Podcasts about more money podcast

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre IPPs and PPPs actually the right next step for your corporate wealth strategy—or just more complexity than you need?As your incorporated business grows, your planning priorities start to shift from simply reinvesting and reducing tax today to building a more structured long-term retirement and legacy strategy. Individual Pension Plans and Personal Pension Plans can offer powerful tax-deferred planning opportunities, but they only work well when your income, age, corporate structure, and future goals line up. This episode helps you understand when these plans make sense—and when simpler strategies may still be the better fit.You'll walk away with:A clear understanding of how IPPs and PPPs differ from RRSPs, including how contributions are calculated and why these plans are more than just “bigger RRSPs.”A practical sense of timing, including why these strategies often become more attractive in your late 40s, 50s, and beyond rather than during the earlier growth years of your business.Insight into the trade-offs between predictability and flexibility, including how IPPs and PPPs compare on cost, complexity, contribution options, tax deferral, and family business succession planning.Press play now to learn whether an IPP or PPP could fit your next stage of corporate wealth planning.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners should connect corporate wealth planning, personal vs corporate tax planning, RRSP optimization, salary vs dividends Canada, and corporation investment strategies into one clear system for building long-term wealth Canada. For Canadian entrepreneurs, the path to financial freedom Canada and financial independence Canada often involves choosing the right retirement planning tools, such as an Individual Pension Plan, Personal Pension Plan, or other RRSP alternatives Canada, while also considering tax-efficient investing, corporate tax deferral, business owner tax savings, passive income planning, and corporate structure optimization. Whether your strategy includes real estate investing Canada, real estate vs renting, a capital gains strategy, financial buckets, an investment bucket strategy, or financial diversification Canada, the key is aligning your financial vision setting with practical Canadian tax strategies, estate planning Canada, legacy planning Canada, and business owner succession planning. By optimizing RRSP room, managing retained earnings, and creating financial systems for entrepreneurs, incorporated professionals can build a flexible early retirement strategy, support a modest lifestyle wealth goal, and create a stronger foundation for retirement planning for entrepreneurs, long-term tax deferral, and lasting family wealth.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs leverage really the risky part of wealth building — or is the bigger risk misunderstanding how, when, and why to use it?Many Canadian business owners and investors already use leverage every day through mortgages, vehicle financing, business debt, or lines of credit — yet borrowing to invest often feels like a completely different level of risk. In this episode, Kyle and Jon unpack why some forms of debt feel “normal” while others feel dangerous, and how education, experience, asset choice, and the right support can dramatically change how risk is perceived. If you've ever wondered whether leveraged investing is smart strategy or unnecessary danger, this conversation will help you think more clearly about the difference.You'll walk away with:A clearer way to compare “acceptable” debt, like mortgages, with investment leverage that may create income or tax advantages.A practical lens for understanding objective risk versus perceived risk — and why your experience with an asset class matters.A better sense of when leverage may be an opportunity, when it may be a red flag, and why guidance or deeper education can help reduce costly mistakes.Press play now to rethink leverage, risk, and opportunity through a more strategic wealth-building lens.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs and investors, building long-term wealth Canada starts with a clear Canadian wealth plan that connects leverage, risk management, investment strategies, financial education, and tax optimization into one intentional system. Whether you are comparing real estate investing Canada with real estate vs renting, exploring passive income planning, optimizing RRSP room, or weighing salary vs dividends Canada, the goal is to use smart financial planning, personal vs corporate tax planning, and corporation investment strategies to reduce investment risk while creating more financial freedom Canada. A strong plan may include RRSP optimization, tax-efficient investing, Canadian tax strategies, capital gains strategy, corporate wealth planning, business owner tax savings, corporate structure optimization, and financial systems for entrepreneurs, all supported by retirement planning tools, financial buckets, an investment bucket strategy, and financial vision setting. By focusing on financial diversification Canada, modest lifestyle wealth, early retirement strategy, passive income, estate planning Canada, legacy planning Canada, and financial independence Canada, Canadians can create wealth building strategies Canada that balance real estate, corporate assets, tax planning, and long-term investment risk management.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs Ontario's small business tax cut actually saving you money—or just shifting the tax bill somewhere else?A lower corporate income tax rate sounds like a win for business owners, especially when headlines make the cut look dramatic. But if you eventually need to pull retained earnings out of your corporation, the personal tax side matters just as much as the corporate savings. This episode breaks down what the change really means, why the “savings” may not be as generous as they appear, and how business owners should think more strategically about salary, dividends, and retained earnings.You'll walk away with:A clearer understanding of how Ontario's small business tax cut affects active corporate income.The round-trip math behind saving tax inside the corporation versus paying more when dividends come out personally.Key planning questions to consider around retained earnings, passive income, salary, dividends, and long-term tax efficiency.Press play now to understand whether this tax change helps your business—or quietly creates a bigger planning problem down the road.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs, building a strong Canadian wealth plan starts with understanding how small business taxin Ontario, a corporate tax cut, dividend tax, and personal vs corporate tax planning can impact long-term decisions around tax planning, business strategy, and wealth management. Whether your goal is financial freedom Canada, financial independence Canada, or an early retirement strategy, the right approach may include corporate wealth planning, salary vs dividends Canada, RRSP optimization, optimizing RRSP room, tax-efficient investing, passive income planning, and smart corporation investment strategies. For business owners pursuing modest lifestyle wealth, legacy planning Canada, and building long-term wealth Canada, it's important to align financial buckets, an investment bucket strategy, financial vision setting, retirement planning tools, and financial systems for entrepreneurs with practical Canadian tax strategies, business owner tax savings, capital gains strategy, and corporate structure optimization. From real estate investing Canada and real estate vs renting to financial diversification Canada, passive income, and estate planning Canada, the best wealth building strategies Canadahelp connect today's cash flow decisions with tomorrow's freedom, security, and family legacy.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre your corporate retained earnings really worth what you think they are once they finally reach your family's hands?If you've built up cash inside your corporation or holding company, it can feel like that money is fully part of your net worth. But once passive income taxes, dividend taxes, and the small business deduction grind come into play, the number on paper can look very different from what actually lands in your personal pocket. This episode helps incorporated business owners rethink retained earnings not just as “money in the corporation,” but as dollars that need a smart path to eventually reach human hands.You'll walk away with:A clearer understanding of why passive income inside a corporation can trigger heavy tax drag and reduce access to the small business tax rate.A practical way to compare income-producing investments versus capital-appreciating assets inside a corporate structure.Insight into how strategies like the capital dividend account and corporate-owned life insurance may support tax-efficient cash flow, legacy planning, and long-term wealth transfer.Press play now to learn how to think more strategically about retained earnings, corporate investing, and getting more of your business wealth into your family's hands.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners starts with understanding corporate retained earnings Canada, retained earnings tax, and the difference between personal vs corporate tax planning so you can make smarter decisions around salary vs dividends Canada, RRSP optimization, optimizing RRSP room, and long-term corporate wealth planning. For Canadian entrepreneur finance, the goal is often financial freedom Canada, financial independence Canada, or an early retirement strategy built around modest lifestyle wealth, financial buckets, an investment bucket strategy, and practical retirement planning tools. Whether you are comparing real estate investing Canada, real estate vs renting, holding company investments, or other corporation investment strategies, the right approach should consider passive income corporation Canada, passive income planning, the small business deduction grind, capital gains strategy, the capital dividend account, corporate-owned life insurance, and broader Canadian tax strategies. With thoughtful corporate structure optimization, tax-efficient investing, business owner tax savings, financial systems for entrepreneurs, and financial diversification Canada, Canadian business owners can create stronger wealth building strategies Canada, support building long-term wealth Canada, clarify their financial vision setting, and strengthen legacy planning Canada and estate planning Canada through a more intentional corporate wealth strategy.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you chasing a tax-saving strategy that sounds smart—but may not be the biggest financial opportunity in front of you?In this episode, Jon Orr and Kyle Pearce unpack a real-world Canadian wealth planning scenario involving rental properties, cash damming, the Smith Manoeuvre, a primary residence mortgage, and retained earnings inside a corporation. While strategies like cash damming can create tax-deductible interest, the episode challenges listeners to step back and ask whether the time, complexity, and bookkeeping are actually worth the payoff right now. For business owners and real estate investors, the bigger win may come from identifying the highest-impact planning opportunity before getting lost in the weeds of smaller optimizations.You'll walk away with:A clearer understanding of how cash damming fits within the Smith Manoeuvre and why the purpose of borrowed funds matters.A practical way to think through whether a tax deduction is meaningful enough to justify the effort.A reminder to compare small tax-saving moves against larger planning opportunities, especially when corporate retained earnings and future tax exposure are involved.Press play now to learn how to spot the difference between a clever financial tactic and the strategy that may matter most.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Cash Damming and the Smith Manoeuvre are popular Canadian tax strategies, but the real question for Canadian investors, entrepreneurs, and business owners is whether these moves fit into a bigger Canadian wealth plan. In this episode of Canadian Wealth Secrets, we explore how Tax Planning Canada, Rental Properties, HELOC Strategy, and Canadian Real Estate Investing can work together with Corporate Wealth Planning, Retained Earnings, and Business Owner Tax Strategy to support long-term goals like financial freedom Canada, early retirement strategy, passive income planning, and financial independence Canada. For incorporated professionals, the conversation goes beyond real estate investing Canada and looks at salary vs dividends Canada, personal vs corporate tax planning, corporation investment strategies, corporate structure optimization, business owner tax savings, and tax-efficient investing. You'll also hear why modest lifestyle wealth, RRSP optimization, optimizing RRSP room, financial buckets, investment bucket strategy, capital gains strategy, estate planning Canada, legacy planning Canada, and financial vision setting all matter when building long-term wealth Canada. Whether you're comparing real estate vs renting, planning for retirement, exploring retirement planning tools, improving financial systems for entrepreneurs, or seeking better financial diversification Canada, this episode helps you focus on wealth building strategies Canada that align with your lifestyle, tax situation, and future goals.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereCould your RRSP become one of your biggest future tax problems—and is there a smarter way to unwind it?Many Canadians spend decades building RRSP wealth, only to discover later that RRIF withdrawals can trigger a much larger tax bill than expected. This episode breaks down why the real issue is not the RRSP itself, but the lack of a coordinated system for withdrawals, deductions, leverage, and retirement cash flow. You'll hear how tax-efficient planning can begin well before retirement, especially for high-income Canadians, incorporated business owners, and anyone trying to preserve more of what they've built. In this episode, you'll learn:How RRSPs and RRIFs really differ—and why converting strategically can create more control over income, liquidity, and tax timing.What a true RRIF meltdown strategy involves, including how investment loan interest deductions can help offset taxable RRIF income.How self-made dividends and capital gains planning can support retirement cash flow while reducing reliance on fully taxable income sources.Press play now to learn how a more intentional RRSP and RRIF strategy could help you reduce future tax drag and create more flexibility in retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you spending your best time chasing small financial gains while your biggest opportunity is sitting right in front of you?In this episode, Jon Orr unpacks a simple but powerful question every business owner and investor needs to ask: are the inputs required to reach a goal actually worth the output? Through stories about kite surfing, marathon running, poker, and portfolio management, he explores how easy it is to confuse “I could do this” with “I should do this.”For entrepreneurs especially, the real tension is often between actively growing the business and spending countless hours trying to optimize passive investments. Sometimes the smartest move is not doing more—it is choosing where your time creates the greatest return.You'll walk away with:A clearer way to evaluate whether a goal is worth the time, energy, and commitment it requires.A practical lens for deciding whether your “alpha” comes from your investment portfolio or your active business.Permission to let passive assets stay passive so you can focus on the areas where your effort creates the biggest payoff.Press play now to rethink where your time is going—and whether the trade-off is truly worth it.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your investment results have less to do with what you own—and more to do with who you become when markets get uncomfortable?Most investors are taught to focus on picking the right stocks, funds, timing, or asset mix. But the real difference-maker is often behavior: how you react to uncertainty, losses, control, and fear. In this episode, you'll explore why two people can hold the same portfolio and still end up with very different outcomes—because their investor personality shapes the decisions they make along the way.You'll walk away with:A clearer understanding of the five investor personality types: the set-it-and-forget-it optimizer, skeptical controller, emotional reactor, confident operator, and security seeker.Insight into how loss aversion, overconfidence, and the urge for certainty can quietly influence your financial decisions.A better way to think about building an investment strategy that fits your real behavior—not just your risk questionnaire score.Press play now to discover which investor personality patterns show up in your financial life—and how to build a strategy you can actually stick with.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your retirement plan depends on selling the very assets you spent decades building?For many business owners and high-net-worth Canadians, “financial freedom” often means reaching a number on paper—but what happens when that number has to be slowly drawn down to fund your lifestyle? This episode challenges the traditional retirement mindset of accumulating a pile of assets, then hoping it lasts long enough. Instead, Jon Orr and Kyle Pearce explore how to think about income, diversification, and portfolio structure in a way that can support more confidence, flexibility, and peace of mind in your financial freedom years.You'll walk away with:A clearer understanding of why relying only on asset sales can feel emotionally risky when funding retirement.A fresh way to think about diversifying not just by asset class, but by strategy and structure for retirement.Insight into how income-focused investing can help create cash flow without constantly shrinking your principal when designing retirement.Press play now to rethink how your portfolio could support your lifestyle without forcing you to sell off the assets you worked so hard to build.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens if your main income engine slows down before your backup plan is even moving?If you're building a business, growing retained earnings, or counting on a future exit to fund your freedom, this episode is a timely reality check. Jon Orr and Kyle Pearce unpack why so many Canadian entrepreneurs pour everything into one flywheel—the business or job that funds life today—while neglecting the second flywheel that's supposed to protect them later. This conversation speaks directly to anyone who wants more stability, more options, and less financial stress when business gets unpredictable.In this episode, you'll hear how to:think about wealth in terms of two flywheels: your active income engine and your passive income enginestop relying on a future business sale as the only path to long-term freedomstart building a second flywheel early by allocating profits strategically between safe, liquid assets and longer-term growth assetsPress play now to learn how to build financial momentum that keeps working, even when your first flywheel hits turbulence.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWant to turn corporate retained earnings into future tax-efficient cash flow without locking your money away?If you are a business owner sitting on retained earnings, you have probably felt the tension between paying personal tax now or leaving money in the corporation and dealing with the tax consequences later. This episode walks through a strategy designed to create more flexibility: using a corporate-owned permanent life insurance policy as a pass-through structure that can support borrowing, asset growth, and long-term estate planning. It is especially relevant if you want more optionality with your money while keeping an eye on taxes, liquidity, and legacy.In this episode, you'll learn how to:Understand how a corporate-owned permanent life insurance policy can help reduce future personal tax friction on retained earnings.See what funding levels like $1 million per year versus $100,000 per year can actually look like in practice, including cash value growth, leverage potential, and policy offset options.Grasp how this structure can support both living benefits now and estate planning advantages later through growing cash value, borrowing flexibility, and tax-efficient death benefit planning.Press play now to see how this strategy can create more control, more flexibility, and a more tax-efficient path for your corporate wealth.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat would it actually take to make work optional by age 50?As a Canadian business owner or investor, If you have a good income, some investments, and a rough number in mind for “financial freedom,” it is easy to assume you are on the right track to financial freedom without ever testing the math. But there is a big difference between a financial goal that sounds safe and a goal that truly fits the life you want. This episode helps you cut through the guesswork so you can stop chasing arbitrary numbers and start building a financial plan that matches your timeline, spending, and priorities.In this episode, you'll learn how to:figure out whether your financial freedom number actually covers the lifestyle you want in the futurereverse-engineer your financial target based on spending, inflation, rate of return, and time horizonseparate your minimum financial goal from your stretch goal so you can grow wealth without losing sight of what matters mostPress play now to build a clearer, more realistic path toward financial freedom without sacrificing the life you want along the way.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWant a smarter way to use corporate retained earnings without triggering a massive personal tax hit?If you're a successful incorporated business owner in Canada, you've probably felt the tension between leaving profits trapped in the corporation or pulling them out and losing a huge chunk to tax. This episode explores a different path: using a permanent insurance policy as a strategic pass-through structure so your money can keep working, give you more flexibility, and support both current cash-flow goals and long-term planning.In this episode, you'll learn how to:Turn retained earnings into a tax-efficient asset that can grow inside your corporate structure instead of sitting in taxable passive investments.Create a strategy where the same dollars can support future investing opportunities through leverage, helping your money work in more than one place at once.Build in long-term upside through tax-free death benefit planning and greater flexibility for personal cash flow, estate planning, and eventual extraction strategies.Press play to hear how this corporate strategy can help you keep more of what you've built while expanding your options for the future.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you spending too much time trying to optimize your money instead of making the moves that actually build wealth?This episode is for the Canadian business owner who wants to be smarter with taxes, investing, and long-term planning—but also knows how easy it is to get stuck in analysis. Hosts, Jon Orr and Kyle Pearce unpack a powerful mindset shift for the year ahead: stop chasing every tiny optimization and focus on the habits and decisions that create real momentum. If you have ever wondered whether your financial strategy is actually helping—or just distracting you—this conversation will hit home.You'll hear how to create one simple, repeatable money habit that can quietly build wealth over time.You'll learn why increasing income and protecting your focus can matter more than endlessly tweaking tax and investment decisions.You'll also get a practical lens for deciding when to keep managing things yourself and when it may be smarter to systematize or delegate.Press play now to reset your financial focus for the next year and make the moves that matter most.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you building a business you can actually step away from—or just creating a job that depends on you forever?If you're a Canadian incorporated business owner thinking about retirement, succession, or a possible exit, this episode digs into the messy middle most people face. What happens when your business creates strong income, but only because you are still carrying so much of the load? You'll hear a real-world discussion about how to start shifting from being the engine of the business to building something more sustainable, valuable, and flexible for your next chapter.In this episode, you'll learn how to:think more clearly about whether your best move is to sell, stay, or gradually step backincrease the value of a business by making it less owner-dependent and more self-sustainingexplore practical transition options like hiring the right operator, profit sharing, and phased ownership over timePress play to hear a smarter way to prepare your business for freedom, flexibility, and a more confident exit.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs paying 1% for investment management a waste of money—or the exact support that could protect your wealth?If you've ever wondered whether you should keep investing on your own or hand the reins to an advisor, this episode gets right to the heart of that tension. It speaks to the very real struggle between wanting to minimize fees and wanting more confidence, better decision-making, and less stress when markets get shaky. Whether you're early in your investing journey or getting closer to financial freedom, this conversation helps you think beyond simple math and make a choice that actually fits how you operate.You'll walk away with:A clearer way to decide whether DIY investing or professional management fits your personality, habits, and goalsA better understanding of what you're really paying for with a 1% fee, including coaching, accountability, peace of mind, and complexity managementA practical lens for comparing options using time, behavior, and risk-adjusted returns—not just headline performance numbersPress play now to figure out whether paying for investment management is costing you too much—or saving you from bigger mistakes.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat do you do when you've built more wealth than you need—but your success is quietly setting up a massive future tax bill?This episode walks through a real planning scenario that will hit home for many Canadian business owners, entrepreneurs, and investors. You'll hear how one retired entrepreneur did almost everything right—paid off the house, built strong investment buckets, and created lasting financial security—yet still ended up with hidden tax inefficiencies inside a RRIF, personal accounts, and a holding company. If you've ever wondered whether your current structure could create unnecessary drag later, this conversation shows where those problems come from and what can still be done to improve them.You'll learn:How large RRIF balances can create a growing tax problem in retirement, even when you do not need the income.Why asset location matters—especially when comparing TFSAs, non-registered GICs, and corporate investments.How strategies like leveraged investing and corporate-owned whole life insurance may help reduce tax drag, improve estate efficiency, and create more flexibility for future withdrawals.Press play to hear how a “good problem to have” can become a smarter, more tax-efficient wealth plan. Built from your uploaded transcript.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre market drawdowns making you question your retirement plan—or tempting you to panic when your portfolio drops?When markets pull back, it is easy to feel like everything is suddenly at risk—especially if retirement is getting closer or you are finally starting to build real momentum with your money. This episode digs into the emotional side of investing during uncertain times and shows why drawdowns feel very different depending on your timeline, income needs, and overall strategy. Whether you are a business owner, a salaried employee, or someone trying to make smarter wealth decisions, this conversation helps you think more clearly when volatility hits.In this episode, you'll hear how to:understand the real “cost of admission” that comes with investing in growth assets like index fundstell the difference between risk tolerance and risk capacity so your plan actually matches your stage of lifecreate simple rules and strategies for handling market pullbacks without making emotional decisions you regretPress play now to learn how to stay calm, stay strategic, and make better financial decisions when the market gets shaky.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you really diversified—or just following one investing strategy and hoping it works out?In this episode, we unpack what The Psychology of Money gets wrong about portfolio diversification and why many investors misunderstand what diversification actually means. While many popular investing books recommend keeping things simple with a single strategy, real-world investing often requires more flexibility.If you've ever felt torn between keeping your portfolio simple and optimizing for better results, this conversation will resonate. We explore why building wealth is not just about choosing the “best” asset class, but about choosing a strategy you can actually stick with through market swings, uncertainty, and changing goals.You'll hear a candid discussion about the emotional side of investing, the tension between growth and income, and why true diversification may involve more than just owning different assets—it may require diversifying strategies as well.In this episode, you'll learn:Why diversification is not only about asset classes, but also about investment strategies—and how that shift can change the way you build wealth.How to choose an investing approach that matches your personality, risk tolerance, and long-term goals so you can stay consistent.Why balancing net worth growth, cash flow, and flexibility can help you create more optionality as your financial life evolves.Press play to rethink diversification and start building a wealth strategy you can actually feel confident following.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really the smartest way to pay yourself from your corporation—or could they be quietly costing you more over time?If you're an incorporated Canadian business owner, chances are you've heard that dividends are the more tax-efficient option. But that idea can be misleading when you look at the full picture. This episode breaks down why the real decision isn't just about this year's tax bill—it's about RRSP room, CPP, corporate tax thresholds, investment discipline, and building a better long-term wealth strategy.You'll learn:Why the “dividends save tax” belief is mostly an illusion once you understand tax integration.When salary becomes the stronger move, especially as corporate income rises above key thresholds like $500,000.The practical income benchmarks that can help you decide when to use salary, dividends, or a blend of both.Press play to find out how to pay yourself more strategically—and stop leaving money on the table.

Some episodes age like fine wine and this is one of them. Jessica Moorhouse (Accredited Financial Counsellor, bestselling author of Everything But Money, and host of the More Money Podcast) joined Andrea for one of the most honest, warm, and genuinely useful conversations this show has ever had about money. Jessica shares about the feelings, the stories, and even the stuff we inherited without realizing it.In this episode, we cover:(00:00) Intro(00:03:37) How Andrea found Jessica during a career pivot(00:12:00) Reading Everything but Money: why Andrea felt seen even growing up with money(00:13:02) Why your money feelings are valid no matter where you started(00:18:31) Wealth transfer: why this generation is about to inherit more money than any before it(00:23:49) Debunking the "If we just made more money, this would be easier"(00:27:06) Why healing your money story has to come before teaching your kids(00:36:26) Why you need to ask yourself how does money make you feel?(00:40:37) How to hold a future vision when everything is just... expensive(00:44:41) Catching yourself in the complain spiral(00:46:45) What actually brings long-term joy(01:02:54) Spending plans, tracking net worth, and three things you can do this month(01:05:11) Allowances and why they're a great tool(01:07:25) Retiring "we can't afford that" and to say to our kids instead(01:10:04) What Jessica is still figuring out in her own relationship with moneyKEY TAKEAWAYYour money problems almost never start with money. They start with a story — one you probably inherited before you were old enough to know it was happening. The work is in uncovering it, not just optimizing your budget.About Jessica MoorhouseJessica Moorhouse is an Accredited Financial Counsellor Canada®, bestselling author of Everything But Money, and host of the More Money Podcast (4M+ downloads). She's been featured in Forbes, CBC, CTV, and more, helping people heal their relationship with money — for themselves and their kids.Connect with Jessica MoorhouseWebsite | https://jessicamoorhouse.com/ Instagram | https://www.instagram.com/jessicaimoorhouse/ Linkedin | https://www.linkedin.com/in/jessicaimoorhouse/ YouTube | https://www.youtube.com/c/jessicamoorhouse1 TikTok | https://www.tiktok.com/@jessicaimoorhouse Threads | https://www.threads.com/@jessicaimoorhouse Facebook | https://www.facebook.com/jessicaimoorhouse More Money Podcast | https://jessicamoorhouse.com/podcast/ About Andrea Barr, host of All Figured Out:Andrea is a certified career and life coach for parents. Through her coaching, she supports parents in finding better work-life rhythms so they can continue to grow personally and professionally without sacrificing family time.Connect with AndreaWebsite | ⁠https://www.andreabarr.com/⁠  Instagram | https://www.instagram.com/allfiguredoutandrea | https://www.instagram.com/allfiguredout.podcast Listen to All Figured Out

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you really financially free if your net worth is locked in real estate but your cash flow still feels tight?This episode is for the investor who looks strong on paper but still feels uncertain about retirement. If you've built wealth through property, kept buying, refinancing, and growing equity, but haven't created reliable income, this conversation will hit home. Kyle and Jon unpack the uncomfortable gap between being asset rich and actually having the freedom to live confidently from your money.You'll hear how real estate can be an incredible wealth-building tool while still falling short as a standalone retirement income strategy.You'll learn why chasing equity growth alone can leave you stressed, overleveraged, and unclear on your next move as retirement gets closer.You'll walk away with a clearer way to think about diversification, liquidity, and building dependable income alongside your net worth.Press play now to rethink whether your portfolio is truly built for retirement—or just built to look good on paper.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you building wealth in the right order—or accidentally delaying the very foundation that makes bigger opportunities possible?If you're a business owner sitting on retained earnings, it's easy to treat every new opportunity like the priority—especially when real estate, acquisitions, or other growth plays look exciting. But this episode challenges a costly assumption: that a corporate wealth reservoir has to wait until after the next deal. Instead, it reframes that reservoir as the infrastructure that helps you pursue future opportunities with more control, liquidity, and long-term efficiency.In this episode, you'll hear how to:Rethink corporate-owned whole life insurance as foundational wealth infrastructure—not as a competing investment.Avoid the sequencing mistake that can quietly cost you years of compounding.Build a smarter capital strategy that supports liquidity, leverage, tax efficiency, and future investing flexibility.Press play to learn how to build your financial foundation first—so your next investment opportunity doesn't come at the cost of long-term wealth.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDo you really need $5 million in cash to be financially free—or is that number missing the bigger point?Many people hear bold retirement numbers from wealthy entrepreneurs and assume financial freedom is a fixed target. But the real question isn't just how much money you have—it's how much liquid, flexible capital you control. Without that buffer, investing can feel risky, market swings become stressful, and opportunities pass you by. Understanding your personal “wealth reservoir” could be the difference between constantly worrying about money and confidently making financial decisions.In this episode, you'll discover:Why the famous $5 million rule is less about the number and more about creating true financial flexibility.How a wealth reservoir (your “sleep-at-night” money) allows you to invest, take risks, and weather downturns with confidence.The different places your liquidity can live—from home equity and cash accounts to insurance strategies and other safe assets.Press play now to learn how building your own wealth reservoir can give you the freedom to invest smarter—and live on your terms.

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed.  Money can be a major point of shame, anxiety, guilt, and avoidance for a lot of us, so we're throwing it back to this deep dive with financial expert Jessica Moorhouse on the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits and rewire your money mindset. Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness. Listen to our full episode with Jessica here. Check out Jessica's book, Everything but Money. Follow Jessica on Instagram, YouTube, and her website. Tune in every Monday for an expert dose of life advice in under 10 minutes. For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you avoiding your RRSP because you're afraid it could become a massive tax problem later?If you're a high-income earner or incorporated business owner, you've probably wondered whether stuffing money into your RRSP today just means paying 50% tax on it tomorrow. Maybe you've even held back contributions, thinking you'll “optimize it later” when you have the perfect plan. But in trying to avoid a future tax issue, you could be missing the bigger risk: not building enough in the first place. Wealth doesn't grow because you perfectly optimized every detail — it grows because you consistently created bigger “problems” worth solving.In this episode, you'll discover:Why an “RRSP that's too big” is usually a sign you're doing something right — and how to handle it strategically.How leverage strategies and smart withdrawals can turn a future tax concern into an opportunity to grow even more.How to think about asset location across RRSPs, corporate accounts, and non-registered investments to maximize flexibility and long-term tax efficiency.Press play now to learn how to use your RRSP as a powerful wealth-building tool — not something to fear.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you holding too much cash “just in case” — and missing bigger wealth-building opportunities because of it?Most Canadians start with a simple emergency fund. But as your net worth grows, your “wealth reservoir” gets more complex — and more powerful. The problem? Many people never redefine their number. They double-count safety, sit on excess liquidity, or stay overly conservative without realizing it. Meanwhile, others jump into advanced strategies before they've earned the right to. If you've ever wondered whether your cash buffer is too small, too big, or just inefficient, this conversation will challenge how you think about financial security and opportunity.In this episode, you'll learn:How to clearly define your personal “tier one” emergency number — and why it should evolve over time.When excess liquidity becomes “gravy” that can strategically supercharge wealth through smarter moves.How your asset mix (real estate, ETFs, leveraged investing, business ownership) changes the size and role of your reservoir.Press play now to rethink your wealth reservoir and discover whether you're protecting your future — or unintentionally holding it back.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you actually retire with debt on purpose?For years, you've probably pictured retirement as completely debt-free — no mortgage, no payments, no financial pressure. But what if aggressively paying off your home is actually slowing down your path to financial freedom? If you're a high-income earner, business owner, or someone intentionally building wealth, the real question isn't “How fast can I kill this debt?” — it's “Is this debt strategically working for me?” Understanding the role of cash flow, inflation, taxes, and risk can completely change how you see retirement planning.In this episode, you'll discover:How inflation quietly makes long-term debt less expensive over time — and why that matters for your strategyWhen carrying debt into retirement can actually improve tax efficiency and preserve wealthThe key difference between emotionally uncomfortable debt and strategically powerful debt (and how to know which side you're on)If you want to rethink retirement planning and learn when debt can be a tool — not a threat — press play now.

In this episode, Reni sits down with Jessica Moorhouse, an Accredited Financial Counsellor, host of the More Money Podcast, and author of Everything But Money. Together, they explore the emotional side of money: the childhood experiences, beliefs, and hidden stories that shape how we earn, spend, save, and avoid it.Jessica also shares her own journey while writing her book, the memories she uncovered, the shame she had to confront, and the mindset shifts that changed her relationship with money. This episode is a gentle guide to understanding the feelings behind your financial habits and starting the work of rewriting your money story.What You'll Learn in This Episode:Why “money issues” often have nothing to do with moneyHow childhood memories and early experiences shape your financial mindsetWhat financial shame looks like and where it usually startsThe difference between money habits and money beliefWhy even high earners feel “behind,” guilty, or never “enough”The role of trauma whether big or small in your money storySteps to start uncovering your hidden stories and financial patternsConnect With Jessica: Instagram: https://www.instagram.com/jessicaimoorhouse/ LinkedIn:  https://www.linkedin.com/in/jessicaimoorhouse/ Website: https://jessicamoorhouse.com/ Resources Mentioned:YouTube channel: https://www.youtube.com/c/jessicamoorhouse1Listen to the More Money Podcast: https://jessicamoorhouse.com/podcast Budget spreadsheets and course: https://jessicamoorhouse.com/courseEverything but Money Book by Jessica Moorhouse: https://jessicamoorhouse.com/book Join Don't Go Broke Collective: ⁠https://www.skool.com/dont-go-broke-collective/aboutConnect With Us!Follow the podcast on Instagram: ⁠⁠⁠https://instagram.com/dontgobroketrying Follow Reni on Instagram: ⁠⁠⁠https://www.instagram.com/xoreni Visit our website: ⁠⁠⁠⁠renitheresource.com/category/podcast⁠⁠⁠⁠Follow on Twitter: ⁠⁠⁠⁠twitter.com/dgbtpod⁠⁠⁠⁠Subscribe to Reni's YouTube: https://youtube.com/xoreniDISCLAIMER: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you accidentally letting hundreds of thousands of dollars sit idle in your holding company… unsure how to deploy it without triggering unnecessary tax?If you're a Canadian business owner with retained earnings building up in your holdco, you've probably felt the tension. You want to grow your wealth—but you don't want to make a costly mistake. Your accountant tracks what's happened, but who's helping you think proactively about what to do next? With salaries, RRSP room, rental properties, corporate investments, and tax efficiency all in play, it's easy to feel stuck between “do nothing” and “overcomplicate everything.” What you really want is clarity—and optionality.In this episode, you'll discover:A simple 50/50 framework for splitting retained earnings between risk-off liquidity and long-term growth.How to structure corporate investments to create tax-efficient capital gains and future tax-free income through the Capital Dividend Account.Why thinking holistically—across your corporation and personal assets—unlocks powerful flexibility, leverage, and long-term tax control.Press play now to learn how to turn your holding company into a strategic wealth engine—not just a parking lot for cash.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs index fund investing really the best path to financial freedom — or is it only effective if you can survive the emotional rollercoaster that comes with it?Most investors are told the same advice: buy the market, hold for decades, and trust long-term averages. And yes… mathematically, it works. But the real question is: can you stick with it when the market drops 20%? Or when you're retired and withdrawing income during a downturn?In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr break down a powerful question many Canadians overlook:Index Fund Investing: Growth Strategy or Income Strategy?They explore why index funds feel simple on paper, why real estate often feels “safer,” and how the best portfolio isn't just the one with the highest average return — it's the one you can actually stay committed to.This conversation dives into:The real reason many investors abandon index funds during market volatilityIndex fund vs real estate: why real estate feels more stable (even when it isn't)How an income investing strategy can reduce emotional decision-makingWhy leveraged investing in Canada looks great in spreadsheets but feels scary in real lifeWhat the 4 percent rule in Canada misses when markets decline during retirementHow to think about diversification, “dry powder,” and building a portfolio that supports long-term income needsIf you've ever wondered whether your RRSP, TFSA, or corporate investments are built for true financial freedom — or just built for average returns — this episode will shift the way you think about investing.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you accidentally letting “dead equity” sit idle when it could be working harder for you?Most Canadians think financial freedom optimization is about cutting expenses or chasing the next hot investment. But what if the real opportunity is hiding in plain sight — in your car, your mortgage, or any asset quietly losing value? In this episode, we unpack a simple car lease scenario that reveals a much bigger question: Are you thinking strategically about debt, equity, and optionality — or just following the default path?If you've ever wondered whether to pay cash, finance, lease, invest, or “just play it safe,” this conversation will challenge how you evaluate those decisions.In this episode, you'll discover:How to spot “alpha” opportunities — small arbitrage moves that compound into meaningful advantagesThe difference between depreciating vs. appreciating assets — and how to reposition equity more strategicallyWhy optionality might be one of the most overlooked principles in building long-term financial flexibilityPress play now to start seeing everyday financial decisions through a sharper, more strategic lens.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylIn this episode of Canadian Wealth Secrets, a simple vehicle scenario becomes a powerful lesson in alpha, arbitrage, and optionality — revealing how smart CanReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if carrying debt into retirement could actually reduce your taxes and increase your long-term flexibility?Many Canadians are taught that being mortgage-free is the ultimate financial goal—but what happens when that mindset clashes with taxes, retirement withdrawals, and lost growth opportunities? If the Smith Maneuver or leverage-based investing has ever made you uneasy, especially when you picture retirement looming, you're not alone. This episode breaks down why “good debt” doesn't suddenly stop working when your house is paid off—and how intentional use of leverage can turn future tax problems into strategic advantages.In this episode, you'll discover:How investment debt can offset RRSP/RRIF withdrawals and potentially eliminate taxes in retirementWhy starting the Smith Maneuver earlier creates more optionality and smoother income later onHow combining RRSPs, non-registered investments, and leverage can increase net worth while reducing long-term tax dragPress play now to learn how strategic debt, done right, can give you more control, lower taxes, and greater financial freedom over your lifetime.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you sitting on rental or business cash flow that could be quietly accelerating your mortgage payoff and cutting your tax bill at the same time?If you're a Canadian business owner, sole proprietor, or personally hold rental properties, chances are cash flows into your account each month—and then slowly leaks out to cover expenses. In this episode, Kyle and Jon unpack how that “idle” money can be put to work instead of collecting dust, using a strategy that builds on the Smith Manoeuvre without requiring you to go all-in or take on more risk than you can handle. They walk through real-world scenarios, common misconceptions, and the practical constraints that determine whether this strategy fits your situation.By listening, you'll learn how to:Turn non-deductible mortgage interest into deductible business or investment interest using cash damming—without increasing your overall debt.Improve cash-flow efficiency by recycling the same dollars to pay down your mortgage faster while still funding business or rental expenses.Apply the strategy conservatively or aggressively based on interest rates, mortgage rules, and your personal comfort level—so you stay in control.Press play now to see how cash damming could quietly boost your net worth and tax efficiency using money you already have.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHave you ever felt pressured into a “sophisticated” financial strategy you didn't actually understand?As a Canadian incorporated business owner or high-net-worth professional, you're used to handling complexity — but financial decisions feel different when the stakes are personal and the explanations fall short. Too often, strategies like estate freezes, corporate insurance, or private investments are presented with urgency instead of clarity, leaving you overwhelmed, hesitant, or quietly unsure if you're making the right move. This episode challenges the idea that pressure equals progress and reframes what real sophistication in wealth planning actually looks like.In this episode, you'll discover:Why poor financial outcomes usually come from lack of understanding, not bad strategiesHow to spot pressure from financial advisors disguised as “best practices” or “what wealthy people do”What confident, flexible wealth planning looks like when every tool has clear purpose and contextPress play to learn how clarity — not urgency — becomes the foundation of a wealth plan you can trust and stand behind.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…leReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs the 4% rule still a reliable path to financial freedom in Canada—or is it holding your retirement plan back?You've heard it a hundred times: save 25x your annual expenses and withdraw 4% per year in retirement. But in 2026 and beyond, does that formula still stack up? Whether you're 10 years out from retirement or already hitting your financial freedom number, rigidly following outdated rules could put your lifestyle—and peace of mind—at risk. This episode dives into how the 4% rule was built, why it may not fit today's market realities, and how to think more flexibly about spending, investing, and enjoying your money without watching your net worth dwindle.In this episode, you'll discover:Why the original 4% rule was designed for failure avoidance, not lifestyle optimizationHow a flexible approach to withdrawals can empower smarter spending decisions year by yearThe mindset shift that can help you grow your net worth even in retirementPress play now to rethink your retirement strategy and build a wealth plan that works for your real life—not just the spreadsheets.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a laReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat should you do when your corporation has more cash than clarity?Many incorporated business owners hit a silent milestone: revenue is steady, personal income is solid, but inside the corporation, retained earnings quietly pile up—doing nothing. Inflation erodes their value. Investment options seem risky, tax-heavy, or too complex. The real challenge isn't just finding a strategy—it's knowing what role that idle money should play. In this episode, Tyson, a physiotherapy clinic owner, shares his journey from uncertainty to empowerment as he reframes his financial approach and builds a stable foundation for growth.You'll discover:Why retained earnings can become a hidden liability if left unstructuredThe mindset shift from chasing returns to preserving optionalityHow corporate-owned whole life insurance can offer growth, access, and protection—without rushing into risky decisionsIf your retained earnings feel stuck or exposed, press play now to hear how stability and strategy can unlock new possibilities.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…inveReady to connect? Text us your comment including your phone number for a response!ManyReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really more tax-efficient for business owners—or is that advice costing you hundreds of thousands over time?If you're an incorporated Canadian business owner, you've likely heard the age-old advice: “Just take dividends—it's simpler and saves tax.” But what if that oversimplified strategy is quietly undermining your long-term wealth? In this episode, Jon and Kyle unpack the real math behind salary vs. dividends, revealing how your compensation choices ripple through CPP contributions, RRSP room, investment opportunities, and future flexibility. Whether your business is just starting out or generating strong retained earnings, understanding these trade-offs is crucial to building sustainable wealth.By the end of this episode, you'll discover:Why dividends don't always save tax—and when they can actually hurt your long-term growthHow to use salary strategically to open up RRSP room and diversify beyond your businessA clear, math-based breakdown of which approach works best at different income and retained earnings levelsPress play now to finally take the guesswork out of how you pay yourself—and make smarter, wealth-building decisions as an incorporated business owner.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…inveReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on “just growing the pile” to fund your retirement?Too many Canadian business owners hope their savings will be “enough” without ever truly running the numbers—or questioning the assumptions behind their plan. In this episode, Jon Orr and Kyle Pearce break down a real case study of a listener preparing to retire at 55. They uncover the common blind spots around equity-heavy portfolios, the behavioral traps that derail even the smartest strategies, and why knowing your number isn't the same as building a system that gets you there. Whether you're 5 or 15 years out from retirement, this deep dive is full of insights to tighten your approach.You'll discover:Why a clear monthly cash flow target is more useful than a vague retirement “pile.”The risks of a 100% equity portfolio during the decumulation phase—and how to mitigate them.How to align your investment strategy with your behavior, so your plan doesn't fall apart when the market does.Press play now to find out where this listener nailed their strategy—and where small shifts could mean a more confident, flexible retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large suReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs your financial freedom being hijacked by your emotions?We all like to think we're logical with money—crunching the numbers, weighing the odds, making the “smart” move. But the truth? Most of our financial behavior is driven by emotion, not math. In this episode, Jon Orr and Kyle Pearce unpack the hidden psychological tug-of-war that shapes our habits, investment choices, and long-term wealth strategies. Inspired by Freakonomics Radio and grounded in behavioral finance, they explore why knowing what to do isn't the same as doing it—and what actually makes the difference.You'll discover:A practical framework (elephant vs. rider) for understanding and overcoming self-sabotaging money habits.How to bridge the gap between financial theory and real-life action—even when fear or doubt creeps in.Smart ways to align your investments and financial systems with behavior you can actually sustain.If you've ever struggled to follow through on the “right” financial move to gain financial freedom, press play now—this episode could change how you think (and act) with money.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Do you ever wonder if your money mindset is helping or holding you back? Our financial health is a big part of our overall wellbeing. Yet many of us carry money beliefs and patterns passed down through generations, often without realizing it. If you want to break unhelpful cycles and model healthy money habits for your kids, this episode is for you. Here, I chat with Certified Financial Counsellor and money expert Jessica Moorhouse about how to let go of unhelpful money stories, reframe limiting beliefs, and build lasting financial confidence. Jessica explains why awareness alone isn't enough. Real change comes from continuous practice, self-reflection, and understanding how our environment and upbringing shape our relationship with money. Jessica and I chat about: Changing your money beliefs from limiting to helpful The impact of our family and environment on our behaviour and money habits Breaking intergenerational money patterns Why we must learn about ourselves and our beliefs before we can expect to be good with money The very real barriers holding women back from being confident in their careers and finances The positive impact of understanding your patterns and emotions around money on all areas of your life How to become truly confident when it comes to finances Raising kids with healthy money beliefs Tips for those wanting to start a business or become an entrepreneur Jessica Moorhouse is a Certified Financial Counsellor, award-winning money expert, and host of the chart-topping More Money Podcast (4+ million downloads). With over 13 years of experience as a personal finance educator, she's been featured by CBC, CTV, BNN Bloomberg, Forbes, and USA Today. Her debut book, Everything but Money, became a national bestseller and Indigo Staff Pick. Episode Links: Connect with Jessica on Instagram or Facebook Learn more from Jessica at Jessica Moorhouse Listen to the More Money Podcast Read Everything But Money Come say hello to me over on Instagram Read my books The Motherhood Reset, Nourished Mama and Mama Let It Go Read my Picky Eating Guide

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. The economy is hella unstable right now, and with a recession still looming it can feel like no matter what we do, the cards are stacked against us. So we called financial expert Jessica Moorhouse back in for actionable advice for building wealth if you're in debt or low income, recession-proofing your financial plan, and managing debt vs. savings vs. investments.Whether you're  struggling with debt or making $250K, this conversation will help you stop self-sabotage and make an actionable plan toward financial security.Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.Listen to our full episode with Jessica here.Check out Jessica's book, Everything but Money. Follow Jessica on Instagram, YouTube, and her website.Tune in every Monday for an expert dose of life advice in under 10 minutes.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Jessica Moorhouse, author, money expert and podcast host about changing the way we think about money and happiness.In this episode we discussed:How money and happiness are interrelated.Personal finance isn't just about the money, it's about the story. Everyone can be good with money. Things happen when they're supposed to.Always a solution out there, we have to find it. Be kind to yourself about money. Money is not the point, you need to find your purpose. Connect with Jessica Moorhouse:Website (here) LinkedIn (here)Facebook (here) Instagram (here)Threads (here)YouTube (here)Books:Book: Everything but Money : The Hidden Barriers Between You and Financial Freedom (Bookshop) Podcast:Podcast: More Money Podcast (here)  Resources mentioned:Canadian Revenue Agency (here)Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam (Bookshop)Wealth Simple TLDR newsletter (here)Bio:Jessica Moorhouse is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 13 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom came out December 31, 2024 (HarperCollins Canada) and instantly became Indigo's Non-Fiction Staff Pick of the Month and a Globe and Mail Bestseller.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Ep. 89: We're figuring out...money, with THE money expert Jessica Moorhouse.Some of you may cringe. Some may celebrate. Some may shy away from listening.Regardless of where you're at, there is something for everyone in this episode. Whether you like it or not, money is a currency we all need to get more comfortable with talking about (and managing).If you're hesitant, I promise that many guest Jessica Moorhouse will make you feel more empowered with your money, and with raising kids financially savvy.We covered everything from healing your money story to parenting in the most expensive season of life, and how to talk to your kids about money without passing on guilt, fear, or shame.You'll learn how to:Identify the beliefs and trauma shaping your money habitsReframe the “we can't afford that” script with your kidsHandle financial stress in this wildly expensive season of parentingTalk to your kids about money in a way that builds trust and resilienceFULL SHOW NOTES & TAKEAWAYSRelated episodes:Ep. 53: Generational wealth and real estate investing with Lisa Michaud  – Spotify or AppleEp. 57: Coping with shame and guilt as a parent with Kyira Wacket  – Spotify or AppleEp. 4: Ann Visser on figuring out how to build stronger relationships and communication tools as parents – Spotify or AppleAbout the guest:Jessica Moorhouse is an Accredited Financial Counsellor Canada®, bestselling author of Everything but Money, and host of the More Money Podcast. She's been featured in Forbes, CBC, CTV, and more, helping people heal their relationship with money so they can stop the cycle and build financial confidence—for themselves and their kids.⁠Learn more about Jessica's bestselling book "Everything but Money" here. About Andrea Barr, host of All Figured Out:Andrea Barr is a certified career and life coach who helps ambitious parents take charge of their careers and lives with strategy, intention, and freedom. She rejects the idea that success requires sacrifice—showing parents how to create more time, flexibility, and fulfillment without burnout. Through her coaching, workshops, and podcast, All Figured Out, Andrea shares the strategies and mindset shifts parents need to design careers that fit their lives—so they can thrive at work and at home.Connect with Andrea via Instagram here or her website here

Money stress is everywhere right now — rising interest rates, the cost of living crisis, inflation, layoffs, and a looming recession — we're all feeling it. But the truth is, even in financially prosperous times, money can be a point of shame, anxiety, guilt, and avoidance for a lot of us. Your money history and money story shape your financial security throughout your life — but you can rewrite that story and heal your money mindset.In this episode, we dive deep into the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits, rewire your mindset, and *actually* build long-term wealth.We called back returning guest, Jessica Moorhouse—Accredited Financial Counsellor, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.This isn't just another budgeting or investing 101 episode… it's a mindset shift that can set you up for success in your personal finances and your close relationships. Whether you're  struggling with debt or making $250K, this conversation will help you stop self-sabotage, understand your unconscious toxic beliefs, and make an actionable plan toward financial security.Tune in to hear more about:The emotional roots of money anxiety, guilt, shame, envy, and fearUnderstanding the 3 toxic money patterns that keep you stuck (avoidance, money worship, and relationship codependence)The impact of shame and judgment in your financial journey — and how to break that shame cycleHow ADHD and neurodivergence can affect spending, saving, and money organizationHow your attachment style impacts your financial behaviour and the way you deal with money in relationshipsThe #1 mistake most people are making with moneyActionable advice for building wealth if you're in debt or low incomeHow to manage setting up an emergency fund VS paying off debt VS investingHow to recession-proof your financial plan right nowCheck out Jessica's book, Everything but Money.Follow Jessica on Instagram, YouTube, and her website.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Recorded live at Global Holistic Wealth Day 2025 at the Westin Ottawa, this powerful episode of the Holistic Wealth podcast features Keisha Blair, bestselling author of Holistic Wealth, in conversation with Jessica Moorhouse, renowned financial educator, speaker, and host of the More Money Podcast.In this transformative conversation, Keisha and Jessica dive deep into the topic of money trauma—a form of financial stress rooted in past experiences that affects everything from spending habits to self-worth. Together, they explore how unresolved financial trauma can block abundance, how to recognize its signs, and most importantly, how to heal your relationship with money using the Holistic Wealth mindset.Whether you're a financial wellness advocate, dealing with economic anxiety, or just beginning your personal finance journey, this episode offers expert insights and real-life stories to guide you toward financial empowerment and emotional freedom.In this episode, you'll learn:What is money trauma, and how it shows up in daily lifeHow early financial experiences shape your current money mindsetThe link between emotional health and financial healthHow to cultivate a Holistic Wealth mindset for long-term financial wellnessTools for financial healing and creating an abundant life Perfect for those interested in financial well-being, trauma-informed money coaching, and a holistic approach to wealth and self-care Subscribe to the Holistic Wealth podcast and leave a review to support this movement toward authentic, sustainable, and joyful wealth!

What if the key to financial success isn't just a better budget, but a better understanding of your relationship with money? In this episode of the Rational Reminder Podcast, Ben and Dan sit down with Jessica Moorhouse to delve into the ins and outs of personal finance. Jessica is a money expert, Accredited Financial Counsellor Canada®, speaker, and bestselling author of Everything but Money. She is also the host of the More Money Podcast, one of Canada's leading personal finance shows. During today's conversation, Jessica unpacks the difference between a financial planner and a counsellor and why empathy is the missing piece in personal finance. Find out how different emotions and early memories of money can influence our perspective on personal finance, hear why understanding your relationship with money is so important, and learn about common financial behaviours to avoid. Jessica also delves into the value of understanding past traumas, the power of intergenerational money experiences, and whether mental health or a financial foundation is more important. Tune in now!   Key Points From This Episode:   (0:02:50) Uncover the difference between a financial counsellor and a financial planner. (0:05:55) Her approach to working with clients and meeting their non-financial needs. (0:09:15) Find out what is missing in personal finance and why it is essential. (0:11:39) How shame impacts financial decision-making and common sources of shame. (0:14:50) Ways relative financial well-being and privilege shape our perspective of money. (0:19:46) Hear how to overcome financial shame and how it differs from feelings of guilt. (0:22:35) Rational versus irrational guilt and how fear affects financial decisions. (0:25:46) Learn about jealousy and envy as well as their impact on personal finance. (0:27:31) Early money memories and pragmatic money exercises to help frame your mindset. (0:36:54) Explore the power of understanding your money story for better financial decisions. (0:39:04) Unpack the common money habits to break and examples of toxic behaviours. (0:43:34) The interconnection between trauma and money and why it is important. (0:48:01) Jessica shares how learning about trauma informed her counselling approach. (0:53:05) Navigating mental health challenges and intergenerational money experiences. (0:58:11) Discover why spending money will not lead to long-term happiness. (1:02:33) Tips to begin rewriting your money story and Jessica's definition of success.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/ Canadian Couch Potato — https://canadiancouchpotato.com/ Jessica Moorhouse — https://jessicamoorhouse.com/ Jessica Moorhouse on LinkedIn — https://www.linkedin.com/in/jessicaimoorhouse/ Jessica Moorhouse on YouTube — https://www.youtube.com/c/jessicamoorhouse1 Jessica Moorhouse on TikTok — https://www.tiktok.com/@jessicaimoorhouse Jessica Moorhouse on Facebook — https://www.facebook.com/jessicaimoorhouse Jessica Moorhouse on Instagram — https://www.instagram.com/jessicaimoorhouse/ More Money Podcast — https://podcasts.apple.com/za/podcast/more-money-podcast/id996219697 Everything but Money — https://www.amazon.com/Everything-but-Money-Barriers-Financial/dp/1443472174

What's really standing between you and your financial goals? In today's mentor, Jessica Moorhouse—financial counselor, podcast host, and author of Everything But Money—joins Joe to dive into the mental and emotional side of managing money. Jessica shares her journey with therapy, how relationships shape our financial habits, and the role of self-talk in creating a healthier money mindset. Whether you're feeling stuck or just want a fresh perspective, this interview offers practical tools to help you take control of your financial future.In our headline segment, we explore the concept of a “no-buy” list—a clever strategy one woman used to pay off $34,000 in debt. Learn how gamifying financial goals can make saving more manageable—and even fun! Whether it's cutting back on unnecessary spending or finding creative ways to save, this segment will inspire you to rethink how you approach your financial challenges.Here's what we cover today: Saluting our troops—and wondering why Doug still doesn't have a Navy Federal mug Meet Jessica Moorhouse: Financial counselor, podcast host, and author of Everything But Money Unlocking the connection between your money mindset and financial success with Jessica How Jessica's personal journey and therapy shaped her healthier money mindset Unpacking how emotions and relationships impact financial habits Understanding rational vs. irrational guilt—and how it affects your money decisions Recognizing irrational guilt and why it's critical to tackle it Celebrating financial wins and overcoming the fear that holds you back Jessica's book Everything But Money—and why it's a must-read for anyone improving their financial mindset Sneak peek: What's next on the More Money Podcast with Jessica Moorhouse Doug's historical trivia: Financial lessons from the past Gamifying financial goals: Make saving and investing fun and rewarding Real-life success stories: The No Buy Challenge and how it helped pay off $34,000 in debt Join our community: Upcoming meetups and ways to get involved Final thoughts and takeaways: Simple actions you can start today to improve your financial mindset FULL SHOW NOTES: https://stackingbenjamins.com/changing-your-money-self-talk-jessica-moorhouse-1636Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What's really standing between you and your financial goals? In today's mentor, Jessica Moorhouse—financial counselor, podcast host, and author of Everything But Money—joins Joe to dive into the mental and emotional side of managing money. Jessica shares her journey with therapy, how relationships shape our financial habits, and the role of self-talk in creating a healthier money mindset. Whether you're feeling stuck or just want a fresh perspective, this interview offers practical tools to help you take control of your financial future. In our headline segment, we explore the concept of a “no-buy” list—a clever strategy one woman used to pay off $34,000 in debt. Learn how gamifying financial goals can make saving more manageable—and even fun! Whether it's cutting back on unnecessary spending or finding creative ways to save, this segment will inspire you to rethink how you approach your financial challenges. Here's what we cover today: Saluting our troops—and wondering why Doug still doesn't have a Navy Federal mug Meet Jessica Moorhouse: Financial counselor, podcast host, and author of Everything But Money Unlocking the connection between your money mindset and financial success with Jessica How Jessica's personal journey and therapy shaped her healthier money mindset Unpacking how emotions and relationships impact financial habits Understanding rational vs. irrational guilt—and how it affects your money decisions Recognizing irrational guilt and why it's critical to tackle it Celebrating financial wins and overcoming the fear that holds you back Jessica's book Everything But Money—and why it's a must-read for anyone improving their financial mindset Sneak peek: What's next on the More Money Podcast with Jessica Moorhouse Doug's historical trivia: Financial lessons from the past Gamifying financial goals: Make saving and investing fun and rewarding Real-life success stories: The No Buy Challenge and how it helped pay off $34,000 in debt Join our community: Upcoming meetups and ways to get involved Final thoughts and takeaways: Simple actions you can start today to improve your financial mindset FULL SHOW NOTES: https://stackingbenjamins.com/changing-your-money-self-talk-jessica-moorhouse-1636 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We talk to accredited financial counsellor and host of the More Money Podcast, Jessica Moorhouse, about her new book ‘Everything But Money'. The book helps you uncover your money story and create a better relationship with it. Connect with Jessica on X and Instagram.

In this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book, delving into the emotional barriers to financial success and the importance of self-identity, happiness, and community in fostering a healthy relationship with money. EPISODE CHAPTERS00:00 Introduction to the AFC Designation02:46 The Unique Value of AFC Counseling06:02 Personal Journeys to Becoming AFCs09:11 The Importance of Financial Education12:03 Challenges in the Financial Counseling Field14:51 Navigating the Financial Industry Landscape17:57 The Role of Regulatory Bodies21:07 Transitioning from One-on-One to Mass Education26:21 The Foundation of Financial Education30:33 Understanding Yourself Before Your Money31:58 The Hidden Barriers to Financial Freedom36:37 The Toxic Relationship with Money40:52 Finding Happiness Beyond Financial Success45:47 The Importance of Self-Identity48:13 Book Release and Community ConnectionABOUT JESSICAJessica is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 12 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom comes out on December 31, 2024 (HarperCollins Canada).  Website: https://jessicamoorhouse.com Podcast: https://jessicamoorhouse.com/podcast Book: https://jessicamoorhouse.com/boAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Is it safe to pick stocks, and what should you know as a beginner investor? Do you invest your money in large amounts, or dollar cost average into the market? And how do you prioritize sustainable investing? We're throwing it back to some solid tips and advice, like how to practice investing with test accounts, for anyone new to investing from finance expert, Jessica Moorhouse. Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, award-winning blogger, host of the More Money Podcast and founder of the Millennial Money Meetup, a series of empowering personal finance events. Her mission is to teach others how to take control of their lives by taking control of their money.We hope this helps you start building your financial knowledge so you can invest with confidence.Listen to our full episode with Jessica here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Jessica:jessicamoorhouse.com@jessicaimoorhouseMore Money Podcast Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult

Jessica Moorehouse, is an award-winning financial content creator, Accredited Financial Counsellor Canada®, speaker, media personality and host of the popular More Money Podcast. Like many millennials, Jessica graduated university during the Great Recession with student loans to pay off, no job, and zero idea how money worked. As it turned out, she wasn't alone. The lack of relatable and non-judgemental financial education available inspired her to found MoorMoney Media Inc., a financial education company that includes online courses, her YouTube channel, and one of the leading finance podcasts in Canada with over 3.7 million downloads – the More Money Podcast. Jessica is also a regular on-air TV personality appearing on CTV News, CBC News, and BNN Bloomberg and is often quoted as a money expert by major publications such as Toronto Star, The Globe and Mail, and Financial Post. She is currently working on her first book with HarperCollins Canada set to hit bookshelves in early 2025.  In this conversation, Jess discusses the connection between fitness and finance, empowering women in the financial space, overcoming barriers as a woman in finance, gaining confidence through podcasting and media appearances, exploring the relationship between mental health and finance, and the impact of upbringing on money mindset and more. Jess discusses her experience moving from Vancouver to Toronto for more financial opportunities. She highlights the challenges of the housing market and the impact of generational wealth. Jessica also explores the role of shame in personal finance and the need for empathy in money conversations. She shares insights on investing beyond real estate and provides end-of-year financial planning advice. Finally, Jessica talks about her upcoming book on money psychology and where to find more information. Find out more about Jessica Moorhouse on her website (including her course and many valuable resources for individuals looking to improve their financial literacy). https://jessicamoorhouse.com/ https://jessicamoorhouse.com/course https://jessicamoorhouse.com/shop Big thanks to my first sponsor of the year, Fore Chicks! Fore Chicks is a Canadian-owned, Women-run business. I'm proud to have their support because all apparel is designed by women, and for women! Get 20% at https://www.forechicks.com/ when you use promo code WIM20 at checkout. Chapters (00:00) Introduction and Background (03:10) The Connection Between Fitness and Finance (08:32) Empowering Women in the Financial Space (11:23) Overcoming Barriers as a Woman in Finance (14:49) Gaining Confidence through Podcasting and Media Appearances (19:37) Exploring the Relationship Between Mental Health and Finance (23:09) The Impact of Upbringing on Money Mindset (26:09) The Influence of Location and Leaving a Full-Time Job (29:45) Moving to Toronto for More Opportunity (31:11) The Challenges of the Housing Market (33:47) The Role of Shame in Money (35:24) The Need for Empathy in Personal Finance (37:30) Investing Beyond Real Estate (43:14) End of Year Financial Planning (46:06) Best and Worst Financial Decisions (50:56) Writing a Book on Money Psychology Learn more about your ad choices. Visit megaphone.fm/adchoices

Biggie said it best: Mo Money, Mo Problems. And no money? Well… more problems. Prepare for an enlightening episode of Routine Checkup as the fellas welcome Jessica Moorhouse, a renowned financial educator, Accredited Financial Counsellor, and the brilliant mind behind the More Money Podcast. Jessica delves into her personal journey and the intersection of money, mental health, and happiness. There is a profound impact of money on mental well-being and with Jess the boys discover real-life examples of financial stress from her extensive career in the money space. Jess provides some insights on reframing self-worth beyond financial success. Jess also shares how money often acts as a "bandaid" for deeper issues, and teaches the guys to identify and address the underlying problems that fuel our pursuit of wealth. It's a conversation that promises to transform your perspective on money and its profound connection to mental health and happiness. You can find Jess and her work here: https://jessicamoorhouse.com/ Join the post-episode conversation over on Discord! https://discord.gg/expeUDN

Biggie said it best: Mo Money, Mo Problems. And no money? Well… more problems. Prepare for an enlightening episode of Routine Checkup as the fellas welcome Jessica Moorhouse, a renowned financial educator, Accredited Financial Counsellor, and the brilliant mind behind the More Money Podcast. Jessica delves into her personal journey and the intersection of money, mental health, and happiness. There is a profound impact of money on mental well-being and with Jess the boys discover real-life examples of financial stress from her extensive career in the money space. Jess provides some insights on reframing self-worth beyond financial success. Jess also shares how money often acts as a "bandaid" for deeper issues, and teaches the guys to identify and address the underlying problems that fuel our pursuit of wealth. It's a conversation that promises to transform your perspective on money and its profound connection to mental health and happiness. You can find Jess and her work here: https://jessicamoorhouse.com/ Join the post-episode conversation over on Discord! https://discord.gg/expeUDN

Welcome back to the More Money Podcast and the premiere of Season 17 of the show! To kick things off, I've got New York Times best-selling author, podcast host, actor and filmmaker Gabe Dunn on the podcast, who you may already be familiar with from their popular book and podcast Bad with Money. In this episode, Gabe shares their personal finance journey from navigating private school as a lower-income kid, to studying at an elite college accruing mountains of student debt, to working an unpaid internship that got them further into debt to afford food and rent, to eventually becoming one of the most honest and vulnerable voices in the personal finance space today. Not only does Gabe openly share the mistakes they've made and lessons they've learned along the way (so you don't have to repeat them), but they also share the raw truth about managing money with bipolar disorder and the real costs of transitioning especially in the midst of losing health insurance due to the WGA strikes. For full episode show notes visit: https://jessicamoorhouse.com/374

Robin Gill is in for Jim Richards The Food Professor, Director Agri-Food Analytics Lab, Dalhousie University Sylvan Charlebois joins Robin for a conversation about the need for a more diverse retail foodscape Your calls on affordability. Jessica Moorhouse of the More Money Podcast joins to talk about the expectation for another interest rate hike. Are you on Threads yet? Technology expert Carmi Levy joins the show to talk about new social media platform Threads and AI at Kids Help Phone

I can't believe this is the last episode of Season 16! It's been an amazing season and I'm so happy to close it out with a great episode for all my summer travelers wanting to know how they can save money on converting their currency abroad. Or even if you aren't traveling this summer, if you aspire to be a digital nomad or frequently receive/send money to family or friends internationally, then you'll want to listen up. Brigit Carroll who joins me for this episode is the Policy Lead, North America at Wise, and she's sharing how Wise is changing the game for how we can send, receive and exchange money internationally and effectively normalize borderless banking. Brigit advocates for Wise's mission of instant, convenient, transparent, and eventually free cross-border payments vis-a-vis policymakers in the U.S., Canada, and beyond. Based in Washington, D.C., Brigit joined Wise's policy team in Brussels in 2019, focused on EU policy. Prior to joining Wise, Brigit gained 5+ years' experience in public affairs and advocacy in Brussels, at global communications firm FleishmanHillard and the American Chamber of Commerce to the EU. In this episode, Brigit explains how Wise works, including how it keeps your money safe and makes international transactions easy with lower fees and better exchange rates. She also shares her own story of using Wise before she started working for the company while she lived in Europe and how they are constantly trying to improve and partner with financial institutions to make things easier and better. Thank you so much for listening to another season of the More Money Podcast and thank you to all the amazing guests that came on the show! I'm going to take a much-needed summer break, work on my book and visit my family in Vancouver. So with that, see you in September and enjoy your summer too! For full episode show notes visit: https://jessicamoorhouse.com/373

Can you believe we're a week away from the finale of this season of the More Money Podcast? Helping me draw this season to a close is returning guest Erin Lowry, author of the widely popular Broke Millenial series. With her latest instalment in the series just hitting bookshelves, she's joining me on the show today to talk about her new workbook, Broke Millennial Workbook: Take Control and Get Your Financial Life Together and you better believe I'm giving away some copies to some lucky listeners! Previous to this workbook, Erin has authored Broke Millennial, Broke Millennial Takes On Investing, and Broke Millennial Talks Money. She's been featured in The New York Times, Wall Street Journal, and on CBS Sunday Morning, CNBC, and The Rachael Ray Show. She has also written for The New York Times and USA Today, and currently contributes to Bloomberg Opinion. In this episode, Erin shares how this workbook challenges you to take action with your finances by crunching your numbers, looking at the big picture, and figuring out what your real money goals are for your future. Erin also shares how she's updated the previous advice given in her other books to better reflect how to navigate a post-pandemic world. Finally, she shares what chapters in her book she thinks are the key to sorting your personal finances. For full episode show notes visit: https://jessicamoorhouse.com/371

·         What does the average wedding cost in Canada? Jessica Moorhouse - Money Expert, Speaker & Host of the More Money Podcast tells us. ·         Do You Believe in Magic? Imran Ahmed aka Captain Ron - Founder of Great Pods, tells us about some of the podcasts he is reviewing this week. ·         What should Anthony Bass do now? Laura Babcock of POWERGROUP Communications and Host of the O-Show, has the fix for this and a few controversies from the week. ·         Does Richard Crouse Like These Movies? Richard is hosting the show and still tells us about some of the movies in theatres this week! ·         How did a prison escapee get caught? Find out on Slow News Day with producer Tony  

More Canadian privacy authorities investigating ChatGPT's use of personal information. We talk to Daniel Tsai - Law & Tech Professor TMU Jessica Moorhouse, Money Expert, Speaker & Host of the More Money Podcast joins us to talk about why Gen Z is ditching credit cards for 'cash stuffing' in '90s throwback. On the Feels it's the feel good stories of the week? Jim tries to make the crew cry. Streaming This Week with TV Critic Amber Dowling – find out what you can watch on your favourite online service, this weekend  

If we all have more access to financial information and advice than ever before, you'd think we'd all be making better financial decisions for ourselves. So why is it that so many of us still struggle with making the right choices and self-sabotaging our financial futures? That's what my guest Paco de Leon and I will be discussing on the More Money Podcast today, plus more from her book Finance for the People: Getting a Grip on Your Finances. Paco is an author, illustrator, and host of the podcast Weird Finance. She also founded The Hell Yeah Group, a financial firm dedicated to inspiring creatives to engage with their personal and business finances, and Hell Yeah Bookkeeping, a bookkeeping agency for creative businesses. In this episode, Paco shares why she actually never wanted to write a book and what changed her mind (and I'm so glad she did). She also shares why scarcity and consumerism go hand in hand and how our history with debt started well before the introduction of money. We cover so many topics and I can't wait for you to listen! For full episode show notes visit: https://jessicamoorhouse.com/367

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Investing doesn't have to be complicated, and you certainly don't need to be rich to do it. We're ready to flip that narrative with the help of expert Jessica Moorhouse. We're throwing it back to her fire advice for understanding and simplifying investing, identifying your goals, time horizon and risk tolerance, and choosing an asset mix accordingly. (Plus, what to do when the market continues to crash.) Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, award-winning blogger, host of the More Money Podcast and founder of the Millennial Money Meetup, a series of empowering personal finance events. Her mission is to teach others how to take control of their lives by taking control of their money and we are here for that! We hope this helps you start building your financial skillset so you can invest with confidence!Listen to our full episode with Jessica here.Tune in every Monday for an expert dose of life advice in under 10 minutes.For show notes and more adulting tips, visit: teachmehowtoadult.caSign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultpodcast @yunggillianaire@cailynmichaanFollow Jessica:jessicamoorhouse.com@jessicaimoorhouseMore Money Podcast

This week on the More Money Podcast, Clarissa Moore from Clarissa Explains Money joins me on the show to talk about debt, credit scores, and the importance of mental health. Clarissa is such an inspiration in the personal finance space and a great example that personal finance is for everyone and anyone can learn how to get better with their money. Clarissa is a money coach and money expert. After paying off over $38K in credit card debt in 16 months and increasing her credit score, she founded Clarissa Explains Money, LLC to help narrow the gender gap in financial literacy. Clarissa's mission is to help women make, manage, and multiply their money so they can live their best life without going broke. In this episode, Clarissa shares the challenges she faced as a single mom of two and climbing her way out of credit card debt. She also shares the importance of talking about money and how it affects our mental health. It was such a pleasure to chat with Clarissa I know you'll love listening to this episode. For full episode show notes visit: https://jessicamoorhouse.com/359

If you've been a long-time listener of the More Money Podcast, then it shouldn't come as a surprise that I think budgeting is an amazing tool when it comes to getting your financial life together. That's why this week I'm so excited to have Jesse Mecham, founder of You Need A Budget, on the show to discuss how he turned his budget spreadsheet into one of the most popular budgeting platforms around. Jesse Mecham is a personal finance expert, business leader, podcast host, author, and founder of You Need A Budget. He's a self-proclaimed “recovering CPA,” passionate about budgeting and his four-rule method for keeping track of spending, saving money, and building wealth. In this episode, Jesse explains what his four-rule method is and why he thinks there is no wrong way to budget. We also discuss how to approach budgeting and money in relationships and the importance of teaching your kids about personal finance from an early age. I hope this episode gives you a boost of motivation and reassurance that everyone is still figuring it out, even the experts! For full episode show notes visit: https://jessicamoorhouse.com/356

We talk a lot about how to build wealth on the More Money Podcast, but what happens when you've finally "made it"? In today's new episode with Kristin Keffeler, author of The Myth of the Silver Spoon, we're taking a look at the other side of money and what problems may arise after you've achieved 1% status. Kristin Keffeler, MSM, MAPP is a human capital coach, family dynamics advisor, consultant, and thought leader at the forefront of today's global shift in wealth advising, Wealth 3.0. She's the founder of Illumination360, in which she specializes in human motivation, behavioural change, and family dynamics, and helps guide affluent and enterprising families, rising gen, and the professionals who support them. Her new book, The Myth of the Silver Spoon, unpacks the hidden traps of inherited wealth and real-life challenges facing those born into affluent families. In today's episode, Kristin shares her story of being a part of a wealthy family and how that impacted her identity and career choices. She also shares what the term "rising gen" means and the most common challenges she helps them face. Kristin also shares why affluent parents need to approach parenting differently and the importance of teaching their kids character-building skills. For full episode show notes visit: https://jessicamoorhouse.com/355

The More Money Podcast is back for Season 16! I can't wait to kick off the new season by interviewing TWO guests, which is a rarity and one of the reasons that I'm so excited to share this episode at the top of the season! Jen Smith and Jill Sirianni, co-hosts of The Frugal Friends Podcast, are joining me today to talk about debt and why frugality is considered the bad F-word in finance. Jen and Jill are no strangers to debt since they've paid off a combined total of nearly $140k with their husbands. They approached their debt differently than some of the typical financial advice you'll hear the "gurus" sharing, which proved to them that personal finance solutions are not always one size fits all. Jen's journey even inspired her to write The No-Spend Challenge Guide, a best-seller on Amazon. They now host Frugal Friends Podcast to help people overcome their impulse spending and transform the habits that cause them to overspend to live a better, more financially free life. In this episode, Jen and Jill share their debt journeys and the shame and guilt that comes with paying them off. We also talk about how habit-forming and learned behaviours from childhood play a big role in your finances. Lastly, Jen and Jill share why FOMO and social media can be a leading cause for overspending and how to counteract the need to spend by figuring out your "Why" for your money. For full episode show notes visit: https://jessicamoorhouse.com/351

I can't believe we've come to the end of Season 15 and that 2023 is just around the corner. To help me close out this season is Cindy Zuniga-Sanchez. Cindy is joining me on the show to discuss how her background as a child of immigrants shaped her money journey and sparked her passion for learning and teaching others about personal finance. Cindy Zuniga-Sanchez is an author, speaker, and founder of Zero-Based Budget Coaching LLC. In 2015, after racking up over $200k in student loan and credit card debt from her time at law school, Cindy decided to document her debt payoff journey on social media. This is exemplified in her new book, Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, in which she shares her money story and provides readers with the roadmap she developed and used on her journey toward financial freedom. In this episode, Cindy shares how impactful her upbringing as a child of immigrants was on her financial journey and how it was able to help her avoid lifestyle creep once she started her career. We also discuss why we must define financial freedom for ourselves, instead of following other people's perceptions of it. I want to say a HUGE thank you to everyone for listening to this season of the show and to those who have continued to support the More Money Podcast for the past 7 years! I wouldn't be able to continue to make this podcast without you listening every week. I hope you have a wonderful holiday season and cheers to next season and 2023!  See you in January! For full episode show notes visit: https://jessicamoorhouse.com/350

Today I'm diving into an important topic that I've never explored before on the More Money Podcast — widowhood. When my guest, Richard Dri, lost his wife Mary in early 2020, it not only changed his life but his financial advisory business too. Richard has since switched gears to focus on helping clients navigate their finances through their grief. This episode is an incredibly important reminder to not leave estate planning until it's too late. Richard Dri is a Certified Financial Planner with close to 30 years of experience and is currently the Portfolio Manager and Vice President of Dri Financial Group. Since the loss of his wife, Richard has been on a mission to help others navigate the financial ups and downs of widowhood, which also inspired him to launch his Widowhood and Money Podcast. In this episode, Richard shares his own experience with widowhood as well as his advice for people experiencing this major life-altering event. We also get into the financial side of death, by which Richard shares the importance of cash flow, understanding asset allocations and fees, and why you should avoid emotional decision-making. For full episode show notes visit: https://jessicamoorhouse.com/343

I'm sharing a bonus episode of the podcast today! The last time I chatted with today's guest was in 2020 and in the midst of a lockdown during the pandemic when we did a special video together. Now, two years later, Angela Iermieri joins me on the More Money Podcast to discuss inflation, rising costs, rising interest rates, and the very real possibility that a recession is coming in the near future. Angela Iermieri is a financial planner and personal finance expert with over 20 years of experience, as well as a spokesperson for Desjardins Group. She shares her expertise and educates people on personal finance by writing articles in various internal and external publications, and by putting together informational videos, webinars, and conferences. In this episode, Angela outlines the differences between inflation and interest rates (and their special relationship with each other), what inflation was like at its peak in the 1980s (and why it was a very different scenario than what we're experiencing today), and what we can do as individuals in our daily lives to help quell inflation so it gets back down to a normal level. For full episode show notes visit: https://jessicamoorhouse.com/342

If you're an avid listener of the More Money Podcast, then you'll know that I'm a big fan of index investing and playing the long game when it comes to growing your money. But, how and when did index investing start? Luckily my guest today, author Eric Balchunas, is sharing the history of the index fund and how one man named Jack changed Wall Street forever in his new book The Bogle Effect. Eric Balchunas is Senior ETF Analyst at Bloomberg Intelligence, where he leads the ETF and fund research and contributes to Bloomberg Opinion. He is also the co-creator of the Bloomberg podcast Trillions and Bloomberg TV's ETF IQ. He's the author of The Bogle Effect (2022) and The Institutional ETF Toolbox (2016).  In today's episode, we learn more about the founder of the index fund and the Vanguard Group, John Clifton “Jack” Bogle. Eric deep dives into how index funds changed Wall Street, which we're still seeing the effects of in today's investing landscape. Eric is a wealth of knowledge when it comes to index investing and ETFs. I loved being able to pick his brain and get him to share his opinion on cryptocurrency and “vanilla” vs. “hot sauce” investing. I hope you enjoy this episode too! For full episode show notes visit: https://jessicamoorhouse.com/336

Welcome back to a brand new season of the More Money Podcast! After a very busy summer, I'm so excited to be back and share lots of new episodes with you featuring some brand new guests. I'm kicking off Season 15 with a dream guest I can't believe I was able to book — author, money expert and podcast host Nicole Lapin! Nicole Lapin is a financial journalist and TV news anchor best known for appearing on CNBC, CNN, Bloomberg, and MSNBC. She is also a New York Times best-selling author of several books including Rich Bitch, Boss Bitch, and her newest book, Miss Independent. Nicole is also the host of the daily podcast Money Rehab. In this episode, Nicole shares her humble beginnings as a journalist including how she went from writing poetry to delving into the business and financial world. We also talk about the biggest pain points that are facing women in order to reach financial freedom and why the recent overturn of Roe v. Wade in the United States is all about money. I loved hearing Nicole's take on financial independence, crypto, and what we can expect next from her. I am so happy to be back and look forward to sharing more new episodes this season with you! For full episode show notes visit: https://jessicamoorhouse.com/334

Guest: Jessica Moorhouse, millennial money expert, host of the More Money Podcast and CEO of MoorMoney Media Inc

When Jessica Moorhouse graduated in the midst of a recession armed with a BFA in Film Studies, she realized she was in dire need of money management skills. Fast-forward 13 years, and today she's an accredited financial counsellor, recognized millennial money expert and host of the hugely popular More Money Podcast. She sits down with Tamara to share her essential tips for money health, and discuss how her journey from arts kid to personal finance guru shows how anyone can achieve financial literacy.

This week Sam & Fran are talking MONEY BABY$$$$$ The girls have money expert , media personalty and host of the More Money Podcast, Jessica Moorhouse on! Stocks don't have to be scary... in this episode Sam & Fran get some great advice on how to invest in stocks the smart way! Sometimes the oversaturated social media 'investment' culture can get the best of us and really bring up a lot of confusion with regards to this topic! The girls also talk budgeting and how to effectively manage an influx of money in order to "pay yourself first". Jessica even has her own budgeting sheet that you can check out on her website! Jessica also explains the term 'financial wellness' and how to take control over your own financial future. Follow us on IG: @keepingitcento @samcentofante | @francescaacento

It's the season finale for Season 13 of the More Money Podcast, can you believe it? Soon, we'll all be ringing in the new year and hopefully see 2022 be the fresh start we all need. Joining me again on the podcast for this very special episode is the international best-selling author behind one of my all-time favourite personal finance books , . Andrew is on the podcast today to talk about his new book , which explores how to spend and invest in happiness and why our definition of success needs to be redefined.  Andrew is a speaker, author, and personal finance writer. He's given personal finance talks in more than 32 countries but still finds time to travel the world, explore jungles and climb volcanoes with his wife. His new book, Balance, is a combination of personal anecdotes and behavioural scientific studies that aim to share how we can get happier and wealthier. Balance is available for pre-order now but will be available on January 18th, 2022.  I loved having Andrew back on the podcast and being able to chat about investing and why we are striving for things that we don't actually want. Our chat was the perfect way to end this year and look toward the future. I hope that you have a wonderful holiday and a happy new year and I'll be back in mid-January 2022! For full episode show notes visit: https://jessicamoorhouse.com/310

Given the changes, stresses, and uncertainties of the last two years, many people are more mindfully choosing how they distribute their time, and the price they're willing to accept for it from a current or potential employer. Jessica Moorhouse, Accredited Financial Counselor & Host of the More Money Podcast joins Mark to talk about how this shift in our values impacts both our money and our wellbeing. They talk about entrepreneurial mindsets, millennial money management, and tips and strategies for getting control of your financial future - whatever that means to you.

This week we hit a major milestone on the More Money Podcast! Today is the 300th episode of the podcast and I almost can't believe we've made it this far. Yes, we! I couldn't have done it without you all listening every week, so I want to say a BIG thank you to all who've listened and supported the More Money Podcast over the past 6 years. For today's episode, I am joined by author, podcast host, and hope-restoring coach . Her book “” really amplifies her holistic approach to building wealth and why it's intertwined with our physical and mental health. Patrice's podcast  “” aims to change our money mindsets and she uses her Certification in Financial Psychology to help people beyond budgeting. Patrice has built a large community of people wanting to get to the heart of their money struggles so that they can achieve the life they want, on their own terms. Patrice is full of great insights into tapping into your why when it comes to making money. In this episode, Patrice shares how the 2008 market crash was a defining moment for her money journey, why wealth needs to be redefined, and her 6 pillars of wealth. I can't wait for you to listen to it! For full episode show notes visit https://jessicamoorhouse.com/300

Want More Money? An Interview with Jessica Moorhouse Episode 134 Today's podcast episode is the first in a new series called Breaking Money Silence® with Your Younger Self. I interviewed Jessica Moorhouse, Money Expert and More Money Podcast Host, about how her relationship with money has changed since graduating from college and what advice she would give her younger self.  Like many millennials, Jessica graduated university during the Great Recession with student loans to pay off, no job, and zero idea how money worked. As it turned out, she wasn't alone. The lack of relatable and non-judgemental financial advice available inspired her to found MoorMoney Media Inc., a financial education company that includes online courses, her signature event series the Millennial Money Meetup®, a YouTube channel, and one of the leading podcasts in Canada with over 2 million downloads – the More Money Podcast. Read more.  Here are 5 things you will learn by listening to this episode: Why you don't have to win the lottery to live a wealthy life How an abundance mindset helps alleviate money fears How to find financial education that speaks to you Why you need to learn about investing to accumulate wealth  The difference between millennials in Canada and the United States Want to connect with Jessica? Here's how:  More Money Podcast Social: Twitter, Facebook, Instagram, LinkedIn, YouTube Books highly recommended by Jessica:  The Wealthy Barber, David Chilton, author Millionaire Teacher, Andrew Hallam, author Special offer: Jessica has an investing course, Wealth Building Blueprint for Canadians and a free resource library.   A special thank you to our episode sponsor, Plan Well. Be Well.   Plan well. Be well is a place that connects your financial well-being to your personal well-being. It's a place to inspire and learn. To define aspirations. To begin articulating what well-being looks like for you. And a place to provide the financial tools needed to achieve your financial goals and live your intended life. Because when you plan well, you can be well. Now and in the future. For more information, visit PlanWellBeWell.com  Apply for the Master Class on Negotiating: Join me for this small group coaching experience and learn how to remove psychological roadblocks to earning your true worth. A new group starts January 2022. Space is limited so register today. Click here to register. .et_bloom .et_bloom_optin_1 .et_bloom_form_content { background-color: #146a7d !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_container .et_bloom_form_header { background-color: #146a7d !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content button { background-color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content .et_bloom_fields i { color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content .et_bloom_custom_field_radio i:before { background: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content button { background-color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2, .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2 span, .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2 strong { font-family: "Open Sans", Helvetica, Arial, Lucida, sans-serif; }.et_bloom .et_bloom_optin_1 .et_bloom_form_container p, .et_bloom .et_bloom_optin_1 .et_bloom_form_container p span, .et_bloom .et_bloom_optin_1 .et_bloom_form_container p strong, .et_bloom .et_bloom_optin_1 .