with faster M1 chip to complete Apple silicon transition in 2022 Apple will introduce a new Mac Pro with an upgraded M1 chipset by the end of the year to complete its Apple silicon transition, according to a tipster. Win an Invoxia Cellular GPS Tracker and stop losing things [Cult of Mac giveaway] If you live in a big city, you likely suffered the misfortune of having something stolen. Maybe thieves swiped your bike, motorcycle, car or backpack. Eurasian filings reveal new iPhone and iPad coming soon The Eurasian Economic Commission confirmed that Apple plans to release a new iPhone and iPad in the near future. The devices appear in the online database of the regulatory agency. Apple education store now requires Unidays and only 1 device per year The legendary Apple education discount loophole, now closed!

Russia's Central Bank wants to Ban all Crypto. Charles Schwab's CEO said crypto is “hard to ignore” and would welcome the opportunity to trade the asset if the “opportunity presents itself from a regulatory standpoint”. The U.S. central bank believes the current financial system might be bolstered by the creation of a central bank digital currency (CBDC), but only one that works within the current network of private banks, rather than a CBDC that the Fed issues directly to consumers. Facebook and Instagram to allow users to create, display and sell NFTs. Twitter is rolling out NFT and crypto wallet connection on IOs. "Average Filipino investor will likely hold 3 to 5% of assets in Bitcoin in 5 years." - Union Bank of the PhilippinesTom Emmer Interview - https://youtu.be/vpdpAwavtWUDan Tapiero Interview - https://youtu.be/ZyOk_8pT18kDenelle Dixon interview - https://youtu.be/kIvEHb3BiGcLearn more about Algorand - https://www.Algorand.com

Nate's back for another episode! For the first ep of 2022, he talks about the future of Wise Disciple, his own plans at his local church, and how to share the Gospel to folks in today's culture. Take a listen! :) Get your ALL NEW line of Wise Disciple merch here: www.wisedisciple.store Want to watch our latest episode of Debate Teacher Reacts? Watch it here: https://youtu.be/V0UeufdTGMs Want a BETTER way to communicate your Christian faith? Check out our website: www.wisedisciple.org OR Book Nate as a speaker at your next event: https://wisedisciple.org/reserve/​​​​ ​ Got a question in the area of theology, apologetics, or engaging the culture for Christ? Send them and we'll answer on an upcoming podcast: https://wisedisciple.org/ask/​​​ "Day by Day" by Citizens is used with permission. Check out their website: wearecitizens.net

Congressman Tom Emmer who is part of the Blockchain Caucus talks about his recent Digital Dollar CBDC bill, US Crypto regulations, SEC Gary Gensler regulation by enforcement and Bitcoin spot ETF, Bitcoin mining in the US, Fed Jerome Powell Digital Currency Report, Crypto CEOs meeting with Maxine Waters and more. https://twitter.com/RepTomEmmerLearn more about Algorand - https://www.Algorand.com

Today's episode is sponsored by Paleovalley Apple Cider Vinegar Complex, one of my favorite whole food supplements to support digestion, blood sugar stabilization, and cravings. Did you know that poor digestion can lead to nutrient deficiencies which can cause bloating, gas, weight gain, poor skin and nail health, and more! Paleovalley's Apple Cider Vinegar complex is the solution to a happy and healthy gut. You can get 15% off today by heading over to paleovalley.com/jockers and entering the code "JOCKERS" at checkout!   BIG NEWS! Dr. Jockers just released his BRAND NEW book on Fasting! It's called — Fasting Transformation: A Functional Guide To Burn Fat, Heal Your Body, And Transform Your Life With Intermittent And Extended Fasting. AND we're so excited that it's now available on AMAZON! We'd love your support (and if you like the book) I know he'd appreciate a review too! Claim Your Copy Here.    In this episode, Dr. Jockers puts protein lipids and cholesterol in the spotlight. So often, cholesterol places a stigma on people since it is associated with serious health conditions, such as hypertension and heart disease. In reality, cholesterol can either be good or bad, depending on the level we allow it to grow. Familiarize yourself with the different lab works that can assess where your health stands based on your protein lipids and cholesterol ranges. Then work to keep them in that optimal range!   “From a dietary perspective, eating processed foods, sugars, seed oils, toxins, or foods you have autoimmune reactions to, increase cholesterol.” - Dr. David Jockers   Subscribe to the podcast on: Apple Podcast Stitcher Spotify PodBean TuneIn Radio   In This Episode:   - Not only do you NEED cholesterol in your body, but this “happy cholesterol” also protects one of your very vital organs.    - Despite low-density (LDL) particles' bad reputation, this type of LDL compound helps strengthen cell membranes.   - 4 fabulous ways an anti-inflammatory lifestyle affects your lipid profile level (2 of them will motivate you right away!)   - 10 major triggers for poor cholesterol and lipid ratios that you can track by using THESE best routine lab tests for arterial health.   - Easily tell the difference between an annoying food sensitivity and a serious food allergy – and how hypothyroidism ties into high cholesterol levels.   - Amazing ways Vitamin D impacts every system in your body PLUS the major causes of Vitamin D deficiency to inspire you to take yours!   Resources:   - ACV Complex - Use Code JOCKERS for 15% off   - The Fasting Transformation by Dr. David Jockers   Connect with Dr. Jockers:   - Instagram – https://www.instagram.com/drjockers/   - Facebook – https://www.facebook.com/DrDavidJockers   - YouTube – https://www.youtube.com/user/djockers   - Website – https://drjockers.com/   - If you are interested in being a guest on the show, we would love to hear from you! Please contact us here! - https://drjockers.com/join-us-dr-jockers-functional-nutrition-podcast/

Big Crypto news Today as Google is exploring letting users store crypto in digital cards and Google's President of Commerce: Crypto is something we pay a lot of attention to. Judge Netburn makes ruling in the SEC Ripple XRP Lawsuit. There may have been conflicts of interest with cryptocurrencies at the SEC, where some cryptocurrencies may have been promoted over others. To that effect, Empower Oversigh seeks communications between SEC officials and their current and former employers amid the turbulent lawsuit against Ripple and its individual defendants. Gary Gensler said again that his SEC is coming after crypto exchanges in the near future. Solana NFT total sales volume crosses $1 billion. Around 300 banks in the US to go live with Bitcoin trading with the help of NYDIG.Muneeb Ali Stacks Interview - https://www.youtube.com/watch?v=ArxUpGVE_1YJason Foster Interview - https://www.youtube.com/watch?v=SoH-W4lfJG4Learn more about Algorand - https://www.Algorand.com

Advocates for free and fair elections say various state government laws, limitations, programs and missteps in Texas will further impact voters' ability to easily and safely participate in the democratic process.

How To Easily Get More Yelp and Google Reviews For Your Detailing Business Podcast Sponsors:  www.housecallpro.com/adp - Free Demo and discount when you book through my link.  www.sundaybestcarcare.com use code BOGO and buy one get from FREE Also on Amazon - https://amzn.to/3ejOT25 The Auto Detailing Podcast creates the best auto detailing videos on youtube. From ASMR, Satisfying filthy car details to product reviews and torture test. SUBSCRIBE TO MY CHANNEL: https://www.youtube.com/user/jbalaam?sub_confirmation=1 CONNECT WITH JIMBO: http://www.AutoDetailingPodcast.com FACEBOOK: http://www.Facebook.com/AutoDetailingPodcast or http://www.facebook.com/jimbo.balaam INSTAGRAM: https://www.instagram.com/theautodetailingpodcast or https://www.instagram.com/jimbobalaam/    

Muneeb Ali is the co-founder of Stacks STX crypto which is enabling smart contracts on Bitcoin. Muneeb explains how Stacks works, proof of transfer, CityCoins on Stacks, Bitcoin Maximalism, Web 3, Crypto regulations, NFTs and more. https://www.stacks.co/Learn more about Algorand - https://www.Algorand.com

Are you ready to shed that weight? Or finally, start that dream you keep putting off? Do you have habits that you just wanna be done with already? Podcaster and transformational coach Adam Schaeuble understands - he's been there, which is why he's so relatable and successful at helping you achieve your goals.  Adam lost over 100 lbs and then set out to achieve a list of goals and he hit them all. Seeing his method work, he helps you reach your dreams too. Adam gives you simple tools and steps to take to reach every one of your goals in an accountable way.  Listen to this empowering episode that begins with manifesting and takes you systematically through to achieving your greatness.

Every week we dive DEEP into the AITA (Am I The A*hole) thread on Reddit, and it's FASCINATING.It's a bunch of real-life scenarios people are in where they could EASILY be the a*hole, but maybe – just maybe – once you hear all the details, you'll understand it a little better and they won't be SO much of an a*hole! Or maybe not.Up today: Is he an a*hole for telling his brother's pregnant wife that she can give birth in an alley for all he cares? But before you pass judgement, listen to the full story See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.

In the crypto news today: 1. Coinbase x Mastercard NFT 2. Intel to build a Bitcoin mining chip 3. CashApp integrates lightning in the US 4. Milo to offer 100% BTC-backed mortgage 5. Crypto exchange buys 268-year-old bank 6. Microsoft $70B Activision buy (metaverse) 7.OpenSea has acquired a crypto lending and borrowing platformRon Hammond interview - https://youtu.be/F6w1PLuZcaULearn more about Algorand - https://www.Algorand.com

Do you feel frustrated with how slow things are going with your debt free plan?  Maybe you have credit cards, it seems like you're barely making a dent on them.  Today we'll go over ways the two of you can have more wins with your money and knock out your debts!  Dumping Debt with Popcorn Finance Nothing is more demotivating than putting a lot of effort into something and not seeing any real results.  For many families, debt – especially credit cards – can be especially stressful. Judging by some reports, it's a big financial issue. Bankrate recently surveyed thousands of Americans and they found that the balance of 42% of U.S. adults with credit card debt have increased since the pandemic started.  One huge hurdle is how high the interest rates tend to be with credit cards. Now if you have an excellent credit score 13% while those who have fair credit care looking at an average just under 23%. It's almost like being in quicksand unless you're making some significant payments. This is why I'm happy to share from the archive, my chat with Chris Browning. He's the creator and host of Popcorn Finance is on the show to share how he and his wife “K'” had to work together to pay off their debts.  We get into: how they got into $14k of credit card debt the system they use to budget and knock out their debts Handy books to motivate you to become debt free faster Hope you enjoy!   Elle Martinez          Working Together to Dump Debt and Save with Popcorn Finance           Working Together to Dump Debt and Save with Popcorn Finance                             Resources to Dump Debt and Save Together Want to make talking about money less stressful? Here are some fantastic resources to motivate and nudge you to debt freedom faster! Best Budget and Money Apps: Personal Capital, Tiller, Mint, Zeta Jumpstart Your Marriage and Your Money Total Money Makeover Free Debt Snowball Template Trim: With Trim, you can cancel subscriptions and negotiate your bills. Billshark: They contact your service providers and negotiate the best price on your behalf. 5 Books to Motivate and Guide You to Become Debt Free Faster What's Your One Page Financial Plan? Our $27,000 Debt Story How to Successfully Budget as a Couple Listener Goals on Popcorn Finance If you want to chat some more about creating better money habits, questions, or share your own tips please join us over at Thriving Families on Facebook. Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union. If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today! We've been members for years and love their service and competitive rates on checking and savings accounts! Rollover Your 401(k) Easily with Capitalize We're grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier.  Did you know that it's estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years.  And because of the Great Resignation, you or someone you know might be changing jobs even more  It's an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer.  If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.   With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.  Find out how and get started today! Connect with Chris and Popcorn Finances Chris Browning is the creator and host of the award-winning Popcorn Finance Podcast. His goal is to break down and discuss finances in the time it takes to make a bag of popcorn. If you haven't already, give his podcast a listen and subscribe! Discovering Personal Finance Elle Martinez: Do you mind sharing your story? I think a lot of people that he had interpersonal finance if they're not advisors or coaches or whatever they start off from a personal space that they had to fix something with their finances. Was that the case with you? Chris Browning: Yeah. You know for me it was kind of a combination of things because I did go to school for personal finance.   I originally was planning on being a financial advisor and found that I didn't really care for the job that I was interviewing for a lot of sales jobs. So I have a little background in finance but for me, it really was getting into a ton of debt that really made me kind of focus and change things around for myself because I mean once we got married we kind of had to cover everything ourselves. And at that point we didn't have any debt but because we didn't really have much in savings. And even though we tried to make the waiting as like you know I guess inexpensive as possible we set it up. I think paying around fourteen thousand dollars for the wedding and ended up all going on credit cards because we didn't have any cash. That's kind of where the debt spiral kind of started and you know you getting a cycle of OK. Why did I make my payments? But then we didn't have anything saved so I kind of just kept perpetuating the growth of our debt. Every year. Things with them like school expenses doctor's visits emergency room stuff. And next thing we know it was like twenty-seven thousand dollars in debt. And that was kind of like the turning point for me for sure where I was like I got to do something about this I've got to get serious. Elle: Yeah. I think a lot of people can relate to getting into debt and especially with weddings. I mean at least it's cheaper than the average. I heard that's like $35,000. Well I'm kind of curious like with your wedding I know there are so many things that are special about it but was there one expense you're like, ‘We knew that we had to have this in our wedding because that was important to us'? Chris: I'm probably the wrong person to ask. I know I wasn't one of like. Do we have to buy this is this part? But I would say for sure it was, I think it was the venue we ended up going with. That was a really nice church. And Dana Point California it's kind of like a coastal like southern coastal part of California. OK. And it was up it wasn't extremely expensive. I mean I don't know what expensive it is for your church. I think we ended up paying like twelve hundred dollars. That's a lot of money. I did but I don't know if that's expensive or not. But it was a really beautiful location that was like up on a hill you could see the ocean from there. So that was really nice. Elle: With weddings, there are so many different ways you can go I know my husband was concerned about food like that was his thing like make sure we have like good food options. I think we ended up having like three on our menu. So nice. Yeah. So you said you realize like at a certain point something had to change. Was that something maybe you started your wife or were you both kind of feeling that at the same time I would say because we've even talked about it before. Chris: I think I was the most stressed out about it I think because because I did have a background in finance I knew what I should be doing and it was things like you know you shouldn't be doing these things but you're doing them anyways. Yeah. It just it's you can't beat yourself up about it. It was just getting really stressful. I just think about it all the time the fact that you know where these debt payments and they weren't shrinking because we weren't making any progress we were still using credit cards and so forth to pay it off at the same time which isn't an effective strategy at all. Elle: So did you decide to do like either a debt no more or an avalanche. How did that go for you guys. Chris: So we had our debt spread out over I think was about three credit cards and I went with the snowball method. I was paying off. I think I would think the right one as you about the lower balances. Yeah yeah. I guess I started with that method to pay off the smaller ones in that way. The minimum payment from that could move over to the bigger cards. And I was actually doing this is this thing where I don't know where and where I heard about this but because we had some higher interest cards I would kind of look around for the longest like zero interest promos credit cards that I would sign up for those and then do a balance transfer and I would say well you know a three or five percent fee to transfer it is better than the 20 percent interest I would pay if I didn't do this. It's got a boy that I like when I used to try to avoid some of the interest charges and kind of keep keep things afloat as we get the debt down to a smaller more manageable amount. Their System for Handing Money Elle: That makes sense. That makes it so are you. I'm assuming but I don't want to. Like when you handle your finances are you the one that comes out with the how-to part of the plan when you guys talk about it or do you and your wife go back and forth like she handles some of the bills and you handle others? How do you guys manage your money together? Chris: I think maybe because I just came into the relationship with more of a budget background. I kind of the I'm the one who takes charge with it at least so I have an excel spreadsheet where I like you know put our budget together and then I'm the one that puts all the data into the apps that we use and then we got a meetup and discuss it that way. She's more hands-off on the planning side but you know get her input. So you know I'm thinking about doing this. What do you think and it should say yes it's a good idea or no. Or maybe she has some other ideas she has in mind so I make more hands on. But then she provides some of the ideas and the feedback I'm talking about. Elle: Every couple kind of has their own method to the madness I call it. Do you guys do monthly check-ins or how do you handle monthly budget or do you do it like maybe paycheck or weekly? Chris: We both get paid bi-weekly so we budgeted a two-week basis so we can lay everything out for the two weeks. It's relatively I guess it's a consistent speech paycheck. We kind of have similar bills. I think for one paycheck of the month we have certain set items we pay in the next paycheck. It's another set or bigger items like our rent or I split it between the two. So we try to keep it fairly consistent but I've been working on looking at it I guess a month to month basis to kind of see it as anything coming up because I've talked to a few people that's kind of what they do they'll look at their month they'll say okay we have a birthday coming up this month or we have this event we're going to go to and they plan it that way which I'm like that's a good idea instead of having like a static budget which is what I kind of do right now. Elle: We kind of do that with our budget because it seems like I'd say eighty-five percent of our bills are the same. But then there is like next month my cousin's getting married so we have some trip expenses. You know we're gonna be eating out while we're there in Denver seeing some family and so forth. So we're cutting back this month to make sure you know there's a little buffer in there and adjusting as it goes. I'm always curious about how other people to it. You mentioned apps, do you have any favorite apps? Chris: we talked a little while ago and you told me you tried to like a ton of apps and I think I'm the same way I like I'm searching for the perfect app and everyone is a little bit different. So it's kind of hard but I think I've always go back to Mint. That's the one I've been using for probably I don't know eight years but once I started out with what I needed what I was looking for something to put my budget together and track my expenses I found them that they've been good so far. You know there are times where those features I want. But it's a solid platform and it works every time. So I'm like I don't want to mess with it too much and I haven't found anything that's really been able to replace it for me yet. But that's so far as my favorite one. Elle: So you've paid off your debt right. And what goals are you working on together as a couple? Chris: our next biggest goal was establishing an emergency fund because that was always like one of the things I worried about the most was that we didn't really have a ton in savings because so focused on paying down the debt. And I was always worried like somebody would come up and throw us back into debt. So for sure, that was one of the biggest things for me was putting together we were going with six months of our expenses for our emergency fund. And so that's the next big thing that we're working on and hoping to have finished up this year. Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Ron Hammond is the Director of Government Relations at the Blockchain Association. He worked with Congressman Warren Davidson and help to author the Token Taxonomy Act. Ron also worked at Ripple. In this interview we discuss Ron's background, The Blockchain Association, the state of US crypto regulations, Bitcoin, Stablecoins, SEC, CBDCs, NFTs and much more.https://theblockchainassociation.org/https://twitter.com/ronwhammondhttps://twitter.com/BlockchainAssnLearn more about Algorand - https://www.Algorand.com

Kevin O'Leary aka Mr Wonderful talks his Crypto investment strategy which includes Hedera Hashgraph (HBAR), Solana, Ethereum, Polygon Matic. A former Fidelity Digital Funds executive is launching a crypto fund of funds that would back both venture and hedge funds focused on digital assets.Indian Prime Minister Narendra Modi called for global cooperation to tackle the challenges posed by cryptocurrencies. Cryptocurrency exchange Crypto.com suspended withdrawals on its platform on Monday following reports from users of "unauthorized activity." Crypto job posts on LinkedIn rocketed 395% in 2021.Mance Harmon interview - https://youtu.be/jE2EKU4-MC8Learn more about Algorand - https://www.Algorand.com

This week: iPhone 14 Pro could pack strange ‘hole + pill' screen cutout to replace notch Apple continues testing multiple folding iPhone prototypes Apple's first headset could be 3 years ahead of rivals in computing power Apple VR headset won't create a full metaverse Apple's fancy Polishing Cloth is finally back in stock Apple loses head of Mac chip design to Intel This episode supported by Easily create a beautiful website all by yourself, at Squarespace.com/cultcast. Use offer code CultCast at checkout to get 10% off your first purchase of a website or domain. Cult of Mac's watch store is full of beautiful straps that cost way less than Apple's. See the full curated collection at Store.Cultofmac.com CultCloth will keep your iPhone 13, Apple Watch, iPad, glasses and lenses sparkling clean, and for a limited time use code CULTCAST at checkout to score a free CarryCloth with any order at CultCloth.co. This week's stories iPhone 14 Pro could pack strange ‘hole + pill' screen cutout to replace notch It was previously believed that Apple would use a hole punch cutout, like a lot of rival smartphone makers. Then that changed to a pill-shaped camera cutout. Now, one analyst, who has proven reliable in the past, says we should expect both. “We now believe Apple will have a hole + pill design on the iPhone 14 Pro and Pro Max models,” tweeted Ross Young, CEO of Display Supply Chain Consultants, on Wednesday. “The smaller hole will not be invisible.” Apple continues testing multiple folding iPhone prototypes Word that the iPhone-maker continues working on folding handset comes from Dylandkt in a thread on Twitter: "For those who are curious about a foldable iPhone, Apple is definitely working and testing multiple prototypes that contain foldable displays. Too many compromises still exist with foldable display technology though. Apple's first headset could be 3 years ahead of rivals in computing power Apple's first mixed-reality headset will ship with the same 96W power adapter that you get with some 14-inch MacBook Pro models, according to an analyst, who says that's proof the device will pack plenty of computing power. Apple VR headset won't create a full metaverse While Apple is creating a VR headset, it's reportedly not developing a complete virtual world for users. It plans on virtual reality games, video and other experiences. But these supposedly won‘t be connected into a single VR metaverse. Apple's fancy Polishing Cloth is finally back in stock Sick of sticky smudges all over your Apple devices? The company's pricey Polishing Cloth is now back in stock for those who didn't get a chance to buy one before it quickly sold out last fall. GIVEAWAY Win a Journey 3 in 1 Wireless Charging Station for all your Apple gear [Cult of Mac giveaway] Apple loses head of Mac chip design to Intel – erfon The person responsible for overseeing the transition from Intel to Apple silicon left the company. Jeff Wilcox was Director, Mac System Architecture before his departure.

Cassie's been in DEEP on the AITA (Am I The A*hole) thread on Reddit, and it's FASCINATING.It's a bunch of real-life scenarios people are in where they could EASILY be the a*hole, but maybe – just maybe – once you hear all the details, you'll understand it a little better and they won't be SO much of an a*hole! Or maybe not.Up today: Is this guy an a-hole for perpetuating stereotypes with the office cat? But before you jump to conclusions, listen to the entire story. See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.