Podcasts about npi

Got questions? Send Ericka a Text!Credentialing versus contracting - these terms are often used interchangeably in dental offices, but as Ericka Aguilar explains in this essential episode, they represent entirely different processes with significant implications for your practice's compliance and financial health.Credentialing is the verification process where insurance companies confirm a provider's qualifications, while contracting is the business agreement that follows, officially making a provider "in-network." Understanding this distinction is just the beginning of navigating the complex landscape of dental insurance billing.The episode delivers a stark warning about one of the most dangerous practices happening in dental offices today: billing under another provider's NPI when that provider didn't perform the treatment. This typically occurs when practices are waiting for a new associate to complete the credentialing process. What many don't realize is that this practice constitutes insurance fraud, violating state and federal regulations. With insurance companies now employing AI and aggressive auditing techniques, the risks of massive recoupments, civil penalties, and even criminal charges have never been higher.Erica also demystifies Locum Tenens arrangements, which provide a legitimate pathway for practices to maintain continuity of care when a provider is temporarily unavailable due to specific circumstances like maternity leave, disability, or death. However, these arrangements come with strict limitations that must be carefully followed to avoid compliance issues.Through real-world examples and practical advice, this episode equips dental professionals with the knowledge to protect their practices while maintaining ethical standards. Whether you're a practice owner, office manager, or dental biller, the insights shared will help you navigate the credentialing process correctly, understand when Locum Tenens is appropriate, and implement documentation practices that keep your practice on the right side of compliance. Visit dentalbillingdoneright.com to learn more about setting up proper credentialing SOPs and claim auditing for your practice. Join The Biller Acceleration Mentorship Wait List Here: (Only 5 Spots Left in 2025!!)https://linktr.ee/dental_billing_coachWould you like to set-up a billing consultation with Ericka? She would love the opportunity to discuss your billing questions and see how Fortune Billing Solutions may help you. Email Ericka:ericka@dentalbillingdoneright.comSchedule a call with Ericka: https://calendly.com/ericka-dentalbillingdoneright/30min Perio performance formula: (D4341+D4342+D4346+D4355+D4910)/(D4341+D4342+D4346+D4355+D4910+D1110) Delta Dental Locum Tenens Form: https://www1.deltadentalins.com/content/dam/ddins/en/pdf/dentists/locum-tenens-form.pdf

Episode 289: Adrian is joined again by our head of New Product Development, Paul Adams, to explore the complexity of plastic injection mold tooling and what it takes to go from tooling design to mass production of plastic parts. They explore the full journey, from DFM and tool design through trial runs (T0, T1, T2) to final sign-off and mass production. Along the way, they highlight common pitfalls, golden samples, and why rushing into production can be a costly mistake. You'll love this episode if you're developing plastic products, as it will help you to avoid surprises and manage expectations in the new product introduction (NPI) process.   Episode Sections: (00:00:03) Introduction to episode 289 (00:00:13) Adrian welcomes back Paul Adams (00:00:35) Today's topic: plastic injection mold tooling and its complexity (00:01:11) From DFM to mass production – the journey explained (00:02:01) Why tooling is expensive and misunderstood (00:02:48) The role of DFM (Design for Manufacturing) in tooling (00:05:13) Customer involvement and asking the right questions (00:05:19) Tooling design: bolster set vs. core and cavity (00:06:21) Material procurement and standard vs. custom components (00:09:01) Machining the tool: CNC, EDM, wire cutting, polishing (00:11:12) Metal safe condition and first fitting (00:11:59) The T0 trial run explained (00:13:42) First look at molded parts and making big adjustments (00:15:09) The T1 trial run with virgin polymer (00:15:57) Inspection reports and customer sign-off (00:18:00) Surface texturing between T1 and T2 (00:18:14) T2 trial – final tuning and sign-off preparation (00:19:02) Phase gates link: tooling to mass production (00:20:19) Golden samples and color consistency checks (00:22:02) Why being on the ground in China helps with sign-off (00:23:23) Limit samples and customer approval process (00:23:55) The importance of T0–T2 for expectation management (00:24:58) Why not to rush into mass production (00:25:02) Links to prototypes and phase gate methodology (00:26:05) Don't sign off tooling until everything is consistent (00:26:59) Moving into mass production and ongoing monitoring (00:28:28) Tool lifespan and long-term considerations (00:28:48) Wrapping up: intricacies of tooling complexity (00:29:16) Sofeast NPI guide and related video resources (00:30:16) Looking ahead: polymers and material selection (00:30:45) Closing remarks and call to action   Related content... How We Work With You On New Product Development & Manufacturing Projects - Agilian NPI Process Tooling Management for Plastic Injection Molds in China 7 Key NPI Tasks Before Production The Conundrum of Investing in Tooling Before a Final Prototype Inside the Tooling: Common Plastic Injection Mold Components Explained Understanding Plastic Injection Mold Tooling Complexity, from DFM to T1, When Manufacturing in China (Video) Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB

De jaarlijkse Nationale Politieke Index is bekend! De NPI, opgezet door onderzoeksjournalist Ton F. van Dijk, laat zien hoe actief en betrokken Tweede Kamerleden zijn in hun werk voor het parlement. Sven spreekt met Van Dijk en ChristenUnie-Kamerlid Don Ceder, de winnaar van deze editie. Daarnaast geeft Henk Vermeer, maker van de BBB-kandidatenlijst, commentaar op de invloed van de NPI.  Sven op 1 is een programma van Omroep WNL. Meer van WNL vind je op onze website en sociale media: ► Website: https://www.wnl.tv  ► Facebook: https://www.facebook.com/omroepwnl  ► Instagram: https://www.instagram.com/omroepwnl ► Twitter: https://www.twitter.com/wnlvandaag ► Steun WNL, word lid: https://www.steunwnl.tv ► Gratis Nieuwsbrief: https://www.wnl.tv/nieuwsbrief 

Adrian is joined once again by Paul Adams, the Sofeast Group's Head of New Product Development, based at Agilian Technology, our contract manufacturer, to discuss the importance of phase gate (or stage gate) reviews in new product introduction (NPI). When developing and manufacturing a product, rushing forward without checks at key stages can lead to huge risks: design flaws, wrong materials, costly tooling mistakes, or even losing contracts. Paul explains how phase gates work as a “traffic light system” that ensures your project only moves forward when requirements are met, risks are managed, and budgets/resources are aligned. Regarding YOUR new product launch project. Listen and then ask yourself: Are you blending phases and hoping for the best, or are you applying disciplined checks that save time, money, and stress in the long run?   Episode Sections: 00:12 – Introduction 00:50 – Why phase gates matter 02:42 – What phase gates are 05:17 – Implementing phase gates 18:58 – Case study (failure) 31:18 – Case study (success) 33:31 – Best practices 35:13 – Wrap-up   Related content... Phase-gate process - Wikipedia The New Product Introduction Process Guide - Guide An Importer's Guide to New Product Manufacturing in China - FREE PDF eBook How We Work With You On New Product Development & Manufacturing Projects - Agilian Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB

*Content warning: distressing topics, suicidal ideation, disability abuse, religious and cultic abuse, sexual abuse and rape of a child, physical violence of children, institutional child abuse, childhood trauma, attack therapy, therapeutic abuse, grooming.  *Free + Confidential Resources + Safety Tips:  somethingwaswrong.com/resources    *SWW S23 Theme Song & Artwork:  The S24 cover art is by the Amazing Sara Stewart Follow Something Was Wrong: Website: somethingwaswrong.com  IG: instagram.com/somethingwaswrongpodcast TikTok: tiktok.com/@somethingwaswrongpodcast  Follow Tiffany Reese: Website: tiffanyreese.me  IG: instagram.com/lookieboo *Sources  Armentak, Maria, "Acadia Healthcare to Buy CRC Health Group in $1.18B Deal." The Wall Street Journal, October 29, 2014 https://tinyurl.com/4za5wve3  Announcing Sedona Sky Academy, "Announcing Sedona Sky Academy." Strugglingteens.com, April 16, 2014 https://strugglingteens.com/artman/publish/printer_SedonaSkyAcademyBN Arizona Corporation Commission https://www.azcc.gov/  “Ashley's Copper Canyon Academy Testimony”, Unsilenced, 2010-2011 https://www.unsilenced.org/ashleys-testimony-copper-canyon-academy-2010-2011/ Hobbins, Mark, "Aspen Education Group Announces Acquisition of Copper Canyon Academy in Arizona." Strugglingteens.com, November 6, 2002  https://strugglingteens.com/news/aspenacquirescoppercanyon "Aspen Sold to CRC." Los Angeles Business Journal, September 28, 2006  https://labusinessjournal.com/news/aspen-sold-to-crc/  “Auldern Academy.” Strugglingteens.com, March 29, 2010  https://strugglingteens.com/artman/publish/AuldernAcademy “Bates v. Sequel Youth and Family Services LLC et al, No. 2:2023cv01063 - Document 25 (N.D. Ala. 2024).” Justia U.S. Law, July 5, 2024 https://law.justia.com/cases/federal/district-courts “COPPER CANYON ACADEMY.” NPI https://tinyurl.com/nhfzc9sn  “Copper Canyon Academy – Sedona Sky Academy.” Unsilenced https://www.unsilenced.org/program-archive/us-programs/arizona/copper-canyon-academy-sedona-sky-academy/ “Cottonwood Man Found Guilty by Jury of Multiple Counts of Sexual Exploitation of a Minor” https://tinyurl.com/yc2zw2ha  CRC Health Group, "CRC Health Group to be Acquired by Acadia Healthcare." PR Newswire, October 29, 2014 https://tinyurl.com/z6htn57d  Craft, Will, "Embattled Sequel closes three more facilities." APM Reports, February 10, 2021 https://www.apmreports.org/story/2021/02/10/embattled-sequel-closes-three-more-facilities EmotiCare https://www.emoticare.com/about  Fox Graham, Christopher, “Ex-teacher sentenced to 50 years for sex crimes, embezzlement and fleeing before trial.” Journal AZ, September 12, 2023 https://journalaz.com/2023/09/12/ex-teacher-sentenced-to-50-years-for-sex-crimes-embezzlement-and-fleeing-before-trial/ “Former Arizona teacher sentenced to 50 years in prison for sexual exploitation of a minor.” KTAR News, September 7, 2023 https://tinyurl.com/5n7a69yv  Reagan, Kevin, “Former Arizona teacher who fled to Ireland sentenced to prison for exploiting minor.” ABC12 News, September 6, 2023 https://tinyurl.com/yc6h4ttc  Pitcher, Autumn, “Former Lakeside Academy workers sentenced to probation for teen's restraint death.” News Channel 3, December 19, 2023 https://wwmt.com/news/local/lakeside-academy LAKE MONTEZUMA RTC, LLC, NPI https://tinyurl.com/4nkr9kut  O'Grady, Eileen, "The Kids Are Not Alright: How Private Equity Profits Off of Behavioral Health Services for Vulnerable and At-Risk Youth", Private Equity Stakeholder Project, February, 2022 https://pestakeholder.org/wp-content/uploads/2022/02/ Julie Sheppard & Leadership Team, "Sedona Sky Academy Exciting Leadership Announcement." Mental Health Awareness.com https://tinyurl.com/nda6j688  SEDONA SKY OPCO LLC, NPI https://tinyurl.com/mrfha8j2  Gilbert, Curtis, “Sequel confronts more abuse allegations amid concerns about its finances.” APM Reports, May 21, 2021 https://tinyurl.com/42bx6p2a  Three Springs Acquired By Sequel Youth And Family Services, "Three Springs Acquired By Sequel Youth And Family Services." Strugglingteens.com, January 2, 2010 https://strugglingteens.com/artman/publish/printer_SequelYouthFamilyBN_010210.shtml "Staff list for the Three Springs "Family" of Programs/Services." Heal-Online.org  https://www.heal-online.org/threestaff.html Gilbert, Curtis, "Under scrutiny, company that claimed to help troubled youth closes many operations and sells others." APM Reports, April 26, 2022 https://tinyurl.com/rnehtr5u 

*Content warning: distressing topics, suicidal ideation, disability abuse, religious and cultic abuse, sexual abuse and rape of a child, physical violence of children, institutional child abuse, childhood trauma, attack therapy, therapeutic abuse, grooming.  *Free + Confidential Resources + Safety Tips:  somethingwaswrong.com/resources    *SWW S23 Theme Song & Artwork:  The S24 cover art is by the Amazing Sara Stewart Follow Something Was Wrong: Website: somethingwaswrong.com  IG: instagram.com/somethingwaswrongpodcast TikTok: tiktok.com/@somethingwaswrongpodcast  Follow Tiffany Reese: Website: tiffanyreese.me  IG: instagram.com/lookieboo *Sources  Armentak, Maria, "Acadia Healthcare to Buy CRC Health Group in $1.18B Deal." The Wall Street Journal, October 29, 2014 https://tinyurl.com/4za5wve3  Announcing Sedona Sky Academy, "Announcing Sedona Sky Academy." Strugglingteens.com, April 16, 2014 https://strugglingteens.com/artman/publish/printer_SedonaSkyAcademyBN Arizona Corporation Commission https://www.azcc.gov/  “Ashley's Copper Canyon Academy Testimony”, Unsilenced, 2010-2011 https://www.unsilenced.org/ashleys-testimony-copper-canyon-academy-2010-2011/ Hobbins, Mark, "Aspen Education Group Announces Acquisition of Copper Canyon Academy in Arizona." Strugglingteens.com, November 6, 2002  https://strugglingteens.com/news/aspenacquirescoppercanyon "Aspen Sold to CRC." Los Angeles Business Journal, September 28, 2006  https://labusinessjournal.com/news/aspen-sold-to-crc/  “Auldern Academy.” Strugglingteens.com, March 29, 2010  https://strugglingteens.com/artman/publish/AuldernAcademy “Bates v. Sequel Youth and Family Services LLC et al, No. 2:2023cv01063 - Document 25 (N.D. Ala. 2024).” Justia U.S. Law, July 5, 2024 https://law.justia.com/cases/federal/district-courts “COPPER CANYON ACADEMY.” NPI https://tinyurl.com/nhfzc9sn  “Copper Canyon Academy – Sedona Sky Academy.” Unsilenced https://www.unsilenced.org/program-archive/us-programs/arizona/copper-canyon-academy-sedona-sky-academy/ “Cottonwood Man Found Guilty by Jury of Multiple Counts of Sexual Exploitation of a Minor” https://tinyurl.com/yc2zw2ha  CRC Health Group, "CRC Health Group to be Acquired by Acadia Healthcare." PR Newswire, October 29, 2014 https://tinyurl.com/z6htn57d  Craft, Will, "Embattled Sequel closes three more facilities." APM Reports, February 10, 2021 https://www.apmreports.org/story/2021/02/10/embattled-sequel-closes-three-more-facilities EmotiCare https://www.emoticare.com/about  Fox Graham, Christopher, “Ex-teacher sentenced to 50 years for sex crimes, embezzlement and fleeing before trial.” Journal AZ, September 12, 2023 https://journalaz.com/2023/09/12/ex-teacher-sentenced-to-50-years-for-sex-crimes-embezzlement-and-fleeing-before-trial/ “Former Arizona teacher sentenced to 50 years in prison for sexual exploitation of a minor.” KTAR News, September 7, 2023 https://tinyurl.com/5n7a69yv  Reagan, Kevin, “Former Arizona teacher who fled to Ireland sentenced to prison for exploiting minor.” ABC12 News, September 6, 2023 https://tinyurl.com/yc6h4ttc  Pitcher, Autumn, “Former Lakeside Academy workers sentenced to probation for teen's restraint death.” News Channel 3, December 19, 2023 https://wwmt.com/news/local/lakeside-academy LAKE MONTEZUMA RTC, LLC, NPI https://tinyurl.com/4nkr9kut  O'Grady, Eileen, "The Kids Are Not Alright: How Private Equity Profits Off of Behavioral Health Services for Vulnerable and At-Risk Youth", Private Equity Stakeholder Project, February, 2022 https://pestakeholder.org/wp-content/uploads/2022/02/ Julie Sheppard & Leadership Team, "Sedona Sky Academy Exciting Leadership Announcement." Mental Health Awareness.com https://tinyurl.com/nda6j688  SEDONA SKY OPCO LLC, NPI https://tinyurl.com/mrfha8j2  Gilbert, Curtis, “Sequel confronts more abuse allegations amid concerns about its finances.” APM Reports, May 21, 2021 https://tinyurl.com/42bx6p2a  Three Springs Acquired By Sequel Youth And Family Services, "Three Springs Acquired By Sequel Youth And Family Services." Strugglingteens.com, January 2, 2010 https://strugglingteens.com/artman/publish/printer_SequelYouthFamilyBN_010210.shtml "Staff list for the Three Springs "Family" of Programs/Services." Heal-Online.org  https://www.heal-online.org/threestaff.html Gilbert, Curtis, "Under scrutiny, company that claimed to help troubled youth closes many operations and sells others." APM Reports, April 26, 2022 https://tinyurl.com/rnehtr5u 

265. Servant Leadership, Mentoring, and Actionable Steps with Kathryn Spitznagle   2 Timothy 2:2 (NIV) "And the things you have heard me say in the presence of many witnesses entrust to reliable people who will also be qualified to teach others."   **Transcription Below**   Questions and Topics We Cover: What are some servant leadership principles you've learned over the years? How did you learn forgiveness is part of leadership? Will you elaborate on a leadership tool mentioned in your book, which is called the "Hero Page?"   Thank You to Our Sponsor: WinShape Marriage   Kathryn Spitznagle is the author of "Rock Star Millennials--Developing the Next Generation of Leaders," and the companion workbook, "Rock Star Millennials Toolkit." She is a professional coach and the founder of Mentoring Women Millennials, LLC. She has 30+ years of mentoring, coaching and leadership development in corporate, small business and not-for-profit environments as well as 10+ years of mentoring cancer survivors and their families throughout their journey. Her mission is to foster the personal and professional development of leaders... for the life they lead today...and the one they want tomorrow.   Savvy Sauce Episodes Mentioned in Episode: Being Intentional with Marriage, Parenting, Rest, Personal development, and Leadership with Pastor, Podcaster, and Author, Jeff Henderson Biblical Principles as Wise Business Practices with Steve Robinson   Additional Previous Episodes on Business and Leadership on The Savvy Sauce: The Inside Scoop on Chick-fil-A with Mark Dugger How to Apply Successful Business Principles to Your Life with Dee Ann Turner Leadership Principles and Practices with Former NFL Player, J Leman How to Lead When You're Not in Charge with Author and Pastor of North Point Community Church, Clay Scroggins Understanding the Myers-Briggs Personality Type Indicator to Improve Your Marriage, Family, and Work Relationships  Thriving at Work, Home, and Life with Author, Blogger, Podcaster, and Business Owner, Crystal Paine Energy to Spark Success in Your Business with Best-Selling Author, Speaker, and Podcaster, Christy Wright How 2 questions can grow your business and change your life with author, pastor, and podcaster, Jeff Henderson Radical Business and Radical Parenting with Gary & Marla Ringger, Founders of Lifesong for Orphans Stewardship as the Daughter of Chick-fil-A Founders with Trudy Cathy White Living Intentionally with Shunta Grant Generational Differences in the Workplace with Haydn Shaw Pursuing Your God-Given Dream with Francie Hinrichsen Leadership Training: Five Key Elements for Creating Customer Loyalty in Your Business with Elizabeth Dixon  Uncover Your Purpose with Clarity with Isimemen Aladejobi Unlocking Meaning and Purpose in Your Life and Overcoming Burnout with Dale Wilsher Leading Your Family, Marriage, and Self with Justin Maust Divine Productivity with Matt Perman 223 Journey and Learnings as Former Second Lady of the United States with Karen Pence Patreon 27 Re-Release: Purposeful and Practical with Emily Thomas Special Patreon Re-Release: Creativity and Career While Raising a Family with Jean Stoffer   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   **Transcription**   Music: (0:00 – 0:09)   Laura Dugger:  (0:12 - 1:20) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.    I'm thrilled to introduce you to our sponsor, WinShape Marriage.    Their weekend marriage retreats will strengthen your marriage while you enjoy the gorgeous setting, delicious food, and quality time with your spouse. To find out more, visit them online at winshapemarriage.org/savvy.    Kathryn Spitznagle is my enchanting guest for today, and her resume is quite impressive, but what actually is even more of a standout is her humble heart.   So, if you are one who learns from stories and encouragement, and you also appreciate actionable, practical tools, this conversation is definitely for you. Here's our chat. Welcome to The Savvy Sauce, Kathryn.   Kathryn Spitznagle: (1:21 - 1:24) Oh, thank you, Laura. Appreciate you having me.   Laura Dugger:  (1:24 - 1:32) Well, I'd love for you just to start us off by giving us a snapshot of your background and also your current phase of life.   Kathryn Spitznagle: (1:33 - 6:47) Okay, lots of seasons. Yeah, learned, you know, you learn something from all of them. So, I started out in journalism.   I've kind of come back to my roots interviewing folks. I was a sports writer, so I grew up in a family with four brothers, so when I went to college, I knew sports, and at the time, that was unusual to have a female sports So I did that, and then went into publishing after I got my journalism degree, and since I'd been a sports writer, they put me in the men's division of this magazine publishing company. So, I started out learning, I started out working for a helicopter magazine, and I was an editor, and the only one that did know how to fly, and so they sent me to flight school in order to be a better editor and, you know, learn how to communicate with our readers.   And again, then because I'd done that and was in the men's division, they moved me then to shooting times, which was hunting and sports shooting. So, then I learned how to shoot guns and reload in that whole industry. From there, I went to fashion.   So, I went to the women's division, and at first they said, you know, are you sure you want to do this? And I said, well, this will be the first job you've put me on that won't kill me. You know, I've learned how to fly planes and shoot guns.   You know, let me have a shot at that Singer sewing machine. And I was a terrible seamstress. And they said, really, what we want you to do in fashion is to create a presence in New York, in Manhattan.   And so, the publisher was in Peoria, Illinois, but they wanted a presence in Manhattan. And so that's what I did for three years, worked remotely back and forth, and created that presence, joined the Fashion Group International. They hired three consultants to fix me up.   And so, I laugh if you've ever seen the movie Miss Congeniality, that was me. So, you know, learned all about the fashion industry and built those relationships with our advertisers. And also, then we went into television and did a lifetime, the TV show, weekly TV show on Lifetime called Make It Fashion.   And we're trying to blend that the home sewing industry with the fashion industry. So, if you saw this on the runway, in Milan, or in New York, or in Paris, this is how you can make it yourself, be your own designer kind of thing. So that was my journalism start, then moved to St. Louis, got married, had babies, and went into corporate communications, worked for Purina in St. Louis, where I learned so much about leadership, moved back to Peoria, and I went to work for Caterpillar. And when I retired from Caterpillar, then I started this business, Mentoring Women Millennials. And I have such a heart for this generation. I think they're so bright and smart and creative and entrepreneurial, and they get a bad rap.   And so, I wanted to have a platform to lift them up, and also to give them tools. So, the first year I wrote a book, Rockstar Millennials, Developing the Next Generation of Leaders. And what I found, there were so many really sharp, bright millennials that had never had good leaders.   They never had a mentor. They didn't have the tools. Many of them were entrepreneurs.   They didn't intend to lead people. They had a craft. They started a business, and it grew.   And they're like, now I got people. What do I do with people? And as I was out speaking about my business, I found the audience very consistently had two types of attendees.   One was what I would call a seasoned leader, who said, for helping the millennials, thank you. Something along that line. And then I would have a young person stand up and say, “Do you have a book”?   And after that happened several times, okay, Lord, I got this. Yeah, write a book. And I remember saying, “That's a good idea, God, but I don't have time.”   And so if you want to know why COVID happened, it was me. Because the good Lord said, hey, it's February of 2020. It looks like you have time right now.   And so I hired an editor. We wrote a book in four months and published it at the end of the year. And in 2021, then started the podcast.   Laura Dugger:  (6:48 - 7:04) Well, that's an incredible resume and such a whirlwind to getting here today. But you mentioned some leadership principles, especially at Purina. So, Kathryn, what are some of those servant leadership principles that you've learned and acquired over the years?   Kathryn Spitznagle: (7:04 - 9:34) Over the years, yeah. Just some amazing leaders at Purina. Their culture was very much a servant leadership culture.   Purina as a company was created in the 1950s by an independently wealthy gentleman, William H. Danforth. And he created the Youth Foundation in St. Louis. And he found once he got kids out of gangs and out of jail and off drugs, nobody would hire them. So, he created a company to hire those kids, Purina. And so, they, yes, told us that, you know, the first day he said, you know, this is never confused what we make with why we're here.   We were here, we were created to develop people for life. What we make will change. But the reason we're here will not.   And Danforth also wrote a book called I Dare You. I Dare You to be the best you can be and help someone else do the same. And so that very first day we were told the story of the genesis of Purina, we were given that book, I Dare You.   And when we left orientation, we met, they had 360-degree mentoring. And they said, “This is how we create this culture. And we continue this for generations through mentoring.”   So, when you leave orientation, you're going to meet your leader mentor, your peer mentor, and in 90 days, you'll be mentoring. Everyone at Purina mentors, and we all learn from each other constantly. So that was the platform.   And that was the culture. And when you think about feeling cherished, and valued, that's how they did it. Because if you're going to mentor someone, and someone's going to mentor you, you have value.   And the people you're working with have value. And so that creating a cherished culture was their legacy. And then it's something that I took on to Caterpillar.   And I continue now, in my keynote speaking, that's one of the most popular is how to create a cherished culture in the boardroom, in the living room, and in the classroom. Hmm.   Laura Dugger:  (9:35 - 9:47) And so, I won't ask for the entire keynote speech then, but is there an overview that you can give us of those things that we could implement that you've learned to implement over time as well?   Kathryn Spitznagle: (9:47 - 11:29) Yes, some of the tools. And, and that was another wonderful thing about Purina that I saw then, and haven't seen it since. You know, it seemed unique to me at the time.   Fast forward a few years, and it was like, yeah, that was very unusual leadership. And one of the things that they valued was, know your people, understand them, know their needs, know their wants. Even at this point, so, you know, I'm talking 30 years ago, I went to work there in 1990.   They were talking about purpose. What's your purpose? Purina had a very specific purpose.   We are a purposeful company. We're here to develop people for life. And, and they even said, I thought this was unique to it at orientation.   They said, and we hire bright, smart people, and we don't expect you to stay here very long. Our job is to send you off better than we found you. And with a positive impression of Purina.   And here's why. When you leave here, you may go to another Fortune 50 company, which I did. You may be in a position to impact a merger or acquisition.   You can buy and sell our stock. And at the very least, when you go to the grocery store, you can buy dog food. And we want it to be Purina.   Laura Dugger:  (11:31 - 11:36) That's incredible. That actually happened then with you taking that forward.   Kathryn Spitznagle: (11:37 - 16:07) And all of those lessons learned. So, when I talk about creating a cherished culture, Purina, one of the things they did very well was to introduce a concept, illustrate it with a story, and then activate it with a tool. So mentoring, they talked about here is the platform on which our company is built, developing people for life.   And they told us that story then about Purina. Then they gave us the book. And then they gave us a mentor that we were meeting with each week.   And they gave us a, what do I want to say, an outline. So, when you meet with your mentor or mentee, here are questions to ask. Here's a way to go about this.   And the number one reason people do mentor is because they don't know how. What's a process? And so how smart?   Purina's like, here. Here's an outline. Here are things to ask.   Here are discussion topics. And here are different tools we're going to give you as you progress in leadership. And they're designed for you then to pass on.   And so those are some of the tools when I talk about creating a cherished culture. One of the tools is here are questions to ask. Here's how to have that dialogue.   Here are discussion topics. When you're developing a relationship with this person, ask about their life outside of work. Ask about their family and friends and whatever, as much as they'd like to share.   Not everyone does. That's okay too. Ask about their best day at work.   What's a bad day at work? What's their best boss like? How do they like to be recognized?   What's their purpose? One of the most insightful questions they asked at Purina was, why do you want to succeed? And why do you want this company to succeed?   And those two questions give insight to someone's purpose. And so, then if you frame discussions around their purpose and their values, it is exponentially more meaningful to them. So, when I talk about how do you lead millennials and how is it different?   Those are a couple of the things. Understand their purpose. Understand their life. Their values outside of work, and frame things within their purpose.   Here's an example and or their values. If someone says, my values are hard work and transparency. I want people to be honest. Those are a couple of my values.    Okay. So, if I were leading that person and I saw them being transparent with someone else, being open and honest, I would recognize them for that.   Not just recognize them for the work, but recognize them for their value, demonstrating their value. I saw you be open and honest with that person. Thank you for that.   If kindness is a value, I saw you. I saw what you did there today to help someone out without being asked. Thank you for that kindness.   That resonates on a whole different level. And if you have to have a tough discussion with that person to say, frame it in those words. I know you value honesty, and I do too.   And so, we need to have an honest conversation. And here's some things that I'm seeing in your behavior, in your leadership, or in your work style that can hold you back. So, let's fix this whole different way to lead.   Laura Dugger:  (16:09 - 16:39) Absolutely. And I love how some of these even one-page practical tools you've included in the back of your book. So, it's a plug and play, but I'm even thinking back to your mentoring relationships where you had this circle of mentors and you were mentoring.   I think it's also helpful to get to hear one another's mistakes. So, are you comfortable sharing any mistakes that you've made along the way that actually even turned out to be beneficial learning opportunities?   Kathryn Spitznagle: (16:40 - 20:32) Absolutely. Loads of them. I've got loads of them.   And one of the women I mentor has said, I think I've advanced my career 10 years by learning from your mistakes. And I love that. And she's like, now I'm going to make plenty of my own, but I'm not going to make yours.   And I said, “Good. That's the point of all this.” One of the big ones I made at Purina.   I think a lot of places I would have been fired, probably should have been. I was working in the marketing group, and we were like an internal marketing. So, we did the new product introduction, point of purchase, point of sale materials, the legal documents that went out, the whole packet that would go out to a distributor, a grocery store.   And EverReady Battery was one of our product lines. So, we had internal clients. And as they had new product introductions, we'd get the materials together.   We had in-house printing, all of the things, graphic design, and that was all under my purview. The letter, there's a letter that went out to distributors that was a legal document and had a number. And I pulled the wrong letter, the wrong number.   And it wasn't discovered until last minute. And we sat down with the client and they're like, oh my gosh, this is the wrong legal letter. And I, you know, I'm the account rep, that was on me.   So, I had to go back, I had to go to Neil Lewis, my boss and say, “Okay, we've got to pull this back before it all goes out, reprint, which is going to be all our expense. We're going to have to have people working off shifts and all that sort of thing to do it quickly. And then reassemble all these Eveready Battery packets and, you know, do as close as we can to meeting their deadline.”   And so basically it's going to eat up our margin and we're going to have more printing expense. We're going to have more labor and we're going to have some unhappy people. And our client's not real happy either.   And that was all me. And Neil said to me, “You know, I learned something today. And he said, until today, I thought you walked on water.”   And he said, “Now I know you're human, just like the rest of us.” And I thought, oh, my word. And he's like, okay, so what happened?   That was a mistake. How are we going to fix it? And I said, “I've already pulled the right letter, getting it reprinted. Here's the, additional time and money. Here's how it's going to impact our margin.” And he said, “You know, can we do it? And can we satisfy the customer and get, if not meet their deadline very close?”   And I said, “We can meet their deadline if we have people work third shift.” And, you know, and he said, “Okay, let's do it. That's the right thing to do.” And, and he said, Kathryn, “I told you what I learned today. What did you learn?”   And I said, “I learned how to be the kind of leader I want to be when someone makes a mistake.”   Laura Dugger:  (20:36 - 21:05) Wow. The humility in that is incredible. And thank you for sharing.   Stories are so memorable. It makes me instantly reminded of two previous episodes. I'll make sure I link in the show notes, both with Jeff Henderson and Steve Robinson, accomplished businessmen, but who were also willing to share stories and how just like you, it actually made them a better, more relatable leader.   And so that's encouraging.   Kathryn Spitznagle: (21:06 - 21:34) And I knew when I got to Caterpillar and, uh, particularly when I was running the Caterpillar visitor center, because that was so new and never been done in Caterpillar. And so, we're going to make some mistakes and we're going to learn, you know, along the way. And there was more than one occasion where I was reminded of Neil Lewis.   And I said, okay, I learned something today. You are human. Just like the rest of us.   Now, how are we going to fix this?   Laura Dugger:  (21:35 - 23:48) And then what did you learn?    Let's take a quick break to hear a message from our sponsor.    Friends, I'm excited to share with you today's sponsor, WinShape Marriage. Do you feel like you need a weekend away with your spouse and a chance to grow in your relationship together at the same time? WinShape Marriage is a fantastic ministry that provides weekend marriage retreats to help couples grow closer together in every season and stage of life from premarital to parenting to the emptiness phase.   There is an opportunity for you. WinShape Marriage is grounded on the belief that the strongest marriages are the ones that are nurtured. Even when it seems things are going smoothly so that they're stronger.   If they do hit a bump along their marital journey, these weekend retreats are hosted within the beautiful refuge of WinShape retreat perched in the mountains of Rome, Georgia, which is a short drive from Atlanta, Birmingham, and Chattanooga. While you're there, you will be well fed, well nurtured, and well cared for. During your time away in this beautiful place, you and your spouse will learn from expert speakers and explore topics related to intimacy, overcoming challenges, improving communication, and more.   I've stayed on site at WinShape before and I can attest to their generosity, food, and content. You will be so grateful you went. To find an experience that's right for you and your spouse, head to their website, to find out more, visit them online at winshapemarriage.org/savvy. That's W-I-N-S-H-A-P-E marriage.org slash S-A-V-V-Y. Thanks for your sponsorship.   You've had so much experience in different areas and as a corporate leader. So what is it that drew you specifically to have a heart for millennials, which we can define as those approximately born between the 1980s and early 2000s?   Kathryn Spitznagle: (23:50 - 28:18) I really started working with them. My last role at Caterpillar, I was a director of global sustainability and it was within public affairs. So, we were leading, Caterpillar was leading a natural infrastructure coalition.   I was working with a lot of different entities, public, private, governmental. We're trying to get language passed into law. That was a big portion of my job.   Another portion of my job was to be out speaking about what Caterpillar was doing in the world of sustainability. And I loved that. What I found was the sustainability groups of Caterpillar employees all around the world, we do a global call quarterly, learning what everybody was doing.   They were all this age group. And when we would do the river cleanup on Saturday, these are the people that showed up with their kids. And when we do tree plantings, these are the people that showed up with their kids.   It's like, okay. And I remember saying to my peers, you know what, this group of employees, these young people are not going to retire with a pension like we are with health care like we do. There's so many things that we have garnered through our career appropriately.   They don't have that. What drives loyalty for them and what engages them with Caterpillar are these things. These things we're doing through the foundation where we're giving back and improving the world and the things we're doing in sustainability, giving back, improving the world.   They are so much more engaged in our company through these things. And so, I kind of knew, I thought, okay, I'm not sure exactly where the Lord is leading, but it's going to be with those people. And that was the thing I knew when I retired that, okay, this is what I want to do.   And then the more I worked, you know, I started the business mentoring women millennials. The more I worked with these young women, the more I saw, yes, there's a need. There's a need here.   And I always, you know, again, people would ask, why? Why are you so connected? And I said, first of all, I saw the value in them.   But secondly, I think I was one. My husband and I laughed that we never really fit in with our generation. And here's why.   We both were out of school and working on our careers when we met. And in our generation, you got married right out of high school, or at the very least right out of college. And so, you know, our families had given up.   They're like, they're never going to get married. They're working. They got this whole career thing going.   And so, when we got married, well, then we didn't have children until we were in our 30s. You know, highly irregular for our generation. We were entrepreneurial.   So, we were looking at franchises in our 20s. And our families were like, just get a job. What is this?   You got to buy something and then you buy something else. And my husband owned a business, his first business in his 30s. We both had side hustles.   Again, friends and family were like, just do one job. What is with you guys? Always got all these things, you know, going.   And then when I took the job in fashion, and I was working in Manhattan and living in Peoria, like, what do you even call that kind of work to call it remote? Working remotely? Yeah.   And so, I think part of my heart for them is I was one. And so, when they talk about some of the struggles and the things that are endearing to them, like, I got you. I felt like that, too.   Laura Dugger:  (28:20 - 28:57) That is incredible. And I think it really does make you the perfect person for that mentor mentee relationship. And I kind of want to camp out on that further, because we've alluded to it.   And some of these tips are in your book, where you highlight those discussion topics that give people the tools. But then if we take it a step further or personalize it, how can all of us as listeners begin a mentoring relationship like the one you've described? And I'm even thinking of the beginning point.   Do you think it's up to the mentor or the mentee to initially reach out?   Kathryn Spitznagle: (28:58 - 33:07) Either one. Yeah, either one can work. When I left Purina, having had this wonderful leadership experience and mentoring environment, I thought, well, this must be what all corporations are like.   No. Doesn't make them bad. They're just different.   So, when I got to Caterpillar that was male, very male dominated, I remember calling my mentor at Purina, who is still my mentor today. She mentored me for 22 years at Caterpillar after I left Purina. And then was one of the biggest proponents of me writing my book and starting my business.   And we still get together today. So, when they talk about developing people for life, they're very serious about that. And so, when I got to Caterpillar, I thought, well, they don't seem to have this.   I think I'll start a mentoring program. Well, I was, you know, some little gal in marketing. You're not going to start a mentoring program for a Fortune 50 company out of that spot.   It comes up through HR and Office of Business Practices and Legal and all of that. Anyway, I called my mentor at Purina, very frustrated, and I said, “Lynn, you and Neil make a place for me. I'm coming back.   They don't have a mentoring program here.” I don't, you know, and she said, “Okay, first of all, we didn't train you up to come back. Your job is to take this forward.”   And she said, “Are there young women there?” Yes. And she said, “Mentor them.”   And she said, “Are there leaders that need support?” And I said, “Yes.” And she said, “Okay, support them.”   She said, “Are there teams that need to be built?” And I said, “Yes.” And she said, “Then you have good work to do there.”   Go. And she hung up. I thought, OK.   And so, from that moment on, when I would see an announcement that would come through email where a woman was being hired into Caterpillar, I would reach out to her and just say, do you have a mentor or would you like one? And for 22 years, they all said yes. And so that's what I did.   I worked with those women. And, you know, here's another God wink when my announcement went out, then that I was retiring. These women all started coming back to me wherever they were in the nation and even in the world.   Many of them had gone on to do other things, bigger, better things. And they all started reaching out to me. Someone had forwarded the announcement to them and said, “We want you to start a business, a mentoring business and help others just like you helped us, and we will help you.”   And one said, “You need to write a book, and I'll write the forward.” Another one said, “Yes, and you need to do podcasts and I'll be on one.” Another one said, “I know what's going to stop you at your website, so I'm going to help you with your website.”   Another one said, “You're going to need testimonials.” So, she posted on social media that anyone that's ever been mentored by Kathryn Spitznagel, leave a message here. Very humbling.   And another one said, “I'm now VP of a big company in Chicago and I will hire you.” And so, I retired one day and started a business the next.   Laura Dugger:  (33:09 - 33:30) Incredible how that all came back around. And I gleaned so much from your stories in your book, and then even getting to connect with you before today. But there's another story about servant leadership that you shared from the man who you've named your previous boss, Neil Lewis.   Will you share? Do you know which one I'm thinking of?   Kathryn Spitznagle: (33:31 - 36:35) Yeah. You need to know three personal things about everyone who works for you. Okay.   So, Neil Lewis had leadership meetings. There were 12 of us were his leadership team every Monday morning. He was also a minister outside of work.   So, a lot of times we would laugh that we were getting the rehash of the sermon from yesterday as part of his leadership. But he often gave us assignments. And one Monday morning, he said, okay, here's your assignment.   I want you to know three personal things about everyone who works for you. And they need to be things that aren't in their personnel file. And he said, I'm going to ask you sometime this week about one of those people, but you won't know which one.   So, you need to know all of them. And I, you know, lousy leader, I was just learning. And I said, Neil, I have 10 people, three things, 10 people, that's 30 things I got to know.   And he said, Kathryn, good math. You have some work to do. So, I went back, and I interviewed each one of my 10 people, three things, found him out, followed the assignment.   And I was ready. And I saw him in the hall later in the week. He said, “Kathryn, walk with me. I'm going to the next meeting.” I said, “Okay.” Tell me three personal things about Kathy, who works for you. I said, “Okay.”   Kathy has recently divorced. Uh, she has an 18-month-old baby, and she is moving to a new apartment. And he said, “What have you done to help her?”   And honest to God, I said, “That wasn't part of the assignment.” And he looked at me and I said, “No, wait a minute. I did help her.   I changed her hours. She has a longer commute now into St. Louis. So, she's going to come in at 8:30 am and work till 5:00 pm.”   And I was feeling pretty proud of myself, like bonus question. And he said, “Did she come to you, or did you go to her?” And I said, “Well, she came to me, but I said, it was okay.”   So, Kathryn know your people. If you don't know your people, you don't know what they need. And if you don't know what they need, you can't help them.   And if you can't help them, what in the world are you doing here? It says leaders were here to serve. And if you're not here to serve, you need to step out.   I became a different leader that day. One who chose to lead by serving.   Laura Dugger:  (36:38 - 37:17) I just wanted to let you know there are now multiple ways to give when you visit thesavvysauce.com. We now have a donation button on our website and you can find it under the donate page, which is under the tab entitled support. Our mailing address is also provided.   If you would prefer to save us the processing fee and send a check that is tax deductible. Either way, you'll be supporting the work of Savvy Sauce Charities and helping us continue to reach the nations with the good news of Jesus Christ. Make sure you visit thesavvysauce.com today. Thanks for your support.   Kathryn Spitznagle: (37:18 - 38:19) You know, the other piece, uh, the other thing that he taught me there, uh, Laura, as we continued to walk, uh, because he always wanted to bring things back around to, to a positive. He was going to make his point, but he was not going to leave me there, you know? He said, Kathryn, “Do you understand what you missed there?”   It was such a missed opportunity with Kathy, um, to engage her and to help her feel cherished. He said, “That's the difference when you anticipate someone's needs and you go to them before they ask. That's the opportunity.”   That's the gold. That's what engages people and, uh, garners their loyalty. And that's when they feel cherished.   That was the real missed opportunity.   Laura Dugger:  (38:23 - 38:35) And that never left you. And that's probably blessed so many people hearing that. What about lessons of forgiveness in leadership as well?   Do you have any stories to illustrate that?   Kathryn Spitznagle: (38:35 - 42:28) Yes. And that's another lesson from, from Neil Lewis that was a profound lesson for me that I've never heard anywhere else. Forgiveness is part of leadership. So, I learned this, um, again, lousy leader just starting out.   And, um, when he put me into leadership, I was like, how hard could it be? Tell people what to do. They do it.   And then came my first employee opinion survey results and they were bad. The numbers were bad. The comments were bad.   The people were unhappy. Um, and the comments to me were, were hurtful. They were justified, but they were hurtful.   And so, when I got, uh, you know, got all the information, I left, I was upset. The next day when I came into the office, I just went into my office and closed the door. I thought they don't want to talk to me.   I don't want to talk to them. That's fine. I was working here.   So, Neil gave me a little time to cool off. And then he came in and, um, on my desk, uh, one of the things that they, um, Purina does in terms of creating that cherished culture is, um, to have things around you that revitalize you. And so, they ask you one of the first days about what, what are things that revitalize you?   And I said, okay, uh, fresh flowers revitalize me. They remind me of my grandmother, nanny, and being in the garden. Um, notes are cards from handwritten, you know, from friends and family and a walk outside.   Those are three things that revitalize me. Okay. So again, I registered with Neil Lewis.   He knew that was a way to frame things for me. So, when he came in that morning, he picked up one of the cards from my desk and he handed it to me and he said, to read that card. And I said, you can read it.   He said, “No. No, I'm asking you to read it out loud to me.” So, it was a card from someone on my team, very complimentary about my leadership style and what it, how it impacted them. And he said, “Is that the leader you are today?”   And I said, “No, but in fairness, they were mean to me. They said some very hurtful things and yeah, I'm not happy.” He said, “Okay.”   And he said, “Kathryn, as leaders, our job is to give first and give again”. And he said, “Do you know what the bridge is between giving first and giving again?” And I said, “No.”   I said, “Neil, I'm not tracking with you.” And he said, “Forgive.” And I said, “Oh, forgiveness.”   And he said, “Nope. Forgiveness is something someone else does. That's a noun. Forgive is a verb. And that's what I need to see you do. Forgive.”   He said, “Kathryn, forgiveness is a big part of leadership and it's something that will hold you back for the rest of your life. So, I am asking you today to be the leader I know you to be and forgive them.”   Laura Dugger:  (42:32 - 42:52) Well, in even the way he modeled that in the way you shared that story, it also reminds me of another leadership tool that you mentioned in your book, which I think if somebody is experiencing this, that could be a really practical next step. So, it's called the hero page. Will you elaborate on that for us?   Kathryn Spitznagle: (42:52 - 52:07) Yes. And so, at Purina, when they talked about having these one-on-ones with your team, with your mentees, with your mentors, kind of framing the dialogue in three buckets, called it three bucket exercise. And I still, this is how I still mentor today.   Uh, so the first thing we ask people to come prepared with is bucket one. What are we celebrating? What have you learned? What have you accomplished? What has gone so well?   Um, since the last time we spoke, because we, as people, but particularly as women pass through things very quickly and go, yep, done good onto the next. Yeah. We don't take that time to celebrate.   And Purina was very focused on what they called reveling. Take just a minute to revel. That was good work, did good work, but whatever was accomplished personal and professional, it was, there were things at home, baby slept four hours straight.   Okay. So, bucket one, what are we celebrating?    Um, so bucket one, they called aha.    Bucket two, they called, hmm, what is, uh, what's out there that you need to, um, do, you know, what's on your to-do list. Is there something you need to get a plan for?   Um, is there something that you want to talk through that's kind of on your assignment board, something like that. And we'll talk through some tactics.    Bucket three is what in the world.   So, anything that seems overwhelming, uh, caught you by surprise. You didn't know it was part of the job. You didn't know it was part of life.   Those are the things we want to talk about in bucket three, every time. So, you want me to tell you the things that are overwhelming me and that I don't know where to start. Yes.   Yes. Every week, because here's what we'll do. We will take the power out of that.   Once you, that's it. We're going to fix it and say, okay, this is what's overwhelming me. This is what I'm anxious about.   This is what caught me by surprise. And we're going to figure out how to break it down into something actionable. And then we're going to move it to bucket two.   And next week, we're going to be talking about those action steps and pretty soon it's going to move to bucket one. There you go. We're celebrating that process that I learned at Purina still did at Caterpillar and doing today.   Um, that just warms my heart. Uh, when I see, um, the folks that I've worked with who've now gone on to do other things. And, uh, one of the guys on my team at Caterpillar, um, now works for McDonald's in Chicago.   And he said that Kathryn, that's our onboarding process. And so, anybody that comes through his team in McDonald's, that's what they learn how to do. And he said that it was just gold.   And you can talk about creating a safe space, but again, the difference with Purina was they gave you a tool, not ours, we are a cherished culture. We create a safe space. And you know what, here's how, by asking this question and by setting aside time to answer it and wrestle with it and work through it.   Now, having said all that, where do you put this information as you're learning this about this person? Uh, you're learning what they're celebrating. You're learning, um, what their values are.   You're learning what they like to do outside of work. What's important to them learning about their purpose. That's a hero page.   And so, they gave us a tool and they said, you know, it's very simple, a hero page. You, you just record things that you have learned about this person that you respect and admire about them. And you can do one for yourself.   They ask you to do the first one for you. Um, but then also to do them for, you can do them for a peer or a leader. Um, you can also do them for someone you're struggling with because oftentimes we aren't really looking for the positives in that person.   So, the, uh, the logic behind the hero page is once you've created it, uh, you're going to look for things to put on it. Positives, all positives, negatives we remember. Positives we're looking for and that's the first reason.    The second reason for a hero page is you may have a tough day with that person sometime. And if you do, you go back and look at your hero page and it puts things in perspective.   Yeah, this isn't going well today, but here are the things I respect and admire about this person. And yes, um, perspective.    The third reason is they may have a tough day sometime and what an incredible gift you can be to them.   Here's an example. When I worked at Caterpillar, um, had wonderful leaders, some remarkable women leaders at Caterpillar, I think because there were so few of them, they were rock stars. And one that I worked for, uh, was sent to Beijing, China on a short term, like a, I don't know, six month or one year assignment as it at the same time, I was also mentoring someone in that Beijing office and it was very remote.   They were, in a remote area, creating an office, creating an HR office, you know, where they, where there's a factory and the person I was mentoring said, you know, let me give you an idea of what we're struggling with here. What kind of, what our situation is. And I'm at corporate and I said, well, whatever it is, I think I could send you some of our signage, some of our value signs.   Those are, those are, that's what you need. I'll send you some value signs. You can put them up on your walls.   And she said, Kathryn, we don't have walls. We're working out of a tent. And she said, each morning we send a bus out to the rural areas here in China and it stops to pick up workers.   And if dad can't go, he sends mom. And if mom can't go, she puts a couple of kids on the bus. And we never know from day to day who's coming to work.   What we do know is that the bus will be full. They will get two meals while they're at work, breakfast and lunch. And then when it returns them home, they will have gotten paid.   She said, we are all but paying people and chickens. Do you understand the situation, the gravity of what we're trying to do to come in here and create an office and HR processes? And she said, first, we're trying to determine who our employees are.   I said, “Oh, our leader is struggling”. And she said, “Will you get on a call with her today?” I said, “Give me a minute.”   And she said, “You're going to get her hero page.” So, we got on the call. Lois, “Kathryn, is this the woman that led one of the first NPI projects for Caterpillar as a woman with our flagship tractor?”   And she said, “Yes.” I said, “Is this the woman who was handed a belt buckle and a t-shirt and created global merchandising stores all around the world?” And she said, “Yes.”   I said, “Is this the woman who has been married 30 plus years happily, raised two remarkable children and showed us all it was possible?” Yes. I said, “I don't know what you're struggling with today, but I do know the woman who did these things can tackle this.”   What a gift you would be to another leader on the day that they needed it in that moment, just to remind them of their value.   Laura Dugger:  (52:10 - 52:40) That encouragement is so powerful. And you're such an engaging storyteller. And like you had mentioned previously, you've gone on from corporate America to now beginning your own business, including your podcast that will link to Rockstar Millennials.   So, I'm curious, Kathryn, are there any stories from those podcast episodes that really come to mind as you think of any standout lessons or your favorites?   Kathryn Spitznagle: (52:41 - 55:51) Oh my gosh. There are so many. It just seems like when I think I can't meet someone any more incredible, I do.   And again, good Lord's hand, they come from all different paths. We're international now. A couple of them that really stand out to me, Michael Kuzma,: he invented the self-playing guitar.   He knew people in his life who had either never been able to play the guitar and wanted to, or they had experienced some sort of an injury or illness that then prevented them from doing what they loved. And so, he created this and just said, “I want this to bring joy and be fun for people.” And I guess the part of the platform that I have for the podcast is purpose.   How are you living your purpose? Khushi Shah is 19 years old. So, she's a little bit younger than a millennial even.   Created a company called Drizzl and it is an informed, what I want to say, it's an irrigation company. And she created this as a science project in grade school. She's now in college at MIT and Harvard and Northeastern.   So, she's attending classes at all. She went to a science and math school in Chicago for high school, finished early and took a gap year at 17. And I said, “So you traveled?”   And she said, “Nope, I decided I'd just run that business full-time, Drizzl.” And so, her families of Indian descent. They'd gone to India and seen the need for water, clean water.   And she said, coming back to the States, I saw sprinklers, lawn sprinklers running and it was raining. And I thought, I need to fix that. There are products on the market that will turn a sprinkler off if it's raining.   Her product is predictive. She's 19. Yeah.   So, folks from St. Jude, folks from Midwest Food Bank, just incredible. Obviously, I can't name one.   There are so many. And those who are living their purpose in all walks of life, in all places around the world, I want to talk to.   Laura Dugger:  (55:52 - 56:07) Wow. And Kathryn, you've invested in so many people and highlighted so many people through your podcast. As you look back, what are you happiest that you invested your life in?   Kathryn Spitznagle: (56:09 - 57:07) Well, I'm a mom, boy mom. So that would have to be my first, my boys. Again, one of the women that I mentor said to me early on, Kathryn, one of the things I love the most is you're from the other side.   I said, Kelsey, what does that mean? I'm from the other side. And she said, you've already done all of this.   You've done the corporate life. You understand small business. You have a decades long, happy marriage.   You've raised your boys. They're happy. They're successful.   If you did this, we can do this and you can help us. And so that investment on so many levels, yeah, is coming back.   Laura Dugger:  (57:08 - 57:19) I love that. And would you be willing just to share anything else about your business or what all you have to offer so that we can continue learning from you after this conversation?   Kathryn Spitznagle: (57:20 - 1:00:49) Oh, absolutely. So, the book that you mentioned, Rockstar Millennials, Developing the Next Generation of Leaders. That's the book.   And it recounts so many of these leadership stories. And then in the back, as you said, are the different tools. And I have to credit the Caterpillar engineers because when I went to Caterpillar and I would tell these stories about Purina or I would live something that they had taught me.   Very early on, in the meeting, or after the meeting, some of these gentlemen came up to me and said, “That thing you just did in that meeting, can you write that down? Like what?” And they said, “Like the words and or the process.”   And so, it began. So, I'd start writing down the words and they might put a graphic with it or somehow improve it. And so, through the years, this same group kept coming back to me.   And when they saw the announcement that I was retiring, they showed up again and said, “Okay, we need one more thing, a spreadsheet.” What do you mean a spreadsheet? They said, “You know, all through the years, we have all of these tools now that we've created out of your head on this paper that we can use and we're using.”   If you can give us a spreadsheet that says, “If you're having this leadership issue, use this tool.” So, God bless the engineers.   So, I credit them, and the tools are in the back of the hard book.   What I found when I started doing workshops was people didn't want to write in the book and they also wanted something bigger and they wanted a place to make notes and doodle and that sort of thing. So that's why we have the book and then the toolkit. So, my business is Mentoring Women Millennials and I do one on one mentoring with individuals, small business primarily.   They'll bring me in to work with their women leaders, but also just individuals who are in some sort of a transition in life or that have never had a mentor and would like one. And so, I do the one-on-one mentoring also with nonprofits. And I'm now an 18-year breast cancer survivor, still in treatment.   And I also mentor breast cancer survivors. And keynote speaking. I work with the Capital City Speakers Bureau.   And so, I do speaking there and I'm prepping for a TED Talk. So those are the next things.   Laura Dugger:  (1:00:50 - 1:01:16) I love it. Always something up your sleeve. We will link to your website so that people can follow up and get in touch if that would be a good partnership.   And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight. And so as my final question for you today, Kathryn, what is your Savvy Sauce?   Kathryn Spitznagle: (1:01:18 - 1:01:49) Um, when I left Purina, um, I asked Neil, “You know, how do I ever repay this company that has given so much to me?” And he said, “Take what you've learned and help someone else.” And so, if you learn from me, that would be my ask, help someone else.   Laura Dugger:  (1:01:50 - 1:02:05) I love that. Amen. Great Savvy Sauce.   And Kathryn, you're just so poised and classy and full of insight. And it was an absolute pleasure to get to host you as my guest today. So, thank you for being my guest.   Kathryn Spitznagle: (1:02:05 - 1:02:07) Thank you. Thank you for having me.   Laura Dugger:  (1:02:09 - 1:05:52) One more thing before you go. Have you heard the term gospel before?   It simply means good news. And I want to share the best news with you. But it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there is absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior. But God loved us so much, he made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life we could never live and died in our place for our sin. This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus.   We can be covered and justified through the work Jesus finished if we choose to receive what He has done for us. Romans 10:9 says, “That if you confess with your mouth Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.” So, would you pray with me now?   Heavenly Father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you. Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life?   We trust you to work and change lives now for eternity. In Jesus' name we pray. Amen.   If you prayed that prayer, you are declaring him for me, so me for him. You get the opportunity to live your life for him. And at this podcast, we're called The Savvy Sauce for a reason.   We want to give you practical tools to implement the knowledge you have learned. So, you ready to get started? First, tell someone.   Say it out loud. Get a Bible. The first day I made this decision, my parents took me to Barnes & Noble and let me choose my own Bible.   I selected the Quest NIV Bible, and I love it. You can start by reading the book of John. Also, get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ.   I'm assuming they will be thrilled to talk with you about further steps, such as going to church and getting connected to other believers to encourage you. We want to celebrate with you too, so feel free to leave a comment for us here if you did make a decision to follow Christ. We also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “In the same way I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

Send us a textWelcome to  Podcast 230 on July 12 of 2025tUsing stock trading volumes, dividend yield percentages, the previous week's highest share price gains, operating margin percentages, the 5 highest qualifying US common stocks and 5 Canadian common stocks were selected and then scored.The 5 US stocks by name and stock symbol were: Civitas Resources (CIVI), Noble Corporation PLC (NE),  Kilroy Realty Corporation (KRC), Murphy Oil Corporation (MUR) and Polaris Inc (PII).The 5 Canadian stocks by name and stock symbol were: South Bow Corporation (SOBO), BCE Inc (BCE), Telus Corporation (T), Northland Power Inc (NPI) and Gibson Energy Inc (GEI)wTHE FOLLOWING DATA  WAS USED FOR EACH STOCK 'S SCORE CALCULATIONS. THEIR SCORES  AND  ACCOMPANYING DATA APPEAR IN THE ATTACHED PODCASTS TRANSCRIPT WHICH ALSO CONTAINS STEVE JOBS FINAL WORDS ON WHAT IS IMPORTANT IN LIFE - IT IS NOT MONEY. (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=Thousand M =million)STOCK     1          2       3     4   5        6          7          8       9 SOBO | 35.82 | 0 |17.17  |1 | 0| |7.60  | 36.25 | 1M | 186xBCE | 32.57|62.36 |18.71 |2 |0|5.37 |12.90 |4M | 77.3x T| 22.56| 27.92| 10.39| 3| 0 | 7.38 |14.69 | 5M| | 28.6x NPI | 22.85| 43.07| 16.10| 6 | 0 | 5.25 |32.55 |456K |22.9x  GEI |24.08 | 22.91 | 5.96 | 4 | 0 | 7.14 | 3.13| 593K| 24.5xUS SCORE CALCULATIONNES CIVI | 32.34 | 39.71 | 70.57 | 6 |  0 | 9.34 | 26.79| 1M| 3.7xNE    | 30.15 | 21.59 | 29.26 | 4 | 0 | 6.63 | 20.75 | 1M | 10.0xKRC| 37.20 | 70.38 | 45.59 | 3 | 0 | 5.81 |28.99| 2M | 22.2xMUR | 26.44 | 19.99 |35.61 | 2  | 0 | 4.92 | 20.53 | 2M | 10.1xPII | 49.99 | 127.79 | 22.99 | 1 | 0 | 5.36 | 2.80 | 1M| 70.3xIan Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

Send us a textWelcome to  Podcast 229 on 5th of July, 2025: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript. 5 U.S STOCK SELCTORS USED (1) common shares  (2) dividend yield + 5% (3)  shares traded over 1M  (4) price gain +5%. (5) share price exceeding $22.72QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) NE Score 70 (2) CIVI Score 76 (3) LYB Score 59 (4) MUR Score 56  (5) WHR Score 48.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 4% (3) # shares traded over 455K (4) operating margins +5% (5) share prices $22.72 (6) weekly share price gain +5%. QUALIFIERS' & SCORES   (1) PXT Score 49 (2) RCI.B Score 61 (3) NPI Score 57 (4)  BCE Score 40 (5) CVE Score 52.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=Thousand M =million)STOCK  1            2           3     4   5     6          7          8       9PXT   | 14.38 | 22.86| 25.33 | 0| 0|10.71| 26.23 | 171K | 13.0xRCI.B | 44.04| 66.69| 19.40| 7 |0| 4.54| 22.40| 844K |13.4x NPI | 22.49| 34.37| 16.10| 5| 0 | 5.34 |32.55 | 344K| | 22.6x BCE  | 30.84| 6 1.99| 18.71| 2| 0 | 5.67 |12.90 |1.2M |73.0x  CVE | 19.16| 11.37 | 16.30 | 9 | 1 | 4.18 | 8.32| 3.7M | 12.9xUS SCORE CALCULATIONNES |NE  | 28.40 | 24.44 | 29.26 | 4 |  0 | 7.04 | 22.75| 1M| 9.5x| CIVI | 29.72 | 46.66 | 70.57| 2 | 3 | 10.16 | 26.79 | 1M | 3.4x| LYB | 62.01 | 102.73 | 38.48 | 2 | 0 | 8.84 |3.97| 2M | 22.6x| MUR | 24.47 | 23.54 |35.67 | 1  | 0 | 5.31 | 20.53 | 844K | 9.3x| WHR| 109.93 | 225.02 | 48.78 | 2 | 0 | 6.37 | 2.81 | 730K | 718.3xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

It's been a spicy past month or so and when you're coming up on a food-related holiday like the 4th of July, we're keeping the fire hot and the burgers, dogs, bratwurst, corn on the cob and more so that you can grill us with your questions. That's right -- we've got some great mailbag questions and we tackle as many of them as possible on this edition of the podcast. Plus ... This edition of the podcast is sponsored by GameStrat: The Most Reliable & Fastest In-Game Video Replay System on The Market. D-III football coaches should click here to learn more. Plus, we have three great guests to chat with in this edition of the podcast as well, which we snuck just in under the wire for June of 2025. We start with Curry running back Montie Quinn, a second team D3football.com All-America pick who had a fantastic finish to the season. We hear from him about his pursuit of the school's rushing record, who helped him get it, and why it was important that he just keep running. Plus, how did Quinn get from South Carolina to the Boston suburbs? And how is he preparing for the 2026 season and trying to improve on his record-setting performance? Blaise Faggiano, the head coach of Utica, joins the podcast this time around and since he was on the national committee at the time the whole changeover to NPI took place, and the "dials" were set in such a way to almost entirely discount strength of schedule, well, we grill him on that as well. But we also talk about how his team has benefited from taking a foreign tour trip, and what the great local specialties are in central New York, and his hopes for his team for 2025. And we visit once again with Carnegie Mellon coach Ryan Larsen -- we chatted with him briefly in Podcast 380 about his team's trip to Spain, but this conversation is about the CMU schedule for 2025, why he made it so challenging and how he thinks it will help his team improve, even if the NPI might not credit the Tartans the way we would hope. It's a great argument for still scheduling strong even if the committee doesn't want to reward that. Mailbag topics include: Is the ASC done with offers to SCAC teams, who else is looking for bowl game alliances, what's on your Fourth of July menu, what do we make of the North Central quarterback situation, why does D-III spring ball look different than the other divisions, how much will our preseason Top 12 differ from the way last season ended, and what our thoughts are on Geneva and Westminster (Pa.) not facing each other this season. Patrick and Greg cover it all in the latest edition of the D3football.com Around the Nation podcast.

Send us a textWelcome to  Podcast 227 on 21st of June, 2025: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +10% (5) share prices + $13.26 (6) weekly share price gain +1%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) ZIM Score 51 (2) FRO Score 61 (3) CIVI Score 79 (4) CNQ Score 65 (5) MUR Score 69.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 419K (4) operating margins +10% (5) share prices $13.26 (6) weekly share price gain +1%. QUALIFIERS' & SCORES   (1) PXT Score 68 (2) CNQ Score 59 (3) NPI Score 58 (4)  PEY Score 61 (5) RCI.B Score 64.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9PXT |15.27| 15.82 |25.57 |0|0| 10.09| 26.26| 1M| 13.7xCNQ|46.00| 22.67| 18.77| 7 |0| 5.11| 29.37| 30M |12.9x NPI |21.76| 41.41| 16.10| 5| 0 |5.51| 32.55 | 1.5M| | 21.8x PEY      |20.51| 7.33| 13.63| 3| 0 | 6.44 |23.07 |2.4M |13.8x  RCI.B |38.15| 64.68 19.40| 4 | 1 | 5.24| 22.40| 2.7M| 11.6xUS SCORE CALCULATIONS| ZIM | 16.53 | 48.94|33.52 | 0 | 0 | 46.28 |31.24| 10.5M|0.8x| FRO| 18.98 | 8.84 | 10.51| 2 | 0 | 7.06 | 32.82 | 3M | 12.1x| CIVI| 32.41 | 49.05 |70.57 | 2 | 2 | 9.32 |26.79| 5M | 3.7x| CNQ| 33.38 |18.42 |13.67 | 7  | 0 | 5.18 | 29.37 | 12M |12.9x| MUR| 24.83 |25.29 |35.61 | 1 | 0 | 5.24 | 20.53 | 4M | 9.5xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

Send us a textWelcome to  Podcast 226: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +21% (5) share prices + $20.24 (6) weekly share price gain +6%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) CIVI Score 76 (2) APA Score 66 (3) NOG Score 69 (4) MUR Score 71 (5) CNQ Score 65.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 489K (4) operating margins +21% (5) share prices $20.24 (6) weekly share price gain +2%. QUALIFIERS' & SCORES   (1) CNQ Score 68 (2) PEY Score 59 (3) NPI Score 49 (4)  BCE Score 51 (5) RCI.B Score 59,  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9CNQ| 45.90| 21.37 |18.77 |7|0| 5.12| 29.37| 52M| 12.9xPEY|20.62| 6.92| 13.63| 3 |0| 6.40| 23.07| 857K |13.9x NPI |21.83| 41.80| 16.10| 5| 0 |5.50| 32.55 |1.3M| | 21.9x BCE      |31.01| 60.92| 18.71| 2| 0 | 5.64 |12.90 |6M |73.4x  RCI.B |37.56| 63.81 | 19.40| 5 | 0 | 5.32| 22.40| 1M| 11.xUS SCORE CALCULATIONS| CIVI | 33.35 | 46.95 |70.57 | 5 | 0 | 9.06 |26.79| 4M|3.8x| APA| 21.01 | 20.65 | 14.45| 2 | 2 | 4.76 | 23.82 | 13M | 7.6x| NOG| 32.16 | 19.06 |23.41 | 4 | 0 | 5.60 |41.74| 5M | 5.0x| MUR| 25.43 |23.06 |35.6 | 1  | 0 | 5.11 | 20.53 | 4M |9.7x| CNQ| 33.78 |17.20 |13.82 | 7 | 0 | 5.12 | 29.37 | 13M | 12.9xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

Send us a textWelcome to  Podcast 225: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +16% (5) share prices + $10.35 (6) weekly hare price gain +8%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) NE Score 72 (2) NOG Score 69 (3) APA Score 59 (4) KRC Score 66 (5) BXP Score 57.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 421K (4) operating margins +27% (5) share prices $1.61 (6) weekly share price gain +1%. QUALIFIERS' & SCORES   (1) PXT Score 62 (2) FRU Score 58 (3) HWX Score 50 (4)  SOBO Score 50 (5) NPI Score 53,  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9PXT| 14.84| 22.86 |25.49|0|0| 10.36| 26.23| 1.5M| 13.3xFRU |12.40| 9.57|6.71| 3 |0| 8.71| 58.82|628K |12.6x HWX|6.57| 4.46| 2.94|3| 0 |6.70| 47.87 |390k| |7.8x SOBO|36.11| 0| 17.17| 1| 0 | 7.58|36.25 |1M|18.7x  NPI |20.75| 41.43 | 16.10| 5 | 0 | 5.78| 32.55|418K| 20.8xUS SCORE CALCULATIONS| NE | 27.64 |24.89 |29.26 | 4 | 0 | 7.24 |20.75| 3M|9.2x| NOG| 28.75 | 19.24 | 23.41| 1 | 2 | 6.26 | 41.74 | 1M | 4.5x| APPA| 18.50 | 22.63 |14.45 | 3 | 1 | 5.41 |23.82||7M |6.7x| KRC|34.92 |73.34 |45.59 | 3  | 0 | 6.19 | 28.99 |2M|20.8x| BXP| 72.12 |123.17 |34.22 | 7 | 0 | 5.29 | 29.79 |2M | -2,751.3xFor information on my 6 investment books go to  www.informus.ca. Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

Send us a textWelcome to  Podcast 224: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +16% (5) share prices + $5.79 (6) weekly share price gain +4%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) GOGL Score 50(2) NE Score 60 (3) SPG Score 69 (4) BXP Score 56 (5) LXP Score 41.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 300K (4) operating margins +20% (5) share prices $5.79 (6) weekly share price gain +1%. QUALIFIERS' & SCORES   (1) PXT Score 53 (2) RCI.B Score 63 (3) BCE Score 48 (4)  NPI Score 57 (5) BEPC Score 43.  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9PXT| |13.57| 15.48 |25.59 |0|0| 11.3| 34.25| 1M| 12.1xRCI.B |36.84| 62.37|19.40| 3 |2| 5.45| 24.30|2M |11.2x BCE |29.90| 60.06| 18.71|1| 0 |5.85| 12.90 |4M| |70,8x NPI |20.46| 40.42| 16.10| 5| 0 | 5.77|31.61|1M|20.5x|BEPC |40.40| 51.26 | 3.58| 3 | 0 | 5.58| 5.09|3482K| 0.0xUS SCORE CALCULATIONS| GOGL | 7.70 |9.97 |9.53 | 1 | 0 | 10.72 |21.92| 4M|13.6x | NE| 24.77 | 0 | 29.26| 4 | 0 | 7.86 | 23.71 | 2M | 8.3x| SPG| 163.07 | 132.27 |9.02 | 4 | 0 | 4.81 |5.15|51.47|2M |21.0x| BXP |67.33 |120.27 |34.22 | 7  | 0 | 5.69 | 29.85 |1M|-2599x| LXP | 8.58 |12.58 |7.12 | 1 | 0 | 6.18 | 17.13 |2M | 43.8xFor information on my 6 investment books go to  www.informus.ca. Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

The Minister for Agriculture insists payments will be made to Clare farmers for non-productive investments under the ACRES scheme no later than September. A non-productive investment, or NPI, is a small-scale environmental action like the creation of field margins, wild bird cover or the planting of trees. Speaking in the Oireachtas Joint Committee on Agriculture and Food, Bodyke Fine Gael TD Joe Cooney says some farmers in the likes of the Burren and the Slieve Aughty Mountains are waiting two-and-a-half years for payments. Fine Gael's Martin Heydon says progress is being made.

ASK AN ENGINEER 5/28/2025 LIVE From the Desk of Ladyada@05:05 JP's Product Pick of the Week@08:54 Open Source Hardware @15:02 3D Printing @17:30 Eye on NPI @21:30 New Products @30:50 Top Secret @37:19 Questions @42:29 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

ASK AN ENGINEER 5/28/2025 LIVE From the Desk of Ladyada@05:05 JP's Product Pick of the Week@08:54 Open Source Hardware @15:02 3D Printing @17:30 Eye on NPI @21:30 New Products @30:50 Top Secret @37:19 Questions @42:29 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

This week on Podcast UFO, host Martin Willis speaks with constitutional attorney and longtime disclosure advocate Danny Sheehan about the explosive new white paper from the New Paradigm Institute (NPI), Disinformation: The U.S. Government's Suppression of Unidentified Anomalous Phenomena and Advanced Science. Written by NPI's Kevin Wright, the paper details how U.S. government agencies have used secrecy, disinformation, and classification to suppress knowledge of UAPs and advanced technologies. He believes that the "National Security State" (refers to the collection of institutions, laws, and personnel within a country dedicated to formulating, enforcing, and ensuring the continuity of its national security policy) is suppressing evidence when it comes to the UAP Topic.SHOW NOTESBecome a supporter of this podcast: https://www.spreaker.com/podcast/podcast-ufo--5922140/support.

ASK AN ENGINEER 5/21/2025 LIVE From the Desk of Ladyada@04:40 Open Source Hardware @07:35 3D Printing @14:12 Eye on NPI @22:10 New Products @30:44 Top Secret @38:51 Questions @45:02 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ ----------------------------------------- #diy #electronics #live

Hosts Jim Connelly (@jimmyconnelly), Derek Schooley (@derekschooley), and Ed Trefzger (@EdTrefzger) review news from the AHCA convention and other offseason updates.They discuss the highlights of the Frozen Four in St. Louis, notably Western Michigan's championship win. They delve into the underdog status of Western Michigan, their impressive post-New Year's performance, and standout coaching strategies.Another major topic is the NCAA's shift from the PairWise ranking system to the NCAA Power Index (NPI), aiming to simplify team selections for tournaments. The conversation also touches on the American Hockey Coaches Association Convention, where important updates like reducing the transfer portal window and potential roster limits were discussed.Additionally, the discussion includes the possibility of NCAA hockey gaining more autonomy and the interest in NCAA coaches for NHL positions.Lastly, there is a mention of future draft prospects and a nod to the retirements of key figures in college hockey coaching.

ASK AN ENGINEER 5/14/2025 LIVE! Tariff Talk! @05:44 From the Desk of Ladyada @13:54 JP's Product Pick of the Week @15:04 Open Source Hardware @16:44 3D Printing @22:34 Eye on NPI @24:30 New Products @36:43 Top Secret @41:42 Questions @47:12 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

ASK AN ENGINEER 5/14/2025 LIVE! Tariff Talk! @05:44 From the Desk of Ladyada @13:54 JP's Product Pick of the Week @15:04 Open Source Hardware @16:44 3D Printing @22:34 Eye on NPI @24:30 New Products @36:43 Top Secret @41:42 Questions @47:12 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

Welcome to May Madness. This week's DIII Podcasts touches on NPI and NCAA Tournament field selection to bracket chatter — best paths, worst draws, spicy rematches and much more. More important is legendary coach Bill Pilat talking about his enormous and influential 37 seasons. This year, Inside Lacrosse is proud to partner with the NCAA to offer you, our loyal listeners, $5off all single-day ticket options (men and women) by using the code ILPOD at checkout. So head to NCAA.com/LaxTickets and enter ILPOD at checkout to purchase your tickets. You know you're going to go to Championship Weekend, so why not get $5 off and help us show the NCAA how awesome our listeners are by purchasing your tickets today.

This week, I break down the essential post-certification steps every new nurse practitioner needs to take. From understanding the difference between certification and licensure to applying for your NPI number and DEA registration, I cover the critical administrative tasks that stand between passing your boards and beginning your practice.   Get full show notes, transcript, and more information here: https://blog.npreviews.com/npi-dea-credentials-board-exam/

Web: www.JonesHealthLaw.comPhone: (305)877-5054Instagram: @JonesHealthLawFacebook: @JonesHealthLawYouTube: @JonesHealthLawThe National Provider Identifier (NPI) and the Provider Transaction Access Number (PTAN) are both used in the healthcare industry to identify providers through the use of identification numbers. The National Provider Identifier is assigned to every medical facility and physician throughout the United States through a national standard laid out by HIPAA when performing industry and administrative tasks such as submitting billing services to insurance companies, keeping patient and medical records, and auditing. In comparison, the Provider Transaction Access Number is more limited in its application as it pertains only to Medicare related claims and transactions. Despite both being used to identify personnel and medical facilities within the realm of healthcare, the NPI and PTAN are distinct in application. A provider will only have one NPI to comply with the national standard, however, they may be linked with multiple PTAN IDs depending on if the provider is associated with multiple medical practices.

ASK AN ENGINEER 4/16/2025 LIVE! From the Desk of Ladyada@04:00 JP's Product Pick of the Week@06:00 Tariff Talk! @10:00 Open Source Hardware @08:15 Eye on NPI @23:33 New Products @32:19 Questions @40:43 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ ----------------------------------------- #adafruit #3dprinting #new

ASK AN ENGINEER 4/16/2025 LIVE! From the Desk of Ladyada@04:00 JP's Product Pick of the Week@06:00 Tariff Talk! @10:00 Open Source Hardware @08:15 Eye on NPI @23:33 New Products @32:19 Questions @40:43 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ ----------------------------------------- #adafruit #3dprinting #new

The first NPI — the NCAA Power Index, a replacement for RPI— has been released. With that has extreme implications for the NCAA Tournament and how it is seeded. Kap and Caleb are back with that, plus a ton of big-time results: Salisbury's victory over CNU, Tufts' OT thriller with Wesleyan, and a Roanoke vs. Lynchburg game that immediately was tagged as a classic.  There has been goal controversy with a pair of games involving the Jumbos that the guys touch on, too. This year, Inside Lacrosse is proud to partner with the NCAA to offer you, our loyal listeners, $5 off all single-day ticket options (men and women) by using the code ILPOD at checkout. So head to NCAA.com/LaxTickets and enter ILPOD at checkout to purchase your tickets. You know you're going to go to Championship Weekend, so why not get $5 off and help us show the NCAA how awesome our listeners are by purchasing your tickets today.

The NCAA Division III Men's and Women's Tournaments and brackets are set. The new NPI was the source of all the selections and mock brackets had different ideas than what were revealed. So how did the national committees come up with their brackets and decisions on who to play where and when? Plus, we hear from teams dancing in the tournaments for the first time in a long time. Tune into the Hoopsville Bracket Breakdown as Dave McHugh is back in studio and rolling his sleeves up on the national tournaments. We chat with both national committee chairs about the brackets. We also talk to four hoops programs who made some waves in the final days and weeks of the regular season and are still playing in March. It's all part of a special Tuesday matinee of Hoopsville presented by D3hoops.com. Guests appearing on the Hudl Hoopsville Hotline: - National Committee Chairs - Bethany Dannelly, women's chair and OAC commissioner - John Alesi, men's chair and Baruch men's coach - Ramiro Dominguez, Principia women's coach - Colin Tabb, Western New England men's coach - Clay Nunley & Marcus Morgan, No. 20 Roanoke coach and junior guard - Marion Dietz, Mount St. Mary women's coach - Ryan Scott, D3hoops.com Around the National Columnist

It is an annual event. The regular season is officially over and teams eagerly wait to see where they may be playing in the NCAA Tournaments, but it is different this year. We know who has made the tournaments, so there is a bit more time to look at where teams may end up on those brackets and where they may play. Tune in to the annual Hoopsville Selection Sunday Special hosted by Pat Coleman tonight (Dave McHugh is away on a business trip). Pat will have interviews with teams who have clinched their bids automatically or may be nervously waiting to see how the final NPI numbers work themselves out for at-large selections. Plus, hear from both national committee chairs on the landscape they see in front of them and their committees as they try and bracket with new priorities and perspectives. Guests appearing on the Hudl Hoopsville Hotline: - National Committee Chairs - John Alesi, men's chair and Baruch men's coach - Bethany Dannelly, women's chair and OAC commissioner - Ryan Hyland, John Jay men's coach - Mark Christner, Calvin women's coach - Laurie Kelly, No. 6 Gustavus Adolphus women's coach - Dave Arsenault, Jr., Grinnell men's coach - Troy Patterson and Kailey Mulkey, Texas Lutheran women's coach - Jason Zimmerman, No. 12 Emory men's coach - Ryan Scott, bracketologist and D3hoops.com Around the National Columnist

The final push is here. In just days, the Division III regular season will be over and just 128 teams will be left to play for two national championships. It promises to be a furious finish. On a matinee edition of Thursday's Hoopsville, hear from some of the programs hoping to either secure a place in the NCAA tournaments or secure a higher seed to enjoy some home court and cooking. Plus, we chat with one program not afraid of a close game or a last second shot. And we take a look at the latest top seeds per NPI, updates to the coaching carousel, and more on Thursday's edition of Hoopsville presented by D3hoops.com. Guests appearing on the Hudl Hoopsville Hotline: - Steve Djurickovic, No. 23 Carthage men's coach - Lynette Schroeder, Southern Virginia women's coach - 'Dos Reverse' - Gettysburg - Nate Davis, No. 12 women's coach - BJ Dunne, men's coach - Corinne Jones, Brockport women's coach - Chris Murphy and Matthew Garside, Union men's coach and sophomore guard

Ministerstvo školství (MŠMT) spolu s Národním pedagogickým institutem (NPI) letos v polovině ledna představily novou finální podobu předělaných Rámcových vzdělávacích programů pro předškolní a základní vzdělávání. Ten druhý, tedy programy pro základní školy, jsem si přečetl.

Hoopsville is once again home to the Top 16 Seeds reveal in conjunction with the D-III national committees. Get a preview of who could be hosting and how brackets would come together if the NCAA Tournaments started this weekend. Also hear exclusively from both nat'l committee chairs. Also on Thursday's edition of Hoopsville presented by D3hoops.com, hear exclusively from both DIII national committee chairs on how the NPI system has worked within their committees along with what they are already looking at in terms of bracketing opportunities and challenges. Which teams may look like they could host but may have to hit the road? And why the term "protected seeds" doesn't mean they are guaranteed to host. It was a very popular addition to the countdown to the Division III national tournaments and it's back, exclusively on Hoopsville. Also stay tuned after our conversation with the committee chairs for a look at conference races that could alter the Top 8 and Top 16 seeding even in the final ten days of the season. Plus, we look at some of the dark horse teams you should be watching closely for how they can alter the DIII bracket landscape. We hear from a few of our experts and put our toe into the water of who is a lock and who is in trouble of moving in and out of coveted seed placement. Guests include: - National Committee Chairs: - John Alesi, men's chair and Baruch men's coach - Bethany Dannelly, women's chair and Ohio Athletic Conference commissioner - Ryan Scott, D3hoops.com columnist - Pat Coleman, D3hoops.com Editor-in-Chief 

Less than two weeks remains in the regular season. Conference races to determine conference playoffs are finishing up and teams are trying to figure out their chances of playing in March. On Monday's Hoopsville, we chat with a few programs who have wrapped up regular season conference titles or positioned to do so this week. And we once again bring a couple of more coaches on to not ask them about their own programs in this week's 'Dos Reverse' segment. Plus new Top 25 polls are coming out, latest NPI numbers to ponder, updates with on going stories, and so much more on tonight's edition of Hoopsville presented by D3hoops.com Guests appearing on the Hudl Hoopsville Hotline: - Kristen Dowling, Whittier women's coach - Karin Harvey, Montclair State women's coach - Damion Jablonski, No. 15 Whitworth men's coach - John DeGrood & Wyatt Olson, No. 21 Gustavus Adolphus men's coach & 5th year center - Hoopsville 'Dos Reverse' Segment - Randolph-Macon: - Lindsey Burke-Eberhart, women's coach - Josh Merkel, No. 4 men's coach

Alan Fredendall // #LeadershipThursday // www.ptonice.com  In today's episode of the PT on ICE Daily Show, ICE Chief Operating Officer Alan Fredendall dives into 3 key tasks to perform following incorporation of your own rehab practice.. Building on a previous episode, he focuses on three key low-cost or free strategies to enhance the quality of your incorporation. Alan discusses the importance of changing your address to protect personal security, obtaining a Federal Employer ID Number (EIN) for tax purposes, and securing a Type 2 NPI number. These steps are crucial for ensuring your practice is set up correctly and safely. Tune in to learn how these elements can significantly impact your new venture! Take a listen to the podcast episode or check out the full show notes on our blog at www.ptonice.com/blog. If you're looking to learn more about courses designed to start your own practice, check out our Brick by Brick practice management course or our online physical therapy courses, check out our entire list of continuing education courses for physical therapy including our physical therapy certifications by checking out our website. Don't forget about all of our FREE eBooks, prebuilt workshops, free CEUs, and other physical therapy continuing education on our Resources tab.

The 2024-25 season has seen quite a few programs emerge as threats to win conference championships or be a national contender that maybe even the experts did not expect to be so competitive. And how has adjusting to the National Power Index working? What should we expect as the NPI numbers start to roll out and bracketing starts to appear on the horizon? On Thursday's Hoopsville, we talk to a handful of programs making, maybe, unexpected waves. Just how are those programs managing their seasons, expectations, and now everyone else's best efforts? Plus, we sit-down with the men's and women's national committee chairs. Hear how they have adjusted to using NPI, what the role of the Regional Advisory Committees (RACs) have evolved, how bracketing will take shape (and what we may have learned from fall sports), and much more. It is all part of a supersized edition of Hoopsville. Guests appearing on the Hudl Hoopsville Hotline: - Aaron Aanonsen, No. 8 Wis. Lutheran men's coach - Eric Bridgeland, No. 19 Redlands men's coach - Jon Herbrechtsmeyer, No. 25 Bethel women's coach - Katherine Auguste, No. 23 Colorado Col. women's coach - National Committee Chairs: - John Alesi, Baruch men's coach - Bethany Dannelly, OAC commissioner Hoopsville is presented by D3hoops.com.

Kap and Caleb return with a pop-up episode, talking early Salisbury scout, explaining the seven-game NPI concept a bit better, and previewing the weekend. Christopher Newport coach Mikey Thompson hits on everything from Coach's all-time CNU 3x team to goals and aspirations for the 2025 season.

Join us for this Episode of Dental Unscripted with host Mike Dinsio, co-host Paula Quinn, and special guest Stefani Sandoval as they dive deep into the complex world of dental credentialing during practice acquisitions. Connect with Next Level Consultants Team to learn more about their Dental Credentaling Service‪CALL: (253) 234-5288‬ EMAIL: admin@nxlevelconsultants.comhttps://www.nxlevelconsultants.com/front-office-support.html0:00 Intro music 1:00  Episode intro Podcast AnnouncementsOur front office expert breaks down what every dentist needs to know about this crucial but often complex and frustrating process of getting credentialed We even discuss the differences between a practice ownership transition and simply moving from one practice to another as an associate.Common credentialing pitfalls to avoidEssential documentation you needThe truth about insurance company timelinesCritical differences between associate and owner credentialing3:00 The Credentialing ProcessWhen purchasing a dental practice, understanding both your current credentialing status and the seller's network participation is crucial. Credentials and reimbursements can vary per location so it can be insightful and strategic to mirror what the seller's existing insurance arrangements for a smoother transition.6:00 How to Prepare to Get Credentialed Getting accurate credentialing information during a practice transition can be challenging since brokers don't handle these details. Moreover, sellers are often unfamiliar with their own status. Front office team members manage this information and sellers may not request this information for fear of revealing a pending sale?! To verify individual doctor's credentialing status, dentists should proactively maintain copies of their insurance contracts. Direct contact with insurance networks to verify, and, when possible, inquire with front office staff about existing credentialing contracts. 14:50 Common Roadblocks and ChallengesCommon delays in the credentialing process for dentists include expired malpractice insurance, reliance on employer-provided coverage. Insurance companies often require a finalized bill of sale before approving contracts, further delaying the process. Keeping dental licenses and CAQH profiles updated is crucial, especially when transitioning between states. Working with professionals early on helps streamline the process, ensuring all necessary documents are in place to avoid unnecessary delays.19:10 How Long Does it Take to Get CredentialedWhile some claim it can be completed in as little as two weeks, the reality depends on factors like whether the provider is joining an existing practice or establishing a new entity with its own tax ID and NPI. The process involves multiple contracts, including terminating old agreements, which can cause delays. A best-case scenario suggests a 12-week turnaround, but errors in applications or insurance company delays can extend the process. Proper expectations and persistence are key to navigating credentialing successfully.28:20 What Does Being Out of Network Mean?! Failing to properly prepare for network credentialing can create significant issues for dental practices, especially when patients realize they are unexpectedly out of network. This can lead to frustration, distrust, and potential financial concerns. But many offices make the transition harder than necessary by not fully understanding, in the interim, they can still honor network fees while awaiting credentialing. Proper planning and clear patient communication are key to ensuring a smooth transition and avoiding unnecessary complications. The importance of working with a trusted, experienced professional over the anecdotal advice given by peers who probably lack the firsthand experience involved in the credentialing processes. 36:05 Working With Credentialing CompaniesThe extensive effort and tracking involved in credentialing, underscoring that their goal is to complete the process as quickly and smoothly as possible. Despite misconceptions, delays often stem from insurance companies rather than credentialing firms, and the representatives frontline callers interact with may not have access to accurate information. Ultimately, they urge more understanding and patience, reinforcing that passion and expertise drive Next Level Consultants to achieve the best outcomes for their clients.

Join us for this Episode of Dental Unscripted with host Mike Dinsio, co-host Paula Quinn, and special guest Stefani Sandoval as they dive deep into the complex world of dental credentialing during practice acquisitions. Connect with Next Level Consultants Team to learn more about their Dental Credentaling Service‪CALL: (253) 234-5288‬ EMAIL: admin@nxlevelconsultants.comhttps://www.nxlevelconsultants.com/front-office-support.html0:00 Intro music 1:00  Episode intro Podcast AnnouncementsOur front office expert breaks down what every dentist needs to know about this crucial but often complex and frustrating process of getting credentialed We even discuss the differences between a practice ownership transition and simply moving from one practice to another as an associate.Common credentialing pitfalls to avoidEssential documentation you needThe truth about insurance company timelinesCritical differences between associate and owner credentialing3:00 The Credentialing ProcessWhen purchasing a dental practice, understanding both your current credentialing status and the seller's network participation is crucial. Credentials and reimbursements can vary per location so it can be insightful and strategic to mirror what the seller's existing insurance arrangements for a smoother transition.6:00 How to Prepare to Get Credentialed Getting accurate credentialing information during a practice transition can be challenging since brokers don't handle these details. Moreover, sellers are often unfamiliar with their own status. Front office team members manage this information and sellers may not request this information for fear of revealing a pending sale?! To verify individual doctor's credentialing status, dentists should proactively maintain copies of their insurance contracts. Direct contact with insurance networks to verify, and, when possible, inquire with front office staff about existing credentialing contracts. 14:50 Common Roadblocks and ChallengesCommon delays in the credentialing process for dentists include expired malpractice insurance, reliance on employer-provided coverage. Insurance companies often require a finalized bill of sale before approving contracts, further delaying the process. Keeping dental licenses and CAQH profiles updated is crucial, especially when transitioning between states. Working with professionals early on helps streamline the process, ensuring all necessary documents are in place to avoid unnecessary delays.19:10 How Long Does it Take to Get CredentialedWhile some claim it can be completed in as little as two weeks, the reality depends on factors like whether the provider is joining an existing practice or establishing a new entity with its own tax ID and NPI. The process involves multiple contracts, including terminating old agreements, which can cause delays. A best-case scenario suggests a 12-week turnaround, but errors in applications or insurance company delays can extend the process. Proper expectations and persistence are key to navigating credentialing successfully.28:20 What Does Being Out of Network Mean?! Failing to properly prepare for network credentialing can create significant issues for dental practices, especially when patients realize they are unexpectedly out of network. This can lead to frustration, distrust, and potential financial concerns. But many offices make the transition harder than necessary by not fully understanding, in the interim, they can still honor network fees while awaiting credentialing. Proper planning and clear patient communication are key to ensuring a smooth transition and avoiding unnecessary complications. The importance of working with a trusted, experienced professional over the anecdotal advice given by peers who probably lack the firsthand experience involved in the credentialing processes. 36:05 Working With Credentialing CompaniesThe extensive effort and tracking involved in credentialing, underscoring that their goal is to complete the process as quickly and smoothly as possible. Despite misconceptions, delays often stem from insurance companies rather than credentialing firms, and the representatives frontline callers interact with may not have access to accurate information. Ultimately, they urge more understanding and patience, reinforcing that passion and expertise drive Next Level Consultants to achieve the best outcomes for their clients.

Adrian and Renaud explore a critical stage in the new product introduction (NPI) process: Getting tooling for plastic injection molding made before your final prototypes are finished. They discuss the risks and considerations of commissioning tooling before a final prototype is completed, the financial implications, and best practices to mitigate risks.  More widely discussed are the prototyping process, new product development, and freeform injection molding to create 3D-printed tooling that acts as a bridge between rapid prototyping methods and injection mold tooling. Listen in for guidance to ensure that your tooling investments are well-timed and cost-effective.   Show Sections 00:00 - Introduction 03:02 - The conundrum of when to invest in tooling during the product development process. 05:46 - When does the scenario of worrying about whether it's the right time to commission tooling come up, and what's the process to reach a near-finalized design?  11:45 - Why is tooling required before final prototypes are made? 19:25 - Risks some manufacturers feel they face when taking the plunge on tooling before final prototypes are made. 21:48 - How do we mitigate the risks and feel more confident to invest in tooling? 27:29 - Emerging Technologies: 3D Printed Free-Form Injection Molding 38:57 - Wrap up: The Right Time to Pull the Trigger on Tooling   Related content... The Conundrum of Investing in Tooling Before a Final Prototype Freeform Injection Molding Service Bureau in China Plastic Injection Molding Questions: 17 FAQs Businesses Need Answers To Rapid Tooling Prototyping Guide Prototyping Process To Test & Refine a New Product Design New Product Introduction Process & Support   Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Contact us on X @sofeast Prefer Facebook? Check us out on FB

In today's episode of the Small College Basketball Podcast, listeners join host Chris Cottrell for a chat with NCAA Division III Basketball guru, Bob Quillman.  Bob Quillman hosts the Q-Cast discussing all aspects of NCAA Division III Basketball.  Click here for a link to the Q-Cast....  The discussion between Quillman and Cottrell includes the new NCAA Division III "NPI" format, for selection and seeding of this year's NCAA tournament.  Additionally, Quillman shares his thoughts on the top 25, teams to watch and players to watch going into the second half of the NCAA Division II season, as well as the remaining unbeaten teams in NCAA D3 Hoops.    The Small College Basketball Podcast has been named #8 of the "Top 30 College Basketball Podcasts" by Feedspot.  Please click here for the full article.  https://ncaa.feedspot.com/college_basketball_podcasts/  For more information on today's episode and Small College Basketball you can tweet at us @coach_cottrell_ or @smcollegehoops… or email smallcollegebasketball@gmail.com For all of the latest news and highlights of NCAA D2, NCAA D3, NAIA, NCCAA and USCAA Men's Basketball follow Small College Basketball on Twitter @smcollegehoops or visit www.smallcollegebasketball.com For more information visit https://anchor.fm/scb_podcast You can follow Host Chris Cottrell on Twitter @Coach_Cottrell_ LinkedIn @Chris Cottrell

Greg Rose has a long history of fostering software Developer Communities at various large corporations in Silicon Valley. He is currently a Digital Marketing Manager for the New Paradigm Institute, a public policy and law non-profit based in Santa Cruz. The New Paradigm Institute (NPI) is focused on UFO disclosure and transparency. NPI is an initiative of the Romero Institute, which has a 50-year history of seeking justice and holding powerful people and institutions accountable. 

This week's EYE ON NPI is an EYE ON A PI - it's the Raspberry Pi Compute Module 5 (https://www.digikey.com/en/product-highlight/r/raspberry-pi/raspberry-pi-compute-module-5), the latest update to the easily embeddable mini modules that make industrial developers happy by giving them all the power of a Pi 5 in a ready-to-go pluggable solution. The Raspberry Pi computer launched with the goal of bringing low cost computing to the education market (https://www.bbc.co.uk/blogs/thereporters/rorycellanjones/2011/05/a_15_computer_to_inspire_young.html) and through the Pi Foundation (https://www.raspberrypi.org/) they still have that charitable goal (https://static.raspberrypi.org/files/about/RaspberryPiFoundationStrategy2025.pdf) while also spinning off the manufacturing/sales company into the Trading Company which went public this year (https://www.raspberrypi.org/blog/what-would-an-ipo-mean-for-the-raspberry-pi-foundation/). The first few Raspberry Pi computers were 'all in one' style (https://www.adafruit.com/product/1344), with power, GPIO, Video and Audio output, USB, Ethernet, and Micro SD card storage (https://raspi.tv/2018/new-raspberry-pi-family-photo-including-pi3a-plus-zero-wh). Eventually enough folks asked for an enclosure-friendly version that would allow an "I/O" board to be designed with the ports in a different arrangement - the big-sized-Pis have them arrayed over 3 sides. To solve this conundrum, and to satisfy the growing industrial/commercial market, the Pi engineers designed the Compute Module 1 which is still available (https://www.raspberrypi.com/products/compute-module-1/). This clever SODIMM packaged board has all the GPIO and peripheral pins on a plug-in connector so you can slot it into an existing design securely and easily - SODIMM sockets (https://www.digikey.com/short/rz9cdjrn) come both vertical and horizontal. This was later updated to the CM3 and CM3+ (https://www.digikey.com/en/products/detail/raspberry-pi/SC0149/9866293) which was on par with the Pi 3 instead of the Pi 1, with significantly higher computational power. However, perhaps because they wanted a more compact module, or to support high-frequency signals better, the next generation of Compute Module 4's (https://www.digikey.com/short/wffzdn0b) came in a flat rectangular shape with dual 100-pin Hirose contacts. (https://www.digikey.com/short/5m8djf0t) Another nice thing that happened with the CM4 is it became available in dozens of configurations: 1/2/4/8 GB RAM, SD or 8/16/32GB MMC, and with or without WiFi/BLE/BT. This allowed commercial users to go with the 'lowest cost option' needed to fulfill their requirements - whereas the Pi 4 comes in only 3 or 4 RAM options (https://www.digikey.com/short/4pn5vw24). The ready-to-go software - no kernel compiling or OpenWRT configuration required! Long-term hardware support and low prices pushed the CM4 into more and more designs. Which brings us to the NPI of the week, the Compute Module 5 (https://www.digikey.com/en/product-highlight/r/raspberry-pi/raspberry-pi-compute-module-5)! The CM5 is a big upgrade, with quad A76s at 2.4GHz for a 2x computing upgrade, increased RAM options of up to 16G, increased MMC option of 64GB, USB 3.0 ports, PCIe and RP1 hardware interfacing with PIO support (https://www.raspberrypi.com/news/piolib-a-userspace-library-for-pio-control/). If you have an existing CM4 design, you can easily upgrade or update to the new hotness. If you're new to integrating Raspberry pi, then while you may think of the Pi as a hobby/school computer, that isn't necessarily true anymore with 72% of Pi computers sold going into commercial/industrial use (https://investors.raspberrypi.com/ipo/documents/1). That means you can be confident that you'll get consistent pricing and availability for a long time so that you can work on designing the rest of your product for the CM series to plug into. And like the CM4, the CM5 is available in a variety of configurations and prices, from $45 to $135. Raspberry Pi Compute Module 5's are currently only available for pre-order (https://www.digikey.com/en/product-highlight/r/raspberry-pi/raspberry-pi-compute-module-5) , with estimated ship times in Q1 of 2025 to DigiKey - and the moment DigiKey gets some in stock, they'll ship your pre-order instantly so you can get integrating with the Pi ecosystem the very next day. Don't wait till release day because they'll sell out instantly! Instead, when you pre-order from DigiKey, your order goes into a queue and you'll get first-come-first-served prioritization. See more on DigiKey https://www.digikey.com/short/47t12drj

Now everyone in the playoffs has played at least one postseason game, or if you look at it another way, more than 60% of the playoff games are already over. And people are in a hurry to dismiss the WIAC, and they're in a hurry to crown NPI, because higher seeds have won 21 of the 24 games. (Of course, higher seeds have been at home in 23 out of 24 games, which might be a factor.) What did we learn from these games? Of the remaining high seeds, which ones improved their standing, improved their chances of going deep into this bracket, and which ones' chances are diminished? Patrick and Greg go through it all in this edition of the podcast. And most importantly, if the Texas Lutheran-Linfield game was dessert, what kind of dessert was it?  We hear from coaches and players involved in second-round games on Saturday, and we sit down with Johns Hopkins coach Dan Wodicka to talk about his team's heart-stopping finish against Grove City, their defensive prowess and their offensive adjustments as the season has progressed. Wodicka, who played for and coached under the late Jim Margraff, talks about how playing at JHU made him want to coach there, and reminds us how the program is carrying on Margraff's memory. Plus, who is leading the staff pick-em contest that is better known as Quick Hits? Stay tuned to hear about whose picks are doing the best, and to hear a tribute to his performance so far. 

Why is Endicott playing in the first round? Why is Ursinus? Why does Centre get a bye? Why does Salisbury have to face a 6 or 7 seed in its first game instead of a 9 or 10? When the teams are already identified and all boiled down to a number value by a mathematical equation, the bracket is all we can talk about, and go figure, sometimes decisions are still being made by geography. Sometimes the NPI ranking of a team doesn't match up with what the general Division III fandom thinks, or what our voters think. And it doesn't seem like we would learn anything from talking to the NCAA committee chair, so we decided instead to interview the algorithm. Or in this case, we talked to Logan Hansen about who the last teams in and first teams out were, how John Carroll and Mary Hardin-Baylor made their big jumps up the NPI ranking, and exactly how much of an impact the UW-River Falls win over UW-Oshkosh on Saturday had -- it's more than you probably think. And it's way more insightful than most committee chair conversations, so we hope you agree. Plus, we chat with Linfield coach Joe Smith for Fast Five, about west coast D-III football, his team's two-quarterback system, and the Wildcats finally being able to put last season's loss to Whitworth in Week 11 behind them. And we take a number of your questions in our mailbag segment. The D3football.com

近年「生物多樣性」議題大熱，台灣水泥主動與發起自然復育行動，致力維護生物多樣性、提升土地碳匯、維持生態平衡。 TNFD（自然相關財務揭露）被認為是企業關注自然風險的敲門磚，從第一本的試水溫，到近期發表第二本TNFD報告書，台泥委託台大團隊研究生態系復育成果，發現礦區的生物多樣性指數從0.93提升到1.75，森林覆蓋率也從37%提高到80%，原生種比例還成長了1.5倍！ 展望未來，台泥訂出2040年要停止和扭轉自然損失，對環境形成正效益的NPI目標，並積極投入植物保種中心、和平港珊瑚復育等計劃，展現守護環境的決心！ 主持人：天下永續會研究副總監 高宜凡 來賓： 台灣水泥永續辦公室協理 陳怡中 製作團隊：陳繹方、陳瑞偉 ＊訂閱天下全閱讀：https://bit.ly/3STpEpV ＊「聽天下」清楚分類更好聽，下載天下雜誌App：https://bit.ly/3ELcwhX ＊意見信箱：bill@cw.com.tw -- Hosting provided by SoundOn

It's been...too long since my best friend Alex Thomas has been able to record with us. She's back to invite you to a fundraiser for her place, Neighborhood Properties, at Maumee Bay Brewing, something we're calling Q Karaoke.  Once she shared her role in creating the Wellness Center for NPI. We'll go back over that but also, what NPI does.  Then some election stuff, which is still relevant even today!

Most years, we dedicate some space on the website or some time in our podcast to really give newcomers to Division III football a bit of a primer as to how the playoffs are structured, how at-large bids are determined, the whole 10 yards. But this year, let's face it -- we're all newbies in some manner. Nobody has ever actually put together the Division III football bracket in this manner.  So, forget what you learned last year, or any of the previous 10 or more years. All that is out the window. You've been hearing about NPI -- the NCAA Power Index? If you've been hearing angry things, well, hey, we don't love the system either, but it's what we have, so we're going to give it to you straight. Patrick and Greg spend the top of the show detailing what we know about the 40-team playoff bracket, how it will be constructed, what it means to be a Top Eight seed and more. Then Logan Hansen will talk a little more about what goes into the NPI and how it's calculated, and lastly we'll take your questions in our mailbag segment, and there were a lot of questions, so we took several more than usual. Five teams clinched automatic bids to the playoffs this week as well, and save themselves from having to worry at all about NPI. That includes Susquehanna, and we'll talk with River Hawks coach Tom Perkovich in our Fast Five conversation. And we go through our usual run of high points from Region 1 through Region 6, Greg gets put on the spot about a swing state, Patrick does weather on the 8's, and more. The D3football.com podcast is a weekly in-season podcast by Patrick Coleman and Greg Thomas, which was started in 2007. New episodes are published weekly during the season.

In this episode of Perspectives, Dr. Nicholas Morris interviews Dr. Giuseppe Soterio, professor of anaesthesia and intensive care at Milano-Bicocca University, about the Orange study, which investigated the neurological pupil index (NPI) for prognosticating outcomes in patients with acute brain injury. The study, involving 13 centers in Europe and North America, found that repeat abnormal MPI values, including zero, were predictors of poor outcomes. The study collected data every four hours for seven days, using a sophisticated statistical model to account for longitudinal changes. Despite initial expectations, the study did not find a strong correlation between MPI and ICP, suggesting MPI should not be used as a surrogate for ICP. Future research may focus on developing a standardized response to low MPI values. Show Notes: https://doi.org/10.1016/S1474-4422(23)00271-5 Oddo M, Taccone FS, Petrosino M, Badenes R, Blandino-Ortiz A, Bouzat P, Caricato A, Chesnut RM, Feyling AC, Ben-Hamouda N, Hemphill JC. The Neurological Pupil index for outcome prognostication in people with acute brain injury (ORANGE): a prospective, observational, multicentre cohort study. The Lancet Neurology. 2023 Oct 1;22(10):925-33.

No, we didn't get a four-way tie for first in the MAC after this weekend, but we still have plenty of chaos across Division III football after seven weeks. Part of this is because eight more playoff bids means more teams are in contention for the playoffs, but mostly, we're just talking about teams chasing conference automatic bids. So in the Presidents' Athletic Conference, that's five teams in contention. In the WIAC, it's really six. It's four in the MAC and at least three in the ODAC. We'll run those down and talk about which big games are left in each conference. Our Fast Five guest is Western Connecticut (WestConn) coach Joe Loth, whose Wolves are laying waste to MASCAC teams in their final year in the league before they and Castleton get kicked to the curb. Plus, should we let Greg throw in a bonus conference just to make sure he can play his random card? Does Patrick stick with his prepared material or abandon it to make sure he doesn't get stuck holding a card? Which conference told its coaches that tiebreakers had changed after the season started? And we'll get you a daily double of defense in game balls, give you more defensive prowess in Stat of the Week, run down the new NPI numbers -- you know, the NCAA Power Index -- and explain why they might be wrong, or at least, not the same as the numbers you see elsewhere. And we'll tell you who's having fun in the 1, who's going for 2 in the 2, what's the key to the 3, what's the score in the 4, who's looking alive in the 5 and who's got a new bag of tricks in the 6. That plus the mailbag, games to watch, on the spot and more in this week's podcast. The D3football.com podcast is a weekly in-season podcast by Patrick Coleman and Greg Thomas, which was started in 2007. New episodes are published weekly during the season.