Podcasts about events page

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Chris Reilly about his insurance career and how you came to join and lead Link USA. They also cover RISKWORLD 2025 and the DE&I Studio, where Chris was on a panel. Chris talks about how he volunteered for the DE&I initiative at Amwins and how it has grown over the years. Chris does not believe the current anti-DE&I rhetoric will continue for long, in light of the existing Title VII and EEOC protecting employees and applicants against employment discrimination. Chris believes organizations know what is right, and that they will do better with a strong DE&I program in place, reducing reliance on EPLI coverage. The conversation concludes with information about Link USA's upcoming events.   Listen to learn more about supporting Diversity, Equity, & Inclusion efforts in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our topic is inclusivity in risk management and we will be joined by Chris Reilly, the National Co-Chair of Link USA, and Senior Vice President and National Practice Leader at Amwins Group Benefits. [:45] RIMS-CRMP Workshops! Register by July 1st for the next RIMS-CRMP Virtual Workshop, which will be co-led by Parima. That course will be held on July 8th and 9th. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! On June 26th. Pat Saporito will return to present the very popular new course, “Generative AI for Risk Management”. [1:32] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:43] Starting on July 16th, James Lam will host a six-module course, the RIMS-CRO Certificate in Advanced Enterprise Risk Management. This is a bi-weekly course that will run through Wednesday, September 24th. A link to last week's episode about it is in this episode's notes. [2:04] Registration closes on July 9th. A link is in this episode's notes. [2:09] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:32] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:40] On with the show! It's June 2025. It is Pride Month and RIMScast and RIMS are dedicated to fostering an environment where individuals from all backgrounds feel valued, respected, and empowered. We'll dive into the real meanings of words and initiatives; words like inclusivity. [3:01] Joining me today to delve into those terms is Chris Reilly, the National Co-Chair of Link USA. Link is the LGBTQ+ Insurance Network. Chris is also the Senior Vice President and National Practice Leader at Amwins's Group Benefits. [3:17] We will discuss the state of diversity, equity, and inclusion in insurance and risk management, how the pendulum has swung, and what risk professionals and employers need to know about a landscape that may or may not be changing as much as you think. [3:35] Interview! Chris Reilly, welcome to RIMScast! [3:42] It's Pride Month. For Chris, it's a great time to be celebrating oneself and celebrating with the community. He says there's no reason not to celebrate 12 months of the year. [4:14] Chris Reilly has had a 30-plus-year insurance career. His dad and grandfather had an agency. His father offered him a job right out of college. Chris thought he'd step up in a year or two, but he's still doing it 30-plus years later. It's a great career. He loves the industry. [4:47] The first part of Chris's years he spent in the Property and Casualty world as a commercial broker, most of those years with Aon. He jumped to the wholesale side when he joined Amwins in 2000. [5:05] Chris is on the employee benefits side, providing group benefit programs to companies through broker partners. [5:13] About five or six years ago, Amwins created internal DEI programs. Chris immediately volunteered to join the National Council at Amwins to participate in and help build those programs. He worked on a committee centered on making the workplace intentionally inclusive. [5:54] Chris served on that committee for two years. In the process, he came across Link, which was in the UK. Chris and a colleague convinced Link to bring it to the U.S., which they did in 2021. Four years later, Link has expanded into Los Angeles, Chicago, New York City, and Atlanta.  [6:18] Link restructured this year with a national board for a national presence. Link kicked off Pride Month with a national virtual event. It had a great turnout. Chris is excited to continue to lead Link and help support the LGBTQ+ community and its allies in the insurance industry. [7:04] Chris notes that the insurance industry is still known to be a very conservative industry but from 30 years ago to today, there has been a big difference in inclusivity. There's constant evolution and change. We can always continue to do things better. [7:23] Chis says everybody is striving to do things better. That's why Diversity, Equity, and Inclusion programs became so important for all industries. Justin says that saying the words Diversity, Equity, and Inclusion instead of DEI provokes thought about their meaning and impact. [8:21] Chris agrees; when we say with intention, Diversity, Equity, and Inclusion with intention, it's just better. Don't we all want to be included? Inclusion is an endearing word. Let's all come to the table. We need to be more intentional about the words. [9:19] Chris Reilly attended RISKWORLD 2025 for the first time and was at the DE&I Studio. There were speakers and panels. Chris represented Link USA to talk about who they are, what they do, and their mission for the LGBTQ+ community in the insurance industry. [10:21] Chris served on a panel where Link, the National African American Insurance Association, the Asian American Insurance Network, the Latin American Insurance Agency Networks, and the Association of Professional Insurance Women were represented. [10:43] The organizations work to make sure the insurance industry continues to be a diverse, inclusive, and equitable industry. They support each other and continue to press the message of Diversity, Equity, and Inclusion. They raise their voices for the common good of every employee. [11:17] Leaders from all of those organizations have been guests on RIMScast, with Chris Reilly and Link being the fifth organization represented. If more organizations are created, Justin will include them on the show.  [11:37] Chris brings decades of experience in the trenches to his role on Link.  [12:02] Justin says we're hearing a lot of anti-DEI rhetoric. Chris says a lot of it is noise. People are throwing things against the wall to see what sticks. In most C-Suites, smart leaders seek legal advice. If they haven't been doing anything illegal, there isn't much they need to change. [13:01] Companies that feed into the noise end up hurting their employees which can hurt their bottom line in the long term. [13:27] Companies need to cut through the noise and make sure that they know what's true and what's not true. They need to focus on continuing to do what they've been doing that has been working. [13:55] Chris thinks that a company scaling back its DEI initiative hurts its reputation. When they scale back, the employees feel it first. If employees don't feel good in the workplace about the culture that has been developed for employees, that impacts the work and the output. [14:34] Eventually, that can hit outside the walls of the insurance company. Insurance isn't a direct-to-consumer product so this industry doesn't get impacted in quite the same way as a retail store. [15:06] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [15:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [15:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [15:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [15:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in favorable rates. We look forward to seeing you in Calgary! [16:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [16:31] Let's Return to Our Interview with Chris Reilly of Link!  [16:50] There's no such thing as illegal DE&I! There is no legal framework about whether a company does DE&I or not. Companies decided that having a more diverse, equitable, and inclusive workforce was good for business. [17:30] There have been studies that show that when a company has a strong DE&I policy, it outperforms its competitors that don't by nearly 20%. Teams that are more diverse and inclusive outperform homogeneous groups by nearly 80%. [17:57] When you have a diversity of people; when you include people of different backgrounds in thought and education, you get more diverse thoughts and you can create better outcomes as a result. [18:15] This concept of illegal DE&I is thrown up there to create confusion and get people worrying about what they're doing. [18:51] Employment Practices Liability Insurance (EPLI) is what companies would buy if they have a sexual harassment suit, a discrimination suit, or a wrongful termination suit. Employers take this coverage to protect themselves from that. [19:25] Whether they have EPLI coverage or not, before the term “illegal DE&I,” nobody was concerned about it. They all felt that they had the proper policies and best practices in place to prevent employment practices claims. [19:43] If there were this rash of claims suddenly happening, maybe it's not “illegal DE&I” but you're not doing it right. Fix the problem so that it doesn't become an issue. [19:59] What companies are seeing is that their policies and best practices have been working, so there's not a problem. If companies start believing that they shouldn't have DE&I programs, that will embolden individuals to be bigots, racists, harassers, and bullies at work. [20:25] If that happens, you will get employment practices claims. [20:30] Justin feels that we are seeing uninclusive and bullying expressions more now on social media than when he was hired at RIMS eight years ago. [20:36] Chris thinks that the world has changed and the narrative has changed and people feel like they're emboldened to bring out those negative personality traits in themselves for some reason. [20:50] Chris recently talked to a company where the CEO addressed the employees, to tell them that bigotry, harassment, and hatred have no place, and will have no place in the company. [21:16] He told them the company was built with a culture that respects everybody, that is about fairness and integrity, working together, and creating inclusive and collaborative teams, to create the best outcomes they can for the company and its consumers. [21:32] He said they are going to keep doing what they're doing because everything's going just fine. He said if we start trying to tinker with the DE&I programs, that will inevitably create problems and deteriorate the great work that you have been doing. [21:53] What's the ROI on DE&I? It's hard to quantify. When your employees are happy, they're doing good work, they're being productive, and the company is successful, that comes in part from the investment of time, energy, and money put into Diversity, Equity, & Inclusion programs. [22:08] You can try to tie ROI to some of the Diversity, Equity, and Inclusion programs when you talk about EPLI, Directors & Officers, and E&O insurance. If you don't have good practices, what you will have is employment practices liability claims around discrimination and harassment.  [23:01] HR will have to deal with the HR issues of employees, potentially defending a lawsuit. If they don't have these coverages in place, those defence costs can get expensive. You might have to settle a suit, which can cost more money. It's a ripple effect. [23:27] With more claims, the premiums of these policies will go up. So, if you're not following best practices and have to start paying out claims and higher premiums to defend yourself against these claims, those are financial factors to consider in the ROI of doing the right thing. [23:51] Plug Time! Let me tell you about the Spencer Educational Foundation. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [24:31] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [24:31] General Grant awardees are typically notified at the end of October. [24:35] Spencer's Risk Manager on Campus Program offers grants of up to $5,000 to universities and colleges in the United States and Canada to host a practicing risk manager on their campus for a one-to-three-day residency. [24:49] The Risk Manager on Campus program has been praised by both universities and risk managers as a rewarding educational experience for students and a chance to give back to the profession. The application deadline for 2026 is June 30th, 2025. Check the link in the notes. [25:08] Visit SpencerEd.org for more information. [25:12] Let's Return to the Conclusion of My Interview with Chris Reilly! [25:34] The pendulum has swung one way. Chris thinks that it will swing back as smarter and calmer minds prevail, in the end. Organization leaders know what's right and wrong. Once the noise calms down, people will realize that we already have things in place to protect everybody. [26:14] We already have Title VII and the EEOC in place. I have told people that with all that's being said, no laws have changed. Title VII is in place and the EEOC is still there to enforce it. If there were crazy problems with this, Title VII and the EEOC would already be addressing it. [26:44] Chris believes the pendulum will swing back to the center sooner rather than later. Executive orders and attempting to change laws are not going to sit well. There are already protections in place to prohibit employment discrimination. [27:13]  Chris is the National Chair of Link USA. A couple of days after this episode, there will be the New York City Link-Up Networking Happy Hour, Pride Edition. That's going to be in Manhattan on the Avenue. [27:33] On June 26th, in Los Angeles, there will be a Pride Movie Night and Networking Mixer at the Alamo Drafthouse Cinema. Chris says these events are always fun. Link tries to create personal connections between the LGBTQ+ Community and its allies. [28:04] We're all doing the same thing, feeling the same pressures, working in the insurance industry, and wanting connection. Some people work at companies that may not have anybody else like them in their firm. They're looking for connections within the LGBTQ+ community. [28:28] Link is heavily supported by its allies. They couldn't fight the fight without the allies. The events are about bringing people together in a fun way and ultimately, networking in the industry. People connect and build business relationships and develop businesses, as well. [28:55] We've got a link to Link in this episode's notes. [28:58] Chris, it's been a real pleasure to speak with you. I'm glad we're having this dialogue. I hope to see you at RISKWORLD 2026 and the Diversity, Equity, & Inclusion Studio. [29:21] Special thanks again to Chris Reilly of Link, the LGBTQ+ Insurance Network. Links to the events that we mentioned and to Link's website are in this episode's show notes. [29:34] RIMS has a Diversity, Equity, & Inclusion Council and page. You can visit it on RIMS.org, through the Community section, and the link in this episode's show notes. [29:49] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [30:17] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [30:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [30:53] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:09] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [31:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [31:31] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Diversity Equity Inclusion Council Link (LGBTQ+ Insurance Network) Link USA Events in New York City and Los Angeles RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 Spencer's Risk Manager on Campus — Application Deadline June 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — July 8‒9, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 Full RIMS-CRMP Prep Course Schedule “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “Live from RISKWORLD 2025” “Thoughts and IDEAs on Inclusivity with Michael Bach” “The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services” “LAAIA Atlanta Chapter President Jose Aponte” “Equality and the Risk Profession with Elisa Stampf”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chris Reilly, National Co-Chair of Link USA | LGBTQ+ Insurance Network, Senior Vice President and National Practice Leader at Amwins Group Benefits   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews James Lam about the evolving role of the CRO since the pandemic, vital competencies for today's CROs, risk appetite frameworks, and a case study of E*Trade and how they succeeded with a strong risk appetite framework. They continue the discussion with an examination of James's upcoming six-module virtual course, the RIMS-CRO Certificate in Advanced Enterprise Risk Management. James concludes with his vision of the future of ERM using AI as an enabling tool. Listen to learn more about successful strategies CROs can apply to their ERM programs.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is one of the great thought leaders in risk management, James Lam. He returns to RIMScast today to talk about ERM and a new bi-weekly virtual course he'll be teaching for RIMS that begins in July. [:48] RIMS-CRMP Workshops! Register by July 1st for the next RIMS-CRMP Virtual Workshop, which will be co-led by Parima. That course will be held on July 8th and 9th. [1:04] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:23] RIMS Webinars! The next RIMS Webinar will be held on June 17th. It will be presented by Origami Risk. It's titled “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. Register today through RIMS.org/Webinars [1:43] RIMS Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [2:00] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [2:12] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:35] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:43] On with the show! Our guest today is a risk management trailblazer who is widely considered the world's first Chief Risk Officer. I'm talking about James Lam. [2:54] Starting on July 16th, James will host a six-module course for RIMS, The RIMS-CRO Certificate in Advanced Enterprise Risk Management. It's a bi-weekly course that will run through Wednesday, September 24th. Registration closes on July 9th. [3:14] James is here to discuss and share his ERM philosophies, how the practice has changed in the past five years since he was last on the show, and to give us a preview of what the upcoming course will be like and how it could boost your risk career. [3:31] Interview! James Lam, welcome back to RIMScast! [3:37] James was a guest on RIMScast in the Fall of 2020. We've gone through a lot in the last five years! We've lived through a pandemic, and companies realized the importance of operational resilience and strategic risk management. [4:14] James says today we are facing unprecedented geopolitical risk. We are also facing AI risks and opportunities. Some Chief Risk Officers have stayed relevant and elevated their careers and skills, while others have failed in their organization's ERM programs. [5:01] James tells what may cause a CRO to fail. Applying a “check the box” approach or a compliance approach, without staying relevant with the evolving risk landscape. [5:29] Speaking of successful CROs, James said one CRO he worked with went from being a treasurer reporting to the CFO, to becoming the CRO, then the CFO, and eventually the CEO, all within eight years. [5:58] He and other successful CROs had learned how to add strategic value and be relevant to key decision-makers at the board level and the executive level. [6:15] A key competence is applying risk analytics to quantify and minimize unexpected earnings, helping companies maintain sustainable, predictable profitability. [6:40] Then, evolving that to understanding capital management to optimize capital allocation, dividend policies, and risk transfer strategies, ultimately, applying the same risk analytics to support corporate and business decisions. [7:05] Being able to add strategic value is the most important competence for a Chief Risk Officer today. [7:26] Management and corporate directors are concerned about the unexpected. As CROs, how do we connect our work with things that are the most meaningful to the decision-makers and key internal stakeholders? All boards, CEOs, and CFOs are concerned about earnings. [7:53] Unexpected earnings variance and guidance are things that they are concerned about. CROs can help them with predictable profitability, long-term capital management, and value creation. [8:10] How does a CRO support the leaders' decision-making at the corporate level, where there's M&A or new products, and at the business level, in terms of risk-based pricing and risk transfer decisions? [8:43] James thinks the risk appetite framework is one of the most important processes and capabilities for advanced enterprise risk management. [9:01] Frameworks that don't do well tend to be mostly or entirely qualitative. They tend to be static, maybe updated once a year, with very little change. [9:15] The frameworks that are more strategic and add more value to companies tend to be a combination of quantitative and qualitative. [9:42] Successful risk appetite frameworks also consider risk capacity in terms of capital resources, earnings, and liquidity, relative to our risk management capability and track record. [10:01] Successful risk appetite frameworks look at opportunities. What is the opportunity for profitability, growth, and innovation, relative to risk? If the opportunity is high, then we should be willing to take on more risk. [10:19] Successful risk appetite frameworks tend to be more dynamic in a way that allows the company to reduce risk when it is appropriate but also to take more risk when it is appropriate. [10:31] James says a good risk appetite framework would guide organizations to take more risk, on a selective basis. [10:57] James uses E*Trade as a case study. James was on the board of E*Trade and chaired its risk committee. This case study is in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. [11:28] James will invite E*Trade's CRO, the head of ERM, and one of the regulators, to provide first-hand experiences and lessons learned. [11:41] James gives examples of how ERM improved E*Trade's business outcomes and profitability. Based on a robust risk appetite framework, E*Trade thought it needed to take more risk in new product innovation and shorten the time to market dramatically. [12:21] Because of that, E*Trade was the first company to offer retail investors the capability to trade stocks and mutual funds on their Apple Watch. It was a very important business opportunity as the Apple Watch was hugely popular. [12:49] This tied into E*Trade's founding as the first internet company to allow retail investors to trade on the internet. It was a proud moment for E*Trade. It shows how a robust ERM program and risk appetite framework can support innovation and business growth. [13:16] In the eight years James was on E*Trade's board until it was sold, its stock went from $8 to $59 a share. It went from B to BBB, from losing money to making money, and from a weak capital position to buying back over $1 billion in stock and offering its first-ever dividend. [13:52] In addition to the E*Trade case study, the course will look into other case studies, good and bad. We will learn from organizations that didn't manage risks effectively and what we could learn from them to prevent that for our organizations. [14:13] We will learn from best-practice companies in the energy and healthcare space. [14:30] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open here. [14:43] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [14:59] Any chapter member can attend. Links are in this episode's show notes. [15:14] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [15:21 Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration opened today. Visit RIMSCanadaConference.CA and lock in favorable rates. We look forward to seeing you there! [15:42] Let's Return to My Interview with James Lam!  [16:00] Starting on July 16th, there will be a new course that James is leading. It's the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. If you're listening to this on the week of publication, you've got about a month to register. Registration closes on July 9th. [16:22] James is one of our favorite collaborators! [16:27] James tells what led to the launch of this program. He's very excited to be partnering with RIMS! His motivation for doing this program is that he has worked in risk management for over 40 years. He has been a management consultant working with over 100 companies. [17:10] James has been an eight-time board member, chairing the risk committee, chairing the audit committee, and overseeing risk management, not day-to-day but from a board perspective. [17:22] What James wants to do in this program is to share the lessons he has learned and some of the best practices in a very practical way. He also wants to invite other risk experts to share from their different domains. James has had this idea for over three years. [17:56] He met with the RIMS board members and the Professional Development Team to talk about this. They got an agreement in place, and within a few weeks, they got the outline and the website up. James tells of the team that helped him put it together in bi-weekly meetings. [18:31] The program came together within weeks. The early registrations are above expectations. The market reception has been strong. James says this course will provide an amazing learning experience for the participants. [18:54] It's a six-module, bi-weekly course with four-hour live virtual sessions, from 10 a.m. to 2 p.m. Eastern Time, starting July 16th and running through September 24th. There will also be self-study with James's book, other articles, and research papers. [19:24] We've got the link in this episode's show notes. A brief description of each of the six modules is on the website. Module 4 is The Role of the Chief Risk Officer and Risk Appetite Statement. That's the James Lam wheelhouse! [19:44] The CRO, the risk appetite statement, and ERM will be critical topics. Other important topics are the role of the board, how risk professionals should not only serve the board but also leverage the board, and strategic decision-making. [20:13] Before the pandemic, teaching virtually was not James's favorite method. He enjoys interacting with participants. Since the pandemic, we've all learned how to learn and to teach in a virtual environment. James says we can make it dynamic and interactive, with a lot of sharing.  [22:53] James thinks they will get into individualized problem-solving. Participants can highlight challenges or opportunities they're facing. Collectively, the group will help with individualized problem-solving. [21:12] James will bring in guest speakers. He has a strong network of excellent board directors and experts with backgrounds in AI, cybersecurity, and ERM. These include former or current CROs with stories to share. He believes all that will make the program relevant and dynamic. [21:45] Plug Time! Let me tell you about the Spencer Educational Foundation. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [22:05] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [22:27] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. Be sure to check out Spencer's Monthly Virtual Campus.  [22:41] On Thursday, June 12th, we will have Reinsurance 101, hosted by Lee Vuu, Founder and President of the MRIA. A link is in this episode's show notes. Register today! [22:53] Let's Conclude Our Interview with James Lam! [23:22] James says the future is bright. AI and risk analytics are going to change our careers and our lives. In the next five years, we're going to see some interesting dynamics with AI and we're going to have some unintended consequences. There will be risks and opportunities. [23:54] For risk professionals, being able to help our organizations and address the risks, whether it's privacy, model risks such as hallucination, or data governance, all those are going to be in our wheelhouse, and we could add a lot of value.  [24:11] James thinks AI could create opportunities to enhance enterprise risk management by tapping into structured and unstructured data and help us minimize unexpected earnings variance, optimize capital structure, and support corporate and business-level decisions. [24:47] A basic question that any AI model asks is, “What would an expert do?” What would an expert driver do in terms of an autonomous car? What would an expert doctor do in this specific situation? In risk management, the senior risk professionals and CROs are the experts. [25:12] James says the CROs have an opportunity to design the training data that would train these AI agents. They would have an impact on training these AI agents directly in terms of being part of the feedback loop. [25:32] James is very excited about where ERM is going to be in the next three to five years. AI will become a very important tool. He doesn't think it will replace risk practitioners. [25:49] The expertise, judgment, governance, and perspective that risk practitioners bring to the table will be valuable. AI will be a huge enabler. [26:11] Looking forward 10 years, James asks, using AI, how do we help with scenario planning and scenario analysis? Regarding many of the emerging and disruptive risks that we face today, we don't have a lot of data or models, so scenario analysis is going to be a critical tool. [26:48] The ultimate level of enterprise risk management would be to create a digital twin of our organization's overall risk profile, including our strategic, financial, operational, compliance, and reputational risks, and run scenarios to stress-test that system with AI. That's not far off. [27:25] James, it has been such a pleasure to reconnect with you. I have a great feeling about the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. Remember, everyone, you have until July 9th, 2025, to register. Virtual seats are filling up! Check out the link! [27:43] I have a good feeling that we're going to be hearing more and seeing more from James in 2025 and beyond, here at RIMS. James, we value you very much. That's why you're here! [28:11] Special thanks again to James Lam. Register now for the RIMS CRO Certificate Program in Advanced Enterprise Risk Management. It is a bi-weekly course that starts on July 16th. Virtual seats are filling up fast, so register by July 7th. The link is in this episode's show notes. [28:32] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [29:00] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [29:18] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [29:35] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [29:52] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:06] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [30:14] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 Spencer Virtual Campus — Next Course on June 12 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] James Lam & Associates RIMS Webinars: RIMS.org/Webinars “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — July 8‒9, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “AI Risks and Compliance with Chris Maguire” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “ERM, Retail, and Risk with Jeff Strege” “Collateral Benefits Of Pre-Mortem Analysis” “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: James Lam, Founder, James Lam & Associates   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews John Baldwin of Discount Tire. Justin and John explore risk management topics, including Tire Safety Month, tire safety education of customers, and the tire selection tool he developed, Treadwell. John shares information about ongoing projects at Discount Tire and also his work on the board of the Tire Recycling Foundation. Listen to gain awareness of how tire selection can be a safety factor in your ERM program.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is John Baldwin of Discount Tire. He's joining us for National Safety Month and National Tire Safety Month here in June 2025. We're going to learn about the risk tool that he developed at Discount Tire. [:49] RIMS-CRMP Workshops! The next RIMS-CRMP Exam Prep Workshop will be presented in conjunction with NAIT on June 10th and 11th. Register by June 9th. That course will be led by former RIMS President, Nowell Seaman. [1:11] Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:18] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:35] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:47] We have a special new 12-week virtual workshop course, The Advanced Enterprise Risk Management (ERM) Certificate Program, instructed by James Lam, one of the most famous Chief Risk Officers in the world! [2:04] He will lead an intensive 12-week program, beginning July 16th, bi-weekly until September 2025. Registration closes on July 7th. [2:17] James will join us next week to discuss this program and his ERM philosophy. Check out the link in this episode's show notes and the Education page of RIMS.org. Register today before we reach virtual capacity! [2:33] On with the show! It's our first episode of June 2025. That means that it is National Safety Month here in the U.S. and also Tire Safety Month. I was delighted to book today's guest, John Baldwin, PhD. He is the Chief Product and Technical Officer of Discount Tire. [2:56] He developed a risk tool for Discount Tire called Treadwell. This is the company's personalized tire recommendation tool. [3:05] Treadwell utilizes extensive real-world testing data, including nearly a million tread depth measurements annually and evaluations of dozens of new tire models each year. [3:17] John is also a member of the Enterprise Risk Committee at Discount Tire, so we will also learn about his risk philosophies and his efforts to bolster sustainability when it comes to tires, tire manufacturing, and tire recycling. [3:33] Interview! John Baldwin, welcome to RIMScast! [3:52] John says risk management is like safety. You incorporate it in every decision you make. It's good to make it part of the daily oxygen. [4:10] John started consulting with Discount Tire in 2007 and became full-time in 2012. [4:25] John is a Senior Vice President and Chief Product and Technical Strategist. He's responsible for the fitment guide on the website. Discount Tire measures each vehicle it can and puts that in the fitment guide. [4:56] They consider product quality and performance. They test tires, wheels, and lug nuts, before offering them for sale. John's background is technical. [5:10] John is also in charge of sustainability and government affairs. [5:24] John has a bachelor's degree in chemistry and a PhD in polymer science, the study of plastics and rubber. He was at 3M for a lot of years working on filter media for filter masks, which had a resurgence 25 years after he left. [5:49] John went to automotive working in adhesives. He was hired by Ford. He was at Ford when the Ford Firestone recall happened. He got drafted onto the Root Cause Team, to find out what was going on with the tires because of his background. [6:08] John worked in advanced manufacturing on a cross-functional team. [6:22] John's advice to folks coming up in a company is “Saying No is career-limiting.” He had said No a lot, at the beginning of his career. When he started saying Yes, things changed. [6:38] Coming from the larger companies where he had worked, John says the vibe at family-owned Discount Tire is an entrepreneurial spirit. There's a lot less bureaucracy. You go talk to people to get things done. It's very comfortable for John. [6:58] John says Discount Tire is for everyone but the people who thrive here are more self-starting, think it out, and occasionally color outside the lines. It's nice. You learn a lot. [7:13] John has a small group of about 25 people. They are cohorts of the risk group. The risk group collects and manages thought processes and information. The people who own the risks have to take care of them. The risk group shares a framework for them to manage risks. [8:23] John is on the Enterprise Risk Committee. It's a group of the different functional areas, Technical Fitment, Real Estate, IT, Cybersecurity, Store Management, Product Quality, Legal, HR, and other areas from around the corporation represented. [8:52] The Enterprise Risk Committee is one level below the Steering Committee. They use a tool called Riskonnect. They analyze and bring the risks to the Steering Committee. Justin and John first connected through the last Riskonnect webinar! [9:46] There are technical issues in managing the stores, including customer safety. Customer safety is a founding philosophy at Discount Tire. Customer safety is the first consideration. [10:21] When John first came on board at Discount Tire, it was after the Firestone Tire recall and Discount Tire focused on tire quality. Everyone at Purchasing hated him for being “Dr. No.” He told them: Let's put a process together where we validate whom we're buying from. [10:51] He said, we validate the quality of the tires and wheels that we're buying and that frees you up. We could entertain buying from people we would never have entertained buying from because they meet our criteria. Suddenly, it goes from closing the box to expanding the box. [11:07] That's how we have to get people thinking. Once you have the process down, it unburdens you. It allows you to take more risks because you have a way of assessing what the risk is and doing something about it. [11:34] June is Tire Safety Month, promoted by the NHTSA. John is planning on a visit there next week. Tire Safety Month is an opportunity to engage and ask customers: Have you looked at your tires? Do you know what your air pressure is? Discount Tire does free air checks and fills. [12:20] One of the number one things for safety is making sure you have plenty of air in your tires. Most people don't think about it or check it. Talk with customers about tire tread depth and why there are treads. [12:54] Tire Safety Month is June because school is over and people will be taking road trips. Be aware of your tires. Check your air pressure and tread depth. The tread is essential for driving in rain or snow so you don't hydroplane and you can brake properly. Get your tires checked. [13:47] These things matter. There's a reason tires are designed the way they are. The public generally doesn't know. When John started working in tires he had no idea they came in different sizes. Everybody has a first day at work. [14:26] People generally don't change tires on their own, because you need a machine. [14:34] Plug Time! RIMS Webinars! On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?”. [14:49] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. [15:00] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [15:11] Are you a summer intern and interested in learning more about career opportunities in the insurance industry? Are you based in the Greater Chicago area? If so, join Chicago RIMS in a free event sponsored by Origami Risk. [15:29] Students and insurance professionals will come together to explore the wide variety of career paths in insurance and the captive industry. This event will provide you with valuable insights into the industry and allow you to start building your network with peers in the area. [15:44] This is an opportunity to learn from industry experts and kickstart your career in insurance. Register at ChicagoRIMS.org and mark your calendar for this free event on July 10th at 3:30 p.m. at 222 N LaSalle, STE 2100 in Chicago, IL. [16:04] Let's Return to Our Conversation with John Baldwin of Discount Tire!  [16:23] John points out mistakes in tire safety and maintenance. Are you overloading your vehicle? If you pull a trailer, are you loading the trailer correctly? Are you overdriving your abilities in bad weather? It's not about going fast, it's about stopping fast and being able to steer. [16:57] Be mindful of the conditions around you and how other people are driving. Most people tend to overestimate their abilities, especially if they're not in those conditions often. [17:19] Fleet safety is another topic. You have to pay attention to the details. [18:10] Discount Tire is a large purchaser of tires. Tire salesmen came in and boasted about their tires and downplayed their competition's tires. Discount Tire didn't have a basis for pushing back so they hired a driver and started testing the tires. They got warranty information. [18:39] A year after Discount Tire started testing tires for internal information, Chief Strategy Officer Dave Ginsberg, a data scientist, joined Discount Tire. He was thinking of an algorithm to help people pick tires. John told him of the data they gathered to help Discount Tire pick tires. [19:10] Both Discount Tire and the consumers have the same problem, what to buy. There's a lot out there. David put together the math behind Treadwell, and John's team generated the data. It's based on what you drive, where you drive, and how you drive, on city roads or a highway. [19:48] Not every car is a commuter. Some people just drive on the weekend. On different cars, different trim levels come with different tire sizes and wheel sizes. A key issue is what mileage you can expect. Discount Tire does free rotations. That gives them data on how long a tire lasts. [20:41] Discount Tire tests in winter and rain. They also test worn tires that they've buffed down to 4/32nds and test them in the wet. Tires are only new for the first couple thousand miles. Then various changes occur in how your tires perform over time. [21:11] So that's what we're trying to get at with people. We've changed a lot about how the tire industry's looking and talking about that, all for the customer, to relay to you how this is going to work over the life of your tire. [21:26] There are annual evaluations of over 75 new tire models each year. When Cooper was bought by Goodyear, the track Discount Tire was using for testing became redundant for Goodyear, so Discount Tire purchased it. They have a third-party test for them. [22:16] John tells tire manufacturers that Discount Tire uses Treadwell internally when talking about what tires to buy. It's the same version and data that consumers see. It's a unique tool. [22:58] There were some other sellers doing testing. Tire Rack was one of them. Discount Tire bought Tire Rack at the beginning of '22. They continue to do testing. Tire Rack is for the in-depth enthusiast. [24:08] Discount Tire is for the consumer who needs a tire but doesn't know a lot about tires, doesn't have a lot of time, and doesn't want to get ripped off. There's a lot of technical data. Discount Tire Treadwell quickly boils it down to suggest which tire the customer should buy. [24:18] Another point about Treadwell is that it has nothing to do with the cost of the tire or how much money Discount Tire makes from the sale. It's about the performance of the tire. It encourages the customer to look down the list for the diamond in the rough. It's a good tool. [24:49] The tire manufacturers have looked at the tool and said they want to win at Treadwell. It's impossible to do. The local weather affects the algorithm. Chances are, a good tire in Arizona is not a good tire in Minnesota because of the weather. Treadwell is objective. [25:31] Treadwell took two years to launch from conception. They had to get enough data from the stores in the field and enough testing to launch a small subset of tires. Now, they have almost every tire tested or it's on the list to get tested. When a new tire comes, they test it. [26:16] One of the things Discount Tire found is that it took some time after launch for the store managers to buy into using it with customers. They didn't understand it was a real tool. [26:40] In the last year or so, Discount Tire has started taking store managers through Treadwell to be tire evaluators for a day, testing at the track. They get a T-shirt, The Treadwell Experience. It has been game-changing. The tool has been embraced internally. [27:32] One of the store managers said Treadwell is like having a test track behind every store. [27:41] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Early Bird Registration is now open through June 7th. Save up to 20% on a Full-Conference Pass. [28:03] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [28:19] Also register by June 7th for your Early Bird Registration and save $200. Any chapter member can attend and anyone who is not a RIMS member has to email RIMStexas@RIMS.org to request a unique registration code. Links are in this episode's show notes. [28:39] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [28:47] About the Spencer Educational Foundation's Grants program. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [29:04] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [29:25] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [29:35] Let's Return to the Conclusion of My Interview with Discount Tire's John Baldwin! [30:01] Discount Tire tests rolling resistance; how much fuel or energy per mile one tire absorbs, vs. another tire. Tires that roll easier don't take as much fuel. With battery vehicles, range is a big deal. Tire rolling resistance ranking for electric vehicles is incorporated into the algorithm. [30:47] If you have the same tire, size, construction, and everything, one on a gas vehicle and one on an electric vehicle, there is typically 10 to 15% faster wear on the battery vehicle because of the weight and a little bit of the torque. They factor the car in for the mileage estimation. [31:15] Noise becomes more of a consideration with electric vehicles because there's no engine noise. The whirring noise electric cars make is added so they're not completely silent. [31:49] Amazon made a big commitment to electric vehicles with Rivian. A lot of Uber drivers are starting to use Model 3 vehicles. There is a trend toward hybrid gas/electric vehicles. [32:41] Treadwell is testing off-road tires. If you take a truck out in the mud, you want a tire that works in the mud and rocks. Treadwell just expanded into testing winter tires. [33:27] Discount Tire is thinking about working with Tire Rack to rank summer tires and more. [33:52] John is on the Board of Directors of the Tire Recycling Foundation. The foundation is jointly put together through the United States Tire Manufacturing Association and also the Tire Industry Association, the retailers. [34:17] We need to find more recycling uses for tires. Twenty percent of scrap tires that come off today are landfilled. Thirty percent are burned in kilns. Fifteen percent are sold used. Used tires are not optimized for safety. [34:51] Is there a way to recycle these tires back into tires rubber-modified asphalt, or mats? There are so many other things you can do with tires besides burning them and burying them. [35:12] To go into asphalt, tires are ground up and then added to the mix. It's a different process, which when done right, provides a quieter surface with a better grip and it lasts longer. It's a good use of tires and would take care of the scrap tire problem. [35:37] Being in the Tire Recycling Foundation complements John's job at Discount Tire. How to recycle tires has been a problem in the U.S. tire industry for 100 years. [36:34] Municipalities sometimes have a Waste Date to drop off your hazardous waste. Instead of taking it there, you can bring it to a Discount Tire or a competitor. Then it will be recycled. [38:04] People can go to TireRecyclingFoundation.org for more information. It's a broad-based coalition. [38:59] John, it has been a real pleasure to speak with you. It's been illuminating. I'm glad that we're shining a lot on how important tires are to our daily lives and the supply chain. I don't know that we've ever done an episode devoted to tires! This is super cool for us at RIMS! [39:22] Special thanks again to John Baldwin of Discount Tire for joining us. [39:26] I've got links in this episode's show notes for information about Treadwell, the Tire Recycling Foundation, and Discount Tire's appearance on the RIMS Riskonnect on April 24th, 2025 webinar, “Better Together: The Marriage of Insurable Risk and Business Continuity”. [39:46] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:13] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [40:32] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:49] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:05] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:19] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [41:27] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 4‒6 | Advance registration rates are now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. Tire Safety Month — NHTSA The Tire Recycling Foundation “All About Treadwell” — John Baldwin Interview “Better Together: The Marriage of Insurable Risk and Business Continuity” — A RIMS Webinar, Sponsored by Riskonnect and featuring Discount Tire (April 24, 2025) RIMS Webinars: RIMS.org/Webinars “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — June 10‒11, 2025 | Presented by RIMS and NAIT Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Company Safety and RIMS Chapter Leadership with Tamieka Weeks” “Safety and Preparedness in 2024 with National Safety Council CEO Lorraine Martin” “Traffic Awareness with Carol Fritzsche of Subaru of America” “Fleet Safety with NETS Executive Director Susan Gillies-Hipp” (2022)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: John M Baldwin, PhD, Chief Product & Technical Officer, Discount Tire   Production and engineering provided by Podfly.  

Episode 25: LifestyleLynx Lovefest RecapMay 2025‘Main Topic': A Recap of our Crazy, Insane Lovefest group trip to Temptation Resort in Cancun Mexico for our wedding. Plus, special guest attendees detailing their Sexual Explorations with a Newbie couple!‘What Have We Done Lately': Wild sexy time at a house party in Pennsylvania with some Girl-Girl Strap-on action! Onto recalling our Incredible Group Trip to Temptation Resort Cancun, Mexico that was beyond perfectly fabulous. If you missed it, we have something else planned, listen on! Our PA house party hosts came to visit us to record our Main Topic here in the studio. Followed by dinner, dancing and the usual mayhem. The next weekend we stopped in at a Meet & Greet in New Hope PA that was half our tribe and new people to explore. Lastly, friend's annual Memorial Day Lifestyle party is always a warm welcome to end the month.‘Where We Are Going Next': Well first up is our House party with 54 people already attending. Going to be FUN! Then onto the recurring Summer Solstice Orgy House Party that friends host. Don't miss the upcoming ‘Intimate Parties Group' events in Scranton PA June 6-7 & 20-21 and ‘ShareNation' events at Gunnison Beach NJ July 12 and then Sept 5-6 Detention/Pool Party/White Party in Parsippany, NJ. Tickets for all these events are available on our website plus… ‘Teddy-Love-Adult-Toys' will be onsite for the ShareNation September event. Go to our Affiliate page to check out their products for a 20% discount.Best of all you can join us on the April 2027 Bliss Cruise with our Posse! Book on our website for a Special Perk!!Visit our Website, LifestyleLynx.com, Events Page 2, for Information and Booking for our ‘LifestyleLynx Invades the Bliss Cruise'. Plus, details on the next IPG and ShareNation Events.Visit us at https://www.LifestyleLynx.com for related Adult Events, Cruises, Resorts, Clubs, Parties, Swinger Websites and more...

Episode 24: UntaintedApril 2025‘Main Topic': A Facebook Post on our LifestyleLynx page prompted us to record this episodes' Main Topic, ‘Untainted'. The post centered around the Lifestyle having become a ‘cesspool' for this person. What we say?? We drive into how to forge your own destiny in finding what works best for you in the Lifestyle and surrounding yourself with like-minded people. Using our experiences with our 300+ drams free, fun, adult tribe, we debunk that notion and provide ways to improve your situation.‘What Have We Done Lately': A very successful group outing to Atlantic City, NJ with eight couples that encompass two birthday celebrations plus more people joining in from a SLS ‘Hot Date' posting for a crazy, insane time at “Boogie Nights” in the Tropicana Casino Resort!  Then a week later, dinner with great friends that led into a club event with more friends to hear a cool band! ‘Where We Are Going Next': Heading to a repeat house party in Pennsylvania with great friends and sexy people that we want more quality time with, in that way, well you know. It's really close to our ‘Gynormous' Group Trip to Temptation Resort Cancun, Mexico May 1-5, 2025. There is still time to join us on this amazing trip to Paradise!  If you cannot attend there are two other options available on May 2-3; an ‘Intimate Parties Group' event in Scranton PA and a ‘ShareNation' event in Hampton, New Hampshire. Also, get ready for the new Grand Hotel for the ShareNation ‘White Party' on July 11-12. Tickets will be available soon on our website plus… ‘TeddyLoveAdultToys' will be onsite for this event. Go to our website to check out their fabulous products.Visit our Website, LifestyleLynx.com, Events Page 2, for Information and Booking Trips, Crusies and Parties.Visit us at https://www.LifestyleLynx.com for related Adult Events, Cruises, Resorts, Clubs, Parties, Swinger Websites and more...

Episode 23: To Be...Drama FreeMarch 2025‘Main Topic': We discuss how "To Be Drama Free" in your quest for the perfect Lifestyle encounters. The Do's & Don'ts to be cognizant of when out with your partner interfacing with others. ‘What Have We Done Lately': Last Month's Main Topic friends X&S had a Valentines Day Lifestyle house party that that was off the chart! The ShareNation Mardi Trois weekend hotel takeover was as usual, "Amazing" with an unusual circumstance that we talk about concerning, Carlos, our friend and owner of ShareNation.‘Where We Are Going Next': A group outing to Atlantic City, NJ with six couples that encompass two birthday celebrations. A repeat house party in Pennsylvania with some very good friends that is only a few days from our BIG Group Trip to Temptation Resort Cancun, Mexico May 1-5, 2025. Time is running out to join us on this amazing excursion to Paradise! Plus, four (4) Intimate Parties Group events are detailed on our website and the ShareNation White Party to be announced. Be sure to check them out.Visit our Website, LifestyleLynx.com, Events Page 2, for Event Information & Booking.Visit us at https://www.LifestyleLynx.com for related Adult Events, Cruises, Resorts, Clubs, Parties, Swinger Websites and more...

In this episode of How to Build a Profitable Nutrition Business, Chris Hughes shares the unexpected story of the book he never wanted to write—and how that very book became one of the most powerful tools in his career as a dietitian and entrepreneur. Joining him is the woman who made it all happen: Natasa Denman, founder and CEO of Ultimate 48 Hour Author. Chris opens up about the imposter syndrome that almost kept him from writing a book, the resistance he felt going into the process, and how his wife Stacey quietly signed him up anyway. What followed was a career-defining experience that not only helped Chris extract the knowledge in his head but gave him the confidence to own his expertise, land speaking gigs, and ultimately grow and sell a successful business. Natasa breaks down her method for turning experts into authors—fast. Her system, developed for time-poor professionals, helps extract valuable knowledge and structure it into a book in just 48 hours. Together, they reflect on the behind-the-scenes moments, the power of publishing for credibility, and how the process can transform not just your business, but your identity as a leader. A CSP-accredited speaker and 15-time published author, Natasa Denman is the creator of the Ultimate 48 Hour Author system. Since launching her business in 2010, she has helped more than 950 solopreneurs across 15 countries become published authors. In 2018, she founded Ultimate World Publishing, supporting her authors as they go on to write second and third books. Featured in major Australian media including The Sydney Morning Herald, The Financial Review and The Age, Natasa now runs a multi 7-figure business from home with her husband and three children—having successfully pivoted her company online in 2020. Whether you're a nutritionist, dietitian, PT, or health coach, this episode is packed with inspiration, real talk, and practical advice for turning your expertise into something bigger. Writing a book isn't about being a bestseller—it's about becoming the next version of yourself and opening up doors you never knew existed. If this episode hits home for you, make sure to like, share and subscribe so more nutrition professionals can make a bigger impact doing what they love. Resources & Links: Free Shut Up and Write Your First Book Download: https://48.ultimate48hourauthor.com.au/shutupebookau Website: https://writeabook.com.au Events Page: https://www.writeabook.com.au/events/

In Episode 64, a special episode of the Virtual Velo Podcast, we're bringing you an inspiring conversation with Cody McKay, founder of Project Heart, and our very own Chris. Both are passionate cyclists with a unique perspective—overcoming life-altering cardiac challenges to return to and thrive in the endurance sport they love. Cody, a 33-year-old competitive cyclist from Ottawa, Canada, takes us through his journey from being diagnosed with an ascending aortic aneurysm in 2021 to undergoing open-heart surgery in late 2022. Remarkably, he was back on the bike just six weeks later and racing competitively by May 2023. He shares how this transformative experience led him to establish Project Heart, a charity dedicated to raising awareness about heart health in the endurance athlete community. Chris shares his own cardiac journey, shedding light on the parallels and lessons learned in the seven months since undergoing a triple coronary bypass. Now a passionate advocate for heart health, Chris is using his platform to discuss the misconceptions athletes face about their fitness and health, the disconnect between the medical and endurance athlete community, and emphasizes the importance of screening tools like Coronary Artery Calcium Scans. This episode dives deep into the myths surrounding “Athlete's Heart Syndrome,” the dangers of assuming fitness equates to immunity from heart issues, and the life-saving significance of early detection and advocacy. Cody and Chris discuss the role of virtual cycling in the movement, including Project Heart events on Zwift and how listeners can get involved. Join us for an eye-opening conversation about heart health, resilience, and the power of community in endurance sports. Whether you're an avid cyclist or inspired by stories of overcoming challenges, this is an episode you can't miss! Follow this link to the Events Page to Support Project Heart on Zwift for Heart Health Awareness Month with weekly Group rides in February, every Sunday at 11 am EST (4 pm UTC)! While you're there, don't forget to join the Project Heart Zwift Club too! Join us for a conversational ride as we lend a voice to the digital athlete and bridge the gap between athlete and avatar. Statements made by guests are their own and do not necessarily reflect the views or opinions of the podcast, its hosts, or its partners. Listeners are encouraged to form their own opinions.

Episode 21: BE FRESH!December 2024‘Main Topic': Well, ‘Keep it Fresh” as an alternative title!  We talk about not getting ‘stale' on your Lifestyle journey. How to keep the excitement going. What to do and what not to do. Where to find new and fun events to attend. How to meet new people that fit your style. Get out of your ‘comfort zone'. And of course, a few sexy escapades.‘What Have We Done Lately': Early December Brunch M&G at my new band's gig was a great success with several Lifestyle couples in attendance. Our 11th Annual New Years Eve Party was a HUGE success with 49 sexy people. Plenty of swap-a-rama sex going on in the playroom after the midnight toast!  Plus, our friend's BIG Winter Solstice/Orgy event right after our NYE party never disappoints. ‘Where We Are Going Next': Saints & Sinners Atlantic City NJ is closing on Jan 18th and we will be there with our posse! This should be a great farewell event for all in attendance.  Patrick's Pub M&G Feb 1 Lake Hopatcong NJ w/Hot Date on SLS. Details of the upcoming ShareNation event and future Intimate Parties Group events for first quarter 2025. Also, a brief glimpse at a Special Lifestyle Cruise in February 2026.  Plus, our Exclusive Group Trip to Temptation Resort Cancun, Mexico May 1-5, 2025. Join us for this amazingly priced Group Event in Paradise! Visit our Website, LifestyleLynx.com, Events Page 2, for Information and Booking. Click this to book: Temptation Resort TripFor details on the next ShareNation Party and information for IPG Events: Click this to: Events/Trips/CruisesVisit us at https://www.LifestyleLynx.com for related Adult Events, Cruises, Resorts, Clubs, Parties, Swinger Websites and more...

A Special Message to my devoted listeners: Thank you to my listeners for your patience while I took time off in 2023 to heal from numerous traumatic events. I'm feeling stronger and segments will resume. You can reach me through the website if you wish. Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil. Today we feature Divine Mother Sophia, a supreme being in the Divine Feminine Consciousness. Divine Mother Sophia offers Her loving guidance in a monthly discourse to empower you to navigate life peacefully. She comes to us through Connie Viveros, a gifted intuitive, healer and spiritual teacher. Connie has served as Full Body Channel for Divine Mother since 2011 and offers spiritual coaching and mentoring, as well as online courses and workshops. Visit AngelsEmerging.com to learn more and to participate in online and in-person Community Events. Visit SpiritualInsightsRadio.com to book an Energetic Healing session with Charlotte, including the life-changing Ultra Clearing with Yeshua and the Archangels. Private sessions with Yeshua are available! Join the community to attend exclusive Online Events on Zoom: The Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte) and The Psychic & Metaphysics Free-for-All, an Ask Me Anything (AMA) event. Details and instructions are on the Events Page.

Meet Enneagram Eight, Matt Lesser, the third third of the first third of our series with three members of the 2024 Enneagram Cohort! The man has done some work, and he shares his journey with us beginning with a life threatening illness when he was 15, depression in his twenties, and his dark night of the soul. He left the corporate world in 2021 and started his own business, beginning with two books, Unsatisfied: When Less Is More and Unengaged: Building Flourishing Organizations. Learn more about Matt and what he is doing at uniquelynormal.com   PLUG TIME! Too too too much to plug, so you need to hop over to lifeinthetrinityministry.com and start with the Events Page. 2 upcoming Know Your Number workshops, the deadline for the 2024 Leading Change Cohort, and the Super Early Bird Special for the 2024 Enneagram Cohort, and some great other things and stuff! Just in case you missed it a few lines earlier, lifeinthetrinityministry.com !   TODAY'S INTRO F.R.I.E.N.D.S (S8, E2) Step Brothers (2008 Columbia Pictures) Talladega Nights: The Ballad of Ricky Bobby (2006 Columbia Pictures)  

There is a lot of conversation about safe spaces… What they mean, why they are important and how they are created. Today we further dive into this with someone who spends a lot of their livelihood doing just that.  Welcoming club kid and curator Rio Bayani to the pod. Co creator of Le Bunker, a Paris based events group that prioritises creating nights for Queer POC. This conversation is a further exploration of what it means to create such spaces. There's also some poo chat, more “Love Lies Bleeding”, why English speaking people need to stop butchering the French pronunciation of words and why we are marrying testosterone.  Show resources:  Find Rio.  Instagram: @rioobayani  TikTok: @rioobayani  Events Page.  Instagram: @lebunkerparis Find Kath. Instagram: @kathebbs TikTok: @kathebbss

Welcome to the 1st episode of the 2024 season! Monica Jean, MSU Extension Educator, will host Dr. Christy Sprague, MSU Extension weed specialist. Christy will be talking about early season weed control to get your cropping year started off right.  To register or learn more about the termination cover crop field day check out the Events Page.  Also, a weather update from Dr. Jeff Andresen . To learn more and register for the live event, check out the MSUE Virtual Breakfast page.  Resources:Cover Crop Termination Guide2024 Weed Guide

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: Mother shares important information that will help us BLOSSOM into the Age of Aquarius beginning December 21, 2023. I feel compelled to share that I was so filled with energy, that I sound a bit wound up in this segment. It was difficult to contain my excitement while I was shifting. Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events, including pre-recorded and weekly livestream discourses on YouTube @MotherMaryChannel. Join Danielle's community at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book The Ultra Clearing with Charlotte andThe Divine Team! This life-changing technique will help you release the burdens you've carried all your life in 3D. Don't bring them with you to keep you stuck...clear out before you step into the 5D Consciousness of The New Age! Join the community to attend these exclusive free Online Events on Zoom! You'll find details and instructions on the Events Page. The Holy Trinity Guided Meditation (a weekly class Guided by Yeshua, Channeled by Charlotte)The Psychic & Metaphysics Free-for-All(a monthly AMA event where you can Ask Me Anything)

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: What's the difference between Joy and Happiness? Tune in as Mother Mary explains how to build intimacy with things that bring you Joy, an essential part of daily life. Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events. Visit BelovedPublications.com to learn more. Visit SpiritualInsightsRadio.com to book The Ultra Clearing with Charlotte and The Divine Team! Release lifelong stagnant energies that burden you and keep you stuck. Read the full description to see if it's what you need right now. Book now as the current price remains in effect until December 21, 2023. Join the community to receive an invitation to attend exclusive Online Zoom Events! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte) Free to attend | No registration required | No experience necessary | Community Members Only Wherever you get your podcasts, please show your support by hitting the like button, leaving a rating and a positive comment to encourage others to tune in wherever possiblel. Thank you!

We've been counting down the weeks until the November election - we're at three now, if you're counting with us. And with everything happening in the world right now, it can be hard to feel motivated about an election. But local wins and little victories are the best antidote to the sadness and helplessness we might feel when we're scrolling through our news feed. So this week we are so excited to talk to Jocelyn Benson, Michigan's Secretary of State and all-around amazing woman. She's a voting rights expert and has expanded access to voting across her state, overseeing the most secure and highest-turnout election in Michigan's history. Jocelyn also shares what she learned in her earlier work researching white supremacist organizations and chats about what a political race and a marathon have in common. It was a pleasure and an honor to have Secretary Benson on the pod.Finally, Amanda, Rachel and Jasmine raise a glass to parents, a great community weekend, and Polish democracy in this episode's “Toast to Joy.”Speaking of Michigan, next week we'll be joined by Michigan Governor Gretchen Whitmer to learn how we as voters can win back our rights. And it's not too late to RSVP for our October 19th evening with best-selling author Angie Thomas where you can learn about defeating book bans at the ballot box. To learn more about these events or our many other events, both virtual and local, check out our Events Page.For a transcript of this episode, please email theswppod@redwine.blue. You can learn more about us at www.redwine.blue or follow us on social media! Twitter: @TheSWPpod and @RedWineBlueUSA Instagram: @RedWineBlueUSA Facebook: @RedWineBlueUSA YouTube: @RedWineBlueUSA

Some Suggested Places to Catch up with the New Hardware announced by Apple ON September 12 (US) 2023   Apple   The Apple's Events Page where you can watch the new and Recent Keynotes   https://www.apple.com/au/apple-events/   AppleVis   The Applevis Community page for blog articles about the September 2023 Announcements   https://applevis.com   Twit TV   The TWiT TV Network Does a Great live/Podcast on the Apple Keynotes where they have commentary abut the Event   https://twit.tv   iMore   I've always found the iMore a great source for info about Apple   https://www.imore.com   The Verge   Another one of my preferred source for Tch News   https://www.theverge.com   Some Podcast Suggestions   Appleviss, Living Blindfully, Tech Doctor Blog and Podcast. You should be able to find these in your favourite podcast app.   Let Us Not Forget All the Software Updates    iOs 17, iPad OS 17, Watch OS 10, TV OS 10, and HomePod 17. Mac OS 14 usually comes out in October.   Several History items next for a bit of perspective.   Watch Phil Schiller Launch the Lightning Connecter on September 12 11 Years ago with the iPhone 5 which replaced the 30 pin connecter which made its appearance in 2003. Now in 2023, its the USBC.   https://9to5mac.com/2023/09/07/apple-iphone-lightning-usb-c/   Apple Watch was Launch 8 Years Ago on September 9 2015   Of Course we are looking at the new Apple Watch, but it was pretty special when it came out.   https://appleinsider.com/articles/19/04/24/how-apple-watch-went-from-rumor-to-shipping-product-on-april-24-2015?utm_medium=rss   Apple AirPods Launched 7 Years ago in 2016 and Changed the World   Lets see if we get an updated AirPod or not.   https://appleinsider.com/articles/23/09/07/apple-launched-airpods-seven-years-ago-and-changed-the-world-again?utm_medium=rss   Amazon to Discontinue Classic Kindle Mac App Whilst it Works on a New One   Lets hope the replacement will actually be accessible later this year.   https://9to5mac.com/2023/09/05/amazon-kindle-app-mac/   Microsoft is Discontinuing Wordpad After Almost 30 Years on the Job   This always came in handy for reading RTF files which of course Notepad doesn't (txt files only).    https://www.zdnet.com/article/microsoft-is-retiring-wordpad-after-almost-30-years-on-the-job/#ftag=RSSbaffb68   Google Search for an AI Future as it Turns 25   Surprises me that Google out of all of the main tech company's seems to be running last on the AI race.   https://www.bbc.com/news/technology-66659361?at_medium=RSS&at_campaign=KARANGASupport this Vision Australia Radio program: https://www.visionaustralia.org/donate?src=radio&type=0&_ga=2.182040610.46191917.1644183916-1718358749.1627963141See omnystudio.com/listener for privacy information.

Visit our EVENTS PAGE on Gaia.com for more information about Gaia Events. How is the third eye connected with channeling? Through an examination of our pineal glands and shamanism, learn how we can access different dimensions and states of consciousness. Experts and experiencers discuss chakra systems and frequencies of being. From innate psychic abilities to psychedelic journeys, explore how we can gain deeper understanding and healing in harmony with the universe. Experts: Helané Wahbeh, ND, MCR, Marguerite Rigoglioso, Ph.D., Laura Alden Kamm, Jude Currivan, Shaman Durek, Bree Melanson, Sheila Gillette, Matías De Stefano, Aaron Abke, Darryl Anka, Mitch HorowitzVisit GaiaPodcast.com to unlock the powers of your own consciousness.

Welcome to Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: I took some time off to accommodate a very painful process that was happening, and we discuss it here. Many Empaths can feel the Old Paradigm collapsing as we get closer to the New Age of Aquarius, which arrives on 12/21/2023. Mother Mary explains what is happening, what will change and the tools we need to support us. I recommend listening to this several times.  Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events. Join Danielle and Mother's community at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book The Ultra Clearing session with Charlotte and The Divine Team! Let us excavate the Burdens that make your life difficult! Join the community to attend exclusive Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte) Free to attend | Community Members Only

Welcome to the Psychic & Metaphysics Free-for-All, a Spiritual Insights online event previously recorded on Zoom. Live calls are Not taken. The Free-for-All allows participants to tap into a variety of energetic skills I've cultivated in my lifetime, which include, but are not limited to: ChannelingMediumshipEnergetic HealingPast Life ExplorationCord Cutting (from other people in your life or past lives)Animal Communication/HealingRemoving Unwanted Spirits from your homeDream InterpretationSpiritual Advice/Assistance with Loved Ones/OthersA Course in Miracles™ (brief questions only)Synchronistic Interpretation: I can provide an interpretation of a synchronistic event or something strange that happened in waking life and how it reflects your conscious/subconscious Attendees of this event are members of the Spiritual Insights Community. If you would like to participate in a future Zoom event, whether the Psychic & Metaphysics Free-for-All, The Holy Trinity Guided Meditation (a guided experience with Yeshua/Jesus channeled by Charlotte) or A Course in Miracles Virtual Class, visit the Events Page at the website for details about how to join the community. Introducing The Ultra Clearing with Yeshua! A healing technique to Clear the Field and Unconscious of energies that keep you stuck! Book a Private Session with me at the website, SpiritualInsightsRadio.com! Free to attend | Donations Accepted | Community Members Only

Guest: Tracy Taylor, Vice President of the Seattle Animal Shelter Foundation Furry 5K Fun Run & Walk

DAU's Center Director for Contracting, Kevin Linden, comes back to the channel to talk about what has occurred since Back to Basics was implemented in February of 2022.  He will talk about how many have gone through the certification courses, answer questions about the prep courses and passage rates for the certification exam, how it is determined to change a course, webinars, and so much more.   Back to Basics: https://www.dau.edu/back-to-basics; BtB Contracting: https://www.dau.edu/functional-areas/contractingCareer Guides:  https://icatalog.dau.edu/onlinecatalog/CareerCertGuides.aspx?lvl=4&cfld=3Credentials:  https://icatalog.dau.edu/onlinecatalog/tabnav_credentials.aspx Contracting Community of Practice: https://www.dau.edu/cop/contracting/Pages/Default.aspxiCatalog start point for Contracting:  https://icatalog.dau.edu/onlinecatalog/CareerLvl.aspx.   Events Page:  CONnect Live:  https://www.dau.edu/cop/contracting/Pages/Connect.aspxYou can find CONect Live and all the webinars mentioned by Mr Linden at https://www.dau.edu/Events - here is the rest of the list: DCMA Commercial Item Group (CIG) Office Hours  Contracting Officer Representative (COR) Office Hours  Contingency Contracting Office Hours   Other Transactions (OT) Council Corner (for lawyers/counselors)Other Transactions (OT) Huddle (rest of the workforce)Government Property Matters Office Hours  Great Power Competition:  https://www.dau.edu/greatpowercompetition If you are watching this video on DAU Media, but rather watch on YouTube, go to https://www.youtube.com/channel/UCbF8yqm-r_M5czw5teb0PsAApple Podcast:  https://podcasts.apple.com/us/podcast/contracting-conversations/id1621567225

This is a fascinating transmission regarding the 2023 Spring Equinox. Divine Mother also explains Her role in the Universe and offers a surprising explanation to Charlotte's question about the levels of consciousness. Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil, featuring Divine Mother. Divine Mother offers Her loving guidance in a monthly discourse to empower you to navigate life peacefully. She comes to us through Connie Viveros, a gifted intuitive, healer and spiritual teacher. Connie has served as Full Body Channel for Divine Mother since 2011 and offers spiritual coaching and mentoring, as well as online courses and workshops. Visit AngelsEmerging.com to register for Channeling Certification or to participate in Community Events: retreats, classes and online events. Charlotte is an Energetic Healer and Channel for Jesus and other members of the Divine. Visit SpiritualInsightsRadio.com to explore private session opportunities, including Sacred Clearing with the Archangels and private sessions with Yeshua and The Divine Team! Join the community to attend exclusive Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)

Register for the Virtual Film Fest via the Titanic Museum Attraction's Events Page here: https://titanicpigeonforge.com/titanic-pigeon-forge-events/#worldeventIf you're in Asheville, here's the info for the meetup March 16:Burial Beer Asheville Taproom6pm-7:30pmCome as you are, super casual!Support the showSupport Unsinkable on Patreon for as little as $1/month: https://www.patreon.com/unsinkablepodOr buy me a coffee!: https://www.buymeacoffee.com/labeadlesBuy Unsinkable shirts here!: https://www.bonfire.com/unsinkable-the-first-t-shirt/Support the pod via my Bookshop Storefront: https://bookshop.org/shop/unsinkablepodFind me on Instagram: https://www.instagram.com/unsinkablepod/Website: https://www.unsinkablepod.com

Welcome to a Spiritual Insights segment where I get to introduce you to an amazing person, Michael R. Smith, PhD! For more than two decades, Michael has been empowering Empaths and Highly Sensitive People (aka HSPs) recognize and embrace their gifts and awaken them to their Divine potential. Dr. Smith holds a doctorate in psychology and counseling. A Spiritual Medium who spent 18 years working with indigenous healers around the world to deepen his knowledge, Michael serves as a guide for those at all levels of awakening. His community, The Empath Sanctuary, is a safe place for Empaths and HSPs to connect and grow together. Learn more at EmpathConnection.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! Release the energy of 2022 and connect with a new ability to manifest! Let's learn together! Join the community and receive an invitation to attend exclusive, free Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)A Course in Miracles Virtual Class Free to attend | No experience necessary | Community Members Only

Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with Divine Guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Yeshua (Jesus) and other members of the Divine. Listeners are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team: Before calling in, ensure that your environment is free of noise and distractions. If this is the first time you're hearing of the show, listen to a few segments before calling in. Calls from a Google phone will no longer be accepted. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! A profound technique to clear blocks and help you Build the Momentum for Success is available! This technique reaches deep into your Energy Field to remove expired energies and outdated beliefs surrounding success, failure, lack and prosperity. Join the Spiritual Insights Community by subscribing to the newsletter to participate in free Online Events with Charlotte! Details can be found on the Events Page. The Psychic & Metaphysics Free-for-All (anything metaphysical goes!)The Holy Trinity Guided Meditation (a weekly experience Guided by Yeshua and Channeled by Charlotte)A Course in Miracles Virtual Class Community Members Only | Free to attend | No registration required

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: In 2020 and 2021, the pandemic caused a global shift in consciousness. For many, 2022 was difficult on a personal level. Charlotte shares her journey of transformation and discusses the clarity she's gained as a result of recent shifts.  Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events, including discourses on YouTube @MotherMaryChannel. Register for FREE School of Love at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! Release the energy of 2022 with a new technique to help you reach your goals! Join the community to receive an invitation to attend these exclusive Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)A Course in Miracles Virtual Class Free to attend | Community Members Only

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events, including pre-recorded and weekly livestream discourses on YouTube @ MotherMaryChannel. Learn more at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! A new technique to help you reach your goals and recover from setbacks is available! Join the community to receive an invitation to attend these exclusive Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)A Course in Miracles Virtual Class Free to attend | No registration required | No experience necessary 

Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Yeshua (Jesus) and other members of the Divine. Listeners are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team, which includes: Yeshua, Mother Mary, Divine Mother (a Supreme Being/Divine Feminine Essence), Gaia (The Consciousness of Earth), Buddha, Kuan Yin, Mary Magdalene and others. Archangels present are Metatron, Michael, Zadkiel, Uriel, Raphael, Gabriel, Christielle (the feminine aspect of the Christ Consciousness) and others. Before calling in, ensure that you are in a quiet environment. One question per caller. Do not call from a moving vehicle. Visit SpiritualInsightsRadio.com to book a private session with Charlotte andThe Divine Team! Subscribe to the newsletter to join the community and receive an invitation to attend free Online Events and classes on Zoom! A Course in Miracles Virtual ClassThe Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Charlotte)The Psychic & Metaphysics Free-for-All (any and all topics are addressed) The next FFA is 12/10/22! You'll find details and scheduling information about these community gatherings on the Events Page. Free to attend | Community Members Only | No registration required

Welcome to the Energetic Healing portion of Spiritual Insights with Charlotte Spicer, where listeners are invited to call in to receive free energetic assistance with regard to Employment and Financial Issues! On the 1st Thursday of each month, we will focus solely on those who need help improving their work, career or financial situations. Whether you feel unclear or stuck, call in to have the blocks and negative beliefs that keep you from moving forward removed from your energy field. Before calling in, ensure that you are in a quiet environment free of noise. Calls from moving vehicles are NOT taken. Please do not call in to this segment to ask about romantic relationships. Charlotte is an Energetic Healer and Channel for Jesus and other members of the Divine. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! A new Technique to clear blocks and help you Build the Momentum for Success is available! Subscribe to the newsletter to join the community and receive an invitation to attend these free Online Events on Zoom! A Course in Miracles Virtual ClassThe Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Charlotte)The Psychic & Metaphysics Free-for-All (any and all topics are addressed) The next FFA is 12/10/22! Learn details about these awesome community gatherings on the Events Page. Free to attend | Community Members Only | No registration required

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: As part of the Collective, we are all experiencing some intense emotions at this time. Mother explains how to best clear your energy field so that what you are processing belongs only to you, and she helps us understand how extending ourselves too far for others can be unhealthy. Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events, including pre-recorded and weekly livestream discourses on YouTube @ MotherMaryChannel. Learn more at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! A new technique to help you reach your goals and recover from setbacks is available! Join the community to receive an invitation to attend these exclusive Online Events on Zoom! You'll find details and instructions on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)A Course in Miracles Virtual Class Free to attend | No registration required

This is the 10/11 broadcast rescheduled, due to technical issues. Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with Divine Guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Yeshua (Jesus) and other members of the Divine. Listeners are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team, which includes: Yeshua, Mother Mary, Divine Mother (a Supreme Being/Divine Feminine Essence), Gaia (The Consciousness of Earth), Buddha, Kuan Yin, Mary Magdalene and others. Archangels present are Metatron, Michael, Zadkiel, Uriel, Raphael, Gabriel and Christielle (the feminine aspect of the Christ Consciousness). Before you call in, be sure that your environment is quiet and free of distractions.One question per caller. Visit SpiritualInsightsRadio.com to book a private session with Charlotte andThe Divine Team! Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming free, exclusive Special Online Events on Zoom! All details about these community gatherings can be found on the Events Page. A Course in Miracles The Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Charlotte) The Psychic & Metaphysics Free-for-All Free to attend |  Community Members Only

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary, the Ascended Mother of Jesus, the Christ Child. Topic: Mother takes us deep into understanding the experience of true freedom. She helps us understand that while our rights are determined by the collective society, our freedom is not. What is the driving force behind deciding who should enjoy and who should be denied certain rights? And who determines our self-worth? Special Guest Co-Host Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. Together, Mother Mary and Danielle offer life-changing courses, retreats and on-line events, including pre-recorded and weekly livestream discourses on YouTube @ MotherMaryChannel. Mother is currently leading a transformative series on the chakras! Join the community at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team!  And join us for these exclusive Online Events on Zoom! You'll find details on the Events Page. The Psychic & Metaphysics Free-for-AllThe Holy Trinity Guided Meditation (Guided by Yeshua, Channeled by Charlotte)A Course in Miracles Virtual Class Free to attend | No registration required | No experience necessary | Community Members Only

Welcome to a special segment of Spiritual Insights!! My guest is Jill Nagle, a white anti-racist and interpersonal communication professional who runs workshops to help other white anti-racists assume leadership around dismantling white supremacy mythology, starting with having conversations with other white people. Jill reached out to be a guest and I jumped at the chance to have this conversation! I also ask her what she means by "mythology" and I loved her answer! A longtime student and teacher of transformation and evolution, Jill's background includes Untraining White Liberal Racism with Robert Horton, Challenging White Supremacy with Sharon Martinas, and multicultural alliance building with the National Coalition Building Institute. Jill founded Evolutionary Workplace and coaches, counsels and trains individuals, couples and groups. Visit Jill's website at EvolutionaryWorkplace.com and let her writing, personal appearances and interviews with other anti-racist leaders inspire you to have a positive impact on racial inequality in your various life environments. Visit SpiritualInsightsRadio.com to book a private energetic healing session with Charlotte. Participate in upcoming online events such as The Psychic & Metaphysics Free-for-All (anything goes in the FFA!!!) or The Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Char). Visit the Events Page at the website for details.

Welcome to the Energetic Healing portion of Spiritual Insights with Charlotte Spicer, where listeners are invited to call in to receive free energetic assistance with regard to Employment and Financial Issues! On the 1st Thursday of each month, I will focus solely on those who need help improving their work, career or financial situations. Whether you feel unclear or stuck, stressed or angry, call in to have the blocks and negative beliefs that keep you from moving forward removed from your energy field. Please do not call in to ask about relationships. Before calling in, ensure that your environment is quiet and free of distractions. One question per caller. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! A new Technique to clear blocks and help you Build the Momentum for Success is available! Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming Special Online Events on Zoom! A Course in Miracles Virtual ClassThe Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Charlotte)The Psychic & Metaphysics Free-for-All (twice per month) Learn details about these exclusive community gatherings on the Events Page. Free to attend | No registration required | No experience necessary | Community Members Only

Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with Divine Guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Yeshua (Jesus) and other members of the Divine. Listeners are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team, which includes: Yeshua, Mother Mary, Divine Mother (a Supreme Being/Divine Feminine Essence), Gaia (The Consciousness of Earth), Buddha, Kuan Yin, Mary Magdalene and others. Archangels present are Metatron, Michael, Zadkiel, Uriel, Raphael, Gabriel and Christielle (the feminine aspect of the Christ Consciousness). Before calling in, please ensure that your environment is quiet and free of distractions. One question per caller. Visit SpiritualInsightsRadio.com to book a private session with Charlotte andThe Divine Team! Let us help you get unstuck! Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming Special Online Events on Zoom! A Course in Miracles Virtual ClassThe Holy Trinity Guided Meditation (Guided by Yeshua/Channeled by Charlotte)The Psychic & Metaphysics Free-for-All (twice per month) Learn details about these awesome community gatherings on the Events Page. Free to attend | No registration required | No experience necessary | Community Members Only

Welcome to The Psychic & Metaphysics Free-for-All, a Spiritual Insights online event recorded on Zoom. The Free-for-All allows participants to tap into a variety of energetic skills I've cultivated in my lifetime, which include, but are not limited to: Energetic HealingChannelingMediumshipPast Life ExplorationCord Cutting (from other people in your life or past lives)Animal Communication/HealingRemoving Unwanted Spirits from your homeDream InterpretationSynchronistic Interpretation: I can provide an interpretation of a synchronistic event or something strange that happened in waking life Visit SpiritualInsightsRadio.com to book a private session with Charlotte andTheDivineTeam!  Attendees of this event are members of the Spiritual Insights Community. If you would like to participate in a future Zoom event, whether the Psychic & Metaphysics Free-for-All, The Holy Trinity Guided Meditation (a guided experience with Yeshua/Jesus channeled by Charlotte) or A Course in Miracles Virtual Class, visit the Events Page at the website for details and instructions. Community Members Only | Free to attend | No registration required | No experience necessary

Welcome to the Spiritual Insights Master Class Educational Series, Guidance from Spirit: Channeled Messages from Beyond the Veil featuring Mother Mary. Topic: The world is changing, yet amid the constant fluctuations, we still try to achieve our goals in a way that is familiar. So, why is it not working? Why are satisfaction and fulfillment so elusive right now? Mother Mary shares the secret to finding stability — even as we face challenges. Danielle Gibbons has served as a "Full Body" Channel for Mother Mary since 1994. A Full Body Channel allows a Spirit or “Ascended Being” to inhabit their body to speak to human beings directly. Together, Mother Mary and Danielle inspire individuals to expand their consciousness through life-changing courses, retreats and on-line events, including pre-recorded and weekly livestream discourses on YouTube @ MotherMaryChannel. Learn more at BelovedPublications.com. Visit SpiritualInsightsRadio.com to book a private session with Charlotte andThe Divine Team!Join the community to receive an invitation to attend these free, exclusive Online Events on Zoom! You'll find details on the Events Page. I'd love to see you there! Saturday, September 17th at 6:00 pm Eastern: The Psychic & Metaphysics Free-for-All Wednesday, September 21st at 7:00 pm Eastern: The Holy Trinity Guided Meditation (Guided by Yeshua)

Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with Divine Guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Jesus and other members of the Divine. Listeners are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team, which includes: Yeshua (aka Jesus), Mother Mary, Divine Mother (a Supreme Being/Divine Feminine Essence), Gaia (The Consciousness of Earth), Buddha, Kuan Yin and others. Archangels present are Metatron, Michael, Zadkiel, Uriel, Raphael, Gabriel and Christielle (the feminine aspect of the Christ Consciousness). To call in: Ensure a quiet environment, then dial (347) 934-0751 and press 1 on your keypad. One question per caller. Visit SpiritualInsightsRadio.com to book a private session! New Technique: Building the Momentum for Success!  Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming free, exclusive Special Online Events on Zoom! I'd love to see you there! Saturday, September 17th at 6:00 pm Eastern: The Psychic & Metaphysics Free-for-All Wednesday, September 21st at 7:00 pm Eastern: The Holy Trinity Guided Meditation (Guided by Yeshua) Learn details about these awesome community gatherings on the Events Page. Community Members Only | Free to attend | No registration required | No experience necessary

Welcome to Channeling the Divine withCharlotte Spicer, a segment dedicated to connecting you with Divine Guidance from Beyond the Veil. Charlotte is an Energetic Healer and Channel for Jesus and other members of the Divine. Community members are invited to call in for direct messages from Charlotte's personal Divine Council of Light, affectionately referred to as The Divine Team, which includes: Yeshua (aka Jesus), Mother Mary, Divine Mother (a Supreme Being/Divine Feminine Essence), Gaia (The Consciousness of Earth), Buddha, Kuan Yin, Mary Magdalene and others. Archangels present are Metatron, Michael, Zadkiel, Uriel, Raphael, Gabriel and Christielle (the feminine aspect of the Christ Consciousness). Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! New Technique: Building the Momentum for Success! Let the Divine Team help you clear blocks and old emotions about success and failure! Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming free, exclusive Special Online Events on Zoom! I'd love to see you there! Saturday, September 17th at 6:00 pm Eastern: The Psychic & Metaphysics Free-for-All Wednesday, September 21st at 7:00 pm Eastern: The Holy Trinity Guided Meditation (Guided by Yeshua) Learn details about these awesome community gatherings on the Events Page. Community Members Only | Free to attend | No registration required | No experience necessary

Welcome to the Energetic Healing portion of Spiritual Insights with Charlotte Spicer, where community members are invited to call in to receive free energetic assistance. This segment is Dedicated to Employment and Financial Issues! On the 1st Thursday of each month, I will focus solely on those who need help improving their work, career or financial situations. Whether you feel unclear or stuck, stressed or angry, call in to have the blocks and negative beliefs that keep you from moving forward removed from your energy field. To call in: Ensure a quiet environment, then dial (347) 934-0751 before the show goes live and press 1 on your keypad. One question per caller. Calls from moving vehicles are NOT taken. Charlotte is an Energetic Healer and Channel for Jesus and other members of the Divine. Visit SpiritualInsightsRadio.com to book a private session with Charlotte and The Divine Team! New Technique: Building Momentum for Success! Subscribe to the newsletter to join the community and receive an invitation to attend these upcoming free, exclusive Special Online Events on Zoom! I'd love to see you there! Saturday, September 17th at 6:00 pm Eastern: The Psychic & Metaphysics Free-for-All Wednesday, September 21st at 7:00 pm Eastern: The Holy Trinity Guided Meditation (Guided by Yeshua) Learn details about these awesome community gatherings on the Events Page. Community Members Only | Free to attend | No registration required | No experience necessary

Were the Wives able to tap into some sexy pole dancing energy?  Tune into Part 2 to find out! In the last 20 years, pole dancing has become a mainstream fitness phenomenon and an excellent way for women to get in touch with their femininity and sensuality. If you are curious about whether pole dancing might be a fun activity to explore, this episode is a must listen!   But first, the temps are up, so the drinks get nice and cold: the Strawberry Rum Slushie requires some freeze time so make it now and then tune into this episode's Hot Tale: Kat finally gets to play with the one that got away at the Dirty Disney party.  Then, the Wives ice their bruises while recapping their Intro to Pole sessions.  Finally, it's Just the Tips for anyone who wants to explore pole dancing. Pole dancing dates back to the 12th century in India and was originally practiced by mostly men, not women. It migrated over to the U.S. when exotic dancers from Egypt would perform as part of the traveling circus.  The sexual aspect of it was introduced when dancers would try to entice viewers to come see their shows by dancing erotically. It actually wasn't until the 1980s that pole dancing became synonymous with bars and strip clubs. Pole Dancing combines dance and acrobatics centered on a vertical pole.  This performance art form takes place not only in strip clubs as erotic dance, but also as a mainstream form of fitness. Amateur and professional pole dancing competitions are held in countries around the world. Pole dance requires significant muscular endurance and coordination, as well as sensuality.  Today, pole performances by exotic dancers range from basic spins and striptease in more intimate clubs to athletic moves such as climbs, flips and body inversions. Pole Dancing is mostly about upper body and core strength and proper instruction and training is necessary to prevent injuries. Since the mid-2000s, promoters of pole dance fitness competitions have tried to change peoples' perception of pole dance to include pole fitness as a non-sexual form of dance and acrobatics and are trying to move pole into the Olympics as pole sports. Recognized schools and qualifications are now commonplace. Pole dancing enthusiasts are of all ages, it's never too late to get started.   MENTIONED IN THIS EPISODE The Monogamish Marriage  Average Swingers Casual Swingers Black and Kinky Podcast Swinger University 4ourPlay Podcast Bed Hoppers Life of Spice Coqueta Caliente TRAVEL WITH THE 2HOTWIVES Check out our EVENTS PAGE, for a chance to meet the 2HotWives in person, including: Desire Riviera Maya: August 2022 Bliss Cruise: November 2022 Keep checking back for new events.   

Can the 2HotWives walk that middle path between polyamory and swinging?   Tune in to Swolly Part 2 to find out.  First, start with the episode's cocktail, the Blackberry Peach Fizz while Kat updates us on her sexy play time with a single guy.  If you dig a little upscale restraint play, this hot tale is for you.  Then, the Wives go deep on their journey toward Swolly.  Swolly is a form of ethical non-monogamy, where a couple is open to both polysexual and polyamory extramarital relationships.  Both Ams and Kat started their open marriage journey as "social swingers" with their husbands: they were looking for casual sexual experiences with other couples who were (or could be) friends, but emotionally intimate connections were off the table.  As time went on, a deeper connection developed between the Wives and their husbands, which led to a lot of excitement, but also a lot of drama. In this episode, the Wives discuss that struggle openly to each other for the first time.   Next, the Wives report back on their sexy homework: exploring independent dating and opening up to "the feels". Finally, it's Just the Tips for anyone who wants to explore swolly.  Want to learn more about Polyamory?  Check out our interview with Dr. Elisabeth Sheff, author of The Polyamorists Next Door.  MENTIONED IN THIS EPISODE The Monogamish Marriage  We Gotta Thing TRAVEL WITH THE 2HOTWIVES Check out our EVENTS PAGE, for a chance to meet the 2HotWives in person, including: Podcast a Palooza: June 2022 Desire Riviera Maya: August 2022 Bliss Cruise: November 2022

PWTorch assistant editor Zack Heydorn guest hosts for Wade Keller and is joined by Eric Krol from PWTorch.com to discuss AEW Dynamite with callers and emails. Specific discussion points include placing ROH in the main event slot without context, whether Adam Page's Punk promo was a heel turn, possible booking scenarios for Punk/Page at Double or Nothing, the success of Wardlow and MJF, ceiling for Blackpool Combat Club, possible men's Owen Hart Tournament winner picks, and more. Enjoy!

If you and your partner enjoy recreational sex and emotional intimacy, you might be Swolly! Swolly is a form of consensual non-monogamy where a couple is open to both polysexual and polyamorous relationships.  Are you Swolly?  Tune in to find out.  But first, mix up a Tennessee Peach, this episode's sweet and sophisticated cocktail while Ams fan girls over Bridgerton and shares her hot tale of a total mindfuck with a smart and sexy new partner.  Next, the Wives explore the difference between swinging and polyamory, including this middle ground of Swolly. Swolly is a person who identifies as both a swinger and a member of the polyamorous community in that they have multiple relationships simultaneously and also enjoy recreational sex. The term is a portmanteau of the words swinger and polyamorous. Ken Haslam of the Kinsey Institute originally coined the term Swolly.  Here are some key components to Swolly: The foundation is a marriage/committed couple.  That relationship takes precedence over all other polysexual and polyamorous relationships  The couple is open to polysexual relationship and may  seek out casual sexual encounters or sex with "friends" that don't involve deep connections.  The couple is also open to polyamorous relationships that involve both physical and emotional intimacy.  The level of intimacy can vary between relationships (some relationships are purely polysexual, polysexual with friendship, or polyamorous).  Polysexual relationships are less complicated and involve less commitment.  You have a responsibility to make sure your partner is well taken care of during a sexual encounter (consent, pleasure, aftercare, the basic “camp-fire rule”), but you don't have responsibility toward that person outside of the sexual encounter.  You might be friendly, you might be friends, that aspect might ebb and flow, but you don't have a responsibility to build on anything outside of the bedroom. In Polyamorous relationships, you agree to share emotional intimacy, which means that you are committing to be an emotional support for this partner. These relationships can be more meaningful and rewarding, but also a lot of work.    To get a sexpert's opinion, the Wives interview Dr. Elisabeth "Eli", Sheff, expert witness, researcher, educator & relationship coach with expertise in polyamorous culture.  Finally, the Wives assign themselves sexy homework: The Wives and the Misters are going to explore more emotionally intimate relationships with some of their swinger friends, including solo dates and lots of talk about "feelings". Dr. Elisabeth “Eli” Sheff is a researcher, expert witness, coach, speaker, and educational consultant. With a PhD in Sociology and certification as a Sexuality Educator from AASECT, Dr. Eli specializes in gender and sexual minority families, consensual non-monogamy, and kink/BDSM. Sheff is the foremost academic expert on polyamorous families with children, and her 25+ year Polyamorous Family Study is the only longitudinal study of poly families with children to date.  Dr. Elisabeth “Eli” Sheff is a researcher, expert witness, coach, speaker, and educational consultant. With a PhD in Sociology and certification as a Sexuality Educator from AASECT, Dr. Eli specializes in gender and sexual minority families, consensual non-monogamy, and kink/BDSM. Sheff is the foremost academic expert on polyamorous families with children, and her 25+ year Polyamorous Family Study is the only longitudinal study of poly families with children to date.  MENTIONED IN THIS EPISODE  We Gotta Thing Podcast Ultimate Guide to Seduction and Foreplay Types of Non-Monogamy    Check out our EVENTS PAGE, for a chance to meet the 2HotWives in person, including: Podcast a Palooza: June 2022 Desire Riviera Maya: August 2022 Bliss Cruise: November 2022 Keep checking back for new events.  WANT TO LEARN MORE ABOUT POLYAMORY? Check out these articles and references:  https://www.psychologytoday.com/us/blog/the-polyamorists-next-door https://www.goodreads.com/book/show/24402980-designer-relationships https://affirmativecouch.com/polyamorous-relation

Did the 2HotWives succeed with their sexy homework on squirting?  Tune in to Squirting Part 2 to find out.  First, start with a pitcher of the episode's cocktail, Strawberry Mango Sangria.  We suggest that you make it a day ahead to let the fruits infuse their flavor. Then, Kat recalls a particularly juicy hot tale while on the Bliss Cruise: a MFM threesome.   Then, the Wives share the ups and downs of their sexy homework: Ams takes the advice of sexpert Lola Jean and starts with masturbation, while Kat and Mr. Kat focus on lots of g-spot foreplay.  Finally, it's Just the Tips for anyone who wants to explore squirting, either solo or with a partner.  Did we wet your appetite for sexual exploration?  Check out www.2hotwives.com for articles, advice, drink recipes and more.  MENTIONED IN THIS EPISODE Casual Toys – Womanizer Duo Wanderlust Swinger Podcast TRAVEL WITH THE 2HOTWIVES Check out our EVENTS PAGE, for a chance to meet the 2HotWives in person, including: Podcast a Palooza: June 2022 Desire Riviera Maya: August 2022 Bliss Cruise: November 2022 Keep checking back for new events.  WANT TO LEARN MORE ABOUT SQUIRTING? Check out these articles and references if you are curious about female ejaculation.  https://www.womenshealthmag.com/sex-and-love/a19971929/make-yourself-squirt/ https://www.verywellhealth.com/skene-gland-5207878  https://www.healthline.com/health/healthy-sex/squirting?c=392364918709  https://www.menshealth.com/sex-women/a27008344/how-to-make-a-woman-squirt/ https://helloclue.com/articles/sex/lets-talk-about-squirting-why-is-it-important-what-does-it-feel-like https://www.webmd.com/sex/what-is-squirting-orgasm https://www.healthline.com/health/healthy-sex/female-ejaculation https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6522945/

Most people don't realise they are working against their brain function by doing the wrong tasks at the wrong time, resulting in decreased efficiency and effectiveness in their business and personal lives.  Wilson Lawrence is a Personal Development and Performance Coach who specialises in helping people find success without compromising their health and happiness.  Are You Busy? Often, people will get home and say it's been such a busy day, but they never stop and ask how effective and efficient they have been. Everyone is quick to tick items off their to-do list, but many only achieved 20% of what they wanted to accomplish.  Prefrontal Cortex The prefrontal cortex has five primary functions: Understanding Recall Inhibiting Memory Deciding  The more you use the prefrontal cortex, the faster it runs out of energy; therefore, you should be doing more mentally draining tasks at the beginning of the day and not wasting energy doing low energy tasks.  The Performance Pulse The idea of the performance pulse is to have 90-minute sessions of pure concentrate work with no distractions.  You need to take a passive or active recovery break between each performance pulse. Going on Facebook is not a recovery break because it uses mental energy.  Different Tasks & Mental Energy Usage Deep Thinking Tasks: These are high-energy tasks, such as planning, strategising, analysing, assessing, writing and working on spreadsheets. These tasks require your total concentration.  Meeting Tasks: Look at all the meetings. How many are there, how long do they go for, and when are they planned? Can you reduce the time and move them to later in the day, not in the mornings when you focus on your deep thinking tasks.  Routine Tasks: These are low-energy and do not require a lot of thinking energy, such as emails and returning phone calls.  Think About Your Patients As the practitioner, are there certain types of patients or services you should see earlier in the day and others later in the day?  In regards to the patient, think about their mental energy as well. If it's towards the end of the day, has the patient got any mental energy left? Consider this when you're explaining a treatment plan.  The more treatment options you give a patient, the more mental energy required to DECIDE.  "A confused mind says no, and so does a tired mind". Clustering of Performcnae Pulses To begin, look at which 20% of your tasks will give you 80% of the results you desire?  Next, ask yourself the focusing question. What's the one thing I should be doing right now that will make everything else easier or unnecessary. Deep Thinking Tasks are your first performance pulse and should be done in the morning, twice. (2 x 90-minutes), followed by active or passive recovery breaks, each 15-minutes.  After lunch, do your Meeting Tasks and plan your Routine Tasks towards the end of the day. If checking emails are essential, you can schedule them before your recovery breaks at the end of each performance pulse.   And when it comes to emails, there should be no double-dipping. If you open it, you immediately take action, and you do not return to it a second time.  Holidays When you take a holiday, do not neglect your travel companions or family; however, you can have a performance pulse when on holidays as long as you have scheduled it in and have planned it with your family.   Discovery Session with Wilson Lawrence If you want to organise a FREE Discovery Session with Wilson in February (2022), all you need to do is follow this Calendy Link: https://bit.ly/DiscoveryCallwithWilson. Rate & Review this Podcast If you're enjoying Podiatry Legends and would like to leave a rating and review, here is the link. https://bit.ly/ReviewPodiatryLegends. Also, anyone that leaves a review will go into the weekly draw to win a 45-Minute one-on-one session with me to talk about your career, business or anything else. The topic is yours to choose.  Have you decided to grow your podiatry business in 2022? If you have, let's talk. You can call me directly on 0408671966 or send me an email at tf@tysonfranklin.com; otherwise, you can also go to my online calendar and schedule a FREE 30-minute Zoom meeting with me.  ONLINE CALENDAR  Youtube I record and upload most of my podcast interviews and other educational videos to my Youtube channel, Tyson E Franklin - Podiatry Business Coach. Please SUBSCRIBE, and if you click on the bell icon, you'll be informed whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.

For our final episode of 2021, we talk about The Fried Egg's roster of 2022 events. First, Andy Johnson and Garrett Morrison run through some FAQs: Why do we hold these events? How do we choose the venues? What's the format? Can I register as a single? What if I'm not a particularly competitive player? (To address the latter two questions briefly: absolutely, and it doesn't matter.) Then Andy and Garrett have an in-depth discussion of Lawsonia Links, site of the annual Steamshovel event. Lawsonia was designed by William Langford and Theodore Moreau in 1930, and it is an important course both to Andy and to The Fried Egg. We finish up with two clips from past episodes: a portion of Andy's interview with architect Troy Miller about Charleston Municipal Golf Course, host of the King Tide; and a conversation between Andy and Garrett about Soule Park, host of the Boomerang. Sign-ups for the first four Fried Egg events of 2022 open on Monday, January 3! Those events: the King Tide at Charleston Muni in Charleston, South Carolina; the Boomerang at Soule Park in Ojai, California; the Steamshovel at Lawsonia Links in Green Lake, Wisconsin; and the Coup de Grâce at the Dunes Club in New Buffalo, Michigan. For details, visit our EVENTS PAGE. Here are some time stamps in case you'd like to skip around in the episode: (0:37) Explanation of Fried Egg events and next year's events in particular (24:40) Discussion of Lawsonia Links (40:50) Interview with Troy Miller about Charleston Muni (55:10) Discussion of Soule Park

Dr Frances Henshaw from ConvaTec is an experienced podiatric clinician, researcher and scientist. She recently jumped the fence into the corporate world, where she is passionate about raising the bar and making wound education interesting, accessible and fun.  The overarching theme of her PhD research has been understanding mechanisms of foot ulceration so that targeted prevention and treatments can be developed. Frances has over 15 years of experience as a business owner, 20 years as a clinician and more than ten years as an academic at Western Sydney University. "With good care, the wound will heal".  Big Tip Wounds don't heal quickly, so stop second-guessing yourself. You could ask four different podiatrists about how they would treat a wound, and you will get four different answers, and they're probably all right. If you want to ask Frances any questions, you can email her at frances.henshaw@convatec.com. Her podcast is called The Wound Doctors.  If you have any questions or want to learn more about how I can help grow your business, please call me on 0408 671 966, send me an email at tf@tysonfranklin.com; otherwise, you can go directly to my online calendar and schedule a face-to-face Zoom meeting with me.  ONLINE CALENDAR  Youtube I record and upload most of my podcast interviews and other educational videos to my Youtube channel, Tyson E Franklin - Podiatry Business Coach. Please SUBSCRIBE, and if you click on the bell icon, you'll be informed whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.

David M Frees is from Phoenixville, Pennsylvania and in this episode, he will discuss FORCE MULTIPLIERS, a technique, when used correctly, will make podiatrists more powerful, better communicators and far more influential with their patients.   Dave Frees has been referred to as the Grandmaster of persuasion and influence by Steve Forbes, Editor-In-Chief of Forbes Magazine and Forbes Media. He's a sought after speaker on leadership, sales and marketing, and has had a close working relationship with podiatrists for many years.  Dave is a civilian; however, he has worked closely with the military and armed forces in the United States. He has taken what he has learnt from top negotiators, interrogators and special forces operators to devise a unique method for day-to-day business operations.    Topics discussed: Meta-Force Multipliers, Strategic Force Multipliers and Tactical Force Multipliers. Stories work when you imbed them within the content you are delivering to your patients.  Meta-Level Ways we can be a more powerful version of who we are. How can we think better Strategic-Level Ideas that guide us in the right direction. Developing systems for all our tactics makes them easier and easier to do. Developing a system for marketing - take the ideas in your head (strategy) to make them a reality (the tactic) Training is a strategic force multiplier. Building a system around training. Record the training Use it online Sell to other podiatrists Using rules and models (OODA LOOP) Get clarity around your purpose, values and mission, and knowing the exact patient you want is strategic.  When you know where your ideal patient is, you'll know where to do your marketing. Use this information to decide on the tactic, such as email.  Alignment: What we're about to do, is it in alignment with our purpose, values and mission and is it going to be loved and will it help support our ideal patients Tactical-Level Doing a particular type of marketing to get a specific type of patient. It is used to get the right kind of patients. Did it work? Yes, then do more of it. This forms part of your strategy. Meta Level is Mental Level (Mindset) Learning how to stay strong and recover from damage or a downturn in performance is meta-level thinking.  With a good mindset, you become way less bothered by problems.  Difference Between Persuasion & Influence is INTENT All human communication is manipulative in one way or another. When you tell a joke, you're trying to manipulate the person into laughing.  When you teach, you're trying to help someone become a more informed person. When you yell, you may be trying to intimidate. Some people say this is manipulation, but it depends on your intent. Helping someone is not manipulative.  Build Trust & Influence  Telling the patient the truth builds trust. If an orthotic is not going to help their problem, be truthful.  Be aware that patients may be imprecise with their speech, so circle-back with what they said to get more clarity.  When you repeatedly give the patient the result they are after, you will become influential, and this is where you want to be. Being influential is not being manipulative.  Also, when a patient trusts you, you can make a mistake, and they will forgive you.  Deeper Communication When a patient tells you their concern/problem, ask them, "WHAT ELSE?" They will dig deeper and give you more information.  Then say, "AND", and the patient will happily give you more information than you would have initially gotten from them.  You could also ask: "I'm curious, is there any other reason that you came here today or are there any other outcomes you would like out of this visit today?" or "How would your life be better if…." This communication tool is at the tactical level, and it may not work every time, but don't give up easily.  Remind yourself that it didn't work this time; with this patient on this particular issue, it doesn't mean it doesn't work.  Stimulus & Response There is usually a stimulus when you get angry, but there will be a small GAP between the stimulus and the response. It would be best if you learned how to put space between the stimulus and the response.  A cool little trick is to name that emotion when it occurs and recognise it.  "Ohh, that's anger that I'm feeling".  Take a deep breath, cultivate the gap and interrupt the response.   Interrupting the Gap Confusion often leads to frustration, then anger; however, confusion means you are about to make a breakthrough in your learning.  So instead of getting frustrated and angry, change the mental narrative to anticipation. Confusion leads to anticipation of new learnings, and this is a better mindset to get the learning you want.  Optimise What's Working  Optimise what's working and stop what's not working. It sounds simple, but it's hard for some podiatrists to do.  Constantly explore what's working in your business and spend some time hypothesising why it works and can you make it better.  Minor tweaks can make a massive difference in the outcome.  If you want to learn more from Dave or about his Business Black Ops event, held in Arizona each October, you can email his assistant Lisa at Lsnyder@utbf.com. You can also connect with Dave on Facebook at David M Frees or join his non-members Business Black Ops group.  Dave's Book: The language of Parenting If you have any questions or want to learn more about how I can help grow your business, please call me on 0408 671 966, send me an email at tf@tysonfranklin.com; otherwise, you can go directly to my online calendar and schedule a face-to-face Zoom meeting with me.  ONLINE CALENDAR  Youtube I record and upload most of my podcast interviews and other educational videos to my Youtube channel, Tyson E Franklin - Podiatry Business Coach. Please SUBSCRIBE, and if you click on the bell icon, you'll be informed whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.

Jonathan Small is the owner of Health First Foot & Gait Clinic in Southam, UK, and today we're discussing the good, the bad and the ugly of the podiatry profession and how we think it can be changed for the better.  We also discuss: Why podiatry may be undervalued by the public. Apathetic podiatrists do not enjoy what they do and how this reflects on the patient.  Why do some podiatrists lose interest in delivering the highest care to their patients?  The benefits of associating with passionate podiatrists. The importance of new graduates seeing what good podiatry looks like before they open their own podiatry business.  Starting a business with good podiatric values.  Why cheap podiatry devalues good podiatry.  The danger of not using all your podiatry skills and falling into the trap of just doing easy work.  Changing the mindset of the profession. The benefits of working together, not in competition.  The Good: Are those podiatrists that are out there shouting the value of feet to the public and embracing the importance of ongoing podiatry promotion. The Bad: These podiatrists do not harm others, which is good, but they sit there idle and do no promotion for podiatry. These podiatrists usually need a little guidance to become good.  The Ugly: These are the trolls of the profession that go out of their way to harm others. You cannot help these podiatrists.   Final Tip Don't take the knocks from one individual about your value and worth as a podiatrist. Never take negative reviews from a patient personally. It's just one person's opinion, and for every one negative review, there will be hundreds of people singing your praises; they're just not putting it in writing.  If you have any questions or want to learn more about how I can help grow your business, please email me at tf@tysonfranklin.com; otherwise, you can go to my online calendar and schedule a FREE 45-Minute Discovery Call. ONLINE CALENDAR  Youtube I record and upload most of my podcast interviews and other educational videos to my Youtube channel, Tyson E Franklin - Podiatry Business Coach. Please SUBSCRIBE, and if you click on the bell icon, you'll be informed whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.

Jessica Babcock has been working for Jump Dance Company in Lakewood Ranch for eight years helping students learn to sing, dance, act, and entertain. After many years of junior musical productions, Jump Dance Company has taken the leap to produce full scale adult musicals under their new division called Jump Encore!Their first production, Stephen Sondheim's Into the Woods  will be performed on the outdoor stage at Hunsader Farms in Bradenton, November 11-14 at 7:00 p.m. and the cast and crew invites you to enjoy their inaugural offering. Tickets can be purchased by going to JumpEncore.com or through the Suncoast Culture Club's Calendar of Events Page. Listen to this Suncoast Culture Club podcast episode as Jessica tells us about the evolution of Jump Encore Theatre Company, the amazing and perfect space for this production at Hunsader Farms, and the story line, cast and crew for their performance of Stephen Sondheim's award winning Broadway musical Into the Woods.• Jump Encore Theatre Company Website & Facebook & Instagram• Jump Dance Company Website & Facebook• Hunsader Farms Website & Facebook & Instagram• Booker VPA Website• State College of Florida Music Program Website & Facebook & Instagram• SCF Theatre Program Website & Facebook Page & Instagram• Venice Theatre Website & Facebook & Instagram & YouTube & Twitter & Trip Advisor• The Players Centre for the Performing Arts Website & Facebook & Instagram & YouTube• Asolo Repertory Theatre Website & Facebook & Instagram & YouTube• Manatee Performing Arts Center Website & Facebook & Twitter & YouTubeSupport the show (https://scf-foundation.org/suncoastcultureclub/)

Chris Desmond is a Physiotherapist in Wellington, New Zealand. He is the host of the Art of Healthcare podcast, which explores the human side of healthcare and how it relates to providing excellent clinical outcomes for our patients.  At university, we learn the clinical aspects of our profession well. After university, a lot of continuing education focuses on improving our clinical skills and knowledge, which is extremely important; however, that's only part of it. If you want to be a great podiatrist and healthcare provider, you need to understand the human skills of healthcare.  In this episode, we discuss: Resilience Strategies Turning the voices off in your head Why do some patients get better clinical outcomes when they see someone else, even though they provide the same treatment? Improving communication skills.  Experienced clinicians versus new graduates.  Daily preparation and mental resets.  New techniques and new technology do not make you a better clinician.  Patient Identity: Don't just look at the physical injury or symptoms; dig deeper so you can understand how it affects their identity.  If you want to connect with Chris Desmond or find out more about his courses, please visit www.Artofhealthcare.nz Book Recommendation: Travis Christofferson  - Curable.  Final tip Always remember the patient in front of you is a person; treat them as a person. Also, remember you are a person as well, be a person, not a clinician. If you have any questions about this episode, one-on-one business coaching or any of my group coaching programs, please email me at tf@tysonfranklin.com, and we can arrange a quick ZOOM call.  Youtube I record and upload most of my podcast interviews and other educational videos to my Youtube channel, Tyson E Franklin - Podiatry Business Coach. Please SUBSCRIBE, and if you click on the bell icon, you'll be informed whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, consider joining the Podiatry Business Owners Club on Facebook. To learn more about the next group coaching program, please visit https://www.tysonfranklin.com/Coaching/REBOOT.

When is the right time to transition from an employee to a business owner? And more importantly, when is it the right time to sell? It's going to be different for everyone, and my guest, Dr Misty McNeill from Prairie Path Foot & Ankle Clinic in Elmhurst, Illinois, shares her unique story of transitioning through these three stages and what she learnt along the way. In this episode, we discuss: Her big WHY. With business ownership, there are tradeoffs. The enormous long-term benefits of spending less than you make.  Debt creates pressure, and pressure can make you do things that don't align with your values. Do not become a slave to debt. Creating a flexible work environment. Attracting podiatrists looking for the same lifestyle.  WHY did she sell and choose to become an employee again? "I became an owner so I could have time for myself, but now I want not to be the owner so I can have time for myself." Final Tip: Live within your means, and be clear about what serves you. If it's not a definite YES, then it's a NO.  If you have any questions about this episode, one-on-one business coaching, please email me at tf@tysonfranklin.com, and we can arrange a quick ZOOM call to see if we're a good fit.  Youtube Please subscribe to my Youtube channel, Tyson E Franklin - Podiatry Business Coach, and click on the bell icon to inform you whenever a new video is uploaded.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.  12-Week Podiatry Business Reboot To learn more about the next group coaching program, please visit https://www.tysonfranklin.com/Coaching/REBOOT.

Aadila Dada is the owner of Prohealth Podiatry in Brisbane, Queensland. She is passionate about helping her patients with chronic injury and pain by helping them address issues around obesity and the long-term benefits of weight loss and how this relates to good nutrition. In this episode, we discuss: Why she wanted to become a Diabetic Educator and learn more about nutrition. How she first got interested in podiatry as a 7-year old. It all started with a burr.  Leaving South Africa for Australia Getting married at 18 and having two children while still studying podiatry.  How becoming very ill at 22 shaped her career path. Why increasing your knowledge provides a better service to your patients. Final Tip Learn consistency and have self-belief. Know the direction you want to take and make sure it fulfils you.  If you have any questions about this episode, one-on-one business coaching or any of my group coaching programs, please email me at tf@tysonfranklin.com, and we can arrange a quick ZOOM call.  You can connect with Aadila on Facebook, Linkedin and Instagram @Prohealth Podiatry.  Youtube If you're interested in watching the UNCUT video of this particular episode, you can visit my Youtube channel, Tyson E Franklin - Podiatry Business Coach and please SUBSCRIBE, so you're informed whenever a new video is released.  Competitive Advantage If you're looking for a competitive advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.  12-Week Podiatry Business Reboot To learn more about the group coaching program, please visit https://www.tysonfranklin.com/Coaching/REBOOT.

In my Podiatry Business Spartans membership group, we have a monthly accountability session, and at each session, we set specific goals and tasks for ourselves, with a weekly check-in. Even though I run this membership group, I still like to keep myself accountable. In July, I said that I wanted to get back into the habit of shooting videos, so I decided to do 30-videos in 30-days and upload them to my Youtube page, Tyson E Franklin - Podiatry Business Coach.  The video feedback was fantastic, so I thought I would take the ideas from each video and combine them to create an extended solo episode.  Here is a list of the videos on Youtube if you would like to check them out: 30-Day Accountability Confirmation Bias The Bandwagon Effect Do You Need Instagram? The 4 M's of Marketing  Only 3 Types of Marketing A Confused Mind Says NO Helicopter Marketing Thank You Cards & Notes Your Children Are Listening Live Above the Line Price Wars Not About Knees Reset Your Goals I'm Vaccinated Freedom of Choice I Don't Have Time for Marketing SAY NO Start A Brain Book Research Your Coach My Business is Different Have FUN Get Rich Quick Be Passionate Get Professional Help Try New Things Stop & Celebrate Cancel Christmas Enjoy the Journey Write for Patients If you have any questions about this episode, one-on-one business coaching or any of my group coaching programs, please email me at tf@tysonfranklin.com, and we can arrange a quick ZOOM call.  Competitive Advantage If you're looking for a Competitive Advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.  12-Week Podiatry Business Reboot North America - Starts Tuesday, September 7th at 8.30 pm (EST) To register, please visit https://podiatrygrowth.com/reboot/   Australia, NZ, UK - Starts Wednesday, September 8th at 5.30 pm (AEST) To register, please visit  https://www.tysonfranklin.com/Coaching/REBOOT    

This episode contains the conversation between writer, director, and producer Charles Burnett and United States Military Academy alum, writer, and AITAF board member Chris Wolfe during one of AITAF's Virtual Film Screening Series. They discussed the film ‘Bicycle Thieves' (De Sica 1948), a film selected for viewing by Charles Burnett. To learn about upcoming Virtual Film Screenings and events, visit our Events Page at events.aitaf.org

Episode 8 featuring Patrick Mumford (President & CEO) & Steve D'Avria (Chief Operating Officer) from Gaston Business Association.In this episode we highlight several topics including the purpose of this organization, how they help local businesses as well as the growth and development of the county, their hopes for the coming years, and much more!  **There is also a special, never done before segment of a LIVE taste testing of Tony's Ice Cream that occurs!!** To learn more about  Gaston Business Association, to get involved,  or to follow them on social media, click the links below:Website: https://www.gastonbusiness.com/Events Page: https://members.gastonbusiness.com/events/Facebook: https://www.facebook.com/gaston.businessPhone: 704- 864-2621 Email Patrick Mumford (President & CEO): patrick@gastonbusiness.comEmail Steve D'Avria (Chief Operating Officer): steve@gastonbusiness.comGaston's Great loves feedback, suggestions, or questions! Want to get in touch with us? We'd love to hear from you! Feel free to reach out to us by a method that is convenient for you.Website: https://www.gastonsgreat.com/Email: podcast@gastonsgreat.comPhone: 704-864-0344

This episode contains the conversation between comedian, writer, and producerJudd Apatow and United States Marine Corps veteran, writer, and AITAF board member Phil Klay during one of AITAF's Virtual Film Screening Series. They discussed the film ‘Richard Pryor: Live in Concert' (Margolis 1979), a film selected for viewing by Judd Apatow. To learn about upcoming Virtual Film Screenings and events, visit our Events Page at events.aitaf.org

This episode contains the conversation between actor Edi Gathegi and United States Marine Corps Colonel Ricoh Player during one of AITAF's Virtual Film Screening Series. They discussed the film ‘Rocky' (Avildsen 1976), a film selected for viewing by Edi Gathegi. To learn about upcoming Virtual Film Screenings and events, visit our Events Page at events.aitaf.org

Paul Griffin is an outside-the-box thinker and believes the skillset we possess as podiatrists is quite unique and can be utilised in many areas.  Paul graduated from Curtin University, Western Australia in 1998. He ran two podiatry businesses, each with a different clinical focus and in 2009 decided to move away from clinical podiatry to explore a diversified career. Paul currently splits his time running the education site, Bartold Clinical and is a director of Osaka Footwear Singapore.  In this episode we discuss: Results based practice. The credibility we have as podiatrists. Footwear innovations and trends. Building shoes for Osaka Footwear leading up to the Tokyo Olympics.  Podiatrists are the ultimate footwear reviewers because we get to see how the shoe actually performs with patients (the end-users). Reading the play and learning where to position yourself. Part-time podiatry is a real opportunity.  Final Tip Buy yourself some time to do other things, which means making sure you have time in your schedule to make sure it happens. If you try and add it on top of what you're already doing you'll burn out.  Explore what your character is looking for. It could be art, business or other projects, and then make sure you position yourself in that community so you can have those worthwhile, weighted discussions. Always surround yourself with people that will bring the best out of you. If you have any questions about this episode, one-on-one business coaching or any of my group coaching programs, please send me an email at tf@tysonfranklin.com, and we can arrange a quick ZOOM call.  You can also connect with Paul via the Bartold Clinical website.  Youtube If you're interested in watching the UNCUT video of this particular episode, you can visit my Youtube channel, Tyson E Franklin - Podiatry Business Coach and please SUBSCRIBE, so you're informed whenever a new video is released.  Competitive Advantage If you're looking for a Competitive Advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining the Podiatry Business Owners Club on Facebook.  12-Week Podiatry Business Reboot North America - Starts Tuesday, September 7th at 8.30 pm (EST) To register, please visit https://podiatrygrowth.com/reboot/   Australia, NZ, UK - Starts Wednesday, September 8th at 5.30 pm (AEST) To register, please visit  https://www.tysonfranklin.com/Coaching/REBOOT

This episode contains the conversation between actor Annette Bening and Army veteran and United States Military Academy alum Mary Tobin during one of AITAF's Virtual Film Screening Series. They discussed the film ‘Amadeus' (Forman 1984), a film selected for viewing by Annette Bening. To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

Vision Australia Vision Store End of Financial Year Sale   For the month of June, the store at Vision Australia is having an end of year sale.   To pick up some bargains either at your local Va office or via the web shop, ask your local VA staff or go to the web shop at:   https://shop.visionaustralia.org   WWDC 2021   Apple's WWDC 2021 developers conference was held today the 7th of June 2021. It was an amazing packed keynote presentation with lots of feature announcements across Apple's product line.   As usual, the event was audio Described.   For me the things that stood out:   FaceTime with Spacial audio (Hear where the people are in the room, Better noise cancellation for FaceTime calls, People can join a FaceTime call by being sent a link that don't use FaceTime, SharePlay to share music and videos when on a FaceTime call, AirPods get Conversation Boost (like Live Listen) to make it easier to listen during conversations, AirPods Pro work with Find My with proximity detection, AirPods Pro will notify you if you try and leave them behind, Notifications get an update with Focus,  increased privacy for mail, apps, and Safari, Siri gets more secure and faster with its processing being done locally,, Voice search available in Safari, Find My comes to the Apple Watch, New Mindfulness app comes to the Apple Watch, Sleep app on Apple Watch monitors respiration, Health data sharing amongst family members, Widgets for the iPad, App Library arrives on the iPad, Better multi-tasking for the iPad as well as full keyboard support, Swift Playgrounds lets users code and submit apps to the App Store, Quick Notes for iOS and the Mac, New Mac OS titled is Monterey, Shortcuts come to the Mac, Universal Control allowing what you are working on to be easily swiped between Mac and iPad using the Macs keyboard/trackpad on the iPad, New Safari Tab groups, extensions, and a cleaner interface across all devices, Spacial Audio starting to roll out today.   Keep in mind that the releases for iOS 15, iPad OS 15, TV OS 15, Watch OS 8, and Mac OS Monterey are developer betas for the next month, then public betas, and we (consumers) won't see the software on our devices until September.   Link to the June WWDC 2021 Events Page:   https://www.apple.com/apple-events/june-2021/   Everything announced at WWDC from iMore   https://www.imore.com/heres-everything-apple-announced-wwdc-2021?utm_source=im_tw&utm_medium=tw_card&utm_content=76043&utm_campaign=social

Lindsey Ebbs is from Whitby, in the UK, and she openly admits she is a waffler. Still, she is not just any waffler, as described by her patients; she is an educated waffler. Through waffling, she has begun to etch out a new career path, in addition to her podiatry career, that she never thought possible a year ago.  As Lindsey explains, COVID has made us look at our podiatry businesses differently and how we communicate with our patients. What started as a simple newsletter idea has grown into something much larger.  Today we discuss: The art of educated waffling Covid and the changes needed to be made in business Writing like your having a conversation. The evolution of her patient newsletter Sharing our podiatry knowledge with other businesses  Showing An Interest During Covid, Lindsey became interested in what other businesses were doing in her small town to survive. What she learnt really interested her, so she thought others might feel the same, so she started writing about other businesses in her patient newsletter, and it was very successful.  As podiatrists, we get to chinwag a lot, so we're in a perfect position to hear about what is happening in town.  Invited to Write The business articles in her newsletter caught the attention of a local tourist publication called The Whitby Guide. Now her articles are published monthly and read by tens of thousands of readers around the world.  Guest Blogging Lindsey then approached Travel and Trek, thinking they wouldn't have much content about footwear and feet on their website, and asked if they would be interested in her podiatry knowledge, and they said YES.  "As podiatrists, we often forget about the skillset we have, and we need to tell people what we do in as many areas as we can".  The easiest way to get started is to think of all the businesses that could benefit from your knowledge and start contacting them.  You need to put yourself out there, and the worst thing that can happen is they say NO, and it won't kill you.  Final Tip Look at the businesses around you and look at what they’re doing. Can you help raise their profile? Can your podiatry knowledge be helpful? If it can, connect with them and provide the content.  If you're interested in watching the video of this particular episode, you can visit my YOUTUBE Channel, Tyson Franklin.   If you have any questions about this episode, please send me an email at tf@tysonfranklin.com, or you can contact Lindsey Ebbs at Lindsey Ebbs Podiatry.   If you're looking for a Competitive Advantage over other podiatrists in your area, please visit my EVENTS PAGE, and consider joining my next group coaching program, the 12-Week Podiatry Business Reboot or join the Podiatry Business Owners Club on Facebook.          .            

I am very excited about this week's guest on The Crushing Debt Podcast. His daughter was on Episode 63 - discussing ActionCOACH Tampa Bay and The Five Ways system. His wife was on Episode 193 - OMG! WTF! Today's episode is my interview with third ActionCOACH Tampa Bay partner - Ford Kyes! I've known Ford for more than 13 years and we discuss: How business owners can break out of a slump Developing other opportunities to increase income How to maintain focus, especially when you feel like you're losing it Setting SMART goals And other topics You can visit their website, www.ActionCoachTampaBay.com and visit the Events Page to register for a complimentary event and coaching session! You can also find their first book, OMG! WTF! and find information about the release of their second book, tentatively titled "Go Focus Yourself!" Please also visit our sponsor, Sam Cohen at Attorneys First Insurance, Sam@AttorneysFirst.com or www.AttorneysFirst.com. Refer an attorney or title company you know to Sam for a malpractice insurance quote. If you want to become debt free, order my new book at www.ShawnMYesner.com/BecomeDebtFree 

This episode contains the conversation between actor and director Danny Glover and Army Reserve veteran and AITAF advisory council member Malia Du Mont during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘Pelle the Conqueror’ (August 1987), a film selected for viewing by Danny Glover. To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between actor Laura Linney and Arts in the Armed Forces’ co-founder Joanne Tucker during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘Slap Shot’ (Hill 1977), a film selected for viewing by Laura Linney. To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between actor Laura Linney and Arts in the Armed Forces’ co-founder Joanne Tucker during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘Slap Shot’ (Hill 1977), a film selected for viewing by Laura Linney. To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between Marine actor Rob Riggle and Arts in the Armed Forces’ Student Veteran Intern Cole Smith during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘True Romance’ (Scott 1993), a film selected for viewing by Rob Riggle.   To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between actor, writer, and director Tim Blake Nelson and Arts in the Armed Forces’ Student Veteran Intern Cole Smith during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘Paper Moon’ (Bogdanovich 1973), a film selected for viewing by Tim Blake Nelson.   To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between Marine actor Rob Riggle and Arts in the Armed Forces’ Student Veteran Intern Cole Smith during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘True Romance’ (Scott 1993), a film selected for viewing by Rob Riggle.   To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

This episode contains the conversation between actor, writer, and director Tim Blake Nelson and Arts in the Armed Forces’ Student Veteran Intern Cole Smith during one of AITAF’s Virtual Film Screening Series. They discussed the film ‘Paper Moon’ (Bogdanovich 1973), a film selected for viewing by Tim Blake Nelson.   To learn about upcoming Virtual Film Screenings, visit our Events Page at events.aitaf.org

It’s almost Halloween, and Megan’s voice is SCARY, but this announcement can’t wait!On November 4, Phil and Megan will kick off a new series through the book A Church Called Tov: Forming a Goodness Culture that Resists Abuses of Power and Promotes Healing . Get the book and read along with us!In addition to these podcast episodes, we will make extra online discussions and resources available to anyone registered for our A Church Called Tov Reading Group. This group will be of particular interest to anyone in church leadership, and will include discussions and resources specifically targeted to leaders. You are welcome to attend and invite your team members as well. Open to anyone, near or far. Register now at our Events Page.Love these conversations? We do too! Take a moment to visit the podcast page to rate and review us on iTunes. It makes it easier for new friends to find us and join in, and, we just love it when you say hi.

Welcome to Spirit Talk with your host Angel Thacker, Soul Path Coach & Spiritual Medium.  Spirit Talk Radio features guest readers, practitioners, and personalities from the community. To answer questions, give insight and so much more. Today's guest: Shelly J. Miller.  Today's topic: The War On Free Speech and the End for Humanity Psychic Medium Shelly J. Miller has had her Spiritual gifts since birth and has been Reading and Coaching professionally for 30 years. Shelly receives her Psychic Predictions directly from Spirit and they are an accurate accounting of the truth of what is really going on as the Agenda of the Deep State for the control and demise of humanity continues. Listen to her weekly radio shows on her website www.shellyjmiller.com on the Events Page for radio topics and links, to learn what you need to know that the media continues to cover up and lie to us about. Censorship has reached epic proportions in our country by mainstream media and social media. Listen tonight and hear the Plan of the Kabal or Secret Government to mandate a Vaccine that changes our DNA and has a chip in it to track us with 5 G. You will find out where to get the truth from esteemed doctors, scientists and media who are being censored and can not only save your life, but our species. Shelly will also read for callers. Don't miss this important hour! Call in to ask questions:  760-888-5700.  Enjoy our programming, follow our show and visit us on the web!  https://www.newagespiritradio.com/ 

On this Bonus Episode, Anthony with the 611 Network joins the Podcast. Anthony was on the US West Coast Tour w/ R&R + Taylor Armstrong sharing a message of the call to fight against human trafficking in the name of Jesus. Their mission statement: "To build an international community of individuals and organizations committed to the spiritual and physical freedom and restoration of REAL people enslaved by human trafficking." Anthony and I met during the Portland show and I reached out to him a few weeks ago after a personal event led me to feel under equipped in the battle. Connect + Resources + Support Website: https://611network.org/ Events Page: https://611network.org/events-overview/ - Men's Event 8/27: https://611network.org/event/the-mans-role-in-the-fight-against-human-trafficking/ - Instagram Post: https://www.instagram.com/p/CDjqAl_ASBO/ - #IAMASAFEHOUSE Event 9/3: https://611network.org/event/iamasafehouse-campaign-introduction/ - Instagram Post + email: going out next week  - Prayer Call 8/10: https://611network.org/event/five-stones-global-prayer-movement-prayer-call-7/  - Instagram Post + email: going out 8/10  _________________________________ Intermission song by Eikon (Song: The Silence) Theme music by Montell Fish (Song: Orion) / Ep Produced by Adam Harney w/ Deep Search Studios

My guest this week shares his awakening and near death experience with us.   From Ham...  I Am That I Am : Illuminating The Divine Within Ourselves and One Another  "When we walk into our story and truly own it, we get to write the ending". - Brene Brown   Even when we’ve been chosen and given a clear sign from God that our prayers have been heard, it remains up to each one of us to stand up and answer the call….make the choice to serve.   This discussion will explore one man’s journey from misery to finding his mission.  How a death sentence can illuminate so much about life and the choice that each one of us can make to change our mindset and alter the course of our lives anytime we choose.   I encourage everyone to visit my Events Page on my new non-profit organization’s web site.  standup4health.org  I am building a like-minded community of wellness advocates, empowering underserved communities by providing educational tools to inspire healthier living through physiological optimization.  All of my events are free to the public.   I invite you to join my newsletter to receive periodic updates on events and recommendations for sustainable and healthful living solutions and how all of us together, as a collective whole, can stand up 4 health and make a real difference in the lives of those underserved in our communities.    Social Links:   Facebook: https://www.facebook.com/SU4Health/ Instagram: untethered.ham  Twitter: The_Fitness_Guy

Today we are going to take a deep dive into the most powerful and important concepts from Bob Proctor’s seminars. If you have not yet heard episode #66[i], be sure to check out this episode first, to get some context behind how I met Bob Proctor, and how he influenced the work we are doing here today. I do suggest going to the show notes and writing down some of the ideas you learn from this episode, since these are some extremely powerful ideas that really can make an impact on your life. These concepts were learned from 6 years of working directly with Bob’s seminars, taking his courses over and over again, and then repeating them periodically over the past 24 years. These ideas changed the trajectory of my life, and I want to share them with you so you can have access them, and see if their application can impact your world, as much as it did for mine.I first met Bob when I was a teacher in Toronto, because his director of sales, Mark Low, lived next door to me at the time, and when I asked him what he did for a living, my whole world changed when he handed me Bob’s You Were Born Rich[ii]  book. Be sure to look in the show notes for the links, as Bob gives this book away for FREE on his website under his tips and tools section. Go there, download his book, and this lesson will make more sense once you have had a chance to look at the book first.Before I go into a deep dive of this book, which was also the first seminar I ever attended live (in May 1998), I want to give a backstory that you could relate to, if you’ve ever invested hours of your time creating something. Here’s how I remember this story (and remember from EPSIODE #44 “12 Mind-Boggling Facts About the Brain”[iii] that memories are not 100% accurate, so I’m telling you a story that I remember hearing many years ago and some of the details might be inaccurate, with the way that I’m remembering the events, but you will get the main idea of this story.So, when Bob was first writing this book, (my copy of the book shows a copyright date of 1997 which was just a year before my first seminar with him) and it was years before everyone carried their own personal laptop around. When I think back to writing reports or essays in school at this time, I used a typewriter, so I think that’s how Bob wrote his first book—the manuscript was a physical copy that he had typed, and he would carry it around with him to add more ideas to it, before he sending it off to the publisher.  On his way to the publisher, he took a taxi, again, years before we went everywhere via Uber, and he left the only copy of the book in the taxi. This story made me think of all those times I had written something, and then the computer crashed, and the document was not saved, or the times that I just lost something another way, and the only solution was to recreate what you’d lost, and that’s exactly what Bob did with this book. When you are reading it, think of the years of work that went into the stories in each chapter, and these are all true stories—I knew many of the people he wrote about—and then imagine that one day, these ideas were completely lost, and he had to recreate them again, for the world to gain access to them. It will give you an entirely new perspective when you are reading this book.Bob mentions in episode #66 that “he always believed he would reach the goals that he set and believed in the material and that goals are set not to GET—but to GROW.” It’s who we become that’s important in this process, not the things that we accumulate along the way, but the knowledge we acquire and how we use it to help others. When Bob first met me, he asked me “What do you really want?” and it took me back a bit because no one had ever asked me this before. I had to really think about it. I remember not being sure, but in the Born Rich Workbook we had the chance to revisit this and write out our heart’s desire. I still have the workbook from 1998 and what I wrote back then, isn’t far off from what I am doing today.  So, think about it, “What do YOU really want?” Have you written it out on a card like Bob still does and like I’ve been doing ever since?  Once you know what you want, then you will want to look at your beliefs and see if they integrate with your behavior. Then you will know what changes you need to make.Let’s Take a Deep Dive into Bob Proctor’s You Were Born Rich BookBIG IDEA #1 Paradigms: Something is Holding You Back. When You Become Aware of it, You Can Move Forward. Paradigms—what are they?  Paradigms could be controlling virtually every move that you make.“To ignore the power of paradigms to influence your judgment is to put yourself at significant risk when exploring the future. To be able to shape your future, you have to be ready and able to change your paradigm.” –Joel Barker, a technology and business futurist who published the book Paradigms in 1993.What’s interesting is that Bob Proctor is known for helping people to increase their life in the area of wealth, but that’s not what drew me to him. Even though his book was called You Were Born Rich, and his seminars focused on helping the attendees to build wealth, I was drawn to his work not just for the idea that I could make more money, but that I could increase the potential we had. This is where I started to see my own paradigms showing up.Let’s look at Paradigms. We used to sell the You Were Born Rich book for $20/copy and I remember having a box full of books at one of my first events, and within minutes, they sold out, and I was left with a few hundred dollars in one hand and an empty box in the other. This was the first time I thought, “I really need to write a book” as my awareness shifted as I identified a paradigm that I was ready to change—I was only used to earning money by trading my time, you know, go to work from 8am till 5pm kind of thinking and  you earn a paycheck this way. This was the way I was raised, but I was seeing now that there were other ways. With this book, I learned that we can create a product or service and if people want it, they would gratefully pay for it, giving anyone the opportunity to earn multiple sources of income. You could still work 8-5 but could also earn money from all over the world when you sell your programs and services online. I had only just started to interact with this book, hadn’t even taken the seminar yet, and my beliefs about earning money were beginning to change rapidly, without expecting it.Once you can change your belief, it opens up a whole new world. I began to see that we could earn money many different ways than how I was raised to believe.  When I started to sell for Bob, we would earn a certain amount of commission on each sale. Suddenly, we could sell a seminar seat and earn a few thousand dollars in a few minutes. This really changed my money paradigm quickly. The more you become aware, the more your mind opens up to new opportunities. Think about it like you are looking through a keyhole, and with more awareness, the keyhole opens up until eventually the door is wide open. Years later, when I worked in the corporate world, and had the chance to earn commission each year, it was not uncommon for the most successful sales reps to earn $50K-$300K in commission (on top of their yearly salary) but if your mind can’t grasp this, then you probably won’t be the one reaching this level.  Over the years I met many people working in the seminars, doing all different types of work. Some were truck drivers, some were business executives, some were educators like me. All of them had grasped this idea that we could earn income from multiple sources. This was a huge paradigm shift for me. How Do We Change Our Beliefs or Paradigms?Bob’s running a seminar this month on this very topic called the Paradigm Shift Seminar.[iv] I suggest going to the link in the show notes and watch the video at the top of the page.We first of all need to know what these paradigms are, before we can change them. I know it wasn’t until after a few years of working with Bob and he was always talking about these paradigms that we needed to change, that I finally asked, what exactly IS a paradigm? I had no idea what mine were. It’s easy to connect the dots looking back and see what they were now—I had all these notes from all these seminars, and could quote them word for word, but I still didn’t have the understanding of how all these pieces fit together. Do you know what your paradigms are? This takes time as we learn to integrate the information into our behavior and daily practice.Here are some steps that I found useful for changing our paradigms:IMAGE SOURCE :http://herzette-records.com/paradigm-shift a) Start by Identifying what paradigms are, then figure out what ones we want to change. We must understand what paradigms are controlling our behavior in order to make these changes. This starts with self-awareness[v] (that we dove deep into in EPISODE 2) and keep in mind that these habits have been passed down from your parents, and past generations (the ideas, thoughts, and beliefs of those who surrounded you when you were growing up, in addition to your environment) so it’s not our fault that we have these paradigms in the first place, and they aren’t bad, it’s just how we were raised and they might be preventing us from reaching our highest levels of potential. I’m pretty sure that I heard my Dad say “money doesn’t grow on trees” a few hundred times when I was growing up, so this was ingrained into my way of thinking—until I learned how to change it.b) Begin to study yourself and learn at the very core “who are you?” “Are you really doing the things you want to do?” “How do you approach change and challenge?” “How do you see yourself in the world?” Start here to identify who you are, and you will begin to see patterns that come up that keep you stuck where you are, preventing growth. You will discover what paradigms are controlling your actions, and in turn controlling your behavior and results. You can begin to identify your patterns, beliefs and behaviors the things that you need to change to reach these new results or levels of achievement.A Paradigm is a mental program that has almost exclusive control over our habitual behavior…and almost all of our behavior is habitual.Paradigms are a multitude of habits passed down from generation to generation.Paradigms are the way you view yourself, the world and opportunity.Paradigms are how you approach change and challenges.c) Once you’ve identified a couple of your paradigms, the work begins. Pick one habit or belief that you want to change and take new actions—while integrating your behavior and your beliefs with the new idea. You will change the paradigm when your beliefs and behavior line up by repeatedly taking new actions towards the new idea. The same way the paradigm was formed (repetition of action from those who raised you, or who you were surrounded by in your early years). You can do this with affirmations, by repeating the new belief over and over again, until one day it changes. You’ll need to repeat this over and over again (1,000 times at least) for 90 days until you actually believe it. An example of a paradigm that might hold you back from opportunity could be something like “no one at my age has ever done this or that” (I’m sure they have, so this is a limiting belief—find someone who has done what you want to do and ask them to mentor you) or another example “every time we’ve tried to reach this goal, we have failed, so I’m sure we will fail again this year” (if you think you will fail, I’m sure you will also, unless you try something new, a new angle). Another paradigm that might be passed down from generation to generation could be “no one in our family has ever done xyz…written a book, graduated from College, etc. I’m sure you are getting the point. We all have paradigms that hold us back, and until we change them, we will never reach the levels of achievement that we are capable of.d) Watch your whole world change when you identify and change your paradigms. Think of how mine changed when I saw that I could earn commission from sales or write a book and sell it to earn money all over the world. It opens up your thinking to a whole new level. If you are thinking “there’s no way that I could do any of these things, I work a job 8-5 and have no idea how this is possible” well, that’s a paradigm. I wrote my first book by waking up at 5am when I worked a corporate job. I would write 5 days a week 2 hours each morning before work, which was 10 hours a week and 40 hours a month. You really can accomplish anything that you really want to, if you have the will and desire to do it. I would love to hear from anyone who has identified and changed a paradigm that was holding them back. What was it, and how did you change it?BIG IDEA #2 Prosperity Thinking: The More We Give, The More We Stretch our Minds to Receive and Keep Giving More. This book starts off with a chapter that outlines our ways of thinking. We either think in lack and limitation, and that there’s not enough, or we can have abundant thinking. We even know from Mark Robert Waldman’s research from his recent book Neurowisdom: The New Brain Science of Money, Happiness and Success, that money does predict your happiness and that “those who make more money are happier, and those who are happier, live longer.”[vi] So, having a prosperity consciousness is vitally important for your future success as well as your health and longevity.Prosperity Thinking in Action:  How to Think into AbundanceBut how can this way of thinking be possible if we’ve just lost our job and are not sure where we will end up?  This is a timely question with unemployment being high at this time, all over the world. How can we create a prosperity consciousness when our bank accounts don’t have a paycheck being deposited every few weeks, or we can’t see what’s going to happen next? If you are thinking this right now, I highly suggest reading this book, and learning all you can on this topic. Changing your thinking from poverty consciousness (I don’t have enough) to prosperity consciousness (I have more than enough and want to share with others) was probably the most important lesson I learned after Sept 11th turned the US upside down.  Mindset and taking action is important in these transitional and uncertain times. I recently listened to Mark Cuban on LinkedIn being interviewed[vii] with tips for large or small businesses on how to navigate times like we are experiencing now, and his ideas all have to do with staying positive, being creative and pivoting your business which is what many of us did after Sept 11th. Before we can create new ideas, we must have our basic needs like food and shelter covered. When times change, and we need to find work, he suggests searching within an industry that’s doing well. Do some research and then see what areas match the skills that you have, so that you can pivot to something new, where you will find some success with your current skillset.  Once you find something, keep working, and don’t give up on any ideas that you might have had before this whole pandemic hit. Write them down, keep working and when times shift, like they always do, you can begin to put your focus on what you what to create. BIG IDEA #3 The Law of Vibration and Attraction: You Attract What You AreThe movie The Secret talks about this Law, and the book The Science of Getting Rich[viii] outlines this law, along with others, but my first introduction to these levels of vibration that Bob talks about often, was in Chapter 6 of the Born Rich book.  Bob mentions this law in our interview and also the quote from Andrew Carnegie at the top of Chapter 6, that says “Any idea that is held in the mind, that is either feared or revered will, begin at once to clothe itself in the most convenient and appropriate physical forms available.” This means that we draw to us what we think about—a person thinking positive thoughts will emanate positive energy and draw other positive personalities and situations to them, and a person with negative thoughts, will of course be in a negative vibration, or give off bad “vibes” that will repel positive personalities, drawing negativity towards them. What type of person do you want to be?  How does this work? There’s lots of different places to gain this understanding, ranging from a powerful book that I keep on my bookshelf, David Hawkin’s Power vs Force[ix] where he talks about low-energy frequency people vs high energy and the ranges of emotions that either drain us or fuel us.Our thoughts have a certain frequency, and the things that we draw to ourselves have the same frequencies as the thoughts that we have created—let’s say what’s on the same wavelength as we are. We cannot be thinking negative thoughts and be in line with positive thoughts at the same time. Since like attracts like, you will notice that when you are tuned into positive thinking, you will attract more positive things to yourself. In the interview with Bob, I asked him why we meet certain people at certain times in our careers who accelerate us? He answered “You attract them, and they attract you.” He drew Sandy Gallagher to his company when he had a need for someone who understood finances, and here was Sandy, sitting in a seminar, writing out that she really wanted to work with Bob, but it took her a bit of time until they were both in harmony with this idea. Once they were, the partnership was a success.The same goes with negative thinking. If you start off on the wrong side of the bed in the morning and do not change your thinking, you will attract more and more negative things to you as the day progresses. It can snowball either way for you, so why not let it snowball in a positive direction?Our goal is to raise our vibration level and be a positive, high vibrating person if we want to achieve our highest level of results.TIPS for RAISING YOUR LEVEL OF VIBRATION or FREQUENCY Positive thinking will help you increase your thought waves to that higher level of vibration. Just think of how great it feels when you are doing something that you enjoy, like listening to your favorite song, or enjoying the beauty of the landscape and nature around you. Practice recognizing how good you feel when you doing something that makes you happy. When you are feeling good, you are on the right track to raising your vibration, and when you are feeling bad, you are not on the right track. Do whatever it takes to stay in that good feeling, and your vibration will continue to rise.Limit your activities with people, places or situations that are on a lower level frequency. If you are operating on a higher level, you won’t be able to do this for long anyway, because it will drain your energy. Be mindful of who you are spending time with so that you can keep your level of vibration up.Spend more time with like-minded people who are positive like you. This will only allow you to keep increasing your level of vibration. Join a club or a group in which you can meet people with interests similar to yours and keep improving yourself.Be polite and mindful of others at all times. Over time and with practice, this will become a habit. If you are always thinking about ways to help others, it will be inevitable that your level of vibration will rise.Find ways that you can quiet your mind, and just spend time in this quiet to rejuvenate. Some people use meditation, and others find great benefits from yoga. Find what works best for you to relax, and then practice quieting your mind. Be open to what might happen here, as powerful thoughts can occur to you when you quiet your mind.Once you begin to increase your vibration, you will notice that your life will become more easier and more peaceful.BIG IDEA #4 Learn to Live Beyond the 5 Senses with the 6 Higher Faculties of the MindWe’ve all been raised to live through our five senses: what we see, touch, taste, hear and smell, but our 5 senses can be limiting. We can access new information, deeper flashes of insight, higher levels of creativity, if we learn to live with our 6 intellectual faculties that operate beyond our 5 senses for a competitive advantage. These intellectual faculties tap into the non-physical or spiritual world and help us to build new ideas.  How does this work?  Let’s see how we can learn to use the faculties of our mind to gain a deeper understanding, perspective or ideas.Perception is your point of view. This factor can be altered at will which means that you can always see two sides to a situation, but it takes the will and some effort to switch your way of thinking to see another side of something. Sometimes when I’m hiking, I can look at the trail when I’m going up, and the exact same spot, going down, looks completely different. What we see with our eyes can be viewed an entirely different way from someone else’s point of view, standing at a different viewpoint. PUT IT INTO ACTION: How can you use this concept to gain new ideas or perspective? If you are having a problem or disagreement with someone, try to look at the issue through their eyes to see a different point of view, not just your own.  You’ll notice with practice, this skill becomes easier, and it will open up your mind and you will become more flexible, improving your relationships with others. Reasoning is the ability to think. Having this faculty makes us different from other members of the animal kingdom; they do not have the ability to reason. In the book, The Strangest Secret[x], Nobel Prize-winner Dr. Albert Schweitzer was being interviewed and he was asked “What’s wrong with men today?” The great doctor answered, “Men simply don’t think.” Wallace D. Wattles, in his book The Science of Getting Rich[xi] agreed with this back in 1910 when he said, “There is no labor from which most people shrink as they do from that of sustained and consecutive thought; it’s the hardest work in the world.” PUT IT INTO ACTION: Use your will to stay focused when you need to think and create new ideas. Critical thinking and reasoning is an important skill that we should be teaching to our children at an early age, so they can learn to think for themselves, rather than follow the crowd. Be sure you are always challenging young children to think for themselves by letting them make decisions. Ask them questions and see what answers they come up with.  I have a 10-year-old who often thinks of new ideas or angles that I might have missed, so I’m grateful to have more thinking minds in our home. The will is the understanding that each idea has a certain pattern and with focused attention, we have the ability to concentrate on what we are thinking about and increase the amplitude (the height of the wave) or thought wave and make them very powerful. PUT IT INTO ACTION: Use the will to lock into an idea and block out all other distractions. Using the will allows you to focus your mind on the things you want and lose focus on what you don’t want. Memory is something you can develop with practice. There is no such thing as a bad memory. However, just like your muscles, if your memory is not used, it can become weak. When you do not exercise the muscles in your body, they lose strength. This is exactly what happens when you are not practicing your memory. PUT IT INTO ACTION: Treat your mind with as much care and consideration as you would your body, as they are very much connected. The more practice you give this faculty, the stronger it will become. We have heard of some research-based strategies that are known to improve your memory, such as avoiding cramming and study what you want to remember used spaced repetition, relate new information to things you already know, be sure that you are sleeping well as sleeping consolidates memories, and adding visual images to what you want to remember. Imagination is Everything[xii] according to Earl Nightingale. All great inventions are created in two separate places: the mind of the inventor and the physical world when the inventor creates it. Our lives reflect how well we use our imagination, because when we hit one plateau of success, it will be our imagination that will take us to what’s next. PUT IT INTO ACTION: Write our where you see yourself in the next 3, 5 and 10 years. If you can do this in detail it will activate cells of recognition in your brain that when you imagine what you write, eventually your brain will accept and recognize what you are telling it, and it will go from feeling like a crazy pipe dream, to eventually something that you can see yourself actually doing, since you have thought about it so often.  One day you can make what you imagined, yoru reality. Intuition is a mental tool that gives us answers, by picking up the energy or feeling from another person or situation. We can even read a person’s energy over the telephone or the internet as I experienced in EPISODE 65 with Dr. Barbara Schwarck[xiii]. Sometimes we feel we just know the answer, or we have a gut feeling. That is our intuition at work, and we must learn to develop it. With practice, we can learn to trust our intuition and become confident with that which we feel or know. Then, we can move confidently toward that which we want. PUT IT INTO ACTION: The best book I have ever read on developing intuition was called Developing Intuition from Shatki Gawain[xiv].  This was probably one of the most valuable skills I learned to help guide my personal and professional life. I never needed to ask anyone else for advice, as I had my own built in guidance system that helped me to stay in a productive state of mind. BIG IDEA #5 Spirit is Everywhere. We are all Connected, Like a Rainbow (SIP)This next idea, I put an image of what I’m describing in the show notes. When I asked Bob about the quantum world that Dr. Dan Seigel talks about, where there is this plane of possibility where we can create anything, Bob answered with “I believe the physical realm that we live in and the spiritual world, are all connected, like the colors of the rainbow.” When we take an idea, it comes in from spirit, hits our intellectual mind, and it’s up to us whether we move it into form. Have you ever had an idea that you thought was brilliant, and you never did anything with it, and then suddenly you see someone else has created it? That’s because there is only one mind, and that we can all tap into these ideas.  Think of the three levelsSpiritIntellect/MindPhysical/Body What you can see (physical world) and what you cannot see (non-physical world) are all connected.  The physical is a manifestation of the non-physical. Another way to look at this, is to think about WATER in the physical world. We can see it. We add heat to water and it turns to STEAM (intellectual level) and add more heat to it and it turns to AIR (spiritual level). Just because we have changed the state of water from its physical form to AIR in the spiritual level, it doesn’t mean that the water doesn’t exist. It exists and when cooled down and goes right back to water.So, what we see in the physical world and what we cannot see, are all connected.Since spirit is for fuller expression and expansion, ideas (like I want to write a book) come in through the spiritual level and are looking to be expressed (from a higher to a lower potential). Think of when you ask for help from God through prayer, you are in the physical realm, reaching the spiritual realm with your thoughts for help or ideas. Ideas that come to your mind (your intellect) from the spiritual realm and it’s up to you if you will bring them to physical form. This is called the Creative Process.PUT THIS INTO PRACTICE: THE CREATIVE PROCESSDo you pray? Do you meditate? Do you believe in a higher power, or something bigger than yourself?  If you do, you will find this process fascinating, it you learn to use your FAITH through understanding. You will get new insights, and ideas through this practice that will keep you busy. Write out what comes to your mind here and see if the ideas match what you really want to BE/DO or HAVE or CREATE.  When you get an idea that’s congruent to what you want, you will want to take action with this idea. BIG IDEA #6 Thomas Troward- Fuller Expression, Increasing Life Always Aim for Bigger and Better Things There really are no limits to the heights that we all can reach and a reminder that it’s not what you’ve got that’s important, it’s who we become in the process of reaching our goals.“Nothing is impossible to the mind.All its guidance and power are available to you.When you have fully realized that THOUGHT CAUSES ALL,You will know that there are no limitsThat you yourself do not impose.” –US Andersen, author of The Magic in Your MindThomas Troward: Dore Lectures on Mental ScienceRight now if you ask Bob Proctor what he’s studying, he’d say he’s reading Troward’s The Dore and Edinburgh Lectures on Mental Science[xv] and I’ve had this book and a couple of others from Thomas Troward in my Kindle iPhone library for the past 6 years and haven’t read them. I just looked through them and saw a section on Intuition, healing, the will, the body, soul and spirit—everything that we talked about in these 6 BIG IDEAS except healing. I can see why he would be reading this book, sharpening his higher faculties, deepening his connection with spirit and doing all that he can to deliver his message to help as many people as he can. Bob always read a section of Troward’s Dore Lectures on Mental Science in the Science of Getting Rich Seminar. One day, while he was running a seminar, I asked him if I could read the passage from the stage, because I was just dying to practice my public speaking and had memorized the quote. So, I read this by memory, and if there’s any passage of information I recommend anyone memorize, it’s this one. “My mind is a center of Divine operation. The Divine operation is always for expansion and fuller expression and this means the production of something beyond what has gone before, something entirely new, not included in past experience, though proceeding out of it by an orderly sequence of growth. Therefore, since the Divine cannot change its inherent nature, it must operate in the same manner in me; consequently in my special world, of which I am the center, it will move forward to produce new conditions, always in advance of any that have gone before.”What does this mean? It means that my mind/your mind is a center (there’s more than one center) but we are all connected, and there are no limits. If I was to stop there, I think that’s enough to motivate any of us to reach higher than we might have reached in the past. We are Limitless.This Divine operation is always expanding (there’s as much power above it as below it) and this means the production of something that has gone before, something entirely new, not included in past experience, through proceeding out of it, in an orderly sequence of growth. This means that what you are capable of will not be a repeat performance of something you have done before, although your past experience prepares you, but it will move you BEYOND where you have ever been, to GROW and EXPAND in an orderly way.Therefore, since the Divine cannot change its inherent nature, it must operate in the same manner in me; (so trust in the way your life unfolds—it’s all going the way it’s supposed to go) consequently in my special world, of which I am the center, it will move forward to produce new conditions, always in advance of any that have gone before. Meaning that when we keep working diligently towards our goals in life, we will keep producing NEW results that go beyond where you were before. We are always expanding and growing when we are taking action—so keep aiming for bigger and better things, and never stop learning/growing. REVIEW OF THE 6 BIG IDEAS:BIG IDEA #1 Paradigms: Something is Holding You Back. When You Become Aware of it, You Can Move Forward. Take some time to figure out what paradigms are holding you back, and start to work on changing just one paradigm at a time. This will require some work, as the paradigm is ingrained in your non-conscious mind, but with time, one day, you will look back and notice the growth that occurred because you took the time and put in the effort to make this change.BIG IDEA #2 Prosperity Thinking: The More We Give, The More We Stretch our Minds to Receive and Keep Giving More. Where is your thinking right now? I know that these are difficult times, but if you notice your mind leaning towards lack and limitation instead of abundant thinking, it’s time to take immediate action. Go somewhere where you feel energized and begin to work on changing your thinking. Volunteering or helping others can also help shift your mindset here, as you begin to see that your situation is much better than many other people in the world, and this can help shift your mindset.BIG IDEA #3 The Law of Vibration and Attraction: You Attract What You Are. If you have had trouble achieving your goals, this is the first place I would look. Do you know yourself well enough to know whether you are operating at a high or low frequency? When you are feeling good, and life is flowing, you are definitely on the right track. If things are difficult, and you feel unhappy, something needs to change, and the change starts with changing your energy or frequency by thinking new thoughts, that will stimulate new feelings and motivate you to take new actions, that in turn will change your conditions, circumstances and environment. The change begins with you.BIG IDEA #4 Learn to Live Beyond the 5 Senses with the 6 Higher Faculties of the Mind. You don’t need to master all 6 of these at once, but if you just picked ONE to work on and sharpen for the next year, you will notice the results in your life change. Pick one factor, and really dive deep into studying it in your spare time. Writing this episode has been a powerful review for me as well. I’m always working on improving my intuition, because I think it’s just fun to see how often you can guess something ahead of time, but I also see the importance of working on some of the other faculties, like the imagination, which is a key ingredient for creating something new. This is where inventors of the past went to figure out how to make the airplane take flight, where the iPhone was created and where the inventions of the future will come from. Also, just a reminder to not let what we see (with our senses-which are limiting) going on in the world limit or control us. We can’t change it, but we can keep studying, learning and growing, so that we change and improve ourselves when times are difficult. BIG IDEA #5 Spirit is Everywhere. We are all Connected, Like a Rainbow. This idea has come up with Dr. Daniel Siegel’s work where he talks about the fact that quantum physics proves that there are 2 realms: one where we operate through our senses, and the other, the plane of possibility that is timeless. We could spend a considerable amount of time thinking about this idea, but I’m just going to trust that my understanding will continue to grow here as I continue a daily meditation, prayer, and gratitude practice. The faith that comes from this practice is based on understanding and when new ideas come, I know it’s important to act on these ideas and do the work with the talents and skills that God has given me. Each of us will have our own meaning with this idea, based on our individual beliefs. Whatever you believe, find the practice that works for you to feel this connection.  BIG IDEA #6 Thomas Troward:  Life is for Fuller Expression, Increasing Life Always Aim for Bigger and Better Things. Keep studying, learning, growing and reach for more in life. You won’t be able to do this alone, so be sure that you find mentors to help you reach your new levels of achievement. Just keep learning, increasing your awareness, and growing. And answer the question “What do you REALLY want?” There is great opportunity for the person who understands themselves. I hope that you have found these ideas as powerful as I have. Remember, these are just a few of the most powerful concepts I learned from working 6 years directly with Bob Proctor, attending his seminars live, and then continuing to study and apply these ideas.  These concepts do take time before the results become apparent, but if you really want something, you will do the work and one day, you will look back, and realize that you have achieved the goals you’ve always wanted, so that you can then help others do the same.If you found this episode helpful, please share it on social media, and tag me. I would love to hear your take-aways of what you liked or learned. Until next episode, have a great week. See you next time.REFERENCES:[i] Neuroscience Meets SEL Podcast Episode #66 with Bob Proctor on “Social and Emotional Learning: Where it All Started.” June 3, 2020 https://andreasamadi.podbean.com/e/the-legendary-bob-proctor-on/ [ii] Tips and Tools Go to Download a FREE Copy of You Were Born Rich https://www.proctorgallagherinstitute.com/tips-and-tools[iii] Neuroscience Meets SEL Podcast Episode #44 with Andrea Samadi on “12 Mind-Boggling Facts About the Brain” https://andreasamadi.podbean.com/e/andrea-samadis-12-mind-boggling-discoveries-about-the-brain/ [iv] Paradigm Shift Seminar https://www.proctorgallagherinstitute.com/events/paradigm-shift?utm_source=1-Events-Page&utm_medium=1-PG.I-Site&utm_campaign=PS-Event[v] Neuroscience Meets SEL EPISODE 2 “Self-Awareness: Know Thyself” https://andreasamadi.podbean.com/e/self-awareness-know-thyself/ [vi] Mark Robert Waldman and Chris Manning Neurowisdom: The New Brain Science of Money, Happiness and Success page 13 (January, 2017) https://www.amazon.com/gp/product/B01N9BLBDH/ref=dbs_a_def_rwt_hsch_vapi_tkin_p1_i3 [vii] Mark Cuban on Tips for Small and Large Businesses on Navigating Today’s World https://www.linkedin.com/video/live/urn:li:ugcPost:6650799192853753856/ [viii] The Science of Getting Rich Seminar based on the book by Wallace D Wattles https://www.proctorgallagherinstitute.com/programs/science-of-getting-rich?utm_source=Programs%20Page&utm_medium=PGI%20Site&utm_campaign=SGR[ix] David Hawkins, M.D., Ph.D Power vs Force: The Hidden Determinants of Human Behavior https://www.amazon.com/Power-Force-David-Hawkins-M-D/dp/1401945074 [x] The Strangest Secret by Earl Nightingale (2005) https://www.amazon.com/dp/1640951083/ref=sspa_dk_detail_0?psc=1&spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEyM0RHNzJCT1I3QTA4JmVuY3J5cHRlZElkPUEwNzg3NzMzMU9ETzhJWUU2MU82RyZlbmNyeXB0ZWRBZElkPUEwMDA2NjYwMTBWMldKMzdVRlZVOCZ3aWRnZXROYW1lPXNwX2RldGFpbCZhY3Rpb249Y2xpY2tSZWRpcmVjdCZkb05vdExvZ0NsaWNrPXRydWU= [xi] The Science of Getting Rich Seminar based on the book by Wallace D Wattles https://www.proctorgallagherinstitute.com/programs/science-of-getting-rich?utm_source=Programs%20Page&utm_medium=PGI%20Site&utm_campaign=SGR[xii] Imagination is Everything YouTube by Earl Nightingale https://www.youtube.com/watch?v=e25hRhKPm4M [xiii] Neuroscience Meets SEL EPISODE 65 Dr. Barbara Schwarck on “Using Energy Psychology and Emotional Intelligence to Improve Leadership in the Workplace” https://andreasamadi.podbean.com/e/dr-barbara-schwarck-on-using-energy-psychology-and-emotional-intelligence-to-improve-leadership-in-the-workplace/ [xiv] Developing Intuition by Shakti Gawain (March 30, 2010)  https://www.amazon.com/dp/B000054737/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1 [xv] Thomas Troward The Dore and Edinbugh Lectures on Mental Science https://www.amazon.com/gp/product/B0036FTEX0/ref=dbs_a_def_rwt_hsch_vapi_tkin_p1_i0 

Welcome back to the Neuroscience Meets Social and Emotional Learning Podcast. If you’ve been listening to our podcast and wonder what exactly we do at Achieveit360.com, go to our website and take a look.[i] We provide courses, books and tools for teachers to implement Character and SEL programs in the classroom along with other consulting services that can be used in the corporate workplace. You can watch this interview on YouTube, but you won't be able to hear the backstory, unless you listen through your favorite podcast channel. Listen to all past episodes here.  Here’s the Back Story behind the programs and services that were inspired by our guest today, Bob Proctor. You can go to our website’s About Us[ii] section to see an outline of the last 20 years, and you will see a picture of him at the top of the page, but first let me explain who he is. In 1961, Bob Proctor started studying the book, Think and Grow Rich[iii] (right now it’s showing as #1 in Entrepreneurship Books on Amazon) and this book transformed his life. If you’ve been lucky enough to see Bob Proctor speak live, you’ll see this book and one look at it, you’ll know he’s been reading it every day.He listened to Earl Nightingale’s condensed recording of the book thousands of times, he said he would put this record player in his car and listen to it (back in the days that I can still remember when we had vinyl records before music and audio recordings became available online). He then created his own position that allowed him to work shoulder-to-shoulder with Earl Nightingale at Nightingale-Conant (that at the time was the largest distribution house for personal development programs). He worked there until 1973, before leaving to start his own personal development company where he’s been training people around the world ever since. Today, Bob has studied thousands of books, continues to read Think and Grow Rich every day, and is considered the world’s foremost expert on the human mind.I can personally say that Bob Proctor is one of the rare speakers out there who truly lives and breathes what he teaches, with full integrity—he walks his talk and inspires those around him to do the same. I was fortunate enough to cross paths with Bob in the late 1990s when I was a school teacher in Toronto, when I asked my neighbor, Mark Low, what he did for a living, and he didn’t say much, but he handed me Bob’s You Were Born Rich[iv] book that I read the next day in a staff meeting (hiding it behind my binder as I pretended I was listening to the meeting) and my life was never the same after that day. The book was not just about being rich financially, but was about being rich in potential, saying that we all have deep reservoirs of talent within ourselves, and that we have greatness locked up inside ourselves...everyone has reservoirs of great talent and ability within us and if we can bring it to the surface we can accomplish anything we want. I really liked that idea.That was 24 years ago, and it’s definitely been a journey that started when I quit my job as a teacher and went to work in his offices selling seminars. I want to share some of the top lessons learned from Bob, before we go into the interview. I will definitely do a deep dive into his content after this episode, as it’s so valuable, but looking back to the day I met him, here are my biggest take-aways. If you have some that you want to share, please tag me on social media when I post this interview and share some of yours.Lesson 1: I learned how to set huge goals that most people would say were crazy when Bob asked me “what do you really want?” When I told him, he told me that there were certain steps I needed to follow, that started with writing my goals down on this card he gave me, and if I did all the things he suggested, and believed in what I was doing, I could have what I wanted. I really believed him and followed what he told me to do. Lesson 2: I learned how to be resourceful and make money based on my natural talents and skills. When Sept 11th happened, I had just moved to the US and had big plans of what I was doing...all of them halted just like many peoples plans halted or changed during the pandemic, but I knew I was great with children, and ended up getting a job as a nanny through one of the local resorts, eventually being the most requested nanny’s there. I also always valued keeping a clean and tidy house, so when I needed to make more money, I found work cleaning houses that was great money, and also very humbling, and not far from the work that Bob did in his early days...he would talk about it all the time, how he made great money cleaning offices, and it kept me on track with my goals. Lesson 3: I learned the basics of sales, which came in handy when I worked in the publishing industry. It was this skill, along with persistence, that allowed me to earn enough money to buy my first home in AZ and start living the life that I described when he first met me, and asked me “what do you really want?”Lesson 4: Was on how to generate energy so that I could accomplish more in less time. There was this one time that I was going to an event at 5am and this was years before I was an early riser. I was not like this when I lived in Toronto. When the car arrived at my house one morning to take me to an event, Bob was in it, and when I jumped in...he asked me how I was. And this at 5am it was pitch black, and I was probably still sleeping...and I said I was tired...and Bob said...pardon? I thought he was losing his hearing so I leaned forward and told him again, I’m tired Bob...and then he said something I never forget to this day.He said, “I thought you knew that we can create our own energy.”I was quiet for a minute and realized that he was expected me to integrate what he was teaching at these seminars...into my daily life."Ahhh"...I said...and I never told him I was tired again. And when anyone ever asked me how I was, and I was tired, I never admitted that…ever again.I learned how to generate my own energy through diet and exercise that ensures I can accomplish more, but it started that early morning, when bob asked me “how are you?”Bob has always surpassed me with energy. He’s got more energy than anyone I’ve ever seen. He starts his seminars on a Thursday or Friday night, and runs straight through till late Sunday night, never sitting down, taking a break, or saying, phew, I’m tired. Lesson 5: Is about the impression of increase or to put in more effort than you expect back. Well, that came from the SGR seminar and is a concept that has stuck with me to always do my best, without expecting any gain.Lesson 6: is about integrating your beliefs with your behavior. If you look at your goals, and what you believe, then look at whether the actions you are taking line up and ask “is by behavior consistent to what I want?”  I learned that Bob really does do ALL of the things he says he does.There was one day about a month after Sept 11th happened and I was in the same place he was staying at for a few days, and I knew things were up in the air with his company as no one was getting on airplanes to travel to the seminars. Things had changed overnight just like that. When I looked over at where he was sitting, I saw that he was reading Wayne Dyer’s There’s a Spiritual Solution to Every Problem[v] and I knew right then and there that Bob was looking for answers on where to pivot to next. He’s always reading something to gather new ideas and strategies and of course I bought that book immediately not wanting to miss out on some important knowledge.Lesson 7: To live every day like it’s your last. He’s the one who told me the idea that when you really want something, you are trading your life for that goal. That didn’t make sense until recently, I see the work that went into where I am today, and yes, I traded my life for that. The daily repetitive work towards the goal I always wanted, until I got to one level, then to next, and I can see how I traded each day for that goal I wanted and am grateful that I picked a worthy goal to trade my life for.Lesson 8: Excellence is a commitment to completion. I learned to complete what I start early on, not that I’ve always done this, but I know how important it is to see a project through until it’s completed. Whether it’s a project, or something as simple as saying, I’m going to the gym and actually taking the action to go, when we say we are going to do something, I believe in the importance of doing it.Lesson 9: when stuck with your direction, I learned how to write out on a piece of paper on the left side what I don’t want, let’s say you are not happy with your work, you’ll want to get a clear picture of what will make you happy, and seeing it on paper will open your eyes. Once you know what you don’t want, it’s easy to go to the right side and write the polar opposite on the paper....so you know what you can work towards. This is a huge lesson in self-awareness. You’ll get to know yourself better after you do this and then you need to honor the things that make you happy.Lesson 10: I learned that success really is possible if you really want it, but there will be work involved. If I am willing to do that work that involves daily reading, studying and then taking action on the ideas I want to create, that “strange and marvelous things will happen with constant regularity as you alter your life.”I would love to hear any thoughts or take-aways as you listen to the interview. Let’s get straight to the interview…and hear directly from Bob Proctor himself.This is episode #66 with world renowned speaker, motivation and success coach, author of best-selling books, and my mentor, Bob Proctor[vi].Welcome Bob, thank you so much for taking the time to come on this podcast that really is here because of you, for inspiring me 24 years ago to take action with these ideas. You asked me “what do you really want?” and I told you. Then you showed me how to get it and here we are today. Thank you so much for helping me to create the life that I saw all those years ago. I’ve had a chance to thank pretty much everyone who’s helped me along the way, kept in touch with Greg Link from the Covey Organization and he always asks how you are doing, so along with thanking you, I wanted to be sure to pass on a few of the people along the way who have always asked about you because you’ve made such an impact on their world as well. Another person was Joe Gray, from Sunlife’s Scarborough Branch. My Mom worked there, and she still keeps in touch with him, and he’s always asking about you because of the impact you made with those guys selling life insurance back in the day. The last time I was there, they all still carried their goal cards in their shirt pockets. Thanks for all you’ve done to wake so many of us up to take action and create a life that we wouldn’t have thought was possible without you pushing us to think of the limitless possibilities.INTRO: Bob, the reason I wanted to reach out to you, and have you on this podcast is because I discovered social and emotional learning skills that are making inroads in our schools today, with plenty of research to back up the results that occur with students who study these skills—I discovered them, by chance through you and we are a year into this podcast now, and are experiencing incredible results, showing me that people are looking for ways to learn new strategies and tools to improve their results, using the most current neuroscience, while also tapping into their own social and emotional skills…and you knew this YEARS AGO…Can I take you back to when I had this HUGE AHA moment?It was one of those unforgettable moments, you know, one of those moments in our life when we know things will never be the same again—a clear moment of truth. Like when I think back to it, there could have fancy orchestra music playing as if to say, “Pay Attention Andrea!”  You were working with a group of teens we called them YMI or Youth Mentor International (I think we were in New Orleans at the Superdome) with skills that developed their attitude, mindset, confidence and goal-setting abilities, (what we used to call soft skills) and it skyrocketed their results.I know you’ll remember Brian Johnson, but not sure if you would know that at the time you were showcasing these students, I was in the audience of at least 8,000 people, and Brian had just started to speak his part and share what he was learning from you, and he started to stutter, and we’ve all been there, public speaking at any age is stressful, let alone at the Louisiana Superdome and you stood behind this teen and rubbed his back in such a way that he calmed down and was able to speak without any problems, and I was blown away, on so many levels.  As a teacher, I had really struggled to make an impact on the students in my classroom, and then here were these 12 teens talking about their unusual results after only a few months of working with lessons that mirrored what we now know to be called growth mindset, self-awareness and self-regulated learning that are now evidence-based strategies being implemented in schools (and workplaces) around the world.  I just remember it felt like a brick hit me in stomach, and I seriously couldn’t breathe, I just started crying, my face went all red and blotchy, because I knew at that moment that this was it—this is what I was meant to be doing for the rest of my life, and then I had to go and help Gina with back of the room sales and then Milt Campbell who was up on stage that day, was there and came over to introduce himself to me—and I knew I needed to learn what you were teaching these kids more than anyone.Q1: Thinking back to those 12 YMI teens you started working with (and then the hundreds of them who followed working with the tape program) Why do you think these teens had such incredible results after just a few months of working with you and these lessons?  What were they missing? Q2: You’ve been studying for almost 60 years now—if we count back to when you started reading Napoleon Hill’s Think and Grow Rich book and I wonder what you think are some common reasons that people don’t reach their full potential? I think it’s something that I learned from your You Were Born Rich Book, to recognize the potential in ourselves and other people (and I know that we all have this potential) I see it especially with young people—some of them shine like a bright light—but only the rare few actually develop their talents and abilities to their fullest. I wrote down this quote in 1999 (I think from the SGR Seminar). You said “the person who is certain to advance is one who is too big for his place and has a clear concept of what he wants to be—who knows that he can become what he wants to be and is determined to be what he wants to be.” It makes sense to me that schools are now teaching self-awareness to students to help them to uncover their strengths but what do you think is the formula that we should all know on how to develop an unwavering belief in our abilities so we don’t default back to doubt/worry/ anxiety and fear that sabotages our results?Q3: Back when I worked with your offices, I was always looking for something to study and I found this old video program, called “The Journey of the Mind” where you were walking through this set that has large stones, and you covered topics like responsibility, paradigms, goals, attitude, persistence, and decision. This program became the outline of my first book, The Secret for Teens Revealed[vii] and you wrote the foreword and it became the backbone for the courses that I’ve created for the school market. I don’t know what ever happened to that course you created, but I think it’s crazy to think that years later, Carol Dweck published her book Mindset: The Psychology of Success[viii] (that changed millions of lives with its insights into growth mindset). You didn’t call it growth mindset but were teaching this all along with your programs when you were teaching about changing results by changing our beliefs. What about YOUR belief Bob? When you were creating some of these programs that didn’t take off (I think the one I saw was never produced into a film like it was supposed to) did you ever lose belief in what you were doing? How did you stay on track until your programs took off the way you envisioned?Q4: I know when things really changed for your organization, and it was when Rhonda Byrne contacted you about appearing in this movie, The Secret,[ix] that accelerated your work around the world, along with many others. For those who have never heard this story, can you share how you just happened to be in the right place, at the right time, to meet her? Why do you think we meet certain people at certain times in our life who accelerate us/take us to our next level and what can we do to prepare ourselves to be ready when this happens?Q5: This is the only science-based question, but I have to ask it because it ties directly to your work.  I’ve been studying Dr. Daniel Siegel[x] (do you know Dan?) He’s a clinical professor of psychiatry from UCLA’s School of Medicine and executive director of The Mindsight Institute[xi] who did episode 28 on “Mindsight: The Basis for Social and Emotional Intelligence”[xii] and he has spent years showing the scientific connection between the mind and the brain. Dan talks about that “science clearly demonstrates that we have 2 realms in our physical universe—and this is not commonly known.”  He asked 3,000 tech experts and 3,000 therapists and only 5% had ever heard of this. That reminded me of when you asked all those schoolteachers if they knew what the faculties of their mind were, and none of them could tell you. Well, Dan shows how there is one world where time/space exist, and the other world, the quantum world, is timeless and full of possibilities.To me, this is what Wallace D. Wattles speaks about in The Science of Getting Rich[xiii] book that inspired half a billion people since the movie The Secret was inspired by this book and all the possibilities that exist in this other realm. Can you talk a bit about what you know about this second realm as it pertains to not only making money, but the place we go in our mind when we pray, or say our affirmations, or reach during meditation, because science shows that there is this plane of possibility or the “formless source” where anything is possible. Q6: I listened to the podcast you did with Lewis Howe’s[xiv] this weekend. I love that guy and his podcast and learning from those who are doing well within industry, and it made me think of something else I wanted to ask you. Do you have time to cover one last Q? If so, what do you think is important for all of us to be thinking and doing during these strange times? Thank you, Bob, I want to let people know about your upcoming programs, and how they can learn more about you. Just go to https://www.proctorgallagherinstitute.com/ and you can see your next virtual seminar coming up called Paradigm Shift[xv]  they can easily download the book that inspired me, You Were Born Rich,[xvi] for free on your site and find you on social media @bobproctorlive on Twitter, and search for you on Facebook. REFERENCES:[i] https://www.achieveit360.com[ii] https://www.achieveit360.com/about-us-history-and-mission/[iii] Think and Grow Rich by Napoleon Hill TarcherPerigee; Revised & enlarged edition (August 18, 2005) https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331[iv] You Were Born Rich by Bob Proctor https://www.proctorgallagherinstitute.com/programs[v] There’s a Spiritual Solution to Every Problem by Wayne Dyer (Reprint Oct. 2009) https://www.amazon.com/dp/B000FC144O/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1[vi] https://www.proctorgallagherinstitute.com/our-story[vii] The Secret for Teens Revealed by Andrea Samadi (2008, Wheatmark Publishing Tucson, AZ).  https://www.amazon.com/Secret-Teens-Revealed-Teenagers-Leadership-ebook/dp/B078TQ4NF5/ref=sr_1_1?dchild=1&keywords=andrea+samadi+secret+for+teens&qid=1590796709&s=books&sr=1-1[viii] Mindset: The Psychology of Success by Carol Dweck (Dec. 2007) https://www.amazon.com/Mindset-Psychology-Carol-S-Dweck/dp/0345472322[ix] The Secret by Rhonda Byrne https://www.thesecret.tv/products/the-secret-book/[x] https://www.drdansiegel.com/[xi] https://www.mindsightinstitute.com/[xii] Neuroscience Meets SEL Podcast EPISODE #28 Dr. Daniel Siegel on “Mindsight: The Basis for Social and Emotional Learning” https://podcasts.apple.com/us/podcast/clinical-professor-psychiatry-at-ucla-school-medicine/id1469683141?i=1000456048761[xiii] The Science of Getting Rich Seminar based on the book by Wallace D Wattles https://www.proctorgallagherinstitute.com/programs/science-of-getting-rich?utm_source=Programs%20Page&utm_medium=PGI%20Site&utm_campaign=SGR[xiv] Lewis Howe’s School of Greatness Podcast Episode with Bob Proctor https://www.youtube.com/watch?v=SKBtPesxp1M[xv] Paradigm Shift Seminar https://www.proctorgallagherinstitute.com/events/paradigm-shift?utm_source=1-Events-Page&utm_medium=1-PG.I-Site&utm_campaign=PS-Event[xvi] Tips and Tools Go to Download a FREE Copy of You Were Born Rich https://www.proctorgallagherinstitute.com/tips-and-tools 

In this bonus episode of Inspire On The Go, Andrea talks to Kelly King from LifeWay Christian Resources via zoom. King is the Manager of Magazines/Devotional Publishing and Women's Ministry Training at Lifeway Christian Resources and is apart of Church Ministries Team. They talk about all the creative ways they're staying busy while at home, as well as dive into all resources that are available to women in ministry through LifeWay. Kelly King Socials: Instagram: kellydking Twitter: @kellydking LifeWay Women's Ministry: https://www.lifeway.com/en/shop/ministries/women LifeWay Women's Bible Studies: https://www.lifeway.com/en/shop/bible-studies/women LifeWay Women's Events Page: https://www.lifeway.com/en/events/women

It has been too long since our health scout, Bobbi Vitality, has visited the show. He will join us this week to share what the studies and track record show about how stem cell therapy can revitalize the immune system’s ability to combat the coronavirus and other dreaded diseases. Infiniti Stem Cells. Check out the Events Page for conference calls and webinars. Next up, my friend Brian Craig, CEO of Essential Formulas, Incorporated, (supplier of Dr. Ohhira's Probiotics and Reg'Activ) will be my guest. He has been in the natural products industry for 40 years gaining extensive experience in herbal products, vitamins and other nutritional products including probiotics. He has a well-seasoned perspective on the current health crisis and on Essential Formula’s 20-year anniversary. The 30-minute workout with my trainer that I had hoped to mention.  

It has been too long since our health scout, Bobbi Vitality, has visited the show. He will join us this week to share what the studies and track record show about how stem cell therapy can revitalize the immune system’s ability to combat the coronavirus and other dreaded diseases. Infiniti Stem Cells. Check out the Events Page for conference calls and webinars. Next up, my friend Brian Craig, CEO of Essential Formulas, Incorporated, (supplier of Dr. Ohhira's Probiotics and Reg'Activ) will be my guest. He has been in the natural products industry for 40 years gaining extensive experience in herbal products, vitamins and other nutritional products including probiotics. He has a well-seasoned perspective on the current health crisis and on Essential Formula’s 20-year anniversary. The 30-minute workout with my trainer that I had hoped to mention.  

Re-imagined Events Page. We want your submissions! https://www.blueridgeoverlandgear.com/pages/events Garmin Instinct Sale https://www.blueridgeoverlandgear.com/products/garmin-instinct-rugged-gps-watch Dometic Sale https://www.blueridgeoverlandgear.com/pages/search-results-page?q=dometic Tool Pouch Sling Sale https://www.blueridgeoverlandgear.com/products/tool-pouch-sling Follow us in instagram @blueridgeoverlandgear Join our Facebook Group (Requires approval by mod) https://www.facebook.com/groups/2068150693433159/?source_id=267056973336046

About the Show: On this episode of the podcast, we sit down with Kyra Ramsey, Co-Executive Director of Apple Seeds NWA an organization that reached over 10,000 local youth and inspiring healthy living through garden-based education for young people.  These guys have given new meaning to the word “ Teaching Farm,” where they are inviting school-age youth by the busload to their working farm on Fayetteville’s East Side.  And, when the students can’t come to the Farm, Apple Seed goes to the schools. Founded in 2007, Apple Seeds was created by the folks from Ozark Natural Foods a popular food coop right here in Fayetteville. In addition to the Teaching Farm, Apple Seeds has a Pollinator Garden with Bees and Monarch Butterflies, a Teaching Professional Kitchen whose doors open up to the couple acre garden that sits adjacent to Gulley Park. Apple Seeds hosts several fundraising events each year where you can enjoy some of the food grown on their farm. They usually bring in a very talented guest chef who will curate a wonderful menu pairing great food with wine and beer and a lot of fun.  To learn more about some of their upcoming events visit the Events Page on their site. Finally, you can earn your green thumb for FREE every Saturday from 9 AM to Noon during the Open Garden Hours (March thru October).   Important Links: Website Apple Seeds NWA Facebook Apple Seeds NWA Facebook Instagram Apple Seeds NWA Instagram Kyra Ramsey Kyra@AppleSeedsNWA.org   This episode is sponsored by: Email info@iamnorthwestarkansas.com to learn more about sponsorship opportunities. Connect more with I am Northwest Arkansas: Email Us hello@iamnorthwestarkansas.com Connect With Our Facebook Page https://www.Facebook.com/iamnorthwestarkansas/ Connect With Our Twitter https://www.twitter.com/iamnorthwestar1 Connect With Our Instagram https://www.instagram.com/iamnorthwestarkansas Join The Facebook Group https://www.Facebook.com/groups/iamnorthwestarkansas Connect with our Fearless Host Randy Wilburn on LinkedIn https://www.linkedin.com/in/randywilburn/   Thank you for listening to this episode of the I am Northwest Arkansas podcast. We showcase businesses, culture, entrepreneurship, and everyday people making Northwest Arkansas what it is today. Please consider making a one-time donation to our production team through PayPal to help with the expenses of keeping this podcast running smoothly https://www.paypal.me/encouragebuildgrow  

We ran out of time for listener questions on the Dec 29, 2019 program when I discussed Stem Cells with my guest Dr. Darcy Brunk. I said then that I wanted to have him on again when we could just take more calls. That is what we will do this Saturday. On Thursday, Feb 9 at 11:30 am there is a free seminar in Rockwall, TX. Details on the Events Page. For a free e-book, Stem Cells Made Simple, call (972) 303-0683 and tell them you heard about it from Healthy by Nature. Maybe you already know that stem cells just might be the answer to your pain or dysfunction. If you would like a consultation and appropriate x-rays at no charge, call (972) 303-0683 and tell them that you learned about it on Healthy by Nature! For more information, visit his website, AchieveVitality.net.  

We ran out of time for listener questions on the Dec 29, 2019 program when I discussed Stem Cells with my guest Dr. Darcy Brunk. I said then that I wanted to have him on again when we could just take more calls. That is what we will do this Saturday. On Thursday, Feb 9 at 11:30 am there is a free seminar in Rockwall, TX. Details on the Events Page. For a free e-book, Stem Cells Made Simple, call (972) 303-0683 and tell them you heard about it from Healthy by Nature. Maybe you already know that stem cells just might be the answer to your pain or dysfunction. If you would like a consultation and appropriate x-rays at no charge, call (972) 303-0683 and tell them that you learned about it on Healthy by Nature! For more information, visit his website, AchieveVitality.net.  

The Torah Portion of this week is 'YITRO' – ‘JETHRO' Exodus 18:1 – 20:23. 'MOSES & YESHUA, Part 5 - LEADERSHIP & THE 10 COMMANDMENTS'. Yiskah will be leading the study. You will learn the practical applications of the Torah in this day and age, the types and shadows of Messiah revealed in the Torah along with the golden nuggets. She always links the TORAH WITH YESHUA and THE NEW COVENANT. The whole time will be guided by the Holy Spirit / Ruach HaKodesh. This teaching happened on Saturday, 26th January 2019 @ 14:25 LONDON TIME This was a LIVE Event, took place on Yiskah Bat Yerushalayim's YouTube Channel and happens every Saturday. If you would like to join us on these LIVE Events, please make sure to subscribe to the Channel prior to it so you will be able to join in the meeting and comment. LINK IN THE END. Then just be inside the Channel at the appointed time and if you don't see the LIVE video there please REFRESH THE PAGE :-) Check out our Events Page to know the exact times and all the LIVE Events we have available for you if you would like to know more, visit the link below. www.beitkodesh.com Our LIVE events happen at Yiskah Bat Yerushalayim YouTube Channel www.youtube.com/channel/UCEjZLXf_n3jUluiDn4y14nQ Our Facebook group is www.facebook.com/groups/BeitKodeshOnlineCommunity/ Our website is www.beitkodesh.com/ See you there!!!

This is Part 3 of the 'New Speech Series' called 'GUARD YOUR TONGUE'. I will be using the Scriptures and the book entitled 'Guard Your Tongue' Adapted by Chofetz Chaim, by Rabbi Zelig Pliskin. This book is a practical guide for the Laws of Lashon Hara – avoiding derogatory/negative/critical and evil speech. This Wednesday we studied some more of the Torah Commandments of YHVH Elohim concerning Lashon Hara and studied on FORGIVENESS so we can be free from bearing a grudge or wanting revenge. I also read and explained from the chapter 1, the points 1. TRUE & FALSE DEROGATORY STATEMENTS; 3. HABITUAL SPEAKERS OF LASHON HARA & 5. REFUSING ONE'S PARENTS & TEACHERS, from the book I mentioned above, looking into different 'Case Studies' to understand how these Laws should be applied in our own life in the century we live. It is the lack of clear instruction that is not helping God’s people to be careful with what they say! This study is an eye opener concerning how serious the bad use of the tongue is. We need to know what we should and should not be speaking. Guard Your Tongue will be taught on every Friday, starting before sunset LONDON TIME as part of our Erev Shabbat Service. To know the exact starting time every week, please visit our EVENTS PAGE on our website. LINK on the comments below the podcast. This was a LIVE Event and took place on Yiskah Bat Yerushalayim's YouTube Channel. If you would like to participate in future LIVE Events, they occur weekly. if you would like to know more, visit the link below. www.beitkodesh.com/eventsandfeasts Our LIVE events happen at Yiskah Bat Yerushayim YouTube Channel www.youtube.com/channel/UCEjZLXf_n3jUluiDn4y14nQ Please make sure to Subscribe to the Channel prior to the Event so you will be able to join in the meeting and comment if you wish. Then just be inside the Channel at the appointed time and if you don't see the LIVE video there, please REFRESH THE PAGE :-) Our Facebook group is www.facebook.com/groups/BeitKodeshOnlineCommunity/ Our website is www.beitkodesh.com/ See you there!!!

Start 2019 off right by getting out and experiencing all that Orlando's arts communities has to offer. Here's what's happening 'This Week In Art.'- Orlando Shakes opens A Doll's House, Part 2 this Wednesday, running through February 3. The play is a sequel to the classic A Doll's House, happening concurrently at Central Florida Community Arts.- Theatre nerds rejoice! This weekend, Orlando Fringe hosts the third-annual Orlando Fringe Winter MIni-Fest. Take a look at their Events Page for a list of all the performances involved.- See some local music! Timucua Arts Foundation has two shows happening this week : Duo Beaux Arts Piano & Monroe Crossing.

This week, we talk with David Frum, former speech-writer for George W. Bush, current editor of The Atlantic, and contributor to MSNBC, about his new book, "Trumpocracy: The Corruption of the American Republic." Next, a chat with Rita Bosworth, the founder and CEO of Sister District, an organization dedicated to helping flip state capitols in favor of the Democrats. Then, Laura Latta, co-lead of the Washington chapter of Moms Demand Action, on the tremendous growth of her group in the recent weeks. And we close with two essays on gun violence by Tacoma-area teens. Links: David Frum's book, "Trumpocracy": https://www.amazon.com/Trumpocracy-Corruption-American-David-Frum/dp/0062796739 Sister District: http://www.sisterdistrict.com Moms Demand Action Washington's Events Page: https://www.facebook.com/pg/MomsDemandActionWA/events/?ref=page_internal To join Washington's chapter of Moms Demand Action, text EVENTS to 64433

As mentioned in my previous episode, we're changing things up on the podcast and bringing you all in for the journey. Thus, we’ve split this particular episode into two parts. Part I (Episode 36) had addressed Scott’s corporate background and how he transitioned into an elite branch of firefighting known as the Hotshots. Coincidentally enough, a movie based on the Hotshots just came out in theaters in September and Scott mentioned knowing about 17 of the 19 who’ve sacrificed their lives in order to be of service to others. In this episode we continue our conversation on podcasting and gender marketing styles. Please note, these are just generalizations and of course there are exceptions. We dive into the topic of vulnerability to connect to your audience—who you’re meant to serve and who are meant to learn from you. This is Part II of my conversation with Scott Mulvaney. If you haven't listened to Part I, you could listen to it here. If you happen to be in the Philadelphia area, this weekend, Sunday I’m proud to present at a workshop in partnership with PHLBloggers. (Details are below under Resources and Events Page.)   Who is Scott? Scott Mulvaney has a philosophy to help others live The Fired Up Epic Life! He launched the LIVE THE FUEL Podcast in 2016 to help FUEL your health, business and lifestyle. Through years spent in sales, marketing, operations, and management he's here to help you control how you exist in the online marketplace. Scott Mulvaney acquired 20+ years of conquering professional roles in sales, marketing, coaching, training, leadership development, and the fitness space. His fitness niche has spanned 15 of those 20+ years. He is a "Scott of All Trade's" with an adrenaline junkie, athletic, yet techy passion for self-development and lifestyle transformation. Scott embodies the limitless energy necessary for success. This is fueled by his years in the health and fitness coaching space. His lifestyle freedom passions include balancing life with CrossFit, skiing, cycling, skydiving, and travel. Scott balances professional pursuits with philanthropic activities, having served as board member and investing countless volunteerism hours with multiple 501(c)(3) organizations. Scott's diverse background includes having served in public service as a Hotshot Wildland Firefighter with the U.S. Forest Service as well.   Quotes from Scott  You have to put in the reps. Those mistakes, those failures—that's what teaches you the most... If you don't start taking action, or putting in the work, or go get that job, in a couple different roles that may potentially be how you want to run your company, you don't know and you've never made the mistakes in that position. So how are you supposed to learn from that and use that in the future to grow your own business? (4:32) The one thing I learned really fast when we got assigned our first was 'holy crap, here's reality.' They talk about it, they have you study it, they have you memorize it, but it's a whole different world until you get out into that fire line. That goes for business. You think you're prepared for everything until you turn that website on, or you turn your podcast on, or you open the front door of your new studio... if you're not willing to take action and take the risks, how are you supposed to learn? (5:25) You've gotta stop with the comparison stuff. Us guys, we compare stuff too, but we also realize, 'You know what? Forget you, I'm posting it, it's either gonna work or it's not, and if it doesn't I'm gonna learn something from that.' And trust me, there are definitely some ladies that embrace that and get it done. (24:27) What You’ll Learn Advice he got from a previous MAPCon event on how failures and mistakes are critical to learning valuable business lessons Online and offline component to learning along with a visual, auditory or kinesthetic (VAK) approaches How men's web content may appear more confident and aggress...

I had met Scott Mulvaney at the Mid-Atlantic Podcast Conference in the Philadelphia area where he spoke about embracing change. What I like about this next episode in particular is hearing not only his transition from corporate sales to public service, but hearing about his own personal transformation and who he became in the process. In my commitment to changing things up on the podcast and bringing you all in for the journey, we’re splitting this particular episode into two parts. Part I addresses Scott’s background and how he got into an elite branch of firefighting known as the Hotshots. Coincidentally enough, a movie based on the Hotshots just came out in theaters in September and Scott mentioned knowing about 17 of the 19 who’ve sacrificed their lives in order to be of service to others. Part II will discuss podcasting and the differences in gender styles when it comes to marketing. Please note, these are just generalizations and of course there are exceptions. And we dive into the topic of vulnerability in connection to marketing and being vulnerable to your audience, who you’re meant to serve and who are meant to learn from you. Actually, this weekend, Sunday in fact I’m proud to present at a workshop in partnership with PHLBloggers in Philadelphia, PA. (Details are below under Resources and Events Page.)   Who is Scott? Scott Mulvaney has a philosophy to help others live The Fired Up Epic Life! He launched the LIVE THE FUEL Podcast in 2016 to help FUEL your health, business and lifestyle. Through years spent in sales, marketing, operations, and management he's here to help you control how you exist in the online marketplace. Scott Mulvaney acquired 20+ years of conquering professional roles in sales, marketing, coaching, training, leadership development, and the fitness space. His fitness niche has spanned 15 of those 20+ years. He is a "Scott of All Trade's" with an adrenaline junkie, athletic, yet techy passion for self-development and lifestyle transformation. Scott embodies the limitless energy necessary for success. This is fueled by his years in the health and fitness coaching space. His lifestyle freedom passions include balancing life with CrossFit, skiing, cycling, skydiving, and travel. Scott balances professional pursuits with philanthropic activities, having served as board member and investing countless volunteerism hours with multiple 501(c)(3) organizations. Scott's diverse background includes having served in public service as a Hotshot Wildland Firefighter with the U.S. Forest Service as well.   Quotes from Scott  I negotiated my own dismissal from my job because I hated it...I was selling retirement plans and stuff like that for ADP and I was the second top salesperson. My boss said,'You want to leave? You're kicking ass, you've only been here a year.' I said, 'Yeah, but I hate it.' So I was like, 'My degree is about to be done and I've got this thing, so I need some time freedom.'  (12:06) I was already hired, whether they liked it or not, I was there, man. Like I'm becoming one of their brothers. In the beginning of that rookie year—I'm also considered 'the old guy,' that's the best part, I'm 31 and I'm like 'really dude?' (16:40)  Here's the crossover that I'm kind of hinting at. I've met some driven Millennials. And the one thing they all end up getting is that they know that they can do more. They don't have blinders on. Whereas, a lot of us in the Gen X World have blinders on. (23:48) Nowadays when I look at the Millennial generation, I love it. There's a lot of drive, there's a lot of passion. They hear and they see thanks to social media that there are people out there getting it done and finding a way to do things outside the box, launch online businesses, launch online successful shopping carts, websites, blogs, podcasts, whatever. (24:50) Have the psychology, have the drive, have the mindset, that you know that you're capable of more,

I had a great catch-up chat with Harry Brelsford from SMB Nation. He’s busy with a couple of things going on at once. I know: Shocker! First up, SMB Nation is putting on the first “Behind the Curtains” training on Windows 10, in association with Microsoft. This is a vendor-free event. It is also sold out – but Harry has a waiting list. So be sure to register because that will guarantee you’re on the list to get information about the next big Windows 10 event. Details at the Events Page at SMB Nation.   The much bigger event is SMB Nation / Office365 Nation’s Get Connected event. Details are at http://getconnected.o365nation.com/ – including the agenda and speaker lists. Get Connected happens August 4-5 and focuses on Office 365, Windows 10, and Azure. As their web site says: “Bringing together Office 365 and Win10 experts, thought leaders, and a wide range of IT Professionals, THE Get Connected event provides you the opportunity to gain the knowledge, skills and tools you need to support your organization. Learn how to incorporate the industry best practices at more than 20 educational sessions tailored to Office 365 and Win10. Join us to learn and explore bench marking features of Office 365 and Win 10 via this two day online conference August 4 and 5th, 2015, from the comfort of your desk.” The fun starts at 7:00 AM (Pacific) on Tuesday, August 4th. Sessions go through 4:00 PM that day. On the 5th, sessions are 7:00 AM until 1:30 PM. Harry Brelsford Topics scheduled so far include: Office 365 Licensing Office 365 Click-To-Run Deployment Making Money with clients on Office 365 Line of Business Apps/Integration SharePoint Online and OneDrive for Business Migration Introduction to Windows 10 Windows 10 Security Windows 10 and Universal Applications Windows 10 and the Internet of Things Windows 10 Sales and Support Opportunities   Interviews with Harry are always fun and informative.     Listen Now: Listen to the Podcast.