Podcasts about Freecharge

Siddharth Mehta, co-founder of Kiwi,  discusses the disruptive innovation of credit on UPI in India. Siddharth, with a rich 20-year background in the cards and merchants sector, shares insights into his transition from CEO of FreeCharge to co-founding Kiwi, emphasizing the unique challenges and learnings in both roles. The conversation explores the potential for credit card growth in India, poised to jump from 40 million to 100 million users, and how Kiwi aims to facilitate this expansion by targeting a segment of 28 to 40-year-old salaried individuals who are heavy UPI users. Siddharth outlines the journey of Kiwi from its inception to the launch of its product, touching upon the role of NPCI in enabling digital transactions, the future of credit access in India, and the importance of adhering to regulatory compliance for fintechs. The episode highlights Kiwi's vision to be at the forefront of increasing transaction credit access in India. Topics:00:00 Introduction01:43 Siddharth's Journey from Banking to Startup Ecosystem05:53 The CEO vs. Founder Perspective08:45 Understanding the Cards Business and Credit Access16:49 The Game-Changing Potential of Credit on UPI24:24 The Evolution of Fintech and Its Relationship with Banks25:14 The Role of Fintech in Disrupting the Banking Sector29:25 The Founding Story of Kiwi and Its Journey39:40 The Impact of Digital Payments and Credit Access in India45:40 Navigating Compliance and Growth in Fintech49:04 Looking Ahead: The Future of Kiwi and Fintech Innovations ------------------------------------- Click here to get regular WhatsApp updates:https://wa.me/message/ZUZQQGKCZTADL1 ------------------------------------- Connect with Us: Linkedin: https://www.linkedin.com/company/startup-operator​Twitter: https://twitter.com/OperatorStartup​​ ------------------------------------- If you liked this episode, let us know by hitting the like button and share with your friends and family. Please also remember to subscribe to our channel and switch on the notifications to never miss an episode!

Kunal Shah is one of the most well-known and admired product leaders in India. He is the CEO and founder of CRED, an Indian-based fintech startup valued at over $6 billion. Prior to CRED, he founded three other startups, including Freecharge, which he sold for over $400 million to Snapdeal. He has also been an advisor to India's most influential organizations. In our conversation, we discuss:• The prevalence of successful Indian immigrants in top CEO roles across the tech industry• Why companies in India can grow DAUs but not ARPU—and what that means for building products for India• What most sets India's market apart• Challenges and opportunities in the Indian market• The Delta 4 framework for building new products• Lessons from building CRED so far• The power of curiosity and second-order thinking• Lessons from failure—Brought to you by:• WorkOS—The modern API for auth and user identity• Orb—The flexible billing engine for modern pricing• Dovetail—Bring your customer into every decision—Find the transcript and references at: https://www.lennysnewsletter.com/p/kunal-shah-on-winning-in-india-second—Where to find Kunal Shah:• X: https://twitter.com/kunalb11• LinkedIn: https://www.linkedin.com/in/kunalshah1/• Podcast: https://www.youtube.com/@CRED_club—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Kunal's background(04:22) The Delta 4 framework(11:00) The success of Indian CEOs in the U.S.(19:55) Challenges and opportunities in India(23:04) DAUs vs. ARPU in Indian markets(25:50) The perception of time in India(27:55) The curse of focus in Asian markets(30:33) Challenges and opportunities in India (continued)(33:23) Lessons learned from building CRED(36:40) Profit pools can provide valuable insights into the values of a country(37:55) Founders' role in company growth(39:55) Profitability and Indian business culture(43:24) Advice for staying positive amid criticism(44:41) The promising market in India(47:35) The power of curiosity(52:59) Who Kunal looks up to(55:31) Kunal's favorite sources of content(58:42) Asking great questions(01:02:54) Contrarian corner: Wealth is nothing but storage of energy(01:05:26) Failure corner(01:08:57) Closing thoughts: Share your learnings(01:09:38) Lightning round—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. Get full access to Lenny's Newsletter at www.lennysnewsletter.com/subscribe

The Reserve Bank of India has returned Payment Aggregator applications of Paytm, Freecharge, and PayU. Meanwhile, it gave In-Principle Authorisation to 32 existing PAs that include Amazon and Google. Hamsini Karthik delves deep into the topic and explains the difference between Payment Aggregators and Payment Gateways, the significance of a Payment Aggregator license and why Paytm's application was rejected. Listen in. Read the full story here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/business-line/message

Join us as we talk to Raghuram Talluri, the Co-founder and CEO at LoadShare Networks about their story. Raghuram Talluri is a highly accomplished and visionary entrepreneur who is the co-founder and CEO of LoadShare Networks. He holds a bachelor's degree in computer science from the Indian Institute of Technology, Delhi. Later on, he pursued his master's degree from IIM-L. Prior to co-founding LoadShare Networks, Raghuram held several senior leadership positions at well-known companies like McKinsey & Company and Myntra, where he was instrumental in driving growth and innovation. About LoadShare Networks: Loadshare Networks is a technology driven new-age logistics company. They are building an asset light integrated logistics network stitching together SMEs in the logistics sector using a proprietary technology platform. It is co-founded by Raghuram Talluri (CEO, ex-Myntra, McKinsey), Pramod Nair (CTO, ex-Freecharge, Snapdeal, MartMobi), and Rakib Ahmed (Co-Founder, ICICI, Lunate Technologies).

Kunal Shah is a serial entrepreneur and founder of two iconic Indian companies -- CRED and Freecharge. CRED is an Indian consumer fintech that is valued at over $6.4B, and Freecharge was one of the earliest Indian fintechs that sold to Snapdeal in 2015 for $450M.   Kunal has an unmatched track record not just as a founder, but also as an investor and thinker. He's a prolific angel investor in over 200+ Indian startups and shares insightful, bite-sized philosophical wisdom on Twitter with over 700K followers. In this conversation we explore frameworks and insights that have guided Kunal's approach to building consumer internet products, the "delta-4" framework he uses to evaluate the potential for a breakout product,  how consumer behavior changes in trust vs trust-less societies, and his approach to angel investing. In the closeout, we ask Kunal about the most difficult/challenging feedback he has received and how he processed it, and superpowers he has identified in himself that he leans on day to day. LinksFollow Kunal and CRED on TwitterHit subscribe to keep up with new episodes!Follow Ashish and Zane on Twitter for summariesClick here to share feedback — it only takes a minute

Kunal Shah is a serial entrepreneur and founder of two iconic Indian companies -- CRED and Freecharge. CRED is an Indian consumer fintech that is valued at over $6.4B, and Freecharge was one of the earliest Indian fintechs that sold to Snapdeal in 2015 for $450M.   Kunal has an unmatched track record not just as a founder, but also as an investor and thinker. He's a prolific angel investor in over 200+ Indian startups and shares insightful, bite-sized philosophical wisdom on Twitter with over 700K followers. In this conversation we explore frameworks and insights that have guided Kunal's approach to building consumer internet products, the "delta-4" framework he uses to evaluate the potential for a breakout product,  how consumer behavior changes in trust vs trust-less societies, and his approach to angel investing. In the closeout, we ask Kunal about the most difficult/challenging feedback he has received and how he processed it, and superpowers he has identified in himself that he leans on day to day. LinksFollow Kunal and CRED on TwitterHit subscribe to keep up with new episodes!Follow Ashish and Zane on Twitter for summariesClick here to share feedback — it only takes a minute

Angel investor is a high-net-worth individual who provides financial backing for small startups or entrepreneurs, in exchange for equity. In this episode, we take a look at Top 20 Angel Investors in India. #20 Sandeep Tandon: Sandeep co-founded one of India's first mobile payment platforms, Freecharge. He began his journey as an angel in 2015, and his portfolio includes Spinny, Dukaan, Unacademy, and Indiagold. #19 Arihant Patni: Arihant is a Mumbai-based entrepreneur, financial advisor, and angel investor whose father founded Patni Computer Systems. His portfolio as an angel includes companies like Lido Learning, TheMathCompany, White Owl Brewery, BabyChakra, and Fitternity. #18 Alok Mittal: Alok is a founding board member of Indian Angel Network and so far he's made 30 angel investments, including companies like M2P Fintech and Pando. #17 T.V. Mohandas Pai: Mohandas Pai as an angel investor has 30 portfolio companies under his belt, including Zoomcar, YourStory, and Licious. #16 Rajesh Sawhney: Rajesh started his journey as an angel with a 2010 Series A investment into American streaming service Viki, which was later acquired by Rakuten. He has since made 34 other personal investments. #15 Gaurav Munjal: Gaurav is the co-founder and CEO of India's second most valuable edtech startup, Unacademy and he has more than 35 companies in his portfolio as an angel investor. #14 Sujeet Kumar: Sujeet, is the co-founder of Bengaluru-based B2B trade platform, Udaan and he has invested in 38 companies as an angel. His portfolio includes companies like Euler Motors, Newton School, Unacademy, and OneCode. #13 Amrish Rau: Amrish is the co-founder of Citrus Pay, and his investments include fintech company Open, which recently became a unicorn, B2B fish and seafood supplier Captain Fresh, CRED, and KhataBook. #12 Girish Mathrubootham: Girish is the co-founder and CEO of Freshworks, and as an angel investor he has 39 companies including Pepul, traveltech startup PickYourTrail, logistics platform Pando, and social recommendation app Fril. #11 Vijay Shekhar Sharma: Vijay is the founder and CEO of Paytm and he began his journey as an angel in 2010 with a seed-stage investment into Indian crowdfunding platform Milaap, and has since made investments into 40 other companies including Evenflow, GOQii, Unacademy, FloBiz, and Hiver. #10 Ratan Tata: Ratan Tata began his journey as an angel investor in 2014 as a lead investor in Snapdeal and has since added another 39 companies to his portfolio, including GOQii, CarDekho, YourStory, Ola, Paytm, Urban Company. #9 Anand Chandrasekaran: Anand is a partner at American VC firm General Catalyst, and his journey as an angel started around 2014. He has invested in Indian startups like Mudrex, Pesto Tech, Evenflow, SuperK and Oye Rickshaw. #8 Jitendra Gupta: Jitendra is founder and CEO of Jupiter, and he began his investing journey in 2015 and he's added 45 other companies to his portfolio including Open, FarMart, Captain Fresh, and Dukaan. #7 Binny Bansal: Binny started xto10x Technologies to mentor young entrepreneurs and help them scale their startups. His investments include Acko, Curefoods, SigTuple, Unacademy, NIRAMAI, Superplum, Magnifi, and more. #6 Rohit Bansal: Rohit is one of the co-founders of Snapdeal, and he now has 56 companies in his own personal portfolio. It includes companies like Mamaearth, Nat Habit, Bira91, Open Secret, Bewakoof, and Flyrobe. #5 Ramakant Sharma: He began his entrepreneurial journey back in 2012 when he co-founded Zing Ecommerce, and he's invested in 61 companies so far, including Toothsi, Convin, Captain Fresh, Trell, Rupifi, and Wiz Freight. #4 Kunal Bahl #3 Anupam Mittal #2 Rajan Anandan #1 Kunal Shah

You all must have heard – It is not the destination but the journey that matters. This is the same with entrepreneurship. In this episode of Founder Thesis, Akshay Datt speaks with Naman Sarawagi, Co-founder, Refrens.com, a Bengaluru-based venture that offers free invoicing, payments and expense management system. Naman started his journey as a product manager at Freecharge and then went on to work with multiple start-ups. In 2018, he started Refrens.com which is a SaaS product helping freelancers and small and medium businesses in managing leads, invoices and payments from a single dashboard. Tune in to this episode to hear Naman speak about his journey of self-discovery and his vision behind scaling Refrens.com. What you must not miss! Naman's Freecharge journey Refrens' monetisation strategy Fundraising journey

Share your thoughts with us: Harish: https://www.instagram.com/hsrkofficial/ Akshay: https://www.instagram.com/akshaybd/ Me: https://www.instagram.com/tanmaybhat/ ------------------ Timestamps: 0:00 - Opening 0:11 - Introduction 1:46 - How Harish Joined Cred 3:54 - Kunal 1.0 (Freecharge) v/s Kunal 2.0 (Cred) 6:03 - Design Culture at Cred 8:27 - General Critique of Cred's Design 9:15 - Patten Matching in Design 10:47 - Unconventional Choices While Designing Cred 13:09 - Why Neomorphism? 14:31 - Design and User Experience 16:29 - UX is the Outcome of the Design 18:22 - Consumer Relationship with Art 20:42 - Design is Art 23:32 - Significance of Intent in the process of Art 26:42 - Cred Logo Explained 30:09 - Cred App without Harish 32:52 - Designing for Navigation v/s Designing for Discovery 34:53 - Solving Problems with Meaningful Design 36:49 - The Rahul Dravid Ad that Almost Was 40:35 - How to Get Hired at Cred 43:41 - Creative Team, Managing Upwards 46:16 - Harish's Concluding Message

2021 may well be summed up as the year of startup IPOs. They finally came of age, mostly because of unexpected windfall during the pandemic. The markets saw eight startup IPOs last year. But the clear leader of the pack, Paytm, turned out to be a lame duck. While it was India's biggest IPO ever as it looked to raise Rs 18,300 crores at an issue price of Rs 2,150, the fintech firm's shares plummeted soon after its public market debut.  Market experts, brokerages and investors were spooked by the company's long-term financial prospects and timeline for attaining profitability.  Two months later, the negative sentiment around Paytm stock hasn't abated. On January 17, the company's stock was trading at Rs 1,099, more than 50% lower than its issue price of Rs 2,150. The stock hit a high of Rs 1,961.05 on November 18, but has failed to touch its issue price since listing.  Macquarie's previous target price for Paytm was Rs 1,200 in November. But last week, retaining its lowest rating for One97 Communications Ltd, Macquarie further cut its target price to Rs 900, implying a 25% downside from current levels. Macquarie explained its reasons. The RBI could curb wallet charges as it reviews the charges levied on customers across various digital payment modes. Prepaid payment instruments (PPIs) and wallet companies like Paytm, Mobikwik, PhonePe, Freecharge, Amazon Pay, etc., charge customers anywhere between 2 percent and 2.5 percent. The payments business still forms 70% of Paytm's overall gross revenue and hence any regulations capping charges could impact revenues significantly. Also, the Insurance Regulatory and Development Authority of India's recent decision not to grant an insurance license to Paytm could affect the fintech firm's chances of getting a banking license. Senior management attrition and a fall in the average ticket size of loans disbursed to Rs 5000 are other factors that impact the company's long-term financial prospects. JPMorgan, Morgan Stanley and Goldman Sachs have however set a one-year price target of Rs 1,630-1,875 on Paytm. The three were among the lead bankers for the Paytm listing and have cited the company's strong network effect and cross-selling opportunities are strong levers for growth.  “Macro factors like quantitative easing, free money due to US monetary policy and other parameters led to a spook in the market in terms of pricing the IPO. Paytm's shares have received a similar response to that of global peers in the last six months…But that is not a complete reasoning. What happened to the IPO is still a question,” says Vijay Shekhar Sharma. Paytm CEO Vijay Shekhar Sharma has said that the company's share market performance has been in line with that of global peers in the sector over the past six months due to macroeconomic factors. On the question of small ticket size of loans, Sharma has said that it is by design to ensure better quality of loans.  While Paytm has made its presence in digital payments, going forward, its execution in financial services and cloud segments will be watched closely. Investors will also look at how Paytm will monetise its bevy of services in a highly competitive industry. Watch video

Welcome to Figuring Out, I am Raj Shamani ft. Kunal Shah.In this podcast, we have talked about, - how to get rich, - build billion-dollar companies,- how to understand Indian consumers,- his thought-provoking ideas on how Indians can create wealth, - and why is he rewarding people to build good financial habits.Also, we took Kunal Shah's job interview, make sure you don't miss out on that.I started this because since childhood we have been asked that what's next,  ‘what's the plan, aage kya karoge? I don't know, I am figuring out, I have big dreams but I don't know how to achieve them, and there are a lot of people like me who want to make it big but don't know what's next.This podcast is for everyone who is figuring out, here we get entrepreneurs, creators, artists who made it big and are still figuring out what's next.And today's guest is someone who is a pure hustler who has done it all from selling CDs, mehndi cones, teaching computer science to neighbourhood children, and running a cyber café to building billion-dollar startups like Freecharge and cred and has invested in more than 150 startups.  Well, Enjoy the show and Watch it till the end, because this podcast itself has taught me more than any business class I ever attended.

In today's video, we talk about the top 10 biggest Indian startup acquisitions. #10 TaxiForSure: Founded by Aprameya Radhakrishna and Raghunandan G in 2011, TaxiForSure was one of the earliest players in the online cab aggregation space in India, apart from Ola. To compete with Uber in India, Ola had acquired TaxiForSure in a deal worth $200 million. #9 Simplilearn: Started by Krishna Kumar in 2007 as a blog, Simplilearn was turned into a startup in 2010. Today, Simplilearn is a profitable edtech startup offering more than 40 courses on its platform and has trained over 2 million professionals. Earlier in 2021, Blackstone acquired a majority stake in Smiplilearn in a deal worth $250 million. #8 Myntra: Founded by Ashutosh Lawania, Mukesh Bansal, Raveen Sastry, Sankar Bora and Vineet Saxena in 2007, Myntra was just an online platform selling personalised gift items which ventured into fashion products in 2011. After witnessing rapid growth, Myntra was acquired by Flipkart in a deal worth $280 million in 2014. #7 WhiteHat Jr: Founded by Karan Bajaj in 2018, WhiteHat Jr offers live one-on-one online personalised coding classes to its students. Their unique teaching approach, combined with their aggressive marketing helped them reach a revenue runrate of $150 million in just 18 months. In 2020, Byju's acquired WhiteHat Jr in an all-cash deal worth $300 million. #6 PlaySimple Games: Founded by Preeti Reddy, Siddhanth Jain, Siddharth Jain, and Suraj Nalin in 2014, PlaySimple Games makes simple word games like Word Trip, Crossword Jam, Word Bingo and Word Bliss. After building a profitable gaming business with just $4.5 million in investment, PlaySimple Games was acquired by Modern Times Group (MTG) in a deal worth $360 million. #5 FreeCharge: Founded by Kunal Shah and Sandeep Tandon in 2010, FreeCharge offered an online platform for users to recharge their phones. By 2015, FreeCharge was doing more than 1 million transactions every month. That is when Snapdeal had acquired FreeCharge for $400 million – making it one of India's largest acquisitions at the time. #4 Great Learning: Founded by Arjun Nair, Hari Nair and Mohan Lakhamraju in 2013, Great Learning offers upskilling courses to help working professionals accelerate their career growth. The founders bootstrapped their startup to profitability and reached a revenue runrate of $100 million before it was acquired by India's most valuable edtech startup Byju's in a deal worth $600 million in 2021. #3 BigBasket: Founded by Abhinay Choudhari, Hari Menon, Vipul Parekh, VS Ramesh and VS Sudhakar in 2011, BigBasket is India's most valuable online grocery delivery startup serving millions of users across more than 30 cities. Earlier this year in 2021, Tata Digital acquired a 64% stake in the startup for $1.3 billion. #2 GoIbibo: Founded by Ashish Kashyap in 2007, GoIbibo started as a social networking platform before pivoting to an online travel booking platform in 2009. By 2015, GoIbibo was ranked among the top 3 online travel platforms in the country. Then in 2016, MakeMyTrip acquired GoIbibo in a deal worth $1.8 billion. #1 Flipkart: Founded by Sachin Bansal and Binny Bansal in 2007, Flipkart started its journey as a small online bookstore before becoming India's e-commerce behemoth. By 2018, Flipkart was raking in $4.5 billion in revenue. In Flipkart, Walmart found a perfect opportunity to enter India's booming e-commerce market and acquired them in a massive deal worth $16 billion.

Welcome to the brand new series of Audiogyan - "Where are the designers?" It is a 12 part series featuring a few of the top influential Design leaders, talking about their process of hiring, challenges in finding and retaining the talents, and some tips for young designers to make a cut after they apply. We are delighted and proud to introduce our hosts, Kedar Nimkar and Abhinit Tiwari, who will be sharing their 360-degree design perspectives. In today's episode, Kedar and Abhinit talks to Harish Sivaramakrishnan, head of the design team at CRED. Previously an employee at Freecharge, Google, Myntra, and Adobe. He is also the lead vocalist and founder of a Carnatic rock band called "Agam" and has been touring all along for the last 13 years. Listen to the episode to know more. Follow Harish Sivaramakrishnan on Instagram - https://instagram.com/hsrkofficial?utm_medium=copy_linkFollow Kedar Nimkar on Twitter https://twitter.com/nimkarkedar?s=21Follow Abhinit Tiwari on Twitter- https://twitter.com/abhinitial?s=21Follow Audiogyan on Twitter- https://twitter.com/audiogyan?s=21Follow Gojek Design on Twitter- https://twitter.com/gojekdesign?s=21You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/androidor iOS: https://ivm.today/iosYou can check out our website at http://www.ivmpodcasts.com

This week on #PaisaVaisa, Host Anupam Gupta is in conversation with Siddharth Mehta, CEO & MD at Freecharge. They talk about the future plans of Freecharge, why fixed deposit can be an important financial product and what's happening with the original payment business on the customer as well as merchant front. In the second half, they discuss their views on the neo bank, 'buy now pay later', and the distribution of various financial products. All this and much more on this episode of Paisa Vaisa brought to you by CRED - The Most Rewarding Credit Card Bill Payment AppTo know more about CRED, Check this out: ( https://cred.club/ )You can know more about Freecharge: ( https://www.freecharge.in/ )Facebook: ( https://www.facebook.com/Freecharge/ )Twitter: ( https://twitter.com/FreeCharge )Instagram: ( https://www.instagram.com/freechargeofficial/ )Linkedin: ( https://www.linkedin.com/company/freecharge-in/ ) Youtube: ( https://www.youtube.com/channel/UC1isC-QHdUyKb5rCOFVIC9g )You can follow Siddharth Mehta on Linkedin: ( https://www.linkedin.com/in/siddharth-mehta-a36ba1/?originalSubdomain=in )Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: ( https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at http://www.ivmpodcasts.com/

Ranjeet Pratap Singh is the Co-founder & CEO of Pratilipi. Prior to Pratilipi, he worked at Vodafone with stints in Marketing, Retail, and Channel Sales. Pratilipi, is the largest vernacular Indian story-telling platform with over 320,000 writers in 12 languages and over 25+ million Monthly Active Readers. There are several sub-categories and sub-products within the brand such as - Pratilipi Literature, Pratilipi Comics, Pratilipi FM & their latest acquisition IVM Podcasts.During the podcast, Ranjeet talks about simplifying the creation of online consumer internet companies, creating their own definition of growth, giving ownership to employees to define their plan of action, and set their individual North star metrics amongst other work culture practices followed at Pratilipi.Notes - 01:03 - Pratilipi - Vernacular self-published content platform02:53 - Problem statement behind starting Pratilipi05:04 - Onboarding first set of users & building traction on the platform06:11 - Current scale in terms of authors, stories, & readers07:19 - Revenue model: Brand advertising for IVM Podcasts08:34 - Revenue model: Subscription & Virtual gifting for Pratilipi Literature10:22 - Revenue model: Early access model for Pratilipi Comics11:45 - Optimising your odds based on a long-term future as a founder12:49 - Challenges while raising initial funding16:12 - Transparency & Ownership amongst employees19:10 - The thought process behind hiring: “We don't look at people as dots, but we look at people as journeys.”21:22 - Adopting things from work culture at Freecharge, CRED & Flipkart amongst others25:31 - Setting product-wise North-star & check metrics28:44 - Not following the general Growth Playbook31:22 - Future goals as a platform: Democratizing Storytelling32:33 - Thesis behind Audio Content: IVM Podcast & Pratilipi FM39:24 - Things that didn't work out at Pratilipi

Anshu heads the SRE and engineering infrastructure (systems) operations for Grab Financial Group across SE Asia on AWS, Azure, GCP, AzureStack, and bare metal servers. Being the first member of the team and the first few engineering hires in Bangalore, he worked on greenfield project to establish engineering best practices using containers, cloud agnostics stack, IAAC, and CI/CD and grew the SRE team to 10 while helping to grow the engineering team to 200. Prior to joining Grab in 2017, Anshu worked with Freecharge, Jio, Aerospike, and Yahoo.   Managing exponential scale  25:15 - Balancing innovation & growth  32:27 - How have Dev-Ops evolved?  41:20 - Being an engineering manager  53:14 - Nuances of the 0 to 1 Journey    ----------------  Connect with Anshu -   Linkedin - https://www.linkedin.com/in/anshuprateek/  ----------------   Check out The Daily Reader:  www.tinyurl.com/wanttobeadailyreader  -----------------  Found this episode informative? Let us know by hitting the like button & subscribing to our channel. You can also Tweet or DM us on -  LinkedIn - https://www.linkedin.com/company/startup-operator  Twitter - https://twitter.com/OperatorStartup  --- Send in a voice message: https://anchor.fm/startup-operator/message

Nexus Power: Founded by twin sisters Nishita and Nikita Baliarsingh in 2019, Nexus Power is building bio-organic and biodegradable batteries for electric vehicles. Initially, Nishita and Nikita wanted to actually build EVs, but after doing some research, they realized that India's EV space was still a really tough market to get into and they started creating batteries that could replace Lithium and were good for the environment. Little Black Book (LBB): Founded by Suchita Salwan in 2011, LBB started as a Tumblr blog and has now evolved into a discovery-led commerce platform. Suchita started building a small team of employees, freelancers, and interns, who would scour Delhi searching for interesting places that people could visit. They later started building their own website and app after Dhruv Mathur joined LBB as a co-founder in 2015. YourStory: Founded by Shradha Sharma in 2008, YourStory started as a platform that would tell stories of entrepreneurs who are not superstars yet but have the spark, drive and hope. After failing to raise funds from investors for her media and news startup, Sharadha Sharma bootstrapped YourStory for seven years before investors eventually realized the potential of her venture. Myelin Foundry: Founded by Aditi Olemann, Ganesh Suryanarayanan and Gopichand Katragadda in 2019, Myelin Foundry's flagship service called Fovea Stream is able to leverage the power of artificial intelligence and deep learning to upscale videos that viewers are watching on OTT platforms up to 4K, irrespective of the video's original quality or network bandwidth limitations. Doubtnut: Founded by husband-wife duo Aditya Shankar and Tanushree Nagori in 2016, Doubtnut provides its users with instant video solutions to doubts in a number of different educational categories like math, physics, chemistry, and biology. Students just plug in their question or even take a photograph of it and Doubtnut provides a solution to that question. SmartVizX: Founded by another husband-wife duo Gautam and Tithi Tewari in 2015, SmartVizX is a virtual reality startup that is changing the way architects communicate. Their flagship product Trezi is India's first VR-based design communication and collaboration product. SmartVizX's customers can use Trezi to seamlessly review, modify, and experience a project design with clients and colleagues. ZestMoney: Founded by Ashish Anantharaman, Lizzie Chapman, and Priya Sharma in 2015, ZestMoney is a fintech startup that partners with NBFCs and banks to offer EMI option to customers who do not have access to credit cards and can't afford to pay for products out of their pockets in full. Rivigo: In 2014, Deep Garg and Geet Kalra set out to make the profession of truckers more humane and address the growing need of truck drivers in the country by starting Rivigo. The company's innovative relay trucking model not only helps its drivers to go home to their families every day but also makes deliveries for their customers much faster. Today, Rivigo has become a unicorn and has raised more than $280 million. MobiKwik: Founded by Bipin Preet Singh and Upasana Taku in 2008, MobiKwik is a digital payments startup that was started before FreeCharge, Paytm and PhonePe. Initially, MobiKwik was a prepaid mobile recharge service but it has now expanded its portfolio to include a host of financial services. Nykaa: Founded by Falguni Nayyar in 2012, sells beauty, wellness, and fashion products for both men and women using an omnichannel channel approach: through their website and 70 offline stores across India.

How important is status-seeking?Kunal Shah is the founder of CRED, a fintech company in India that's raised over $225mn. Previously, he started and sold Freecharge, one of the few fintech companies in India with a successful exit. He's a philosophy graduate by education and today probably more people know him for his insights into human behavior and philosophy than for being a founder of two famous startups.His fundamental belief is that we're driven primarily by status and even though the idea sounds simple, it has many interesting consequences for society, economy, and individual satisfaction.What we talk about0:05 – Introduction2:04 – What is status and how does it drive human motivation?11:54 – The role of status in shaping societies16:21 – Bootstrapping status18:57 – Why do we want to shape the society in our image?24:54 – Seeking status to seek immortality30:00 – Does status inequality exist in societies?39:53 – Competence vs being popular42:39 – High trust vs low trust societies and the correlation of status with wealth54:09 – How to scale trust in low trust societies1:00:06 – If you had the power to change India as a country, what would you do?1:07:20 – What factors do you attribute to your success with raising the money vs the other entrepreneurs?1:11:24 – Do the negative messages/comments on social media impact you psychologically?1:12:54 – What is CRED and why did you build it?1:18:47 – How did you justify making a huge investment in IPL ads? And how did this play out?

Credit card payment app CRED has been creating buzz ever since it launched in November 2018. In this episode host Sunit Arora along with his colleague Mihir Dalal decodes the business model of CRED; owned and founded by successful internet entrepreneur, Kunal Shah - the founder of PaisaBack and Freecharge.

CRED is an online application that rewards users for making their credit card bill payments through their platform. The man behind the CRED platform is Kunal Shah.Kunal is also the founder of Freecharge – a payments company which was acquired in 2015 by Snapdeal. In this podcast we will try to analyse the Revenue Model of CRED by attempting to understand how the platform hopes to make money. Cold Funk by Kevin MacLeod http://incompetech.com Creative Commons — Attribution 4.0 International — CC BY 4.0 Free Download / Stream: https://bit.ly/cold-funk Music promoted by Audio Library https://youtu.be/Vhd6Kc4TZls Website - Thefinchart.com Instagram - https://www.instagram.com/thefinchart/ Narrator- Ritesh Singh (https://www.instagram.com/ritesh282/) Content Writer -Gyanansh Garhwal (https://www.instagram.com/gyanansh_19/) Mic used in this podcast-https://amzn.to/3e1YJEm Thanks for listening to my podcast --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Tune in to this exclusive episode as he also talks about learning from the past and what it was like to pass the baton of one company and moving on to another venture.

Kunal is the founder & CEO of Cred, and has been the founder & CEO of Freecharge, two of India's foremost ‘fin-tech' companies. He's seen it all- 0 to 1, scaling to tens of millions of users, selling a company, starting up again; and has been an angel investor and mentor in a bunch of fantastic startups including Go-Jek, Razorpay, Zilingo and others. If you're on desi tech Twitter, there's no way you haven't heard of or don't follow Kunal- where you'll often find him sharing his notes and learnings. In this conversation we talk about the target addressable market in India, understanding Human motivations, how to take feedback- and the importance of twitter trolls, we get into it all. Kunal's a very first principles thinker, and his responses to our questions reflect the same. Open House is recorded as a live session! Make you check out LBB and sign up for our live chats, where you can ask my guests questions in real time. Head over to the LBB app or www.lbb.in and search for Open House to sign up for the next one.

जैसे भैरव.. यह सुबह का राग़ हैं। पवित्र स्थानों पर सुबह की पवित्रता अगर आपके मन को सुकून पहुचा सकी तो भैरव क्या कहना चाहता है शायद ही आप समझ पाओगे। सारंग राग गाने से पहले दोपहर करीब २ बजे कीं तपती धूॅंप में किसी गांव ख़ेडे में गोबर से सिंची हुई आंगन में कभी बैठे हो? अगर हाॅं.. तो ही शायद सारंग की रूह तक पहुचना संभव हैं। भीमपलास का अर्थ हैं पलाश वृक्ष के विशाल पत्ते। बसंत की दोपहर के साडेतीन- चार के दर्मियान कभी इस वृक्ष के सायें में खडे रहे हो? तब ही यह विशाल वृक्ष और उसी तरह विशाल भीमपलास क्या कह रहा है समझ पाओगे। and many more such reference are given by the legendary Pt. Kumar Gandharva. The reason why i am saying this is becuase, our today's guest has made an app which serves specific music tracks base don their prahar; timining. BTW, the above piece was originally in Marathi and translated by Rashmi Patwardhan in Hindi. Well, what does this mean in a nutshell is, every Raag has a specific time and you need more than just a clock to experience the emotion and mood that Raag evokes. Today I have Aditya Dipankar with us on Audiogyan. He is a Designer and also trained in Hindustani classical music. Aditya has a huge body of work in design from infographics for rural Indians to creating designs for successful brands like Nutanix and Freecharge. Today we are here to discuss a case study of his project, Ragya.com (http://ragya.com/) . Ragya is a streaming service focusing just on Indian classical music: specifically ‘ragas’ designed to be played at specific times of the day. And that's why I started with Kumar Gandharva's quote. What is Ragya? Why & how did Ragya happen? What was the MVP like, to test it this is worth the effort? Since this a niche subject especially in the online context. Can you share insights about the algorithm? How does it work? What went behind the scenes? Enabling the discovery of music through time of the day and serving the relevant Raag is one axis. Do you have any more axis to handle personalization? How can an artist come onboard? Is there any curation process? How do you keep feeding content? How do you handle copyright and licenses? How have you been dealing with artists? What point in time and how did you realize that this has a commercial angle to it? Do you think, subscription model is sustainable in this case? Can you share any numbers/observations / VOC w.r.t your subscribers What is the long term future of this project/app/tool/website?

Ravdeep leads the Product Function for Berlin-based startup, HelloFresh. Prior to joining HelloFresh, he has been part of multiple leading consumer-tech brands such as Cleartrip, Myntra, Freecharge, and Bookmyshow. In this episode, we spoke to Ravdeep about how consumer internet & product space is evolving, what are the trends in which consumers adopt new products, and much more. --- Send in a voice message: https://anchor.fm/startup-operator/message

Anand has worked with some top companies in SaaS & Product roles - Yahoo, Airtel, Snapdeal, Freecharge, Facebook & currently at Five9. Since 2014 he has been an Angel Investor in over 50+ companies, some of the popular one’s being - Yulu, Khatabook, and MoEngage among others. In this podcast, Anand shares his experience of building consumer-friendly products & becoming a successful Angel Investor. Notes - 01:10 - Journey of one of the best product thinkers in the country - Entrepreneur in SaaS (2001-2008), Multiple Product Leadership Roles across few of the best companies in the world 2008 - Present (Airtel, Snapdeal, Facebook, Five9) and now an investor in startups 2016-Present (Rupeek, Khatabook and 48 other companies) 03:16 - Joining Five9 after Facebook 04:09 - Leading acquisition of Whendu and Virtual Observer 06:55 - Five9’s future plans with over $400 million ARR and becoming a Decacorn soon 09:42 - Working in India with Airtel, Snapdeal & Freecharge (from 2013-16) 13:12 - 50+ portfolio companies as an Angel Investor - Khatabook, MoEngage, Innov8 etc. 16:56 - Investing in Rupeek - Building a customer-friendly product in a market with very low NPS 19:32 - Investing in Nobroker - Solving rental issues on consumers 21:16 - Investing in MoEngage - Solving the user engagement marketing needs with SaaS 23:00 - Exits from Fynd & Innov8 - More of a founder & team bet, than a market bet! 28:37 - Failures Startups face - Cash burn without Product-market fit & Lack of team chemistry 36:50 - Covid-19 crisis - Not just conserving cash but creating solutions to tackle it 38:16 - Working & learning with Marissa Mayer (Yahoo), Mark Zuckerberg & Sheryl Sandberg (Facebook), Gopal Vittal (Bharti Airtel) 44:15 - “The tools that people continue to pay for during a crisis are the ones which grow in the long run.” 51:02 - His first principle of being an Investor -“You are not the Hero of the story, the founder is!” - Just be founder friendly 53:01 - His second principle of being an Investor - ”You make your money with the success, but you make your reputation with the failures.” - Being with founders during their bad times 54:30 - His third principle of being an Investor - Not to exit from a company, as soon as it breaks-out 56:10 - In India would it make sense for Angel investors to Exit-early at a good valuation?

This week, Cyrus is joined by Kunal Shah, founder of CRED and Freecharge, to talk about how he started as an entrepreneur, how Freecharge and CRED came to be, how Freecharge was the only original idea at the time of its inception and all others were basically copies of it, him doing a BA in philosophy, how articulating well can go a long way for an entrepreneur, and lots more. Cyrus also makes Kunal break down the thoughts behind some of his philosophical tweets. Tune in for a fun episode, as well as for Kunal's unique takes on various matters.You can follow Kunal on Instagram & Twitter @kunalb11Do send in AMA questions for Cyrus by tweeting them to @cyrussaysin or e-mailing them at whatcyrussays@gmail.comDon't forget to follow Cyrus Broacha on Instagram @BoredBroacha (https://www.instagram.com/boredbroacha)In case you're late to the party and want to catch up on previous episodes of Cyrus Says you can do so at: www.ivmpodcasts.com/cyrussaysYou can listen to this show and other awesome shows on the new and improved IVM Podcasts App on Android: https://ivm.today/androidor iOS: https://ivm.today/ios

Hi there! Welcome to a new episode on NextBigWhat Radio. This is part 2 of our two-part series featuring Kunal Shah, founder of Cred and co-founder at Freecharge. Someone who has made a name for himself in the startup circles as an opinionated and headstrong entrepreneur, who is never shy of sharing his take on a wide variety of topics. In this episode Ashish Sinha, Founder & CEO @ NextBigWhat has a very interesting conversation with him at UnPluggd 2019 as part of a fireside chat cum AMA. There are many takeaways for founders and product folk along with some fascinating insights into why he chose to build CRED, as well as his views on Indian startups, product culture, feedback and much more. Please share with friends and colleagues if you enjoy this and do let us know your thoughts/feedback by tweeting to us @NextBigWhat.

Hi there! Welcome to a new episode on NextBigWhat Radio. Today we're featuring Kunal Shah, founder of Cred and co-founder at Freecharge. Someone who has made a name for himself in the startup circles as an opinionated and headstrong entrepreneur, who is never shy of sharing his take on a wide variety of topics. In this episode, as part one of a two-part series, Ashish Sinha, Founder & CEO @ NextBigWhat has a very interesting conversation with him at UnPluggd 2019 as part of a fireside chat cum AMA. There are many takeaways for founders and product folk along with some fascinating insights into why he chose to build CRED, as well as his views on Indian consumers. Please share with friends and colleagues if you enjoy this and do let us know your thoughts/feedback by tweeting to us @NextBigWhat.

Kunal Shah; Founder of CRED & Freecharge joins Nadiem Makarim in a no holds barred discussion. They share the brutal truth and the emotional cost about becoming a startup founder.

What is CRED? This week's episode features Kunal Shah, Founder & CEO of CRED. They talk about how CRED helps its users manage credit cards and credit scores. He also talks about how they managed to incentivize credit card bill payments and discuss the future of CRED. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out our website at http://www.ivmpodcasts.com/

On this episode, host Anupam Gupta is joined by Kunal Shah, Founder & CEO of CRED. Kunal talks about the common mistakes made by budding entrepreneurs and investors these days. He also talks about the importance of market research and finding the right team for your start-up. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out our website at http://www.ivmpodcasts.com/

In this edition of the #InsightsPodcast series, we are joined by Kunal Shah, Founder and CEO of Cred, and Founder and former CEO of Freecharge. Freecharge was part of the first wave of ecommerce startups in the country, along with the likes of Flipkart and Paytm. It was acquired for $450 million by Snapdeal in 2015, making it the biggest startup M&A in the Indian startup ecosystem at the time. In the podcast, Kunal starts off with talking about his early days, and how he started working at the early age of 15 to help his family tide over a financial crisis. He juggled a full-time job while pursuing a bachelor's degree in philosophy (which he chose based on class timings given his work commitments) and some freelance work in the evening, making him financially independent at a very young age. He talks about his journey from a being a freelance designer and programmer to building a small SaaS company that pivoted many times to eventually become Freecharge. After the acquisition of Freecharge, Kunal had a couple of stints in investing, before deciding to start up again in 2018 with Cred. In true entrepreneurial spirit, Kunal jokes about how he has done almost everything under the sun - from selling music CDs and mehendi, to running a SaaS business and even a BPO company. He also had a laptop import business for a while before finding his calling with ecommerce. On how he achieved the product market fit for FreeCharge, Kunal says it started with the simple idea of offering a mobile top-up (which was the largest selling product at the time) free of charge to draw enough customers on the platform to potentially build a business. This was very much on the lines of the ‘loss leader strategy' adopted by grocery stores to attract footfall. Kunal says he saw big opportunity in the mobile recharge space, which had a use case for 99 percent of the population who were on the verge of getting comfortable with online transactions, thanks to IRCTC. That, along with reduced interest among merchants who were selling mobile recharges offline due to diminishing margins, made it a no brainer for these transactions to move online. As Kunal puts it rather nicely, “I saw recharge as the gateway to a transacting India.” He calls himself a mediocre founder who found a great product market fit, and adds, “Terrible product market fits, even with the greatest founders, can never create value. Fighting headwinds never creates value, you only burn fuel.” In the podcast, Kunal also talks about how it is challenging to get investors and team members on board when dealing with original ideas that do not have any global models to serve as comparables. Interestingly, it is these original ideas that have disproportionate wealth creation opportunities. Kunal also gives the listeners a glimpse of the philosopher in him as he explains how platforms with a high frequency of transactions almost always win because the trust and habit built over many transactions enables such categories to expand faster in a mistrust democracy like India. He also speaks of his famous Delta 4 theory, which encapsulates the need for new products to create significant delta in value creation for the customer through superior product/ service experience, making the switch from old behaviour to new behaviour irreversible, instead of giving massive discounts to infuse the delta in value creation for customers which is not sustainable without systematic change in consumer behaviour . Answering a few questions from the audience, Kunal shares some words of wisdom for fellow entrepreneurs to succeed in a rapidly changing world. “Founders that try to fit in don't raise the bar. So, if you want to be an outlier, don't try to fit in.”

Over 90% of Indian startups fail within 5 years of inception. What mistakes are these startups making? While some say that ‘premature scaling’ is perhaps, the number one cause, our speaker on this podcast feels the problem lies in the basic foundation of the startup & insufficient understanding of the market. “Startups in India are so good at creating solutions, they spend very little time understanding the problem” says Kunal Shah, Co-Founder of FreeCharge- which was one of India’s most innovative business models. Shah who spent years doing consumer surveys and behaviour analysis before launching FreeCharge in 2011, is an ardent believer of “Plan better than fail fast” strategy. He’s not just someone who has scaled a business but has also delivered one of India's largest acquisitions of his times. And now after mentoring and investing in over 100 startups, Kunal is all set to start-up again. In this episode of Building It Up with Bertelsmann, Kunal Shah talks about how an entrepreneur should mould himself for all the phases, one hex that’s curtailing ‘success stories’ in Indian startups, his next big startup idea and all the 'theories' that resulted in his business success. All this and more on this episode.

On this episode of Shunya One, we are joined by Kulin Shah, VP, Acko General Insurance. This conversation focusses on digital insurance products coming from Acko, how they work with various data points for their customers and focus on tech as their core solutions. Kulin also talks about his journey at FreeCharge and lots more. Tweet to Kulin Shah @NowEntrepreneur, Shiladitya Mukhopadhyaya @shiladityaand Amit Doshi @doshiamit for your questions or reactions to this episode! To join the Shunya One slack channel, request for an invite here: http://ivmpodcasts.com/shunyaone Listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5

Sendet uns Audiokommentare per Whatspapp, Telegramm, Signal oder Threema: 0177 899 535 9 Die Kommentare der Hörerinnen und Links zu den Quellen findet ihr auf www.mikrooekonomen.de. Dort auch Shownotes mit Verlinkungen, Bildern und ggf. Videos. Liebe Hörerinnen, Liebe Hörer, die Mikroökonomen sind ein unabhängiger Podcast über Wirtschaft, der, wenn die Zeit vorhanden ist, bemüht ist die Themen auszurecherchieren. Wir wollen keine Werbung machen und dauerhaft ein unabhängiges Informationsangebot aufbauen, dass die Dinge anders macht. Möglich wird dies erst durch Euch. Vielen Dank dafür! Ihr könnt uns direkt unterstützen: Herack, Marco IBAN: DE61 4306 0967 2065 2209 02 BIC: GENODEM1GLS oder... http://mikrooekonomen.de/spenden/ *** Challo *** Wer ist Onkel He? - WSJ: Who Is ‘Uncle He?’ The Man in Charge of China’s Economy (Paywall) - FundResearch: China umwirbt westliche Vermögensverwalter *** US-Zölle und was Elon sagt - Tesla-Tweets: - "Do you think the US & China should have equal & fair rules for cars? Meaning, same import duties, ownership constraints & other factors." - "For example, an American car going to China pays 25% import duty, but a Chinese car coming to the US only pays 2.5%, a tenfold difference" - "Also, no US auto company is allowed to own even 50% of their own factory in China, but there are five 100% China-owned EV auto companies in the US" - "I am against import duties in general, but the current rules make things very difficult. It’s like competing in an Olympic race wearing lead shoes." - "We raised this with the prior administration and nothing happened. Just want a fair outcome, ideally where tariffs/rules are equally moderate. Nothing more. Hope this does not seem unreasonable." - "To be clear, I think a fair outcome for all is quite likely. China has already shown a willingness to open their markets and I believe they will do the right thing." - Egghat: Durchschnittliche Zollsätze USA EU. Keine Ungerechtigkeit zu sehen, Herr Trump - Agrarprodukte USA --> EU: 3,89%; EU --> USA: 2,62%. Industrieprodukte: USA --> EU: 2,79%; EU --> USA 2,82%. *** Instagram-Marken und die China Fake Shops - The Atlantic: The Strange Brands in Your Instagram Feed - Celebrity Snake Oil? *** N26 sammelt (wohl) 100 Millionen Euro ein. Und nicht nur 10 Cent. - Wikipedia: Tencent - Der Standard: Zwei Wiener sammeln in China Rekordsumme für Start-up N26 ein - derstandard.at/2000076085415/Zwei-Wiener-sammeln-Rekordsumme-in-China-fuer-Start-up-N26 - Alipay logs record sales on China’s Singles’ Day (256.000 Transaktionen pro SEKUNDE) - Paytm hogs market share at 68% vs rival Freecharge at 11.4%, Airtel Money at 5.4% (PayTM ist Alibaba, Tencent ist in Indien wohl kein relevanter Player) *** Wo machen ICOs demnächst Werbung? - Nach Facebook verbietet nun auch Google Werbung für Cryptowährungen und ICOs. Da fragt man sich doch glatt, wo Savedroid die Hälfte der Savedroids ausgeben will. 50% waren ja für Werbung geplant. - Google verbietet Werbung für Kryptowährungen https://www.gruenderszene.de/allgemein/savedroid-ico-krypto-roland-klaus - Coinbase handelt keine ICOs: Coinbase’s written testimony for the Subcommittee on Capital Markets, Securities, and Investment - Zitat daraus: "Currently, the exchange supports only four assets (BTC, ETH, LTC and BCH). Part of the reason we trade only those four assets is that each has been determined by regulators to be a virtual currency and therefore not a security. We are studiously avoiding listing tokens that could be determined to be securities because we are not currently licensed to trade securities and cannot take the risk of inadvertently trading an asset that is later found to be a security. " - Etwas Hintergrund zur Einordnung der Tokens: ICOs: BaFin veröffentlicht Hinweisschreiben zur regulatorischen Einordnung von Initial Coin Offerings *** Picks - Ulrich: NPR: Planet Money - Episode 677: The Experiment Experiment (22:39) - Schöner Artikel über Korrelation und wie wenig daraus zu lernen ist. - Marco: The New Yorker: Christopher Steele, the Man Behind the Trump Dossier *** Bier Ulrich - Ulrich: Arcobräu - Mooser Liesl Helles (Danke, Max!) Grimbergen Triple (uralt; haltbar bis Ende 2015) *** Bier Marco - Żywiec Amerykańskie Pszeniczne Intro-Music: Title: “Femme Fatale: 30a”; Composer: Jack Waldenmaier; Publisher: Music Bakery Publishing (BMI)

Mint editor R. Sukumar discusses the top headlines of the week that include the political drama in Bihar and the debate over Artifical Intelligence. #BiharAssembly #Facebook #Amazon#

This week on Shunya One, Shiladitya Mukhopadhyaya, Shubham Rai and Amit Doshi discuss Pitfalls of Overfunding, The Indian Market and Big Data. Links: 2017 Internet Trends Report What happens to FreeCharge? BookMyShow revamps website to lighter Progressive Web App You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/

How secure are digital wallets? Online security is something that doesn’t just worry Snowden, it affects all of us, especially, when it concerns our money. In fact, after demonetisation in India, cash hasn’t been easily available, forcing everyone to use cashless options like digital wallets. Suddenly, digital wallets like Paytm, Mobiwik, Freecharge have become mainstream and we’re using them to buy everything from vegetables to an airline ticket. We had been using the alternate payment methods like credit and debit cards, Internet banking and ATMs etc for years. We always had the choice of using these new methods or cash. We had time to learn these at our own pace. Now suddenly with cash disappearing overnight and mobile-wallets being the only viable option – isnt the shift too abrupt? Our Podcast describes this key shift, how this impact could lead to security concerns and what are the key pointers to keep in mind while using digital wallets. 

This week Mint's Consulting Editor Sundeep Khanna discusses the investment strategies of the venture capital's Big Three, our interview with Cyrus Mistry, the PayPal-Freecharge deal and more. #MintPodcast #CyrusMistry #RatanTata #Freecharge #PayPal #digitalwallet #fintech #demonetisation #india #demonetization #startup

In this episode of Prime Time, Amit Somani talks to Kunal Shah, founder of FreeCharge. Kunal Shah doesn't need an introduction! He is the man behind online mobile recharge platform, Freecharge. He is on a mission to make every Indian who owns a smartphone to use Freecharge every week. Nearly 14 years ago, when Shah started as a junior programmer at a startup, this was unimaginable. Kunal became financially independent at 16, selling T-shirts, mixed tapes and even teaching internet courses. After acquiring a bachelor's degree in philosophy from Mumbai's Wilson College in 2000, he briefly studied MBA before dropping out to become an entrepreneur. Shah initially started a company called PaisaBack that offered cashback promotions for organised retailers. After observing the potential of online recharges in an emerging market, he then founded FreeCharge in 2010 along with Sandeep Tandon. In April 2015, FreeCharge was acquired by Snapdeal for an estimated amount of $450 million. Kunal remains on the board as Chairman of FreeCharge. He is also an active adviser to entrepreneurs and has made over a dozen angel investments. He is also an avid student of behavioral economics and a poker player. In this podcast, Kunal speaks exclusively to Amit about his journey from Paisaback to FreeCharge and what holds next for him.

SynTalk thinks about the ‘sciences’ and the ‘humanities’, and speculates on the genesis, present and the future of this dichotomy. Is the 1959 Rede lecture of CP Snow still relevant, or have changes of knowledge systems & technology made the concern banal? The concepts are derived off / from Copernicus, Donne, Bacon, Newton, Gulliver’s Travels (in Laputa), Alexander Pope, Riemann, Einstein, Marconi, Heisenberg, Heidegger, life-world (Husserl, Habermas), Hardy, Korzybski, CP Snow, Leavis, Feynman, Deleuze, Wilson, Levi-Strauss, & Buffett, among others. Were there ever any polymaths? We look at the possible link between the establishment of the Royal Society (like a trade union), Newtonian physics, colonialism, and Hitler? Is there consilience & bricolage in knowledge (a la ingredients in a salad bowl)? Do ideas have a rhizomatic structure? Is Mathematics closer to art than to science? Has man’s desire to understand nature led to the ‘anthropocene life-world’ (with disciplines such as digital humanities and cybernetics)? Does ‘episteme’ have to become an easy-to-use ‘API’ to spread? Does a platform (created by designers & engineers) have to be so easy that it is beautiful (a la Angry Birds, Airbnb, Square)? The importance of ‘groundedness’; is “T-shaped” interdisciplinarity the only possible form? The importance of a ‘gifted person’ to make connections. The SynTalkrs are: Prof. Prafulla C. Kar (literature, philosophy, Centre for Contemporary Theory, Vadodara), Prof. M. S. Raghunathan (mathematics, IIT Bombay, ex-TIFR, Mumbai), & Kunal Shah (computer sciences, philosophy, Freecharge, Mumbai)