Podcasts about downgrading

Eddy Loh, Chief Investment Officer, Maybank Singapore's Group Wealth Management discusses how the back and forth on tariffs sets up June after a better than expected month of May. He walks through the likelihood of tariff escalations, as well as why he is more cautious towards global equities particularly US stocks. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

In this episode of Trader Merlin, we're diving into the shockwaves sent through the financial markets after the recent downgrade of the U.S. debt rating.

Sara Awad, from Tech Contrarians, returns to discuss the volatile and stressful tech sector (1:30). Negative thesis on Nvidia (5:30). Do earnings calls matter? (12:50). CoreWeave's green flags, upcoming earnings (22:10). Palantir update (24:40). Why Tesla is a tricky stock (26:20). Downgrading and upgrading AMD (32:30).Show Notes:DeepSeek Isn't New, Nvidia Concerns, Downgrading AMD + 3 Semi CapsStressful Markets, But Lots Of Opportunities In TechThe Worst Has Happened To Super MicroEpisode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Andy Salo is a longtime climber with roots in Niagara Glen, The Gunks, Rumney and most recently, Rifle. We'll reminisce about bouldering at The Glen, and then dive into a wide ranging conversation about climbing with small children, how mentors and partners affect your climbing journey, fostering an inclusive climbing culture that makes space for people of all skill levels, and the role that younger and older climbers have within the climbing community. Plus, we'll tackle the great debate about climbing grades: Should they be changed or updated? And if so - when, how and why? Check out Andy in Instagram at @andywsaloJoin us over on the First Ascent Patreon. For $5, $7 or $10 a month, you'll get access to wide ranging bonus content from greats like Mark Hudon, Scott Stevenson and many more. Plus you'll get a Discord chat, exclusive beta, route info, and more. Check it out here:  https://www.patreon.com/FirstAscentPodcastDo you have a listener question or a topic idea? Let us know at @firstascentpod on Instagram! Jay can be found at @jayknower.

18 councils and three council-controlled organisations have recently had their credit ratings downgraded by S&P Global Ratings. The credit rating agency has expressed concern that councils aren't receiving enough revenue to cover rising costs, including investment in infrastructure. NZ Herald Wellington business editor Jenee Tibshraeny explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

18 councils and three council-controlled organisations have recently had their credit ratings downgraded by S&P Global Ratings. The credit rating agency has expressed concern that councils aren't receiving enough revenue to cover rising costs, including investment in infrastructure. NZ Herald Wellington business editor Jenee Tibshraeny explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Yankees could be without Gerrit Cole, Luis Gil and Giancarlo Stanton for much of the season. Is it time to downgrade expectations for them? Also, a delivery room debate. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brandon Sprague and Will Ortner speak on the first move of this Off-season's Quarterback Carousel, which featured Geno Smith getting dealt to the Raiders, leaving a wide open gap under center for Seattle. Is moving off Geno Smith potentially to Sam Darnold an upgrade or downgrade? Plus, what did Chiefs Head Coach Andy Reid have to say about the status of his future Hall of Fame Tight End? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Sara Awad from Tech Stock Pros and investing group Tech Contrarians, explains the DeepSeek story and contextualizes Nvidia concerns (1:15). Downgrading AMD (8:00). Palantir's run (10:00). Recent earnings from semi caps - 3 stocks to like (18:30). Fundamentals vs. hype, supply and demand (22:30).Show Notes:AMD: Don't Mistake This As A Buying OpportunityReddit: Buying The Underdog For Its Pace Of GrowthPalantir: A Favorable Mix Of Pro-AI And Anti-ChinaMeta Platforms: DeepSeek Works In Its Favor, Not Against It - A Tech FavoriteRead episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

It appears more people are looking at downgrading their car insurance, to third party cover, as policy costs continue to rise. Figures from insurance price comparison website "Quashed" shows car insurance is up 7% compared to last year. Generally third party insurance covers someone for damage to other people vehicles and property, but not your own and is cheaper than a full insurance policy. Kris Faafoi from the Insurance Council of New Zealand spoke to Lisa Owen.

Join The Struggle's Patreon community to get 100+ hours of Bonus Episodes, Pro Clinics, Uncut Videos, and Submit Questions for Future Guests. FREE TRIAL available!  https://www.patreon.com/thestruggleclimbingshow - In this episode, elite climber Will Bosi explores: His latest V17 send, Spots of Time His biggest struggle as a climber Climbing with a crowd vs by himself His surprisingly simple training routine Replica training, and when it works / doesn't work How he builds endurance What gas station food he ate before sending his latest V17 Projecting tactics Speed vs Accuracy when it comes to limit climbs Which mega Adam Ondra route he plans to project soon - CHAPTERS: Struggle: 0:06:36 Training: 0:45:22 Nutrition: 0:59:06 Tactics: 1:05:23 Mental Game: 1:24:30 - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: PhysiVantage: the official climbing-nutrition sponsor of The Struggle. Use code STRUGGLE15 at checkout for 15% off your full-priced nutrition order. ForceBoard: A better way to train fingers. Portable, accurate, and created to train finger strength and endurance exactly how YOU need it. Score $10 off and support the show by using code STRUGGLE10 at checkout. Rúngne: Soft threads and high performing chalk! Use Code STRUGGLE for 15% Off Bags, Buckets, Chalk & Apparel from Rúngne! Rungne.com Rhino Skin Solutions: Perform, Cleanse, Repair… repeat! The absolute best skin care products crafted specifically for climbers, whether you're pulling hard indoors or out. Use code STRUGGLE to score a whopping 20% off your purchase!  And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals - Follow along on Instagram @thestruggleclimbingshow and YouTube /@thestruggleclimbingshow - The Struggle is carbon-neutral in partnership with The Honnold Foundation, whose mission is to promote solar energy for a more equitable world. - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. - The struggle makes us stronger! I hope your training and climbing are going great.  - And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much! 

Twenty Minute Travel News has now joined the MtM Podcast feed! You can catch this show each week right here in addition to the regular MtM Travel podcast or watch both shows on Youtube!  Episode Description This week a number of stories broke including the death of Caesars Diamond status via the Wyndham Business Earner card. What does this change mean and what are your alternatives to gaining Caesars Diamond status now that the Wyndham option is gone.   We also discuss AA's strict new rules for removing passengers and why they could mean a better overall experience. Other topics discussed include: Alaska's huge 100K offer, Sapphire Preferred 60K + $300 ending, Hyatt's AI expansion, Marriott's soft landing, how Choice is improving and why Hertz called the police on yet another customer.   Episode Guide 0:00 Hertz calls the police on a customer…again 0:44 Hyatt's insane all-inclusive expansion continues 2:13 Is there any value with Hyatt's all-inclusive options? 3:35 AA limiting flight attendant power to remove passengers 6:53 Sapphire Preferred 60K + $300 offer ending soon 7:42 Alaska's unprecedented 100K targeted card offers 9:40 Should you cancel that card? Why downgrading is a powerful strategy 12:17 Marriott Bonvoy soft landing returns 14:40 Choice Hotels makes enhancements including increased booking window 17:08 Caesars Diamond via Wyndham Business Earner is dead 19:35 Cool “S” - The largest indoor waterpark/rainforest in the world Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

IBA's Dr. Stuart Hatcher, Chief Economist & Exec. Advisor, and Neil Fraser CFA, Manager - Airline Analysis, share their insights on the latest stories in global aviation.In the latest edition of the IBA Insider:Current market conditions in the airline industry Will Boeing actually land below investment grade?British Airways boosts UK market with £9m in high-quality carbon removalsJoin us at Airline Economics: New York - https://www.iba.aero/events/airline-economics-ny-2024/Register for our Airline risk webinar -  https://www.iba.aero/events/airline-risk-in-2024-spotting-and-managing-the-key-signals/Sign up for the newsletter - https://www.iba.aero/sign-up/LinkedIn - https://www.linkedin.com/company/iba-aviation-consultancy/Twitter - https://twitter.com/IBAaviationYouTube - https://www.youtube.com/channel/UCSkPhTf-05htY99V79fklMAWebsite - www.iba.aero

TRADCAST EXPRESS - Episode 196 Topics covered: Northern Irish diocese of Clogher doubles number of seminarians in six years - from one to two. Novus Ordo 'missionary' priest Yann Vagneux participates in Hindu 'Sraddha' ritual. How 'Pope' Francis wants to neutralize the ecumenical 'obstacle' of papal primacy. Links: J.-P. Mauro, "Northern Irish priests keep hope as vocations slowly rise", Aleteia (Aug. 30, 2024) Yann Vagneux, "Hinduism: The journey of the dead", La Croix International (Sep. 3, 2024) "Vatican Issues Ecumenical ‘Study Document' Downgrading the Papacy to Appeal to Non-Catholics", Novus Ordo Watch (June 13, 2024) Antipope Francis, Address to Participants in the Assembly of Primates of the Anglican Communion, Vatican.va (May 2, 2024) Fr. Henry Denzinger, ed., The Sources of Catholic Dogma (1954 ed.) Sign up to be notified of new episode releases automatically at tradcast.org. Produced by NOVUSORDOWATCH.org Support us by making a tax-deductible contribution at NovusOrdoWatch.org/donate/

(0:50) – Teams We're Upgrading: Seahawks Defense, Bucs and Cardinal Skill Position Players(19:00) – Teams We're Downgrading: Steelers Offense and Bills Defense(31:00) – NFL MVP

Geoff Thomas: The Holy Spirit – Chapter 21: “The Spirit and Ministry”“People of God have always recognized the need for Jesus Christ to baptize His pulpits with the fire of the HolySpirit” The Need for Spirit-Filled PulpitsErroneous Thoughts About Spirit Baptism1. Romanticizing the New Testament Church [Corinth, Ephesus, Galatia, Colossae]2. Denigrating the church today3. Downgrading individual Christians (all Christians have the Holy Spirit ~ Eph.1:3+)4. Failing to distinguish levels of maturitya. 1 Timothy 3:6 ~ noviceb. Spiritual gifts vary (1 Cor. 12:18)The Right Approach to Spirit Baptism1. The felt presence of God in church meetings2. Every member of the church is filled with the Holy SpiritFor more information about this group, please visit their website at reformationboise.com. Every weekday at 8:00am you can listen to The Gospel for Life on 94.1 The Voice in the Treasure Valley, Idaho, USA. If you have a question, comment, or even a topic suggestion for the Pastors, you can email them. There is only one rule: Be Kind! Phone: (208) 991-3526E-mail: thegospelforlifeidaho@gmail.comPodcast website: https://941thevoice.com/podcasts/gospel-for-life/

Stanley and Czar talk about downgrading your employee lifestyle, especially when you're the breadwinner and when to enjoy your earnings.Subscribe to Underpaid, join our Discord, and FB Group, and get a Payoneer account.Team Suplado Discord grouphttps://discord.gg/WjhgJSRfANUnderpaid podcast FB grouphttps://www.facebook.com/groups/1330205921240849/Underpaid x Payoneer affiliate linkhttp://tracking.payoneer.com/SH4URFor the video podcast subscribe to TPN's YT channel:www.youtube.com/ThePodNetworkEntertainment Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dave and Jamison answer these questions: Cool-headed engineer asks, How do you deal with hot-headed project managers? I have a project manager in my team who really likes to criticize me, a project lead. Most recently, I was criticized for asking a dumb question to the users which they already answered a few months ago. They told me that I should check with them for all the questions going forward. (think: “Why did you ask that question?! Don't you know that they already answered that?! Look at this message here: . Their intent is clear. Please check with me for all questions going forward.") It's not the first time they scolded me either. They tried to pressure me to push the timeline even though I explained why it wouldn't be possible. They made a false equivalence by comparing it to a similar sounding project that's completed very fast but, unbeknownst to them, is very different to mine. (think: “Why was that project completed in three month but you need six?! Those engineers are working on the same code too. Please accept that you are not a strong engineer.”) I am demoralized after each time they scolded me. It's my fault to an extent, but I think the criticism is too extreme compared to the mistake. I feel like they just want to let off some heat after their strong discussions and furious meetings with other people. I'm also a frail person and break easily; I want to learn how to handle hot-headed people and extreme criticism better so I can better speak for my team and not acquiesce to all their demands. Hello! I'm really fortunate in my current company. I have a great team, great workload that's challenging but doesn't destroy my work-life balance, and plenty of pay, benefits, and recognition. I feel this comes from having a really small group of proactive devs, and software is the primary source of revenue at this company so engineers are highly valued and appreciated. It really is the perfect place to be in. But I'm also really early in my career and I don't expect or want to stay here forever. I'm coming up on my fifth year, and I'd prefer not to stay for more than 6-7 years because I want to continue diversifying my career. I know I'm leaving for the sake of leaving, but the reasons are sound in my head. All the past companies I've worked for have been decent but have been soured by being around 9-5 “That's not my job” cruising devs, or upper management who say “Customer wants it tomorrow so just write the codes”. I don't want to risk going back to that. What are some ways I can scope out a company during the interview process to figure out what their real culture is like?

Check out this episode where Eric Siu revisits his conversation with Mark Moss, packed with insights on YouTube retention, lead gen, business growth, and Mark's forecasted inflationary crash.  Watch the full interview here: https://youtu.be/Eqo-V_vMuKA  TIME-STAMPED SHOW NOTES: (00:00) The Future of Marketing: Earning and Buying Attention (03:29) The Rise of Personal Brands and Personal Interactions (06:20) The Power of Long-Form Content for Building Trust (26:02) The Value of High-Quality Views and Engagement (28:13) Short-Form vs. Long-Form Content: Depth and Context (57:29) The Consequences of Excessive Money Printing and Inflation (57:59) The Role of the Federal Reserve and Government Spending (58:56) Bond Auctions and the Downgrading of US Credit (59:49) Preparing for an Inflationary Crash (01:02:11) Learning Strategies for Continuous Growth (01:03:35) Investing in Scarce Assets to Protect Against Inflation (01:19:23) Understanding the Total Addressable Market for Bitcoin Don't forget to help us grow by subscribing and liking on YouTube! https://www.youtube.com/channel/UC3owDdLk7HL1dyQnkoBuRew  — What should I talk about next? Who should I interview? Please let me know on X or in the comments below. Did you enjoy this episode? If so, please leave a short review here Subscribe to Leveling Up on iTunes Get the non-iTunes RSS Feed   Connect with Eric Siu:    Growth Everywhere Single Grain Leveling Up Eric Siu on X Eric Siu on Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

While every team in the NFL seem to be having a Free Agency hay day, the Dolphins appear to just be watching. Brandon provides his reasoning as to why the Dolphins are tentative this offseason.

Shane Leary joins Miles Yu to discuss the 75th Anniversary of the Universal Declaration of Human Rights and reflect on the legacy of human rights abuses in the People's Republic of China. They then discuss Moody's downgrading of China's sovereign credit rating from stable to negative, and what this portends for the Chinese economy. Finally, they discuss the recent district council elections in Hong Kong and the political apathy of voters in the region.  

Hector and Alicia dig into all the details and speculation around Intuit's newest cloud accounting product QuickBooks Ledger. Is it an affordable option for write-up clients or an over-hyped limited edition QBO? What does it mean for accountants and their clients?SponsorsLiveFlow - https://uqb.promo/liveflowTimesheets.com- https://uqb.promo/timesheetsOnPay - https://uqb.promo/onpay (00:00) - Welcome To The Unofficial QuickBooks Accountants Podcast (04:08) - Discussing the Release Date and Timeline of QuickBooks Ledger (07:03) - QuickBooks Ledger Pricing and Target Audience (08:55) - Key Features Included and Not Included in QuickBooks Ledger (29:22) - Converting from QuickBooks Desktop and Downgrading from Simple Start (48:28) - Potential Workarounds for Desktop Conversion and Simple Start Downgrading (50:16) - Updates to QuickBooks Online Bank Feeds (56:56) - The Importance of Fixing the Little Things Send your Questions/Comments (we could read/answer them on air) ask@uqapodcast.comLinks/Apps Mentioned in this episode: Hector's App - RightTool www.righttool.app Alicia's Training - RoyalWise http://royl.ws/uqapodcast QuickBooks Connect Conference:www.quickbooksconnect.com Firm of the Future: www.firmofthefuture.com

Chris and Co have been working hard as usual this week on a vast array of stories. Another week where there's been a lot happening in the world of news. in the NT and we've got it all for you here on the weekend edition. Each week we speak with Chris Walsh, Editor of the NT Independent online newspaper, about some of the stories making news in the Territory. This week's stories are: 1. Fyles Cabinet reshuffle announced2. Major shake-up in public service as head public servant quietly moved out3. ‘Downgrading': NT Police Association rejects Labor's new Police Minister as ‘novice'4. Firefighters union welcomes splitting up of the tri-service but criticises new Minister5. Heart Foundation, Cancer Council reject Kezia Purick's vaping claims to world tobacco forum6. NTPA wants ‘cheap police' security money redirected to police resources7. Public service numbers continue to increase since 2018 hiring freeze and cap: Report8. NT Government liable for remote dilapidated public housing: High Court9. New electric scooter and bike hire contract awarded by Darwin Council10. Darwin Triple Crown Supercar race dates announced for 202411. Job of the week - https://www.seek.com.au/job/71001069?savedSearchID=3a06b5cc-a1de-11e8-93a9-0bd920cd47b0&tracking=JMC-SavedSearch-anz-1-JYMHM The Territory Story podcast thanks to Oppidanus Digital Marketing, your local digital marketing agency. For more information about web design, search engine optimisation, social media management, video marketing or to discuss your digital marketing needs go to ⁠⁠⁠www.oppidanus.com.au.⁠⁠⁠ The Territory Story podcast thanks to Oppidanus Digital Marketing, your local digital marketing agency. For more information about web design, search engine optimisation, social media management, video marketing or to discuss your digital marketing needs go to ⁠⁠⁠www.oppidanus.com.au. --- Send in a voice message: https://podcasters.spotify.com/pod/show/territorystory/message

Tommy talks with Ronal Serpas, Professor of Practice in the Department of Criminal Justice at Loyola and a former NOPD chief

Künstliche Intelligenz ist seit Chat GPT in aller Munde. Doch die KI ist schon viel länger Teil unseres Alltags: Gesundheits-Apps tracken Schlaf, Blutdruck und Ernährung. In unseren immer smarter werdenden Wohnungen und Häusern sind wir umgeben von Maschinen, die für uns das Leben managen. Können wir uns in einer Welt der Optimierung durch KI noch auf unsere Intuition verlassen? Zudem schreitet die Entwicklung der KI rasant voran. Inzwischen können sogar Verstorbene durch eine KI als Chatbot-Avatar virtuell auferstehen. Wissenschaftler diskutieren, ob Algorithmen wie unser Bewusstsein funktionieren und uns irgendwann überlegen sein könnten. Zu Gast bei Theo.Logik ist die Wirtschaftsinformatikerin Prof. Sarah Spiekermann, die sagt: "Fortschritt braucht Weisheit und Mut. Maschinen fehlt beides".

In this episode, we explore the drama that often unfolds within our minds. Teaching is a profession that can lead to stories that are over-dramatized by our own thoughts. Join us as we shine a light on these narratives and provide examples of how to untangle and dedramatize the tales we tell ourselves. Teachers, have you ever found yourself caught in the grip of a dramatic story your mind has crafted? It's a common occurrence in the teaching profession. The pressure, the challenges, and the constant flow of interactions can lead our minds to exaggerate the narrative of an event. We'll delve into these scenarios and explore practical examples of how to bring these stories back down to earth. We'll share insights and strategies that empower educators to navigate the intricate web of thoughts and emotions that can accompany teaching. By recognizing and dedramatizing the stories we create, we can regain clarity and focus in our profession. Intagram- https://www.instagram.com/barbflowerscoaching/ Website- https://barbflowerscoaching.com/ We're thrilled to be sponsored by IXL. IXL's comprehensive teaching and learning platform for math, language arts, science, and social studies is accelerating achievement in 95 of the top 100 U.S. school districts. Loved by teachers and backed by independent research from Johns Hopkins University, IXL can help you do the following and more:Simplify and streamline technologySave teachers' timeReliably meet Tier 1 standardsImprove student performance on state assessments

This is a continuation of my previous episode talked about the reason why you should stop downgrading your standard because thats not the definition of Love and also there is one person for someone, someone that understands the meaning of love and relationship. Write down how you want your relationship should be like or how you want to be treated so that when you meet someone it will be easy for you not to fall into the wrong relationship. Leave a comment and follow me on IG and you can also send email if you have anything you want me to know or adjust. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skypet/message Support this podcast: https://podcasters.spotify.com/pod/show/skypet/support

Lots of people do this just to be accepted into a relationship but not knowing that downgrading your standards only going to work for a short period of time before your partner start expecting you to do more. Spend time accessing and investigating anyone you want to get into relationship with but most importantly pray like pray very hard before you jump into the relationship because that will determine will the relationship will be easy or hard. Thank you guys for always listening and supporting Happy Labor Day!!! Follow me on Instagram @crowngistpodcast or send email to crownpodcast20@gmail.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/skypet/message Support this podcast: https://podcasters.spotify.com/pod/show/skypet/support

Connor starts the war of words with the Gophers. Tearing apart their WR core, who haven't produced much of anything since 2019

Join Tom Hopkins Burke and panelists John Gibbs, Brent Poland and Hannah Wilson who review the week in education. This week included A Level Results Day: who is responsible for closing the regional attainment gap? Plus, with one-third of students starting a T Level not completing it, why is this alternative route not taking off? The panel also discusses the TTR exclusive - History coursework in some centres was moderated down by four grades, so what impact has this had on teachers and students?

Fitch Ratings recently downgraded America's debt situation from AAA, the highest level, down to AA+.   Although this has the potential to be cause for concern, this is based not off of where America is right now, but where we could be headed.   This doesn't mean the economy is about to hit a recession, but it does mean that it's time for a wake-up call before it's already too late.    In today's episode, you will learn more about why Fitch Ratings downgraded America's debt situation.   Some of the specifics discussed include:   *The reason for concern behind Fitch's downgrading.   *What you should be doing right now to protect yourself from any upcoming market instability.   *How America's lack of solutions for its excessive spending habits is affecting the daily lives of the population.   If you learned something from today's episode, be sure to share it with a friend or family member!

Few months ago, a food photographer reached out to me. She is a full-time architect and a passionate food photographer and blogger.She sent me a voice message with a question. When I heard  that question I could not believe it. She was saying something I never had the courage to say out loud. You see, we all have thoughts. Some that we share and some that are so difficult that we can't even say them out loud. One such thought that I could never say out loud was - Will I be considered educated and intelligent enough if I'm just a photographer? Is this career switch a step up in life or step down?In this week's podcast, I'm sharing big truth bombs about being a professional food photographer.  It is a very raw and real episode, packed with realities of choosing a creative career. I talk about all the secret thoughts we have when considering food photography as a career and I also share what I did about those thoughts.I have never talked about this with anyone. Not even with my husband. This is the first time I'm laying it all straight up on the table. If you have ever considered leaving your 9-5 to start a creative career whether as a photographer or a blogger or stylist etc. then you most definitely have had some strong thoughts.There are so many doubts and insecurities associated with a career change especially if it is not a glamorous switch but rather a bold & brave switch. The question from that food photographer took me back to the time when I was stuck in a dilemma and had so many scary thoughts around food photography as a full-time job.Hope this open & honest episode helps you answer the doubts & address the insecurities you may be too scared to say out loud. Reach out  if you've been going through similar thoughts. I know exactly what you feel. ​ Read more at https://myfoodlens.com Follow Dyutima on Instagram at https://www.instagram.com/dyutima_myfoodlens/ Show notes available at https://myfoodlens.com/63-are-you-downgrading-by-becoming-a-photographer/Download free guide and workbook The 10-step photoshoot https://myfoodlens.com/the-10-step-photoshoot-guide/Write that pitch https://myfoodlens.ck.page/writethatpitch

Why did Fitch decide to cut the US credit rating and what should an investor think about before investing in China given the current economic situation? Michelle Martin speaks to Cheng Chye Hsern, Head of Investment, Providend to find out more.See omnystudio.com/listener for privacy information.

Downgrading the credit rating of the United States. The White House lashes out at the 'flawed assessment' by Fitch Ratings, but what's worrying the financial experts? Is the world's biggest economy in trouble? Join host Sohail Rahman.With guests: William Lee - Chief Economist, Milken Institute.  Einar Tangen - Senior Fellow, Taihe Institute.  Frances Coppola - Economist and Banking Commentator.  

Ivory Scott Opens Up About Downgrading His Lifestyle While Pursuing In His Music Career + More See omnystudio.com/listener for privacy information.

US markets plummeted overnight following Fitch downgrading the US credit rating from AAA to AA+. The agency cited fiscal deterioration over the next three years and drawn-out debt ceiling negotiations. Fisher Funds senior portfolio manager Sam Dickie says the fiscal situation in the US Government has been heavily publicised, meaning Fitch mulled over their decision to downgrade. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In a not so surprising move, Fitch officially downgraded US debt from AAA to AA+. This sent the markets reeling to the southside as markets priced in the increased cost of capital. How significant is it? Join market veteran John O'Donnell on the show today as we breakdown the impact of today's move and what further pain may lay ahead.  We will also look at the current Bitcoin ETF drama as well as Michael Saylor's latest crypto move. Join us live at 2pm PT today!   #trading #futures #cryptocurrency #bitcoin #debt Sign up for a free, 6 video course on Cryptocurrency here: https://www.tradingacademy.com/crypto/ Contact TraderMerlin: Email – TraderMerlin@gmail.com LinkedIn: https://www.linkedin.com/groups/13930555/ Twitter: TraderMerlin - https://twitter.com/TraderMerlin IG: TraderMerlin - https://www.instagram.com/tradermerlin/ FB: TraderMerlin  - https://www.facebook.com/TraderMerlin Live Daily Show:  - https://www.youtube.com/TraderMerlin   Trading Applications used: #TastyWorks, #ThinkOrSwim #CliK, #TradeStation, #TradingView, #Barchart

Ondiro Oganga reports on the West unfairly downgrading African economies which can effect borrowing ability. --- Send in a voice message: https://podcasters.spotify.com/pod/show/africandiasporanews/message Support this podcast: https://podcasters.spotify.com/pod/show/africandiasporanews/support

In today's episode, Kristen shares what it's been like to shift from a smartphone to a flip phone. After more than 7 years documenting her life online, Kristen opens up about her fears surrounding this transition and whether they match up with what it's actually been like. She shares the revelations and newfound clarity she has gained since embracing digital minimalism and also answers a range of questions she's got since making this transition.   Other topics covered in this episode today include: Kristen's shift from documenting everything online to digital minimalism How the online world can inhibit our feminine beingness The fears that stopped Kristen (and many of us) from leading a more digitally minimalist life The unexpected revelations Kristen has had since switching to a flip phone Q&A on the logistics of switching to a flip phone while still having an online business How smartphones are hiding our innate capabilities and gifts from us Unexpected ways your phone may be siphoning your energy and presence with God Apply to work 1:1 with Kristen: https://form.typeform.com/to/RzGNVeiG Sign up to Kristen's email list: https://pursuitofbliss.us21.list-manage.com/subscribe?u=e2b36323fd12e62f0a55f734b&id=e52cfc3a39 Magnetic: https://docs.google.com/document/d/1c9tZ5iOjvLQ-BCAJXWTL2x1N5vNTIwF7My0a7IZ_7jA/edit?usp=sharing BAA Academy: https://www.pursuitofbliss.com/blissful-abundance-academy Instagram: https://www.instagram.com/pursuitofbliss_/ Join the Facebook Community here: https://www.facebook.com/groups/manifestingabundancegroup/

Fletcher Building have downgraded their profit forecast, citing a slowing market and extreme weather. The building and construction company lowered their forecasted operating profit to $800 million, down from February's $855 million. Milford Asset Management Portfolio Manager Frances Sweetman says this figure looks like a material downgrade, but it's not as negative as it suggests. "Management has been hoping that sales volumes would pick up, and that didn't eventuate. But they've also been managing to maintain prices because they're quite focused on profitability." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Many critics have blasted new rules from the Biden administration that will force good-credit homebuyers to subsidize the costs of buyers with poor credit. One former Obama housing official is calling out the "unprecedented" move, arguing this is "not the way" to bring in more home buyers. New rules from the Federal Housing Finance Agency (FHFA) will allow consumers with lower credit ratings and less money for a down payment to qualify for better mortgage rates than they otherwise would have. In turn, the costs are expected to be passed on the those with good credit. The rules are set to go into effect May 1.In this episode of The Higher Standard, Chris and Saied examine this news and determine the effect it will have on the economy as a whole.They discuss comments from tech investor Chamath Palihapitiya, who said two years ago that bitcoin had replaced gold and predicted the digital currency would climb to $200,000, who is now saying that "Crypto is dead in America," blaming its demise largely on regulators, who have gotten much more aggressive in their pursuit of bad actors in the industry.Chris and Saied look at reports that Bed Bath and Beyond has filed for Chapter 11 bankruptcy protection after it failed in several last-ditch efforts to raise enough money to keep the company alive. It had been warning of a potential bankruptcy since early January, when it issued a “going concern” notice that it may not have the cash to cover expenses after a dismal holiday season.They also offer some thoughts on real estate magnate Sam Zell's assertion that "Remote work is a bunch of bullshit," speaking at a luncheon at NYU's Schack Institute of Real Estate as part of its annual REIT Symposium.Join Chris and Saied for this fascinating and informative conversation.Enjoy!What You'll Learn in this Show:What is Moody's and why do its ratings matter?Why working from home is here to stay, but it's not for everyone.Why Google CEO's compensation package includes $6 million for personal security.Why Coinbase's CEO Brian Armstrong says his company is preparing for a years-long court battle with the commission.And so much more...Resources:"Former Obama housing chief slams Biden's ‘unprecedented' mortgage plan: ‘Not the way to do it'" (Fox Business)"Frank's Charlie Javice moved millions from JPMorgan to Signature months before the bank collapsed" (Bloomberg Business)"More US consumers are falling behind on payments" (Yahoo! Finance)"Amazon, Microsoft, Meta, Alphabet lead earnings rush: What to know this week" (Yahoo! Finance)"‘Crypto is dead in America,' says longtime bitcoin bull Chamath Palihapitiya" (CNBC)"Meta has started its latest round of layoffs, focusing on technical employees" (CNBC)

Kelsey goes back to a galaxy far far away, Robert keeps acquiring women's small t-shirts, we blow up our moons.Our theme song is "The Grim Reaper Blows the Horn" by Firage.This work is licensed under a Creative Commons Attribution 4.0 International License.Get some YMBToAP merch on ya bod!Find and friend YMBToAP on social media!Patreon | Facebook | Twitter | Instagram | YouTube | Twitch | TikTok Hosted on Acast. See acast.com/privacy for more information.

On today's episode, we discuss the most important digital trends we're watching in 2023: why we downgraded our digital ad spending numbers (and by how much), why Big Tech will actually solve the content moderation problem, a retail media joint venture to rival Amazon, and more. Tune in to the discussion with our analyst Evelyn Mitchell.   Follow us on Instagram at: https://www.instagram.com/behindthenumbers_podcast/   For sponsorship opportunities contact us: advertising@insiderintelligence.com For more information visit: https://www.insiderintelligence.com/contact/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com    © 2023 Insider Intelligence      Tinuiti is the largest independent performance marketing firm across Streaming TV and the Triopoly of Google, Meta, Amazon, with over 1,200 employees and $3 billion in digital media under management. Tinuiti has industry-leading expertise in search, social, Amazon and marketplaces, addressable TV and mobile apps, Lifecycle Marketing, and more.  

Let's talk about Musk, Twitter, and downgrading.... --- Send in a voice message: https://anchor.fm/beau-of-the-fifth-column/message Support this podcast: https://anchor.fm/beau-of-the-fifth-column/support

What is Downgrading: reduce to a lower grade, the rank of importance. How many of us feel lower when we downgrade tangible assets? What about you are downgraded for a better life? Why does downgrading create so much anxiety and depression? Because we lose status? because people will not see us the same? Because society will criticize you and also downgrade you? are we are afraid to downgrade? Tomorrow we will talk about this topic and much more with Rohan Saxena. Who is Rohan Saxena simple Indian guy that has been in the USA for two years, Graduated in hotel management, and now working Works in the Auto industry. Kidney Transplant Survival in 2013. https://www.facebook.com/Ronnie1929 Gloria Goldberg The Host https://www.facebook.com/gloriagoldberg13 Thanks for listening and support Mental Health. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/gloria-goldberg/message Support this podcast: https://anchor.fm/gloria-goldberg/support

Jimbo is joined by Daniel Storey, Lynsey Hooper and Charlie Eccleshare after what could be a pivotal weekend in the Premier League season. Charlie upsets Klopp, as do Spurs who hold Liverpool at Anfield, allowing Man City to go 3 points clear by battering Newcastle. Is it City's to lose? And are we any closer to knowing how Jack Grealish fits into the City side? It's advantage Arsenal in the race for the top 4 ahead of the North London derby on Thursday. Hear why the panel think it's still Spurs that will grab that Champions League place. Leeds look in big trouble at the bottom as Everton take a giant leap towards safety. Plus what about Southampton? Downgrading all over the pitch, Hasenhuttl under pressure, could they be doomed next season? Chelsea are champions of the WSL once again after an enthralling final day. But will Man City deny them a domestic double? It's a great time for Scottish football. Jordan Campbell tells us about Rangers' progression to the Europa League final and Celtic's imminent title win. Plus Bristol Rovers, wow sensations and Man United's staggering but not surprising performance at the Amex. RUNNING ORDER:  • PART 1: Liverpool 1-1 Spurs & Man City 5-0 Newcastle (03m 00s) • PART 2: North London derby preview (21m 00s)  • PART 3: The battle to beat the drop (33m 00s) • PART 4a: Chelsea are WSL champions again (49m 00s) • PART 4b: The rest of the Premier League weekend (59m 00s) • PART 4c: Jordan Campbell and Rangers Europa League adventure and Celtic's title (66m 00s) SIGN UP TO THE ATHLETIC TODAY FOR £1 A MONTH FOR THE FIRST 6 MONTHS • theathletic.com/totally   GET IN TOUCH: • follow us on Instagram • find us on Facebook • send us a tweet: @TheTotallyShow   READ STUFF ON OUR WEBSITE: • check out thetotallyfootballshow.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jimbo is joined by Daniel Storey, Lynsey Hooper and Charlie Eccleshare after what could be a pivotal weekend in the Premier League season.Charlie upsets Klopp, as do Spurs who hold Liverpool at Anfield, allowing Man City to go 3 points clear by battering Newcastle. Is it City's to lose? And are we any closer to knowing how Jack Grealish fits into the City side?It's advantage Arsenal in the race for the top 4 ahead of the North London derby on Thursday. Hear why the panel think it's still Spurs that will grab that Champions League place.Leeds look in big trouble at the bottom as Everton take a giant leap towards safety. Plus what about Southampton? Downgrading all over the pitch, Hasenhuttl under pressure, could they be doomed next season?Chelsea are champions of the WSL once again after an enthralling final day. But will Man City deny them a domestic double?It's a great time for Scottish football. Jordan Campbell tells us about Rangers' progression to the Europa League final and Celtic's imminent title win.Plus Bristol Rovers, wow sensations and Man United's staggering but not surprising performance at the Amex.RUNNING ORDER: • PART 1: Liverpool 1-1 Spurs & Man City 5-0 Newcastle (03m 00s)• PART 2: North London derby preview (21m 00s) • PART 3: The battle to beat the drop (33m 00s)• PART 4a: Chelsea are WSL champions again (49m 00s)• PART 4b: The rest of the Premier League weekend (59m 00s)• PART 4c: Jordan Campbell and Rangers Europa League adventure and Celtic's title (66m 00s)SIGN UP TO THE ATHLETIC TODAY FOR £1 A MONTH FOR THE FIRST 6 MONTHS• theathletic.com/totally GET IN TOUCH:• follow us on Instagram• find us on Facebook• send us a tweet: @TheTotallyShow READ STUFF ON OUR WEBSITE:• check out thetotallyfootballshow.com. Hosted on Acast. See acast.com/privacy for more information.

Today Skari joins Chapter Tactics to talk about taking your OP army to casual games and using Narrative Games to make yourself a better player. Check out our Live Battle Reports every Tuesday at 9PM EST / 6PM PST http://twitch.tv/dicecheck! Frontline Gaming Network: https://bit.ly/3dbMup6 SUPPORT US ON PATREON: https://www.patreon.com/dicecheckyt JOIN THE DICE CHECK DISCORD SERVER: https://discord.gg/Q5ASEj48EA INSTAGRAM: https://www.instagram.com/dicecheck TWITTER: http://twitter.com/dicecheckyt #warhammer40k

Search engine Duck Duck Go just announced that it would be downgrading results it considered "Russian propaganda." Blue-pilled libertarians will consider this a "market response" to the Russian invasion of Ukraine. We red-pilled libertarians are a teensy bit less naive than that. Plus a lot more in this episode. Sponsor: CrowdHealth - - Enter promo code: WOODS.