Podcast appearances and mentions of matt whittaker

Special guest Matt Whittaker from Destiny Rescue joins us for Missions Sunday sharing a message from Luke 15

Listen to Matt Whittaker on Cats & Cosby from Monday, September 30th, 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Conway's interview with Matt Whittaker during Tuesday's first hour.

Simon Conway's interview with former Acting U.S. Attorney General Matt Whittaker during Monday's second hour.

Simon Conway's interview with former acting U.S. Attorney General Matt Whittaker during Monday's first hour.

Simon Conway's interview with former Acting U.S. Attorney General Matt Whittaker during Wednesday's second hour.

Simon Conway's interview with former Acting U.S. Attorney General Matt Whittaker during Wednesday's first hour.

Matt Whittaker, Jake Netzley, and Sarah Petzlaff on the Cache Smokeout fundraiser for Cache Food Panrtry

Simon Conway's interview with former acting U.S. Attorney General Matt Whittaker during Monday's first hour.

The media plays the sympathy card for Joe Biden. New video shows Nancy Pelosi taking responsibility for not having National Guard prepared on Jan. 6th. Maxine Waters goes on bizarre DEI rant. Ben Toma, Matt Whittaker and Andy Biggs join the show.

Thursday's First Hour: Congressman Randy Feenstra. Matt Whittaker.

Eben Brown updates us on Boeing CEO stepping down & what's next? Trump Civil Trial with Matt Whittaker, Former Acting Attorney General.

He calls Simon to talk about that and today's 9-0 Supreme Court decision.

He calls SImon to talk about it.

Analysts' Impact, ESG, and Healthcare Stock Picks. Includes unusual climate tech stock recommendations and terrific analyst picks in other sectors. Transcript & Links, Episode 120, December 15, 2023 Hello, Ron Robins here. So, welcome to this podcast episode 120 titled “Analysts' Impact, ESG, and Healthcare Stock, Picks.” It's presented by Investing for the Soul. Please note that I'm taking a break over the holidays so my next podcast will be Friday, January 12th, 2024. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. And look at my newly revised website at investingforthesoul.com! Tell me what you think. Now, remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief. Please go to this podcast's webpage for links to the actual articles for more company and stock information. Also, some companies might be covered more than once and there are also 11 article links below that time didn't allow me to review them here. ------------------------------------------------------------- 1) Analysts' Impact, ESG, and Healthcare Stock, Picks Now, I'm always trying to find articles with new investing ideas with an ESG and sustainable focus. In that vein, I'm presenting this article titled These 8 Small-Cap Impact Stocks Tap into the Rapidly Growing Climate Tech Market in Support of a Net-Zero Future. It's by Ari Zoldan and found on nasdaq.com. Here's some of what Mr. Zoldan says about his picks. “1. FuelCell Energy (FCEL) manufactures stationary fuel-cell platforms to help with decarbonizing power and producing hydrogen using fuel cells… The company specifically targets large industrial sources like factories and other large facilities that produce significant amounts of carbon dioxide. 2. Gevo (GEVO) produces decarbonized fuels and chemicals… The company states it is ‘commercializing the next generation of renewable gasoline, jet fuel and diesel fuel with the potential to achieve zero carbon emissions… Gevo… sees commercial opportunities for other renewable hydrocarbon products like renewable natural gas and other fuels, chemicals, and plastics. 3. Ideal Power (IPWR) has developed and patented a bidirectional semiconductor power switch designed for use in electric vehicles, EV chargers, renewable energy, energy storage, data centers, solid-state circuit breakers, and other industrial and military applications… two examples utilizing the company's technology (are:) improves the range of EVs and the kilowatt hours harvested from a renewable energy installation. 4. Mullen Automotive (MULN) is an EV manufacturer that designs and builds commercial trucks, passenger vehicles and solid-state polymer battery technology. Interestingly, while most other EV makers build cars that use lithium-ion batteries, Mullen actually uses lithium-sulfur batteries, describing them as being ‘lighter, more efficient,' and having ‘greater range than most EVs in the market.' At this stage, it's still the very early days for Mullen Automotive, although it did see its first recorded revenue in June from the sale of 22 electric cargo vans to the Randy Marion Automotive Group. 5. OPAL Fuels (OPAL) provides complete renewable natural gas solutions for landfills, dairies, and fueling station construction and service. The company uses a vertical waste-to-energy model that combines the upstream production and downstream marketing and distribution of renewable natural gas, providing a scalable, low-cost solution to decarbonize heavy-duty transportation… So far, OPAL Fuels has completed more than 350 fueling stations, renewable natural gas landfills, and dairy projects across the U.S. 6. Sunworks (SUNW) describes its mission as ‘to help businesses and homeowners take control of their electric costs while championing the future of solar.' The company serves customers in 15 states and provides solar services via partner organizations… Sunworks also provides energy storage solutions that work with its commercial solar systems. 7. The Metals Company (TMC) The company describes its mission as ‘to build a carefully managed metal commons that will be used, recovered and reused again and again…' The company mines polymetallic nodules, which are rich sources of the base metals required for battery making and building the infrastructure needed to make the energy transition… They are found unattached to the bottom of the abyssal seafloor, and they don't contain toxic levels of heavy elements like land ores do… Polymetallic nodules are also known as manganese nodules, although they also contain three additional critical metals used in batteries. In addition to manganese, these nodules contain cobalt, nickel and copper, all in a single ore. The Metals Company believes mining these nodules could have a much lower environmental footprint than other forms of mining necessary to obtain the metals needed for making batteries.  8. Workhorse Group (WKHS) stands apart from the generalists in the space by manufacturing electric trucks and drones to support last-mile deliveries… In September, Workhorse announced that it had received approval from the Internal Revenue Service as a qualified manufacturer for the Commercial Clean Vehicle Credit. The approval means Workhorse customers are eligible for a credit of up to $40,000 on their purchases of all Workhorse vehicles in 2023 and beyond.” End quotes. ------------------------------------------------------------- 2) Analysts' Impact, ESG, and Healthcare Stock, Picks This next article is titled 7 Best ESG Stocks to Buy Now. It's by Matt Whittaker and found on money.usnews.com. Now some quotes and details. “If ESG investing interests you, consider these seven ESG stocks, several of which have turned in an impressive year-to-date performance: ESG STOCK YTD RETURN AS OF NOV. 30 Cadence Design Systems Inc. 70.1% Panasonic Holdings Corp. 23.1% Tesla Inc. 94.9% Intel Corp. 73.1% These last three stocks may fall into the category of bargains for buy-and-hold investors, as renewable energy companies have been in a slump but may have a bright future. First Solar Inc. 5.3% Sunrun Inc. -46.3% Orsted A/S  -46.9% 1. Cadence Design Systems Inc. (CDNS) provides software, hardware and intellectual property used to design electronic systems… Trends including artificial intelligence and autonomous driving are fueling electronic design activities and demand for the company's products. 2. Panasonic Holdings Corp. (OTC: PCRFY) This Japanese multinational electronics company is focused on its automotive battery business. It's also involved in green hydrogen, which, unlike the majority of hydrogen produced today, is made with renewably produced electricity instead of fossil fuels… Although Panasonic's stock took a big dip in October, it has been recovering and is now up 23.1% year to date as of Nov. 30. 3. Tesla Inc. (TSLA) this company is the world's biggest EV manufacturer based on its market capitalization of about $758 billion. During the third quarter, the company produced more than 430,000 electric vehicles and delivered more than 435,000. Its revenue grew by 9% on increased vehicle deliveries and growth in other parts of the business. But its net income dropped 44%, in part because of increased operating expenses connected with its Cybertruck and artificial intelligence projects and lower average selling prices. 3. Intel Corp. (INTC) This semiconductor company scores highly on governance and overall ESG metrics in the 2023 JUST Capital ESG rankings… The company also ‘commits to an independent and diverse board governed by 90% independent directors and led by an independent board chair,' JUST Capital says. 4. First Solar Inc. (FSLR) Solar and wind companies have been hit by inflation… [and] rising interest rates… First Solar's shares are down 8.5% over the past 12 months, but they have begun to rebound. In addition to being a renewable energy company, First Solar's ESG chops include that it uses cadmium telluride technology for its solar cells in a process that has a smaller carbon footprint than that of other manufacturers who use polysilicon. Additionally, First Solar isn't reliant on Xinjiang, a polysilicon-producing region in China where the U.S. says Muslim minorities are forced to work against their will. 5. Sunrun Inc. (RUN) This photovoltaic solar and battery storage company hasn't fared as well as First Solar… Its shares are down about 46% year to date as of Nov. 30. But the clouds may part for the stock. According to Stock Analysis, the average 12-month price forecast from 22 stock analysts for Sunrun is $24.95, or roughly double where shares are trading now. During the third quarter, the company added nearly 34,000 customers, a 19% increase year on year. Also, Sunrun is shifting its focus to installing more storage systems, which have better margins than solar panels. 6. Orsted A/S (OTC: DNNGY) which is the largest offshore wind developer in the world, has certainly been facing headwinds. Its shares are down 46.9% so far in 2023. In addition to having trouble with inflation and rising interest rates, Orsted has been hit by supply chain disruptions, especially in the U.S… The company has had to cancel plans for two U.S. offshore wind projects as tax credit and construction permit issues also hampered the plans. But it is continuing with a third. In the long run, the U.S. is relying on offshore wind farms to help power coastal cities, and Orsted is well positioned if industry dynamics change.” End quotes. ------------------------------------------------------------- 3) Analysts' Impact, ESG, and Healthcare Stock, Picks A favorite sector for ethical and sustainable investors is healthcare. So, I thought this article would interest many of you. It's titled 3 healthcare companies whose social impact is the key to financial performance. It's by Faizan Farooque and seen on equities.com. Here are some brief quotes. “1. Abbott Laboratories (ABT) which emphasizes patient-focused healthcare. 2. Johnson & Johnson (JNJ) which is dedicated to achieving net zero carbon emissions and prioritizing environmental health equity. 3. UnitedHealth Group (UNH) which focuses on ‘zero distance' from patients. Central to these companies' ethos is the focus on patient-centric healthcare… This patient-first approach is often complemented by green healthcare technology, ensuring that advancements in health solutions also consider environmental sustainability.” End quotes. ------------------------------------------------------------- 4) Analysts' Impact, ESG, and Healthcare Stock, Picks From another potentially profitable perspective, we have this article titled Investing in the Circular Economy: 3 Sustainable Stocks. It's by Will Ashworth and seen on investorplace.com. Here are some key quotes from the article. “I'm selecting my three sustainable stocks from the holdings of a Canadian mutual fund — the IA Clarington Inhance Global Equity SRI Class (CCM5010.CF). 1. LVMH (OTCMKTS:LVMUY) is the 8th-largest holding of the mutual fund… ‘The percentage of women in key positions at LVMH [grew] from 23% to 45% between 2007 and 2022,' Bloomberg reported earlier this year. Even better, 65% of its executives and managers are women. 2. Costco (NASDAQ:COST) is the 17th-largest holding… As for the 15 United Nations Sustainable Development Goals (SDGs), the company has committed to the ones that most closely align with its business. 3. Autodesk (NASDAQ:ADSK) is the 23rd-largest holding... Autodesk provides cloud-based and desktop software products that help companies design and make things. Businesses using its products include architecture, engineering, construction, media, entertainment and manufacturing… From a sustainability standpoint, Autodesk believes its software products help construction-related businesses save time, energy and costs while reducing waste and carbon emissions.” End quotes. ------------------------------------------------------------- Other Honorable Mentions – not in any order. 1) Title: 3 Top-Rated ESG Stocks That Analysts Are Loving Now on investorplace.com. By Steve Booyens. 2) Title: You Don't Have to Pick a Winner in Clean Energy. Here's Why. On fool.com. By Travis Hoium. 3) Title: Harness the Sun: 3 Must-Own Stocks in the Solar Industry on investorplace.com. By Rick Orford. 4) Title: Green Energy Innovators: 3 Stocks Leading the Sustainable Revolution on investorplace.com. By Steve Booyens. 5) Title: 3 Wind Stocks to Buy for a Sustainable and Profitable Future on investorplace.com. By Rick Orford. 6) Title: Best Clean Energy Stocks — December, 2023 on cleantechnica.com. By Carolyn Fortuna. 7) Title: Green Technology Stocks That Look Cheap on morningstar.com. By Muskaan Hemrajani. 8) Title: America's Most Responsible Companies 2024 on newsweek.com. Cover article by Nancy Cooper. 9) Title: The 3 Most Undervalued Renewable Energy Stocks to Buy in December on investorplace.com. By Chandler Capital. UK Articles 1) Title: The sustainable global funds so good they're worth adding ahead of mainstream funds on trustnet.com. By Emma Wallis. 2) Title: Our Pick Of The Best Ethical Stocks And Shares ISAs on .forbes.com/uk/. By Jo Thornhill and Kevin Pratt. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast titled: “Analysts' Impact, ESG, and Healthcare Stock, Picks.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these very troubled times! Contact me if you have any questions. Thank you for listening. And, again, please look at my new totally revised website at investingforthesoul.com. Tell me what you think! Please note that I'm taking a break over the holidays so my next podcast will be Friday, January 12th, 2024! Have a wonderful time over the holidays. Bye for now.   © 2023 Ron Robins, Investing for the Soul

Friday's First Hour: Gary Dolphin joins the show to preview the CyHawk game. Plus, former Acting Attorney General and Hawkeye legend Matt Whittaker.

Does the Attorney General have the ability to tell the FBI Director to hand over the report that says the Biden family took millions when Biden was Vice President. Matt Whittaker, a former acting AG from the Trump administration breaks it all down with Joe

He calls in to talk to Simon about the validity of what is going on.

He joined Simon in studio to talk about that and some serious stuff as well.

December 26 1992 - January 1, 1993 This week Ken welcomes creator of Lenora's Midnight Rental and his new best friend forever Laura Wimbels to the show. Ken and Laura discuss how Laura is a Ken Reid fan, Ken's story on the podcast Risk!, Fred Willard Super Dad, loving horror, the wonderful terrible movie Rollerblade, opening sealed VHS tapes, Splatter The Architects of Fear, The Exchange, how contrary to his Mother's insistence Ken's favorite movie as a kid was NOT Mother's Day, Revenge of the Nerds, telling on yourself for seeing an R Rated movie, divorces, what the fuck a frush is, Cleveland and douche bags, 1992-1993, the formative time of being 10, growing up without cable, organized hoarders exposing you to TV Guides, Murder She Wrote, Angela Lansbury, being trapped despite being at the height of your power, just admitting you haven't seen something, Troll/Scholastic Book Clubs, The Good Son, reading the novelization of R Rated movies, Dick Clark watching TV in the bathroom, iPads as TVs, watching TV at work, being too old for Barney, USA Up! All Night, Silk Stalkings, sexy slow-mo, USA Made for TV Movies, John Ritter, The Colony, surrogate TV Dads, Michael Gross, Cheers, Dan Conner, Ken's emotional breakdown with Valerie Harper, Hearts Afire, Ghostwriter, wearing a pen around your neck, Suncoast Video, not being able to speak Spanish despite being Puerto Rican, not being French, Are You Afraid of the Dark?, Royal Discount Books, The Stephen King Encyclopedia, The Plant, printing out web sites, TV Land, Alfred Hitchcock Presents, The Wonder Years, Ken getting Garden State emo, My So-Called Life, marriage as the opposite of Titanic, boats leading to break ups, The Simpons arguments, The Twilight Zone, the poor man's TV Guide, commissioned artwork of shirtless Dana Carvey,  realizing you love two star movies, curation, the future of streaming, Tubi, Roku, the insanity of all the rival Amy Fischer movies, Tales from the Crypt, In The Heat of the Night, Urban Pain, Baby Snatchers, Nancy McKeon, in the wake of Hand that Rocks the Cradle, the insanity of Mikey, how sad it is that Warlock has been glossed over, when CBS gets all PBS, New Years Eve viewing, Three Stooges Marathons, Slaughter, Bick Dick Toilet Fraud, crybaby Matt Whittaker, why you should never default to Google Image Search searches, kid friendly, the Drew Carey Show, Price is Right, Scooperbowl, hating football, animated opening titles, Columbia House, VHS tapes, Laserdiscs, and the glory of Shopping Malls in Pittsburgh PA. 

Simon begins hour three talking to Matt Whittaker about "garagegate" and the mishandling of classified documents. Next, Mrs. C joins the show to talk about the weekend events happening in the area.

Analysts' Stock-ETF Picks! Inflation Reduction Act benefits solar and wind companies, particularly. Articles covered include: “11 Best Solar Stocks to Buy Now”; “6 Best Wind Energy Stocks To Buy”; “9 Best Green Stocks and ETFs to Buy”; “10 Best ESG Stocks for 2022”; “Three Socially Responsible Dividend Stocks to Buy Benefit from Fertilizer”; and more Podcast: Inflation Reduction Act: Analysts' Stock-ETF Picks! Transcript & Links, Episode 89, September 9, 2022 Hello, Ron Robins here. It's great to be back with you. Hope you had a wonderful August despite the woes of this world. So, welcome to my podcast episode 89 published on September 9, 2022, titled “Inflation Reduction Act: Analysts' Stock-ETF Picks!” — and presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript, and links to content – including stock symbols, quotes, and bonus material – at this episode's podcast page located at investingforthesoul.com/podcasts. Now if any terms are unfamiliar to you, simply Google them. Also, just a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Now though I'm covering 5 articles here, there are another 19 during August and early September that I found with great analyst recommendations. To see their titles and links go to this podcast's webpage located at investingforthesoul.com/podcasts and scroll down to this edition. ------------------------------------------------------------- 1) Inflation Reduction Act: Analysts' Stock-ETF Picks! Now to this podcast. With the US Inflation Reduction Act approved and with its big support for renewable energy, there's a reason for analysts to be optimistic for renewable energy companies. Hence, there's been a preponderance of articles on this theme. This first article is typical and among the best, I've seen. It's titled 11 Best Solar Stocks to Buy Now by Ramish Cheema on Yahoo! Finance. Here are some relevant quotes. “In order to pick out the top solar stocks for you, we… selected the relevant ones by studying their balance sheets and market performance. The companies were then ranked according to Insider Monkey's survey of 895 hedge funds for the second quarter of this year. (Starting at) 11. Maxeon Solar Technologies, Ltd. (NASDAQ:MAXN) Number of Hedge Fund Holders: 10 Maxeon… is a Singaporean company that designs, manufactures, and sells solar panels and associated components. It serves both residential and commercial customers and offers its products both directly and through dealers… Morgan Stanley increased Maxeon's share price target to $21 from $14 in August 2022. 10. Canadian Solar Inc. (NASDAQ:CSIQ) Number of Hedge Fund Holders: 13 Canadian Solar is a solar energy company that sells… solar wafers, solar ingots, solar cells, and battery storage solutions in Asia, America, Europe, and other countries. In addition… the company also provides electricity and maintenance services for solar generation equipment. It is headquartered in Guelph, Canada… Management expects sales to grow by another lofty 35% this year. JPMorgan raised Canadian Solar Inc.'s share price target to $42 from $38 in August 2022. 9. JinkoSolar Holding Co., Ltd. (NYSE:JKS) (Ron's comment: As a sought of addendum to this company, it's still concerning to many people that this company maybe using forced labor, particularly in light of the new UN report on forced labor in China. Now back to the podcast.) Number of Hedge Fund Holders: 16 JinkoSolar…is a Chinese company that designs, produces, and sells photovoltaic and other products such as silicon wafers, silicon ingots, solar modules, and solar cells. The company… sells its products all over the globe including the U.S, Mexico, Japan, and U.A.E. 8. Brookfield Renewable Partners L.P. (NYSE:BEP) Number of Hedge Fund Holders: 19 Brookfield Renewable Partners is an electricity generation company that uses renewable energy sources such as wind, hydroelectric, biomass, and solar. The firm… is headquartered in Hamilton, Bermuda. (It's) one of the largest renewable power generation companies in the world. 7. SunPower Corporation (NASDAQ:SPWR) Number of Hedge Fund Holders: 21 SunPower… is an American company that provides solar energy products and services to home builders, government entities, residential customers, financial institutions, independent power producers, and electric utilities. (Also) provides solar, storage, and home energy solutions. SunPower's latest quarter saw it report a whopping 60% rise in quarterly sales… Morgan Stanley raised SunPower's share price target to $31 from $22 in August 2022. 6. Shoals Technologies Group, Inc. (NASDAQ:SHLS) Number of Hedge Fund Holders: 23 Shoals Technologies… is an electrical systems provider for solar energy products that is headquartered in Portland, Tennessee, United States. The company provides several components such as cable assemblies, fuses, connectors, and wireless monitoring systems. Roth Capital increased Shoals Technologies Group, Inc.'s share price target to $40 from $20 in August 2022. 5. First Solar, Inc. (NASDAQ:FSLR) Number of Hedge Fund Holders: 26 First Solar… is an American photovoltaic solar product provider that is headquartered in Tempe, Arizona… (It's) one of the largest beneficiaries of the Inflation Reduction Act… (and) already has a manufacturing footprint in the U.S. and plans to increase it because of the new legislation… Piper Sandler increased First Solar's… share price target to $165 from $120 in August 2022. 4. Array Technologies, Inc. (NASDAQ:ARRY) Number of Hedge Fund Holders: 26 Array Technologies… is an American company that provides a solar tracking system based on machine learning software that identifies optimal positions for a solar array to generate electricity. The company is headquartered in Albuquerque, New Mexico… Its trackers improve electricity output by 25%... Following an acquisition earlier this year, Array Technologies… is also the largest solar tracking company in the world. Truist raised Array Technologies' share price target to $23 from $13 in August 2022. 3. Sunrun Inc. (NASDAQ:RUN) Number of Hedge Fund Holders: 36 Sunrun… is an American residential solar energy systems provider. It provides products such as panels, racks, solar leads, and battery storage. The firm is headquartered in San Francisco, California. Morgan Stanley increased Sunrun's share price target to $79 from $70 in August 2022. 2. SolarEdge Technologies, Inc. (NASDAQ:SEDG) Number of Hedge Fund Holders: 40 SolarEdge Technologies… designs and sells DC inverter systems for solar power installations. The company has its customers located all over the globe and some of its products include inverters, power optimization systems, communications systems, and a cloud based monitoring platform. It is headquartered in Herzliya, Israel. JPMorgan raised SolarEdge Technologies, Inc.'s share price target to $419 from $373 in August 2022. 1. Tesla, Inc. (NASDAQ:TSLA) Number of Hedge Fund Holders: 72 While the firm is primarily known for its cars, it also sells solar energy generation and storage products to commercial, residential, and industrial users… Canaccord raised Tesla, Inc.'s share price target to $881 from $815 in August 2022.” End quotes. ------------------------------------------------------------- 2) Inflation Reduction Act: Analysts' Stock-ETF Picks! From solar companies, we now turn to the wind companies favored by analysts with this article 6 Best Wind Energy Stocks To Buy. It's by Ronald Kaufman on bestocks.com. Here's some of what Mr. Kaufman has to say. “1. Vestas Wind Systems (VWS.CO) Denmark-based. When it comes to wind power, Vestas is unrivaled worldwide… Vestas is one of the few major pure bets on wind energy since it focuses only on wind turbines.  2. Boralex, Inc. (BLX.TO) Boralex is a renewable energy power plant developer, builder, and operator in Ontario, Canada. The business provides wind, hydro, thermal, and solar services. Boralex announced on June 2 that the NY Energy Research and Development Authority had chosen five of its solar farms to receive renewable energy credits. 3. General Electric (NYSE.GE) The company intends to concentrate on aviation after spinning off its healthcare division in 2023 and its renewable energy, electricity, and digital division in 2024… Although General Electric is not a pure bet on wind energy, it does provide investors with exposure to the industry in the short term; when the company is eventually broken up, investors will have a more specialized choice. 4. Northland Power, Inc.  (NPI.TO) Northland Power, headquartered in Ontario, Canada, is a worldwide power company dedicated to generating energy from renewable sources. The firm manages various renewable energy projects, including onshore and offshore wind farms, efficient natural gas facilities, and solar power plants. 5. Siemens Gamesa Renewable Energy (SGRE.MC) Siemens Gamesa, headquartered in Spain, is a world-renowned innovator in wind power… In addition, the firm's principal shareholder, Siemens Energy (OTC: SMEG.F), is involved in efforts to create wind-powered green hydrogen technology for the company.  Siemens Gamesa has been having problems in recent years owing to a patent battle with GE… Beginning in 2022, the International Trade Commission denied all GE complaints. 6. NextEra Energy, Inc. (NYSE.NEE) NextEra Energy is a conglomerate whose divisions sell and serve electric electricity and energy infrastructure. In addition, this firm offers electric utility services and maintains a diversified renewable energy industry.” End quotes. ------------------------------------------------------------- 3) Analysts' Stock-ETF Picks! 9 Best Green Stocks and ETFs to Buy. And, yes, some more green stocks with this article titled 9 Best Green Stocks and ETFs to Buy. It's by Matt Whittaker on money.usnews.com. You can read Mr. Whittaker's more detailed description of each of his 9 picks by clicking the link to his original article on this podcast's webpage. So his 9 picks are First Solar Inc. (FSLR) Tesla Inc. (TSLA) Fisker Inc. (FSR) Stem Inc. (STEM) NextEra Energy Inc. (NEE) Plug Power Inc. (PLUG) iShares Global Clean Energy ETF (ICLN) VanEck Low Carbon Energy ETF (SMOG) First Trust Global Wind Energy ETF (FAN) ------------------------------------------------------------- 4) Analysts' Stock-ETF Picks! 10 Best ESG Stocks for 2022. Now, how about some top ESG picks with this article titled 10 Best ESG Stocks for 2022. It's by Andrew Lisa on gobankingrates.com. Here are some quotes from Mr. Lisa on his picks. “1. Linde (LIN) The UK-based gas production and distribution firm Linde operates all over the world. Its sustainability initiatives include programs to reduce waste and to conserve energy and water. 2. Accenture (ACN) Based in Ireland, Accenture uses its position as a management consulting, technology and outsourcing giant… to help its client companies transition to net-zero carbon emissions, and sustainable value chains, technology and decision-making. 3. Microsoft (MSFT) … has committed to being carbon negative by 2030 — the software giant has been carbon neutral since 2012. 4. Salesforce (CRM) Cloud-based enterprise software firm Salesforce… achieved net zero carbon emissions in 2015. 5. Nvidia (NVDA) The company has pledged to source 100% of its global electricity use from renewable sources by 2025, and its GPUs are 20 times more energy efficient than traditional CPU servers. 6. Adobe (ADBE) Has committed to powering its operations through 100% renewable energy sources. 7. J.B. Hunt (JBHT) Transportation and logistics firm J.B. Hunt leads the industry in converting over-the-road shipments to intermodal transport, which is 250% more fuel efficient. 8. Best Buy (BBY) … has reduced its carbon emissions by 60% since 2009 and has pledged to be carbon neutral by 2040. The company operates the largest e-waste recycling program in the world. 9. Xylem (XYL) Water technology and solutions provider Xylem is committed to achieving net-zero emissions by 2050. It fosters global equity by advancing access to clean water in developing nations. 10. Texas Instruments (TXN) Semiconductor and integrated circuit producer Texas Instruments received a 100% rating from the Human Rights Campaign Corporate Equality Index for six straight years.” End quotes. ------------------------------------------------------------- 5) Analysts' Stock-ETF Picks! Three Socially Responsible Dividend Stocks to Buy Benefit from Fertilizer Let's now turn our attention to an article featuring some unique socially responsible dividend-paying stocks. It's titled Three Socially Responsible Dividend Stocks to Buy Benefit from Fertilizer by Paul Dykewicz on dividendinvestor.com. Here are some quotes from Mr. Dykewicz's article… “Mosaic Company (NYSE: MOS) … a dividend-paying, Fortune 500 company headquartered in Tampa, Florida, mines phosphate, potash and urea. The largest U.S. producer of potash and phosphate fertilizer. AGCO Corporation (NYSE: AGCO) … a Duluth Georgia-based designer, manufacturer and distributor of agricultural equipment, offers a path to profit from the rising demand for fertilizer, said Michelle Connell, president and owner of Dallas-based Portia Capital Management. Invesco DB Agriculture (NYSEArca: DBA) (Is) an agricultural exchange-traded fund (ETF) recommended by Bob Carlson, a pension fund chairman who also leads the Retirement Watch investment newsletter.” End quotes. ------------------------------------------------------------- Again, to see those additional 19 articles not covered here, go to this podcast's page located at investingforthesoul.com/podcasts and scroll down to this page. Other Honorable Mentions – not in any order 1) Title Ten Clean Energy Stocks of 2022/3 - July Returns on altenergystocks.com. By Tom Konrad. 2) Title Here's Why the Time Is Right for These Clean Energy Stocks on Nasdaq.com. By Devina Lohia. 3) Title 10 Best ESG Stocks for 2022 on fool.com. By Allison Plaut. 4) Title These 3 Renewable Energy Stocks Offer Generous Dividend Yields: Passive Income For ESG Investors on Benzinga.com. By Robert Kuczmarski. 5) Title Top Stocks to Buy, Inflation Reduction Act Props Up Investments on marketrealist.com. By Rachel Curry. 6) Title 2 ESG Stocks to Buy and Hold in 2022 on entrepreneur.com. By Pragya Pandey. 7) Title Best Alternative Energy ETFs for Q4 2022 on investopedia.com. By Nathan Reiff. 8) Title Top Alternative Energy Stocks for Q4 2022 on investopedia.com. By Nathan Reiff. 9) Title 3 Top Energy Stocks to Buy Right Now on fool.com. By Matthew DiLallo. 10) Title Two Promising ESG Investment Stocks to Drive Your Portfolio in 2022 on tipranks.com. 11) Title 10 Best Renewable Energy Stocks to Buy and Hold for the Next 10 Years on yahoo.com. By Hamna Asim. 12) Title 3 Alternative Energy Stocks to Buy as EV Adoption Booms on yahoo.com. By Aparajita Dutta. 13) Title Best Solar Energy Stocks to Invest In 2022 on fool.com. By Matthew DiLallo. 14) Title 10 Alternative Energy Stocks to Buy Amid Energy Crisis in Europe on yahoo.com. By Omer Farooq. 15) Title 7 Best Clean Energy ETFs to Buy Now | Investing | U.S. News on usnews.com. By Tony Dong. 16) Title 5 Green Energy Penny Stocks to Watch in 2022 on Investmentu.com. By Aimee Bohn. Plus articles for the UK and Australian investors 1) Title Best ESG funds on standard.co.uk. By Andrew Michael. 2) Title Top 10 most-popular investment trusts: August 2022 on ii.co.uk. By Kyle Caldwell. 3) Title 5 High-Performing Ethical Investment Funds on Canstar.com.au. By Marissa Hayden. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “Inflation Reduction Act: Analysts' Stock-ETF Picks!” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope in these deeply troubled times! Contact me if you have any questions. Thank you for listening. Talk to you next on September 23. Bye for now. © 2022 Ron Robins, Investing for the Soul

Today's guests: Florida Senator Rick Scott. Tennessee Senator Marsha Blackburn. Former Attorney General Matt Whittaker. Ohio Senate candidate J.D. Vance. Byron York, Washington Examiner chief political correspondent. David Drucker, Washington Examiner senior reporter.See omnystudio.com/listener for privacy information.

Full transcript: https://www.acevo.org.uk/resources/podcast/ In this episode, Vicky speaks to Matt Whittaker, chief executive of Pro Bono Economics. They talk about whether economists can act as a Google Translate service between charities and the treasury, how we can use data to know ourselves, and how to make it unacceptable for politicians and policymakers to talk about the future of the country without including the social sector.

The Boys reunite with their first guest EVER, their friend, the internet's own Chinae Alexander! And they're back in the studio! They talk Miranda and apartment ghosts, being a Samantha, and funeral dress codes.

Alternative Energy Picks and Surprises. Plus… Equinor, Covanta Holdings, Evergy, Ocean Power Technologies, Torchlight Energy Resources Inc., SunHydrogen Inc., Vanguard ESG U.S. Stock ETF, Fidelity Sustainability Bond Index Fund, Calvert US Large-Cap Core Responsible Index Fund, Evoqua Water Technologies Corp., AECOM, BlackRock U.S. Carbon Transition Readiness ETF, BlackRock World ex U.S. Carbon Transition Readiness ETF PODCAST: Alternative Energy Picks and Surprises. Plus… Transcript & Links, Episode 56, April 23, 2021 Hello, Ron Robins here. Welcome to podcast episode 56 published on April 23, titled “Alternative Energy Picks and Surprises. Plus…”— and presented by Investing for the Soul. investingforthesoul.com is your site for vital global ethical and sustainable investing news, commentary, information, and resources. Remember that you can find a full transcript, links to content – including stock symbols, quotes, and bonus material – at this episode’s podcast page located at investingforthesoul.com/podcasts. And Google any terms that are unfamiliar to you. ------------------------------------------------------------- 1. Alternative Energy Picks and Surprises. Plus… In this podcast, we return to alternative energy picks. The first article is titled 3 Alternative Energy Stocks Defying Industry Challenges. It’s by Zacks analyst Aparajita Dutta and is on the Zacks site. As usual, I’ll mention the company name followed by select quotes from Ms. Dutta. “1) Equinor (EQNR) Based in Stavanger, Norway, is one of the premier integrated energy companies in the world… The company is investing actively in renewable energy projects, comprising power generation from solar and wind energy… The company currently holds a Zacks Rank #2 (Buy). 2) Covanta Holdings (CVA) Based in Morristown, NJ, Covanta offers waste and energy solution to its customers by processing the waste and generating energy out of it… The company delivered an average earnings surprise of 267.90% in the last four quarters. The company currently holds a Zacks Rank #2. 3) Evergy (EVRG) Based in Kansas, MI, Evergy provides clean, safe and reliable energy to 1.6 million customers in Kansas and Missouri. It is home to the largest electric vehicle charging network in the United States and has one of the top 10 wind portfolios of electric utilities in the country… The company currently carries a Zacks Rank #3 (Hold).” End quotes. ------------------------------------------------------------- 2. Alternative Energy Picks and Surprises. Plus… Continuing on the theme of alternative energy is Top Penny Stocks To Buy Now? (with a BIG question mark!) 4 Alternative Energy Stocks To Watch by D. Marie. The author isn’t giving outright buy recommendations but as stocks to look at. Each stock offers different perspectives on what you might consider being in the speculative alternative energy space. The article is on pennystocks.com. Again, I’ll mention the company followed by a few quotes by the author on each company. Now, before I begin, some might want to skip the first one as it involves uranium mining! “1) Denison Mines Corp. (NYSE: DNN) Denison is a uranium exploration and development company. Its main project is the Wheeler River Uranium project located in the Athabasca Basin region in Saskatchewan… its stock price has nearly tripled in the last 6 months. 2) Ocean Power Technologies (NASDAQ: OPTT) This company specializes in the development and commercialization of renewable electricity generating systems using ocean waves. 3) Torchlight Energy Resources Inc. (NASDAQ: TRCH) Energy Resources was an oil and gas company. However, it is now working towards meeting regulations to consummate its previously announced business combination with Metamaterial Inc. It develops high-performance materials and nanocomposite products used in things like solar energy and auto applications. 4) SunHydrogen Inc. (OTC: HYSR) The final energy penny stock to watch just saw a massive price increase. SunHydrogen is a solar technology company based in California. It is developing solar-powered nanoparticle systems to act as photosynthesis, to separate hydrogen from water.” End quotes. ------------------------------------------------------------- 3. Alternative Energy Picks and Surprises. Plus… In this next article, I return to ESG ETF recommendations. These are from two analysts -- Paulina Likos and Matt Whittaker -- who wrote an article titled 7 Best Socially Responsible Funds. It was on the Yahoo! Finance site. Again, I’ll first mention the fund’s name followed by quotes from the authors concerning that particular fund. Quote: “1) Vanguard ESG U.S. Stock ETF (ESGV) According to Vanguard, (this) ETF excludes stocks of certain companies that don't meet standards of U.N. global compact principles and companies that don't meet certain diversity criteria. Stefano Safaei, managing director of investments at Wedbush Securities, highlights (a) low expense ratio and impressive performance as attractive features for investors. 2) 1919 Socially Responsible Balanced Fund (SSIAX) Some of the fund's criteria include excluding companies that have significant direct exposure to fossil fuel real assets, investing in companies with fair employment practices and seeking assets that have respect for human rights. 3) Fidelity International Sustainability Index Fund (FNIDX Most of its securities are a part of the MSCI ACWI ex USA ESG Index, a capitalization-weighted index that offers investors exposure to large and midcap companies in developed and emerging markets with high ESG performance. 4) Fidelity Sustainability Bond Index Fund (FNDSX) This Fidelity fund follows the Bloomberg Barclays MSCI U.S. Aggregate ESG Choice Bond Index, which includes investment-grade debt securities. 5) Calvert US Large-Cap Core Responsible Index Fund (CISIX) According to the fund's fact sheet, its holdings had 88% lower fossil fuel reserves, 100% lower tobacco exposure and 83% lower toxic emissions than the Russell 1000. 6) SPDR S&P 500 Fossil Fuel Reserves Free ETF (SPYX) The fund, made up of large-cap U.S. equities, tracks the performance of the S&P 500 Fossil Fuel Free Index. 7) Shelton Green Alpha Fund (NEXTX) … seeks environmentally conscious companies that have demonstrated their ability to manage environmental risk and have above-average growth potential." End quotes. ------------------------------------------------------------- 10 Best Stocks That Will Gain From Biden’s Job and Infrastructure Plan Infrastructure continues to gain interest from ethical and sustainable investors. So, I’ve got one more article here. It’s titled 10 Best Stocks That Will Gain From Biden’s Job and Infrastructure Plan. It’s by Usman Kabir and appeared on Yahoo! Finance. So, I’ll mention the stock and follow it with a few select quotes from Mr. Kabir. Quote, starting with no. 10. 10) Cleveland-Cliffs Inc. (NYSE: CLF) … is an Ohio-based company in the mining and steelmaking business… (and) the largest steelmaker in the country. 9) Quanta Services, Inc. (NYSE: PWR) Quanta Services, Inc. is a Houston-based company that provides infrastructure services for communications, industries, electric power companies and pipeline projects… it is one of the key players in the American market that focuses on modernization of the electrical grid using renewable energy. 8) Vulcan Materials Company (NYSE: VMC) In the US, the firm is the largest producer of construction aggregates, namely gravel, crushed stone, sand, and concrete. 7) American Tower Corporation (REIT) (NYSE: AMT) American Tower Corporation (REIT) is a Boston-based real-estate investment trust that owns and operates mobile phone towers across the world. American Jobs Plan envisions spending more than $100 billion to widen the high speed broadband nest in the country. 6) Applied Materials, Inc. (NASDAQ: AMAT) Applied Materials, Inc. is a California-based firm that supplies equipment, services and software for the manufacturing of semiconductor chips… As broadband occupies a top priority in the American Jobs Plan, the digital acceleration of the economy from high-speed internet is expected to drive the demand for these chips. 5) American Electric Power Company, Inc. (NASDAQ: AEP) American Electric Power Company, Inc. is an Ohio-based electric company meeting the electrical needs of millions of American citizens in more than ten states across the country. President Joe Biden has marked $100 billion to modernize the American electrical infrastructure. 4) Union Pacific Corporation (NYSE: UNP) Union Pacific Corporation is a Nebraska-based railroad holding company. It is one of the largest rail providers in the Western US, posting strong profits that it expects to grow by 31% over the next two years. 3) Evoqua Water Technologies Corp. (NYSE: AQUA) The firm offers capital systems and related recurring services for treating industrial process water, utility water, and wastewater… Evoqua also makes products that filter and separate clean and dirty water. Since the American Jobs Plan envisions the provision of clean water to every American household, the firm could benefit from it. 2) Activision Blizzard, Inc. (NASDAQ: ATVI) … is one of the largest game companies in North America and Europe. US President (Biden) has pushed for increased access to high-speed broadband across the country… The COVID-19 pandemic pushed the stock of the firm higher owing to increased video-game demand. 1) AECOM (NYSE: ACM) … is a California-based American engineering firm. Since infrastructure spending forms the biggest chunk of the American Jobs Plan, the firm will stand to gain a lot from the multitude of new projects that will be initiated by the US government… It also operates an environmental and risk management department for big projects.  ------------------------------------------------------------- 4. Alternative Energy Picks and Surprises. Plus… Now a quick piece of interesting news titled BlackRock Launches Two Carbon Transition ETFs, ‘LCTU’ & ‘LCTD’ by Aaron Neuwirth. Published on etftrends.com. Quote, “The BlackRock U.S. Carbon Transition Readiness ETF (LCTU) and the BlackRock World ex U.S. Carbon Transition Readiness ETF (LCTD) invest in large- and mid-cap companies. The two funds raised more than $1.5 billion… The day-one investments into the BlackRock U.S. Carbon Transition Readiness ETF make it the largest ETF launch ever.” End quotes. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “Alternative Energy Picks and Surprises. Plus… “ To get all the links, stock symbols, or to read the transcript of this podcast -- and more -- go to investingforthesoul.com/podcasts and scroll down to this episode. Also, be sure to click the like and subscribe buttons in iTunes/Apple Podcasts or wherever you download or listen to this podcast. And please click the share buttons to share this podcast with your friends and family. Let’s promote a better post COVID world through ethical and sustainable investing! Contact me if you have any questions. Stay well and healthy—and conscious about the ethical and sustainable values of your investments! Thank you for listening. Talk to you next on May 7. Bye for now. © 2021 Ron Robins, Investing for the Soul.

Whitty & I discussed his journey in hockey from growing up in Canada to playing at Mercyhurst University. Differences between the Canadian game and American game. Balancing being a student athlete vs only playing hockey, life after hockey, and much more.

Top Infrastructure Stocks And More. They include Vulcan Materials, Martin Marietta Materials, Vale, Caterpillar, Deere, United Rentals, Freeport-McMoRan, Brookfield Infrastructure Corporation, Eaton, Crown Castle International, American Water Works, Brookfield Renewable Partners, Vanguard FTSE Social Index Fund, Trillium ESG Global Equity Fund, Shelton Green Alpha Fund, Vert Global Sustainable Real Estate Fund, TIAA-CREF Green Bond Fund PODCAST: Top Infrastructure Stocks. And More… Transcript & Links, Episode 54, March 26, 2021 Hello, Ron Robins here. Welcome to podcast episode 54 published on March 26, titled “Top Infrastructure Stocks. And More…”— and presented by Investing for the Soul. investingforthesoul.com is your site for vital global ethical and sustainable investing news, commentary, information, and resources. Remember that you can find a full transcript, links to content – including stock symbols, quotes, and bonus material – at this episode’s podcast page located at investingforthesoul.com/podcasts. And Google any terms that are unfamiliar to you. ------------------------------------------------------------- 1. Top Infrastructure Stocks. Now, I’m starting by talking about top infrastructure stocks. infrastructure stocks. This sector is hot right now because government infrastructure spending is making huge leaps around the world. However, remember, that building infrastructure to support transportation developments or electricity generation with solar or wind, etc., requires huge amounts of mining and basic resources no matter how you build it. Most ethical and sustainable investors will be fine with this while others won’t. So, this article 12 Best Infrastructure Stocks for Biden's Next Big Plan by Charles Lewis Sizemore is timely. It’s another great analysis you can find on Kiplinger.com I’ll mention Mr. Sizemore’s recommendations followed by some brief quotes by him on each company. Incidentally, to check on the sustainability profiles of each company, Yahoo! Finance is a good place to start. Enter the company name in their search box and look for the ‘Sustainability’ tab on the navigation panel. “1) Vulcan Materials (VMC) It's America's largest producer of construction aggregates, which includes things like crushed stone, sand and gravel, and a major producer of asphalt and cement. Aggregates make up 76% of the company's revenues and 91% of its gross profit… 2) Martin Marietta Materials (MLM) Marietta is a building materials company that specializes in the materials used in large construction and infrastructure projects. Among other things, it makes crushed sand and gravel products, ready-mixed concrete and asphalt, and paving products and services… Martin Marietta's chemical products are used in flame retardants, wastewater treatment, and assorted environmental applications. 3) Vale (VALE) Brazil's Vale is first and foremost a miner of iron ore. Vale also is the world's leader in nickel mining, and is a significant producer of copper, gold, silver and other metals… 80% of its electricity usage is already sourced from renewables, primarily solar and wind farms. 4) Nucor (NUE) … the largest domestic steelmaker in North America. 5) Caterpillar (CAT) Easily the most iconic maker of construction and mining equipment… Much of the reason for its poor performance in the years leading up to 2020 was weakness in emerging markets… But looking ahead, Caterpillar's exposure to EMs should be considered a positive once again. 6) Deere (DE) … is known best as a maker of tractors and other heavy-duty farm equipment… It's also a major producer of construction and forestry equipment. 7) United Rentals (URI) United operates a network of 1,165 rental locations… (in) two segments: General Rentals and Trench, Power and Fluid Solutions. The General Rentals segment rents out what you would think of as typical construction equipment: backhoes, forklifts, earthmoving equipment, boom lifts, etc. The Trench, Power and Fluid Solutions segment rents out specialty equipment specifically designed for underground work and fluid treatment. 8) Freeport-McMoRan (FCX) … it's one of the world's largest and best-run copper miners… Electric vehicles use about four times as much copper as traditional internal combustion vehicles. Also, the transition to solar and wind energy will require major investments in copper, too, as renewable energy uses more than four times as much copper as good, old-fashioned oil and gas. 9) Brookfield Infrastructure Corporation (BIPC) Together with its sister company Brookfield Infrastructure Partners (BIP), Brookfield is one of the largest diversified infrastructure stocks in the world, with operations spanning utilities, transportation, energy and even data infrastructure. 10) Eaton (ETN) Eaton isn't a pure play on green energy. But, as a major supplier of electrical components and systems, it is an important part of the story. Wind and solar farms have to be integrated into the national grid, and that's exactly what Eaton does. 11) Crown Castle International (CCI) Biden's campaign pledge to ‘build back better’ specifically… included a promise to provide universal broadband coverage. Crown Castle owns more than 40,000 cell towers and around 80,000 route miles of fiber supporting around 80,000 small cells.   Mobile data usage will continue to grow at a blistering rate for the foreseeable future, and Crown Castle is a solid way to play that trend. It also happens to pay a respectable 3%-plus dividend, and it's stated goal is to grow that cash distribution by 7% to 8% per year. 12) Global X U.S. Infrastructure Development ETF (PAVE) If you're looking for a single one-stop shop, the Global X U.S. Infrastructure Development ETF is a solid choice… Per its investment mandate, (it) ‘seeks to invest in companies that stand to benefit from a potential increase in infrastructure activity in the United States,’ and in raw materials, heavy equipment and construction in particular.” End quotes. ------------------------------------------------------------- 2. Top Infrastructure Stocks Two more top infrastructure stocks are included in this article 3 Top Stocks to Hold for the Next 20 Years by Neha Chamaria. It appeared on fool.com. “1) American Water Works (NYSE: AWK) First, American Water treats and delivers more than a billion gallons of water every day… Second, it has predictable capital deployment plans that almost assure earnings, and with earnings comes dividend growth… Third, work on President Biden's aggressively campaigned infrastructure bill is already under way, and clean water is one of his top priorities. American Water Works is in the sweet spot. The company foresees 7% to 10% compound annual growth over each of the next five years in earnings per share (EPS) and dividends. American Water is a best-in-class utility dividend stock, having increased its dividend every year since going public in 2008. 2) Brookfield Renewable Partners (NYSE: BEP) (NYSE: BEPC) (as distinct from Brookfield Infrastructure Corporation covered earlier) (It) wants to grow its annual dividend by 5% to 9% and deliver 12% to 15% annualized returns in the long term. That's an easily achievable goal given the massive growth opportunity ahead for the company as the world shifts from fossil fuels to clean energy. With Biden also proposing a monster climate plan emphasizing clean energy, Brookfield is a surefire winner in the making. Brookfield is one of the world's largest publicly traded renewable companies and among the best you could find to bet on in the industry given its diversity: The company primarily deals in hydropower, but it has recently expanded into solar and wind energy such that hydropower now makes up only about 66% of its portfolio. ------------------------------------------------------------- 3. 7 Green Mutual Funds to Buy Now Moving onto a familiar theme, Matt Whittaker gives his 7 Green Mutual Funds to Buy Now. It was posted on USNews.com. “1) Vanguard FTSE Social Index Fund (VFTAX) While the fund is passively managed and tracks an index, it does represent a broad set of companies screened for certain ESG factors. The fund also comes with a low annual expense ratio of 0.14%. 2) Trillium ESG Global Equity Fund (PORTX) (Is) actively managed (and) participates in shareholder activism… This fund invests domestically and internationally, including emerging markets… The fund's expense ratio is a bit high, at 1.3%. 3) Shelton Green Alpha Fund (NEXTX) This fund's stated investment objective is to ‘achieve long-term capital appreciation by investing in stocks in the green economy,’ and Earth Equity Advisors CEO Peter Krull likes its forward-looking philosophy. ‘They owned Moderna (MRNA) before anyone knew who the hell Moderna was… (The fund) has an expense ratio of 1.28%. 4) Vert Global Sustainable Real Estate Fund (VGSRX) Vert Asset Management says the real estate sector offers ESG investors opportunities to capitalize on companies increasing the value of their buildings by making them ‘healthier, more efficient and more profitable…’ It comes with an expense ratio of 0.5%. 5) Thornburg Better World International Fund (TBWAX) Investing internationally can carry more risk than domestic picks, both for returns as well as environmental sustainability. That said, putting money abroad can also mean higher returns – and it doesn't have to mean investing in companies with shoddy environmental practices… Thornburg Better World International Fund has a higher expense ratio than others on this list, at 1.83%. 6) Calvert Emerging Markets Equity Fund (CVMAX) Calvert seeks to invest in companies that, among other things, manage water scarcity and ensure efficient and equitable access to clean sources, diminish climate-related risks, and drive sustainability innovation and resource efficiency. 7) TIAA-CREF Green Bond Fund (TGROX) The fund ‘invests in bonds whose proceeds target positive outcomes via renewable energy, climate change, and natural resource projects and initiatives without compromising return potential,’ according to its website. It comes with an expense ratio of 0.8%.” End quotes. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “Top Infrastructure Stocks. And More…“ To get all the links, stock symbols, or to read the transcript of this podcast -- and more -- go to investingforthesoul.com/podcasts and scroll down to this episode. Also, be sure to click the like and subscribe buttons in iTunes/Apple Podcasts or wherever you download or listen to this podcast. And please click the share buttons to share this podcast with your friends and family. Let’s promote a better post COVID world through ethical and sustainable investing! Contact me if you have any questions. Stay well and healthy—and conscious about the ethical and sustainable values of your investments! Thank you for listening. Talk to you next on April 9. Bye for now. © 2021 Ron Robins, Investing for the Soul.

BEST EP YET! Miff and Nate are joined by Jmac for an unconventional season review. Head coach Matt Whittaker answers some questions as we all get to know him, the age game between Miff and Whizz, and quite possibly the best cameo ever from Daniel Carratelli! It' a must listen!

Tom and Michael talk with Danny Plueddemann from Home Vault Property Management about the Charlotte Market.    --- Tom:  Greetings, and welcome to The Remote Real Estate Investor. Today we're here with Danny Plueddemann, when we're going to be talking about the Market of Charlotte.   Tom:  Okay, before we get into the interview with Danny, we're gonna hit on some numbers talk about the quantitative aspects of the market and Charlotte. So at a very high level, the population in Charlotte is 872,000 people. This is from the Census Bureau in 2018. The greater MSA population in Charlotte is just over 2 million 2,054,000. This is from 2020 from macro trends, and we're seeing a population growth of 4.21%. And this is also from macro trends, the median household income, and this is from John Burns is $63,400. And this is an improvement from last year. That was it 63,000. The number of units we see in Charlotte is over a million This is 1,049,329. And as a breakdown of ownership, 60% of the properties are owner occupied, while 31% of the properties are renter occupied, and then the remaining eight percentage is vacant homes. A little more information on home prices and rent, the existing home values is increased 7.6%. And this is coming again from John Burns in the September 2020. Report, the home value for entry level home is at $214,000 700. The existing median home price is 286,700. And both of those metrics are again coming from John Burns. The median single family rent is that $1,388 again from John Burns, and the year over year rent growth is 3.7%. And again, this is coming from John Burns, the home occupancy rate is that 93.4% and the apartment occupancy rate is 93.7%. Again, both of these metrics coming from John Burns. Danny, thank you so much for coming onto the show. Before we start getting into Charlotte, let's get a little bit into yourself. Let's tell us a little bit about your background. What makes you an expert. What are you doing in Charlotte today and all that good stuff.   Danny: Thanks, Tom. Yeah, so I call Charlotte my adopted hometown talking about that I've been here longer than anybody else but 20 years and everybody hears a transplant everybody's I'm a Yankee that knows the Yankee till I moved to Charlotte. But yeah, I mean, in property management, I worked for the big banks for a while I did mortgages for a little while. I've been in property management for last 15 years. We just did a exciting merger so we're Home Vault property manager in six different markets, five different states. So that's really exciting. I am the Chief Investment Officer which I'm trying to decide what my job titles I think I told you I like yours Tom, your Investor?   Tom:  Yeah, that's right. Director of Investor Education, getting help helping people out in the business to serve.       Danny: Yeah, I might steal yours. It's funny as I was doing my email signature yesterday and Chief Investment Officer sounds so pretentious that I changed it to investment guy and I was like, man, nobody's asked that's not serious enough. Yeah, so now I'm an investment officer in my in my email signature. But yeah, property management focus on helping the landlord so if you're happy landlord I want to help you buy more properties. If you're not happy I want to come come up some alternatives for you either you know buying the property from you selling to one of our existing clients, Master leasing the property something to take away the pain points that's what I'm doing now.   Tom: Alright, let's go ahead and jump into it. So the market of Charlotte so as a first step tell us about kind of the main primary cities and some of the core principal cities within the metro go ahead and yeah, let's let's do it.   Unknown Speaker  Yeah, Charlotte is a great town. Let's see here. We're about as far south as you can be and still have four seasons we got winter, spring, fall, summer, that's fun. Just but everybody's from somewhere else. That's the fun thing about it. We got Florida halfbacks people they thought they wanted to retire in Florida was too hot. So they move halfway back to New York, they're in Charlotte. Now. surrounding towns are like, like Gastonia Concord, Kannapolis up north. Gastonia is West, Monroe down south.   Michael: So Danny. I'm gonna jump here for just a second. So I lived in the Bay Area, California outside San Francisco for a long time. Tom's a bay area guy. Everybody knows the bay area for Silicon Valley. Most people move to the area for tech. So is there a similar draw for these transplants out into Charlotte or is it kind of a mixed bag?   Danny: Yeah, there's some cool comparisons with California. We can we can talk about that. Yeah, job. So finance sector is the biggest, biggest employer we have. Bank of America is headquartered here. Wells Fargo used to be headquartered here before San Francisco stol it from us. Yeah, so the first gold rush actually wasn't in California. It was in Charlotte.   Michael: Really?   Danny: Yeah. So there's, we're still we're still competing. And I was gonna ask you guys If you if you don't know, I'm going to say Charlotte is the second largest bank in town after New York. But I think we go back and forth with San Francisco. Who's the bigger after?   Tom: I didn't realize there were so many parallels with San Francisco and Charlotte, the gold rush the huge financial sector. Sorry for interrupting.   Danny: I think it's related. I don't know this for sure. But you know, we have a mint here like since we had the mines here, the gold mines here that were us men here, there's a man in San Francisco. I think that's the connection. They're just after they had the mint there that attracted the banks. And yeah, we're huge banking town. That's what we're known for. By the way, we're the first ones to declare independence. A lot of people don't know this. But for us, Independence Day is may 20 1775. Everybody else celebrates June, 4 of July, we had a declaration of independence, unfortunately called the resolves, like we do here by results. So that's horrible marketing. Nobody's gonna pick up on that. And then we lost the original. So that was, you know, we don't get any credit. But yeah, we're the hornet's nest of rebellion for England's that's why we at the Charlotte Hornets basketball team. And then for the Gold Rush, like the UNC Charlotte, University of North Carolina Charlotte university that the mascot is the 40 Niners the miners 49. So that's kind of the connection there with San Francisco. I'll tell you what's different, you know, San Francisco, you got the ocean on one side, and then you get the mountains on the other side. So as far as supply it's really limited, we don't have that we got we were in the Piedmont Valley. So we can we can grow any direction, every direction. So there's no limit there. So there's much more supply. So obviously, that's keeps prices down. Atlanta is the same thing. They can sprawl and they have been forever. So a lot of investors looking at Atlanta when they're trying to figure out what Charlotte's gonna look like, in 20 years. They go hang out in Atlanta, and look at the traffic there. And then, you know, eventually the barrier to growth, its growth is traffic, you know, every exit get farther from downtown is a little bit more expensive.   Tom: Well, that's a good transition question. So talking about the major transportation within Charlotte, so there's big international airport. Why don't we touch on that, you know, trains, planes and automobiles like kind of the different major infrastructure as it relates to travel?   Danny: Well, you guys can tell I'm a history buff. We got a lot of trains here because we had a lot of textile mills here after those cotton. So yeah, we got trains going north and south here with originally was to take cotton everywhere. It was actually a big rail yard then the Civil War, the Confederates used this as a rail yard. And then yeah, the airport's huge, American Airlines has a hub here. So you know, if you're flying anywhere in the southeast, you probably come through Charlotte. It's just the way that airlines schedule things with what's it called a Hub Network, something like that. Yeah. So yeah, and then you're exactly right. You know, the trucking. There's a lot of big trucking companies headquartered here for the same reasons I think it's just the trains come in trucks take them out. There's a lot of transportation is it's helped us diversify the economy from banking a lot,   Tom: You know, kind of, I think, as Michael was alluding to, there's a lot of universities in like, the tech space has been a really booming piece as well.   Danny: The bad guy is Riley. I think you're getting those confused with rally because they got some better schools up there. You know, there's UNC Chapel Hill Duke. So that's like the Research Triangle. And we're competitors with rally sorta Right. I mean, they got the government center there. They get the more famous schools were more like the commercial side of North Carolina, business, commerce, banking. That's kind of our reputation here.   Michael: And Danny, were you involved in as an investor in the real estate space before getting involved in the property management business?   Danny: Yes, I was doing mortgages. I had a great run with the mortgage. So after big banks, I started my own mortgage company. So that was 2000 2001. And I had a great write up for the mortgage business. And yeah, I was buying properties. And I was selling them on an option given people option to buy them and I had for about 2025 properties in my name when the market crashed in 2008. I had all these houses sold, quote, unquote, they're sold to people that they realize they're upside down, everything dropped 20% across the board, they realize they're upside down. And so they call me up. Danny, you got a problem. Your house is the roof is leaking. I had a rough ride down. Hopefully I learned a few things. Yeah, like a lot of property management get started at that time, nobody could sell their house. So we have what are called accidental landlords or reluctant landlords, you know, they got relocated to Florida, they're upside down their house. So it was a great time to grow a property management company nobody could sell.   Tom: That's so funny. You mentioned that one of the other property managers from Birmingham, the exact same story they were fixing, flipping and then accidental landlord really like enjoy the grind of it going back on the different you know, talking about Charlotte and some of the different areas. I'm looking at Google Maps right now of Charlotte. And I'd love for you to define some different areas as it relates to general strategy. So what areas within Charlotte you know, someone's looking at Google Maps would be more of a cash flow play, which one would be more appreciation which one would be more in the middle? Are there any kind of up and coming areas so?   Unknown Speaker  As far as cash flow I'd say the west side. And so and the reason is it's lower income, more industrial, the airport's out on the west side, if someone says they found a deal with it with a double digit cap rate in Charlotte, they're probably talking about the west side. There's some people making money on the west side, there's a little more drama. A little more, you know, higher evictions, lower income your copper pipes might be, might be more gone if it gets gets vacant. That's the west side.   Tom: Yep, near the airport.   Danny: And there's pockets of exceptions, of course.   Tom: Do you guys manage a lot of properties in that area?   Danny: Yes, our service areas within an hour Charlotte will manage any property, we do have a flat fee, minimum $90. So that ends up making us more expensive if the rents $500. And I'm charging $100 management that's like 20% management fee, that might be kind of expensive.   Tom: Yeah,   Danny: That's kind of how we need to do it to be profitable. Whereas if the rents 2000, I might be the cheapest property.   Tom: Sure.   Danny: That's just kind of how it works with the flat fee, we got a few different fee options. But to answer your question, yeah, I mean, I don't mind managing low income and class C, whatever you want to call it, we got to have a class A landlord, I'll throw that up. There's class C landlords, the classy landlord with a classy property is not going to work.   Tom: Yeah, So how about is just kind of general within Charlotte? Is there much of a section eight footprint throughout the different areas   Danny: There is there's like an eight year waiting list to get on organises a huge demand for it. Yeah, we do manage some Section A mostly the ones we inherited, we're not going after it, there's a few technicalities that make it hard to manage third party was section eight. This might be a little bit in the weeds. But let's let's just say I'm managing a property from Michael. And then there's an abatement. So they take away the rent. But I'm also managing a property for Tom. So income comes in for Tom, section eight thinks I screwed something up. So they're gonna withdraw money from my account to cover Michael's bill. But the money in my account was actually Tom's money. It's a nightmare. So I got to front the money to stay in compliance with the real estate commission. Anyway, that's just like a cork that makes it really hard to manage section eight. But if the investor understands that, and they put up a reserve, that's way around that there's an abatement, they grab the money, you just got to have that reserve. But there's pluses and minuses I don't you guys like section eight, you guys have section eight properties.   Tom: I've done it. And it has been successful and haven't had any issues with it one way or the other. I'm not strategically like always looking for it or going against it.   Danny: For sure, it's nice to get the check from US Treasury, you can't complain about that. If they're covering the whole amount, that helps a lot. You know, if they're making a partial payment, you know, like, let's say the tenants, you know, the tenants are on the hook for 150 bucks, and then section eights paying 850. So you get the 850 but you don't get the hundred and 50 do you get some hard decisions to make? Are you gonna spend $300 in eviction to collect 150. But it can be good, you still need a tenant screening. I mean, one one tip there is, you know, you don't have to do screening as far as rent collection income, that you're going to get the income, but meet them at their property where they're at right now. So you know, we got some things for you to sign where do you live and come over there, and then see how they're keeping up the place. That's the only thing that's gonna kill you and you got to do the repairs. I mean, if they're tearing the place up, you can say, well, that's tenant responsibility. Okay, well, the tenant doesn't fix it, the inspector comes and puts it into abatement. Anyway. So you better fix it like it or not fair or not, you better make an inspector happy. So anyway, there you go. Those are some of the pluses in mine. Yeah,   Tom: Got it. So we talked about the west part of Charlotte What is going on? You know, South Charlotte East Charlotte North Charlotte, I'd love Yeah, I kind of thought that there's an area that's more kind of up and coming or it's more of an appreciation play. I'd love you to touch on the kind of the different pockets as you'd say   Danny: South Charlotte is most expensive. So that would be like, you know, a blue chip stock. You know, it's gonna be solid investment, harder to cash flow. Just south, the Uptown there's Myers Park. I was just walking my kids there the other day lesson neighborhood there. You know, they'll buy a house for $850,000 tiny house built in the 60s, tear it down, build up a $2 million house so that's the most expensive area. Yeah, Meyers Park freedom Park area. That's beautiful. You see 100 year old oak trees, just beautiful neighborhood. It's pretty expensive all the way you keep going south south park Valentine pretty expensive,   Tom: How about pineville or outside of that 485 kind of circle. Is that where it starts price starts dropping off a little bit as it remains.   Danny: It does drop off but you got to go a long ways because yeah, you know, the neighborhood's past 45 South they're real popular to waxhaw weddington they got these deals where you know the minimum lot sizes one acre, now I'm gonna be able to build an apartment there. So it encourages expensive housing. You got to buy a lot that big.   Tom: Got it. How about east of Charlotte?   Danny: My favorite street is CENTRAL AVENUE driving out uptown Vietnamese restaurants, Mexican restaurants, a lot of diversity. A lot of older neighborhoods. Blue Collar neighborhoods.   Tom: Is that like East away or is that still Charlotte as a city?   Danny: That's Charlotte.Yeah, I'll throw out some numbers there. I think you get five 6% cap rate. And East Side. I think you're looking at two to three on the south side.   Tom: Got it.   Michael: And what about and how about a purchase price there on the east side?   Danny:  For a single family home? You're probably looking at 250,000 for a three bedroom, two bath that you could rent for 12, 1400 a month.   Micaheal: Okay, great.   Tom: And how about the last but not least North Charlotte?   Danny: Yeah, just north of Charlotte is a little rough. Actually. That's where I live. That's also an industrial area. But this Arts District you hear about NoDa. North Davidson. That's a take off on Soho are trying to be like New York. So that's RT real trendy, real expensive and then and then go farther north. Those are expensive neighborhoods too. So you tell my Morrisville, Huntersville, Davidson area. You get the late crowd there. Lake Norman's real popular place to live. You got the peninsula club. You got Trump's got a golf course out there. A lot of the Charlotte Panthers Charlotte Hornets, professional athletes, they live on the peninsula on Lake Norman, that's a real popular area.   Tom: Got it. And how about kind of the last general region question? Is there any areas you would say that, you know, you mentioned you guys manage homes up to an hour away? That's a little bit more in the deep cuts like maybe it's not in Charlotte proper, but man, this is kind of an up and coming area as an investor some place to look at to buying houses?   Danny: I think so i think you know, when you're talking about that 1% rule, for example, for the most part of thing you got to go 45 to an hour away from Charlotte. Yep. So Kings Mountain just got approved for a casino. That's an interesting market. Yeah, about 45 minutes west of Charlotte, the neighbors are some on the north side. There's a proposal for light rail to go up to Davidson. Yeah, we had a really cool light rail that's, that's gone through South and North. So it goes from UNC Charlotte, North, down to 45, the outer circle on the south of Charlotte, and wow, that's done wonders for property values there. Yeah, there's just these a class a brand new apartments, they go on forever, on the light rail, that's really a lot of development. So if the same thing happens on the they call it the red line, they don't have the funding for it. So I don't know if it's gonna happen or not. But they got it on paper   Tom That's good feedback around Kings Mountain, which is just east of RGB, just west of Gastonia, which is the city just along 85. Some other questions around owning properties in Charlotte, and the theme of investor friendly. So I'm gonna put this in a few different categories. So with investor friendly, let's first touch on rent control. Is there an aspect of rent control in Charlotte?   Danny: No, I actually listened to your podcast with Matt Whittaker in Birmingham. That was interesting. And I agree with what he was saying as far as let's it's a progressive city and a conservative state, you know, for the most part pretty landlord friendly. I would say North Carolina, if you ever go to eviction court, there will be attorneys there from legal aid, representing the tenants. So that's something unique to Mecklenburg County, you better you better have dotted your i's and cross your T's because you're going to go head to head with an attorney. So it's landlord friendly, the state laws and then Mecklenburg County is probably the strictest as far as a tenant friendly. There's no control. Yeah, every once in a while an HOA will have a restriction on a percentage of rentals that's that may be more common like a condo uptown. It's not common at all on a subdivision but yeah, with an HOA anything can happen.   Tom: Sure, you're reading my mind and I think you kind of answered it already. Is there is you know, outside of condos and townhouses Is there much of an HOA footprint in through development that's been done so in common to find properties that are an HOA as per single family?   Danny Yeah, all the newer neighborhoods have a choice and they're the devil. So   Michael I'm sure you love working with them as the management side of things get another nasty gram for garbage cans being left out or you know, what have you.   Danny: Exactly, I did Hoa management a little bit. That's really hard job. Basically, you know, there's one person is who wants to be president. And that's usually a volunteer position and they just got a lot of time on their hand. So they don't work. They just sit at home and get things wrong. And that's the first as a property manager, that's the person you got to make happen. And they want a pitbull, you know, they want somebody to get just as angry as they are like, you know, they call me up Danny, the neighbor has their garbage cans out like you saying, and it's Tuesday and when you get really angry because it's Tuesday.   Tom: there's a lot of things out there to be angry about but you know, garbage cans on the street that's not a good one that's not a good one to be angry about.   Michael: That is not top of the list by any means.   Danny: HOAs will always send the notice to the owner like property managers can be the buffer for most thing that notice will always go to they will always send it to the address on tax records. So then owner just need to forward those complaints to us and we'll take care of those get involved in that kind of thing.   Michael: You brought up a really nice kind of segue transition, talking about tax records. What property taxes look like, in Charlotte.   Danny: They're good compared to California, I guess.   Michael: It's not hard to be good in that department.   Tom: And that probably in Florida in Texas, I would assume because they're, you know, no income tax in Florida in Texas. So property taxes are super high. Go ahead.   Danny Yeah, that's true. So it's about 1.2% of tax value. So if the tax rate is $100,000, you can expect to pay about 1200. dollars for property taxes.   Michael: Okay. And this is a discussion I have with students all the time in the Roofstock academy about how to determine what the tax value is, versus replacement costs and insurance versus purchase price, because these are three numbers that are so often mutually exclusive and have nothing to do with one another. So if somebody buys a property in Charlotte, for 200,000, is the property tax basis likely to change? Or is there some regular frequency for an assessment that is independent of the sale price?   Danny: There is an assessment? It's a good question. It's every I want to say seven years is not that often, I might be wrong, I might be five years and general the tax value is lower than the market value. And that's where you want it. You want your tax ID to be as low as possible. That's, that is a very common Miss misconception there. And then will it go up? Probably, probably, but it hasn't gone up that much. I mean, and then you can dispute it, you can send them an appraisal, it's Yeah, that's a little side hustle in itself, helping people dispute their tax values.   Michael: Yeah, absolutely. Absolutely. Just to get a kind of flavor of the market. If someone buys a house, on the east side for 250,000, the rents are 1200 bucks. Mm hmm. ballpark, any idea what their assessed tax value might look like on that property?   Danny: Less. So the market value is two to 50? I wouldn't be surprised if the tax value wasn't like 170.   Michael: Okay, and then it'd be 1.2% of that. 170.   Danny: Mm hmm.   Michael: Okay, even if I bought it, you know, it got assessed last year at 170. I bought it this year at 250. That assessed value, that's the taxable value isn't going to change until they do a new assessment five or seven years down the road or what have you.   Danny: That's correct. You're you purchasing the property, you won't change anything. Eventually, they'll do an assessment by zip code, bless their hearts are not gonna be appraised every property, they gotta take a stab at. conserve everything. I think they know that, you know, most people are gonna dispute it. It's also I even when they raise it, I think it still stays pretty conserved every once in a while. Have you surprised somewhere, but tax general is less significant less than market value?   Michael: Okay, really good to know.   Tom: One more tax related question is I know, sometimes when we are evaluating a property, you know, we'll use some global assumptions for an area say that, like 1%, or whatnot, and then we'll hit this little pocket in a neighborhood that has this school special assessment that for whatever reason, like this little jurisdiction is like, way more expensive. Is that common? Or have you seen that in Charlotte?   Danny: No,   Tom: No snakes in the grass, I guess, I don't know if like expensive property taxes stuff?   Danny: If you do have a special assessment, it's gonna come from the HOA. And we had those like with the condo kind of thing where it was brutal back in 2010. Nobody was paying the mortgage, nobody's paying their HOA dues, and they need to put a new roof they need to raise 50 grand and everybody gets an assessment for $500 a month only pay for the roof. That's the only kind of special assessment I've heard of I haven't seen that come from city, a county here in Charlotte   Michael: What do insurance costs look like in Charlotte?   Danny Thanks for asking. Because I sell insurance, we could dig deep into that if you want, but dwelling is just cheap, 45 cents for $100 of coverage. So if it's $100,000 house, that'll be you know, 450 bucks in a liability policy and other 300 bucks get a million dollars for liability and put your property manager on as an additional insurance? are you guys doing that? I know, you guys got property managers.   Michael: Every single one good.   Danny: Are you doing that Tom?   Tom: I need to do that.   Danny: You absolutely need to do that. Otherwise, you're it's like sending a vendor out there without insurance. If there's a lawsuit, then there, everyone's gonna be looking at each other cross eyed who's got coverage here. And it could be it could be your insurance company doesn't want to cover the property manager, the property management insurance might cover it, but then sue your insurance company, it's so much better just get on the same page, because you are going to get sued together, I promise the landlord and the property manager the attorney is going to list everybody who's ever touched that property in the last five years. So you're gonna be sitting in the courtroom together, get on the same page, your put your property manager on it as an additional insured. That's my public service announcement.   Tom: Love it.   Michael: Danny, I was just having this conversation yesterday, actually with a fellow investor. And I dealt with the exact same thing. And they asked the question of why and I explained it probably less eloquently than you had, but I explained this to them. But I want to hear from you. Is it additional costs to that?   Danny: No. And that's a good question. And it's confusing, because every once in a while someone call their insurance agent and put the property manager and they'll say, No, we don't do that. And that means you're talking to their captive agent who focuses on personal lines. It doesn't understand commercial lines. It's very, very common, but you should get a discount. You should call you Hey, I have a professional property manager here. So was a throat you know, American modern foremost, ASI, those are all insurance company, they will give you a discount, just check the box, I have a property manager, it will cost you less, there's less liability, less risk for the insurance company if they know that it's professionally managed. It's not an additional cost. It's less, it should be less   Michael: Fantastic. Tom, you just got your money's worth. And then some out of this episode, man. I did I   Tom: Love the tangents that some of these go on.   Michael: Okay, cool. And I've got a timely question. Because I think again, another question I get and probably Tom gets as well from Academy members and just investors in general is COVID is still affecting the country. And so people are constantly is now a bad time or a good time to invest. Because there's a eviction moratorium and folks are losing their jobs. So they have a tough time paying rent. What are you seeing in terms of occupancy? physical and economic? As far as the property is your property management business?   Danny: Yeah, so I didn't want prices to drop. I didn't want to go back to 2010. But I did think they were going to and I thought there's gonna be a huge opportunity, and I was wrong about that. Demand is stayed strong. Yeah, if you got a three bedroom, two bath within Charlotte 250. Under, it's gonna fly off the shelf demand is strong. The hedge funds haven't gone away lots of new york money, and they're happy with two 3% cap rate. You know, obviously, they're factoring in appreciation or whatever. They're affecting them for their numbers. But there's a lot of competition there's a lot of people don't want to buy in Charlotte, and they're paying cash. So now the market has not drop. Yeah, evictions, some of the lower income properties got hit harder. I think apartments got hit harder, you know, our average rent. It's 12, 1300. I think that's, yeah, that's I think that's been true across the country. Yeah, I'm in a lot of Facebook groups with property managers, we were all holding our breath. What's it like to manage property when you can evict somebody? Right, but you know, and there are just a few people taking advantage of it. I'll just say one from like, 2% to 4%. So but it's not that high. And I think everybody that cares about the credit, they understand that, you know, okay, I don't have to pay my rent. But that doesn't mean that the bill just goes away. You know, one day, they're gonna open up the courthouse and the bill still gonna be there. So, you know, people don't want that kind of uncertainty. For the most part, everybody who can pay is paying. But yeah, it's been really confusing. Actually, right, right now, nobody knows what do we all the eviction attorneys are in town are calling each other. We love to charge late fees.   Tom: What it's going on?   Danny: They don't know what's going on.   Tom: So I'd like to touch on some points of interest in Charlotte. And these can be you know, Parks, museums. I know the Hornets which just learned about how their name was came to be. What are some of the major attractions and poles within Charlotte?   Danny:  Yeah, so Charlotte isn't typically a tourist town. You know, we got whitewater Center, which is really cool for like kayaking. It's like a artificial whitewater River. That's really cool. really unique. We got Carolyn's that's an amusement park. And that does bring in some regional kind of tourists. And we got some uptown fun place. There's some cool museums up there are museums. I love uptown. And we call it uptown By the way, because downtown is too negative, you know, we need to try to put a positive spin on this. And it is a little bit higher geographically, but that's there's no downtown and Charlotte's uptown. We're two hours from the mountains and three hours from the beach. So that's kind of fun. If you want to make a day trip to the beach, the mountains you can do that. As far as tourist kind of attractions that's more common that someone come in and do the beach or the mountains then then Charlotte   Tom: Or the lake like Lake Norman, you're talking about earlier.   Danny: Yeah, Lake norm is a blast.   Tom: I have my last question. Here is kind of a fun thing and talking about different markets. Or you can get one meal. Danny, you can get one meal in Charlotte, where are you going? And what are you ordering?   Danny:  I'll go to Lang Van. It's a Vietnamese restaurant on the east side. And I'll get some pho soup   Tom: I love it.   Michael: Chicken beef or seafood.   Danny: Beef.     Michael: Good deal. Good deal. Tom, Like a good Pho?   Tom: Oh, love Pha, can't get enough.   Michael: Yeah. Danny, thank you so much for for hanging out with us and giving us such a great market insight. If folks have additional questions about home vault property management or about kind of Charlotte as a whole what's the best way for folks to get in touch with you?   Danny Yeah, thanks so much, Danny@homevault.com and we just did merger we're still doing redoing our website. So you know our Charlotte website is still smartshieldpm.com. Smartshieldpm.com.   Tom: Awesome. Well, I want to thank you so much, Danny for coming on and sharing with us and our listeners about the Charlotte market.   Michael: This was great. Danny, thank you.   Danny Big fan of what you guys are doing. Thanks so much.   Tom: Awesome. Thank you.   Michael: Thank you. Take care.   Tom: Thank you, Danny for coming on. Love to learn about the market in Charlotte and all the other fun facts that you brought with you. If you enjoy this podcast, please subscribe, give us a rating all that good stuff really helps. And as always, happy investing.  

A Sunday message from Matt Whittaker – we hope you are challenged & inspired!

A Sunday message from Pastor Matt Whittaker – we hope you are challenged & inspired!

Matt Whittaker served as Chief of Staff to former Attorney General, Jeff Sessions. Following Sessions resignation, he was appointed acting Attorney General. Dave Brat and Matt Whitaker discuss his new book out now: "Above the Law: The Inside Story of How the Justice Department Tried to Subvert President Trump"

The Christian Outlook – May 16, 2020 Kevin McCullough talks with Matt Whittaker about his new book, Above the Law: The Inside Story of How the Justice Department Tried to Subvert President Trump, as they examine “Obamagate” and “takedown” of Michael Flynn. Georgene Rice and Alliance Defending Freedom senior counsel Tyson Langhofer discuss how conservative college students are treated quite differently than liberal students. Kevin McCullough talks with Charmaine Yoest of the Heritage Foundation about the conflicting data used to sift through the Coronavirus news. Frank Sontag talks with author Lee Strobel to ask where God is during times of crisis. Eric Metaxas talks with Karen Swallow Prior, award-winning professor of English at Liberty University, about how she has discovered a more focused way of navigating the classics, including "Sense and Sensibility" and "Heart of Darkness." John and Kathy, talk with writer David French about the horrifying story of the killing of Ahmaud Arbery. Bob Burney examines the restrictions placed on churches by government officials during the COVID-19 pandemic.See omnystudio.com/listener for privacy information.

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As we digest the results of Tuesday's midterm elections, there are reasons for people of faith committed to social justice and the common good to be grateful and encouraged. There are also reminders of what we are up against and some real post-election dangers.Zooming out to the broadest level of the consequences of this week's elections, the change in power in the House of Representatives will change Washington with the end of one party control of the federal government, and create a desperately needed check on Donald Trump's power after two chaotic and frightening years where he faced virtually no limits or checks whatsoever. This is a vital check and a balance to growing concerns of this president's executive power that both Democrats and some Republicans have strongly called for.In the days following the election, Trump has made a fresh declaration of political war against his opponents, including an incredible attack on the press at his first press conference in months, and the immediate firing of his attorney general that could quickly become the beginning of a constitutional crisis in America.Let us watch, pray, and be ready to act.

Drama ensues in Broward County after boxes of mail-in ballots are found not counted. Dana debunks false talking points regarding gun law. Jim Acosta’s press pass remains revoked. Election lawyer J. Christian Adams joins us to discuss the battle for a recount in Florida. Concerns arise about Matt Whittaker’s qualifications as Acting Attorney General. Alexandria Ocasio-Cortez doesn’t have enough money to move to DC.

Drama ensues in Broward County after boxes of mail-in ballots are found not counted. Dana debunks false talking points regarding gun law. Jim Acosta's press pass remains revoked. Election lawyer J. Christian Adams joins us to discuss the battle for a recount in Florida. Concerns arise about Matt Whittaker's qualifications as Acting Attorney General. Alexandria Ocasio-Cortez doesn't have enough money to move to DC.

Jeff Sessions resigned as attorney general on Wednesday, after almost 18 months of President Trump's fuming over Sessions' decision to recuse himself from the investigation into alleged Russian meddling in the 2016 presidential campaign.  And critics of the Mueller probe are neither surprised nor sad to see him go."We knew it was going to happen said former federal prosecutor and Justice Department official Victoria Toensing. Sessions released his resignation letter, saying how proud he was of progress in enforcing immigration laws, reducing violent crime, enforcing gun laws, and more.  Toensing says Sessions did some things very well but his decision to recuse himself tainted his time atop the Justice Department."Those were Jeff's bread and butter issues.  He believed in them deeply.  But he was just like a scared rabbit in dealing with anything to do with the Russia investigation," said Toensing.She hopes Deputy Attorney General Rod Rosenstein is next."Jeff has not been able to be a good attorney general because of his recusal.  Now, that's a different situation than Rod Rosenstein has.  He's just been evil in what he's done in appointing a special counsel when there was not even a crime and staying there and overseeing it when he had conflicts," said Toensing.Toensing rebuts the notion that Sessions recused himself because he failed to mention contacts with the Russian ambassador during the 2016 campaign.  Sessions saw the ambassador in his role as a senator at the time and not in his capacity within the Trump campaign.Matt Whittaker, who had been chief of staff to Sessions, will serve as acting attorney general until a new one is confirmed.  He will oversee the Mueller probe instead of Rosenstein.  Toensing rolls her eyes at the notion Whittaker should be forced to recuse himself because of a few opinions he's expressed that are critical of the Mueller investigation."Is that a joke?" asked Toensing, noting Whittaker's only public comment was that Mueller ought to come back for permission to expand his investigation if he went beyond the bounds established by Rosenstein.Listen to the full podcast to hear more of Toensing's comments on Sessions, her reaction to liberals comparing the firing to Nixon's "Saturday Night Massacre," and what she wants to see in the next attorney general.

Heather Stewart is joined by Matt Whittaker, Ryan Shorthouse and Anushka Asthana to discuss this week's budget. Also this week: Jon Henley assesses Angela Merkel's legacy. Please support our work and help us keep the world informed. To fund us, go to https://www.theguardian.com/give/podcast

Last year California became the fifth state to allow people with terminal illnesses to request pills from their doctors to end their lives. In the first six months the law was in effect, 111 terminally ill patients ended their lives that way, state officials said. Medical Aid In Dying, which has been practiced in six states for a combined 40 years and within those states not a single case of abuse or coercion nor any criminal or disciplinary charges have been led. Not one. Join us for a conversation with Matt Whittaker, California State Director of Compassion and Choices, the organization leading the state and national campaigns to pass End Of Life Option Legislation. https://www.compassionandchoices.org

Simon interviews Matt Whittaker!

Interview with Matt Whittaker!

Thursday's edition of Trending Today USA was hosted by Liftable Media's Ernie Brown.In this half hour, the guests and topics discussed were:1. The Top 5 Trending Stories2. Matt Whittaker (former U.S. attorney) -- President Trump is lashing out at the appointment of Robert Mueller.3. Tim Burg (Liftable Media) -- United Airlines is facing scrutiny, again.4. Nicole Moschella (Rare US) -- Bristol Palin Meyer has another kid, and there may be another royal wedding in the works.5. Andrew McCarthy (National Review) -- Why Democrats say Trump obstructed justiceLike us on Facebook!Image credit: Evan El-Amin / Shutterstock.com

Matt Whittaker, California State Director of Compassion and Choices, (the organization that led the yearlong campaign to pass the law) talks about the End Of Life Option Act that is currently being implemented in the state. Please listen to this 2-part podcast as Matt dispels common myths about the law and offers amazing educational resources for anyone who wants to learn or is considering the End Of Life Option.

Matt Whittaker, California State Director of Compassion and Choices, (the organization that led the yearlong campaign to pass the law) talks about the End Of Life Option Act that is currently being implemented in the state. Please listen to this 2-part podcast as Matt dispels common myths about the law and offers amazing educational resources for anyone who wants to learn or is considering the End Of Life Option.

On this week’s episode, Pacman and Kev are joined by Matt Whittaker to blabber on about Gold Fish, having lunch with Shaq and Destiny. The post Big Red Barrelcast 55: Kev’s Negativity appeared first on Big Red Barrel.

The Big Red Barrelcast returns to tickle your ear drums with their ramblings! On this week's episode, Pacman and Kev are joined by Matt Whittaker blabber on about Gold Fish, having lunch with Shaq and Destiny. This time, they pontificate about: Bound By Flame Dying Light delayed Driving franchises Elderscrolls Online delayed til November Final Fantasy III Shaq Fu Nintendo's future Sunset Overdrive Occulus might be getting sued Destiny Drive Club Shout outs Bonus content

The goal of this whole podcast is transparency. You're going to see the whole thing take place from beginning to end. This week we take a look at selling out.  How does trying to buy into the Hollywood dream affect artistic vision?  Our first take is 2011's Morgan Spurlock documentary, The Greatest Movie Ever Sold.  We then go to our second installment of the 90's comedy festival, Ben Stiller's Reality Bites.  We also have Matt Whittaker from the Salt Lake City Film Festival stop by to tell us about this years festival films.  Enjoy!

On this week’s episode, SLUG writer Cody Kirkland chats with the star of “Ryan Baxter: Reenactor,” Matt Whittaker, about the film and his performance; SLUG writer Johnny Logan talks to Adam Palcher of “A Damn Movie Podcast” about his short film “Harlan,” and SLUG’s Contributing Editor Ricky Vigil talks to Asian Man Records founder Mike Park about the latest 7” release from Primary. We also listen to tracks from that release, as well as music from SLC punk group and one of April’s Localized bands, Stark Raving Mad. What summer movies are you looking forward to? Do you have a specific 2012 film you’d like to hear SLUG’s film critic Jimmy Martin’s opinions on? Give us a ring, drunk dial us, ask for our advice on anything, or just send us your feedback by calling our automated voicemail line at 858-233-9324. You might get played on the show! … read more The post Episode #39 – Ryan Baxter: Reenactor, Stark Raving Mad, Harlan, Primary, Asian Man Records first appeared on SLUG Magazine.