Podcasts about long haul

Welcome to season 3, episode 5 of A Friend for the Long Haul - A Long Covid Podcast! In this episode, I talk to our friend, Chuck, known as @whatexactlyisupchuck on social media. We dive into the politics of protection, the power of community care, and how Chuck planned a Covid-safer wedding in a world that often forgets the chronically ill. Chuck shares her experience navigating disability justice and mask advocacy in Texas. From confronting anti-mask legislation to celebrating love safely, this conversation is a heartfelt reminder that accessibility is love in actionTopics include:Disability justice and chronic illnessCovid-safer wedding planningMask rights and Chuck's advocacy in the Texas legislatureCommunity support, specifically a love fest for Tara Whitney, and griefHard-hitting topics like getting dumped by your hairdresserChuck's tips for what to look for in a therapistYou can find Chuck on TikTok and Instagram.Chuck is also on Substack.If you haven't checked out Chuck's shame-free Covid guides, you can access them here on her website.If you'd like to support this one-disabled-woman-produced podcast, check out my Bonfire apparel shop. Items bought in the shop support the renewal of my Zoom license for recording. Many items co-support other chronically ill friends. I also have an  Amazon storefront and I'll get a few pennies if you purchase your everyday items through the links in my storefront. I also have an Amazon Wishlist that contains things that would help our low spoons house out this back to school fall season.Don't forget to like, subscribe, follow, and share A Friend for the Long Haul if you can. And if you're feeling extra generous, leave a review. Your support helps get this in front of more earballs and helps me bring more episodes. You can listen to the A Friend for the Long Haul Long Covid Theme Songs playlist on Spotify. Thank you!

Mentoring often sounds like the perfect way to steward your time in retirement—until you try it and realize it's not as intuitive as you'd hoped.For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if we've misunderstood how mentoring fits into God's design for this season of life? Jeff Haanen joins us with practical stories and spiritual insight to help us reframe it.Jeff Haanen is an accomplished entrepreneur and the founder of the Denver Institute for Faith & Work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rethinking MentoringRetirement is often marketed as the reward for decades of hard work—a long-awaited season of leisure and personal fulfillment. But what if there's a deeper, richer invitation waiting for us in this chapter of life? What if retirement isn't just about what we get—but what we give?Retirement isn't the end of our calling. It's a fresh opportunity to steward our lives for God's Kingdom in powerful new ways. One of the most meaningful ways we can do that is through mentoring—especially when we reimagine it as intergenerational friendship.Many of us picture mentoring as a formal, structured relationship: scheduled coffee dates where the older offers wisdom and the younger listens. While these settings can be helpful, we've found that mentoring is most fruitful when it grows from an organic, mutual friendship.Rather than casting ourselves as sages who dispense advice, we're invited to be fellow travelers—learning, laughing, sharing, and growing together. Intergenerational friendships emphasize mutual respect, shared experiences, and spiritual growth over time.This vision of mentoring as a form of friendship has deep roots in Scripture. Jesus said to His disciples, “I no longer call you servants… I have called you friends” (John 15:15). The Apostle Paul invested in Timothy, Elijah mentored Elisha, and Naomi walked with Ruth—but in each of these relationships, we find more than just a teacher and a student. We see companions whose hearts were knit together in love and trust.In God's upside-down Kingdom, wisdom flows both ways. The older bring experience and insight; the younger bring hope, energy, and perspective. Together, we become more like Christ.What Makes Mentoring Thrive?Through our own journey and through observing others, we've seen several elements that make these relationships truly flourish:Delight in the Next Generation. Mentoring starts not with duty but with joy. When we find genuine delight in those younger than us—when we enjoy being with them, listening, and learning—we build the foundation for real connection. Affirm Before Advising. Many younger adults are uncertain about their calling or whether they have what it takes. A word of affirmation can be far more powerful than advice. Encouragement builds trust and opens the door to growth. Lead with Vulnerability. We don't need to have it all together. It's our stories of failure and God's faithfulness that often minister most deeply. Humility makes room for healing and hope. Commit for the Long Haul. There's no shortcut to transformation. Mentoring thrives when we're patient and willing to walk alongside someone over time—through victories, setbacks, and seasons of change. Ask Thoughtful Questions. Jesus often asked His disciples powerful, heart-revealing questions. We can do the same. When we help others discover truth for themselves, they take greater ownership of their journey.The local church is a natural place to start. It's one of the few places left in our culture where generations regularly gather. Maybe it's time to simply show up—to attend a young adult gathering, volunteer in youth ministry, or offer to listen and pray for someone younger.Our workplaces also offer opportunities. Even in retirement, we may still have professional wisdom worth sharing. Informal conversations, apprenticeships, or consulting can all create meaningful space for mentorship.Most importantly, we must pray. We've learned to listen—not only to our mentee but to the Holy Spirit. We ask: Lord, what do You want us to say in this moment? How can we best serve this person? Prayer is the lifeblood of all fruitful mentoring relationships.What If Retirement Looked Like This?Imagine if thousands of believers approaching retirement swapped comfort for Kingdom impact. What if instead of isolating ourselves, we stepped into churches and communities, offering our time, wisdom, and presence?We believe that mentoring may be one of the most significant contributions we can make in our later years—not only for the benefit of others, but also for our own joy and growth. As we give ourselves away, we often find our richest reward.So here's the invitation: Start showing up. Start listening. Start sharing your story. And watch what God does through friendship across generations.Help Us Equip Others to Live with PurposeRight now, more people than ever are seeking biblical wisdom to navigate their finances and their calling. When you become a FaithFi Partner, you help meet that need.Partners receive:Early access to new devotionals and studiesA subscription to our Faithful Steward magazinePro access to the FaithFi appJoin the mission today with your gift of $35/month or $400/year at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions:I'm trying to compare mortgage rates from several lenders, but I'm concerned that multiple hard credit inquiries will affect my credit score. What's the best way to shop around without damaging my credit?I'm trying to decide between setting up a Special Needs Trust or an ABLE account for my nephew. Can you explain the differences and help me understand which option might be better for his long-term financial support?After my husband left, I found myself in a challenging financial situation. Most of my savings are gone, and because of a traumatic brain injury, my ability to work is limited. I feel overwhelmed and don't know where to begin. How can I start to rebuild my financial life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenBankrate | Lending TreeMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

We persist for what matters most—for the people we lead, and the people we love.But persistence can start to feel like just another weight to carry, another demand that drains us. And people are tired. So many of us are balancing caregiving, leadership, advocacy, a constant firehose of urgent crises, and maybe sneaking in some rest. So sure, persistence sounds good, but how do we keep going without flaming out?We learn how to prune our proverbial gardens.Pruning, whether a tomato plant or an out-of-control to-do list, requires focusing on the present so we can remove what no longer serves, while protecting what still has life in it. It's persistence in action. It's what keeps us from burning it all down and walking away or from our commitments taking over our lives.Today's guest offers us a masterclass in persistence. She started small. When resistance showed up, she didn't just push through. She revisited her vision. She stayed in relationship with mentors and worked in community. And over time, she has built a global movement for disability, visibility, equity, and justice.On today's 35th anniversary of the Americans with Disabilities Act, Tiffany Yu shares a reminder that persistence isn't about doing it all right away or quitting when it's too much. It's about staying focused, refining our vision, and staying connected to supportive people and your mission.Tiffany Yu is the CEO and Founder of Diversability, a 3x TEDx speaker, and the author of The Anti-Ableist Manifesto: Smashing Stereotypes, Forging Change, and Building a Disability-Inclusive World. She started her career at Goldman Sachs and was named to the 2025 Forbes Accessibility 100 List. At the age of 9, Tiffany became disabled as a result of a car accident that also took the life of her father.Listen to the full episode to hear:How the seeds of Tiffany's disability activism were sown during her time at GeorgetownHow Tiffany's delayed processing of her grief and trauma impacted her ability to connect with disabled joyWhy it matters that all of us get invested in prioritizing accessibility and inclusion for the disability communityWhy accessibility is about more than just utility and needs to address the wholeness of people with disabilitiesWhat leaders can do now to craft more accessible and inclusive spaces and eventsThe importance of community and using your influence to build bridges in the face of setbacksLearn more about Tiffany Yu:WebsiteDiversabilityInstagram: @imtiffanyyuConnect on LinkedInThe Anti-Ableist Manifesto: Smashing Stereotypes, Forging Change, and Building a Disability-Inclusive WorldLearn more about Rebecca:rebeccaching.comWork With RebeccaThe Unburdened Leader on SubstackSign up for the weekly Unburdened Leader EmailResources:The Persist NetworkEP 134: Focus, Feel, Forward: Redefining Leadership for the Long Haul with Amanda LitmanJanina FisherDr. Dan SiegelStephen Porges, PhDBest Buddies InternationalStigma FightersMade of MillionsFrancis WellerThe Power of Exclusion | Tiffany Yu | TEDxBethesdaJudith Heumann - Defying Obstacles in "Being Heumann" and "Crip Camp" | The Daily ShowWhat My Bones Know, Stephanie FooBenson Boone - Beautiful ThingsSeveranceSchitt's CreekOppenheimerReading RainbowArthurMister Rogers' NeighborhoodShine Theory: Why Powerful Women Make the Greatest FriendsThe Problem with Positivity | Tiffany Yu | TEDxYouth@CaliforniaHighSchool

Join us in this episode as entrepreneur, author, and longevity pioneer Jon Sabes shares his unique approaches to life and business. As the founder and CEO of Longevity Financial Partners, John leverages his 35 years of experience in business, health, and personal well-being optimization to help others achieve a more prosperous, healthier future… In December 2024, John published his latest book, Healthy Wealthy Longevity: The Good Things In Life For As Long As Possible. In it, he introduces a transformative guide that reveals the profound link between intentional living, well-being, and financial security –  empowering readers to create long, fulfilling lives. This conversation explores: How longevity and financial security interact with each other.  The role that holistic financial planning plays in sustainable prosperity. Why it's so hard to understand the “mortality paradox” as humans. How to achieve self-mastery with low motivation. How can we live better in an era of constant distractions and information overload? What tools can we use to help us focus on what truly matters? Hit play now to discover John's insights on fueling your ambitions, building financial wisdom, and cultivating lasting happiness. Be sure to follow along with John and his latest work by visiting Jonsabes.com! Episode also available on Apple Podcasts: http://apple.co/30PvU9C Keep up with Jon Sabes socials here: Facebook : https://www.facebook.com/p/Jon-Sabes-100063732297197/  Instagram: https://www.instagram.com/jon.sabes/?hl=en  X: https://x.com/JonSabes  Tiktok : https://www.tiktok.com/@jon.sabes  Youtube: https://www.youtube.com/@Jonsabesofficial 

Title: Why the W-2 Grind Will Never Make You Wealthy with Jamie Bateman Summary In this engaging podcast episode, Jamie shares his journey from being a competitive athlete and military officer to becoming a successful entrepreneur in the field of real estate and mortgage note investing. He emphasizes the importance of discipline, teamwork, and taking ownership of one's financial situation in achieving success. Jamie discusses his transition from a W2 job to entrepreneurship, highlighting how he leveraged his experiences and strengths to build multiple streams of income. He shares insights about his current business model centered around mortgage note investing, explaining the differences between performing and non-performing notes, and elucidates the challenges and opportunities present in this field. The discussion also emphasizes the importance of long-term planning and learning continuously, making the case that discipline ultimately leads to freedom and flexibility in life. Links to Listen and Subscribe: https://podcasts.apple.com/us/podcast/from-military-officer-to-mortgage-note-master-one-mans/id1618672867?i=1000643495099 Links to Watch and Subscribe: https://www.youtube.com/watch?v=t6nU0TtMAFc Bullet Point Highlights: Athlete to Entrepreneur: Jamie shares how his background in competitive sports instilled a sense of discipline and teamwork. Financial Ownership: Jamie discusses the importance of taking ownership of your financial situation and actively seeking improvement. W2 Quitter: The transition from a stable government job to entrepreneurship reflects Jamie's journey of self-discovery and ambition. Mortgage Note Investing: Jamie provides insights into both performing and non-performing notes, illustrating how to generate passive income through debt investing. Value of Networking: He emphasizes the necessity of building a strong network for finding investment opportunities in mortgage notes. Continuous Learning: Jamie advocates for lifelong learning, suggesting that successful people always seek new knowledge and skills. Long-Term Vision: He stresses the importance of setting long-term goals and reverse planning to maintain focus on achieving one's aspirations. Transcript: Jamie what's going on brother welcome to the show thanks Seth this is this is awesome um I'm excited to be here and I'm hoping to add some value absolutely man third time's a charm we've been trying to get this scheduled after I was on your show which was fantastic had a really good time uh on that show and I think it turned out pretty good so I know we're gonna absolutely we're gonna deliver on this one as well yeah we're GNA try to try to I'll try to do as good a job as you did so yeah that was that   was uh yeah no I that was a very very good episode from adversity to abundance I would highly recommend your your listeners check that one out to your episode on that show so thanks for thanks for doing that absolutely man you're an incredible interviewer I've I've that's the only uh I've been on dozens of podcasts and you know you pulled out a lot of things for me that I've I've never talked about on the air so it's pretty pretty awesome pretty awesome show man appreciate that cool man well let's just jump right into your   background man what's your story um take it back as far as you'd like to brother yeah um man uh I'd like to think that life has phases so I've had a few different phases in in my life um you I come from a a large uh family I'm I'm the oldest of seven kids and we always had a competitive uh background as far as team sports and things like that so um I played lacrosse in college that was always a foundational piece of of uh my life and just kind of I think from there learned how to be a part of something   bigger than myself and how to work toward a common goal with a with a team so that's been something that's been a a kind of a thread through my life and then um got married and uh joined the military and um actually joined the military technically before I got married but seemed like I got married and then ran off and and uh ran away from my wife but it's not exactly what happened but uh joined the military was an officer in the in the US Army did I did miss my first three wedding anniversaries through deployment and   things like that um and again it was a matter of trying to be plugged into something you know to serve and be a part of something bigger than myself and trying to trying to add value like I think we all we all want to do um I've obviously glossed over a lot of lot of details but those were uh a couple of inflection points I guess if you will um like you like to talk about I know um and so my military career transitioned into uh a a career with the Department of Defense as a civilian and um did 14   years as a civilian with DOD at Fort me and the first half so the first seven for all you math whizzes out there uh was full-time and then the second half the second seven years was part-time and that seven years is when I was really building my businesses which are largely um real estate investing and mortgage node investing Focus so we can get into the details there and then in 2022 I ended up quitting my job and and um now I have a few different small businesses that I run and like you Seth I've got a got a   lot of different things that I'm juggling and uh you know so but yeah I love talking about taking ownership of of your financial situation and taking ownership of your your life really and um I know that you and I have that comment so yeah that's a that's a high level overview of my background awesome man I appreciate that that there's a lot to unpack there you know going back to you know playing sports all the way up to the Collegiate level that's incredible I always like to to think even playing like poporn or football   back in the day you need a way to instill discipline in yourself and I I that's kind of the the oldest memory I can think of where it was hard right like it was like you've got a coach screaming at you like back in the day it's like you know they wouldn't give you water unless you like you know for like an hour which I don't think they do that anymore now but you know you had to earn that drink of water and and all those sorts of things but you you really learned what it's like to to work hard and you really learned what discipline   was all about and I would say that and you can you can expand on this but yeah I would say that you know being in the military yourself that takes it to a whole new level right it's like you you you got that from Sports you got that from the military yeah definitely I mean obviously they're very different in a lot of ways but that is certainly a common theme is is being disciplined and um and people people shy away from that word um because it just sounds like work or or no fun and no flexibility but I found that having   discipline in your life ends up adding more freedom in a sense um because you kind of have your foundational pieces set in stone you don't have to think about those and so um yeah regarding team sports it's it's really a matter of um you know everyone doing their part right and so there's a level of individual discipline and um and then just and then also just kind of putting the putting the group ahead of yourself um obviously the you know you want individual there's nothing wrong with individual accolades and I I was   certainly uh chasing you know those individual accolades it's not something I shied away from I was you know I definitely was wrapped up in trying to be an All-American and um that kind of thing and and did get that a couple of times you know but it at the end of the day nobody really cares about that and um the way I viewed it was if I was doing my part and I got those you know if I was scoring goals in Lacrosse as an example that means I'm contributing to you know to the team right and so there's obviously a fine   line there but of going too far either way um but yeah that discipline is critical you know even C I played at a high level in college and and there was year round you're training you're you're uh you're into it it was a division three school but it but the reality was we worked just as hard as any any D1 program and um yeah it's it's a these are skills that have paid off and are absolutely transferable to the rest of of life for sure yeah I think you've got to get those those intangible things you've got to develop   them somewhere along the way whatever whatever that is if that's Sports the military or you know from your parents I mean you can get it from different places but you definitely need it I mean you know we're in different stages of our life at this point we're talking about a lot we like talk about freedom and flexibility and fun um to try to get away from kind of the W2 uh mindset but in order to achieve Freedom flexibility and fun in a successful way you had you have to be disciplined to be able to get   there you you had to have done something successfully to be able to get there or maybe what separates you from you know the guy living in a van down by the river right like that guy that guy has Freedom flexibility um I don't know about fun maybe fun but yeah but you know it's it's a different obviously it's a it's a different outcome yeah and I I I still I think I still need you know I still use a lot of discipline today it's still still required but it's I guess I guess it's self-imposed and um you know I just love   love having that flexibility and that freedom um that comes along with being an entrepreneur so yeah it's been a central piece to my success for sure um but I I I still I don't think it ever you know goes away I just get to pick and choose what you know what discipline I want to kind of enforce on myself I guess um so yeah absolutely and and and as you said I the military was a huge part of that for me as well I mean that's a different kind of different kind of discipline and different kind of teamwork and different you know if you   lose a lacrosse game okay you lost the lacrosse game but military the stakes are a little higher um so maybe certain things are more important attention to detail are crit is critical and um but at the end of the day it's yeah it's that the same principles apply across both I I guess sectors if you will for sure for sure so let's dive into that that transition you started working kind of part-time there for seven years so that seems like a transitional period how are you able to progress from you   know that W2 and what what I've heard you say is call yourself a W2 quitter and I love that um you know how were you able to progress from a W2 person to a W2 quitter what enabled you to do that and what that transition looked like I mean you know I do remember in 2015 probably a little bit maybe maybe say 2014 but I just you get you know I had a wife and two kids and I had the commute the long commute that I I know a lot of people can identify with so um it it just was Groundhog Day it was the same   thing over and over and over and that's not me sitting here complaining about my family or having a having the opportunity to work um but after a while it gets old let's just be real right so it's like you're sitting in traffic and I just you start looking at you know I was I worked for the government and you look around you say who okay who's sort of ahead of me on this like you like I I think you probably mentioned on our on your your show on my my show your episode um you look around to the people   who are more kind of Al further along the path than you you say do you want to be that person is that the life you want and man I did not want that and um it just just having that just super long-term just you know the pot at the end of the rainbow I guess uh nothing driving me in the in the interum man it was it was just it was brutal so I probably did a little woes me for a little bit there a little victim mentality for a bit but then you start to realize like okay if you don't take ownership of your own life no one's   going to right so no one's going to come in and do this for you so I'm not sure what truly you know created the change in my mindset but my mindset absolutely started to change and I just made a shift and I and I stopped watching cable news I stopped uh just you know stopped paying attention to all the things that I can't control and I couldn't control back then and and started saying no what do I have what are my strengths who is in my who's back to the team thing who's on my team who's you know who's in my   network that I can add value to and who can add value to me so I started looking around and um you know my father was a realtor for many years my brother was a loan officer I we had uh one rental property at the time and so and IID worked at a I didn't mention I worked at a title company and I worked for a mortgage broker before as well briefly so I had this experience that a lot of people don't have and that's you know that that doesn't mean I'm better than anyone it just means these are my strengths so let's point to that and   let's use that so I started really being intentional about focusing on my strengths and my assets that I had in my life right and then another asset that I used to see as a liability was the time in the car so I started listening to podcasts oh you know and and then it turned into wait I don't even want to go into work yet because this this podcast episode is amazing and I'm learning so much you know Bigger Pockets and all the other real estate podcasts and different investing podcasts and um started using   that mental bandwidth instead of focusing on National media stories that I have zero influence over uh here's something that I can actually take action on and so um in mid 2015 uh I I I went part-time and and just so happens that at uh DOD it's one of the few agencies in the in the federal government where you can go part-time and still keep your benefits so I still had health insurance for my family you know most people don't have that option necessarily but oh oh well I did so that's what I did and and um you   know that's uh again decided decided to start building my my other streams of income outside of my W2 um had my circumstances been different if I was single I probably would have just quit the whole thing right but I was able to have that kind of laded approach I guess or tiered approach to kind of ripping off the Band-Aid yeah yeah no that that that's awesome I love just the idea of of taking ownership of your your life right like everybody has those moments where they're feeling sorry fors um but but the successful people they   don't sit there and stay in that that mindset they they move on they you're going to be there sometimes but you've got to get out of and you got to say okay what what can I control what can I change and you don't say you don't give other people the power to control you and your mindset and how you feel about your life right like that's that's that's the thing like if if you if you're constantly blaming someone else or saying this happened to me rather what can I do to get myself out of it then you're going to be stuck there   forever you're you're going to be you're going to be spinning your wheels forever um and a lot of that I think helps because you said you don't listen you don't watch the news I don't either it's a waste of time what control what does that do for us it's if I do watch it I literally do it for entertainment and you look at it as an entertain I look at it like I'm watching sports almost absolutely I I look at it like this is funny like I can you know what I mean you kind of analyze like this is funny   this guyy saying this in a debate this guy's saying that it's not taking it as fact and news and this is how I should live my life because of what they're saying absolutely and it's not to say that none of these topics are you know important right I mean right Glo Global you know war or I mean politics poverty global warming whatever that's all very important but I have zero control over it almost zero right and then um you know the other thing is fear sells and that's that's what they're selling and so doesn't mean that every   story is invented and it's all fake fake news but it it just doesn't serve me and so I'd rather focus on you know go ground up and kind of uh you just I see it in people maybe older people in my own life now who maybe are retired and and they watch the news all day and it's like they won't travel because they saw a news story that the airports are packed or something and you know it's I'm sure that story was was accurate right but it but the but the news can filter out and and you end up only focusing on the negative really and   it just didn't serve me so yeah um during that La the second seven years I was able to build out my wife and I were doing single family real estate investing and doing a lot of the Burr method that maybe some of your your audience is familiar with uh um and so kind of putting that Capital back into the the rental property um machine and expanding our portfolio um and then eventually last year Well in in 2018 I made the pivot I kept the rental properties but made a pivot to also add on mortgage not   investing and that's been my primary focus as of late um and uh if you want I can tell the story quickly about how I actually quit my job in 2022 I I think it's kind of kind of a funny one absolutely let's do it all right so um I uh so two years ago uh I was playing bad mitton and um I'd been doing now mind you I used to be like tough you know athlete and like I did you know did Jiu-Jitsu for three years right up before this and you know used to lift Waits a lot and still do it here and there but you know I think I'm tough   right and uh ruptured my achilles playing bad mitton so that's an ego blow uh to add on to the physical pain that you know especially with the recovery so I ruptured my achilles a little over two years ago today and um I was out of work it was my right right foot and the reason I bring this up is not for sympathy but um to say you know I couldn't drive for three months so I actually yeah and I had tons of leave from from work and by this time I was tired really tired of my I was pretty much checked out like I think you you   might have been at your uh your big law uh job but um that's right I was I was checked out I mean I I wasn't the best employee at this point and so I took as much leave as I as I could you know reasonably right and so but couldn't drive and so I was out for three months and I come back so come back into work and I'd had discussions with my wife about about leaving it was just a matter of of when not if um I can tell you truthfully had no idea that I was going to quit this day but I came back in from   having been out for three months mind you no one gave me a call no one from work no one from my management gave me a call the entire three months I was out other than to say to ask me are you vaccinated because you have to be vaccinated to be to get inside the building now I don't want this to turn into some controversial vaccine discussion or get your your podcast banned from something but um yes I'd been vaccinated to to answer the question but no one asked me how's your how's your recovery going like how what   do you you know how's your life you know what's it's just are you vaccinated you need to get that shot before you come in okay great thanks I really feel welcome here so I'm already just you know you know what screw this place right um come back in and just go to my desk and this is this is an office space kind of thing where I go to my desk and there's some there's an a force kid at my desk and long story short they' kind of move me somewhere else without telling me I can't find my desk I finally find it   it's got a box with my name on it with you know monitors sideways and all and clearly not a functioning uh desk and um you know office space so I literally quit that day and I just say that it's just like I knew 100% I was done I my wife didn't know I was I quit but I I quit that day still worked for another month or two but I I was there was no question zero question in my mind I'm done with this place so uh that was March of 2022 and ever since then I've just focused on building out my businesses and having   looked back that's awesome sometimes you just know right like sometimes it's time you just knew I I love that story man for me it was a little bit you already know the story but you know for me it was a little bit more of someone else's decision I got fired I mean and men that you know you you weren't the best employee at that point correct you know I knew the same thing and it's great to have awareness and perspective and kind of looking back now you're like I would have done the same thing like this guy   doesn't want to be here his output isn't what it should be like nope he's got he's got to go I mean he's not he's not the best employee and and as a you know as a business owner now I can you know I have really good perspective of that and and seeing that and they did they were doing me a favor by being like hey like your heart's not in it is it and I'm like no it's not it's not yeah yeah the reality is for me it's really hard to work you know when once you go part-time I mean I knew I was casting a vote   against my career progression there so as soon as I went part-time in 2015 I wasn't saying I'm in this for the Long Haul guys this is this is my focus you know it's the writing's somewhat on the wall looking back it's almost surprising I lasted as long as I did um but so yeah uh haven't looked back and just love love the entrepreneurial you know day-to-day and freedom that you alluded to and and just the multiple streams of income and certainly has its challenges I I probably work harder now than ever   than I ever have um but it's by choice right so I love it exactly same here man I mean it's you know my my days are long I mean I I get up way before I used to get up when I when I had a 95 I worked past when I would have worked a 9 to-5 and it definitely more hours but when you're doing it for yourself and you're doing it because you're working towards something that you believe in yeah it doesn't feel like it's you're putting that much time in definitely I I wake up early a lot of days it's not not on   purpose it's because I'm just excited to get Kracken so yeah yeah absolutely yeah well let's let's kind of get into your current business I know you you had mentioned that you focused on your strengths and your assets um and you know I think it's important I'll just I'll just say it's important to take an inventory of what your strengths are when you're kind of considering going into something else um because a lot of our listeners are attorneys they're doctors folks like that they kind of feel like maybe they're they're pigeon   hold right like well if I'm not an attorney what the hell else can I do right like I don't know anything about real estate investing or node investing or starting a business or anything like that but if you really take a step back you you probably have a lot of skills that you've learned and honed in your career that you can use for something else moving forward and that was that's what you were able to do definitely and one thing I'd say is that um you know one thing that's always comforting for   me is nobody knows everything right so you can always find somebody who knows more than you in a certain area um you know there's one quote about every man is my Superior in in in something right so um basically it gets me a lot of comfort to know like just because an attorney listening to your show knows way more than I do about a particular topic and probably many many other topics that doesn't mean I'm less of a person or you know I don't know more than that attorney does in another area so it's   okay I'm never going to know everything there are other people who've already figured it out so um you know that's that's always comforting to me is and when I say look to your strength it's also looking to the people in your network who know and can help you get to where you want to go um so yeah I mean so many things we take for granted that we do know and um you know example when I started working at a title company fresh out of college because it was my first real job and it paid you know a a   salary um I realized quickly how little I knew about title insurance settlements you know just just basic stuff now looking back pretty basic stuff but you don't know that unless you work for a title company or you're heavily involved in this you don't you're not trained in that in school typically right so you know you forget and so your your listener out there the the attorney the doctor I guarantee they have a lot of life experience not just from their professional world but just life experience that that they shouldn't take   for granted and the fact that you can go through law school and then be you know Be an Effective attorney or go through medical school and Be an Effective doctor that that means you you can learn things right and so again I go back to life has Seasons I mean you've shown that in your own story Seth like you know um it's uh it doesn't mean just because I started a certain business doesn't mean that's going to be what I'm going to be doing for the next 20 years or just because I'm an attorney now   doesn't mean that's what I have to do for the rest of my life so we always have options I mean you might look back and wish you'd done something differently or something but you only have one chance at this and so you know you just make the most of it and and just keep I think keep learning constantly um is critical I I just hired a business coach we've had one call um but one of his motos is um you know one of his sayings is that he's always he's in permanent beta so he's always changing always improving he's always   growing so I'm trying to trying to implement that as well yeah I love that permanent beta I haven't heard that before but I like that I like that phrase like that phrase um so tell me about your current business tell me about mortgage node investing start with the basics um sure what is it yeah so and and I'll try to keep it uh there's so much to it but again none of it is difficult it's just a lot of moving parts and you've got to you know it takes time to learn um we buy debt so we buy a mortgage note   and that could be performing or non-performing the the real highlevel version is is um a performing note is kind of like a a long-term Buy and Hold rental property but you're buying the debt and becoming the lender becoming the bank if you will um and so you're buying that performing note for cash flow so I buy a performing note the barer now pays me through a loan servicer and I get monthly payments so that's a great way to go the the problem with that is you can't really add value to that asset very well you're kind of   it is what it is and in fact with mortgage notes the value actually goes down over time generally speaking because the principal balance goes down so it's just it's worth less than you know than uh you know than it would than it was when you bought it then on the other side the non-performing side of things we buy those uh as well and those are more like a Fix and Flip property so um although we're still buying the debt we're not buying the property but there's a chance to add value There's an opportunity to buy distressed asset and   add value to that asset and then sell that that non-performing note either well I should say sell that asset whether that's as a rep performing note or as uh through the the real estate itself there there are a few different ways you can exit a non-performing uh note deal and but but back to your kind of one of the the themes um thus far one of the reasons I got into specifically that space was that I understood the real estate space so I understood the single family residential real estate space so it wasn't a huge   leap for me to go from owning the property to now owning the debt on that property whereas it would have been a lot bigger leap for me to say oh I want to start buying distressed you know multif family debt um which I know you could probably help me understand better but that you know it's like incremental progress and and and change isn't that scary so I kind of expanded my um you know toolbox if you will and got into the mortgage note space so we have a couple of note funds one is open um currently and they're they're they're   all for accredited investors um and uh the the income fund that's open pays a monthly uh aims to pay a a monthly uh per referred return I know you and a lot of your listeners are attorneys so I got to hold the line here and uh so the fund is structured to pay uh to aim to pay a a monthly return uh of 8% it's not a there's no growth in that fund it's literally a cash flow play and um diversification play you're putting your your capital in we buy assets across the country we we've bought notes in in probably 25 States at this point   um and so the investment is Diversified across Geographic areas across borrower types and um you know we buy for a certain yield we take a small management fee and then we um ideally uh pay a pay the preferred return that we're aiming for to our to our investors yeah nice 506c you're able to talk about it it's uh ACC credit investors only just want to throw that out there um so yeah I mean so just going back to the basics a little bit and we'll get back into the fund like how do you how do you even   find these things I mean how do you get started how do you find these things so I mean that is an ongoing challenge I'm not going to lie to you that's one of the the things that truthfully a a passive investor who doesn't have time to to develop the network to go find these assets they're just not going to have success um you know they might here and there but it takes time it's a it's a word of mouth industry just like real estate itself is and um so we've built out a network of of Sellers and you know that could   be quite honestly I I've never had luck buying directly from Banks it's really either a larger uh mortgage note fund that's closing so it might be a three-year fund and then they've got to they've got to liquidate they've got to figure out how to sell off what to do with these assets um and so that's a great opportunity to buy is just a fund that's closing or somebody a note investor who's getting out of note investing or they've had a life change or something um you know where they just uh there's an opportunity to buy from   them as well um and so there there are other you know I guess we buy from hedge funds note investors other note funds um those are there are also note Brokers as well out there um there are also some online exchanges like paper stack and a couple of others that you can go and I've bought and sold on on paper stack and other exchanges as well um and you know you can you can find assets there um but at the end of the day we have our list that we list of people that we work with regularly and I would say one thing   is that doing due diligence on a note seller is just as important as uh due diligence on the assets that they're selling and so it's it's taken some work and it's it's a work in progress always um but it is the million-dollar question is where do you where do you find these assets yeah so that's that's the hard part right that finding these assets is the hard part um have you ever had to foreclose on on any of these notes and actually acquire the property and I guess a followup question is do you ever   look at a non-performing note like hey I actually want to own that property great questions yeah great questions um to be clear we're not trying to kick people you know Grandma out on onto the street or anything like that um you know that's not our our goal typically well that's never our goal but we're never trying to kick someone out of their home um but the reality is some people honestly need a little bit of a kick in the pants and often times that's not really the best them staying in the house is not often   The best scenario for them I know that might sound sound harsh but at the end of the day if someone can't afford to live somewhere sometimes these people are living in squal and they really need a change of of environment um to answer your question about do we target the property yes sometimes we do in fact we just closed on two they're called uh heckum loans or reverse mortgages where the borrowers are deceased the property is underwater meaning you know the the loan amount is high greater than the   property value and it should be a quick exit through the property so HUD will sell off these uh big pool of of reverse mortgages and we were able to purchase two of them very recently it's a vacant property you're not doing an eviction borrower is deceased you've got to work through the airs or or foreclosure um and get and exit the property that way um if your listener wants to go to my website I've got a really good um it's a Jacksonville blog post I've got a couple of blog posts about this deal I still hold this rental   today and it was a non-performing note that we purchased a few years ago and um I had no intention of exiting through the property or holding holding the the property as a rental property but uh running the numbers it just was too good to to let go and so long story but we we uh you know ended up doing a deed in Lee of foreclosure actually in this case and got the property back and now it's a long-term Buy and Hold property for my own rental uh portfolio yeah that makes sense that makes sense there's there's always   multiple ways to look at an investment right um but it does sound you know is not something that that I've executed on myself but it sounds like this is an active business right and that's why you've put together an income fund for people that want to get involved passively um because as as everybody knows there's active Investments there's passive Investments if you're going to do something active maybe your returns are going to be a little bit better but you're going to give up a lot of time and effort to to get those returns   um so if you want to go to the passive side if you if you're still full-time in your career you're you're a full-time doctor or lawyer or or whatever you are you know these passive Investments are the way to go without having to know every single detail about a new business yeah and I don't know if you can see this but I I wore this specifically for your for this show there it is there it is passive income um you're absolutely right you know these gurus some of the some of the node investing gurus out   there will try to sell you know notes as passive um we have another blog post that talks about uh just the it's a spectrum there's active and passive on either end but at the end of the day if you're gonna node investing in my world is very very active and we have a non-performing note fund that's considerably more active than the Performing note fund so um you're dealing with foreclosures bankruptcies deed and L tracking delinquent property taxes do I have to physically go anywhere no but it is not passive um but   that's why we offer the passive investment to for you know people who like you said have maybe more Capital than time or energy and they want to put that Capital to work that's right there there are certain gurus out there that you know whatever it is that they are pitching it's they they tend to always pitch it as as passive even though it is an active business whether that's ma money yeah whether that's a mortgage note or I mean people pitch Airbnb short-term rentals as passive they're like well you can delegate this and you   can you know you can automate that and there's software for all these things but you still got to put all that stuff together you've still got to monitor all those things you you've still got to you still got to oversee all these different aspects of a business and that's what it is it's a business that you're running and it's not passive like it's not it's not and and it is on a spectrum some things are more passive than others but when you're inves in you know as a passive investor into some sort of a   fund or a syndication that's really leaning really far into the the passive side absolutely 100% and I and I'm as you are Seth I'm I'm I'm I I assume you are I know you're an active investor but I I do have passive Investments myself in other other funds other note funds and and my own my own note funds as well and so nothing wrong with doing both but I would say you need to be careful about you know you got to make a decision at some point do you want to scale this thing and and make this really a   business or do you do you are you satisfied with potentially a little bit lower return and you are giving up some control but much you know much fewer headaches and just a lot less work right right yeah and a lot of you know a lot of the listeners are high income earning professionals so they've already dedic put a lot of time and effort into being able ble to earn this much money from their W2 and absolutely that's probably your best bet to be honest with you I've been there I was in those shoes you're   probably better off putting your head down like let's grind for a few years let's let's not spend every single dollar that we make on all the new stuff on a on a new car every two years or every year in a bigger house that you don't need like let's set aside some of that and invest it passively and then maybe one of those will stick maybe one of those passive investments will be a mortgage note fund where you're like man I kind like this business like I like the sound of it I've learned about it   and then you start maybe progressing on the active side and maybe that takes over and and you want to get into that as a as a business as an entrepreneur but um a great way to kind of dip your toe in the water is to become a passive investor um that's the way that I did it into you know multif family syndications I invested passively in a number of deals first and kind of learned about it learned the ropes and I'm like I can do this and then that's when I made the transition yeah definitely it's it   really comes down to what you what your goals are and what your situation is for sure I I'll say I was too passive initially when I went into notes um because personally I just don't you're you're you were probably a little better student Seth not that I was a bad student but you know I I invest unless I'm actively in investing you know I'm just not going to learn a lot so the reality is yeah it's fine to learn about the asset class you definitely should learn about the operator for sure if you're putting Capital with them but   you're not going to once you're getting your checks and your dispersements you're not going to probably learn a whole lot about how to do that on the active side and so that's what we're here for yeah yeah it's more of like a spark of an interest right like may you already have that spark and then you invest passively then you're like okay well now I'm invested like let me learn about this you have to you have to actively go out there and educate yourself and network and talk to people that are in the business definitely 100   per. all right man before we jump into the Freedom Four you have one last gold nugget for our listeners oh man um I would say within when it comes to investing um you know take the long-term view um don't chase immediate returns um you know I do think just yeah it's certainly we all want to make a million dollars tomorrow but I think it's it's play the long game when it comes to investing I think that's critical love that man all right let's jump into the Freedom Four what's the best thing you do to keep your mind body   healthy yeah I mean one thing that I instituted this year actually um is breath work and it's um you know it's so it takes 10 minutes um and per day for me at least and it's been phenomenal and it's something that quite honestly as a as a you know athlete back in the day or even in the military I would have scoffed at something like this to be honest with you because it's just you know it's not manly or whatever it's like it is phenomenal so uh breath work I mean I do other things for sure but that's certainly this year it's been a   game Cher for me I just feel like it resets my central nervous system and it just gets me focused and uh I know there are other physiological benefits that you can ask uh Dr Andrew huberman or somebody else about cool I have to look into that actually have I mean obviously everybody talks about it's a Hot Topic I haven't gotten into it I haven't gotten into that plus like the cold plunges and that sort of thing um but I really want to explore that a little bit I don't know how much you can cut this out if we   don't have time but I had a I'm just going to be be open about this I just had a you know in late December I got a viral infection like a neuro virus and then I had I had a what I think was a pretty severe panic attack and it was super scary and so that's why I started uh doing this and somebody on my team actually sent me a a I guess we'll call it an implement or a tool that uh I use for the breath work it's BL there's a Bluetooth connection to your phone and it's pretty cool so it's structured and   back to that discipline right but um yeah so it's there was a reason I started doing it and um it's it's so accessible five to 10 minutes a day you can start doing it so yeah very cool highly recommend cool thanks for sharing that man um with all your success what is one limiting belief that you've crushed along the way and how did you get past it um I think just uh you know being afraid to you know that you have to be perfect right so um I used to be an editor back in the day and so many things would just not get done   or not get completed within our team our organization um because it had to be perfect and and it's like I think as I've progressed into more of the entrepreneurial lifestyle and and uh it's just it's not a it's not an option anymore um so um yeah I think just taking action has kind of overcome that limiting belief of of of chasing Perfection yeah yeah I can I can I can agree with you there done not perfect um as you know my background as an attorney I mean we're we're paid to be perfect like we can't make mistakes especially   in contracts and the way that we write things but when you kind of make that transition over to being an entrepreneur there's too much there's too much to to be to be perfect you got you just got to get it done good enough absolutely good enough has to you have to be open um willing to accept that for sure y what's one actionable step our listeners can do right now to start creating more freedom so I'll use the military here you can um which is where I learned U kind of reverse backwards planning reverse   planning so literally just and I'm not going to tell you I'm perfect at this um but you know think about what create a vivid vision for your life in in the next three to five years pick a pick three years out from today and what do you want your life to look like and then backwards plan and now I'm not saying you need to plan every minute of every day but you can be that will that will increase the urgency uh sense of urgency in your life and the intentionality of every every hour and every day because you realize this is   doable but I got to take ownership of of my current situation if I want this to be the reality in three years so I would say create a vivid vision and and kind of reverse or backwards plan to get there perfect perfect last but not least how has passive income made your life better yeah I mean I think in multiple ways but a big one that stands out is is giving me I guess we'll call it margin um to take some more risks on the entrepreneurial side and because I do have alternative sources of income   passive income um it's allowed me that kind of mental and financial bandwidth or margin to maybe invest in a company that even if it doesn't per go perfectly it doesn't go well it's not profitable that's okay I still have that cushion um for for me and my family so that's yeah it's a huge it's been a huge factor in that regard yeah absolutely Game Changer man it just changes your mindset changes your life in so many ways uh Jamie this has been incredible dude you've got so much great content to to share in your   brain man you got to get it out there um I know you've got an awesome podcast that I was on adversity to abundance everybody should check that out um other than that Jamie where else can people find out more about you yeah just two things I'll mention very quickly uh literally got my book delivered today like an hour before I hopped on here it's uh from adversity to abundance it is based on the podcast so I encourage your listener to check that out from adversity to abundance is the book that's out and then Labrador   lending.com l b r a d o r.com is where you can check us out all right man awesome I'll drop all that in the show notes thanks again for coming on brother thanks for having me Seth this has been great Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=t6nU0TtMAFc https://www.instagram.com/p/C2sKtrAPX50/ https://www.facebook.com/permalink.php?story_fbid=pfbid029mGsZgw2DFvrvFV6QPkwf2U2ewUxCGoRmnjGvuBicaWmM9oHWbemP7NCVFFXz8jxl&id=100089126144055   Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Jamie Bateman's Links: https://x.com/batemanjames https://www.facebook.com/batemanjames https://www.threads.com/@batemanjames11? https://www.instagram.com/batemanjames11/ https://www.linkedin.com/in/jamie-bateman-5359a811/ https://labradorlending.com/about/

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Title: Why the W-2 Grind Will Never Make You Wealthy with Jamie Bateman Summary In this engaging podcast episode, Jamie shares his journey from being a competitive athlete and military officer to becoming a successful entrepreneur in the field of real estate and mortgage note investing. He emphasizes the importance of discipline, teamwork, and taking ownership of one's financial situation in achieving success. Jamie discusses his transition from a W2 job to entrepreneurship, highlighting how he leveraged his experiences and strengths to build multiple streams of income. He shares insights about his current business model centered around mortgage note investing, explaining the differences between performing and non-performing notes, and elucidates the challenges and opportunities present in this field. The discussion also emphasizes the importance of long-term planning and learning continuously, making the case that discipline ultimately leads to freedom and flexibility in life. Links to Listen and Subscribe: https://podcasts.apple.com/us/podcast/from-military-officer-to-mortgage-note-master-one-mans/id1618672867?i=1000643495099 Links to Watch and Subscribe: https://www.youtube.com/watch?v=t6nU0TtMAFc Bullet Point Highlights: Athlete to Entrepreneur: Jamie shares how his background in competitive sports instilled a sense of discipline and teamwork. Financial Ownership: Jamie discusses the importance of taking ownership of your financial situation and actively seeking improvement. W2 Quitter: The transition from a stable government job to entrepreneurship reflects Jamie's journey of self-discovery and ambition. Mortgage Note Investing: Jamie provides insights into both performing and non-performing notes, illustrating how to generate passive income through debt investing. Value of Networking: He emphasizes the necessity of building a strong network for finding investment opportunities in mortgage notes. Continuous Learning: Jamie advocates for lifelong learning, suggesting that successful people always seek new knowledge and skills. Long-Term Vision: He stresses the importance of setting long-term goals and reverse planning to maintain focus on achieving one's aspirations. Transcript: Jamie what's going on brother welcome to the show thanks Seth this is this is awesome um I'm excited to be here and I'm hoping to add some value absolutely man third time's a charm we've been trying to get this scheduled after I was on your show which was fantastic had a really good time uh on that show and I think it turned out pretty good so I know we're gonna absolutely we're gonna deliver on this one as well yeah we're GNA try to try to I'll try to do as good a job as you did so yeah that was that   was uh yeah no I that was a very very good episode from adversity to abundance I would highly recommend your your listeners check that one out to your episode on that show so thanks for thanks for doing that absolutely man you're an incredible interviewer I've I've that's the only uh I've been on dozens of podcasts and you know you pulled out a lot of things for me that I've I've never talked about on the air so it's pretty pretty awesome pretty awesome show man appreciate that cool man well let's just jump right into your   background man what's your story um take it back as far as you'd like to brother yeah um man uh I'd like to think that life has phases so I've had a few different phases in in my life um you I come from a a large uh family I'm I'm the oldest of seven kids and we always had a competitive uh background as far as team sports and things like that so um I played lacrosse in college that was always a foundational piece of of uh my life and just kind of I think from there learned how to be a part of something   bigger than myself and how to work toward a common goal with a with a team so that's been something that's been a a kind of a thread through my life and then um got married and uh joined the military and um actually joined the military technically before I got married but seemed like I got married and then ran off and and uh ran away from my wife but it's not exactly what happened but uh joined the military was an officer in the in the US Army did I did miss my first three wedding anniversaries through deployment and   things like that um and again it was a matter of trying to be plugged into something you know to serve and be a part of something bigger than myself and trying to trying to add value like I think we all we all want to do um I've obviously glossed over a lot of lot of details but those were uh a couple of inflection points I guess if you will um like you like to talk about I know um and so my military career transitioned into uh a a career with the Department of Defense as a civilian and um did 14   years as a civilian with DOD at Fort me and the first half so the first seven for all you math whizzes out there uh was full-time and then the second half the second seven years was part-time and that seven years is when I was really building my businesses which are largely um real estate investing and mortgage node investing Focus so we can get into the details there and then in 2022 I ended up quitting my job and and um now I have a few different small businesses that I run and like you Seth I've got a got a   lot of different things that I'm juggling and uh you know so but yeah I love talking about taking ownership of of your financial situation and taking ownership of your your life really and um I know that you and I have that comment so yeah that's a that's a high level overview of my background awesome man I appreciate that that there's a lot to unpack there you know going back to you know playing sports all the way up to the Collegiate level that's incredible I always like to to think even playing like poporn or football   back in the day you need a way to instill discipline in yourself and I I that's kind of the the oldest memory I can think of where it was hard right like it was like you've got a coach screaming at you like back in the day it's like you know they wouldn't give you water unless you like you know for like an hour which I don't think they do that anymore now but you know you had to earn that drink of water and and all those sorts of things but you you really learned what it's like to to work hard and you really learned what discipline   was all about and I would say that and you can you can expand on this but yeah I would say that you know being in the military yourself that takes it to a whole new level right it's like you you you got that from Sports you got that from the military yeah definitely I mean obviously they're very different in a lot of ways but that is certainly a common theme is is being disciplined and um and people people shy away from that word um because it just sounds like work or or no fun and no flexibility but I found that having   discipline in your life ends up adding more freedom in a sense um because you kind of have your foundational pieces set in stone you don't have to think about those and so um yeah regarding team sports it's it's really a matter of um you know everyone doing their part right and so there's a level of individual discipline and um and then just and then also just kind of putting the putting the group ahead of yourself um obviously the you know you want individual there's nothing wrong with individual accolades and I I was   certainly uh chasing you know those individual accolades it's not something I shied away from I was you know I definitely was wrapped up in trying to be an All-American and um that kind of thing and and did get that a couple of times you know but it at the end of the day nobody really cares about that and um the way I viewed it was if I was doing my part and I got those you know if I was scoring goals in Lacrosse as an example that means I'm contributing to you know to the team right and so there's obviously a fine   line there but of going too far either way um but yeah that discipline is critical you know even C I played at a high level in college and and there was year round you're training you're you're uh you're into it it was a division three school but it but the reality was we worked just as hard as any any D1 program and um yeah it's it's a these are skills that have paid off and are absolutely transferable to the rest of of life for sure yeah I think you've got to get those those intangible things you've got to develop   them somewhere along the way whatever whatever that is if that's Sports the military or you know from your parents I mean you can get it from different places but you definitely need it I mean you know we're in different stages of our life at this point we're talking about a lot we like talk about freedom and flexibility and fun um to try to get away from kind of the W2 uh mindset but in order to achieve Freedom flexibility and fun in a successful way you had you have to be disciplined to be able to get   there you you had to have done something successfully to be able to get there or maybe what separates you from you know the guy living in a van down by the river right like that guy that guy has Freedom flexibility um I don't know about fun maybe fun but yeah but you know it's it's a different obviously it's a it's a different outcome yeah and I I I still I think I still need you know I still use a lot of discipline today it's still still required but it's I guess I guess it's self-imposed and um you know I just love   love having that flexibility and that freedom um that comes along with being an entrepreneur so yeah it's been a central piece to my success for sure um but I I I still I don't think it ever you know goes away I just get to pick and choose what you know what discipline I want to kind of enforce on myself I guess um so yeah absolutely and and and as you said I the military was a huge part of that for me as well I mean that's a different kind of different kind of discipline and different kind of teamwork and different you know if you   lose a lacrosse game okay you lost the lacrosse game but military the stakes are a little higher um so maybe certain things are more important attention to detail are crit is critical and um but at the end of the day it's yeah it's that the same principles apply across both I I guess sectors if you will for sure for sure so let's dive into that that transition you started working kind of part-time there for seven years so that seems like a transitional period how are you able to progress from you   know that W2 and what what I've heard you say is call yourself a W2 quitter and I love that um you know how were you able to progress from a W2 person to a W2 quitter what enabled you to do that and what that transition looked like I mean you know I do remember in 2015 probably a little bit maybe maybe say 2014 but I just you get you know I had a wife and two kids and I had the commute the long commute that I I know a lot of people can identify with so um it it just was Groundhog Day it was the same   thing over and over and over and that's not me sitting here complaining about my family or having a having the opportunity to work um but after a while it gets old let's just be real right so it's like you're sitting in traffic and I just you start looking at you know I was I worked for the government and you look around you say who okay who's sort of ahead of me on this like you like I I think you probably mentioned on our on your your show on my my show your episode um you look around to the people   who are more kind of Al further along the path than you you say do you want to be that person is that the life you want and man I did not want that and um it just just having that just super long-term just you know the pot at the end of the rainbow I guess uh nothing driving me in the in the interum man it was it was just it was brutal so I probably did a little woes me for a little bit there a little victim mentality for a bit but then you start to realize like okay if you don't take ownership of your own life no one's   going to right so no one's going to come in and do this for you so I'm not sure what truly you know created the change in my mindset but my mindset absolutely started to change and I just made a shift and I and I stopped watching cable news I stopped uh just you know stopped paying attention to all the things that I can't control and I couldn't control back then and and started saying no what do I have what are my strengths who is in my who's back to the team thing who's on my team who's you know who's in my   network that I can add value to and who can add value to me so I started looking around and um you know my father was a realtor for many years my brother was a loan officer I we had uh one rental property at the time and so and IID worked at a I didn't mention I worked at a title company and I worked for a mortgage broker before as well briefly so I had this experience that a lot of people don't have and that's you know that that doesn't mean I'm better than anyone it just means these are my strengths so let's point to that and   let's use that so I started really being intentional about focusing on my strengths and my assets that I had in my life right and then another asset that I used to see as a liability was the time in the car so I started listening to podcasts oh you know and and then it turned into wait I don't even want to go into work yet because this this podcast episode is amazing and I'm learning so much you know Bigger Pockets and all the other real estate podcasts and different investing podcasts and um started using   that mental bandwidth instead of focusing on National media stories that I have zero influence over uh here's something that I can actually take action on and so um in mid 2015 uh I I I went part-time and and just so happens that at uh DOD it's one of the few agencies in the in the federal government where you can go part-time and still keep your benefits so I still had health insurance for my family you know most people don't have that option necessarily but oh oh well I did so that's what I did and and um you   know that's uh again decided decided to start building my my other streams of income outside of my W2 um had my circumstances been different if I was single I probably would have just quit the whole thing right but I was able to have that kind of laded approach I guess or tiered approach to kind of ripping off the Band-Aid yeah yeah no that that that's awesome I love just the idea of of taking ownership of your your life right like everybody has those moments where they're feeling sorry fors um but but the successful people they   don't sit there and stay in that that mindset they they move on they you're going to be there sometimes but you've got to get out of and you got to say okay what what can I control what can I change and you don't say you don't give other people the power to control you and your mindset and how you feel about your life right like that's that's that's the thing like if if you if you're constantly blaming someone else or saying this happened to me rather what can I do to get myself out of it then you're going to be stuck there   forever you're you're going to be you're going to be spinning your wheels forever um and a lot of that I think helps because you said you don't listen you don't watch the news I don't either it's a waste of time what control what does that do for us it's if I do watch it I literally do it for entertainment and you look at it as an entertain I look at it like I'm watching sports almost absolutely I I look at it like this is funny like I can you know what I mean you kind of analyze like this is funny   this guyy saying this in a debate this guy's saying that it's not taking it as fact and news and this is how I should live my life because of what they're saying absolutely and it's not to say that none of these topics are you know important right I mean right Glo Global you know war or I mean politics poverty global warming whatever that's all very important but I have zero control over it almost zero right and then um you know the other thing is fear sells and that's that's what they're selling and so doesn't mean that every   story is invented and it's all fake fake news but it it just doesn't serve me and so I'd rather focus on you know go ground up and kind of uh you just I see it in people maybe older people in my own life now who maybe are retired and and they watch the news all day and it's like they won't travel because they saw a news story that the airports are packed or something and you know it's I'm sure that story was was accurate right but it but the but the news can filter out and and you end up only focusing on the negative really and   it just didn't serve me so yeah um during that La the second seven years I was able to build out my wife and I were doing single family real estate investing and doing a lot of the Burr method that maybe some of your your audience is familiar with uh um and so kind of putting that Capital back into the the rental property um machine and expanding our portfolio um and then eventually last year Well in in 2018 I made the pivot I kept the rental properties but made a pivot to also add on mortgage not   investing and that's been my primary focus as of late um and uh if you want I can tell the story quickly about how I actually quit my job in 2022 I I think it's kind of kind of a funny one absolutely let's do it all right so um I uh so two years ago uh I was playing bad mitton and um I'd been doing now mind you I used to be like tough you know athlete and like I did you know did Jiu-Jitsu for three years right up before this and you know used to lift Waits a lot and still do it here and there but you know I think I'm tough   right and uh ruptured my achilles playing bad mitton so that's an ego blow uh to add on to the physical pain that you know especially with the recovery so I ruptured my achilles a little over two years ago today and um I was out of work it was my right right foot and the reason I bring this up is not for sympathy but um to say you know I couldn't drive for three months so I actually yeah and I had tons of leave from from work and by this time I was tired really tired of my I was pretty much checked out like I think you you   might have been at your uh your big law uh job but um that's right I was I was checked out I mean I I wasn't the best employee at this point and so I took as much leave as I as I could you know reasonably right and so but couldn't drive and so I was out for three months and I come back so come back into work and I'd had discussions with my wife about about leaving it was just a matter of of when not if um I can tell you truthfully had no idea that I was going to quit this day but I came back in from   having been out for three months mind you no one gave me a call no one from work no one from my management gave me a call the entire three months I was out other than to say to ask me are you vaccinated because you have to be vaccinated to be to get inside the building now I don't want this to turn into some controversial vaccine discussion or get your your podcast banned from something but um yes I'd been vaccinated to to answer the question but no one asked me how's your how's your recovery going like how what   do you you know how's your life you know what's it's just are you vaccinated you need to get that shot before you come in okay great thanks I really feel welcome here so I'm already just you know you know what screw this place right um come back in and just go to my desk and this is this is an office space kind of thing where I go to my desk and there's some there's an a force kid at my desk and long story short they' kind of move me somewhere else without telling me I can't find my desk I finally find it   it's got a box with my name on it with you know monitors sideways and all and clearly not a functioning uh desk and um you know office space so I literally quit that day and I just say that it's just like I knew 100% I was done I my wife didn't know I was I quit but I I quit that day still worked for another month or two but I I was there was no question zero question in my mind I'm done with this place so uh that was March of 2022 and ever since then I've just focused on building out my businesses and having   looked back that's awesome sometimes you just know right like sometimes it's time you just knew I I love that story man for me it was a little bit you already know the story but you know for me it was a little bit more of someone else's decision I got fired I mean and men that you know you you weren't the best employee at that point correct you know I knew the same thing and it's great to have awareness and perspective and kind of looking back now you're like I would have done the same thing like this guy   doesn't want to be here his output isn't what it should be like nope he's got he's got to go I mean he's not he's not the best employee and and as a you know as a business owner now I can you know I have really good perspective of that and and seeing that and they did they were doing me a favor by being like hey like your heart's not in it is it and I'm like no it's not it's not yeah yeah the reality is for me it's really hard to work you know when once you go part-time I mean I knew I was casting a vote   against my career progression there so as soon as I went part-time in 2015 I wasn't saying I'm in this for the Long Haul guys this is this is my focus you know it's the writing's somewhat on the wall looking back it's almost surprising I lasted as long as I did um but so yeah uh haven't looked back and just love love the entrepreneurial you know day-to-day and freedom that you alluded to and and just the multiple streams of income and certainly has its challenges I I probably work harder now than ever   than I ever have um but it's by choice right so I love it exactly same here man I mean it's you know my my days are long I mean I I get up way before I used to get up when I when I had a 95 I worked past when I would have worked a 9 to-5 and it definitely more hours but when you're doing it for yourself and you're doing it because you're working towards something that you believe in yeah it doesn't feel like it's you're putting that much time in definitely I I wake up early a lot of days it's not not on   purpose it's because I'm just excited to get Kracken so yeah yeah absolutely yeah well let's let's kind of get into your current business I know you you had mentioned that you focused on your strengths and your assets um and you know I think it's important I'll just I'll just say it's important to take an inventory of what your strengths are when you're kind of considering going into something else um because a lot of our listeners are attorneys they're doctors folks like that they kind of feel like maybe they're they're pigeon   hold right like well if I'm not an attorney what the hell else can I do right like I don't know anything about real estate investing or node investing or starting a business or anything like that but if you really take a step back you you probably have a lot of skills that you've learned and honed in your career that you can use for something else moving forward and that was that's what you were able to do definitely and one thing I'd say is that um you know one thing that's always comforting for   me is nobody knows everything right so you can always find somebody who knows more than you in a certain area um you know there's one quote about every man is my Superior in in in something right so um basically it gets me a lot of comfort to know like just because an attorney listening to your show knows way more than I do about a particular topic and probably many many other topics that doesn't mean I'm less of a person or you know I don't know more than that attorney does in another area so it's   okay I'm never going to know everything there are other people who've already figured it out so um you know that's that's always comforting to me is and when I say look to your strength it's also looking to the people in your network who know and can help you get to where you want to go um so yeah I mean so many things we take for granted that we do know and um you know example when I started working at a title company fresh out of college because it was my first real job and it paid you know a a   salary um I realized quickly how little I knew about title insurance settlements you know just just basic stuff now looking back pretty basic stuff but you don't know that unless you work for a title company or you're heavily involved in this you don't you're not trained in that in school typically right so you know you forget and so your your listener out there the the attorney the doctor I guarantee they have a lot of life experience not just from their professional world but just life experience that that they shouldn't take   for granted and the fact that you can go through law school and then be you know Be an Effective attorney or go through medical school and Be an Effective doctor that that means you you can learn things right and so again I go back to life has Seasons I mean you've shown that in your own story Seth like you know um it's uh it doesn't mean just because I started a certain business doesn't mean that's going to be what I'm going to be doing for the next 20 years or just because I'm an attorney now   doesn't mean that's what I have to do for the rest of my life so we always have options I mean you might look back and wish you'd done something differently or something but you only have one chance at this and so you know you just make the most of it and and just keep I think keep learning constantly um is critical I I just hired a business coach we've had one call um but one of his motos is um you know one of his sayings is that he's always he's in permanent beta so he's always changing always improving he's always   growing so I'm trying to trying to implement that as well yeah I love that permanent beta I haven't heard that before but I like that I like that phrase like that phrase um so tell me about your current business tell me about mortgage node investing start with the basics um sure what is it yeah so and and I'll try to keep it uh there's so much to it but again none of it is difficult it's just a lot of moving parts and you've got to you know it takes time to learn um we buy debt so we buy a mortgage note   and that could be performing or non-performing the the real highlevel version is is um a performing note is kind of like a a long-term Buy and Hold rental property but you're buying the debt and becoming the lender becoming the bank if you will um and so you're buying that performing note for cash flow so I buy a performing note the barer now pays me through a loan servicer and I get monthly payments so that's a great way to go the the problem with that is you can't really add value to that asset very well you're kind of   it is what it is and in fact with mortgage notes the value actually goes down over time generally speaking because the principal balance goes down so it's just it's worth less than you know than uh you know than it would than it was when you bought it then on the other side the non-performing side of things we buy those uh as well and those are more like a Fix and Flip property so um although we're still buying the debt we're not buying the property but there's a chance to add value There's an opportunity to buy distressed asset and   add value to that asset and then sell that that non-performing note either well I should say sell that asset whether that's as a rep performing note or as uh through the the real estate itself there there are a few different ways you can exit a non-performing uh note deal and but but back to your kind of one of the the themes um thus far one of the reasons I got into specifically that space was that I understood the real estate space so I understood the single family residential real estate space so it wasn't a huge   leap for me to go from owning the property to now owning the debt on that property whereas it would have been a lot bigger leap for me to say oh I want to start buying distressed you know multif family debt um which I know you could probably help me understand better but that you know it's like incremental progress and and and change isn't that scary so I kind of expanded my um you know toolbox if you will and got into the mortgage note space so we have a couple of note funds one is open um currently and they're they're they're   all for accredited investors um and uh the the income fund that's open pays a monthly uh aims to pay a a monthly uh per referred return I know you and a lot of your listeners are attorneys so I got to hold the line here and uh so the fund is structured to pay uh to aim to pay a a monthly return uh of 8% it's not a there's no growth in that fund it's literally a cash flow play and um diversification play you're putting your your capital in we buy assets across the country we we've bought notes in in probably 25 States at this point   um and so the investment is Diversified across Geographic areas across borrower types and um you know we buy for a certain yield we take a small management fee and then we um ideally uh pay a pay the preferred return that we're aiming for to our to our investors yeah nice 506c you're able to talk about it it's uh ACC credit investors only just want to throw that out there um so yeah I mean so just going back to the basics a little bit and we'll get back into the fund like how do you how do you even   find these things I mean how do you get started how do you find these things so I mean that is an ongoing challenge I'm not going to lie to you that's one of the the things that truthfully a a passive investor who doesn't have time to to develop the network to go find these assets they're just not going to have success um you know they might here and there but it takes time it's a it's a word of mouth industry just like real estate itself is and um so we've built out a network of of Sellers and you know that could   be quite honestly I I've never had luck buying directly from Banks it's really either a larger uh mortgage note fund that's closing so it might be a three-year fund and then they've got to they've got to liquidate they've got to figure out how to sell off what to do with these assets um and so that's a great opportunity to buy is just a fund that's closing or somebody a note investor who's getting out of note investing or they've had a life change or something um you know where they just uh there's an opportunity to buy from   them as well um and so there there are other you know I guess we buy from hedge funds note investors other note funds um those are there are also note Brokers as well out there um there are also some online exchanges like paper stack and a couple of others that you can go and I've bought and sold on on paper stack and other exchanges as well um and you know you can you can find assets there um but at the end of the day we have our list that we list of people that we work with regularly and I would say one thing   is that doing due diligence on a note seller is just as important as uh due diligence on the assets that they're selling and so it's it's taken some work and it's it's a work in progress always um but it is the million-dollar question is where do you where do you find these assets yeah so that's that's the hard part right that finding these assets is the hard part um have you ever had to foreclose on on any of these notes and actually acquire the property and I guess a followup question is do you ever   look at a non-performing note like hey I actually want to own that property great questions yeah great questions um to be clear we're not trying to kick people you know Grandma out on onto the street or anything like that um you know that's not our our goal typically well that's never our goal but we're never trying to kick someone out of their home um but the reality is some people honestly need a little bit of a kick in the pants and often times that's not really the best them staying in the house is not often   The best scenario for them I know that might sound sound harsh but at the end of the day if someone can't afford to live somewhere sometimes these people are living in squal and they really need a change of of environment um to answer your question about do we target the property yes sometimes we do in fact we just closed on two they're called uh heckum loans or reverse mortgages where the borrowers are deceased the property is underwater meaning you know the the loan amount is high greater than the   property value and it should be a quick exit through the property so HUD will sell off these uh big pool of of reverse mortgages and we were able to purchase two of them very recently it's a vacant property you're not doing an eviction borrower is deceased you've got to work through the airs or or foreclosure um and get and exit the property that way um if your listener wants to go to my website I've got a really good um it's a Jacksonville blog post I've got a couple of blog posts about this deal I still hold this rental   today and it was a non-performing note that we purchased a few years ago and um I had no intention of exiting through the property or holding holding the the property as a rental property but uh running the numbers it just was too good to to let go and so long story but we we uh you know ended up doing a deed in Lee of foreclosure actually in this case and got the property back and now it's a long-term Buy and Hold property for my own rental uh portfolio yeah that makes sense that makes sense there's there's always   multiple ways to look at an investment right um but it does sound you know is not something that that I've executed on myself but it sounds like this is an active business right and that's why you've put together an income fund for people that want to get involved passively um because as as everybody knows there's active Investments there's passive Investments if you're going to do something active maybe your returns are going to be a little bit better but you're going to give up a lot of time and effort to to get those returns   um so if you want to go to the passive side if you if you're still full-time in your career you're you're a full-time doctor or lawyer or or whatever you are you know these passive Investments are the way to go without having to know every single detail about a new business yeah and I don't know if you can see this but I I wore this specifically for your for this show there it is there it is passive income um you're absolutely right you know these gurus some of the some of the node investing gurus out   there will try to sell you know notes as passive um we have another blog post that talks about uh just the it's a spectrum there's active and passive on either end but at the end of the day if you're gonna node investing in my world is very very active and we have a non-performing note fund that's considerably more active than the Performing note fund so um you're dealing with foreclosures bankruptcies deed and L tracking delinquent property taxes do I have to physically go anywhere no but it is not passive um but   that's why we offer the passive investment to for you know people who like you said have maybe more Capital than time or energy and they want to put that Capital to work that's right there there are certain gurus out there that you know whatever it is that they are pitching it's they they tend to always pitch it as as passive even though it is an active business whether that's ma money yeah whether that's a mortgage note or I mean people pitch Airbnb short-term rentals as passive they're like well you can delegate this and you   can you know you can automate that and there's software for all these things but you still got to put all that stuff together you've still got to monitor all those things you you've still got to you still got to oversee all these different aspects of a business and that's what it is it's a business that you're running and it's not passive like it's not it's not and and it is on a spectrum some things are more passive than others but when you're inves in you know as a passive investor into some sort of a   fund or a syndication that's really leaning really far into the the passive side absolutely 100% and I and I'm as you are Seth I'm I'm I'm I I assume you are I know you're an active investor but I I do have passive Investments myself in other other funds other note funds and and my own my own note funds as well and so nothing wrong with doing both but I would say you need to be careful about you know you got to make a decision at some point do you want to scale this thing and and make this really a   business or do you do you are you satisfied with potentially a little bit lower return and you are giving up some control but much you know much fewer headaches and just a lot less work right right yeah and a lot of you know a lot of the listeners are high income earning professionals so they've already dedic put a lot of time and effort into being able ble to earn this much money from their W2 and absolutely that's probably your best bet to be honest with you I've been there I was in those shoes you're   probably better off putting your head down like let's grind for a few years let's let's not spend every single dollar that we make on all the new stuff on a on a new car every two years or every year in a bigger house that you don't need like let's set aside some of that and invest it passively and then maybe one of those will stick maybe one of those passive investments will be a mortgage note fund where you're like man I kind like this business like I like the sound of it I've learned about it   and then you start maybe progressing on the active side and maybe that takes over and and you want to get into that as a as a business as an entrepreneur but um a great way to kind of dip your toe in the water is to become a passive investor um that's the way that I did it into you know multif family syndications I invested passively in a number of deals first and kind of learned about it learned the ropes and I'm like I can do this and then that's when I made the transition yeah definitely it's it   really comes down to what you what your goals are and what your situation is for sure I I'll say I was too passive initially when I went into notes um because personally I just don't you're you're you were probably a little better student Seth not that I was a bad student but you know I I invest unless I'm actively in investing you know I'm just not going to learn a lot so the reality is yeah it's fine to learn about the asset class you definitely should learn about the operator for sure if you're putting Capital with them but   you're not going to once you're getting your checks and your dispersements you're not going to probably learn a whole lot about how to do that on the active side and so that's what we're here for yeah yeah it's more of like a spark of an interest right like may you already have that spark and then you invest passively then you're like okay well now I'm invested like let me learn about this you have to you have to actively go out there and educate yourself and network and talk to people that are in the business definitely 100   per. all right man before we jump into the Freedom Four you have one last gold nugget for our listeners oh man um I would say within when it comes to investing um you know take the long-term view um don't chase immediate returns um you know I do think just yeah it's certainly we all want to make a million dollars tomorrow but I think it's it's play the long game when it comes to investing I think that's critical love that man all right let's jump into the Freedom Four what's the best thing you do to keep your mind body   healthy yeah I mean one thing that I instituted this year actually um is breath work and it's um you know it's so it takes 10 minutes um and per day for me at least and it's been phenomenal and it's something that quite honestly as a as a you know athlete back in the day or even in the military I would have scoffed at something like this to be honest with you because it's just you know it's not manly or whatever it's like it is phenomenal so uh breath work I mean I do other things for sure but that's certainly this year it's been a   game Cher for me I just feel like it resets my central nervous system and it just gets me focused and uh I know there are other physiological benefits that you can ask uh Dr Andrew huberman or somebody else about cool I have to look into that actually have I mean obviously everybody talks about it's a Hot Topic I haven't gotten into it I haven't gotten into that plus like the cold plunges and that sort of thing um but I really want to explore that a little bit I don't know how much you can cut this out if we   don't have time but I had a I'm just going to be be open about this I just had a you know in late December I got a viral infection like a neuro virus and then I had I had a what I think was a pretty severe panic attack and it was super scary and so that's why I started uh doing this and somebody on my team actually sent me a a I guess we'll call it an implement or a tool that uh I use for the breath work it's BL there's a Bluetooth connection to your phone and it's pretty cool so it's structured and   back to that discipline right but um yeah so it's there was a reason I started doing it and um it's it's so accessible five to 10 minutes a day you can start doing it so yeah very cool highly recommend cool thanks for sharing that man um with all your success what is one limiting belief that you've crushed along the way and how did you get past it um I think just uh you know being afraid to you know that you have to be perfect right so um I used to be an editor back in the day and so many things would just not get done   or not get completed within our team our organization um because it had to be perfect and and it's like I think as I've progressed into more of the entrepreneurial lifestyle and and uh it's just it's not a it's not an option anymore um so um yeah I think just taking action has kind of overcome that limiting belief of of of chasing Perfection yeah yeah I can I can I can agree with you there done not perfect um as you know my background as an attorney I mean we're we're paid to be perfect like we can't make mistakes especially   in contracts and the way that we write things but when you kind of make that transition over to being an entrepreneur there's too much there's too much to to be to be perfect you got you just got to get it done good enough absolutely good enough has to you have to be open um willing to accept that for sure y what's one actionable step our listeners can do right now to start creating more freedom so I'll use the military here you can um which is where I learned U kind of reverse backwards planning reverse   planning so literally just and I'm not going to tell you I'm perfect at this um but you know think about what create a vivid vision for your life in in the next three to five years pick a pick three years out from today and what do you want your life to look like and then backwards plan and now I'm not saying you need to plan every minute of every day but you can be that will that will increase the urgency uh sense of urgency in your life and the intentionality of every every hour and every day because you realize this is   doable but I got to take ownership of of my current situation if I want this to be the reality in three years so I would say create a vivid vision and and kind of reverse or backwards plan to get there perfect perfect last but not least how has passive income made your life better yeah I mean I think in multiple ways but a big one that stands out is is giving me I guess we'll call it margin um to take some more risks on the entrepreneurial side and because I do have alternative sources of income   passive income um it's allowed me that kind of mental and financial bandwidth or margin to maybe invest in a company that even if it doesn't per go perfectly it doesn't go well it's not profitable that's okay I still have that cushion um for for me and my family so that's yeah it's a huge it's been a huge factor in that regard yeah absolutely Game Changer man it just changes your mindset changes your life in so many ways uh Jamie this has been incredible dude you've got so much great content to to share in your   brain man you got to get it out there um I know you've got an awesome podcast that I was on adversity to abundance everybody should check that out um other than that Jamie where else can people find out more about you yeah just two things I'll mention very quickly uh literally got my book delivered today like an hour before I hopped on here it's uh from adversity to abundance it is based on the podcast so I encourage your listener to check that out from adversity to abundance is the book that's out and then Labrador   lending.com l b r a d o r.com is where you can check us out all right man awesome I'll drop all that in the show notes thanks again for coming on brother thanks for having me Seth this has been great Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=t6nU0TtMAFc https://www.instagram.com/p/C2sKtrAPX50/ https://www.facebook.com/permalink.php?story_fbid=pfbid029mGsZgw2DFvrvFV6QPkwf2U2ewUxCGoRmnjGvuBicaWmM9oHWbemP7NCVFFXz8jxl&id=100089126144055   Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Jamie Bateman's Links: https://x.com/batemanjames https://www.facebook.com/batemanjames https://www.threads.com/@batemanjames11? https://www.instagram.com/batemanjames11/ https://www.linkedin.com/in/jamie-bateman-5359a811/ https://labradorlending.com/about/

This episode could also be titled, "A Capricorn & a Pisces Walk Into a Podcast." In season 3, episode 4 of A Friend for the Long Haul - A Long Covid Podcast, I welcome back my friend and pacing buddy, Katrina Dreamer. Katrina was a guest on season 2, where we discussed how they kicked off Covid Safe Colorado, our local mask bloc. This is a very different conversation! In this episode, we discuss:Katrina's plans to resume their dream and energy work, sharing their experience of running a 6-week long Social Justice Dreaming workshop, where they work with participants learning to trust their intuition and how they can use that to guide their activismTheir experience with dreamwork, including how it manifested in their childhood, and their professional experiences Lucid dreaming, how factors like medications, chronic illness, PTSD, and inflammation can affect dream patternsWhether Beth might be astral projecting in her sleep, and whether she is clairaudientDream journaling and ancestral workThe launch of Katrina's new website and offerings of intuitive readings and energy healingsHow they protect their energy doing these readingsBeth's newest diagnosis of a midbrain traumatic brain injury caused by neuroinflammation from Covid-19How challenging experiences have led to a greater sense of self-worth for both of usKatrina's webtoon, Chaotic Good and the Banned Bookmobile," which features covid conscious, queer and trans high school characters who rally around their librarian who is circulating banned booksOur year of being pacing buddies, using a shared Google spreadsheetThere's a lot of giggling about Pedro PascalCelebrities we've met and what they smelled likeYou can find out more about Katrina and their offerings at www.katrinadreamer.com! The next cohort of Social Justice Dreaming begins on August 8th. Contact Katrina to find out more! Katrina's Instagram: https://www.instagram.com/katrinadreamerAnd Bluesky.Katrina's podcast, Dreaming Back to the EarthAnd the cartoon, Chaotic Good and the Banned Bookmobile, is available on Webtoon! Sarah Steinberg is the illustrator.⁠If you'd like your own copy of our pacing spreadsheet, here's one you can duplicate! Please don't use this copy! In this episode, we also chat about our friends Lissy and Lior. Lissy will be on an upcoming episode, but she is a coach who blends neuroscience-backed strategies, compassionate support, and her own lived experience with ADHD in her approach. Lior Ocean is a queer collage artist, intuitive reader, and interspiritual companion. Lior has been on the podcast a couple of times. Oh, and if you'd like an acupressure mat here's a link to the one Beth has: https://amzn.to/3H14gxH - this is an affiliate link to Beth's Amazon storefront.If you'd like to support this one-disabled-woman-produced podcast, check out my Bonfire shop. Items bought in the shop support the renewal of my Zoom license for recording. Many items co-support other chronically ill friends. I also have an Amazon Storefront and I'll get a few pennies if you purchase your everyday items through the links in my storefront. I also have a wishlist that contains things that would help our low spoons house out this summer. Don't forget to like, subscribe, follow, and share A Friend for the Long Haul if you can. And if you're feeling extra generous, leave a review. Your support helps get this in front of more earballs and helps me bring more episodes. You can listen to the A Friend for the Long Haul Long Covid Theme Songs playlist on Spotify.

In this episode, we talk about the real work behind growth... sticking it out for the long haul, learning how to genuinely apologize, and the uncomfortable process of forgiveness. From childhood sitcoms to spiritual insight, we unpack why humility matters, how pride gets in the way, and what it really means to move forward.

An Illinois-based trucking company, Chicago Suburban Express, is scheduled to close its doors on Friday, July 18th. Founded in 1963, the company, also known as CSX, previously offered same-day pickup and truckload shipments across Illinois, Wisconsin, Indiana, and parts of Missouri, employing 41 drivers and operating 33 power units.  Transportation Secretary Sean Duffy has announced a new 12-member DOT Advisory Board with the goal of increasing American private investment in national infrastructure projects. Duffy highlighted that while there's a significant opportunity for private capital in infrastructure, much of the current returns are going to foreign investors, and he aims to shift these returns to American investors. Derek Barrs, the nominee for the top position at the FMCSA, testified before Congress, emphasizing how his law enforcement experience will guide his leadership in the agency. He specifically noted his understanding of challenges faced by roadside inspectors when communicating with drivers lacking English proficiency, and pledged to address issues like fraudulent CDLs and other fraud schemes if confirmed.  The episode also promotes upcoming FreightWaves TV programming, including new episodes of Bring It Home with JP Hampstead and The Long Haul with Adam Wingfield. Listeners are encouraged to get tickets for the Supply Chain AI Symposium on July 30th in Washington D.C., and to register for the free Enterprise Fleet Summit virtual event next week. Additionally, nominations for the FreightTech 100 awards are now open, with winners to be announced later in the summer and the FreightTech 25 announced at the F3 festival in October. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Long Haul, Adam chops it up with Robert McCutcheon, VP of Strategy and Growth at TAFS, to dig into the stuff that keeps small carriers afloat—or breaks them down. We're talking factoring terms most folks overlook, the real cost of fuel cards, and how to make smarter money moves in a market that's already tight. Rob brings years of experience across finance, logistics, and trucking and lays it out plain: if you don't understand your numbers, you're rolling backwards. If you've ever signed a factoring deal or swiped a fuel card, this one's for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it constantly on your mind what you can do to keep your best team members for the long haul? You need A-players for your business to run smoothly and be profitable, but beyond that, you can't have a constant turnover of your top talent. Join us for a casual coffee chat between our Lead Strategist, Melissa Kay, and our How to Hire the Best Strategist, Kaitlyn Beaver, as they share their hearts in today's episode. You'll discover helpful tips and insights on what your team truly values.Profit by Design is a Tap the Potential Production.Show Highlights:Are your team members excited on Mondays for the work week ahead?Celebrating wins and successes, and working in your purposeHaving team members who show up for each other builds loyalty and trust on your team, which makes them want to be there for the long haul.Maintaining appropriate boundaries while “having each other's backs”What do A-players want? They want autonomy, a voice, and growth opportunities.Retaining A-players means knowing what they want and helping them reach their goals.A common question: “Why invest in an A-player when they are just going to leave?”Key team member dependency can cripple your business! A business owner taking time off is crucial to set your team up for success. Best tips from Kaitlyn and Melissa for business owners in keeping A-players for the long haulNeed help developing and retaining your A-player team? Check out our How to Hire the Best course! Book a call with us today!Resources:For more information about The Coach Approach or to join us in the next round, click the link! Don't wait! Download your Strategic Planning Guide and 2025 Tap the Potential Strategic Planner today!Want to know the best attracting and recruiting strategies for small businesses? We can help! Learn more about our How to Hire the Best course.Retain, grow, and deeply engage your A-players with the Dream Manager Program! The best way to create buy-in from your team members for your vision is to identify how your vision supports them in achieving their dreams. Enroll today!Become an employer of choice to attract the A-players you want on your team! We are now enrolling for the How to Hire the Best course. Sign up today!Sign up for the free A-Player Development Plan/Mini-Course. Track your A-players' development and retain your A-players!Ready to take your life back from your business? Want more time for what matters most and more money in your bank account than ever? Book a call with us today! Get your copy of A Guide To Talking To Your Team About Profit!Master your time and profit! Give us 20 minutes of your time, take the Better Business Better Life

An Illinois-based trucking company, Chicago Suburban Express, is scheduled to close its doors on Friday, July 18th. Founded in 1963, the company, also known as CSX, previously offered same-day pickup and truckload shipments across Illinois, Wisconsin, Indiana, and parts of Missouri, employing 41 drivers and operating 33 power units.  Transportation Secretary Sean Duffy has announced a new 12-member DOT Advisory Board with the goal of increasing American private investment in national infrastructure projects. Duffy highlighted that while there's a significant opportunity for private capital in infrastructure, much of the current returns are going to foreign investors, and he aims to shift these returns to American investors. Derek Barrs, the nominee for the top position at the FMCSA, testified before Congress, emphasizing how his law enforcement experience will guide his leadership in the agency. He specifically noted his understanding of challenges faced by roadside inspectors when communicating with drivers lacking English proficiency, and pledged to address issues like fraudulent CDLs and other fraud schemes if confirmed.  The episode also promotes upcoming FreightWaves TV programming, including new episodes of Bring It Home with JP Hampstead and The Long Haul with Adam Wingfield. Listeners are encouraged to get tickets for the Supply Chain AI Symposium on July 30th in Washington D.C., and to register for the free Enterprise Fleet Summit virtual event next week. Additionally, nominations for the FreightTech 100 awards are now open, with winners to be announced later in the summer and the FreightTech 25 announced at the F3 festival in October. Learn more about your ad choices. Visit megaphone.fm/adchoices

The 44-year-old Fleck has been at Minnesota since 2017, and has a 58-39 record overall and 6-0 record in bowl games It's hard to ever see Minnesota getting over the hump in the B1G to the playoffs in the NIL era…so will we ever see PJ become a hot name again in college football or is he sticking with the Gophers for a long time (if not fired eventually)? Show sponsored by MIDWEST BANKOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

How do we lead in the face of fear, when the stakes feel sky high and relentlessly personal?The realities of political violence, hostility, and burnout shape how we show up. And they can chip away at your generous heart, opening the path for cynicism and doubt.But if we can focus on what matters most, feel through our emotions–and help others do the same–and orient our gaze forward to the vision of our lives, work, and world that we want, we create an energy that cynicism can't easily break down, even through setbacks.We need to protect our hope and conviction that change is possible. The future is not a done deal. We have choices about how it unfolds.In this Unburdened Leader conversation, we explore what it takes to lead with clarity, protect our capacity, and still believe that change is possible, even when everything around us tries to tell us otherwise.Amanda Litman is the cofounder and president of Run for Something, which recruits and supports young, diverse leaders running for local office. Since 2017, they've launched the careers of thousands of millennials and Gen Z candidates and in the process, changed what leadership looks like in America. She's the author of two books: When We're In Charge: The Next Generation's Guide to Leadership and Run for Something: A Real-Talk Guide to Fixing the System Yourself, a how-to manual for people running for office.Before launching Run for Something, Amanda worked on multiple presidential and statewide political campaigns. She graduated from Northwestern University and lives in Brooklyn with her husband, two daughters, and their sometimes rowdy dog.Listen to the full episode to hear:How Amanda and the team at Run for Something support candidates in the face of real and present fears for their safetyWhy Gen Z's refusal to accept “the way things are done” is energy we need Why Amanda believes in the optimism of looking to what is possibleWhy getting involved on the local level is a powerful counter to pessimismThe major disconnect of pop leadership advice with how most people encounter leadershipHow our current moment is making leadership uniquely challenging, isolating, and exhaustingWhy leadership isn't about being your full self at work, but about responsible authenticityLearn more about Amanda Litman:WebsiteRun for SomethingInstagram: @amandalitmTikTok: @amandalitmanBluesky: @amandalitman.bsky.socialFacebook: @amanda.litmanConnect on LinkedInLearn more about Rebecca:rebeccaching.comWork With RebeccaThe Unburdened Leader on SubstackSign up for the weekly Unburdened Leader EmailResources:Run for Something: A Real-Talk Guide to Fixing the System YourselfWhen We're in Charge: The Next Generation's Guide to LeadershipDark WindsAlong Came Amor, Alexis DariaYou Had Me at Hola, Alexis DariaThe Breakfast Club

In this episode of The Long Haul, Adam sits down with Dale Prax—Marine Corps veteran, 30-year freight insider, and founder of FreightValidate—to expose the freight fraud epidemic that's hitting small carriers the hardest. From ghost carriers and fake dispatchers to double brokering rings that steal freight and wreck reputations, Dale breaks down exactly how these scams work—and why the FMCSA isn't doing enough to stop them. You'll also hear how Platinum Verified and FreightClub are building a wall of trust around the good actors in this industry. If you've ever said “That would never happen to me”—you need to hear this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Long Haul, Adam sits down with Clay and Nick from FreshX to talk about one of the biggest shifts happening in the freight market right now—reefer LTL. They break down how food and beverage shippers are rethinking distribution, why reefer LTL is gaining momentum, and how tech is finally making it accessible to small carriers.If you've got a reefer unit and you're tired of chasing one-off loads, this episode shows you how to build smarter weeks, tap into higher-paying opportunities, and position yourself for the new direction the market is heading. Clay and Nick don't just talk theory—they've built the tech that's actually changing the game. Learn more about your ad choices. Visit megaphone.fm/adchoices

Uncertainty surrounds U.S. and China trade relations as the July 9th tariff pause deadline approaches. President Donald Trump has announced an agreement for China to resume rare earth minerals trade in exchange for some U.S. tariff relief, with negotiations to be finalized after the Fourth of July holiday. The U.S. Postal Service has rolled out the second phase of its new delivery standards nationwide, aiming to improve operational efficiency and reduce transportation costs. These initiatives involve expanding reduced surface transportation schedules from regional processing centers to more distant post offices, intending to eliminate inefficient trucking trips and potentially save $36 billion over 10 years. A new LA-to-New York passenger train proposal by AmeriStarRail is set to carry long-haul trucks and their drivers. This coast-to-coast service, in partnership with Amtrak, promises to complete the journey in less than 72 hours, offering truck drivers drive-aboard service with access to Amtrak's coach, sleeper, and dining cars. The operation could potentially begin as early as May of next year. Listeners are also invited to explore new content on FreightWaves TV. Upcoming episodes include The Long Haul with Adam Wingfield and Bring It Home with JP Hamstead, offering further insights into the freight industry. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you'd like to support this one-disabled-woman-produced podcast, check out my ⁠Bonfire site for silly long covid apparel⁠. Items bought in the shop support the renewal of my Zoom license for recording. Many items co-support other chronically ill friends. I also have an ⁠Amazon wishlist ⁠and ⁠Storefront⁠. I'll get a few pennies if you purchase your everyday items through the links in my storefront. You can also Venmo me @afriend4thelonghaul.Welcome to another episode of A Friend for the Long Haul: A Long Covid Podcast! This is part 2 of my conversation with Nina Storey. In this episode, we talk about:Nina's plans for the futureGetting dogs while dealing with long CovidCute aggressionFunctioning in public around people when you're used to being at homeHow it feels like long Covid has made pre-existing sensitivities more intenseWhere all the lip balms and hair ties goMedical gaslightingNina's attempts to soothe her nervous system and how singing helpsHer experience getting the Novavax boosterThe fact that we don't know how to feel angerMy travel tips for Las VegasNina's dog's autoimmune issuesNina has shared a link to her song, Shadows Fall, which can be listened to on Even. Even is a new streaming platform she's using for her music. The model is pay what you can, and the funds go to artists. She says this about the release: "I wrote this song (which is still in demo form) about living with a chronic illness and how sometimes we have to be our own biggest champions. I got Long Covid after initially being infected in early 2020, and I have to say the silver lining has been meeting some extraordinary warriors in the disability community. So this song is dedicated to them and to any person facing health challenges. I see you. ✊

Uncertainty surrounds U.S. and China trade relations as the July 9th tariff pause deadline approaches. President Donald Trump has announced an agreement for China to resume rare earth minerals trade in exchange for some U.S. tariff relief, with negotiations to be finalized after the Fourth of July holiday. The U.S. Postal Service has rolled out the second phase of its new delivery standards nationwide, aiming to improve operational efficiency and reduce transportation costs. These initiatives involve expanding reduced surface transportation schedules from regional processing centers to more distant post offices, intending to eliminate inefficient trucking trips and potentially save $36 billion over 10 years. A new LA-to-New York passenger train proposal by AmeriStarRail is set to carry long-haul trucks and their drivers. This coast-to-coast service, in partnership with Amtrak, promises to complete the journey in less than 72 hours, offering truck drivers drive-aboard service with access to Amtrak's coach, sleeper, and dining cars. The operation could potentially begin as early as May of next year. Listeners are also invited to explore new content on FreightWaves TV. Upcoming episodes include The Long Haul with Adam Wingfield and Bring It Home with JP Hamstead, offering further insights into the freight industry. Learn more about your ad choices. Visit megaphone.fm/adchoices

PJ talks to Liam from Myo Cafe on Pope's Quay who reluctantly raised prices but found that customers supported him because there's a strong community there. Hosted on Acast. See acast.com/privacy for more information.

They Said It: Bregman a Sox player for the long haul

  The Lone Transmitter works his way through the calamitous chaos of Long Haul; a fortified truckstop at the very edge of civilization. Wasteland Free Radio is your very last source for local, post-apocalyptic news! Join the Lone Transmitter and friends as they build a new civilization one signal at a time! Join us on Patreon!  Follow us on Instagram  Follow us on TikTok Join us on Discord! Music:  Space Crush,  eleventyseven The Lone Transmitter/Deathbot17: J. S. Pitcher Wasteland Free Radio Soundtrack Email us at wastelandfreeradio@gmail.com Wasteland Free Radio most likely contains strong language and definitely contains adult themes. We're sorry about that, but the creators of this show were incrediblly repressed when they were younger and that is simply how they cope. 

Recorded during a CBRE event in Barcelona, Panattoni's Robert Dobrzycki and CBRE's Jack Cox explore the European logistics market with a focus on opportunities in today's market.Growth in Europe's Industrial & Logistics sector is expected to driven by demand from 3PLs, e-commerce and manufacturing.Operational expertise is crucial in Industrial & Logistics, particularly in denser urban environments.Data centers is a growing niche, with high investment potential.The European logistics market is more fragmented than in the US. There's also less development and labor costs play a bigger role in the investment equation.Geopolitics, evolving trade policies and technology advancements all have an influence on the European logistics market.

Thanks for joining us! We'd love to give you more information about who we are and how to get plugged in here at Hillside. Fill this page out on our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hmcworship.com/im-new/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow along in the YouVersion Bible App: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bible.com/events/49455722Find the online bulletin and sermon notes:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://hmcworship.com/app/uploads/6_29_25-Bulletin.docx.pdf

When the market is a rollercoaster and headlines won't stop screaming, even the savviest investors can start second-guessing everything. In this episode, Pete, Damian, and Kristen unpack what confidence in investing actually means—and how to build it, rebuild it, and protect it when doubt creeps in. Segment 1 kicks off by normalizing the fear that even seasoned investors feel, especially in today's world of economic whiplash and geopolitical uncertainty. Then in Segment 2, the team breaks down the four pillars of a trustworthy portfolio—clarity of purpose, evidence-based design, behavior as the engine, and regular (not obsessive) reviews. Finally, Segment 3 offers practical tools to reset your mindset when confidence takes a hit. Whether you're a hands-on investor or someone who treats their 401(k) like a haunted house, this episode will help you shift your focus from predicting the market to trusting your plan. Because calm isn't magic—it's a skill.

What’s the best way to chart a course for a successful Christian life over the long haul? We might ask someone who’s walked that path over the long haul. There’s no discounting the wisdom that comes with experience. Well today on A NEW BEGINNING, Pastor Greg Laurie looks back over the past 50 years of ministry at his home church, Harvest Christian Fellowship. The Lord has blessed, but it hasn’t always been easy. So today he offers some good perspective for all of us on the path of faith. Learn more about this year's Harvest Crusade! --- Become a Harvest Partner this month and receive Life Hacks, Pastor Greg Laurie’s thoughtful book in which he imparts years of wisdom gathered as a Christ-follower, pastor, evangelist, husband, and more.Support the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.

What’s the best way to chart a course for a successful Christian life over the long haul? We might ask someone who’s walked that path over the long haul. There’s no discounting the wisdom that comes with experience. Well today on A NEW BEGINNING, Pastor Greg Laurie looks back over the past 50 years of ministry at his home church, Harvest Christian Fellowship. The Lord has blessed, but it hasn’t always been easy. So today he offers some good perspective for all of us on the path of faith. Learn more about this year's Harvest Crusade! --- Become a Harvest Partner this month and receive Life Hacks, Pastor Greg Laurie’s thoughtful book in which he imparts years of wisdom gathered as a Christ-follower, pastor, evangelist, husband, and more.Support the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.

This week on The Long Haul, Adam sits down with Carlos Otero, CEO of efRouting—a platform using real data to help small carriers stop bleeding money on poor load choices. Carlos blends academic freight research with family trucking roots to explain why chasing high-rate loads isn't always profitable, how routing is costing carriers more than they think, and what a smarter, multi-day planning strategy really looks like. If you've ever booked a great-paying load and still lost money, this one's for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Living a long life is a blessing, but without the right financial plan, it can become a challenge. In this episode, Nathan unpacks how longevity multiplies risk in retirement, including market volatility, health care costs, and Social Security. He shares how some unexpected, real-life curveballs forced tough conversations with clients, and what you can do now to avoid those same outcomes.   Here's some of what we discuss in this episode:

If you'd like to support this one-woman-produced podcast, check out my ⁠Bonfire site for silly long covid apparel⁠. Items bought in the shop support the renewal of my Zoom license for recording. Many items co-support other chronically ill friends. I also have an ⁠Amazon wishlist ⁠and ⁠Storefront⁠. I'll get a few pennies if you purchase your everyday items through the links in my storefront. You can also Venmo me @afriend4thelonghaul. ---Welcome to Season 3, Episode 3 of A Friend for the Long Haul - A Long COVID Podcast! I got to sit down and talk with my dear friend, Grammy-nominated artist, and incredibly talented human, Nina Storey. Nina's website highlights her amazing career:“Nina Storey has been making waves, having opened for other powerhouse female performers like Sara Bareilles, Rachel Platten, Milck, and Hailey Reinhart, as well as performing in numerous international festivals, such as the Montreal Jazz Festival and the New Orleans JazzFest. People Magazine wrote, “With a voice like hers, pyrotechnics are redundant.”. This conversation was just shy of two hours, so I split it up into 2 episodes. Part 2 will be released on 6/30. In part 1, we discuss Long COVID's impact on Nina's creativity, songwriting process, and career, including lost work and venue discrimination, emotional processing, grief, and the nervous system.You can find Nina and tour information on her ⁠website⁠, and on ⁠Instagram⁠. She is published in ⁠The Long Covid Reader⁠, and her comedy writing is at ⁠https://strangelyoptimistic.com/⁠.  If you're interested in Nina's Singing To Improve Health or Vocal Classes for Beginners to Professionals workshops, email theninastorey@gmail.com. Mention the podcast for 20% off the regular price! She will soon be using a new platform, EVEN, that pays artists. Despite millions of streams of her music, Nina says that Spotify has never paid her a dime. The EVEN model is pay what you can. "It's like Bandcamp and Patreon had a baby." You can also send her a tip via Venmo: @Nina-Storey.Nina shared that the clinic in Sedona she has been working with for her Long Covid symptoms is remote and their website is: mybiohack.com. I have not used the clinic. All information is Nina's anecdotal experience. The clinic is not endorsed by the pod, nor is the pod sponsored by the clinic. Neither is Nina. Please share A Friend for the Long Haul. If you're feeling generous, leave a review. Your support helps get this in front of more earballs and helps me bring more episodes. You can listen to the A Friend for the Long Haul Long Covid Theme Songs playlist on Spotify.Disclaimers etc: The information provided in this podcast is for informational and educational purposes only and is not medical advice. The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of the podcast producers, sponsors, or affiliated organizations. Or like, friends? Family? Anyone. This podcast does not provide medical diagnosis, treatment, or professional healthcare services. If you have any concerns regarding your health or medical condition, please consult a qualified healthcare provider. Never disregard professional medical advice or delay seeking treatment based on information heard in this podcast. Please don't compare yourself to someone else you hear, either. Our illnesses are highly individualized and what works for one person may not work for you. While we strive to provide accurate and up-to-date information, medical knowledge is constantly evolving, and we make no guarantees regarding the completeness, reliability, or applicability of the content discussed. The podcast and its creator assumes no responsibility for any actions taken based on the information presented. Additionally, this podcast may feature discussions on sensitive topics related to chronic illness. Listener discretion is advised. By listening to this podcast, you acknowledge and agree to these terms.

In this episode of The Long Haul, Adam sits down with Coleman Ruffin—industry vet, team builder, and former CH Robinson broker—to expose what small carriers need to know about how freight really gets moved. Coleman shares the truth about rate negotiations, how brokers decide who gets the good freight, and the quiet reasons carriers get skipped over. This is a raw look inside the brokerage world that'll change how you approach your next load. If you want to stop being transactional and start being essential, this is the episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

As leaders in ministry, how do we balance Biblical truth that God's power is made perfect in our weakness with the need for trust-building and sustainable leadership, particularly in tricky times?This seminar was recorded live at VLG 2025.

The Lone Transmitter trudges through the robot graveyard and soon discovers he's not alone. Wasteland Free Radio is your very last source for local, post-apocalyptic news! Join the Lone Transmitter and friends as they rebuild civilization one signal at a time! Join us on Patreon for bonus episodes, bts videos, extras, and more!  Follow us on Instagram  Follow us on TikTok Join us on Discord! Featured Music: Grape Juice Music: eleventyseven, Space Crush The Lone Transmitter/Deathbot17: J. S. Pitcher Wasteland Free Radio Soundtrack Email us at wastelandfreeradio@gmail.com Wasteland Free Radio most likely contains strong language and definitely contains adult themes. We're sorry about that, but the creators of this show were incrediblly repressed when they were younger and that is simply how they cope. 

"If you're not going to do it right the first time, don't do it at all. That's what I tell everybody in here." --2024 Small Fleet Champ Paul Rissler In this week's edition of Overdrive Radio, listen in for a tour around the headquarters of Paul Rissler Transportation, current Overdrive Small Fleet Champ, on the old home place for the big Rissler trucking family. Overdrive Editor Todd Dills was there in early May just ahead of Paul's older brother John and younger brother Delton Rissler's Crossroads Truck Meet show at the junction of U.S. 50 and Missouri state route 87 in California. Paul Rissler's one of five Rissler brothers all with some tie to trucking -- in their family, it's clear the fruit doesn't fall far from the tree. In the podcast, Paul details his father and mother's small fleet history right from the spot where it all started for a young Paul, following in his father's footsteps as a small fleet owner. The fleet's ranged over more than a couple decades now from just a few to eight trucks. Paul and Michelle Rissler were right at 6 when they brought home the Small Fleet Champ title belt from the NASTC conference last fall. When we visited in May, things were in a brief moment of flux with one longtime driver moving toward retirement to local work, and another leaving as well. In search of the right drivers to fill those spots, the all-reefer fleet was well-positioned still with steady LTL lanes out of Pennsylvania from consolidator Dutchland Refrigerated, and other customers back toward Missouri from Colorado. Paul and his wife, Michelle (with all three sons Justin, Josh, and Jordan involved in various aspects of the business), have clearly built a fleet that's sustainable, no matter what comes. We start in the company office, then get a look at the main shop and warehouse area for Paul Rissler Transportation, then at the Risslerbilt, LLC, custom truck shop operated now by Josh and outfitted with what might just be the biggest paint booth in the entire state of Missouri. All of it was built by the hands of, and the close bonds between, the Rissler family and close-knit trucking community they've brought along with them on their long run of success. As mentioned in the podcast, small fleets of 3-30 trucks can enter to compete for this year's title belt in Overdrive's Small Fleet Champsionship via this link: https://overdriveonline.com/2025sfc -- deadline: July 31. Find more images from Rissler headquarters and the Risslerbilt custom shop in the post that houses this podcast at https://overdriveonline.com/15748560

If it feels like your adoption journey has hit a wall—you're not alone. In this honest and encouraging solo episode, Rebecca gets real about the emotional rollercoaster of waiting to adopt. From navigating guilt and doubt to understanding why things come in waves, you'll walk away feeling seen, grounded, and empowered with actionable steps you can take right now.Whether you're wondering if you're being "too choosy," struggling with silence from agencies, or just need to know that someone gets it—this one's for you.Important Links- RG Adoption Consulting- Want support on your journey? Let's chat- Tarcia Smith's EpisodeChapters00:00 Navigating the Adoption Journey03:09 Understanding Guilt in Adoption06:07 The Waves of Adoption Activity12:07 The Long Haul of Adoption16:54 The Importance of Asking Questions19:13 Building a Supportive Community

In a world of dating apps, soft launches, and situationships, what does real commitment look like today? Join Dr. Purnima Nagaraja, Consultant Mental Health Professional and Empowerment Expert, in conversation with Harjas Kaur as they unpack Dating Realities: Love, Loyalty, and the Long Haul. From digital trust and emotional burnout to modern-day monogamy and the impact of individualism, this episode dives deep into the evolving expectations of love and partnership. Tune in to TALRadio English on Spotify and Apple Podcast for fresh, fearless insights into what it truly means to love in the digital era.Host : hajras KaurExpert : Dr.Purnima Nagaraja, Consultant Psychiatrist | Psychotherapist | Empowerment Expert and Motivational SpeakerYou Can Dr.Purnima Nagaraja @Dhrithi Wellness clinic.linkedin.com/in/purnima-nagaraja-8646609#TALRadioEnglish #UnderstandingAdulthood #DatingRealities #ModernLove #DrPurnimaNagaraja #HarjasKaur #LoveInTheDigitalAge #RelationshipTalk #EmotionalWellbeing #YouthAndLove #CommitmentIssues #MentalHealthMatters #TouchALife #TALRadio

This week on The Long Haul, Adam sits down with Kara Brown—supply chain marketing powerhouse, author of The Revenue Engine, and CEO of LeadCoverage—to expose why most small carriers are wasting time and money trying to get noticed. Kara breaks down the exact mistakes holding carriers back, the marketing myths that need to die, and the three-step framework she's used to help logistics companies scale to 7+ figures. If you think marketing is just for brokers and big fleets, this episode will flip that mindset on its head. Whether you're running one truck or building a team, this conversation will help you turn attention into revenue—without “random acts of marketing.” Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of A Friend for the Long Haul – A Long COVID Podcast, we dive into love, relationships, and resilience in the face of chronic illness. I sit down with Chimére Sweeney, a Long COVID activist, writer, and retired educator, alongside her husband, Tory Sweeney, to discuss their relationship and journey together.Chimére founded The Black Long COVID Experience, an initiative dedicated to amplifying Black Long COVID stories, advocating for equitable healthcare, and supporting disability access in Black communities. She and Tory met in college and reconnected after Chimére became ill, and their story sheds light on the emotional, social, and practical realities of navigating love and disability.We explore:

Featuring Keeanga-Yamahtta Taylor and Asha Ransby-Sporn on 2020's summer of mass protest and rebellion sparked by the police murder of George Floyd. As Keeanga puts it: "The pressing question is how we went from twenty-six million people on the streets to a fascist in the White House?” We must urgently build organizations and movements that meet the moment as both popular resistance and authoritarian repression intensify. To do that, we need to learn from the 2020 uprising. Support The Dig at Patreon.com/TheDig Check out Long Haul at longhaulmag.com Buy Fake Work at Haymarketbooks.com Subscribe to Dissent at dissentmag.org/subscribe

Featuring Keeanga-Yamahtta Taylor and Asha Ransby-Sporn on 2020's summer of mass protest and rebellion sparked by the police murder of George Floyd. As Keeanga puts it: "The pressing question is how we went from twenty-six million people on the streets to a fascist in the White House?” We must urgently build organizations and movements that meet the moment as both popular resistance and authoritarian repression intensify. To do that, we need to learn from the 2020 uprising. Support The Dig at Patreon.com/TheDig Check out Long Haul at longhaulmag.com Buy Fake Work at Haymarketbooks.com Subscribe to Dissent at dissentmag.org/subscribe

This week on The Long Haul, Adam sits down with Rahmel Wattley—founder of Truck N' Hustle, creator of FreightFest, and one of the most influential voices in trucking media. Rahmel shares how he went from driver recruiting to building a movement, what he's learned from interviewing hundreds of industry leaders, and how small carriers can tap into the power of storytelling, strategy, and community to grow with purpose. We dive into the real struggles owner-operators face, what it takes to stand out in today's market, and why brand matters more now than ever. If you're trying to scale your business—or your voice—this is one episode you don't want to miss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune into this episode of the FreightWaves Morning Minute for crucial updates impacting the freight industry, including the recent doubling of tariffs on imported steel and aluminum. These duties now stand at 50%, effective Wednesday, aiming to bolster domestic metals manufacturing and shield American steel worker jobs. This move has prompted Canada to negotiate for tariff removal, while Mexico has denounced the hike as a violation of the United States-Mexico-Canada Agreement (USMCA). We also delve into the latest from LTL carrier XPO, which reported a modest 5.7% year-over-year decline in tonnage for May. This decline aligns with previous guidance and typical seasonality, as the industry continues to await an uptick in demand. The company's monthly declines show an improvement compared to the first quarter.  Additionally, the episode covers Descartes' significant announcement of a 7% workforce reduction, impacting approximately 200 jobs. This action is an expansion of an earlier restructuring plan, designed to manage the uncertainties facing the freight industry due to changing trade policies and volatile economic forecasts. Despite these challenges, Descartes reported a 12% year-over-year increase in revenue, although it fell short of wider market estimates for earnings per share.  Finally, we highlight upcoming FreightWaves TV events, including episodes of Freightonomics and The Long Haul. Mark your calendars for the Enterprise Fleet Summit on July 23rd and the Supply Chain AI Symposium on July 30th in Washington D.C., and be sure to register at live.freightwaves.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alone on dark highways and forgotten truck stops, drivers encounter chilling figures, vanishing women, and inhuman eyes staring back from the night—reminding us that not everything out there is flesh and blood.Join the DARKNESS SYNDICATE: https://weirddarkness.com/syndicateABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.DISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.IN THIS EPISODE: Did lost cosmonauts make it into space before Yuri Gagarin? (The Tombs in Space) *** Don't take a gift from Gracie Watson's grave... or her life-like statue might cry tears of blood. (Gracie's Ghost) *** A latchkey kid comes home to an empty house… or so they thought until they heard footsteps in another room. (The Laundry Room) *** People often encounter strange and frightening things when they experience sleep paralysis – but in one particular story, the horrors began well before going to bed. (Sleep Paralysis in Bangkok) *** Did Bonnie Scott run away? Was she kidnapped? Murdered perhaps? All anyone knew was that no one had a clue where she was. She had simply disappeared without a trace. (The Murder of Bonnie Leigh Scott) *** Samuel Joselyn was buried in 1810 in a North Carolina cemetery.  Unfortunately, it doesn't appear that Samuel was actually DEAD at the time of his burial! (Buried Alive in Wilmington) *** in 1894 Rosa Lochner was a witness to murder, but she had been deaf since birth and her spoken vocabulary was limited. So how could she testify against the accused? (Murder In Pantomime) *** A boy wakes to find his previously closed curtains now open – and the only explanation involves a previous resident of the house he's nowliving in. (Strange Manifestations) *** Mention the word “Chupacabra” and most people will think of a strange, hairless dog-like animal. They are never described as having the ability to fly… until now. (Winged Chupacabras) *** These UFOs aren't shiny metallic discs or cigar-shaped spaceships. They are humanoid – and they fly without the help of a jetpack, wings, cape or even a broom to sit on. And the sightings are still coming in all throughout Mexico. (The Flying Humanoids of Mexico) *** The North Carolina Cherokee have a story about how dangerous it can be even near a calm river – where the waters can suddenly foam and a giant beast can appear on the rocks. (James and the Giant Leech) ***Supernatural women, shadowy men, odd animal sightings, and more… they can all be found at late-night truck stops if you're not careful. (Truck Stop Horror Stories)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Lead-In #1 (Truck Stop Horrors)00:01:07.291 = Lead-In #2 (Murder of Bonnie Leigh Scott)00:02:52.812 = Show Open00:06:05.191 = The Murder of Bonnie Leigh Scott00:17:51.945 = The Tombs In Space00:36:04.582 = Gracie's Ghost00:41:21.481 = The Laundry Room (by Anonymous)00:43:31.415 = Sleep Paralysis in Bangkok (by Mark iO)00:51:31.441 = True Truck Stop Horror Stories01:17:45.625 = Buried Alive in Wilmington01:22:17.553 = Murder in Pantomime01:27:30.229 = Strange Manifestation (by Brian Abraham)01:31:56.159 = Winged Chupacabras01:40:38.608 = The Flying Humanoids of Mexico01:52:36.560 = James and the Giant Leech01:56:59.016 = Show CloseSOURCES AND RESOURCES FROM THE EPISODE…“The Tombs in Space” posted at The Unredacted: http://ow.ly/nW5U30mwbWw“Gracie's Ghost” by Gary Sweeney for The Line Up: http://ow.ly/arFz30mwaLc“The Murder of Bonnie Leigh Scott” by Troy Taylor for American Hauntings Ink: http://ow.ly/v6wX30mwbwW“The Laundry Room” submitted anonymously to Weird Darkness“Sleep Paralysis in Bangkok” by MarkiO for YourGhostStories.com: http://ow.ly/FUOD30mwc0C“Truckstop Horror Stories” by Erin McCann for Ranker: https://tinyurl.com/wldxxnl“Buried Alive in Wilmington” by TheresaHPIR for Theresa's Haunted History of the Tri-State: https://tinyurl.com/rr4cvoh“Murder in Pantomime” by Robert Wilhelm for Murder By Gaslight: https://tinyurl.com/y97rswf5“Strange Manifestation” by Brian Abraham posted at My Haunted Life Too: https://tinyurl.com/wmlzd22“Winged Chupacabras” by Nick Redfern for Mysterious Universe: https://tinyurl.com/th8p7ox“The Flying Humanoids of Mexico” by Brent Swancer for Mysterious Universe: https://tinyurl.com/urxujoc“James and the Giant Leech” by James Mooney from the book “Myths of the Cherokee”: https://amzn.to/2JHpUFo=====(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: November 07, 2018NOTE: Some of this content may have been created with assistance from AI tools, but it has been reviewed, edited, narrated, produced, and approved by Darren Marlar, creator and host of Weird Darkness — who, despite popular conspiracy theories, is NOT an AI voice. (AI Policy)EPISODE PAGE at WeirdDarkness.com (includes list of sources): https://weirddarkness.com/LongHaulToHell

https://www.youtube.com/@FamilyGoalsPod?sub_confirmation=1On this week's episode, David Pollack and Pastor J discuss committing to marriage for the long haul in part two of a two-part conversation.You are listening to David Pollack, former College GameDay Analyst, and Jonathan Howes, Lead Pastor of Graystone Church, have a weekly conversation about God, Family, and Sports.#familygoalspodcast #familygoals #christianfamilyRespond in the comments, SUBSCRIBE and CLICK THE BELL for notificationsSUBSCRIBE to The Family Goals Podcast: https://podcasts.apple.com/us/podcast/family-goals-with-david-pollack-and-pastor-j/id1585214791X: https://x.com/familygoalspodInstagram: https://www.instagram.com/familygoalspod/Pollack Family Foundation Banquet of Blessings: https://www.pollackfamilyfoundation.com/banquet-of-blessingsCompassion International: compassion.com/familygoalsToney Financial Services: https://www.toneyfinancialinc.com/

There was a landmark decision by the U.S. Court of International Trade (CIT) striking down President Trump's “Liberation Day” tariffs. This ruling unanimously deemed the sweeping tariffs unconstitutional, including significant levies on goods from China, Mexico, and Canada. Retail diesel prices have resumed their downward trend, with the Department of Energy/Energy Information Administration benchmark price falling by 4.9 cents. The average weekly retail diesel price is now $3.487 per gallon. In container shipping, rates from Asia to the United States have surged. This increase is occurring as shippers navigate the aftermath of a temporary easing in US-China tariffs, with "fear and uncertainty" driving prices up. Tune in for a new episode of The Long Haul and check out the Enterprise Fleet Summit and the Supply Chain AI Symposium. Get registered for events at live.freightwaves.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Long Haul, Adam sits down with Avante Jackson—better known as CDL Shorty on YouTube—to talk about what's broken in CDL training and what needs to change. As a CDL instructor and content creator, Shorty gives a raw, behind-the-scenes look at how new drivers are being rushed through the system, the lack of real-world prep, and how better training could improve safety, retention, and long-term success. If you're thinking about getting a CDL or training others, this episode brings the honest perspective the industry needs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chelsea has come armed with a MEGA hack for getting cheap business class flights for long haul flights. She also has a secret for James that he's desperate to find out regarding their next trip, but it's a surprise so she makes him leave so we can get all the juicy details! They also tackle a postbag full of listener postcards regarding child travel hacks and a holiday nightmare in Zambia.Have a holiday hack of your own or a travel nightmare you need to get off your chest? We'd love to hear from you! Email us at hello@passportsplease.com or if you're the really adventurous type you can even send as an actual postcard! You can find all the info you need at www.passportspleasepod.comDownload the SAILY app AND use our code PASSPORTS at checkout to get an exclusive 15% off your first purchase. Hosted on Acast. See acast.com/privacy for more information.

https://www.youtube.com/@FamilyGoalsPod?sub_confirmation=1On this week's episode, David Pollack and Pastor J discuss committing to marriage for the long haul in part one of a two-part conversation.You are listening to David Pollack, former College GameDay Analyst, and Jonathan Howes, Lead Pastor of Graystone Church, have a weekly conversation about God, Family, and Sports.#familygoalspodcast #familygoals #christianfamilyRespond in the comments, SUBSCRIBE and CLICK THE BELL for notificationsSUBSCRIBE to The Family Goals Podcast: https://podcasts.apple.com/us/podcast/family-goals-with-david-pollack-and-pastor-j/id1585214791X: https://x.com/familygoalspodInstagram: https://www.instagram.com/familygoalspod/Pollack Family Foundation Banquet of Blessings: https://www.pollackfamilyfoundation.com/banquet-of-blessingsCompassion International: compassion.com/familygoalsToney Financial Services: https://www.toneyfinancialinc.com/

Welcome to episode 154 of Growers Daily! We cover: terminating cover crops, and how to farm and garden for the long haul. We are a Non-Profit!