Podcasts about Lares

Guardian deities in ancient Roman religion

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  • Jul 21, 2026LATEST
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Latest podcast episodes about Lares

Agenda Reforma
¿Sobornan en dólares  para importar granos?

Agenda Reforma

Play Episode Listen Later Jul 21, 2026 2:35


Esta es la información que encontrarás este martes21 de julio en Reforma.com:Apunta DEA contra  funcionarios corruptosAplican 50% de  arancel a CANADÁDerrocha EDOMEX  125 mdp por fan fest

MoneyWise on Oneplace.com
God Owns It All

MoneyWise on Oneplace.com

Play Episode Listen Later Jul 20, 2026 24:57


What if the greatest shift you could make in your financial life didn't begin with a new budget, a better investment strategy, or a higher income—but with surrender? We don't often think of surrender as a financial word, but it lies at the heart of biblical stewardship. When we embrace the life-changing truth that God owns everything, it transforms how we live, give, plan, and manage the resources He has entrusted to us. The First Question Scripture Asks When we think about money, we tend to ask familiar questions: How much do I have? How much will I need? Am I making progress? Am I doing better or worse than others? Those questions may be important, but they are not where Scripture begins. From the opening pages of the Bible, God is revealed as the Creator and owner of everything. Before humanity ever cultivated a garden or named a creature, God formed, filled, and ruled creation. Psalm 24:1 declares: “The earth is the Lord's and the fullness thereof, the world and those who dwell therein.” Simply put, God is the owner, and we are His stewards. For many Christians, that is a familiar idea. But familiarity does not always lead to surrender. We may affirm that God owns the universe while living as though we built our lives entirely through our own effort. We say, “I worked for this,” or, “I earned this.” And while diligent work matters, Scripture reminds us that even our ability to produce wealth comes from God. Deuteronomy 8:18 says: “You shall remember the Lord your God, for it is he who gives you power to get wealth.” Our talents, opportunities, health, time, and ability to work are all gifts from the Lord. Owners or Stewards? Jesus develops this idea in the parable of the talents in Matthew 25. A master entrusts resources to three servants before leaving on a journey. Two servants put what they received to work, while the third buries his portion out of fear. When the master returns, he commends the first two servants—not merely because they produced impressive results, but because they were faithful. That distinction matters. The world often defines success by outcomes: how much we earn, accumulate, grow, or achieve. God calls us to something deeper—faithfulness with whatever He has placed in our hands. If God owns everything, then we are not owners in the ultimate sense. We are managers. The New Testament word commonly translated as “steward” is oikonomos, meaning “household manager.” A steward manages resources he did not create, for purposes he did not determine, under the authority of the master he serves. At first, that may sound limiting. In reality, it is profoundly freeing. As financial teacher Ron Blue has often said, “If God owns it all, you can't lose anything.” Ownership carries an enormous burden. The owner must ultimately provide, protect, and control. But if God is the owner, then we do not have to carry those responsibilities alone. Stewardship carries responsibility, but it also rests on trust. When Financial Choices Become Worship When we truly embrace stewardship, ordinary financial decisions become opportunities to worship God. Budgeting becomes more than organizing income and expenses. It becomes a way of aligning our desires with God's priorities. Giving becomes a response to the generosity we have already received from Him. Saving becomes wise preparation rather than fearful hoarding. Planning becomes an act of obedience rather than an attempt to control every possible outcome. Investing becomes a way to cultivate and multiply what belongs to the Lord, not a strategy for securing complete independence from Him. The Puritan pastor Thomas Watson once wrote, “What we keep, we may lose. What we give to God is kept forever.” That statement reminds us that earthly ownership is temporary, but faithful stewardship has eternal significance. The apostle Paul writes in 1 Timothy 6:7: “For we brought nothing into the world, and we cannot take anything out of the world.” That reality is not meant to discourage us. It is meant to liberate us. When we stop clutching what we cannot keep, we become free to invest our lives in what can never be lost. Faithfulness Begins With Surrender If God owns everything, what does He expect from us? Jesus gives us a clear answer in Luke 16:10: “One who is faithful in a very little is also faithful in much.” Faithfulness is not determined by the size of our income, investment portfolio, home, or charitable gifts. It is about how we respond to whatever God has entrusted to us. Stewardship is not reserved for the wealthy. It applies to every person in every financial season. A person living paycheck to paycheck can be faithful. A retiree managing decades of savings can be faithful. A young adult earning their first salary can be faithful. A business owner, parent, student, or widow can all honor God through the resources in their care. Faithfulness is not primarily about how much we have. It is about whether we have surrendered what we have to God. And surrender always begins in the heart. The Humility and Hope of Stewardship When we accept that God owns it all, we receive two things the world cannot offer: humility and hope. We gain humility because we stop viewing our accomplishments as entirely self-made. We recognize God as the source of our abilities, opportunities, and provision. We gain hope because we realize that we are not carrying the burden of provision alone. God equips. God guides. God provides. That does not mean we stop working, planning, or making wise decisions. Biblical stewardship requires diligence. But it allows us to work faithfully without treating every result as though it depends entirely on us. So where might God be inviting you to shift from an owner's mindset to a steward's heart? Perhaps it is in your giving, planning, saving, or lifestyle. Perhaps it is in the quiet assumption that your security depends more on markets, income, or possessions than on the God who “owns the cattle on a thousand hills” (Psalm 50:10). Stewardship is not about God trying to get something from you. It is about God doing something within you. It reorders the heart so that money occupies its proper place—not as a master, but as a tool entrusted to us for God's purposes and glory. Continue the Journey To explore more about God's ownership and the surrender at the heart of faithful stewardship, consider Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. This devotional is designed to help you examine your relationship with money, possessions, generosity, and the God who owns it all. Copies are available for individuals, churches, and small groups at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: I'm working on my budget and currently contributing 15% to my 401(k), with about a 5% employer match. But I have less than two months of expenses in my emergency fund. Should I reduce my 401(k) contributions and focus on building six months of emergency savings first? My mother passed away and left my sister a house in Lares, Puerto Rico, but the title was never transferred into my sister's name. She's been living there for about a year. What process does she need to follow to get legal ownership under Puerto Rico law? Some relatives inherited property and are receiving calls from out-of-town people offering to help them sell it. What kind of professional should they work with? Could a Certified Kingdom Advisor® (CKA®) help them find a trustworthy real estate attorney or other needed professionals? I'm a widow, and since my husband passed away a couple of years ago, I've felt unsure about financial decisions. I have a little over $1 million in an IRA, no debt or mortgage, and my expenses are covered by survivor Social Security and part-time work. I want to steward these assets well for my children and grandchildren. What strategy should I consider for the IRA, and what kind of advisor should I work with? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD.  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Podcast Notícias - Agência Radioweb
4 milhões de lares seguem sem acesso a internet mesmo com avanço

Podcast Notícias - Agência Radioweb

Play Episode Listen Later Jul 19, 2026 4:00


Nove em cada dez domicílios brasileiros já têm acesso à internet, resultado da expansão da conectividade, principalmente nas áreas rurais. Apesar do avanço, cerca de 4 milhões de casas seguem sem acesso à rede, segundo pesquisa do IBGE. A falta de conhecimento para usar a internet e o alto custo do serviço estão entre os principais motivos da exclusão digital.

Flow Games
GTA 6 DEVERIA CUSTAR 200 DÓLARES??? E jogador BRASILEIRO PROCESSA XBOX e VENCE - #FGN #236

Flow Games

Play Episode Listen Later Jul 17, 2026 109:40


Semana não anda fácil pra quem curte os jogos. Tem analista de mercado dizendo aí que GTA 6 a 80 dólares tá é barato. E você não vai acreditar nos motivos pelos quais ele defende que o título da Rockstar precisava sair por mais que o dobro disso. Vai vendo. Também tivemos o sucesso de Assassin's Creed Black Flag Resynced com a Ubisoft dando presentinhos para os jogadores, mais da crise de memória RAM e jogador processando a XBOX e vencendo! Vem que o Flow Games News de hoje tá

INSIDE Sports Business
España vs Argentina se miden en la final del Mundial por la gloria y 50 millones de dólares - 17/07/2026

INSIDE Sports Business

Play Episode Listen Later Jul 17, 2026 3:32


 DAILY BRIEFING · 17/07/2026 Hoy destacamos:• España y Argentina se miden en la final del Mundial en un duelo que no es solo deportivo• El Girondins de Burdeos desciende administrativamente a la sexta división del fútbol francés tras no reunir 10 millones de euros• Oysho se convierte en el patrocinador principal de la Royal Parks Half Marathon• Los Yankees negocian con Apollo un paquete de financiación de 2.600 millones de euros• DAZN refuerza su posición en la Península Ibérica ––––––––––––––––––––  MÁS PODCAST DEL NEGOCIO DEL DEPORTE• 2Playbook Diario (briefing 3 min, L-V) → https://linktr.ee/2playbook• SPORTS, INSIDE (análisis quincenal) → https://linktr.ee/2playbook EVENTOS PRO 2PLAYBOOK• Media & Content• Fitness• Deporte Inclusivo• Women in Sport  https://linktr.ee/2playbook

Radio 5
Hurto de 250 mil dólares: "Mis defendidos con comerciantes y tenían este viaje a Europa previsto desde hace mucho tiempo. No tienen nada que ver con el delito"

Radio 5

Play Episode Listen Later Jul 16, 2026 10:47


En diálogo con Radio 5, el abogado defensor se refiere a la causa que involucra a cuatro imputados y explica la situación actual de los involucrados.

Luis Cárdenas
EU busca decomisar 15 mil millones de dólares a El Mayo Zambada - 15 julio 2026

Luis Cárdenas

Play Episode Listen Later Jul 15, 2026 13:31


La batalla legal que determinará el futuro de El Mayo Zambada se acerca a su clímax. Tras haber renunciado voluntariamente a un juicio largo y complejo, el exlíder del Cártel de Sinaloa se encuentra en la etapa final del proceso en Estados Unidos. Según el periodista Arturo Ángel, quien conversó con Luis Cárdenas, el panorama jurídico para el capo es sumamente restrictivo debido a la gravedad de los crímenes confesados.See omnystudio.com/listener for privacy information.

Lo que hay que saber
Suman los dólares del vestidor de Insaurralde a la acusación; Milei recibe a legisladores de La Libertad Avanza

Lo que hay que saber

Play Episode Listen Later Jul 13, 2026 2:07


Resumen de noticias de LA NACION de la mañana del 13 de julio de 2026

Visión Global
Visión Global: OTAN promete 70.000 millones de dólares para Ucrania e Irán amenaza a Trump con más ataques 08/07/2026

Visión Global

Play Episode Listen Later Jul 8, 2026 58:58


En la segunda hora del programa de hoy, repasamos las claves internacionales más importantes del día. Después, en nuestra tertulia global analizamos los puntos geopolíticos más importantes con José Ángel López Jiménez, Profesor de Derecho Internacional y Relaciones Internacionales en Comillas (ICADE) y autor del "Libro La era de los genocidios" y Jose Antonio Vega, Profesor de economía en la Universidad Pontificia Comillas (ICADE). Por último, hacemos análisis de mercados con Javier González, Founder en Excella Capital.

Daily Easy Spanish
Cuántos miles de millones de dólares de Irán están congelados por EE.UU. y por qué son clave para negociar la paz y reactivar la economía iraní

Daily Easy Spanish

Play Episode Listen Later Jul 7, 2026 38:42


El acceso a estos recursos, cuyo valor se estima en hasta US$100.000 millones, ha sido una demanda clave de Teherán, pero siguen fuera de alcance debido a las sanciones y a las restricciones bancarias.

La Estrategia del Día
Trump y la OTAN, aprobación de Sheinbaum, Delcy, Keiko y los Trump-dólares

La Estrategia del Día

Play Episode Listen Later Jul 6, 2026 9:50


Muy buenos días, ¿qué esperar de Trump en la cumbre de la OTAN? La aprobación de la presidenta Claudia Sheinbaumya está por debajo del 50%, según una encuesta. También en Venezuela crece el rechazo por Delcy Rodríguez, mientras se junta el apoyo económico. Llegó la primera mujer a la presidencia del Perú, por la vía electa, y hablamos de los dólares que se pudieron circular por la independencia de Estados Unidos.

Apartment Building Investing with Michael Blank Podcast
MB530: How to Use Captive Insurance to Stop Losing Money on Premiums - with Nicolas Lares

Apartment Building Investing with Michael Blank Podcast

Play Episode Listen Later Jun 30, 2026 28:23


In this episode, Michael Blank sits down with Nicolas Lares, founder and CEO of Insur3Tech, to tackle one of the biggest challenges facing real estate investors today: skyrocketing insurance costs. Nicolas shares how his experience building innovative insurance solutions for Amazon's logistics network led him to create a group captive insurance model that gives real estate investors—from single-family landlords to large multifamily operators—more control over one of their fastest-growing expenses. They discuss why insurance premiums continue to rise, how captive insurance works, and why this alternative model can reduce costs, improve coverage, and even generate profit distributions for policyholders. If you're looking for practical ways to protect your portfolio and improve cash flow, this episode offers a fresh perspective on an often-overlooked wealth-building strategy.Key TakeawaysTraditional Insurance Is Becoming a Major Threat to Cash FlowRising premiums, reduced coverage, and increasing claims costs are making insurance one of the biggest challenges for real estate investors today.Captive Insurance Gives Investors More ControlBy joining a group captive, investors become part owners of the insurance company, allowing them to potentially lower costs while sharing in the company's profits.Smaller Investors Can Now Access a Strategy Once Reserved for InstitutionsGroup captives make it possible for investors with just a few rental properties to benefit from a model that was traditionally only available to large portfolio owners.Lower Claims Lead to Lower Long-Term CostsCaptive insurance aligns incentives by rewarding responsible owners who actively manage risk instead of encouraging unnecessary claims.Strong Underwriting Protects the Entire GroupCareful member selection, property inspections, and ongoing risk management help create a healthier insurance pool and more predictable results.Creative Solutions Can Strengthen Your Investing BusinessExploring alternatives like captive insurance can help investors protect NOI, improve long-term profitability, and build more resilient real estate portfolios.Connect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Mentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session530/

The Strategy Skills Podcast: Management Consulting | Strategy, Operations & Implementation | Critical Thinking
664: Negotiations in B2B Sales and Day to Day Leadership Situations with Andres Lares (Strategy Skills classics)

The Strategy Skills Podcast: Management Consulting | Strategy, Operations & Implementation | Critical Thinking

Play Episode Listen Later Jun 29, 2026 52:15


For this episode, let's revisit a strategy skills classic interview with the co-author of Persuade: The 4-Step Process to Influence People and Decisions, Andres Lares. This book delivers a concise and insightful take on how to transform your ability to persuade others regardless of the setting. Persuade is perfect for executives, managers, entrepreneurs, and other business leaders who negotiate or influence regularly. It is an invaluable resource for anyone seeking to improve their persuasion or deal-making abilities. Andres Lares is the Managing Partner at Shapiro Negotiations Institute. Lares' expertise ranges from coaching live negotiations for sports clients, including the Cleveland Browns, Brooklyn Nets, and more, to developing online content for facilitating real estate, advisory, media, banking, and pharmaceutical programs. He is a guest lecturer on negotiation and influencing at various universities, including Ohio University, and annually teaches a sports negotiation course at Johns Hopkins University. Lares is a recognized contributor to numerous national media outlets, including Forbes, Entrepreneur, Selling Power, Sales and Marketing Management, Training Mag, and many more. He is quoted in Forbes, Business Insider, Fast Company, MarketWatch, and Huffington Post.  Get Andres's book, Persuade: The 4-Step Process to Influence People and Decisions, here: https://www.shapironegotiations.com/resources/books/persuade/ Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift

O X do Controle
Preço e novas imagens de GTA 6, Steam Machine por mil dólares e Xbox fica mais caro | XdC News 126

O X do Controle

Play Episode Listen Later Jun 27, 2026 43:00


⁠Seja apoiador do X do Controle⁠⁠Compre seus jogos na Nuuvem! MARCAÇÕES DE TEMPO00:00 - Introdução01:47 - Novidades de GTA VI: Preço, novas imagens e mídia física sem disco26:40 - Steam Machine revela preço salgado devido à escassez de RAM33:01 - Bungie anuncia demissões e admite fracasso de Destiny 236:00 - Consoles Xbox sofrem novo e drástico aumento de preço39:06 - Rapidinhas42:40 - EncerramentoCRÉDITOSApresentação: Guilherme Dias e PH Lutti LippeRoteiro: Guilherme Dias e PH Lutti LippeEdição: Lucas FunchalThumbnail: Lucas G. FerreiraSiga o XdC: ⁠YouTube ⁠⁠⁠⁠| ⁠Instagram⁠ | ⁠Bluesky⁠ | ⁠Threads⁠ | ⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠Nossas plataformas e redes⁠⁠⁠⁠Contato: ⁠contato@xdocontrole.com⁠Contato para anunciantes e parcerias: ⁠comercialxdc@gmail.com⁠

Capital, la Bolsa y la Vida
Clase de los Viernes | "El oro caerá hasta los 3.700 dólares": Alberto Iturralde alerta sobre la manipulación del mercado

Capital, la Bolsa y la Vida

Play Episode Listen Later Jun 26, 2026 6:13


El analista independiente advierte que la bolsa adelanta lo que va a pasar, no lo que está pasando, y explica por qué los inversores están cayendo en las trampas del sistema financiero.

Noticentro
Crédito de 500 millones de dólares para la CFE

Noticentro

Play Episode Listen Later Jun 24, 2026 1:55 Transcription Available


AIFA suma tercer reconocimiento laboral consecutivoEE. UU. presiona a Cuba por reformas políticasMéxico lidera patrimonio mundial en América Más información en nuestro Podcast#grc

Mercado Abierto
¿Por qué el oro pierde los 4.000 dólares por onza?

Mercado Abierto

Play Episode Listen Later Jun 24, 2026 2:24


Esto nos explica Antonio Castelo, analista de iBroker.

esto pierde lares el oro onza antonio castelo
Colorado = Security Podcast
287 - Tanya Janca - CEO of SheHacksPurple Consulting

Colorado = Security Podcast

Play Episode Listen Later Jun 23, 2026 107:10


Our featured guest this month is Tanya Janca, CEO of SheHacksPurple Consulting, board member for the Forte Group, and former keynote speaker at the Snow Frog conference, interviewed by Frank Victory. We break down the stark differences between privacy and cybersecurity policy globally, the uncomfortable gap between compliance frameworks and real-world risk, and her personal crusade to institute the world's first secure coding law. Plus, we dive into the major Colorado OIT restructuring, local development updates at DIA, and the latest threat intel and AI insights from Zvelo, Red Canary, Optiv, FusionAuth, and Lares! Our featured guest this month is Tanya Janca, widely known across the industry as SheHacksPurple. Tanya is the CEO of SheHacksPurple Consulting, a board member for the Forte Group, a former keynote speaker at the SnowFroc conference, and the best-selling author of Alice and Bob Learn Application Security. With over 25 years of IT and software development experience, Tanya joins Frank Victory for a candid, deep-dive exploration into the intersection of global security policy, developer workflows, and the massive disconnect between checked compliance boxes and truly defensive software engineering. Check out the full episode where we discuss: The Policy vs. Security Gap: Why international frameworks and high-visibility initiatives like the US SBOM Executive Order often favor visibility and tooling purchases over actual vulnerability remediation and code-level security. Shifting Left and Secure Guidelines: Why the industry routinely relies on catching vulnerabilities late via adversary simulation and penetration testing rather than establishing secure requirements, guardrails, and clear guidelines at the design phase. The Secure Coding Law Crusade: Tanya details her current petition in the Canadian House of Commons to establish a strict, accountability-driven secure coding law that could set a global baseline for how governments and private enterprises hold software to a true safety standard. Come join us on the Colorado = Security Slack channel to meet old and new friends. Sign up for our mailing list on the main site to receive weekly updates - https://www.colorado-security.com/. If you have any questions or comments, or any organizations or events we should highlight, contact Alex and Robb at info@colorado-security.com. This Month's News & Resources Colorado overhauls state IT office, lays off 173 employees after negative feedback (Colorado Sun) Colorado's fierce two-year fight over AI regulation ends with watered-down law, little fanfare (Colorado Sun) Denver ranks among ‘most exciting U.S. cities to drink in right now' (Westword) Denver airport plans pedestrian walkways between concourses (Ground News / DIA) Denver-area inflation increases to 5%. Blame energy costs. (Colorado Sun) How Lares Thinks About Mythos-Class AI in Offensive Security (Lares) The Security Risks of Agent-to-Agent (A2A) Communication (zvelo) Red Canary May Threat Intel Highlights (Red Canary) Advanced AI Protections for CISOs: A Practical Punch List (Optiv) We Surveyed More Than 300 Security Leaders on AI Identity. The Findings Are Counterintuitive (FusionAuth) Tanya Janca on LinkedIn https://cppcon.org/ https://www.devsecstation.com/ https://shehackspurple.ca/ Secure Coding Guidelines — Tanya's free, boiled-down 84-item guide referenced in the episode. Upcoming Events Rocky Mountain Information Security Conference (RMISC) - 6/23-25. ISC2 Pikes Peak - 6/24. ISSACOS Biergarten - 6/25 Thanks to CJ Adams for our intro and exit! If you need any voiceover work, you can contact him here at carrrladams@gmail.com. Check out his other voice work here. Intro and exit song: "The Language of Blame" by The Agrarians is licensed under CC BY 2.0

ceo ai news language policy blame agent consulting commons robb lares optiv tanya janca red canary security leaders canadian house shehackspurple agrarians fusionauth cj adams
Rock a Domicilio
Flashback:Demanda a Michael Jackson por 21 millones de dólares.

Rock a Domicilio

Play Episode Listen Later Jun 23, 2026 1:14 Transcription Available


Noticentro
SHCP coloca bonos por 6 mil 300 millones de dólares

Noticentro

Play Episode Listen Later Jun 23, 2026 1:51 Transcription Available


Reservas internacionales marcan nuevo récord Evacúan a 10 mil personas por lluvias en China  Austria alberga el cementerio más grande de Europa por número de tumbasMás información en nuestro podcast#grc

Expansión Daily: Lo que hay que saber
Apple debe subir el precio del iPhone 270 dólares para mantener sus ganancias

Expansión Daily: Lo que hay que saber

Play Episode Listen Later Jun 23, 2026 21:20


La industria eólica alista inversiones históricas para desarrollar 14 parques hacia 2029, la Comisión Reguladora de Telecomunicaciones recurre a las tiendas OXXO para acelerar el registro telefónico en su recta final y Messi logró un doblete, nuevo récord y triunfo argentino sobre Austria, con Mónica Alfaro, Selene Ramírez y Leonardo Luna. -> Escucha el nuevo episodio de Cuéntame de Economía en Spotify o en Youtube00:00 Introducción01:12 La industria eólica alista inversiones históricas para desarrollar 14 parques hacia 202904:30 La CRT recurre a las tiendas OXXO para acelerar el registro telefónico en su recta final08:42 La crisis del gusano barrenador golpea al sector ganadero12:57 Apple debe subir el precio del iPhone 270 dólares para mantener sus ganancias15:47 El inconmensurable Messi: un doblete, nuevo récord y triunfo argentino sobre Austria

Almuerzo de Negocios
Fox compra Roku por 22,000 millones de dólares

Almuerzo de Negocios

Play Episode Listen Later Jun 16, 2026 15:26 Transcription Available


Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/almuerzo-de-negocios--3091220/support.

REI Rookies Podcast (Real Estate Investing Rookies)
Turn Your Insurance Bill Into a Profit Center w/ Nicolas Lares

REI Rookies Podcast (Real Estate Investing Rookies)

Play Episode Listen Later Jun 13, 2026 35:12


Nicolas Lares explains how real estate investors can turn insurance costs into profits using captive insurance — a strategy Fortune 500 companies have used for decades.In this episode of RealDealChat, Jack Hoss sits down with Nicolas Lares, founder of InsurTech, to break down captive insurance — what it is, how it works for real estate investors, and why most investors have never heard of it until now.Nicolas built his career helping run one of Amazon's largest logistics insurance networks before founding InsurTech, where he now helps real estate investors co-own the very insurance company that covers their portfolio.Topics covered include:What captive insurance is and how it differs from traditional insuranceHow investors collectively pool premiums and recapture unused profits at year-endWhy REITs and institutional funds have used this model for decadesHow a single-property investor can get started (yes, even one townhouse)The 80-unit Georgia example where an owner ended the year with a net surplus of $1,500 instead of an insurance expenseHow renters insurance can be stacked into the captive to offset property-level costsWhat traditional brokers say against captives (and why their incentives are misaligned)How InsurTech insures over 1 million doors across the USHow Nicholas is using Claude Code to automate proposal and compliance workflowsRapid fire: the lie investors tell themselves about assumptions and underwritingIf insurance feels like a sunk cost in your portfolio, this episode will change how you look at it.

Es la Mañana del Fin de Semana
La Contratertulia: Una IA busca voluntarios para masturbarse por 2 mil dólares al mes

Es la Mañana del Fin de Semana

Play Episode Listen Later Jun 13, 2026 28:16


Belén Lázaro y Jesús Úbeda comentan las locas noticias de la semana, como son: Una IA busca voluntarios para masturbarse por 2 mil dólares y más.

BBVA Aprendemos Juntos
Hernán Casciari: "Compré un terreno en la Luna por 20 dólares"

BBVA Aprendemos Juntos

Play Episode Listen Later Jun 12, 2026 45:37


Hernán Casciari es uno de los narradores contemporáneos más influyentes del ámbito hispanohablante y un referente en la convergencia entre literatura e internet. Reconocido por haber impulsado el fenómeno de la blognovela y por su innovador modelo de gestión cultural independiente, es fundador de la comunidad, editorial y productora Orsai. A lo largo de su trayectoria ha escrito guiones teatrales, publicado novelas, libros de cuentos e historietas que han conquistado a miles de lectores en todo el mundo. Entre sus obras más destacadas se encuentran 'Más respeto que soy tu madre', 'El pibe que arruinaba las fotos' y 'El mejor infarto de mi vida'. Su escritura se caracteriza por el humor, la nostalgia, la observación de la vida cotidiana y una profunda exploración de los vínculos familiares. Combinando emoción, oralidad y cercanía, Casciari ha revolucionado la difusión cultural mediante proyectos editoriales, audiovisuales y escénicos. Un contador de historias que acorta distancias y conecta personas.

Owner Occupied with Peter Lohmann
The PM Insurance Model No One Talks About (But Should) with Nicolas Lares

Owner Occupied with Peter Lohmann

Play Episode Listen Later Jun 11, 2026 67:12


What if the premiums you're paying your insurance company could partially come back to you? That's the premise behind captive insurance, and it's been standard practice in large multifamily for years. SFR is just now catching up.In this episode, I'm joined by Nicolas Lares, founder of Insur3Tech, a brokerage that places property managers and rental owners into captive insurance structures (essentially co-owned insurance companies where policyholders share in the underwriting profit).We discuss:(00:02:27) - Nicolas's background in insurance(00:05:18) - Building an insurance company from scratch(00:07:05) - Why carriers left despite profitability(00:13:24) - The origin story of insurance(00:20:19) - Sponsor - Enterprise Bank & Trust(00:15:55) - Are insurance companies unfair?(00:21:43) - What is a captive insurance program(00:25:31) - How captives work for property managers(00:31:34) - Identifying good operators through data(00:34:59) - Administering captive programs(00:37:45) - Sponsor - Haven AI(00:39:14) - Handling disputed claims(00:44:22) - What happens in catastrophic events(00:46:22) - Captives for scattered site managers(00:49:33) - Renters insurance captive profitability(00:53:36) - What people should be asking when shopping captives(00:58:55) - How captives get started and funded(01:02:46) - How InsurTech fits into the market(01:05:34) - ClosingFair warning: I push back on some of the framing. Insurance companies aren't a scam. They run real businesses with real costs. But there may be a better structure for the right operator.Learn more about Insur3TechNicolas on LinkedIn___Resources for Property Managers & Real Estate Entrepreneurs• Crane – Private PM Owner Community → Join a private network of property management owners and operators: https://joincrane.co/• Free Weekly Newsletter → Property management insights, strategies, and industry updates direct to your inbox: https://peter.beehiiv.com/subscribe• RL Property Management → Learn more about Peter's company and services in Columbus, Ohio: https://rlpmg.com/__Disclaimer: The content of this podcast is for informational purposes only and does not constitute professional advice. I may have consulting agreements with, or financial interests in, companies mentioned in this podcast (more info here: https://www.peterlohmann.com/financial-interest-disclosure ). Additionally, some of the links included may be affiliate links, meaning I may earn a commission if you purchase through these links. Always perform your own due diligence before making any financial or business decisions.

Las noticias de EL PAÍS
¿Por qué hay entradas del Mundial que han costado 30.000 dólares?

Las noticias de EL PAÍS

Play Episode Listen Later Jun 10, 2026 19:20


El Mundial de 2026 será el más grande de la historia, pero también uno de los más caros. Analizamos cómo el aumento de selecciones, los precios dinámicos y el contexto político están transformando la competición desde los costes para los aficionados hasta las tensiones entre países organizadores.

Mercado Abierto
En 2025 se invirtieron 3.768 dólares por segundo en armas nucleares en el mundo

Mercado Abierto

Play Episode Listen Later Jun 9, 2026 4:04


El sector privado aglutinó 38.000 millones en contratos de armamento nuclear con las empresas estadounidenses a la cabeza

El Ritmo de la Mañana
Qué pasó con la propuesta de aumentar el salario de los policías a 500 dólares

El Ritmo de la Mañana

Play Episode Listen Later Jun 8, 2026 6:35 Transcription Available


SBS Portuguese - SBS em Português
Camisa usada por Pelé na Copa de 58 vai a leilão por quase 7 milhões de dólares

SBS Portuguese - SBS em Português

Play Episode Listen Later Jun 4, 2026 2:11


A camisa azul número 10 usada por Pelé na final da Copa do Mundo de 1958 deverá atrair a atenção de colecionadores e fãs de futebol de todo o mundo quando for leiloada pela Sotheby's, em Nova York, no próximo mês.A camisa azul número 10 usada por Pelé na final da Copa do Mundo de 1958 deverá atrair a atenção de colecionadores e fãs de futebol de todo o mundo quando for leiloada pela Sotheby's, em Nova York, no próximo mês.

Ana Francisca Vega
Historia Sonora: Chaleco salvavidas de pasajero que sobrevivió al Titanic fue subastado por más de 900 mil dólares

Ana Francisca Vega

Play Episode Listen Later Jun 4, 2026 3:58


En la Historia Sonora de hoy con Ana Francisca Vega por MVS Noticias: Chaleco salvavidas de pasajero que sobrevivió al Titanic fue subastado por más de 900 mil dólaresSee omnystudio.com/listener for privacy information.

Applelianos
¡Bombazo! Las gafas de Apple costarán entre 200 y 500 dólares

Applelianos

Play Episode Listen Later Jun 1, 2026 68:26


En su última e importante newsletter Power On publicada este fin de semana, Mark Gurman ha revelado información exclusiva centrada en el futuro de los wearables de Apple, los retrasos de hardware doméstico y una curiosa filtración sobre el desarrollo de software a largo plazo. --------------------------------------------------------------------------------------- #AppleGlasses #AppleIntelligence #GafasDeApple #WWDC2026 #NoticiasApple #SiriIA #Tecnologia #PodcastTecnologia #MarkGurman #FuturoTeche #iphone #remix --------------------------------------------------------------------------------------- https://seoxan.es/crear_pedido_hosting Codigo Cupon "APPLE" --------------------------------------------------------------------------------------- PATROCINADO POR SEOXAN Optimización SEO profesional para tu negocio https://seoxan.es https://uptime.urtix.es --------------------------------------------------------------------------------------- PARTICIPA EN DIRECTO Deja tu opinión en los comentario --------------------------------------------------------------------------------------- ¿TE GUSTÓ EL EPISODIO? ✨ Dale LIKE SUSCRÍBETE y activa la campanita para no perderte nada COMENTA COMPARTE con tus amigos Applelianos --------------------------------------------------------------------------------------- SÍGUENOS EN TODAS NUESTRAS PLATAFORMAS: YouTube: https://www.youtube.com/@Applelianos Telegram: https://t.me/+Jm8IE4n3xtI2Zjdk X (Twitter): https://x.com/ApplelianosPod Facebook: https://www.facebook.com/applelianos Apple Podcasts: https://apple.co/39QoPbO ---------------------------------------------------------------------------------------

Ana Francisca Vega
Historia Sonora: Sotheby's subastará uno de los ‘T. rex' más grandes con un precio de salida de 20 millones de dólares

Ana Francisca Vega

Play Episode Listen Later Jun 1, 2026 4:00


En la Historia Sonora de hoy con Ana Francisca Vega por MVS Noticias: Sotheby’s subastará uno de los ‘T. rex’ más grandes con un precio de salida de 20 millones de dólaresSee omnystudio.com/listener for privacy information.

La economía en 3 minutos
¿Hasta cuándo fluyen dólares a borbotones?

La economía en 3 minutos

Play Episode Listen Later May 31, 2026 4:54


El Banco Central se acerca a los 10.000 millones de dólares comprados en 2026. En los últimos 12 meses la cuenta corriente cambiaria acumula 2.600 millones de superávit. El tipo de cambio está estable, pero seguramente en la segunda mitad del año se moverá más parecido a la inflación. Los precios subieron en mayo menos que en abril, pero al parece no tanto menos. La actividad saldrá negativa en abril, pero positiva en mayo.

Expresso - A Beleza das Pequenas Coisas
Joana Gorjão Henriques (parte 2): “A revolução de género ainda não chegou aos lares. Apesar dos avanços, as mães continuam a grande força motora das famílias”

Expresso - A Beleza das Pequenas Coisas

Play Episode Listen Later May 30, 2026 58:46


Nesta segunda parte da conversa, a jornalista Joana Gorjão Henriques revela quais foram os momentos mais transformadores da sua vida profissional, conta como o lado humanista dos pais a influenciou e como a experiência da maternidade, depois dos 40, se tornou a grande revolução pessoal, que a deixou mais em confronto consigo. Depois deixa um olhar crítico às políticas do Governo, e ao papel dos media, a seu ver responsáveis em parte pelo crescimento da extrema-direita, pelo tempo de antena dado, e a forma "sensacionalista" e "pornográfica" como são abordados temas sensíveis como a imigração, "em busca de capitalização e mais cliques." E ainda revela algumas das músicas que a acompanham, lê o poema "No Sorriso Louco das Mães", de Herberto Helder, e deixa várias sugestões de filmes portugueses que saíram recentemente. Boas escutas!See omnystudio.com/listener for privacy information.

Primero y Diez - El Podcast
Matt Stafford recibe una disculpa en forma de millones de dólares y otras noticias de la NFL

Primero y Diez - El Podcast

Play Episode Listen Later May 29, 2026 64:42


Con la extensión de contrato a Matt Stafford, los Rams le dijeron...¿"disculpe usted"? Esta y otras extensiones acompañadas de otras noticias de la semana en la NFL aquí. Learn more about your ad choices. Visit megaphone.fm/adchoices

Radiogeek
Radiogeek 2881 - Snapdragon C pretende ser la respuesta de Windows al MacBook Neo a 300 dólares

Radiogeek

Play Episode Listen Later May 29, 2026 23:53


El programa 2881 de Radiogeek, les habló de varios temas importantes. LG podría vender su negocio de televisores a Hisense, aunque esta tarde lo desmintió; YouTube está mejorando su aplicación para la reproducción de podcasts, pero solo para usuarios Premium; Snapdragon C pretende ser la respuesta de Windows al MacBook Neo, apuntando a portátiles de 300 dólares; Bluesky apuesta por el contenido de formato largo para contrarrestar los artículos X; y por último Anthropic lanza Claude Opus 4.8 para recuperar el liderazgo en programación con IA generativa. Toda esta información la pueden encontrar desde nuestra web www.infosertec.com.ar o bien desde el canal de Telegram/Whastapp, o Instagram. Esperamos sus comentarios.

Bluesoft Podcast
Bluetimes Talks #T02EP22 - O fim da escala 6x1, a IA no carrinho e o inverno que aquece as vendas

Bluesoft Podcast

Play Episode Listen Later May 29, 2026 13:04


Nesta edição, destacamos a aprovação em segundo turno da PEC que prevê o fim da escala 6x1 e a redução da jornada para 40 horas semanais , um marco legislativo que desafia o varejo a repensar seu planejamento de turnos. Analisamos como a Inteligência Artificial consolidou-se na jornada de compra, influenciando diretamente as decisões de 54% dos consumidores brasileiros. Mostramos que a notificação no celular virou o novo grito da promoção, impulsionando compras por impulso em mais de 90% dos shoppers. Por fim, preparamos as estratégias para a chegada do inverno, a estação de ouro para alavancar o ticket médio com a venda casada de vinhos, queijos e chocolates. Entre os destaques:⚖️ Fim da Escala 6x1: A aprovação do projeto na Câmara dos Deputados e como redes como o Savegnago e Pague Menos já se antecipam com a adoção do modelo 5x2.

El Show de Andrés Gutiérrez Podcast
Esto es peor a que te engañen con miles de dólares

El Show de Andrés Gutiérrez Podcast

Play Episode Listen Later May 28, 2026 43:36


Esto es peor a que te engañen con miles de dólares by Andres Gutierrez

esto peor enga lares andres gutierrez
El Mañanero Radio
¿Ayuda de los árbitros a Oklahoma? - Taquillas de $210,000 dólares en NY

El Mañanero Radio

Play Episode Listen Later May 27, 2026 18:01 Transcription Available


Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/el-mananero-radio--3086101/support.

SBS Spanish - SBS en español
Noticias SBS Spanish | Multan a Westpac con 26 millones de dólares por conducta negligente

SBS Spanish - SBS en español

Play Episode Listen Later May 27, 2026 10:36


Boletín 27/05/26: Westpac recibe una multa de 26 millones de dólares por conducta negligente al no responder adecuadamente a clientes con dificultades económicas.

Capital
Radar Empresarial: SK Hynix logra el billón de dólares de capitalización

Capital

Play Episode Listen Later May 27, 2026 3:53


En el Radar Empresarial de hoy ponemos la atención en SK Hynix, que, igual que Micron, ha logrado entrar en el grupo de compañías valoradas en más de un billón de dólares. La empresa surcoreana se ha beneficiado del impulso de la inteligencia artificial y de las mejores previsiones de firmas financieras. Ese contexto explica el avance en el Kospi, donde protagonizó una de las subidas de 2026. Este año, sus acciones acumulan un crecimiento cercano al 250% aproximadamente. La compañía se ha convertido en una pieza esencial dentro del sector de memorias, considerado de los próximos meses. Una de las razones principales es su estrecha relación con Nvidia, ya que es único proveedor de memorias HBM para la tecnológica estadounidense. Estos componentes permiten gestionar volúmenes de datos con velocidad, algo imprescindible para los desarrollos vinculados a la inteligencia artificial. Con ese liderazgo, SK Hynix controla el 57% del mercado de HBM y el 32% del segmento DRAM. El aumento de la demanda de semiconductores y la escasez de suministros han elevado la importancia estratégica de fabricantes como SK Hynix En apenas dieciséis meses, la empresa pasó de 100.000 millones de dólares a superar el billón de capitalización Sin embargo, la compañía reconoce los riesgos en la industria Su presidente, Chey Tae-won, advirtió hace meses que la falta de obleas de silicio podría provocar un desequilibrio hasta 2030 y generar una diferencia entre oferta y demanda 20%. Las advertencias de SK Hynix coinciden con las de otros directivos del sector tecnológico Michael Dell aseguró que la demanda de memoria inteligencia artificial podría multiplicarse por 625 durante años el director ejecutivo de Micron, Sanjay Mehrotra, explicó en CNBC que la memoria se ha convertido en un recurso imprescindible Según el ejecutivo, los sistemas de inteligencia artificial necesitan más capacidad y un rendimiento superior para desarrollar todo su potencial y sostener el crecimiento esperado del sector tecnológico

El Show De Chiquibaby
¡ Dos demandantes recibirán indemnización de más de 1 millón de dólares por perder empleo Tras comentarios sobre Charlie Kirk !

El Show De Chiquibaby

Play Episode Listen Later May 26, 2026 52:51


¡ Cada vez más estudiantes sacan notas perfectas por culpa del chat GPT !

Noticentro
Mexicanas aportan más de un billón de dólares a EU

Noticentro

Play Episode Listen Later May 22, 2026 1:35 Transcription Available


Baja la inflación en la primera quincena de mayo Noche de Museos tendrá tributo gratuito a Depeche Mode  OMS alerta por aumento de casos sospechosos de ébola en Congo  Más información en nuestro podcast#grc

Herrera en COPE
Marco Rubio, secretario de Estado de origen cubano: "La razón por la que no tienen luz es porque han saqueado miles de millones de dólares y nada ha sido utilizado para ayudar al pueblo"

Herrera en COPE

Play Episode Listen Later May 21, 2026 6:03


El periodista Jorge Bustos, en el programa 'Herrera en COPE', ha desgranado junto a Ángel Correas las claves de la nueva estrategia de Estados Unidos contra el régimen castrista. La Casa Blanca ha lanzado una ofensiva político-judicial que endurece su postura frente a Cuba, una acción que tiene paralelismos con la estrategia seguida con Venezuela y que ha culminado con la imputación de Raúl Castro por parte de un tribunal de Florida.La situación en la isla, habitada por casi 10 millones de personas bajo el régimen castrista desde hace 67 años, se ha agravado. Los problemas de electricidad, sanidad y alimentos son constantes y se han intensificado desde que el corte del envío de petróleo venezolano afectó gravemente a la isla. Los generadores de energía, de origen soviético, apenas pueden sostener el sistema, provocando que los cubanos pasen más tiempo sin luz que con ella.Esta crisis energética ha condenado la economía y golpea directamente a la principal industria de ...

Target Market Insights: Multifamily Real Estate Marketing Tips
Why Insurance Costs Keep Rising With Nicholas Lares, Ep. 793

Target Market Insights: Multifamily Real Estate Marketing Tips

Play Episode Listen Later May 19, 2026 43:45


Nicholas Lares is the founder of Insur3Tech, a syndicated insurance group built for real estate owners and operators. Before entering real estate insurance, Nicholas was one of the largest brokers for Amazon's logistics network. When carrier exits threatened his clients' ability to operate, he helped them build a collective, self-insured alternative rather than accept the market's terms. That same model now powers Insurer Tech, which enables property owners, operators, and investors to retain the profits traditional insurers keep, averaging $28 million in annual distributions per 100,000 units.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways The traditional insurance market is a negative feedback loop: rising premiums drive more claims, which drive premiums higher Every premium you pay includes broker commissions, administrative overhead, and margin that never comes back to you Good-risk operators are pooled with bad-risk ones and effectively subsidize the market's worst performers Captive insurance gives participants a co-ownership stake and returns annual profits when the pool performs well Residents can be enrolled in the same captive, turning renters insurance into a separate profit center Getting into a captive earlier compounds the financial benefit significantly over 5 to 10 years     Topics Why Insurance Costs Keep Rising Pre-2020, insurance was a manageable expense; post-Covid, premiums surged to the point where operators began questioning the ROI Policyholders started filing more claims to justify rising costs, which accelerated the cycle further Carriers facing unsustainable losses began exiting markets entirely, most visibly in Florida, California, and Texas How Traditional Insurance Actually Works Premiums are priced on pooled risk across millions of policies, not based on your individual property's claims history Every premium includes roughly 30% in administrative costs, 10-15% in broker commissions, projected claims, and a margin buffer on top When the pool outperforms projections, the surplus flows to carrier shareholders, not policyholders The Captive Insurance Model Captive programs have existed for decades, originally built for Fortune 500 companies and large industrial operators A captive functions like a controlled bank account, backed by a reinsurance program, where unused premium returns to the owner Insurer Tech builds group cell captives, making co-ownership accessible to operators who cannot support a standalone captive independently How Insurer Tech Works Unnecessary margin layers, including excess broker commissions and profit buffers, are removed and redirected to members Year-end surplus is distributed to participants; there are no external shareholders Members choose their risk level: with or without reinsurance backing, depending on portfolio size and claims history The Leverage Problem in Traditional Insurance Clean-record operators have almost no meaningful leverage to negotiate premiums because pricing is determined by pooled market behavior Captives realign incentives: when participants think like owners, they manage risk more carefully and file fewer claims Moving good-risk operators out of the traditional pool separates them from the bad actors they were subsidizing Who Qualifies Insurer Tech works across all real estate types, including multifamily, single-family, self-storage, and commercial, as long as a lease agreement is in place The resident piece (renters insurance) typically targets 50+ units to generate a net surplus for the captive Operators with fewer units can pool with other investors in their market to meet the threshold A Real-World Example An 80-unit multifamily property in Georgia: total property insurance cost was $14,000 per year After captive returns, the net cost dropped to approximately $11,500 per year Resident renters insurance through the same captive generated roughly $20,000 in annual profit The result: the owner's insurance cost is fully offset, with a net surplus of approximately $9,000 per year    

TE CUENTO UN CRIMEN
S4E19. Leyla Monserrat Lares Becerra

TE CUENTO UN CRIMEN

Play Episode Listen Later May 12, 2026 47:38


La noche del 25 de septiembre del 2025, Leyla Monserrat Lares Becerra desapareció de su casa. Su familia la buscó sin descanso durante días, aferrándose a cualquier pista que pudiera llevarlos hasta ella. Y aunque al sexto día la declaración de una niña de 13 años parecía haber resuelto el caso, un video anónimo terminaría revelando una verdad aterradora. Una verdad que dejó claro que, aunque el caso fue resuelto, el castigo que recibieron las personas responsables estuvo muy lejos de ser suficiente para poder hablar de justicia. Toma el control de tu tiempo y estudia tu universidad en línea avalada por la SEP en Hybridge:https://hybridge.education/universidad-en-linea-sptf/___________________________Distribuido por Genuina Media Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

El Mañanero Radio
BOLETRI NO FALLA en la NBA - El escándalo de Klay Thompson y los 300 mil dólares

El Mañanero Radio

Play Episode Listen Later Apr 30, 2026 16:21 Transcription Available


Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/el-mananero-radio--3086101/support.

Best Real Estate Investing Advice Ever
JF 4225: Transforming traditional insurance, Stacking risk management, and How a Disruptive Insurance Model Could Save CRE Investors Millions, ft. Nicolas Lares

Best Real Estate Investing Advice Ever

Play Episode Listen Later Apr 17, 2026 72:04


Matt Faircloth has a conversation with Nicolas Lares as he shares his journey from tech at Amazon to transforming insurance through captive-style structures that align your interests directly with your coverage. You'll discover how ownership stakes in insurance pools can eliminate middlemen, reduce unnecessary costs, and align claims incentives so you're rewarded instead of penalized for good risk management. We break down how collective risk-sharing lowers premiums, generates profit shares, and even enables owners to self-insure smarter rather than relying on opaque, profit-driven insurance carriers. Nicolas Lares Current role: Principal and Founder of Insur3Tech Based in: Chicago, Illinois Where to find them: https://www.linkedin.com/in/nicolas-lares-77a328169/ https://insur3tech.com/ Visit ⁠trustetc.com/bestever⁠ for more info. Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://m1.com/ for more info.  Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices